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MARK J, UDREN & ASSOCIATES
BY: Mark J, Udren, Esquire
ATTY, I,D, NO. 04302
1040 N, KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive,
Suite 200
Irving, TX 75038
Plaintiff
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v,
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
: NO. 6/ - 1.2~/
C-oIL y~
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT, If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you, You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAItE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYERS REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita 0 en
persona 0 con un abogado y entregar a la corte en forma escrita sus
defensas 0 sus objeciones alas demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previa aviso 0
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dinero 0 sus propiedades U otros
derechos importantes para usted,
LLEVE ESTA DEMANDA A 1JN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO
o SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL,
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, P A 17013-3387
717-249-3166 or 800-990-9108
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NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, upon your written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you, Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose,
LAW OFFICES OF MARK J, UDREN
Isl Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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1. plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: N/A
Assignments of Record to:
Recording Date: Book:
N/A
Page:
2. Defendant(s) is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant (s) the sum appearing on said Mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness.
Said Mortgage is incorporated herein by
reference in accordance with PA.R.C.P. 1019 (g).
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 3966 Enola Road
MUNICIPALITY/TOWNSHIP/BOROUGH: Upper Frankford Township
COUNTY: Cumberland
DATE EXECUTED: 10/26/98
DATE RECORDED: 10/29/98 BOOK: 1492 PAGE: 1109
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
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said Mortgage itemized below, shall be immediately due.
5, After demand, the Defendant (s) continues to fail or
refuses to comply with the terms of the Note as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
(b) by failing or refusing to pay other charges, if any,
indicated below.
6. The following amounts are due on the said Mortgage as of
February 21, 2001:
Principal of debt due and unpaid
Interest at 9.750%*
from 12/1/98 to 2/21/01
(the per diem interest accruing on
this debt is $53.37 and that sum
should be added each day after
2/21/01)
$199,806.74
43,443.18
Title Report
250.00
Court Costs (anticipated, excluding
Sheriff's Sale costs)
280,00
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $178.86 and that sum should
be added on the first of each
month after 2/21/01)
6,436.16
Late Charges
(monthly late charge of $85,87
should be added on the fifteenth of
each month after 2/21/01)
2,060.88
Attorneys Fees (anticipated and actual
to 5% of principal)
9.990 34
TOTAL
$262,267.30
*Interest rate and per diem are subject to adjustment as more fully
set forth in the Note and Mortgage
7. The attorney's fee set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
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in the event of a third party purchaser at Sheriff's Sale. If the
mortgage is reinstated prior to the sale, reasonable attorney's
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
8. Notice of Intention to Foreclose under Act 6 of 1974 of
the Commonwealth of Pennsylvania is not required as the original
principal amount exceeds the sum of $50,000,00.
The notice
specified by the pennsylvania Homeowner's Emergency Mortgage
Assistance Program, Act 91 of 1983, has not been sent because the
loan is over 24 months delinquent and the notice is therefore not
required.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $262,267.30 plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortgaged premises.
Mar~ "dren, ESQUIRE
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
Attorney I.D. No. 04302
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'ALL THAT CERTAIN PIECE OR PARCEL OF LAND, SITUATE IN UPPER FRANXFORD TOWNSHIP,
CllHBERLAND COUNTY, PENNSYLVANIA, MORE PARTICULARLY BOUNDED AND DESCRIBED AS
FOLLOWS, TOGETHER WITH THE IMPROVEMENTS ERECTED THEREON:
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BEGINNING AT AN IRON PIN.AT CORNER OF LAND NOW OR FORMERLY OF HAROLD T. SHOFFNER
AND LAND NOW OR FORMERLY OF RAY A. ORNER (WHICH IRON PIN IS NORTH 22 DEGREES 49
MINUTES 38 SECONDS WEST 881. 57 FEET FROH PA. ROUTE 944).; THENCE ALONG LAND. NOW OF
FORKERLY OF RAY A, ORNER AND THROUGH A 10.5 FOOT DIRT LANE, NORTH 22 DEGREES 32
MINUTES 09 SECONDS WEST 864,29 FEET TO AN IRON PIN; THENCE STILL ALONG LANDS NOW OR
FORMERLY OF RAY A. ORNER, NORTH 24 DEGREES 45 HINUTES 00 SECONDS WEST 1,993,20 FEET
TO AN IRON PIN AT AN EXISTING POST AT THE EDGE OF TOWNSHIP ROAD T-423;THENCE ALONG
The EDGE OF TOWNSHIP ROAD T-423, NORTH 43 DEGREES 59 HINUTES' 46 SECONDS WEST 32.51
FEET TO AN IRON PIN AT A TREE AND CORNER OF LANDS NOW OR FORMERLY OF LEROY H.
RAUDABAUGH; THENCE BY LANDS NOW OR FORMERLY OF LEROY H. RAUDABAUGH AND LANDS NOW OR
J'ORMERLY OF HARVIN L. RUTH, SOUTH 77 DEGREES. 07 HINUTES 16 SECONDS EAST 1,824.37
FEET TO AN IRON PIN AT AN EXISTING POST; THENCE STILL BY LANDS OF HARVIN< L. RUTH
THE FOLLOWING COURSES AND DISTANCES; SOUTH 61 DEGREES 16 HINUTES 02 SECONDS EAST
375.47 FEET TO AN IRON .PIN AT AN EXISTING POST; SOUTH 14 DEGREES 45 HlNUTES 12
SECONDS EAST 99.32 FEET TO AN'IRON PIN AT AN EXISTING POST; SOUTH 27 DEGREES 46
MINUTES 01 SECOND EAST 324.81 FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH io
DEGREES 16 MINUTES 37 SECONDS EAST 213.45 FEET TO AN IaON PIN AT AN EXISTING POST;
SOUTH 21 DEGREES 15 MINUTES. 43 SECONDS EAST 320.30 FEET TO AN IRON PIN; SOUTH 29
DEGREES 55 MINUTES 00 SECONDS EAST 511.50 FEET TO AN IRON PIN AT CORNER OF LANDS
NOW OR FORMERLY OF HARVIN L. RUTH AND LANDS OF EDGAR E. HOOVER; THENCE BY LANDS NOW
OR FORMERLY OF EDGAR E. HOOVER AND LANDS NOW OR FORMERLY OF HAROLD T. SHOFFNER,
SOUTH 65 DEGREES 25 MINUTES 01 SECOIllDS WEST 1,705.08 FEET TO AN IRON PIN AT CORNER
OF LANDS NOW OR FORKERLY OF HAROLD T, SHOFFNER AND RAY A, ORNER, THE PLACE OF
BEGINNING.
CONTAINING 86.0677 ACRES AND SAID DESCRIPTION BEING IN ACCORDANCE WITH SURVEY OF
CARL D. BERT, R.S., DATED FEBRUARY 20, 1975.
TOGETHER WITH THE RIGHT OF WAY FROM A PRXVATE ROAD OR LAND EXTBIlDING FROH,
SOUTHWESTERN CORNER OF SAID TRACT OF LAND OVER, THROUGH AND ACROSS THE LANDS NOW OR
FORMERLY OF PHOEBE A. WARNER TO HIGHWAY ROUTE NO. 944 AND NOW AS A HEANS. OF ACCESS
TO AND FROM TRACT OF LAND.
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V E R I FIe A T TON
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents, The undersigned understands that
this statement herein is made subject to the penalties of 18
Pa.C,S. Section 4904 relating to unsworn falsification to
authorities.
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Mark~dren, ESOU'"
MARK J, UDREN & ASSOCIATES
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-01251 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
UNITED COMPANIES LENDING CORP
VS
JANESKO MICHAEL J ET AL
DAWN L. KELL
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
JANESKO MICHAEL J
the
DEFENDANT
, at 0013:35 HOURS, on the 9th day of March
, 2001
at 3966 ENOLA ROAD
NEWVILLE, PA 17241
by handing to
E, JADE JANESKO (WIFE)
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTI CE
and at the same time directing Her attention to the contents thereof,
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18,00
6,20
.00
10,00
,00
34.20
So Answers:
r~~f:~~
R. Thomas Kline
Sworn and Subscribed to before
03/12/2001
MARK :~:UD~Cg. ~
Deputy Sheriff
w
me this 2. '7 ~ day of
.~~\ A,D.
q,'(t.Q llf\,el,.) ~.
Prothonotary
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-01251 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
UNITED COMPANIES LENDING CORP
VS
JANESKO MICHAEL J ET AL
DAWN KELL
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
JANESKO E JADE
the
DEFENDANT
, at 0013 :35 HOURS" on the 9th day of March
, 2001
at 3966 ENOLA ROAD
NEWVILLE, PA 17241
by handing to
E. JADE JANESKO
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing Her attention to the contents thereof,
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6,00
.00
.00
10,00
,00
16.00
S~~~~~~
R, Thomas Kline
Sworn and Subscribed to before
03/12/2001
MARK J.UDREN, ASSOC.
By: C0~~. ~
me this J. 7 ~ day of
~ bof A.D,
(L. (]~ '
~onotary ,~
Deputy Sheriff
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MARK J, UDREN & ASSOCIATES
BY: Mark J, Udren. Esquire
ATTY I.D. NO, 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
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ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
: NO. 01-1251 Civil Term
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (13) for failure to file an Answer to Plaintiff 1 s Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As seC forth in Complaint
Interest .
From 2/22/01 to 6/05/01
Late charges per Complaint
from 3/15/01 to 6/05/01
Escrow payment per Complaint
from 3/01/01 to 6/05/01
$262,267.30
5,550,48
257.61
715 44
TOTAL
5268 790.83
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice has been given in
accordance with Rule 237.1, a copy of which is attached hereto,
DAMAGES ARE HEREBY ASSESSED AS
DATE:
(, rO....-t'> \
EN
Mark J
Attorney
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I,D. NO, 04302
1040 N, KINGS BIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
United Companies Lending Corporation
MacArthur Ridge II
909 Hidden Riage Drive, Suite 200
Irving, TX 75038 .
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v,
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Roa.d
Newville, PA 17241
Defendant(s)
NO, 01-1251 civil Term
DATED:
TO:
A:E'ril 2, 2001
M1chael J. Janesko
3966 Enola Road
Newville, PA 17241
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249~3166 or 800-990-9108
NOTIFICACION IMPORTANTE
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA'DE SU PARTE, EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFlCACION,
EL TRIBUNAL POPRA, SIN NECEStDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFlCACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
o LLAME POR TELEFONO A 'LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL,
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, TBIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE,
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MARK J, UPREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I,D. NO. 04302
1040 N, KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
United companies Lending Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite 200
Irving, TX 75038
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v.
Michael J, Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
NO. 01-1251 civil Term
April 2, 2001
E, Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU, UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS, YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTIFICACION IMPORTANTE
DATED:
TO:
US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CAsO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAB DE ESTA NOTIFlCACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTRQS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
. NOTIFlCACION A UN ABOGADO. IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
o LLAME POR TELEFONO A LA OFICINA, CUYA DlRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ABSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS. DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE,
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MARK J. UDREN << ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I,D, NO, 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-4'82-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation .
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
Plaintiff
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
.
. NO. 01-1251 civil Term
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF New Jersey
SS
COUNTY OF Camden
THE UNDERSIGNED being duly sworn, del'oses and says that the
averments herein are based upon invest1gations made and records
maintained by us either as Plaintiff or as servicing agent of the
Plaintiff herein and that the above Defendant(s} are not in the
Military or Naval Service of the United States of America or its
Allies as defined in the Soldiers and Sailors Civil Relief Act of
1940, as amended, and that the age and last known residence and
employment of each Defendant are as follows:
Defendant:
Age:
Residence:
Employment:
Defendant:
Age:
Residence:
Employment:
Michael J. Janesko
Over 18
As captioned above
Unknown
E. Jade Janesko, Mortgagor
Over 18
As captioned above
Unknown
9wo~n to and subscribed
~efore me this 5th day
0.". fo. ..June.., .2..0.. G1. . ~
:; ; .' J -
~
": .. JACQUElINE A GRIESS
A NotaiyPubllc 01 New Jersey
My Commission Expires 41712003
en, sgu1re
Attorney for Pla1ntiff
: Mark J. Udren & Associates
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I,D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 750:38
Plaintiff
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Michael J, Janesko
E, Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
: NO. 01-1251 Civil Term
TO: E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, pA 17241
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby
notified that a. Judgment has been entered against you in the above
proceeding as indicated below.
Prothonotary
~ Judgment by Default
Money Judgment
Judgment in Replevin
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL:
ATTORNEY
Mark J. Udren, ES~lire
At this telephone number:
856-482-6900
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I,D, NQ, 04302
1040 N, KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
Plaintiff.
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Michael J, Janesko
E, Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
: NO. 01-1251 Civil Term
Defendant(s)
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (s) for failure to file an Answer to Plaintiff's Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest
From 2/22/01 to 6/05/01
Late charges per Complaint
From 3/15/01 to 6/05/01
Escrow payment per Complaint
From 3/01/01 to 6/05/01
$262,267,30
5,550,48
257,61
715 44
TOTAL
$268,790.83
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice has been given in
accordance with Rule 237.1, a copy of which is attached hereto.
Mark J
Attorney
~- Il-O(
IND~ED.
ALAj
PRO PROTHY
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DAMAGES ARE HEREBY ASSESSED AS
DATE:
Ii!.' ~.
pt- . "11'-.
MARK J, UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I,D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-4S2-6900
United Companies Lending
Corporation
MacArthur Ridge rr
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
Plaintiff
v,
Michael J. Janesko
E, Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
TO: Michael J, Janesko
3966 Enola Road
Newville, PA 17241
_J
~..,"-
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ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
: NO, 01-1251 civil Term
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby
notified that a Judgment has been entered against you in the above
proceeding as indicated below.
Money Judgment
~, Judgment by Default
Prothonotary
Judgment in Replevin
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QOESTIONS CONCERNING THIS NOTICE PLEASE CALL:
ATTORNEY
Mark J Udren, Esquire
At this telephone number,
856-482-6900
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MARK J, UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NQ. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
plaintiff
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v,
Michael J, Janesko
E, Jade Janesko, Mortgagor
3966 Eno1a Road
Newville, PA 17241
Defendant(s)
: NO. 01-1251 Civil Term
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (s) for failure to file an Answer to Plaintiff 's Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
AS set forCh in Complaint
Interest
From 2/22/01 to 6/05/01
Late charges per Complaint
From 3/15/01 to 6/05/01
Escrow payment per Complaint
From 3/01/01 to 6/05/01
$262,267.30
5,550.48
257.61
715 44
TOTAL
$268,790 83
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice has been given in
accordance with Rule 237,1, a copy of which is attached hereto,
EN &
Mark J
Attorney
DATE:
{;-I-<- ~D I
INDICATED
(ILiA, ..U<l
PRO PROTHY
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DAMAGES ARE HEREBY ASSESSED AS
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MARK J, UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I,D, NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ OS034
856-4S2-6900
ATTORNEY FOR PLAINTIFF
united Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
Plaintiff
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
: NO. 01-1251 Civil Term
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
Amount due
$268,790.83
Interest @6% From June 6. 2001
to Date of Sale September 5, 200]
Per diem @$53.37
4,9]0.04
(Costs to be added)
$
MARK J, UDREN & ASSOCIATES
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ALL THAT CERTAIN PIECE OR PARCEL OF LAND, SITUATE IN UPPER
FRANKFORD TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, MORE
PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TOGETHER WITH THE
IMPROVEMENTS ERECTED THEREON:
BEGINNING AT AN IRON PIN AT CORNER OF LAND NOW OR FORMERLY OF
HAROLD T. SHOFFNER AND LAND ,NOW OR FORMERLY OF RAY A. ORNER (WHICH
IRON PIN IS NORTH 22 DEGREES 49 MINUTES 38 SECONDS WEST 881,57 FEET
FROM PA. ROUTE 944); THENCE ALONG LAND NOW OR FORMERLY OF RAY A,
ORNER AND THROUGH A 10.5 FOOT DIRT LANE, NORTH 22 DEGREES 32
MINUTES 09 SECONDS WEST 864,29 FEET TO AN IRON PIN; THENCE ALONG
LANDS NOW OR FORMERLY OF RAY A, ORNER, NORTH 24 DEGREES 45 MINUTES
00 SECONDS WEST 1,993.20 FEET TO AN IRON PIN AT AN EXISTING POST AT
THE EDGE OF TOWNSHIP ROAD T~423; THENCE ALONG THE EDGE OF TOWNSHIP
ROAD T-423, NORTH 43 DEGREES 59 MINUTES 46 SECONDS WEST 32.51 FEET
TO AN IRON PIN AT A TREE AND CORNER OF LANDS NOW OR FORMERLY OF
LEROY H. RAUDABAUGH; THENCE _BY LANDS NOW OR FORMERLY OF LEROY H.
