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M &; T Bank Corporation,
successors by meger with
Keystone Financial Bank, N.A.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: OF CUMBERLAND COUNTY,
: PENNSYL VANIA
v.
: CIVIL ACTION - LAW
First Union National Bank
Defendant
: CIVIL TERM 2001- I.. 1-1
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND
AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST
TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THE COMPLAINT AND
NOTICE ARE SERVED, FILING IN WRITING WITH THE COURT YOUR DEFENSES
OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU YOU ARE
WARNED THAT IF YOU FAIL TO DO SO, THE CASE MAY PROCEED WITHOUT
YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT
OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF, YOU
MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU
YOU SHOULD TAKE TillS PAPER TO YOUR LAWYER AT ONCE. IF
YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET LEGAL HELP.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A
DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT
THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY
INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT
PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT
BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT
ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY.
CUMBERLAND COUNTY
BAR ASSOCIATION
2 LffiERTY AVENUE
CARLISLE, PA 17013
(717) ~49-3166
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M & T Bank Corporation,
successors by meger with
Keystone Financial Bank, N.A.,
Plaintiff
v.
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY,
PENNSYLVANIA
CIVIL ACTION - LAW
First Union National Bank
Defendant
CIVILTERM 2001- f-.f.,J
COMPLAINT
AND NOW, comes M & T Bank, formerly Keystone Financial Bank, NA, through
its Attorney, William A Duncan, Esquire, and files tbis Complaint, ofwbich the following is a
statement:
I. Plaintiff is M & T Bank, a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania with its main office and principal place of business located
at1415 Ritner Highway, Carlisle, Cumberland County, Pennsylvania 17013,
2, Defendant, First Union National Bank, is a national bank with an office at 645
Hamilton Street, Allentown, Lebigh County, Pennsylvania, 18901.
3. Defendant First Union National Bank acquired title to property situate in West
Pennsboro Townsbip, Cumberland County, Pennsylvania, by virtue of a Sheriffs Sale under
Judgment No. 1999-4377, said deed dated August 14,2000, recorded in the Office of the
Recorder of Deeds in and for Cumberland County, Pennsylvania, in Deed Book 227 page 164,
A true and correct copy of the deed is attached hereto as Exhibit "A",
4, At the time for the sale, Defendant First Union National Bank was second in
priority to Farmers Trust Company, now M & T Bank, successor by merger. Defendant First
Union National Bank therefore took title subject to a mortgage and security agreement from
Lee E. Vanasdalen aIkIa Lee E. Vanasdlen and Sara E. Vanasdalen aIkIa Sara E. Vanasdlen to
Farmers Trust Company dated November 6,1992 in the amount of$15,000,OO, A true and
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correct copy of the m~rtgage is attached hereto as Exhibit "B". A true and correct copy of
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the security agreement is attached hereto as Exhibit "e",
5. Said Mortgage is in default because the required monthly installments of principal
and interest are due and have not been paid,
6. After demand by Plaintiff, Defendant has failed to pay said installments of
principal and interest.
7. As per the terms of the mortgage and security agreement, upon default and
failure to cure such default after notice, the whole of the principal, interest and late charges
due thereunder are collectible forthwith.
8, By reason of the aforesaid default, the entire balance of Seventeen Thousand
Eight Hundred Sixteen and 47/100 Dollars ($17,816.47) Dollars, with interest thereon at the
rate of eleven percent (II %) per annum computed from January 29,2001, along with
attorneys fees are now due and payable.
9, The Defendant is liable to the Plaintiff for the following on said mortgage loan:
A. Principal amount and interest
due to date
$16,968.07
B. Attorney's Collection fee
848.40
TOTAL:
$17,816.47
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WHEREFORE, Plaintiff prays the Court to enter judgment in favor of Plaintiff and
to order the foreclosure and sale of the mortgaged property and for the amount of Seventeen
Thousand Eight Hundred Sixteen and 47/100 Dollars ($17,816.47) Dollars together with
interest thereon, costs and all other amounts advanced by Plaintiff.
. am A Duncan, squire
Attorney for Plaintiff
1 Irvine Row
Carlisle, PA 17013
(717) 249-7780
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VERIFICATION
I, JOHN P. STOVER, hereby verilY that I am a Special Assets Loan Workout Officer,
for M & T Bank, that I make this verification being authorized to do so, and the facts set forth
in the foregoing Complaint are true and correct to the best of my knowledge. I understand
that false statements herein are made subject to the penalties of 18 Pa. C.S. Section4904
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o P. Stover
Special Assets Loan Workout Offiicer
M& TBank
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Know all Men by these Presents
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That I,
R. Thcmas Kline
Sherilf or the County of
S LOa
Cumberland in the State of Pennsylvania, for and in consideralion of the sum of
ct<I!I
to me in haDd paid. do hereby grant and convey to
First union National Bank.
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REAL ESTATE SALE No.. 54
Writ No.l9lJ9.4377
CMI Tenn
First UniOn National Bank
VB
Lee Eo VanasdaJen
aIkIa Lee E. Yanasdlen and
Sara E. VanasdaIen
aIkJa SMI E. Vanasdlen
Ally. Anthony R. Dls1asio
DIlSCRIPIlON
AIL mAT CERTAIN tmct of
bnu:I ~\Ila\Cd In M\. Kotk. Tawn-
shipofWatPcan!bom.Cotmtyof
Cumbeltll\dandCGa\molwl=llb
of PelllU)'Waola. bounded llIId
descril:tlld8lfollowl.lOwil:
BEGINNING III a sCOne; Ihence
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depes But 7.1 perdacs to a pllld:
thcnl:eby lapd.OOWot rormer1, of
Floyd Sitnct. Solidi 8S dcpcs
Wt::at7.sptJdluwanapptc,~
(ltlownooWD);thePccb)'landfG!'-
mmyofWiMaitor.ttOWofLeib
Myen. SGIIIb 76 114 dCFC$ West
20..........,..,.........,
IatldtonnerlyofJohoSdtz.llOWof
E8rIl\ill. North )4 degm:s West
8.7 perdIes to a posIi lbenec by
land famtedy of Levi Mailer. IlOW
of Earl Trill. Nmth 82 Y4 degrees
Bast 2H paclJcs to Ille Placc of
BEG1HN1NG.
CONTAINING one. (I) acrca.ncl
10 pe.ldu:s. and lul.orinl thctecm
erectl:dalwo-Morybric:khoulcllld
OIItb1lildings.LESS..HOWEVER.a
pie.ccoflaod 16 rClClinw1dtha1CQlg
lIHlWc:stsideorlhelbovelJllct;
toJItaming 8.6 pe.rebes at: the. SlIme
Is Mlydcseriblldindeed frnmCar-
ollne M[:Keeban 10 Abnun Ella",
daledJulUlll, 191j) and recotdcd
in DeedBodt"L". VohImc.&,Pt.&c
447,
BEING lite same premises.
whiell Ira B. Mdl lIIIII Mabel M.
Mell,biswlre.bytbei,deeddak.d
Mama 8, 1985. and recnnled on
MIlICh 8. 1985 in Book 31. Page
4361n IhoOffiee.oflbeRtcmdcrof
Deeds In and for Cumberland
Coomy Palns'Mlnia. g\1lrlleIlllnd
conveyed unto LccB. Vanasdlen
andSataaVllnasd~n,bi&wire.
TAX PARCEL No. 46-09-0521-
1311.
SciZlld and sold as Ihe propcrty
or lA: E. VmasdaIen aNa Lee E.
Vanasdlm and Sam.e. VlIDaIdalen
AJKlA SllrlI B. Vanasdlen under
.I1ldgmt:lltNo.l999-4377.
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dollan.
EXHIBIT
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the same having been sold by me 10 the said granlee on the
9th
AUQUSt
d:lyof
Anno Domini two IhouSlIlld
X'l!Ii
(20 ---1.lQ) aner due advertisement according to law, under and hy virtue of \I writ
nfEx.ccution
14th
March
Cumbcrland County, Pcnnsylvanin, as of Civil
Hundred Ninety Nine ~..L-) Number 4377
First Union National Bank
issucdonlhc
dllyur
Anno Domini 20 ~ ou1 of the court of Common Pleas of
Term, 9Jlthllusand :QCiXNine
,at the suil of
agains1
Lee E. Vanasdalen a/k/a Lee E. Vnna!'lda1...n F1nr'l ~"'1'"'" F. V...nAO!r'lAl.....
elkla Sara Po Vana~r'l1...n
DOOK 227 f,~r.; 165
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In Witness Whereof, I have hereunto affixed my signature lhis
day of . AUQUSt
(20.Jl!L )
14th
Anno Domini two lhousand
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R. Thanas Kline
Sheriff
Commonwealth of Pennsylvania, ...
Before tile undersigned. CUrtis R. Long
Prolhonotary
ofthc Court ofCojllmon Pleas of Cumberland County Pennsylvania, personally appeared
R. Thanas Kline
Sheriff of
Cumberland County aforesaid, and in due fDml of law declared that the facts set forth in the foregoing Deed are true, and that he
acknowledged the same in order that said deed might be recorded.
14th
Witness my hand and seal of said Court, this
day of
August
Anno Domini two thousand aQIX
( 20 ..Jl!L )
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NOWIlAI......
PPDJHONOTARY, NOTARY PUlIJC
CARL.lSI.E, CUMBEFINfD COUNtY COI.RT HOUSE
MY COUUlSSlOO EXPIRES .wMJ\V 7.'2002
I hereby certify lhallhe rcsidcn~ and Post Office
address of Ihe within Grantee is
'l\o.t) West Washinaton Street
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BUIU4UO'JNOIUlI1U4LTAlI:!S
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SIr..'Ad'.1I
One Court House Square
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Carlisle PA
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11 Hill Road
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17013
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o Wlllorlnle,lclIl,ucculion
o r.gnll.. 10 l"dvmlClI O.~,IClpm'nl ~9~"t"/.
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o Tlo.d..,.. 0 11'1111. IAHl:Id. compllle copy of Irult "grU/OIBnI ldlnlifying olllnn"Ecioriu.1
o TrClmf". b"t"'... i'Iinc1plllllllcl trgenl, IAI1Dcb ~Clmpl~I' eClp)' ..i "g"nc.,lmo", pon,. C191n"'.1I1.1
o T,ollf""lo t~1 Co"'m..n.....Clhb. Ibe Uniled Srcl" ....d lnllrume.lllnliu by gih. d,cli,at;,,". co~d.mnCllion IIr ;n r.eu of ;o..d"~Cli"",
(II ~'nd""'nc,,lon ~r in HIli oi ~ondllm".r110n. ""o.~ ;opy IIi ,.....11I11D~.1
o r,onlF", I.om m"ngog..' 10 II "..Id", of I> ..ongog" in d.;ovll. M.ng"91 6DD~ Numbo. . P='9" Numb..
o Cafrtc:iv~ Qt cllniirmOIClry d~ld. IAnodl tllrnpll!l~ CClpy a' rh" plillr dllld being ~Clrr~rt~d ..r cII"Firnoed.)
o SlcrMol)' ~a'?O'gl! COIlIClr,dolioll. merge' g. divi.ic.. IAna'~ CliP'( .1 anider.l
m Olh.. 1l'1110Sf up!ain ~"lmPI;c~ dt:!;m.d. if otllllr Ihan li...d abov..) pt:;"5hf b....-.._ /U.1/A-b I I!..k /hA.:.:rA.'"" f
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~A.ILUIE TO COMPl E THIS ;:OFlM PROPERLY OR ATIACH APPLlCABl~ DOCUMENTATION MAY IUSUlT IN UU;
'0 R;HOR.D-T'rIEDj;EJ).
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RECORDATION REDUESTED BY,
FIlMIer. Trull com,.",
One We" High Slrelt
ClrHII., PA 17013
no:;:::~'r :". Z;ECL!:f1
RECOilOF.H OF' DEEDS
CUl.it:t:,L,',11O COUNTY-PA
WHEN RECORDED MAli. TO,
Farmers Trull ComPII'IY
ane Wnl HJvh SlIeel
C8r1181e, PA 17013
'92 NoU 19 AM 8 17
SEND TAX NOTICES TO:
I.. E. Ytnll8dlen. elke LIe E. Veneadalen, Sera E VanBdI,n
anlllllkfa SIr. E. Venlsdallfl
4aoNabJIIBlvd.
