HomeMy WebLinkAbout03-1938MARK J. UDREN & ASSOCIATES
BY= Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
Vo
Michael A. Griva, Sr.
Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
: Cumberland County
'NO.
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COD-RT. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYERS REFERRAL SERVICE
-Cumberland CoUnty Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda ¥ la
notificacion. Hace falta ascentar una Comparencia escrita o en
persona o con un abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso o
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dinero o sus propiedades u otros
derechos importantes para usted.
LLEVE ESTA DEMANDA A UNABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO
O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless You notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, upon your written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARK J. UDREN
/s/Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: First United Mortgage Services, Inc.
Assignments of RecOrd ~o: National City Mortgage Co.
Recording Date: 12/03/96 Book: 536 Page: 80
2. Defendant(s) is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant(s) the sum appearing on said Mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness. Said Mortgage is incorporated herein by
reference in accordance with Pa.R.C.P. 1019
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 112 South Enola Drive
MUNICIPALITY/TOWNSHIP/BOROUGH: East Pennsboro Township
COUNTY: Cumberland
DATE EXECUTED: 11/25/96
DATE RECORDED: 12/03/96 BOOK: 1354 PAGE: 766
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
said Mortgage itemized below, shall be immediately due.
5. After demand, the Defendant(s) continues to fail or
refuses to comply with the terms of the Mortgage as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
(b)
by failing or refusing to pay other charges, if any,
indicated below.
6. The following amounts are due on the said Mortgage as of
04/25/03:
Principal of debt due
Unpaid Interest at 7.875%
from 10/01/02
to 4/25/03
(the per diem interest accruing on
this debt is $15.38 and that sum
should be added each day after
04/25/03)
Title Report
Court Costs (anticipated, excluding
Sheriff,s Sale costs)
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $121.36 and that sum should
be added on the first of each
month after 04/25/03)
Late Charges
(monthly late charge of $27.52
should be added in accordance
with the terms of the note
each month after 04/25/03)
Other Fees
Corporate Advance
Attorneys Fees (anticipated and actual
to 5% of principal)
TOTAL
$71,265.60
3,167.40
250.00
280.00
490.96
55.04
34.38
433.33
3,563.28
$79,539.99
7. The attorney,s fee set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
in the event of a third party purchaser at Sheriff's Sale. If the
mortgage is reinstated prior to the sale, reasonable attorney,s
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
8. The combined notice specified by the Pennsylvania
Homeowner.s Emergency Mortgage Assistance Program, Act 91 of 1983
and Notice of Intention to Foreclose under Act 6 of 1974 has been
sent to each defendant, via certified and regular mail, in
accordance with the requirements of those acts, on the date
appearing on the copy attached hereto as Exhibit "A", and made part
hereof, and defendant(s) have failed to proceed within the time
limits, or have been determined ineligible, or Plaintiff has not
been notified in a timely manner of Defendant(s) eligibility.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $79,539.99 plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortgaged premises.
Attorney I
.D. No. 04302
ALL THAT CERTAIN TRACT OR. PARCEL OF LAND SITUATE IN THE VILLAGE OF ENOLA, EAST
PENNSBORO TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, WITH IMPROVEMENTS THEREON
ERECTED, BOUNDED AND DESCRIBED IN ACCORDANCE WITH A SURVEY BY ERNEST J. WALKER,
PROFESSIONAL ENGINEER, DATED MAY 5, 1975, AS FOLLOWS:
BEGINNING AT A POINT ON THE EASTERLY LINE OF SOUTH ENOLA DRIVE, WHICH POINT IS 35
FEET NORTH oF THE NORTHEASTERLY CORNER OF HIGHLAND ~TREET AND SOUTH ENOLA DRIVE AND
AT PROPERTY-'NOW OK LATE OF-HA/~VEY ~. WITTLE; THENCE.ALONG THE' EASTERLY LINE OF
SOUTH ENOLA DRIVE, NORTH 5 DEGREES EAST, 25 FEET TO A POINT AT PROPERTY NO. 110
SOUTH ENOLA DRIVE~ THENCE ALONG SAM~, SOUTH 85 DEGREES EAST, 125 FEET TO A POINT ON
THE WESTERLy LINE OF FIRST ALLEY~ THENCE ALONG SAME, SOUTH 05 DEGREES WEST, 25 FEET
TO A POINT AT PROPERTY NO. 114 SOUTH ENOLA DRIVE~ THENCE ALONG THE SAME AND THROUGH
A PARTY WALL, NORTH 85 DEGREES WEST, 125 FEET TO A POINT, THE PLACE OF BEGINNING.
HAVING THEREON ERECTED A TWO STORY BRICK AND FRAME DWELLING KNOWN AS 112 SOUTH
ENOLA DRIVE, ENOLA, PENNSYLVANIA.
URDER. AND SUBJECT, NEVERTHELESS, TO EASEMENTS, RESTRICTIONS, RESERVATIONS,
CONDITIONS AND RIGHTS OF WAY OF RECORD OR VISIBLE UNDER INSPECTION OF PREMISES.
v gage
March 10, 2003
Michael A Griva Sr
112 S Enola Dr
Enola PA 17025
National City Mortgage Co.
3232 Newmafl~ Drive · Miamisburg, Ohio 45342
Telephone (937) 910-1200
Mailing Address:
P.O. Box 1820
Dayton, Ohio 45401-1820
Loan No. 091748-2
Current Servicer: National City Mortgage
HOW TO CURE YOUR MORTC4%GE DEFAULT (Bring it up to date).
~IATURE OF ~ DEFAULT-- The MORTGAGE debt held by the above lender on
your property located at:
112 S Enola Dr
Enola PA 17025
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s)
11/01/2002 - 03/01/2003
and the following amount(s) are now past due:
Monthly Payments 3 422 95
Corporate Fees ' '
Other Fees 433.33
Less Suspense Balance 25.72
.00-
Total Due 3,882.00
YOUHAVE FAILED TO TAKE THE FOLLOWING ACTION
(Do not use if not applicable):
HOW TO CURE THE DEFAULT - You may cure the default within thirty (3 0) days
HOW TO CURE THE DEFAULT
of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE
LENDER, WHICH IS $ 3,882.00, PLUS ANY MORTGAGE PAYMENTS AND LATE C~_ARGES
WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD.
Pa__~ents must be made either__~ cash, cashier,s check, certified check
or money_ order made_p_~able and sent to:
National City Mortgage
Attn: Customer Counseling Department
3232 Newmark Dr.
Miamisburg, OH 45342
You can cure any other default by taking the following action withkn
THIRTY (30) DAYS of the date of this letter:(Do not use if not appkicable)
DR672 FT8
Page 1 - ACT 91 NOTICE
OCT. 17. 2002
:
10:35AM
NATIONAL CITY N0.1219
#
....................... FORECLOSUR___E
ACT 91 NOTICE
YAK E...:A CTI O N..TO. 'SAVE
YOUR HOME FROM
This is an official notice that t ' -'
lerld.er Intends .,,.= ....._the m.o. rtgage on you home is in default, and the
prov,ded in the~t~a~'~°~ae~ns~eclflo Information ~'bout the
._ ~_.., nature of the default
· -'- ",, u he ~~wwith the Counsella~0 E. ke '.s_
· - ~ v . sto S O
' trso s Wi n sin ma' , e ' 1'800-342-2397.
This Notice contalns.impo~ant.legal informati6n, If ~ou have an ue
. sentatives at the Consumer Cr
. . P you find a la~. ~. ur area. The local bar association
~ "OT~CAC~ON EN ADJU
DERECHO A CO NTO ES DE SUMA IMP ' '
' CONTENiDn n, ~~.R VIVIENDO EN SU CA ORTA~CI~
NANCE AG · · ESTA AGE .. C ON
ENC~ SIN CAR NCIA (PENN~YLVAN ' ' ' ....
SER ELEG~L · . ~8 AL NUMERO M ' _ IA HOUSING Fi-
. E PARA UN PREST ' ' · ~ClONADO ARRIBA.
AMO POR- n~,,,.. . . PUEDES
"HOMEOWNER,S EMERGEN EL P. ,~n~ ~MADO
, PUE~.~A~y CY MORTGAG
DERECHO A REDIMIR
' HOMEOWNER,8 EMERGE ' · '
- Y I NCY MORTGAGE ASSIS '
' NO, 1219 .
! : IF YOU COMPLy WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT
EMERGENCy MORT O.F_ :1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR
GAGE ASSISTANCE:
· - IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR.
CONTROL. ·
· IF. YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND.
. · i1=. YOU MEET OTHER EiLIGIBILIT
BY THE PENNSY Y REQUIREMENTS EST
LVANIA HOU k~r~ =:,,,,,,, ..... ABLISHED
.................. S[.,,~ '-'""~flu~ AGE___~NCY.
~os _ : " ' : '-
arY stay of foreclosure on "o ...... URE. Under the Act, you-~re e'ntitl : : ....
Dunng that time o !~, ~. mortgage to'r thirty 1'30~ d~,,,c ~-- .~-- -~ - ecl_to a tempo-
co--- . y u must arranne and ,,~---~ - _'_. ,_ "~'~.-,,~,', t,!~ aais of this Notic
· nsumer creclit counseiln,, .,..::~--,_ . ~,,~..u ~= ~face-to-face- meetln,', wI~, ....... e.
u Q~<,nc~es listecl at the,.,~ ,~.;,. i,,_,,__ ~..'.~_' _~_~? or [ne
._ ' end .., ..o -~uuGe. · j_~
C i
.... ~AYs. IF vr~ ~ D~
-' . . '~ -. W . . I' ~'~UB'MORTGAGE.' UP TODATE~_
..... ' ~: I.f. you .m._eet with one of the con- '
~c~lon against.You fo't thirty ~;3o~ d :~-:~.t~ ~'.d ~ ~.h. ls. '.notice; t.he-le.nder ma NOT tak
'~~ endof this Notice. It is n y necessary
· . . . -',,,,~..Adwse your lender imm..~;..+"i;T .... O .I . . tO.
· "-,,~--~,~u[ your In~entions.
- YO~Jr~Or~age ls in default for the
nature of Your default). If you l~a've tried and are u.nable to'resolve this problem with.the
~. ~u,~)w, ng pages'ro~ specif~ Information about
- the
lender;, you have the right to apply for financial essistanoe from the Homeowner's Erner-
genoy Mortgage Assistance P'rbgram. To do so, ~ou mu.~'t fill out, sfgn and file a completed
Homeowner,s Emergency Assistance Program Application .w{th one of the designated
consumer credit. °ounseling':agehol6s listed 'at the end of this Notice. Only.; onsumer credit
' coUnseling'agenbies.have a lic'
· tingacom let . . . PP at~on.s for the ~
~, ,~,.,.....P. · apphcat~on to.tk.. ,~__ . .. p:ogram and they will assi.~t v,~, ~ ..,.~._:.
,-,vol ce fll dn,- ,.;....,__; . '~ ~-~nr~sylvar~ia Hn~ol..,.. m_ __
e_ v.j~u~~ . ~'~"' rlrla ' . .
· . . ,nary, ecl within thidv ~3 ~ t~ nr..e Agency, Your ap hcatlon
, ~ 0/days-of your face-'th-face meeting,p
YOU J~!~FILE YOUR APPLICATION PROMPTi~Y.'IF'YOU FAIL TO
YOU DO NOT FOLLOW THE
FORECLO ' OTHER TIME p . DO SO OR I1=
SURE MAY PROC ERIODS SET FORTH I
APPLICATION . RED AGAINST YOU" . ~__. N THIS LETTER,
· FOR MORT~IAGE AS-~I_~'r R HOME_IMMEDiATELY AND YOU
----TANCE WILL BE DENIED. R
~-' AVailable ~nds T(~' eh3er{lency mortgage assistance are very lir~ited.
They, Will be .disbursed by the A~ency under the eligliSility briteria established by'the ,Act.
' OiZ1;: 1'7, 2002 10'35AM' NATIONAL CITY
NO. 1219 F. 4
: The I~ennsylvanla Housing F~nance Agency has sixty.(60) days to make a c{ecision after it
, receives your appfica~on. During that time, no foreclosure proceedings will be pursued
against you if you have met. the time re uire
directly ·
, by the Pennsylvania Ho q ~ents set forth above. You will b ' ·.
" using Finance A.~encv ,,, ~+.- -~ ..... · rlotlfied
· o x -,, ,~ u~CmlOn on your application.
" NOTE."IF YOU ARE CURRENTL ' .
' BA_N_KRuPTC¥, THE'FO' ¥ PR0_I'_ECTED BYTHE FILING
PIJRPO$ . . M, OWING PART O · OF. A PETITION IN
---~,.,~ u=~r. O'-'-'"-'~;n"u A~ AN ATTEMPT TO
, (If You have filed bankruptcy, you can still appl~, for Emergency Mortgage AssistanCe.)
· ; -..~- ............ -- If yo.u do. not cure the default
of this flebt
· in monthly installments. If full payment ofthe total amount past-due is not made
mortgage e~--. --.
within THIRTY (30) DAYS., the lender also intends to Instruct its attorneys to start legal
· .pa, y off the mortgag t I e e_ mortgaged property will be' sold by
' u, u me (3 · ' ,, ,uur refer.s your case to its attorneys,, but
, still be required to'pay the reasonhble*attorney, s.fees th~:t were a~tualty.irmur~.ed, up to
.' : elinquency before the lender begrns I~gal proceedings against you, you will
$$0.0o. However, if legal proSeedings are started against yob,
reasonable'attomey~.~.fees a'ctu~lly incurred"b~; the lehder even you will have to pay all
" i~ they exceed $50.00.
I
; ~lBLF .~. ' ' ' '
' that'such a H F~ ' '
' Sheriff's SaJe of +~- ...... _~ · - [t Is estim.ated that the earliest
__.~_____~ m. ately, 'FOUR(4~ months fr;'~ '"ur~gageu prope~y could be'held would be approx,-
m. the date of this Notice.- ~. noti '
, "defauE wllr r~-~-~"_-_"'_~.~-~'-~-.~_°~.You betore th ~ - ._., . ce of the actual date ~fJ~be
' r--,*, .:._ 71, ,,,ur~ase the Ion~3'er"d~,;, ,.;.'.-. "~' Lale....Of..e0.Urs_e, _the amo,,~+ ,,~...~--:, ....
P Yment or aui'{o · . .. .u may tin.d out at-an' '
, n W,l{ be by contact}rig' II~e lender Y t~me exactly what,'he
Any attorney, s fees wl" '- · - ' ·
include ~the , .De e, ocled tolthe amount ou .
Y__~u ~';,,--;r?as°nable 'cbsts. Evou &,,,,,, ,'fi~'~,~L' ~w~ t~e I~der, which ma also
· - u e u{ . ,~ u, I ' i .... - Y ' '
-- ,- no e ~~,,...,_,~u. j .- i -the~iR~(30} DAY~;~
· .. . ~ . , ' . · . - . . .
