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Home My WebLink About01-0849 FX ~, - - " -, ~': I , FEDERMAN AND PHELAN, LLP By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 ONE PENN CENTER AT SUBURBAN STATION 1617 JOHNF. KENNEDY BOULEVARD SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 ATTORNEYFORPLNNTITF COURT OF COMMON PLEAS CIVIL DIVISION MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 8201 GREENSBORO DRIVE, SUITE 350 MCLEAN, V A 22102 TERM Plaintiff NO. 01 - pl.ir C? u~t'1~ v. CUMBERLAND COUNTY LEROY E. ARTZ 531 3RD STREET WESTFAIRVIEW,PA 17025 Defendant(s) CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE NOTICE **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVEO A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. ** You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or obj ections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IT YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 Loan #: 19388317 " ~~- - - '" ~- ~I,,~ . "; - .1 "- '" -. ~~,- '....."~j1f. , 1. Plaintiff is MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 8201 GREENSBORO DRIVE, SUITE 350 MCLEAN, VA 22102 2. The name(s) and last known addressees) of the Defendant(s) are: LEROY E. ARTZ 531 3RD STREET WEST F AIRVIEW, P A 17025 who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. 3. On 11/11/96 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to PHH MORTGAGE SERVICES CORPORATION which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1351, Page 578. By Assignment of Mortgage recorded 7/19/99 the mortgage was assigned to PLAINTIFF which Assignment is recorded in Assignment of Mortgage Book No. 619, Page 531. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 11/1/00 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. A copy of such notice is attached as Exhibit "A." " . '.. _.J. - I - -~, .-. _ . '" , ~, ~ . ,-,- 6. The following amounts are due on the mortgage: Principal Balance Interest 10/1/00 through 2/1/01 (Per Diem $13.37) Attorney's Fees Cumulative Late Charges 11/11/96 to 2/1/01 Cost of Suit and Title Search Subtotal $57,426.68 1,657.88 2,871.00 67.11 550.00 $62,572.67 Escrow Credit Deficit Subtotal 0.00 113.77 $ 113.77 TOTAL $62,686.44 7. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania Law, and wil I be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. 8. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000.00. 9, The Combined Notice has been sent to the Defendant(s) by regular and certified mail as required by 35 P.S. ~1680.403c on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "A." 10. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983, has terminated because either: (i.) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit Counseling Agency in accordance with Plaintiffs written Notice to Defendants, a true and correct copy of which is attached hereto as Exhibit "A"; or (li.) Defendant(s) application for assistance has been rejected by the Pennsylvania Housing Finance Agency. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) m the sum of $62,686.44, together with interest from 2/1/01 at the rate of$13.37 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. :rMJJc- /s/ Frank Federman FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff I . ,-')1 , ~. ~. ~ .l ,.. 3~ 1(., 5 ..&d .. . ~ ...:: . " . ~ - ; :. '96Iln'~ l~ flI'I 8 58 ,Q38&3J1 (Sp;Mlt .u.rn ,... ..... ,......... OIUI MOR.TGAGE QRJGIIIJAI. loaD No. 9019126 TIllS MORTGAGE \"Sel:uIUy __') is glveo oa NOVEMBER \lTD. 1996. The _ is LEROY E ARTZ ('Jlonower'). This SecwiIy """"""'" is glveo '" PHH MORTGAGE SEaVJaS COIlPORATION. _ is oqaIIized.... existIIIa 1IlIlIl:rtho laws o(NEW IERSEY............ """"" is 6OQO ATIlJllM WAY. MY. LAIlREL. NEW JERSEY 0ll0S4 ('\.onder'). Jlonower..... \.onder.... ",;.clpal .... of FIFIY NINE THOUSAND THREli IlUNDRI!D SEVENTY fIVE AND 001100 Dollars (Il.S. 559,31$.00>. This _ is..- \Jy _. .... dared tho..... ""'" as dIia SecwiIy """"""'" ("N....). _ pnM4ea lDr _y paymeuta. _ tho 6JII debt. if DOl paid earlier. due lIIId payableoa DECEMBI!R 0151' 2026. This SecwiIy """"............ '" Leoder: (a) tho __ oflhe debt ovid_ by tho NOlO; wilb iDlemiI.and aII-. .._ andmoclllicallona of.... N..., (10) tho pIlYIIlIOlll of aII_...... with _. _...... ~'7 .. pPIt= <he _ of lbla SoeurIty _, .... (e) the pert\InIlaPl:o 01_.............. _ uoder dIia Security 1IIsInlm<Dl....<he N.... For dlis purpote. JIomlw<< does bere\Jy 1IIIlDpp. &fllllaod _to \.onder the following _bed PDljIeny kx:aIcd ill C\lMIIIlIU.AND Co1mty. Pennsylvania: <,..-"" BEING MORE PARTICtlLAIlLY DESCRIBED ACCOllDING TO A LEGAL DESCRIPTION ATIACHED HERETO AND MADE A PART HIlRIIDF. BEING COMMONLY KNOWN AS 531 3RD STREET. BEING THE SAME PREMISES CONVEYED TO THE MORTGAGORS HEREIN BY DEED BEING lU!CORI:lBD SIM\lt.TANIlOtlSl.Y HERBWmI, THIS BIlINO A PURCIIASIl MONEY MORTGAGE Gl\Il!N TO SI!C1JRI! THE PURCIIASIl PRICIl OF THE AIIOVl! DI!SCIUIIED PREMISES, :.?":..:,' PREPARED BY: , ,JOY PAsstO '<'-' wbicll bao the address of 531 3RD STIlEET. WEST FAlRVIBW. Peooaylvania 1702S ('I'ropcrty AddJas') TOGllTIIER wtTIl all the Inqm>vemoltla ... or beteafter _ on the propony. 8Ild all ............ appurtell_. 8Ild Il.wra ooW or beteaIlIr a pan of the proporly. AD............ and addldons shall also be coverod by iblI SecurIty 1JlJlnlment. Allor die fo\'egollla: Is reterrecllll ill dlis SecurIty tnsirumtol aslbe 'I'ropcrly.' IlO\lROWER COVENANTS tbai 110_ Is tawlUlly seludofdleestl.le heteby OOlIV.ye<t.... haslhe riih< to _gage, gIalll 8Ild <OtIYe)' die Plopaty add dJal the Plv[lUlilIS __. e<<ept for en<Wllb_ of """rd. 110_ wammll .... wHl defend .......lv tho illl. to die Ptopcrty l\8aIllBIllIl <Ill1l11a and demands. subj"" to any illouIlIbranceJ or m:onl. THIS seculUTY INSTttUMaNT comb1nes uaJfonu co~eoiJIla for nattonal use and DOn-uniform ~ts With IImlled variations bY jurisd1<tlon to constitute. unlfarm ,"".lily ilII1tuIIleUl ..veri., real pmpeny. PlNNSYLVANlA ......"""'._ _....1IIIa _1llI_t .... "". tIVt I_I Form 3021 fItO (,..,. J tl1 If pQfI# ~d35tullt 578 _"-,"-".~. ..."'-_"____ _a.__"____~"~__._G................___'__" .._- ~ .~ u ., ., oJ ~"~--..' - _.~ - -.-,- " ALL that cercain piece or parcel of Pairview, County of CUmberland and described as follows. to wit: la...,d situate in the Borough of West State of Pennsylvania. bounded and BEGINNING at a point in the Eastern line of Third Stree1: 97 feet sO\lth of the southeast COl:1leX' of the intersection of Third Street and May Avenue; thence eastwardly along the southern line of Lot NO. 36, on the hereinafter mentioned Plan of Lota, 109- feet to a point in the 'Westen line of a 20 feet wide: Alley; thence southwardly along the western line of said 20 feet wide Alley 30 feet to a point i thence westwardly along the northern line of Lot No. ~a 1.09.5 feet eo a point in the eaBt~ line of Tl1ird Street; ehence northwardly along: the easte%U line of TbJ.rd Street.. tb.enc:e uorthwardly a.long the _stern line of Third Street 3Q feet to a point I the place of SBGINHlNG. BEmG Lot No. 37 in B. R. May's Second Addition 1:0 the Borough said Plan being recorded in the Office for the Reeorc3j.nq of Cllmberlanci County in plan Book 1. page 54. of West Fairview; Deeds in and f~r BAVDIG tbereon erected. a single frame ctwelling )mown. as No. 531 Third Street. ~;:' ;-t /if Pennsylvania } ',IV of Cumberland SI\ ~"""~'d.n rhe Dffrce for the recordlD9of 0 ' '0' _landCo~ VOI_ ,or s yhe lof "..,I.i.,PAthi~darot oJ ~ ..~~t:~r Bood351PAOC 583 ~ ie'.. , ,... ~..---,~~~~-' . -,. '-"'-","" " jf..,-'"',;J....;,..,.""""i~~..--..;"IIL.."j'IJw~i~~.,.jgi........ ~L ~~,Mij~ r . ~ liNIlFORM COV~"ANTS. 1Iotn>lm..... Utlolrf..._ -.!Ill"'........" I. ''''_lIf~~lIIIlI'-;I'hpQ_III1lI'''''''""" .........~ ...~... pnno:.poJ .r............. .0"'" ddx..~ ~ "'" -.. 1IIf"""""_ "'''i:''~_'':- J. fllllllllr..T.............. SlIbjcclK' ....fill....' lfliiMol. _llwlll.., to Lcodcr ..""'cIay llllIlIfl>Iy poy_......_...~..._...... ' I_\~I_ UlI"- .....lllllI............ wbidI..., ...... priDnly _1IIlI ~_ln~~Ej)llWll)..... poy_.r.....,a ..... oa 1ho1'Npen/. if lilY: If) ",""",IaIIanI", ~ " ," "." ldl"" .... ioau-.. pnoniWIIS. irlllll: II) yomy ........ __ pv- If .,......m' " :I'R: ';;': " ~.. eo l.Amdoor.i..."'.lduc..ilII""'__ofjllllfllllllbl.....fiI........... ...'1" ."",.,.-. ... iIto1ls..."Ued.e.ao..I....... 1.Amdoor1lll1....,..........,' .._..,',.,.,,', ','",',',, :,tPlLd.....- ....... . b,ndu lOr a r_y noIJIed """'- ..... ..., ...... lot.......... . " !' , , ". ... .....11IeiI EauwtS.llbn....'_Al:I.rI9'l1..--w.................,IHi,$.C:, .:"",',:,. _",1*,' I.!I,:.'"S.I....., :,...... I,.. 11011 a"l'loes I. \bll Fundi .... a ............ It.... 1.Amdoor.-y. ...., _,~........' , .... __ ... to ..~ "'" I=r........ I.lladorr IIliIl' lliIlmaior lIlot _ "'...... dill ...Il/lit.....,iiI'......... '""', _..... ...i.......r.Iplllllllt.....flul..._................... , .-...__'.... .',' ,I Th.1'WllIs sball be beId io III iNI.1lllioo -.......... ~.I':_:;~ "E' ,..._ 1im:1udin&I..oolIl<r.ifl.lladorris''':blDiNlllwiool'''iI'IlIll, """"',',,"'-, .,' ,',....,.,' ",~,,',. ",,' "~,',',:,,''''''''''''\lit IIIll Es.:row Io.ms. l<od<r OWl)' ... dwpl _ iof .......... lIIllI ....."... _~I!~:"'._ _""YcriCyillgdlllEac_I__~POl"'~"""''"!!Il!i:f't:l~' ", tjoo.p_ l.ooder to '_.'1lCb a -.e. ~.".': ,I.lladorr lIIOY~'~""","-- '~,':,'" =,,1,., il,~"" "iP,' l '. .1....... CSlllICUlXn:porttn;servt<<dMd1l'z~Ul.-r -lOIt___, , J ! ...,..._. agJeOllltDlISJMdeorapplieablt, 10"""''''''''''''''''""""" ........." ',',',',",'",'.' I""MJ., .'1,'",,'. . ,_--or caraiJlp.., dllll'Wllls. Borrower 0lIlI ....... OWl)' _ Ill......., ........... ' ",'I,"",,'1!o ' .... ........ I.lladorr ....11 &i.. I. Bono...,. willlwl........ III _ _"" 0'. ~,......, i:-," , III ioIr ,..... and dlll ""'_ f.r .._ ..... debit to dllll'Wllls _.- 1lIc I'oaIlo ... ....,... .r~ ~ .. lilI_ -...I by this S...,i1y IIIS\DlIDClII. ," . II dllll'Wllls beId by ....... _ dlll_ pcnlIIIIIlIII.. tl< ..... ~ ~. ..." !al!J ...., __ .. Bo_'.rdlll.._""""-in__......ill """"'...........,, ,''''',' ...!,'",=..." ..""", .,1....,....._ I.oooler II 'lIl)'.ime is "'" ..m'..... JIll ""'.....- _ _ dill, ~.. .~~.,.. .......... .. sIlCb .... -. sbalI JIll It> I.lladorr dlll """""" _ ..- .....~. ......'!*oU.... '..... dollcicoq in lID ..... dllla l'NOI.ollllHllbly poy-. " ............. -- 1 " Up", _ in fuII.fall..... -...I by this ~ ~ ......., ~......, ""* 11>........, Fur>lallllld by I.lladorr. II. undorpanppb ZI.I.lladorr_ ...........u...........,.1IoiI!Iior..""'.1IIo If) 'ri .or .... .f dlll Pnopony. sbalI apply <Ill)' Fundi ...11I by I.lladorr " 1Iio ._ .. ............. ...1.... . ...... ....... . _ -...I by Ibis Securily Iaa_. , 3. .,pp"....... or ~ U..... ...,ucable low plOYlllrII.........1II ~ '.... _ I.Mrrf ... paraarapll. r and Z sbalI be appUod, n.... .. <Ill)' ...-..... cllrqeo"'llIIdor IbtNooi!<,'...l!>..............-- paragropb I. Ibinl, 10 i.......llue: lounIl. I. priceipaI due: ,,110I. 10"" .clIIiIIII", ..4.! .",., . ...,. 4. 1Chataes;1Jens. 8IonuwefabaUpaydlUclo.-' A",~,.;;;.u!i'.:~:-"-"":IRW1~' h',I"'_ Pnopony ..him IIllIY ..... priority ....thIs Socumy __. illlllle-.w.......:-r......,~, d..,' ~ sball pay I.... obliplioos in dlll....... pIOYided ia pall3QpbZ.or itlllll Paid iIi." F ~ _ .. ..... - _Iy I. dlll_...... poy_. _r _ ~ _. ......~'ilt .......'...:... pai6 IlIlder 1bi, plII8I/IIIlb. II _ ...... .... 1'11...... diIocdy. ~ sIoIII ~ ~ lo ............. ..-.....lbe ~ . 1_ sbaIl PfOUllllly disdlllfp lIIlY lierlwbieb bas prioIily ....lIliIliolaIdIy ~..,. a.n-r. to! _ in wririDa I. dlll...~ of.... obi.............. by dlellOll ia._~,...LliIorIcr. 11>1._,..... failll dllll:... by..r dcflllllls.................. .fdllllilla in. IepI procoooliqoWliloll !il1/Ii':~..,__1O _11..._ .rlll.lien; or leI __...... ...._oId1e...,~,............, .'1_ lfJbonliaa!iog tbc lien to the Seauity 11I5lnIIJ]eat. If L.eader ......_-.:...1.J __ lII)"'pIII "'i... ~ f' ~ to ~ 1_ which IDal' auain prioriI)' over lbis Sel;urity Imsftlllal. 1..cDdcr,.., give 8onoweIr", ~"~ID& ~ 111:II ......... sbaIlsaisIYdllllien.rrake...or....., ofdlll..., .......rordlaloove,. _,' 1,0" ~,.',aI"',",I'~Ii',:','1IIJ,', ~,,',' ',"""f",',. " 5. _orPruperty_, _sbaIlbcPlIIe~. . _~...""....<IllieUI....,.,...dIe Properly iasun:d ~ loss by fin:. _ ilIclud.od _Ibc..... 