HomeMy WebLinkAbout00-08752
.-,
,I.;
',,-
,
['%L
,
PETER J. HOFFMAN and
DONNA B" HOFFMAN,
Plaintiffs
vs.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO . ()-1J - d> 7 !5'::L ~ 1.LUo-
BANKERS TRUST COMPANY OF
CALIFORNIA, N.A. AS TRUSTEE FOR
LEHMAN HOME EQUITY LOAN TRUST
1998-1, and AURORA LOAN
SERVICES, INC.,
CIVIL ACTION - LAW
Defendants
NOTICE
YOU HAVE BEEN SUED IN COURT" If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this Complaint and Notice are served, by
entering a written appearance personally or by attorney and filing in
writing with the Court your defenses or objections to the claims set
forth against you. You are warned that if you fail to do so the case
may proceed without you and a judgment may be entered against you by
the Court without further notice for any money claimed in the Complaint
or for any other claim or relief requested by the Plaintiff. You may
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Square
Carlisle, PA 17013
(717)249-3166 OR (800)990-9108
IF YOU DO
THE OFFICE
NOT I C I A
Le han demandado a usted en la corte. Si usted guiere
defenderse de estas demandas expuestas en las paginas siguientes, usted
tiene viente (20) dias de plazo al partir de la fecha de la demanda y
la notificacion. Usted debe presenter ,una apariencia escrita 0 en
persona 0 por abogado y archivar en la corte en forma escrita sus
defenses 0 sus objeciones alas demandas en contra de su persona. Sea
avisado gue si usted no se defiende, la corte tomara medidas y puede
entrar una orden contra usted sin previo aviso 0 notificacion y por
cualquier queja 0 alivio que es pedido en la peticion de demanda.
Usted puede perder dinero 0 sus propiedades 0 otros derechos
importantes para usted.
LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO TIENE
ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA
EN PERSONA 0 LLAME FOR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Square
Carlisle, PA 17013
(717)249-3166 OR (800)990-9108
hoffman, peter\first union\complaint
"'
';.-
11
PETER J. HOFFMAN and
DONNA B. HOFFMAN,
Plaintiffs
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. {J-o. 'n52.. CwJ I~
vs.
BANKERS TRUST COMPANY OF
CALIFORNIA, N.A. AS TRUSTEE FOR
LEHMAN HOME EQUITY LOAN TRUST
1998-1, and AURORA LOAN
SERVICES, INC., . CIVIL ACTION - LAW
Defendants
COMPLAINT
1. Plaintiffs are Peter J. Hoffman and Donna B. Hoffman, adult
individuals who reside at 550 St. John's Drive, Camp Hill, PA 17011.
2. Defendants are Bankers Trust Company of California, N.A., as
Trustee for Lehman Home Equity Loan Trust 1998-1 (Bankers) and Aurora
Loan Services, Inc. (Aurora), of 3 Park Plaza, 16th Floor, Irvine, CA
92614 and 601 5th Avenue, P.O. Box 1706, Scottsbluff, NE 69363,
respectively.
3. On April 6, 1988, by a written contract, First Union Home
Equity Corp. (Union) loaned to Plaintiffs $40,000.00 and Plaintiffs
executed and delivered to Union a written mortgage which conveyed to
Union as security for the debt the real estate which Plaintiffs owned
at 550 St. John's Drive, Hampden Township, Cumberland County,
pennsylvania (subject real estate). The said mortgage was recorded on
April 8, 1988 in Cumberland County Mortgage Book 899, Page 416. The
said mortgage was assigned from Union to Bankers by an instrument
dated October 26, 1997 and recorded in Cumberland County Miscellaneous
Book 635, Page 1118.
A copy of the aforesaid mortgage and assignment is attached
hereto as Exhibit "A".
Plaintiffs do not have in their possession a
.,
,
,..;,.1 "-" ;.,~,~.
,
,.'
,;1:1, "
<
i:.j;_
copy of the note or loan agreement for the $40,000.00 loan but believe
that said document is in the possession of Defendants.
4. Aurora is the loan servicing agent for Union, and has been
such at all times material to the cause of action herein sued upon.
5. Pursuant to the request of Norman M. Yoffe, Esquire, attorney
for Plaintiffs and President of title agency Alpha Land Security, Inc.
(Alpha), Aurora faxed to him a pay-off statement for said mortgage. A
copy of said document dated November 17, 1999 is attached hereto as
Exhibit "B".
6. On November 23, 1999, Aurora faxed to Norman M. Yoffe a
revised pay-off statement for said mortgage loan, a copy of which is
attached hereto as Exhibit "C".
("Alpha" is misspelled in both faxes
as AHa) .
7. Plaintiffs desired the pay-off statement for this loan since
it was refinancing all of the mortgage loans on subject real estate.
8. On December 7, 1999, Aurora faxed to Plaintiffs a newly
revised pay-off statement.
Exhibit \\DIl.
A copy of same is attached hereto as
9. On December 27, 1999, Aurora faxed to Plaintiffs a still
further revised pay-off statement. A copy of same is attached hereto
as Exhibit nEII.
10. On December 22, 1999, Alpha remitted to Aurora (by UPS
Express) its check in the amount of $38,338.56, pursuant to the
December 7, 1999 pay-off statement (Exhibit "D"), which sum included
Aurora's $12.00 charge for recording the satisfaction. The remittance
correspondence of the aforesaid $38,338.56 is marked as Exhibit "F".
.
'1r.
1_ "1._'
,-"
~ - """
"-'-
c ;
11. On December 27, 1999, Alpha mailed to Aurora its additional
check for $1,675.87, after a phone conversation between Alpha and
Aurora confirmed that this was the correct amount due. This
remittance was received by Aurora on December 28, 1999.
"G" attached hereto.
See Exhibi t
12. The remittance made by Alpha on December 22, 1999 requested
that the mortgage satisfaction be entered of record as soon as
possible.
13. Norman M. Yoffe acting as the attorney for Plaintiffs as
well as for Alpha (who had through Alpha insured the title for the
refinancing mortgage) checked the Cumberland County Recorder of Deeds
Office on March 20, 2000, April 25, 2000, May 18, 2000, June 27, 2000
and July 26, 2000 and found on each occasion that the Union mortgage
remained unsatisfied of record.
14. By faxed letter dated July 31, 2000 to Aurora, Alpha
notified Aurora of the non-satisfaction and demanded the satisfaction
be entered forthwith, warning that failure to do so would incur a
penalty pursuant to 21 P.S. ~681 and ~682. A copy of this letter is
attached hereto as Exhibit "H".
15. By letter dated August 4, 2000, Aurora wrote to Alpha
advising that the mortgage release was sent to the County Recorder on
February 8, 2000, but was returned for corrections on February 8,
2000. The letter further advised that when the corrections were made
the satisfaction document would then be re-sent to the Recorder. A
copy of this letter is attached hereto as Exhibit "I".
~ ~
..
-"-
'I"
,
,
16. On September 15, 2000, Attorney Norman M. Yoffe re-checked
the records in the Recorder of Deeds Office and found that the
satisfaction hadn't been entered.
17. Re-checks were made by Attorney Yoffe on October 17, 2000,
November 27, 20000 and December 4, 2000, with the same results on each
such occasion.
18. Plaintiff has incurred a bill from their attorney for the
services involved in endeavoring to obtain this mortgage satisfaction
which invoice they are obligated to pay. A copy of this invoice dated
December 21, 2000 is attached hereto as Exhibit "J".
19. Additional invoices are likely to be received by Plaintiffs
for their attorney services for the period subsequent to December 21,
2000, which they (Plaintiffs) will be also obliged to pay.
20. Plaintiffs themselves have expended many hours of their own
time in attending to this matter and are seeking redress therefore.
WHEREFORE, Plaintiffs demand a judgment and unliquidated damages
against
Defendants
exceeding
the
$25,000.00
amount
not
an
jurisdictional amount requiring compulsory arbitration in Cumberland
County.
By Y,,:~CVlJ !'~
../."N'ORMMl' M. OFFE, ESQUIRE
. Attorney for Plaintiffs
214 Senate Avenue, Suite 203
Camp Hill, PA 17011
(717) 975-1838
Attorney ID No. 07135
hoffman, peter\first union\complaint
-'-.
