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Home My WebLink About01-0779 FX <'.ii!'''''''''M~ ....."..., ... , ' ~. '. - ~' ,. . .. l" ",' Y".,,,,, ,.'. ' ,---"",:::'_4~J;k" j-'- Spear & Hoffinan, P.A. BY: RICHARD M. NELSON, ESQUIRE Attorney J.D. No. 72869 1020 North Kings Highway, Suite 210 Cherry Hill, New Jersey 08034 (856) 755-1560, Attorney for Plaintiff, Loan No. : 9794124 MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PO BOX 840 BUFFALO, NY 14240-0840 PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 01- "179 Cotl~ vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK 1210 MUSKET LANE MECHANICSBURG, PA 17055 DEFENDANTS COMPLAINT - CIVIL ACTION COMPLAINT IN MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, P A 171 03 (717) 249-3166 'V~ _ '" _,-.'.1. .~--cl-,-_, ",",-" ?'~"" ,--, ' ',~""""" A VISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en 1as paginas siguientes, usted tiene veinte (20) dias de plazo a partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones alas demandadas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandato y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades 0 otros dereches importantes para usted. LLEVE ESTADEMANDAA UN ABOGADO 1NMEDIATAMENTE, SINO TIENEABOGADO 0 SINO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VA Y A EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA A VERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIAL LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17103 (717) 249-3166 oj,..""" ~ ~ .---..............-~-,....... _'_""J , .. '_ _ ";'1_. :'-,"';-' j, c_" ~_ , h Spear & Hoffinan, P.A. BY: RICHARD M. NELSON, ESQUIRE Attorney J.D. No. 72869 1020 North Kings Highway, Suite 210 Cherry Hill, New Jersey 08034 (856) 755-1560, Attorney for Plaintiff, Loan No. : 9794124 MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PO BOX 840 BUFFALO, NY 14240-0840 PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK 1210 MUSKET LANE MECHANICSBURG, PA 17055 DEFENDANTS COMPLAINT IN MORTGAGE FORECLOSURE I. PlaintiffisMANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSORBY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY, with its principal place of business located at PO BOX 840, BUFFALO, NY 14240- 0840. 2. The names and last known addresses of the Defendants are: TIMOTHY M. SCHENK AND HEATHER L. SCHENK, 1210 MUSKET LANE, MECHANICSBURG, PA 17055. 3. The interest of each individual Defendant is as mortgagor, real owner of the real property subject to the mortgage described below, or both. 4. On or about MAY 31, 1995, Mortgagors made, executed and delivered a Mortgage upon the premises hereinafter described to FARMERS TRUST COMPANY, which Mortgage is recorded as follows: Office of the Recorder of Deeds in and for CUMBERLAND COUNTY DATE OF MORTGAGE: MAY 31, 1995 DATE RECORDED: MAY 31, 1995 BOOK: 1265 PAGE: 182 1 - - , c-, _;;. _' _j _~,,' , .' ,-,~:. -'~, , The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P. 1019(g). A true and correct copy of said Mortgage is attached hereto as Exhibit "A" and incorporated herein by reference. 5. On or about MAY 31,1995, in consideration of their indebtedness to FARMERS TRUST COMPANY, TIMOTHY M. SCHENK AND HEATHER L. SCHENK made, executed and delivered to FARMERS TRUST COMPANY their promissory Note in the original principal amount of $255,000.00. A copy of said Note is attached hereto as Exhibit "B" and incorporated herein by reference. The Note is referenced herein only insofar as the terms of the Note are incorporated into the Mortgage. 6. Plaintiff is the legal holder of the Mortgage by virtue of being the legal successor in interest to the original Mortgagee. 7. The Mortgage is secured by property located at 1210 MUSKET LANE, MECHANICSBURG, PA 17055, which is more particularly described in the legal description attached hereto as Exhibit "C" and incorporated herein by reference. 8. The Mortgage is in default because the monthly installments of principal and interest and other charges stated below, all as authorized by the Mortgage, due JUNE 30, 2000 and monthly thereafter are due and have not been paid, whereby the whole balance of principal and all interest due thereon have become immediately due and payable forthwith together with late charges, escrow deficit (if any), and costs of collection including title search fees and reasonable attorney's fees. 2 ..- ,-_,4_,"1 1 ,""'~V -- ,,;--, , .. ..--b ,-_, ,--j_ . "'ilz- 9. The following amounts are due on the Mortgage: Principal Balance $240,948.87 9.35% interest from MAY 30, 2000 to JANUARY 31, 2001 at $61.72 per day $15,121.40 Other Fees $15.00 Estimated Attorney's Fees $3.600.00 TOTAL AMOUNT DUE $259.685.27 Interest continues to accrue at the per diem rate of $61.72 for every day after JANUARY 31, 2001 that the debt remains unpaid. 10. The original principal balance ofthe Mortgage is in excess of $50,000.00 and therefore, Notice ofIntention to Foreclose Mortgage, pursuant to Act 6, 41 P.S. g403 is not applicable. 1], Pursuant to the notice provisions of Act 91, 3S P.S. gI680A03(c), notice was sent to Defendants, dated NOVEMBER 28,2000. Copies of the notices to the defendants are attached as Exhibit "D". Defendants have failed to meet with the plaintiff or any of the consumer credit counseling agencies listed in the notice and/or have further failed to meet the time limitations specified in the notice and/or have been denied assistance from the Pennsylvania Housing Finance Agency. 12. Notice pursuant to the Fair Debt Collection Practices Act is attached as Exhibit "E". 3 ;J "_J 0" '.-',,=,-,",',-' ,,---,..~ -- -:";;:.., ,- -'-,< WHEREFORE, Plaintiff respectfully requests this Court to enter judgment IN REM in favor of Plaintiff and against the within named property of the Defendants in the amount set forth in paragraph 9, together with interest, attorney's fees, and other expenses, costs and charges collectible under the Mortgage and for the foreclosure and sale of the mortgaged premises. SPEAR & HOFFMAN, P.A. DATE:~ )1> RICHARD M. NELSON, ESQUIRE 4 ,'-'" .'-,' ".. ,~-..i. "-'-';'__"",..c ..' ',,'_' -','''". VERIFICATION The undersigned, RICHARD M. NELSON, ESQUIRE, being duly sworn according to law, deposes and says that he is the attorney for Plaintiff and that he is authorized to make this Verification on behalf of Plaintiff, and that the facts set forth in the foregoing Complaint in Mortgage Foreclosure are true and correct to the best of his knowledge, information and belief. THE UNDERSIGNED UNDERSTANDS THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 PA.C.S. SECTION 4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. DATE:~ ~ RICHARD M. NELSON Attorney for Plaintiff ~w~ ~.- , ^""'~ ~~. ,.;.. "o:-'i RECORDATION REQUESTED BY: . Farmers Trusl Company One- West High Slreet C8rlisle, PA 17013 WHEN RECORDED MAIL TO: Farmers Trusl Company One Wesl HIgh Street Carlisle, PA 11013 SEND TAX NOTICES TO: 'Thnolhy M. Schenk and Heather L. Schenk 1210 Muskel Lane Mechanlcsburg. PA 17055 SPACE ABOVE THIS UNE IS FOR RECORDER'S USE ONLY MORTGAGE THIS IS A PURCHASE MONEY MORTGAGE THIS MORTGAGE IS DATED MAY 31, 1995, between Timothy M. Schenk and Heather L Schenk, owner(s) In fee simple, whose address is 1210 Musket Lane, Mechanicsburg, PA 17055 (referred to below as "Grantor"); and Farmers Trust Company, whoae address is One West High Street, Carlisle, PA 17013 (referred to below as "Lender"). ' GRANT OF MORTGAGE. For vaJuable conslderalion. Grantor grants. bargains, sells, conveys, assfgns. lran$fers, releases, confirms and mortgages to Lender all of Grantor's right, tille, and Interest In and to the following dBSCffbed real property. together with aU existing or sUbsequenlly erected or affixed buDdings. Improvemenls and fixtures; all streets, lanes. alleys, pass8.ges. and ways; all easements. rights of way. aU. liberties, privileges, tenements, hereditaments, and appurtenances thereunto belonging or anywise made appurtenant hereafter. and the reversions and remainders with respect thereto: all waler, waler rights. watercourses and ditch rights (including stock In utilities Wilh dilch or IrrigaUon rights): and all other rights. royallies, and profits relating to the real property. Including wilhout Umitallon aU minerals. 011. gas. geolhennal and stmDar mafters.located in Cumberland County. Commonwealth of Pennsylvania (the "Real Property"): see exhibit A township: MamptoQ /I,f/l'!/ide( The Real Property or its address is commonly known as 1210 Musket Lane, Mechanlcsburg, PA 17055. Grantor presently assigns to lender all of Granlor's right. tille. and Interest In and to aU leases of lhe Property and an Rents from the Property. In addition, Grantor grants to Lender a Uniform Commmcial Code securny Interest"' the Persona! Properly and Ranis. DefiNITIONS. The follOWing words shall have the following meanings when used In this Mortgage. Terms not olherwlse defined In this Mortgage shalt halle the meanings attributed to sUGh terms in the Uniform Commercial Code. All references to dollar amounts. s.t\aU mean amounts in lawtul money ot the United Slates of America. - Grantor. The wo(d "Grantor" means Timothy M. Schenk and Heather L. SChenk. The Grantor is the mortgagor under trns Mortgage. Guarantor. The word "Gueranlor" means and includes wilhoutllmilatlon each and allot the guaranlOlS. surelles, and accommodallon partlas in connection wilh the IndQbtedness. Improvements. The word "Improvements" means and Includes wllhoutlimitatlon aU existing and future improvements. fixtures, buildings. structures, mobile homes affixed on the Real Property, faclIlnes. addItions. replacements and other construction on the Real Property. Indebtedness. The word "Indebtedness" means all principal and Interest payable under Ihe Note and any amounts expended or advanced by lender 10 discharge obligations of Grantor or expenses InClJITeld by Lender to enforce obligations of Grantor under this Mortgage. logeIher with Interest on such amounts as provided In Ihis Mortgage. Lender. The word "lender" means Farmers Trust Company, its successors and assigns. The lender Is the mortgagee under this Mortgage.. Mortgage. The word "Mortge.ge~ means this Purchase MOrley Mortgage between Grantor and Lender. and Includes wllhout limilation all assignments and security interest provisions relating 10 the Per50nal Property and Rents. Purchase Money Mort~age. If any of the debt secured by this Security ll1$frument Is lent to Borrower to acquire title to the Real Property. thIs Security Insb'ument shall be a P\Jrchase money mortgage under 42 P.S. Section 8141. Note. The word ~Nole" means the promissory nole or credil agreement dated May 31. 1995, in the original principal amount of $255.000.00 from Grantor to lender, logether with all renewals of. extensions of, modiflcations of, refinancings of, consolidations of. and substitulions tor tM promissory note or agreement. NOTICE TO GRANTOR: THE NOTE CONTAINS A VARIABLE INTEREST RATE. Personal Property. The words ~Personal Property' mean all equipment. fixtures, and other articles of personal property now or hereafter owned by Granlor. and now or hereafter allached or affixed to the Real Property; together with all accessions. parts. and addllions to, ad replacements'ol, and all substitutions for, any of such property; and together with all proceedS (inclUding wilhoullimilatlon all Insurance proceeds and refunds of premiums) from any sale or other disposition at tha Properly. Properly. The word "Property" means COllectively the Real PropertY and the Personal Property. Real property. The words "Real Property" mean Ihe property, Interests and rights described above In the .Gr~nt of MortgageR seelion. Related Documents. fhe words "Relaled Documents" mean and include wilhout Umllallon aU promJssmy noles. credit agreements, loan agreements, environmentat agreements, guaranties, securily agreements. mortgages. deeds of !rust, and all other Instruments, agreements and documents, whether now or hereafter existing, executed In connection with the Indebtedness. . Rents. The word "Rents" means all present and future rents, revenues. Income, Issues, royallles. pronts, and other benefits dBrtved from the Property. ~p. ~i~ - "~i o-}~ ".. ,",,,. " S;_ ,~' "'< . ~ " 1o'- . _,.~ "~" MORTGAGE (Continued) Page 2 THIS MORTGAGE, INClUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL PROPERTY IS GIVEN TO SECURE (1) PAYMENT OF THE INDEBTEDNESS AND (2) PERFORMANCE OF AlL OBLIGATIONS OF GRANTOR UNDER nllS MORTGAGE AND THE RELATED DOCUMENTS. THIS MORTGAGE IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS: PAYMENT AND PERFORMANCE. Except as otherwise provided In this Mortgage, Grantor shall pay to Lender all amounts secured by thls Mortgage as they become dUe, and,shall sfricUy perform all of Grantor's obligations under this Mortgage. POSSESSION AND MAINTENANCE OF THE PROPERTY. Grantor agrees that Granier's possession and use of the Property shall be governed by the following provisions: . Possession and Use. Until in default, Granlor may remain in possession and control of and operate and manage the Property and collect the Renls from the Property. DUty to Maintain. Grantor shall maintain the Property In tenantable condiUon and promptly perform all repairs, replacements, and maintenance necessary to preserve Its value. Hazardous Substances. The terms "hazardous waste," "hazardous SUbstance," "dIsposal," "release," and "threatened release," as used in this Mor1gage, shall have the same meanings as set forth In the Comprehensive Environmental Response, Compensation, and Uability Act 011980, as amended, 42 U.S.C. SectIon 9601, et seq. ("CERCLAj, the Superfund Amendments and Reauthonzallon Act of 1986, Pub. L No. 99-499 ('"SARN), the Hazardous Materials Transportation Act, 49 U.S.C. Section 1801, at seq., the Resource Conservation and Recovery Act, 49 U.S.C. SectIon 6901, et seq., or other applicabte state or Federal laws, rules, or regUlations adopted pursuant to any of the foregoing. The terms "hazardous waste" and "hazardous substance~ shall also Include, without limitation, petrOleum and petroleum by-products or any fraction thereof and asbestos. Granlor represents and warrants to Lender that: (a) During the period of Grantor's ownership of the Property, there has beerl no use, generation, manufacture, storage, treatment, disposal, release or threatened release of any hazardous waste or substance by any person on, under, or about the Property; (b) Grantor has no knOWledge of, or reason to belIeve that there has bean, except as previously disclosed to and acknowledged by Lender in wrillng, 0) any use, generation, manufacture. storage, treatment, disposal, release, or Ihreatened release 01 any hazardous waste or substance by any prior owners or occupants of the Property or (il) any actual or threatened llligation or claims of any kind