'euanded ---1""'" "*0:-. loci..... _ or ftooding. for _ I.lladorr roquim-"-. ThiI......... _ be ',':' " '. . ~dIe...... !""II. die periods thu Lender requires. The insuJ'ancC'canicrproridiag lbe iIDsuraDGe sbd _~1ij,~....., 10 tel...., approval ~,hic:b sWI not be unreasooabl)' widlbeld. If Bo~ tilitllO maiaWD: ~i~~. l...cak:r'JllI)', . under', (lltion, obIaiD ""'<..,.,. proIeCll.lladorr . riglll! in dlll Properly OJ! , l;-' 'lliidi ~ 7, 0\11 iaaurance polici.. and......als sball be __10 I.codcr lIIllI sbaII, ~~. .,........,__ d..... LeDder shall have the right to bold lhe policia and rmcwals. If Lender requiJes, ~lsbIQ ~ JlWI IQ ~_..n RlCCipts <Jr paid ptemiums aDd renewals notices. III die eveN. of Joss. &mufti' IbaU ~ -pnmIpI aoIice 10 .. iaRnIa oarrier Ill" I.lladorr. Lender IIllIY make proof.r loss illllll _ promptly by 1IorruW<<. ' Unless Lender and Borrower odterwise agree ill writiq, iDIunmc:e procCedJ dIaII br ~it::d 10 rea<<JraliDD or rqllit of the Property damased. if the mtondioo or repair is economkatly feuible iad tA:adDr',: ~r it. DQl le&taJcd. If.. RISCOralion or repair is DOt economically feasible or Lender's security would be 1cacDed; lbt ~, pma:ak slid bt app~ied Ie. me sums secured by this Security lnsU'UDlClU. 'Whecher or not \hca 4uc, wiIh"~'~ ~ EO~. If Borrower abandons Ih~ Property, or does no! aoswc:r within JO days a notice from Lcoder, thallht tDllonPi:e: aml:l" baI offered 10 stnle a claim. then Lender fD8)' collect me insunmc:e proceeds. I..codor may use: the ~ :to repaI1 Of n::AOr: the Proptny or to pay SWD5 secured by this Security Instrument. whelher or DOC then due. Tbc 3O-day period will beciD wbeo the notice is given. : Unless Lender and Borrower otberwise agree in writing, any applicallQu of proceeds to priacip;d'''laot Uli:od or postpOne the due date or !be mon!bly payments referml co in paragraph, 1 aDd 2 or dwaaf Ibc- .,...u ~f Ihc paylDCf~. _ If und., plUagraph 21. Ill. ""'pony is acquin:d by l.elId.r. 80_', rigllllO Ill)" _ policies 1IOO."_.....w..., from damage at the Property prior to me acquisition ,shall pas& 10 Lender to the edeol or the sums secuted by Ih-lS ~:cunt.y 1csmum:t'lt immedialely prior to the acquisition. Form 3038 9190 (paft' 2 of5 J'C'tt'J} j j I J ,~. .......-. .. - - ..~_. ....' - ~~ ~. -~ .~ _,-,,-,.~ '~r r "'" ~ " ~ QRJGJNAL O. tk'f.uI'WIt). flrncn~liuu. ~1_ntIUtR' 4Ud "'''h:~ uI.k ....uprn,. .....u... .1..... "'_....... l..n..wbulcb RUrhl\ol,('t ).h..1I \.....;lJl}~ \'~.lhll~l ""jJ UK tile' Pt..'~ .. bv.h~ort 'p,l18C~ In....--.'' ....u..U' MU~ J,,,,.. ~Itt:l tt\c ('M'lo:U\MU ul Ihh ~~Il\) \1l~1\:mCm.atMl :ll\,.!i ~U/;tll,""" 4,.. ~"'l#f~' irac t"lv,..n) oat M.ot.Vlt.'U . ?.IM11.~ 1U.~':oIo.~ lor .11 Ie&;: oUt: )C:oU' Joller Ill( lWc \111.h;J;ijP4Jll,.). ~ 1.cu&J.:J U.II&T~UC ':'P"'" lJI ...nt1q "b..b ~ ~i iIl.& ~ unrcawll.&bl} ,,",uhhdd. O)r IilSlo). nl~ll4lUI$ \.U\ld!bl4Il\.n (t.1W; ",ta...ts. oM'=' ~...... "ww,n . "',liUv.i li,...th..... :"Ill.l.li nul lla.lfU), dlUuilg,,' ~r Il1lpouf Ihc: J'rul'C"). .ail.,,, tile t'r\lJPlNI) lU Ii!cIn....#r "" ~ .... ...... u... ~'l.JIfIl'h~ ~uu~~r :.110111 b( III de'I.luh II ,III) lorfcoltu. t' .a.1iUl.1 u, l-'1\lt.'Cu1Wf .lIctlWf ~iui VII .'UOWoIIi b ""'~ ib ..., l~">j: ) jl1t.kl 1,lIlh 1U4l11JU~m .;oulJ Inuit III !,)If(lluf'C vi ilk t'f1Jf.""U) VI .........r..hl. UWctioUt) .......i lIu' 1... .~fj:"'" to, \t..u ~'llfll)" h~,Irl.UIIC:1lI ut lendl:r). lC\:W'lt) 1I1t('f~ Duf1U'*('t *> ~."C' WIob 4 *~ .... t~ .. ....wWiAt eo puril&r~)h Iii. b) !,;'olu)'lUg the: aa.:UUlI Uf pf~~Ul~ Ii) br "I~~ __Ita .. I~U!I$'" ae ~ . ~ ~ ....itWWIIl...~ pn:duili:s a',lrh:II11f(' \l( ihc Rollo"cr', 1IIlct'C".r. in the ~1.1fd1., ..u .Jthr;t ~~ ~ oJ" iidl .~ ilo,. Ulu SI,'I;lUI1)' hhtrumCQI UI l.cndcr'$ :lCCU1Il) lIUc~t lktI..~ ~I 4lw tlJr W- .(.-it tr ~C't ihtWll" ~ o;f1ll,..~ pru..;t'~... g.l.t' lI141ert.dh f",l).C' \11 m....,uf;u,. ,"h'>>Il""'Iu.U tit .r.~. \.. ,~ h/f twW w ~~WI: t~ ...idi ..., IMU:rlallllhlClllillllJll) In ,'UIlIICI.IIUII Vlub lhe kI4tl f;'\~nI tl~ * ~ Ulr.~ N... I"'" W ..~~......,... l.:oll\..c:mmg Burro\lot:r'i tll.:\.'up.II1l.'~ ..,llbe Pt~n) A ~ l'-''''IPl&lI~~ Ii~, .""") ....~....tIi 41 w~ Burruwer ~hil!l rompl" 1ft IIh All ft., P,u\ I~w.lb ui tht: I". \K If tklffU<&\C, "~Ilt _c iltb' \,., u.. ~:~tl .. ~~.-tJ and I~ t<< liCIe: iJt4j1 1M lI~t8': wdl:>> t..cndvt 4$'ft"" lit Uc' fl"J'~'f Ib .uu_ .7, hutet.1tun ur l.ta.dtt'1i ~ lu tM Pf~~. Ir ..fUl&.... titAl, w PlfIUl" UW: ~""'~ ~ ~t~\ l.:ulltillUa! III tlU!l S!xUIIl) llU.l~fll(lll. Uf I~fl:' b 4 kwAI ,l'h.....AI. lfl.ai: iIt4) ....hll....., "'''n.. ....... ~ I~' '*" I,k PropmY (Sl!\;h in \\ prO(c:alI~ m bwttJUpl.9. PfuluSC', fur t;~"l.lI IUftcUlatlrliM ~ IIduew .... di I~""lo lhco Lc:nde~ mOl)' \io .ubi P4Y for Wtwc-"':I III 12l:IOr:~ lu pt'oIQ,1 libr ...~... ~ 9Ic' ......, ~ t.....__ -. hf$lh ill l1k ProPl:ny, l.cndct.s acUtllli It\lI) IBellAh: pI)l", MI) ~ ,,~~ ~ .a :11(1) .1J.Ica ... atfwu)- .n..;'t ~fU.. ..-tiJ, lnscr\lmenl. .1J'f'It.'nnnlt III \',111". 1l,l"lnae 1(",jI\u'ublr .alMn,," , I~ ~&"iIlc'fu'i ,Ojl'r.- PIupaeI.~ .v ~ l'l'fI-h ,\~u......fL Lender 111.1) Iuc "'11,111 lUl\k'l ti,l'\. V",ug14p11 J. U:llIok.1 ~.. "," b,.au .,...... )0,' An) smounlS d1!i.buncd by l..tndcr undt, It"' pal"""" 1 _I ba:uw.r diu....... vi ........ W\iW~d ~ I!Im Sc:\:uwy hU.INmc:m. l;nl('~ UUff\l\\oe'I .ubi t('m.l'C. qr" h,' ,Ilkf 1"'1hl> '-"I p4)lflII:N I.brw ....".,..h ll1i4.11.,... iJokf~ It... 1M dale uf disbufS(lUnll.... the Nul" f~C.u1tl ~t.lU tat pl);ablc:, ~ub ~ftl,.. ~_f ItUQlll~ w!l.JrUtfolitd n:qucloun", I'JI,lt.t1\Ct\l 8. Murtaqe hUunuk.!:. II LCIl\kr fcquU\.'\J 11M". IlUoIJ<lIb." ~ .........Ilil\.lttul tW.d'lI ihr '""'" ~UI~ l1) tll&.. S<<urilY In:ltru~nl. Borrower ~I pll) lhe- prcOUWQ!J faIIIIlaI W 1IW!II4ACIlbc- ~PJ9: 1IRi.P!""," Ul d~ ." fl# 415) n:l$OO, tht morlg48c iJUurill\t.~ ct)\:CfilIC reqwrtd b) l.cMtf l;tptn l.lf ,~ w be .ta dIAl, o..nu.~ ~ p.J; _ premiums J'eqUln:d (0 ~o l,"UIICt. suhuanlwJy tq\U"a1\'1l1 III .. IWftpgtr ~ Ift\dA~ 18 "~1 .. ~ .1. sut1~I~lllloflh "\1111\.;1.-111 hllht' ..1~11\' Run.I\\t'" ,.1 d~ IlkonC.at::'l' ilt.Ulr...:o.r rrcu.....t.h UI coiL"1 '",,"I.st,; .n.rn-...,tc ",'llHr~l.tc mSUieJ ~lnu\N b) tend:':f U )ubMll1l1idl) altU~~lIlIlUtl~ UbQr.....C' ..U\n. ~ tIILIIl ,,\~, .....IUlU.i Wwli i'IIa1 III Lt:nder each month" sum ~WlI tu unv-twclfth u' ~ )'avI!i ~ ~ ptCi!aiuDt ~ paid lit ~~ ..tlld'l the insurall>:e \.'Ot-crag..: l;spud o. I;(~ It\ be In t'ltt:..1., l#ck1"tU iI:~", we .. n:wa. UIae ~__lo __ & ~ taIU"C in lu:,u uf IllOflgage lnMUiUlI.'(', l~ r~m'Ve pII)llWllh OW) 00 1\lOICf be 'C'qUifcd. II dIlt optkMI oI'~, d~, lI~uraUt.:e' UI\'CfJ.ll( (1Il1hc Jlll\,lUllI .u"" fUI itu' ptrWJJ lb.u I.rlMk1 ~<<luUnl Iq"\idN '" 4ft Uho6f~ ~~ bt I~ "'lUll b!:t:',l:1lCS &\'i*llllbl(' and ~ ubl4rU~ ~fUIrlll':1 :t.iwH P'") w.: ptC"lUuua u:quUnI IV lUoQftW.Ui Qtut1;ACC ,,",,*,_.f: ... dfcct. or 10 provtdc: a 10liS ~r\'('. Ul\ut Lhe ~Wlemcnt lut mdI't~ lmW'W" cadi 18 ~c _till ~ ..nll~ q,rccl'l1Cm tlt!w<<n &rrowcr and lender \,Ir applit;;ablt Ja* 9. Ins~iun. L('ruJer ur Its "gent flU\y OWoe J1:~lt o:nIf~ upoa ad ~... ut the 1"Iup:tt) I..nllkf ihalllltH~ tSorrnw.:r nulU,:.: a1lhcllllR:'ul \If 1'f101 W an llUopa:UuQ ~1I)lhg ''C'~QII:IC k" UwUltotn..,1I1 10. Coadtmntlon. The pfot;caI~ of any award Of d.wu lor ~. duea or'" - rXftll&, lb fr;UI\II(CI;1JWa _lib any \.'Ondel1uwion or othc:r taking of ;\It} P\lf1 of the PnlJlCf1Y. or for WD"~ lP IWl! of t-~lIUII _ bl."fc~ as.<;igr.td ouid shall be paid IU Lcmkr. In Ihe rvenl of a total raktng of the Pnlp('ny. tiK p.roceeIb shall he IpphallO the )i,llm \e'o.'Vlcd b) that. ~"U.ul) h1.'il.cumclU. wht'lher ur nol then dUe. with any ':U1:U paid 10 8orIu-cr In lhc- r\CaI: of i JWll.Slllkul~ ur dtc' Ptupm~. us which the fait markel valuc ot' 1m- Property tlfUllC\ltalcl)' bll'fure'lbt lisllll3 ~ cquallU or t:ft:alC'l c.i:wi lhc .wIOWti uf libr sums secwcd by Ihis Security Instrotnmt immcdwc:ly bct~ tbc: w.uac. unIcss Bomtwcr aDd Leoda' or.t:JcNnc ilia- In. writing. the sums sccun:d by this Securit) l&irumcnt 'Shall be' ~uccd by the: UDOUJI of lbc proc:ced& rault.lplieC ~ Ilk following :.raction: ta) the tOla1 amount ot the SlJ'llS 1tCUR:d Il1lfDedlatel) befORe tbe takmg. dl\.ldcd b) lb. ibc I,", IIWiLc! value of Ibe Pn)pt'ny inunahald" bo:t'Of'(' the' laking ,~nlt llalance sbaJI ~ paid 10 ~e1 In d~ C'UfU ul.il par1w laking of tll.: Proycn)' m which Ihe falf marli.1:1 \ ,due' 01 Ihl: l'rupC'rty tDlfnC\b.Jlcl~ bc:lun: lM !.A.m. I~ IC'U UwD lhe' .,,-.,.,.u of tile sums s<<ured immediately before the takmr. unless Borrower and Lcmdc:r ~ UC' qft'C 10 wnrfll' Of ~ applicable- law otherwise pl'O\'id~. the proceed,. shall be apphed IU lhi: SWM secured by Ibl1. s.:..WII} lmarumrnl .~.bn or flollbe ~;ums are Ihen due. If lhe Propeny IS :ibiUldo~d h)' 8o",)\\er, ,lr If. afler nollce b, under lU 8ono*t'1 tholl tht- l:UfJdcrnno,.11 vftt:n to make iUl award or St"uk' a d.um i'llr damag.cs. Btl!"l'll""t'r rails 10 rl:$pOnd 10 lLnder wlIJun 3U o.la~'t aftcllh-c d.lLC It.. lkHllC is given. Lender IS aUlbUflLl:d 10 l.:ullt:el and apply tho: pruc.:ceds. 1111130 apuml, either 10 rnJuralllln Uf tq'-'lll ul the: J'y11JK1l~ or 10 the sums secuf'('d bv IhlS Sel:urllv Imnnunem. whelher or nOllllcn dUe. Unless Lender :m~ Uorruwer ~thcn...i:!.c 3.grec In wflnng. any applicauon or proct'Cds 10 pnnclpal shall nul nlc:nd ur poslpone Ihe duc datt: or the momhly payments n:fl:md 10 in Patalfaphs I and ~ or change .hI: amowu of wdt paymcnu II. Borrower Sot Relea.'lc: "orbeana,," 8) l.eondtor Sot'. Waheor. EU&:n:iJon of lhe lime (Ot piI)JJ)I:'nl 1.11' rnodJfI tatlun 01 llJn\.mi/.ati~lI\ u[ thl: SUI1\:!. secured by Ihl" ~urtty lnSlrunll:n1 granlc:d by l..ent:kr lu .any su.:cnu,H' IP Il)lelCW ul Borrower ihall not operatc 10 release Ihe liabllllY of Ihc onginal 8on'owl:r or Borrower's sua.-eoon lD Imel~ l.A:fUkr shall nOI tit: required 10 commtnct proteedings agamsl IUl) SUCct'UOf III Interest or teNse: to extend 1Iltx: for 1)3) mcfU or otherwise modify amorilizalion ~lr Ihe sums sccured b~' thi~ $a:unlY Inslrument by reason of any demand made b~ the origmal B.:'ITower or Borrower's successors in inlC'res.1. An)' forbearance by lender in cxen:lsing an~ rt,.hf Of remo:d~ shall nOI be a ......liwr of or prc.:lude the e;c..:rdsc: lJf an} right or remc:d> 12. Successors and Assigns Bound: Joint and Several Liability; Co-signus. The ::o~'enanu and .agrcemt:llu 01 tl:is SecurilY Instrument slulll bind and benefit the successors and assigns of Lender and Borrowc:r. subji:CI 10 ~hc provisions of paragr<,ph 17. Borrower's co\'enanls and agreemeDls shall be joinl and SC'YerzJ, Any Borrower who co-slf.ns this Secu lY Instrument but dot~ nal CltcCUle the Notc: (a) IS co-sisning Ihls Security Inslrument only 10. mor1ga~e, gram and convlY Ihal Borrower's inlerest in the Propc:ny under the lerms of this Security Instrument; IbJ IS nol pcrronaily Ilhligaled (0 pay the sums secured by this Securny fnslruml'lll; and (el agrees lhar Lender and any mller 8<lrrower may agree to ('(lend. modify. forbear or make any accummodatlons wilh regard 10 Ihe lemlS of IhlS Securny Inslron.enl or I'he 'Note wi.lh.,)ut thai Borrowe(s consen!. 3032A Rev. 3/93 PENNSYLVANIA FOfm 3039 9190 f!'<J~r J "I J 1>il~W j 1;udJ51 flGE 580 - , ----, , b. Lalla ~ If ....1... ...- by Ibis -I)' Iuuumcot is subject.. . Ia.. ..hid! .... ...._ I.... chaIps. ud dw law .. liDal1y hwoptoIed ... dw IIle _ or ....... _ tI>qeo <:ollc<t<<l or .. be tolleaal in COllIIOCIion widl .... _ .... die permilltd limiIs. _: (0) any such I... clwJe sball be _ by .... llIDO... _ 10 .- .... cIJaJgo 10 die permiu<d limil; aad (b) any ..... aIlCldy c:o_ from IIomnvet whidJ ..- permiu<d IimiIs will be .._ .. _.... Lcllllcr..., _ .. _lhls..- by ""..... .... prillcipal ....0 lIIlder d1e No.. or by JIl8Icing. diJOCl POymell1lO Ilotrower. If...-.- principal .... r_ioo will he: 1<<_ .. . partialprepaymell1 ..idtoul "Y plOpay_ clwge under the NOle. . 14. Notkes. AAy ..... IOIIomnvet ptOvided for in lhls Security Iosuumom shall be gi... by delivering it or by -iDs it by first o:Iass llllIiI _ appIieabIe law RqUh.. ... of _ller medIOd. The IIOlke shall he: _ 10 IlJe Propetty Ad<!- or any.other _Iloml_ desigDates by _.. Leader, Any _.. Leader shall he: gi.", by first e....llllIiI.. Leodet.-... SIlIIed herein or :'2.".'= _ Leodetdesi_ by ootke 10 Bonower. Any_i<e provided for in this SCauity JnstruuIent shall be to Ime beea given to Borrower or Lender wbeD given as IfIOvide4 in 1b1s~ 15. GorinWig La... SevenIriIIty. This Security Iuuumcot _ be govemed by _law ami.... law of the i_on in _ file Pl1>peny is located. In.... evem dw any proviaioo or cIauso of this Security Iuuumcot or.... NOle conlIicts witb lIIlIlllcabIe law. such CODllict shall 001 _ -. pMsi... of Ibis SccuriIy IuaIromcm or .... N"", _ cao be givea ei'fecl_ .... conlIiCliD& ptOViaioo. To dWo cud .... _ of dWo SccuriIy IuaIromcm aad.... Note ....declaiedlO he severable. 16. ....,u.g'.,~. _ shall be given .............