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Home My WebLink About01-0608 FX '-"'~ .." -- . , I PRAECIPE FOR Lu,'!'.L..NG CASE FOR TRIAL (Must be typewritten and sutmitted in duplicate) TO THE PIDl'HOOOTARY OF CUMBERLAND COlJm'Y Please list the following case: (Check one) ) for JURY trial at the next tenn of civil court. ( X) for trialwitl10ut a jury. CAPTION OF CASE (entire caption must be stated in full) (check one) ( X) Civil Action - Law PENNSYLVANIA STATE BANK ( Appeal from Arllitration ( ) (other) (Plaintiff) VS. RONALD B. CLIPPINGER and NANCY K. CLIPPINGER The trial .list will be called on and Trials comnence on (Defendant) Pretrials wilLbe held on (Briefs are due 5 days before pretrials.) vs. (The party listing this case for trial shall provide forthwith a copy of the praecipe to all counsel, pursuant to local Rule 214.1.) No. 608 Civil Term ~ 2001 Indicate the attorney who will try case for the party who files this praecipe: Bruce D. Foreman, Esq., Nicholas & Foreman, PC, 4409 N. Front st., HarriSburg, PA 17110 Indicate trial counsel for other parties if known: Marcus A. McKnight, III, Esq., Irwin, McNight & Hughes, 60 W.Pomfret st., carlisle, PA 17011 This case is ready for trial. Signed: Lb ~/ I ~v{ Bruce D. Foreman, Esquire Plaintiff Print Name: Date: April 23, 2001 Attorney for: - ~~~:'fiUJSi>J1@~iJ.;m,:.;."~W~~~iiiiif...llii:,m0iot~",~,.i<.~iJ"'"",~";J,.,,~;,;I~~"o,.~, ~--~'~~ill!n~il"~ mlli -.~~~, -~,.- ,,--",.~,,_.,-- I. . () 0 0 c -off; -h > ~.~ -0 ;~rl :x:; , ";-- 6;.S;: N ":gl71 ~e if. "T ,~ " ~::jlJ ~8 :x :1: ::g N ~~ .. 0 $ 0 ?i5 -< ~- -" ~'-"~ " . J._ < - ~"'-:"c'-." , ;~-, "- , . PENNSYLVANIA STATE BANK, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v. CIVIL ACTION - LAW RONALD B. CLIPPINGER, Defendant NO. 01-0608 CIVIL TERM ORDER OF COURT AND NOW, this 30th day of April, 2001, a pretrial conference in the above matter is scheduled for Thursday, June 21, 2001, at 1:30 p.m., in chambers of the undersigned judge, Cumberland County Courthouse, Carlisle, Pennsylvania. Pretrial memoranda shall be submitted by counsel in accordance with C.C.R.P. 212-4, at least five days prior to the pretrial conference. A NONJURY TRIAL in the above matter is scheduled for Thursday, July 26, 2001, at 9:30 a.m., in Courtroom No. I, Cumberland County Courthouse, Carlisle, Pennsylvania. BY THE COURT, Bruce D. Foreman, Esq. 4409 N. Front Street Harrisburg, P A 17110 Attorney for Plaintiff :ll: :L~. -< I (). C) c s: -oeD 0)[;."\ 6:" ,",~;;. 2C; ~z ~c: j:; 20 cO ......c ~ :3 Marcus A. McKnight, Esq. 60 W. Pomfret Street Carlisle, PA 17013 Attorney for Defendant _I\~ \.0\ Ofo5'O :rc --C' "'<-; Q -',"1 4:) :3: ry ~~~1'i2 "-" -~~(~~ ;-...:'... ,::'2t!, 6:-n .-1 ~~ ~ J" , , I , -. , .~ , . "",- . PENNSYLVANIA STATE BANK, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v. CIVIL ACTION - LAW RONALD B. CLIPPINGER and NANCY CLIPPINGER, Defendant NO. 01-0608 CIVIL TERM IN RE: PRETRIAL CONFERENCE AND NOW, this 21st day of June, 2001, a pretrial conference having been scheduled for this date, and Plaintiff's counsel in the person of Bruce D. Foreman, Esquire, and Defendants' counsel in the person of Douglas G. Miller, Esquire, having appeared for the conference, and Defendants' counsel having provided to the Court evidence that the Defendants have filed a petition for bankruptcy in the United States Bankruptcy Court for the Middle District of Pennsylvania at No. 1-01-03530, and counsel being in agreement that for the time being the filing of the petition effects a stay in this case, no further action will be taken at this time by this Court. The Court's schedule for Thursday, July 26, 2001, at 9:30 a.m., will remain open for trial in this matter in the event that relief from the stay is obtained by the Plaintiff for purposes of this case. It is noted that counsel have estimated that the duration of trial would not be more than one half day. By the Court, J Bruce D. Foreman, Esquire Attorney for Plaintiff Douglas G. Miller, Esquire Attorney for Defendants srs ~ ~{,,-J7-(i/ 9v-- ",. ~J~'ljm~~~:l1i~,!'t~l&iioi~,i;l,~8l1!i.t.~@.~.~II5I;l1/fPJ".A,Ji~' ~~ '" ~ - ~. ,,~ < " <".- ".~- _ t"'l'\I"C':V\ W\.\i\Jf\ \\C:'\r\~;::::C~!\l(() \I ';.>, ,....-,':,;'.,. \:._:_.J, ',\ " ~ \ "ln~ J,) . "'..J., ~'P _, t)1.} 'U c\ '? '>I;-..\\\~ :}..... I.. ",.~ , ift'..... -~~ \e ,,'" . li!lI] ~.l~~r'r - -!i ~~"'.\'i '~ -~.' . I ~7 ."'- J I ! , PENNSYL VANIA STATE BANK, Plaintiff v. RONALD B. CLIPPINGER and NANCY CLIPPINGER, Defendants " .---.'. 'W ..,-,'_.-_ ~ -......;.~4 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA scheduled in the above matter for July 26, 2001, is cancelled. CIVIL ACTION- LAW NO. 01-0608 CIVIL TERM ORDER OF COURT BY THE COURT, AND NOW, this 20th day of July, 2001, upon consideration of the attached letter Bruce D. Foreman, Esq. 4409 North Front Street Harrisburg, PA 17110-1709 Attorney for Plaintiff Douglas G. Miller, Esq. 60 West Pomfret Street Carlisle, PA 17013 Attorney for Defendant :rc from Bruce D. Foreman, Esq., attorney for Plaintiff, the nonjury trial previously .~ ~' ,s> II " II " !i ! I' I.; :1 Ii i\,\. Ii. [__:L\ li\. .,:<1:". ~ ~ ~ '" l;1!'!m- ~~~ , ~ ; Clj:./-,~:- Fc:\}l~)' i....IRT ,.Wi~ ii . ~ '.~"'I- 11,[,'- ~.'-; ,-, I~_ k.llJ_lIlJ~~;J;;W~"'''~'''',",'li~'l$;':ilT;.i':j[j~"'~JfilE'i~'~~'\/t$~~~F.J\iN''(V'''''f#~9!f1ij:'-'TC"~~~ ~,Ijn;t ,'WI' ., IJ . .'- '.,.1.' .,'" ',. '~"" ".~,'."<-;~_'f-,';;./__., ." . " , '.' P":;-~\<';.j . LAW OFFICES STEVE C. NICHOLAS BRUCE D. FOREMAN JEFF FOREMAN DUANE S. BARRICK JAMES L. WALSH NICHOLAS & FOREMAN, P.C. 4409 NORTH FRONT STREET HARRISBURG, PENNSYLVANIA 17110-1709 TELEPHONE (717) 236-9391 FAX (717) 236.6602 July 19,2001 The Honorable 1. Wesley Oler, Jr., Judge Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013-3387 InRe: Pennsylvania State Bank v. Ronald B. and Nancy Clippinger #01-608 Civil Term . Dear Judge Oler: At the pretrial conference in the above-captioned mortgage foreclosure case, you indicated that you would keep the trial date open pending a bankruptcy continuance to give us an opportunity to attempt to get relief from stay. We have not been able to get the relief from stay and will be unable to do so in time for the trial date. We appreciate the Court's cooperation and attentiveness on this matter. We will ask for a rescheduled date when relief from stay is granted or the bankruptcy discharge occurs. BDF.cln cc: Marcus A. McKnight, III, Esquire Roger M. Morgenthal, Esquire R. Alan Patton J&l <0 <'00; ~ ."JL"""-=M~~ '"'~. ~ '-,- , ~"-"I PRAECIPE FOR LISTING CASE FOR TRIAL (Must be typewritten and submitted in duplicate) TO THE PROTHONJTARY OF CUMBERLAND COUNTY Please list the following case: (Check one) for JURY trial at the next tenn of civil court. x for trial without a jury. ----------------------------------------- CAPI'ION OF CASE (entire caption must be stated in full) (check one) PENNSYLVANIA STATE BANK (x) Civil Action - Law Appeal from Arbitration (other) ( Plaintiff) vs. The trial list will be called on RONALD B. CLIPPINGER AND NANCY K. CLIPPINGER and 2/12/02 Trials conmence on 3/11 /02 (Defendant) Pretrials will be held on 2//.0/0? (Briefs are due 5 days before pretrials. ) vs. (The party listing this case for trial shall provide forthwith a copy of the praecipe to all counsel, pursuant to local Rule 214.1.) No. 608 Civil Term Xli 2001 Indicate the attorney who will try case for the party who files this praecipe: ~ Ern""" D_ Forplllan, ESQ_, Nicholas & Foreman, PC. 440Q N Front st., HBG, PA 17110 Indicate trial counsel for other parties if known: "' Mar,",,,,,, A M,",Knight, TTT, E.:q .TTWin. MC!Night I(, Hngh'''''r 60 W Pomfret St , r"rl;.:le. PI'. 