HomeMy WebLinkAbout01-1735 FX
^M
,., -
IN THE COURT OF COMMON PLEAS OF THE 9TH JUDICIAL DISTRICT
OF PENNSYLVANIA - CUMBERLAND COUNTY
Donny L. Thomas,
Plaintiff
Civil Action. Law
v.
No. AD2001- IT~':; ~T,...,.
Household Automotive Finance
Corporation,
Defendant
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages you must take action within twenty (20) days after this complaint and
notice are served, by entering an appearance personally or by attorney and filing in
writing with the court your defenSes or objections to the claims set forth against you.
You are warned that if you fail to do so the case may proceed without YOu and a
judgment may be entered against you by the CQurt without further notice for any money
claimed in the complaint or for' any other claim or relief requested by the plaintiff. You
may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYE;:R OR CANNOT AFFORD ONE GO TO OR TELEPHONE
THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET
LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PENNSYLVANIA 17013
TELEPHONE: (717) 249-3166
"!". "
--., "1--' '-'r"--""~ --, ',',,"-<.'~ , ,: ,"'11' . ~ I ' - ,
II
~~
,
~,.
IN THE COURT OF COMMON PLEAS OF THE 9TH JUDICIAL DISTRICT
OF PENNSYLVAHIA - CUMBERLAND COUNTY
Donny L. Thomas,
Plaintiff
Civil Action - Law
v.
No. AD2001- /73~ CUrd. ~
Household Automotive Finance
Corporation,
Defendant
COMPLAINT
Plaintiff, Donny L. Thomas, by and through his attorney, Joseph A. Macaluso, Esq.,
by way of Complaint, complains of defendant Household Automotive Finance
Corporation, a Delaware corporation, and for a cause of action alleges:
1. Plaintiff, Donny L. Thomas (hereinafter referred to as "Thomas"), is a sui juris
adult who resides at 28 Town Mills, Shippensburg, Cumberland County, PA 17257.
2. Defendant, Household Automotive Finance Corporation, (hereinafter referred to
as "HAF Corporation"), is a corporation organized and existing under the laws of the
State of Delaware.
3. Upon information and belief, HAF Corporation is authorized to do business in the
Commonwealth of Pennsylvania by way of Certificate of Authority filed on or about
December 19,1995, with the Pennsylvania Department of State, and has a registered
address in Pennsylvania c/o CT Corporation Systems, 1515 Market Street, Suite 1210,
Philadelphia, PA 19102.
p~,
" ..." . . ,,,, , -, "~" ,,- r >>>:I";:~ .:' ,,'-- ~ 'I ". "
".;
4. On or about November 24, 1999, Thomas entered into and executed a Motor
Vehicle Installment Contract (hereinafter called the "Contract"), for the purchase of a
1998 Ford F150 Pick-up Truck, VIN 1FTZF17W3WNC37602 (hereinafter referred to as
the "Truck"), by him from Interstate Ford, 196 Walnut Bottom Road, Shippensburg,
Cumberland County, PA 17257. A copy of the Contract is attached hereto as Exhibit A.
5. The cash price for the Truck sta~ed in the Contract is $21,692.05.
6. The total pric;e of the Truck is $21,845.55, calculated as follows:
cash price for Truck
license, title, registration fee
documentary fee
PA tire tax
$21,692.05
108.50
40.00
5.00
$21,845.55
7. Thomas made a cash down payment for this purchase in the amount of $500.00.
8. In addition, Thomas gave his vehicle, a 1986 Plymouth Caravelle, as a "trade-in",
for which he received an allowance of $500.00, per the Vehicle Order, a copy whereof is
attached hereto as Exhibit B.
9. Accordingly, the amount financed under the Contract is $20,845.55, (i.e.
$21,845.55 less the $500.00 cash down payment and less the $500.00 trade-in)
10. The interest riilte payable under the Contract is 17.95%.
11. The Payment Schedule under the Contract is: 72 payments, each in the
amount of $478.35, beginning January 8, 2000.
12. The Contract was assigned by Interstate Ford to HAF Corporation
simultaneously with execution of the Contract, and so HAF Corporation provided the
financing. A copy of the Assignment Agreement is attached hereto as Exhibit C.
,;"- ,!", ,~, . _COo" _ _, ~ ,
I',
> I ;~. , . ,
13. Thomas did covenant and agree to pay the purchase price for the Truck in the
Contract as follows:
"PROMISE TO PAY: You agree to pay us the Total Sale Price for the
Vehicle by making the Total Downpayment and paying us the Amount
Financed plus interest. You promise to make payments in accordance
with the Payment Schedule. You promise to make payments on or before the
same day of each month as the first payment due date. ... You aQree to make
payments at the place or to send payments to the address which Assigneee
most recently specifies in the written notice to you."
14. Furthermore, the Contract provides tt:\at Thomas shall give a security interest in
the Truck, as follows:
"SECURITY AGREEMENT: To secure the payment of all sums due and
the performance of all required obligations under this Contract, you give a
security interest in the Vehicle, in all parts (called the "accessions")
attached to the Vehicle at any later time, and in any proceeds of the
Vehicle, including insurance proceeds."
15. According to Paragraph 13 of Additional Terms and Conditions on the reverse of
the Contract, on defaUlt by Thomas, HAF Corporation could repossess the Truck:
"13. OUR RIGHTS IF YOU ARE IN DEFAULT OF THIS CONTRACT: If you are
in default of this Contract, we may enforce our rights according to law. We may
also do the things specifically mentioned in this Contract. We may do one of
these things and at the same time or later do another. Some of the things we
may do are the following: ...
"b. REPOSSESSION: We can repossess the Vehicle, unless prohibited by law."
16. Thomas immediately insured the Truck at the time of purchase, through Dymond
Insurance Agency, 2012 Lincoln Way E;ast, Chambersburg, PA 17201, for a premium in
the amount of $347.00 (copy of Policy Endorsement is attached hereto as Exhibit D).
17. On or about January 10, 2000, Thomas made the first payment under the
"" ""
~ <"
-"-'f" -'. r<'F' ,,' ,1_ ," - 1
r',
~
Contract, which was due January 8, 2000, by way of maifing to HAF Corporation two
separate money orders payable to "Household Automotive", one in the amount of
$300.00, and the other in the amount of $179.00, for a total of amount of $479.00. The
reason Thomas used two money orders instead of one, was because the money orders
state on their face "NOT GOOD OVER $300". The loan account number is written on
the face of each money order. Copies of the money orders are attached hereto as
Exhibit E.
18. HAF Corporation depo~ited the aforesaid money orders on January 18, 2000, as
evidenced by the bank stamp on the reverse side of same.