I"" -"~ 'i;
",:i<II ~ ~
-Ii ,~
'- "
........J
"""","I .C;j
,
PETER J. HOFFMAN and
DONNA B. HOFFMAN,
Plaintiffs
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
NO.
BANKERS TRUST COMPANY OF
CALIFORNIA, N.A. AS TRUSTEE FOR
LEHMAN HOME EQUITY LOAN TRUST
1998-1, and AURORA LOAN
SERVICES, INC.,
CIVIL ACTION - LAW
Defendants
VERIFICATION
We hereby state that we are adult individuals who are
authorized to make this verification and that the facts set forth in
the foregoing Complaint are true to the best of our knowledge,
information, and belief.
We understand that false statements herein
are made subject to the penalties of 18 Pa. C.S. ~4904 relating to
unsworn fals.ification to authorities.
Dated: \ 2.- q - GO
~~g~
DONNA B. HOFFMAN
==
-11
I
l~tb~r'~ ~~/!7.;?,J-' ?1J'(f.-2S-~_;
. Account No, '126-094580 ' Thle IrllllNment was prepared bv:
Ar~hllr M ~Ald/A~~n"n~Y
3003 Nort~N~~bnt Street
Harrisburg. Pa. 17110
. (Address)
~T~I~;=~.!~~JJCe'~.~/~'f~~~~.1f-r~~S~.~
And nnnn.. Jl RnffmAn --...... (herein "Borrower"), and the Mortgagee, FIrst Union Homa Equity Corporation, a corporatlon
organized and exllllng undar the laW! of North Carolina, whose address Is r.ON~_14. Charlotte. North
I"!..rn 1 in.. 'R7RR ..------..-..----.. -....-....----....--____..__.. (herein "Lende(').
WHEREAS, Borrower Is Indebted to Lender In the principal sum of U.S, $ 40 .non on ________________.._.._.._
which indebtedness Is evidenced by Botrower's Note daled An..." 1 ,,_ 1 QRR and extensions and renewals lhereo;
(herein "Nole"), provIding lor monthly Installments 01 principal and IntereSl, wllh the balance ollndebledness,ll not sooner paid, dus and
payable on April I" 7nn~ :
TO SECURE to Lender the repaym!:lnt ofthe Indebtedness evidenced by the Note, with Inlerestthereon; Ihe psyment 01 all other sums.
with Interest thereo!"advan~d In accordance herewith toprotecttheseeurityofthlsMortgage;andthe performanceolthecovenantsand
agreemenls of Borrowerllereln conialned, Borrower does hereby.mortgage, grant and convey 10 Lender the lollowin; described property
located In the County of l"!"mnp"l Rn..t Slate 01 Pennsylvania: ALL THAT CERTAIN lot of land situate
in Harrpden Township, Ctlrrberland County, Pennsylvania, more particularly bounded and described
as follows: BEDINNOO at a point on the western line of Point Ridge Dr! ve shown on the
here1nafter mentioned plan of lots, on the d1 vid1ng Une between Lots Nos. 34 and 35 on scid
plan, said point of beg:1nn1ng being 370 feet treasured northwardly along the western line of
said street from the intersection of the northern line of West Lauer Lane and the western
line of Point Ridge Drive as shown on said plan' thence in a westerJy direction along said
dividing l1ne between Lots Nos. 311 and 35, l1l5.& feet to a point; thence in a northwesterly
direction along the dividing line between Lots Nos. 29 and 35 and 28 and 35 92.4 feet to a
point; thence in an easterly .direction along the d1 vid1ng 11ne between Lots Nos. 35 and 36,
154.8 feet to .the western line of Point Ridge Drive; thence in a southerJy direction along
the western line of Point Ridge Drive on a curve to the r1@1t, having a radius of 1880.08
feetJ 100 feet to the place of BEGINNING. (CO!H'lNUEJ))
which has Ihe address 01 550~St. Johns Drive. CamD 11111. Pennsylvania 17011
ISIreet] ICllyj ISlalej Ilip Codel
(herein "Property Address"):
Any rlder ("Rider") att8ched hereto and executed 01 evan date 1,lncorporated herein and Ihe covensnl and agreements ot the Rider ,han
amend and suppfement the covenants and agreements 01 thl. Mortgage, .. If the Rider were a part hereof,
TOGETHER with aU the Improvements now orhereal1erereeled on the property, andsllaasemenls, rights, appurtenencesand ranis
all of which shall ba deelTltl:d 10 be and remain e pllrt 01 the property covered by this Mortgage; and all 01 Ihe foregoing, losether with seld
properly (or the leasehold estate If this Mortgage Is on a leasehold) ere hereinafter referred to as the "Property."
Borrower covenants Ihat Borrower Is lawfully seised 01 the estate hereby '<Onveyed and has Ihe right to mortgage, granl and convey
the Property, and't.hat the Property Is unencumbered, except for encumbrances of record. Borrowercovenents that Borrowerwerrants
and will delend generally the lItle to the Property. against all claims and demands, subJect to encumbrances 01 record.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as lollows:
1, Payment of Principal and Interest Borrower shall promptly pay when due the principal and Interest Indebtedness evIdenced by the
Note. This Mortgaga seeures payment'of said Note.accordlng to ils terms, which ere Incorporated harein by reference,
2. AppllcaUon 01 PaymanlLUnless applicable law provides otherwise, all payments received by L_ender under. the Note and
paragreph 1 hereols.hall be applied by Lendertlrat to Interest payabla on the Note, to any fee permitted In lhe Note orthle Mortgageand
third to the prIncipal 01 Ihe Note.
3. Prior Morfgages and Deedl ot TfUll; Chergel; Uans, Borrowershatl perlorm all of Borrower's obligalions,.onder any mortgage,
deed 01 trusl or other security agreement with a Hen which has priority over this Mortgage, including BOrrower's covenants to make
paymenls when due. Borrower shall pay orcause to be paid all taxas, allessments and other charges, fines end Imposlllonultribull!lblato
the Property which may attain a priority over this Mortgage, and leasehold paymenls or ground rents, rt any.
4. Hazard Insurance. BorroWer shall keep tlle Improvements now existing or herealter erected on the Property Insured against loss by
tire, hazsrds Included wllhln the term "extended coverage", and such other hazards as lender may require and in such amounts and for
. such periods as Lentler may require.
The Insurance carrier providing tnelnsurance shall be chos~1n by Borrower SUbJect to approval by Lander; provided, however, that
such approval sball not be unreasonably withheld and Lender ahall nol require Borrower to obtain such insurance trom any pertlcular
agent, broker or underwriter. Lender shall consent to such proparty Insuranca as Borrower has obtained prior to the time when the loan Is
made, as long as such Insurance Is valid and collectible and Borrower has furnished a loss payable endorsement sullicient for the
protectlon 01 Lender's Intarest in the Property. All Insurance pOlicies and renewalslhereof obtained allerthe loan Is made shall be In a lorm
acceptable to lander and shall Include a standard mortgage clause In lavor of and In alorm acceptable to Lender. Lender shall have Iha
right to hold the pOlicies and renewals thereof. subJeel to Ihe terms 01 any mortgage, deed 01 trust or otherseeurltyagreement with a lien
which has priority over Ihls Mortgage,
In the event 011011, Borrower shaH glva prompl notice to the Insurance carrier and lender, Lender may make prool 01 loss II nol
made promptly by Borrower,
II the Property Is abandoned by Borrowar, or If Borrower lalls to respond to Lenderwllhln 30days from tha date notice Is malted by
Lender to Borrower lhalthe Insurance carrier offers to utUe a claim for insurance benefits, Lender Is authorized to collect and epply the
Insurance. proceeds at Lender'S option eIther to restorallon or repaIr of the Property or to the lums secured by lhla Mortgage.
5. Credit Lila tnsurance. The purchase of credit life or credit health Insurance is not a prerequisite to Borrowerobtalnlng the loan from
Lender evidenced by a note of even date with this Mortgage.