. ,
RAUDABAUGH AND LANDS NOW O~ FORMERLY OF MARVIN L. RUTH, SOUTH 77
DEGREES 07 MINUTES 16 SECONqS EAST 1,824.37 FEET TO AN IRON PIN AT
AN EXISTING POST; THENCE STILL BY LANDS OF MARVIN L. RUTH THE
FOLLOWING COURSES AND DISTANCES; SOUTH 61 DEGREES 16 MINUTES 02
SECONDS EAST 375.47 FEET ToiAN IRON PIN AT AN EXISTING POST; SOUTH
14 DEGREES 45 MINUTES 12 SEcrONDS EAST 99.32 FEET TO AN IRON PIN AT
AN EXISTING POST; SOUTH 27 pEGREES 46 MINUTES 01 SECOND EST 324,81
FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH 10 DEGREES 16
MINUTES 37 SECONDS EAST 213,45 FEET TO AN IRON PIN AT AN EXISTING
POST; SOUTH 21 DEGREES 15 MINuTES 43 SECONDS EAST 320.30 FEET TO AN
IRON PIN; SOUTH 29 DEGREES 55 MINUTES 00 SECONDS EAST 511.50 FEET
TO AN IRON PIN AT CORNER OF LANDS NOW OR FORMERLY OF MARVIN L. RUTH
AND LANDS OF EDGAR E. HOOVER; THENCE BY LANDS NOW OR FORMERLY OF
EDGAR E. HOOVER AND LANDS ~OW OR FORMERLY OF HAROLD T. SHOFFNER,
SOUTH 65 DEGREES 25 MINUTES 01 SECONDS WEST 1,705.08 FEET TO AN
IRON PIN AT CORNER OF LANDS NOW OR FORMERLY OF HAROLD T, SHOFFNER
AND RAY A, ORNER, THE PLACE OF BEGINNING,
CONTAINING 86.0677 ACRES AND SAID DESCRIPTION BEING IN ACCORDANCE
WITH SURVEY OF CARL D. BERT, R.S" DATED FEBRUARY 20, 1975,
TOGETHER WITH THE RIGHT OF WAY FROM A PRIVATE ROAD OR LAND
EXTENDING FROM SOUTHWESTERN CORNER OF SAID TRACT OF LAND OVER,
THROUGH AND ACROSS THE LANDS NOW OR FORMERLY OF PHOEBE A.WARNER TO
HIGHWAY ROUTE NO, 944 AND NOW AS A MEANS OF ACCESS TO AND FROM
TRACT OF LAND,
BEING KNOWN AS 3966 ENOLA ROAD, NEWVILLE, PA
TAX ID NO. 43-04-0387-036
TITLE TO SAID PREMISES IS VESTED IN MICHAEL J, JANESKO BY DEED FROM
MAURICE G. AND ELIZABETH B. HILLIARD, HUSBAND AND WIFE, DATED
2/18/1994 RECORDED 2/18/1994 IN DEED BOOK 101 PAGE 846.
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MARK J. UDREN & ASSOCIATES
BY: Mark J, Udren, Esquire
ATTY I,D, NO, 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMlVlON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v,
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
: NO. 01-1251 Civil Term
Defendant(s)
C E R T I F I CAT E
Mark J. Udren, Esquire, hereby states that he is the attorney for
the plaintiff in the above-captioned matter and that the premises are not
subject to the provisions of Act 91 because it is:
An FHA insured mortgage
Non-owner occupied
Vacant
X Act 91 procedures have been fulfilled,
Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa. C,S,
Sec, 4904 relating to unsworn falsification to authorities.
MARK J.
& ASSOCIATES
Mark J.
ATTORNEY
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I,D, NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v,
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
: NO, 01-1251 Civil Term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
United Companies Lending Corporation, Plaintiff in the above action, by
its attorney, Mark J, Udren, ESQ" sets forth as of the date the Praecipe
for the Writ of Execution was filed the following information concerning
the real property located at: 3966 Enola Road
Newville, PA 17241
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
Michael J, Janesko
3966 Enola Road, Newville, PA 17241
E. Jade Janesko, Mortgagor
3966 Enola Road, Newville, PA 17241
2. Name and address of Defendant(s) in the judgment:
Name Address
Same as # 1 above
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
Greenwood Trust Co" Novus PO Box 25010, Newark, NJ 19726
Services, Inc & Discover Card
Carrie E, Roush 4118 Green Court, Harrisburg, PA 17110
Saturday's Market 3751 E. HBG Pike, Middletown, PA 17057
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4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
United Credit Card Bank,
NA, A National Bank
8550 United Plaza Blvd., Ste. 203, Baton
Rouge, LA 70809
Martson Deardorff Williams
& Otto
10 East High Street, Carlisle, PA 17013
5. Name and address of every other person who has any record lien on the
property:
Name Address
None
6, Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
13 N. Hanover Street, Carlisle, PA 17013
Domestic Relations Section
13 N, Hanover Street, Carlisle, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept, 280946
Harrisburg, PA 17128-0946
7, Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
3966 Enola Road, Newville, PA 17241
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa,C,S. sec. 4904 relating to unsworn falsification to authorities.
DATED: June 5, 2001
MARK J, UDREN & ASSOCIATES
Mar~ "'C. -
Attorney for Plaintiff
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MARK J, UDREN & ASSOCIATES
BY: Mark J, Udren, Esquire
ATTY I.D, NO, 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-4S2-6900
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E, Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
: NO. 01-1251 Civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Michael J, Janesko
3966 Enola Road
Newville, PA 17241
Your house (real estate) at 3966 Enola Road, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on September 5, 2001, at 10:00
AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle,
PA, to enforce the court judgment of $268,790,83, obtained by Plaintiff
above (the mortgagee) against you. If the sale is postponed, the
property will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SAT,E
To prevent this Sheriff's Sale, you must take immAdiatA action~
1, The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (856) 482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights,
more chance you will have of stopping the sale.
to obtain an attorney.)
The sooner you contact one, the
(See notice on page two on how
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder, You may find out the price bid by calling 856-482-6900.
2, You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900,
4. If 1:he amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house,
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed,
7. You may also have other rights and defenses, or ways of getting your home
back, if you ac1: immediately after the sale.
YOU SHOULD TAKS THrS PAPER TO YOUR LAWYER AT ONCE. rF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFrCE LrSTED BELOW TO FrND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERvrCE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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MARK J, UDREN & ASSOCIATES
BY: Mark J, Udren, Esquire
ATTY I,D, NO. 04302
1040 N, KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
S56-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E, Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
: NO, 01-1251 Civil Term
Defendant(s}
NOT+CE OF SHERIFF'S SALE OF REAL PROPERTY
TO: E, Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Your house (real estate) at 3966 Enola Road, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on September 5, 2001, at 10:00
AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle,
PA, to enforce the court judgment of $268,790,83, obtained by Plaintiff
above (the mortgagee) against you, If the sale is postponed, the
property will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ART.E TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (8561-482-6900.
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings,
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to obtain an attorney,)
The sooner you contact one, the
(See notice on page two on how
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900,
2, You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale, To find out if this has happened, you may call 856-482-6900,
4, If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days ~fter Schedule of Distribution is filed,
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren
ATTY I.D, NO. 04302
" 1040 N, KINGS HIGHWAY, SUITE 500
,CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
Plaintiff
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Michael J. Janesko
E, Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
: NO, 01-1251 Civil Term
AFFIDAVIT OF SERVICE PURSUANT TO Pa.R,C,P,RULE 3129.1
Plaintiff, by itS/his/her Attorney, Mark J. Udren, Esquire, hereby verifies
that:
1, A copy of the Notice of Sheriff's Sale, a true and correct copy of which
is attached hereto as Exhibit "A", was sent to every recorded lienholder and
every other interested party known as of the date of the filing of the
Praecipe for the Writ of Execution, on the date(s) appearing on the attached
Certificates of Mailing.
2, A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and
certified mail on the date appearing on the attached Return Receipt, which
was signed for by Defendant (s) on the date specified on the said Return
Receipt, Copies of the said Notice and Return Receipt are attached hereto as
Exhibit "B",
3. If a Return Receipt is not attached hereto, then service was by personal
service on the date specified on the attached Return of Service, attached
hereto as Exhibit "B".
4, If service was by Order of Court, then proof of compliance with said
Order is attached hereto as Exhibit "B",
All Notices were served within the time limits set forth by Pa Rule C,P.
3129.
This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904
relating to unsworn falsification to authorities.
BY:
J1 MARK
J, UDREN & ASSOCIATES
Dated: August 2, 2001
Mark J, Udren, Esquire
Attorney for Plaintiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J, Udren, Esquire
ATTY I,D, NO, 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMlVlON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E, Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
: NO. 01-1251 civil Term
Defendant(s)
AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1
United Companies Lending Corporation, Plaintiff in the above action, by
its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe
for the Writ of.Execution was filed the following information concerning
the real property located at: 3966 Enola Road
Newville, PA 17241
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
Michael J, Janesko
3966 Enola Road, Newville, PA 17241
E. Jade Janesko, Mortgagor
3966 Enola Road, Newville, PA 17241
2, Name and address of Defendant(s) in the judgment:
Name Address
Same as # 1 above
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
Greenwood Trust Co" Novus PO Box 25010, Newark, NJ 19726
Services, Inc & Discover Card
Carrie E, Roush 4118 Green Court, Harrisburg, PA 17110
Saturday's Market 3751 E. HBG Pike, Middletown, PA 17057
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4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
United Credit Card Bank,
NA, A National Bank
8550 United Plaza Blvd" Ste. 203, Baton
Rouge, LA 70809
Martson Deardorff Williams
& Otto
10 East High Street, Carlisle, PA l70l3
5. Name and address of every other person who has any record lien on the
property:
Name Address
None
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
l COURTHOUSE SQUARE, l3 N. Hanover Street,
Carlisle, PA l70l3
Domestic Relations Section
l COURTHOUSE SQUARE, l3 N, Hanover Street,
Carlisle, PA l70l3
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA l7l28-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
3966 Enola Road, Newville, PA l724l
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of l8 Pa,C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK J, UDREN & ASSOCIATES
DATED: AUGUST 2, 200l
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Mark J, Udren, ESQ.
Attorney for Plaintiff
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MARK J, UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-690p
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO, 01-1251 Civil Term
v,
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant (5)
DATE: June 12, 2001
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY
OWNER(S): MICHAEL J. JANESKO & E. JADE JANESKO, MORTGAGOR
PROPERTY: 3966 Enola Road, Newville, PA 17241
Improvements: RESIDENTIAL DWELLING
The above captioned property is scheduled to be sold at the
Cumberland County Sheriff's Sale on September 5.2001, at 10:00 AM,
at the COURTHOUSE, COMMISSIONERS HEARING ROOM, 2ND FLOOR, CARLISLE,
PA. Our records indicate that you may hold a mortgage or judgment
on the property which will be extinguished by the sale. You may
wish to attend the sale to protect your interests,
A Schedule of Distribution will be filed by the Sheriff on a date
specified by the Sheriff not later that 30 days after sale.
Distribution will be made in accordance with the schedule unless
exceptions are filed thereto within 10 days after the filing of the
schedule.
EXHIBIT A
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United Companies Lending Corporation
VS
Michael J. Janesko and
E. Jade Janesko
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lIi,;lil1l\ti~iIIiii
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2001-1251 Civil Term
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED pursuant to instructions from Attorney Mark J. Udren.
Sheriffs Costs:
Docketing
Surcharge
Posting Handbills
Law Library
Prothonotary
Share of Bills
Mileage
Levy
Advertising
Certified Mail
Poundage
Postpone Sale
Law Joumal
Patriot News
30.00
30.00
15.00
.50
1.50
25.66
6.50
15.00
15.00
4.27
20.25
20.00
465.35
384.33
$1032.86 paid by attorney
Sworn and subscribed to before me
This n~dayof ~
2001, A.D. 9r~ {} ~~
Prothonotary
So Answers: .
r~l~'~~
R. Thomas Kline, Sheriff
BY ~()~~ fj,
R al Est te Deputy
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':50 j6D
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
",r.",_
.
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMMON. PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
: NO. 01-1251 Civil Term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
United Companies Lending Corporation, Plaintiff in the above action, by
its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe
for the Writ of Execution was filed the following information concerning
the real property located at: 3966 Enola Road
Newville, PA 17241
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
Michael J. Janesko
3966 Enola Road, Newville, PA 17241
E. Jade Janesko, Mortgagor
3966 Enola Road, Newville, PA 17241
2. Name and address'of Defendarit'(s) in the judgment:
Name Address
Same as # 1 above
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
Greenwood Trust Co., Novus PO Box 25010, Newark, NJ 19726
Services, Inc & Discover Card
CarrieE. Roush 4118 Green Court, Harrisburg, PA 17110
Saturday's Market 3751 E. HBG Pike, Middletown, PA 17057
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4. Name
record:
Name
~'
and address of the last recorded holder of every mortgage of
Address
Plaintiff herein.
See Caption above.
United Credit Card Bank,
NA, A National Bank
8550 United Plaza Blvd., Ste. 203, Baton
Rouge, LA 70809
Martson Deardorff Williams
& Otto
10 East High Street, Carlisle, PA 17013
5. Name and address of every other person who has any record lien on the
property:
Name Address
None
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name' Address
Real Estate Tax Dept.
13 N. Hanover Street, Carlisle, PA 17013
Domestic Relations Section
13 N. Hanover Street, Carlisle, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other, person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
3966 Enola Road, Newville, PA 17241
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
DATED: June 5, 2001
MARK J. UDREN & ASSOCIATES
_~ ESQ
Attorney for Plaintiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
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ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
: NO. 01-1251 Civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Michael J. Janesko
3966 Enola Road
Newville, PA 17241
Your house (real estate) at 3966 Enola Road, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on September 5, 2001, at 10:00
AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle,
PA, to enforce the court judgment of $268,790.83, obtained by Plaintiff
above (the mortgagee) against you. If the sale is postponed, the
property will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PR~VENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (85~1 482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to obtain an attorney.)
The sooner you contact one, the
(See notice on page two on how
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
AND YOU HAVE OTHER RIGHTS
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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ALL THAT CERTAIN PIECE OR PARCEL OF LAND, SITUATE IN UPPER
FRANKFORD TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, MORE
PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TOGETHER WITH THE
IMPROVEMENTS ERECTED THEREON:
BEGINNING AT AN IRON PIN AT CORNER OF LAND NOW OR FORMERLY OF
HAROLD T. SHOFFNER AND LAND NOW OR FORMERLY OF RAY A. ORNER (WHICH
IRON PIN IS NORTH 22 DEGREES 49 MINUTES 38 SECONDS WEST 881.57 FEET
FROM PA. ROUTE 944); THENCE ALONG LAND NOW OR FORMERLY OF RAY A.
ORNER AND THROUGH A 10.5 FOOT DIRT LANE, NORTH 22 DEGREES 32
MINUTES 09 SECONDS WEST 864.29 FEET TO AN IRON PIN; THENCE ALONG
LANDS.NOW OR FORMERLY OF RAY A. ORNER, NORTH 24 DEGREES 45 MINUTES
00 SECONDS WEST 1,993.20 FEET TO AN IRON PIN AT AN EXISTING POST AT
THE EDGE OF TOWNSHIP ROAD T-423; THENCE ALONG THE EDGE OF TOWNSHIP
ROAD T-423, NORTH 43 DEGREES 59 MINUTES 46 SECONDS WEST 32.51 FEET
TO AN IRON PIN AT A TREE AND CORNER OF LANDS NOW OR FORMERLY OF
LEROY H. RAUDABAUGH; THENCE BY LANDS NOW OR FORMERLY OF LEROY H.