17013 Douqlas G. Miller. Ese.. 60 West Pomfrpjj St , This case is ready for trial. r"~;g'~ ~ Signed: Print Name: Bruce D. Foreman, Esquire Date: Attorney for: Plaintiff FlLL.:i).-(:ffICE or .-~cr\lC)Tj\RY fJ I O....C I' PritZ: ll. v ~ ,:, ~, CUII."C' ;.'.;'1 'YY"ITY \iCC.l"t,--r'.l'JL \.J.....,VI' PENNSYlV,I>,\l\A ~ " ~~ .~. -. ~.~ I , . : II '~'W.;i!';< PRAECIPE FOR LISTING CASE FOR TRIAL (Must be typewritten and sul:mitted in duplicate) TO THE ProTHOIDrARY OF Cl.lMBERLAND COUNTY Please list the following case: (Check one) for JURY trial at the nextteJ:lll of civil court. x for trial without a jw:y. ----------------------------------------- CAPTION OF CASE (entire caption. must be stated in full) (check one) rENNSYLVANIA STATE BANK (x) Civil Action - Law Appeal from Arbitration (other) (Plaintiff) vs. RONALD :a. CLIPPINGER AND NANCY K. CLIPPINGER The trial list will be called on and 2/12/02 Trials comnence on 3 /11 /02 ( Defendant) Pretrials will be held on 7.17.0/07. (Briefs are due 5 days before pretrials. ) (The party listing this case for trial .shall provide forthwith a copy of the praecipe to all counsel, pursuant to local Rule 214.1.) , vs. No. 608 Civil TeJ:IIl X%ll 2001 Indicate the attomey who will try case for the party who files this praecipe: Bruce Do Forp.man, Esq . Nichol"" & Forp.wm. PC, 4409 No Front St . HBG. PA 17110 Indicate trial counsel for other parties if known: " M;,r"n<< A McKnight, TTT. F,"<1 .T1"Win. M"Nighf' P. Hngh"", fiO W PrJrnfn>f'Sf' ("';or]i"],, PA 17013 Douqlas G. Miller. Esa.. 60 West Pomfred 8t , ("';or] i "]", PA 17011 This case is ready for trial. Signed: .'t:j! ~ ~ Print Narre: Bruce D. Foreman, Esquire Date: OI/':'zle>2.- Attomey for: Plaintiff / f~,,,~~;,,;,,,,"",..:,...J,.- ~"~~'i;F,~;![!lli.~b,~"",'\Jii1l1a;r;&;,"ll1M)~!1'",-';';-:o8iQ,,.s;"~_;;'f;l;,i,(,i,,:,J~',~;,~,JA.1icl'il\~l~~~~~'m!!~~IiI"--""'" ~ _~ - I" ~c,. . " ~, (') 0 0 c: IV ""O~ r 'n ;;;.;; r_~ !p-rn z ,::tlF!J 2f2 ! (!J.P- -eJrT"j ;:'>2 '''v "1::'0 <0 "'" >~1 z-S ~Q --;---,. :Jir L~I~ ;;::0 ~ '!:' (5 r,l "" ~ r:- 55 <:::J '"< , I , ~ "~" _ _,'. , ",_ ,', ~,''''.it,',,, , .,. '_ '_' .; ~ > PENNSYLVANIA STATE BANK, : IN THE COURT OF COMMON PLEAS OF Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-00608 : CIVIL ACTION - LAW RONALD B. CLIPPINGER and NANCY K. CLIPPINGER, Defendants : IN MORTGAGE FORECLOSURE PRAECIPE To the Prothonotary: On behalf of the Plaintiff, and with the agreement of the Defendants, please remove the above-captioned case from the Civil Trial List for the March term of Court. Respectfully submitted, Nicholas & Foreman, P.C. By: DrLub.. 0 (cJlQJn\{)~(\ ( r'-.(( Bruce D. Foreman, Esquire . "---' Attorney ID 21193 4409 North Front Street Harrisburg, PA 17110 (717) 236-9391 Attorneys for Plaintiff ~" dt\Oloa . ,": 02 FEF1 I L, ~\~i1l: n 8 CUM3b.':LI" COUNTY PEi\!i\iSYLVANlA I I I ,:Ii ~ J !i I m I i ~ I I .~ , . ~ ""-.J>'" .'. .c'- . . PRAECIPE FOR LISTING CASE FOR TRIAL (Must be typewritten and sutmitted in duplicate) 'IO THE PIOI'HOl'PI'ARY OF CUMBERLAND COUNTY Please list the fOllowing case: (Check one) ( for JURY trial at the nextteIll\ of civil Court. X for trial without a juxy. ----------------------------------------- CAPTION OF CASE (entire caption must be stated in full) (check one) j?ENNSYLVlINIA STATE BANK (X ) Civil Action - Law ( Appeal from Artlitration ( (other) (Plaintiff) VB. The trial list will be called on RONALD B.. CLIPPINGER AND NANCY K. CLIPPINGER and 6[11/02 Trials comnence on --..:-..7 [8 / O? (Defendant) Pretrials will be held on 6 / 1 9102 (Briefs are due 5 days before pretrials.) VB. (The party listing this case for trial ,shall provide forthwith a copy of the praecipe to all counsel, pursuant to local Rule 214.1.) Civil Tenn m 2001 No. 608 Indicate the attomey who will try case for the party who files this praecipe: J1rtl= D Foreman, Esq_, Ni,.,ho]"" & Foreman. PC. 4409 N Front st , REG, PA 17110 Indicate trial ccunsel for other parties if known: ., M;lrl!l]~ ;lL M~Kn;qhr. TTT. 'F.~q .Tn7in, M~N;qhr ~ Hllghp~r fiO W Pnmfl"'Pr ~t- r ("';!rliglp-r PA 17013 Dou las G. Miller Es P Signed: This case is ready for trial. . Foreman,_,' f?quire nate: p/1.Pt,/O L-- t Attomey for: Plaintiff -C(F\CE. "1"\ \;' '(!~}rf\RY 02 tO~r~_H ;: G F\\I' \ I di I . I I I I . ]I I I I , I I ~ , ~ C'"'''' ......H\d::i -., 1'.(y !'I\\TV ~_...... '--' "1 I PEN;\~SYLV,(\t'-l\i'\ i~ ~~ ,"I ~ ~ . ~ 'I ,~ . j ~ 'J ~ ~ ,~ :~ ~ , ~ -i '~ J I 1,< - ,. - ~ j" PENNSYLVANIA STATE BANK, PLAINTIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V, RONALD B. CLIPPINGER and NANCY K. CLIPPINGER, DEFENDANTS 01-0608 CIVIL TERM AND NOW, this ORDER OF COURT <')....Z-- day of March, 2002, it is ordered that a bench trial shall be conducted on the within case at 3:00 p.m, on Tuesday, April 16, 2002, in Courtroom No.2, Cumberland County Courthouse, Carlisle, Pennsylvania. By the Edgar B. Bayley, J. Bruce D. Foreman, Esquire For Plaintiff Marcus A. McKnight, III, Esquire For Defendants U>fU'" ~ '/- /- tJ;1., G-, :prs ;,; ..~ <JTlFf ;::;~ (',", Ph ::1:?: ,( ,', I ':. '..-: ~ " ,,' , -'; " ; < ';I Jf\ I"~'-\ I l!'Ji\',e.;,_, J) t.., \,.h"J,~I'! I PEN\IS{L:/AN!~ n"~ ~ ~ _1M'1I, ~~ 1"1,lllll",_ '>~. ~ - ,.~' lo\.'."_ >d;-~' "",,~:__,,;=.- """,_"" ;I;;."",,,,,~.,.. "'~'~""" 'w..~">':"~~ _' ".',",',,;,' '-, ....... ,~.. !''''''''''' __ ':;;}If.~~mll1E!lt,,,,,:,,q~,fO(~i<1'j1l<f~r!fl;~g~Ij1;j'-!!t~~7iii.'~~1ill'~~;''W$jII'!li'!'!!lW' __ ~ ;If,4~..''''i .... , - PRAECIPE FOR L~ST~N~ CASE FOR TRIAL (Must be typewritten and sutmitted in duplicate) APR 2 6 2001~ 'IO THE PIOI'HOl'PI'ARY OF CUMBERLAND COUNTY Please list the following case: (Check one) ( ) for.JURY trial at the next tenn of civil ccurt. X) for trial without a juxy. CAPTION OF CASE (entire caption must be stated in full) (check one) ( Plaintiff) o 0 n (X) Civil ActiotE- ~ 'T: ""'Om -'0 ~ ,{.",",: ( ) Appeal f.~ra~ ( ;:$0'-' :;:\0 ~'-' -u _.,.:l~. ( ~}::X >~ :: o~e ~;,..-C) $=c: r:-: om Z --1 ~ (:;) ~ PENNSYLVANIA STATE BANK vs. RONALD B. CLIPPINGER and NANCY K. CLIPPINGER The trial list will be called on and Trials c:orrmence on (Defendant) Pretrials will be held on (Briefs are dueS days before pretrials.) (The party listing this case for trial shall provide forthwith a ccpy of the praecipe to all counsel, pursuant to local Rule 214.1.) vs. No. 608 Civil Tenn ~ 2001 Indicate the attorney who will try case for the party who files this praecipe: Bruce D. Foreman, Esq., Nicholas & Foreman, PC, 4409 N. Front st., Harrisburg, PA 17110 Indicate trial ccunsel for other parties if known: Marcus A. McKnight, III, Esq., Irwin, MCNight & Hughes, 60 W.Pomfret st., Carlisle, PA 17013 This case is ready for trial. Signed: /~ ~ v'( --- Print Name: Bruce D. Foreman, Esquire Date: April 23, 2001 plaintiff Attorney for: <,~....""