Certllle,pA '7013
SPACE ABOVE THIS L1N! IS FOA RECORDER'S USE ONLY
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OPEN - END MORTGAGE
THIS MORTGAGE SECURES FUTURE ADVANCES
THIS MORTGAGE IS DATED NOVEMBER 6, 1992, between lee E. Vanaadlen, aIka Lee E. Vana8dalen, S.ra E
Vanaadlen and aIIeIa 5.'. E. VanHldaren, whOle addre8s I. 400 Noble Blv:d., Csrflile, PA 17013 (referred 10
below.. "Granlor")j and Farmers Trost Company, whose address I. One. West HIgh street. Carlisle, PA 17013
(referred to below 88 "Lender").
GRANT 01, MORTGAG, E. Far YIIUlbl1l eens!, dtrlllOfl, GtIlnlor grente, bargain.. .I~ ",,",.., ........" .,.,.,." t111....s, CDnJtm1a end
morlDalllllro und~" DI Granlor'l 1Iahl. IlIlI. and I........'" and 10 lhe foIIowI", dGlCrlHd mI ~.lapt'*wlIh" ....Unv c:r lubsequenn,
ncled or af!lnli__bUlldlngs.lmplOYllmlnll IlId /!ldWII;... shel..la....1IIoys, PIlAR''' and wQI; "',eiH!'!ll~,rIDh!I aJ 'NIl)', a~ 1lberlIn,
poMIegeI, IlnMIJ"... ~lInitJ1ll, Ind eppurlenlras '_un" bldo~ Of anywlillma. ~;"""'.,lIIld IhlIlIWl$!ans Ind
IIma1nlll.. wnh "'-1""'10; ell WII..... wallr r1Qhtl, wallroaulsM IU1d dllGh rIa1!. t1ncIudlng I!aak IIn..... *Hh i:nIcf.'ar IrtGIIcn rlghll); Ind iii
othw rlghbl, roraIU",'and proIIlI "IVng 10 1...,..1 prop1r.lncfUdllIIlI WllhaUllmlla'llond ~ aIIoa-.o-othlrmll ucI' IImNar malktrJ,localed
In Cumberfand County, COmmoftWeullh of Penn8ylv8nlli (the "Real Property"':
Deed Sook 31-J Page- 136 and Deed Book 31-D Paps 436 TownShip: Well I'ehn8boro
The Real Property or Its addle.. 1. commonly known .. 16HIII Road. Carlisle, PA 17013.
Granllll' presully-aalans to I.and8r d aJ GranIor'I righi, 11II8, Ind If\Iere$Iln lInI:f 10 III...... -of the AoPerlr ind IIN Rents From I~ Properiy. In
addlPon. GnnlorQranls 10 Laltdar. U"-1lnfI CamIllCl/dll Code securllr Inlllr8SIlrIlhlt PIfSOlI8I Praparl)' ,fill RariIL
DEFNnOHS. Thllcllowlng wards sballlllvelhe 10llaWlng munlnptmon USGd 1ft lhIJ Mcrt. Tiamts na1 Glh&rwIn dl!lnlld lnlNs Mcrlg8glt sheR
haWl ihlI mlllllllNI sllrlbuled 10 such IllmlIln Ihll Uniform Commerd41 Code. A11l1lfarenc:es 10 clallar al'llOUnlS hI mean amounllln lawful mORav 01
lheUnlledSlalnofArMrIoa.
Credll AOfJem.nl. l1Ie word. "CrIIdlI AcP'f8IIIInr rnnn !hi revoMng line aI creelll IQI8lln'llTnl delld NlMImb.. 6, 1992. between lender and
Granlct with I credft limit of $15,000.00,logIlher wHh II l'8rIflWIIl! of, 8lIkInsIoIII of, modlllhllons oJ. ran"...clnga of, canlolldeUans of.
and .U1:Illlhillons for the Q8dlI Agl8Blrllnl
allOng Indetllldneu. The words "&ls1ng lnlkll:t\sdn..~ mean lha lndebtsdne5S dncrtbed tlllow '" The Exl811na lndlbtsdness stcllon el this
Mortgllgt. ,
Grenlor. l1lt ward "Gr8nlDl'" IIlIlns IN E. Veneldlln, tlIIbLet E. ValNlsdlllen, Sera! ~anlildlen..... .wllSartl B. YllfIllIda1etl. The Gnlinlar
I8lhetn(ll'lglOCl'undlwlhlsMorfgllgl.
GUlH'8lllor. The word "Gu.renlDl" ll'M!ans snd lt1cruddl wilhOUlllmllllllon, elch and 111 oIlhlI Gunntors. slll'8llBs, and iccommoclallan partlll$ In
canneal/on with Ih8I~debllldnen.
Impra'lllnellt.. Th. ward "Impro....mallll. mUM .nd lneiudlll wI.hOld "IIIllI;lIon III _"rill ,net ful.1IIW /rnJIl'OYSIrnonll, lbrIures. bulldl~eJ.
JIrucl..... mablle homu alJbled on IheAelll Ptap'lI't)'.ladlllIes, add1lons and oIhlll'consfruallon on I" AcitII Prap8riy,
Indebtedn,... ThD ward ;ndlblldnllSS" lI\Ia", d princ/pllt up 10 "5,DOO.OQ oulslenrlng undll' the Noll ila", lime and 'nllll'nl p.yablll unoer
lhe Cretft AoflIll""nt and ,a., .mounll uptndld or IldVlnced bY Lllndor la dlacharve obWglllonl or u..nllll' or axpenllllncurrarl by I.Ind<< 10
onl0tC8 obIIQlIlI9'1"oI,J3r11n1a:r under IIQ:Morlpae.logaIhet w11h InleJul on sUCh arnDLlnll ii Il~ InJhl;l M._ _~neIIlY, w1lhout
IIrnRallon,-,llll.-MorIpgo'l'llctlrea. reYOlYi1Ig IIn. of creclll, whk:h obllgale. Llndar to nIIIIc, ""nCiUo,GtIIn,~ unle.' Grealot falll 10
com"" Wl1h, ',,..91e;ll1',' m. Ollh. ',CtedU Agfeom, em end lerllttr VIlfe8 Qranwr I 0lI" til ttll~. ;SiI,' , lib adOn., " .: mar. ...,,"'ad,e! repaId,
and fllmad.,',.rron...ln.i,'" Uml, .,Ubf"IID tll. IlmlllUon &hIli"" 1011I Dulllandlnlt biJInCt dIJItl'd':n, ,...., - Umt, nDI:IRdUdlng,Jlnllitet
chargu '" IUCtI Rlencul. ft_ or yedabltl rali or '1iIII' at proYlded to lh. CrlKQl ~g;Hme"" "*"....". o,t.... alMr t:.harte..
Ind MY _anIOUIiI. expiflded or idvanml aJ provtdetlln Ihl. parloraplt,....h ,'Jot _id lKi.er.m'~~It"_tmlwtdll!d In 111I Cnldll
AgrelmenL, III. 1tI. InllO,lon or Gtllntor ",d Lender Ural Ihl. Morllilgl! NelIr" U1i, bllli.,.~1t umt... Ihi Credll Agreemenl
from lime 10 lime from zero up 10 Ih. CrMII Umllll provldedebon Dnll DnY InlenlMidll'l flaferta..piu.-,liIlenll. The lIens.m! MCUrlly
InlereilUI'tl81ed pWlUlnllo lhls MorIIlI08 covering lhIIlndelllednlQ which mlY be crealed In Ute ftllurir lIrall rel,l. blClr Ia the dale 0'
Ihl.MorlDilge.
Linder. TIre word "lend" mllns Farm81S TfIII' Company, Its IIIllClI.SOr1 and assigns. Tht Lendllt Is IhI martgaooe "nOur IhI! Morigaoe.
MorlD10I. The wOl'd "MorIOalle" mnns IIt15 Morlgallll between GrenrQf and Lender, Ind Includu wlthout_mUshn ~ Iss!gnmlnls and security
Inlmeslpravl$lons relaUngIo IheP9f1Qnst Properlrlnd Renls.
Personll p",perl,. The wordJ "P1rrIon81 Pf'opartr" mtlln aM equipment. ~lureJ. and rHhrrr CIl1le1es 01 plnOI1II propCll'\Y now or IIMall1f owllld
by Grllnlor, and now or hBrllallBF allachfJd at fJmxad 10 lhe Rell PrDPanr. lOOlllhllr w\\h d ICC85Blonl, PI"" and 8ddNOT'G 10, all fllP'recernnls tlI.
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MORTGAGE
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IUId &II subaIIlllllon. for, Inyof slIGh pRlflerCy; Ind IDgllh8l' w1lh all procHds (lrlllIuclIng wJlllclIlI amlllllon II InsurAIICI prOll8lld8 and rtklndl of
premlums)"om Iny"" or allw _asIIIon allhe Praplllti.
PIope",. TtIll word "PtGperty" flIlllIllI c::aIllGtIv8Ivlhe RlIIl Prap.ty IlId Ihe Personal Property.
RulProptftJ. 1'heWGl'dI"Re8I Ptopetty"l'lIIlI.nllllpraperty,lnlaraslsandffghb descrlbtdabaveln lht"GrlnlarMCJrI;sgD"lllIl:IIon.
RoIoled DocumInII. Tile words "'ReIII18d DODUmlnlS" In8IUI and lncIulill W1lhau1 ImlIaUon 11II ptornlsSOly naIas. ClleII aarumlllll. loan
IglHmIlnll, GUIIlnllll.. IlIllIllfly' agreemu"'IlIOffQIG8f, detdl oflrual, alld AI aIhIr Insltumanll, Igrellnllnlland cfGaum8..... wh8IhIr now at
hlwe8nar ulslng. U8CuI8d In conllflCll'Cln WllIllhllll'ldebledneu.
RIIn1L n. ward "FIen..- mulll iii p,..lnllllld Murl renll, flWfIUU, lna.amo, IullM, ravaJllel, pralill, Ind 01... blrl8flll dlrtNd Itam VIe
...."",
THIS MDRTG~E!,I"Cl.UDINl3 THE! ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSOHAL ~.IS
GIVEN TO SECURE -(11 'AYMi5NT Of THE INDEBTeDNesS_AND (I) PeRFORMANCe: OF AU. OBUGAnDll18 OF GRANTOR UNDER THIS
MQRTGAGE'AND TK! RELATED'DOCUMEHTS. THIS MORTGAGE IS GIVeN AND ACCEPTED ON THE FOLLOWING TERMBr
PAYMeNT AH,D PEflFCIRIIANCE. &lIcopt III oIhirwlM prcMdllCf In IhIt ~ BranIor IIIId pay la Lena-llIamaunII..".d b, IHl MartgIIglI
.sltlrflHlcom'l du8,andlhlMlSIl\DlIVperfarm ell ofGranlor's abVgllklnSundllrlhls ~
POSSESSIDN AND MAiNTENANCE OF THE PROPERTY. Grl.n1Ct 'grllfl thai G..nlafs pOSlllSSlan and USI oIlhe Properly sMl be governed by !he
1oIIl1W1napravls/ans:
PoIMaalcan IIld UN. UnIIIln deflull. Granlar ITIIY remain In pOSSHllan end conlral or and operall Ind mln&gllIMt Prapllrty ancI caIIsd IhI
RlIIlIlromlhlPropetly. I
DW, ta M....llln. Grlnlot shaM mlln"ln Ihl PrGpen, In lltllntable candlUotl and prllmpU, PlilrfCll"m aM rlflalrs,l8pl~1IIIII!I, and maIntInance
NlOIlllrVlaprese",.Its'lIlUO.