RAUDABAUGH AND LANDS NOW OR FORMERLY OF MARVIN L. RUTH, SOUTH 77
DEGREES 07 MINUTES 16 SECONDS EAST 1,824.37 FEET TO AN IRON PIN AT
AN EXISTING POST; THENCE STILL BY LANDS OF MARVIN L. RUTH THE
FOLLOWING COURSES AND DISTANCES; SOUTH 61 DEGREES 16 MINUTES 02
SECONDS EAST 375.47 FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH
14 DEGREES 45 MINUTES 12 SECONDS EAST 99.32 FEET TO AN IRON PIN AT
AN EXISTING POST; SOUTH 27 DEGREES 46 MINUTES 01 SECOND EST 324.81
FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH 10 DEGREES 16
MINUTES 37 SECONDS EAST 213.45 FEET TO AN IRON PIN AT AN EXISTING
POST; SOUTH 21 DEGREES 15 MINuTES 43 SECONDS EAST 320.30 FEET TO AN
IRON PIN; SOUTH 29 DEGREES 55 MINUTES 00 SECONDS EAST 511.50 FEET
TO AN IRON PIN AT CORNER OF LANDS NOW OR FORMERLY OF MARVIN L. RUTH
AND LANDS OF EDGAR E. HOOVER; THENCE BY LANDS NOW OR FORMERLY OF
EDGAR E. HOOVER AND LANDS NOW OR FORMERLY OF HAROLD T. SHOFFNER,
SOUTH 65 DEGREES 25 MINUTES 01 SECONDS WEST 1,705.08 FEET TO AN
IRON PIN AT CORNER OF LANDS NOW OR FORMERLY OF HAROLD T. SHOFFNER
AND RAY A. ORNER, THE PLACE OF BEGINNING.
CONTAINING 86.0677 ACRES AND SAID DESCRIPTION BEING IN ACCORDANCE
WITH SURVEY OF CARL D. BERT, R.S., DATED FEBRUARY 20, 1975.
TOGETHER WITH THE RIGHT OF WAY FROM A PRIVATE ROAr> OR LAND
EXTENDING FROM SOUTHWESTERN CORNER OF SAID TRACT OF LAND OVER,
THROUGH AND ACROSS THE LANDS NOW OR FORMERLY OF PHOEBE A.WARNER TO
HIGHWAY ROUTE NO. 944 AND NOW AS A MEANS OF ACCESS TO AND FROM
TRACT OF LAND.
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WRIT OF EXECuilON ~nd/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 01-1251 CIVIL 19
CIVIL ACTION - LAW
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
To satisfy the debt, interest and costs due United Companies Landing Corporation
PLAINTIFF(S)
from Michael J. Janesko and E. Jade Janesko, Mortgagor, 3966 Enola Rd... Newville PA
17241.
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell Real estate located at
3966 Enola Road, Newville PA 17241. (See attached legal dBscription.)
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of
GARNISHEE(S) as follows:
and to notffy the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
",:' ',..debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) If property ofthe defendant(s) notlevied upon an subjectto attachment is found in the possession of anyone other
than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above
stated,
Due Pro thy
Other Costs
$.50
$1. 00
Amount Due $268,790.83
Interest 6/6/01 - 9/5/01 $4,910.04
($53.37/(hemj
Atty's Comm %
LL
Atty Paid
Plaintiff Paid
$122.20
Date:
June 12, 2001
CURTIS R. LONG
Prot ono ary, Civil Division
by:
Deputy
REQUESTING PARTY:
Name Mark J. Udren, Esquire
Address:
Attorney for:
Telephone: (856) 482 6900
Supreme Court IDNo, 04302
1040 N Kings Highway, Ste 500
Cherry Hill NJ 08034
Plaintiff
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REAL ESTATE SALE No. 2<6
an --J u V\..Q.. /3, ~m I the sheriff levied upon the oeten03li
Interest in the real propert" ~it!liltp,d in, Uorur H-aflkfoccLJW().
Gumbel'fand County, Pa..:i '; ,:umbered as: 3%{g,f:?!t~ 12ct.
D!..wJVi.~ and more 1:,\ on Exhibit "A" filell
this writ and by this refemnt,.
fJate; <.. 1lJf1-L 13 r cJ. 00 I.
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REAL ESTATE SALE NO. 28
Wtit No, 2001-1251 Civil
United Companies
Lending Corporation
VS.
Michael J. Janesko and
E. Jade Janesko
Atty.: Mark J. Udren
ALL TIiAT CERTAIN piece or par-
cel of land. situate in Upper Frank-
ford Township. Cumberland Coun-
ty. Pennsylvania. more particularly
bounded and described as follows.
together with the improvements erect-
ed thereon:
BEGINNING at an iron pin at
comer of land now or formerly of
Harold T. Shoffner and land now or
formerly of Ray A Orner (which iron
pin is North 22 degrees 49 minutes
38 seconds 'Vest 881.57 feet from
Pa. Route 944); thence along land
now or formerly of Ray A Orner and
through a 10.5 foot dirt lane. North
22 degrees 32 minutes 09 seconds
West 864.29 feet to an iron pin;
thence along lands now or formerly
of Ray A. Orner. North 24 degrees
45 minutes 00 seconds West 1.993.20
feet to an iron pin at an existing post
at the edge of Township Road T-
423; thence along the edge of Town-
ship Road T -423. North 43 degrees
59 minutes 46 seconds West 32.51
feet to an iron pin at a tree and cor-
ner of lands now or formerly of Leroy
H. Raudabaugh; thence by lands
now or formerly of Leroy H. Rauda-
baugh and lands now or formerly of
Marvin L, Ruth. South 77 degrees
07 minutes 16 seconds East 1.824-
.37 feet to an iron pin at an existing
post; thence still by lands of Marvin
L. Ruth the following courses and
distances; South 61 degrees 16 min-
utes ,02 seconds East 375.4-7- feet
to an iron pin at an existing post;
South 14 degrees 45 minutes 12
seconds East 99.32 feet to an iron
pin at an existing post; South 27
degrees 46 minutes 01 second East
324.81 feet to an iron pin at an ex-
isting post; South 10 degrees 16
minutes 37 seconds East 213.45
feet to an iron pin at an existing
post; South 21 degrees 15 minutes
43 seconds East 320.30 feet to an
iron pin: South 29 degrees 55 min-
utes 00 seconds East 511.50 feet
to an iron pin at comer of lands now '
or formerly of Marvin L. Ruth and
lands of Edgar E. Hoover; thence
by lands now or formerly of Edgar
E. Hoover and lands now or for-
merly of Harold T. Shoffher. South
65 degrees 25 minutes 01 seconds
West 1.705.08 feet to an iron pin at
comer of lands now or fonnerly of
Harold T. Shoffner and Ray A.
Orner. the place of BEGINNING.
CONTAINING 86.0677 acres and
said description being in accordance
with survey of Carl D. Bert. R.S..
dated February 20. 1975.
TOGETIlER with the right of way
from a private road or land extend-
ing from southwestern comer of said
tract of land over. through and
across the lands now or formerly of
Phoebe A. Warner to highway rO!J,te
No. 944 and now as a means of ac-
cess to and from tract of land.
BEING known as 3966 Enola
Road. Newville, PA.
TAX ID NO, 43-04-0387-036.
TItle to said premises is vested
in Michael J. Janesko by deed from
Maurice G. and Elizabeth B, HillIard.
husband and wife. dated 2/18/
1994 recorded 2/18/1994 In Deed
Book 10 1 page 846.
.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16,1929), P. 1.1784
STATE OF PENNSYL VANIA :
SS.
COUNTY OF CUMBERLAND :
Roger M.Morgenthal, Esqnire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Joumal on the following dates,
VIZ:
JULY 20, 27, AUGUST 3, 2001
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
RO~ditor -
SWORN TO AND SUBSCRIBED before me this
3 day of AUGUST. 2001
" NOTAAW,'
LOIS E. SNYDER, NoIIIyNlllc
CarliafeBom Cumbertand County
My CoriImiseloII Expims MIn:h 5; 2005
.
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~ 1'l", A~ ESTATE SALE N'o.21l
~~, :~~--Wfit No. 2001-1251
-, , r:l~ivilTerm-
-. ,UmteaZompanles
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EALL THAT CERTAIN piece or parcel!)! 13Jl(l,
:~-.sI~uatc <''j~ :~~~~ ~r~~!:?rd ,Town~hJp,
~ml5etia~q,_;~ ~o~;.n1Y. ~~.n~~yh3nJa, more
0: p:rttWtliaily ooimded ann oe$Cnbed as fo]]ov>'~
~"Wg'aher with the- Improwmcnts erecterllhercon:.
~:BEPlllNL.l\IG at an iron pin at comer oj' land
1!:,~~lOrt!iOrlY of Harold T, Shoff",~ and laod
_ ..o,_-r _(QTmerly brRay A. Orner {which Iron pm
's:notlh~de~ees -19 minutes 38 seconJ:; \\-e\t
~r3:rJ\:,~J _UO,in:1'A:ROlllC '144); thence along
:lima.:or f0l1llcrly of Ray A, OrTh:r and
~pWu,gh a 10.5 foOi dirt Ja~, north 22 degfCCs 32
~p,18 ()9 .'iCCCOO~ \<-e,t 31H.~ f<:d to an Iron
!o,pll'J!-ilicR(:e'aiong\1nd,~ no'h 'or formerly of Ray
=A-;-,Omer, nanh 24 dCIll"~s 45 minllte~ 00
'-----li<<mnds west \ ,993.~ fc~t to an Iron pin at an
~5ting post at the ~dgc of Township ko3d T-
~; t,~.el)~e :Jlong t~ ooge of Town~hip Roa.d T.
- ,J23. north 43 dl,...grO;:~ ~q minutes 46 .....~onds
Wt,37,s1 f~t,to\lltlronpinatatreeamicl)rner
_ 01 lands - now. (Ir' - formerly of LcRo~ H.
~.m:td,aOOllgh; thence by lm<l:, now or formerly of
~by H.. Raudabaugb and lands now or
~ ~rronerly of Marvin L. Ruth, south 77 degrl't:, 07
;oi"Ifiiililtl5_1(5"seconds east 1.824.37 feet to ~m Iron
piTla"t"au~"astingp:os{;Lihcnce still b~ IJnds of
t:i".f:il:\'io L Ruth. the .followlllg cour;l"> :md
~!scanccs:' ..ou(h"ol~~~grees 16 minutes 01
~5c.i~r375.47f<.'t.,(ll)an'ronplnatan
~5!ln.f' post; .wtiih.l4 acgrees 45 minuleli l~
-=--sec-onds ea~i-99,3.2"fcct_to an Jron pJD at an
~e.xisj.ing p<Kt; soutl1 27 lkgrecs -t6 minlltCS :01
8~6rfd. ell,l .3?~$1 ,fed to an \ton pin at an
ttiiSii~ ~t: S{l~U:tn }O degrb.--s '16 r:ninUlc~ ~7
------sccond:u,::a~( '2 lJ.45 -Jeet to an ITon pm at an
~~~Ulh 21 degrees 15 minutes ~3
~d$ em;( 3;0.30 f<;)."( (O an iron pin; sOllth 29
~~lC>.'S 5? minuk'S 00 .~omls C<l~t 5-1 1.5/) fc.('{
if tQJm ltOJ) pln ar C01'ller of lands nO\\l or formerly
~f.}"1arvin 1.. R"uth and lands of Edgar E. Hw.'<.'t;
=O{fienc'c by lands now or formcrl~ of Edgar E.
:: ~oo~er and lands now or formerly of Harold T.
'Sfioffner, south 65 degrees 2S minutes 01
~-$.(ioo:ds__wesUA105.Q8 feet to an ITon pm at
-.dlt@:( of lands now or forrtlCrly of HM.lld T.
~* ~.arid Ray A. Orn~'f, lhe place of
L.~~lNG. , , ~
Q)ntaullng '86.06n acres and said &M:npuon
~- .\~, i'traccoroanee with :.urve~ of Cl.rl D. Ben.
, ,;" dat&! February 20.1975.
=-- getli~r wim.the' right->{)f.way from a prh'ate
=--roau.J;!c land eMending ITem soUlhwestcm carner
01 s~ld ll'3Cl of land O\(."f, (hroueh and acros~ the
_ -JilnP!> nolI:' or fOmk'lly of PtlO.:be A. Warner. 10
f J{jgbway Route ,No. <)4-J. and now as a ffie;Jns of
~-~.c.ess-to-'andTrom Ir3CI orland.
IillElNG known as 3%6 Enl)\a Rood. N\:\vville,
~P!o;~ '
j,o~ (D NO, 43.04:<)387-036, '
~n.E"(\l said prcini,i<I is \'eS{l'd III Mkhad 1.
~a~!:kQby ck'e4 fron(M.lU/iC<;' G. and Eliz.:ibl'l~
'-H.J:filliiWd,'nusoond and wire. d:ucd J/l8-JJ99-.J.
reb)j'(ji.'d2J18/1994 JI) Ot.w Book lOt P:Jge 146.
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16,1929
Commonwealth of Pennsylvania, County of Dauphin} ss
James L. Clark being duly sworn according to law, deposes and says:
That he is the Acounts Receivable Manager of The Patriot News Co., a corporation organized and existing
under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818
Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The
Patriot-News and The Sundav Patriot-News newspapers of general circulation, printed and published at 812 to 818
Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were
established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published
ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 24th and 31 st day(s) of July and the 7th
day(s) of August 2001. That neither he nor said Company is interested in the subject matter of said printed notice
or advertising, and that all of the allegations of this statement as to the time, place and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin in Miscel70us Book "M",
V;I~:~I~:~:~~' ........................................</t....................... .........................
COpy e thi 21st d of st 2001 A.D.
S ALE #28 Notarial Seal
Tony L. Russell, Notary Public
HalTisburg. Do...., County
My CGinmIsslon ElCIlir.. June 6. 2011! NARY PUBLIC
Member, Pennsylvania Assoolalion ot -"My commission expires June 6, 2002
J
CUMBERlAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
\.
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates $
Probating same Notary Fee(s) $
Total $
382.83
1.50
384.33
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sundav Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
By....................................................................
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Bankruptcy Docket Report
101-04746 (Harrisburg)
JANESKO, MICHAEL J and JANESKO, ELLEN J
Docket items entered between 0110111931 and 02/07/2002
Filing No. Docket Entry
Date
08/31/0 ] ] VOLUNTARY PETITION under Chapter ]3 & Mailing Matrix [Disposed] [EOD 08/31/0]] [CR]
08/31/0 ] 2 . NOTICE ofintentto dismiss case unless missing documents are filed: due by 09/17/0] Re: Item # J.
[Complied] [EOD 08/31/0]] [CR]
09119/0] 3 CORRESPONDENCE to Attorney allowing until September 26, 200] to file missing documents. Re:
ltem#2. [EOD09/19/0]] [CA]
09/27/01 4 Schedules, Statements, Plan & Summary and all missing documents Re: Item # 2. [EOD 09/28/01]
[BR]
10/]8/0] 5 CERTIF]CATE of Mailing of Notice of34] Meeting. Objections to the plan are due ]5 days after
meeting held. [EOD 10118/01] [CA]
341 meeting held. [EOD 11/20/01] [CA] .