~DER ~;~"~Dl"- _ ~e lender mayaiso sue o
~~~m~ ~e ufi~e'~-' · ' ..... y u personally for
' ' . . . . r me ~gage. the unpaid
~ TO m~ ~. -E~ ....
the ~R TO'SHERIFF'S~_
' 'DAY pe~ed and fdre~osure Proceedings have begun,
"~ tha H - - · If you have not ~red
~?~ault ~qd Dr?_v~nt,t~ sale at any time up to
-~~ _,' o a~lna' the .tat-, ~-- -- ~- on~ hou~
"' ' .... .- - ~~~enu~d
~ale as specified
lng you~'d~E, ln thc'ma ~ · i u
the ~~__.~_ n~~. wll~store ·
· ~-'""~'* as ~[ OU ~ ~ur-'..
· Y ~aa ~ever defaulted · ' ~o~ mo~ga~e to
OCT. 17
" - - .... : National City Mortgage
isb
'" ~: CO.LLECTJONS DEPT.Eff~U~: (937) 910-4058
1' .
~ERIF~"S SALE. - You should realize 'that' a Sheriff's Sale will end your
OWnership of the mortgaged ro
property after the S~,,..,~- ,~ P. pe.rty a.nd your right to occupy it. If you continue'to live in the
',~,,,, u oale, a lawsuit to rems)ye you and your furnlshing and other
belongings, could be started by the lender at any time..
..... ~'~'.Y'ror-~ransfere, wrto ~t~b~e.._ab~l_e?.o sell .or tr er '
ded that all the .....
outstanding payments, charges and attorney's fees and costs are paid prior to o'r at the
sa~e and that the other requirements of the mortgage ~re.satisfied. For additional inforrna-
tiOn please contact the COllection Dept.
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF
THIS DEBT.-
TO HAVE THIS DEFAULT cURED BY AN;Y THIRD' P/~Rj'y ACTINe ON YOUR
HALF. - "'
TO HAVE THE MORTeAG~ RESTORED TO THE SAME POSITION AS IF NO DE-
FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT, (HOWEVER, YOU DO NOT
H.AYE_ THi~ R_IGh'T TQCURE Y-QU~
CALENDAR YEAR.)
TO ASSERT THE NOI~EX:lSTENCE OF DEFAULT IN ANY FORECLOSURE.PRO.
CEEDING OR ANY OTHER LAWSUIT INSTITUTED'UNDER THE MORTGAGE
DOCUMENTS...
· TO.. ASSERT ANY OTHER OEF'ENSE You 'BELIEVE YOU' MAY HAVE T~ SUCH
ACTION BY THE LENDER,
TO SEEK PRO-iiEcTiON UNDER THE FBDERAL BANKRUPTCY LAW.
,/
i..,O( T. 17, 2002
I
I
i
:
IO:36AM
NAT I ONAL C [ TY '
" NO, 1219
APPENDIX c .
PENNSYLVANIA HOUSING FINANCE AGENCY
HOMEOWNER,S EMERGENCY MORTGAGE ASSISTANCE PROGRAM "
- CONSUMER CREDIT COUNSELING AGENCIES
Indla~la Co. Communl~/Action
Program CCC,~ of Lehigh Va~ey
627 Waler S~met, Box ! 87 3~71 Crescent. COVrt East
· ~iana PA 15701 * Whhehall PA 18052
[724) 4eS-2S~ .... . .. (610) 321-4011'*0r a00-2~0-2733 (ei4)
FAX (724) ~es-s113 . o~/ . . ·
FAX (0~o) a2i:S03~
COOS oi Western PA Credit Cou~selorl of ~A
'2000 Llnglee~oW~Road 401 W~
~u~ PA 1~0~ Pi~sb~b. PA
~1~ S41-17~ . (412) ~S.j9~ ot
FAX ~1 ~ ~1 ~070 1 (~)
F~an~ ~ufl~flng . , F~ (412) ~3
.... 31 Woet ~ ~[ree( ~~ .'
(412) ~1-1~6
FAX (412)
A~ms ~n~ Housing AuthoH~
1~-1~ Ca~le St
~17) 8~-1518 ~71 ~ird Strut Y a, lac.
F~ (71~ ~4-a326
, ~a~r, PA
' ~) ~44~
· . .
F~ (4~a) 4~-2e3s
? '~4(~..! Wood Street Suite
· ~h,. ~-~'~
~ -. or 1(~0) 737.2933
4~ eth Av6nue, S~le 950
~burgh. PA I~219
(412) 391-l~5e or (412 28
~ ~ ) 1,210
~ (4I~1.~1~
' -~ov[hwes~
.',o .'."'
CC~ al W~m Peak.aais; I~
309 8~fleld ~t~
.
"L~) ~-1~
FaX (4~)
' U~n Le~ue Of ~uy h
Bldg. Far. E~
Mo~VaI~ UnemOlo ~
,120 E. 9~ Aven,.~ y Commfl(ee
~f~:: ' Z?~ ~O&O ' ' '~.
..~na PA 16~2
tel4) g44-8100 ~r (8T4) 944-5747
Mo~ Vadley Urtem~lov~ '
120 E. gib A .... : --- ~m~ttee
133 Se~n~
F~ ) ~9~
c~mt~ PA 1~37 '
CCCS of W~tem Pen~vaN~
F~ (814~ 944~74~
Ya~ne E~o~o
M~ G~ce Lane
(_814)
FAX (814) ~g-T6~g
S~emet PA 15501
(e~4) 4~-ge~e or ~-e~
F~ (614) 443-3690 452~148
?. 6
33 Walnul Street
Well.om, PA 16901
taT0) 734-S2S2
FAX (ST0) 734-5783
.931 Main
.. Hono~lale PA 1
(670)
FAX (570) 2S3.4517 '
'Acorn Hou~-~g Corpor:llon
~40 No~h Bm~[d Street
Phgadelphla. PA 19130
(215) 76~-1221
FAX (215) 705-I
(Rev, 6/,~
o! Woa~'~ pe~msvh/,m,,,
'.~fla PA 16~2
Weathe~ati~n ~flce
~n~t~oo, PA 1
W~is-at~e. PA 10702
{~O) 42~8960 or ~9~4537
F~ (570) 42~8981
1~1 S A~e~on. SL S~le 100
o) ~ze~330 or
FA~ (570) 273-1~g
T~V, PA 1~47 '
Ge~an SIr~l;
D~hore, pA 1g014
F~.~?0) 9~-0144
E~onomio Opponur~y Cabinet of
Sahuyll~t Count,
225. N. ~ntre.Srmet
Po~e, PA 17~I
Co~ ~ng ~r, ~c.
F~ (e10) ~.8243 ' ~ ....
[21~ ~4.7500
' ~.Ho~lng ~ewlc~ F~ ~15)
Everet~ PA laS37 . B~ ~ty Ho~ng Group, Inc,
~el~) e~129 14o E~t ~l~s~ Avenue
J0h~ PA I ~01 'CCOS of' De.wire Valley.
, P~laderphi~ PA 191~7
(21s) e~-2000
HAOE
107 Nregheny. Ave
PNla~e~ PA 19140
(~15) 426~0~S
.FAX (2~
~mv~e Oo~te
4006 $tmet Road
Tin.se PA 1~7
4~0 G~
~ls)
F~ (215)
Wh~. PA 1
(6~ 0) ~21~011 OR e ~0-2733
FAX (e10)
045 ~at~
~at~[e PA 193~
(688) 212.6741
61 ~971-22 f 0
F~ (610) ~6s~e~4
755 Yo~ Rd, Sufl~ 1 03
(a~ 5)
0CI". i? 2002, [0'36AM
207
- 590
FAX !4T2) 664,0873 '
Mon-~ajle¥ Unemplo ·
120 ~ a~ Av- Y d Comm;n~
(4~) 4~2-99~2 '~u
F~ (412)
Nou~ng Op~nl~; .
. ~ ~evemh S~e~ Inc.
~:~.~xg ~ -"
~ (4?) e~e73
NO. 1219 P. 7
e, PA 19140 '
.~ta~e Coqege, PA J680·
L814; ao-3eee ' ·
K~n ~m, PA 1934e CC~ o~ W~lem p~
(610) 444~82 21~A ~ll~e Pa~ Plaza
PAX [610) ~-~43 ~h~to~ PA I~S0~
' (814) 530~335
tung) S~48.
· g in(on Coun[lae .
' Commlaaf~ For Cornmun{ty A¢tlor
(ST~p) . . .
, Credit Couneelore of p ' 2138 LIn~ln 6tteat
~01 Wm:xJ et A 9~.8~. u.th:zel ab'eel -- ' · .P.hh..co.unci] For Community Adv P.O. Box 1320
· reel, Sufte 906 '?.~ca~. dlOUl'g [aA 18380 ' . . muu Nom~ 17Ih Sa'eat, SUite 600 Witllamlpo~l, PA 17703
· PtftSb
4 re'ah. PA ls2~2 (STo) "2d-~ge0 ---- '
FAX ($70) 4~Q-898t {J ~) 7803 FAX (570) 322,2197
FAX (412) &36.~6[i( 00).73Z-2933 - ~r eu0'O~JS37
' FAX (21Si 083.~4~ '
. 1631 $ Amerton St, S~e t00 CC, CS of
Slate · · Northeastern p
_ ___C"~ge, PA 16&01 Tabor Comfftuty I631 8 Athe A
-b'~Te~'$ ~-a666----~ 439 E k~ .... ly Senacee, In-, ....... rten St., Sul(e 100
............ t · eate L;OIII · PA
~_7 E, P_~ Reid . ' ~. rA 16702 ~mUnl Devel wwian18 ~1 P
, oon~ PA 1 ~602
~ (i(F~) 844q3100 . · FAX ($70} 8~8 1''''-~-°~g'"~'0359 46'~'"'''5'""a~rf L~'?-/--~'-~§Z7 '
FAXfNG ' "'a-'a'--[;ALL BEFORE .p~.~d~=om~ 81reet . ~'^x ($70) 3L~"~626
I -'~ ...... (570)'455.4994 HAZ .... (~1 ~ 7~4-~r~.~ PA 151~4
' r'mgrem '"'Y ,~o. AXING ,.' ......... L~. "~FORE '-'. ~*~ r-'-ztrr'Z-- ............... "3'1 W, Ma~-' n...e.~_rn
827 Water Strum, Box 10 (S7O; 83~.,4090 TUNKHANNoc'K ' ' .A~_ 6~'lqL~d"C)~a'(~f Ohealee ~.,~...ae~x_ ~7~-!re' *
Inalana A s,r.,. 7 - · ' ~728 EUaemont Ave~Oe ~.ilk_a~m're, PA 18 702
C~1~ ~aLW.~e.~e.m..PetlrtaY{va~a, In¢ (610) 67'4-14,4 ~AX CBT0)621-1715 GOO 92~ 9537
~d' · ,,~n& Iffe,,~a -. · · · .
(e14) g44-6 · VaJle. . ington Exe~eive Pa Su(
FAX '8 t00 ..: . _M~mhall auilqling ¥ ~.P~. qa4* .rk, tel'
' Johnamwn PA lea~~a~ne (. 14) g.44-$7e/ · . . L'~ea.E'_.~M .e-t~ SL, Su~e 215 .(_57.0.).887-9163 or~oo.~.,0537
L.,Y~omlng-Cllmen ,.,-, ' ' ear'S{ _~.[~e~ PAlO3a~ ~'AX (870)
· · ~ (8!4) 63e..16~)6 ~ommlzttiby vu ~.,omm For .... ,,,-,,~g-a __
, COOs of W~tem PA . Action (STEP ~45 C* t CouneeSng Inadk~e · f6~ 'r~°br%t~
2138 Uncoln 8treat o~ e~ GL
, ~.t8.A Cai/age Pe~ Plaza P.O Bo,~ Lane m
Johnelawn PA 1S904 . . 1328 Ooate.wi[le WIIRm
' ,,._. ~:- .Rlhoman bt, Suile ~ a,., ~~; - ~. ' Ga v,[,~?/ ,~5-50'~I---CALL BEFO F
800-452.0148 ?_~le Goneae PA Iea,~4 ,w .... %,~lv/ ~Ia~-4~1~, .......
(814) 23~-0'808 ..... v, 755 Ye-- - ($70)'83~.4090.T1~ f~'f~kNNOCK
,. I::A2( (6t4 238 ' m fid, ~ulle 103
· .215) 44 ' 94 ''
_Com. ' ""~ ~,.ommun;[7 Ac,on - 201' la. In s~h.,e~em PA ~2~.~.(.215) $$6-,344 1720 Hob.nd a~n,~~° n Center .
:.Cccs of ~o · +- z~ .
P.o. Box 389
135 We~t-4~h Street W~lflem~r~"l~,' '' ' · - Ede, PA le~:}:~-.-' . m
' Emporium, PA 15834 (l(F~x,0) 3~e-~67 177oa ~ · £81¢,1 413.8744 .'- ' · '~:
: ' (87o).36.2I 7 ..
: COCa' of Westen PA . Aeom Ho,,-,;-- -~* ._.. [e..~. A 1 GO0 t ~;om,"Wicle~- ty '
: ,,, -,., · · ....
Ph~ade/ N ~ . ve~ . Erie, PA 16~1
PA le~2 '
adelphla 'p ' · ~ o, PA 16510
ILml~) 944-9100 ; (;15) 3~4.7~A ~9141 ~X ~14) ~.l~m ~t4) age~ '
FAX (215) ~4~7~ ~ (al~) 898,120 .
In~a Co. Cd~uni~
- ,-, a(reet l~ana, PA 1~01 ' Farmll, PA 161~I ·
F~ (~0) e~4~ ............ · .
CeOs ~f Oolawa~ V COOS of Wes[om Pe~s va fnt~nns~anla, In.
Ills Mabel S~--- ~al[~ ~7 E. p(~E ~. ~ nl~, Inc. 20~ Ungleato~n
'~. au/to '~to~a PA 16602 Ha~urg, PA 17~
, Phliadel~, PA 19107 laa~ La~4) ~4~8100 ~17)
~15) 5~6668 PAX (814) 944.5747 FAX ~1 ~ ~41.4 6)
· e~! 3Pd 8~e . ekoNa Coy For ' '
U~an Lea ........ ' .[~ladUphi~ PA t .... ~ ~niet Avenue ~,~57u.? Sleet
Ha~.~_~-~ ~x Me[ro~lDa~ ~15)~87-7 ~ ~' ~ 8 ~,~e~ rA 15501 nummgaon.~ 1
.... uu~ ..... , ~- " 14) ~ ·
~..- ' ·
Ca~e, PA 11~,~ ' . X (215) 744-2012 M~-V~ U~L .....
[71~ 24~1~-'; ._~_... . 1~ E, ~ ~.~~ ~om~tee H~ V-. ..........
Gi~ ' ' ~,~a[ef PA ~ PA 151~0
mun~ Ac , 1~13 .