by any person relating to such matlers; and (c) Except as previously dISclosed to and acknowledged by lender in writing, 0) neither Grantor nor any tenant, contractor, agent or olher authorized user of the Property shall use, generate, manufacture, store, treat, dispose of, or release any hazardous waste or substance on, under, or about the Property and (il) any such activity shall be conductad In compliance with all applicable federal, state, and local laws, regulations and ordinances, Including witho'ut Umilallon those laws, regulations, and ordinances descnoed above. Grantor authOrizes Lender and its agents to enter upon the Property to make such inspections and tesls, at Grantor's expense, as Lender may deem appropriate to determine compliance of the Property with this section of 1ha Mortgage. Any Inspections or tests made by Lender shall be for lender's purposes only and shall not be construed to create any responsibility or liability on Ihe part of Lender to Grantor or to any other person. The representations and warranties contained herein are based on Grantor's due diligence in investigating' the Property for hazardous waste. Grantor hereby (a) releases and waives any future claims against Lender for Indemnity or contributIon In the event Granlor becomes liable for cleanup or other costs under any such laws, and (b) agrees to indemnity and hold hannless Lender against any and all clalms,-Iosses, Iiabililies, , damages, penailles, and expenses which Lender may directly or Indirectly sustain or suffer resulting from a breach of this section of the Mortgage or as a consequence of any use. generation, manufacture, storage, disposal, release or threatened release occurring prior to Grantor's ownership or interest In the Property, whether or not the same was or should have been known to Granlor. The provisions of this section of the Mortgage, Including the obllgallon to Indemnify. shall survive the payment at the Indebtedness and the satisfaction and reconveyance of the lien of this Mortgage and shall not be affected by Lender's acqulsllion of any interest In the Property, whelher by foreclosure or olherwise. Nuisance, Was1e. Granlor shall nol cause, conduct or permit any nuisance nor commit. permit, or suffer any stripping of or wasle on or to the Property or any portion of the Property. Wllhout limiting the generality 01 Ihe foregoing, Grantor will not remove, or grant 10 any other party the right to remove, any timber, minerals (including all and gas), soil, gravel or rock products without the prior written consent of Lender. Removal 01 Improvements. Granlor shall not demolish or remove any ImprovemenlS from the Real Property wilhoulthe prior written consent of Lender. As a condlllon to the removal of any Improvements, Lender may require Grantor 10 make arrangements sal1sfactory to lender to replace such Improvemenls with Improvements of at least equal value. Lender's Right to Enter. lender and Its agents and rapreserltalives may enter upon the Real Property at aU reasonable times to attend to Lender's Interests and to Inspect the Property for purposes of Grantor's compliance with the terms and conditions of this Mortgage. Compliance wllh Governmental ReqUirements. Grantor shall promptly comply with all laws, ordinances, and regulallons, now or hereafter In effecl, of all governmental aulhorines applicable to the USe or occupancy of the Property. Grantor may contest In good faith any such law, ordinance, or regulation and withhold compliance during any proceedlng, including appropriate appeals, so long as Grantor has notified Lender in wriling prior to doing so and so long as, In lender's sole opinion, Lender's Interests in the Property are nol jeopardized. Lender may require Granlor 10 post adequate security or a surety bond, reasonably satisfactory to Lender, to protect Lender's interest. DUty to Protect. Grantor agrees neither to abandon nor leave un!1ttendad the Property. Granlor shall do all other acts, in addillon to those acls set forth above in this section, which from the character and usa of the Property are reasonably necessary to protecl and preserve the Property. DUE ON SAlE - CONSENT BY lENDER,. Lender may, at lis oplJon, declare Immediately due and payable all sums secured by this Mortgage upon the sale or transfer, wilhoutthe Lender's prior written consent, of all or any part of the Real Properly, or any Interesl In the Real Prcperty. A "sale or transfer" means the conveyance of Real Property or any right, mile or inleresl therein; whether legal, beneficial or equitable; whether voluntary or involuntary; whether by outright sale, deed, Installment sale conlracl, land contract, contract lor deed, leasehold Interest with a term greater than three (3) years, lease-option contract, or by sale, assignment, or transfer of any beneficial interest In or to any land trust holding IIlle to the Real Property, or by any other method of conveyance 01 Real Property Interesl. If any Grantor is a corporation, parlrlershlp or limited liabfllty company, transfer also Includes any change In ownership of more than twenty-five percent (25%) of the vollng slock, partnership interests or limited liabiUty company interests, as the case may be, of Grantor. However, this opUon shall not be exercised by Lender if such exercise is prohibited by lederallaw or by Pennsylvania law. TAXES AND LIENS. The following provisions relating to the taxes and Tiens on the Property are a part of this Mortgage. Payment. Granlor shall pay when due (and in all evenls prior to delinquency) all taxes, payroll taxes. special taxes, assessments, waler chwyJes and sewer service charges levied against or on account of the Prcperty, and shall pay whe~ due al~ clain:s ~or work done on or fo~ services rendered or malerial furnished to the Property. Grantor shall maintain the Property free of all hens haVIng pnonty over or equal.to the mterest of Lender under Ihls Mortgage, except for the lien of taxes and assessments not due. and except as otherwise provided in. the followmg paragraph. Right To Contest. Grantor may withhold payment of any lax" assessment, or claim in connection with a good faith dispute over the o~1i9allon to pay, so long as Lender's interest In the Property is not jeopardIzed. If a lien arises or Is filed ~ a result ~f nonpayment, G~antor shall wlthl.n fiftee~ (15) days after the lien arises or, If a lien is filed, within fifteen (15) days after Grantor has nobee 01. the fil.lng. secure the dlS?harge of the lien, ?'" If requested by Lender, deposit with Lender cash or a sufficient corporale surety bond or olher secunty satisfactory 10 lender In an amount s~mclent to discharge the lien plus any cosls and allorneys' fees or other charges thai could accrue as a result of a foreclosure or sale under the ben. In ''',,' ,.."..1",,,, r.,-",,,Inr "h~1I r1..f~nrl il<;;Plf !'ton I Afl"p.r Rno $h.<IlI $811Sfv any adve.sS! ludoment before enlorcement agalnSI the Property. Grantor shall ;;~ ~" ". "" ~"" -" __ i- '=- _""_,,n,^', -0 MORTGAGE (Continued) Page 3 name Lender as an additional obtigee under any surety bond furnished In the conlest proceedings. Evidence of Payment. Grantor shall upon demand furnish 10 Lender satisfactory evidence of payment of the taxes or assessments and shaU authorize the appropriate governmental official to deliver to Lender at any lime a written statement of the !axes and assessments against the Property. Nollce of Construction. Granlor shall notify Lender at least fifteen (16) days before any work is commenced, any seniices are furnIshed or any materials are supplied to the Properly, If any mechanic's lien, materialmen's lien, or other rren could be asserted on account of the wOlk ~ at materials and the cast exceeds $5,000.00. Granlar will upon request of Lender furnish to Lender advance assUtances satisfactory io Lenda: that Grantor can and will pay the cost of such improve~nls. ' PROPERTY DAMAGE INSURANCE. The followIng prOvisions relating to Insuring the Property are a part of this Mortgage. Maintenance at Insurance, Granlor shall procure and maintain policies of fire Insurance wllh standard exlend,ed coverage endorsements on a replacement basis for the full insurable value covering all Improvements on the Real Properly In an amount sufficient to avold application of any coinsurance clause, and with a standard mortgagee clause In favor 0' Lender. Policies shall be written by such insurance companlas and In such form as may be reasonably acceptable 10 Lender. Grantor shall deliver 10 Lender cerllficales of coverage from each Insurer containing a stipulation that coverage wm nol be .cancelled or diminished wilhoula minimum of len (10) days' prior written notice to, Lender and not containing any disclaimer of the lnsurer'$ liability for faDure to give such notice. Each Insurance policV also shaR Include an endorsement providing that coverage In favor of Lender wUl not be impaired in any way by any act, omission or defaull of Grantor or any other p9lllon. Should the Real Proparty at any time become located In an area designaled by Ihe Director of the Fedef81 Em9f'gency Management Agency as a speclal flood hazard area, Grantor agrees to obtain and maintain Federal Aood Insurance, to the extent such insurance Is required by Lender and Is or becomes available, for the term of Ihe loan and for the full unpaid principal balance of the loan, or the maximum limit of coverage that Is available, whichever Is less, Application of Proceeds. Granlor shall promptly notify Lender of any loss or damage to the Property if the eslimaled cost of repair or replacement exceeds $500.00. Lender may make proof of loss If Grantor falls to do so wilhln fifteen (15) days of the casualty. Whether or not Lender's security is impaired, Lender may, at its election, apply the proceeds to the reduction of Ihe Indebtedness, payment of any lien affecting the Properly, or the restoratIon and repair of the Property. "Lendsrelecls,1o apply fhe proceeds to resfotaUon and repair, Grant<<shsll repair or . replace the damaged or destroyed Improvements in a manner satisfactory 10 Lender. lander shall, upon satisfaclory proof of such expendilure, payor reimburse Grantor from the proceeds for the reasonable cost of repair or rest0f8.tion If Grantor is not In defaull hereunder. Any proceeds which have not been disbursed wllhin 180 days after thair receipt and which Lender has not committed to the repair or reslorallon of the Properly shall be used first to pay any amount owing 10 Lender under Ihls Morlgage, Ihen to prepay accrued Inlerest, and the remainder, if any, shall be applied 10 the prinCipal balance of the Indebtedness.. if lender holds any proceeds after payment in full of the Indebtedness, such proceeds shall be paid 10 Grantor. Unexpired Insurance at Sale. Any unexpired Insurance shall inure to the benefil of, and pass la, the purchaser of Ihe Property covered by this . Mortgage st sny truslee's sale or olhersale held under the provisions of Ihis Mortgage. or at anyforeclosUl'8 sale of such Property. EXPENDITURES BY lENDER. If Granlor fails 10 comply with any provision of this Mortgage, or if any action or proceedIng Is commenced that would malerially affecf Lender's interests In Ihe Property, lender on Grantor's behalf may, but shall not be required to, take any action thai Lender deems appropriate. Any amount Ihal Lender expends In so doing will bear Interest at the rate charged under the Note from Ihe date incurred or paid by Lender to the dale ot repaymenl by Grantor. All such expenses, at Lender's option. will (a) be payable on demand, (b) be added to the balance ot lhe Note and be apportioned among and be payable with any installment payments to become due during eilher 0) the Ierm of any applicable Insurance policy or (Ii) the remaining term of the Nole, or (c) be treated 8$ a balloon payment which wUl be due and payable at the Note's maturity. This Mortgage also will secure payment of Ihese amounts. The righls provided for In lhis paragraph shaD be in addlllon to any other rights or any remedies 10 which Lender may be entilled on accounl of the default. Aoy such action by Lender shall not be construed as curing the default so as 10 bar Lender from any remedy that It otherwise would have had. WARRANTY; DEFENSE OF TITLE. The following provisions relallng to ownershIp of the Property are a pari of Ihls Mortgage. TIlle. Granlor warranls thaI: (a) Grantor holds good and markelable tiDe of record 10 the Property In fee simple, free and clear of aU liens and encumbrances other Ihan those sel forth in Ihe Reai Property descrlpllon or In any IIlle Insurance polley, IlUe report, or final title opinion issued in favor of, and acc::epted by, Lender in connection wilh Ihls Mortgage, and (b) Grantor h8$the full right, power, and authority to execute and deliver Ihis Mortgage 10 Lender. ' Defense 01 Title. Subject 10 the exception In the paragraph above, Grantor warranls and will forever defend lhe tille to Ihe Property against the lawful claims of all persons. In the event any aelion or proceeding Is commenced that questions Grantor's IiDe or the interest of Lender under this Mortgage, Grantor shall defend Ihe action at Grantor's expense. Grantor may be lhe nomInal party In such proceeding, but Lender shall be entilled to participate in the proceeding and to be represenled In the proceeding by counsel of Lender's own choice, and Granlor wnl deliver, or cause 10 be deliVered, to Lender such instruments as Lender may requesl from lime to time to parmil such participation. Compliance With Laws. Grantor warrants thai Ihe Properly and Grantor's use of Ihe Property complies wllh all existing applicable laws, ordInances, and regUlations of governmental authorilies. CONDEMNATION. The followIng provisions relallng 10 condemnation of Ihe Property are a Part of Ihls Mortgage. Application of Net Proceeds. "aU or any part of the Property Is condemned by eminent domain proceedIngs or by any proceeding or purchase In lieu of condemnallon, Lender may al its elecllon require Ihat all or any portion of the nel proceedS of the award be appned to the Indebtedness or the repair or restoration of the Property. The nel proceeds of Ihe award shan mean !he award after payment of all aclual cosls, expenses. and attorneys' fees Incurred by Lender in connection wilh the condemnation. Proceedings, If any proceeding In condemnalion Is filed, Grantor shall promptly notify Lender In writing, and Granlor shall promptly lake such steps as may be necessary 10 delend the acUon and obtain the award. Grantor may be the nominal party In such proceeding, but Lender shall be entitled to parlicipate in the proceeding and 10 be represented In the proceeding by counsel of its own choice, and Granlor will deliver or cause 10 be delivered to Lender such instrumenls as may be requested by n from Ume to time 10 permit such participation. IMPOSITION OF TAXES, FEES AND CHARGES BY GOVERNMENTAl AUTHORITIES. The following provisions relallng to governmental taxes, fees and charges are a part of this Morfgage: CUlTent Taxes, Fees and Charges. Upon requesl by Lender, .Grantor shall ~xecute such documents in addition to Ih.is Mortgage and take whatever other aclion is requested by Lender 10 perfect and continua Lender's lien on the Real Property. Granlor ~haJl ~mburse Len~er for all taxes, as described below, togelher with all expenses incurred In recor~ing, perfecting or continuing this Mortgage, including wlthoul "mlatlon aU taxes, fees, documentary stamps. and other charges for recording or reglslering this Mortgage. . Taxes. The following shall constitute taxes 10 which Ihls section applies: (a~ a specifiC lax upon this type of, Morlgage or upon all or any part of the Indebtedness secured by this Mortgage; (b) a specific tax on Grantor whIch Grantor Is authorized or reqUIred to deduct from payments on the - <,,' ,-, ~ ." .