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Home My WebLink About01-0816 FX , " 1_ , "",--', i_'.!. ~.i , MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Bank United 3200 S.W. Freeway, Suite 14 Houston, TX 77027 Plaintiff . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County v. Brian T. Prosser 1227 Bridge Street New Cumberland, PA 17070 Defendant(s) : NO. Of - cPib OOlt J-~ COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULDTAXE. THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 ,~ 'I "'~" ';'~':~&'L'~"'" ".,,- AVISO Le han demandado a usted en la corte. si usted quiere de.fenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO o SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A 17013-3387 717-249-3166 or 800-990-9108 ~~ ". ~, ~ " , ,,' ',^", , ~":+' NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion ofit, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required ,and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN /s/ Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry mn. NJ 08034 (856) 482-6900 ,,~'W" ,~,_," " ~"~ ,'- -,"" . ,. '~ " -,~". ' , .i' 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: Maryland National Mortgage Corporation Assignee: Barclays American Mortgage Corp., a North Carolina Corporation Recording Date: 2/27/92 Book: 412 Page: 909 Assignor: Barclays American Mortgage Corp., a North Carolina Corporation Assignee: Norwest Mortgage, Inc., a Minnesota Corporation Recording Date: 3/13/96 Book: 515 Page: 552 Assignor: Norwest Mortgage, Inc., a Minnesota Corporation Assignee: Bank United Recording Date: 8/21/98 Book: 586 Page: 398 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant (s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with PA..R.C.P. 1019 (g). The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 1227 Bridge Street MUNICIPALITY/TOWNSHIP/BOROUGH: Borough of Cumberland COUNTY: Cumberland DATE EXECUTED: 11/27/91 DATE RECORDED: 12/3/91 BOOK: 1037 PAGE: 729 The legal description of the mortgaged premises is attached hereto and made part hereof. _J"~~ ._~ .~,'"r . .~ ~ I,. ',~ ~ " 'Jr,~ 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant (s) continues to fail or refuses to comply with the terms of the Note as follows: (a) by failing or refusing to pay the installments of pr{ncipal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 2/1/01: pr{ncipal of debt due and unpaid Interest at 7.875% from 7/1/00 to 2/1/01 (the per diem interest accruing on th{S debt is $11.58 and that sum should be added each day after 2/1/01) $52,935.76 2,501.28 Title Report Court Costs (anticipated, excluding Sheriff's Sale costs) 250.00 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $0.00 and that sum should be added on the first of each month after 2/1/01) 281.10 Late Charges (monthly late charge of $20.52 should be adqed on the fifteenth of each month after 2/1/01) 123.64 Other Fees 85.00 Attorneys Fees (anticipated and actual to 5% of principal) 2 646 79 TOTAL $59,103.57 'J' _J , " ~.~'."- '~'. 1lf~t 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. Notice of Intention to Foreclose under Act 6 of 1974 of the Commonwealth of Pennsylvania is not required as the original principal amount exceeds the sum of $50,000.00. The notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983, has not been sent because the Mortgage is insured by the Federal Housing Administration ("FHA") and the notice is therefore not required. WHEREFORE, the Plaintiff demands judgment, in rem, against the Pefendant(s) herein in the sum of $59,103.57 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. Mark J. Udren, ESQUIRE MARK J. UDREN & ASSOCIATES Attorney for Plaintiff Attorney I.D. No. 04302 \ ALL TIlAT CERTAIN LOT AND PART OF A LOT SITUATED IN THE BOROUGH OF NEWCUMBERLAND, COUWTY OF CUMBERLAND, AND STATE OF PENNSYLVANIA, BEING THE SOUTHERLY EIGHT (8) FEET OF LOT NUMBERED 29 AND THE WHOLE OF LOT NUMBERED 28, IN THE WILLETT HEIRS' ADDITION TO THE BOROUGH OF NEW CUMBERLAND