11/19/0] 6 MOTION for relief from stay filed by EMC MORTGAGE CORPORATION. (pd., $75.00
Rec.#576248) [Disposed] [EOD 11/19/01] [SP]
REQUESTfor admission [EOD 11/19/01] [SP]
CERTIFICATE OF NON-CONCURRENCE [EOD 11/19/01] [SP]
11119/01 7 ORDER that answers aredue on 12110/0] Re: Item # 6. [Rescheduled] [EOD 11119/01] [SP]
11/20/0 I 8 341 meeting not held-to be rescheduled. [EOD 11/20/01] [CA]
11/30/0 I 9 CORRESPONDENCE from Movant requesting reissuance of Stay Order due to non-service. Re: Item
# 7. [EOD 11/30/01] [SP]
11/30/0] 10 ORDER that answers aredue on 12/2Q/01 Re: Item # 6. [EOD ] ]/30/01] [SP]
This entry cancels the previous due date. Re: Item # 7. [EOD 11/30/01] [SP]
]2/03/01 11 CERTIFICATE of service of notice of rescheduled 341 Meeting [EOD ]2/03/0]] [CA]
]2/07/0] ]2 MOTION TO DISMISS BY TRUSTEE WITH NOTICE SETTING HEARING on 0]/1 0/02 at 02:00
P.M. at FED.BLDG., BKRPTCY CTRM.(3RD FLR.), THIRD & WALNUT STS.,
HARRISBURG,PA. ]7]08 [EOD ]2/07/0]] [SP]
12/07/0 I 13 CERTIFICATE of service Re: Item # 10. [EOD 12/07/01] [KZ]
01/02/02 14 MOTION for default judgment Re: Item # 6. [Disposed] [EOD 01/02/02] [SP]
01/02/02 15 ORDER granting default judgment Re: Item # 14. [EOD 01/02/02] [SP]
ORDER granting relief from stay Re: Item # 6. [EOD 01/02/021 [SP]
01/09/02 16 MOTION to reconsider Order Re: Item # 15. [EOD 01110/02] [CG]
01/14/02 17 CORRESPONDENCE SETTING PHONE CONFERENCE on 02/05/02 at 10:30 A.M. at
FED.BLDG., BKRPTCY CTRM.(3RD FLR.), TIllRD & WALNUT STS., HARRISBURG,PA. 17]08
Re: Item # 16. [EOD 01/]4/02] [CG]
01116/02 ]8 CORRESPONDENCE from Trustee re: hearing. No appearances for debtor. Case to be dismissed. Re:
Item # ]2. [EOD 01/]6/02] [CG]
http://pacer.pamb.uscourts.gov/cgi-binlfoxweb.el'e/npacer/nPacer?ExecThis=docket&pui... 02/07/2002
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01118/02 19 341 meeting not held-to be dismissed. [BOD 01118/02] [CA]
01/22/02 20 ANSWER by EMC MORTGAGE CORPORATION Re: Item # 16. [EOD 01122/02] [CG]
02/04/02 21 ORDER dismissing case for Debtors'failure to appear a1341 Meeting and upon Trustee's Motion to
Dismiss Re: Item # 1. [BOD 02/04/02] [CG]
02/06/02 22 FINAL REPORT of Ch. 13 Trustee Re: Item # 21. [BOD 02/06/02] [DR]
Printed: 02/07/02 11: 13 :44
I PACER Service Center I
I Transaction Receipt I
I 02/07/200211:13:44 1
Ip ACER Login: IlmuOO11 IIClient Code: 1
IDescription: IIDocket IICase Number: 1112001-04746 1
IBiIlable Pages: 112 IICost: 110.14 1
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http://pacer.pamb.uscourts.gov/cgi-binlfoxweb.eJ{e/npacer/nPacer?ExecThis=docket&pui... 02/07/2002
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO.04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 0'8034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
. COURT OF COMMON PLEAS
CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
.
. NO. 01-1251 Civil Term
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
CERTIFICATE TO THE SHERIFF
I HEREBY CERTIFY THAT:
I. The judgment entered in the above matter is based on an Action:
____A. In Assumpsit (Contract)
____B. In Trespass (Accident)
~c. In Mortgage Foreclosure
____D. On a Note accompanying a purchase money mortgage and the property
being exposed to sale is the mortgaged property.
II. The Defendant(s) own the property being exposed to sale as:
~A.
____B.
____C.
____D.
____E.
F.
An individual
Tenants by Entireties
Joint Tenants with right of survivorship
A partnership
Tenants in Common
A corporation
III. The Defendant(s) is (are):
~A.
____B.
C.
Resident in the Commonwealth of Pennsylvania
Not resident in the Commonwealth of Pennsylvania
If more than one Defendant and either A or B above is not applicable,
state which Defendan is re ident of the Commonwealth of
pennsylvania.
Resident:
ESQUIRE
# as above
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HIL~, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United companies Lending
Corporation MacArthur Ridge II
909 Hidden Ridge Drive, suite
200
Irving, T:lC 75038
Plaintiff
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Michael J, Janesko
E. Jade Janesko, Mortgagor
3966 Enola. Road
Newville, PA 17241
.
. NO. 01-1251 Civil Term
Defendant(s)
PRAECIPE TO ISSUE WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
Amount due
$268.790.83
Interest From June 6. 2001
to Date of Sale June 5. 2002
Per diem @$47.90
17.483.50
(Costs to be added)
$
REN & ASSOCIATES
, ESQUIRE
LAINTIFF
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N.KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ OB034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, ,TX 75038
Plaintiff
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
.
. NO. 01-1251 Civil Term
WRIT OF EXECUTION
TO THE SHERIFF OF Cumberland COUNTY:
To satisfy the judgment, interest and costs in the above matter, you
are directed to levy upon and sell the following described property:
3966 Enola Road
Newville, PA 17241
SEE LEGAL DESCRIPTION ATTACHED
Amount due .
$268.790 83
Interest From June 6
to Date of Sale June
Per diem @$47.90
2001
5. 2002
17.483.50
(Costs to be added)
$
Prothonotary
By
Clerk
Date
,~~.~.hrMf~;;*U"':\",,;',;'k,~,,,',o;",h';I<Ml~0ili%'il2iriilii"ii:ifc~,';C""',,, ,_ ",tLi;"",I",'l--""',;e,"'r'":d,A.~"d',:iW_!l~~rJW:...LiJliill8b:-iatl'!lW',!lr-lL~!j!t:j;"'~1IDIDj;Mll\$iiM_~iltl~",L .~-- ~~~ ",:
COURT OF COMMON PLEAS
NO. 01-1251 civil Term
~====================================
United Companies Lending Corporation
vs.
Michael J. Janesko
E. Jade Janesko, Mortgagor
~====================================
WRIT OF EXECUTION
~====================================
REAL DEBT $ 268.790.83
INTEREST $ 17.4B3 50
from Jun~ 6. 2001 to
Date of Sale June 5. 2002
Per diem @$47.90
COSTS PAID:
PROTHY $
SHERIFF $
STATUTORY $
COSTS DUE PROTHY. $
PREMISES TO BE SOLD:
3966 Enola 0 d
A ! 241
J. U en, QUIRE
K J. UDREN & A SOCIATES
1040 NORTH KINGS H HWAY
SUITE 500
CHERRY HILL, NJ 08034
(8S6) 482-6900
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ALL THAT CERTAIN PIECE OR PARCEL OF LAND, SITUATE IN UPPER
FRANKFORD TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, MORE
PARTICULARLY BOUNDED AND PESCRIBED AS FOLLOWS, TOGETHER WITH THE
IMPROVEMENTS ERECTED THEREON:
BEGINNING ,AT AN IRON PIN AT CORNER OF LAND NOW OR FORMERLY OF
HAROLD T. SHOFFNER AND LAND NOW OR FORMERLY OF RAY A. ORNER (WHICH
IRON PIN IS NORTH 42 PEGREES 49 MINUTES 38 SECONDS WEST 881.57 FEET
FROM PA. ROUTE 944) ; THENCE ALONG LAND NOW OR FORMERLY OF RAY A.
ORNER AND THROUGH A 10.5 FOOT DIRT LANE, NORTH 22 DEGREES 32
MINUTES 09 SECONDS WEST 864.29 FEET TO AN IRON PIN; THENCE ALONG
LANDS NOW OR FORMERLY OF RAY A. ORNER, NORTH 24 DEGREES 45 MINUTES
00 SECONDS WEST 1,993.20 FEET TO AN IRON PIN AT AN EXISTING POST AT
THE EDGE OF TOWNSHIP ROAD T-423; THENCE ALONG THE EDGE OF TOWNSHIP
ROAD T-423, NORTH 43 DEGREES 59 MINUTES 46 SECONDS WEST 32.51 FEET
TO AN IRON PIN AT A TREE AND CORNER OF LANDS NOW OR FORMERLY OF
LEROY H. RAUDABAUGH; THENCE BY LANDS NOW OR FORMERLY OF LEROY H.
RAUDABAUGH AND LANDs NOW OR FORMERLY OF MARVIN L. RUTH, SOUTH 77
DEGREES 07 MINUTES 16 SECONDS EAST 1,824.37 FEET TO AN IRON PIN ,AT
AN EXISTING POST; THENCE STILL BY LANDS OF MARVIN L. RUTH THE
FOLLOWING COURSES AND DISTANCES; SOUTH 61 DEGREES 16 MINUTES 02
SECONDS EAST 375.47 FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH
14. DEGREES 45 MINUTES 12 SECONDS EAST 99.32 FEET TO AN IRON PIN AT
AN EXISTING POST; SOUTH 27 DEGREES 46 MINUTES 01 SECOND EST 324.81
FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH 10 DE;GREES 16
MINUTES 37 SECONDS EAST 213.45 FEET TO AN IRON PIN AT AN EXISTING
POST; SOUTH 21 DEGREES 15 MINUTES 43 SECONDS EAST 320.30 FEET TO AN
IRON PIN; SOUTH 29 DEGREES 55 MINUTES 00 SECONDS EAST 511.50 FEET
TO AN IRON PIN AT CORNER OF LANDS NOW OR FORMERLY OF MARVIN L. RUTH
AND LANDS OF EDGAR E. HOOVER; THENCE BY LANDS NOW OR FORMERLY OF
EDGAR E. HOOVER AND LANDS NOW OR FORMERLY OF HAROLD T. SHOFFNER,
SOUTH 65 DEGREES 25 MINUTES 01 SECONDS WEST 1,705.08 FEET TO AN
IRON PIN AT CORNER OF LANDS NOW OR FORMERLY OF HAROLD T. SHOFFNER
AND RAY A. ORNER, THE PLACE OF BEGINNING.
CONTAINING 86.0677 ACRES AND SAID DESCRIPTION BEING IN ACCORDANCE
WITH SURVEY OF CARL D. BERT, R.S., DATED FEBRUARY 20, 1975.
TOGETHER WITH THE RIGHT OF WAY FROM A PRIVATE ROAD OR LAND
EXTENDING FROM SOUTHWESTERN CORNER OF SAID TRACT OF LAND OVER,
THROUGH AND ACROSS THE LANDS NOW OR FORMERLY OF PHOEBE A.WARNER TO
HIGHWAY ROUTE NO. 944 AND NOW AS A MEANS OF ACCESS TO AND FROM
TRACT OF LAND.
BEING KNOWN AS 3966 ENOLA ROAD, NEWVILLE, PA
TAX ID NO. 43-04-0387-036
TITLE TO SAID PREMISES IS VESTED IN MICHAEL J. JANESKO BY DEED FROM
MAURICE G. AND ELIZABETH B. HILLIARD, HUSBAND AND WIFE, DATED
2/18/1994 RECORDED 2(18/1994 IN DEED BOOK 101 PAGE 846.
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
. NO. 01-1251 Civil Term
Defendant(s)
C E R T I F I CAT E
Mark J. Udren, Esquire, hereby states that he is the attorney for
the Plaintiff in the above-captioned matter and that the premises are not
subject to the provisions of Act 91 because it is:
An FHA insured mortgage
Non-owner occupied
Vacant
x Act 91 procedures have been fulfilled.
Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa. C.S.
Sec. 4904 relating to unsworn falsification to authorities.
& ASSOCIATES
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
-
. NO. 01-1251 Civil Term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
United Companies Lending Corporation, Plaintiff in the above action, by
its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe
for the Writ of Execution was filed the following information concerning
the real property located at: 3966 Enola Road, Newville, PA 17241
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
Michael J. Janesko 3966 Enola Road, Newville, PA 17241
2. Name and address of Defendant(s) in the judgment:
Name Address
Michael J. Janesko 3966 Enola Road, Newville, PA 17241
E. Jade Janesko, Mortgagor 3966 Enola Road, Newville, PA 17241
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
Greenwood Trust Co., Novus PO Box 25010, Newark, NJ 19726
Services, Inc & Discover Card
Carrie E. Roush 4118 Green Court, Harrisburg, PA 17110
Saturday's Market 3751 E. HBG Pike, Middletown, PA 17057
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4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
United Credit Card Bank
N.A. A National Bank
8550 United Plaza Blvd., Ste. 203
Baton Rouge, LA 70809
Martson Deardorff Williams
& Otto
10 East High Street, Carlisle, PA 17013
5. Name and address of every other person who has any record lien on the
property:
Name Address
None
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Square, Carlise, PA 17013
Domestic Relations Section
1 Courthouse Square, Carlise, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
3966 Enola Road, Newville, PA 17241
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
DATED: February 15, 2002
Ma J. Udren, ESQ.
Attorney for Pl intiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Jarresko, Mortgagor
3966 Enola Road
Newville, PA 17241
. NO. 01-1251 Civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Michael J. Janesko
3966 Enola Road
Newville, PA 17241
Your house (real estate) at 3966 Enola Road, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on June 5, 2002, at 10:00 AM
in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA ,
to enforce the court judgment of $268,790.83, obtained by Plaintiff above
(the mortgagee) against you. If the sale is postponed, the property will
be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVRNT THTS SHERTFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (856) 482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distr~bution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FlLADELFIA
CUmberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
.
. NO. 01-1251 civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Your house (real estate) at 3966 Enola Road, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on June 5, 2002, at 10:00 AM
in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA ,
to enforce the court judgment of $268,790.83, obtained by Plaintiff above
(the mortgagee) against you. If the sale is postponed, the property will
be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLF. '1'0 PREVENT THIS SHERIFF'S SAT,F.
To prevent this Sheriff's Sale, you must take immediate a~tion:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (856)-482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale_by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
~ ""~__ ~~,J
.~ '" .~~
'1I>Ollilii",<'il.L"%lI_""""''''''''~''''~r__-1,'';
'j. t '.
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
I 1 ~
'. ~~ -"~ "",,,,,",-,-",.h:.l.",,,~_," '
A ,
ALL THAT CERTAIN PIECE OR PARCEL OF LAND, SITUATE IN UPPER
FRANKFORD TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, MORE
PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TOGETHER WITH THE
IMPROVEMENTS ERECTED THEREON:
BEGINNING AT AN IRON PIN AT CORNER OF LAND NOW OR FORMERLY OF
HAROLD T. SHOFFNER AND LAND NOW OR FORMERLY OF RAY A. ORNER (WHICH
IRON PIN IS NORTH 22 DEGREES 49 MINUTES 38 SECONDS WEST 881.57 FEET
FROM PA. ROUTE 944); THENCE ALONG LAND NOW OR FORMERLY OF RAY A.
ORNER AND THROUGH A 10.5 FOOT DIRT LANE, NORTH 22 DEGREES 32
MINUTES 09 SECONDS WEST 864.29 FEET TO AN IRON PIN; THENCE ALONG
LANDS NOW OR FORMERLY OF RAY A. ORNER, NORTH 24 DEGREES 45 MINUTES
00 SECONDS WEST 1,993.20 FEET TO AN IRON PIN AT AN EXISTING POST AT
THE EDGE OF TOWNSHIP ROAD T-423; THENCE ALONG THE EDGE OF TOWNSHIP
ROAD T-423, NORTH 43 DEGREES 59 MINUTES 46 SECONDS WEST 32.51 FEET
TO AN IRON PIN AT A TREE AND CORNER OF LANDS NOW OR FORMERLY OF
LEROY H. RAUDABAUGH; THENCE BY LANDS NOW OR FORMERLY OF LEROY H.