19. However, at the end of January, 2000, HAF Corporation called Thomas at home
and informed him that he did not make his first payment. Thomas explained that he had
made the payment and described the time and manner of payment by way of mailing the
money orders. Thomas did not keep record of the date of this conversation, or the
name of the representative of HAF Corporation with whom he spoke.
20. In early February, 2000, despite having this information furnished by Thomas,
and despite having deposited the first payment, HAF Corporation again called Thomas,
this time at his place of employment, and again infomed him that he did not make his
first payment. Thomas again explained that he had made the payment and described
the time and. manner of payment by way of mailing the money orders. Thomas did not
keep a record of the date of this conversation, or the name of the representative of HAF
Corporation to whom he spoke.
21. On or about February 17, 2000, Thomas made the second payment under the
Contract, which was due February 8, 2000, by way of mailing to HAF Corporation a
..
, ,--,'~"
,'^
I"
1""( --"'-'"
, .
check payable to "Household Automotive" in the amount of $480.00. The check was
made by a friend of Thomas, however, Thomas wrote his full name and "Truck
Payment" on the face of the check. Moreover, Thomas's full name and address were
set forth both on the window envelope and form for mailing provided by HAF
Corporation. A copy of the check is attached hereto as Exhibit F.
22. HAF Corporation deposited the aforesaid check on February 28, 2000, as
evidenced by the bank stamp on the reverse side of same.
23. In late February, 2000, Thomas received from HAF Corporation a statement that
his January, 2000, and February, 2000, payments were due. A copy of the statement is
attached hereto as Exhibit G.
24. Sometime late in February, 2000, about the same time Thomas received the
aforesaid statement, HAF Corporation called Thomas a third time and informed him that
he did not make the January, 2000, and February, 2000, payments. Thomas again
explained how he had made each payment, including the time and manner of payments.
Thomas did not keep a record of the date of this conversation, or the name of the
representative of HAF Corporation to whotn he spoke.
25. On March 3, 2000, without good cause, HAF Corporation repossessed
the Truck.
26. Upon information and belief, HAF Corporation engaged Central Penn Recovery,
5203 Trindle Road, Mechanicsburg, PA 17055, to repossess the Truck.
27. In mid-March, 2000, Thomas received from HAF Corporation a Notice of Right to
Redeem and Notice of Sale advising him that the Truck would be sold March 28, 2000.
A copy of the notice is attached hereto as Exhibit H. Upon information and belief, HAF
Corporation sold the Truck.
';,~
.~
~ .
, r~~
. , - ,,- r- ' 1 ,_ ',~~,'C' ,-~ , '
28. HAF Corporation called Thomas a fourth time, in mid-March, 2000, regarding the
sale of the Truck, at which time Thomas once again explained how he had made the
payments. Thomas did not keep a record of the date of this conversation, or the name
of the representative of HAF Corporation to whom he spoke.
29. Thomas did not have the financial means to redeem the Truck, and so he
suffered the loss of the Truck.
30. Thomas also was required to pay Central Penn Recovery a fee of $30.00 in
order to ol;ltain his personal belongings from the Truck after the repossession. Thomas
does not have a receipt for this expense.
31. Thomas did not own another operable vehicle, since he had traded his 1986
Plymouth Caravelle in order to acquire the Truck.
32. Nor did Thomas have any money with which to purchase a replacement vehicle,
since he had spent his savings asa down payment to purchase the Truck.
33. From the time of repossession of the Truck until January 12, 2001, Thomas paid
friends and relatives $200.00 for reimbursement of gas for his private transportation.
34. The repossession and sale of the Truck has injured Thomas's credit history, and
so he was not able to purchase another used vehicle until January 12, 2001, when he
bought a 1987 Honda Excel from T&G Auto Sales, Shippensburg, PA 17257, for a
purchase price of $227.50.
35. There is no other proceeding pending involving the subject matter of this
case, and there are no other parties in interest.
~~ ~ ,~ ,.""" ~",'_C __ .....,. "'"
'1'-"- P ,,[ "''''-'.-''-
", "
'-.
COUNT I
BREACH OF CONTRACT
36. Thomas repeats and realleges the allegations of Paragraphs 1 through 35,
inclusive, of the complaint above, as though the same were set forth in extenso.
37. Thomas fulfilled all his obligations under the Contract, including but not limited
to making the first and second payments as agreed pursuantto the financing terms of
HAF Corporation under the Contract, and therefore, Thomas was entitled to the full use,
possession, enjoyment and ownership ofthe Truck.
38. According to Paragraph 13 of Additional Terms and Conditions on the reverse of
the Contract, HAF Corporation agreed that "If you are in default of this Contract, we may
enforce our rights according to law" and "We can repossess the Vehicle, unless
prohibited by law."
39. However, HAF Corporation, without any basis under the Contract or obtaining
law, did wrongfully repossess and sell the Truck.
40. By its wrongful repossession and sale of the Truck, HAF Corporation has
breached the Contract.
41. As a result, Thomas has incurred the loss of the Truck, valued at $21,845.55,
and he has also suffered additionallpsses as follows: the $500.00 cash down payment;
the 1986 Plymouth Caravelle "trade-in"; the first and second payments made on the
Truck; the insurance premium; the fee paid to recover personal belongings; and injury to
his credit standing.
42. HAF Corporation is liable to Thomas for damages for breach of contract.
WHEREFORE, Thomas demands judgment in his favor and against HAF
;; <" ,~
.~" "-.^- "
--".
-""
Corporation for monetary damages, together with interest thereon, and costs of suit, in
an amount more than $25,000.00 and being more than the jurisdictional amount
requiring arbitration referral by local rule, and for such other relief as the Court may
deem proper.
COUNT II
CONVERSION
43. Thomas repeats and realleges the allegations of paragraphs 1 through 35,
inclusive, of the complaint above, as though the same were set forth in extenso.
44. Del;!pite Thomas's making his first and second payments to HAF Corporation,
and despite Thomas's explaining to HAF Corporation the manner and time he made the
payments, HAF Corporation still repossessed and sold the Truck.
45. The repossession and sale of the Truck by HAF Corporation constitutes an
unauthorized exercise of the right of ownership of the Truck, whiCh was the lawful
personal property of Thomas.
46. HAF Corporation is liable to Thomas for conversion.
WHEREFORE, Thomas demands judgment in his favor and against HAF
Corporation for monetary damages, together with interest thereon, and costs of suit, il'l
an amount more than $25,000.00 and being more than the jurisdictional amount
requiring arbitration referral by local rule, and for such other relief as the Court may
deem proper.