""rdllUS SUbaan~al. TtwIlllnnl "hazardClus wasil,." "hawdClUS lubalanlll: __: '"taIUA: and ,lVeIlaned reIIIIa," at UIllCf In IhlI
Mortglua.stlall,hl.vetlle~merneanlnoa II sIIIDJthlnllHl~Envlfan"""lIIRlSPanl""CalY1pl1I111IIG1l,alMllJlblI}'AcI""D1lO,u
Il!IIn_ -42 U.s.C, SelIIIan 8601, af IllQ._("C15RQ.A").lhl,SUplrlund Amlndmanll and Relulharlzallon Aal or 1" PIb. L. Nil. 11&-411I
rsARA,.lt\e HuudllWl MI!8JIaII Transpartlltali Act, 41 ~ SlCIIan IIIDI, II '1!Kt.. !hi RasourGII Co/lllMlllon ancl,RaIl:lMlY AcI, oW U.S.c.
StlIIIan89D,..tllG,.",:'C(a,"""",."..,~allle, "', F.,....., lI.WI"rulIa., ,OJfeQllle.lk!iw,"""', lI'si~,,_\oIll\'lOl,b'~, ..........
"hIZllJdOUS wull"ancl ~ 1lIblllnClt"lhlllaIsCIlnclua. Wllhou1,,*6on, pakoleam and "um~roductl or Inyhollon........
ancIa~.. GrlnlOi',~IiIs,anCl-~anll,11i Lllm,JIt" (a)-,DliMglhI porl~d,_QI',GJanlor'l',owMrlhlp III lhtf\"Op~,"" ha beln no
UH,-;SIW}lIlian,-,",,,,,,~urei II1itB;I.lreItm,1III, dlspOle.l. f81_ or INeatenlld I'8IUse at anr I1U,IfdoIlI WU1I-CI"ubSll,~ byllrlptlUn lIf\
Undllt,CIJ',-.ou, l'IIlll~,," -Cb).-~nlarhlrno" Ichowladge" ',tot.,OI'rBlIIOII,' ',IO~llIllWlhlltlhllN., ,1lIIbMn,~. ' la, :~!'iIr, ._, .....
1tAul0000...d bV Ltl!dal' In _IICI. (I) any "!it.' ~ ftlllnulaGtin. stDJaQl.-li'Ntmenl., dllllGSli,..... Cl'1_~"'" III any
IsuudDua Vl4SI1 01' S~.IInce-::bY:anr'pdar ownllll tit ociCIuplllb'cf tM,flroPIrtv lit (U)'anr'iaIIlII-at'lhr..~ III;Illln or__ ofqldftd bV
Inyp8manJ8lllllna ~Sllllll mal!lfil.-nd .(c.,EICC8PI u prtVJa~c11lC1oUd 10 and IIllIcnowIIdgedbyLtnclIl' In~, (l) ntIlIIII' eranlof.. I..,
lIIlInt, canltlclClJ, q!l"l rJt aUw.-IIlUlOrlDd'._allhe ~lhd:IIII,.....1e. rnIIllUcIur8"iI1itJ. "'II, ~'oI._tJl"""lIl)'
. lluardOlll WUIl'OIIiIbIIl~,:"" ulldlr. arabDUllhl PnlpMIV-e:nd (Il',Mr",1OlMly IhIII bi -;ct~ III ~,~'.. ~
llIdnt,Slile."a~dloca, I-IiIws,'lfGllIIllIDns. ,andor,.,..I1Cl&I, .".... ...", ",Ilicwlllmllilon, 'hose, Ia..., r&g~,.,aridiOJcllMi'llIiii;~,,'" ",.....,
BrIonlare~ LendIlrerv.'HIIADIfllllOen_;upon t..~,1o niIke luoIl-lniptiaIIoMllncllesli'tI Und8l_~II"'-~1e1o
"_,.llI'~, ','......, ..., lhe~,_ lII'IY WlIh-IhIs;.., ,on of, UII"'~Ilqa.,,,,,,,,_,,, ,,',' "',lQfIrtl&d.b>>'~r.,hI,J,bt,'oru,". ",""U"JlUfpUIIt,_
~and Ihiilrncifbelionslrulld,IUtllli any reSP"onsIbIII~,1lJ l/IbIIIly,on ~'pllrt OII.tmiderIoBranlCt'ar 10 ...oIh8r'paitarJ. ThI,.,....,lIonI
IIlll wlUfIOU.'oclnWoid 1lel'eIIt'.,. bINd ~ Giilnlon'dlla cIIIgancei-In ~i\gdiIg-'1M PrDaj1w'-Ior,~'WiIt., ~'** 11___ (I)
~ IIId ~_ any-lUluta,cIaIrris .ga1n51 Lerw* lorlndll!mftty ar,llpnlrlbutlcin:ln UiI.vaill Grfinior briciG,,,*'''~ far"'" ar: -""'c:lIIlt
lIncItt a,.: alIch laws, and, (b) IIQrteI to Inda~nIty:and halcl tw'"'* 1.1,*, .....,"" and.. clallIIS"Iap.,' labllll/!ll. ,dll'lII!lIIo ......1I\d
pt:llllHlwNch "'~dIr may~at,In\Sl,.ctI}'.llItaIn rJtSl.l~ntsllldng "om'.... ot_IhII HlItIcrr.oflhe M~. tJllU-aor,sequenClllof
In, US.. "AIl'a,",.',.,~, ""'_nurllllhinl,' ,slorI.;e. clJIP.,,_Itl8IH," Cl'J,htal, Iened reI...;DCVllirIncI, prlar-Io aranlllfl.,'llWftlN'ltllPatlnlirllt ,In IhI
Propen" ~I~ at naj,llIesame W~I lit shoUld have Oaen IcnGwn lo,Grantot. n. praVlsllltll of Jhlt;1tClIIOn iii IJIi'MOIlgage, IIclUdIng lbIt
obllg.llan-lolodlmrilly. shal-11lI'I.4w tha parmi'" of th'.lncllQ~nen and,'" ullsl'U!lforI and IIlCClIIW18nce aIlhl.... a11hl1,M~ IrIcllhall
nol ill llI8cded bY~ ecqlDlllon 01' IIII>>'lnl8l'esIln!he Pcapanr, whalh8r bV flJrec:IOslKI arolherwIJI.
NUlsonce, Wala. GrantOr 11I11I nal ~aUH, conducl or pllmlll Bny nulsancl nor commit -permll, or sutlet all)' .Irlppjng of Of WlI1lII an rJt to Ihrl
PfGpurly Clt' all)' pQl1lan oIlhI PIDJIIfIy, WilhlIul Umlllng Ihll gllnllraMty oIlhllllr8(laltlg, GRnl1ir wBt no! lamova. Of;rlm fa InYoIhlIr parlr'the
rlgllllo remove, all)l' Umber, m1r1E1f111 (Including 011 Ind gl.1. soil. grawl C( rock procluclS wllhaul UIa pt\or WI1lIIll consenl of LaIllSlr,
RemDval allmprovommrlL Grantor shall not dEimalllh or flmaq.II)' ImprtMlmenlS ftomllla Real PfCIPIJI}' w\Ihaut the prlor Millen consBfll 01
~ I Land.,. AS I 'concll~On 10 the fBmaval aI 111)I' Il1lpI'ovem.nts, Lendll' may requlre Grlnlar 10 mIIlI llmInglmlnll sallslacklry III Lend8l' kJ NPllu
~ I IUGh lmprowmenll wllh tmplllilemanll of lllelSI aqu81 'IllIu1.
..... Lender', Alghlla Enler. LendIJ and III agents snd rspresenllllves ma, anler upan IhlI Real Proporty 81 aI r"IlltllblD 11m" 10 altend to
~ l.ender"s lnlereslllod Illln!lpecllhl Propariy rar purpOSIlS DI GranlGf's compliance with Ihlllerms and CtInd1Uanl 01' thll MOftDEIge.
F3 Compllonce willi QaVlmmc:ntol Reqwlamen~, Gni.nlar shIN prompu, CClmpI, wllh II Ilw$, ordinances, and l8(IulallaN, l'IlIW OIhrn1n8l' In
.lIact,' 01' d ;GVel'n~laI aulharlllillsppllcllbla la Ihl ula or ClCCUpllncy 01' UlI Properly. Grlmar may co, nt"11n aDlHl 11/III any StICh law.
:~ ordInarw:s. 01 regure.lIC1n IIfId wllhhClld compliance dllllnQ I'" pracHdIng.lncludlng appraprlalelppells, solang IS aranlct his noMIied LencI.r In
l;;'l wrIUng prior 10 doing la and la long u, In LaneWs loll aplnlon, Lend'" Interullln the Propert)' era nlll )Bapardlzad. Lendar' NY raqulnt
(...:1 GranlarlapOIlldaquallHlllllllrarlsurecrband"raManablylllllslacloryloLclndlr,taprolsolLandst',lnlsrIl11.
'" Duly tCl Prolect. Grantor agrees nallher' Ia abandon nar lalve unallendad Iha PrapBlfr. Granlor shall da II GU'\If ecI5,ln aadlllon 10 Ihau lHlls
C)O IBllaM abo'llln 111II $lClIlItI, which lram \he chs1acter and USI ollhe P'OPlrty il'8l'81lGf'1ab" nec:esll8fy la plllloct Ind p(8S8IW lhe Prapartv.
DUe: ON SALE - CONSENT BY LENDal. LandSf may. allls oplion. dllCllI.lmlftldlalsly due and pa,able all suml socursd by,1I1I1 MllIlgqe upon lhe
SIIII GInN"', wUhaut Ih. LandlJ's pikll writlen canslnl. al all CII" '11)' part 01111I Rell Praperi}', llf all)' InlEll8Slln lhe Real Property. A "sail or
ltanslsr"mllllltlluonw,anc:eafA8alPraperlrOlanyrlghl,UI18C11"InI8l'llIlllllralniwhllher.lellllarllC!uilllblel wnllhltr valu,nlllfJ' Gl'1n'lalUnllfy,
whe\llel by aulrlQtll-sall, daed,lnalallmenl sara contracl.llnd canUKl, canllact IClI' deacl, lGaAMId Inletesl w11J1 a term QlHllIlhln line (3) ye.....
/essHpllon cantracl, or by Slra, asslgnlTllnl, CIl' "Insler alln, beneficial Inlnslln CIl' lD Ill)' IInd trust hakllng 0111 ICI Ihl RuI~, at by 'Il)'
olhu mtlhad 01 con\l8)'anca or Real P,cpert, Inllrast. If Iny GranlOf Is a corpOl'IUon III putnarshlp. tranlll' Ilia tncludn any change In C1Wnllllllp of
mGl'lllhan Iwlna,..lIve pGfCInll_l allha IIOIInll slelck OJ partnarshlD InlerlSl~, 81lhl CUI mlY ba, aI GranlOl. HowIVlt, IhI. opIIon Ihll nol bit
NI/'CIIld b, Laneill' A luch psrclu Is proNoUlICf br Illdwe.llew or b, P8n~w.n1118w.
TAXES AND LIENS. ThllaUawlnrr prOViSIons rel4Hng la Ihelnes and Illns CIfllhe Prapet\)' sre a part of Ihls Marlgllll.
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MORTGAGE
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P"mlnl. GnlnlorlhlJl_IUIY'~hlindue (and1n.,.lI~_to~l"l-.DIYI'ClI""'''''',,,",,~,W8Iwch8Jg8S
Ind'llIIWI" III'\/Icecnll'Vlll ~ qlllisl. OI'lll\COlltll or.. P.rap""lInd III_d p.,-whe" dUI ddslms 'lIf'worII dons on Dr larhrwleel
rondlJ8d .'INIIf!td ~h8c1'lo _IIlI~Pr~III'Iy, GrIIntor,1IIaIt malnlal" 1M PropIftV he at d.... hI.!Ifr!i PrlGritr-awir- or eqUIIlo Ihalnllnlll 01
18nd.. ufli:l8r,IhIs-Moi1;age. UClpI ,...lhltll8n of Ia8i Ind usassman" nat due. 8lCD8l)I let It!e Ildslilg tildlblldniss rolalrild 10 bolow. and
8llCllplllalhlrwlsllprovldtldlnll_IoItrw\naPl/1lgraph.