~" "" -, --I, ,~- "0 ,~I""" ';'-io'.'0;",,->_"v' '-", -~""j'iiL1 MORTGAGE (ConUnued) Page 4 Indebtedness secured by this type of Mortgage; (c) a tax on this type of Mortgage chargeable against the Lender or the holder of the Note; and (d) a specific tax on all or any portion of Ihe Indebledness or on payments of principal and Interest made by Grantor, Subsequent Taxes. If any tax to which lhis section appnes is enacteci subsequent to 1he ,dale of this Mortgage, this evenl shall have the same effect as an Event of Default (as definQd below), and Lender may exercise any or all of lis avaDable remedies for an Event of Defaull as provided below unless Grantor either (a) pays the tax before II becomes dennquent, or (b) contests the tax as provided above In the Taxes and Uens secllon and deposits with Lender cash or a sufficient corporate surely bond or other security satisfactory to Lender. SECURITY AGREEMENT; FINANCING STATEMENTS. The foUowlng provisions relating to this Mortgage as a security agreement are a part of this Mortgage. SecurUy Agreemenl. This instrument shall conslllute a security agreement to the extent any of the Property constitutes fixtures or other personal property, and lender shall have all of the rights of a secured party under the Uniform Commercial Code as amended from lime to lime. Security Interest. Upon request by Lender, Grantor shall execule financing slatemenls and lake whatever other action Is requested by Lender to perfect and continue Lender's security interest In the Rents and Personal Property. In addlUon to recording this Mortgage In the real property records, lender may, at any time and wllhout further authorization from Grantor, file executed counterparts, copies or reprociuctions of this Mortgage as a financing statement Grantor shall reimburse lender for all expenses Incurred In perfecling or continuing this security Interest. Upon default, Grantor shaD assemble the Personal Property in a manner and at a place reasonably convenient to Grantor and Lender and make tt available 10 Lender within three (3) days after receipt of written demand from lender. Addresses. The malllng addresses of Grantor (debtor) and LendSf (secured party), from which Information concerning the security Inlerest granted by this Mortgage may be obtained (each as required by the Uniform Commercial Code), are as slated on the first page of this Mortgage, FURTHER ASSURANCES; ATTORNEY-IN-FACT. The following provisions relating to further assurances and attorney-In-fact are a parl of this Mortgage. Further Assurances. AI any time, and from .tlme to time, upon request of Lender, Grantor will make, execute and deliver, or will cause to be made, executed or dellvered, 10 Lender or 10 Lender's designee, and when requested by Lender, cause 10 be filed, recorded, refiled, or rerecorded, as the case may be, at such times and In such offices and places as lendSf may deem appropriale, any and all such mortgages, deeds of trust, security deeds, security agreements, financing statements, continuation stalements, Instruments of further assurance, .certificales, and other documents as may, In the sole opinion of lender, be necessary or desirable In order to effectuate, complete, perfect, continue, or preserve (a) the obJlgations of Grantor under the Nole, this Mortgage, and the Related Documents, and (b) the liens and security Inlerests created by this Mortgage as first and prior liens on the Property, whelhBf now owned Of hereafler acquIred by Grantor. Unless prohlblled by law or agreed to the contrary by Lender in writing, Granlor shall reimburse Lender for all costs and expenses incurred In connection with the matt81'S referreci to in this paragraph. Attorney-In-Fact. If Grantor fails to do any of the things referred to in the preceding paragraph, Lender may do so for anci in the name of Grantor and at Grantor's expense. For such purposes, Grantor hereby irrevocably appoints Lender as Granlor's attornay-ln-,.fact for the purpose ' of making, executing, delivering, filing, recording, and doing aU other things as may be necessary or desirable, In lender's sole opInion, to accomplish the matters referred to In the preceding paragraph. FUll. PERFORMANCE. If Grantor pays all the Indebtedness when due, and otherwise performs all the obligations Imposed upon Grantor under this Mortgage, Lender shall execute and deliver 10 Grantor a suitable satisfaction of this Mortgage and suItable slatements of terminalion of any financing statement on file evidencing Lender's security Interest In the Renls and the Personal Properly. Grantor will pay, " permilfed by applicable law, any reasonabJe termination fee as delermlned by LendBf from time to Ume. DEFAULT. Each of the following, at the option of Lender, shall constitute an event of demun ("Evenl of Default") under this Mortgage: Default on Indebtedness. Failure of Grantor 10 make any payment when due on the Indebteciness. Default on Other Payments. Failure of Grantor within the time required by this Mortgage to make any payment for taxes or insurance, or any olher payment necessary to prevent filing of or to effect discharge of any lien, Compliance Default. Failure to comply with any other term, obllgallon. covenant or condlllon contained in this Mortgage, the Note or in any of the Related Documents, Faise Statements. Any warranty, representation or statement made or furnished to Lender by or on behalf of Grantor under this Mortgage, the Note or the Related Documents Is false or misleading In any material respect, ellher now or at the time made or furnished. Death or Insolvency. The death of Granlor, the insolvency of Grantor, the appointment of a receiver for any part of Grantor's property, any assignment for the benefil of creditors, any type of Cfednor workout, or 1he commencement of any proceeding under any bankruptcy or insolvency laws by or against Grantor. Foreclosure, Forfeiture, etc. Commencement of foreclosure or forfellure proceedings, whether by judicial proceeding, self-help, repossession or any other method, by any credilof of Grantor or by any governmental agency against any of the Property. However, this subseclion shall not apply In the evenl of a good faith dispute by Grantor as to the validity or reasonableness of the claim which is the basis of the foreclosure or foreleilure proceeding, provided that Granlor gives lender written notice of such claim and furnIshes reserves- or a surety bond for the claim satisfactory to Lender, Breech of Other Agreement. Any breach by Grantor under the terms of any other agreement between Grantor and Lender that is nol remedied within any grace period provided therein, including without limitation any agreement concerning any indebledness or olher obligaijon of Grantor 10 Lender, whether exisllng now or tater. Events Affecting Guarantor. Any of the preceding events occurs with respect to any Guaranlor of any of Ihe Indebtedness or such Guarantor dies or becomes incompetent. 'RIGHTS AND REMEDIES ON DEFAUlT, Upon the occurrence of any Event of Default and at any lime thereafter, Lender, at i!$ option, may exercise any ons or more of Ihe following rights and remedies, In addition 10 any other rights or remedias provided by law: Accelerate Indebledness. SUbject to applicable law. lender shall have the right at ils opUon wllhout nolice to Grantor 10 declare the entire Indebtedness immediately due and payable. UCC Remedies. With respect to all or any part of Ihe Personal Property, Lender shall have all the rights and remedies of a secured party under the Uniform Commercial Code. Collect Rents, Lender shall have the right, without notice 10 Granlor, to take possession of the Property and collecl the Rents, including amounts past due and unpaid, and apply the net proceeds. over and above lender's costs, against .the Indebtedness. In furtherance of lhls right, lender may require any lenant or olher user of Ihe Property to make payments of rent or use fe~ drrecl1y to len?er. l.f the Rents are coll~ted by lender,. ,,,,,,, {:';,,,n!....., ;"",,,,,,.,,,h:,, rl<>"."n<ll",<: I Clo!1pr J'l<: r::rantl"lr'<: :lttl'1fnPv-in_fA.r.1: tn ;:mnorse H1slruments receIved In OByment thereof In the name OT ," ,; '";;..,"'"-'~-",~," ',.;.""",<--, '." " - '''^''"''''''''~if' MORTGAGE (Continued) Page 5 Granlor and to negotiate the same and collect the proceeds. Payments by tenants at other users to lender in response to L.ender's demand shaD satisfy the obligations for which the payments are made, whether or nol any proper grounds for the demand existed. Lender may exerc:lse Its rights under this subparagraph allher In person, by agent, or through a receiver. AppoInt Receiver. Lender shall have the right to have a receiver !1Ppolnted to take p'ossession of aU or any pari of the Properly, with the power 10 protect and preserve the Property, to operate the Property preceding foreclosure or safe. and to collect the Ranis from the Property and apply the proceeds. over and above the cost of the receivership, against the Indebtedness. The receiver may serve without bond If permitted by law Lender's fight to the appointment of a rece1ver shall exist whether or not the applU8nt value of the Property exceeds. the Indebtedness by ~ substantial amount. Employment by lender shall not disqualify a person from serving as a receiver. Judicial Foreclosure. Leneter may obtain a judicial decree foreclosing Grantor's Interest In all or any part of the Property. NonjUdicial Sale. If permllted by applfcable law, lender may foreclose Grantor's Interest In aU or In any part of the PelSOnal Property or the Real Property by nonjudicial sale. Deficiency JUdgment. lender may obtain a jUdgment for any deficiency remaining In lhe Indebtedness due to lender after application of all amounts received from the exercIse of Ihe rights provided In this section. Tenancy at Sufferance. If Granlor remains In possession of Ihe Property after the Property Is sold as provided above or lender otherwise becomes entllled to possession of the Property upon default of Granlor, GlBntor shall become a tenant at sufferance of lander or the purchaser of - the Properly and shall, at Lender's opllon, either (a) pay a reasonable renlal for the usa of the Property, or (b) vacate the Property immedIately upon the demand of lender. Other Remedies. Lender shall have all other rights and remedies provided In this Morigage or the Note or available at law or In equity. Sale of the Property., To the extent permitted by appUcable law, Grantor hereby waives any and aD light to have the property marshalled. In exercising its rights and remedies, Lender shall be free to sell all or any part of the Property logether or separately, in one sale or by separale sales. Lander shaU be enlil1ed 10 bid at any public sale on all or any portion of the Property. Notice of Sale. lander shall give Grantor reasonable notice of the time and place of any pubrlC sale of the Personal Property or of the lime after which any private sale or other intended disposition of the Personal proJU!l1V is to be mad&. Unless otherWise required by appUcable law, reasonable nolice shall mean notice given at least ten (10) days before the time ofJhe sale or disposllion. Waiver; Elecllon of Remedies. A waiver by any party of a breach of a provision of this MorIgage shall not constilute a waiver of or prejudice Ihe party's rlghls olherwise to demand strict compnance with that provision or any other provlslon. Election by Lender: to pursue any remedy shall not exclude pursuit of any other remedy. and an eteelion to make expemfdures or take action to "erfann an obUgation of Grantor under this Mortgage aller failure of Granlor to perform shall not affect Lender's right to declare a defaulland exercise lis remedies under this Mortgage. Attorneys' Fees; Expenses. If lander Inslllules any sull or acUon to enforce any of the terms of this Mortgage, Lender shall be enliUed to recover such sum as the court may adjudge reasonable as attorneys' fees at bial and on any appeal. Whether or not any court aclion is involved, all reasonable expenses Incurred by Lender that In Lender's oplnlon are necessary at any time for the protection of lis Inl~t or the enforcement of lis righls shall become a part of the Indebtedness payable on demand and shaD bear Interest from the data of expendilure unUl repaid at the rate provided for in the Note. Expenses covered by this paragraph Include, wilhout 6mltalion, however subject to any Ilmils undar applicable law, lender's attorneys' fees and Lender's legal expenses whether or not there Is a lawsuIt, including attorneys" fees for bankruptcy proceedings (including efforts to modify or vacate any automalic slay or injunction). appeals and any anticipated post-judgment conec:llbn SSlVices, the cost of searching records, obtaining tiDe reports (InclUding foreclosure reports). surveyors' reports, and appraisal fees, and tiUs InsUlBnce, to the exlent permitted by applicable law. Grantor also will pay any court cosls, In addlUon to aU other sums provided by law. NOTICES TO GRANTOR AND OTHER PARTIES. Unless otherwise provided by applicable law, any nollce under this Mortgage shall be In writing and shall be effective when actUally delivered, or when deposited wllh a nationally recognized overnight courier. or, If mailed, shall be deemed affecllve when deposIted In the Untted States maD first class, reglslered mail, postage prepaid, directed to the addresses shown near the beginning of this Mortgage. Any party may change ils address for nolices under Ihis Mortgage by gMng formal wlilten nollee to the other parties, speclfylng that the purpose of the nolice Is to change Ihe party's address. All caples of notices of foreclosure from the holder of any lien which has priorlty over Ihls Mortgage shall be sent 10 lender's address, as shown near the beginning of