RAUDABAUGH AND LANDS NOW OR FORMERLY OF MARVIN L. RUTH, SOUTH 77
DEGREES 07 MINUTES 16 SECONDS EAST 1,824.37 FEET TO AN IRON PIN AT
AN EXISTING POST; THENCE STILL BY LANDS OF MARVIN L. RUTH THE
FOLLOWING COURSES AND DISTANCES; SOUTH 61 DEGREES 16 MINUTES 02
SECONDS EAST 375.47 FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH
14 DEGREES 45 MINUTES 12 SECONDS EAST 99.32 FEET TO AN IRON PIN AT
AN EXISTING POST; SOUTH 27 DEGREES 46 MINUTES 01 SECOND EST 324.81
FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH 10 DEGREES 16
MINUTES 37 SECONDS EAST 213.45 FEET TO AN IRON PIN AT AN'EXISTING
POST; SOUTH 21 DEGREES 15 MINUTES 43 SECONDS EAST 320.30 FEET TO AN
IRON PIN; SOUTH 29 DEGREES 55 MINUTES 00 SECONDS EAST 511.50 FEET
TO AN IRON PIN AT CORNER OF LANDS NOW OR FORMERLY OF MARVIN L. RUTH
AND LANDS OF EDGAR E. HOOVER; THENCE BY LANDS NOW OR FORMERLY OF
EDGAR E. HOOVER AND LANDS NOW OR FORMERLY OF HAROLD T. SHOFFNER,
SOUTH 65 DEGREES 25 MINUTES 01 SECONDS WEST 1,705.08 FEET TO AN
IRON PIN AT CORNER OF LANDS NOW OR FORMERLY OF HAROLD T. SHOFFNER
AND RAY A. ORNER, THE PLACE OF BEGINNING.
CONTAINING 86.0677 ACRES AND SAID DESCRIPTION BEING IN ACCORDANCE
WITH SURVEY OF CARL D. BERT, R.S., DATED FEBRUARY 20, 1975.
TOGETHER WITH THE RIGHT OF WAY FROM A PRIVATE. ROAD OR LAND
EXTENDING FROM SOUTHWESTERN CORNER OF SAID TRACT OF LAND OVER,
THROUGH AND ACROSS THE LANDS NOW OR FORMERLY OF PHOEBE A.WARNER TO
HIGHWAY ROUTE NO. 944 AND NOW AS A MEANS OF ACCESS TO AND FROM
TRACT OF LAND.
BEING KNOWN AS 3966 ENOLA ROAD, NEWVILLE, FA
TAX ID NO. 43-04-0387-036
TITLE TO SAID PREMISES IS VESTED IN MICHAEL J. JANESKO BY DEED FROM
MAURICE G. AND ELIZABETH B. HILLIARD, HUSBAND AND WIFE, DATED
2/18/1994 RECORDED 2/18/1994 IN DEED BOOK 101 PAGE 846.
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United Companies Lending Corporation
VS
Michael J. Janesko and E. Jade Janesko
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2001-1251 Civil Term
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED pursuant to instructions from Attorney Mark Udren.
Sheriff s Costs:
Docketing
Surcharge
Posting Handbills
Law Library
Prothonotary
Share of Bills
Mileage
Levy
Advertising
Certified Mail
Poundage
Law Journal
Patriot News
30.00
30.00
1.00
6.90
15.00
1.66
$ 84.56 paid by attorney
3-18-02
Swom and subscribed to before me
so~
~ ~~t:~~
R. Thomas Kline, Sheriff
2002, A.D. ()'f'P , C'. ~.~ By0oclt;~J~
Real Estate Deputy
This .;;Io!Y day of ~A./
Prothonotary
I,OV
CIe- 3s'"q~3
R.u.-, j.2 3M 5'
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
- NO. 01-1251 Civil Term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
United Companies Lending Corporation, Plaintiff in the above action, by
its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe
for the Writ of Execution was filed the following information concerning
the real property located at: 3966 Enola Road, Newville, PA 17241
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
Michael J. Janesko 3966 Enola Road, Newville, PA 17241
2. Name and address of Defendant(s) in the judgment: ...
Name Address
Michael J. Janesko 3966 Enola Road, Newville, PA 17241
E. Jade Janesko, Mortgagor 3966 Enola Road, Newville, PA 17241
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
Greenwood Trust Co., Novus PO Box 25010, Newark, NJ 19726
Services, Inc & Discover Card
Carrie E. Roush 4118 Green Court, Harrisburg, PA 17110
Saturday's Market 3751 E. HBG Pike, Middletown, PA 17057
,;jo><'l'lf-
".
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--'. ...:,
'~~2~
.
\J".
4. Name and address of the la~t recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
United Credit Card Bank
N.A. A National Bank
8550 United Plaza Blvd., Ste. 203
Baton Rouge, LA 70809
Martson Deardorff Williams
& Otto
10 East High Street, Carlisle, PA.17013
5. Name and address of every other person who has any record lien on the
property:
Name Address
None
6. Name and address of every other person who has any record interest in
the prope~ty and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Square, Carlise, PA 17013
Domestic Relations Section
1 Courthouse Square, Carlise, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
3966 Enola Road, Newville, PA 17241
I verify that the statements made in this affidavit are true ~nd correct
to. the best of my personal knowledge or information and belief. I
understand that false 'statements herein are made subject to the penalties
of 18.Pa.C.S. sec. 4904. relating to unsworn falsification to authorities.
DATED: February 15, 2002 (
Ma J. Udren, ESQ.
Attorney for PI intiff
.~~Ioo:~... =
-
A
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
~, ~
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'!lhi:~I$"
'.
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,
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
.
. NO. 01-1251 Civil Term
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Your house (real estate) at 3966 Enola Road, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on June 5, 2002, at 10:00 AM
in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA ,
to enforce the court judgment of $268,790.83, obtained by Plaintiff above
(the mortgagee) against you. If the sale is postponed, the pr~perty will
be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (856)-482-6900.
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale,_by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rig~ts. The sooner you contact one, the
'more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
~
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,
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,~'. '"-!~.(j:
t
:
YOU MAY STILLL BE A.BJ.E TO SA~OUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES T~
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why ,the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale."
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
-
~,~
""
'< <-~.'"'~,~
ALL THAT CERTAIN PIECE OR PARCEL OF LAND, SITUATE IN UPPER
FRANKFORD TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, MORE
PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TOGETHER WITH THE
IMPROVEMENTS ERECTED THEREON:
BEGINNING AT AN IRON PIN AT CORNER OF LAND NOW OR FORMERLY OF
HAROLD T. SHOFFNER AND hAND NOW OR FORMERLY OF RAY A. ORNER (WHICH
IRON PIN IS NORTH 22 DEGREES 49 MINUTES 38 SECONDS WEST 881.57 FEET
FROM PA. ROUTE 944); THENCE ALONG LAND NOW OR FORMERLY OF RAY A.
ORNER AND THROUGH A 10.5 FOOT DIRT LANE, NORTH 22 DEGREES 32
MINUTES 09 SECONDS WEST 864.29 FEET TO AN IRON PIN; THENCE ALONG
LANDS NOW OR FORMERLY OF RAY A. ORNER, NORTH 24 DEGREES 45 MINUTES
00 SECONDS WEST 1,993.20 FEET TO AN IRON PIN AT AN EXISTING POST AT
THE EDGE OF TOWNSHIP ROAD T-423; THENCE ALONG THE EDGE OF TOWNSHIP
ROAD T-423, NORTH 43 DEGREES 59 MINUTES 46 SECONDS WEST 32..51 FEET
TO AN IRON PIN AT A TREE AND CORNER OF LANDS NOW OR FORMERLY OF
LEROY H. RAUDABAUGH; THENCE BY LANDS NOW OR FORMERLY OF LEROY H.
RAUDABAUGH AND LANDS NOW OR FORMERLY OF MARVINL. RUTH, SOUTH 77
DEGREES 07 MINUTES 16 SECONDS .EAST 1,824.37 FEET TO AN IRON PIN AT
AN EXISTING POST; THENCE STILL BY LANDS OF MARVIN L. RUTH THE
FOLLOWING COURSES AND DISTANCES; SOUTH 61 DEGREES 16 MINUTES 02
SECONDS EAST 375.47 FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH
14 DEGREES 45 MINUTES 12 SECDNDS EAST 99.32 FEET TO AN IRON PIN AT
AN EXISTING POST; SOUTH 27 DEGREES 46 MINUTES 01 SECOND EST 324.81
FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH 10 DEGREES 16
MINUTES 37 SECONDS EAST 213.45 FEET TO AN IRON PIN AT AN EXISTING
POST; SOUTH 21 DEGREES 15 MINUTES 43 SECONDS EAST 320.30 FEET TO AN
IRON PIN; SOUTH 29 DEGREES 55 MINUTES 00 SECONDS EAST 511.50 FEET
TO AN IRON PIN AT CORNER OF LANDS NOW OR FORMERLY OF MARVIN L. RUTH
AND LANDS OF EDGAR E. HOOVER; THENCE BY LANDS NOW OR FORMERLY OF
EDGAR E. HOOVER AND LANDS NOW OR FORMERLY OF HAROLD T. SHOFFNER,
SOUTH 65 DEGREES 25 MINUTES 01 SECONDS WEST 1,705.08 FEET TO AN
IRON PIN AT CORNER OF LANDS NOW OR. FORMERLY OF HAROLD T. SHOFFNER
AND RAY A. ORNER, THE PLACE OF BEGINNING.
CONTAINING 86.0677 ACRES AND SAID DESCRIPTION BEING IN ACCORDANCE
WITH SURVEY OF CARL D. BERT, R.S., DATED FEBRUARY 20, 1975.
TOGETHER WITH THE RIGHT OF WAY' FROM A PRIVATE ROAD Ol<. LAND
EXTENDING FROM SOUTHWESTERN CORNER OF SAID TRACT OF LAND OVER,
THROUGH AND ACROSS THE LANDS NOW OR FORMERLY OF PHOEBE A.WARNER TO
HIGHWAY ROUTE NO; 944 AND NOW AS A MEANS OF ACCESS TO AND FROM
TRACT OF LAND.
BEING KNOWN AS 3966 ENOLA ROAD, NEWVILLE, PA
TAX ID NO. 43-04-0387-036
TITLE TO SAID PREMISES IS VESTED IN MICHAEL J. JANESKO BY DEED FROM
MAURICE G.' AND ELIZABETH B. HILLIARD, HUSBAND AND WIFE, DATED
2/18/1994 RECORDED 2/18/1994 IN DEED BOOK 101 PAGE 846.
'\'~.,L,
~,.~
.> , ~
.' '. --.,
" Ie.,.,
~ ,
"~'~"
,~---,,~
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N' KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation.
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3.966 Enola Road
Newville, PA 17241
.
. NO. 01-1251 Civil Term
Defenda.nt(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Michael J. Janesko
3966 Enola Road
Newville, PA 17241
Your house (real estate) at 3966 Enola Road, . Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on June 5, 2002, at 10:00 AM
in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA ,
to enforce the court judgment of $268,790.83, obtained by Plaintiff above
(the mortgagee) against you. If the sale is postponed, the prQperty will
be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY RF. ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immadia~e ac~ion:
1. The sale will ~e cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (856) 482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
<;.""' .
,~ ~ "'-
, '
.0,,1
~ ",',
-- -=..
""~""~-
," ~ : .-
XO~Y STILL ~A~E TO SAVE YOU~ PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482.-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the'buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will oe ,paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights aftd defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS P~PER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108 -
~-"~ , .~-
-
~l,
~" -
.".'
, '~ '
-
"''1'!','
ALL THAT CERTAIN PIECE OR PARCEL OF LAND, SITUATE IN UPPER
FRANKFORD TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, MORE
PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TOGETHER WITH THE
IMPROVEMENTS ERECTED THEREON:
BEGINNING AT AN IRON PIN AT CORNER OF LAND NOW OR FORMERLY OF
HAROLD T. SHOFFNER AND LAND NOW OR FORMERLY OF RAY A. ORNER (WHICH
IRON PIN IS NORTH 22 DEGREES 49 MINUTES 38 SECONDS WEST 881.57 FEET
FROM PA. ROUTE 944); THENCE ALONG LAND NOW OR FORMERLY OF RAY A.
ORNER AND THROUGH A 10.5 FOOT DIRT LANE, NORTH 22 DEGREES 32
MINU~ES O~ SECONDS WEST 864.29 FEET TO AN IRON PIN; THENCE ALONG
LANDS NOW OR FORMERLY OF RAY A. ORNER, NORTH 24 DEGREES 45 MINUTES
00 SECONDS WEST 1,993.20 FEET TO AN IRON PIN AT AN EXISTING POST AT
THE EDGE OF TOWNSHIP ROAD T-423; THENCE ALONG THE EDGE OF TOWNSHIP
ROAD T-423. NORTH 43 DEGREES 59 MINUTES 46 SECONDS WEST 32.51 FEET
TO AN IRON PIN AT A TREE AND CORNER OF LANDS NOW OR FORMERLY OF
LEROY H. RAUDABAUGH; THENCE BY LANDS NOW OR FORMERLY OF LEROY H.
RAUDABAUGH AND LANDS NOW OR FORMERLY OF MARVIN L. RUTH, SOUTH 77
DEGREES 07 MINUTES 16 SECONDS EAST 1,824.37 FEET TO AN IRON PIN AT
AN EXISTING POST; THENCE STILL BY LANDS OF MARVIN L. RUTH THE
FOLLOWING COURSES AND DISTANCES; SOUTH 61 DEGREES 16 MINUTES 02
SECONDS EAST 375.47 FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH
14 DEGREES 45 MINUTES 12 SECONDS EAST 99.32 FEET TO AN IRON PIN AT
AN EXISTING POST; SOUTH 27 DEGREES 46 MINUTES 01 SECOND EST 324.81
FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH 10 DE;GREES 16
MINUTES 37 SECONDS EAST 213.45 FEET TO AN IRON PIN AT AN EXISTING
POST; SOUTH 21 DEGREES 15 MINUTES 43 SECONDS EAST 320.30 FEET TO AN
IRON PIN; SOUTH 29 DEGREES 55 MINUTES 00 SECONDS EAST 511.50 FEET
TO AN IRON PIN AT CORNER OF LANDS NOW OR FORMERLY OF MARVIN L. RUTH
AND LANDS OF EDGAR E. HOOVER; THENCE BY LANDS NOW OR FORMERLY OF
EDGAR E. HOOVER AND LANDS NOW OR FORMERLY OF HAROLD T. SHOFFNER,
SOUTH 65 DEGREES 25 MINUTES 01 SECONDS WEST 1, 705 . 08 FEET TO AN
IRON PIN AT CORNER OF LANDS NOW OR FORMERLY OF HAROLD T. SHOFFNER
AND RAY A. ORNER, THE PLACE OF BEGINNING.
CONTAINING 86.0677 ACRES AND SAID DESCRIPTION BEING IN ACCORDANCE
WITH SURVEY OF CARL D. BERT, R.S., DATED FEBRUARY 20, 1975.
TOGETHER WITH THE RIGHT OF WAY FROM A PRIVATE ROAD OR LAND
EXTENDING FROM SOUTHWESTERN CORNER OF' SAID TRACT OF LAND OVER,
THROUGH AND ACROSS THE LANDS NOW OR FORMERLY OF PHOEBE A.WARNER TO
HIGHWAY ROUTE NO. 944 AND NOW AS A MEANS OF ACCESS TO AND FROM
TRACT OF LAND.
BEING KNOWN AS 3966 ENOLA ROAD, NEWVILLE, PA
TAX ID NO. 43-04-0387-036
TITLE TO SAID PREMISES IS VESTED IN MICHAEL J. JANESKO BY DEED FROM
MAURICE G. AND ELIZABETH B. HILLIARD, HUSBAND AND WIFE, DATED
2/18/1994 RECORDED 2/18/1994 IN DEED BOOK 101 PAGE 846.
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WRIT OF EXECUTION andlor ATTACHMENT
COMMONWEALTH OF PENNSYL VANIA)
COUNTY OF CUMBERLAND)
NO 01-1251 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due UNITED COMPANIES LENDING CORPORATION
MACARTHUR RIDGE n, Plaintiff (s)
From MICHAEL J. JANESKO AND E JADE JANESKO MORTGAGOR, 3966 ENOLA ROAD,
NEWVILLE, PA 17241
(I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee( s) that: ( a) an attachment has been issued; (b) the garnishee( s) is enj oined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachmeut is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that helshe has been added as a
garnishee and is enjoined as above stated,
Amount Due $268,790.83
L.L.