RlgM To CoRIa... Qv.t.. maywUl\hold ~ 111 an,.. -1'ftIIn\ a clIIfAtn CDmlID\tCIft wih_toad I&Ilb d\sp\I1a Cl'Vtl"tht obllaRDon \a
p.r.'o long ul.IInd.-.Inr.re.11n ilia Pf9pIIfIrJl '*.........d. "ll8n"'lIIl arlllllld,H 8 f811III:0I' no"'lY'fllIm. Grantor sh811 'NIlhln nlt88n
(16Jdapliftw. ,'ho,tlan~ot"" ...., ',.,' /lIeit',-wIIhldnHn(,ISJ.,:!:'lft"'Gr1I, nr....,', "','I~at:...., ''''"',_'_ . """""lh._CIIsatII'III oJlhll lien, or II
AIqV8IlQd brland.... depGsb wII.b I.Ind..~,_ I lulftclenl,c.ot'POl' -Sure" bllfHl_ofou.r HouIIrr'~,Iol.linder-rft In lmounI.ulllclerll
IodllcharRllhelenphll,anycas,."lndalloi1:lws'., _,'"',', Of'I!ttIIt',chIfDHlh,.",','"uIdlClllW,_, ,..,I,....ofltorlclosllfloi'H18l1ndeflhll..". In
lII1CIll'1'.s1. GranIDr,I"'.Hft-nd,lJM!f,andLlncf...-Ilnd....'uIII~Iln)'~lUdgminlbltn,~I'QiInlI,1ht PtvipIIly. Qar.Iar Pd
nllnlLendlrullnadiflllClftllobllgeli undtranytlrilVbOnd 1IriIah8d'1n If!iconlell~..
EvldlnCt 01 Paymenl. Qranlcw IhIt upon dllfllnd lumIIh 10 l.IIndIIr saflsractDlY ~ oj paymlnI of lhe kUla or UlftSmenllllnd shin
auUlcwlze th. IPPtOprflll. gowmlllllnlll alllolalla de..,. 10 l,.efIdw III .ny trIM . tIIlllln 11rIkt!rien1 af the ..... .nd IlSI.U/I'IIJnll Ig.rllSllh
_.
Mo1lel at ConI1nJcUo'" Grantor.... no'" LInd., II.~ 1IfI..., ItS) dip btlcll'l ant' work It Clcmi~ any laMceI 'lft fwnIshlld. at In,
mllllltlllarlluppllld 10 IhI ProperlY. If any mtchlUlll(l_1en. mlIltlta!mln's IllIn. or, oIhlli'1Ien eNd be ....rllihn accounl 011... waril, saMtlIs.
"'lfI8tnls Ind, 1118 COSI_ 8ICCIIdI SS,DlIO.DO. thnloi' WIIl1pl)1l raqlllill aI Linder furnls" 10 lender advance UIUl'Incn aallllllC!lary la lclndlr
lhat Gronlor_Cln Ind wIII-plr IhS 110I1 oIlucli.fmptcwemenll.
PAOPE!ATY DAMAGe INSUAAt{CE. TIlB followlntprovl&lan. rtIIlng IoInsUlfnQ lh8 PrClCI*IYmll98daf 1tQ~
MoInl8l\1nct OIlltIu'IItCI. Branler"'" ProcuAt Ind malnttdn po/IIlIp of If" 1nIurI_,WIIh '!andlvd~ clMIrqtendorslmen" on I
~"'buIIlGtlhtlUl~-....,~~~.._onl"'Flilat,.,..,ln,.n,.~.-~"Io.WlIcI-8pp.callonDflny
calRsvranctdlUl..IInd"..,IIl..~IIdIrd'I1'IOI'Ig!l~,.., dlUI~!tl.ii,.vorof~i ~~'~",6t , ,_"~,'~"".....~CIO'"~ils.ndlnlucn
'ann.. ma, bI-l'HlClnably ,~lIb":,_lo Lt_. Grintor lhat dilllV8r lo:uni:Iir'CiiriInCa'-:ofcovenrp:l;om,nch InsUrilr conlllnlng I
~th.~,1d riOI',b,;:cVlCiled'ai ~wlftnNl..iHrimum_d_(1~,~'p,Iw,willllWiIoIIdeIoLtndlai'afllf nOl aonlllln\ng
.nydllcl.tmlr Gf'lh.lnlUl'8r's'I\I!)mIJ lor,falVte to.g1v8 'UGlanob. SfIOuld,lht:ReaI~,iII:...,,!Ii:Iit'Momi/qellid-ln 1ft.... dnlgilalld
'" IhI'DlrlClar oIlna Fid....(EliiBiVa~ ,Mlnipmt"'-Agincr'u . ~1',III'oc"'IIuird''-'''i G1ntor ~ Iv ablaJn and ",,1,,1aIn Fe....
FIoDd lllllURlrQ, 10 Iha"PlllnllUOtllltlUl'llnca, lI,requftd-I"" It Of bal:cIn1til lVaIJabfI; for,lhti laml'onhl 'DIn and fOr Ilia "" unplfd prlnofpal
b.1ance at It,,, l01I". ...Ina rnuFmumlmllofcovnaal'-IIlPthbll.wIlIDhlVltlalae. .
A-ppllcailon of Pl;oceeA Gnlnlar Ihlll PR!fIIPu, ooIIIy lMdIIr 01 InJ lOll or'demIga 10 Iflll! . . U the .Imlllld COIl 01 repllr 01
'Ip\mIntI"IIIllD""'.~,ao. 'u"dw mlr mt. ,PlOOf 01,. II Gr'tnlOr ~ 10'..0 WI1lfn ,11""",,0,, ,~,"" ca~. Whal""r cw flol
lrInc1.....IIC"'"'''lmp.,...d....,.d...''''';allll~IflPlylhllJl~IO_I'"'~~.of;~_1 ,_, '" ,p",""mOI,,,.,lIn'"llcUng
lhtProperly.or.l~,:rnIOfCl,I!On".l,ldnlPllrGf 1t1.,~. lIL1n~'U"IIr'~""Jlf'OtJ~ifI:!O;ftIi1fi.~~ ~,.,_ .rr.-GnIn1atsh....."''''''Ol"
ftIPIIaIlhlldlmtg, "".di'llr9Yid-I~. nII""",.,...nnw,;'SlRaliclmy" "_~."',."',cIti'iti~'ullon,..tiIrIiilOlY', ,Proofot, ......., Indllurt.
PI, or'l'8ImbucW Gilnlor"fl'Om,;!Ii.,ptDce.dU:i',It!ii'IUIGnQIi'"",of ~-,Ir(ifilftllDli If,Giiiiikir:)I;iiOtJn ClBriIiIIJt..,wndW. AIIr prDCHd.
whlcfl ha~ nGIblli_ndlbVUtl-WIIH/I"'8D,dI,.,I(\IrI""":~I,Iftd!WtiIiIII_LendliJIiQ,;Ilje,_",,I_ttd'i,(Ihi(~,*,i'Jllorilion ol,J/Ie PrqQertr
shall be vStd ftfII ~ pef"eny-.1l!OunI ~'to 1.IiIdIr UndIr--lhls Morlgiat. I~ lo:pr.par, iCciruad-lllten!sI,' ahd-~ raintllndet, 1/ I,.,. shall b.
epplludlo thI pilnclpal bllanctl af lha 1l\deb18cfnal, II Lender hotdallll' pIOl;8I.dI ...."""'nl In full 01 ChllndibliKtnna. luott proI:IIIds lloiIn
bIlP~IoGranlOf.
UnI.p~ Jrmuance 81 Sale. Any untllplnld Insurlnce _ Inll1llo Iht blnblll or, Inri ,*,10, lilt pumllaur oUhlI Ptciplrty COVIlrId by IlIIs
MorIglg.lllnylrullH'sHlIlCWCllhw_heIduncl.Ul'Pl'Ovltlonsoflhllfolarlll'.,arlll",~SI"o"uchProp~.
ComllllanCfwl.lItedaUnll'. 1."d.l!b,ladn,...." 0'"', ""Iha,pel1" odln_Wl!Ichln,ElcIItIrIg, In,dIbltclneu,"" '~,.",I'cI~",-, IIlnJll8cl,cornpnlncuwllhlhe
lnIw.nCI~on.rCOl)Ialn8d-lri:lhelllllrumenl-'l\IId..,,:&lvsuoh EIlIsIlI1ll',lndsbledniss-a!iIl,CDnSlItUI'c~w11h IhIIlnslnncepro\llllons
undClr-lhII MoctolQ,,'oJ~'Gld"'" c~"~"'-IhI'1eI'iN oIlhIs MllrIQq.wourlhon'lfIl11a".'~on ol~,IlfInCI:~' u Ia'f
prDC8lds lrClm 1110 In~UtI~ bjComI PllYablll-DIt IOM,thl'prMlonIln Ihll Marl;aOa for CIvIaIon 01 pl'DCiicidllllld apply 0"" I' 1hll porllon of
"'I PRlCllItd. nol Plrab/,:lo'I,*'hDkflrollhll EmIlIO In(j!llbllHfnlu. .
EXPENDITUA~ 8Y LEN_ "GrlllIar "'''10 ~""Wf1" 1",,~1lon of'lhb Morlllla..!ftcIullnO any ob~'on 10 maInIaIn EldsllfIQ Jncllbledness
IngDOdlla~llInaq, .." .." ','!Ow,', ,arlllll')ICllOn., ", ',rocucino,.,", m........, ,lh~'-WOUI" dmllllltalirlllfecl, ,_, ",.fnl.m,.",..,lII.Pf1lSl&r, ~.~
Cl\GtlnIot'l.Iift\I'~.bU\~'nal"~Io;_""'~hl9nlhru.m,~,.",~'lI1I.'~~tn'lOdalnvwM
bller,lnIerfthl ""',ral._C,t(IiiVild_un/hlr;lha,Cr.edl Agralmlnt '(Ii?! ~ dalalncunvd:ar pilCl bY'1.trIcIar 1o'lhI'dlle O,",upG)'IIIeII1 by Gflnlar. AI lueIl
pPeJIIM. II LI"w'I 0p'''''' wi ,{IJ-~,",.bJt o,n,dim.nd. (b' be add.d lo,lhe b~~.'OI,Jha ,crellll Dnt lMI,be apportioned .mono Ind bo
pavablewllh,any InsI8llm8_nl' pllyinenls lo,btaamI-diJa itUIIng-eHhIr (I) III. term ohny aDDllHblt Initlfiriot,t:loIIisyor @)!h'Nm.rMlll'lemJoIlhl
O,dil Aal1l8menl. or (e) ba,ltUled,ln b.doDn,Plvmanl,~ wII b. due ond p.iyabla "llhi,!:ro,dO'A;nifm.nri.IIIII~,. nil MOtfaI;t.IIo.,,;ll
DCl/tI PIY"'lint of IhQa amouN!. ThII dQhll provided far In tI\ll pttlgtaph lhI.II ba In addlllcrt'to . d.fiIt flitlla 01' any 'emedllllo which lllnd8"
"'] may bl Inllled Oit lICl:'ount atlfltt dllllvll. 14ny sliGh 8CIlon by LInder lhal nal bit conllnsad ... CIRlng I,'" d8t1'* 10' lIS 10 bl' lllnDer Irom Iny rnmed,
g IhltIlOlherwIMWOI,Ildhlllllh.d.
c.. WARRANTY, DEfENSE OF nn.e. The laIIowIng pmIsIom ftlallna 10 ownllllhlp of the Ptaperfyare II plUl of Ihfll Morlgllll,
I-lo Ttlle, GranlOt we"'11'llI Ihll: (It SlInlar haldl good Ind mark.18b1o Ofle aI recent lo the Pmplrtr In rae slmpll. keI Ind clear 01 alllllrq afld
o IltCllrnbllnces al"'" Ihln IhOSlltllotlh In the RIIII PIopartr,d8&CljIllon or In the hilling Indllblednaaa l8CfIon below or I" any IIl1e InlurlrlClt
1'-' polley, bile R1pllft. or 111I11 !hie oplnlDIII:uVld In IIVOl' of, .nd IaGlpl8d b,. Lender In CClltltlCBon wilh 1111I Mciltgaga, and (b) Gfllntor hllllhllu"
Illlh~ pawar, end IIUlho.-fly 10 I~UI8llnd d.nv.IIII' Mo.-tva;e 10 lend...