~"'''~ L"~ I!:lIoI J - '" r~~c' SHERIFF'S RETURN - REGULAR ~ASE NO: 2001-00608 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PENNSYLVANIA STATE BANK VS CLIPPINGER RONALD B ET AL DAWN KELL , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon CLIPPINGER RONALD B the DEFENDANT , at 0015:21 HOURS, on the 31st day of January 2001 at 351 WEST NORTH ST CARLISLE, PA 17013 by handing to NANCY J. CLIPPINGER a true and attested copy of COMPLAINT - MORT FORE together with NOTI CE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 3.10 .00 10.00 .00 31.10 so;:~~, R. Thomas Kline me this ~ day of' 02/01/2001 NICHOLAS & FOREMAN By: f\ J \/ ^ /) pQ.W'h cJ' /CU0L Deputy Sheriff Sworn and Subscribed to before ~ o1uvl A.D. 1 ~ t2 J1;"JPZ. , ~ pJothonotary . "",_A' ~. "'"- '"" - , , ,,-"; SHERIFF'S RETURN - REGULAR "" CASE NO: 2001-00608 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PENNSYLVANIA STATE BANK VS CLIPPINGER RONALD B ET AL DAWN KELL , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon CLIPPINGER NANCY K the DEFENDANT , at 0015:21 HOURS, on the 31st day of January ,2001 at 351 WEST NORTH ST CARLISLE, PA 17013 by handing to NANCY J. CLIPPINGER a true and attested copy of COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 6.00 .00 .00 10.00 .00 16.00 So A.nsw;],i;' // ~~~~? R. Thomas Kline 02/01/2001 NICHOLAS & FOREMAN Sworn and Subscribed to before By: )JULm <f-. ~ Deputy Sheriff me this S'iE:; day of 1=0;; """ ! A. D. Q InttJa.. ) / . rothonotary . ~ I".' ,-"" '." ~'~'."E' , c PENNSYLVANIA STATE BANK, Plaintiff v, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA : NO. 6/- t,cJ> Co,'( ~I CIVIL ACTION - LAW RONALD B. CLIPPINGER and NANCY K. CLIPPINGER, Defendants IN MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A 17013 (717) 249-3166 By B CE D. FORE N, 4409 North Front Street Harrisburg, PA 17110 (717) 236-9391 ID #21193 Attorneys for Plaintiff '1_ ~, , ,~, "'"" ~t~i;<i PENNSYLVANIA STATE BANK, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. CIVIL ACTION - LAW RONALD B, CLIPPINGER and NANCY K. CLIPPINGER, Defendants IN MORTGAGE FORECLOSURE NOTICIA Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su personal. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDATAMENTE, SI NO THIENE ABOGADO 0 SI NO TIENNE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, V A Y A EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUY A DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL, Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A 17013 (717) 249-3166 NICHOLAS & FOREMAN BYBR~~~ 4409 North Front Street Harrisburg, P A 1711 0 (717) 236-9391 ID #21193 Attorneys for Plaintiff ..., , , ^-, "- ,!i" PENNSYL VANIA STATE BANK, Plaintiff v. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA : NO. /!)f. &Df 6YJ -J..lM"'- CIVIL ACTION - LAW RONALD B. CLIPPINGER and NANCY K. CLIPPINGER, Defendants : IN MORTGAGE FORECLOSURE COMPLAINT AND NOW, comes the above-named Plaintiff, PENNSYLVANIA STATE BANK, by its attorneys, NICHOLAS & FOREMAN, and brings this action in Mortgage Foreclosure and assigns the following reasons therefore: 1. The Plaintiff, PENNSYLVANIA ST ATE BANK, is organized under the laws of the Commonwealth of Pennsylvania, with principal offices located at 214 Market Street, Borough of Camp Hill, Cumberland County, Pennsylvania 171001-0487. 2. The De(endants, RONALD B. CLIPPINGER and NANCY A. CLIPPINGER, husband and wife, are adult individuals, residing at 351 West North Street, Carlisle, County of Cumberland, Pennsylvania 17013-2220, 3. Defendants are the owners of a commercial property located 145 D Street, Borough of Carlisle, Cumberland County, Pennsylvania, more fully described in Exhibit "A" attached hereto and made a part hereof; Defendants having obtained said property by deed from , dated the day of , 19 and recorded the _ day of , 19_, in the Office of the Recorder of Deeds of Cumberland County in Deed Book , Page , which document is incorporated herein by reference. 4. By Mortgage in the original amount of $92,000.00, dated the18th day of December, 1997, and recorded the 18th day of December, 1997, in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book , at Page _, Defendants obligated them to make certain payments to Plaintiff. A true and correct copy of the said Mortgage is attached hereto, labeled Exhibit "B" and made a part hereof. 5. The First from Defendants to Plaintiff has ever been assigned. 6. The Defendants are the sole owners of the aforesaid premises, 7. Defendants have defaulted in the terms of the Mortgage by failing to make payments to Plaintiff due September 1, 2000 and all monthly payments thereafter, despite demand to do the same. 7. Defendants have defaulted in the terms of the Mortgage by failing to make payments to Plaintiff due September 1, 2000 and all monthly payments thereafter, despite demand to do the same. 8. Under the terms of the said Mortgage, in the event of such default, Plaintiff may, at its option, and hereby does, demand and require immediate payment of all amounts due under the Mortgage, 9. Under the terms of the said Mortgage, in addition to payments of principal and interest, Plaintiff is entitled to reasonable fees and costs incurred in collection. 10. No Notice of Intent to Foreclose is required from Plaintiff to Defendants in the aforesaid loan is a Commercial Mortgage and not a Residential Mortgage. 11. The balance due under the said Mortgage from Defendants to Plaintiff as of January 19,2001 is in the amount of $89,248.47, together with a per diem payment required, each day after January 19, 2001, in the amount of$21.08008 dollars per day. 12. The attorney's fees due, as of the date of filing hereof, are in the amount of $4,914.11 plus court costs. WHEREFORE, Plaintiff demands judgment on the aforesaid Mortgage and Second Mortgage against Defendants, jointly and severally, in the amount of $64,162.58, jointly and severally, together with costs and interest from January 19, 2001, at the rate of $21.08008 per diem and demands judgment in foreclosure of the property within described. Respectfully submitted, NIC~S&FO N By' BRUCE D. FO MAN, ESQUIRE 4409 North Front Street Harrisburg, PA 17110 (717) 236-9391 ID #21193 Attorneys for Plaintiff .. , ,-, ")"i: VERIFICATION I verifY that the statements made in this Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa, C.S. Section 4904, relating to unsworn falsification to authorities. Dated: If' I. (Of p.c/CI.,.