6. Preservation and MaIntenance of Property; Leaseholds: CondominIums; Planned Unll DevelopmenlL Borrowsr shall keep the
Property In good repair and shall not commit waDte or permlllmpalrmenl or deterioration 01 tbe Property and shall comply with the
provisIons 01 any lease ilthls Mortgage Is on a leasehold,lf thIs Mortgage Is on 8 unllln a condomInium ora planned unit developmant,
Borrower shan perform ell of Borrower's obligations under the declaratron or covenants creating or governing Ihe condominium or
plaaned unit development, the by-laws and regulations 01 Ihe: condominium or planned unIt development, and constituent documents.
7. Prolectlon ot Lender's Security, II Borrower faits to perform the covenants and agreements contained In Ihls Mortgaga, or II any
action or proceeding Is commenced which malerially alleets Lander's inlerestln the Property, tllan Lender, al Lender'. option, upon notice
to Borrower, may make such appearances, disburse such sums, including reasonable attorneys'lees, and take such acllon as IS necessary
toprolectLandar'slnterast .
hcoi 833 rAtE 4111
13OII15lZlll71'"FAlAAWP(l.MTG.
EXHIBIT "A"
~~
(
,.
\,
(
".
"
!'.-'
"""""""""'II
MAny allorneys' lees, C?Ur1 cosls and lela actually Incurred by Lender In tM collectlon 01 any part 01 the debt secured by this
ol1gage shall beco~e addlllonallndebtedness of Borrower secured by this Mortgage; provided. however, thai no Interest shall be
thafged ~m such addlllonal Indebtedness. Unless Borrower and Lender agree 10 olher tarmacl payment. Such amounts shalf be payable
lJpon notice from lende~ 10 Borrower requa.stlng paymenllhereol. Nothing contained In this paragraph 7 Shall require Lender to Incur any
~l[penseortakeanyacllonhereunder.
. 8. Inspecllon. Len~erm~y make or cause lobe made reasonable entries upon and inspeclionsollhe Property, provided that Lender
thall give Borrower nollce prior to 4ny such Inspection specllylng reasonable cause therelor related to Lender's Interest In Ihe-Properly.
9. Co~demnallon. The proceeds 01 any award orclalm for demagas, direct or consequential, In connection with any condemnation
!)r olher laking 01 the Property. or parlthereol. or lor conveyance In lieu of condemnation, are hereby assigned and shall be paid to Lender,
'ubJect to the terms 01 any mortgage, deed 01 trust or other security agreement with a lien which has priority over this Mortgage.
10. Borrower Nol Relelled: Forbearance By lender Nol A Waiver. The Borrower shall remain liable for lull payment 01 the principal
Qnd inlerest on the Nole (or any advancement or obligation) secured hereby, notwithstanding IIny 01 the lollowlng:
(e) The sate 01 all or ~ part 01 the premises, (b) the assumptIon by another party 01 the ~Qrrower's obligations hereunder, (cllhe
forbearance or elClenslon o( time tor paymenl or perlormance of any obligation hereunder, whefh'ergranfed to Bon"oWGror 8 subsequent
owner 01 the properly. and (d) the release 01 all or any part 01 the premises securing said .obllgations or Ihe release 01 any parly who
assumespaymenl ollhesame. E.xceptto the extent that theUenolthls Morlgageshallhavebean.reteased with respaetto aU orany part or
the premises. none ollhe 10regol[1g shall In any way affect the roUlorce and ellect of the lien olth!s Mortgege or Impair Lender's right to a
deficiency judgment (In the event of loreclosure) against Borrower or any parly assuming th&obllgat[ons hereunder.
Any lorbearance by Lender [n exercising any right or remedY hereunder, or otherwise allorded by appncable taw, shall not be iii
waiver 01 or preclude the eKlilfcise 01 any such right or remedy. .
11. Succeuors and AlIlgn. Bound: Joint and Sever.' L1abmd1 Co-slgners. The covenants end agreements herein contained shall
bind, and Ihe rights hereunder shall Inure to, the respecUve suc<:""$bA.and assigns of.Lender and B.or(QWar, subject 10 the provls[ons of
paragraph 15 heraol. All covenants and awaemenls of Borrowershhllbe Joint and several. Any Borrower who co-slgns this Mortgage, but
does not eKecule the Note, (a) Is co-slgnlng Ihls Mortgage only tqmort9age, grant and convey that Borrower's lntlilrest [n the Property to
Lenderunder thetermsotthis Morlgage.lb) Isnot persona[lyliable.On'~Noteorunderthls Mortgage, and (c) agree8thalLenderandlilny
olher Borrowar hereunder may agree to eKtend, modily, forbeer; 9',make any other accommodations with regard to the terms ollhl,
Mortgage or the Note wilhoutlhat Borrower'a consenl and withOut releBsing thai Borrower 'or modllying this Mortgage as to that
Borrower's interest In the Property. .
12. Nol1ce. EKcept lor any nollce required under appllcab[e tavito be; given in another manner, la) any notle_eto Borrower provided for
In Ihls Mortgage shall be given by deliver[ng it or by mailing such nollce by Ilrst class mall addressed 10 Borrower orthe current ownarat
the Properly Address or at such o!her address as Borrower may~es!C1riilte by noUce 10 Lender as provided herein; and any othar persotl
personally liable on this Note as these persons' names and addresses lippear In the tender's rIiIcords althe tlmeol giving notlC9, IiInd (b)
any notice to Lender shall be given by first class mail to Le;nder's address stated herein or to such other address as Lendar may,des[gnate
bV notice to B.orrower as provided herein. Any notice provided Jor in this Mortgage shall be deemed to have been gl'Jen to Borrower or
Lender when given In th'e manner dealgnated herein. . . .
13. Govemlng LIiIW; Severatillll1. The slate and local laws appl[cab[eto this Mortgaglil shall be the laws of the Jur[sdlcllon [n which the
Property Is located. The foregoing sentence shall not I[mltlhe appllcablUty 01 Federal law to this Mortgage. In Ihe event that any provls[on
or clause 01 this Mortgage or tha Ndtlil conflicts with applicable law, such conflict shalt not aflectother provisions 01 this Mortgage or tha
Nole which can be given ellecI WI/hiM the conllicllng provision, and 10 thlsend Ihe provlsjons 01 this Mortgage and Ihe Note are decllilred
to be severable, As used herein, "cosla", "eKpenses" and "attomeys' (ees" include all sums to the eKtent not prohibited by applicable law or
limited herein.
14. Borrower's Copy. Borrower shan be lumlshed a conlormed copy 01 the Nole and of this Mortgage at the time 01 eKecullon or after
recordationhereol.
15. Yrliln,'e, otthe Property ore Benellclallnter..t In Borrower. BOffower shall nol sell or transler all or any part ofthe Proparly or any
interest [n It without Lendar's prior written consant. [I Borrower Is not a nalural person. no beneficial [nterest [n Borrower shall be sold or
translerred without Lender's prior written consent. 11 all or any pert of the Property or any Interest in ills sold ortranslarrad (or [f a benellcllll
[nlerest in Borrower Is sold or trensterred and Borrower Is not a natural person) without Len~er's prior written consent, tender may, at its
option, require immediate paymant In lull of all sums securad by this Security InslNmen!. However, th[sopllon shall not be eKercised by
Lendar IhKercise Is prohlblted by fedarallaw as ollhe date 01 this Securil1'nstNmeflt.
IIlendar exerciSes this option, lender shall give Borrower notice of ecceleration, as Is required by law. Unless otharwlse provldad
bv eppllcab1e law: (1) The nollce shall provlde a period of not less than 30 days from the date the notice Is delivered or malled w[thln which
Borrower must pay all sums secured by this Security InstNment;, (2) If Borrower lalls to pay these sums prior to the eKplrat[on 01 this
period. Lender may [nwke any remedies permltled by this Security Instrument without furthar notlca or demand on Borrower.
This Morjgage may nol be assumed .by a purchaser without the lender's consent. II an assumpllon Is allowed, Ihe Lender may
charge an assumption fee and require the person(s) assuming thatoan 10 pay addltionel charges as authorlz_ed by law.
NON-UNIFORM COVENANTS. Borrower and lender further covenant and agree as lollows:
16. Acceleralloni Remedl". Upon BorrO'(l8r'. breach of any covenanl oregreemenl olBorrowtrln thlalilntlre Mortglilglil,lncludlng Ihe
covenants to pay when due any lums undar the Note secured ~y Ihls Mortgage, Lender, al Lender'. opllon, may deClare all oJ the sum.