<1_ .flbe N"",1OId of Ibis SccuriIy,....... ............ 17. ~oIIIleProporly...a ft .~I_"'__. If aD orauy pad ofllle Propeny or auy iDIerest in it is sold _01' ~...d (or if a beDeIicia1 iDrcresI ill Bonower is IOId or b.uJS1b~ aad 8c;:m'o'Ner is DOl , -.. _) _ Lender's prior _ ......1. Leodet may. at ita option. requUe _ Jll'l'11\t:m in lull oral! svms sei:ori:d by lhls ,Security _ However. Ibis aplion shall 001 be _ by Lender if exen:ise is probil>iral by _law as of...."'... ofdWo Securiwloslromeul. If Lender ~ dWo oplion. !.elultr shall give __ of _. The llOli<e shall pnlvilk: . period of IIOl IC$S _ 30 da,ys from die dale die llOli<e ia deli_ <it mailed willtlo "iIich _'..... P'\Y all SIIIIIS ......... by Ibis Secority -.-. Ifllomlwer lilil. 10 P'\Y d1ese svms prior.o ....exp_ oflllis period. Leodet ..., _allY l'Oll1Odicspermiu<d by lhlsSecllrilY __ _ _ on<ice",,"""" on Ilom>w... 18. 8onVwer's'~" ReIasC:ate. If Borrower IDeeIS certain eond.itious. Borrower shall have tile right to have enf......... of 1ItI. Security Iotnunem dis<ontinued at any, time,~,~ .... earlier of: (.) 5 days (or .udJ _ period as appIil:ah1e I... may spccif\' filr ............u before sale of I!Iil PIllSUalll OJ any _ of sale _ to this SCCority Illsuumeat; Or (b) enuy of a Judgmellt eIlfOlCiDg litis Security Iosuumom. Those <OIllIitiona are dw 1Iomnvet: (0) P'\Y' Loader all sums _ ...... WoobI be due uodcr dWo Security _ aud the NolO as if dO _ bllS 0CCllDIld; (b) cures any defiud. of any other c:o_ or '1-'" (e) pays all "'l!COSCS IDcurt<d to eoforting litis Seoarity _. tooludiD& bat DOt UmltedtO. _ _...,.' feea; aud (eI) _ such _ .. Leodet ""Y ~ requUe 10...... tbalthe u.. of lhls SocurlIy lllIInlmem, \.cndcr's riaJus in Ihe Pn>peny aud Borrow.... olll1gallon OJ,P'\Y the..... _ I>y thil Security _ shaU continue ut1l:lW1iod. Upoll_ by Botrower,.IlIIs~ty,'I~, andlbeolJllgalJ",,,,,,,,,,lleIobyshaU_:t,eIl<eIi\oeasifOOaa:e.leratinnllad __ However.1\liIligbl",__...applyiotllo_of_ Jl'l'>BfllPh17. 19. _ofNole; CllaaaeofLalla~. Tbe ~ora JWIiaI_ in.... Nore <-= wi1h lIIis Security __ may he sold Oot or .....limos "=,I':or OOlke, to 1Io~. A sale may .....u lD . ch"", in.... ""Iity \klIOWIl as the "Loan Senico:t") Ihln toll_ paymetIl5due under th. NOlO aud litis Securlty _. Then: '" "'SOIlllY be... or ......~oflho Looa,S/IIVlCof,1lIIlOInIed 10. saleofd1e N.... Ifdleto iI. cbange ofllle La.. Servicer. Botrower wUt he giveit wrillen _ Ofdlecbange in_ willl_h 14 above awl applicable law. "._ wlIlllalOlho_,and ~,of,1he2IRI ~ ~,and Ule-llIIdtiIaaltlwbicb "VJIlCIllJ sIwul1lbe....,.. 1ll6_IVilhlltoCOliWntiiiylilherliltliillwlollrilaultodby:8liPUcaI>1e1Ow. ,.., ZOo ~us ~~, 8om:Jwer ......1101 cause or pam!t dte presence. use, dispc';a). storage. or release or aI1\' IlamlIoos Siotw_ OIl or in 1he!1mllenY. ,llom>w.. _1Illt do, nor """" anyone ebc lO do, llIIy1lting lllI'el:tiDg Iho I'mpetfy dJalls in violadOItofaliy I!AvIrooiaoIIli 1.a\V. TIle ,PreCedlD& two......... .hall IIOl apply to the _. .... or SlOlQll on die Pl1>peny of smaJI quaotiIies of ll-.IooB SlIbstances IIIlIl .... goueraIly n:coguized lO be llJlIlI'lIlrilt '0 normal _ _awl ",,,,,,:,,,.,,.,,.. of1hePl1>peny, BorrOwer!lbalt =' give ~ c:ader written notice of SIl)' jnvos, ligation. eJaim. demand, . lawsuit or olbi:t action by ..y gov_, or ' "8_ or pd.... F!'Iy iawlving die, Propeny and ..y _ SUbstlllCe or l!nv\toIImeotaI Law of'll' IlOnoioer hao _ _ledge. If -Ioams, .f Is notified by any govenunentrol.f n:guIatmy audiority. rhaI: any removal or orher remediatioo of any Hazardowi SubsQllICe a*r;ting the Proptny is _.Botrowersballl1lV1ll1l!lytaU,aU_ reIIIOIIllI_..In_wlllll!llvl""""."taI La... A$'Ullell 'tl."'pUigrapfr'1O. "~Sutmonw" are those ~defined as la.s.i<= at hu.a.nklul. ~tan.<<ll by EoviJ'onmeQiat Law and die fo.IioWUIg subsumees: gasoline. keroscDe, other flammable or lO.Qc petroleum prod~. lOlIiepeorlj:ldes'aad_lcldeI, ""IaIlJe S<ilVeIIta, _1lOillalning as_ or formaItlehfcle, aod tlOIlloSdlve OUIICrials. As uSed m tbis paragtapb 20, .Bnvirotuneutal Law" meaa& federal laws and laWs. of the jurisdiction where the Propeny is I-.d dw reJate., healtI1, safety or ....1_ PfOteetlOD. NON-UNIFORM COVENANTS, Bo~ IIIlAI Loader _ <:OVClWlIIlllAl_ as follows: 21. ,A<eeIerotfO.I.........., . tend.-sIlaU5!it, _to~priorltl__, nronowlngBorrower's fmsu:h of 8SI1""'- ... ~ ill tItIs __... (but not prior '" __0 lUlder _ph 17 md...lIpJltIcOMe Jaw pro'iIdio~. Lomltor 1ll>tIfy" __ 01, _ oIber thI_ (0) flie default; (\>1 11Ie..... ....jUit..ho...... dle -.II; (C),...... dle_Jdt_ heCUS'Olll..... (01) ""'t _to ......1Ile._ as ............'_ .- jq ~ of dle -.......... by tItIs ~ _eat, _ by Judldal "'.0"""''''''' sale or I1Ie ....pcn,. LeIuIer _ _ laIOml _ of tile rI&ht to _ _ IIC:CI/OrlIllti asldllle rI&ht Io~ In tile fo.~ ~ tile ____ or a ddaull or OIlY oIber del..... or JIomwer to _tritIon asldtoroelosure. ltt,lIe del\in1t ",ntii eund..specUIed, Leader ot" option may require ltlmledIatt'~~ In tulI of all .....,-;:t~ ~ -- 'WitIla1It - demand """ may foreeIase tIIIs!fmltft1 fiIslrtnn",II.vJllllld8/ " 'Lender sIlaU be flItItIed to 0011... 011 ......... ilIl:umd in (IIIlftIntJ dle __.......!lIIiI hi iIlli'~ 21, Uidudlt18. but IIIJIlllIIbed to, attorneys' r... and costI of title n1......I.tIlo _I JlU'll1t\ed by IpJlIkohIo Illw. Bod35hor 581 FOrln 3039 9/90 "",;;..., "J .1 ,111,"11 - I ORIGINAl, Z2. -. Upon pa~ or all...... _ by 1lIis Sealrity _.1lIis ~ __aDd 1he..... _eel _ ......... aDd __ void. After Slii:b ........... ~ _ discIwJ< aDd SIllIlY dUs SecuriIy - _t!!ar&e1O Do.......... Donowershall J!Bfaay _...... 23. W........ _. 10 the ....." pefIIIilI!Id by ~ law. waives aDd ........ any cmJr .. dc(... ia pr' '" iilIgs to _ dUs Se!:uriIY IDs1nImeoi. and hmliY _.. the _ of!l!l' ........ .. fuoin: ..... providing for ~ of...........~of_.~_--.levy and sale, and_ eomnpriool. Z4. lfol""""""en1 Palod. Ilom>wer's liJlle 10 _ proYiaed io~ 18 _ _ 10.... bour prior 10 tbo~~' '~,""or1>l~~"_saleJllll!l!l8llllOdIii~_, Z5. ......... MoI!eI If IllY or tbo dclu secoirelI by 1lIis Sealrity .............. iolCllf 10 Bon....., to """"'" IillelOthe_,1lIis~_bealllJfd!aoe__. 26. __ _J _or _11Im tbo__paj'iobIo after ajudmDcD1 is_ on the Noto.. io an ......or_ _ be "'" ratoJllll'able _ _10_ UDdor1bi: N".... 'Z1.lII4ontolbls~_........ Ir....or__.............~aad__~Md1 1lIis ~ lasInmioiJt. the _ aDd _or_...... __ beioto lllllI___ ~"""""t the CO'VeDIII1tS ami ap=mc:ats 07 this Sc.cariIy IasIn1me:Dl as if die s) were a pare of this SccuriIy fDi--t. (Choc:I: applicable 00'(")) o AdjDSllble Rate Rider 0 Co._in.'m Rider 0 1-4 Family Rid.. :]GradualedPaymentRider o P1S1l11ed UDit lleYelopmeutllider o Biweekly Pay_ Rider o Ball""" Rider o Rate \mplovem1mt Rider rJ Second. Home Rider o Othor(ollspeclfyl BY SIGNING BIlLOW. Donower _IS illllI _ 10 \be lelIIIS lIlld <oV...... <oma;nal in dUs Security _lllllI in any rider(s) ......... by Donower lllllI recorded with 11. WitnesseS: L~~~ (S<al) ........ (SCal) .eon.- (SCalI .- (Seal) ........ (8p8a....1lIfUdeV...\dlalI.1 ~ COMMONWEALTH OF l'ENNSYLV ANL\, CUMBEllLAND Conaty IS: On dUs, tbo 11TH day of NOVJ!MBER. 1996 before lIlC, lite undersigned ollicer. personally appemd LEROY E ARTZ _ to me (or salIsfactollly proven) 10 be tbo pmon(o) ,!bOlO "'!""'<s) isI... sublCribed 10 1he wld>in __ sod adalow!odge dw Ha _1he..... for !be purposes bere.o <ClIltllined. IN WITNESS WHEREOF. I bereuJl1O'" my batId illllI o/lll:ial seal. ""'.... Seal uJ:"M.S_.~_ Myc.n=.~~a ~~.. 5~d351r~GE 582 ....... M! illf'AOJ ""., PlNNSYL VANIA Ft..rm 30D tf9IJ. ~~ 5 fJ/ ~ " ,-- ... ,'" ~ . ._;'-- ~~ . HOMESIDE LENDING,INC. DECEMBER 07, 2000 LEROYE ARTl 531 3RD ST ENOLA PA 17025-3132 RE: LOAN NUMBER: 1938b317 PROPERTY ADDReSS: 531 3Ru ST WEST FAIRVIEW. PA 17025 ACT 91 NUnCE TAKE ACTION TO SAvE YCUk hUH[ fKCM fOkC~LGSL~i: THIS IS AN OFFICIAL NOTICE THAT THE MORTGAGE ON YOU~ HOME IS IN DEFAULT, AND THE LENDER INTENDS TO FORECLOSE. SPECIFIC INFORMATION ABUUT THE NATURE OF THE DEFAULT IS PROVIDED IN THE ATTACHeD PAGeS. THF HOMEOWNER'S MURTbAGE ASSISTANCE PKOGRAfl (HiMAP) MAY b~ Aulc lw 'l~~l' TO SAVE YOUR HOME. IHIS NOTICe EXPLAINS HU. Ihe PRU&R'"~L"~~. TO SEE IF HEMAP CAN HELP, YUU MUST MlET ~lTH A LU~S0ME~ ~k~Ull Lu0t~~LL- ING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. TAKE THIS NGTICE WITH YOU WHEN YOU MEET WITH THE COUNSELING AGENCY. TM~ NAME, ADDRESS AND PHONE NUMBER OF CONSUMER CREDII COUNSELING AGENCIES SERVICING YUUR COUNTY AkL LISIED IN IHt ENCLL~~~e. .~ Iv" HAVE ANY QUESTIONS. YOU HAY CALL THe PlNNSYUMdA HLUSIr," fil,.'.Le AGENCY TOLL FREE Al I-B00-342-2391. (PERSUNS .ITH IMP"I',cL IIe1,' tHo CAN CALL (717)7BO-I~69.) THIS NOTICE CONTAINS IMPORTANT LEGAL INFORMATION. IF YUU HAVE AhY QUESTIONS, REPRESENTATIVES AT THE CONSUMER CREDIT CUUNSELING AGlNCY ~AY BE ABLE Tu HELP EXPLAIN IT. YOU MAY ALSO WANT TO CONTACT AN ATTORNCY IN YOUR AREA. THE LOCAL dAR ASSOCIATION MAY D. ILLl Tu nLL> rLL ~l"u A LAWYER, LA NOTIFICACION EN ADJUNTO ES DE SUMA IHPUkTANLIA. PUlS OtELIA SL DERRECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO LOMPRENDE EL CONTENICC DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDIAM~NTE. LLAMANDO lSTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS IL NUMePD MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO PUR EL PROGRAMA LLAMAOO "HOMEOWNER'S EMERGENCY MGklLAG2 ASSISTANCl ~kLLKA~" ~L ~CAL puEDF SALVAR SU CASA DE LA PERUIGA DEL 0lkLCHu A ~~MIDIK ~u 111~ul~L~. STATEMENTS OF POLICY YlJU HAVF= NOT MADE SCHC.OUU::u MUI<.TGA~t PA,(ML:I~TS j--iJk THt t-L..LLu...!"l., ,",......Itl..- AND THE FOLLOWING AMOUNTS ARE NOW PAST DUE: MUNTHS QELI~.UlNT: PAYMENT AMOUNT: LATE CHARGE BALANCE: PROPERTY INSPECTIONS: ~ETURN ITEM FEES: TOTAL DuE: C $577.31 i..L.3l o o $1,1'76.99 HOW TO CU~E THE DEFAULT--YLU MAY CURE THl DEFAULT hlllll' 1"1.11 (J"( DAYS OF THE DATE OF THIS NOTICE BY PAYING THE TQTAL AMOUNT PAST DUE TO THe LENDER I WHICH IS $1.116.99. PLUS ANY NUdGAel hH,'ll1,iS M,u L,d, CHARGES ~H CH BECOME DU. DURINe THE THIRTY (301 DAY PERIOD. PAYMENTS MuST BE MADE EITHER BY CASH. CASHIER'S CHECK, CERTIFIEU CHECK 0" MONEY npOER MADC PAYABLE AND SENT TU: ATT~ CA~HIEkIN~ LEPAkTML,r HGHESIO~ LENOING, 11~C. ~601 MCALLISTER FRWY SAN ANTJNIU TX 16216 CL63 - 12CIOOKT P.O. BOX 47,24 SAN ANTONIO TX 78265-7524 1-80li-7bl-5504 HOMESIDE MAY BE DEEMED BY APPLICABLE LAW TO BE A DEBT COLLECTGR "ITH RESPECT TO YOUR LOAN. THIS IS AN ATTU1PT lU Culld..l A (.,CDr. 1.\!>I...I /.4"y INFORMATION YOU PROVIDE US MAY BE USED FUR THAT PURPOSE, .gXHIB1T A fQ'"''IIV''''' lENDER r:\1LM PAGE 1 CF ~ , ~.. "-' , ''''-' ~ ~ ,..,- w~" ~a... . HOMESIDE LENDING,INC. LEROY ARll 19388317 STATE~ENTS OF POLICY IF YOU 00 NOT CUR,o THE DUAULT--If YGU LO NU CU~e THe wdi;LJU i.did" THIRTY (301 DAYS OF THE DATE CF THIS NOTICE TH~ LeNUEK I.lc~u' Iv EXERCISE ITS RIGHTS TO ACULoRATl THe MURTdGIo GlbT. [HI' ",cANe 1,,_1 THE ENTIRE OUTSTANDING BALANCE OF THIS DEBT WILL BE CONSIDERED DUl IMMEDIATELY AND YOU MAY lOSE THE CHANCE TO PAY THE MORTGAGE IN "ONTHLY INSTALLMENTS. IF FULL PAYMENT OF THE TOTAL AMOUNT PAST GUE IS NOT MACl WITHIN THIFTY (3D) DAYS, THE lENDER ALSO INTENOS TO INSTRUCT ITS ATTORNEYS TO START LlGAL ACTION TU FGRECLO~~ U~LN YUU~ M~.TL.~LC PROPERTY. IF YOUR MORTGAGE IS FORECLOSED UPON--THE MORTGAGED PROPlRTY WILL Bl SOLO BY THE SHERIFF TO PAY OFF THE MORTGAGE DEeT. IF THE LENDEe REEle> YOUR CASE TO ITS ATTORNEYS. eUT Y~~ CURE I~l D~lIhWUENLI wc'u'. Ihc LENDER BEGINS LEGAL PROCEEuINGS AGAINST YOU, YOU WILL STILL BE REQUIReL TO PAY THE REASONABLE ATTORNEY'S,FloS THAI Wlk~ ACIUAlLI l.tuft~cU. u, TQ $50.00. HowEVER. If LEGAL PRGClEOINGS A~t srAkTt~ A~Alri~1 1~0. ,~~ wtLl HAVE TO PAY ALL REASONABLE ATTORNEY'S FEES ACTUALLY INCURRED 8Y THE LENDER EVoN IF THEY EXCE~D '50.0~. ANY IITURNEY'S ~'L' .ILL UL ADDED TO THE AMOUNT YOU OWE THE LENDER, WHICH MAY ALSO INCLUDE GTHIP REASONABLE COSTS. IF YOU CURE THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD, YOU WILL NOT 8E REWUIRED TO PAY AITURNlY'S ~E~S. OTHER LFNDER REHEDIES--THE LENOo. .AI ALSO SUIo YOU PE~SL"'llr ~c. Ih. UNPAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MCRTGAGE. RIGHT TO CURE THE DEFAULT PRIOR TU SHERIFF'S SALE--IF YGU HAVE ~CT CURED THE DEFAULT WITHIN THIo THIRTY (30) DAY FtRIOD ANu ~LKlLLLouK, PROCEEDINGS HAVE BEGUNt YOU STILL HAVE THE ~IGHT re CUNL IHe Ct~Aull AND PREVENT THE SAlo' ANY TIME UP TU UN~ HeUR ti~FUklo lh. SH.KI~~'" SALE.' YOU MAY 00 SU 8Y PAYING THE TOTAL AMUUNI THEN PASI OLL. PLue ANY LATE OR OTHER CHARGES THEN DUE REASONABLE ATTORNEY'S FECS AND COSTS CONNECTED WITH THE FORECLOSuAE SALE AND ANY OTHER COSTS CONNECTED WITH THE SHERIFF'S SALE AS SPECIFIED IN WRITING BY THE LE~DER AND BY PERFORMING ANY OTHER REQUIREMENTS UNDER THE MORTGAGE. CURING YOUR DEFAULT IN THE MANNEN 5~T FgRTH IN THIS NOTICE wILL "l.TG~l I~u. Mu.l- GAGE TO THE SAMo POSIT'CN A. IF YGU HAU N~VoR elfAULTlU. EARLIEST POSSIBLE SHERIFF'S SALE DATE--IT IS ESTIMATEO THAT THE EARLIEST DATE THAT SUCH A SHERIFF'S SALE OF THE MORTGAGED PRCPERTY COULD BE HELD WOULD BE APPROXIMATELY SIX (6) MGNTHS FROM IHE DAlE UF IHIS 'uIILe. . NOTICE OF THE ACTUAL DATE Of THE SHERIFF'S SALE W LL BE SENT TO YOU BEFORE THE SALE. OF COURS~t THE AMOUNI NoEDED IU tUkE IHt U..'CLI hltL INCREASE THE LONGoR YUU WA,. YGU MAY ~IND LUI AI ANI II"L t..tILY WHAT THE REQUIRED PAYMENT OR ACTIUN WILL BE 8Y CONTACTING THE LE~DER. HOW TO CONTACT THE LENDER: NAME OF LENDER' HUMESIC[ loNDING, INC. ADDRESS: COLlECTIUNS OtPAklM(NT 9601 MCALLISTER FR.Y SAN ANTONIO, TX 78216 PHONE NUMBER' 1-BOO-7BI-55a~ FAX NUMBER: (210)525-7730 EFFFCT OF SHERIFF'S SALE--YGU SHGUlU REAL III IHAT . SHLkI.