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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NATIONAL CITY MORTGAGE
COMPANY,
Plaintiff,
vs.
GERALD E. JOHNSON
Defendants.
CIVIL DIVISION
NO. 01 - /'-/4/
Ct0;Ct-~
COMPLAINT IN MORTGAGE
FORECLOSURE
Code -MORTGAGE FORECLOSURE
Filed on behalf of
Plaintiff
Counsel of record for this
party:
Louis P. Vitti, Esquire
PA LD. #3810
Supreme Court #01072
Louis P. Vitti & Assoc., P.c.
916 Fifth Avenue
Pittsburgh, PA 15219
(412) 281-1725
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COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST
THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE
ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE
ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY
THE ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES
AND OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE
WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT
YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT
OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU
MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
SHOULD NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LmERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
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COMPLAINT IN MORTGAGE FORECLOSURE
AND NOW, comes the Plaintiff by its attorneys, Louis P. Vitti and Associates, P.C. and Louis P.
Vitti, Esquire, and pursuant to the Pennsylvania Rules of Civil Procedure Numbers 1141 through 1150, for
its Complaint in Mortgage Foreclosure, sets forth the following:
I. The Plaintiff is a corporation duly authorized to conduct business within the laws of the
Commonwealth of Pennsylvania, having a principal place of business located at 3232 Newmark Drive,
Miamisburg, Ohio.
2. The Defendant(s) is/are individuals with a last known mailing address of 143 N. Pitt
Street, Carlisle, PA 17013. The property address is 143 N. Pitt Street, Carlisle, PA 17013 and is the
subject of this action.
3. On the 16th day of August, 1999, in consideration of a loan of Forty Three Thousand Four
Hundred fifty six and 00/100 ($43,456.00) Dollars made by National City Mortgage Company, an Ohio
corporation, to Defendant(s), the said Defendant(s) executed and delivered to National City Mortgage
Company, an Ohio corporation, a "Note" secured by a Mortgage with the Defendant(s) as mortgagor(s) and
National City Mortgage Company, as mortgagee, which mortgage was recorded on the 16th day of August,
1999, in the Office of the Recorder of Deeds of Cumberland County, in Mortgage Book Volume 1564, page
259. The said mortgage is incorporated herein by reference thereto as though the same were set forth fully
at length.
4. The premises secured by the mOligage are:
SEE EXHIBIT "A" ATTACHED HERETO.
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5. Said mortgage provides, inter alia:
"that when as soon as the principal debt secured shall become due and payable, or in
case default shall be made in the payment of any installment of principal and interest, or any
monthly payment, keeping and performance by the mortgagor of any of the tenns, conditions
or covenants of the mortgage or note, it shall be lawful for mortgagee to bring an Action of
Mortgage Foreclosure, or other proceedings upon the mortgage, of principal debt, interest
and all other recoverable sums, together with attorney's fees."
6. Since September 1, 2000, the mortgage has been in default by reason, inter alia, of the
failure of the mortgagor( s) to malce payments provided for in the said mortgage (including principal and
interest) and, under the terms ofthe mortgage, the entire principal sum is due and payable.
7. In accordance with the appropriate Pennsylvania Acts of Assembly and the Pennsylvania
Rules of Civil Procedure, the mortgagor(s) has been advised in writing of the mortgagees intention to
foreclose. The appropriate time period has elapsed since the Notice of Intention to Foreclose has been
served upon the mortgagor( s).
8. The amount due on said mortgage is itemized on the attached schedule.
9. Plaintiff does hereby release the personal representative, heir and/or devisee of the
mortgagor(s) from liability for the debt secured by the mortgage.
WHEREFORE, pursuant to Pennsylvania Rule of Civil Procedure Number 1147(6), Plaintiff
demands judgment for the amount due of Fifty Thousand Five HlU1dred Eighty Two and 89/1 00 Dollars
($50,582.89) with interest and costs.
Respectfully submitted,
LOUIS P. VITTI ASSOC., P.C.
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Louis . Vitti, Esquire
Attorney for Plaintiff
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JOHNSON, GERALD E.