.ecured by Ihls Mortgage 10 be Immediately due and payable wlthoul demand or nollce and may foreclose thi. Mortgega by Judicial
proceeding. Lender shall be entitled to collect In such proceeding all e.pen"8 of foreclOlure, Including, bul not IImlled to, cosb: ot
documentary evidence, ebstracts end 11I1, I1lports.
17. Assignment of Renls~Appojnlmenl 01 Receiver, As additlonal security hereunder, Borrower hereby assigns to Lender the rents of
the Property, provided that Borrower shall, prIor to accelerallon under paragraph 16 hereol or abandonment ollhe Property, have the right
to collaet and retain such tIiInts as they become due and payable. .
Vpcn acceleration under paragraph 16 hereof or abandonment" of the Property, Lender shall be entitled to have a tIiIclillver
appointed by a courlto enler upon, take possession oland manage the Property and to collect the rents of the Property Including thos!,
past dua. All rents collected by the receiver shall be applied Ilrst to payment pI the costs 01 management olthe Property and collection 01
ranIS. inc[udlng, but not IImiled to, receiver's lees. premiums on recelvar's bonds and reasonable attomeys' fees, and then to the aums
secured by this Mortgage. The rlilcalver shall be lIab[e to account only for those rents actually received.
18. loan Charges. If the loan sacured by this ~orlgage Is subject to a law which sets maximum loan charges, and that law [s Ilnally
[nlerpreled so that the Interest or other loan charges collected or to be collected In connection with the loan eKceed permitted IIm[ts,
Ihen: (1) any such ICI!!:"I charge shall be reduced by the emounl necessary to reduce the charge to the permitted I1mll: and (2) any sums
a[reatly collected Irom Borrowerwhlch eKcseded permilled limIts will be relunded to Borrower. Lender may ChOOse 10 make this relund by
reducing the prlnclplill owed under the Notlil or by making a direct peyment to Borrower. If a refund reduces principal, Ihe reduction will be
trlilated as a parl[al prepayment under thlil Nole.
19. L&glsflllon, II, alter the date hereof, enectment oreKp[ratlon of applicable laws havliI the effect eltherof rendering the provisions 01
tha Note, tha Mortgageor any RideI' unenlorceabllil according to Ihelrterms. or all orany part oflh8sums880ured hereby uncollactable, as
otharwlse provided In Ihe Mortgage or any Rider, or of diminishing the value of lender'a security, or of Imposing e mor1gage tax or other
charge agalnsl Mortgegees and prohIbiting them from passing the chargeon to MartgagOI'l, then Lender,at Lende(soptlon. maydecllre
al1sum$ secured by the Mortgage to be immediately due and payable, .
20. ReleaH, Upon payment of all sumss8Cured by this Mortgage, this Mortgageshallbecorl1e null-anchold and Lendershall rIiIleue
this Mortgage wIthout charge to Borrower, Borrower shell pay all costa of recordaUon, If eny. Lender, al Ler\de1's opllon, may allow.
part[al rel88Slil of Ihe Property on terms acceptable 10 Lendar and Lender.may charge a release fee.
21, Int.,..1 R... Att"JudgnnL Borrower agrees that the \nlerest rale payable after.jUdgment Isentered on the Notearln 8n action
or mortgage lI'tall be the rate ttaled In U1e Note. . .
MoK 899 fACE 417
EXHIBIT "A"
~IJ
REQUEST FOR HOTtel OF DeFAULT AND FOFIECl.08URI UNDER BUI'IR10h MoRTGAGES OR DEEDS OF TRUST
Borrower Bnd Lender requ&s1lhe holder of any mortgage, deed 0' frust or other encumbranCf wIth alien whiCh hat prlOl'lty O'ier thl~
Mortgage to glvfl Nollcelo lender, al Lender'lleddress sel forth on page 0 of Ihls Mortgage, of Iny de'aull under the superior
encumbrance and of any sale or other torecloaur8 aeUon.
IN WITNESS WHEREOF, Borrower hllll executed this Mortgage.
WITNESS:p-
'1...--- .v",",
e...:::: ~h
. f'e9f)
, \;'QID
I ~ (:9rtif'l inllt the precise addms of 1he Lender Mortgag.) Is:
on behall of the Lender. ~:
(B1gna 1'e
COMMONWEALTH OF PENNSYlVANIA.
cog agent
Dal.lDh1n
On thIs, the --6tb...day of ADM'
t!\e~offleer.per$QJ\al\Y$~PA~l".T
a&1Isfat1orlly proven) to b9 the person WhOS8' !'lime s.
Instrument and acknowledged that t.hAV
purposes herein conlained.
. Hoffman
-Bon'Ower
/1,,,,,,,- 11 ~
Donna Po. Hoffman -Borrower
CONS_14 .
Tltle{e
Countyll:
o n
, 19-B.6.... before me. a nataT'V nubl1c.
Hnf'f'mRn Ann Donna B Hc:N\wm
J1TP.
, known to me lor
"bICrIbed10 IheWlthln
uecutod the SlIme fcr tile
IN WITNESS WHEREOF, I hereunlo set my ha.od and offlclal aeaI.
My COmmloo1on ..~"':
llSll M Mtl~~H, M!IlM l"JtllC .~,'.fj
IMER PAXION r.....p D.l,UPKtN.C<<l1lm\".~
My Clllt.llls:;r::l!I UPI~(5 JUl~ tl, I~" :~
MeJllbel. P.r~niVr..,".. A'IOcl~I'~n 01 Nor~,,~, I
PLEASE REtURN RECOllDED MORTGAGE TO I
r-:'~~- P~'IO!-' F~'!'.,~r. r:(1IJ)T" CORP.
.. ~~E~SrO~r: 'PRC~ESSrO'NAL CENTER
1Q13 MUMMA ROAD
SUITE 302
WOAMLEYSBUAG, PA 17043
~ 4~ ~ ...."""
II , ...i.JI:O.R ."."....",~,."'.
Not NJl10 U'<<,fOrllcer /". ?:,~~:,.;:;..:=...~>...
.. (il~~~;.:.f::~~)
.;"',;:-;;......."\>,.
1'......,t,,;!~f}3l\.,,~.'"
"",.",,'" ..
"1lEINa Lot No. 35 as shc<m on Plan of Lots, Section 1, Point Md$e p""". l/anpden TowlllhiP.
CUnilerland Colmt<', Pemsy1van1a, .aid plan being recorded in Plan Book 8, Page 2,
CUnberland. County recorda. .
Hr.VIOO thereon erected a briCk and ~ split level dwelllng with an attached two O!ll'
garage" known end nurrbered as 550 St. John'S Drive, ~ HUl, Pennsylvania.
BEJlD the ._ premisea which Clara Jsne Goodwin, by her deed dated Noveni>er 8th, 1985
and reoorded 1n the ott'1.lJe ot the .recorder of Deeds ot C1mDerlsnd CoIJE'lty in Deed Book "0",
Vo1UJle 31" Page 1097, granted and conveyed unto Peter J. Hortman and Donrui B. aoff'rran"
Mortgagors herein.
...
Slate of Pennsylvsnll., 1- S$
Countvof.C(/~e~apttJ-., ....,
Reeo<<ied I(l. ~ QftJ(.~.J...t(1}~'?rdfnq cf De9ds
et'~1 ndt~.c~;~~~~,pa. 1111
In _ Beok.lJ::1!:t. '~\. ' PDgC ~
.:.:.n..~~..~. .~~..;;.J;J.i ofll.. t .
Carllsl.8, f'8, . ~ ,,'/Y,J.. - . ~
"';~~..~.
!{~,=:}:,!p.r,
'T,
.
= g ~
~ ~:t1C">
:as ~~~
,;,uOQ
"':.0""
eo t:.:~ c;'
"''"''
~ g~:E
s Ji~fJ
7f;:!;j
-~ ~"'-;"
~ ~
'-',...