R~on ~ Coma ~; ~e C~nl~=,' (~0) 874.1484 ~m~=m ~ ......
1514 Der~-- ~ -, _ . · . . . ..~ .. ~ ~z) 46~-~04
(z ) ~4-~27 I~x~ · ...... 3 ~ 80X 547 ' Wa~eaburg PA 1
~ -w ~-3~ · War~ · 6370
-.~ .......... . ....~ PA 16365 ~4) ~2-~3
~'~:.~ ...... ~ ................... ~,~;~... . ~x (~2) ~7.~
FAX ' ~m ~o~u; ~Z~*~lO
G~n~grg.
~ ACCl · ~1~ ~e~-32a~ ·
(6t0) 07t-~10 ~1 Q ~mel RD I.
.=ne, PA 16510
(814) 896~00 .
Urban League o( Metropol~bln
2107 N, ~ ~r~t '
: ~X (717)
~" ~mmunlly Acffon
Ha~ PA 1710&
~ F~ ~17) 2~.~37
~ ~h~elpht~ PA 19130 ~T ....
N°~at Couneelh~ 8e~
: ~l'No~h Bt~d 8~ · lee
[ FAX ~15) ~4-0753
(~ISi 4~~ lU140
~e~a F~lO~hlp Hou~
, PA
:~~(o~, Inc.
~eqne~ ~uam PA
' (610) 44a.~oo~
.. ~C~_~.. e, PA 17013 Everett, PA 15537
... --- ..... : .......
..P;O, B0~389 '.,.~/Action
Z.~ w.~h,mmet
emponum, ~A l~e~
' ~on Center
~720 H~
~e, PA 1~o3
Greeter Ede ~U~
Oom~e --
~., PA tesoT
{e14) 459.4S81
. ~ ~a:~ Center
Pllmbur~.'PA 15219
-. 12
OOC,~ ot Wes~m Penn. verde, Inc,
(71~ 8~17e .
~dC~ Red
:. ~(er' .
' 529 Car~io 81~ .
~gr, PA
(71~) 637~7ee .
F~ ~17) 637~294 ·
Y_~ Regl~
1~14 D.~
U~ Le~. oi ~e~q~ Hbg
2107 N. 6~ g~et
~t~, PA 17101
2~0 ~eeto~ Road
Ha~sbu~. PA171~2
~.~.~4~.~ .
A~ C~unly Ho~tng
·
R,O~I, BOX 384 -
C~'CS of Wee[em Penn v
1 ~,~h ,~., ....... ~ ell{a, Inc.
Feyat[e Co. COm~nl~ A~en
Inc.
187 No~h Bee~ Avenue
U~J0n(own, PA 1~01
C~s'o,f Wesiem {:'enn,mylvanla, Ino.
91~ ~-~outh George ~(reel
.Y.O.~: _P_A_ 17403 .
CCCS of
217 E, Plank Road
AJtoona, PA 16602
(614)
Wea{hettzalion Office
' "'eJ 17'M[f~n 81feel '
un.t/ngddq. PA 1
814) 643-2343
CCC..~ of WeStern, PonnsyIvsnla, h
LNc~r,h.Gate 8quar~ ' '
.~a~len Cenler Drlve
Gmenebur~, PA 1~$01
~24) e35-12eo
8271rl~W.i~er"~uflit~ AcrJon .rogr
reel, &:~ !
In~ PA 16701
)'455-2~
~ (412) 465-5118
~o~o~Gon
1~ M~
. ~h~town, PA I59~ 1
' (e~4) s~ .
F~(e~4) 589-~688
' 21~-A C~llege
doh~o~ PA 15g~
ce14) Sa~
, ~enn~ Ct ~ter, Inc.
2021 Ealt 20th St~t
Ede. PA
EvemLL PA I$537 (814} gga-O4Oo
(_814) 623-912~ FAX (514) 896.{243
Fraqklln ,/---.*-- _ YMCA
~ayneGboro. PA 172~8 (724) 26~-7812
~17)
I~fana Couniy COntumeLy Amlo
Pmgmm
~7 Waler Street. ~x 187
. 2002,ylO:3?AM NATIONA
wo,, . L CITY '..
8~4).~e1 . ~1 ~u~ ~ . Y~A 8ul~ ~ !~. M~ ....
~ (814
_
. . p met · ,~-~ -~P~ PA 1
. ~.~ ~ No~ ...... ~"~/.~-1~S [~).944~1~ FAX (215 963-99
-. p~. ~ -t~,ocmet - . 2 ). 45747 _ .
F~ (~0} 6~, ~."uU0-922-9837 -- --. M~eI etre~ ~4~ ~, PA 166 · ' (~8) 212-~4 0
~4~ ~ ~ ..... "(~~, P~ 18702 .... ~44 E. De~l~ Pike ·
~ PA ~ 0~922.9~ - - · ~[em PA · g ~ss~a PA 19406
(~0) ~7-91~ o- .~[1 (570) a~t.17~ 7 ~I s A~n=. Si (S~0) ~7~-~10-- .. -
"' ~ · F ) ~8 7~ Yom Rd., Sure 103
~_.~ ...... ~.~mi~ PA 1~11 ~ (814) ~68; Wsrml~ter PA 1a974
; .'~82 ~Ze~ ~ -.-ff-,,.x o{ ~ · {teat . ---
~ (21 4 ~q~ · .~ {oK 11{7 0~S of N~tern p
- ~ 44~178 ~e~ ~e ~8~m, pA 18702 el .W. M=rkel ~t ennaylva,
~ of Le~'
"= =~h Q r r,-=ma, Inc -~,.,~u =~met F~ (570) 587-91~ 1
T~bor Ce ' '
~n~ter, PA 1760 ...
N~ .... -- '~-~{te 4~ P~ 1~0' ..... L~"~'~4537 =. ~,)flw =~I~A~ B/PeR= ~ ...... ,?~eaK~n Penni~a~
..~w ~le, PA 16 . W70) 63~0 ~.~. uox 1127
~24) 652-8074 101 . ~ ~;~ ~eo~e Pa~ . ~NK~NNO~ ~lke~Ba.e, PA 1 8702
(814) ~0 .
~e ~ '
I~. F~ (21~ T68-1~7 ~l~ S~i~ p& 18411
[~0) 887-91~ ~00-922-9537
F~ (570 687~1~1~
601 Indiana Avenue
FRrteq, PA le121
(724) 961-S'Jt 0
~vet, PA 1800e' 207
-~l Coun,~ ~bfnm of
PQt~ ~nire ~reet
.... -- e~y Center, Ino.
~5~~ _~t 20tn St,om
(FT)~) 898~4~
~ (814) ~8-~243
l~ _~Z ~mmunl~ Se~ ~o~ ~r Communi
F~ (61<)
~01 rnd~ana Aven=e
Ne~hweet Coghee~lng. Service
CC~ of D~awem Valley
NO'rd~ Buslnfli
190 W, G~n~ P~0 SUI(o 4
NQ~8~, PA 19401
(610) 277-~.
F~ {610~ 2~-21~
COOS of Delaware Valley
~a~) s~ .......
Communlly Houelng ~unsefors
P.0, Box 244
Ke~etf ~uare, PA 19348
(eTS) 444~ea~
201 Badln'Street: ' "' *'"
[~o)'~;.e~
FAX (E0) a~.eeze
ofi~ ~unLy
225 No~h
PeristYle, 'PA
(570) 6~-1998 ·
FAX (S70)
ZOO0 Li'ngleatow~
H_a,Yl~burg. PA 171
[717) $4 t-1787
FAX (717) 341-467<3
, ~=~--,
Fm~fln
~f ~l ~d Sirra
U~ League o{ ~tropolitan
HardsDu~
~ ~unU~g~on, PA 16652 ~e~" -
C~, PA 17013 F~) ~1-176S ~ 9537 h~ (570) 278-1S8~
(7; 7) 2~30; e
.;A~ (717) 24~945
1400 ~_~ton Executive Pad<,
{~o) 567~1~ o~ 600.g .
;~ (~0) 567.g1~1~ 9537 .
8~d~ FA leto -
~)~O.o~.~e~7
~d~, PA 158~
(8145 4~116~
FAX (8145 .ee~a~
,'~
PA~ ('21S) 32.4-87S3
C~s of ~aw~e Valley
(~ts) ;~-=ee$
HAOE
~ W'Allegheny,
~nl~d~hlm, PA 10140
~ (~T~) 4~6.9122
1500 W~nut
~el~hi~ PA ~sn~ 601
[~15) 7~6132
Me~ Fefiow~jp Houae
) ~eT.
Hau~g
V~ley
~8 N'o~ Wat~
~hga~
s07.7 ' moa
~ (2iS) 983-9~1
46~ ~s~m $tree(
Lzl~ 744-~0
;~n
~-_. ales ~l g ute
~°~ee PA 1 '
.~lg~0
, R 1~01
tAX (el0) ~ .........
-' ' '~, ~A ~90T ..........
~e PA '107~
~ (~'e~6.. c~~
~AXJNO ~ ~FORE
(570) 83~0 7UN~NN~K
" CCOS ct ~hlgh Vall~
P,O.
~kehall PA 16052
(mO) aai~ol 1
~AX ?fO) egl.eg~g
.... u~, PA 171~
F~ ~17) ~i ~070
Rat~bu~ PA 17101
17101
uomm~ity ~o ~0' -~'
1514 ~O ' ~ .... /~-27~
~ Sleet · . ..
~U~ PA 17104 ·
F~ (970) gg6~144 ·
R.D,el, ~x 3~ o~lng Se~cea W~lsbo~, PA 16~01
~ve~tl, ~A 1~S31 (570) 724-5~2
[8~4) ~912g - F~ (S~) 724-S763
F~ (e145 623-7167
~on~d~e PA 18g 1 _
'~
Of Pru~Ja PA 19406
'010.971,2210
'$I 0'g7~'~-~.10
755 Yo~ RO Suite 1
Oealo~l. Pulton
' ~ ~&~ ~e ....
~°h~t°~.' PA 1~1
FAX (8~4) S39-1088
CCC8 ct We~r~ Pe~n~vanla. Inc,
I No~ ~to Square
~ .......... O~Vl
g31 Main Street'
Honeed~fe PA 18431
Lc, To) ~5~,m041..
PA~. (~.o) as..~-4817
[570) e~ee4o
· 7 ~o A~nue. ao~ ~
Montmee, PA IB~I ·
F~ ($?Oy~Te-~eme
~/.uLaeZ~l~ OR 1~.9~Z
~k~.g~ PA 10702
(570) ~e~ ar 8~g~2-9537
~°u~. ~wa'en .~L~t, P,O Box
~<nlnnock, PA leGS"
¢$?0) a3s-a~o
FAX. (570) 030-0332
Notll'tee. ltem Pennaylva~
(S?O) 5e7-g103. OR 1.80~9~.~53
FAX (~) ~7-91~135 ·
31 W, Manet SL ·
~l~e PA le702
· [~0) 821~837 e~ ~922-9~7
F~ (5~) 821-17~
7~, PA 10947
(570) ~7-2101
FAX (S70) ~g7-27~
3~eet. P.O. Box 389
17 Qrafl~
Well.om, PA 10~ 1
L~o)-
FAX (~0)
031 ~ ~tme[
L~o) ~s~941
L~o) ~
~ L~ Av~ue,
Monitor, PA
Xo) 2~e or l -eo~e2~o4s
A~lbn (S~p)
t W. M&rket SL
~(ke~g~ PA ~2
(STO) 323-6~27
et Ede Gomm~nity Action
~ommlttee
18 Wear
~ F. Kenn~y ~enter,
2021 Eaat
(8~45 ag~400
NAT I ONAL C I TY
I'AX (S.7O) 926-4144
FAX (570) ~4-~83
one.ale PA 1~1
F~X (S~0) ~7 .-
T~~ PA '~ 709
NO. 1219
Luzsme ~~Oppo~u~lly of '
le3 Amber Lane
~W'~....__B~. Pennsylve, nls 18701 '
FAXI~G ~ o,~-lu65--OALL ElF. FORE
· F:~XINC~ ~ .se~--C^U. ~::0~
(570) 8~ TUN~N~K
L~):~:~I ~ OR- 1~0~2.g537.
1!
? Like A, ven~e, gox 339 ' ~:I W. Ms~et St.
" M°ntr~,' PA 18801 ~-B~re PA 18702
1R~ P~nsHv~nl~ Ave~ue,'W~s/ (570) 276~6 or I~0~82
P.O. ~x 547 ~0) 821~7-o~ 800~-9~7
~ - n~en Comer Dflve oC~ ~ w -- . ,v,~ ~A 16431 '
. · ~on PA 1~01 - H~ , , ~ PA
~OKie~ PA 1e~- (12) ~73 ~ontm~, PA 1~01
(412) ~lSgO ~,o~ M ~0) ~76,~ r
FAX (412) e~e73 I~V~ Unempl~d ~.~ ~ (S70) ~e
(~) 4e2-ggO ' 827 w t r ~ ~ P H~v~, Pen
, (41~ ~ '~ - " · · · 11 ~u~gofyO~ '"
, ~n E anla ~AX , - 008 ot West '
~ ~ ~U~ 7th ~l C~lf Cougar~ of PA 136-143 ~sle SI -
, ~udsbu~ PA ~e~eo ~Ol W~ ~m~ Suite g0 ~e~sbu~ PA 1732S
~e Tr~ ~r " ' '~ -..
~ S~mira Sir r ~ No~e~em PA "' - -
(~70) 297-aT~g
v tgage
March 10, 2003
Teresa L Griva
112 S Enola Dr
Enola PA 17025
National City Mortgage Co.
3232 Newmark Drive · Mie~rnisburg, Ohio 45342
Telephone (937) 910-12~
Mailing Address:
P.O. Box 1820
Dayton, Ohio 45401-1820
Loan No. 091748-2
Current Servicer: National City Mortgage
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date).
NATURE OF ~ DEFAULT-- The MORTGAGE debt held by the above lender on
your property located at: .
112 S Enola Dr
Enola PA 17025
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following mo~th(s)
11/01/2002 - 03/01/2003
and the following amount(s) are now past due:
Monthly Payments
Corporate Fees
Other Fees
Less Suspense Balance
Total Due
3,422.95
433.33
25.72
.00-
3,882.00
YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION
(Do not use if not applicable):
HOW TO CURE THE DEFAULT - You may cure the default within thirty (B 0) days
HOW TO CURE THE DEFAULT
of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO~/~E
LENDER, WHICH IS $ 3,882.00, PLUS ANY MORTGAGE PAYMENTS AND LATE ~/-ARGES
WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD.