Dl!lInsa 01 1\UI, Sllb'DtIIo-lhe mlIPOon In lhe Pllnlllraph Ibow. GrlnlarWlrnlnls IlIdwlllOl1lV(I' dlIIlend IhI IUIt 10 IhI PnlPlrty egetnsllhe
lawloi.~ 01 all pnar.s. IftU\e.vtnlanytclloftCll'~ lIcammlnctd lhaIqllllhnsGrenllB's llUa<<hlnlwulcl ~ undvll-M.
MarllIlI;e, Grlntor sha. deltnd tilt Ilalon al Sl1nlC.... t11lp1tllS8. ar.nIar 11III' be Uti f\D!nInaI p.llr In .uch pracosdlnll. bulllnder shan bl
'"llIled la f)II1lcFpall I" Ihl_ proccledrng and 10 be rttpfClsenlld In Ihe proc'lding by counsel of-Lenden: own cholc., Ind GrlnlOl' wID deIlver. or
cllUSlllo be dlllv8fed.lo lend9r IUllh Inlltruments ..lend... m., f.quesf lfom'llm.lo llll'llllo permll such,pal'llclplllon,
Compliance Wllh Law., Grantor WB",n!! Ihll Ill. Properly and GIInlOl"f USIJ at Ihe Properly COI'IIpllet wl1h 18 .x1sllng lPi'Ik:Bbll IBW5,
ord\nanoIS,.n4 regulllUoma 01 gOVClmmenlll1 aulharlll8S.
EXISTING INDEBTEDNESS, Thl loIIowlng p'ovIslons contel'nln; _ling Indeb'eclODS~ (the '&Isling Indebl&dness1 .r. 8 Plrt allhls Morlglge.
EX'sUn, LIen. Tha U.n 01 Ihls MorlgaglJ .securing Ihllndeb11ldness may till secandllry llnd Inlerlof 10 In 1.lsUntlUln, Gr,nlor e.pressly
I:OlIlInanlS Ind egruas 10 PlY, or slle 10 lhl paym.nl 01, Ihl ExbD"lI' Indeblldnlss and 10 p'event.ny dgleull on ~U~ Indebtedness, Iny dlleulI
?;;
P\
1\:1
'"
'"
,,:'"
~~
,~~
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,tM_-""Il",""""
, ,
MORTGAGE
(ConUnued)
Pag84
~l
,-
i-"
iG
undelltMllnslrumenls evidencing sLIGh IndabtednlHs, Dr Inr dell~1 under Int' SlGoolr documenlllar sUCh Indebl8dneu.
No ModUlellloll. Grln,lllf lihd nol Inllll' Inlo IIny I.elmenl wIIh!hl hOlder oIlnv mOflQlIQlIllI', olher IIGWIty IgrHlIllInI whlah has JlIlariIw'over
Ih/I Mortglge by whlah thai IQrIlImlnlll madlllad. 11IllInded. ultnd.d, or fIIllIWad MIbouIIM prial' wrIlen can....1 of Land8r. chneor IhII
IIlIIIh8r,.qUIIIIlOl' a=apllnv full.. .d"'lllOlis undef anv.uch sllOVr\ly IQfNl'I'IInl wftIlllUllho pilar wrIUIIl canllnI D! Lender,
'. CONDEMNATION, 'The follOWIng pr~ rlllBnq 10 OlIIldemnaflan 011.,. fInIperty' IlCII ptrt of this MClf\alge,
. ApJIlcallon or NIt I'tocaedL "1lII or Iny PIlI or !he Prop"" II ODIIdIlMId by ImJnenl domIItI ptOGeeCI.... fit IJV anv pt/X:IIIICInJII Gl' purahut
In 1eII" cDllClei'M8lan. LIlnder-NY 11111 ~-reqI!lfII thai III orIn, panlDlt'Df till MI p__ DlIIIII.WMI Dt ~pllR lDiIIIlnd*ednea
IIIIht "_ or .l8IIoraUon or Iht PrGpIrfy. _ThI nil pIDOMdI of IIlIlWlnllllllllhNl'llhll awar4-aftl1 PIV1Nf'l1 olIN aGlual 00111. apen..., Ind
.1Ial'nIyI'....lIIcl,IIJedbyLendirlncGMlICIICll1wf1h,IhIICClIICIamNUOfto ,
"..acIInp. II In; pJ'OGlldlng In candamnallan II 8ad, GrInlar aNI PfGnlPIJr naIIIy u.,.. In wrIUng, Ind Gr,nIar Ihd PfOIl\Pttf 1Ika IIICft
I/apIII mtV':DfnIOllISllV'ladelandlhlaclllll'l'lnd ablalnlhl.WIJd, GnlnlDrflllt'blh nomInaIpal1rln1UDhplClCHClng,buILlnderstldbt
InlllIHlo parI/cIpI..rn Ih8 ~.,.d IO'N ,....nlad In lh8 pIcIc_fIIII bVCllUIIIII of III own ch_, lAd GtlAlor WIll dehworCltlSlIo
H d&IIwred 10 Lsnd8r sLlllh tnslrumenlt I' JIll)' be'requaslecl bya from fmI fa llmllaplfllillluch pertclplllan.
IMPOSITION OF TAXES, FEES AND CHARGES BY GQVERNMENT AL AUTHORmES. Th8 101loWlng ptCllo'lslaftI r8ldng Ia gavernmenl8l..... 111I
IlndCJwonefll P'" alltlls M~
Currenl Taxis. 'ell and ChMiel. UpIlll!8quul br Lander, Grantor INI &IIOCIllllauc:h documents In addIlIan Ia 111II Marigagllnd IIkI
Vllhalevllf 01"" acllon " l'8quesled by lend. 10 p8lfeot and ~UI L.8nd8fIllln an lilt A~I Propetty. Grenllll"lI8I rellnbUIN Lendar lIlI' II
lull. u ~Id below, IaQqIIw wlIh allXp8Al8IllICllmld 1ll1'8C!Ofdl1lll. p~ Of conllnulng IhIs Martpp,lncludlng wllhoul.....llon II
1U8I..... dllCVlllllrdary'11ampt. ancf'oIhWllIwll'lil.lor recardlng OI"l'llgl.lIllng ItlII MOrIpge.
Tues. TIle" loIowlno ltullllflrIIIIIuIe ....la which IlIIs 'lICIIan epplles:' (I) .11MCI1Ic IIx upon IhI. 'VplI of MarIOIa, I III upon d or any pari III
file IndlblldnHl-secLndtlrlhts MorIpgel (b). splCllli: tax an Gtentor wl*:h GrlnllllllluUladzed or l'lIClulflld Iodllduollfom pt.""'" on I"
Illdllllldnlu 511CUt8d by,"''' iWlI cI MIlltgIgaj (c) a_'on ItlIIIypI'DI Morl;age OI\IIV8IlblIagalnal 1M lender or 1M hllldlr-arlhe QIdIJ
AQl'I8l1l11l1j and (d). spICIIIo Ju on III ot III't porllan OIlhe Indeblecl_ III on pl.vme"" 01 pflndpallllld InlInIII midi by GranIG".
SubeeqlMlll TueL II any 1..10 whlch Ihl.lGCllon ap.llenac:led .lmsllquenllO 11\8 dlllI 01 IIQ Moflgege, IlIIIlII/8nt!hd M.w lhIumI
.IIl1C1as In EwnI aI 011111II1" dlnnlld bB/owI. and Lana- INY exen:lsI IIIJ' III 1M DIlls aVllllb~ lamldles lot an EVIn1 01 Deled u provided
bllallllunlul Grenlot e11h11 (I) pt.)'I11Ie lax balorll II becama dIInqvenJ. ar lb) camesll the lax IS pravldecllbave In lIIlI Tlll8Iand LlBna
.llCtIon and dlposlb with Lender cash Of I Sufllcllnl corparalllllll'8!r band ar a1hlN" IIICUIIIy SIIIslaclaIy 10 Land..
SECURITY AliAEEMENTl FINANCING STATEMENTS. The lollawlng p'aloislons rel8l1ng Ia this MllI1glge u. ~ I!P'MmllIII.,.. pari ~ IIlIs
MllI1g!agl,
Sceurll)' Agrllmlnl. Tills In!!lllumlnl Il'IaftconsUlUlelS8C~~nlloltll eiunlenyoI 11'111 PrapertycansUlUlM IIlcIUl'8I01 olhlll'plll'Sll/III
propsrl" Ind Linder Itld hava all ollhl/lghll oil IlIDWed plftV undll1ll1e Unllorm Commercial CodIa. amlnded from lImIlo UIlIII.
Slcurlty Intarell. Upon requesl by Lender, OrlnJor shall mICIIIIlnanclng alalernenlllnd IJko whatewr otIIar don" raqU8ltld ~LllndaI 10
pldacland conllnll8 LlIndIr'a NGUrilylrllllflst 1ll_U18 Renll.nd PefsonII~. In.dcIIIIon Ia ,f9COfdlng thII MDl'lgaglln!hl till prapllrlr
fllCOl'dl, Land8r mlV, II any lime aAd,w1l1loul furIhtw lulharlWlon from GreiIIor,.JII. GI80uIed cOllnllrpar1l" cGpkIIat,lIprodtlcllans oIlh11
MGIlgI9I .. . /lnandng SIalIIll8n1. Qrenlor sbaM rtImbUl'le Lendll' lot .. upellSlll Incurred In parfecUng or canf!nulnt IIlI:I uairi)' 1nIIrast.
Upon dollull, Gfln\Gr alleA IMImbII Ih8 PltlanaI Proplrev II'! I manner Ind II a: pIacII'll8SllfIIbl)' convanllnlla &renllll' .nd Landw and man .
lvallblllo LendlN"w1lt11n lhrH (3) U)'IIJlllI' llICBIpl 01 vmllan demend from unciii'.
"ddre..... TtII meUIr'Ig Iddrlull 01 Gtlnlor (dllblor) lAd UIrJcs. (uowad pertv), Ir;m wl'lJoh JnI01If1l1I1on corlCIInlllll IIMI IllOIlfiIr InIanDsI
grenlld b, INl MotlgI8I ml' be obtaIned leaoh u "qulflld by 1118 UnII<<m CamlflBlClal Codet IHI II s1111d on lha Ir1l PIlQe oIltl11 MorIgaQa.
FURTHEA ASSURANCESl ATTORNEY~IN--FACT. '011 loUowlnll ptovillcHul 'ullng Ia 1ur1h8r ISIUfllflll8S and aOomI~ ha plft oIlh1s
MorIpll"
Further Allurancel. N. any 1ItnI. Ind /rom time 10 lime. upon request 01 Lander, Granlot will make, IlllIlCUIlI Ind ~, or WI CIPIllIo b8
mid... UllCUIed or dellWI8d, 10 Lender or kI Lendlf'l dSslgASe. and when roq..st.d by l&ndlN", causa 10 b, ftIad., recordId, reDId, or
nuecllldod, u IhI caH may be. 11,IUch IIIl'III and In IIlDb ,iillelll Ind pllc8l'P'Lender-tIII)' deem &PProPria1e; llII)'-amf,alauch mcrlgag-.
dllldl oflMl,SlOurIIr dtfds. SGCWIIy BgfIIlIfIIIrI\I, GnancInI"'~ ~"udilnllllllmOntll,lns~inll ",lwfbllrlSllft_ClIrIIIIce.,
Dndl:ll/'llr dlllllUMnb II' may, In lhe soli opInion of Landlr, bl',ftIlClII"" or dnlrabkt 1n_Dt'dlIr la_eIfIlCIUIII, COff\P/8ID, p8ffld. caninue, ar
p,8S8MI (a)'lha obIgallllna-ot GranIDf';under Iht CradllAQfIl8mtnt, IhII,MorIga;..1tId h t:ktJallld OIlcuIrilMl, and,-(b) lhe _,Ind IIIllIdy
Inlllf8llS Cf8ll1ed by IhIs Mor1QICIl an the Pi'opBfly, whilhar now owned III hllfNll8f acquired by BllnIor. UIlIin ~ ~V' IIw OIll1f111d 10
IhI canlrarY' by Lender In WfIlInIl, Gllnlllt thd reimburse Lender lIlI' II _tin upenslS fMIrqd In connecIIan with the maIkIrI ,.,.,.d Ia In
~pn~~~ .