A~ORESAID, AS RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN PLAN BOOK NO.2, AT PAGE 24, MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT. BEGINNING AT A POINT SEVENTEEN (17) FEET MORE OR LESS, SOUTH OF THE SOUTHEASTERN COlUi.ER FORHED BY THE INTERSECTION OF LINCOLN STREET, NOW PARK AVENUE WITH BRIDGE STREET AT THE CENTER OF THE PARTITION WALL SEPARATING THE PROPERTY HEREINDESCRIBED AND NUMBER 1229 BRIDGE STREET; THENCE CONTINUING ALONG THE EASTERLY LINE orr BRIDGE STREET SOUTHWARDLY, THIRTY-THREE (33) FEET, MORE OR LESS, TO THE NORTHERLY LINE OF LOT NO. 27, ABOVE MENTIONED PLAN; THENCE BY THE NORTHERLY LINE orr LOT NO. 27, AT RIGHT ANGLE TO BRIDGE STREET, ONE HUNDRED FIFTY (150) rrEET TO THE WESTERLY LINE OF A SIXTEEN (16) FOOT WIDE ALLEY; THENCE NORTHERLY ALONG SAID ALLEY, THIRTY-THREE (33) FEET, MORE OR LESS, TO A POINT; THENCE WESTWARDLY ALONG AND THRU THE CENTER OF THE PARTITION WALL OF .THE DOUBLE BRICK HOUSE ABOVE MENTIONED A DISTANCE OF ONE HUNDRED AND FIFTY (150) FEET TO THE EASTERLY LINE OF BRIDGE srREEr, THE POINT OR PLACE OF BEGINNING. BEING THE SOUTHERLY EIGHT (8) FEET TO LOT NO. 29, AND THE WHOLE OF LOT NO. 28 ON THE PLAN OF LOTS FIRSI' HENrIONED, THE WHOLE FORMING A RECTANGULAR PLor OF GROUND FRONTING THIRTY-rHREE (33) FEET ON BRIDGE STREEr, AND EXTENDING BACK IN UWIFORM WIDTH ONE HUNDRED FIFTY (150) FEET TO THE WESTERLY LINE OF A SIXTEEN (16) FOOT WIDE PUBLIC ALLEY. IlAVING THEREON ERECTED THE SOUTHERLY IlALF OF A DOUBLE TWO STORY BRICK DWELLING HOUSE, GARAGE, ETC., AND KNOWN AND NUMBERED NO. 1227 BRIDGE STREET, NEW CUMBERLAND, PENNSYLVANIA. , " <i ", ",'i;; .~-""-:;.;:' - '.'f.Td V E RTF I CAT ION Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so becaus~ of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and '. reports of Plaintiff's ,agents. The undersigned understands that this statement herein is made subj~ct to the penalties of 18 Pa. C. S. Section 4904 relatIng to '< unsworn falsification to authorities. (Ii Mark IJ. I MARK !J. Udren, ESQUIRE UDREN & ASSOCIATES ~~~~'JM#~t.'j-'J<.)~;~!~~,*,l!iH~@.iE:i:?r.kiR,~IJ~'Ni',*~'''':':;&'~'1W;.~~.L~' - L ~' ,>- ~ , ""l~,,,",~,,.., """ _'~ ~, M ....,,~~....I.ilIil....lijjlW~~_iilD. .~. ~ ill = "6Ct "6s. ;o~ ~h~ ~w ~o~ ~ ~ () ("'\, v D' I I V .'? o C ? -vEx;' rnr,!'! z.. ~2! ~F~ ~.r:: -:7 ~ , ",; c ~='..~.'8 ,> 8 ., ~;> ~-tj C) ':_-; ;-',1 ~~ -,.... ";;';'1 =< -." r!f CD I CO -rJ ::.u: N ():) i__, ;,. I~ '~._ftt- SHERIFF'S RETURN - REGULAR CASE NO: 2001-00816 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANK UNITED VS PROSSER BRIAN T SHAWN HARRJSON , Sheriff or Deputy Sheriff of Cumberland County,pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon PROSSER BRIAN T the DEFENDANT , at 0018:42 HOURS, on the 14th day of February, 2001 at 1227 BRIDGE STREET NEW CUMBERLAND, PA 17070 by handing to BRIAN PROSSER a true and attested copy of COMPLAINT - MORT FORE together with NOTICE and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 10.54 .00 10.00 .00 38.54 so;~~ R. Thomas Kline 02/15/2001 MARK J. UDREN Sworn and Subscribed to before By: ~ te-' me this db ~ day of ] tJ;; """ I A 0 Q.~~ P othonotary I eriff Ji ~'"~ -- MARK J. UOREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Bank United 3200 S.W. Freeway, Suite 14 Houston, TX 77027 Plaintiff v. Brian T. Prosser 1227 Bridge Street New Cumberland, PA 17070 Defendant(s) - ...1 J1W,,,,- ATTORNEY FOR PLAINTIFF . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County . . NO. 01-816 PRAECIPE TO DISCONTINUE WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly mark the above DISCONTINUED WITHOUT PREJUDICE, upon payment of your costs only. DATED: July 11. 2001 Mark J. Udren, Esquire Mark J. Udren & Associates Attorney for Plaintiff ~nlli3JU IT IiIll I" '1',,,....~IilI.""',,Jrt"'''','','''I\'m'~','''''''',,,,..,,."'iL' ,'''' ~ '",,-,,,.!,~c,, ,.,' ~ ",,~,.__ \"" y.", .,....,c~""_ ,. ~"~~m",l-"""" ,." '__"'~"~' ,- ,.. f' - ~ ,~~ B:~~~ - "~~~'''''.d:i~~~ , -, ~.. -",'., ',) - .', , '-,j l I I i I i I I I , w