Interest FROM 6/6/01 TO DATE OF SALE 6/5/02 PER DIEM@$47.90-$17,483.50
Atty's Comm % Due Prothy $1.00
Atty Paid, $1,167.38 Other Costs
Plaintiff Paid
Date: MARCH 1, 2002
CURTIS R. LONG
Prothonotary, Civil Division
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REQUESTING PARTY:
Name MARK J. UDREN, ESQ
Address: 1040 N. KINGS mGHW AY, SIDTE 500
CHERRY HILL, NJ 08034
Attorney for: PLAINTIFF
Telephone: 856-482-6900
Supreme Court ID No. 04302
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Real Estate Sale # :5 C)
On March 12, 2002 the sherifflevied upon the
defendant's interest in the real property situated in
Upper Frankford Township, Cumberland County, P A
known and numbered as 3966 Enola Road, Newville
and more fully described on Exhibit "A" filed with this
writ and by this reference incorporated herein.
Date: March 12, 2002
By: ~~
Real Estate Deputy
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
- NO. 01-1251 Civil Term
Defendant(s)
PRAECIPE TO ISSUE WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
Amount due $268.790.83
Interest From June 6. 2001 26.617 36
to Date of Sale March 5. 2003
Per diem @$41.72
(Costs to be added) $
MARK J. UDREN & ASSOCIATES
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge,n
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
-
- COURT OF COMMON PLEAS
: CIVIL DIVISION
: CUmberland County
: MORTGAGE FORECLOSURE
.
,
':::;:.
Plaintiff .
v.
Michael J: Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
-
- NO. 01-1251 Civil Term
Defendant(s)
WRIT OF EXECUTION
TO THE SHERIFF OF CUmberland COUNTY:
To satisfy the judgment, interest and costs in the above matter, you
are directed to levy upon and sell the following described property:
3966 Enola Road
Newville, PA 17241
SEE LEGAL DESCRIPTION ATTACHED
Amount due $268 790 83
Interest From ,Tune 6. 2001 26 617 36
to Date of Sale Marr.h' S, 2003
Per diem @$41.72
(Costs to be added) $
Prothonotary
By
Clerk
Date
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COURT OF COMMON PLEAS
NO, 01-1251 civil Term
-------------------------------------
-------------------------------------
United Companies Lending Corporation
vs.
Michael J. Janesko
E. Jade Janesko, Mortgagor
-------------------------------------
-------------------------------------
WRIT OF EXECUTION
-------------------------------------
-------------------------------------
REAL DEBT
$
268.790.83
INTEREST $ 26.617.36
from ,Tune Ii. 2001 to
Date of Sale March 5. 2003
Per diem @$41. 72
COSTS PAID:
PROTHY $
SHERIFF $
STATtJ'rORY $
COSTS DUE PROTHY. $
PREMISES TO BE SOLD:
3966 Enola Road
Ne~' e, PA 17241
r J. Udren, ESQUIRE
MARK J. & ASSOCIATES
1040 NORTH KINGS HIGHWAY
SUITE 500
CHERRY HILL, NJ 08034
(856) 482-6900
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ALL THAT CERTAIN PIECE OR PARCEL OF LAND,' SITUATE_!~ UPPER
FRANKFORD TOWNSHIP, ~- CUMBERLAND' COUNTY, PENNSYLVANIA, MORE
PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TOGETHER WITH THE
IMPROVEMENTS .ERECTED THEREON: .
BE.GINNING AT AN IRON. PIN AT CORNER OF LAND NOW OR FORMERLY OF.
HAROLD T. SHOFFNER AND IJUm NOW OR FORMERLY OF RAY A. OlmER(WHICH'
IRON PIN IS NORTH 22 DEGREES 49 MINUTES 38 SECONDS WEST 881.57 FEET
FROM PA.. .ROUTE 944); THENCE ALONG LAND NOW OR FORMERLY OF. RAY A.
ORNER AND .THROUGH A 10.5 FOOT DIRT LANE, NORTH 22 DEGREES 32
. MINUTES 09 SECONDS WEST a6~.29 FEET TO AN IRON PIN; THENCE ALONG
'.. LANDS NOW OR FORMERLY OF RAY A.ORNER, NORTE24 . DEGREES .45 MINU'l'ES :;,.
00 SECONDS WES'1'1,993;20 FEET TO AN IRON PIN AT AN EXISTING POST AT
THE EDGE OF TOWNSHIP ROAD T-423;THENCE ALONG THE EDGE OF TOWNSHIP
ROADT-423, NORTH 43 PEGRElilS 59 MINtJ'rES 46 SECONDS WEST 32.51 tEET '".-
. TO AN IRON PIN AT A TREE AND CORNER OF LANDS NOW OR FORMERLY OF
. LEROY H. RAUDABAUGH; THENCE BY LANDS NOW OR FORMERLY OF LEROY H. .,;,
.RAUDJffiAUGH AND LAND.S.NOW0R FORMERLY OF MARVIN L. RUTH,' SOUTH 77
. DEGRE~S 07 MINUTES 16 SECOl'mS EAST 1,824.37FEET'TO'AN IRON PIN AT
. AN EXISTING POST; THENCE. STILL BY LANDS. OF MARVIN L. RUTH THE
FOLLOWING COURSES AND DISTANCES; BOUTH 61 DEGREES. 16 MINUTES' 02
SECONDS EAST 375.47 FEET TO AN IRON PIN .AT AN EXISTING POST; SOUTH
.14 . DEGREES 45 MINuTES 12 SECONDS EAST 99.32 FEET TO AN IRON PIN AT
. . AN EXISTING POST; SOUTH 27'DEGREES '46 NINUTESOl SECOND EST 324..81.
FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH 10 DEGREES 16
MINUTES 37 SECONDS EAST '213.45 FEET' TO AN IRON PIN AT AN'EXISTING
'POST; SOUTH 21 DEGREES 15 MINUTES 43 SECONDS EAST 320.30 FEET TO AN
. IRON PIN; SOoTa 29 DEGREES 55 MINUTES 00 SECONDS EAST 511.50 FEET
. TO AN IRON PIN AT CORNER OF LANDS NOW OR FORMERLY. OF MARVIN L. RUTH
AND LANDS OF EPGAR E. HOOVER; THENCE BY LANDS NOW OR FORMERLY OF
EDGAR E.: HOOVER '.AND LANDS NOW OR FORMERLY OF HAROLD T. SHOFFNER;
SOUTH 65 DEGREES 25 MINUTES 01 SECONDS WEST 1,705.08 FEET TO AN
IRON PIN AT CORNER 'OF LANDS NOW OR FORMERLY OF HAROLD T. 'SHOFFNER.'
AND RAYA. ORNER, THE PLACE OF BEGINNING.
. .
. .
CONTAINING 86.0677 ACRES AND SAID DESCRIPTION: BEING IN ACCORDANCE
WITH SURVEY OF CARL D. BERT, R; S _; DATED FEBRUARY 20, 1975. .
TOGETHER' WITH THE .RIGHT . OF WAY . FROM' A . PRIVATK, ROAD OR' LAND'
EXTENDING FROM' SOUTHWESTERN CORNER OF SAID TRACT .OF LAND . OVER ,
. TBEOUGH'AND ACROSS TEE LANDS NOW OR FORMERLY OF PHOEBE A. .'WARNER TO
..HIGHWAY ROUTE 'NO. . 944 AND NOW AS A MEANS OF ACCESS TO AND FROM.
TRACT OF LAND.
I'
BEI~G KNOWN AS 3966 ENOLA ROAD, NEWVILLE, PA
TAX ID NO. 43-04-0387-q36
TITLE TO SAID PREMISES.IS VESTED IN MICHAEL J_ JANESKO BY DEED FROM
.MAURICE G. AND ELIZABETH B.: HILLIARD, HUSBAND AND WIFE, DATED
.2/18/1994 RECORDED 2/18/1994 IN DEED BOOK 101 PAGE'846.
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,MARK J. UDREN & ASSOCIATES
,BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
.
. NO. 01-1251 Civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Michael J. Janesko
3966 Enola Road
Newville, PA 17241
E. Jade Janesko, Mortgagor
3966 Eriola Road
Newville, PA 17241
Your house (real estate) at 3966 Enola Road, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on March 5, 2003, at 10:00 AM in
the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to
enforce the court judgment of $268,790.83, obtained by Plaintiff above (the
mortgagee) against you. If the sale is postponed, the property will be
relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SAT,F,
TO prevent this Sheriff I s Sale', you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payment, late
charges, costs and reasonable attorney's fees. To find out how much you must pay,
you may call: (856) 482-6900
2. You may be able to stop the sale by filing a petition asking
open the judgment, if the judgment was improperly entered.
Court to postpone the sale for good cause.
the Court to strike or
You may also ask the
3. You may also be able to stop the sale through other legal proceedings,
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how to
obtain an attorney.)
.
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\YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN
IF THE SHRRIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's sale is not stopped, your property will be sold to the highest
bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid
to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may
bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that money.
The money will be paid out in accordance with this schedule unless exceptions (reasons why
the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after
Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back,
if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
.
. NO. 01-1251 civil Term
Defendant(s)
C E R T I F I CAT E
Mark J. Udren, Esquire, hereby states that he is the attorney for the
Plaintiff in the above-captioned matter and that the premises are not
subject to the provisions of Act 91 because it is:
An FHA insured mortgage
Non-owner occupied
Vacant
x Act 91 procedures have been fulfilled.
Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa. C.S.
Sec. 4904 relating to unsworn falsification to authorities.
UDREN & ASSOCIATES
en, ESQUIRE
FOR PLAINTIFF
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J. UDREN & ASSOCIATES
Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA l7241
.
. NO. 01-1251 Civil Term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.l
United Companies Lending Corporation, Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for
the Writ of Execution was filed the following information concerning the
real property located at: 3966 Enola Road, Newville, PA l724l
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
Michael J. Janesko
3966 Enola Road, Newville, PA 1724l
2. Name and address of Defendant(s) in the judgment:
Name Address
Michael J. Janesko
3966 Enola Road, Newville, PA 17241
E. Jade Janesko, Mortgagor
3966 Enola Road, Newville, PA l724l
3. Name and address of every
lien on the real property to
Name
judgment creditor
be sold:
Address
whose judgment is a record
Greenwood Trust Co., Novus PO Box 25010, Newark, NJ 19726
Services, Inc & Discover Card
Carrie E. Roush 4118 Green Court, Harrisburg, PA l71l0
Saturday's Market 3751 E. HBG Pike, Middletown, PA 17057
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4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
United Credit Card Bank
N.A. A National Bank
8550 United Plaza Blvd., Ste. 203
Baton Rouge, LA 70809
Martson Deardorff Williams
& Otto
10 East High Street, Carlisle, PA 17013
5. Name and address of every other person who has any record lien on the
property:
Name Address
None
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Square, Carlise, PA 17013
Domestic Relations Section
13 N. Hanover St., Carlise, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and
knowledge who
sale:
Name
address of every other person of whom the plaintiff has
has any interest in the property which may be affected by the
Address
Tenants/Occupants
3966 Enola Road, Newville, PA 17241
I verify that the statements made in this affidavit are true and correct to
the best of my personal knowledge or information and belief. I understand
that false statements herein are made subject to the penalties of 18
Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & ASSOCIATES
DATED: November 25, 2002
Udren, ESQ.
f r Plaintiff
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due UNITED COMPANIES LENDING CORP.,
NO 01-1251 Civil
CIVIL ACTION - LAW
MacARTHUR RIDGE 1I Plaintiff (s)
From MICHAEL J. and E. JADE JANESKO, 3966 ENOLAROAD, NEWVILLE PA 17241.
(I) You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE
LOCATED AT 3966 ENOLA ROAD, NEWVILLE PA 17241 (SEE ATTACHED LEGAL
DESCRIPTION) .
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debtto or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as a
garnishee and is enjoined as above stated.
AmountDue $268,790.83 L.L.
Interest FROM 6/6/01 TO 3/5/03 @ $41.72 per diem $26,617.36
Atty's Comm % Due Prothy $1.00
Atty Paid $1,267.12 Other Costs
Plaintiff Paid
Date: DECEMBER 3, 2002
CURTIS R. LONG
(Seal)
By:
REQUESTING PARTY:
Name MARK J. UDREN, ESQ.
Address: 1040 N. KINGS HIGHWAY, SIDTE 500
CHERRY HILL NJ 08034
Attorney f9r: PLAINTIFF
Telephone: (856) 482-6900
Supreme Court ill No. 47741
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MARK J. UDRE~ & ASSOCIATES.
BY: Mark J. Udren
.' ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
Plaintiff
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
, . ' "DefendanHs)
: NO. 01-1251 Civil Term
AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1
Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies
that:
1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which
is attached hereto as Exhibit "A", was sent to every recorded lienholder and
every other interested party known as of the date of the filing of the
Praecipe for the Writ of Execution, on thedate(s) appearing on the attached
Certificates of Mailing.
2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and
certified mail on the date appearing on the attached Return Receipt, which
was s:i,gned for by Defendant (s) on the date specified on. the said Return
Receipt. Copies of the said Notice and Return Receipt are attached hereto as
Exhibit "B".
3. If a Return Receipt is not attached hereto, then service was by personal
service on the date specified on the attached Return of Service, attached
hereto as Exhibit "B".
4. If service was by Order of Court, then proof of compliance with said
Order is attached hereto as Exhibit "B".
This Affidavit is made subject to t
relating to unsworn falsification to
set forth by Pa Rule C.P.
All Notices were served within
3129.
Pa.C.S. Section 4904
Dated: February 22, 2003
B
Mark J. Udren, Esquire
Attorney for Plaintiff
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MARK J. UDREN & ASSOCIATES
'BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISIO:N
Cumberland County
NO. 01-1251 civil Term
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
DATE: January 22, 2003
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY
OWNER(S): MICHAEL J. JANESKO & E. JADE JANESKO
PROPERTY: 3966 Enola Road, Newville, PA 17241
Improvements: RESIDENTIAL DWELLING
The above captioned property is scheduled to be sold at the
Cumberland County ,Sheriff's Sale on March 5, 2003, at 10:00 AM, at
the COMMISSIONERS HEARING ROOM, 2ND FLOOR, COURTHOUSE, CARLISLE,
PA. Our records indicate that you may hold a mortgage or judgment
on the property which will be extinguished by the sale. You may
wish to attend the sale to protect your interests.
A Schedule of Distribution will be filed by the Sheriff on a date
specified by the Sheriff not later that 30 days after sale.
Distribution will be made in accordance with'the schedule unless
exceptions are filed thereto within 10 days after the filing of the
schedule.
EXHIBIT A
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United Companies Lending Corporation
VS
Michael J. Janesko and E. Jade
Janesko, his wife
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2001-1251 Civil Term
Ron Hoover, Deputy Sheriff, who being duly sworn according to law, states that
on December 18, 2002 at 10:05 0' clock AM, he served a true copy of the within Real
Estate Writ, Notice and Description, in the above entitled action, upon the within named
defendant, to wit: Michael Janesko, by making known unto E. Jade Janesko, wife of
defendant, at 3966 Enola Road, Newville, Cumberland County, Pennsylvania, its
contents and at the same time handing to her personally the said true and correct copy of
the same.
Ron Hoover, beputy Sheriff, who being duly sworn according to law, states that
on December 18, 2002 at 10:05 o'clock AM, he served a true copy of the within Real
Estate Writ, Notice and Description, in the above entitled action, upon the within named
defendant, to wit: E. Jade Janesko, by making known unto E. Jade Janesko, personally,
at 3966 Enola Road, Newville, Cumberland County, Pennsylvania, its contents and at the
same time handing to her personally the said true and correct copy of the same.
Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states
that on January 10, 2003 at 7:1.5 o'clock P.M., she posted a true copy of the within Real
Estate Writ, Notice, Poster and Description, in the above, entitled action, upon the
property of Michael J. JaneskO and E. Jade Janesko located,at 3966 Enola Road,
Newville, Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to one of the within
named defendants, to wit: Michael J. Janesko byregular mail to his last known address
of3966 Enola Road, Newville, PA 17241. This letter was mailed under the date of
January 13, 2003 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being du1y sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice ofthe pendency of the action to one of the, within,
named defendants, to wit: E. Jade J anesko by regular mail to her last known address of
3966 EnolaRoad, Newville, PA 17241. This letter was maiiedunder the date of January
13, 2003 and never ret~rned to the Sheriffs Office.