Altamev""......_ "GrlnlllI' Ids 10 do any aI !hi IhlllQI mlllf8d 10, In Iha preceding pllfQnlph, laodar mlY do so lor and In IhI nama of
i3r1n!Or Ind.I Granlor'l expenss. FOI .uch pllf'pOUl, Gr.nlOt hlltIlby InIwcabI)' appOInts Lerider as Grlnlor'l ~FIcllot Iha PIA'PGII
ot mailing, execu\lJIg. dll6lv8rlf'lll, Mng, ffICanllng, and dlilno II Illl'Ief UlInos IS me, ba n8CllSDIY Of ~Ib\e, In Len'" .. apinlon, 10
accompll:sh 111I meU... rllltned 10 In !he preceding Pllflllrapb.
FULL PERFORMANCE. II Otanlor pa)'l allM Ind8blldness wI\lJn dLII. Illfmlnllllllht oredlI Hili 8CCOUni, Dnd alhenNIIll parrorms II \he IlbIIgaIlons
ImposlKl upon GllnIar unc:Ilf' IhIs Marigall,.l&ndilrShd ailecuIe end dllMl' 10 Granlllf I lUllable ullSlacIlon allhll Modgap lno IlMabllllalllff1lflll
allarmlnaUon of any flnsnclng italllTMlnl an Dill Ivldlndng Londl(lr's ucurlI)': lnIareslln ,!he AIInll Dnd Ihl PerIanal Property. Granlar IliGI PlY, II
p8lmlllsd by Ippllclble law, any rllllanebll termlnallon lal IS cIllllrmlnad byL~dtl' frOm lime 10 Mme.
DEFALLT. Each ollhfl fallowIng, II lilt opllan of lIindlf', 'lhal'i canllllullll" llvan! of ."ullrewnl of DellLIi' vnw INs MortoaOll: (I) Grantor
aammUllfaud or mak&s I malellal-rnfsreptes&nlallon_-el 1",.1Imt In canl1lGlklll wjlh 1111 Cll'lldll One ICCQunl. ThIs can Include, lor IlllIfIIPIe. I fIlM
$lalel'flDnt HOu1 Gnlldar's Inaome, uallls..lIIbIIllles. or Iny alhal upicll or Grarilor'.-nlllnClal CC1ndlllon. Ib) Sraldlll' dOGS not flltIllhe.Y1pIymont
IermI ollhl,crudUne IccounL (aJ.Grlnlri acllan or lnacllon IdvtrllI,aiIeotI,lheoollllaral for the CfIldIllne lcaoUnl orlanclllr'lllghb In IhI
cal!lllen1. Thllcen lnoIude.-lar IllImpIt, faUur:elo mslnlalllJlqulred InsutanCl. w.... 01 dDlltuclhll VIS oIlhe dw'1llIng, laIlUNIa pe, IaWII. dellll 01 DII
penons Uab/l an iIlIlcaounl, Ir.nallll 01 H\IIi ar 11II oJ IIlI dWllNno, crullan oil, lItn an ltIa dwelling wHhaul18nder's pennlsllan,lorlCllolutll b, 111I
haldarol anolllerllen, or Ihlll'" 01 lundlorlhedW8lll"lllarprohlbllldpurJlOSllS.
RIGHTS AND REMEDIES ON QEFAlLT. Upon Ihe ClCCWfillCll oIlnye...nl alOelauM Ind alln, Umllhlll'Blller, Linder, II lis oplloft. tria)' IXlrdsa
an)' ana Of f!'lDI'8 oIlll1lo1owtng r1gnls IInd rumldllH.ln IIddlUan Ia In, 01"'" t1ghll or remedies prcwJded by taw:
Accelollle IndeblednUll. SUbjllClla appllcllble law, Lendlll ihln hI",e Iha tlghl II lis apUaI1 wilhoul I'IIlIIct 10 Grantor 10 dIcIate lhe anIIra
IndablsdADSllmmtdll1ely dUll lAd pD}'Ibls.
ill
f,l
c..
8
~-
.
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MORTGAGE
(ConUnued)
PIge: S
~.
il'
....
....
<:)
h,
, uce ""Mid",,, Wllh retplCt ID I_ Dr 1ft)' P'" III 1M hrlanII Praperly, Londer slid "'" .. lhe riQhII and ram.dIh of I IllCUl'8d partr un'd8r
UNl lJJJI1armCamnl81CftI cu.. .
CDlIlKII RI~ LendM:.hd haft fht r1ghl, wllhoul noke 10 &anIar,1o tau INIlH111Dn III "" """"'lId ClllII8aI_I1I,-Rlnb, inducing IllICIum.
P.llduI'ndUnll'k\','nd_"~, """, _~.Mr,' .~'nov." ",l.IncIIiI(IiClolII.iPInt1,.,...............", ..,furUi'GrlnlleofltllSrlaht....,..,
""rr:.~, .nr:.~,GI"O,'~,' "...." ot~l'MDirltfo" malil,p"",,"fI,.iHfar, ',l!M'.....~,(oI.ilnifij. 1.ItlI'Rinll...CQIIIclticf-ltj,LeniItr.
11IM ..-nIOf~_~IQnB"lInd1l!'''"Gr.iIl!,"-;''I~''''*,-ID_ln!I_lilIIiUlJIIirill-~.,In'~iIIthllNClfln Iho'Mrno ~
SlIInlor...d 10 ngga_III_".IhiJ'-Slmundc:ali!:llhl,~ _~)'nilNlll bJllII8nli lIl'alhIrllllli8tltLtndirIn~ID"'ndIl"U"mlnd,shIIl
,....",'I".-~,"'whlolt"",~....'I'IItdt.-~or~ cnyprDp.,"'" "'''''cItNftdaflf8d. L.ndDrmay8lltll'ClSel&
rlghl$ undGr 1hiI',ubparagraph'iIIth8r '" plllSGft, by'.pnl, Dr lhroUQh'. MCeIV8f.
AppobIIRe;ctIver.l.end,ll'lhll"""'~fIa"I"haYI,i'f8C,',"", .ppoInted 10 Iaka, PDIStIIIon, "".._.",."'.'l:IIrIorIMPnlperly.W1ltlIhePOWlll'IO
proI8Cf,mfpqHrw lIie,ftaptrfy,fo QpI/Ift"'~;pr8ll8lIrla ~...:ot_IIf...ndIDoalIiaIlheAenIs rrom'lbt PnlperIr.nd.ppIy~
pTDCll'IdI,; ~-."d .bovt, "" aDlI,a1I111,~hIp. .v!liriSl,I""I~ ,..-~,""'''''" w/ltIDl!ItJDnd n permlW b, r.w.
L.ftd8r'e flghl-I~ ltlllllPJl!llnllna", or .11tClMr iIIII", WflIIhIr-'Df noJ'-lq appanmt WIvt,of lhli PfOp'" IlIIC8lId. the Indlbll"'" br.
1~'amounI. !1'JIPIOimenI"'......,.,.nGI~rr.pGI'COfImtrnMliO...tIOtlwr.
Judlel.. For.d........ lend8r may Dbllln . 1Wlda1-..Iarlldoslng Gr.~ I""''''' In .. fir In, pari oIlhi Prop8f1y.
Pou..llornflheProllerl1. FlIt"ItI8PurpDH:orp~~oflh8PnrQM1,~"""'_~"""en!Pt'W",./t)'''lfDr1lfl,D1
IfIY CDurt ,0011ICOrlUn lhl CDmmDnWelllh,of "'Mi)tAnI_III':'Ili8WI1trIl. U,I,Uorner'l!l" Undtlr, ~'II!''''''", iCIl!m1ng unciill' II' IhrD,tlgh L'nder.
10 IIgfl,.n,qreernilnl-,'''. InlerltIVlfI'lIlJ"CCJIl'lPll,' ~.OuvrI'.,n"m/!lIbIlIlClkHI"',','~,'."",, ...,,_..uIflnOlb'Pi'apDrtr, _, ,ll'ld 10 IppMI' lor and
ccnlen ludgrlltftt Iptilll'llrlnlOl'.-1ftd ~1NI.,i!-""D'" djImIhg"u. at!flroila" GWIlDr. rar:!he ~ bY.... 01 pmllUlon 0111'11
Prop""'.wIIhau1lnrlll:,oI'p~IIon,llIt""'bIo."lhlI M~.-'ll!',ICDp)'oI'l,hIi"ii1oigll~"'llIIlfo1III.shallb8.1l1l1lelenlw8lTlnl: find
lhenupoft I wrfI 01 pa$StllJon mar,blll tsslll!d lcilthwllh, wIIhDU1.." prilli' wlil... prf,lCIHdIriG'whalsolV8r.
~-lWe. 11 ~ bJ' 8pp1!ealJM1aW. Lendw mar toIWos. Or...... JIIIIreIIIn.. tJlin.,.,. pari at h PlfrSOtrQl ProJwfy or u.. Reol
Properlrbynonjudlalll..It.
"'rlcl,ncy .kldamllll. I.8ndsr mll' tlblaln . Jud;rntnllOl' 1ft)' dlllClancy I1Imll1l,", In the Indabllldnllll due 10 lendor IlIlr .pp1callcn III all
Imounfr; ~fron'tlhe""'ofllllrfgMaprovId.dln IhllsecIIon.
TeYWICr II SulflRlftte. II Grantor "lIII.lna In pOlSllSlon Of IllIIi Propertr .1. It.. Propertr .. aold u pravldtld .boW or I.e. cIherwlsa
blCGlMs .nllllad IDpOJlIel$lQnollhl Ptop8IIy,vpondlllUll allbntDl", Chnb Pd~. "MlIJlJaull'8rlnc8 Dl'lencl.." JhepU/llJWllt 111
IllIIi Property .nd shl" II Llndlr's opllon. eIlher (II PI,' rellonablllll'llnlallor the use ollha f'nlp9rtf, II' (b) wcalelhe l>1operiy lmmed\lll.1v
\lPDnlhed.""ndolltttdtr.
Olher Remedlel. lender silall ........ aI olher rlghlt llId remedln IIrCllided In tillS MorIpDl lit" IhI er.c111 Ag,eem,nl lit" 1IIlIIlabll IIIIW Of In
equl".
SIll Or 1he PfOp.rty. To lhe uterll permHI.d by .pPlIcable law. Gr.ntDr herebJ walvH any Ind lit rtghlla haw lhi prO(KH1y m."halled. In
'IIrcl11n; n. rfghIIlnd rem._ Lfll* &hd,b.".. fo ad.. Of' any p"- ClI' IhlI PtDperly (OOIlhar or-'8IIlU111e".ln D/18 181. or by IIplI,'e
SI)n. LandtIr llJeII be Inlm.dJD bklll.ny publa" on d Dr'''' pDrIIDn oIlhl Prop..,..
NDUea Df Sale. Lendwshd gIw Gr",IDr r8amlllbll nollct Dlth. """and pllCI OfIn1,pUbk....oIIQ P8rs0l'll!l1 PrGpttrt)r or oIlhtt PIN IUIIl'
,which MY prlvlle salt Dr olhar Inlell,cf8d disposIIoR -DlI'" ~l'lII Propertr 11_10 bt mfld.. Unteu olh8rwlse I8qulrld by IPJrIIcabIe IlIw.
flllonabl. nola shill mllrl nDllcl gN.ulleullln (10) days b"Cll81he Umo Dllhnale Dr dllposlllon.