COUNT III
VIOLATION OF PENNSYLVANIA UNFAIR 'TRADE PRACTICES AND
CONSUMER PROTECTION LAW
47. Thomas repeats and realleges the allegations of Paragraphs 1 through 35,
<C_" -'7, ~'_, ",,__ h,~' __
'1<' n'",_
, ~l
. ~-
,w
inclusive, of the complaint above, as though the same were set forth in extenso.
48. The sale of the Truck and financing arrangements by HAF Corporation set forth
in the Contract constitute trade and commerce within the meaning of 73 P. S. Section
201-2 (3).
49. ,Because HAF Corporation financed the sale of the Truck and then wrongfully
repossessed and sold the Truck even though Thomas made the required payments,
HAF Corporation engaged in "unfair or deceptive acts or practices", by"(a)dvertising
goods or services with intent not to sell them as advertised" within the meaning of 73 P.
S. Section 201-2 (4)(ix).
50. Because HAF Corporation financed the sale of the Truck and then wrongfully
repossessed and sold the Truck even though Thomas made the required payments,
HAF Corporation engaged in "fraudulent conduct which creates a likelihood of confusion
or of misunderstanding" within the meaning of 73 P. S. Section 201-2 (4)(xxi).
51. HAF Corporation is a creditor/debt collector as defined in 37 Pa. Code Section
303.2.
52. Because HAF Corporation made the four telephone calls to Thomas described
in Paragraphs 19, 20, 24 and 28 hereinabove, and because HAF Corporation mailed
to Tholllas the written statements and notices described in Paragraphs 23 and 27
hereinabove, requiring him to make th", first and second payments on the Truck, even
though Thomas had already done so and explained this to HAF Corporation, HAF
Corp9ration engaged in an "unfair or deceptive act or practice", by "abusing or
harassing a person in connection with the collection of a debt" within the meaning of 37
Pa. Code Section 303.3(27).
- , ,~<, '" -., 1"'~ ~ ~ '
,,,,... f~
, - , =". , ~ ". I
~'~, ,0
_ ~""",7
53. HAF Corporation is liable to Thomas for treble damages and reasonable
attorney fees pursuant to 73 P. S. Section 201-9.2.
WHEREFORE, Thomas demands judgment in his favor and against HAF
Corporation for treble damages, together with interest thereon, costs of suit, and
reasonable attorney's fees in an amount more than $25,000.00 and being more than the
jurisdictional amount requiring arbitration referral by local rule, and for such other relief
as the Court may deem proper.
COUNT IV
NEGLIGENT MISREPRESENTATION
54. Thomas repeats and realleges the allegations of Paragraphs 1 through 35,
inclusive, of the complaint above, as though the same were set forth in extenso.
55. Despite Thomas's making his first and second payments to HAF Corporation,
and despite Thomas's explaining to HAF Corporation the manner and time he made the
payments, HAF Corporation still informed Thomas that it would repossess and sell the
Truck.
56. HAF Corporation failed to inform Thomas until after the sale that it would
repossess the Truck even if he made the required payments.
57. This constituted a misrepresentation by way of omission of a material fact.
58. HAF Corporation knew or should have known that this omission would induce
Thomas to purchase the Truck and that Thomas would rely upon same.
59. Thomas justifiably relied upon this misrepresentation and purchased the Truck
with financing by HAF Corporation.
60. HAF Corporation's conduct constitutes negligent misrepresentation.
c;'~~'l" '. ,_ ,"~ '_"'\,,~,,_
",T"T["'~ '1',"" f'""'" r!
~'"
~
61. Thomas suffered injury as a direct and proximate cause of HAF Corporation's
conduct, i.e. loss of the Truck, valued at $21,845.55, and he has also suffered
additional losses as follows: the $500.00 cash down payment; the 1986 Plymouth
Caravelle "trade-in"; the first and second payments made on the Truck; the insurance
premium; the fee paid to recover personal belongings; and injury to his credit standing.
62. HAF Corporation is liable to Thomas for negligent misrepresentation.
WHEREFORE, Thomas demands judgment in his favor and against HAF Corporation
for monetary dama!;les, together with interest thereon, and costs of suit, in an amount
more than $25,000.00 and being more than the jurisdictional amount requiring
arbitration referral by local rule, and for such other relief as the Court may deem proper.
COUNT V
FRAUD
63. Thomas repeats and reallege, the allegations of Paragraphs 1 through 35,
inclusive, and of Paragraphs 55 through 57, inclusive, of the complaint above, as
though the same were set forth in extenso.
64. HAF Corporation intentionally made this misrepresentation with knowledge that
Thomas would rely upon same and with intent to induce Thomas to act upon same.
65. Thomas justifiably relied upon this misrepresentation and purchased the Truck
with financing by HAF Corporation.
66. Thomas suffered injury as a direct and proximate cause of HAF Corporation's
conduct, i.e. loss of the Truck, valued at $21,845.55, and he has also suffered
additional losses as follows: the $500.00 cash down payment; the 1986 Plymouth
Caravelle "trade-in"; the first and second payments made on the Truck; the insurance
I' ,>~ ' ~ ..'O~ ," ~ ',>_
- ~ "r. .,.
'f'l
, I,', ~
"
~--.
~
premium; the fee paid to recover personal belongings; and injury to his credit standing.
67. HAF Corporation is liable to Thomas for damages for fraud.
WHEREFORE, Thomas demands judgment in his favor and against HAF Corporation
for monetary damages. together with interest thereon, and costs of suit, in an amount
more than $25,000.00 and being more than the jurisdictional amount requiring
arbitration referral by local rule, and for such other relief as the Court may deem proper.
COUNT VI
PUNITIVE DAMAGES
68. Thomas repeats and real/eges the allegations of Paragraphs 1 through 35,
inclusive, and of Paragraphs 63 through 67, inclusive, of the complaint above, as
though the $ame were set forth in extenso.
69. HAF Corporation's llctions were outrageous and malicious, willful and wanton,
and were intended to harm Thomas.
70. HAF Corporation is liable to Thomas for punitive damages.
WHEREFORE, Thomas demands judgment in his favor and against HAF Corporation
for punitive damages, together with interest thereon, costs of suit, and reasonable
attorneys fees in an amount more than $25,000.00 and being more than the
jurisdictional amount requiring arbitration referral by local rule, and for such other relief
as the Court may deem proper.
COUNT VII
NEGLIGENCE PER SE
71. Thomlls repeats and realleges the allegations of Paragraphs 1 through 35,
inclusive, of the complaint above, as though the same were set forth in extenso.
, ""'yo'" .,""" """,_<p,,-,,.h,"'''_"'C'' '~",~_
"
- , ,', ~ r',
'1 ,_~ , '11" 'I,,',
,"
. 1 ~ '"
. .