This _ day of
So Answers: ~
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R. Thomas Kline, Sheriff
Sworn and subscribed to before me
2003, A.D.
Prothonotary
mdGci~S JWU4J
Real Estate eputy
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United Companies Lending Corporation
VS
Michael J. Janesko and E. Jade Janesko
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2001-1251Civil Term
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED pursuant to instructions from Attorney Mark J. Udren.
Sheriff s Costs:
Docketing
Poundage
Surcharge
Law Library
Prothonotary
Mileage
Certified Mail
Levy
Posting Handbills
Advertising
Postpone Sale
Law Journal
Patriot News
Share of Bills
30.00
270.00
30.00
1.00
13.80
3.10
15.00
15.00
15.00
20.00
446.75
375.25
25.21
$1260.11 paid by attorney
6/11/03
Sworn and subscribed to before me So Answers:
This 1'16 daYOf~ ~~-..,,<~~
~ R. Thomas Kline, Sheriff
2003, A.D. 'tk, 0. "'rH';&<-', ~~~~~
Prothonotary Real E e Deputy
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I,D. NO. 04302
I
1040 N.KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
l'i56-482-6,900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
!T'~/
Plaintiff,
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
.
. NO. 01-1251 Civil Term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
United Companies Lending Corporation, Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for
the Writ of Execution was filed the following information concerning the
real property located at: 3966 Enola Road, Newville, PA 17241
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
Michael J. Janesko
3966 Enola Road, Newville, PA 17241
2. Name and address of Defendant(s) in the judgment:
Name Address
Michael J.Janesko
3966 Enola Road, Newville, PA 17241
E. Jade Janesko, Mortgagor
3966 Enola Road, Newville, PA 17241
3. Name and address of every
lien on the real property to
Name
judgment creditor
be sold:
Address
whose judgment is a record
Greenwood Trust Co., Novus PO Box 25010,Newark, NJ 19726
Services, Inc & Discover Card
Carrie E. Roush 4118 Green Court, Harrisburg, PA 17110
Saturday's Market 3751 E. HBG Pike, Middletown, PA 17057
-
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.
,
4.' Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
united Credit Card Bank
N.A. A National Bank
8550 United Plaza Blvd., Ste. 203
Baton Rouge, LA 70809
Martson Deardorff Williams
& Otto
10 East High Street, Carlisle, PA 17013
5. Name and
property:
Name
I 'I't.
address of every other person who has any record lien on the
~, Address
None
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Square, Carlise, PA 17013
Domestic Relations Section
13 N. Hanover St., Carlise, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and
knowledge who
sale:
Name
address of every other person of whom the plaintiff has
has any interest in the property which may be affected by the
Address
Tenants/Occupants
3966 Enola Road, Newville, PA 17241
I verify that the statements made in this affidavit are true and correct to
the best of my personal knowledge or information and belief. I understand
that false statements herein are made subject to the penalties of 18
Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & ASSOCIATES
DATED: November 25, 2002
Udren, ESQ.
f r Plaintiff
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, . MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
,
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
COURT OF COMMON PLEAS,
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
'\'~/
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
. NO. 01-1251 civil Term
Defendant(s)
NOTI~E OF SHERIFF'S SALE OF REAL PROPERTY
TO: Michael J. Janesko
3966 Enola Road
Newville, PA 17241
E. Jade Janesko, Mortgagor
3966 Eriola Road
Newville, PA 17241
Your house (real estate) at 3966 Enola Road, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on March 5, 2003, at 10:00 AM in
the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to
enforce the court judgment of $268,790.83, obtained by Plaintiff above (the
mortgagee) against you. If the sale is postponed, the property will be
relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'1'l 1'lALE
To prevent this Sheriff I s Sale', you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payment, late
charges, costs and ~easonable attorney's fees. To find out how much you must pay,
you may call: (SS6) 482-6900 '
2. You may be able to stop the sale by filing a petition asking
open the judgment, if the judgment was improperly entered.
Court to postpone the sale for good cause.
the Court to strike or
You may also ask the
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how to
obtain an attorney.)
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YOU MAY Sa'ILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN
IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest
bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, youwiil re~ain
the owner of the property as if the sale never happened.
5. .You have the right to remain in the property until the full amount due is paid
to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may
bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that money.
The money will be paid out in accordance with this schedule unless, exceptions (reasons why
the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after
Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back,
if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
HELP.
LAWYER REFEImAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DELICENCIDADOS DE FlLADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800~990-9108
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ALL THAT CERTAIN PIECE OR PARCEL OF LAND,' SITUATE' IN UPPER
FRANKFORD TOWNSHIP,' CUMBERLAND' COUNTY, PENNSYLVANIA,- MORE
PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TOGETHER WITH THE
IMPROVEMENTS ERECTED THEREON:,
, ,
BEGINNING -AT AN IRON PIN AT CORNER OF 'LAND NOW OR FORMERLY OF,
HAROLD T. SHOFFNER AND LAND NOW OR FORMERLY OF RAYA. OlrnER(WHICH'
IRON PIN 'IS NORTH 22 DEGREES 49 MINUTES 38 SECONDS WEST 881.57 FEET
FROM PA.,ROUTE 944); 'THENCE ALONG LAND NOW OR FORMERLY OF,RAY A.
ORNER ANIl ,THROUGH 11.,10.5 FOOT DIRT LANE, NORTH 22 DEGREES 32
.MINUTES 09 SECONDS WEST S64.29 FEET TO AN IRON PIN; THENCE ALONG
,LANDS NOW OR FORMERLY OF RAY A.ORNER, NORTH 24 ,DEGREES ,45 MINUTES :,',
00 SECONDS WEST 1,993;20 FEET TO AN IRON PIN AT AN EXISTING POST AT
THE EDGE OF TOWNSHIP ROAD T-423;THENCE' ALONG THE EDGE OF TOWNSHIP
ROAD 'I'-42'3 ,NORTH.43 DEGREES 59 MINUTES 46 SECONDS WEST 32 _ 51 tEET' ".:
. TO AN IR0N PIN AT A TREE AND CORNER OF LANDS NOW OR FORMERLY OF
,LEROY H.RAUDABAUGH; THENCE BY LANDS NOW OR FORMERLY OF LEROY H. "1.1
RAUDlffiAUqH AND LANDS NOW ElR FORMERLY OF MARVINL. RUTH,' SOUTH 77
DEGRE~S O?MlNUTES 16 SECONDS EAST 1,824.37 FEET TO 'AN IRON PIN AT
,ANEXIST:j:NG POST; THENCE -STILL BY LANDS OF MARVIN L. RUTH THE
FOLLOWING COURSES AND DISTANCES; smiTH 61 DEGREES 16 MINUTES '02
SECONDS EAST 375.47 FEET TO AN IRON' PIN ,AT AN EXISTING POST; SOUTH
.14 ,DEGREES 45 MINUTES 12 SECONDS ~T 99.32 FEET TO AN IRbNPIN AT
AN EXISTING POST; SOUTH 27 DEGREES 46 MINUTES 01 SECOND EST 324,.81,
FEET TO AN IRON PIN AT AN EXISTING POST; SOUTH 10 DE;GREES 16
MINUTES 37 SECONDS EAST '213.45 FEET'TO AN IRON PIN AT AN EXISTING
POST; SOUTH 21 DEGREES IS MINUTES 43 SECONDS EAST 320.30 FEET TO AN
IRON PIN; SOuTH 29 DEGREES'55 MINUTES 00 SECONDS ,EAST 511,50 FEET
TO AN IRON PIN AT CORNER OF LANDS NOW OR FORMERLY, OF MARVIN L. RUTH
AND LANDS OF EDGAR E. HOOVER; THENCE BY LANDS NOW OR FORMERLY OF
EDGAR E., HoovER ',AND LANDS NOW OR FORMERLY OF HAROLD T . SHOFFNER;
SOUTH 65 DEGREES 25 MINUTES 01 SECONDS WEST 1,705.08 FEET TO AN
IRON PIN AT CORNER ,OF LANDS NOW OR FORMERLY OF HAROLD T _SHOFFNER,
AND RAYA. ORNER, THE PLACE OF BEGINNING.
, ,
, ,
CONTAINING 86.0677 ACRES AND SAID DESCRIPTION BEING IN ACCORDANCE
WITH SURVEY OF ~ D. BERT, R ~ S .; DATED FEBRUARY. 20, 1975. '
TOGETHER' WITH TilE ,RIGHT ,OF WAY . FROM. A 'PRIVATE. ROAD OR' LAND'
EXTENDING FROM' SOUTHWESTERN CORNER OF SAID TRACT ,OF LAND OVER"
,TIm, OUGH 'AND, ACROSS THE, LANDS NOW OR FORMERLY OF PHOEBE A. ,'WARNER TO
. HIGHWAY ROtJTE 'NO. 944 AND NOW AS A MEANS 'OF ACCESS TO AND FROM,
TRACT OF LAND.
, '
BEING KNOWN AS 3966 ENOLA ROAD, NEWVILLE, PA
TAX ID NO. 43-04-0387-q36
TITLE TO SAID PREMISEs,rs VESTED IN MICHAEL J. JANESKO BY DEED FROM
.MA.URICEG. AND ELIZABETH B.: HILLIARD, HUSBAND AND WIFE, DATED
,2/18/1994 RECORDED 2/18/1994 IN DEED BOOK 101 PAGE 846.
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
'COUNTY OF CUMBERLAND)
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due UNITED COMPANIES LENDING CORP.,
NO 01-1251 Civil
CIVIL ACTION - LAW
MacARTHUR RIDGE II Plaintiff (s)
From MICHAELJ. and E. JADE JANESKO, 3966 ENOLAROAD, NEWVILLE PA 17241.
(I) You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE
LOCATED AT 3966 ENOLAROAD, NEWVILLE PA 17241 (SEE ATTACHED LEGAL
DESCRIPTION) .
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachmeut is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $268,790.83 L.L.
Interest FROM 6/6/01 TO 3/5103 @$41.72 per diem $26,617.36
Atty's Comm % Due Prothy $1.00
Atty Paid $1,267.12 Other Costs
Plaintiff Paid
Date: DECEMBER 3, 2002
CURTIS R. LONG
(Seal)
REQUESTING PARTY:
NameMARKJ. UDREN,ESQ.
Address: 1040 N. KINGS IDGHWAY, SmTE 500
CHERRY HILL NJ 08034
Attorney for: PLAINTIFF
Telephone: (856) 482-6900
Supreme Court ill No. 47741
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Real Estate Sale # 43
On December 9,2002 the sherifflevied upon the
defendant's interest in the real property situated in
Upper Frankford Township, Cumberland County, P A
known and numbered as 3966 Enola Rd., Newville,
more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: December 9,2002
By:--.J tclzf kf ~
Real Estate Deputy
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WrIt No. 2001.1251
, , Civil Term
~o=c-----unlt.d Companies
"-, - 'Lending Corp.
vs
~: :1Mlchael J. Janesko
~ -<and E. Jade Janesko
~=-:- ' ,Atty: !!Iar!r-J, Udren
.---c '_- DESCRIPTION
~tHAT-CESTAL~,piece or, partel of land,
~ate' in trpifer- Frankford Township,
,CUmberland, County, Pennsylvania, more
pJttiG:ulady_,bounded and described a5 follows,
wgeiher with the improvements erected thereon:
B1:GINNnm -at an iron pin at comer of land now
--or foffiierly of Harold T. Shoffner and 13Jld now
~mnnerry of "Ray A. Orner (which iron pin i~
:Ncirth 22 degrees 49 minutes 38 seconds West
-'381.57 feet from PA Route 944); thence along
- JancLoQw or fonncrly of Ray A. Orner and
_ 'fhroIfgn'il rU.5 foot dirt lane, North 22 degrees 32
minutes, 09. seconds West 864.29 feet to an iron
pili; tlience along lands now or fonnerly of Ray
A. Omer, North 24 degrees 45 minutes 00
-;$econds West 1,993.20 feet to an iron pin at an
~i5ting pool a.t \he edge of Township Road T-
,423; thence a1o~g the edge of Township Road T-
-n, NorQt4~ degrees S9 minute~46 seconds. West
~:Z::.l~~t to an irclll pin at a tree and. comer of
=----lant'tnow or fonneO' of LeRoy H. Raudabaugh,
- lhence.-by lands now or fonnerl)' of LeRoy ft.
Raudabaugh_and .lands now, or fonnerl)' of
=M"afVin L. Ru~li, South 77 degree$ 07 minutes 16
~ '-~lrds East ],824.37 feeJ to. an ,iron pin at an
-- existing post; thence stllfb)> lands, of Mlll"Ilin L.
Ruthlliefollowing courses and distances; South
- 61 degrees 16 minlltes 02 seconds East 375,47
feet to an iron pin at an ell.isting post; South 14
degrees 45 minutes 12 second~ East 99.32 feet to
~ an Tron}lm at an existiqutOst; South 27 degrees
- 46 minutes 01 secord East 324.81 feet to an iron
pin at an exi~~).ost; SQu.tA JO dezrees 16
~:tn1nutes37seeooosEast213.45feettoaniron
prn at an ell.isting post; South 21 degrees 15
~ liIin,utes 43 SCt.~nds East 320.30 feet to an iron
.QiR; South 29 degrees 55 minutes DO seconds
East.5J.l.50feet to an Iron pin at corner of lands
now or fonnerly of Marvin 1. Ruth and lands of
E<lg:ar:,E. Hoover; thence by lands now or
rormeriY'orE<lgar E. Hoo~'er and lands now or
fOIillerlyofHaroldT. Shoffner, Soulh 65 degrees
-,---25 minutes 01 seconds West 1,705.08 feet to an
jiQ.n pin at corner of lands now or fonnerly of
ffifulrrSlWffner llIld Ray A. Orner, the place
-ilf1\EGlNNlNG.
,_ CONTAINING 86.0677 acres and said
lEci?ttOll being in a<:oordance with survey of
CilrllJ, Bert, RS" dated February 20, ] 915,
'l'Q(jETHER with the right-of.way from a private
wd_orland exte:lwng from Southwestern corner
of said tract of !and 9ver, tlJrough and across the
tJ.!1ds ,pow or fonnl;:'Jy of Phoebe A. Warner to
flfghway Route No. 914 and now as a means of
accesslO and from tract 'bf land.
--:BEING KNOWN as 3966 &ola Road, Newville,
--PA,
~'IJ11LTO SAID PREMISES ]S VESTED IN
MicbaelJ.J~o by ,deed from Mauric~ G. anti
~ Sizabcth B. Hilliard, husband 3l1d wife~ dated 11
~ r8iW9~ recorded 2118fl994 in Deed Book tOl
....:.P-age~~,__ _n' _ ~._ ~,_,'_ o~,~"'~,='-----_,
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THE P A 'fRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16,1929
Commonwealth of Pennsylvania, County of Dauphin} ss
JOSEPH A. DENNISON being duly sworn according to law, deposes and says: That he is the Ass!.
Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of
Pennsylvania, with its principal office and place of business at 812 to 818 Market S1reet, in the City of Harrisburg,
County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sundav Patriot-News
newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State
aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September
18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactiy as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 28th day(s) of January and the 4th and
11th day(s} of February 2003. That neither he nor said Company is interested in the subject matter of said printed
notice or advertising, and that all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
COPY
SALE #43
NotilriaISeal
Tarry L Russell, NotaIy Public
Crty Of HarriSburg, Dauphin County
My Commission Expires June 6, 2006
Member. Pennsylvania Associa1ion Of Notaries
NOT R PUBLIC
My commission expires June 6, 2006
CUMBERLAND COUN1Y SHERIFFS OFFICE
CUMBERLAND COUN1Y COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates $
Probating same Notary Fee(s) $
Total $
373.20
1.75
375.25
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sundav Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
By....................................................................
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RNL JilSIJ'A<1'E SilLE NO. 43
Writ No. 2001-1251 CivU
United Companies Lending
Corporation
vs.