Wahte-tr~I/.oit_oIR.".adlb. A ~lvtrbytnyfJIrfyot. bf9IIcItt1f',~:oI""',~ihalnot_mmsIIIuht.Wll""olllrprlludk:e lnl
Plrly'srlghls oIhtrwlllllo demand Il1Icfcompnll'lClWIIIlIh8lruOYlsloR Of'_'lI101Nlr'provbIon. ~:by"'l:lder IODUISUI.nyrem~shlla no!
IIlldudlpursUII,allnv Dlh8rre,rnedr.llndln lIec11olll11 ftII~."xp.ndIhn" Dr like Iilllan to~,.n'~1!arI olGrllnlor under \his MortQlq8
IIner"'lurtI or GtaJIlDr "" pBfJer", sbaI mil ell'1d LlIJ:IllIh IlIJiJ-1D cIscI41. I Ull:uJf anit...... Jb.,.".., liiidsr IlI1t M<<Ig,qt.
AlIom.,.. Ftl': IEJ1lInsea. n Lllldwlnslll\lllllflY lull or"lIon ID en'DfCIlI In,-oll...rirmI or .1'11I MDI1~ UncItIr ahaII be Ofllllled 10 roeaWl'
luctl sum IS ltis court n1av-ldjudDf "ltcilabls U IIIom,YI' _'NS. .11rIllI end on any:apPNi. Wholli8r cr not Iny: courllllilloR II tnvDlWd, ..
fUJllniOte'O-P'lIHS'~'DyLii~'u.rfn_~~.~an""~,lIf...IfmI',f!r'IINII~ "lIII~I'lltlft:8lnton:tmenlof
III r1thtl'III'-~a p,"'-,oIlh1lrid1~llIc:I_nlll'Pl,.tiIii_,Dn:.nd .iKh"",IHlat::rnl.,.~_Iht_'$"-,aI~Ul'I vnJI,reP.Jld .111'1.
CrldIt'Ag,.,..n_1 f.... Ellpllilllll ClMnd'bj-ltk:pailgr,apb-lridbide. W11haU1 ,~!MJ, h,OWI'JIf 'ub~ 10 anrirftlla und"epDllCibl8lew,
L~""~_Md~"""~~:Or"nor~,lI,.<lIlfi~t;::~~~'''',for:bInrcnIpIcf~
Vnclucllng,efIorlslomod!"or......any:.ulomalkls1iyOf'Infi,l~)._~~IftdJillJlInllGlcMlId.p~dQ~nl-CQIIeoIIDnseMcal,IheIlDllol
l..rchlno'l1IIlOrdI~ otil!!,",";,1IIIt ""OrIs ~nctudl", I~ rep~),':alri8)rarr ,.p!Jtli. ~J:l4'_..lunIH,.ntI UUlllns\Jrance. \D lhe ellenl
".,mlllmlb)'lppbblaJaW. GmnIarmoWllo.,IRYcQlntDOlll, In-NdlIlon lo"olIIailWftt~lI1l1w.
NOTICES TO GRANTOR AND DTHER',PMTlES. Unlllll oIhelW1lll ~rovldld by IPpllaabllllw.a..ynollct und_lhIs Monvlll'l She' be Irlwrillng .nd
shlg be eUecIJve _hvlt 100iJall" .~:Ol',. IIlIlIrad, Ii'll. be,detinlKl ilD8c;IIw Wi!Bn dIllDllled-ln,Ih' UnIIICUIaIBs I!'lI!,Ul$t CllIu. ~llknd md.
POSIIIlI prell./d..G1~ lo.'"'-~. lhoWlIl'I8If- th.~~"''N,of:1hIs "-'OrfG_BlI~ ~,plJrfy m'i,'C'I...IIrI'.fls 8d!hFlS for, nollcIHrnfer 1h15
Marlglg. by OM'!lf'IormII'wrIUilIn R_oUcI '0 Ole olher PII:fies, ~nv'I~I_lhe purposa oIlJit (lDlIce:Is:IO_,~,*Lthl ~,r1y's Ilddms. AI copies of
nDllcu D!loreDkilUfIIlrom \hl holdll' 011", IIlln which _ prl~ oVIr IhIs'MDrtosIl'8.lInd no!k*l PUmllnt 42 Pt. 'c.sA Sclcnon 8143. "1llq..Ih&~
bl senIle Lender't ea'dr8st. as .hDWn ""r CIIe begtnnlng of Ihfs MDrflfagG. FDr nollclt pUrpDHI. Gnlnfof Igniea 10 !cuP lender 'nformlllf II .rr lImllS
01 Grlnlor'sctmtfll.ddrlss.
MISCELLANEOUS PROVISIONS. Thlllallowlng mbclf!llItDUIllrovIsIDns 're a .pert oIlhII MortoaDr.
Amendmenl.. ThIs MorICllgl,lcQtll'l8l' wUh IIIJ Relala Documents. conslllulnlhll enlIrII VIlderllandlnO anclegrvemellJ ollhll plrll8i'u 10 Ihll
malllll'll" IDrlh In this MDI1gq" No .61"b_OR!II or ",,","alnllnl-ID lhls MDrlgBGB BheII b. e1Jeolflrt IInluo given In wrlllnllend $lgned bV IhI
lllrly or perlfn SO(IIfhIIo bI d\8Jpd or fJGund by IItslf(e(8l1on or arnalldmlln'.
Appl!c.ble I.tw. Thle MDrllege Ita been dellVef.d to Lender IIId accepled by t..ndtr .n !he CommonwlIl\h 01 !lenns)'lv,n'e. Thl'
Mortgage !lhall be govern" by and nnskUed In "conlan" wllh Iha ,... of the ComlnCJnWH111I or PeMa)'hranll.
CllpUon Hudlngs. CepUllf'l hllllifngs In IhIs MorIgall'lll'Cl for colIY8n1anDIllurpGSU onl1.nd llfI nollo b. used 10 Inl&rpr8l or dllne Ihe
provlslonlDf IhlS Mor1glge.
Marlier. Thllrll sha. be no merger Dr Ihllnleresl or eslllllr llr&llld by Ihls Morl;8Q1 w1lh Iny olhar Inl.esl or oslll,ln 'he Property II In)' limo
heldbV or lor lhe bene!ll 01 Lsnder In Inv ceplCla"wI1hDUI Ihlwrlllenconsenl DIlen der.
MuJ"p'~ P.,IItls. All cbIlQslhw of Gr8llhlt l/IldIt lltls ~!halI be JdnJ ami $8V8l'al, W alI!S1MtflC9J 10 GranlOT J.hBJ mElI1l8.llCh elld
IVllry Grenlor. This means lhal each 01 IItII pelSClfll stgnlno beloW II responsible lor all obllQ8l111lllln 11'111 Mor1gagl.
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Plge 6
Severlblnly. II a courl 01 campalenl IUrlsdlcDon I!ndI Iny provision 01 IIlII MotIgage 10 tie Invafcl or ......nlorceabll u 10 any pIf'IOIIlIII"
c1rcum',IInc:.. such AndIng illlll nol r.nde1lhll prov\Ifon Invllld II' UIIInlan:aeb18 u to an, Gt'* pwaon. ar cWcvR'llIlI'lCllll. II ....d.lII..lftY'tuCh
Olfendlng,provlsl, on'lhIII,bB d&8med II be m, 'oclIllId 10 be wlthln IIlIlImll. of t.nIOI'D8iIdIlyot VIIIdlIr. h~11I1M oIIandklll provIIlon CIMOlb8
10 modllllld. ~ stiall;blllllckan Ind aM olher provl5lan. ollllls MorIgIallln II oltlBtrtlpllGtllhllll1lnWn VllclIIId enlarr:eablll.
SUcceNOil,ll/ld .Igns. SI/I)j&c:IIo Ih8 dmltallons ltallld In IHI Mortgage on ItInsflr 01 GtanIar'I tntnst" lhII MOItgage .WIlI bIIllIng upon
"Ind In... ID UtI, belItII 011.,. plllllls. lhill hm.l*1onaIrepraanllllvn. IUCC8SIlIl'Ilnd uslgaJ. H OWllllfShIp of Ihll PtoJeIIW' IIacoma WIIlNiI
In I plllDft 0I1ler J!-n Bra., Lilli., wllhOut nollclllo Grlnlar. ma, dill with Br8nIOt's sw:cesson wIUt IlllreflllIla IhJr, Martaa;. Ind IhI
Indlbladnlu b, WAy af~ 10Itl!BWD or nIlInsIon wlIhau1 r8lllllng GrIlliot' Irom Ihl Clblgallans 01 ItlII MartQiQf or II8bIItt IIlldIr Ih8
IndRlMlnllL
TIm.lllorltleEueftce. UlMls oJ IhI 1llII1IlCe1ll1hl palformI,.. 01 IhIs Mor1g.Ige.
WIlven and CorIa:cnll. Lena. ahd noI-bll cIaIIMd 10 hl"...".d IfI)' r1ghll under tl1lI MotIgIP (CIf' IlIIIIIIr Iha R*IItd Documents) unllll
such w..IlIn'~ lftlI-Slgned by Lendw. No ct_ 01 omIuIon on !he _pari 01 Landet In uarolIInt anr rtghl thahpll'till.. I WIIvIr Clf
won r1ah1 <<UlY:olhlr rIghI. A ~rby any pBrIiI or a pmvIsIon or 11111,~1M1g&p UId ~ canslllue. a __ aI or praJucIIIIe \hi P8IttII\gtlI
llItlllFWlU,lD, da/n8riilllrlcl_ aDJhP~ with IhIIl pIGIItalon ar Iny oIhBf' ptDlIIaIon. No prIllt...., _VlMldelr, nor...., COUfII 01 dMIng ~
LaRd. .nd Branlll'i 1M' _COflIllu" . WlIivBr or any 01 LI"'I flghll or an, at Granlar'a d:l1fgaUcIns &I ID ... Man nnallDhnt. W/IMIwW
CGNl8n1 by LePCler Is raqulrlld'ln I"" ~adgagll, 1111 O/'In~na DI suon canHIII bV I.IndlIIln any !nItll"llhd nDI COIIIUluIll canffnL*llr GDRIInllo
lublequanllnSllIlO8l wherelUCh consant I:S rtqWld.
~CH GRANTOR ACKNOWLEDGES HAVING REAO ALL THE PROVISIONS OF naB MORTGAGe', AND EAaI GRANTOR AGRft8 TO ITS
TERMS.
GRANTOR:
x" -~ _I' J IUlli
19 e.' Vonaldf...
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11II1 1;.' anucfltetl '.
x.'- - .L
_alee E. Vanudlllln
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iii. Vanlldlen
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SIfl/led, acknowlecflect and doflveted In fRo pt.sente of:
X~ &. ~ I' L,..,L...
X o._~ ~
WilMa
CERTIFICATE OF RESIDENCE
I t\ateby ~.lhll Ihl precIsq addresa 01 11111 morIQOoII. Fermers Trust Compenv. herein II 85 laMows:
One We" tUgh !Irollll, ClJlllale, PI. 17013
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AII_,,<<AlI 111I'1.1....11I"'.
IVIDUAL ACKNOWLEDGMENT
STATE OF
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,,~'~ComInim-.~tMyte.19!lE1
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03/20/00
KEYSTONE COLLECTIONS
HON 12:16 FAX 570 628 9231
. .
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., .
EQUITY LINE AGREEMENT AND DISCLOSURE
_111
.prl/lClfHll
$1 000.00
~fWlIfICeIS"lhI shlo.d..... _ b LIIrws.A uY .fIId do ngI r.n....
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90rr0Wet! 1M IE. 'I........ .... Lee I. ~ s.. IE
V......... .... -'IfI. s.r.1. ".........
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CREDIT LIMIT: SlS,OOO.OO D__ 01 Agreement: _._ 5. .m
InlrDdl.dod. TIQ, 1!C1"'- LI" AQl'ttI'llM'll MtI D~ r_......, oa-re l'W .... '" 0_ 11"- "010I "'"-.. ~ ... -a.. ..-.. ~
.,.... W:VOUU" JftIfttd TIIIII~. ....... ~ lie ~ "Ik;wrOIMr............"rN:*GruWol:MlI.~.......... 8110....,
~ -'!II I9IJ ....~...... ~... ~n "......,...... 1... '110'......... .: ANI ,.......... li.-lfWI TIUII Cclftwnr.