72. 69 P.S. Section 623 A. mandates when repossession may be undertaken, and
proviqes:
"A. When the buyer shall be in default in the payment of any amount due
under a motor vehicle installment sale contract or when the buyer has
committed any other breach of the contract, which is by the contract
speCifically made a ground for retaking the motor vehicle, the seller, or any
holder, who has lawfully acquired such contract, may retake possessiqn
thereof. Unless the motor vehicle can be taken without breach of the
peace, it shall be taken by legal process, but nothing herein shall be
construed to authorize a violation of the criminal law. "
73. HAF Corporation repossessed and sold the Truck even though Thomas was not
in default of any payment due under the Contract and even though Thomas had not
committed any other default or breach of the Contract.
74. HAF Corporation violated 69 P.S. Section 623 A.
75. Thomas is within the class of persons protected by 69 P.S. Section 623 A.
76. Thomas suffered injury as a direct and proximate cause of HAF Corporation's
conduct, i.e. loss of the Truck, valued at $21 ,845.55, and he has also suffered
additional losses as follows: the $500.00 cash down payment; the 1986 Plymouth
Caravelle "trade-in"; the first and second payments made on the Truck; the insurance
premium; the fee paid to recover personal belongings; and injury to his credit standing.
77. HAF Corporation is liable to Thomas for negligence per se.
WHEREFORE, Thomas demands judgment in his favor and against HAF Corporation
for monetary damages, together with interest thereon, and costs of suit, in an amount
more than $25,000.00 and being more than the jurisdictional amount requiring
arbitration referral by local rule, and for such other relief as the Court may deem proper.
COUNT VIII
NEGLlGE~CE
78. Thomas repeats and realleges the allegations of Paragraphs 1 through 35,
<"r:",~- ,~,,:;-' ,,'-,c:t- -.,0, ~_v,:,,' ,',1',,'.,- _I~,~ - -,'I',,~-"'" ,,~-
r,r _h ,.
-I ~
., ,
, "
"" '"'l''",_ ,
inclusive, of the complaint above, as though the same were set forth in extenso.
79. HAF Corporation owed Thomas to refrain from interference with Thomas's use,
possession, enjoyment and ownership of the Truck.
80. Because HAF Corporation financed the sale of the Truck and then wrongfully
repossessed and sold the Truck even though Thomas made the required payments, and
even though Thomas explained to HAF Corporation the time and manner of his
payments, HAF Corporation breached its duty to Thomas.
81. Thomas suffered injury as a direct and proximate cause of HAF Corporation's
conduct, i.e. loss of the Truck, valued at $21,845.55, and he has also suffered
additional losses as follows: the $500.00 cash down payment; the 1986 Plymouth
Caravelle "trade-in"; the first and second payments made on the Truck; the insurance
premium; the fee paid to recover personal belongings; and injury to his credit standing.
82. HAF Corporation is liable to Thomas for negligence.
WHEREFORE, Thomas demands judgment in his favor and against HAF Corporation
for monetary damages, together with interest thereon, and costs of suit, in an amount
more than $25,000.00 and being more than the jurisdictional amount requiring
arbitration referral by local rule, and for such other relief as the Court may deem proper.
Re ectfully submitted,
Jose h A. Macalus, sq.
upr e Court I.D. No. 38262
~ rn y for Plaintiff
P.O. ox 83
Orrstown, PA 17244
,>,
",--- ","',"".,
'.".., "
" ~
;--", ,-
,,",,': ,,"'.
VERIFICATION
I, Donny L. Thomas, verify that the statements made in the foregoing Complaint are true
and accurate to the best of my personal knowledge, information and belief. I
understand that my statements are made subject to the penalties of 18 Pa. C.S. Section
4904, relating to unsworn falsification to authorities.
~ .z4~
Donn~omas
Dated: .3 -;Jd.. - 0 /
o .~,
- "'" 1,'"'> - .,.. I - ',-, .~ ,~, .
I I ,I~
-,-
.."
,
PElIllSn'II\IlIA
"'Groll VEHICLE !IiSTAl.tIlENT SALE CONTRACT.
D..te.d j. 1 ) ? 4 ,.. J.{~.~:L.._.:..___._....._._._.......,...____ I t9 ---..', Ar.r. u It Ii
_ __. .l, r . ...._____....---::.:
.. . . '1"'." . .'"''
lotolo! Payments .' . Total Sale Price . .V'" .ii
11l'Ci Olllltilillt YOll wii! hii'it~ (Mild afti:~ ~'tlll "file rotaf co.s.t of' your PLlrchase 011'
tla?fe' ITh'!.d~' JfI sc!v&duled p,aymenls. " credit. im:JUdlfC. g your d:rtw." l"fpaY.me!1~' .
. .. WOO. GO
. . ors_. . . .'
.. ..
1$ 35441.20
.~------~-~--~~~_.~.~.. ----_._~._--~_.~.......~~
aNNUAL
I'EltCi.1n!l.GI:. lUll!;
1'I1ecr...'ltt'itj:'Cuicreditas
'.1J'I:.arljt r~'(e,
FmllNCE
CHARGE
TI'Ie dot/at amount the,
credit Will COf.t you.
.~movlli financed
lt1e ~1Tl1)lmt j)t cp~di'l. pmvi,ded
to :tnU or on your behalf.
17,95 %
$ 13!;9S.S5
2GS45, ~;~~
s
3444! .20
s
..
'fOUf P;3vmerlt Sctredl1le willlJe:
, ~.;..~ Pa. )'~Bnts ~..j. Am(P'?"flt~tyaYm~n~. F~ii<ilP;l1m."" M' 0'...- .' .. "I S"or;ly: VIl" e". ""i,,~ ""mit; i.i",,1 m lhe mot'"" ""hio::, !;ci"g P''''.''''""
(_.._.__..__~.:s., 1 $ , " .., :;..:;:..J Momnly. heg.~~~~~j-~'_.'--'.'--"'-"-"""_'~"_:of.~_.;~ttr_ P!fi'~yml!'r.t If you pai' M~ eatly, 'lUll will l1!1t n?\I(~ t.l:l p.:ty ,;t ~11.aUy. ^
,r.... 1$ "'t,q;l:~ I _.__.~~...._~ .;.ri>O; j . " '. _'
fHinif~$I'-~~__'~*'~_fff') .
utt Ctmp~ ~t a paY~-Ilt is tat$, Yl}lrWl~'tii ch<!rgt'fJ 2% of the ptlrtion et ttu~ P<I'jment W11ich IS tate fur eacl! rnl1nl.!~, N part at a moot!llSrei~ter Uhl!:llG dtlJlt.. that IT femains: unpaid.