10m: 899 rACE 418
~'EXHJl3JT _itA;'
.:j
)
",,",J
o~'
-~ '.,
(~(o'b.(, /
ASSIQNKBNT OF DEED OF TROST/HORTGAaB
Account # 1260094580
STATE OF PENNSYLVANIA
COUNTY OF CUMBBRLAND
FOR AND IN CONSIDERATION of the sum of Ten Dollars ($10.00), cash in hand ~aid and
other good and valuable considerations, the receipt and SUfficiency of all of which is
hereby acknowledged, the undersigned, First Union Home Equity Bank, N.A., previously
known as First Union Home Equity Corporation, previoUSly known as First Union Mortgage
Corporation, a North Carolina corporation, by and through its officer,
BARBARA CHEEK , Vice President does hereby grant. bargain,
Banken Trust Company ofCe,\;fornta, 'M.A.. es
sell, convey and assign unto Tro.at...rl\r,p.hmAnJ..lnmp-Pflli'YlrfiI'E'X~J:i118~1 its right,
3l'askPluJ,16tb oor, tvt .
title and interest in and to that certain Deed of Trust/Mortgage executed by
PETER J. HOFFMAN AND DONNA B HOFFMAN,
which original Deed of Trust/Mortgage appears of record in BK 899 PO 416
of the land records in the office of CUMBERLAND County.
.
FIRST UNION HOME EQUIT1 BANK, N.A.
<=:>
<=>
<..
'"
'"
....
'"
"
c
5i~ ~
!"l~ g ~~
f.~ ..r! ~:{
. .: ..
"
g';;!:.!
~~ ;~.; :i
0)"'",1
.0 t::.u
",
~
WITNESS THE SIGNATURE, of the undersigned this ~ day of October. 1997.
delivered in the presence of:
L
r3()MJ1>J"fJ~
BY I BMBAAA CHBBK
ITSl Vice President
-"
::.
....
"""
"""
STATE OF NORTH CAROLINA
COUNTY OF MECKLENBURG
PERSONALLY APPEARED BEFORE ME, the undersigned authority in and for the jurisdiction
afore~aid, BARBARA CHEEK, Vice President of First union Home Equity Bank, N.A.,
who acknowledged that he/she signed and delivered the above snd foregoing instrument
of writing on the day and for the purposes therein mentioned, first being duly
authorized to do so an~ in his capacity therein.
GIVEN UNDER MY HAND AND OFFICIAL SEAL OF OFFICE', on this the H day of
October. 1997.
PREPARED SYl FURES
CONS~14.~Ql61
CHARLOTTE, Ne 28288
Record &: Return To: EMAC
1099181hStreet,Suile 1600
Denver, CO 80101
0007628506,1260094580
XRF0434.011.00S3
~"K 63:, fACE U I B
EXHIBIT"AIt
p,
"1': "
.'...~ ^
~' ,,- .1 -"1:,:.lf,j
r
11!18/~~ ,r:49 FAX 308 635 7608
~.r AURORA LOAN
~ S Ell VICES INe
AURORA LOAN ERVICE
/;K
D~.
NATlO
~ 0011002
SERVICING CENTER
601 F/Il/lAVB1IIJB' P.. 1708 . ScoIl3b/ NE 59363-1708' "-'<:308
o mber 17, 999
TO: I
Attn: Norman Yaffe '
Alfa Land Security Inc.
Re: Hoff /0007628506
EX 717.97 .19U
Ph 717.97 .1838,
pe~ I J H ffman Or
:~ B Hpffman
550 jSt Jo s Dr
camtHill PA 17011
The fi res are due to N ember 23, 1999.
Thi loan is due for the DeCember 15, 1999 payment.
The urre t total unpaid 1st Principal Balance is: $
Interest t 11.75000t
Statement Fee A
Fax Fee B
Recording Fee 4
· * *. OTAL AMOUNT TO P LOAN IN FULL * . * . * $
Loan No: 0007 28 06
Loan Type:
Property Aclclre s:
550 Bt Johns D
Camp Hill PA 1 01
35,358.21
125.21
25.00
10.00
12.00
35,530.42
Funds rea
$ 11.38 i
ived on or aft['r
terest per Day
res are subjec
y be adjusted ~f
y the institutio
ovember 23, 1999 will requ re an additional
,
These fi
Figures
rejected
final verification by the No eholder.
y Cheek/money order previ us y received is
upon which it was drawn.
If the pa ff funds received are not sufficient to pay t~. loan in full,
the entir payoff will be returned and interest will c nt nue to accrue.
If aymen 13 are made througlp. automatic drafting we mus notified in
wri ing by the 25th day of Il:.he previous month to canee t e draft.
Whe the loan is paid inlf 1, please provide the correct mailing address
for he mortgagor. I
Dia Edwards
PA~ F DEPARTMENT
f this statement does not suspend the contra t
ortgage payments when due. A late charge. of $
t the end of your grace period and. should be a
d. after that date.
equirement to
3.68 will be
ed to the total
Issuance
make the
assessed.
if reeeiv
\ I
EXHIBIT "8"
11/18 '99 08:45
l
,.
~p I I
.'-
;'~d
11~24/99 04'33 FAX 3088
. 353572
ALS CUST SERV TAXES
I
ICI 0011002
/1J6..r AUROIIA LOAN
-....... S II V, CIS , N C
_____ NATIONAL SERVICING CENTER
601PdlhAvenus' P.O. Box 1706 . SeotlBbIuff.NE 59SB3.1706' F/lJ(:3llB~ ---
November 23, 1999
TO:
Attn: Norman Yoffe
Alfa Land Security Inc.
Re: Hoffman/0007628506
Fx 717.975.1912
Ph 717.975;1838,
REI
Peter J Hoffman Or
Donna B Hoffman
550 St Johns Dr
Camp Hill PA 17011
Loan No: 0007628506
Loan Type:.
Property Address:
550 St Johns Dr
Camp Hill PA 17011
These figures are Que to December 01, 1999.
This loan is due for the December 15, 1999 payment.
The current total unpaid 1st Principal Balance is: $
Int~rest at 11.75000%
Esc%Qw/lmpound Overdraft
Statement Fee A
Fax Fee El
Recording Fee 4
... .. .. .. TOTAL AMOUNT TO PAY LOAN IN FULL .. .. .. ... .. $
35,358.21
216.27
2,455.29
25.00
10.00
12.00
38.076.77
Funds ~ceived on or after December 01, 1999 will require an additional
$ 11.38 'interest per Day.
These figures are subject to final verification by the Noteholder.
Figures may be adjusted if any check/money order previously received is
rejected by the institution upon which it was drawn.
Issuance of this statement does not suspend the contract requirement to
make the mortgage payments when due. A late charge of $ 23.68 will be
assessed at the end of your grace period and should be added to the total
if received after that date. '
If the payoff funds received are not sufficient to pay the loan in full,
th$ entire payoff will be returned and interest will continue to accrue.
If payments are made through automatic drafting we 1II\1st be notified in
writing by the 25th day of the previous month to cancel the draft.
When the loan is paid in full, please provide the correct mailing address
for the mortgagor.
Lena Blanco
PA'yOPF DEPARTMENT
EXHIBIT "e"
11/24 '99 07:34
ALS-Ol'llII
_.
1'[2
_. .Il
- ,'''=
~"..l _.'_':U_~. .
12/08/98 12:09 FAX 717&401110
UPSTATE CAPITAL
~004
11/08/8' DB:!! FAX 30883B38T2
AU CUST SBRV TAlB9
1ilI.../...
.iA..r AUIlOIIA LOAN
~ SIAV/CU /NC
.......-..--
NltTtONAL SeRlflctNG Cl!NT&R
fltlflllrlJAICII.. P.o.Bortf7Dl'.~Ne__,7t.11.1K~
'1'0.
Miriam WeRt
lJ);lBut" Capital
PaK 717.540.1110
Phone 717.540.0900,
J)eaUlbillr 07, 1SJ,9
~ Ro, 000752850&
LoIlI1 Type,
..zoparty ~es. a
5$0 510 iJ_ ~
CaD;> Bill P.lI. 17011
RH,
Pe.'t.e.r J Uofi::msn 03:-
Dmma II Iloff1llIUl
5S0 8t iJoIIDB pr
~ Rill PA 17011
'rhea.. figureoo a:re dn" to Doaember 24, 1999.