Pa_~ents must be made either_~ cash, cashier,s check, certified check
or monez order made ~__9~able and sent to:
National City Mortgage
Attn: Customer Counseling Department
3232 Newmark Dr.
Miamisburg, OH 45342
You can cure any other default by taking the following action wit~_n
THIRTY (30) DAYS of the date of this letter: (Do not use if not appLicable)
DR673 FT8
Page 1
~OhT, 17, 2002 10:35AM
NATIONALCITy NO. 1219 P. ~
.: ACT 91 NOTICE
' TAK E..~A CT! O N;.TO-~-. SA VE
, ,YOUR HOME FROM
...................... . ...................... FORECLOSU~RE
This is an official notice that t '
lender Intends to- _ he mortgage on our
provided in the ,tt~°~r~e.cl~°_s'_"'_Specifi= 'nformat~;n ,bho°~t ~ I: in default, and ,,,
· ,,,au pages, h nature of the default
~ ME ! ro .a~
SE._L.N . E T 0 y T ONS DT OU' '
_oh e wi u h ' S OF E IE .
This Notice contains'important. ' ' '
sentatives at legal Information. If ' .
tt Ym.~~ Consumer Credit Cou · · . '_y.o..u hav.e any questions re
.... ,,,,~y also ................ rlsel.l_g , pre-
may be ab,.- -- ,--.wan~ to contact an att0i;',;;~; ,[....A_~_. ncy may be ableto
· ,~..~, .eip you find a lawy~. "~x ,,, v. our area. The local bar assoc'laii-0'n
LA NOTIFICACiON !~. ADJU ·
DERECHO A CONT! NTO ES D.E SUMA IMPOR '
CONTENIDO DE =e~'U-A'?-~I~V!ENDO EN SU CASA
INMEDiTAMENT~;",' ~..~.O.T~FICACION OBTENG^ ;',,~,-'.'~'_~_'_UMPRENDE EL
'/~'~ ~.o,I~GO ~ '~a~'LVANIA HO' ~"
SER ELEelBL · · S AL NUMERo ' U ~NG I=I-
"HOMEowN;~'-E,..P-A.R_5'UN PRESTAMO'PO EMENclONADO ARRIBA. PUEDE$
· ~'~ ~ t=MERG R- L PROG · - .
P UEt)~ ~8~,f~ - ENCY M ORTQA RAMA ~LAMADO
· ,YAR . GE
· ,,- .... ~ CASA D= - ..... ASSISTANCE p~_..,, .....
· A. A ...... ~,~RECHO A REDIMIR SU
MORTGAGE ASSISTANCE ACT
EMERGENC M,',n,r~,,,, - OF 1983 HE "ACT"),
Y "'"" ,-,,~,~,aE ASSISTANCE:(T YOU MAY BE ELIGIBLE FOR
° -IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCEs BEYOND YOUR.
CONTROL. ·
· I.F. YOU HAVE A REASONABLE PROSPECT (~F~EING ABLE TO PAY YOUR
MORTGAGE PAYMENTS,. AND.
· IF. YOU MEET OTHER EiLIGIBILIT
aY THE PENNSYLVANIA . Y REQ.U.I_RE_MENTS ESTABLISHED
HOUSING FINANCE AGENCY.
rary SURE -. Under the Act, you' are entitled to a tempo-"
· stay of foreclosure on your mortgage, for thirty (30) days.from the date of this Notice.
Durir~g that time you must arrange and attend a "face-to-face" meeting with one of the
consumer credit COunseling agencies listed at-the end of this Notice.
· .L D O T EY ' '
. . y. ou m._eet with one of the co
action against You fo'~ thirh, ~;~ ~-'"-"-_'0~.~ ~e en~l bf ~h~s 'not'ice. the'ien,~,-, .... .,,,~n"-,-
· ~'~-~'-"-,i u~ys after the ~lat -~:-~,-' ' · - . :"""'"'~Y I'~ I taKe
~er~ n' -' -
' · ' ' ' """~ "ru.U.g:LQ.qLate~y_ot your intentions. '
· ·
-Yo~Jr?br~age is in default for ~he
. nature of your default). If you I~a~ve tried and are u.nable to'resolve this problem with-the
ce ~s~,, ,u,uwmg pages'l'o~ specif'~ Information about
· the
lender;, you have the right to apply for financial assistance from the Homeowner's Errter-
genc3/Mortgage Assistance P'rdgram. To do so, ~/ou mu~'t fill out, sign and file a completed
Homeowner,s Emergency Assistance Program Application with one of the des'igr~at~d
consumer credit, eounseling..ageh¢l~s listed 'at the end of this Notice. Only.,, onsumer credit
'counselingageribies.have a Ii ' '
ting a corn ie . . . PP cat~.on.s for tlie g,
, . .-'~, ,-~ pr~oO~~vithin ~,~,~,, ,,,,,, ~.Housing Finance Agency. Your a
, ""' ~y IoW (3ays .of your face:th-face meetin~~''''"uu''-
. YOU J~.S__T..FILE YOUR APP ' - '
' YOU DO NOT F · MCATION PROMPTi~ ' - '
: OLLOW THE Y. IF YOU FAIL .T
' FORECLOSURE M,,v ,,___~OTHER TIME PERIODs S"'"' ..... O DO SO O1~ IF
APPLICATI '~ ~"~u..~EED AGAINST y' -. =;~ ~.u .I~TH IN THIS LETJ'ER
~ :.,¢. - ' .- _
~"' Available ~nds ?(~r eh3er{lency mortgage assistance are very irnited.
They will be ..disbursed by the A~ency under the eligiiJility briteria established by'the ~.ct.
'1 OCT.
1'7, 2002 10:35AM' NATIONAL CITY '
The I~ennsylvanla Housing Finance Agency has sixty.(60) days to make a decision after it
receives your appHca~on. Durlng that time, no foreclosure proceedings will be pursued
against you if you have met the time re u[rem
directly by the Pen'ns,,lva.-:.~, ,- · .q ants set forth above. You will be notified
-- . ~ ',,,~ ~ous{ng Finance Agency of its decision on your application.
. ~NO. TE.- IF YOU ARE CI. IRRENTL · ·
· B'"A'NKRUPTC¥ . - ¥ PROTECTED BY. TH ' '
· .COLt,.EC · . . , ,,~,u~.~, r~ur GE C ___ ORMATION
" T.Tt-IE DEBT, ONSIDERED AS AN ATTEMPT TO
(If you have filed bankruptcy, you Can still apply for Emi~rgen-cy Mortgage ASSistance.)
of this ~debt ....
mortgage in monthly Installments. If full payment of the total amount past'due is not made
within THIRTY (30) DAYS; the Fender also intends to Instruct its attorneys to start legal
~- The mortgaged property will be' sold b
the Sheriff to pay off the mortga e. debt
~ou cure the delinquen g . __.. If the le~-nder refers your case to i · Y
,till .be rem~,~ --: ~..cy before me Fender begrns I~gal Proceed[n,ts attorneys, but
'"~' "~,~, ~u~mauy.taeu~rad, up to
50;00. However, if legal prodeedings are stattec{ againstyoiJ, you will have to pay all
reasonable'attomey~i fees actually incurred<by; the le~der even if they exceed $5o<00.
· ",,, F~ ~o~ec{ to the amount you owe the lender, which may also
include other reasonable 'cbsts. '~t wilflln th'~'i'l;liR'r~ ~.30) DAY oeri0d,
-- The lender may aisc sue o
-. . ¥,,,~,; s.u..m.s. Eu-e und-e'r-~ mo~ga'ge, personally for the unpaid
the default within the THI.'CY ~3~'~ i -'SHElalFF'S~_ If you have not
'DAY period
.. ill ' v e ' o e ef . and fOreciosure proceedings have
~vi~nt;the sa, · _._ c~red
-.- begun,
f recl 'e { o t d w' ,
~' ~ththe '~r' ·
· . ,,o - you had never defaulted ,., ..,~[~re your mortgage to
EA LIEST PO S, S F~ ' L - I ' '
~ t Is estimated that the earliest d.~te
· "'" ,,,u[~gagecl prope~j could be'~eld would be approx{-
required payment or actfon will be b~/ : ---~., ,,~,y fin.d out at. any time exactly what I:he
contacfirig' ~e lender.
, : '~: National City Moitgage
.. ' . k Dr. Miqmisbur OH ,
: ~B-ta.c_t..~.~on. t,,.,,, .... ~ber. (937) 910-4n;a
= ..... "'VL="'=U IJONS DEP -
~- You should realize't~'at' a Sheriff's Sale will end our
after the Sheri~s Sale, lawsuit to rems)ye you and your furnishing and other
property ~' of ,, ,~ ,,,,.,r~gage(~ property and your right to occupy it. If you continue to i~ the
e Ina
belongings, could be started by the lender at any time.
'e mort,,a,,,e ~ _sell .er tr. n_ er - _ .....
outstanding payments, charges and attorney's fees and costs are paid prior to dr at the
~ s o[, prov~oecl that all the
sale and that the other requirements of the mortgage ~.re.satisfied. For additional informa-
tion please contact the Collection Dept.
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF
THIS DEBT.' .
TO HAVE THIS DEFAULT cURED BY AN;~'THiRD p~RTy ACTING ON YOUR BE--
HALF. -
TO HAVE THE MORTGAG~ RESTORED TO THE GAME POSITION AS IF NO DE-
FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT, (HOWEVER, YOU DO NOT
HAVE THIS ~ TQ CURE
C.~['E-N-[~AR YEAR.) ~ t;)EFAL~T MORE-T--H~N
TO ASSERT THE NOi~EXISTENCE OF DEFAUi_T IN ANY FORECLOSURE.PRO.
CEEDING OR ANY OTHER LAWSUIT iNSTiTUTED.UNDER THE MORTGAGE
DOCUMENTS.
· T-O--"~- SSERT ANY OTHER OFFENSE YOU'BELIEVE YOU MAY HAVE T~ SUCH
ACTION aY THE LENDER,
TO SEEK PRO~ECTION U .NDER THE FEDERAL BANKRUPTCY LAW.
OCT. 17. 2002 lO'36AM NATIONAL CITY
Street ' '
APPENDIX C .
PENNSYLVANIA HOUSING FINANCE AGENCY'
HOMEOW.NER,S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
-CONSUMER CREDIT COUNSELING AGENCIES
Indl~na
27 Walar Street, 8ox 1 A7
Indiana PA 15701 -
(724) 485-2~67. . .
FAX (7p-4)
NO. 1219 P. §
· CCCS of Lehigh Valley
~7.1 Qre~em .Court East 33 Wanut S~et
~teh~fl PA 18052 We~m, PA 16~1
(610) 8~i1 ~ 00~.2~ (014) ,. F~ (S70) 764-5783
CC~$ o( Western PA Cre¢lit Ceunaelor$ or
· 2000 I.;Inglettown. fload 4..0.1 Wo<~l. $tmel. Suite 906
HA~ebuq~ PA 17'10~ ~'i(L~buegb. PA
~17) 541-1757 (412) ,~'Jg~l
, FAX (717) 5~1-4e70 1(..a00) ?~7-2933
F"~anclm Coun~ing $e~ ' FAX (412)
Fran~n cee o!
..... 31_Wee! 3rd Street ~~e. "
~~2-~ ................ ~-~o- -
(412)
A~m~ ~un~ HousI~ AUthou~ FAX (412)
(_717) a~-1518 -- 971 ~ird etr~[ Y
, F~ (71~ ~4-8326 ~a~r, PA
' ~) ~4-o~
' Beaver, PA IS~g .
F~ (412) 4~-2835
~burg~, PA 15219
(412) 391-1e58 or (412 2 .
~) 792-2~1 ) 81 2102
CC~ of W~tem Pen~lal
309 ~th~eld Street
H~u=hg OP~unt~=
(el4) ~4-81~ er (814) ~44747
H~uaing OPpOrtunida= Inc,'
133 Se~n~
(412) 336-~4 or 1'(a~ 737-
~ng Semites
F~ (~14)
COOS o( W~ Pen~ van
F~ (a14~ 944~4~
~one E~o~c eiO~n{
I~G~c~ Lane
(814)
FAX (814)
535 E~[ ~ln S~eet
S~emet PA I~01
Lei4) 4~.~8 or l*a~ .
Eoonomlo Oppommlty Cabinet 0f
SohWlklll County
225. N. C..,entm.gti'eet
mm Hone~lale PA 18431
(670) ~63-8941
FAX ($7o) 253-4517 -
(Rev, 6/9
Everett, PA IS637 Buek~ County Housing GrOUp, Inc,
(e'~,) ~ -
F o~,-~12~ 140 EIsT IN~'1&tdsoc'l Avenue
AX (814) ~71a7 L~me. PA 1 ~47
1~4 Ma~ ~ ~ne ..... ~ ..........
dOh~t~fl PA 15901 'OOOS of'De~w&re Valley-
F~ (216) 8~-2866 '
~.W,o~_tIA Pe~ylvAr,a_
Wea~e~a~n
W{~i~a~. PA 1~02
(~0) 42~8960 or M~9~-9537
F~ (670) 42~901
1~1 S A~eflo~.$t, $~te 100
State ~l~e, PA 1 ~01
F~ (8'14) 2~69'
~b~o A~nue
P,O. ~x 216
Trev~ PA 1~47 '
O~hore, PA 18e14
F~.~70) g~ 144
167 Megheny' Ave 2~cl FI.
Phila~tlphl~. PA 19140
(~ 1 ~)
.~^x (2m 4~6-.~1~
CCC,~ ol'D~lawam Valley
Trevoee Coq=orNe Center
4606 &liner Road
Tt~oe PA 1~47
(z~s)
4~0 G~m Strut
Pn~d~p~ PA 19124
~ 15) 7~-2g~
~C8 ol L~gh VaOey
'~ ~nt ~u~
wn~, PA 1
(6~0) 821~011 OR 8~0-2733
.FAX (~10) ~-8332
"~3n ~t ~nsellng Ins~tuh
84~ Co~te~ SL
~a~ae PA
1~ E Dak~b
61~971-2~10
~ (6~0) ~6S~81~
755 Yo~ Rd, Suke 1 03
Wa~ter PA 1897~
(215) ~4-~29
FAX (215)
4~ 6~ A~nue, ~ul[e 950
Plfl~ur~. PA 1~21~
COCa of Western PA
B46 Nolfh Bm~.d Street
PhOadelphla, PA 19130
(215) 765-1221
FAX (21 $) 76.5-.I~,27
PhltadelpNa, PA 19141
(_21S) ~.4.7S00
FAX (215) 364-a753
'I
NATIONAL CITY
~g_C'~ ~ent ~u~.,
;1~21~011 ot ~273
C~ 0~ N~aatem Pe~n
CIa~. e.: ,~'~"~ ram, 8~o ~
~a;~arm, PA 16702 ...
, . Credit Counaelora o~ p ' g Sou~h. 7th $1met ._ ' .
401 Wcwd St A
el ~, S~te ~ 'S~d~rg PA la3eo' · . .