~'. ..LL ..lL "NO-YOUR OWNERSHIP OF THE MGRTGA~EU PROPE~I' .~J YUUR RIGhT Ie cLLL.' IT. IF YOU CONTINUE Te LIVE IN THl PRUPeRT, IfIEk lHt :,H,.II,'. "'L'_. A LAWSUIT TO REMOVE YOU AND YCUR FURNISHINGS AND OTHER BELCNGINGS COULD BE STARTED BY THE LENDER AT ANY TIME. HOMEOWNER'S NAME(SI' LEROY E ARTl PROPERTY ADDRESS' 531 3RD ST wlST fAIRVIEw PA 17L25 lOAN ACCnUNl NUMBER: 19lB8311 ORIGINAL LENDER: FEDERAL HLt1C CURRENT LENDERISERVICER: HDMESIDE LENDING, INC. CL63 - 1201DOKT FHLM PAGE 2 OF 4 P.o. BOi 47524 SAN ANTONI~ rx 7oit5-1~~~ 1-800-7BI-5504 OEEMEO BY APPLICABLE LAW TO BE A DEBT COLLECTOR WITH LOAN. THIS IS AN ATTEMPT TO COLLECT A OoSl, AND ANY PReVIDE US MAY BE USIoD ~CR Ih.T PUkeOSe. HUMESIOE MAY BE RE SPEC T TO YOUR INFORMATION YOU ~H'BJT A ~"'IIIlU'tlC lENOER ,,'ft ',,,- . ~, '-'-,' "t_ . . ~~tii.;\! ....... . HOMESIDE LENDING, INC LEROY ARll 19388317 STATE~ENTS UF POLICY HOHEOWNER'S EHERGENCY HORTGAGE ASSISTANCE PROGRAM YCU MAY Sf ELl&IeLE fGR fl~ANLIAl ASS15IA~Cl ~hlLh lL~ ~h~L r~L~ ll~~. FPOH FORECLOSURE A'D HELP YOU MAKE FUTURE MORTcAGE PAYHENTS IF YOU COMPLY wITH THE PROVISIONS OF THE HOHEOWNER'S EMER"E~CY MC'TGALf ASSISTANCE ACT OF 19"3 ITHE "ACT"I. YOU MAY bL CLIGIBLE FC~ EHERG~NCY MORTGAGE ASSIST~NCE: ~ IF YOUR rEFA~LT ~AS BE~I~ lAU~[L bY Cl~curISTAr~c~S blYGI~U t~~~ l~I~I~_LL, . IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YGUR MG'TGAGL PAYHENTS. AND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED gy THE PENNSYLVANIA HOUSII<G FINANCE AcE~C'f TEMPORARY STAY OF FORECLCSURL--U~DER THE ACT. YGU Ah. L'IIILE" Je . TEMPORARY STAY OF FORECLOSURE ON YOUk MORTGAGE FOR THIRTY DCI DAYS FROM THE DATE OF THIS NOTICl. UUMIN~ THAT TINt YUU MUSr A~K~~G~ AI~u ATTEND A "FACE-lO-FACE" ME~TING hlTH UNt D~ TH~ tU~SUMLK C~LUli LwLh- SELING AGENCIES LISTED AT THE END OF THIS NOTICE. THIS MEETING MUST OCCUR WITHIN THE NEXT THIRTY 1301 DAYS. IF Y~U Uu hUT A~.LY fUk EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR HORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLEu "HOW TO CURE YOuR MORTGAGE DEFAULT" rXPLAINS HOW TO BRING YOUR MUNTGA"t uP TO OATt. CONSUMER CREDIT COUNSELING AUeNCIES--lf WU N"tT _!ltI uNE ul- '0:" CONSUMfR CREDIT COUNSELING AGENCIES LISTED AT THE END OF THIS 'OTICI. THE L~NDER HATY NOT TAKE ACTION AGAINST YGu fUk THINTY '-'c) "AY' .11." THE DAlE OF HIS MEETING. THE NAMES. ADDRESSES AND TELEPHONE NUMBERS OF DESIGNATED CONSUMER CREDIT COUN~ELING AGENCIES FOR THE CCUNTY IN WHICH 1HE PROPERTY IS LCCATED APE SET fuNTH AI THL E'L uf Ihl, .cl.LL. IT IS ONLY NECESSARY TO SCHEDULE ONE FACE-TO-FACE MEETING. ADVISE Y~UR LENDER IMMEDIATELY UF YGUM INTENTIJNS. APPLICATION FOR MO~TGAGE ISSISTANCE--YUUk MGklcAGL l~ ., [,I.LLI rue THE PE'SONS SET FORTH LITER IN THIS NOTICE (SEE FOLlO~ING PA"ES FUR SPECIFIC INFORMATICN ABOUT THE NATuRE Uf YUUk DEfAULT). If Yu0 hA." TPltD 'ND APE UNABLE TO R[SULH THIS PEiJ8LU, .11H hll LU1DI". fev ","Jc THE RIGHT TO APPLY FOR FINANCIAL ASSISTANCE FROM THE HGMEu_NEP'S EMERGENCY MORTGAGE ASSISTANCt PkOGkA:,. TG ue SUo YLU "USI IILL eul. SIGN AND FILE A COMPLETED HOMEOWNER'S EMERGENCY ASSISTANCE PROGH<" APPLtCITION WITH ONE OF THE DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES LISTED AT THE END OF THIS NOTICE. ONLY CUNSuRE. [.tUII [,c,.- SELING AGENCIES HAVE APPLICATIONS FOR THE PROG~AM AND THEY,WILL ASSIST you IN SUBMITTING A COMPLETE APPlILATIUN h..! THe.. Pi:M..:'YlvJ.\,""!#-\ t!L>::"'...L,l" FINANCE AGENCY. YOUR APPLICATION MUST ~l fILlL UK ~L~rl'AK~Lu ~lltl!rj THIRTY (30) DAYS OF YOUR FACE-TC-FACE MEETING. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL Te DO SC CK Ir YOU 00 NOT FOLLOW THE OTHER TIME PERIODS SET FO~TH IN THIS LETTER. FORECLOSURf MAY PROCEEO AtAINST YLUR hUME l~MLUIAllLY ~~L rLUK ArvLl- CATTON FOR MORTGAGE ASSISTANCE WILL BE DENIED. A,GEN',Y ACTION--AVAILABLE FUNDS FOR EMERG,ENCY MORTGAGE ASSIST,ANCl^" VORY LIMITED. THEY wiLL BE DISBUk~EO hY THE A~E~tY U'eLk lhL LlI.i- ~ILITY CRITERIA ESTABLISHED 8Y IH! ACT. IHL ~t'~SYLVA'I. Huu~I~" FINANCf AGENCY HAS SIXTY (601 DAYS TO HAKE,A DECISION AFTER IT REClIYlS YOUR APPLICATION. DURING TMA1 TIMt, ~Q FORECLUSURE P.Ol~.DI'", .iLl OL PURSUED AGAINST YOU IF YOU HAVE MEI THE TIHE REQUIREMENTS SET FURIH ABOVE. YOU WILL BE NOTIFIED DIRECTLY BY THE PENNSYLVANIA HOUSING FINANCE AGENCY OF ITS DECISION uN YGUk AePLICAIIUN. NDTr:: IF YCU ARE CU;\RENTLY PROli:ClLU Bt THE fiLH~G L.f A t-l flIj,uh lr4 BANKPUPTCY. THE. FOlLOPlING PART cr ThiS i'olOTItt. IS fei-', lI~t--l.Jrd~Afi.uj\ 1:..,1"- POSES ONLY AND SHOULD NCT BE CONSIDERED AS AN ATTEMPT TO CCLLECT THF DEBT. {IF YOU HAVE FilED eAtH<.RUPH..Y YOU (Ai~ ~lllL Al~i~LY fLr<. ..:.l'1l,/',vl_!d.,( HORTGAGE ASSISTANCE. CL6~ - 120100KT P.O. bOX 475~4 SAN ANTU~IO IX 7626~-7ji4 l-tjOO-ltH-5S(,4 FHU.1 F,., l>L ... 0r- "1 HOMESIDE MAY BE RESPECT TO YOUR INFORHATION YOU OEEMtG BY /.PPLl(At~LE. LAw IJ ut. A Ub.d LL.Lli.:Clu, ,dill LOAN. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY PROVIDE US MAY BE USED FOR THAT PURPOSE. ~ffl~!lr ~ fOUlLitOlJl>.. LENDER ,-,-,' . .- '" ~ _'~' r." C-,-' 0" .,- ~', '., "-,--~ ' '",~-",-" -_f!J~- ~~ . HOMESIDE LENDING, INC. LEROY ARTl 19388317 STATEMENTS OF POLICY HOW TO CURE YOUR MORTGAGE DEFAULT IbRING IT UP TU CATc) NATU~f OF THE DEFAULT--THE MO~TGAGE OF8T HfLQ BY THE A~UVE LrNUt~ ~~ THE PDOP~RTY LGCATLO ~T: SJi JKL ~T 11~ST ftdr,:vl(:,.-., I-'J\ 11v"':~ IS SERIOUSLY IN DEFAULT BFCAUSE YUU HAVE FAILED TO PAY PRCMPTLY HISTALLHFNTS OF P;dNlH''::'L Af..l; HJ1t:!-<.FS1, A.) i'\t:i..iUH,,~w, j"ur " r_.'_i'_,~ .....1 AT LEAST SIXTY (60) DAYS. ASSUMPTION OF MORTGAGE--YOU (*.)MAY (*.)HAY NOT (CHECK GN") SeLL UR Tf<'ANSFE~ YOUR HOME: TC A butt" uk 'I i-o.ArlSf-I:::KU:. ",He "ILL Jl..:>:"U",t: rilL ""G!<'.1GA.GE O(Bl1 PRO'flOEO H~Al ALL hIt GUTSI"t~ldh(' t-'~y;.\t.hl~, i..\i;.\.t. ...L.:i AND ATTORNEY', FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE ANC THAT THE OTHER REQUIREMENTS OF THE MORT0IG~ A~L ~ATI~Flt". (.0' PLEASE CHECK YOUR MORTGAGE DUCUHENTS OR CALL CUR ASSUMPTIUN DEPARTMENT AT 1-800-845-3649 TO DETERMINE IF YUUR LOA~ IS ASSCMAkLF. YOU MAY AL:)LJ HAVE THi:. I~l('lil . TO SELL THE PROP~RTY TG ueTAIN MGNti rc ~AY ~f~ 1~\~ r\L~i~~~c ~~~l OR TO ~ORROW MONEY FkCM ANOTHtk LtNOINL IN~111UIIG~ Ie P~I lr~ lrliJ DEBT. . TO HAVE THIS DEfAULT CURED BY ANY THIRD PARTY ACTING O~ YOUR EFHALF. o TO HAVE THE HORTLAGE RESTUREUT~ THE 5AME PG5ITI8~ ',Ie AU u..AcLT HAD OCCURRED. IF YUU CUH THE DEFAULT. (HU"tV"k. YLD uU~L1 i,AIL I". R[GHT TO CURt YOU~ DEfAULT MU~i THAh THkE~ TI~L~ IN ANY (~Lt~'O~~ 'L~~.l . ,TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DUCUHENTS. . TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YUU HAY HAVE TO SUCH ACTIU~ BY THE LENDER. * TO SFEK PROTECTION UNDER THE fLULkAL BANKkUPfLY LAW. SINCERELY. o GUERRA COLLECTION SUPERVISOR ENCLOSURE cc: FI~ST CLASS AND (ERTIFl~O MAIL NU:___________________ ADORE SSEE 531 3RD ST WEST FAIRVIEW, PA 17025 CLo3 - 120100KT Me; 2.. j--jlLM PAGL 4 OF 4 P.O. BOX 47524 SAN ANTONIO I-BOO-7BI-55Q4 TX 78265-7524 " EXHIBIT A DEEMED BY APPLICABLE LAW TO 8E A DEBT CDLLECTLR WITH LOAN. THIS IS AN ATTEt1PT TU CCLLt.CT A, LiteT, "-f.L t.~ PKUVIO~ us MAY ~l LSLU ~o~ THAl ~UR~OSc. ~ 'OlJ"HlIVI'.. LENDER HGMESIDE MAY 8': ~fSPECT TO YOU;: INFaR~AT ION YOU ~-~ -. .~.;.;,'^ -:" . ~,. ". I. ~fr ".'{ '. PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES (REV, 8100) Lycoming.clinton Counties Commision for Community Action (STEP) 2138 Lincnln Street P.O. Box 1328 Williamsport, P A 17703 (570) 326-0587 FAX (570) 322-2197 CLINTON COUNTY CCCS of Northeastern PA 1631 South Atherton St, Suite 100 Slate College, PA 16801 (814) 238-3668 FAX (814) 238-3669 CCCS of Northeastern PA 201 Basin Street Williamsport, P A 17703 (570) 323-6627 FAX (570) 323-6626 COLUMBIA COUNTY 31 W. Market Street POB 1127 Wilkes-Barre, P A 18702 (570) 821-0837 or (800) 922-9537 FAX (570) 821-1785 1400 Abington- Executive Park Suite 1 Clarks Summit. P A 18411 (570) 587-9163 or (800) 922-9537 FA-'\: (570) 587-9[34-9135 Commission on Economics Opportunity of Luzeme County 163 Amber Lane Wilkes-Barre, P A 18702 (570) 826-0510 or (800) 822-0359 FAX (570) 829-1665-(Call Before Faxing) (570) 455-4994 Hazeltown FAX (570) 455-5631-(Call Before Faxing) (570) 836-4090 Tunkhannock Booker T. Washington Center 1720 Holland Center Erie, PA 16503 (814) 453-5744 FAX (814) 5749 CRAWFORD COUNTY Greater Erie Community Action Committee 18 West 9th Street Erie, PA 16501 (814) 459-4581 FAX (814) 456-0161 John F. Kennedy Center, Inc. 2021 East 20" Street Erie, PA 16510 (814) 898-0400 FAX (814) 898-1243 Shenango Valley Urban League, Inc. 601lndianaAvenue Farrell, PA 1612[ (412)981-5310 CCCS of Western Pennsylvania. Inc. 2000 Linglestown Road Harrisburg, PA 17102 (717) 541-1757 CUMBERLAND COUNTY Financial Counseling Services of Franklin 31 West 3fd Street Waynesboro, PA 17268 (717) 762-3285 Urban League of Metropolitan Harrisburg N. 6th Street Harrisburg, P A 171 0 1 (717) 234-5925 FAX (717) 234-9459 YWCA of Carlisle 30 I "Goo Street Carlisle, P A 17013 . (717) 243-3818 FAX (717) 731-9589 Community Action Comm of the Capital Region 1514 Derry Street Harrisburg, PA 17104 (717) 232-9757 FAX (717) 234-2227 Adams County Housing Authority 139-143 Carlisle St Gettysburg, P A 17325 (717) 334-1518 FAX 334-8326 PENNSYLVANIA BULLETIN, VOL. 29. NO. 23. JUNE 5. 1999 EXHIBIT A - ~'. ;~; -~ ,;",' -,--~ _1<i; -. " '~1~ -i~l " ALL that certain piece or parcel of pairview, County of CUmberland and described as follows, to wit: lL~ situate in the Borough of West State of PeDl1Sybania, bounded and BEGINNING at a point in the Eastern line of Third Street 97 feet south of the southeast corner of the intersectiQl1 of Third Street and May Avenue; thence eastwardly along the southern line of Lot No. 36, on the hereinafter mentioned Plan of Lots, 109 feet to a point in the western line of a 20 feet wide Alley; thence southwardly along the western line of said 20 feet wide Alley 30 feet to a point; thence westwardly along the northern li4e of Lot No. 38 109.5 feet to a point in the eastern line of Third Street; thence northwardly along the eastern line of Third Street; thence norehWllrdly along the eastern line of Third Street 30 feet to a point, the Place of BEGINNING. BEING Lot No, 37 in H. R. May's Second Addition to the Borough said Plan being recorded in the Office for the Recording of CUmberland County in Plan Book 1. Page 54, of West Fairview; Deeds in and for HAVIlfG thereon erected a single frame dwelling known as No, 531 Third Street, .' 1- .,'.- .~- ..~~ ' '-;.:. ~,-"- '-!t~ " VERIFICATION FR.A.:'\K FEDER.MAN, ESQUIRE hereby states that he is anorney for Plaintiff in this maner, that Plaintiff is outside the jurisdiction of the court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that he is authorized to make this verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his knowledge, information and belief. Furthermore, it is counsel's intention to substitute a verification from Plaintiff as soon as it is received by counsel. The undersigned understands that this statement is made-.subject to the pepalties of 18 Pa. CoS. Sec. 4904 relating to unsworn falsification to authorities. .' ~.l-~~ DATE: zlC/jol. , '~Wi_,,~:.o..,,"i:..~i!ll.~~"..\M;W~~'H~llllitJl ~l1:I"l"'~~ '~tJ'~ ~ =" . ~' " ,'. " '..'"" > ~ ~ ~ ~ ~ :g - D-- .... """,~, l,~~__iW"= ~ ~ i I ~V) i?!I- '-C.. "6Q. < ~o . . g a I ,~" ~- o ~: -r)C; mr';'; ~\:,:' cC::j :'2:;.,__, ~2 z =<! : C) () ~,'l 8 -" ;T'l !..::o ~TJ 'r" "" " " T ~,-::-::C) :...) .... " ::.