Thi. 10M ia due for the Del!tllllber 1&, 1991 payment:.
Tbtl eunent total _aid 1at principal IlU...c. 1..
lntereet at 11.75000t
BBorow/:t_d Ov8l:draft
5tat_ Pee A
Pax I/ee B
Reao>:d1ng Fee <I
* * . . TD'lAL .urotDIr1' TO PAY LONI :EJI I'tILL *" * * * . "
5
35,358.21
478.0&
2,45&.a.9
2S.00
10.00
12.00
38,338.1&
li'Unds "aeive6 em or deer ""cember 24, un wiu ....quire _ IIddiU0JI81
.$ 11.38 ate"..ae per Day. .
Tl:leSe fi!JU"'es a:ttl aubj eet 1;0 f:l.nal verlficatiOZ1 by the JIotallolder.
1/:l.lfW'"'Il lIlaY b.. .djust.d :l.f llII1r abaal<I_y cn:der prtnr.l.auIl1y n_:l.ved :I..
....J.oted by tba :l.natitution upm wl11crh it .... .sra.....
IBBUlII1Ce of this EftateJDBnt does not .ullpe:nd ~ coatzaot: Z'ecp1!%e~t ~
make the mortgaga p_ta when dwO. A lat.. ebuge of $ 23.58 will be
ll.,seeDsl! at; t:tul end Of your grace period pd ahoul.d bEl ad4ed to the total
if reoeived aft." that date.
If t:he payoff f11:ad8 Z'eCJBi'V'ed ee not sufficient: to pay the lOUl. in faJ.~,
the em:ire payoff wUl be retuzned eel. illtereat will C01It:1.nua to ace"....
If pa:ymattt:e ate made t:bztJugh automatic draft1llg we _.t he ....Ufi.d :l.I1
""it:ing by tha 25th clay of the prtW1oUlo _th to o.....,al tha drIll!t.
~tbe loIm-1s to_hi .lG. fUll, pl~P""""'''''' to". CO"'""ot mailing ...........
~~,...isg,r.
r;!hrb CUJmiIlgl1am
l'AYlll'1/ DDllR'1'MBIIT
.........-
EXHIBIT "0"
12/08 '99 12'00
r:
,--
'I~' "
,
". ,~ ~,-,
)-.-,1 "
l - " ~ ',,'j
12/27/99 10:33 FAX 13082202830
AURORA LOAN SERVICE
Ii!I 0011003
~.~ AURORA LOAN
~ SERVICES INC
NATIONAL SERVICING CENTER
601 Fifth Avenue . P.O. Box 1706 . ScotlSbJuff, NE 69363-1706 . FlOC 308-63~700
December 27, ~999
TO!
Miriam West
Upstate Capital
Fax 717.540.1110
Phone 717.540.0900,
'111 ,Cr7~'
Iql~
RE:
Peter J Hoffman Or
Donna B Hoffman
550 st Johns Dr
Camp Hill PA 17011
Loan No: 0007628506
Loan Type:
Property Address:
550 st Johns Dr
Camp Hill PA 17011
These figures are due to December 23, 1999.
This loan is due for the Deoember 15, 1999 payment.
The current total unpaid 1st Principal Balance is; $
Interest at 11.75000%
Escrow/Impound Overdraft
Statement Fee A
Fax Fee B
Recording Fee 4
Funds In Office
* * * * TOTAL AMOUNT TO PAY LOAN IN FULL * * * * * $
35,358.21
466.68
4,085.63
25.00
10.00
12.00
38,338.56-
1,618.96
Funds received on or after December. 23, 1999 will require an additional
$ ~1.38~interest per Day.
These figures are subject to final verification by the Noteholder.
Figures may be adjusted if any Cheek/money order previously received is
rejected by the institution upon which it was drawn.
Issuance of this statement does not suspend the contract requirement to
make the mortgage payments when due. A late charge of $ 23.68 will be
assessed at the end of your grace period and should be added to the total
if received after that date.
If the payoff funds received are not sufficient to pay the loan in full,
the entire payoff will be returned and interest will continue to accrue.
If paymente are made through automatic drafting we must be notified in
writing by the 25th day of the previous month to cancel the draft.
When the loan is paid in full, please provide the correct mailing address
for the mortgagor.
Lena Blanco
~AYOFFDEPARTMENT
\eV~<_,~~RIT "E""
lL,.,.,,,.}\i:,~ ~i:.~a --,:;..-
12/27 '99 12:27
ALS.o1. Ml9
I. "lu
-, ~ _, - , ' 'I ~
" ~--
~i
. ~ ,'~' fr]
(k
TELEPHONE
IMENSIONAL
\Y!~~r
SHIPPER'S
COpy 237
-
e=-~ UPS Neld Day A"r"
~I1~1 ~S Worldwide !Express
9 Shipping Document
717-975-1838
lIil c:
.1,1
II.
It'
titl
;111
Hit
!j!f
~il
11:'
'PI
llil
tH'
!I!I
SHIPPEA. r:NEJ<T\JA'AJROtU::1 AmerlcGnExpreu CHl!Cl( II"
~ 0 0 0 ~?-,,': D1k;
ZIP CODE LRECClWAccOOH'lNO INSEcTlOllS:J hll.
PA 170112336 URECBVERSI"'RDPARTYSUPS=<NaClRM<.KlRCRfDlTCORlNo ~~ON ~itl
~ P'5$' o5$" I THIRD PAR~'S GD~PANY NAME ' , . , . i i I / ii~:.'
STREET ADDRESS Ii I]
~. . fild
DEPT./FLR. Ro"d,"I~1 CITY AND STATE ZIP CODE IISld
. i 1'1
-."'..".-UP........-......,...-...........;..--------............--t.tll
U;I;P:~;~-'X"'..-:;-:--;---:---_...-.- . I i~I'lli
SIGNATURE ~ /k:- 51i
~
0101911202609 6/99 S
r::lx NEXT DAY 0 ExPREss
~AIR (INT'L)
fCR1MR..I:1MDEExmEssSHIPMelfSD S
MarltSl"1:!nlliatmifshlprrentcro ~Y
a:nIaIns~r;troa:mr.n:ialva/tJa. VI'IL.
D SATURDAY 0 TUROAY
PICKUP DELIVERY $
Se<linslrudloos. Seelllllrucllont.
O DECLAREOVAlUE $
e.'ilir~~ AMOUNT $
See Instructions on back. Call 1-BOQ-PICK-UPS (800-742-5877)
for additional information_
3441253437
REFERENCE NUMBER
O C.O.D. S
Kc.O.D.._lIfID<I1\lObo
~~.::'~
AMOUNT
$
$
ALPHA LAND SECURITY INC
STREET AODRESS
214 SENATE AVE STE 203
CITY AND STATE
CAMP HILL
2 EXiREMEL Y URGI:.NT D(:UVl::IH TO
NAME
1111111111111111111111111111111
c
. t~~"H! "'n'T
I;~"': ;c! 'I ~=' , " C "
.'....0' "iiJg I
I~
;1'"""'" I.
f.. '~"":,1J ...
~r
'-I~
,-,
Ii
,--.. .~.'.
I, ,,, .~-~
I I...".,
.- '~
'~~~n:EM :I.~1D
. ~..~
. '<0:' .
. .. . - .. . LAND SECURITY, INC.
CO 214 enate Avenue * Suite 203
Camp Hill, Pennsylvania 17011
Telephone
Fax
(717) 975-1838
(717) 975-1912
NORMAN M. YaFFE
JEFFREY N. YaFFE
December 22, 1999
Aurora Loan Services, Inc.
601 Fifth Avenue
Scottsbluff, NE 69361
RE: Mortgage on real estate known as 550 St. Johns Drive, Camp Hill,
Cumberland County, PA, from Peter J. Hoffman and Donna B. Hoffman,
Your Loan #0007628506
Gentlemen:
Pursuant to your pay-off fax to me
enclosed}, we are enclosing our escrow account
mortgage in the amount of $38,338.56 as follows:
of December 7, 1999 (copy
check for the payoff of this
Per your fax of December 7, 1999....................$38,338.56
Please, as soon as possible, have the satisfaction:
(XX) Entered of record
Forwarded to us to do same (if your pay-off doesn't
include satisfaction fee) .