~ V It. Prv ';'doNi By Pennsylvania State Bank flA 35J834 cP:S. .0, PC N~f ~ " . b:liiL(" Al.L that certain lurwi,h~l-lC "nlfJw..cmc:urs thereoll"crected situllted in the Finll Ward ofluC BOfOllgh urCarlisle. Cumberland County, Pennsylvania, bounded nlld des,ribcd us li,flows; LJEOINNING at all ;wn .ptIHUoug, the bnd..llOW J)r fOrll1erly of Benson L. Llllrfick, tl,elle. alung the landlrow"or formerly of J, B=lJey-Lnl1tsbllUgh and Laurel I.. I,autshaugh, SOll(l1 ~2~ Westadistallcc of7S.fut.tOlUl.iIDnpin; (1l1mee nlonllll 60 l<.I<.t right ofwlIY("J.)" Street), NUl'th,78deg..ecaWesll\distnnce of1l2 fecI h. nn inlJl pill; lhencc1t!olig<lHUl1(lt.:rllcrwny; North 12 delln~"'s East a distance of 75 feel to.1ll iron pin; thellce aloll!rlhe hlOd now or (onncrly...fBensoll L. BO'Tick, South 78 dcgrt:e,~ lihsl1l,di5t(\n<z-l:.ofS2feetm!hllpointofBEGINNfNG. BEING I ,ut Ilwl1ber2, of the final subdivision plnnofJohn S. Oclrick, JJ,mise /L Barkus fllHI .Ioseph M, DeMarino, as recordedio tbe Cumberland COUlllY. 1'~llIIsylvMi", Re\:onlel' of Deeus Ornce, ill Plan Book 61, Page 45. EXIlIIlIT "A" . 60d m:z 1~d3dO ~N~8 31~lS ~d S9.Z-96~-~.~ "',~h" .--," <,~ ~ ~ ~. ~ ~ .-,. ..:l..:l11 t'l1b , JHN ~4 '~1 1~:411 '" -->-'-V~ rM .:;J'Mlt:: oMI't1\. Ur"C.t'<:MI -:)l'{1"\- ~ ~ECORDATlm,j REQU.ES'TED B'., PENNa'vtVANIA si ATE BANK 1 Notlh Hanover Slr"el Carnsle, PA 17013 ;;, .:!:>..'LU; ':,i)~':( )r.' l)i: t:'i.lS '/.1::i.:';!.MilJ CO(jNrJ.-i'~:; WHEN RECORDED MAIL TO: PENNSYLVANIA STATE BANK ~148 Market Slreel P.O. BOX 417 Comp Hill, PA 17001...0487 '97 Of'; HI f'PI ~ 20 SEND TAX NOTICES TO: Ronald B. ClipPinger and Nancy K, Clippinger 351 W, Norlh Slreel carlisle, PA 17\)13 &1l'''CE ail.l)\f'IIJ, ~E IS FOR RECORDER'S USE om. Y MORTGAGE THIS IS A PURCHASE MONEY MORTGAGE THIS- MORTGAGE, IS- DA-TED-, nl=r.:I=MRJ:1t t.8,.. 1991'0--- between Ronald a, Clippinger and Nilncy K. Clippinger. whose .ddre..l. 351 W. North SIt..~CaHi.le,l'A 17013 (re'erred to below.. "Grantor"); and PENNSYLVANIA STATE BANK, whose addreSs.is 1 Norll.llanoi-'er-streetiCarlls(e, PA"'.1013~ ta be'ow as "L.ender"). GRANT OF MORTGAGE. FOI valuu)., col'islde"IUon, !1ranlor granlD..barg8InS, 'Sb!1s>'.tIOnveyB,-Q1tgns, lran8111'S, rQtllllsos, (;Onftrms and mortgagee to Lender ell 01 Grantor's, righi, 1I11e. and lnlere.St In and 10Jlle lallowlng described real properly, toqalhef willi aD eltlsUng or slJ~qUilnUy erecl8d or alllxed bulkllngs, lmfIrovem8l'\lG and fixItlrasj an slfe&ls, !eJles. alloys, pa5Sages, and ways; an ~emllnls, r1ghli of way, all.liberlle$, prlvUeges,'lenemenls, het.dllaments, an6-8PpUttentA;(llio.-.~.beIoslglng or.-a~n'IadL~l hel1ilaller, a.nd 1~8 reverSIOns and remalndarG wllh respBCI tncrelo; all water. WIIter r1gh1s, walercolJr$G$ and dllch rights (1(JCl\.ldlnlil slack In utiUUeJ; with dHch Of irrigation rlgh!!); and ad' olher fights, royallln. and praflflf l'elUUno to-lI\Q real PIllpertv;-lncludlng-wllhoullimilaUDn-llID-miMlrals-..-ofI;-gH;',~lhermal end similar malterG.locate in, Cumberraner C'ounIV.,1:bmmOIlWellllln'tP..............,. (lb. "Re1Il:i!I:wpAII1C)._ 1450 Slroot,Corlillle--Borough"CUmIIoriafld,Counly, pennsylvanla-OS,fur\her deocribed in Exhlb~ "A" attDghed li~~tu.anrtby1hls-l ~r~I6J~ macm- a- part"hereof; The Real Property or its address Is commonly known as 145 0 Street, Cortisl., PA 17013. Grantor presenlJy 8$$1fl11$ 10 lencter alt cl Gtanlor's rlghl, 1/lIe, and Inlweslln and 10 a111ea&es af Ihe Proper~ and .all Renls lrom h Properly. In aOditlon, GrsnlO1 granls lo.bender.-a UrUfor""Co~1 Cod&-li8CUIlty.Inl8l'85lln the PelliOtlsl Properly 8nlfBapls. DEFINITIONS. The followlt1g wards. shall hll.V8lhe lonowinlJ.meanlngs.wben, used In this Morlgage. Terms,nQt ~lhelWise defined In thIS Morlgage shall !'lava tlte IIldnl. attrlbuled 10 such terms In lbe Uniform Commercial Coda. AD reference,. 10 dollar amounts ~U mssn amounts In lawful money 01 Ihe United SlBles of America. a,onlor. The word "Granlo('.means FIOnlkf-LClJppblgw..mU'Jnc;.y.K, ClIppinger. The Granlor Is Ihe.mp.rtgagor uncler Ihls Mortgage. GuarantOr. Trie wortl'''G"uullnror''""means anc:tlildrtdes..wil'Mut1flnilallon each and-art ollhe gllalllnlmr,~rGlles, and 8CCOmmodallon parlies In connec1lon with !he Indebtedness. J Improvements. The word -lmpmvemenls- -means ,Bnd lilcflides:' without Dmllatlo(l all existing .8n~_f~~. improvsmsnls, bu~dings, structures, moblle homes alllxed onthe-Real-PtopeItytlaeililias,ectdiOOns-; ,~"'~"I!.H,&.~ _...1.:114lr tc..~,tlc1\eft-~eal Properly. Indeblsdnll!'sa. The WOrtPlndeblecb'l"~'mf!9\'&-a-NoIe--ftom.ROMId B..CrlpplM.jQl" and Nancy-K.. inger dated December 18, 1997. In addition 10 the Nole, th8:wwd-1 ... '. "~d.-obIIgItIons;.-dIbts: . on, of Granlor 10 Ler'lder, Of" any one or more of them, n wen as an tlllims by Lender agalnsl Grantor, or anyone or more ollhem, whether BXlsllng or hereaHer arising, Whell'ler roIlIted or unrelalfld 10 the .p!jUI0ge oIlhe Noie, wh8lhe1 volun!ary Of olhetwlse. whelhat due- or JUlI.duB. 8b601ula or OOl1lifl{J&lll. IlQUldaled or uflliqulcsaled and whether GritlIer'mtW".be liIbI&.iAdMduIIIy..OP'tom!l)'"WlIJt othets;.-whef/ltr obllpktd-.. .~. gUBfBnlor or olherwlse, and whether reco\fBJy,upon sucl'llndebledAess-~be-ol'-l'leteaUot msv.lleco't'o bll~o:f bV aay..staIule-of-lImIIaUoas....al}d whether sUCh Indebtedness mey b6 or he'eeflef may bmlQJ1lS othllrwis(l unsnlorceable. . LenGer. The word "Lender'" means PENNSYLVANIA Sl7IItE' BANK, Its, !IUC085!10rn and eslgns. TfIe- Lender Is lhe mortgagee under lhl5 Mortgage; MortU0$8. The WOld "MorlQa98" means ~urcllUe Monay MorlQaOQ between Gtanlor and Lender, anc1 (ndUdli!s wilhoul Iimllatilln !lit asSlgnmenls and seourlly Interest provJsIons relaUimJo lhe Personsl Pr~y and F1enls. _._ Purchll6e Monev Mortgage. If any cllha dsbl"s8CtIf8CI.bV this Seoutlly Inslrumenl Is. lenl 10 Borrower 10 IIcquire lltle 10 the Relll Properly. lhls Sec:urlly Inslrummtts/1QII be 8 pu'oha$e-monev-~ under...a.p.s, ,SecllOn 9141. Nolo. 1ne word "Note'" mean, lhe promlssory nole or Ctldil agreemil\l daled December 18. 1997, In the original principii amount at $92..000.00 f!"Om- Qranlor 10 lender. toge\her-....-ilIl~-ot.. eltleM.1Ot'$ ~. 'm-od\1leaUoM'd;-f8Iinarocif'lgs 01, CDn$o1iOalloM. 01, amI- subSlilullonsfotltl&promlssory,M!e,oe~ th&~Qt-'hjs UMUI\9U;tJlllU'lIlo/t..00-1-8.... \ Personal Property_ The words "Personal Properly" rneatI all equlpmenl, IbdurilS. and olller arl~ Of pEmional property now or l'let'ellflBr owned by Grantor. and now Of hereafter altBchld or. aflixed.to.lhe_ReaLProperty; togelher wlltullaCCflssloM, M. and additIons 10, aO replacements of, and all $ubslllullons f(l{. any of such prOQerlV~,I!l"d t098lher wilh all proceeda.(il'lcludlng,wllhcwl. nm"allQ~"K Insurance proceeds a.nd refunds of premiums) Irom any sale or other cflSPOSl1ion of Ihe"Propertr.-' , Property. The word '"Properly" rn~olIetllvel-}' II:Ie-AeaJ-Pfopwty.end ~hB Personal Pto~ Real Property. The Wordll"'Reat~opllrw-mam ma.~e!I$.and,rjghrs da5l:1ibB(f~l'klha::Gtanl of Morlgage~ secllon, Retlied Doc\lmenl9. 1ll& words "Ralaled DocumElf'lIs" mean and Include wilhoul Omilallon all promIssory notes, credil agreements, loan Dgreemenls. enVironmenlBI agrt/emsnIS. guaranties, sec:urlIV agreements, mor\gage$. deeds ollrusl. and all other lnslrumanls. a!3feemenl6 and documtlflltl, Whether now or hereafler If~"'g ..""",.,.1...