' l~bwgh, PA 152~ (570) 42~ge -
c e~el~ PA 1~37
~-Barte, ~A ~ 8702
~7 E, P~k Road ' [S~0) e2~10 ~ 1 ~ OaS
, ~oona PA 1
Pmg~m (~70) e3e40so
827 Wa~r 8rme~ Box 187
In~ana, pA
t 41g~.8100 . ·
F~ (814) 844-5~47 ·
"- ~f!~ .~.t?!:.e E_aon .OW. veloprnent Corp. ·: 64 ~eYy ~ralce
(614) ~5-esse
' .;~ (814) 53~1
, COoS of W~te~n PA '
~h~a=wn PA 1Sg04
e.o. ~ox ass
~3S W~t.4~
' ~ao~um, PA
' E~ (814) 48S-OS~S
', CO~'Ot Westen PA
, ~.7 E. P~nk Roa~
: ~ (814) 944-~Z47
ommunlb/
Action (STSP .' .
2138 Unco~ Street
P.O, ~
(~7o)
FAX (570) ~-E197
CCC8
~x (814)
· C~CS o~ No~e~em PA
~fltiam~, PA 17703
L~7o) aze-~e7
· 1331 '
nqaa~phla, PA 19141
(~s) ~4.7~ .
-oid~na. PA l~,'.~s
~ <eto) ~.~ .....
Ph~ad~m, PA
~x (215) ~e3-7o20
l~W.'.AlJegheny Ave, ~ Fl
r?auMpNi, PA 19140 '
co_,.
K~ 8qu~m, PA 1934~
(e10) 444~02
FAX [e~o) ~4-e~43
M~a F~ ~lp Houso
M~, PA 1 ~
Ce~o) ~es~e4e.
F~ (~10) ~.~7
Ph8a Oo~c~ ~r ~mmun~ A~
1~ No~ 17th 8~met, 8ufle ~0
FAX ~15) 963-~41
NO, 12t9 ?. 7
CCC.~ o( Noflh~,~tem PA
1631 $ Athem. o~ SL, SuRe 1
Stale ~, PA 16~01 .
(814) ~-3868
CC~ ~ Western
2~9-A ~ll~e pa~ Plaza
Joh~o~ p~ lS904
(8~ 4) 530~338
.~ ·
r regain(on Coun~ee .
~iaef~ For Communi~ Ac
(S~e) ·
21~ U~oln
P.O. ~ 1
~lams~ PA
(~0) 32~0S~
FAX (570}
Q~mu~l~r~lmDrevel. Corn of Franktor~
deiphja, PA 15124
Amerlcml Credit ~ounaellng
846 CMte~
Ooatesvil~e PA 19320
(e68) ~12-~741
1~ E. pek, ag) Pike
A ~xla~aPofl, PA 17703
(~70) 323-6626
..... ' on~eaetern Penns:yfvani
31 W, Manet ~[tee~"
P~,8~ ~... '
~lkaa~affe, PA 18702 .,
FAX (~0)
F~ (~0)
~es~arm, PA 18702
FAX (~0) 62~166~ALL BEFOF
FAXINQ
C0) 45~-4994 HAZELTON
($70) 455-'Jrd1---OALL BE~=OF
(STo).eae-4o~o .TUNKHANNOCK
765 Yo~ Rd, Suite 103
Warminster PA le974
.[215) 444;-642.9.
· . :~MgGA Buitd]ng -7, , Inc.
B~lee~ PA 16~t
19~4 ~ Gm~ ~e '
FAX (814)
Program _
~7 Wjt~ Streo~ Box 1~7
Alloofll PA 16602
D
~Center
Gm~ter Erie ~uni~ Actiq~
... Co~ttee
.18 Cc;~;~h'Street
E~e, PA 16~ I
Ce14) 4se~e~
John F. Kennedy Center, Inc~
Efle, PA 16510
(e14) eg6~4~
F~ (81~) 696-1243
~hen~go Val~y'u~n ~eague,
601 ~dJ~&
(41~ g61~3~0
Ha~ufg. PA 17102
FAX (717) 54 T.4~70
ardabu~g po 'tan
N. 8Ih
Hatrlabucg, p~ 17101
FAX (71~ 2~945g-'
Ca~sle. PA 17013
.(71~
~.(7~ 731.ess9
QmmuN~ Ac~ Corem
Re,on ~e Cspltal '
F~ ~17) 234.~27
Oommuray I:)evcl Co~p of
~0 Q~m streel
~ (~.5) 744:2012
~an~Red Cmsa of ~eslor
I~ E~ont A~nue
(m0} 874-1484
CCCS of ~m
280 Ne~ Prwl~n~ Ro~d
FAX (41~) 437-4418
Tableland Sewiaas Ina.
131 No,Il Ce/l[et AVenue
~me~ PA 15501
FAX ~14) 4~-3ego ' '
CC~ O~ Wee(e~n PA
19g E~on Street
U~on~ PA 15401
(724) 4~3g .
Mon.VM~ U~plo~d C0mm~lee
H~eateM, PA 15120
' (412)
' 'Counlies
~ ~ Steel .
Post Ofibe ~x ~7
tern Peens Vanl
,,,nc.
' ~g. PA 17102
, '-...'~'~-~, -i T~ ...............
: .-~ ~t~.~ ...."
U~ League o~ Metro ~ n
Ha~a
FAX (717) a~-e4s9
"Community At,on
1614 Oe~ 51~ ' '
~717) ~-~7~ .
F~ ~17) 2~.~7
a~u No~ Broad ~t~e~
~h~elpht~ PA 19130 ~ .....
No~at Counael~ 8e~la
~1' No~h Broad 8~, · ·
FAX ~1~} ~4~753
CCCS of Delawwe V~[ey
., .... P ~, FA le107
~ (215) ~-2666
1~ W. Nieg4e~ Ave.
PN~d,~ PA 1914~ a~d ~oot
FAX (~1~)
Me~a F~lo~hip HOuae
30~ S. J~c~on
~elO) 5~846
Ks,naa Square PA 193; .....
ACOl ·
144 E. Del;Nb Pike
King ~ Prg~Ja. PA 1940S
(6t0) 971-2210
~o~ 8~'eet
~e, PA 1esso
.
.. , ~89
1~
' U~on Oenle
1720 Hofl,~
Oreat~ Ede ~u~ ~on
O~ee
le We~t g~ ~tmet
,~A TeS01
~ ~4) 45~ei
F~ (e~4)
~ F, Ko~
2021 East 20th ~e~t . lng.
4~--- g, nc.
~ Avenue,
PIt~rg~. PA lSg19
(4~'~.
si High 8~eei
C~ of W~em Pen' v
I ~e~k ~.,_ ~ ~f a~a, Inc.
Fey""e ~' C~m~nlty A~on Agency,
Inc.
1~7 Nodh 8~h Avenue
U~i~p(own, PA 1~01
Westhedz~tion grace
917 Mgifln Stmel
Huntingdon. PA 1~65~
(61~ 64~2343
425 6~ Avenue, ~uite 950
Plasbu~. PA 15~19
(412) 391-1~56 e~ (412) 261.2102
FAX (41~) e91~51~
' ~-Valley O~employea ~mmltt,
1~ E. ~h Avenue
~meszea~ PA 15120
(412) 462-~62
F~ (4~2) 4eg-~4
~m~y A~io~ ~ou~hwost
22 West High Street
Waynes~rg. PA 15370
~4) 8sg-3ee3
FAX (412) 627.~13
GGG~" et We~le~ PenneyNa~'~, h
Qt~n~rg, PA 156o ~
' HOUsing Se~v;cea
,101 a Street RD 1. B~x 384
~C~.~e, PA 1~13 ~[ett. PA t~
.. .... ..... : .......
CCCS of Wealom Pannsylv~a,
~ ot W~tem F~va~a, I~, 217 E, Pl~k
912 8~ulh Geese
Yo~, PA 1~4~ · ~na~ PA
' 529 C~r~Q Si/~I . ' :U17'~f~n 81reel '
~an~r, PA 1733f .Hun~. PA 16~52
(717) 637~7ea . - - (814) 643-2343
Co~m~(~ ~tlon ~lon o( ~ el western Ponn~lv~a Ir
1SI4 Do~ 8Wem ~2.aa~en Cent~ D flys
H~u~, FA 17104 Qme~burg. PA ~601
~17) 232~757 · ~4)
U~ Le~e a~ ~e~ Hbo
827 W~ier
2107 N. 6~ $~et Ind~ PA 157~
~r~, PA 17101
~17) ~4-~25 F~ (412) 465-511
~C~ Q~W~Itm'~A Co~o(adon
2~0 U~e~to~ Roa~ ~ ~ Om~ne
· Ha~b~, p~ 171~2 ~t0wn, PA
Adam~ C~unty Ho~tng Aulhod~ CC~ of
~-143 C~IN~ 8{. ' 21~A'Cbaege
. Ge~[~ur~ PA ~3~ Jah~own PA
~ ~4-1~e · (e~~s
, &ann~e ~[e~ Inc.
R,O~I, ~x ~4 - 8~
EHe, PA 10810
Fv~[~ PA 15~7 (814) ege.~0o
(_814) 6~-9129 FAX (~14)
· ~ of W~ten P~nnsytvanfa,
R~n~l ~e.~,~ YMCA
~7) 76g. S~es
91~ ~uth Geo~e Street Inc. Program
~7 Water S(~ee~x 1~7
~ ?' 2002.vl 0:37AM
· .,,~..~o ef Wa,qem Pennsylvania. Inc.
217 E. Plank Road
(614) S44-61 O0 '
Wea~er~aOon
~-Ba~, PA t 8702 '
.(570)
P.O. Box
~e~mt ~qu{m, PA 19348
F~ (21~ 444~178
~ el Lehigh ValIw
wmte~al{
.~CS of Wes{em Penns~nla,
912 S~h G~rge ~tmo{ Inc.
(717) a46-417~
Tabor Ceremony
~n~ter, PA 17602
em Pe~anla
Mea~lle PA
(8~4) ~570 .
8hE~ V~Ie~ ~n ~ague In~
~uslng O~o~un~io= of v
· 'Court v ' ~ er
F~ (41E) 728-72~ .
o~ Cen~e Street
Potls~le. PA 17901
~?O)
F~ (~0)
....... ~ eot
NATIONAL CITY ' '..
.._J '~r~Oanl Caur{ East
WNl~hMI, PA 180~2
(6]0) ~E1-4011 O~ 1'80~220-~733
(ST~ & (814) ONLY
F~ ~fO)
E~IC Op~'Cab~at
~S N~h Centre Sleet
Pea~e, PA ~7901
FAX (s~)
~ ' .
31 W. Ma~ot
· P,O. ~ 11~7
· ~ke~-Ba~, ~A 16~z
'{57O) eBf~a37 oR
F~ tS70) 8~t-17. 7
~ ~gton Executfv,
~mm. on
~zeme ~n~. ·
I~ ~of
~o~uj oz~-OSIO OR 1~6~3S9
(~70). ~6~ TUNKH~NOCK
Eeo el Schw~ll
~ Np~ Co,re
rotMd, PA 17901
[~)
· . F~ (670)
W~ee~a~, ~A 107~
F~ (~0) 821-1785
14~ ~ln~ ~ec~e
~ O) ~7-9163 or:6~-9~2.9537
F~ (S?O) 587,0134~1~
~0~ PA 1~
F~ (~70)
P,O.'aox 1~
FAX (~0) 3~-2197 ·
;' ~eW ~nter, Inc.
~e, PA 1 ;S I o
~ (~4) ~-1~43
m~r C;mmu~ A~on Co
.u. uox ~9
1~ w_ ~,k ~,:._,
~01 '-J~' ~fley
N0, 1
.{11.~ ~Ul~hl{~ . ' '
aa~leNr. _o~ Wa.~hington Stree{ ·
; r, PA 10~1
~) 2~-7612
of W~tom Pe~Hvanla, I~.
~17 E. Pl~k Road
~t~ PA 1
(e14) g44~1
FAX (614) 044-6747
W~e~on
917 ~l~ Street
Hun~on, PA 16652
· ~ C~ of Nd~e~lem PA
t~l S At~n St
S~e 100
Sate Cel~e ~A 1~0~
F~ (8~4)
,. ~ Skeet
P.O. ao~ 11a7
~-B~, ~A ~70~
f4~ ~on ~e ~ ·
~u~e 1
219 P. 9
Media Fdrowsh{p House
~02 $. Jaal~o~ Street
Mc~{]~, PA 19~3
~U~ Co.ca For ~omm~ni~
100 No~ ~7~ S~eet, S~a
Pn~a~p~ PA 10~03
FAX (215) 063-9941
Am~ ~i
845 Coates SL
~ate~le, PA 19~0
(~e) ~1~-~1
144 ~. D~l~ Piko
~ of P~ss~a PA
~t0) 97~-~I0.' ~- .'
FAX (810) aS~S~ 4
7~ Yo~ Rd., 8~e 103
Warml~er PA 18974
(~15) 444.~g
0~$ of N~e~te~n Penn=yl
31.W. Mmket
· (570) 4~-4004 HAZ~LTON ' '
FAX (570) 455-5~31---CALL BEFORE
FAXtNO '
(570) 6364090 ;I'UNKI-(ANNOCK
.... Ot'13Or~tinQ
~ N~lh ~)mad S6'eet
Phile~ell~a, PA 19130
FAX (315) 76~.t 427
N~et~..wea [ CoUhleil~g. Secvlce
CCC$ of Delaware Valley
N0'rdstowrr 8umlne$~ Cartier
~190 W. Oeflllant~w~1 Pike, Sulio 140
Norr~tew~l PA 19401
(m s).6&3.sees .
tut U~K~,i13
Norrlslown, PA 19401
£e,o) ~77-e363.
~AX (6t0)' 277-21~3
OCCS of De,aware Va~(ey
1515 Mabel Str~el_ ~,lll~ I '4,']5
Pl',iladelph{~. PA I~ 1~ ......
-(a~) ~ .........
FAX (~S) .~4-2eee
Co~gnl[y Housing Counselo~
Kennel~ ~quare, PA
31 W, Mad(et St~t
P.O. Box 1127
Wilkes. Sane, PA 1 8702
j. 0).821,,0637 ~Ft 1-80~..
