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01- /019
TO: Cumberland Valley Cooperative Association
908 Mt, Rock Road
Shippensburg, PA 17257
V5
RE: Fred W, Widders
David B, Widders
702 Pine Road
Carlisle, Pa. 17013
Demand Note in the amount of $ 12,313.08
Dated Februarv 20, 2001
The Undersigned:hereby certifies in connection with the loan above referred
to secured by a Demand Note containing a confession of judgement authorizing any
attorney or prothonotary of any court of record in Pennsylvania or elsewhere to
confess judgment against the Undersigned: That the loan for which said Note was
given is not a consumer loan; that the income of the Undersigned (conjugal
income if both spouses executed the note) is Ten Thousand ($10,000) Dollars or
more; that it was orally explained and fully understood by the Undersigned that
the execution of a Demand Note containing a confession of judgement clause was
a waiver of the right to have a prejudgment notice and hearing, the right to have
the burden of proving default on Cumberland Valley Cooperative Association, the
Creditor, and the right to avoid expenses attendant upon opening or striking a
confessed judgement and that the Undersigned voluntarily executed the said Demand
Note with a confession of judgment clause knowing that the aforesaid rights have
been waived and that an execution may be issued on a judgement entered on said
confession against their property.
The Undersigned further certifies that they were advised and understood
that they could have an attorney examine the said Demand Note and any other
documents in connection with the loan prior to execution.
~~:t~~::::
COUNTY OF
ALTH OF PENNSYLVANIA:
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SS
Free! CUiJder-'$ Q..d. bet".J vU~ .JJe...-~
to law, deposes and says that the
certification are true and correct.
being duly sworn according
facts set forth in the above
Sworn t~and subsSf}bed before me,
this p.,p.rday of ~ttbh'Y I '2-DO 1
1
Fred W. Widders
David B, Widders
702 Pine Road
Carlisle, Pa. 17013
$12.313.08
ShiDDensbura, Pennsylvania
Februarv 20, 20QQ
In installments as hereinafter stated, for value received,
I/we, promise to pay to Cumberland Valley Cooperative Association,
908 Mt, Rock Road, Shippensburg, Pennsylvania, the sum of
$12.313.08 with interest on the unpaid principal at the rate of 11
percent per annum from date hereof until paid in full. Said
principal sum and interest shall be payable in equal successive
monthly install~ents of $1,000.00, each commencing on the 21st day
of March 2001, and continuing until March 21, 2002, at which time
any unpaid balance of principal hereof and all interest accrued
thereon shall be due and payable in full, All payments shall first
be applied to interest due, with the balance to be applied to
principal.
Upon default in payment of any such installments or of
interest when due, or upon failure of the makers to pay for each
purchase on or before the date of their next purchase from
Cumberland Valley Cooperative Association, the whole of the
principal sum then remaining unpaid and all interest accrued
thereon, shall, at the option of the holder hereof, become
immediately due and payable, without demand notice,
And further, I/We do hereby authorize and empower any attorney
of any court of record of Pennsylvania or elsewhere to appear for
and to enter judgement against us, in favor of any holder of the
Note for the above sum with costs of suit, release of errors,
without stay of execution, and with fifteen (15%) added as a
reasonable attorney's fee, and I/We do hereby waive and release all
benefit and relief from any and all appraisement, stay or exemption
Laws of any state not in force or hereafter to be passed,
C~/~l~"h-'(SEAL)
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In the Court of Common Pleas of
Cumberland County, Pennsylvania
vs.
No.
C?/- !Olry
Civil." ;200 ]
F' ,,-e.J W, lJ}, J de rS
Dq>\I' J E. WiJder"s
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To
Prothonotary
19
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'~'!fY for Plaintiff
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