See OeIow;.;Jltrl~y _O!tWJ :~)fItrCl(,.t~qptHmeflts~l(l{ ,my <ldc:l1tiona~ inlwmallon about Oo.fipa~-"mll, dffl;mlt. .my required n~paYfmmt l,l [till L'eff>ll~ the- ~!'H~dlbrel:~ d.1W >>:ml pretu~ment refunds and
(w.fI,1!ties.. . ~ -,'" "'-, ~""::'." , I!lmei'iI1S;-e"'.Ji~_~tf!,
--~-__I/L':L-'.._ .
Tu.._....:.;..:..~rnE TAX ___.~
$ "'- Ol ""';'''''''~'"''
Amaunt FiR;nt:!2d'
.....':~k'j;..:-........,.,.,. .......==-...-...." ~ ~
~j;J~;;";,<;;;;;,,;~Ci:"'. ... .:i.::.~;it;:;:.M,Aiil;1i.i~~a:lI>O ;? ~ :'~_..~~.~!!,'>, ~~,
" ~f~~~i=~~--ri~~~~~~~;~~~" :~"~~~;f.:~~:~;.y~
~J:-," '::,:,:.<:,;:, ,'..:,:',': ":,':":,,, ~ ',., ":''-':''''},;':'' . ~.~~,~~Tbl!~,.rf.ootff~~':~:iim1,M~.ntil~,lIfl t!Hrs~h€Arflo~r:!~d.~tsi~~t6restiJ1
., ., ~&. ~~~.l_H&li,_PA..~'" ~ .,.:. ."i.l.mlpt'~m."lhll
ClJ;IIGN~~~",.g,,;.!ilii;;~~."tI'.Io'/'llW~'. "'.., "~"''''"''"'''' ....... . 1l<11TI..".1$.
w..arn:llIJ ~".gr..m""!s illJJ..~;c..S1im',,;lI.:.... ~.:.,..,J;~~ """i~,~~"'fiol '!1d..B"j'~'I. if.! r><'I ,II ,um,' ",eil ,l:&,f. Ii nol payment .i'
ca.GWlIER:~I''''''''''l!ll'''IJlII'.~~~'!I''I,,,g;.,.s",n.'illJ,j~_ilt1ho;'.;;'''': .,. .... .... S47S.lliilicil
.::.:. ~G~~i"~,~ ~~r{Sj.,fC~'~f~:'~,~~~ffi?f!~.,~~,t,~lY ~grOC1nOOt a~,aIi ~1W1s~~,~~~~~~:~~~:'~. . '9aY~~~.~,'~n bed~~~ 00 . ,,' ,.. ..";',",:,:,,-,
TER2k1'''''j<n,'''''' '.' lIi<ioo'" . ,....-. ....,~,......,. ... 19... 4783Gamltherrl'"ymem>.'
- "~,~_~.~~....:.;_:~aoo~i~,~~~_~~ltfaef;':~._....._..,.~.... ,~"~~.,:t~~~.~~r~.~~dW~;.~~~: _'.
tatlu-:.Conlr.a.ct.
"""e HHER~,TI'i€ FOnO. HIe.
iI,.SEUli. _.._1..Q.f.....lJ"'. ,<" "t.....;!'H..,.\M DD
~me ~.. ....'l'"'l'l:~....t"I:I"T: ,.'~H"'~.
i. '
~~:-I --f+H~.!~~&tH+~-"-rn"-+":}.:3..;'7-
l'I\~r~ ltj)C\1.tle
1[ouarc
U,eSIIYEP.(Sj ,.,."...". """/t'S '4." 0 "-jl""p," . .... "'~"i'i!'I'."#:'-l:Jr' PiI
. '< -.-...-..................-..--t:.--.I""?!"-.. fr -'-'.':,'" .:........-..,......., f....,;- ,~-~'""'".t.......;--rr- n-......,. -...,. '!to ,~t "1':---
1'Um~~IH I ,.....' n .~ ._,~ I~ I., ...r~,. 'Aild'lI;rtres)hLi .~" ; .~, _.r,... 'u
i i' 2 8'l1rp CDde{~.J- '
If ttref;.~ is morf) than ~me f1Uyr:f, e:1dl Dr.:lmi~!ls, ~l~~rat.elv ;:m~i toaether. iri Pil'f a!l-slUrlll due us :nd to p::.'fi~rm ~lt l!~re1.!'mf'nb; in: Ul!S G(m!ra~t.
.-.. _.._-----,------,_........._.~.--.-..._._.,...
TRACE.IN:
Yau have trnd....u in
ti~ (citr.lwip,g 'l'1lhi,de:
,.-;;,-;"',-f.........'-&=.".~~.H.<-....'--......!...._.
l.'UsgfQn~MJ!\.OlV.!'o; 1 f'1 SUIl"lJ,H'i !:.1.L..-. G!O-ssP1.ltowiIm:e
-$
ShliOwmg
=$
fiefTradC'..:rn
it ot balance is sHU [fwif!~ Qn tlw vehlcle YOtll13\ill ll<ltlerl ill, the Si!!!ler \Icllpay eff this am\lum: on your nal1a.ff. '(em w,,,mmt ami r,;-;pffr"...l:mt t.:i liS i:h.lll il!1V
tradl:'-1n is free liOrn lien~ claim. (-):l',clAmhr.mce Of ~!~y.~~!..!..~~~~!~?..~.~x<<'p1~:,;tlu~.!~ as Um is'mmmt "Still Owin~:' .___~
PfroPEtl'TI INSaRAHCE~ You mall t:~mcse tile !}!!rsOI1 tMrot!g~, \lJh~m iMlIW1Ce is <lbt.1im~d 3gilillSt Joss Of diilil~g~ to the Vf.l.tiJ[:~e illtti ~a;iil1~t liilUWt1J'
,nF..i~::Et IJf tlW oL~.~Er~~!.f!..!!1..~~.c....~!_~~.0E.;,l~.t~.~~_gE!l!.@Jt. you :-l,re pwmi'!'ii!1g l~ ifiSllft th.r. 'Vehw.ie "flU Ii'!:ep: ~t ir.stJn:~t ~~~.
CREOn' INSURANCE IS NOT REQUiRElt CH'JG~t lJi\! 1f\$uri:lt1l:e and G~edit Oi"Sdbilitlj lnsnral'lt;e are lU:it reqlllrt'd to obtain r..n:!im. .'mu win liCit bR
powided unless. you sign tJt~1ow am! ilgree to pay Uj~ additioo~1 cij~t(sl. jlfease l-eJO tile NOnCE (iF POOPOsru l~EllIT !NSllHANCE on the- re~'er~e
stele. Your ir.:st!ran~e certificate or ;)([llql \\IiI! tell -y-cu ttm MAXIMUM amount af il1sur;mce ~iI'ai!abliE. 1\1) im;urill1(;t~ rmrchilSed will be lt11 the tm'm, (';t
lf~ credit ,I
, ." _M, '.C ,. ..'" ".. ..',~ ~. .~~- .~--,~'< -...." f- _,_
Br ~l'llflg. '1a~ ;~let:t Smgle Cretht iJfe 1r.',u!'alU:e. What IS :tour I By ~gmng.lI'\'.m~~ srogt; Creilit Acciiknt &. Wh~t IS your
'Ilhu:.i-J. t..~t~ ~ -Uf-A-.. age? ____ 'iem B~;jj!th !murnl'lC1!', wfticll ClJSm $ .___ -M-f.A. 01g1'~ _.._ '(~MS
-fl:l ! ..