-1 \.. "'....n....\;....~I.ihlHJlda6l&ojIl8[11 .', J Renls. The word "Rents" me8ns..alI.presanLlIAd--luture-renls. reveflu8SIIJlC()me,issI.les.'~,PfeIIls, and olher benellls derIved from Ihe Prop(ll'ty. . I THJS MO.ATGAGE.INCLuD1NG TliE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS ANn PERSONAl. f'AOPERTY, IS GIVEN TO SECURE! (1) PAVMENT OF THE INDEB:rEDNeSS.~ . tll ~ERFORMMoICE OF 'Alt.. OBl~TlOHS OF GRANTOR ~ 1'HlS MORTGAGE AND THE RElATED Do~rMPN'J'llI tHlS.MOA.tGAGE-IS 1)"~Ili~ PiND ~D-QN.:~OWtNG TERMS: PAYMENT AND PERFORMANCE. ExcepllUl olhotwlto prM1Cltct In IIlis MorIgeQe. Grantor shan pay 10 Lender all M'lounb secured by this MOrlgage as lhtybeoome dll8. and shaD strictly per/arm all ol.Granlor's.obIJ\}8CIoM l:Inder lhli Merlgggtt" POSS,ESSfOrtANO MAINTENA1ttE.Op 1M! "'".....1:;" II. Gnmtor,a(IEe8S.ltiarGfanlbrs posseSSion and ~Ihe Properly shan be govern~ by Ihe lollowlng provi$lons: l Possession and Use. UnlU In defaull or unlU L"nder exercises lis '10,1'1110 colleol Rents as provldad. for 10 Ifts As$Ignmenl ot Renls lorm &KeCuted by Granlor In conneclion W11h Ihe P'r.operlV. Grentor mll}.....emalFl.iA.possasslol) and conlrDl 01 amt"0J'er8I11'.Smf manage the ProperlV and coiled IhQ Ranlslrom ''''' Prop.rty. DulV 10 MslnloJn. Gr~"lor s/1a1l malnhilln the Propnrly m lananlabla cOIIdfllon and promplly perform Ilfl rSf,lolrs, replacemenls. and malnlenance necessory 10 preslllVs lis value. _J H..mrdDt.lS SubGtr.nees..-"ths -\$1M! ~hlUardous, WtlShl~" "l13'lard6\IS' substance;" --diSPOSOlI," "release" and ftlhrealened release.~ liS usBd in lhis MnrIoMl'l, shan have the tEl.tnCLmea.uings..8S-scUodh !.1-tha Gompm~f.rwJ'&fIm6IlIaI-~'c(lmI1(lf'lsaliOtl, and Uabilily Acl of ltlSfl. liS. '-' , '-"s~ } ~, I '>.:.!:.',........., -' ',." ""~'~.~~'...'. ...... ~...'-'-' . .....",... ...""..... Url:.l".M' ..J..Jt! rt!1 JHN ~q '~l 1~:41 IVIUH I liAUt: (Conllnued) , UU" ~ 12.18-1997 Loan No 63000004 " eKkitlng p~lcy of insura'nce sh~~ (a), lhe flame of the InJUfljfj (b}!he ri!ld, Insuridj (e) 1M amount ollhe poUcy; (d) lhe propertv, ifliured, UW then current rop/Qcsm8l'lt value or such pl'Ollerly, aIld !he mannsr oj dEltsrMJning thar value: and (st the-expll'alion dale ollhe polICY, Grantor shall, upon requ8S1 of Lender, have an Independent appraiser satisfactory 10 lendiJI datarmlne II'l9 cash valu& repJacamenl cosl ollhe Property, EXPENDiTURES BY LENDER. If GrlJntor fallsJo comply wtn; any,provllJlon of thle Mortgage, or i1llJ\Y action or "r~ln9 Is eomm&nc&d lhal wou1tS mal8t1allv slteoll.ender'i Inlere5ls in 1m, Propelty, Lend$r 0/1 Grantor's bahaJf-rnay. bul.shaJL nol be requirecqo, lake any acIIlln,thatlendet deems appropriate. Any amount that Lendet expends In so doing Win bear Interest althe 1lIk1 pl'OVided fGl' In the Nolo Itom tha dale If\CUI'red 01 paid by Lender to Ihe date of repaym8f1t by Granlor. AD !ucl'l eJCpenses, at Lerusl!l"'a opUoo,'wIII (atb' payable 00 demand, (b) be edded to lha balance of the Note and be,apporlloned amllng al'ld.be.J)~able wllh any 11I101d11t'''...I.....,'''a..b k) baellma GliB d~ac- (I) the term of any app.Kcable IMura~ poncy or (il) Ihe remaining term of lhe Note, or (0) b9 trealed as a baUoon payment which will be due and payable allhll Note $ maturity, ThIS Morlgilge also wUf StlCURl''P8Ytnetll 01 Ulese-amounls, The rights ptOlltCladfDr, In IhlS.paragraph shall be tn addition 10 any other dghls or any remedieS 10 which'l:.(.~d(l, "'II} lie t1Atil'llct 01\ llF..nl,." I...,. .-4ar"llH , A~h acJlon by, Lander shall no! be conslrutd as curing the aelaull $0 as 10' bar Lender lfom any,remedy Ihat it oll'lerwisQ would have had, Grantor's obligation 10 LfIl'lW'for-.11 s1,Iol1 expenses ~II survive 1118 entry or artY mortgage loreclosure Judgment. WARRANTYi' DEfENSE OFTl1'tE. 'fho IQllowlng,provIsIona relaDng 1f)'Ow~8'al'lp II' IcP,rClperty are. a,P8l't QUtlis Mortgage, Tille. Granier wanant& .that:, (a)-Gramor holds good and markalable tllle III re d tolhe Ptoperty in feEl slmpls, Iree and clsar of all liens a~d encumbWlC8S-otbeLlhan ttlou S9l forlh In the Real Firoperly descripllol1 or in any Ulle jnsurance",poll_cy~tiU report, or fil1Bl IJile oP,lnlon lMuecl In laVO!' Or; 'lInd'accepted -by, Lender In t;onnedlon,wllh,lhis- MOtIgega. &fld..~~.I:\U.lhaQ,d[n!JAt;: r. end 8uttlorJtv 10 execute and deliver Ihls Morlgeee 10 Lender. Defense.or. title.- Subjac1.ltLlhl;l.exe&glIOt'lln lhe paragraph abOVlil, GraniC( warranls and wDllonwer defend Ihe ItIle lolhe Ptop8lly agah,allhe Jawful claIms o"U'pGl'llons, In ItIS evenl any acPon or ,ptoceedJng,!s commenced Ihal q~ GW1fos:'!clJUe or Ihe Inleresl of Lender unctsrlhls Mortgage Grantor sh811 delend th9 acllon al Gr,enlot's expense, GratllOt may be the flomlt1al party In suoh proceeding. bullender shan "8 enlitJed 10 partlclpale in the prooeeding and tCS be"epresenlGd IIf lITe' p-Rl1:gedIng'by-CDtInsel-tlf--18I'l~~J~';n choice. and Grantor will deliver, or CIlUse 10 be d8llverect;ttf~U-I;,ender-IfI9Y."f6QU65t-~nm8IeIIJAelgp81mll 'llc1pation,' comp.tlanc:e WIIh Lawa. Gran1m warranl!; lhat the Prcperly and Grantor's usa of the Properly compikls with all existing appllcable laws. ordinances, and reglJialions 01 gQvemmanla1 BUf,hormes. IhdUdln9 wUhoulllmllalloJ1 att"eppllcable enlltronmenlallaws. ordit'lanees. and regulaUonli, unJess olhslWise speclIicaUy9Xcepte(tIrrIhe-D"....."'".."laI..Ql,......._III~,~amf-leAder-~~n!lIO the Property, CONDEMNATION. The fallowing pro\ll$lons rslallng to condemnation of the Properly are a parl of Ihls Mortgage. AppJlcotfan,tILNetflACBBdS. II all Of a~ parl QI the ProperlV Is condamnad by ,mlnenl domain prOCl!l$dJt\98 or by any proceedlng or purchase in Heu of condemnatton; Lender 1l'lay'sllls ",~~H4.. re.;td 4 Il1llC all flI'-8l1y,pmllon tlllhe nel j)foc:eeds,ot:~ward be appned 10 lhe Indebtedl\eSS or the _air GI' reslOlllllon of lhe Property. The net proceeds of the award shBll meal11l1a award allar PAytflel1t of allllclual cosl&. expensfi. and allorneys. leas incurred by lender in conl\8ClIon willllhe condetlUlfUon. ' Proceedings. II Qr'IY proceetfinll In condemflatton is tll8d. Gtanlot.shall prompUy nollfy l&ndef In writing, and Granlor snail promplly take such sleps a; may be necll6sary 10 de/uno the ec1tDl't and'tlbfaln the- aw&fd. .Grantor mar be-the- flomlnal, auch proceeding, bul LInder shan be snlilled to partlclpale In the proeBediAg aAd 10 be <BflfGll'iRl,ed 1_ It-e CW........1j..s t,y counsel . . and Granlor will dellvet or cause 10 be deJlvelBd Itllende1suoh lnilrj,lmellll$ N may be requesl8dl)y Irlrom lima lo1ime 10 permit SUCh-paflf lion. IMPOSITION OF TAXES. FEES AND' cttARGES BY BOVeRMMeHTAJ.; 'AtJfHORtTfES;- The foHtJwIng'Pro\'hlefts relating 10 governmetltallaxes. rees Qnd ehatges are II pari of Ihls MorIg:agr.