this Mortgage. For nolice purposes, Grantor agrees to keep lender informed at alll1mes of Granlor's current address. MISCB.LANEOUS PR~VISIONS. The following miscellaneous provisions are a pari of this Mortgage: Amendments. This Mortgage, together with any Relaled Documents, conslilules the entire understanding and agreement of the parUes as to the mailers set lorth In this Mortgage. No alteration of or amendment to Ihis Moogage shall be effective unless given In writing and slgnecl by the party or parties soughrlo be charged or bound by the alleralion or amendment. Applicable Law. this Mortgage has been delivered to Lender and accepted by Lender In the Commonwealth of Pennsylvania. This Mongage shall be governed by and construed In accordance with the laws of the Commonwealth of Pennsylvania. Caption Headings. Caption headings In this Mortgage are for convenience purposes only and are nol to be used to Interpret or define the provisions of this Mortgage. Merger. There shall be no merger of Ihe Interest or estate created by this Mortgage with any olher interest or estate In the Properly al any lime held by or for the benefil of Lender In any capacity, wlthoutlhe written consent of Lel1der. Multiple Parties. All obligallons of Granlor under this Mortgage shall be joint and seVeral, and all references to Grantor shall mean each and every Granlor. This means that each ollhe persons signing below is responsible for all obligations In this Mortgage. Severability. If a court of compelenl jurisdlcUon finds any provision of this Mortgage 10 be invafid or unenforceable as to any person or circumstance, such finding shall not render that provision invalid or unenforceable as to any other persons or c1rcumsta,:,ces. II feasible, any such offending provision shall be deemed 10 be modlned 10 be within the Omils of enforcsabffity, or validity: however,l' the offending provision cannot be so moditied, it shall be slricken and all olher provisions of this Mortgage In all olher respeCts shall remain valid and enforceable. Successors and Assigns. Subject to the Ilmilations staled in this Mortgage on transfer of Grantor's Interest, this Mortgage shall be binding upon and inure 10 the benefit of the parties, their heIrs, pelSOnal representallves, successors aop assigns. If own,ershlp of Ihe, Prop~rty becomes vested In a person other Ihan Granlor, lender, without notice 10 Grantor, may deal wllh GranlOr's successors with !eference 10 thiS Mort,gage and the Indebtedness by way of forbearance or extension without releasing Grantor from the obligations of thIS Mortgage or liabilIty under the Indebtedness. Time Is of the Essence. Time is of the essence In the performance of Ihis Mortgage. W"hr,:or.. ,,"n r"nn"'..nl",,_ I AnnAr "'h,,1I nni hA nAAmAI1 In have waived arw riahts under this MartQapa (or under the Relaled Documents) unless ~" n_~' <""."',_,0"," ,-~ '-,~--j-"-' ~ -- ~~ -~-";";'h';:' '"",;;';"~_,-__ _~~ 'L MORTGAGE (ConUnued) Page 6 such waiver is in writing and signed by Lender. No delay or omission on the part of Lender In exercising any right shall operate as a waiver of such right or any other right. A waiver by sny party of a provision of this Mortgage SflaII not constitule a waiver of or prejudice the party's right otherwise to demand stricl compliance wilh lhat provision or any other provision. No prior waiver by Lender, nor any course 01 dealing between Lender and Grantor, shaD constitute a waiver of any of Lender's rights or any of Grantor's obHgatlons as to any future transactions. Whenever consent by Lender is required In this Mortgage, the granting of such consent by Lender In any Instance shall not constitute continuing consent 10 subsequent Instances where such consent Is required. EXHIBIT A. An exhibil, titled "ExhIbIt A,R Is attached to this Mortgage and by Ihls reference is made a part ot thIs Mortgage just as if aU the provisions, tsrms and condillons of Ihe Exhibit had been fully se~ forth in this Mortgage. I' EACH GRANTOR ACKNOWlEDGES HAVIN~EAD AlL THE PROVISIONS OF THIS MORTGAGE, AND EACH GRANTOR AGREES TO ITS TERMS. } / G~:NTOR: ....::=; _{~~~;;%,_/; I,?, X"~-' ~ _ - /~~I\tl!1i!;l Timothy M. Sch ilk ",_-' Heather L. SCh ~. SIgned W d X CERTIFICATE OF RESIDENCE Il1ereby certify, that the precise address of the mortgagee, Fanners Trust Company, herein Is as follows: O~ West High Street, CarllsJe, PA 17013 ~~()~ Allcrneyor gent fQrMortgagee INDIVIDUAL ACKNOWLEDGMENT STATE OF P,;I!i<j 5 Y Lv' ;'}AI,,, (!.dm.8ERLRAllJ I )SS I COUNTY OF On Ihis day before me, the undersIgned Notary Public, personally appeared TImothy M. SChenk and Heather L Schenk, to me known to be Ihe Im::llvlduais described In and who executfild Ihe Mortgage, and acknowledged that they signed the Mortgage as their free and voluntary act and deed, fof the uses and purposes therein mentioned. 4-t: Given under my hand and omclal seal this 3/ BY qd~ 9- .:::i)Ah~'l.AU~-' day of m""'[ Residing at mCC!ilJ'U,).c. :').i!JV.e6- My commission expires / ~. ?f j,- 9'.? .1.Q5" . N()tary PUblic In and for the Slate of 1'.r:A)i/''SVLVRA..'.1 ,.1 LASEf' PRO, Reg. U.S. Pal. &; T.M. OU., Ver. 3.19{C)1995 CFl ProServlces, Inc. Allrlghts rusefVed.IPA-G03SCHENl<2.LN A22.0Vl) Nmarlal Seal PatriCIa. J. Thomson, Notary PUblic Mechamcsburg BolO. Cumberland Coumy My Commission ExpIres Dec. 31, 199B Member. PenrsytvanlaAsscoaliOnafN0tBrie6 ;--,<',i' 'ho, -". ~_ ,{, C_,,, .\,1~ ,-';\,,,-"--- 1 '.~~ EXHIBIT A !', Borrower: TImothy M. Schenk Heather L Schenk 1210 Mu.sket Lane Mechanlcsburg, PA 17055 Lender: F....... TIVllI Company _om.. One West 11gb SIreet Carll. PA 17013 This Exhlbll A Is allached 10 and by this relerence Is made a part of each Deed or ,Trust or Mortgage, daled May 31, 1B95, and executed In connection with 8 loan or other IlnanclalaccommodaDons between Farmers TruaI Company and TImothy M. Schenk and Heather L Schenk. ALL TIfAT CERTAIN PARCEL known as Lot #102, Phase 2, Section II, Hampden Heights, Hampden Township, Cumberland County, Pennsylvania, according to a Plan of Hampden Heights for Park Hills West, Inc., by Whitlock-Hartman, Robert Hartman, R.P.E., dated December 18, 1987 and recorded in Plan Book 58, Page 39, bounded and described in accordance with said plan as follows: BEGINNING at a point on the western right-of-way line of Musket Lane, said point being a common property corner of Lot #101 (existing) and Lot #102; thence from said point of beginning along said Lot #101 (existing) South 77 degrees 35 minutes 09 seconds West a distance of 125.00 feet to a point on the property line of Lot #104; thence by a portion of Lot #104 and Lot #103 North 12 degrees 24 minutes 51 seconds West a distance of 145.82 feet to a point on the Southern right-of-way line of Musket Lane; thence along said southern right-of-way line of Musket Lane South 87 degrees 09 minutes 52 seconds East a distance of 53.17 feet to a point; thence continuing along same and by a curve to the right, having a radius of 100.00 feet, an arc length of 130.46 feet to a point; thence continuing along same South 12 degrees 24 minutes 51 seconds East a distance of 35.36 feet to a common property comer of Lot #101 (existing) and Lot #102, the point of BEGINNING. BEING Lot #102, containing 14,982.07 square feet or 0.3439 acres, as shown on the Final Subdivision Plan of Phase #2, Section II, as prepared by Whittock-Hartman, Robert G. Hartman, Jr., P.E., R.S., dated December 18, 1987. BEING the same premises which Richard C. Thomas, Jeffrey A. Thomas and Michael D. Thomas, partners, by their deed dated May ,1995, and recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, immediately prior to the recording of the within Mortgage, granted and conveyed unto Timothy M. Schenk and Heather L. Schenk, husband and wife, Grantors and Mortgagors herein. SUBJECT to Protective covenants recorded in Cumberland County Recorder of Deeds Office in Miscellaneous Book 265, Page 599 and Miscellaneous Book 299, Page 524. THIS EXHIBIT A IS EXECUTED ON MAY 31, 1995.BORROWER: Timothy M. Sche xTh~'(~ ......~~F. / Heather L. SChenk ' .~~ LENDER: , LASER PRO. Reg. U.$. Pal. & T.M. Off.. Ver. 3.19(C) 1995 OFI ProSeJVicl8, Inc. AllrlghlsresefVsd. [PA_GBOSCHENK2.LN R22.0VLj ~ ,-<".* " <'- ,-'" -~"-",",- ,', "",,-,:'-ii~:"". ,", ,,:-,:,.' -'-'-~'i.! ~;~~hS~fr;~"-~'~ d~;~~~r~~f in 360 LJU';~n~~h~; i~~~'lI~~~~',J~~ :"V~~l~l~~IIl~~~;~;;l~n~'~h~'firs;~~~tallment to be paid on une , 19 95, and the succeeding installments to be paid on the 30th day of each month thereafter until the entire sum due is paid in full. This Mortgage and the lien thereof shall be security for this debt and for any and all loans that may be made by MORTGAGEE to MORTGAGORS at any future time; provided, however, that at no time shql~l~di,lm of the unpaid balances of the present debt and all subsequent loans exceed in the aggregate an unpaid face amount of $ I I U.OO . MORTGAGORS covenant and warrant that MORTGAGORS have full fee simple title to the mortgaged premises hereinafter described, that MORTGAGORS ,will pay the above mentioned debt a~ required by the said note, and any future loans as required; that the buildings on the premises'shall be kept insured against loss by fire forthe benefit of MORTGAGEE, in companies and amounts satisfactory to MORTGAGEE, with a standard mortgagee clause; and MORTGAGORS will pay any tax, assessment or other governmental charge, including water and sewer rents, assessed against or imposed up,on the said premises, and wHl deliver to MORTGAGEE receipts therefor immediately upon demand. Upon nonpayment by MORTGAGORS of any installment on the date when such installment shall fall due, the entire balance of the aforesaid debt shall become due and payable. at the option of MORTGAGEE; as provided in the note. In the event that MORTGAGEE retains an attorney to institute an action on the said note or to foreclose on this Mortgage, then MORTGAGORS shall pay,-in addition to the balance due on the said note, including interest, if any, an attorney's collection fee of 15 percent,ofthefull amount then due and costs of suit ; and in the event that MORTGAGEE obtains a judgment against MORT- GAGORS in the suit on the said note or on this Mortgage, and thereafter issues a writ of execution or other appropriate writ on the said judgment, then MORTGAGORS hereby waive all rights and benefits under any and aJllaws or rules of court now or here. after in effect granting or permitting any exemption or stay of execution against the mortgaged premises or any other property whatsoever, and any such Judgment shall bear interest at the applicable rate until the full amount due MORTGAGE:E is actually paid, by the Sheriff or otherwise. NOW THEREFORE, MORTGAGORS, in consideration of the said debt, and to secure payment thereof, hereby grant, bargain and sell to MORTGAGEE ALL THAi CERTAIN tract or parcel of land situate in the County of Perry , Commonwealth of Pennsylvania, more particularly described in the Deed recorded in the. office for the recordin.,g of deeds in Deed Book No. ~ page ~"and otherwise known as" R.D. :/1:1, Millerstown. PA 1/062 ~pp 1~nn mnrp. fullv described in Exhibit A. attached hereto and ~ncorporateo herein by reference thereto. TOGETHER with the buildingsr improvements, rights, privileges, hereditaments and appurtenances, and the reversions, remainders,' rents, issues and profits thereof. TO HAVE AND TO HO_lD the said premises unto MORTGAGJ;:E forever. PROVIDED, nevertheless, that if MORTGAGORS shall pay to MORTGAGEE the entire debt as hereinbefore set forth, then the estate hereby granted shall cease, determine and become void. IN ,WITNESS WHEREOF the said MORTGAGORS have hereunto set hands and seals the day and year first above written. Signed, sealed and delivered in the presence of: #.// ~~t~(SEAL) > S. (SEAL) COMMONWEALTH OF PENNSVlVANIA-- Gnthe CUMBERLAND 3!gt Kenneth E. Schenk --ss COUNTY OF above-named day of Mav ,19 --2.L ,before me, personally appeared the and Patricia A. Schenk and in due form of law acknowledged the above INDENTURE OF MORTGAGE to be their _ free and voluntary act and deed, and desired that it be recorded as such. WITNESS my hand and seal the day and year aforesaid. @;t;;;;~ ~. ~~ No ry Public The address of the within-named Mortgagee is 1 W. High St., Carlisle, FA 17013 ~/1~-( - on behalf of MORTGAGEE Notarial Seal Patricia J. Thomson, Notary pu~c ty Mechanlcsburg Bora, ~umber18.nd . un B My Commission expires Dec. '31, 199 MembB', PenllSjl\o.mle I\ssodatiol'l of NotaJies -,.,...... .,",~4 fl'\' '''Pj''f'..J.. ,,,,,.',,:"..' I vt_U ,,,,,.. .1\,..~- ., "" -~- -- . ,'.' '0.;, . -"-, 0 ., -F"<,~ . ,. ~" _,?-.d'~' -"" :i:. PROMISSORY NOTE Borrower: Timothy M. Schenk Heather L. Schenk 1210 Musket Lane Methanlcsburg, PA 17055 Lender: Fanners Trust Company MechanlcsbUrg Office One West HIgh Street Carlisle. PA 17013 Principal Amount: $255,000.00 Dale of Note: May 31,1995 PROMISE TO PAY. I promise to pay to Farmers Trust Company ("Lender"). or oRt..