(370) 62Y.1TS~ '
14~ ~[ngt~ ~u~ve Perk
$~e 1 '
Cla~ Summl{~ ~ 18411
[~0) sa%91~ ~ ~0~9~-953
F~ (570 887-9~1~,
201 O~ln
lllamaa~ PAS ~03
o)'~a~7
So6~ County
226 No~h Centre
PoHs~lle, 'PA 1We
(570) ~2.1995 -
FAX ~0) ~3~-~
CCS of Westo~ F:'ennaylvanl
200(3 Unglea{ova
Hardeburg. PA
AX ~1~
Fr~fln
Wa~eebom, P~ 17208
~17) 762-328~
U~ League o;~tropoli~an
Ha~sbu~
2107 N eib
~ Z~?~2002',10:38AM NATIONA.L CITY
Hun m,e~ ' ',
I~g~°n, PA 1 ' ·
3-2343 ' ~ ~e~t~ ~ CCC8 et ~ -
, . ~ W, M~e; $~et P ~a 21~A C~ ~le~ pe~la' Inc. · ? · ·
~ ~Ne~affe ' ~ 11~ ~e P~ P~z~ ~e A~nue, Box 3
~1 Q . ) 821~70 8~4 ~ ~ leSOT
~ of ~e S7O , PA 18702 d~l~ PA 15 M~V~, p 3 g
~17) 2~..~0,~ . -r~.~ ~f- ~ . . ~ (S~o)
X (71~ 24~94 Cfa ~ ~ Pa~. 5~ ~( M~in S[r ' '
5 ~ PA 18411 ~se~ P~ ~55 CCC~ of ~-
~munrt (70) 567~IM ~ 600. 614) 44~96 01 14~ -
e~'8~t 9 Sou (~0) 5~ gl~ OR 8
H~u~ PA 17 ' ' ' .: th 7~ ~et. · ' FAX '
~I ~ 104 8{~,~ PA - ~ (~)~7-g~1~o ·
F ~O)A2~ge he~t~ Penn Iv ·
~(71'~2~27 ~ 570 0'°t'~g~7 ...I~~~~ ~ ~fa
- [3z0) ~?~1~ OR 1~ ...... ' · 570) 821-~37
',,, ~ma~ St~ 138 We ...... .tr~n . ·
215} 76S 30 . ~d~, PA 158 ~ ..... [ ~e~[em p/
'[~1 814 4 ~ ---Oa~ PA 18702 · · [~'EI~ Street F '
~ (21~ re~l4 · . ~AX) ~11eI ?~) 8~t~7 or e~- rmy, PA ISg47 ' .O. Box 218
87 (a~4) aee~a~ ~x (s7~ e~-~TaS a~a-se37 Ls~q).~7.2~os
(215' ~,,- ,
FAX (e~o) ~7e30 FAX (~Q) ~97-2709 EAX'(~0) 929-8144 '
: ~x (~1~) 4P-S-~1z2
Va~ ' - --law, re
1500 W~nut 8[~et, ~
P~ae~hr
L--e; ~010
~ (~S) 7~9132
Me~ Feflowsh~ HOuse
' Ha~ng ~s
: V~ ~0O~ of O~a~tO
' ~hila~loN~ p_ __ ~t
, (2!6) 7~-7614
~au~a .
46~'G~m
: ~Zl~ 744_~90
: ~ (~S) 7~.201~
;2?g~,.za,o ~4oe
~'g71-2210
7SS Yo~ R~ Suite 1
Ge*mad'Street, P.O. 80x 389
FAX(ST0)297.27gg
(STO) o2s-eee8
F4X (570) 928.8144 .
BE~RE ~fNG
FAX ~0
FAXI~G ) 4~8's~1~L ~FORE
(570) 83~0 7UN~N~K
CC0s of ~high Valle
~ltehalf PA 16052
{~0) 821~011
FAX (6tO) e2~.eg~
~ F17)
U~oan' Leagu. of Metroaofl 31 .W. Ma~o[ SL .
~Har~burg ..
~ke~8~ PA 16702 ·
~oT N. e~ 8ue.~ (570) a2~e~ or 6~ga2-~53
~ PA 17101
. ~ (~o)
~e~on f
u~ PA 17104 - Ge~a~ ~tte~, P,O. BOX 3~ "
F~ (STb) g~e~144 ·
~.0,~1, ~X 3~ no Se~ces W~lsbar0, PA 16901
~vemtl, ~A 15S~7
4) 6~9120' - (STO) 724-5252
F~ (~) 724-5783
('814) 6~7167 031 M~
F~. (670)' ~3~eeaa
o31 Main Sheet'.
H°nee~,~e FA I$431
(_67.0) ~5~a941 .....
FAX (b'70) 2..e~817
-. 103. W. ar~n 8~eet, P.O. Box
· ,o,
tmae, PA 1B~I ·
17 Crafkm Street
Well.om, PA
0). ~24-SRSe.
103 W~ Street ~,0 Box 709"
· T~n~ PA ~8es~
? ~a Argue, B~ 330
Mo~o~. PA 18801
{~0) ~8 or 1-80~982~045
~~ Come Foe Cc
[~O) 328~s~
CC~ of We~ern pen~ v~ia Ir
217 E. P~ Ro~ '
N~a PA 16602
(a14) ~-~100
' U, Pk ~ 8411
~0) 587~1~ OR ~ ~00.822-95~
F~ (S70) 587-91~4/g~38 --
~t W. Market
~{k~Ua~ PA I~2
(570) e2~7
Committee
Jo~ F, Kenn~y ~nter, Inc
2021 East ~th
Ede, PA t63~0
(8~4) ag~4oo
FAX (K141
OCT. 17. 2002p10. NATIONAL CITY
~ Non~ W ' · ' - "'
FAX (~?o)
~omm~ee . nl~ AC~n (~0}
la W~t 9~ 8~ree~ FAX (STO} ~a~7 ..
E~e, PA 1~0~ ' ~
W~n'~O~l( ~tle9 ~nom[c ~ (~)
O~PO~nlt~
1~ p . ontm~, PA 18 W~k~re PA
p ~a~v~nla Ay ' ' 57 801
· O. ~x S47 enue, Wea~ [S~).278~ er l~e~n~ (_570) 821~Z.or a~.9~7
~ ~ · · =ox 218 ·
Pa~ur~, PA 16ql
~ 6~ Av~;~Z %~: ra~ (412) ~t~ *~) ~aI-2102 F~ (~0) 2~-2~9
'~.~ ~ ........... .
(~4) 852.~a 15370 ~ Gale ~'~n~lvanla, Inc.
0CCS a~ a .... e~ae~ ,..~dve · FAX (570) ~4.~e3
~.~o~ Gate 8 ..... n~vania Inc ~ ) ~1~ ~1 M~n 8lmm .
~en, Oenler D~ CC~ ~ u,_~ ' · Hon~ PA 16431. · .
C~ " * umont~ . · FAX (~0) 2S~e17 ·
of W~em p 7 4 PA 1~01 ·
~ N. College S~_,en~la, Inc - ( 2 ) 43~9 .' [03 ~q Skeet, P.O. ~g 709 -
~nr~n PA ~:~- ' '" · ~un~a~ PA 186~7
Ho ~ p
~):4e2~ee~ ..... , .... 529 Ca~afi
· ' fn ' "'~ ~ 187 -
~l~bur~, ~-~mte 006 FAX ~2~ ~. ,- ' · ~. '~'
~a~ 8~m,. ~ P~ s FAX (gl ~ sa~IA~ 0~08 of'Wee~ Pen~ I
(STO) ~7 ~-~' ~ 18411 ' ' - . - 20~ UnaI~ ...... Y ~a, Inc
W, ~ aome~ p
el ~ 8 , ~ A I~501 91~ 8ou~ Geese
,~ea. ' (T4) 44
Bane PA ,
~ (~70) 821.1~v~e,g~7 ~ (814 '443-3~90 . (717) 841~176
.... -'-.' ~ ,aa~ Pfl~bu~h, ~'~-~4[e 006 ~aOu~ PA 1~ '
-- ........
"mira $lr~, ~ L~e~ pA ,.. _
~Y- PA 1~~' "'~' ~ox 21~ ~ '
P. 1[
VERIFICATION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff,s agents. The undersigned understands that
this statement herein
Pa.C.S. Section 4904
authorities.
is made subject to the penalties of 1~/
relating to unsworn falsifi~o
~, ~/~~re, ESQUIRE
M2~RK O. UDREN & ASSOCIATE~ ....
SHERIFF'S RETURN
CASE NO: 2003-01938 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
NATIONAL CITY MORTGAGE CO
VS
GRIVA MICHAEL ASR ET AL
REGULAR
SHANNON SHERTZER , Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
GRIVA TERESA L the
DEFENDANT
at 112 SOUTH ENOLA DRIVE
ENOLA, PA 17025
, at 1034:00 HOURS, on the 29th day of April
by handing to
, 2003
MICHAEL GRIVA SR, HUSBAND
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6 00
00
00
10 00
00
16 00
Sworn and Subscribed to before
me this /~ ~ day of
honotary
So Answers:
R. Thomas Kline
04/29/2003
MARK UDREN i--/f~
L/ - Deputy r
' SHERIFF'S RETURN - REGULAR
CASE NO: 2003-01938 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
NATIONAL CITY MORTGAGE CO
VS
GRIVA MICHAEL ASR ET AL
SHANNON SHERTZER , Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
GRIVA MICHAEL ASR the
DEFENDANT
at 112 SOUTH ENOLA DRIVE
ENOLA, PA 17025
, at 1034:00 HOURS, on the 29th day of April
by handing to
, 2003
MICHAEL GRIVA SR
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18 00
10 35
00
10 00
00
38 35
Sworn and Subscribed to before
me this /V day of
~Pd~ A.D.
! ~rothonota~y ' '
So Answers:
R. Thomas Kline
04/29/2003
MARK UDREN
By:
Deputy Sherif f v/
MARK J. UDREN & ASSOCIATES
BY= Mark J. Udren, Esquire, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
Plaintiff
Vo
Michael A. Griva, Sr.
Teresa L. Griva
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
]NO. 03-1938
PRAECIPE TO SUBSTITUTE VERIFICATION
TO THE PROTHONOTARY:
Kindly substitute the attached Verification for the
Verification attached to the Complaint in Mortgage Foreclosure with
regard to the captioned matter.
DATED: June 3, 2003
J. WREN ASSOCIATES
~/~r~k. Udren, Esquire,
Attorney for Plaintiff
Esquire
MAY. ~, 2'003 9:34AM Mail MARK J UDR£N & AS$OC 856 4825384- 'NO, 7156--P, 2/10
V.~ R I P I C 6 T I O N
The undersigned, an officer of the Corporation which is the
Plaintiff in the foregoing Complaint or an officer of the
Corporation which is the servicing agent of Plaintiff, and being
authorized to make this verification on behal~ of the Plaintiff,
hereby verifies that the facts set forth in the foregoing Complaint
are taken from records maintained by persons supervised by the
undersigned who maintain the business records of the mortgage held
by Plaintiff in the ordinary course of business
facts are true and correct to the best of
information and belief of the undersigned.
The undersigned understands that this
subject to the penalties of 18 Pa. C.S.
unsworn falsification to authorities.
and that those
the knowledge,
statement is made
Section 4904 relating to
Date:
Title :Authorized Signer
Comp any:
National City I,~ortgage
Michael A. Griva, Sr.
Teresa L. Griva
Loan #0917482
MJTJ #03040386
MAR/( J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
Michael A. Griva, Sr.
Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 03-1938
PRAECIPE FOR JUDGMENT FOR FAILURE TO
~SSESSMENT OF DAMAGE~
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant(s) for failure to file an Answer to Plaintiff's Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest Per Complaint
From 4/26/03 to 6/3/03
Late charges per Complaint
From 4/26/03 to 6/3/03
Escrow payment per Complaint
From 4/26/03 to 6/3/03
$79,539.99
599.82
27.52
2A2=/2
TOTAL
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice has been given in
accordance with Rule 237.1, a copy of which is attached hereto.
MARK J. UDREN & ASSOCIATES
~Mark/~u
dren, Esquire, ESQUIRE
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICTED ~ ~
PRO PROTHY
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
Plaintiff
Michael A. Griva, Sr.
Teresa L. Griva
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 03-1938
DATED: May 22, 2003
TO: Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTIFICACION IMPORTANTE
USTED SE ENCUENTRA EN ESTADO DE REBELDIA FOR NO HABER TOMA/DO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPAHARECER USTED EN CORTE O
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
~OTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
O LIJLME FOR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT~_.~J~CTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ~ INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
MARK j. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
Plaintiff
Vo
Michael A. Griva, Sr.
Teresa L. Griva
Defendant(s)
ATTORNEY FOR PLAINTIFF
C0~/RT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 03-1938
DATED: May 22, 2003
TO: Michael A. Griva, Sr.
112 South Enola Drive
Enola, PA 17025
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JTJDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTIFICACION IMPORTANTE
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O
ESCUCHA_R PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE A. BOGADO,
0 SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
O LLA_ME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
, ~ 717-249-3166
- 800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ~ INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
MA, ,. zOO3 9:34AM Mail MARK J UDREN & ASSOC 856 4825384-- NO, 7156 P, 3/10
MAR~ J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire, Esquire
ATTY I.D. NO. 04302
1040 N. ZINGS HIGHWAY, SUITE 500
CH]~RRY HILL, NJ 08034
856-482-6900
National City Mgr~gage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
Michael A. Griva, Sr.
Teresa L. Griva
112 South Enola Drive
Enola, PA 19025
Defendant(s)
STATE OF
COUNTY OF
COURT OF COM~40N PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
THE UND. ER~IGNED being du%y swor~, d~poees and says that the
averments herein are Dase~ ~pon ~nves~gations made and records
main=alne~ by us either as Plaintiff or as servicing a~ent of the
P%ainuiff herein and that the above Defendant(s) are not in the
Military or Naval Service of the United Sta~es .of America or its
Allies as defined in the Soldiers and Sailors C~vil Relief Act of
1940, as amended, and that the age and last known residence and
employment of each Defendan~ are as follows:
Defendant:
Age:
Residence:
Employment:
Defendant:
Age:
Residence:
Employment:
Sworn to and ~ub~ribed
before m~e this .... da.v
Nor~ry
Michael A. Griva, Sr.
Over 18
As captioned above
Unknown
Teresa L. Griva
Over 18
As captioned above,
Title: Authorized SiEner
Company: National City ~ort~a~e
CYNTHIA E, WELLS, Notar/Pubtic
In and f,: the State of Ohta
- My Commission ~xplms July 8, 2007
ATTORNEY FOE PLAINTIFF
iN0. 03-1938
AFFIDAVIT OF NON-MILITARY SE~ICE
Ohio :
~ntgomery : SS
HAP~ J. UDREN & ASSOCIATES
BY= Mark J. Udren, Esquire, Esquire
k~-~'f I.D. NO. 0%302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
ATTOP. NEY FOR PLAINTIFF
:COURT OF COMMON PLEAS
! CIVIL DIVISION
: Cumberland County
Plaintiff
Michael A. Griva, Sr. '
Teresa L. Griva :
112 South Enola Drive :
Enola, PA 17025
:
Defendant(s) :
TO:
Michael A. Griva, Sr.
112 South Enola Drive
Enola, PA 17025
: MORTGAGE FORECLOSURE
:
NO. 03-1938
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby
notified that a Judgment has been entered against you in the above
proceeding as indicated below.
Prothonotary
x Judgment by Default
Money Judgment
Judgment in Replevin
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCEP/~ING THIS NOTICE PLEASE CALL:
ATTORNEY
Mark J. Udr~n, Es_~uire~ ~s~quire
At this telephone number: 856-482-6900
MAP~ J. UDP. EN & ASSOCIATES
BY= Mark J. Udren, Esquire, Esquire
k~'f I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
v.