~ci8~tm~retfiCrsrn~Cre'ct"TiljfiiFi.f:ui~ I S4R\'lawrelHBijyefmootmu~.klfSill~CrOOit~i.~.~~.~ l~ttaJlti_
SysJ,gm~g.ynul:mfh$electJaint W1Jilt;1,e g.1~.g.ym!btrth5ele.d.tnint~tl:, Wh:iltare- 'Percen!age
CM!rt. tile t~~mlHICl:... wfucli C1:I~,~ $. ~......-._...."":'.~4-l-A ~!Gltl' ages? h:cident& Hallth Il"lSl.lI'iiOO:'. w-IW.::II~ $. '~I f:\fl'IJ!~.J !o 00
!I!,,mmd
l._~
______" _..._.... L.______...__....~_.~._.....%.
-':~..''''''':,-,...;",~.<;'..M'
<,,:';;... ..:....~....;",:--;,.~~,_.,~:,::..:,""',..-"',~ :;.,'":,:.~.. ",,";,......;-""'.,~ ~2>,''', ,'~".;>~~.~~..;;....:,...;..",..:L ..,. .,.-,.;......."" " . ;;,;.." " l!tl.
~8u)'Eliiir !h";iMi.!i~fQ;~TcreditTite,IRSHam'.e t sii~(!1 bcfh~iJb&mmkw Ji:N1lt:,:' ~~..- ~.-._~
." ,',"". .. Cled!lAtQdf.1it&.~frn:c~' ... ..,-., .
~ ~ .~~;~.a..._--.;Deit. '__
VEHlctE: 'tmJ' li;1vt2,~_.ta.~'t!re~. uRrl~f1ha'imM,'M-'Ydti.r.Urrk~,tOO..lOImi!1ir,~~i',jmtas:~..~.-,iiftJ-f;r.h is calk."rl ili~
.:."Vehir.Jr}",il1,t!l~J,m-~\}j,~:.:..~~-">,; ~^..., ' ~--- ..." '..... ,- ;~" '-"'::'::';"",,";,.". "~;'t':":,, ' .
'."";
If YOU 00 NOT MEEr YOUR COfHRACT
UBlIG.lTIONS. YOI1 MAY lOSE. TIlE MIllOR
VEHICl.E AND PllfJPEfi1Y mAl YOU BOUGHT
WITH !liIS CONTRACT. AllfllOR MONEY ON
DEPOSIT WITH HIE ASSIGNEE..
TIm.. Gl~fltratt i:-;. belwellfl Se&:lf and EiU;'et. Ail
di~r.llJstlre:s halOe n..'1:n made by Seiler, SirJ-ller
(!itancs t(l assi&i1 this ~tID'3ct 111 the Assi&n~.
i Itemization of Amount" Finan~.e.~
I CasltPrice, ' .. , .
$ -:;"}.';~~G--.~
Cash [)(IWllpa~frm:nt
$
NrlTladfl<ln
-~--
Tnb!DllI'>'ril),(iymelit
._.~_.:t__.___ 500 . no
UnpaId Gash Pnc~ Baiam:e
,j._.___.!JHL-_....i
To e!edit lnsulCiilce Ccm1pany 1
$ .~ . 20fi'?2 :...QS ._.._._
fo PubEE.l)ltlc~~~..f_<<?r:
U1::e!1,~, l~gs .'Inn Ret:isti1ftJflA
1_. '_'_
tirmFee
_~...._-1!.iJ.,.~~..
.J:..Ci.t't- ('1,:1.._
,,",,""" ......
r.
$
r._:""""""'OE!1i FI{
$'"
r:
r.
. PROMISE TO ~AY: Yo. agree to pay .stlle TotafSale Price fortlie Vehicle Iiy."makin& the Total
. Downpaymenf'a,nd paying, 11$. the Am,Dunt.fi.I1QRced.plus)nterest Xou..promise tllmake payments..
. in, accordance with the Payment Schedule.,you promise to make- payments on OT before the same
day of each month as the first payment due. date. You. agree to pay all other amounts whith may
become due unc!.er the terms of this Contract. You agree to pay the ,Seller or Assignee costs of
suit You also agree to pay reasonable attnrneys' fees if Seller or Assignee hires an attorney to.
collect amounts due under this Contract or to protect or get possession of the Vehicle, You agree
to make payments- at the place or to send payments to the address'which the Assignee most
recently specifies in the written notice to you.
By signing below, we agree to sell the Vehicle to you under the terms of this Contract
. SECURITY AGREEMENT: To s.c.re(he'p.yment.{al(!dliIsdUe'iiidtiiOPO"rf";;;;a.~e ;1 all
',' required" obliea~ons .un~'i!r.this c.ontl!tct.. yo.u~give:a)!ec,uritr.. i!l~rest,m.... th~ 'l~hicle,.Jn. ~'l ;Ra~,
(called "accesslOns'l.aftacltettio-lM',VeW,c1ealagyd\ler.,tilne,amt ,n. any. proceeds of..the,
Vehicle. including insural)ce "pi'oc~~as>The. ASsignee- may,..set~ any amounts due, and' unpaid:
under this Contract agaittSlany of-your' money, on. dejlOsit with Assignee. This includes any- money.
w~ich is ~ow ,or may i~1i~..futu~e. be' deposited. with': Assignee:, by, you., Assignee- may do:'this
Without any pnor notiee'~'YQu.- .. .. " . ' ,,', .
AODITIONAL TERMS AND CONDITIONS: THIS CONTRACT CONTINUES"ONTHE REVERSE SIDE
YOU ARE OBUGATED TO ALL THE TERMS OFJHE CONTRACT WHICH APPEAR_ON THE fRONT AND..
REVERSE SIDES. - . - . .. . . .
, SEIlER
~~Y:' -~I~~~;;~~~'f~:~, cr; c;-
.<>~ '~--,.-,- - -~.;-, -:t.,,-:-_~
---~ ~~ -~~ '-- --_..~.",",,"
NOTICE TO BUYER-IX> NOT SIGN THIS CONTRACTlN BLANK: YOlf ARE
ENTITLED TO AN EXACT COPY OFTHE CONTRACT YOU SIGN, KEf/> ITTO
. PROTECT YOUR lEGAL RIGHTS. .