~) ~~~ ~~ ~J ~ -< :::> (r; """,...J... "L~ ___, ~ " .., , J~ ~~... o "lIIiiilllli; ,c w.: , ""- ,0 FEDERMAN AND PHELAN BY: FRANK FEDERMAN, ESQUIRE Identification No. 12248 Suite 900 Two Penn Center Plaza Philadelphia, PA 19102 (215) 563-7000 Attorney for Plaintiff SUMMIT BANK COURT OF COMMON PLEAS PLAINTIFF vs. CUMBERLAND COUNTY No. 01-849 LEROY E. ARTZ DEFENDANT PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the attached Verification with respect to the Complaint filed in the instant matter. ~~14~y-J FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff Date: March 14, 2001 ~'C"';;' .~ , .. , -~ - '-C', --, - .. . . LEROY E. ARTZ #19388317 VERlFICATION hereby states that he/she is of mortgage servicing agent for Plaint; tT in this matter, that he/she is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: 3 ) fo I ( T -"- ~ - " > ~ . l'i T ~ ~ ll' LoIllllli.. SHERIFF'S RETURN - REGULAR CASE NO: 2001-00849 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MORTGAGE ELECTRONIC REGISTRAT VS ARTZ LEROY E RICHARD SMITH , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon ARTZ LEROY E the DEFENDANT , at 0015:23 HOURS, on the 5th day of March 2001 at 531 3RD STREET WEST FAIRVIEW, PA 17025 by handing to MARY MCCREARY (GIRLFRIEND) a true and attested copy of COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 9,30 ,00 10.00 .00 37.30 sO;:~~t R, Thomas Kline 03/06/2001 FEDERMAN & Sworn and Subscribed to before By: ~ 11 Deputy Sheriff "'" It. ~ day of me this !utA Hi^- ~ \ A.D. ~Ch",O~',- ~ othonotary , .."~.",= w,,,_ , " " .L - ;:"'''''.' --,,-_.~''''>''- ---,- 11'<; " FEDERMAN AND PHELAN By: FRANK FEDERMAN Identification No. 12248 One PeIlll Center at Suburban Station Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 8201 GREENSBORO DRIVE, SUITE 350 MCLEAN, VA 22102 Attorney for Plaintiff : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION Plaintiff : NO. 01-849 vs. LEROY E. ARTZ 531 3RD STREET WEST FAIRVIEW, PA 17025 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment, in rem, in favor of the Plaintiff and against LEROY E. ARTZ Defendant(s), for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiffs damages as follows: As set forth in Complaint Interest 2/1/01 TO 4/9/01 $62,686.44 $909.16 TOTAL $63,595.60 I hereby certify that (I) the addresses of the Plaintiff and Defendant(s) are as shown above, and (2) notice has been given in accordance with RuIe 237.1, copy a~~~ FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. ~ DATE: 1l.pa-'\\ J{) ~OO I (J1:;d;-;,) k. , P~P~ **TInS FIRM IS A DEBT COLLECTOR ATfEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISQlARGE IN BANKRUPTCY AND TillS DEBT WAS NOT REAFFIRMED, TillS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATfEMPT TO COLLECT A DEBT, BUT ONLY 1;NFORCEMENT OF A LIEN AGAINST PROPERTY. ** '.","'"-. . ,'- ~- ~, c .'. FEDERMAN AND PHELAN, L.L.P. Frank Federman, Esquire Identification No, 12248 One Penn Center Plaza at Suburban Station, Suite 1400 Philadelphia, PA 19103-1799 (215) 563-7000 ATTORNEY FOR PLAINTIFF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, COURT OF COMMON PLEAS CIVIL DIVISION Plaintiff vs, CUMBERLAND COUNTY LEROY E. ARTZ NO, 01-849 Defendant(s) 'fLE COpy TO: LEROY E, ARTZ 531 3RD STREET WEST FAIRVIEW, PA 17025 DATE OF NOTICE: MARCH 27, 2001 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE You are in default because you have failed enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth against you, Unless you act within ten (10) days from the date of this notice, a Judgment may be entered against you without a hearing and you may lose your property or other important rights, You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, P A 17013 (717) 249-3166 c Frank Federman, Esquire Attorney for Plaintiff ~" C;c = --'liiillllj/"QiW, i ~, ~ I l r ! , I ~, I I I t I I I I , . I I , , r . , f . , , , -. . -. '" _, N_-'__" _, FEDERMAN and PHELAN By: FRANK FEDERMAN Identification No. 12248 One Penn Center at Suburban Station Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Attorney for Plaintiff : CUMBERLAND COUNTY : Court of Common Pleas Plaintiff : CIVIL DIVISION vs. : NO. 01-849 LEROY E. ARTZ Defendant(s) VERIFICATION OF NON-MILITARY SERVICE FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended (b) that defendant LEROY E. ARTZ is over 18 years of age and resides at 531 3RD STREET, WEST FAIRVIEW, PA 17025. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. :/~ ;Z~~ FRANK FEDERMAN Attorney for Plaintiff ." ~'" (Rule of Civil Procedure No. 236 - Revised) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. : CUMBERLAND COUNTY : Court of Common Pleas Plaintiff : CIVIL DIVISION vs. : NO. 01-849 LEROY E. ARTZ Defendant(s) Notice is given that a J;:tment in the above captioned matter has been entered against you on APRIL If) .20 . ~y jJfJA,.J' _P7p~~/DEPUTY If you have any questions concerning this matter, please contact: FRANK FEDERMAN. ESQUIRE Attorney for Filing Party One Penn Center at Suburban Station Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 **TIllS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND TIllS DEBT WAS NOT REAFFIRMED, TIllS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY, ** :{j~~.)--,~Jl,lli~~,;it&M);;~~f.~JilI.r"'iI1."",""!'"-;'~fu,-i","d;S_i~~'~"~~- "!JM!~,,U!llm: , - ,-~--,~, '~"- ~"" ~ -""~ " '.-","~"",c_~,.>>=, ~,l _, ~~~ _'" "J -," ~-'~~ -,-~ 1IIIiI~- " t ?V ~ .-GQ -fJ f' It. l. , B C.? c~~ ~;.. "",,, g -- -Of-.;:' ~ ~D ~ - rp\-- 10 -U -:.-,". -, :'-:--;-\ - "l,~ 0. ~ c7} 0 -"" I ~ ?-- '---~() ~ r:' ~'"O "l~_ :~,\ flf' ~t J"? Cj '~~..;:() ~ 5~2 '.f! ~:-:- , I; F'"' S ?:1 <::) jj 1\ -< (,) -<. ,........, "< ~ -' ~ .. .~, L_ ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNfY, PENNSYLVANIA MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INe. ) ) CIVIL ACTION ) NO. 01-849 ) Plaintiff vs. LEROY E. ARTZ ) TYPE OF PLEADING: ) Motion for Special Service. ) ) Code and Classification 140 Civil Action Defendant( s) Filed on behalf of Plaintiff PREMISES: 5313RD STREET WEST FAIRVIEW, PA 17025 Counsel of Record for this Party: FRANK FEDERMAN, ESQ. - PA I.D. # 12248 FEDERMAN & PHELAN One Penn Center at Suburban Station, Suite 1400 Philadelphia, PA 19103-1814 - .-,- -~ ,,~~-< fEB~04 D ""--, ~ ,..., I' ~ ~ ,"- -"/",, FEDERMAN AND PHELAN By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 ONE PENN CENTER PLAZA, SUITE 1400 PHILADELPHIA, PA 19103 (215) 563-7000 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY No.: 01-849 vs. LEROY E. ARTZ ORDER AND NOW, this ~day of ~ ~ (. . , 2004, upon consideration of Plaintiff's Motion and the Affidavit of Good Faith Investigation attached thereto, it is hereby ORDERED that Plaintiff may obtain service of the Notice of Sale on the above captioned Defendant( s), LEROY E. ARTZ, by mailing a true and correct copy of the Notice of Sale by certified mail and regular maj1 tp,Defendant's las\ known address, which is the mortgaged premisesJ z>> d b 1 Do~h"\t). il-rc.. l).....pcJ'\, .. r Semce ofthtJ aforementioned mailings is effective upon the date of mailing and is to be done b~Plain!iff',~attorney, :rho 1'"ill file ",ith the Prot~onotary's Office an Affidavit of service. '\I~d"l ,..;) Tt.A Co ",,;olh?c)~ >.d p..s.t....1) . BY THE COURT: HL 1. :~o,..!1t~~~"~*~~~'f.-'1ili:;JM!u,,~... >- 0:: is .lU~: o,~ U::'V ,-'-;:t: 96 Q,Ll':: tLJO_ --' ;;-I.U -:I- f-: u.. o t1 \<t i>\- {J~~ -<;: l"- e',} 0; >- "-- z -~ il ::::::. Q ..,r.~ ~ o - co 11: .... gg <'--J . ~. . "-' ~ ,. ,,- "J '_...iIiii~a , C.""'--'" ~ . --'-'~ ~ I" ~H .', ~',- "'. . ,'., ~-o.io,-' "'~~,;.. ~" FEDERMAN AND PHELAN By: FRAJ{KFEDERMAN,ESQUIRE IDENTIFICATION NO. 12248 ONE PENN CENTER PLAZA, SUITE 1400 PHILADELPHIA, PA 19103 (215) 563-7000 MORTGAGEELECTRONlC REGISTRATION SYSTEMS, INC. ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY No.: 01-849 vs. LEROY E. ARTZ MOTION FOR SERVICE PURSUANT TO SPECIAL ORDER OF COURT Plaintiff, by its counsel, Frank Federman, Esquire, moves this Honorable Court for an Order directing service of the Notice of Sale upon the above captioned Defendant( s) by certified mail and regular mail to Defendant's last known address. I. Attempts to serve Defendant with Notice of Sale have been unsuccessful, as indicated by the Affidavit of Service attached hereto as Exhibit" A." 2. Pursuant to Pennsylvania Rule of Civil Procedure 430, Plaintiff has made a good faith effort to locate the Defendant. An Affidavit of Good Faith Investigation setting forth the specific inquiries made and the result there from is attached hereto as Exhibit "B." WHEREFORE, Plaintiff respectfully requests this Honorable Court enter an Order pursuant to Pennsylvania Rule of Civil Procedure 430 directing service ofthe Notice of Sale by ,ertill"" mml "'" re""l" ""'" to Def""",,,,", ,... knOW"ZL~ ___ FRANK FEDERMAN, ESQUIRE ATTORNEY FOR PLAINTIFF " ' ~.~ . ,I.: .~.:.l " . v ~~ ~. FEDERMAN AND PHELAN By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 ONE PENN CENTER PLAZA, SU1TE 1400 PHILADELPHIA, PA 19103 (215) 563-7000 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY No.: 01-849 vs, LEROY E. ARTZ MEMORANDUM OF LAW Pennsylvania Rule of Civil Procedure 430(a) specifically provides: (a) If service cannot be made under the applicable rule, the plaintiff may move the Court for a special order directing the method of service. The Motion shall be accompanied by an Affidavit stating the nature and extent of the investigation which has been made to determine the whereabouts of the Defendant and the reasons why service cannot be made, Note: A Sheriffs return of "Not Found" or the fact that a Defendant has moved without leaving a new forwarding address is insufficient evidence of concealment. Gonzales vs. Polis, 238 Pa. Super. 362, 357 A.2d 580 (1976). "Notice of intended adoption mailed to last known address requires a good faith effort to discover the correct address." Adoption of W atker, 468 Pa. 165,360 A.2d 603 (1976), An illustration of good faith effort to locate the defendant includes (I) inquires of postal authorities including inquiries pursuant to the Freedom of Information Act, 39 C.F.R. Part 265, (2) inquiries of relatives neighbors, friends and employers of the Defendant and (3) examinations oflocal telephone directories, voter registration records, local tax records, and motor vehicle records, As indicated by the attached Affidavit of Service, marked hereto as Exhibit "A", the Sheriff has been unable to serve the Notice of Sale. A good faith effort to discover the -,1, whereabouts of the Defendant has been made as evidenced by the attached Affidavit of Good Faith Investigation, marked Exhibit "ROO WHEREFORE, Plaintiff respectfully requests service of the Notice of Sale by certified mail and regular mail to Defendant's last known address. "'ZA'g FRANK FEDERMAN, ESQUIRE ATTORNEY FOR PLAINTIFF , ~ . ~ "' ~ , ~ """', L ",'.."j'- ~ ~~~I[,;) " AFFIDAVIT OF SERVICE PLAINtiFF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CUMBERLAND COUNTY No. GD 01-849 DEFENDANT (S) LEROY E. ARTZ Type of Action - Notice of Sheriff's Sale SERVE AT 130 WEST BROAD STREET WILLIAMSTOWN, P A 17025 Sale Date: MARCH 3, 2004 SERVED Served and made known to , Defendant, on the day of , 200~ at , o'clock _.m., at Commonwealth of Pennsylvania, in the manner described below: Defendant personally served. Adult family member with whom Defendant(s) reside(s). Relationship is Adult in charge ofDefendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place oflodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. ~ ~ ~ ::4 -p Other: Description: Age_ Height_ Weight_ Race Sex Other I, , a competent adult, being duly sworn according to law, depose and state that I personally posted a true and correct copy of the Notice of Sheriff s Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before me this _ day of ,200_. Notary: By: NOT SERVED ***ATTEMPT SERVICE NLT THREE (3) TIMES*** Onthe ;).'( '1.L dayofJAN~ ,200Y,at ~:'tro'clockkm,DefendantNOT FOUND because: ----..f Moved Unknown No Answer Vacant Other: NQft:~ C....,&/....-'r ~<::'1",{/nv, r'+<{J /Io.e72..-t-f-A> tJ-i 't~ (.,-"(t..q..4'; 1st attempt Date & Time , 2nd attempt , 3rd attempt NOTARIAL SEAL JULIA R. ERB, Notary Public Sworn to and subs~d Susquehanna Twp., Dauphin County bef"[e me this .JL d~y My Commission Expires Nov. 5, 2005 of:d.anuarj '_,200~ C'I /7 / Notary: i.-?'i!/tt7 A. {AA By: ~ c< ~ Loan ~r)388317 Attornev for Plaintiff Frank Federman, Esqnire - I,D, No. 12248 One Penn Center at Suburban Station- Snite 1400 Philadelphia, PA 19103 (215) 563-7000 \ _ \ S -00, Date & Time Date & Time - ,..-'1 ," ,,< ~ " . "-'>^,- 0' 1 ~'" AFflDA VlT OF SElner. PW.l1'o/TIF~' M.ORTGAGE ELEC'l'l~ONrc RtGISTRA'nON SYSTEMS, INC, C\;MBF.RLA..O C:OI'l-TY nI" DIU.ItI'fDANT(S) LEROY~, ARTZ 1'10.01-849 ACCT, #19388317 SERVE l.EROYE,ARTZAT 531 3RD STREET WEST FAlRYIEW, 1'.... 