Michael A. Griva, Sr.
Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 03-1938
PRAECIPE FOR ouu(~;~T FOR FAILURE TO
ANSWER ANDASSESSMENT OP DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant(s) for failure to file an Answer to Plaintiff's Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest Per Complaint
From 4/26/03 to 6/3/03
Late charges per Complaint
From 4/26/03 to 6/3/03
Escrow payment per Complaint
From 4/26/03 to 6/3/03
$79,539.99
599.82
27.52
2A2~/2
TOTAL
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice has been given in
accordance with Rule 237.1, a copy of which is attached hereto.
MARK J. UDREN &ASSOCIATES
~rk/~dren, Esquire, ESQUIRE
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICATED
DATE:
PRO PROTHY
MA~K J. UDREN & ASSOCIATES
BY.' Mark J. Udren, Esquire, Esquire
A'~-'Y I.D. NO. 04302
10%0 N. KINGS HIGHWAY, SUITE 500
CHER~Y HILL, NJ 08034
856-%82 -6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
ATTOPA~EY FOR PLAINTIFF
: COURT OF COMMON PLEAS
! CIVIL DIVISION
· Cumberland County
Plaintiff : MORTGAGE FORECLOSURE
:
v.
Michael A. Griva, Sr.
Teresa L. Griva : NO. 03-1938
112 South Enola Drive :
Enola, PA 17025
:
Defendant(s) :
Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby
notified that a Judgment has been entered against you in the above
proceeding as indicated below.
~Prothonotary
x Judgment by Default
Money Judgment
Judgment in Replevin
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CAT,?.:
ATTORNEY
M~rk J. Udren~ Esquire= ~mquirm
At this telephone number: 856-482-6900
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
v.
Michael A. Griva, Sr.
Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
Defendant(s)
ATTORNEY FOR PLAINTIFF
COD-RT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTC-~GE FORECLOSURE
NO. 03-1938
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
Amount due
Interest From 6/4/03
to Date of Sale September 3.
Per diem @$15.38
2003
(Costs to be added)
MARK J. UDREN &ASSOCIATES
Ma dren, }~squlre, ESQUIRE
ATTORIgEY FOR PLJ~INTIFF
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 03-1938 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due NATIONAL CITY MORTGAGE CO. Plaintiff(s)
MICHAEL A. GRIVA, SR. AND TERESA A. GRIWA, 112 S. ENOLA DR., ENOLA PA
From
17025.
(1)
(2)
of
You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE
LOCATED AT 112 S. ENOLA DR., (EAST PENNSBORO TWP.) ENOILA PA 17025
(SEE ATTACHED LEGAL DESCRIPTION).
You are also directed to attach the property of the defendant(s) not levied upon in the possession
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the gamishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) if property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $80, 410.05 L.L. $.50
Interest 6/4/03 TO 9/3/03 ~ $15.38 PER DIEM = $1,414.96
Atty's Comm %
Arty Paid $136.35
Plaintiff Paid
Date: JUNE 9, 2003
(Seal)
REQUESTING PARTY:
Name MARK J. UDREN, ESQUIRE
Address: 1040 N. KINGS HIGHWAY, STE. 500
CI~RRY HILL NJ 08034
Attorney for: PLAINTIFF
Telephone: (856) 482-6900
Supreme Court 1D No. 04302
Due Prothy 1.00
Other Costs
CURTIS R. LONG
Proth~l~otary
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire, Esquire
ATTY I.D. NO. 04302
1040 N~ KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
ATTOP~NEY FOR PLAINTIFF
COURT OF COMF[ON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage
3232 Newmark Drive
Miamisburg, OH 45342
Co.
Plaintiff
Vo
Michael A. Griva, Sr.
Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
Defendant(s)
ATTOP-NEY FOR PLAINTIFF
COURT OF COMMON PLEAS
~ CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
:
' NO. 03-1938
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
Amount due
Interest From 6/4/03
to Date of Sale September
Per diem @$15.38
2003
(Costs to be added)
MARK J. UDREN & ASSOCIATES
Mark J.~Udren, Esquire, ESQUIRE
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
NO. 03-1938
National City Mortgage Co.
vs.
Michael A. Griva, Sr.
Teresa L. Griva
WRIT OF EXECUTION
REAL DEBT
INTEREST $~
from~ to
Date of ~ale September 3: 2003
Per diem $$15.38
COSTS PAID:
PROTHY $.
SHERIFF $
STATUTORY
COSTS DUE PROTHY. $.
PREMISES TO BE SOLD:
112 South Enola Drive
Enola (East Pennsboro Twp.), PA 17025
~Udren, Esquire, ESQUIRE
UDREN & ASSOCIATES
1040 NORTH KINGS HIGHWAY
SUITE 500
CHERRY HILL, NJ 08034
(856) 482-6900
ALL THAT CERTAIN TRACT OR PARCEL OF LA1TD SITUATE IN .THE VILLAGE OF ENOLA, EAST
PENNSBORO TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, WITH IMPROVEMENTS T~R.EON
EI%ECTED, BOURDED AND- DESCRIBED IN ACCOi~DANCE WITH A SUR%'EY BY ERNEST J. WALKER,
PROFESSIONAL ENgINRER, DATED MAY 5, 1975, AS FOLLOWS~:
BL'~IN1T/-N~ AT A POINT ON .£~.~ EAS'&~J~y LINE OF SOUTH ENOLA DRIVE, WHICH POINT IS 35
FEET NORTH OF TH~ NORTHEAST~f~Ly COI~NER OF HI~*~%ND STREET ARD SOu'£~ ENOLA DRIVE AND
AT PROPERTY NOW OK LATE OF HARVEY J. WITTLE~ T~w~CE ALON~ '&~' EASTEI%LY LINE OF
SOu'£a ENOLA Dltl-V'E, NORTH 5 DF~RE~S EAST, 25 FEET TO Rb POINT AT PROPERTY NO. 110
SOUTH ENOLA Di~IV~ T~r~k'CE ALONG SAM~, SOu'~'*{ 85 DEGREES ~A~T, 125 FEET TO A POINT ON
'&~u~ WESTErLy LINE OF FIRST ALLEY~ THENCE A.LONg SAM~, SOUTH 05 DEgP, E~S WEST, 25 F~s~'
TO A POINT AT PROPERTY NO. 114 SOu'&~ KNOLA DRi'V~ T~ra~CE i%.LONG THE SAM~ ~ THI~OD~'H
A PA~TY WALL, NORTH 85 DEgl~EES WEST, 125 FEET TO A POINT, TRE PLACE OF BEGINNING.
HAVIN~ THEI~EON EP~.-&mu A TWO STORY BP. ICH AND FI~AME DW]~LLINO KNOWN AS 112 SOUT~
ENOLA DRIVE, ENOLA, PENNSYLVANIA.
UNDE~ ~ SUBJECT, 1TEV~R'i'~u~LESS, TO EASEMENTS, I%ESTHICTIONS, I~ESERVATIONS,
CONDITIONS ~ RIGHTS OF WAY OF I%ECOF, D OR VISIBLE UNDER INSPECTION OF PREMISES.
BEING KNOWN AS 112 SOUTH ENOLA DRIVE ENOLA, PA 17025
PROPERTY ID NO: 09-15-1291-077
TITLE TO SAID PREMISES IS VESTSD IN MICHAR?. A. GRIVA, SR AND TERESA
L. GRIVA, HIS WIFE BY DEED FROM MARK A. H0Y AND KIMBERLY A. HOY,
HIS WIFE DATED 11/25/96, RECORDED 12/03/96, IN DEED BOOK 150, PAGE
1.
CZ ~
WRIT OF EXECUTION and/or ATTACHMENT
NO 03-1938 Civil
coMMONWEALTH OF PENNSYLVANIA) CIVIL ACTION - LAW
COUNTY OF cUMBERLAND)
TO THE SHERIFF OF cUMBERLAND CoUNTY: CO. Plaintiff (s)
To satisfy the debt, interest and costS due NATIONAL CITY MORTGAGE
From MICHAEL A. GRIVA, SR. AND TERESA A. GRIWA, 112 S. ENOLA DR., ENOLA PA
17025.
(1) You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE
LOCATED AT 112 S. ENOLA DR., (EAST PENNSBORO TWP.) ENOILA PA 17025
(SEE ATTACHED LEGAL DESCRIPTION).
(2) Youare als° directed t° attach the pr°petty °f the defendant(s) n°t levied upun in the p°ssessi°n
of
GAP, NISHEE(S) as follows:
and to notify the garmshee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any properVy of the defendant
of anyone other than a named garm , Y
garnishee and is enjoined as above stated.
Amount Due $80, 410.05
Interest 6/4/03 TO 9/3/03 ~ $15.38 PER DIEM
At~'s Corem %
Atty Paid $136.35
Plaintiff Paid
Date; JUNE 9, 2003
(Seal)
L.L. $.50
= $1,414.96
Due Prothy 1.00
Other Costs
CURTIS R. LONG
REQUESTING PAKTY:
Name MARK J. UDREN, ESQUIRE
Address: 1040 N. KINGS HIGHWAY, STE. 500
CHERRY HILL NJ 08034
Attorney for: PLAINTIFF
Telephone: (856) 482-6900
Supreme Court ID No. 04302
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire, Esquire
ATTY I.D. N0.04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
Vo
Michael A. Griva, Sr.
Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
: NO.
.
03-1938
Defendant(s) :
CERTIFICATE TO THE SHERIFF
I HEREBY CERTIFY THAT:
The judgment entered in the above matter is based on an Action:
A. In Assumpsit (Contract)
B. In Trespass (Accident)
X_C. In Mortgage Foreclosure
D. On a Note accompanying a purchase money mortgage and the property
being exposed to sale is the mortgaged property.
II. The Defendant(s) ow~ the property being exposed ~o sale as:
An individual
Tenants by Entireties
Joint Tenants with right of survivorship
A partnership
Tenants in Common
A corporation
III.
The
X
Defendant(s) is (are):
Resident in the Commonwealth of Pennsylvania
Not resident in the Commonwealth of pennsylvania
If more than one Defendant and either A or B above is not applicable,
Defendant is resident of the Commonwealth of
state which
Pennsylvania.
Resident:
Address &~I.D. # as above
MAR/( J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire, Esquire
ATTY I.D. NO. 04302
10%0 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 0803%
856-%82-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
Michael A. Griva, Sr.
Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
De f endant ( s )
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 03-1938
CERT I F I CATF.
Mark J. Udren, Esquire, Esquire, hereby states that he is the
attorney for the Plaintiff in the above-captioned matter and that the
premises are not subject to the provisions of Act 91 because it is:
Sec.
)
)
)
(x)
( )
An FHA insured mortgage
Non-owner occupied
Vacant
Act 91 procedures have been fulfilled.
Over 24 months delinquent.
This certification is made subject to the penalties of 18
4904 relating to unsworn falsification to authorities.
Pa. C.S.
MARK J. UDREN &ASSOCIATES
ark J~. U ten, Esquire, ESQUIRE
ATTOP~NEY F~R PU~INTIFF
MARK J. UDREN & ASSOCIATES
By: ,Mark J. Udren, Esquire, Esquire
KTTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, sUITE 500
CHEPd~Y HILL, NJ 08034
856-482-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
ATTORNEY FOR pLAINTIFF
coURT OF COMMON PLEAS
CIVIL DIVISION'
cumberlandCounty
MORTGAGE FORECLOSURE
Michael A. Griva, Sr.
Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
NO. 03-1938
Defendant(S) :
AFFIDAVIT pURSUANT TO RULE 3129.1
National City Mortgage Co., Plaintiff in the above action, by its
ire ESQ., sets forth as ~f the date the
attorney, Mark J. Udren, ES~ n was filed the following information
Praecipe for the Writ of Executi~
concerning the real property located at: 112 South Enola Drive
Enola (East Pennsboro Twp.), PA 17025
1. Name and address of Owner(s) or reputed O~er(S): Address
Name
Michael A. Griva, Sr. 112 South Enola Drive Enola, PA 17025
Teresa L. Griva 112 South Enola Drive Enola, PA 17025
2. Name and address of Defendant(s) in the judgment:
Address
Name
Same As No i Above
. ~ judgment is a record
3. Name and address of every judgraent credltO ~ whose
lien on the real property to be sold:
Address
Name
NONE
4. Name and address
record:
Name
Plaintiff herein.
of the
last recorded holder of
Address
See Caption above.
every mortgage
of
5. Name and address of every other person who has any record lien on the
pro~,erty:
~me Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
Domestic Relations Section
Commonwealth of PA,
Department of Revenue
1 Courthouse S~are Carlisle, PA 17013
13 N. Hanover St. Carlisle, PA 17013
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every other person of whom the plaintiff has
knowledge who has any interest in the property which may be affected by
the sale:
Name Address
Tenants/Occupants
112 South Enola Drive
Enola (East Pennsboro Twp.), PA 17025
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
DATED: June 3, 2003
MARK J. ~DREN & ASSOCIATES
~=_~_e~n, Esquire, ESQ.
Attorney Jot Plaintiff
MARK J. UDREN & ASSOCIATES
BY= ' Mark J. Udren, Esquire, Esquire
~TTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
Vo
Michael A. Griva, Sr.
Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
Defendant (s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 03-1938
TO:
Michael A. Griva, Sr.
112 South Enola Drive
Enota, PA 17025
Your house (real estate) at 112 South Enola Drive Enola (East Pennsboro
Twp.), PA 17025 is scheduled to be sold at the Sheriff's Sale on
September 3, 2003, at 10:00am in the Commissioners Hearing Room, 2nd.
Floor, Courthouse Carlisle, PA, to enforce the court judgment of
$80,410.05, obtained by Plaintiff above (the mortgagee) against you. If
the sale is postponed, the property will be relisted for the Next
Available Sale.
'
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take
The sale will be cancelled if you pay to the ~ortgagee the back payment, late
charges, costs and reasonable attorney's fees. To find out how much you must pay,
you may call: 3~-
You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was impr~)erly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to obtain an attorney.)