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e_...............Il)t.MIl _ .,.~ \Il'lICW......... CI' undIr ..............~ MWW.... 0IdfU"W. vw:1Il!II....".,
o.t I.JJW IaDJI.... 10 .... IN~ ....""'... IIgrPlo -.. ......... - -........ .... ......., ... ....., ... ... ..
........- ............. eM,......... on. 01 >>- till,.,...................... ""MIlllII. _...._~ ..--.... till MI'
01...... EIth..,..,......".............. iii Iilla. ., .................... .1CAlMI,_.......... .. . II
............ .......,.. C*'Y Old DII...... .............. w.~.......,.... "-._-+- 11:.11_ '"'" IIH....................
~""""""""'!IMIIe.
f..... 1,- ....lItlll.,.,... 01Gll...... bilOIIn dlPle'" illN~ ~ ....."...~lIftII_......tJJOlI' 0tcM..,.
. ""*"'" AI ~. ~ IMI uIIdII VW AgI---' tI fIQl..... _ ~ 11:I" pepNnI pr..... ___. .. '" dW tftd ~ qMlf"
IIrI'lftdDn. 'I.. tJw.. p.tJOd 01 your 0101........'...".011 . -.... .... er,e-o u....... .....,.". ~,br .......
Ct.- 4._MlIIlifll~......... ....._,;1..,.,. to Cft'4r.........~_~fW,...pI II.,...,...""*- rI
fI(IfIAnC~Ian.."d p.,mtIIIIlO". rI our ....~......,."...IdoIII:',.,._0I"'&:IlM8IlCI,., ........,-'"""'~
........... VW....,.....~..,..,...dIIIlf'I'" 1*'llllI1'lith~
~Pt1.... .yDlll.....~........ ....~tlA. ~rI,... ......1tJ*a....... btICM ,,'ICO.DO. ~
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MIIRIal ZClUO'dJClUl'--"~ .......
'tCMIJ"""_~" ~.. RIOiM.......... PIA q --.,.,,... M..... "'............ 1ft..... ......1.... CItdI '-- ~....
...,IOOCD.rovewRIIIDIJ',......C'~ "
4~-' "'___~AGE RAtlCP~.....De,...,IIOe~...........--........---.
.... M'" 01...,....... ~.......". ~ WIIM,......,..."................ -.. -... ~....... ~
. balal'lflt. If...~......'f'..,.,...~......... 1.1 w....,....,..__~.........wu...... ~)EKa..,..
MIiIU& I'IACPITACE.AATI!~... ...c.............,.,...........,......,..,........... .......,...,.....,.. M
1flQfIlMd., an.mwnI ,.... tit CCJIlWI' ......... f'IIWCE. CIIAAGQ. Yat..- tal IJ*I-............,... Plrr..- 011".......
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lol'....c:MrUB &ftdI..~ tb)afI'f''''''''' ........,.... O...~ Ie) ...,....,IMM "'and~ ~ pi........ leU
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. RtctfpI'DI P...-m.. _,..,..,... lftUII _ INde by. cr.ct. I'I'IIMt .... ....., ~ .. U.$. lIIIWIud""" ~ ID la. ,..
....._ ~ sMwn 01'1 tour ~~.......... ,.,.,.,..,........ .....",.... $,................ I~ P.M.) 11II'I'"
~dIy"'''~ ID~ OdLlfllt .flI"'_~ ..._,..,....__~....~..NCftdIlM
ptoniptr)o.,.,trlOll,lM.bd~""'"__Il:rIlP.._dt~........... ~.
0_ L""'- Tht...... CVlIft . ......1ol"lI 01 CI'WdlI tor f-.. j~ I marlllO DliIIIn as,5JIDQ* ~ ..lie wau 'CrtdII W
~ IIKAtJ..... Dln'I...O",..... .._JWIl'IIIQUIIIIIDr~--............ --- ..~......
Yae IN, barrow ~ ftIe 0... LInI...,."" ~ 01,.. 4""OU"I........ I'd......... up.lN....... ~.... CttdI..-. 'tow 0..-
1.1171I1 d.... ~....,.. rou"'.... ~............. Y"O&I.... f'IlIItCI........... 01'...,.."........ N......
vour o.cM ~~......ra Mc:wd yaur Crtdltl.ft. Vw 0.-1.......... 0. ~..............I'V 0.. LN ~ "
JOIII.~ WOUf CfdL.... rw",1O '.,.,--...............IIf~,. o..a..~_-.c-Oa4I1I\.IIIIIII....i_,...
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c......... to 'our Crd..............cIWII' II>> OC4I.......,.. lIB............. ~..........,,., .............. lW.
\lrtdlr _~. 1n..........IllII'.... rourc.......--- .....-~ ................-~III..........,
WId 'lISiI'....~... CI' as ~.. _....... ......., Mu\AI CIIII'....ttwp..... 04dII L-.tDPllflttCllllll ar......1a pgiIId
III"""" PIII'~;""" WI....~ """'ClCIUIVl' .....-1N:lII*.,~...............lIIan...........,.,~...
on)'Oll ~ . -,ou dD 1laI", _ ~ .........., "*81 VDUJ 0.-...........,................. ",.,.....,..~.
'rOUI' c._ llN .. bt . cr.- ~ PIlI .. _.. .......... "lil'If. ~ IItlI CtcJII...... .......,. -... .., ........ liD
pOI/!dtP'f'dl'*a.............,..,....... ~
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I.. Wn6", . pi....... 'MaIM EQ&.I'r u.... ~ O. ChKII" Nt.,.- ~Io"", .
Ib}~, oadII.....~ .omya:r 0_ ~ Ia lie....... II) yCU.............. '" ~ ............... dO...-.:
~1J1IOt 1be~.,oI........~and ...............................0I'_...0UI1lI1IIJ'
k1ephDN ~... 1Mh,dn1 .. tr........ Illf' .-- -_&...4 ...... ........ .... ... .... ... &a..4IJo. . ...... II .. ,
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l'IWrdll"Oic~on)'Wl CSKagnI~.:nect....~..anIolSIftuc:8MoIb........~~IftIM~
.dJ hrtQ~lI~.~I8OYa~ 1ft l*~ al an)'ollilUl'..uDlIlftZKt~toons.
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03/20/00 BON 12:16 FAX 570 628 9231
KEYSTONE COLLECTIONS
.
, ,
.
EQUITY LINE AGREEMENT AND DISCLOSURE
IConunued)
P=;= 2
--
-
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.181 ~l'IQ.".clI",pc.a1"'w
. 1"".11 IIIlN I't.I.QAltP9f1,Qn a"lhcltoDdI~ V"A UIoI CrtOl &,,/lt~0WlI. "",a!l'..tlGIJoo.. YI ~ """~ sue"__ car.. at rou ~
"'''lXID.-JI IMIaS 10 I,. oPW. .
Llmlr.oan.an 1M Ute 01 tbN EQUlf1 UM at Cr.-r o.c:a. 'II.,....,.. In.. not 10 bOf'Gf'..... ~qoA \.111I' ~ 00141 ~11f11!11 ~
Cll'CllflKlal'lOM: .
1'>>YDur ClMdLarnd"" been Of..OlMt M .~by ~ro"O tl'It ~ E-'Y LIft4t tJlO<<II CIW:L
(II) YOII' MmME'o...., I".I~ DI'ONt c... tI~ II. ~'"' ~ tq....., L.,",,*d c... Chtc;lo "pM and .a,...,..." ~
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,., 'tfllll0.d4 UfIII flU bR""nwllIildOl ~....~ 1l'I_~Cltc:ovtdw ....JQd Ihe....EQlatrUo'ltwlO_
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-00661 P
f
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
M & T BANK CORPORATION
VS
FIRST UNION NATIONAL BANK
BRIAN BARRICK
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
FIRST UNION NATIONAL BANK
the
DEFENDANT
at 0013:04 HOURS, on the 5th day of February, 2001
at 604 E HIGH ST
CARLISLE, PA 17013
by handing to
CHRISTY HEWLETT (ADULT IN
CHARGE)
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
3.10
.00
10.00
.00
31.10
So ;:;~~
R. Thomas Kline
Sworn and Subscribed to before By:
me this j;L,re.. day of
J:q ".." I A.D.
n {1 ~~
rothonotary ,
"',-~'""""'" ,~~
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LINTON, DISTASIO, ADAMS & KAUFFMAN, P.C.
By: Anthony R. Distasio, Esquire
Attorney ID# 46890
1720 Mineral Spring Road, P.O. Box 461
Reading, PA 19603-6461
(610)374-7320
M&T BANK CORPORATION,
successors by merger with
Keystone Financial Bank, N .A.,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: CML ACTION - LAW
: CML TERM 2001-661
vs.
FIRST UNION NATIONAL BANK,
Defendant
ANSWER TO COMPLAINT
AND NOW, comes First Union National Bank, Defendant, by and through is attorneys,
Linton, Distasio, Adams & Kauffman, P.C. and Anthony R. Distasio, and in support of its Answer To
Plaintiffs Complaint, states as follows:
1. Admitted.
2. Denied. The correct address for Defendant First Union National Bank is 640 Hamilton
Street ,PA 7053, Allentown, Lehigh County, Pennsylvauia, 18101.
3. Admitted.
4. Admitted in part. Denied in part. It is admitted that First Union National Bank was
second in priority. The remaining allegations of Paragraph 4 of Plaintiffs Complaint are denied as
conclusions of law to which no response is necessary.
5. Denied. Answering Defendant has no knowledge or means of ascertaining the truth or
falsity of the allegations contained in Averment 5 of Plaintiffs Complaint and therefor the allegations
of default are denied and proof of same is demanded.
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6.
Admitted in part. Denied in part. It is admitted that Defendant has not made payments
of installments of principal and interest. It is denied that a demand for installments of principal and
interest was ever made by Plaintiff.
7. Denied. The allegations of Paragraph 7 of Plaintiff's Complaint are denied as
conclusions of law to which no response is necessary.
8. Denied. Answering Defendant has no knowledge or means of ascertaining the truth or
falsity of the allegations contained in Averment 8 of Plaintiff's Complaint and therefor the allegations
of default are denied and proof of same is demanded.
9. Denied. Answering Defendant has no knowledge or means of ascertaining the truth or
falsity of the allegations contained in Averment 9 of Plaintiff's Complaint and therefor the allegations
of default are denied and proof of same is demanded.
WHEREFORE, Defendant requests that this Honorable Court dismiss Plaintiff's Complaint
aud find in favor of the Defendant and for such other and further relief as the Court deems just and
proper under the circumstances.
LINTON, DISTASIO, ADAMS & KAUFFMAN, P.C,
BY.A nJ+
An ony Distasio, Esquire
Attorneys for Plaintiff
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VERIFICATION
1, JOHN NALESNIK, hereby verify that 1 am the Vice President of FIRST UNION
NATIONAL BANK, that I am authorized to make this verification on its behalf and that the facts set
forth in the within Instrument are true and correct to the best of my knowledge, information and belief
and that the same are made subject to the penalties of 18 Pa. C.S.A. Section 4904 relating to unsworn
falsification to authorities.
Dated:~~RI aor..I
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M&T BANK CORPORATION,
successors by merger with
Keystone Financial Bank, N .A.,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: CML ACTION - LAW
: CML TERM 2001-661
vs.
FIRST UNION NATIONAL BANK,
Defendant
CERTIFICATE OF SERVICE OF
ANSWER TO COMPLAINT
I, SUSAN DONAHUE, PARALEGAL, LINTON, DISTASIO, ADAMS & KAUFFMAN,
P.C., hereby certify that on the 28th day of February, 2001, I served Defendant's Answer to
Plaintiff's Complaint in the above-captioned action upon counsel for the Plaintiff via United States
Mail, first class, postage prepaid at the following address:
William A. Duncan, Esquire
1 Irvine Row
Carlisle PA 17013
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