170:15 TypQ of AcUou . Notic. or Sheritrs Salol SlIle lbte: MARCH 3, :' 004 ~~rved \Iud I'~lh: kno'Wn ro SF.RV~D _, Dd'end~L'It. ()Illh~: dayur .100_. .::It_,, . 1l.C"lotk_JJL~al , (1)mmotJ.....~Jllh ofPel1llsylvallia. in &h. roaMer describ""\ l'clow: _' _ nefendant po,sollally ~.rveQ, __Adult liunily m.mbo! with wbom Dcli:ndant(s) reside(s). Rc1arionsbip is_ M.ull ill charge of Oelitm1unt(.)'l resida.:e wbo refused 10 &lve lUllllc ur rclarioosb1p, _Ma".~"""Clerk of pille. oflodgin:: in wllicllD.fcndanr(s) roside(s). _ A!;,l;tlt or person in charg,e ofDde u.da1ll( !i.ll~ office Or usua.l plaQ'C uf h~:\II\~ss. .n olli.er uf <old Oefcndan<<s)'s .ompany. , _Olh<r._ _ \.leSeription: Ase_ M..."ighl__ Woiehl_ Rut:c. _S~_ Other EXM\9\T A L . a .emFM" adul~ PtIDg duly ,wum .ecordiu~ UI1D.W, depo"" aJ1Q Sllllc !}, III per.;oD4l!y WuuJ.;d Q lI1IeOlldtotrc.l copy of the bIOOce~'riff', Sol< in d,. otIUlIDCfOS set l'orlll bGtei.n,;""UC<l in tile: ""Ptioned c. "" on thedatc and at the 04<1<<::0; inriic~lCd llbove, Sworn 10 and SIIb:.cribcd hetore me llti, _ _ d.y of _ _ 200__ Nouuy: By: l'LtASE ATTli:MfT SERV(CE A 1 Lt;,,\ljT 3 TIME..... !NUlCA.LE DATES & TIMES OF SllRVICe XITEMflr.O. NOT SERVED ,...,111 ..; . On lIle ..Ll"~ day of ~ 2..0 l(\Q2, al 'b.:l:!...CJQ'clocl<!.. fl.fend3nt NOT FOmm bet ,"'e: Moved 1JfJknown.....xL- Nu ^mW~r _V::J.<:~l7.t I" .-\ttempr: /1111..;/ Iff. Tim~:1Jo!4'" Jrd Attempn . III,.-'! rrLl Tim.;; 1:.:0.9{J1'1 Swum '0 and sub,crilled before pte t!';, . !;' cloy of.. ~ . 3"A)J ", C~'t/tr- No,",y: ' K~-: i\t orne C'lIr Pt~1 nut;" '-. - Fronk I'ooorlIl:lo, Esqnlr< " I,D. No, U243 zad Attempt: /1!i if! 03 ' Lirn~: S"' ooF!l!. .per fl)t:,I~J.b.{'p"'7" A'f'rio;'oJ6. pol' Sf jVlollJ1AS .I~ I I 'rU~KS of JYIM(6cr>f!"" AJe~.r).hof' duis'j,.A.I.iJ,,", aY:CL~ ~ l :_~_.,."c~-;~.~:",.,~,,"-:y~~~-_A.>_:' jCCt\~'RUFF? ~' . " Nc.to:.>:,' ::~:lj)liC -; Smm '" l~q,!, Jetsey. My Commiuion Exili'res Ms. 21, 2007 -"",..,. ",.,.""",.- ~--~,-~"- ~ ,"-_F':" . , ^.'-~ ;-1 .' '"0" . , .~- ~-,'/ ,-,;..:).,', " 'h' ~" " , ,De,f",.a",.,'u,.,Jt"".,',12l<',",'.,:,p,'F,:esslnc, 4905 HamiRon Dr. Voorheas~ ~J, 08043 . Phone: 888-563.4746 , Fa.. 215-563'4746 info@dMaliRe.press.com File # : 03-11317 FEDERMAN & PHELAN Firm: Subject: Leroy E, Artz ~1B Current address: 531 3rd St. Enola, P A 17025 5313rd St. West Fairview, PA 17025 5313rd St. Enola, PA 17025 Property address: Mailing address: I Steven M. Ruffo,being duly sworn according to law, do hereby depose and state as follows, I have condueled an investigation into the whereabouts of the above noted individual(s) on 1/13/04 and have discovered the following I. CREDIT INFORMATION A. SOCIAL SECURITY NUMBER Our search verified the following to be true and correct Leroy E. Artz - 183-62-6565 B. EMPLOYMENT SEARCH Leroy E, Artz - A review of the credit report provided no employment information, C. INQUIRY OF CREDITORS On 1/13/04 our inqniry with the creditors indicate that Leroy E, Artz reside(s) at 531 3rd St, Enola, PA 17025 II. INQUIRY OF TELEPHONE COMPANY A.DIRECTORY ASSISTANCE SEARCH On 1/13/04 our inquiry with the Directory Assistance indicated that Leroy E, Artz reside(s) at 531 3rd St. Enola, PA 17025 717-732-2119, Our Office made a telephone call to the mortgagors phone number and reached the voicemail, III. INQUIRY OF NEIGHBORS Using our Whitepages database we contacted Doris Eichelberger 532 3rd St. on 1/13/04 and he/she verified that Leroy E. Artz reside at 5313rd St. Enola, PA 17025. IV. INQUIRY OF POSTOFFlCE A. NATIONAL ADDRESS UPDATE Our inquiry with National Address database on 1/13/04 indicates the following is correct Leroy E. Artz- 5313rd St, Enola, PA 17025 B. ADDITIONAL ACTIVE MAILING ADDRESS Per our inquiry with creditors on 1/13/04 the following is an active mailing address: 130 Broad W Williamstown, PA 17098 V. MOTOR VEHICLE REGISTRATION A. MOTOR VEHICLE & DMV OFFICE Per the Pennsylvania Department of motor vehicle Leroy E. Artz has a valid identification registered with the state, VI. OTHER INQUIRIES A. DEATH RECORDS As of 1/13/04 Vital records has no death records on file for Leroy E. Artz ;;!~ , ,~ , .-' - ~ -." e.' _I "~- " "" .,- ; ~~""o ~" .,-. -,.,., B. PUBLIC LlSCENSES (PILOT, REAL ESTATE ETC.) Our office conducted a check on l/13/04 for public licenses/records and found the following: none C. COUNTY VOTER REGISTRATION The Cumberland Cnty voter registration would only indicate a registration for Leroy E, Artz D.INTERNET All accessihle public databases have been checked and cross-referenced for the above named individual(s), E. TAX ASSESSMENT OFFICE On l/13/04 our office conducted a search of the following tax records which showed the following: See Attached VII. ADDITIONAL INFORMATION OF SUBJECT A~ill~ ~ Leroy E, Artz - 10/2167 fl/ill{.kJs,r b B. A.K.A Iii Leroy Ellwood Artz, II The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating to unsworn falsification to authorities I hereby verifY that the statemants made herein are true and correct to the best of my knowledge, information and belief and that this affidavit of investigation is made subject to the penalties of 18 Pa.C.S. Sec 4904 relating to unsworn falsification to authorities. ~ ,~F!J Default Express Services, INC. President Sworn to and subscribed before me this ..1L day of Jan 2003 NOTARIAL SEAL Jocelyn Ruffo Notary Public State of New Jersey My Commision Expires Mar.2l, 2007 Defa!.ilf;Exj),res's rrtc~ ~' ,',4905:;~a,n;illt~~;Df. -VOOrhl!e~;"Nd;"Q~,Q4:3 ",,;, ",' ,',Ph,',one:,~_:-O,,'88~,5, '6J" ,',',4, 746 " ,.' FaX:'215''-56~::474~ --il1fo@'.:tS:r:~ijrtexpre~~:c:otn ABOVE-lIlfOlU>>lTI:'-. BOBTAIlED 'fIlOJI'AVIlILABLE PUB LID RECOP,D9 AID lA.IEIlRE!OMLY L~BLE! 'ORTHECOSTOf THE AI'IDllvrr .' 1'<,='=.1., ,,"; ,~' ., " ~" ' "< '.;,(,,, Report Results SSN ISSUED-82 STATE ISSUED-PA * 199 EQUIFAX INFORMATION SERVICES LLC, ,ATLANTA,GA,30374-0241,800/685-1111 POBOX 740241, *ATRZ,LEROY,ELWOOD,2 SINCE 12/07/91 FAD 01/26/01 531,3RD,ST,ENOLA,PA,17025,TAPE RPTD 03/97 TELEPHONE NUMBER (717) 728-1658 SPEC 12/03 130,BROAD,W,WILLIAMSTOWN,PA,17098,DAT RPTD 01/01 301,2ND,ST,ENOLA,PA,17025,TAPE RPTD 01/96 FN-ARTZ,LEROY,ELWOOD,2 BDS-I0/02/1967,SSS-183-62-6565 FN-309 **** WARNING BANKRUPTCY ON FILE, FULL CREDIT REPORT IS ADVISED..... ~rre ,1-. - .~f- " -- p. :3 PENNSYIV'lINIA DEPARTMENT OF TRANSPORTATXON BUREAU OF DRIVER LICENSING BASIC DRIVER INFORMM,'ION JAN 07 2004 :?AGE 1 DRIVER: LEROY E ARTZ 531 3RD STREET ENOLA, PA 17025 DRIVER LICENSE NO DA'I'E OF BIRTH SEX RECORD TYPE 21592958 OCT 02 1967 MALE REG LIC/In DRIVER LICENSE (DL) COMMERCIAL DRIVER L:CENSE (CDL) ...._-...._-~_........--.... ~ ---....... --- LICENSE CLASS : LICENSE ISSUE DATE: LICENSE EXPIRES ORIG ISSUE DATE MED RESTRICTIONS : LEARNER PERMITS LICENSE STATUS C J.l\N 21 OCT 31 APR 04 NONE -.... - - - - - - - - .. - - -.... - .. .. . - - - .. . .. - - - .. -.. 1997 2000 1985 CDL LICENSE CLASS : CDL LICENSE ISSUED: CDL LICENSE EXPIRES, CDL ENDORBEMEN'rS : NONE CDL RES'rRIC'rIONS : NONE CDL LEARNER PERMI'rS: CDL LICENSE STATUS : . . SB ENDORSEMSN'l' , PROBATIONAAY LICEN:,:E (PI.) _ _ w. _ _....... ....__ _.... __....... ....... _ _...._ PI. LICENSE CLASS : PI. LICENSE ORIG ISS: PI. LICENSE ISSUED : PL I.ICENSE EXPIRES : PI. LICENSE STA'rUS : OCCUl'A'l'IONAL LIMITED LICENSE (OLL) ...... --... -------- -----" ..-- ------ --- OLL LICENSE CLASS : OLL LICENSE ISSUED : OLL LICENSE EXPIRES: OLL LICENSE STATUS : , ~IFJJr lJ *** END OF RECORD *'1<* ,'>= j f (Results Ustl Owner Name: ARTZ,LEROY . Y" -.c" -"- , National Property Printable version of this Da~e Assessor Record Parcel Nnmber: 45161050143 Property Addr,: 531 3RD ST ENOLAPA 17025-3132 Connty: Cumberland (Code PA04I) Mnnicipal. Code: CD Carrier Route: C005 Mail Addr,: 531 3RD ST ENOLAPA 17025-3132 Sponse: Phone: 7177322119 Units: I Rooms: Sq, Lot: Assessed Value: $67,590.00 Tax Amonnt: 20527 Sale Amount: $0.00 Trausact, Type: R Loan Amonnt 1: $0.00 In!. Rate Type: Lender: Year Built: Eff. Year Built: Bedrooms: Bathrooms: Lot Size: 3485 Zoning: Percent Improv,: 8520 Std, Use Code: RMSC Title Company Code: Deed Type: Sold Date: Sold Doc: Last Transact. Date: Transact, Doc: Loan Amonnt 2: $0.00 Loan Type: Full or Part.: Mutt, or Port,: Homeowner Exempt: Legal Desc,: LOT 37 PB I PG 54 RESIDENTIAL Willi BUILDINGS EXHIBIT B '_'"".r- {.hI. "c L__ '.... " VERIFICATION FRANK FEDERMAN, ESQUIRE, hereby states that he is the Attorney for the Plaintiff in this action, that he is authorized to take this Affidavit, and that the statements made in the foregoing MOTION FOR SERVICE OF THE NOTICE OF SALE PURSUANT TO SPECIAL ORDER OF COURT are true and correct to the best of his knowledge, information and belief. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa. C.S. s~. 49<)4 rel,ting to -= f.,ift""oo 10 U ~ FRANK. FEDERMAN, ESQUIRE ATTORNEY FOR PLAINTIFF ;-" '" :i , . -'-- " _2 ,,'" .- ~ -"lIiIIIlit.iLi;: " . . FEDERMAN AND PHELAN By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 ATTORNEY FOR PLAINTIFF ONE PENN CENTER PLAZA, SUITE 1400 PHILADELPHIA, P A 19103 COURT OF COMMON PLEAS (215) 563-7000 CNIL DNISION MORTGAGE ELECTRONIC CUMBERLAND COUNTY REGISTRATION SYSTEMS, INC. No.: 01-849 vs. LEROY E. ARTZ CERTIFICATION OF SERVICE I, FRANK FEDERMAN, ESQUIRE, hereby certify that a copy of the Motion for Service Pursuant to Special Order of Court has been sent to the individuals indicated below on Februarv 2. 2004. LEROY E. ARTZ 531 3RD STREET WESTFAIRVIEW,PA 17025 ;!L if -= FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff Date: February 2, 2004 ~1'I:lJlH~llil:~!ti~aN.~IliiN~Ohli\\.~,;3iJ>ir~"~:i&"'1-;'H,'!L'ii.qr'"" ~ "~~ ".."'~~'. -"~~, ."J~-;" ~ """'''''''-~'''"'''' ,~ c,..",'~", ." ;, -'d'_ .' ~. -,' () ~ ~ <=> c::: = ~ -"'"" -"i)CfJ .." ~." fT1fn fTl m- Z ',~'~) co r ~i~:~ I 8~ w r:;:c, :i:!-? :::.:.~ "'0 :IJ ~f3 :x ~o m )>c: ry ~ z ~ ~ c:> N -< -):. . \ Ie '1:;- \ ' \[-: 1" ,; i ,^~:,; J ~,'" ,,' ., - " ~ ",", "'~ ,- -- J., ,,-,';;-. - . -", COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND } SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriffs Deed in which Federal Home Loan mtg Corp is the grantee the same having been sold to said grantee on the 5thr day ofMav A.D., 2004, under and by virtue of a writ Execution issued on the 29th day of Oct, A.D., 2003. out ofthe Court of Common Pleas of said County as of Civil Term, 2001 Number 849, at the suit of Mortgage Electronic Reg Svstems Inc against lerov E artz is duly recorded in Sheriffs Deed Book No. 263, Page 823. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this ;lb day of 'fY}~ ~ (j ~olM,,~ , A.D2004 Recorder of Deeds l\eCOId8ral DMU, Cumberfand CaunIy. CIIlIB1e.l'J\ ~ CammI8aklnixl*88lll8 FInil MandiIy"''-lllI08 ~ ''''~"'< - ...- -" ,~~~,-- - ,f. L '" "' <" ~ It,<,..; Mortgage Electronic Registration Systems, Inc. VS Leroy E. Artz In The Court of Common Pleas of Cumberland County, Pennsylvania Writ no. 2001-849 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made diligent search and inquiry for the within named defendant, to wit: Leroy E. Artz, but was unable to locate him in his bailiwick. He therefore returns the within Real Estate Writ, Notice of Sale and Description as NOT FOUND as to Leroy E. Artz. Ron Hoover, Deputy Sheriff, who being duly sworn according to law, states that on January 13, 2004 at 9:55 o'clock A.M., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Leroy E. Artz located at 531 Third Street, West Fairview, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on May 5, 2004 at 10:00 o'clock A.M. He sold the same for the sum of$1.00 to Attorney Frank Federman for Federal Home Loan Mortgage Corporation. It being the highest bid and best price received for the same, Federal Home Loan Mortgage Corporation of Foreclosure Unit, Mail Stop 61, P.O. Box 5000, Vienna, VA 22183-5000, being the buyers in this execution, paid to SheriffR. Thomas Kline the sum of $820.20, it being costs. Sheriffs Costs: Docketing Poundage Posting Bills Advertising Aclmowledging Deed Auctioneer Law Library Prothonotary Mileage Levy Surcharge $30.00 16.08 15.00 15.00 30.00 10.00 .50 1.00 22.08 15.00 20.00 ~ ,~!j."",- ,-~~,. '"n.~". ~"~ I "" j~I>i~H '. Postpone Sale Law Journal Patriot News Share of Bills Distribution of Proceeds Sheriff's Deed 20.00 260.75 270.97 29.32 25.00 39.50 820.20 $ Sworn and subscribed to before me This ;..(,e day of ~ 2004, A.D, C)p{"'~ . 0.. /luf~ 1'f8; J rothonotary So Answers: ?,"g : l't: 4--, R. Thomas Kline, Sheriff BY Jtd-a!VVLdiJ Real Estate eputy r;?yJ- , 3D .tfV , \ .~ U'e.- 'i L( '1 ~ ~ f!.e.v, foWi'" ~'"'-- ~~.~ ~"~-" ".~l I~ . - ~-- ~. ~'. ~~ . 'MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC. CUMBERLAND COUNTY Plaintiff, COURT OF COMMON PLEAS v. CIVIL DIVISION LEROY E. ARTZ NO. 01-849 Defendant(s). AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. I) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at ,531 3RD STREET, WEST FAlRVIEW, PA 17025. 1. Name and address ofOwner(s) or reputed Owner(s): Name Last Known Address (if address cannot be reasonably ascertained, please indicate) LEROY E. ARTZ 531 3RD STREET WEST FAlRVIEW, PA 17025 2, Name and address of Defendant(s) in the judgment: Same as above 3, Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) EAST PENNSBORO TOWNSHIP 98 S. ENOLA DRIVE ENOLA, PA 17025-2796 ,~'. ~ ~~ ,-,;'.' _ -L ., 4. Name and address oftast recorded holder of every mortgage of record: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Tenant/Occnpant 531 3RD STREET WEST FAlRVIEW, PA 17025 Domestic Relations of Cumberland Connty 13 North Hanover Street Carlisle, P A 17013 Commonwealth of Pennsylvania Department of Welfare PO Box 2675 Harrisburg, P A 171 05 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties oft8 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. October 24. 2003 DATE ~~p",~ftt~ FRANK. FEDERMAN, ESQUIRE Attorney for Plaintiff =~ . ~."~-~ . ,. ~--. ~ . if~Il'l.:i--,,>-; MORTGAGE ELECTRONIC REGISTR<\.TION SYSTEMS, INC. CUMBERLAND COUNTY PlaintilT, No. 01-849 v. LEROY E. ARTZ Defendant(s). October 24, 2003 TO: LEROY E. ARTZ 531 3RD STREET WEST FAIRVIEW, PA 17025 ..THlS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORM A TION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY ** Your house (real estate) at, 5313RD STREET. WEST FAIRVIEW. PA 17025. is scheduled to be sold at the Sheriffs Sale on MARCH 3. 2004 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle. P A 17013, to enforce the court judgment of $63.595.611 obtained by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS. INC. (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charg'~s, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563"7000, 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. ..""'". ~, .............1 ~ , '.~~(, You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You maybe able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only ifthe buyer pays the Sheriff the full amount due in the sale. To find out ifthis has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the SheriJI and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, P A 17013 (717) 249-3166 (800) 990-9108 1iiI'~ .- ~'" ,~- I -',;, ~, ,. -- ",,,," 11/05/03 WED 02:29 FAX 2154050180 FEDERMAN&PHELAN ~002 .. . EAST PENNSBORO TOWNSHIP F/K/A ALL THAT CERTAIN portion, piece or parcel of land situate in the Borough of West Fairview, County of Cumberland and State of Pennsylvania, more particularly bounded and described as foUows, to wit: BEGINNING at a point in the eastern line of Third Street, ninety-seven (97) feet south of the southeast corner of the intersection of Third Street and May Avenue; thence eastwardly along. the southern line of Lot No. 36, on the hereinafter mentioned Plan of Lots, one hundred and nine (109) feet to a point in the Western line of a twenty.. (20) feet. wide aIley; thence southwardly along the western line of said twenty (20) feet Wide alley, 'thirty (30) feet to a poiDt;thence wtl$twardly along the northern line of Lot No. 38, one hundred and nine and five-tenths (109.5) feet to Ii point in the eastern line of Third Street; thence northwardly along the eastern line of Third Street, thirty (30) feet to a point, the place of beginning. BEING Lot No. 37 in H.R. May's Second Addition to the borough of West Fairview; said Plan being recorded in the Office for the Recorder of Deeds in and for Cumberland County in Plan Book 1, Page 54. HAVING thereon erleCted a single. frame dweUing known and numbered as No. 531 Third Street, West Fairview, Pennsylvania. Tax Parcel #45-16-1050-143 TITLE TO SAID PREMISES IS VESTED IN . . Ryder and JoAnna J Rd. .. Leroy E. Artz, single by Deed from Dale A. Page 126. . . y ert.his Wlfe, dated 11/11/96, recorded 11/15/96, inDeed Book 149, ~.,h;Air''''''':''- .......... ..._____.11 REAL ESTATE SA[E NO.ll ... .,.... .. '_..'.,. . .. ....0. , J i-<_~~- <" ',; ~ ""..I . -~, --'.-'''",",'""'''=>~ -" -""~~ "~ . WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 01-849 Civil CiVlL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MORTGAGE ELECTRONlC REGISTRATION SYSTEMS, INC., Plaintiff (s) From LEROYE.ARTZ (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $63, 595.60 L.L. $.50 Interest FROM 4/11/01 TO 3/3/04 (PER DIEM - $10.45) - $11,056.10 AND COSTS Atty's Comm % Due Prothy $1,00 Atty Paid $109.30 Other Costs Plaintiff Paid Date: OCTOBER 29, 2003 CURTIS R. LONG (Seal) prothonz ~ O~, .P. 'n{C/U-;'vr-- Deputy REQUESTING PARTY: Name FRANK FEDERMAN, ESQUIRE Address: ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BOULEVARD, SillTE 1400 PHILADELPHIA, PA 19103-1814 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ill No. 12248 >- ~~ w">",~,,-,,,:_, ,)~ ,'-~_'1 -, -,i'-"..'-"Ii_-,'_"k~_._;; ,~;;?H,"',1~ft1mili_iili~ifiOOfl~i<.~";,-,~r,$M.-j("iii<~);,;-*"A;";":4!!'Hl;;"llii@;J!"""--L""~'-iL '~lr'-"""""'~ Real Estate Sale # 2Q On November 17,2003 the sherifflevied upon the defendant's interest in the real property situated in East Pennsboro Township, Cumberland County, P A Known and numbered as 531 Third Street, West Fairview, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: November 17,2003 By:J..-J, , 9~ Real ~eputy v! N 1/\1,1 S':H:3 d _.~ "-, " I _' : ~Q, lId LS Z 61130 -- --('Ie, A1Hnc,; I.., -, .,.__'l.:t'tl v HI\i3HS 3111 JO 3:)\;jjO - ~. -~ s c:;:nJ c:;:nJ = <W Gin) ~ ' o~_. - l . I 0' ". ,,,~ ~~*t, . , THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Michael Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot. News and. The Sundav Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 20th and 27th day(s) of January and the 3rd day(s) of February 2004. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY SALE #27 2004 A.D. CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 . I Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Total $ 270.97 ,~ . Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sundav Patriot-News, newspapers of geneifal circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. By.................................................................... - . 'C.t ,_< j> ~ ~ -- ",I' PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, ofthe County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of al11ega1 notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues ofthe said Cumberland Law Journal on the following dates, VlZ: JAJ{UAJR'{ 16,23,30,2004 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter ofthe aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character nf"'lb1ication are true. (---- ditor SWORN TO AND SUBSCRIBED before me this 30 day of JANUARY 2004 NOTA AL SEAL LOIS E. SNYDER, Notary Public Carlisle 8010, Cumberland County My Commission Expires March 5, 2005 REAL ESTATE SALE NO. 27 Writ No. 2001-849 Civil Mortgage Electronic Registration Systems, Inc. vs. Leroy E. Artz Atty.: Frank Federman ALL THAT CERTAIN portion. piece or parcel of land situate in the East Pennsboro Township, f/k/a Borough of West Fairview. County of Cumberland and State of Penn- sylvania. more particularly bounded and described as follows. to wit: BEGINNING at a point in the eastern line of TItird Street. ninety- seven (97) feet south of the south- east comer of the intersection ofTI1ird Street and ~y Avenue: thence east- wardly along the southern line of r__ Lot No, 36, on the hereinafter men- tioned Plan of Lots, one hundred ana rune llUVJ ler::L LO a POlO! In the western line of a tv.renty (20) feet wide alley; thence southwardly along the western line of said -rn:renty (20) I feet VJide alley, thirtY-- (30) feet fa at point: thence westwardly along the northern line of Lot No. 38. one hundred and nine and five~tenths (109.5) feet to a point in the east- ern line of Third Street; thence northwardly along the eastern line of 'Third Street. thirty {30} feet to a point. the place of beginning. BEING Lot No. 37 in H.R May's Second Addition to the borough of West Fairview; said Plan being re- corded in the Office for the Recorder of Deeds in and for Cumberland County in Plan Book 1. Page 54. HAVING thereon erected a single frame dwelling known and num- bered as No. 531 'Third Street, West Fairview. Pennsylvania. Tax Parcel #45-16~1050-143. TITLE TO SAID PREMISES IS VESTED IN Leroy E. Artz, single by Deed from Dale A. Ryder and Jo- Anna J. Ryder, bis wife. dated 11/ 11/96. recorded 11/15/96, in Deed Book 149. Page 126. 1'1_ HEAL ESTATE SALE No. 27 ~ -Wtl1r'~lQ.2Q91..a49 _-'-_ - e.lY1I fenn -;= Mortgage ElectronIc Registration -_0- Sy_slems~-Inc. ~... ..- ---Vs '--,. ~"""-oy E~ Artz ~Atty:_ Fra_l!k ~_~german ~ .. ~~DES~BJrnQN ~","",=-- "r-'.~-- -.. -"=- =--~Ar:L~~TABlportiOii~pieceorparCe[ '?.of land__SJluate.Jn th2 n_ East Pennsbaro ~~ip_q:ra Boro\lAf1.ofWe.~t Fairview. County ~~lmd and Staae..oileDn~vly.ill1i;_lTlQ~ ~ ~ __~bounaeC! an aesCri6ed as follows, 10 =wit:-__ -- --~- - ~..;..".:aEO-nmtNG at a point in the eastern line of ~rdStreet,ninely-seven(97)feetsouthofthe ~Utlif:"ast cornef-oftlie inlcrsecdon of Third Street' ~- aild_~arb\len_u'y: t@!!.c~ e~t\'@@Jna1QIlKtbe ~outnem lme oCLot Nt). 3.6, on the hereinafter ~eiiTIoned Plan of Lots, one hundred. and nille .._~Jeet to a point in the western linu( a = f~e__Lr7DU~_~d~~au~~~IJ~~ southwardly-: ~~4g~!lJe weslcrn fuie..J)Lsiiid twenty__GQLf~J """Wlde alley, thirty (3D) feet to a point; thence ~twJ!l:lfu' along~J1.Qtlhern 1iJ!~ ofLQt No..38, ~ grle1iun.~if_irnLJJi~-and flve-tenths (109.5) feet ~fCLi pofnfmlhe eastem line of Third Street ~ thence northwardly along the eastern line of Third ~Jr~.j:fih:tY-7(1o)JeeUo a point, the place of JEGINNlNGe . _ -=-- ~:_,=--6.ErNG~L_0L8_o. .3_7 iiaR Mill') SeCQ!l(t =- Aadltlpn !lWPe_ J30fC.ugh of Wesl Fairview; _said ~an.bein.[r;c_~9 itl~QfflcefortheRecordcr ~of Decils' il_llil([far Cumlx"'l'land County in Plan BQ(jk.1,~.54_ ~ -, -',ufiAV1L\ld thereon erected a single frame -::d~elllll&~~_!!!!4_~ as No. 531 Third - S-treet, Wes1-Flllf'l'lew, pentlSYfVania. - TAXPARCEL NO.: ~5-1Q. 1050-[43. '''''_':- --lITLE ULSAItLPREMISES is vested in -;:J.eroy l?: Artz, single, by Deed from Dale A. _- Ryder ana JoAnna J. Ryder, his wife, dated 11/11/ ~96, recorded 11/15196, in Deed Book 149. Page ~26;_ C --- -- ~.I,""",,",,-__o_= I . ~ ....! 1--, '"'t~lS1~r ~"- ...... ~ - ~"~ \ .0 PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P. 3180-3183 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Plaintiff, v. No. 01-849 LEROY E. ARTZ Defendant(s). TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY: Issue writ of execution in the above matter: Amount Due $63,595.60 Interest from 4/11/0i'to MARCH 3, 2004 (per diem -$10.45) ;-" $11,056.10 and Costs TOTAL $74,651.70 .A,; FRANK FEDERMAN, ESQUIRE One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 Attorney for Plaintiff Note: Please attach description of property.No. -'tIS.DD '?cL ~ ~?2() - Co~ ] ,"1::. Jj~.S'o - II " q ,00 - II 'I ~.~O - " If ~/09. 30 - If ,( MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. I t r;;'~ I Vi!' ~ ~ l i l i ~, ~ , ~ ~ [~ ~ FlLErroFFICE OF 1l1E PP:01HONOTARY .'~ , 03 OCT 29 AI1IO: Ii! ~lAi'lD COUNlY PalNSYLVmlA INJHE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA vs. f,~ ,. ~: ~ I , I LEROY E. ARTZ '''''. PRAECIPE FOR WRIT OF EXECUTION (Mortgage Foreclosure) $'1.00 Co 'i. S"C) ~ Filed: ~~. tlf'01.. art Attorney for Plaintiff Address: 5313RD STREET, WEST FAlRVIEW, PA 17025 c.~ ](j tltOPS R:li /1.f39b3 k~L 2.~;;d-E- W~ i ~;;-'-<.EC( Where papers may be served. '-' . ."'"LL ~'HA 1 ,--"K 1.-U5poruOn. piece or parcel"of land situate in the Borough of \Vest Fairview. C']unty of Cumberland and State of Pennsylvania. more particularly bounded and described as foiiows. to wit: BEGINNING at a point in the eastern line of Third Street. ninety-seven \97) feet south of the southeast corner of the intersection of Third Street and :'rIay A venue: thence eastwardly along the southern line of Lot ~o. 36, on the hereinafter mentioned Plan of Lots, one hundred and nine (109) feet to a point in the western line of a twenty (20) feet wide alley; thence southwardly along the western line of said twenty (20) feet wide alley, thirty (30) feet to a point: thence westwardly along the northern line of Lot ~o. 38. one hundred and nine and tive-tenths (109.5) feet to a point in the eastern line of Third Street; thence northwardly along the eastern line of Third Street. thirty (30) feet to a point, the place of beginning. BEING Lot ~o. 37 in H,R, :'r[ay's Second Addition to the borough of ,Vest Fairview: said Plan being recorded in the Office for the Recorder of Deeds in and for Cumberland County in Plan Book L Page 54, HAVING thereon erected a single frame dwelling known and numbered as ",,0. 