. / ....J/.
_i ' .r
BUYEd~v/ /..1-. /;<4'';''-'.
..~.. .-
;B~;':~~_~"7'<.'''~:,, '~:~~,~~Y,-::~,J-.:'::;
,
~'''''::.\
.C/7~Y1T
(SEAl). .
Dale
.-.~!5s'tif;~~r
....Ilale...
: ... COoSIGNER:YOU SHOUIDREAD TIlE NO!ICE TO ~OoS~GNFf.1 ffl?!1JM.~ GIVEN TO YOt;:O~A,SEP~TE DOC~. BEFORE S~GNlNG
.THECO-liIGNER'SAGREEMENT.:. .. ..' . ... ,'... :,..'0. :..'..:. ..~.._.";..'.... ..'
CO.:SIGNER'S-AGREEMENT: Y~u,. ~ penon (or persons) sigaingbdciw as,~lgaer." promise to pay to us all S11f9S due,C?D this:-<;.~ ll1ld to'perform all apeem~~,in:.
tlm Contract., Y ou,intend to ~ legally boUnd by all ~terms ,of~ :ContraCt, sepllI1lf:ely and togetber..,with the }li1~ You::~. makingJ~;prpmise to, indllCe'~fo make- ~
ContraCt'with,the-Buyer, even"thoush'wt:;WiI!,-!he proceeds'only for the Buyer"s: benefit:' You agree to-pay even'thQu~ We maY:ll~t,hare~i1iad~)mHrior d~for paym~~: .
on the Buyer or exercised our.security'~,yo.~ acknow~~a;coUl'pleted copy of this Contract....,..::.: :~.. .."~~_:.~~.::.~,.,~~.::~~~~....,_,:~.'::~.:.'.,,-.~,~:~. _~.':_~'~~'~.,~~.~~ .~t..:~".~:~_'.~. :~.:f,:d..
",-,--_.: ..~.-:.....,..;;.-,--,.>z _;";;i.; ':::",: ..,~.:,;,~:"~~~,?~';:::..";';-~;'-!,~:"'(SEUF~~::~<-'-~~x~,~-~:',::-', _~ _.__.", -, - _' . ~'T_.
Date
?~"--'-- -..
_ - (SEAL) '. "c
Co;SigIlcR.$!gn~ure -'~' ",..-",,-,-. -.. ''l!'" ~dress-~ .:::..."{.,.~:" ~-"''''.;~Daft:....:-:,':~'''
CO~wNEli'S,SECURlt:Y AGREEMENT: You. daij"ersOD,signingbe1ow as ~~together"with thc'B~yer,or','~ bCinS.'alto(tbE: -~.of;,~.~cle; gi~~a.~
Secirity Tn...rest ~ ~ V<>;bicIe)d~~above;,loU:_ to'be bo~ by lb. ~ of the jiecurity Agreement aod all Q!liCi p~or this eoDii'aot _'\Iv;-"Promise Tc>l""!;':
. 'sqon. YOll are'glVlng,us ~e. seconty tnteresrto':iiJdu<:c'uno make ~ Contract WIth the Bnyer, and to secure the; payment by the'B,nyer,ohlLsums-due'on 11US,qolll'IaCfoiYp1J::wiIt~
:::::aoY~:fi~~~~~_~~~D:;::::; . .~_~}.~ . .'~~"'<~'i~" ;,"_C:::::~',i'
. ..lft~~~at~N~'_~\~~OWft.EIt~;~'.~'Ct~~~KNoWtERGJR~?:'7' ~.A COM:~fEtE;~CbltY:~~T!I~S-CP:~c,~
V )?[~'/*)P<{a-#/~ ;'F~'?-:;:''';'~-''~'.\ii-~''<~: __"ii'''' - ,,' ".;/j,ff,:';-.
BUYER ~. C/, - BUYEI!f ,.,' :,..' _;: ~SI9NER .,;. CIl'SJGNEllORctJ.OI'!!l~, "-:.:.::."
. .. . . .; NOnCE: SEElIEVEllSESIDE FOR 1Ml'l!IU'...uIT INFORMATIO~., ,,' c.
Ic.::::tj2;~t/t:;l~~~;;"'_~'dixti.'''~~:
Co-Signer's Signa.!ute
Address
-, "''''7''''''>"''':'' ,'~',
~.." ' "',~ ~,,"~ ,_'I ' 0 I' " __1',,"
."
,
'.~,
,
~/ l. HOW l,m: H.HA'C1H' PAVP.~ (fHS IS t~llMrmED: The It-l:.,1 d l'ill."llIt~\t~ i'i lf~~ ';t!lf1 IJf till' 'I" ' '" ",,,, 'I' I I I '
_ . I f I" I c1i;"," ,"', ""I," U\.','. ,: I'm!.''!'.','',' 'i~mfi;~ {l,C, W(I;] olll'. ffil1Y ~"l-':;ify: liL immN!IJtd.j till d","-' ,','" 1",'1
rlffiln.m fMIlC'Ilr' an" tIe nnJllcft (;I!~fa(i, 'flIt' HI'li~iH,l'! Lt~.-Hge (,()fI;;d'i ~~!id'oI d i"fer;.',',l I II I I.. I--' f 1 "''' ".\ '"
( (( { {' II A' I," . 'l,"Iop'.vI 1 ~()ur !h'",''' i ~MJm'imls',1t \"~ GII()lJ:;.~ f.O arI9\l1.~OU 10 181'3:; tile mI.1!1f;jI advi::mced ahwil
!'uftllll.! ,f'l, t', III '.J (';fI !1~ eu s ~nnml! uJWnCf !If (tIP AmIJo!f: Uil,;/tf'l!t1. TM fiower. ClUlI!?!'! :j!)[€;','n ~I!t,t! Y!.IlH. "_".',nlil:J'^I""lym_l~nt:(" Wti {.~fI CMI,0Sfl' ,11111 Qm~"f1t l:lf lh~~;l~ It,~','.merlt~ ~nd lU:Ii.'1lorl" ".J/i
~,\l '1M'. \1\\1\1 ~.l\\~') ",ilf, \:~,~~\ (:(*Ii~l\tf.!.j Ill) iI,,,, r:..-:'-i~mp\!IH, 1\i:;\ '!'if, '-mIl r!:.f.r~'l\I(, ;;\1 P,i'i.ill'r,\'> ,'.n thil hili! t ) I{ -, I II It" I~ . .