The sooner you contact one, the
(See notice on page two on how
· . ~ the sheriff's sale is not stopped' your property will be sold to the
highest bidder- you~Y find out the priCe bid by c~lling 856-482-6900'
you may be able to petition the court to set aside the sale if the bid price
2. inadequate compared to the value of you~ property.
the sheriff the full amount
waS groSSly
3. The sale will go through only if the buyer payS 856-482-6900'
due in the sale- To find out if this has haPPened, you ~Y call
4. If the amount due from the Buyer is not paid to the sheriff, you will re, in
the owner of the property as if the sale never hap~.ened- ' the full amount due is
5. you have the right to remain in the property until At that time, the buyer
paid to the sheriff a/%d the sheriff gives a deed to the buyer-
may bring legal proceedings to evict you.
you may be entitled to a share of the money which was paid for your houSe-
6. distribution of the money bid for you.r house will be filed by the sheriff
will state whO will be receiving that
unless exceptions
A schedule of
within 30 days after the sale- This schedule
money. The money will be paid out in accordance with this schedule
(reaSOnS why the proposed distribution is wrong) are filed with the sheriff within ten
(10) days after schedule of Distribution is filed.
you may alsO have other rights and defenses, or ways of getting your home
7.
back, if you act immediately after the sale.
yOU sHoULD TAKE THIS pA~BR TO yOU~ LAWYER AT oNCB. IF YOU DO NOT HAVE A LAWYBR OR
CANNOT ~FFO~D OBi, C.O TO OR THLEPHOITE THE OFFICE LISTED BELOW TO FIND OUT WHBP~ yOU CAN
cumberland County Bar ASSociation
2 Liberty Avenue
carlisle, PA 17013
717-249-3166
800-990-9108
ASSOCIATION DE LiCENCID~DOS DE FILADELFIA
cumberland County Bar AssociatiOn
2 Liberty Avenue
carlisle, PA 17013
717-249-31.66
800-990-9]-08
~ j. UDREN & ASSOCIATES
-BY: Mark J. udren, Esquire, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
ATTOP-NEY FOR pLAINTIFF
: COURT OF coMMON PLEAS
i CIVIL DIVISION
:Cumberland County
MORTGAGE FORE'CLOSURE
Michael A. Griva, Sr.
Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
Defendant (s)
NO.
03-1938
TO: Teresa L. Griva
112 South Enola Drive
Enola, PA 17025
Your house (real estate) at 112 South Enola Drive Enola (East pennsboro
Twp.), PA 17025 is scheduled to be sold at the Sheriff's Sale on
September 3, 2003, at 10:00am in the Commissioners Hearing Room, 2nd.
Floor, Courthouse Carlisle, PA, to enforce the court judgment of
$80,410.05, obtained by Plaintiff above (the mortgagee) against you. If
the sale is postponed, the property will be relisted for the Next
Available Sale.
To prevent this Sheriff's Sale, you must take ~~
1. The sale will be cancelled if you pay to the mortgagee the back payment, late
charges, costs and reasonable attorney's fees. To find out how much you must pay,
you may call: ~
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you Contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
Y~03J MAY STILL BE ABLE TO SA~P~F~TY .~ND YOU HAVE OTHEP~PJ~HTS
~EVE~ IF THE SHERIFF'S SALE DOES TAKE PLACE~
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. TO find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. YOU may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS pAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
C2tNNOTAFFOI~D 01~, ~OTO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT W~YOUCAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
MARK J. UDREN & ASSOCIATES
BY= Mark J. Udren, Esquire
ATTY I.D. NO. 0%302
10%0 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 0803%
856-%82-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
: COURT OF COMMON PLEAS
i CIVIL DIVISION
· Cumberland County
Michael A. Griva, Sr.
Teresa L. Griva !NO.
112 South Enola Drive
Enola, PA 17025
Defendant(s)
03-1938
ATTORI~Ey FOR PLAINTIFF
AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1
Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, Esquire, hereby
verifies that:
1. A copy of the Notice of Sheriff,s Sale, a true and correct copy of which
is attached hereto as Exhibit "A", was sent to every recorded lieD-holder and
every other interested party known as of the date of the filing of the
Praecipe for the Writ of Execution, on the date(s) appearing on the attached
Certificates of Mailing.
2. A Notice of Sheriff,s Sale was sent to Defendant(s) by regular mail and
certified mail on the date appearing on the attached Return Receipt, which
was signed for by Defendant(s) on the date specified on the said Return
Receipt. Copies of the said Notice and Return Receipt are attached hereto as
Exhibit "B".
3. If a Return Receipt is not attached hereto, then service was by personal
service on the date specified on the attached Return of Service, attached
hereto as Exhibit "B".
4. If service was by Order of Court, then proc of compliance with said
Order is attached hereto as Exhibit "B". /
Ail Notices were served within the time~imit : ~t forth by Pa Rule
Th_is .Affidavit is made subject, to the :na~t~e ~ 18 Pa.C.. ·
relating to u/%sworn falsification to al ho~i~i~ ~'l S Section 4904
Dated: July 24, 2003
~ark J. Udren, Esquire, Esquire
Attorney for Plaintiff
National City Mortgage Co.
VS
Michael A. Griva, Sr. and
Teresa L. Griva
In The Court °fCommon Pleas of
CUmber/and County, Pennsylvania
WHt No. 2003-1938 Civil Terra
Ron HOOve -
°n-lane 19 9~, "r.,_DeputyShgr~ff. ~ .
Writ, Noti~'e"~° a~t 8:44 o'clock p;~ w?o being duly sw~-- .
defend~t ,] ~"~ oesc~ption, in *~'"'fie se~ed a tree ~'~ a~cordmg to law
personallf, ~ ~ ~ichael A. ~ a~ov~ entitled acti~[ °t &e Within Re~ ~][e~ that
contents ~d '" oou& Enola Dr ~ or;, by m~ng ~o~:.~Pon the Within naomitare
&e S~e. at the S~e time hand}n~ri°la, C~ber/o~a ~a unto Michael GH~'~u-
~,u ~ountv ~__ , . ~ fit..
to him personally the sai~'~asyiv~l~ its
Ron Hoover, Deputy She~f~ ~e ~d CO~ect Copy of
on J~e 19, 2003 at .~ .... , Who bei ~ ~..
' · ~'~ o CIOC D~ t ~ ~UlVsw
a, e -
defend~t, to wi,. ~ the ab .....
'. leresa L G~ _ -ye enntled actio~vy Otae within Rek'~ ~,t, es that
· t~v~ Oy m~n~ ~. ,,, upon the wi,~:_ ~ estate
~;~d~t' at'l l2 South Eno . ~'-'~U ~to Mic. ·
,~_ s ~d at ~e s~ ,:__ _la Dr., En~la, C,,~= · . -ael G~va, Sr, husb~d
Robert ~ '- "" personally the sai~J '~sylv~ia, its
, ~tner, D u t~e ~d
on ~uty 09, 2003 at 7:30 ~u~y ~he.r~ who bein~ d" CO~ect copy of
c'ock P.M., he poste~ ~[ sworn accordin to
W~t, Notice, Poster ~a Desc~ption, in the ahoy; ~u~ copy of me wi~t~i_ ~aw: ~tates ~at
Michael A. G~va, Sr. ~d Teresa L. ~va located at 112 Sou~ Enola Dr., Eno/a,
Pe~sylvania, according to law entitled action, upon "~ea~ Estate
. the property of
R. Thomas Kline, She~f~ who
se~ed the ab°ve Real Estate W~t, Notibc:~ng dulyswom according to law, states he
m~er: The She~ff mailed a notice in the following
Poster ~d Desc~ption
n~ed defendants, to wit: Michael A. G~va, Sr.,
address of the pendency of ~e action to one of ~e wi~
of 112 Sou~ Enola D~ve, Eno/a, PA by regal~ mail to his l~t ~o~
date of July 07, 2003
R. Thomas Kline, She~f~ who being d~f0ff5' T~s letter was m~led ~der the
~d never returned to the She~fPs Or, ce.
se~ed the above Real Estate W~t ~r~,. ~ Y worn ac
m~er: The She~ffmai1 ~ ,,m~ce, Foster c~'~mg to law s
~d Description in m~ ~,.tat~s he
nmeddefend~ts't°wit: ~ffs~t~e~(thependencyofthe ....
07, 2003 PA 17025.
~d never ret~ed to the She ' ~ This letter w~ mailed ss of
ntt's Or, ce. under ~e date
Sworn and subscribed to before me
This ~ day of
2003, A.D. ------~
mOnotary ~
R. Thomas Kline, Shg~ c-
Real Esta~
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND ? SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriff's Deed in which Federal Home Loan Mtg Corp is the grantee the same having been sold to
said grantee on the 3rd day of Sept A.D., 2003, under and by virtue of a writ Execution issued on the 9t_hh
day of June, A.D., 2003, out of the Court of Common Pleas of said County as of Civil Term, 2003
Number 1938, at the suit of National city Mtg Co against Michael a Griva Sr & Teresa L is duly
recorded in Sheriff's Deed Book No. 259, Page 2136.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this c-~ ~0 day of
, A.D. 200~3 ~
,/~ v~corder of Deeds
National City Mortgage Co.
VS
Michael A. Griva, Sr. and
Teresa L. Griva
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2003-1938 Civil Term
Ron Hoover, Deputy Sheriff, who being duly sworn according to law, states that
on June 19, 2003 at 8:44 o'clock PM, he served a true copy of the within Real Estate
Writ, Notice and Description, in the above entitled action, upon the within named
defendant, to wit: Michael A. Griva, Sr., by making known unto Michael Griva, Sr.,
personally, at 112 South Enola Dr., Enola, Cumberland County, Pennsylvania, its
contents and at the same time handing to him personally the said true and correct copy of
the same.
Ron Hoover, Deputy Sheriff, who being duly sworn according to law, states that
on June 19, 2003 at 8:44 o'clock PM, he served a true copy of the within Real Estate
Writ, Notice and Description, in the above entitled action, upon the within named
defendant, to wit: Teresa L. Griva, by making known unto Michael Crriva, Sr., husband
of defendant, at 112 South Enola Dr., Enola, Cumberland County, Pennsylvania, its
contents and at the same time handing to him personally the said true and correct copy of
the same.
Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that
on July 09, 2003 at 7:30 o'clock P.M., he posted a true copy of the within Real Estate
Writ, Notice, Poster and Description, in the above entitled action, upon the property of
Michael A. Griva, Sr. and Teresa L. Griva located at 112 South Enola Dr., Enola,
Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to one of the within
named defendants, to wit: Michael A. Griva, Sr., by regular mail to his last known
address of 112 South Enola Drive, Enola, PA 17025. This letter was mailed under the
date of July 07, 2003 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to one of the within
named defendants, to wit: Teresa L. Griva, by regular mail to her last known address of
112 South Enola Drive, Enola, PA 17025. This letter was mailed under the date of July
07, 2003 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that
after due and legal notice had been given according to law, he exposed the within
described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland
County, Pennsylvania on September 3, 2003 at 10:00 o'clock A.M. He sold the same for
the sum of $1.00 to Attorney Mark J. Udren for Federal Home Loan Mortgage
Corporation. It being the highest bid and best price received for the same, Federal Home
Loan Mortgage Corporation of 8200 Jones Branch Drive, McLean, VA 22102, being the
buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $766.83.
Sheriffs Costs:
Docketing $30.00
Potmdage 15.04
Posting Bills 15.00
Advertising 15.00
Acknowledging Deed 30.00
Auctioneer 10.00
Law Library .50
Prothonotary 1.00
Mileage 20.70
Levy 15.00
Surcharge 30.00
Law Journal 284.00
Patriot News 207.19
Share of Bills 28.90
Distribution of Proceeds 25.00
Sheriffs Deed 39.50
$ 766.83
This !~j- day of ~W--~._~
(-~ R. Thomas Kline, Sheriff
2003, A.D. ~__/t,.t,o~ G/') ')'h,d'e,,.,,/-~. ~j~
tPfothonotary BY
Real E
30. i?
Real Estate Sale # 59
On June 16, 2003 the sherifflevied upon the
defendant's interest in the real property situated in
East Permsboro Township, Cumberland County, PA
known and numbered as 112 South Enola Dr.,
Enola, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: June 16,2003 By:~r c~f ~'~
Real Estat~ Deputy
THE PATRIOT NEWS
THESUNDAY PATRIOT NEWS
Proof of Publication
UnderAct No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Joseph A, Dennison, being duly sworn according to law, deposes and says:
That he is the Asst. Controller of The Patriot News Co., a corporation organized and existing under the laws
of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in
the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The
Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the
City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th,
1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 22nd and 29th day(s) of July and the 5th
day(s) of August 2003. That neither he nor said Company is interested in the subject matter of said printed notice
or advertising, and that all of the allegations of this statement as to the time, place and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
PUBLICATION
C~O~Ha~sburg, austin NOTARY PUBLIC
idy C(~mm~sion EXP~r~s June 6,2006
. ommission June 6, 2006
Member, Penns,/wa~a Association Of ~ expires
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates
Probating same Notary Fee{s)
Total
$ 205.44
$ 1.75
$ 207.19
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA.'
COUNTY OF CUMBERLAND :
SS.
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Joumal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Joumal on the following dates,
viz:
JULY 18, 25, 2003 AUGUST 1, 2003
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
REAL F~TATE ~ALE NO. 59
Writ No. 2003-1938 Civil
National City Mortgage Co.
VS.
Michael A. Griva, Sr. and
Teresa L. Griva
Atty.: Mark J. Udren
ALL THAT CERTAIN tract or par-
cel of land situate in the Village of
Enola. East Pennsboro Township,
Cumberland County. Pennsylvania,
with improvements thereon erected.
bounded and described in accor-
dance with a survey by Ernest J.
Walker, Professional Engineer,
dated May 5, 1975. as follows:
BEGINNING at a point on the
easterly line of South Enola Drive,
which point is 35 feet North of the
northeasterly corner of Highland
Street and South Enola Drive and
at property now or late of Harvey J.
Wlttle; thence along the easterly line
of South Enola Drive, North 5 de-
grees East. 25 feet to a point at
property No. 1 l0 South Enola Drive;
· thence along same, South 85 de
grees East, 125 feet to a point on
the westerly line of first alley; thence
along same. South 05 degrees West,
25 feet to a point at property No.
114 South Enola Drive: thence along
the same and through a party wall,
North 85 degrees West, 125 feet to
a point, the place of beginning.
HAVING thereon erected a two
story brick and frame dwelling
known as 112 South Enola Drive.
Enola, Pennsylvania.
UNDER and subject, neverthe-
less, to easements, restrictions, res-
ervatlons, conditions and rights of
way of record or visible under in
spection of premises.
swoR( oS fo, e me this
1 day of AUGUST, 2003
property No. 110 South Enola Drive;
ihence along same, South 85 de-
grees East, 125 feet to a point on
the westerly lhqe of first alley: thence
along same, South 05 degrees West.
25 feet to a point at property No.
114 South Enola Drive: thence along
the same and through a party wall,
North 85 degrees West, 125 lket to
a point, the place of beginlting.
HAVING thereon erected a two
story brick and frame dwelling
known as 112 South Enola Drive.
Enola, Pennsylvmaia.
UNDER and subject, neverthe
less, to easements, restrictions, res-
ervations, conditions and rights of
way of record or visible under in
spectlon of premises.
BEING KNOWN AS 112 South
Enola Drive, Enola, PA 17025.
PROPERTY ID NO: 09 15 1291-
077,
TITLE TO SAID PREMISES IS
VESTED IN Michael A. Griva, Sr.
and Teresa L. Griva. his wife by
Deed from Mark A. Hoy and Klm
berly A. Hoy. his wife dated 11/
25/96, recorded 12/03/96, in
Deed Book 150. Page 1.