Thank you.
Sincerely,
ALPHA LAND SECURITY, INC.
By
Norman M. Yoffe
NMY:rns
Enclosures
hoffman, peter\mtgpyoff2
."
r,\.,fL_r,ln~T "F"
C".--. . ,-, '.111"-", .
~j"~t ~ u 6 ~ ~ .
r.
~ -"
"
'"",,"
_I ^"'klii:'';:
.".:"~."-..1 p n
'\".-.
(.;;y,..,'~{t'l;}
, - -',
~~~'\r
t,:.; ,.~ I~[ lTh F'Jt",.,..",.!,:'?
. ,,':' ~:: - /..:\, ~1I,'..';r.;!!.'.:'.,Y "'"J. .
.".- ".':::.:'.::1'('::'; ::'i:J H~
NORMAN M. YOFFE
. JEFFREY N. YOFFE
ALPHA LAND SECURITY, INC.
214 Senate Avenue * Suite 203
Camp Hill, Pennsylvania 17011
Telephone (717) 975-1838
Fax (717) 975-1912
December 27, 1999
Aurora Loan Services, Inc.
501 Fifth Avenue
Scottsbluff, NE 69361
RE: Mortgage on real estate known as 550 St. Johns Drive, Camp Hill,
Cumberland County, PA, from Peter J. Hoffman and Donna B. Hoffman,
Your Loan #0007628506
Dear: Interested. Person:
On December 27, 1999 Lena from your office indicated to me that the
pay-off for the above account if received by December 28 was $1,675.87. A
check for the same is enclosed herein. Please satisfy your mortgage of record
in this case.
Sincerely,
ALPHA LAND SECURITY, INC.
By
Jeffrey N. Yoffe
JNY: InS
Enclosures
hoffman, peter\mtgpyoff3
r-:)( ~-I. P"\! T "~ "
" ...,M,;, -,
,j ",,"-:-'.' ~ ~ .....,
-Jllll.IlPI.
i11i61i1....llIIiii
"
~ "
no"L -~,l"'.Hf
r L
_....111.
~ I>...~-_...
FE. UPS Nex!: bay Air'
I!J~ ~S Worldwide Express
:s? Shipping Dooument
DIMENSIONAL
\Y~\lr
SHIPPER'S
COpy
lUll
I"i
;qj
!I!g
i,f;
I'll
.Ifl
-ht
1111
1,1,
il!1
BILL BILLTIlIRD JIll
BilL RECEIVER PARTY CREDIT CIECK Iu
SIl~PEIl Nouo...A..O.L. CAIlD Americ8n!lqlr8S9 IIi.!!
~ rD Dl 0 ~:.:~~ 0 Iii!
ZIP CODE LIlECO"OACCOU"'No,INSec00I<8:J lit;:
170112336 Uf1ECElIlERSITHIRDPARTYSUPSAcCT.""'.O"#JClR01EPTCARPI\lJ. ElcI'lRATlOO Bill
I tlil.", I'll'
NAME TElE,\HONE I . . .", / j'l!
(~}55h-05l:fS llHRDPAHTY'SCOMPANYNAME ilb,
Cj\~P~NY I ~ ^ ~ (' /I~ ' STREET ADDRESS 11ft!
'J1'urcrO-.UX1Y\~ VI~ 'l1l'J' fIll
~~~ ' DEPr/FLOOR CIIY AND STATE ZIP CODE tiN
Ct ANDS AT~(INCLUDECOUNTRYIFrNTERNATIONAL) ",.......__...UPll.."'..__""__...__,___""_ -.....----."Ii
,D U J=f :'"~;;;~;~;::"-x.'--- --""..- !',I'I:,'.
SIGN^ TunE '
: 111111111111111111 I11I1IIII1111
, m NEXTDAY 0 rx9,~~~De
L.J AIR (1I>ITERNA1IONAl)
FOR'NOOLOMOE 8<PRESSSHlPM:NTS 0 $
t.'arkan"X'inlhlsboxlfstiprre1l~ ~Y
lXiI'Ilainsdco.mentsofnoiXmnerdal'lBlUEl. VI'L
O SATURDAY 0 SATURDAV
PICKUP DELIVERY
SoelMlrucno... So.lnlllrUc:tlano.
O DECLAREOVAlUE $
=.....~~- $
vaTue""",'flC1O._Ir\$.dlOll!l. AMOUNT
$
O C.O.D. $
g,.~~~r(Wbe
upsc,no,lagto~1W
AMOUNT
$
TELEPHONE
717-975-1838
DAn Adclltional HandllnQ.Charge applies for certain
ilems.Seelnslructlons
~~e1[N.40m.
ALPHA LAND SECURITY INC
STREET, AdDRESS
214 SENATE AVE RM STE 203
CITY AND'STATE
CAMP HILL
PA
2 EXTREMELY URGENT DELIVERY TO
'EV',,=,~\g\T "0 "
S Package Tracking
Tracking Detail
:.........................................................................
., ~I"
.,
<,';,:;"-
:J_ _...<-_;
L'''':i
Page 1 of1
..............................-...............................................................................................................................!
Status: Delivered
Delivered on: Dec 28, 1999 8:58 A.M.
Delivered to: BRAVO
Location: RECEIVER
Shipped to: SCOTTSBLUFF, NE, US
Shipped or Billed on: Dec27, 1999
Tracking Number: J074 3039 798
Service Type: NEXT DAY AIR
PACKAGE PROGRESS
Date Time
Dee 28, 1999 8:58 A.M.
4:09 A.M.
3:59 A.M.
3:28 A.M.
2:44 A.M.
12:17 A.M.
Dee 27, 1999 I I :29 P.M.
9:56 P.M.
, 9:26 P.M.
6:39 P.M.
6:23 P.M.
Location
SCOTTSBLUFF,NE,US
STAPLETON (DENVER), CO, US
DENVERINTL, CO, US
LOUISVILLE INTL, KY, US
GRADE LANE HUB, KY, US
GRADE LANE HUB, KY, US
LOUISVILLE INTL, KY, US
MUDDLETOvrN(HARJUSBU,PA,US
MIDDLETOvrN(HARRISBG), PA, US
HARRISBURG-WEST, PA, US
EXH~8IT "0"
1_.....1'_
_______...__ _,,__ __.._I_.j.......~.I,:...r..I',-....~,l...;.....~ ^H:
Activity
DELIVERY
DESTINATION SCAN
ARJUV AL SCAN
DEPARTURE SCAN
LOCATION SCAN
UNLOAD SCAN
ARJUVALSCAN
DEPARTURE SCAN
LOCATION SCAN
PICKUP MANIFEST
RECEIVED
PICKUP SCAN
'12(::,,";9
~I"
. "I '""
.c"
0" _-I '0 -9>i_i
'/'"
NORMAN M. YaFFE
JEFFREY N. YaFFE
ALPHA LAND SECURITY, INC.
214 Senate Avenue * Suite 203
Camp IIi 11 , Pennsylvania 17011
'l'elephone (717) 975,1838
Fax (717) 975-1912
DA'l'E: 7/3[/00
TO: 1\ L S 1-.. ~. I" "-
FAX NUMBER: """3 0 B ~ 630 -6706
FROM: ~ ~ i.J~ tL-
NO. OF PAGES: ( :>..) Including this page
RE: ~ ~~
~ ~ 1,9
~
~ ~()~
\?oy.. '1r{
,
'.
~-".."'.. 141BIT ")1"
k''''''' ~(.
lo-=";- \~,~
.,
"I...
,~I A,-'j'W.
/
'-..4"'~'
k~l~E CC,py
~
NORMAN M. YaFFE
JEFFREY N. YaFFE
ALPHA LAND SRCURITY, INC.
214 Senate Avenue * Suite 203
Camp Hill, Pennsylvania 17011
Telephone (717) 975-1838
Fax (717) 975-1912
July 31, 2000
Aurora Loan Services, Inc.