- I Cu<<enl Texes, Fees ItRd Ch81ge,s. Upon fsqUBSt by laRder. Grantor shall Gll8CUlt such documents in addition 10 this Mortgage and lake whalever otner aclion is 1lOKIuesl,d by lender 10 partee! ilInd conllnue Lehdlif'g Iiln on Ille A'lJa/ Pl'opetly:1 Grantor shell reimburse Letlder for all laxN. as ducribed below. luiloll'III' wiD, att-~J......"atf I" ,......,d1,,~, 'P8tfemIno-ot'C.:lrlti.ltl;,...tf1l3 ~lgSga. including without Umllallon ell taxa. fees, dOCUmenlaty Slamps. and a1har cl1ar'geS /l)r reoordInCI or reglsfer1ng &hIs Mortgage. . ; Tun. The tollowing shaD conslllule taxes to which IhIs tecllon applies: (el a specJIIC IaJ( upon ~ type of Mortgage or upon all Of any pari Of 1M Indebledness secured by this MorI9BDB;' {b).g 'l'p~,.urr Im"~" ~."..I~r \A/hIch GtaQIorJa.aulbfttlwwt "'U;:lIired 10 deducl Irom paymenk. on lhe Indebledfl8:lll :ieoured by this Iype 01 MOtIgage: (e) a lax on Ihis Iype 01 Mortgagl chargeable agaInst ' I.ender or the hQlder of Ihe Note: 'lnd (d) a &f)eciltc lax on all or sny portlon-cttlntl,~bI6.1"....B' Cl"on-payrnenls o! prlnc:lpal and1niernt'mIild8~Granlar. SUbsequent Tues. II any lax I(l:,which Ihlll rr~t;I1R appl'es l~ i-Iil!;l,1 n'~ft11"'i'''' Iv '1><1 l1a'g A. i;.1A u:c:gllge, Ihls event shlllll\ave the same e"'cl as on Evsnl of Delaull (as aelined below). and lendeI may Gerclse any or all of Us 8vaUabIe reme , $ 101' an Ellenl of DelaUII as provided below unfess Grllnler either (a) payslhe Iitx belote lrbecomes Cfelil1QtIElnl, or (b) conlfi!$ 1M IP as.1'OVided sbo\f9 in Iha Taxes and liaM secllon arra-dE:JmBlls- wllh Lendbo "....I, .., .. wilt......,1 <4Wu~'ll.hdm'mr b.,l,d~,..ll,.., ~_1l1 ,~RII~la.JIarlv ender. SECURITY AGREEMENT; FtNANCING STATEMENTS. The lollowlng provisions rele.lingto this Mortgage as'a securily agrgemenl are a pari ollhJs MOI'lgage, -SecurRy A~. Ttfi lnstmJMl\lS~ eonsli\u\e'r; securlly ll'g'IHmiHltto1l"t1t'8Xlem 81\'fotihB ~ cormuUl9$ tixtures or other persont'l properly, and lender shaB have aD of Ihe rights 01 a secured party under the Uniform Commercial Code as amended from Ume 10 lime. Seturny lnletetJl. Upon request by Lendlu, Granlor shaD execul9 finanolng slQlemenls and lQke whale\l&f olhlt acllon Is requested by l.ander 10 perlect and conllnue lenclet's securtly bllarest,ln Ihe Fle.~v...tA.,aGdIlIGB,~llg thIs Mortgagsln ItIe 'eal properlY records, LInder may. a1l1iny time and without further aultloli%allon ~I'rl Grenlor. f\Ie execulecl COunlEllParl$. c~ Of reprOduotlons of this Morl911sa as a finandng $lalemllnL Grantor' shalhelmbtlrse-i;enderlor-a/t'-elq)enSBSInClflTedin~ or conlinuing this sBCUI'lIy Interssl. Upon def&lJl~ G,ranlor ana" 88SElll'lbJIJ Ih&-~Preperly IA a FfIlWleHlAd---at:-a,lllas8,massnel)" ' ntlo Grantor and Lender and make II Illltllable 10 Lender wUhbl tntee (3) days after recalpl of wrillen demand Irom lender. Add....... The _ addre_ o. Granlo, (.oblor) an. Lan'" (so",,,,. parl,), .om which InfO"f"O' "''''''''nf". the """'"' In,,,... granted by Ihis Morlgage may b9 j)blalned (each au~.C:Cur........I~1 ~~.la} ~- 8ft ft'~ don Ihelifll P8S8 ollhls Mortgage. FURTHER ASSURANCES; ATTORNSV..tN-FACT.. 'The-ffJlIowIng--'provislons,'relalinlJ to- ftlrlher~' d Illorney-ln-lact Ire a parl oIlhi& Mortgage. FUl'lher AasUtllmll!S. AI any lima, and from lime to lime. upon request of lender, Granlor wm make, execule atId deliver, or wm causa 10 be made, exec:uted or dellv8red, 10 Lender or 10 1On'tfet'S'd6$l9nelJ."lh1d'WhetHequa&l'd'by Lender. .e ID be Qlad, recorded, rlJfiled. or rsrl!corded, as lhe CR" may be, al suctHlmes-and-In-sut1r'oIflce$-:and-~as-tendBrmay---d8enr.oprlate. any Bnd aP sucI1 mortgages, deeds 01 trust. S8Cutily dllBds, ss:urily agreements, financing slalarnenls. conUnuaUon $!alemants, lnstrulfltnf$ 01 turlhBf asSllfance cerIIlloales, and olher documenls as, may, in Ihs sole opinion. 01. Lellder., be !'I8CeSsaIy.'Qr' dEl5irabJe, ,Ip order~IO €I oata. Complele, pertect. continue. or pIll58fVe (8) Ihe obligatIOns of Granlor under lhe NoIe., this.,Morlgaga..,and._lha,8elalecUlacwnenls._G.n (b) the lI&ns and liecurlly InfereslS crealed by tnI, Morlgaga as first and,pri,": ~el\S Oft It", r'''''D,lr. .~ownechJrtn!t'l3all8r'll by Grantor. Unless prOhtbl16d by law 01' agreed 10 the conlrary by lender In Writing, Granlor shall relmbllr1e lender for all costs and expen5Q" incurred in connectIon with the mailers reftJIred 10 In this pa'.graD", AtlQrne~tn-Fecl, JI Gran:or laHll 10 do any '0f'1he ,Itt!ncs- rGfMrEfd"rO'lir lPie t1recedlng paragrapt:. 'Lnnder may do so for find In the nama 01 Granlo, and al Grantor's expSfI$EI. For such purpcs8S, Grantor heJebylrrevocably appolnls l.ender as <irarllot's attorney-In-fact lor the purpose or IYlIklng. execlJllng, delilrering. ~Un9, rec:orolnQl. and doJng all.. olhar things 6$ may be Mceslllrv elr 4eslrable. In Lender's sole oplnlon. to accompftsh Ihe IYlIllefG reterred 10 In Ih8 pracedtng par~ l FU.L PERFORMANCE. If Granlor pays all 1118 Indebledness when due. ana olherwJse JlSrlorms ,aiL lhe ,obl/w.l;lllltlS Imposed upon Grantor 1,Inder Ihlli Mottga,"" ltmaer ,"'all ~eclIls and deliver to, Grantor, a, Suilab,te saUalactlon oj Ihla Mortgage and r.ullable lll~menls oll8rminelion III any Rnanclng slalement 011 rlre e~dencln9lentfeJ?11JCUrily 'lrrhlrosttn:lt_:ftetI1a.~lqpeRy."~wII4NlY. If permiltad bV appllcable law, any reuonabletermlnallon feB as /Jelermmed by Lender from time to time. . D~AULT, Each oflhe folJowlng, allhs opllon 01 ~ndef, 5haU consUMe an &VBnt 01 dera1,lll, ()ivenl 01 Default") under Ihis Mortgage; Defaull OtIlndeblednne, Fahore 01 Grenlor 10 make any paymenl when due on Ihelndabledness, Dela"tl OJ! other Paymenls. Failure 01 Granlor wJlhin the Urne r6Qul.ed by lhis Motlilalle 10 make anv"r!!yment for taKes or lrn;urance 01' any other payment necessary 10 prevent IlIlng Of or,IOe4f8ct.~91'1IfllI-4jlHl:' ',. . Envlronmenlal Default. Falluf& d,any- parlv to comply wHlI- Or--perrOl'm when cltJe Irry lerm, llbllgallon;-qovenBnl or condillon conlalned In any envlronmenlalagreement alI~Qd.m connecllocu."tilh-thaJ!'teper.w.- ' Compliance Delaull. FalI:Ure 01 Gnlnlar to comply wilh allV olt\ellarm, obIigallan. COVSl1ant or condillon cllnlained in this Mortgage Ihe Nole or in 8l1Y 01 lhe Aelated Documenl:>. . Defaulllll Favor orlUh~,p...Il"io.,.shmJlIt,GI'Bl'rtO'f. m.1Jo"lr....rlll' any r^~~ \lldil~'Qf<<e~,.~menl, purc!utsa or Slle$ agnmMQnI. fl! II"" oIher llQr@9nb'lnl, In lavor 01 any tJlher creditor or P&r$(l.n.lhal may. mQteFiatly ntleelllnv- ('I/- 6ra-ntnr's ~erlv-or--Gmntor'S' ahllitv 10' rAr'\IIV IhlJ '. >'<:;-j .. _ h-. .....~~I .i., ~~~~ ." . ~~ f"l::JO ..JHI'l .0:::'" . J!ll 1::l~4":: MUH 1 \:iA~t (Continued) 12-<1$-1997 Loan No 63000004 . M1SCELlANEOUS PROVISIONS. The lolIowing:.miscalIal'le.OUS Qrovislons are a pari of this Mortgage: Amendmenta. TIlls Mortgage, together WIth any Related Ooeurnem, consntules IIw t1nllre und91'Slandlng 41'1d agreemenl of the parIIes as 10 lbe matters sellolih In lhl& Mortgage, No alteratian 01 or amendment 10 Ihl$ Mortgaoe shall be elfecliva unless given In wrillng and signed by the party ar parlu'soughlto be ohBrged or b~ th.. ..O.....Ii.... Matmu'ld.!n8f11. . Annual Reports. II the Property 1& used for purJlO$fi oIher than Gmntor's resIdence. Grantor shall furnIsh 10 landei'. upon r&qI,l(M1, a ces1ilied slalemetlt at nel operallng Income recelv9d frQm Ihe,Property during Grantor's previous 1i8C8.1 year In such form end delall as l..Gnder shad require, MNel operaling income" atlall mean aD cash-'JEK:eIpC&-ftotQ..tbe_PCClpsdlJeaal! cash ellpElndllums made In connecDon wllh I11e operalion ellhe _'y, Applicable l...aW. 1ll1a. Mortgage his been -delfvered- tll' lendel_.