-. In lawful money of the Unlled States Of America, the principal amount of Two Hundred Fifty Five Thousand & 001100 DOllars C$25S.o00.DO), together wllh Interest on the unpBld principal balance from May 31, 1995, unUl paid In lUll. The Interest rate will not Increase abova 10.500%. PAYMENT. SubJect to any payment changes resulllng from changes In the Index, I wUl pay thl8loan In accordance with !he following paymenl schedule: 12 consecuUve monthly principal and Interest payments of $1,871.10 each, beginning June 30, 1995, with Interest calculated on the unpaid principal balances at an Inlerest rate of 8.000% per annum; and 348 consecuUve monthlY prinCipal and Interest payments In the Initial amount of $2.102.98 em:h, beginning June 30, 199&, wllh Inlerest calculated on the unpaid principal balances at an Interest rate of 3.500 percentage points over the Index described below. My ftnal payment wUl be due on May 30, 2026 and, will be for 811 principal and accrued Interest not yet paid, togelher with any other unpaid amounts under this Note. I will pay Lender at lenders address shown above or at such olh!U place as Lender may designate In writing. Unless otherwise agreed or required by applicable law, payments wJ11 be applied first to accrued unpaid Interest, then to principal, and any remaining amOunt to any unpaid collection costs and late charges. VARIABLE INTEREST RATE. The Interest rate on this Note Is SUbject to change from time to lime based on changes In an IndeX which Is the Monthly average of weekly average sueDon rates on United states Treasury Bids with 8 maturity of six months. (the "Index"'). Your Interest rate ~ noIlncrease or decrease If a change In the Index is less than one-quarter percentage point on any change date. Lender will leU me Ihe curr,ent, Index rate upon my requesl. I understand that Lender may make loans based on other rates as weD. The Inwest rate change wID not occur more often than each year. The Index currently Is 5.800% per annum. The Interest rate or rates to be applied to the unpaid prinCipal ,balance or tIIJs Note: wID be the rate or rates sel forth above In the "Payment" seeDon. Notwllhstandlng any other provision of this Note, the variable Interest rele or rates provided for In this Note will be sublecllo the following maximum rate. NonCE: Under no circumstances wID the Interest rale on 1h1& Note b8 mOre than the lesser of 10.500% per annUm or the maximum rate allowed by appUcable law: Notwithstanding the above provisions, Ihe maximum, Inprease or decrease in the Interest rale at anyone time on this loan wID not exceed 2.000 percentage polnls. Unless waived by Lender, any Increase In the Interest rale will Increase the amounts of my payments. ' PREPAYMENT. I agree that all loan fees and olber prepaid finance charges are earned funyas of the date of tl'\9loan and wio'notbe subject to refund upon early payment (whether voluntary or as a result of default), except as otherwise required by 1a.w. Except tor the foregoing, I may pay without penally $II or a port/on of the amount owed earlier than It Is due. EaIiy payments will not, unless agreed 10 by Lender In wrIUng, relieve me of my obngatlon 10 conUnus to make payments under the payment schedule. Rather, they wDlreduce the principal balance dUe and may result In me making fewer payments. LATE CHARGE. If a payment Is 15 days or more lale, I will be charged 5.000% of the regularly scheduled paymenL DEFAULT. I will be In default if any o~ the following happens: (a) I faD to tnake any payment when due. (b) I break any promise I have made 10 Lender, or I fall 10 perform prompUyat the time and strlcUy in the manner provided In this Note or any agreement related 10 this Note, or In any other agreement or loan I have with Lender. (0) Any representation or statement made or furnished 10 Lender by me or ()n my behalf Is false or misleading In any material respect (d) I die or become Insolvent, a receiver Is appointed lor any part of my property, I make an assignment for the ,benefil of creditors. or any proceeding Is commenced eilher by me or against me under any bankruptcy or Insolvency laws. (e) Any creditor bies to take any of my property on or In which Lender has a Uen or security Interesl. this Includes a garnishment of any of my accounts with Lender. (I) Any of Ihe events described in this default seeDon occurs with respect to any guarantor of this Note. LENDER'S RIGHTS. Upon default, Lender may, after giving such nolices as required by applicable law, declare lhe entire unpaid principal balance on this Note and all accrued unpaid Interest Immediately due, and the.n I wUl pay thai amount Lender may hire or pay someone else ,to help collect this Note If I do not pay. I also wiU pay Lender that amount. this Includes, subject 10 any Omits under apptlcable law, Lender's attorneys' fees and Lender's legal expenses whether or not there is a lawsuit, including attorneys' fees and legal expenses for ~krUptcy proceedings ~ncludJng efforls to modlfy or vacate a,ny automatic stay or InJunction), appeals, and any anticIpated post-judgment collection services. If nol-prohlblted by applicable law, I also wID pay any court costs, In addlllon to all other sums provided by.law. If Judgment Is entered In connection with this Note, Interest wm COf'tlnue 10 accrue on this Note after Judgment at the Interest rate applicable 10 this Note at the time judgment Is entered. This Note has been delivered '10 Lender and accepted by Lender In the Commonwealth o' PeMsylvanla. I' there Is a lawsuit. I agree upon Lender's request to submU to the Jurl8dlctlon of the courts 01 CUmberland County, the Commonwealth of Pennsylvania. 'This Note Shall be govemed by and consltued In accordance with the laws of the Commonweallh of Pennsylvania. ' RIGHT OF SETOFF. I grant to Lender a conlraclual possessory security Interest In, and hereby assign, convey, denver, pledge, and transfer tounder all my light. IIIle and Interest In and to, my accounls with Lender (whether checking, savings, or some other account), Inclu~ng w1thoulllmilation all accounts held jointly with someone else and all accounls I may open In Ihe future, excluding however all 1M, Keogh, and trust accounts. I authorize Lender, 10 the extent permUted by applicable law, to charge or setoff all sums owing on Ihls Nole against any and all such accounts. COLLATERAL This Nola is secured by a MorJgage dated May 31, 1995, to Lender on real property kx:ated In Cumberland County, Commonweallh of Pennsylvania. a1llhe terms and conditions of which are hereby Incorporated and made a part of this Nola. " ~~ " -"; ,-, _b '';''.-' "--.", ",""- . . ,', .-""""~ '-",. '" PROMISSORY NOTE (Continued) Page 2 GENERAL PROVISIONS. Lender may delay or forgo enforcing any of lis rlghls or remedies under this Note without losing them. I and any oIher person who signs, guarantees or endorses Ihls Note. to the extent anowed by law. waJve presentmeat. demand b payment, proW and notice of dishonor. Upon any change In the terms of this NoIe, and unless otherwise expressly stated-In writing, no party who signs INs Note, whether as maker, guaranlor, accommodation maker or endorser, shaIJ be released from Uabmty.- All such parties agree thai Lender may renew or extend (repealedJy atId for any length of time) this loan. or release any party or guarantor or collateral; or impair, fail to realize upon or perfect Lend81's security _Inleresl in the collateral; and take any other action deemed necessary by lender wllhoul the consent of or notice 10 anyone. All such patties aIso"gree that Lender may modify Ihls toan without the consent of or noUce to anVOIl8 other than the patty wHh whom the modlllcaUon Is mau:le. The obllgaflons under thl$ Nate ate Joint and several. Thts means that the wor<k. "-, -me". and "RVf mean each and aU of the persona s1gnIng beltNf. PRIOR TO SIGNING THIS NOTE, I, AND EACH OF US, READ AND UNDERSTOOD AlL THE PROVISIONS OF THIS NOTE, INQ.UDING me VARIABLE INTEREST RATE PROVISIONS. I, AND EACH OF US, AGREE TO THE TERMS OF THE NOTE AND ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THE NOT /. .- BORROWER: ~/~~. _m -~... m,*""",*,~~m X~/1 1--_'..I..il~ x VarlablllRale,lnGlallmenl, LASER MO, Roll. u,s. Pal. &. T.M. Off.. Ver. 3.t9(c)f~ OFt F'roSIlrvlees.lnc. Allrlghllrtl8BM1ll.{PA-020 SCHENK2.LNA22.0Vl) "'", ~~ ~ ,-, . 0 .-,,'. ~-,~ ~ ~-"".''<'' -.---~" ' ~,- ,_., ~~li , EXHIBIT A LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land situate in Tuscarora Township, Perry County, Pennsylvania,' more particularly bounded and described_ as follows: BEGINNING at a point in the center line of Township Route T- 379, which said point of beginning is more particularly-located at the intersection of the center line of Township Route T-379 and the dividing line between Lots Nos. 2 and 3 of the Final Subdivision Plan for Eli M. Dobrinoff, Jr., hereinafter more particularly referred to; thence from said point of beginning along the center line of Township Route T-3'79, North 26 degrees 34 minutes ,29 seconds East, a distance of 149.92 feet to a point; thence from said point, continuing along the same, North 26 degrees 37 minutes 41 seconds East, a distance of 299.91 feet to a point; thence from said point continuing along the same, North 33 degrees 39 minutes 18 seconds East, a distance of 100.92 feet to a point on the dividing line between Lots Nos. 3 and 4i thence from said point, south 56 degrees 20' minutes 42 seconds East" a distance of 10 feet to a point; thence from said point on a curve to the left with radius of 100 feet an arc distance of 111.97 feet to a point; thence from said point continuing along the dividing line between Lots Nos. 3 and 4, North 59 degrees 30 minutes 00 seconds East, a distance of 1893.31 feet to a point; thence from said point, continuing along the same, North 28 degrees 32 minutes 49 seconds West, a distance of 997.77 feet to a point in the southerly line of land now or formerly of Joseph R. McNaughton; thence from said point along the southerly line of land now or formerly of Joseph R. McNaughton, North 79 degrees 46 minutes East, a distance of 1101.00 feet to a point on the southerly line of lands now or formerly of John C. Weibley; thence from said point along the southerly line of lands now or formerly of John C. Weibley, North 79 degrees 42 minutes East, a distance of 724.20 feet to a point; thence from said point, continuing along the same, North 45 degrees 50 minutes East, a distance of 858.20 feet to a point on the southerly line of lands now or formerly of Harold E. Kerr and Bruce B. Boyeri thence North 54 degrees 44 min~tes East, a distance of 607.20 feet to a point on the westerly line of lands now or formerly of Robert L. Brickner; thence from said point, south 28 degrees 19 minutes East, a distance of 814.40 feet to a point on the westerly line of lands now or formerly of Jack T. Walkeri thence from said point along the westerly line of lands now or formerly of Jack T. Walker, South 27 degrees 21 minutes East, a distance of 1231.35 feet to a point on the northerly line of lands now or formerly of Katherine Arbogast; thence from said point along the northerly line of lands now or formerly of Katherine Arbogast and Daranco, Inc., South 66 degrees 58 minutes West, a distance of 999.06 feet to a point on the northerly line of lands now_or formerly of James R. ShiCk; thence from said point along the northerly line of lands now or formerly of James R. Shick, South 72 degrees 01 minutes West, a distance of 694.62 feet to a point on the northerly line of land now or formerly of J. Harold Stydinger; Boo/0872rAGE262 '" ,- ~, thence from said point along the northerly line of land of J. Harold Stydinger, South 71 degrees 42 minutes West, a distance of 949.27 feet to a point; thence from said point, continuing along the same, North 89 degrees 41 minutes West, a distance of 141.28 feet; thence from said point, continuing along the same, South 67 degrees 00 minutes West a distance of 432.00 feet to a point on the dividing line between Lots Nos. 1 and 3; thence from said point along the dividing line between Lots Nos. 1 and 3, North 34 degrees 04 minutes 13 seconds West, a distance of 300 feet to a point,; thence from said point, continuing along the same, South 62 degrees 02 minutes 42 seconds West, a distance of 2057~31 feet to a point; thence from said point, North 70 degrees 28 minutes 07 seconds West, a distance of 347.48 feet to a point, the point and place of BEGINNING. CONTAINING 152 acres, more or less, and being Lot No. 3 on the Final SUbdivision Plan for Eli M. Dobrinoff, Jr., prepared by Dallas G. Clouser, surveyor, dated February 9, 1988 and recorded in Perry County Plan Book ,I, Page 9. UNDER AND SUBJECT to all restrictions, reservations, conditions, rights-at-way and easements contained in Perry Deed Book 388, Page 97. ALSO, UNDER AND SUBJECT to all restrictions, reservations, rights-of-way, conditions and easements contained in Plan Book 31, Page 9" ALSO, UNDER AND SUBJECT to all easements, restrictions, reservations and rights-of-way of record. BEING the same premises which Eli M. DObrinoff, Jr.', single man, by his deed dated August 7, 1989, and recorded in the Office of fhe Recorder of Deeds in and for Perry County, Pennsylvania, in Deed Record Book 542, Page 19, granted and conveyed unto Kenneth E. schenk and Patricia A. Schenk, his wife, Grantors and Mortgagors herein. lioo,0872PAGE28J ~ ~ ~ ~ :3 :1 >." o. " S ." m mm H >. 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D'I:E bLli' .6'% d '^"~~ ,~J Exhibit "E" ~- ".-.--' -~'j~ . ,ci,-"--~ ~ , ,,; " " ,,'~~ ~\',,:--~~~, ,",_,J " NOTICE REQUIRED BY THE FAIR DEBT COLLECTION PRACTICES ACT. (the Act) 15 U.S.C. SECTION 1601 AS AMENDED 1. This law fIrm may be deemed a "debt collector" under the Fair Debt Collection Practices Act. Any and all information obtained during the prosecution of this lawsuit may be used for the purpose of collecting the debt. 2. The amount of the debt is stated in paragraph 9 of the Complaint. 3. The Plaintiff as named in the Complaint is the creditor to whom the debt is owed, or is servicing agent for the creditor to whom the debt is owed. The undersigned attorney represents the interests of the Plaintiff. ;; 4. The debt described in the Complaint, evidenced by the copy of the mortgage note attac;hed hereto, will be assumed to be valid by the creditor's law firm unless the debtor, within thirty (30) days after the receipt of this notice, disputes in writing the validity of the debt or some portion thereof. 5. If the debtor notifIes the creditot~s law firm in writing within thirty (30) days of the receipt of this notice mat the deot or any pprtion thereof is disputed, the creditor's law firm will obtain a verification of the' debt andii copy of the verification will be mailed to the debtor by the creditor's law fIrm. i( 6. If the creditor named as P1aintiffip. the Complaint is not the original creditor, and ifthe debtor makes a writte.n request to th~~reditor's law firm within the thirty (30) days from the receipt of this notice ,the 11lU11e and address of the original creditor will be mailed to the debtor by the creditor's law fIrm." 7. Written requests should be addressed to Spear & Hoffman, P.A., 1020 North Kings Highway, Suite 210, Cherry Hill, NJ 08034. ,.iilii~~~i~f.!lliwi!~~j~#HI"M.t""~"""~.\,,,,,iv.o;.ilmk~':wi.i~il<~, """"''''',~- '-iil~~ ~~ ." "~ ~~ ~ ~ ~ v lhJ ~ lQ, - ~ ~ Es kJ' ,~t!(L ,"fe-' '-" '~"""'...",W>'>~""_~,. ,_ ,"-,_ 0 " ",~~."", ~,'_ ,'" 1__," ^-- ~ ~"""" "- ~ a ~ ~5 ?~ ~ t , ;p r n i~ ~~Uj :~:'~: j'- C":' ,:.:: ~:i ~~} ~E; .-~ ~ ,'", ",~ "r C) C) .'0 :-:-] ..." {'1 (_:__J t co >;-"18 -',-" - ,1 -. .(. V) _.__. ._~J , .j '::-,-!~~ ~l'n :0 -< I':; :~i;': f',) ,'\"" 10 ~ 'i<I.1~bc-,"--""",,~~ __~'~'" , ",~,~~,,~..I"o,~'~ "..-, '-". ,. ,_c .. , , .. " CASE NO: 2001-00779 P SHERIFF'S RETURN - REGULAR .... COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MANUFACTURER'S AND TRADERS TRU VS SCHENK TIMOTHY M ET AL JASON VIORAL Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon SCHENK TIMOTHY M the DEFENDANT , at 0020:24 HOURS, on the 15th day of February, 2001 at 1210 MUSKET LANE MECHANICSBURG, PA 17055 by handing to HEAHTER SCHENK a true and attested copy of COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 6.82 .00 10.00 .00 34.82 So Answers: ~~~~,~~ R. Thomas Kline 02/16/2001 SPEAR & HOFFMAN me this 2~=- day of Sworn and Subscribed to before By: ;/~.. _ ~ J-o-of A.D. ql '~ " a ./L<.....J ~othonO~ry , dl.:'<l~I<Ii;."~".,, ~ ,- -~, - , " ~ ..