531 Third Street, West Fairview, Pennsylvania. Tax Parcel #45-16-1050-1-B KJ<.,CUKlJ uw ,'<1:.1'(. N L E '\rtz single bv Deed from Dale A. TITLE TO SAID PRE1\H~ESI~Y~:S~D ~ 111~~~;6. ~~corded 11115/96. in Deed Book 149. Ryder and JoAnna J, Ryder. his WIfe, ate PaQe 126. ":~a-!"'" _ L~ , -~ ~r-'~ ^_c ,;". ~f'- UNITED STATES BANKRUPTCY COURT MIDDLE DISTRICT OF PENNSYLVANIA Lcqs 1<f7r+~M t'r< ICJ3 ~b-2> \1 ~ ~1--\)f~S cpYfS INRE: LEROY ELWOOD ARTZ CASE NO.: 1-01-02382 CHAPTER 13 Debtor( s) ORDER DISMISSING CASE NOW, this 30th day of September, 2003, Upon Trustee's Motion to Dismiss (and hearing if appropriate), and it having been determined that this case should be dismissed, it is ORDERED that the case of be above-named debtor(s) be and it hereby is dismissed and it is further ORDERED that the trustee hereby is discharged from furtherresponsibilityin this case, and it is further ORDERED that all pending adversary proceedings in this case be and they hereby are dismissed, and it is further ORDERED that any outstanding fees are immediately due and payable to the U.S. Bankruptcy Court. BY THE COURT: HAHiUSBURG,PENNSYLV~A ,/JJMhpt{)~~ ~~CY JUDGE 8>'-X _ ___IIo.,..J11III.lliIo '.S;,.'!o~' ),,="'=~. ~- " I ~ ~~L.... -", I ...,;, -. ~, , ,.,', WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 01-849 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Plaintiff (s) From LEROY E. ARTZ (I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $63, 595.60 L.L. $.50 Interest FROM 4111/01 TO 3/3/04 (PER DIEM - $10.45) - $11,056.10 AND COSTS Arty's Comm % Due Prothy $1.00 Arty Paid $109.30 Plaintiff Paid Date: OCTOBER 29, 2003 Other Costs CURTIS R. LONG (Seal) ProthOZ 2 ~ - ~:. O-",I? ~~) Deputy REQUESTING PARTY: Name FRANK FEDERMAN, ESQUIRE Address: ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BOULEVARD, SillTE 1400 PHILADELPHIA, PA 19103-1814 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ill No. 12248 '~I"""""""""'""",,",,~~-~ " "' 'ib .., 1.- ~ -, - , Ui...lllit.~ FEDE~ANandPHELAN,LLP By: FRANK FEDERMAN Identification No. 12248 ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PIDLADELPIDA, PA 19103-1814 (215) 563-7000 ATTORNEY FOR PLAINTIFF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff, v. CIVIL DIVISION LEROY E. ARTZ NO. 01-849 Defendant(s). CERTIFICATION FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: o an FHA mortgage () non-owner occupied () vacant (X) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. ,~n\\~..:lQf1D~' FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff :iilli1:' >, i.1~~~~~R,jf!!!:~lW~\'L~"<ili4W;*i.";.~H;k,t<,,_>~,,,)W""~~~S~~.~--';' ,L - < -. . =~ In'L~!r't-' 1ili\l;;iIW~dilltJ,,-,",-j. JJf.Mllll '-iJd Lf~-- ,~~-~' m- '"' - -~"I d 0 Q w 0 ~. n :1~'_-n .... f'!.)!,p N "'Oi~l \D :::u'9 ~{b :.- .,-:'"., ~~ :x ?"-):iJ ~-o 9 --m ~ I;:'" ~ w ,~ J~ _ ~. ,~ ," ." ='-~<"Fi' . MORTGAGE EIoECTRONIC REGISTRATION SYSTEMS, INC. CUMBERLAND COUNTY Plaintiff, COURT OF COMMON PLEAS v. CIVIL DIVISION LEROY E. ARTZ NO. 01-849 Defendant( s). AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No.1) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at .531 3RD STREET, WEST FAIRVIEW, PA 17025. 1. Name and address ofOwner(s) orreputed Owner(s): Name Last Known Address (if address cannot be reasonably ascertained, please indicate) LEROY E. ARTZ 531 3RD STREET WEST FAIRVIEW, PA 17025 2. Name and address ofDefendant(s) in the judgment: Same as above 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) EAST PENNSBORO TOWNSHIP 98 S. ENOLA DRIVE ENOLA, P A 17025-2796 l~ ~~~ .~ ~~. . . .--,,-"-Ji-,. ^" '. ~_ on 'ft;;\!<" " 4. Name and address oflast recorded holder of every mortgage of record: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Tenant/OcclIpant 531 3RD STREET WEST FAIRVIEW, PA 17025 Domestic Relations of Cumberland County 13 North Hanover Street Carlisle, P A 17013 Commonwealth of Pennsylvania Department ofWeIfare PO Box 2675 Harrisburg, PA 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties ofl8 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. October 24. 2003 DATE ~ ~ P~JL.lrrul.fL-- FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff ~~~~.!L-~~~'W.~f@ij:;'~~lj,;;'ifi~"~h"'-#lJC,,~jl!;' "_";",,L:,,,,_~"".1i:fj',!iiili,.k,~"';',""Mij~",mH"~lII":' "; I "~.~~~.,-",~ !IJL_>,.~, ~~ ~ ~ , !,' -~ ';i .< - - ,,,,,,,,-, -~'m~'"._ ~ '~;"'t 'c . ~. 0 ~ t..) Q --i I n :r ..... 'n~ N \oCl :g~ Q ;.:0 > :2., ~.~ X ~...., S? o@ .,-i ;:- ~ !!< "4. " ."~ ~ ~ ( IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ) CNIL ACTION ) vs. LEROY E. ARTZ ) CNIL DNISION ) NO. 01-849 AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ) ) ss: I, FRANK FEDERMAN, ESQUIRE attorney for MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. hereby verify that on October 29. 2004 true and correct copies ofthe Notice of Sheriffs sale were served by certificate of mailing to the recorded lienholders, and any known interested party see Exhibit "A" attached hereto. DATE: February 9.2004 ~jlYLt_W~AJ1tOn FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff " ~ "'1 "\,;~, ' , 'i'" ',,: ;'-~ "'~' T')' '-- " J I " 1 I ~~]. ~ ~ ~;-dfg~ ~f(!JgC: we.s' g ~ ~5 ~ ~a'g.g.j;l '-O!: 0 ::;l g. N a"" 0 ::l .......~...,o ~~85~ ~~b5a e. _. 8~ Ii s-q-'C....;;;. 6'''0 <II ;.@ ~ ~ g if.c 00'0 Po 5. ;'E"~S[ ~:g~g j;l ~. ~ e. ~!~~i Sl ~ ... '" fa i:!.~g. n.9. B "5l ~ '" a <II Po ~ _. ~ 5. Po5.~~ ~~H _ q-' 0 0 ~'O~!. ....~ ~ d ~.l}.... 16. 9';:rtts- o 0 0 fa "d::;lgO- B~~ t;l g; g'; ~ ~t:;.", ~"'H lZl ~ ::l 3 a 8 g ~ t:l Ef;;;. 3 o ::;l ~ 5' a 9:. v-. 0- ml,l,lP'" 0.5.8 g 0'" 0-' :d 8~ ~-~-~-~ ~;j gE: . z ~~ "0' ... to" '< 0 ~ [(' c it r;j ." !i _0' .", o " . 0 -~ 0'" Sl n' ~ g "'." .ij~ oi ';i . ".~ ." ~ i o ~ ~ s: e ~ - '" ~ ~ t'" ~ 00 "tl t"' ~. - ... t"' O>Z N - ~- ....Q,,, OOQ,El g ~ ('ll Q,"''' )> to '" == ::+ ... Q, n' CD z " 3 tr CD ~ - '1= ~ - Vol - N - - - o '" ..., 0, ... Vol 00 '" ~ .., (') 0 Z ~~~~~ ~~~~f ~ 8 ~ ~ ! 13~5J5! a ~ ~ ~ 0- ~~~UJl .ij~~~! ~~~~i ~ .~ ~ ~ ~ ~ 0 0 '" til (') ! ~ ~ ~ ~ ~ ~ .~ o .:<1 0'" w }:' "tl ..,., a ;' ~ ~ ~ ~ s t;; ~ ~ '" ~ ~ ~ ~ ~ ~ ~ ,,~ ,,~ i ~ gj [!l e SrJ I<l "tl. 9 ;>; - ,,?-~'iSPOSI.1 '" ~ fiJ __ ff t::(t.~'~~ ~ ~ ~ P\TNl:YBOWES $ 01.200 0004300371 CCT29 2003 MAILED FROM ZIP CODE 19103 02 g "iIiiIIiiliOllL, , '\ -~ - ~ -ltr.> "C-O>z1 a-:~::1l:Ij E.)-.J(Dt:! 1ti;'!f~trJ -0 S S ir>z1('} . . " ~~~~ \O~~S o~oo"'d 'f. g.::I: _I:lic:t:d ooC"r< ~~[~ .." III 00' ;.p..a~ ., ...... t"-4 ;.o,oog"'d ;., 5. ~ (t .g ~ to 0 ... 0 ~, €,y~ ~~ ,~~. I \. '-',- f i Ch ! .. ~ . . o e e , ~j~-'-~'''' ,. < _.~ ",' c_,," - , c' '_"='" 'N'" I' - ., "' _" ' ~i ,', _ c' - .- .:',,,-,,~_c,,, ",'" RONALD E. METZGER JOYCE METZGER, AND DAVID WHISTLER, Plaintiffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA 01-3097 CIVIL ACTION -LAW v. IN CUSTODY JENNIFER L. JONES AND, Defendants PRAECIPE TO ENTER APPEARANCE ')'It -tD04 ~ AND NOW, this Z4 day Of~"..oo( the DavM Yoder, Esq., hereby enters its appearance on behalf of the Defendant, Jennifer Jones. n:ctfulIY. submitted, CL-/~ David Yoder, E . Chambersburg Trust Building 14 North Main Street Suite 401 Chambersburg, P A 1720 I Phone: 717-263-9593 Fax: 717-709-1247 C_/',', ,"'" ,- '~"- ~' ..-- ',- ~W~*tiillttt'~LU1iii ""'~''''~''''-'''Jl t - ; '~,,"Llli~"li:;';'''';''~~ ~- ~ ~-- ,",,,, ,)'; ~ "'.' '",.-'::.; ,.,~-,], '. I .' ~ "" ~L ";', ''', ',,'O^ (") c:: =- -aQ;! q.~ ~:J_~~' 0~~:. r;;c' -, ~~3 ):>C 2, =< -'="" <,. "" c--> = ..c- -n r:1 c::> o -n _.~ :1: --n rnp-= -om :,p<;:' 06 -'-l..,., 1:'<1 (:>0 Zn~1 9 53 .-< -00 ;:!l: ~ co . . o o M . ",1- , ' ,..,- - ,.' -~ --. --, ,- -,-- ;" - "' ~". - _, 'd !,;-'. .'10 t FEDERMAN AND PHELAN BY: FRANKFEDERMAN IDENTIFICATION NO. 12248 SUITE 1400 - ONE PENN CENTER PHILADELPHIA, PA 19103 215) 563-7000 ATTORNEY FOR PLAThITffF CUMBERLAND COUNTY MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. vs. COURT OF COMMON PLEAS CNIL DIVISION LEROY E. ARTZ NO. 01-849 VFR TFTr A TTON I hereby certify that a true and correct copy of the Notice ofSherifi's Sale in the above captioned matter was sent by regular mail and certified mail, return receipt requested, to the following person(s) LEROYE. ARTZ on FFRRTTARY 17 7004 at 531 3RD STREET, WESTFAIRVIEW, P A 17025, in accordance with the Order of Court dated, FFRRI J A RY 6 7004, The undersigned understands that this statement is made subject to the penalties of 18 PA. C.S. s4904 relating to unsworn falsificaton to authorities. _.- FRANK FEDERMAN, ESQ ATTORNEY FORPLAThITIFF DATE: March 1, 2004 '.'-,"' , , ''''"''I. ,-, -,.- ,."" ;.;" -", J do' FEB 0 4 2004 l FEDERMAN AND PHELAN By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 ONE PENN CENTER PLAZA, SUITE 1400 PHILADELPHIA, PA 19103 (215) 563-7000 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY No.: 01-849 vs. LEROY E. ARTZ ORDER AND NOW, this l.!::' day of 1..Jr. ,2004, upon consideration of Plaintiff's Motion and the Affidavit of Good Faith Investigation attached thereto, it is hereby ORDERED that Plaintiff may obtain service of the Notice of Sale on the above captioned Defendant(s), LEROY E. ARTZ , by mailing a true and correct copy ofthe Notice of Sale by certified mail and regular mail to Defendant's last known address, which is the mortgaged premises, ~ it PO,T'N'f 'ThE.- f€cfur1' Service of the aforementioned mailings is effective upon the date of mailing and is to be done by Plaintiff's attorney, who will file with the Prothonotary's Office an Affidavit of service, y-e.lfif,/ )'v1 ,he.. (YIlO i I,',vrs Awl. p/!Js:ti'iV1_ BY THE COURT: l~/q Loo...;,y (JUh 9" I I. , J. TRUE COP\' FROM REC0l10 In TllGtimooywhl.lreof, I hem unw.~ my hand and the wi of said Coml al C&lrllsle. Pa. :~L; t;r,,~~ ~r:;<1::J;z, A~ I ProtllonOl8fv .. - ~~ , , ._-. " ~ \ . , i 1 'I j TO: LEROY E. ARTZ .) -1' 531 3RD STREET j WESTFAlRVIEW, PA 17025 I 1 , I J { I I 7],100 3.,0]. "I1i1118 1727 0683 SENDER: TEAM 2 JRL REFERENCE: PS Form'saOO June'2000 RETURN Postage RECEIPT CertiftQd,Fee SERVICE . .; . Return Receipt fee Restricted O<lllvtl'Y Totall'ostaQe & Fees ,'(Y.,..\\ [i, Receipt for Certified . Mail ","',~ "~ POSTMAIjK'pR DAT~.,\.'~ .. ; J~ <: I ..... .. /?/ ,.'" ~~/ US Postal Service 1 J ! No Insurance Coverage Provided I Do Not Use fortntemational Mail " . ~, , , . ~ .~ "" -,. j AFFIDAVIT OF SERVICE PLAINTIFF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CUMBERLAND COUNTY No. GD 01-849 DEFENDANT (S) LEROYE.ARTZ Type of Action - Notice of Sheriff's Sale SERVE AT 531 3RD STREET WEST FAIRVIEW, PA 17025 **Please post the Property with the Notice of Sale** Sale Date: MAY 5, 2004 Served and made known to of ~b"""f,200$at SERVED L ~ '-!<f) k. AK. -t- z. ? i '16 ,0'Clock-fm., at ~3 r .3" ~ , Defendant, on the ;(:3 II [ day We~ hi...v ie'A:> S*-.. , Commonwealth of Penosylvania, in the manuer described below: Defendant personally served. Adult family member with whom Defendant( s) reside( s). Relationship is Adult in charge ofDefendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place oflodging in which Defendant(s) reside(s). Agent or person in charge ofDefendaut(s)'s office or usual place of business, an officer ofs~id Defendant(s)'s company. () 'rot..) '\:- ~e ~Other: Description: Age _ Height _ Weight _ Race Sex Other I,~o,f "'l'->c.~ L GK ~r . Ty-a competent adult, being duly sworn according to law, depose and state t I personally posted a trUe and correct copy of the Notice of SherifI's Sale in the manoer as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscri~d before me this ~ day ~ OfF\:>V\l"7'200!:f~ J) Nota~ By: 01 NOT SERVED NOTARIAL SEAL WCII.LE H. CARTY. ~ PuIlIIo Townstp. FranIWn ~ Expi8s Nov.1O,2G07 ***ATTEMPT SERVICE NLT THREE (3) TIMES*** On the day of FOUND because: ,200_, at o'clock _.m., Defendant NOT Moved Unknown No Answer Vacant Other: I st attempt Date & Time ,2nd attempt Date & Time , 3rd attempt Date & Time Sworn to and subscribed before me this _ day of .200. Notary: By: F&P #41334 Attornev for Plaintiff Frank Federman, Esquire - I.D. No. 12248 One Penn Center at Suburban Station- Suite 1400 Philadelphia, PA 19103 (215) 563-7000 ~I~..;.j,';'i.;.~~~~~-;..-;,,~.a'l;,~w~,,~lli~ ., ,-'"""",, zs fa' ttl~l,,~, -,,""" rJII.L ",~~," __~_"~"'_ _"",,_ ,,,,>___,",,,,,,,,~_,,_,~" _e ,__~ _~_ -.,.~ , "~ ,,' ,." HiUllUli , ' (') "'" ~ = c: "'" $: ..t:" -0 en ::lI: ~ mm :::>- rll :n Z:'." ;;0 , zr" I ~~ (j):;J; w -<"'-, r-: F'--' ~-ri <......J -0 >8 0." 7" ~ ::II: z~ ~.( rc.:: r:-? 0 .7 ~ ~ .r:- :11 0" -< III