~d .by,l.endw In the COlJ'mDnwealth of PennaylVanl8. This MOl:tlt8l1fnlmJtbe-~IIy-'Rd 'eRewed In ._R.d........ withtbtJlWtl of the Commonweunh or I'pnnsy!Vanto. CapllOn "sadln",. Capllon baadln9S In this MOlIglg8 are for convenience purposes only and are' nol'1e be U$9d to. lnlerpml or clellM lI'Ie provisions of IhIs I.toffgaga. ' Merger. fh8fe'fhall- be no- merger, of ,I he Interesl.or e"l..tq (',,"load.tl}f.tlIIa Mm1gB.ge-Wlfh-any-othet--lftIeu81 or estate In lhe flroperly al any lime held by or lor Ihe benQ(II of lender In any capacity, wllnOl.d the written consent of Lender. MulUple:.~lII1leG. All obIiQ.lllions 0.1 Granlnt under Ihls Mortgage shalJ be lolnt and &GV8fal, and an're,~Mes 10 Grantor shall mean each and every Granlor-. 'Thls ,muns.lhateacn of Iha peroons 5lg1llaQ.baIaw Ii. [IIsponsltllt lot altub1!l;IIa6"",.i.. Ihls-M9rlgage. Salf8r.bmty. .If.a court.ol compelsnl,judsdldlon nndS any provision of lhls Mortgage 10 be Invalid Or unenfon::eable 8$ 10 any punlon or ~li.UCb ftndll1Q...StJaU not lander thai provision lnvaUd Of unenforceable as; 10 any 01t11l1" persons ~f cbounmtances. It feasible, any such Ofl8ndlng provision tIWI'b11 deemed 10 ba ~&D.be-WIUIIn thaJImlI&.ofenfiJrceat:mlly or valldttr,llclWlwilr,lllhe olfendlng provision cannot be so modifIed, II Shall be ,bicken and aU other provisions 01 this Mortgage In all other raspects shan remaIn valid and enlorcesbllJ. e............r<'I add, AnlGDs. Sub/.ecllo the lIm1tallons staled!tl thIS Mortoaos on transler of Gi'i:Inlor'"s Inter~l. Ints Mol1gage shaD be binding upon and Inure to Ihs beneflt-of ItMtp8l1!es, lhajp..h_ pe'll2Aal ."~r"r~..I."I''''r SUCC8lSQl:S,Allli"IlSiIgD:!r.;.It-eW(lJcshlp of the ProperlV becomes vtl51ed In a person oUler than Grantor. tender. wUhaut notice 10 Grantor. may deIlil with Grantor's succeS$OfS wUh 18lerence kl1hls Mortgage and 1M Indebtednsss by way of forbearance or axfllns\otl wilflOut. reltl4s1ng Gr8ntor from the obIIgaUcns of IIlls MDrtgage or nab/Uly under the Indebtedness. TIme Is or Ibe Essence. Time Is of the e!iolllJDCe In the perfOl'n\81lC& of IIlIs MOflgage. Walvers and Consents.- L.8A(Iw-sllall.-not-be..de&mad-tn.haw..,~.rIQbls under IhIs MortQ'9!! (or uncter the Aelalad Documents) unless such waiver IS In writing and's1gned by'lender_ N4"dlJlHV oramlntorr--cm-.tfte'parl- of.Umder.~ any right s;hBII O/JBtBle 85 a waivar or such right Of Bnv olher r1ghl. /II. waiver by any PBrty of II prOViSIon ollhls MOI1gagB shaD not conslllule'eJ waiver of or pl'tlJUdlce !he patty'S rtghl otherwise 10 demand sIrlct compliance wllh thet prOVlSIDn Of any other prOVlilon. Nil' prior wan bV Lemler. nor any course 01 dealing between Lender and GlIlnlcr, shall consllluls a ,waIVer ot.an~.at.LarldGfLrlgbtiJ..m.~ ,ot:Grl.I'Jt1:nT~b\l....dI....-!';I"~o any future transacUClns. Whenever consent by lender Is required In thla Mortgagl, the ;ranlrng Of such consent by lender In any lnIlanr;e s n tloI consUlUte conHnulng IIDl!SIJlI to subsequenllnslances where suCh consent Is required. . EACH GRANTOR ACKNOWLeDGES HAVING READ ALL tHE PROVISIONS M' THIS MORTGAGE1 AND EACH GRANTOR AGREES TO tTS TERMS. THIS MORTGAGE HAS BEEN-SlGNED.A~ $EAU:D BY THE UNDERS1GNED. GRANTOR: .~~,,>.. ~ . ., , -.. . :etW~ . In the pre88nce of: '. wtlness x Wllness CERTIFICATE OF RESIDENCE I h8l'flbV certify, that the praclslI eddress-of-tho-morfgagee;--PENNS-:L'IA(t,A STATE BANK, hereiJllli as follows: 1 Not1h Hanover Slteet. CartIsIe. PA 17013 ' , P.c[fNo'ptd\" ' Allornev crAgenl lorMorlg&lI" '. .-,,' - JLi' .' .' -~-- "~ . ~ .. ,~. ""'~,""" "-~,","'" "~'~'~"'^""=~""~"",".. _,"C" , "''-'<l--,,'oh,j , PENNSYLVANIA STATE BANK, PLAINTIFF : THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 01-608 CIVIL TERM RONALD B. CLIPPINGER and NANCY K. CLIPPINGER, DEFENDANTS CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE PRAECIPE TO ENTER APPEARANCE To Curtis R. Long, Prothonotary: Please enter my appearance on behalf of the defendants, Ronald B. Clippinger and Nancy K. Clippinger, in the above captioned case. Respectfully submitted, By: mwm'M~;;;GHFS Marcus . McKni II, Esquire 60 West omfret Street Carlisle, PelIDsylvania 17013 (717) 249-2353 Attorney for defendants, Ronald B. Clippinger and Nancy K. Clippinger Date February 12, 2001 '~~--"- ,., -- "~--~ -- ",'0'"'" '"'1;,.",'" '"~, ,.-_,. . ',n,'.',~ ".._= _''--)' ~" v.' '_' ",]:~ PENNSYLVANIA STATE BANK, PLAINTIFF v. RONALD B.CLIPPINGER and NANCY K. CLIPPINGER, DEFENDANTS : THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA NO. 01-608 CIVIL TERM CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE I, Marcus A. McKnight, III, Esquire, hereby certify that a copy of attached Praecipe to Enter Appearance was served upon the following by depositing a true and correct copy of the same in the United States mail, First Class, postage prepaid in Carlisle, Pennsylvania, on the date referenced below and addressed as follows: Bruce D. Foreman, Esquire 4409 North Front Street Harrisburg, PA 17110 Attorney for plaintiff IRWIN, McKNIGHT & HUGHES By: Marc A. McKni 60 West Pomfret Street Carlisle, PA 17013 (717) 249-2353 Supreme Court J.D. No. 25476 Date: February 12,2001 ~-'-"'~'- -- _ ,_0" '~ LAW OFFICES IRWIN McKNIGHT & HUGHES ROGER B. IRWIN MARCUS A. McKNIGHT. III JAMES D, HUGHES REBECCA R. HUGHES MARK D. SCHWARlZ DOUGLAS G. MILLER WEST POMFRET PROFESSIONAL BUILDING 60 WEST POMFRET STREET CARLISLE, PENNSYLVANIA 17013-3222 (717) 249-2353 FAX (717) 249-6354 E-MAIL: IMHLAW@SUPERNET.COM HAROLD S. IRWIN (1925-1977) HAROLD s, IRWIN, JR. (1954-1986) IRWlN,lRWlN &IRWlN (/956-1986) IRWlN,lRWlN &McKNIGHT (1986-1994) 1RWIN,McKN1GHT&HUGHES (1994- ) June 18, 2001 The Honorable Wesley J. Oler, Jr. Court of Common Pleas of Cumberland County Cumberland County Courthouse 1 Courthouse Square Carlisle, Pennsylvania 17013 Re: Pennsvlvania State Bank v. Ronald B. clinninl!er. et al. Dear Judge Oler: I have enclosed my Pre-Trial Memorandum on behalf of the defendants. I will send one of my associate counsel to the Pre-Trial since I will be out of town. I do not expect a trial to take place since the defendant will be filing bankruptcy through Roger M. Morgenthal, Esquire. Very truly yours, MAM:eem Enclosure cc: Bruce D. Foreman, Esquire Roger M. Morgenthal, Esquire Mr. and Mrs. Ronald B. Clippinger " ." I., .',I,~ " "V_'", PENNSYLVANIA STATE BANK, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. CIVIL ACTION - LAW RONALD B. CLIPPINGER and NANCY CLIPPINGER, Defendants NO. 01-608 CML TERM IN MORTGAGE FORECLOSURE PRE-TRIAL MEMORANDUM OF DEFENDANTS' RONALD B. CLIPPINGER AND NANCY CLIPPINGER AND NOW comes the defendants, Ronald B. Clippinger and Nancy Clippinger, by and through their