~- "i4-~~",~,L SHERIFF'S RETURN - REGULAR i.. CASE NO: 2001-00779 P " COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MANUFACTURER'S AND TRADERS TRU VS SCHENK TIMOTHY M ET AL JASON VIORAL , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon SCHENK HEATHER L the DEFENDANT , at 0020:24 HOURS, on the 15th day of February, 2001 at 1210 MUSKET LANE MECHANICSBURG, PA 17055 by handing to HEATHER SCHENK a true and attested copy of COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavi t Surcharge So Answers: 6.00 .00 .00 10.00 .00 16.00 ?,,~~J~~' R.Thomas Kline 02/16/2001 SPEAR & HOFFMAN ,iJ.- me this ;l;~ day of Sworn and Subscribed to before By: J~ ~/ A.D. 0. (,lIP Ii /h, OP, A..Pf'Ji , Prothonotary' ,'. ,'-C'~ ~_" '_' __ ~ .~,:..: ",,~'"-'> ',.- ,_,~r "'- i ,,-, ,,~'" " e',' '^ ~ ,-, ~~_, , '_._'h_~ ~;,-; ,~, ,)" ': .-(.:~<,-:- ,'e ' ,,- L;-'~",,_,,;_,,;;: :-,:-;;:':;"" ,,- ,: SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEY J.D. NO. 79294 1020 N. KINGS IDGHWAY, SUITE 210 CHERRY HILL, NEW JERSEY 08034 (856) 755-1560 ATTORNEY FOR PLAINTIFF LOAN# 9794124 MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PO BOX 840 BUFFALO, NY 14240-0840 PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET 01-779 vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK 1210 MUSKET LANE MECHANICSBURG, PA 17055 DEFENDANTS PRAECIPE FOR .nJDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Enter Judgment IN REM in the amount of$264,993.19 in favor of the Plaintiff and against the defendant(s), jointly and severally, for failure to file an answer to Plaintiffs Complaint in Mortgage Foreclosure within 20 days from service thereof and assess Plaintiffs damages as follows and calculated as stated in the Complaint: Principal of mortgage debt due and unpaid Interest at 9.35% from MAY 30,2000 to APRIL 26,2001 (331 days @ $61.72 per diem) Other Fees Attorneys Fees $240,948.87 TOTAL AMOUNT DUE ~jJcJ.J BONNIE DAHL, ESQUIRE Attorney for Plaintiff $20,429.32 $15.00 $3,600.00 $264,993.19 AND NOW, judgment is entered in favor of the Plaintiff and against the Defendant(s) and damages are assessed'as above in the sum of$264,993.19 J. Cv.};('>tJ j( L~ -,~, l' -?O--UI PRO PROTHY U u- ~';0~"-' -- ",~{> '-''''-'1 'Ii'-""'T.Hl ~, ,', 'a' , ;'.., ~Y~";-,l.+i;;" ,.,<r.<' ".~"'I~, ,~,,' _ ~~ ~. .~c, ,"__yF"':,,~ "", "" ~'"~-_ '-',,~._~h, ',' _, ~;," ;....~ ~ ="'~-; .1 ~, _~ -- L":;;'""~:;,,,;,,) 2" ':.J ;,; - -, ,,,,,,.,,,,,.,."'" "'F~ .' o c: ;;:: -ow mrTl Z;:D ~:i -=<:..:e:_ r:C <: )>0 Zc )>C ~ '" ",'c, .~''" , o o -n :::'2 ~-~~ ~~';~ (.:;:D ;oC(') Om ~ ~ ;po " ?O (..) o " :x .. . '-~'." "-n . ~'. , .:,_c --.~. ,'- -"~ '" "i.". '-<' ;,c..' ,~,.-,- '-~- c ., :':~-"~ "', ,'"'' ':".i-"""'t;"';'~h", " ~~,':;';;;,;;',c.: C'_ SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEY J.D. NO. 79294 1020 NORTH KINGS mGHW A Y SUITE 210 CHERRY mLL, NEW JERSEY 08034 (856) 755-1560 FAX (856) 755-1570 ATTORNEY FOR PLAINTIFF MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 01-779 vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANTS CERTIFICATION OF MAILING NOTICE PURSUANT TO RULE 237.1 The undersigned hereby certifies that a Written Notice of Intention to file a Praecipe for the Entry of Default Judgment was mailed to Defendant(s) and to his, her or their attorney of record, if any, after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe for the Entry of Judgment. A true and correct copy of each Notice is attached hereto, sent as stated. SPEAR & HOFFMAN, P.A. Dated: 3-'6'-01 BY: ~jJJSJ BONNIE DAHL, ESQUIRE Attorney for Plaintiff ~,~:;..:.,. ". -, ,,' '<,-'d<-';, ,. --'~'-,c~",:<,__",', "-;t: Spear & Hoffinan, P.A. BY: ROBERT W. CUSICK, ESQUIRE Attorney LD. No. 80193 1020 North Kings Highway, Suite 210 Cherry Hill, New Jersey 08034 (856) 755-1560, Attorney for Plaintiff, Loan No. : 9794124 MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 01-779 CIVIL TERM VS. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANT(S) NOTICE To: TIMOTHY M. SCHENK 1210 MUSKET LANE MECHANICSBURG, PA 17055 Date of Notice: 3 - ~ -of IMPORT ANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET HELP: CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17103 (717) 249-3166 RObertW~ Attorney for Plaintiff TIDS LAW FIRM MAY BE DEEMED A "DEBT COLLECTOR" UNDER THE FAIR DEBT COLLECTION PRACTICES ACT. ANY AND ALL INFORMATION OBTAINED DURING THE PROSECUTION OF TIDS LAWSUIT MAY BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. '. ", " ',-,'~ - ,~ - , .',;;-" ,,',,~,- ~ ,-';.i. Spear & fIoffrnan, P.A. BY: ROBERT W. CUSICK, ESQUIRE Attorney LD. No. 80193 1020 North Kings Highway, Suite 210 Cherry Hill, New Jersey 08034 (856) 755-1560, Attorney for Plaintiff, Loan No. : 9794124 MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 01-779 CIVIL TERM vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENk DEFENDANT(S) NOTICE To: HEATHER L. SCHENK 1210 MUSKET LANE MECHANICSBURG, PA 17055 Date of Notice: 3 -<eS'-ol IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A fIEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET HELP: TillS LAW FIRM MAY BE DEEMED A "DEBT COLLECTOR" UNDER THE FAIR DEBT COLLECTION PRACTICES ACT. ANY AND ALL INFORMATION OBTAINED DURING THE PROSECUTION OF TIllS LAWSUIT MAY BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. -... - ,-- ,",--, ",r-- --:,,_, ",' ;C;;j ~- .:, ,,;, ,~-';"--_~;,^,,_~1 _' - ,:" ;^' '_ ~,,-;,",~c'_"'''_',:~,,~ ~'-,^-,~, ,,,:,, "" :~~_ -'", "",[';;.6.",;~:,_>_ ,", ~-i~;';;:;';:~,;;!'\.;.i-:.:;-~,~i,~;~ -, ; ';1 SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEY J.D. NO. 79294 1020N. KINGS HIGHWAY, SUITE 210 CHERRY HILL, NEW JERSEY 08034 (856) 755-1560 ATTORNEY FORPLAlNTITF MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY NO. 01-779 vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANT(S) CERTIFICATION OF ADDRESS I hereby certify that the correct address of the judgment creditor (Plaintiff) is: MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PO BOX 840 BUFFALO, NY 14240-0840 and that the last known addressees) of the judgment debtor (Defendant (s)) is (are): TIMOTHY M. SCHENK AND HEATHER L. SCHENK 1210 MUSKET LANE MECHANICSBURG, P A 17055 SPEAR & HOFFMAN, P.A. /?r-, J}aM- BONNIE DAHL, ESQUIRE BY: ~ , ~ " ',..""" ,'_,~ ; _"" .." ""w-'" J",,< : '~ _"""';~ - -,~,_~_ ,;: :,' 'C ,'_,. "~" .: {.i,:~--,<(.'';''c"'i,iio--;-,; :~;:Vk "",,'0 ~;-. " ;;j , I , i SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEY J.D. NO. 79294 1020N. KINGS HIGHWAY, SUITE 210 CHERRY HILL, NEW JERSEY 08034 (856) 755-1560 ATTORNEY FORPLAlNTITF MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTITF, COURT OF COMMON PLEAS CIVIL DMSION CUMBERLAND COUNTY NO. 01-779 vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANT(S) CERTIFICATE OF SERVICE We, Spear and Hoffinan, P .A., Attorney for the Plaintiff, hereby certifY that we have served by first class mail, postage prepaid, true and correct copies of the attached papers upon the following person(s) or their attorney of record: TIMOTHY M. SCHENK AND HEATHER L. SCHENK 1210 MUSKET LANE MECHANICSBURG, P A 17055 Date mailed: H I SPEAR & HOFFMAN, P.A. BY: ~lYJJ BONNIE DAHL, ESQUIRE '-'- '-"'- " ~--- ~ -.' ~,.o;;"..~-;,-" ,..'- " XC--',' ,- ,. _ ,-'~,,0';. 'c'- _- "'';;;;;',;$j';Jr.;~'A''-';';;';'':"'~'-'''''''':c'~;;_';;:~'>", "d- (',,"'~". --'~'-'O:li . SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEYI.D. NO. 79294 1020 N. KINGS HIGHWAY, SUITE 210 CHERRY HILL, NEW JERSEY 08034 (856) 755-1560 ATTORNEY FOR PLAINTIFF MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 01-779 vs. TIMOTHYM. SCHENK AND HEATHER L. SCHENK DEFENDANT(S) AFFIDAVIT OF NON-MILITARY SERVICE BONNIE DAHL, ESQUIRE, being duly sworn according to law, deposes and says that she is attorney for Plaintiff in the above-captioned matter, that she makes this Affidavit on Plaintiff's behalf, and that the statements in this Affidavit are true to the best of her knowledge, information and belief. Defendant, TIMOTHY M. SCHENK AND HEATHER L. SCHENK, is over 21 years of age. His last employment is unknown, Defendant is not in the military service of the United States as contemplated by the Soldiers' and Sailors' Civil Relief Act, as amended. This Affidavit is made in connection with the judgment upon a note and mortgage secured upon the premises located at 1210 MUSKET LANE MECHANICSBURG, PA 17055. ~y~ BY: SWORN TO AND SUBSCRIBED BEFORE ME THIS ~ DAY OF llpn / , 200 I Sharon E. Woodard A NolaryPubllc of New Jersey ~~.~~ ( BONNIE DAHL, ESQUIRE April 26, 2001 ...,;;., ", ~o, '-~"';' 0 ""~'- ~, , '^" ,.. o' .. '0" ",,,-~~', ~;-~, ','-"" " . OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY LAWRENCEE.WELKER Prothonotary TO: TIMOTHY M. SCHENK 1210 MUSKET LANE MECHANICSBURG, P A 17055 MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 01-779 YS. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANTS NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below: )( Judgment by Default D Money Judgment D Judgment for Possession D Judgment on Award of Arbitration D Judgment on Verdict D Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEY BONNIE DAHL. ESOUlRE at this telephone number: (856) 755-1560 -=- ;\, ,~'",-. ...',,'"00, ~, ;-" "-';'0: '" ;..->'-',-" '. '~'-",- ;'.n"':'~:;;,::.'-~", _'_'_, '.."'r'" >"r.--i,..:h: :,-,--";:",,:'~;;;"i,;~;;;;;-'o"'j:~~,_;;_,~~::,,~,: ,~,,-",~--;j,-i; . OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY LAWRENCE E. WELKER Prothonotary TO: HEATHERL. SCHENK 1210 MUSKET LANE MECHANlCSBURG, PA 17055 MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURI: OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 01-779 vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANTS NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below: )( Judgment by Default o Money Judgment o Judgment for Possession o Judgment on Award of Arbitration o Judgment on Verdict o Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEY BONNIE DAHL. ESOUlRE at this telephone number: (856) 755-1560 ~,-_;d""Y"'--;;'\i,"',,--~ z~ ,,-,,",_, c",:~.-~"", _ "'.;81.-.':;;", - ,,;;j;.:.-:':,,i.::c,;,;ki,, ,; '" '-0 'L ,"'""~""'" ' ,ql , -"0' . 0 0 0 C -n ~ -, ~ :PI- ~~~1 ~ ~ ~ (>.10 -oed -v !Tl rel ;,0 -;I/' -, 1 ~_~~: l:? .&:.-..J._' W Z.c- -.... ~~2 0 ~~~~ - ~. ~<:~) -U ~ .:~-?(~ (D ~ ~ ......., ~C) :x ~ " .-0 r- tsrn ~ )>C ;t;! ~ z 0\ '-J ~ ~ (t- \)' -:--'\ '" ~ ~ '-..[ r :;) ~ :J-- ~ ~ ~ ~ .... ' :A '^- ~ ~ <.?:. "" ~-, " ,~, ~J"r . , - -~ > " - ";,_'0 _.. __, n' ,;, :" ._r. _, ,-"f., :'.G-'-C,- ':; ,,,-,,;, -- ,<,;, '"~ ,~,,\ ~(,,"~ ';.~,;.?," ~ ", j,\ ...t .," IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA 1 CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY ( ) Confessed Judgment () Other vs. FileNo. 01-779 Amount Due $264.993.19 TIMOTHY M. SCHENK AND HEATHER L. SCHENK Interest Atty's Corrun Costs TO THE PROTHONOTARY OF THE SAID COURT The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue writ of execution in the above matter to the Sheriff of CUMBERLAND debt, interest and cost. upon the following described property of the defendant(s) County, for 1210 MUSKET LANE. MECHANICSBURG. P A 17055 PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as above, directing attachment against the above-named gamishee(s) for the following property (if real estate, supply six copies of the description; supply four copies oflengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said gamishee(s). (Indicate) Index this writ against the gamishee( s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. /il. '. _/I /J {} DATE: Aoril26.2001 Signature: ~ .~ ~ Print Name: BONNIE DAHL. ESOUIRE Address: 1020 N. Kings Highwav. Suite 210 Cherry Hill. N.J. 08034 Attorney for: MANUFACTURER'S AND TRADERS TRUST COMPANY. SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK. N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY ~/L ,"-" '.'-'.'l~ 'ii=!iI~;;.;i,,- ~-d," ~-,,".~~-" 'lilIil ;, -~_;"'..'~-_~;,i>; ""~,,, L, C ""Co"'" ,.' . ~ f.. , tl '" rg<~ ui '" <..-l ~tl~ ,...j 0 ~> - ..-l", 8~'" ~ '" ~~ ~ z-;;- ~ E-<25gJ ~ ~ . E-<",," 0.. <S'" O~ ~~~ H 1Jl . 0 ::;s~ "'" "'" "'" ~it:: ~"'OO '" ~~ ~ ~.s O'".g ^ 0 t-- ;I: U ... ~ >^ .0 t-- '" .~ , ",O~ ~ ~ ~ ~..:s <.....'" - ~E-<O 00 '" ^~ ::;S~i~ 0 - ~"'E-< >- ~~ '" ..-l I..; ~;I: ^ , 0 c ~~ 0< ~['-<~ ;I: ~~ 'oj ~ c ~\J~e [;2~ U ~ Up! '" '" E-< ~~~ ~~ ~ o(l '" 0 "'~25 "" 0 ~~ .~ ~ ~ ;I: ^ ~ .. ..... U "'iu ~~tl > ~ ~ ~ 15 E 0 -^ '" U ::;s~ ~ - 'i=: 0 c 0 - u>~ ;l:; ~ E-< <~u E-< ~ ~ < ::;s ,,~.~-_, .'c ,'" " ," ,,0,' = =~~___ ,~~~",,~,=ft"^=_., .. 01 , - ,,~ , " ,"-' ",-,'~' " , ,~- c , '4 , '=.' "'. -c, .' .. ~~ '" , .. >," "" -.-" % .. .. ',,; .. , -. . ALL THAT CERTAIN known as Lot #102, Phase 2, Section IT, Hampden Heights, Hampden Township, Cumberland County, Pennsylvania, according to a Plan of Hampden Heights for Park Hills West, Inc., by Whittock-Hartman, Robert Hartman, R.P.E., dated December 18, 1987 and recorded in Plan Book 58, Page 39, bounded and described in accordance with said plan as follows: BEGINNING at a point on the western right-of-way line of Musket Lane, said point being a common property corner of Lot #101 (existing) and Lot #102; thence from said point of beginning along said Lot #101 (existing) South 77 degrees 35 minutes 09 seconds West a distance of 125.00 feet to a point on the property line of Lot #104; thence by a portion of Lot #104 and Lot #103 North 12 degrees 24 minutes 51 seconds West a distance of 145.82 feet to a point on the Southern right-of-way line of Musket Lane; thence along said southern right-of-way of Musket Lane South 87 degrees 09 minutes 52 seconds East a distance of 53.17 feet to a point; thence continuing along same and by a curve to the right, having a radius of 100.00 feet, an arc length of 130.46 feet to a point; thence continuing along same South 12 degrees 24 minutes 51 seconds East a distance of35.36 feet to a common property corner of Lot #101 (existing) and Lot #102, the point of BEGINNING. BEING Lot #102, containing 14,982.07 square feet or 0.3439 acres, as shown on the Final Subdivision Plan of Phase #2, Section IT, as prepared by Whittock-Hartman, Robert G. Hartman, Jr., P.E., R.S., dated December 18, 1987. BEING the same premises which Richard C. Thomas, Jeffrey A. Thomas and Michael D. Thomas, Partners, by Deed dated May 30, 1995 and recorded May 31, 1995 in the Office of the Recorder of Deeds in and for Perry County, Pennsylvania, in Deed Book Volume 122, Page 1020, granted and conveyed unto Timothy M. Schenk and Heather 1. Schenk, Husband and Wife. PROPERTYID# 10-17-1029-221 l'ii~--, "'~_:,'~'~- ,;',,:'~; If. EW ",",',y'" ~ ,~~ , ,,,,,-j- " =, ,"--~~-- ,y-~ ' 'BiMu-';'''~;''''''''';;'~;<;;;;'~~;''' -: ,-p \' -,- - G, '>> C!. '" ,.-~_.. -~ .~""';~ ,'''' i,":"^~~o;";-___' _I, :... . I _ ',' '",' ,,'-'~'" ' I. I I _"_''';'''''-'1d'C'_ --- L ~ ?D - \ <?\\ J.j ~ ~. ~ ~ s::. G-o ...t::- ~)-..o .~. ~ ~'\ 4:::-- - ~ ~ % () C) c: 0 -..- -n '"tJ~ D:i ". :,;J cprn CJ ZI! ~t1 i;1~ -c GJ ~ (l)..-:::: 0 -:-~~: t:9 ~c c~ ,---' I :<: ...- -0 '.:0 J> ~;; ZO -!I'" >2 -~ r:- om Z .