601 Fifth Avenue
Scottsbluff, NE 69361
RE: Mortgage on real estate known as 550 St. Johns Drive, Camp Hill,
Cumberland County, PAl from Peter J. Hoffman and Donna B. Hoffman,
Your Loan #0007628506
Dear Interested Person:
By letters and remittance to you dated December 22, 1999 and December
27, 1999, we paid-off this mortgage recorded in Cumberland County Mortgage Book
899, Page 416 (dated April 6, 1988 in the amount of $40,(00). To date this
mortgage hasn't been satisfied of record. We have checked on it many times and
most recently.
We are now demanding that the satisfaction be effected, under penalty
of your not doing so being liable for damages under Pennsylvania Statute at 21
P.S. ~681 and ~682. This statute allows 3 months for the satisfaction after
such notice. While the 3 months may have long since expired from our pay-off
(and demand for satisfaction in our pay-off letter), nevertheless we will
overlook th~t lapse and calculate the 3 months from the date of this letter.
If and when you do satisfy of record, I would appreciate your
notifying me so that we can have the Cumberland County, Pennsylvania record
checked to verify, as well as to terminate our preparations for the suit to be
filed against you.
Sincerely,
ALPHA LAND SECURITY, INC.
By
Jeffrey N" Yoffe
JNY:ms
hoffman, peter\letter9
."",''', !'.....iT" "
i:'. .Jf. i~-.,,1 r~d; 1 \
lb.",.,.,! %-.!J ill!J ~ l'
.'1-0-.
, i ~.
o
_ ,,-,1. ~ ,_~_ I ~'-":'-'jl
. .
~.r AURORA LOAN
~ SERVICES INC
.
_ NATIONAL SERVICING CENTEI
601 Fifth Avenue' P.O. 80x 1706 . Seeffsb/uff, NE 69363-1706 . Fax: 308-630-6700
August 04, 2000
0007628506 RLOll 08-04-00
Alpha Land Security, Inc.
Jeffrey N. Yoffe
214 Senate Avenue, Suite 203
Camp Hill, PA 17011
RE: Loan: 0007628506
Property: 550 St Johns Dr
Camp Hill PA 17011
Dear Sir/Madame:
Thank you for your
number 0007628506.
sent to the County
corrections. Upon
be returned to the
recent inquiry regarding the release of loa
Our records indicate the release was orig
Recorder on February 8, 2000, and was retur
completion of the corrections, the release
County Recorder for recordation.
Should you require additional information, or if you have addi
questions, please contact our Customer Service Department toll
free at: 1-800-550-0508, or you can reach us directly at 1-308
635-3500.
Sincerely,
tEt,
CUSTOMER SERVICE
E)n~!~B\T "II
ALS-ol.619!
.
1M, ,
-
~1
-',.
LAW OFFICES
YaFFE & YaFFE, P.C.
214 Senate Avenue, Suite 203
Camp Hill, PA 17011
NORMAN M. YOFFE
JEFFREY N. YOFFE
Telephone (717) 975-1838
Fax (717) 975-1912
December 21, 2000
Mr. & Mrs. Peter J. Hoffman
550 St. John's Drive
Camp Hill, PA 17011
~===========================================================================
FOR PROFESSIONAL SERVICES RENDERED
NH969
12/02/00 - Resh(Research) - damages, etc. 21 P.S. ~682, 683 (1.3)
- Pldg(Pleading) - Preparation of Complaint (1.1)
12/05/00 - Ph(Phone) - Mr. Hoffman (.3)
- Pldg - Corrections to Complaint (1.2)
- Misc(Miscellaneous) - Records check in Carlisle (.1)
12/21/00 - Misc - Reviewing Complaint for filing and Exhibits, filng
in Carlisle and visit to Sheriff's office to ascertain
Sheriff's address for Irvine, CA and Scottsbluff, NE (0.9)
- Correspondence, 10 pieces (2.0)
6 . 9 Hours @ $ 2 0 0 . 00 per hour. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . S 1, 380 . 00 * *
~* Please make check payable to Yoffe & Yoffe, P.C.
hoffman, ~eter\first union\bill
EXHIBIT "]'''
~,""",I f~'''''''''iI~i"",,,~~~~IM<U!l20J01'~3,l\!;J~..'lir~f~ml>,jjg~i-;ilil~..........~Itlt!~''I1' -~
r~
'- '"
;\ '"
~ ...
'<11"
~~ l.~~,,_,"__.,~_
.-~ ~
~ ~ ~o ,'_ .~_
"
~ ~ <cr.~ ~ ~,
o
S~
-;:1<,',
~~L:
(~; ),._2
r:~ (3
...;..-::-
~~~~
?~
L_
--<
-<
{:J
~ C>
~
'-'u
r~
~
.~
IT)
-[
QF.
t
('
:0,--0
B
-
r
, '" -~, ,~ " < -~
III'
,
1:.):
'-j
t "~,
:.:-~
;;Q
;:~:(:~j
~..::'(-.)
~~~
-~
5:J
~
!'",j
~)
~
~
j
-C ill
V' 4:..
0\. V\ P
D ~ B
r
r
~ ,
"y .--.
PETER J. HOFFMAN and
DONNA B. HOFFMAN,
Plaintiffs
vs.
BANKERS TRUST COMPANY OF
CALIFORNIA, N.A. AS TRUSTEE FOR
LEHMAN HOME EQUITY LOAN TRUST
1998-1, and AURORA LOAN
SERVICES, INC.,
Defendants
I;
-,-.~~"
~:
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 00-8752 Civil Term
CIVIL ACTION - LAW
PRAECIPE TO REINSTATE
Please reinstate the Complaint previously filed in the above
referenced case.
hoffman, peter\first union\reinstate
.
YOFFE & YO E, P.C.
~.1/1 cc4r
ORMAN M. YOFFE, ESQUIRE
Attorney for Plaintiffs
214 Senate Avenue, Suite 203
Camp Hill, PA 17011
(717) 975-1838
Attorney ID No. 07135
';>;
:}i;~'~wl
~'"l!!~1_~!iW~1li&I!iMll1iJjl!^,~im"~"'-~>'&".t<f<hjii;i:iJI"N~~i'i'!@M<:",*l1t~~h;jtt~ ~ .~'-i~.I'lIliJii~ -~~".. llij~~
o
c
~~2
(j).; -
~e~;
-~
~~~
2:-
-;I
-,
y,
m~_
~
-"... ',- -~'-
.'"
~-.
c.,;;
~
-v
::u
I
\D
~......,
,~.
t,.)
N
0'0
~l
PETER J. HOFFMAN and
DONNA B. HOFFMAN,
Plaintiffs
vs.
BANKERS TRUST COMPANY OF
CALIFORNIA, N.A. AS TRUSTEE FOR
LEHMAN HOME EQUITY LOAN TRUST
1998-1, and AURORA LOAN
SERVI CES , INC.,
Defendants
_ J~~
I
.""~~ JiIIllii La .-'ii.,,'.,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 00-8752 civil Term
CIVIL ACTION - LAW
PRAECIPE TO DISCONTINUE
Please discontinue the above referenced action with prejudice.
hoffman, pete~\fir8t union\discontinue
Yd YOFFE, P.C.
~~rdf:SQUIRE
Attorney for Plaintiffs
214 Senate Avenue, Suite 203
Camp Hill, PA 17011
(717) 975-1838
Attorney ID No. 07135
:!ilfltL:
,
, .
k.'M~I_<4'iJ'ilid,j'b~:~A,,-~"'!!'IlI@I'~l.."0iki:J>@";&';"~e",,~~:,;j'W""VUW"'~,~~,~!il'~_r ,L~-~j~!.i!lIK;:";""''''~~ "1,-';"'.
>." ,y_ _M ~ ~ ..
~_. "" - -,
< ""'N" ,"_ _, ..,H."
, -"",~
. ". ~_"_- .J." ~, _ , ,-_'
,
'lIYil~fll!l!1l'J
,
~ , ,"-~"",.,.,
~- -"
(")
C
<0
""'Ocfi
[lltI'~
Z__l.
6/~~
-<.,:
C2C.:
)>'--'"
z~;
)>-c
Z
-l
-<
,,~~, ~""""~" .~
!l'&"
o
Ci
-n
:::::
:::.~
'i~.-
._'~l1-~)
'_.'~~)
.~: ....;~
(~~f~
-I
)>
::D
-<
,p
.'0
:jt:
:J1
.1""
-
J