attorneys, Irwin, McKnight & Hughes, Esquires, and files this Pre-Trial Memorandum as required by Rule 1920.33 of the PA Rules of Court, setting forth as follows: I. STATEMENT OF FACTS: The defendants did provide a mortgage to the plaintiff, Pennsylvania State Ban1e The defendants have attempted to keep their payments up to date. Due to severe personal problems, the defendants anticipate filing for bankruptcy through their bankruptcy counsel, Roger M. Morgenthal, Esquire. A trial is not anticipated. II. ISSUES: Whether the loan is in default and the fees and costs demanded by the plaintiff are due and owing. III. WITNESSES: 1. Defendant, Ronald B. Clippinger 2. Defendant, Nancy Clippinger 1 IV. STATUS OF NEGOTIATIONS: None. By: Date: June 18,2001 - , , ~J'h,', Respectfully submitted, Mar us A. Me 60 West Pomfr Str Carlisle, Pennsyl (717) 249-2353 Supreme Court I.D. No. 25476 Attorney for Defendants, Ronald B. Clippinger Nancy Clippinger 2 - . "' I ~-,,', ^---'~"'t,! PENNSYLVANIA STATE BANK, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. CIVIL ACTION - LAW RONALD B. CLIPPINGER and NANCY CLIPPINGER, Defendants NO. 01-608 CIVIL TERM IN MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE I, Marcus A. McKnight, III, Esquire, hereby certify that a copy of attached Pre-Trial Memorandum was served upon the following by depositing a true and correct copy of the same in the United States mail, First Class, postage prepaid in Carlisle, Pennsylvania, on the date referenced below and addressed as follows: Bruce D. Foreman, Esquire Nicholas & Foreman, P.C. 4409 North Front Street Harrisburg, PA 17110-1709 IRWIN, McKNIGHT & HUGHES By: Date: June 18, 2001 3 ~" j.. ~ ~, L~ ~ pretrial memorandumJpsb/bruce/civil/christie PENNSYLVANIA STATE BANK , IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PLAINTIFF v. NO. 01-608 CIVIL TERM RONALD B. CLIPPINGER and NANCY CLIPPINGER, Defendant CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE PRETRIAL MEMORANDUM 1. STATEMENT OF BASIC FACTS AS TO LIABILITY On December 18, 1997 Defendant/Respondent, Ronald B. Clippinger and Nancy K. Clippinger borrowed money from Plaintiffi'Petitioner, Pennsylvania State Bank singing a mortgage dated December 28, 1997 which was recorded the same day in the office of Recorder of Deeds of Cumberland County and is attached to the complaint. The mortgage encumbers the property 145 D Street, Carlisle Borough, which is a commercial property. As is customary in such a mortgage, the mortgage indicates that failure to pay is a default. The Defendant/Respondent's have failed to pay and, accordingly are in default under the mortgage II. STATEMENT OF BASIC FACTS AS TO DAMAGES Damages set forth in the complaint show the balance due under the mortgage as of January 1,2001 was in the amount $98,282.12 together with a per diem payment required each day after January 19,2001 in the amount of$23.5l568 per day. With the per diem, damages through the day of the pretrial conference, June 21,2001 are an additional $3,483.32 or a total of$110,044.56. Through the date scheduled for trial the total damages will be an additional $823.05 for a total of$11O,867.61. Additionally, attorney's fees in the amount of$4,914.11 plus court cost are demanded. III. STATEMENT AS TO PRINCIPLE ISSUES OF LIABILITY AND DAMAGES Clearly failure to pay is a default under the instant mortgage and all mortgages. No defense has been asserted to the breach of contract. It is believed that there are no substantial issues ofliability. -..; ,,,~~:: . ~ . ,..; IV, SUMMARY OF LEGAL ISSUES REGARDING ADMISSIBILITY AND TESTIMONY, EXHIBITS, OR ANY OTHER MATTER ANY LEGAL AUTHORITIES RELIED ON. V. IDENTITY OF WITNESS TO BE CALLED R. Alan Patton, Vice President of, Plaintiff/Petitioner, Pennsylvania State Ban1e Mr. Patton is the custodian of records with regard to this loan and will testify, including authenticating loan documents, lack of payment and calculation of mortgage due. VI. LIST OF EXHIBITS WITH BRIEF IDENTIFICATION OF EACH Loan documents (mortgage and note) Calculation of amounts due. VII. CURRENT STATUS OF SETTLEMENT NEGOTIATIONS None Respectfully Submitted, Nicholas & Foreman, P.C. By: ruce D. oreman, Esquire Attorney I.D. No. 21193 4409 North Front Street Harrisburg, Pennsylvania 17110 (717) 236-9391 Attorneys for Plaintiff, Pennsylvania State Bank [ ~:;i, . ~ "' -~ ~ ... pretrial memorandurnlpsblbruce/civil/christie PENNSYLVANIA STATE BANK, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA v. NO. 01-608 CIVIL TERM RONALD B. CLIPPINGER and NANCY CLIPPINGER, Defendant CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE PRETRIAL MEMORANDUM 1. STATEMENT OF BASIC FACTS AS TO LIABILITY On December 18, 1997 Defendant/Respondent, Ronald B. Clippinger and Nancy K. Clippinger borrowed money from Plaintiff/Petitioner, PelIDsylvania State Bank singing a mortgage dated December 28, 1997 which was recorded the Sanle day in the office of Recorder of Deeds of Cumberland County and is attached to the complaint. The mortgage encumbers the property 145 D Street, Carlisle Borough, which is a commercial property.. As is customary in such a mortgage, the mortgage indicates that failure to pay is a default. The Defendant/Respondent's have failed to pay and, accordingly are in default under the mortgage II. STATEMENT OF BASIC FACTS AS TO DAMAGES Danlages set forth in the complaint show the balance due under the mortgage as of January 1,2001 was in the anlount $98,282.12 together with a per diem payment required each day after January 19,2001 in the anlount of$23.5l568 per day. With the per diem, danlages through the day of the pretrial conference, June 21,2001 are an additional $3,483.32 or a total of $110,044.56. Through the date scheduled for trial the total danlages will be an additional $823.05 for a total of$110,867.61. Additionally, attorney's fees in the anlount of $4,914.11 plus court cost are demanded. III. STATEMENT AS TO PRINCIPLE ISSUES OF LIABILITY AND DAMAGES Clearly failure to pay is a default under the instant mortgage and all mortgages. No defense has been asserted to the breach of contract. It is believed that there are no substantial issues ofliability. -~~ ,,--: '" ~_ ~ ~"'O~ ~""'"' - , ~ .~.. k ,I . -" "j IV. SUMMARY OF LEGAL ISSUES REGARDING ADMISSIBILITY AND TESTIMONY, EXInBITS, OR ANY OTHER MATTER ANY LEGAL AUTHORITIES RELIED ON. V. IDENTITY OF WITNESS TO BE CALLED R. Alan Patton, Vice President of, Plaintiff/Petitioner, Pennsylvania State Bank. Mr. Patton is the custodian of records with regard to this loan and will testify, including authenticating loan documents, lack of payment and calculation of mortgage due. VI. LIST OF EXHIBITS WITH BRIEF IDENTIFICATION OF EACH Loan documents (mortgage and note) Calculation of amounts due. VII. CURRENT STATUS OF SETTLEMENT NEGOTIATIONS None Respectfully Submitted, Nicholas & Foreman, P.C. By: ruce D. oreman, Esquire Attorney I.D. No. 21193 4409 North Front Street Harrisburg, Pennsylvania 17110 (717) 236-9391 Attorneys for Plaintiff, Pennsylvania State Bank TI 11 ~. . ~,j