-{ :< f" :!E -< .,".,,~. "'\ . @ ~ ,"" '~.,_. ~"c,',;""'_-',_";;,,,, ,,;:.~i 0.""<1---1" ,~--' "_"_ '"-,.:_~i'h"_~- '''"'';_"''')'''''''~ '" , '_'~' '-'_;"''''''''' "'::';'''''.'' ,"-, 'I I ~ ~ SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEY LD. NO. 79294 1020 N. KINGS HIGHWAY, SUlTE210 CHERRY HILL, NEW JERSEY 08034 (856) 755-1560 ATTORNEYFORPL~F MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 01-779 Ys. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANTS AFFIDAVIT PURSUANT TO RULE 3129.1 MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY, Plaintiff in the above action, by its attorney, BONNIE DAHL, ESQUIRE sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 1210 MUSKET LANE, MECHANICSBURG, P A 17055: 1. Name and address of Owner(s) or Reputed Owner(s): TIMOTHY M. SCHENK AND HEATHER L. SCHENK 1210 MUSKET LANE MECHANICSBURG, P A 17055 2. Name and address of Defendant(s) in the judgment: TIMOTHY M. SCHENK AND HEATHER L. SCHENK 1210 MUSKET LANE MECHANICSBURG, PA 17055 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: PENNSYLVANIA STATE BANK 91 CUMBERLAND PARKWAY MECHANICSBURG, P A 17055 4. Name and address of the last recorded holder of every mortgage of record: MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PO BOX 840 BUFFALO, NY 14240-0840 PNC BANK, N.A. WESTERN LOAN CENTER COLLATERAL CONTROL 2730 LIBERTY AVENUE PITTSBURGH, PA 15222 "." -. - ~" , ,-- "0, ,;-,~-,,_~-~>,,;, "," c,-<' , , "',,':i ~~; .-,' ~<J ~,_',-":_,~:,~,:;.,.,L~,:,,; :.ili'~~ - <:,;1.;::-.,':: ,j~;<:_:_-,,:' ' -" -~,~,~-, ' > . i DAUPHIN DEPOSIT BANK & TRUST CO. PO BOX 4800 HARRISBURG, PA 17111 5. Name and address of every other person who has any record lien on the property: NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: HAMPDEN TOWNSmp KATHRYN W. FETROW TAX COLLECTOR 5000 CREEKVIEW RD. MECHANICSBURG, P A 17055 DOMESTIC RELATIONS P.O. BOX 320 13 N. HANOVER ST. CARLISLE, P A 17013 COMMONWEALTH OF PENNSYL VANIA DEPARTMENT OF REVENUE - LIEN BUREAU OF COMPLIANCE DEPT. 280946 HARRISBURG, P A 17128-0946 ATTENTION: SUE BLOUGH TAX CLAIM BUREAU 1 COURTHOUSE SQUARE CARLISLE, PA 17013 CAROLYN MCQUILLEN TAX COLLECTOR 1044 PINE ROAD CARLISLE, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: TENANT(S)/OCCUP ANT(S) 1210 MUSKET LANE MECHANICSBURG, P A 17055 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 94904 relating to unsworn falsification to authorities. SPEAR & HOFFMAN, P.A. ~~ BONNIE DAHL, ESQUIRE Attorney for Plaintiff '< ',.",~,,<,~,," <0 ,..".~ ,. , " ,"'^~, "" \0 . 0 C) 0 C '''n :;: ;po ..':! -000 -0 ::~l ::n rllf"tl :::0 Z::r w ',:1 !:n -'r;: 05 ,...:'~ 0 '-;'---' -<.L :i~~ <CJ -u ::zn ::>; -::..;t-C) -0 r:- om >c :.-i ~ 1] N -< I. Ir .. -, ;:,~~ ;;'. _'._'_c,~ c_ --;-~':~';'-:-m-'"~,';"_,:~~:,":",:~,,,~:__:,' '-:""0-"""" "",,--"_' " c_ ____-,;:--;.;'_". -';J' ,-.,,' ~ SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEY J.D. NO. 79294 1020 N. KINGS HIGHWAY, SUITE 210 CHERRY HILL, NEW JERSEY 08034 (856) 755-1560 ATTORNEY FOR PLAINTIFF ..~ MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO.01-779 vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TIMOTHY M. SCHENK TO: HEATHER L. SCHENK 1210 MUSKET LANE MECHANICSBURG, P A 17055 Your house (real estate) at: 1210 MUSKET LANE MECHANICSBURG, PA 17055 is scheduled to be sold at Sheriff's Sale onSEPTEMBER 5, 2001at: CUMBERLAND COUNTY COURTHOUSE 2ND FLOOR, COMMISSIONERS HEARING ROOM 1 COURTHOUSE SQUARE CARLISLE, PA 17013-3387 at 10:00 a.m. to enforce the court judgment of $264,993 . 190btained by MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY the amount of the judgment plus costs or the back payments, late charges, costs and reasonable attorney's fees due. To [md out how much you must pay, you may call: (856) 755-1560. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may be able to stop the sale through other legal proceedings. '... .....~ ~... v "-i,-,' -,,,,;,-<',,,,,-",..,,, -"'-"'< ,~ ',- _ <,,' ,- "bC-,-"" :"'~""--""'--,"""" < c' '~~ ~,~ You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (717)240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717)240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later thanOCTOBER 5, 2001. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURTHOUSE 1 COURTHOUSE SQUARE CARLISLE, PA 17103 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT TillS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. i'.'). -'"','^ _," o. --lIH"'"'''' ':;';~'~-'-~i,,';-~,., ,.-" :~i~~\iIlI ',,,:.-.,, ,'- ,,-"'coo, _~-, -I; .0." C+c ,. ." ,",,'<' () C) 0 c: -" ~. ;boo -~~ ;gffi " -~ n- rn :::0 ~~':'jI1 2;::0 W -OfT} wS,~ C) :U'r' ;:$c.~ :J() " --r~Jl :;::: " ~'". 'J-j d;:C) ::1<: ~t5 ""0 z:- :srn ..J--"C ~ ~ r" -< ~- '" .,,". ," ~-- ~,~ "- '''--''',.--- . "'H","-n_ , ",,"' , , ~'-,,,, "",~,~,', ,;.,;;,',"'0''~>c.:"';';,,;_,:,\;0,:,:'_;<.::- ~:',"; _ .dIIiiL'~,~; SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEY J.D. NO. 79294 1020 N. KINGS mGHW A Y, SUITE 210 CHERRY HILL, NEW JERSEY 08034 (856) 755-1560 ATTORNEY FOR PLAINTIFF MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 01-779 vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANTS CERTIFICATION BONNIE DAHL, ESQUIRE, hereby verifies that he is the attorney for the Plaintiff in the above captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: ( ) an FHA mortgage ( ) non-owner occupied ( ) vacant (X) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa.C.S. section 4904 relating to unsworn falsification to authorities. /h-->YcJJ2 BONNIE DAHL, ESQUIRE Attorney for Plaintiff ;;;j,';;:"," :c.~" -"~;~.uilj;-" <"" ,~,,- ~ 0' ,';"j"iiil'i -'of',",,,.--' 0 0 0 c: -n s:: :I> ~-~ <::1m "<::I mrn :::0 2::1:1 w ;gf? 2:~ (f) ; 0 Or, -<~ , ~;j:n r:C "<::I ~- ~ '-''--''T! j;; ::J1.: ~-4 t5 zQ :;t;8 .0:- atn -< Z ~ =< r" -< ". ~"~," "" " ',"' "' ;-,:;,-;,:,; ,;", ,>, ,-' ~~ ' ""-"-' '-',- ~ ""'c__"".. - " , -'-_c',_ _"""",,. ~-, _ ~ :':, ,_"\;.,,.:..,; ;:;;-.;__ -:J~~t,: '~,A~," :~;;:;;,--:: '. ~-,-- 'ii' SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEY J.D. NO. 79294 1020N. KINGS HIGHWAY, SUITE 210 , CHERRY HILL, NEW JERSEY 08034 (856) 755-1560 ATTORNEY FOR PLAINTIFF MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO.01-779 vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANTS CERTIFICATION AS TO THE SALE OF REAL PROPERTY I hereby certify that I am the Attorney of record for the Plaintiff in this Action against Real Property and further certify this property is: [ FHA - Tenant Occupied or Vacant Commercial [ As a result of a Complaint in Assumpsit [ X ] That the Plaintiff has complied in all respects with Section 403 of the Mortgage assistance Act including but not limited to: (a) Service of notice on Defendant(s) (b) Expiration of 30 days since the service of notice (c) Defendant(s) failure to request or appear at meeting with Mortgagee or Consumer Credit Counseling Agency (d) Defendant(s) failure to file application with Homeowners Emergency Assistance Program. I further agree to indenmify and hold harmless the Sheriff of CUMBERLAND County for any false statement given herein. /lrnYcJJ( BONNIE DAHL, ESQUIRE Attorney for Plaintiff ~'< " " -- -- ,~ < --""'-'~ .' ,~_,- '. -'l;",_ '-:->~' ,,~.n-, '-, ,~:;, "~_' ';"0,,';".".; ,,_.__"_.,';" '.",__ _, :1 I I , I I I I I 'I CERTIFICATE TO THE SHERIFF SHERIFF'S OFFICE CUMBERLAND COUNTY COURTHOUSE 1 COURTHOUSE SQUARE CARLISLE, PA 17013-3387 MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY vs. : COURT OF COMMON PLEAS : NO.01-779 TIMOTHY M. SCHENK AND HEATHER L. SCHENK I HEREBY CERTIFY THAT I i , I I ~ il :1 'I 1,1 I I. The judgment entered in the above matter is based on an action: A. B. ~c. D. In Assumpsit (Contract) In Trespass (Accident) In Mortgage Foreclosure On a note accompanying a purchase money mortgage and the property being exposed to sale is the mortgaged property. II. The defendant(s) own the property being exposed to sale as: A. ~B. C. D. E. F. An individual Tenants by the Entireties Joint tenants with right of survivorship A partnership Tenants in Common A corporation III. The defendant(s) is (are): --X.... A. B. C. Resident in the Commonwealth of Pennsylvania Not resident in the Commonwealth of Pennsylvania If more than one defendant and either A or B above not applicable, state which defendants are residents of the Commonwealth of Pennsylvania. Residents: Name: BONNIE DAHL. ESOUIRE Atto~O. 79294 ,fJ oJ.w 1020 N. Kings Highwav. Suite 210 Cherry Hill. N.J. 08034 Phone No. (856) 755-1560 Signature: Address: J.,.F_':;';"''''_' :;::~_;<;,-',-; , ~ ,"-,"",,~ ~-". .:;';';".' -,,,,,, '-"', 6';"'~_r{ " "'~~.;..;~~.' ",~';, ," ~ ' , o"i','"' '-'''-,,' "',I ,""",,'d"""'~""'" ~ ' "'" "p () 0 0 ~ -n ~"" ~~~1 -ow -u m[I1, ~'O Z.J"r W --;7!::D Zr;: 0 ~--n'~.-I (j) ~~ C)(~ ~~ -0 =:::5-r; '< ~ _L --n ~() ::K Qc') >8 r::- om 'b! z N ~ =< to , ""'~w I , ,-~---. ,-" '. - "'~' . -_:::; ,,'--< '-;",','- "-,">,;--,,;;,,,':,1',i>L'-";""-/~ ' -'.-.,_~__-". , 1 Spear & Hoffman, P.A. BONNIE L. DAHL, ESQUIRE Attorney J.D. No. 79294 1020 N. Kings Highway, Suite 210 Cherry Hill, NJ. 08034 (856) 755-1560 Attorney for Plaintiff MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY COURT OF COMMON PLEAS CUMBERLAND COUNTY vs. DOCKET NO. 01-779 TIMOTHY M. SCHENK AND HEATHER L. SCHENK Defendant CERTIFICATION OF NOTICE TO LIENHOLDERS PURSUANT TO PAR.C.P. 3129.2 (C) (2) I, BONNIE L. DAHL, ESQUIRE, Attorney for Plaintiff, hereby certify that Notice of Sale was served on all persons appearing on Plaintiffs Affidavit pursuant to PA R.C.P. 3129.1, by United States mail, first class, postage prepaid, with Certificates of Mailing, the originals of which are attached as Exhibit "A". The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Respectfully submitted, SPEAR & HOFFMAN, P.A. BY: ~~ BONNIE L. DAHL, ESQUIRE 6' 3 ... Cll .... .;-I ;j' Sf ~ " -< - "' 2 ?/ -. i!.z 0-0 ~3 ~g " (j) g.a , " .' o . . I( ~) 10 j \ll-l 1/ . a o . ~~ ~ !:;r ", / i2. -" )~~. , ./ g~ (\ ~ " o i . . ~ ~Ol I: ... .Cll ..m I: ~ So .,,(") : ~ :"5!. 1 ~. 1 lil ~ l? 'S.! Sl; ~! ~1' : ',- ~"'", : ~ -. (fJ ~ () ~iE ::l " ~.... :l 01;:o;:r ~~~ ;I :o~ ~ ~! (,) o III III III .:;:: 0-3 0(") ::s ... 01: 0::1" ::::! '"0 oj ?~ (")~"O ::1"1:::S 9 Ol ~ :r III 3 t/I ': :i...::sc. ::s '< I: ~ ::s III .(11 (II -. 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Schenk In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2001-779 Civil Term R. Thomas Kline, Sheriff, who being dilly sworn according to law, states this writ is returned STAYED pursuant to instructions from Attorney Bonnie Dahl. Sheriff's Costs: Docketing Surcharge Posting Handbills Law Library Prothonotary Share of Bills Mileage Levy Advertising Certified Mail Poundage Postpone Sale Law Journal Patriot News 30.00 30.00 15.00 .50 1.00 25.66 13.97 15.00 15.00 1.13 16.87 358.40 337.65 $860.18 by attorney 09-18-01 Sworn and subscribed to before me Tms/q~ d~Of~~~ - R. Thomas Kline, Sheriff 2001,A.D. ~Q. ~,tM'BYC}~~~ Prothonotary Real Estate Deputy Jp.bJ!:;s: h 1'"..:. 'i$. .~. ..~<. ~ __~~ ~ ':;,v \, ~ 33q~ I ~1L." }I t.yl'f ~~-"~~-' ~ .....'""'~_. . , r, -~r;', : ~1," , SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEY LD. NO. 79294 1020N.KINGS HIGHWAY, SUITE 210 CHERRY HILL, NEW JERSEY 08034 (856) 755-1560 ATTORNEY FOR PLAINTIFF -'-!!:'- Spear & HOffm Attorney /=,./ an, P.A. I e COpy MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. 01-779 vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANTS AFFIDAVIT PURSUANT TO RULE 3129.1 MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY, Plaintiff in the above action, by its attorney, BONNIE DAHL, ESQUIRE sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 1210 MUSKET LANE, MECHANICSBURG, P A 17055: 1. Name and address ofOwner(s) or Reputed Owner(s): TIMOTHY M. SCHENK AND HEATHER L. SCHENK 1210 MUSKET LANE MECHANICSBURG, P A 17055 2. Name and address ofDefendant(s) in the judgment: TIMOTHY M. SCHENK AND HEATHER L. SCHENK 1210 MUSKET LANE MECHANICSBURG, P A 17055 3, Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: PENNSYL VANIA STATE BANK 91 ClThffiERLAND PARKWAY MECHANICSBURG, P A 17055 4. Name and address of the last recorded holder of every mortgage of record: MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PO BOX 840 BUFFALO, NY 14240-0840 PNC BANK, N.A. WESTERN LOAN CENTER COLLATERAL CONTROL 2730 LIBERTY AVENUE PITTSBURGH, PA 15222 ,- - . DAUPHIN DEPOSIT BANK & TRUST co. PO BOX 4800 HARRISBURG,PA 17111 5. Name and address of every other person who has any record lien on the property: NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: HAMPDEN TOWNSHIP KATHRYN W. FETROW TAX COLLECTOR 5000 CREEKVlEW RD. MECHANICSBURG,PA 17055 DOMESTIC RELATIONS P.O. BOX 320 13 N. HANOVER ST. CARLISLE, PA 17013 COMMONWEALTH OF PENNSYLVANITA DEPARTMENT OF REVENUE - LIEN BUREAU OF COMPLIANCE DEPT. 280946 HARRISBURG, PA 17128-0946 ATTENTION: SUE BLOUGH TAX CLAIM BUREAU 1 COURTHOUSE SQUARE CARLISLE, PA 17013 CAROLYN MCQUILLEN TAX COLLECTOR 1044 PINE ROAD CARLISLE, PA 17013 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: TENANT(S)/OCCUP ANT(S) 1210 MUSKET LANE MECHANICSBURG, P A 17055 I verify that the statements made in this affidavit are true and correct to the best of my personal lmow1edge" information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 94904 relating to unsworn falsification to authorities. SPEAR & HOFFMAN, P.A. ~ jZJJL BONNIE DAHL, ESQUIRE Attorney for Plaintiff -'--"""""';'-. ,,- ,'.o,',-_,->^, '--, "" ,-""",~.o 0" " .~ ,,- , <<_'--;'_"",,_. ,-:", " ' "'f.;.'c ,,~_;.-.. - ';i;~ SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEY J.D. NO. 79294 1020 N. KINGS HIGHWAY, SUITE 210 CHERRY HILL, NEW JERSEY 08034 (856) 755-1560 ATTORNEY FOR PLAINTIFF MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO.01-779 vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: TIMOTHY M. SCHENK 1210 MUSKET LANE MECHANICSBURG, P A 17055 Your house (real estate) at: 1210 MUSKET LANE MECHANICSBURG, PA 17055 is scheduled to be sold at Sheriff's Sale onSEPTEMBER 5, 2001 at: CUMBERLAND COUNTY COURTHOUSE 2ND FLOOR, COMMISSIONERS HEARING ROOM 1 COURTHOUSE SQUARE CARLISLE, PA 17013-3387 at 10:00 a.m. to enforce the court judgment of $264,993.19 obtained by MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY the amount of the judgment plus costs or the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (856) 755-1560. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. '_i"'" ,-"'"-' , _ "' _' ':..z~;'~' "";;",b;;-:,,,,;' __ '; -- '""",,_,~ '__._ ", _"'~',:,-_d,', '-,; -'">f'''i 3 . You may be able to stop the sale thr~ugh other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (717)240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717)240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5 . You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later thanOCTOBER 5, 2001 This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURTHOUSE 1 COURTHOUSE SQUARE CARLISLE, PA 17103 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT TillS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. d ~ ~ ~--~-'~ \";'11" " . SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEYI.D. NO. 79294 1020 N. KINGS IDGHWAY, SUITE 210 CHERRY IDLL, NEW JERSEY 08034 (856) 755.1560 ATTORNEY FOR PLAINTIFF MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO.01-779 vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: HEATHER L. SCHENK 1210 MUSKET LANE MECHANICSBURG, P A 17055 Your house (real estate) at: 1210 MUSKET LANE MECHANICSBURG, P A 17055 is scheduled to be sold at Sheriff's Sale onSEPTEMBER 5, 2001at: CUMBERLAND COUNTY COURTHOUSE 2ND FLOOR, COMMISSIONERS HEARING ROOM 1 COURTHOUSE SQUARE CARLISLE, PA 17013-3387 at 10:00 a.m. to enforce the court judgment of $264,993 . 190btained by MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY the amount of the judgment plus costs or the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (856) 755-1560. 2. You mllY be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You mllY be able to stop the sale through other legal proceedings. ,~-- ~'-~ " " J-,.. ~1I'i!ist;;j!lil.j$;'" ,~ " You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (717)240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717)240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5 . You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later thanOCTOBER 5, 2001. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 7 . You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURTHOUSE 1 COURTHOUSE SQUARE CARLISLE, P A 171 03 PURSUANT TO THE FAffi DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT TIDS LAW FIRM IS DEEMED TO.BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ~,~ - ~~~ ~- )~ l' '..i-, ,.:i[~", ALL THAT CERTAIN known as Lot #102, Phase 2, Section II, Hampden Heights, Hampden Township, Cumberland County, Pennsylvania, according to a Plan of Hampden Heights for Park Hills West, Inc., by Whittock-Hartman, Robert Hartman, R.P.E., dated December 18, 1987 and recorded in Plan Book 58, Page 39, bounded and described in accordance with said plan as follows: BEGINNING at a point on the western right-of-way line of Musket Lane, said point being a common property corner of Lot #10 I (existing) and Lot #102; thence from said point of beginning along said Lot #101 (existing) South 77 degrees 35 minutes 09 seconds West a distance of 125.00 feet to a point on the property line of Lot #104; thence by a portion of Lot #104 and Lot #103 North 12 degrees 24 minutes 51 seconds West a distance of 145.82 feet to a point on the Southern right-of-way line of Musket Lane; thence along said southern right-of-way of Musket Lane South 87 degrees 09 minutes 52 seconds East a distance of 53.17 feet to a point; thence continuing along same and by a curve to the right, having a radius of 100.00 feet, an arc length of 130.46 feet to a point; thence continuing along same South 12 degrees 24 minutes 51 seconds East a distance of35.36 feet to a common property~orner of Lot #101 (existirtg) and Lot #102, the point of BEGINNING. BEING Lot #102, containing 14,982.07 square feet or 0.3439 acres, as shown on the Final Subdivision Plan of Phase #2, Section II, as prepared by Whittock-Hartman, Robert G. Hartman, Jr., P.E., R.S., dated December 18, 1987. BEING the same premises which Richard C. Thomas, Jeffrey A. Thomas and Michael D. Thomas, Partners, by Deed dated May 30, 1995 and recorded May 31, 1995 in the Office of the Recorder of Deeds in and for Perry COWlty, Pennsylvania, in Deed Book Volume 122, Page 1020, granted and conveyed unto Timothy M. Schenk and Heather L. Schenk, Husband and Wife. PROPERTY 10# 10-17-1029-221 ifi:;:iIi,lHIil~~" < ---" '. - "'J'IU,Lli """"'-, . . WRIT OF E)(ECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) TO THE SH~f1iJ:',F OF NO, 01-779 CIVIL 19 CIVIL ACTION. LAW CTTDJlRERT,/lNn COUNTY To s'atisty the debt, interest and costs due _.l"li;;!nuf.acturer's & Traders Tr. Co., Successor by . . . Tr. Co. MergeL",i1-n K"',v",tonp. Financial Bank. N.A..Juccessor m Interest to Fanners PLAINTIFF(S) Irom$mothy M. and Heather L. Schenk, 1210 Musket Lane, Mechanicsburg PA 17055. DEFENDANT(S) (1) You are directed to levy upon the property ot the detendant(s) and to sell Real estate located a.t---l-2.uJ.-Musk~t Lan~. 1I(I",cnrm; ""'hllrg PA 17055. (See attached legal des.cription..-) (2) You are also directed to attach the property ot the detendant(s) not levied upon in the possession of GARNISHEE(S) as tollows and to notify the garnishee(s) that: (a) an attachment has been issued: (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the detendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereol; (3) II property ot the defendant(s) not levied upon an subject to attachment is found inthe possession of anyone other than a named garnishee. you are directed to notify him/herthat he/she has been added as a garnishee and is enjoined as above stated. Atty's Comm Atty Paid Plaintiff Paid % LL Due Prothy Other Costs $.50 $1.00 Amount Due $ 2 6 4 ; '99 3. 19 Interest $122.82 Date April 31, 2001 CURTIS R. LONG ", - r ;r;~:':; Deputy REOUESTING PARTY Name Bonnie Dahl, Esq. Address: 1020 N. Kings Highway. Cherry HIll NJ Plaintiff Ste. 210 08034 Attorney for: Telephone: (856) Supreme Court 10 No. 755-1560 79294 ~""i"'k""""\M~lli~j>,,;',!;:"',\)h;iO}"~-;1\i~1~i2iiili",'i~tM0f~j;~~l'J?'1:,-~>;"Ii~ _,!,,"~trL,'" ,,,_\j;*,,,,,~!*,\'."'~("'"il:>lilif''l!WJ~''i&l;:j~J.illlcih.~''' -1_0 ~ " '".lli!r&:l!llI...."ihij'f[.&"~"l!&JI~r_''''~-'' @I) c;:;;1 cu;:) c::;::::I G=t) c;uiJ ',j ~ i f-j it U II I, II i,i 'I !,I il II " rr . . REAL ESTATE SALE No. & "1 . "j I " 1'1 " " 11 II ,I II il \j , "i I :[ I J ,I i I I ull 1'/..o.z; ;),d.OO I the sheriff levied upon the detendali, interest in the real property situated in 1fo.ro.pdvt Towrr.dv'p Cumberland County, Pa., know nfi numbered as: /;;)/0 ftI.~ 1.aAi..... r1tJtan~ and more tUi,JiDed on Exhibit "A" filed with this writ and by this referenc6 incorporated herein. "ate: 1'{ 'if J, ,00/ By: -Y;.,~ t/a_.,Iu }3;u .J~ c.\\1;\~6 '1 t<' l:~, 0 ' ;~~"., '",,!>Oil , ~' -, , , - '.,,"", PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regnlarly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regnlar editions and issues of the said Cumberland Law Journal on the following dates, v!z: JULY 20, 27, AUGUST 3, 2001 Mfiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter ofthe aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. SWORN TO AND SUBSCRIBED before me this 3 day of AUGUST. 2001 ,; NOTARIAl' LOIS E. SNYDER, Notary PublIc CarlisleBoro, Cumberland County My Cor.'...rnission Elqlims March 5. 2005 REAL ESTATE SALE NO.6 Writ No. 2001-779.Civil Manufacturer's and Traders Trust Company, Successor by Merger With Keystone Financial Bank. N.A. Successor in Interest to Farmers Trust Company ..R~~~~~c~i~:6) ..... ....................GIV1IT~fl1) . .M:ajj9.i..~til~C$ajjdJi:iid...s Tri.iSt.:~~pany;::::~ucce,~sar.. , " 'f . ". . o"'a'ncial' VS. TImothy M. Schenk and Heather L. Schenk Atty.: Bonnie Dahl ALL THATCERTAlN known as Lot # 102. Phase 2. Section II. Hampden Heights. Hampden Township. Cum- berland County. Pennsylvania. ac- cording to a -Plan of Hampden Heights for Park Hills West, Inc., by Whittock-Hartman. Robert Hartman. R.P.E.. dated December 18. 1987 and recorded in Plan Book 58. Page 39. bounded and described in ac- cordance with said plan as follows: BEGINNING at a point on the western right-of-way line of Musket Lane, said point being a cornmon property comer of Lot # 101 (exist- 1ng) and Lot -# 102; thence from said point of beginning along said Lot #101 (existing) South 77 degrees 35 minutes 09 seconds West a distance of 125.00 feet to a point on the prop- erty line of Lot # 104; thence by a portion of Lot # 104 and Lot # 103 North 12 degrecs--24 minutes 51 'l:!econds West a distance of 145.82 feet to a point on the -Southern right- of-way line of Musket Lane; thence along said southern right-of-way of Musket Lane South 87 degrees 09 minutes 52 seconds East a distance of 53.17 feet to a point; thence con- tinuing along same and by a curve to the right. having a radius of 100.00 feet. an arc length of 130.46 I feet to a point; thence continuing along same South 12 degrees 24 minutes 51 seconds East a distance of 35.36 feet to a common property comer of Lot #101 (existing) and Lot #102. the point of BEGINNING. BEING Lot #102. containing 14.- 982.07 square feet or 0.3439 acres. as sho'-VTl on the Final Subdivision Plan of Phase #2, Section n. as pre- pared by Whittock-Hartman, Robert G. Hartman. Jr.. P.E.. R.S.. dated December 18. 1987. BEING the same premises which Richard C. Thomas. Jeffrey A. Thom- as and Michael D. Thomas. Partners. by Deed dated May 30. 1995 and recorded May 31. 1995 in the Office of the Recorder of Deeds in and for peny County. Pennsylvania. in Deed Book Volume 122. Page 1020. grant- ed and conveyed unto Timothy M. Schenk and Heather L. Schenk. Husband and Wife. PROPER1Y ID #10-17-1029-221. ,. .."":::":'::.:: '.,''-'':''-.',',:'' :::Su,'::',,, , , .i.,inJm,~'~li()" .,:t~r~,~,T~~~.R?:~:~:~~},.::":" . ....T"uij<ilO~M.Si:nerik.and ..~~$~~~1~ti~< :.::A[tfH'~~'.~,E:ktAW',::~~:~~'~:i.::~ :ijfo~' ~ha~ .:?(,~:.. ..&:~~i:?Ii , 'Ii,: ":~~,~:P9,CD" ',:.fWghiS';' :->:H7{mp'i\cn :: ::1~'l:~~!P. ~~l11,B,~rl;uril: ,.-9~:~)i~:;,: :,WUil)iv)\'arrilh .::~c,coraJ~,g to a :p1~lr(9fB:.i~r*.len HCigtlt5 for P-Jrk ",Hi.lb, ~,e~l,. In.c.. oy W,bi.t!.qCk'l::Iartm~n, Robl,'11 'H.,~,rlm~~.l$f'f.'1 ,#t<<1' P~~)jP\;tJ&;,:J:9$7 ;uid ' ., ~,9.~~~.~J~ .~l~~.)~/i,cjJ;:'5:~; ,~ii<': S:9;.',l)Ql)nji~, ;lO'd, :1;;Ii~~I~;~t~~;i~.:ly~~~:;~Q~ :,:,,:,:,::~,~~(.!.fI1Jl'O~rt~ ~~~Tler of Lo! '#.'@,..'(~,#~ti!lgj : ::,.,''m.~.;:.-r.:pl" #,!n0::, t~cJR~."" l.~m. .-.5;1i4', poirit : of :"" l;li;~,1J1,1ln~...~9n,g.:,,~l,!19, .-L,Q~ ,:h'!O~ f~~,MI~gf south ,..:,,:~~#1t~e~!gQ1~~:t~4~1:~~lw1t~.,:;~, -::,::..Jl~~ l)f~~t ~tO.~~,~~Ct;:9y:.:t ~i:Qn:,~f iJj:t..#ltij :, 'R,,!!~',- Lq~.-.-,~!.J.l.l :.N.~~.b:, .l} '. 4ei!!'I:~';': ,1,4 ,:.rrilt1llre'~ j f : ",: ':?~~S9.,r~f." ~e~:,~. QI~\~~~~ 'of. .:) ,,45)~~"f#'t: ::tg:A ::P:o.hit' '., .:.-~:.-,Jh~..:,:S9ut!:i~,:', nJ)it-:Clf;)N~W, l,in~': jjf, '~'1iIS:k~i ....:Ii~~i~~~~~{~~i~~:~~~. . : t~~::E'~'!U" Jilii.!lllg, fl .i'adJ\!(Qf.(OO:Q(rK~, 'j~ arC ::- ~~ngt~, :of 13W4/l., J~(jci' ::a'..:'rMinr.:-".' Ihcirtd, ' :.. ..~E~~,g]Pg:: <Il,?~g.. ::;!\.ll.l~' ,::'~1lJ. :J:2..:,:d.eg.l'c'~'f; ',24, ,Jl1mut~~::51 :~~(,l,'i:,~5~ lh;h~t~~:~,e' q-f)5,39 t~,et " ::(9 ~.-,~'.-,:S~.0"_rill;iri'- P~OJre.riY:::::~m#,'''':d( ::,Lot''-':1ITO'1 ': :(~lL~f.lr..gr :,~:',' L9L:',:#102; . .'th~:. :'-point' ": of : ' '~~~ri:~q:~;.,.~~~~iri1:~~:':::;4;4'~:~'.:bt.:::;:: '~:~:r~ , :',feet, qr, t1}~39 .ac1F,~;::~ ':,:s.ho.wn:' 'IJIi....lhc ';n~1 : .-::'~~~!~'islQU Plrin', uf',Phas('#1. :-',Si,'ttkm :--11; 'o.~ : .,pr~p~~ My, ,~Vbi{(Oc,~-Hartman,' RNjert ,G. ' ::"f.l;l.rt-ma~, !I:.,,,:p.T:...:-R:?,, datcd"Uc'cerrilir'ig, , : ,,:::'~~~q' ,~llc' :~~M',:PN~:l~<::\~~:;';~~'::'~j~;~ard :'c. , J'j:I?~~ 3ettr~y. ,~~'(~~Nll;r.;:, :arid. !i1icl1ael D. .., 7fiomas. ~)i!1#.~,:hY ,I.R~::~1i~"M~v ,'.m lwf ",: ,~l1Td' r~nkd'M,a(}1;.:,:.L9~jj.:i~,'.itre:',:()ffice' ,of lh~ :',: :;~~~~;~~4~k'~~ij~~::~~::,y~:~:S~%~';~.o,p~~ : :',::,-Iq,:,q.?".-lP::1I:l!c,4.,.a.~q SQ1JY';YeQ.: QI'!,tQ',:Timolhy M. .-,: :,~~~~,j~d~~~~ie::~:J:~~~,,:~:~::~{~;';'.L, ',' :.-' '::' ".:- .l'li,oI'ERTY IbillU,l7-fO:!<),:!tL.... . .' .. .,.. >,-,-,.__._-",. -""""" . ,= -. ',-... ' " " . -,- , ~ ' ~~'" """'''"'4, ~ - ,---:'.. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss James L. Clark being duly sworn according to law, deposes and says: That he is the Acounts Receivable Manager of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sundav Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 24th and 31st day(s} of July and the 7th day(s) of August 2001. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in tscellaneous Book "M", Volume 14, Page 317. U PUBLICATION ............................... ...v................................ ........... ............... COpy SA LE#6 Notarfal Soal Tony L RuS&ell, Notal'f Public HanlSburg, Dauphin county My Commission Expi... Junee, N TARY PUBLIC Member Pennsylvania _.tjon of _os .. .. , My commission explles June 6, 2002 , . I CUMBERLAND COUNIY SHERIFFS OFFICE CUMBERLAND COUNIY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates $ Probating same Notary Fee(s) $ Total $ 336.15 1.50 337.65 Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sundav Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. By.................................................................... ""' --~- -. , 1>, ~'="" ><"If""--'" >,,\ AMENDED RETURN Manufacturer's & Traders Tr. Co., Successor by Merger with Keystone Financial Bank, N.A., Successor in Interest to Farmers Tr. Co. VS Timothy M. Schenk and Heather L. Schenk In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2001-779 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED pursuant to instructions from Attorney Bonnie Dahl. Sheriff s Costs: Docketing Surcharge Posting Handbills Law Library Prothonotary Share of Bills Mileage Levy Advertising Certified Mail Poundage Postpone Sale Law Journal Patriot News 30.00 30.00 15.00 .50 1.00 25.66 13.97 15.00 15.00 1.13 780.00 358.40 337.65 $1623.31 paid by attorney 09-20-01 Sworn and subscribed to before me This .n ""day of .1.., h,~ 2001, A.D. ~~f1. ~,# ?~ ~-<~~ R. Thomas Kline, Sheriff Prothonotary ByfJJth-~S~tt\. Re Esta: e Deputy < , hi~,\'. "J,;, ,',-,-,-, ~," ,-""-,,. -', ,,~-, t" , '; -, ., "~~("-" ,,"~' u '" .,Ji;1.'''''-'' "_,,;,'>,,,';';;;~i_',I~";'_" ,-, '""' , ,- ,o~~"<_;J:;i}c~,~ ;:::00:,,: ''','',,,,,, "2_-"" SPEAR & HOFFMAN, P.A. BY: BONNIE DAHL, ESQUIRE ATTORNEY J.D. NO. 79294 1020 KINGS HIGHWAY, SUITE 210 CHERRY HILL, NJ 08034 (856) 755-1560 ATTORNEYS FOR PLAINTIFF MANUFACTURER'S AND TRADERS TRUST COMPANY, SUCCESSOR BY MERGER WITH KEYSTONE FINANCIAL BANK, N.A. SUCCESSOR IN INTEREST TO FARMERS TRUST COMPANY PLAINTIFF, COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 01-779 vs. TIMOTHY M. SCHENK AND HEATHER L. SCHENK DEFENDANT PRAECIPE TO SETTLE. DISCONTINUE AND END WITHOUT PREJUDICE COMPLAINT IN MORTGAGE FORECLOSURE TO THE PROTHONOTARY: Kindly settle, discontinue and end without prejudice the above captioned complaint in mortgage foreclosure. SPEAR AND HOFFMAN, P.A. ; ~ BONNIE DAHL, ESQUIRE Attorneys for Plaintiff ij' ":';i;'.",~,tjr;"- c" ~~(f ",-~, " ,~,<,-~ .- .. " " - -, -('0 ,'J,i..;l ~ '~:-'f:c."-',<'-',".;.i,;;,:''-",,i+ ,: , U'''':'f''']f'':';l~~~,';:~-~~~';;'<i'":;;';; a .._ .,1.. ,~,'~,~_~.^, " '_" ~, 0'" .._~ ~--- - ;"~'~ -< ,-' ''''' "'H.",." ..~ _. .... "M' 0 C') C {-\) <:'" '- -:g05 .~"" J rM' :.:::: ,:P ~~; Uni !:=c: :L~ -- ~ ~~j ~ LD "....-.", Z =<! - ..,-, "., " ., 'M' ~( i. ~ ""~