Michael J. Janesko and
E. Jade Janesko
Atly.: Mark J. Udren
ALL THAT CERTAIN piece or par-
cel of land-:t....s ~.ituate in Upper Frank-
ford Town~p. Cwnberland Coun-
ly. PetmSylVanla. more particularly
boundedlltnd described as follows.
together with the improvements
erected thereon:
BEGINNING at an iron pin at
corner of land now or formerly of
Harold T. Shoffner and lands now
or formerly of Ray A Orner (which
Iron pin is North 22 degrees 49 mln-
utes 38 seconds West 881.57 feet
from Pa. Route 944); thence along
land now or formerly of Ray A. Orner
and through a 10.5 foot dirt lane,
North 22 degrees 32' niinutes 09
seconds West 864.29 feet to an iron
pin; thence along lands now or for-
merly of Ray A. Orner. North 24
degrees 45 minutes 00 seconds
West 1. 993. 20 feet to an iron pin at
an existing post at the edge of Town-
ship Road T-423; thence along the
edge of Township Road T-423. North
43 degrees 59 minutes 46 seconds
West 32.51 feet to an iron pin at a
tree and corner of lands now or for~
merly of Leroy H. Raudabaugh;
thence by lands now or formerly of
Leroy H. Raudabaugh and lands now
or fonnerly of Marvin L. Ruth, South
77 degrees 07 minutes 16 seconds
East 1.824.37 feet to an iron pin at
an existing post; thence still by
lands of Marvin L. Ruth the follow-
ing courses and distances; South
61 degrees 16 minutes 02 seconds
East 375:47 feet to an iron pin at
an existing post: South 14 degrees
45 minutes 12 seconds East 99.32
feet to an iron pin at an existing
post; South 27 degrees 46 minutes
01 second East 324.i.H feet to an
iron pin at an existing post; South
10 degrees 16 minutes 37 seconds
East 213.45 feet to an iron pin at
an existing post; South 21 degrees
15 minutes 43 seconds East 320.30
feet to an iron pin; South 29 de-
grees 55 minutes 00 seconds East
511.50 feet to an iron pin at corner
of lands now or formerly of Marvin
L. Ruth and lands of Edgar E, Hoo-
ver; thence by la;n.ds noW or for-
merly of Edgar E. Hoover and lands
now or formerly of Harold T.
Shoffner, South 65 degrees 25 min-
utes 01 seconds West 1,705.08 feet
to an iron pin at comer of lands now
or formerly of Harold T. Shoffner
and. Ray A. Orner. the place of be-
ginning.
CONTAINING 86.0677 acres and
said description being in accordance
with survey of Carl D. Bert. R.S..
dated February 20. 1975.
TOGETHER with the right of way
from a private road or land extend-
ing from southwestern comer of said
tract of land over, through and
across the lands nOW or formerly of
Phoebe A. Warner to Highway Route
No. 944 and noW as a means of ac-
cess to and from tract of land.
BEING KNOWN AS 3966 ENOLA
ROAD. NEWVILLE. PA.
TAX lD NO. 43-04-0387-036.
TITLE: TO SAID PREMISES IS
VESTED IN MICHAEL J. JANESKO
BY DEED FROM MAURICE G. AND
ELIZABETH B. HILLIARD. HUS-
BAND AND WIFE. DATED '},/18/
1994 RECORDED 2/18/1994 IN
DEED BOOK 101 PAGE: 846.
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PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. 1.1784
STATEOFPENNSYLVANIA :
ss.
COUNTY OF CUMBERLAND :
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
V1Z:
JANUARY 31, FEBRUARY 7,14,2003
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
WORN TO AND SUBSCRIBED before me this
14 day of FEBRUARY. 2003
duv
, NOTAR
, LOIS e. eNYDERl Nolal1, PubIlc
c.">!ll1l1$ illl'ro, C!!fl1llilllMd County
My ~ ElqllI83 March 5, 2005
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
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ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 01-1251 Civil Term
SUGGESTION OF BANKRUPTCY
To the Prothonotary:
Kindly note on the record that the above Defendant, Michael J.
Janesko & Ellen J. Janesko has filed Chapter 13 Bankruptcy in the
Middle District of Pennsylvania on August 31, 2001, Bankruptcy Case
No. 01-04746.
-;h
Mark J. Udren, Esquire
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
~TTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
-
- COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
- NO. 01-1251 Civil Term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
United Companies Lending Corporation, Plaintiff in the above action, by
its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe
for the Writ of Execution was filed the following information concerning
the real property located at: 3966 Enola Road, Newville, PA 17241
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
Michael J. Janesko
3966 Enola Road,Newville, PA 17241
2. Name and address of Defendant(s) in the judgment:
Name Address
E. Jade Janesko, Mortgagor
3966 Enola Road,Newville, PA 17241
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
Carrie E. Roush 4118 Green Court, Harrisburg, PA 17110
Saturdays Market 3751 E. HBG Pike, Middletown, PA 17057
Greenwood Trust Co. P.O. Box 25010, Newark, NJ 19726-0010
Novus Services Inc. P.O. Box 25010, Newark, NJ 19726-0010
Discover Card P.O. Box 25010, Newark, NJ 19726-0010
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4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
United Credit Card
Bank, NA
8550 United Plaza Blvd., Ste. 203
Baton Rouge, LA 70809
Martson Deardorff
Williams & Otto
10 East High Street, Carlisle, PA 17013
5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Sq., Carlisle, PA 17013
Domestic Relations Section
13 N. Hanover St., Carlisle, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
3966 Enola Road, Newville, PA 17241
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & ASSOCIATES
DATED: August 7, 2003
':t-.io!ti~~F~J;! l '"'
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Defendant(s)
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ATTORNEY FOR PLAINTIFF
-
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
.
. NO. 01-1251 Civil Term
PRAECIPE TO ISSUE WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
Amount due
$268.790.83
vi
Interest From 6/6/01
to Date ot Sale December 10, 2003
Per diem @$42.42
(Costs to be added)
38.941. 56
$
MARK J. UDREN & ASSOCIATES
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
.
- NO. 01-1251 Civil Term
Defendant(s)
C E R T I F I CAT E
Mark J. Udren, Esquire, hereby states that he is the attorney for
the Plaintiff in the above-captioned matter and that the premises are not
subject to the provisions of Act 91 because it is:
An FHA insured mortgage
Non-owner occupied
Vacant
X Act 91 procedures have been fulfilled.
Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa. C.S.
sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & ASSOCIATES
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~ J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
.
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
.
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
.
. NO. 01-1251 civil Term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
United Companies Lending Corporation, Plaintiff in the above action, by
its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe
for the Writ of Execution was filed the following information concerning
the real property located at: 3966 Enola Road, Newville, PA 17241
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
Michael J. Janesko
3966 Enola Road,Newville, PA 17241
2. Name and address of Defendant(s) in the judgment:
Name Address
E. Jade Janesko, Mortgagor
3966 Enola Road,Newville, PA 17241
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
Carrie E. Roush 4118 Green Court, Harrisburg, PA 17110
Saturdays Market 3751 E. HBG Pike, Middletown, PA 17057
Greenwood Trust Co. P.O. Box 25010, Newark, NJ 19726-0010
Novus Services Inc. P.O. Box 25010, Newark, NJ 19726-0010
Discover ca.rd P.O. Box 25010, Newark, NJ 19726-0010
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4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
\
Plaintiff herein.
See Caption above.
United Credit Card
Bank, NA
8550 United Plaza Blvd., Ste. 203
Baton Rouge, LA 70809
Martson Deardorff
Williams & Otto
10 East High Street, Carlisle, PA 17013
5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the properCY and whose interest m~y be affected by the sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Sq., Carlisle, PA 17013
Domestic Relations Section
13 N. Hanover St., Carlisle, PA 17013
CommonwealCh of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
3966 Enola Road, Newville, PA 17241
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
MARK J. UDREN & ASSOCIATES
DATED: August 7, 2003
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'MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
COURT OF COMMON PLEAS
CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
. NO. 01-1251 Civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Michael J. Janesko
3966 Enola Road
Newville, PA 17241
Your house (real estate) at 3966 Enola Road, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on December 10, 2003, at 10:00
AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA
to enforce the court judgment of $268,790.83, obtained by Plaintiff
above (the mortgagee) against you. If the sale is postponed, the
property will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABT,R TO PREVRNT THTS SHERIFF'S SAT,R
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (856) 482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUll. LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYL VANIA)
COUNTY OF CUMBERLAND)
NO 01-1251 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due UNITED COMPANIES LENDING CORPORATION,
Plaintiff (s)
From MICIlAEL J. JANESKO AND E. JADE JANESKO
(I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee( s) that: ( a) an attachment has been issued; (b) the garnishee( s) is enj oined from
paying any debt to or for the accoWlt of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is fOWld in the possession
of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as a
garnishee and is enjoined as above stated.
AmountDue $268,790.83 LL
Interest FROM 6/6/01 TO DATE OF SALE 12/10/03 - PER DIEM @$42.42 - $38,941.56
Atty's Comm % Due Prothy $1.00
Atty Paid $2542.23 Other Costs
Plaintiff Paid
Date: SEPTEMBER 10, 2003
CURTIS R. LONG
(Seal)
Proth02
~ Bv: Q~ . .2. 7?zrA....~J'.r
Deputy
REQUESTING PARTY:
Name MARK J. UDREN, ESQUIRE
Address: 1040 N. KINGS IDGHWAY, SIDTE 500
CHERRY HILL, NJ 08034
Attorney for: PLAINTIFF
Telephone: 856-482-6900
Supreme Court ID No. 04302
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United Companies Lending Corporation
VS
Michael J. Janesko and E. Jade Janesko
,.J
In the Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2001-1251Civil Term
';,,,--,,,,",\,
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED pursuant to instructions from Attorney Mark J. Udren.
Sheriff's Costs:
Docketing
Poundage
Advertising
Mileage
Levy
Surcharge
Prothonotary
Share of Bills
30.00
479.74
15.00
6.21
15.00
30.00
1.00
28.90
$ 605.85 paid by attorney
10/10/03
Sworn and subscribed to before me
so~
,... n" ,~--,:>. :~~A
This~dayof LYe...~ . ~
C) - R. Thomas Kline, Sheriff
2003, A.D. '(" (1 ~,'tlpr ,j
BYV
Prothonotary Real Es
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
.
. NO. 01-1251 Civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Michael J. Janesko
3966 Enola Road
Newville, PA 17241
Your house (real estate) at 3966 Enola Road, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on December 10, 2003, at 10:00
AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA
to enforce the court judgment of $268,790.83, obtained by Plaintiff
above (the mortgagee) against you. If the sale is postponed, the
property will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAYBE ABLE TO PREVENT THI S SHERIFF'S SAIJE
To prevent this Sheriff1s Sale, you must take 1mmed1ate action:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (856) 482-6900
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
mortgagee the back payment, late
To find out how much you must pay,
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
lU'J
,~
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YOU MAY STILL BE ABLE TO SAVE YOUR PRO?ERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. You may be entitled, to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER 1'0 YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
CUmberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
MacArthur Ridge II
909 Hidden Ridge Drive, Suite
200
Irving, TX 75038
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Michael J. Janesko
E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
.
. NO. 01-1251 Civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: E. Jade Janesko, Mortgagor
3966 Enola Road
Newville, PA 17241
Your house (real estate) at 3966 Enola Road, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on December 10, 2003, at 10:00
AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA
to enforce the court judgment of $268,790.83, obtained by Plaintiff
above (the mortgagee) against you. If the sale is postponed, the
proper~y will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ARI,E TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff1s Sale, you must take immediate action!
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (856)-482-6900
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the
more chance you will have of stopping the sale. (See notice on page two on how
to obtain an attorney.)
',:",,~
" ~
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.......' ~
....", ~ """",_I.~",,,,.,,,,
-'001~~,*"'<
,
YOU MAY STLLL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THR SHERIFF'S SALE DOES TAKE P~CE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. YOU may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened.
5. yOU have the right to remain in the property until the full amount due is'
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
6. YOU may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why ~he proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUl!. LAWYER, AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
CUmberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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NOW Oil J'OliMEll.LY OJ' KAlI.VDl L. 1lU'l'B Al'Il) LAJlIlS OJ' EDGAR E. HOOVER; 'l'EIENCE BY LaJlIlS NOW
OR, FOIlHERLY OJ' EDGAR E. HOOVER Al'Il) L.UIllS NOW OR J'OIlHERLY OJ' HAll.OLD T. SHOl!'l!'JlBll.,
SOUTE 65'DEGIl.BBS 25 HDllI'rBS 01 SECOJlIlS WEST 1,705.08 l!'BBT 'rOAN J:ll.ON PDl AT CORJlEll.
OJ' IoDllS NOW OR FOIlHERLY OJ' 1Ull.0LD T. SHOJ'J'liIBll. Al'Il) ll.AY A. 0RNEll.. '1'liE PLACB OJ'
BEG:onq;NG. '
CONTADlDlG 86.0677 AC2BS Al'Il) SAJ:ll DBSClUPTJ:ON' BEDlG Dl ACCORDilliIcE' WJ:'l'EI SUIlVEY 01'
CAll.L D~ BEll.T, Il.S., DA:rED FBBIlUAll.Y 20, 1975.
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1'0llHERLY OJ' n;OEBB A. ~ TO HJ:GElWAY 1l00000E 1'10. 944 Al'Il) NOW AS A HDliIS, 01' ACCBSS
TO Al'Il) nox ftACT 01' LAlIIl.
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BEING KNOWN AS: 3966 ENOLA ROAD, NEWVILLE, PA 17241
PROPERTY ID NO.: 43-04-0387-036
TITLE TO SAID PREMISES IS VESTED IN MICHAEL J. JANESKO BY DEED FROM
MAURICE G. AND ELIZABETH B. HILLIARD, ,HUSBAND AND WIFE DATED
2/18/94 RECORDED 2/18/94 BOOK 101 PAGE 846.
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WRIT OF EXECUTION andlor ATTACHMENT
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COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 01-1251 Civil
CIVIL ACTION - LAW
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TO THE SHERIFF OF CUMBERLAND COUNTY;
To satisfy the debt, interest and costs due UNITED COMPANIES LENDING CORPORATION,
Plaintiff (s)
From MICHAEL J. JANESKO AND E. JADE JANESKO
(I ) You are directed to levy upon the property of the ,defendant (s land to sell SEE LEGAL
DESCRIPTION.
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(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant( s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify himlher that helshe has been added as a
garnishee and is enj oined as above stated.
Amount Due $268,790.83 L.L.
Interest FROM 6/6/01 TO DATE OF SALE 12110/03 - PER DIEM @$42.42 - $38,941.56
Atty's Comm % Due Prothy $1.00
Atty Paid $2542.23 Other Costs
Plaintiff Paid
Date: SEPTEMBER 10, 2003
CURTIS R. LONG
(Seal)
Prothonotary
<5,y: ~~ tJ . e. ~AAi''l.o ,--
Deputy
REQUESTING PARTY:
Name MARK J. UDREN, ESQUIRE
Address: 1040 N. KINGS mGHW AY, SmTE 500
CHERRY mLL, NJ 08034
Attorney for: PLAINTIFF
Telephone: 856-482-6900
Supreme Court ill No. 04302
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Real Estate Sale # 67
On September 15,2003 the sherifflevied upon the
defendant's interest in the real property situated in
Upper Frankford Township, Cumberland County, P A
Known and numbered as 3966 Eno1a Road,
Newville, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: September 15,2003
By: JH 1:1I1A~ +1/"1
Real E;tM; D;~~
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UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOOD CREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
ATTORNEY FOR PLAINTIFF
United Companies Lending
Corporation
Plaintiff
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Michael J. Janesko
E. Jade Janesko', Mortgagor
Defendant
. NO. 01-1251 civil Term
PRAECIPE TO WITHDRAW JUDGMENT AND DISCONTINUE WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly mark the above captioned matter JUDGMENT
WITHDRAWN and ACTION DISCONTINUED WITHOUT PREJUDICE, upon payment
of your costs only.
~
Mark J. Udren, Esquire
UDREN LAW OFFICES, P.C.
Attorney for Plaintiff
DATED: October 12. 2004
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