SCHEDULE OF AMOUNTS DUE UNDER MORTGAGE
Unpaid Principal Balance
43,124.29
Interest
(Plus
8.0000% from 08/01/00 through
$9.4519 per day after 03/31/2001 )
03/31/2001
2,287.36
Late charges through 03/08/2001
o months @ 17.14
Accumulated beforehand
(plus $17.14 on the 17th day of each month after
0.00
QJlQ
119.98
03/08/2001 )
Attorney's fee 2,156.21
Escrow deficit 2 895 05
(This figure includes projected additional charges that may be incurred by the Plaintiff
and transmitted to the sheriff as charges on the writ prior to the date of the sheriff's
sale)
BALANCE DUE 50,582.89
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e3-es-el 11:53 PREMIER ABSTRACT
:Ji7/J5ufI) Ii SOY(j~
ID=71724333ge P13/27
...
LEGAL DESCRIPTION
ALL that certain lot of ground situate in the Borough of Carlisle,
Cumberland County, Pennsylvania, bounded and descrIbed as follows:
ON the North by property now or formerly of Nellie Liszroani on the
east by a twelve foot alley, on the South by property now or
formerly of Irvin Walters; and on the west by North Pitt Street,
containing twenty-four (24) feet in front on North Pitt Street and
extending in depth one hundred twelve (u2) feet in front On No.-th
pitt Street and extending in depth one hundred twelve (112) feet to
the aforesaid alley, and having thereon erected a brick dwellIng.
aEING the ~ame premises convByed by Ca.11s1e Rousing Oppo.tunit1es Corporation
by deed of even d.ate and intended to be 1;'ecor4ed s1m.ultaneoualy be't'e.w1th in tlle
Office of th~ RecQrder of "Deeds of CumQerland County, PQnn$ylva~ia~ ~nto Gerald E.
John5QnJ the Mortgagor nera1R.
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VERIFICATION
AND NOW Louis P. Vitti verifies that the statements made in this Complaint are true
and correct to the best of his knowledge, information and belief. I understand that false statements
herein are made subject to the penalties of 18 Pa.C.S. 4904, relating to unsworn falsification to
authorities.
By virtue of the fact that the Plaintiff is outside the jurisdiction of the court and the
verification cannot be obtained within the time allowed for the filing of this pleading, the pleading
is submitted by counsel having sufficient knowledge, information and belief based upon the
information provided him by the Plaintiff.
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Dated: March 8, 2001
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-01441 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
NATIONAL CITY MORTGAGE COMPANY
VS
JOHNSON GERALD E
BRIAN BARRICK
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
JOHNSON GERALD E
the
DEFENDANT
, at 0013:07 HOURS, on the 15th day of March
2001
at 143 N PITT ST
CARLISLE, PA 17013
by handing to
SHERRY JOHNSON
(Wife)
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
3.10
.00
10.00
.00
31.10
~~~~
R. Thomas Kline
03/16/2001
LOUIS P. VITTI
Sworn and Subscribed to before By:
me this :J.gtE.--
day of
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~ t2 )z"lltJ. ~ i~~
Prothonotary
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
NATIONAL CITY MORTGAGE CO,
CIVIL DIVISION
Plai ntiff,
NO:Ol-1441
vs
GERALD E. JOHNSON
Defendant
PRAFCIPF
THE PROTHONOTARY OF CUMBERLAND COUNTY
KINDLY settle, discontinue - Verdicts, Judgments, Executions, Awards, Decrees,
Equity, Liens, Counterclaims or Cross-claims and Plaintiff's case or as to Garnishee only,
D~:-I:-,'-a[)d Clai s.
(
oui P. Vitti, Esquire
Attorney for Plai ntiff
I hereby certify that the foregoing is a true and correct statement of the above case.
Date
SWORN TO and subscribed
Pro. Cost
before me this 3RD day
Sheriff due
Notarial Seal
Kathleen Carr, Notary Public
Pittsburgh, Allegheny County
My Commission Expires May 1, 2004
Member, PennsylvaniaAssociation of Notanes
Cert.
, Prothonotary
BY
Deputy
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