5~lle\llrled dw? (f,;jtl:~. . .. . .~ i) {;;I ,~J" ,l"y (; ~.l!r rig \ :~,'~ ,\ lOu!1l lit Illw1grllpr; I~ FR1! pe;ffi1tt~(i IW law. ,we still t"w~
llH~ /.'thl'l ~1~:h~.5 m~!ltr(!liI;d. Ow ~'i\i,-nit'n!':) I)!l )I-r,'l1f OtJhal.f willmH flJfl1' Y(lllf f!tlluff.l ~(J NJrfofCli
2, ~OMF'~Hfm HH[I\:'F.Sf: WI' \'lil! dli1'bt." illt'~!f.',i, [111 (j (f,~ill! 1H',:i<; Uh Ibe r,ill'.t(1l1ifill~! h;,!,'li1Ul YNJI pl(ijllF~(!.~ iii thl!>; C{ffl~fllrl ." " ',,' ,\ ,! ,
'Wlll"l} tl~ m!f'FP1,i; "'.,n l'rllll il.W flf th,; la:m t.,Wl, 'Hm didl)' iHh:'!l!',,( !ill~ j;, fo{1u:il ~(! lh Ar,rll!i~1 I' "1'1"1'11 I II'
f' t f\" I", I " 'I {, ,t:.' ,'~," _: 1'1 I!:~ p,;ri!gl,ar:~ "Yel!" means HJe Buyer, el,.siiln~r and C~,owJJet',~r II~'-' Dnr er
. Illnm 'J.J~~ ":'.,€ ol~'1l ['IS JY I i~ tllHOI'!,tt fll GOlyr, i~ ~fl,l( ('a:e!1dat ~f(<~r f~;i)~m ,:l:;;.r,,~s tjq! b!'(;:iWJ' tlltl." Y,',~I~ WIll tl'~ m "lh'litl.!I!" tlf tlit' C1lI1tl,11.t il ~flV tme er tWJte of t!m ~\ln".".I\" ....'.'11' 11'1'."''''''''
mt~I,f1<;f Ij cllh:HI.1trll (In II rl11!l~ b:3S1~, l<ifl",' paym"nts Vt.~11 H:~lllt i~'i ~ddjlio!1;t~ intm'p),t limd. it I ' 1J ~ Hi
, !! 1 t 11 I E I . ~. HllJ ( i,J lint lfiilt\9 l,\!lj' p,'Jymim!' fJli fir heiilH~ n l~ due; IJf,' ,;'"
ilfif1lll;~ l r!, tl ;;?- c ,HW:<, :ar y p"ym(iflls wiH {e~u!t l!lle-ss iUl!'I1?',t LdH~ Ghal~~d. E;lfh~ OiJl:l/clr b, 'fplJ rlOIlGt ~:':!~f1 an}' p~mnis~ you I;l,ld~ io t~i!,j Ct'lltrad."Lit
!alr !mtw~n[s wilt r.~IIC'(' ~h1! ,NI1!)!mtGr rhe 1im!l V:lyrmmt to r.hf'll1gf'!. " Y I
l' ,f', !Jtl t.v w,t kj;ep ,ltl'l' prijl1li~l1l'ou lfiildit !f'! ;!~jl)llwf Ct'Jntri.mt, NCltt', tOOll (If flgrc~lfielll wi'th
3. UHf. r:HflRGE: nUYN ?&rHl,~ f(l ray jli lale ch,lle~ fer ,my Pil'/t1I,~t1t lIut mad!:' within 10 ~iH'~, ,\f:llt'j N A~)lgnf';e: M r
aft,,! Ih dm~.IMI" nl~ !~l~ di;lIg~ will hI:' 2",,; pn [lIf1r.\h QtI t~\I'J tmp;1i,1 iiifiili!t;! uf thl'! PilYtlil-'t;t. r;, Yml ITI,~jf', ,!!1y.mltrtJ,,! !if3tmn!:'r.t in the tt\:dit i?PtJtkatil't~ for lhi:>C\~lltf;u-..t; or,.
W.' vdl r.nW,nlm 21l'( pr: r)f;, rmmt!J In ~)icr:$S of in rhys ~r) oe ti full Immlh nIP 1::!P.' d~i!!f'[' \'dn t' ViJlI {'Ol!inl'ti(lll ~IlY fmW:,f'1 ifi Fc:Min-cctil,in wiHi Ulis C(;.[1tfa~t; Qr ,-
~,J:,' :lu,;' .':~'hf.\:l \-',m:I~:!, N,(! ~,~1:1 th:rw' '.'i!!! !i(, (,lt~t: at.Hw II' '( I'll t!i:~llll,J (l,Wliil'!lt L 1.111: h l!n:;;!!c~'. , I.. YmJ. i~~f" il!f' rntwi(:lp~! nl,~ qim~ irwol'.ing fHII!d Gf di:;hom'~;l}', !n art;'Ilntml by a C1.1111t
01t.-r UH,W[l. tIle ()I,lIlf! ollf.,!:mdmg bi'!l~nr:l~ fin UilS (;'Jlltr;>(! i", d:.l'~ N~ latr:> dl,lH!;'~ wlll bl' i!!W i! !"illt: JUf!';~I:cl1:'!I fr. iI:" ':0 tr, hI" (!\"~,W.-lf~ll"lfNI~ or ""
Ihf: 1,'j]'ll1',~,O!l that thf\ jJ:rl'fil'~lll h 1,~k i'~ hfj~\itJ';I.! fif ."1 l,'llt- (!i:.jq~{> ,1':~(":'::0d nil ;Hi f;Hlll:!i ~ Y~!I fi!<2 hJn~,fl!!.'I,"'1' HI' ilr:f1k('i'(,~ pr;:ice(;rlir.g,-:, or ~IiY(;fle !i!es brJnht.IlI~~f or hr;\~l\lf~I\r;y
P'1!,l1if.'nL pmr I'l'l !mp::; rlganHt ~'fl!1~ or ',. '''' ,
,'1. APPU(;AHml nF PM'MENiS: W(' will 'WI'i!V \';ii'iiir"Hh in thi' jnll[)wifl~( (1r~n oIIHiOlI!V: flr'it!t! :~, ~,ml r;!~,' 11m Vdlir:l~ fm::.hk tit" litilk'll ~t1Ie;, or ClllHd<! withOllt Ol!rwrJtiilJn Ct1tl~iIj<i!t; (Jf
!1I!1:'ie"t, ,Iii'! HIf'1i to !,1\r.' Cl1;]IR,f'~, Ie)"" tlliWiri;l! Mid ,wy (;fllf'I' ;HilmlU!li. Y'r.;I~ 0'11'(> III the: r,de; thill j, l'Htl U'\'~ t!1e VPlm:l17 GI .,11!:!w ~Dmeml~ eb~ 10 If~e it ill III wow ~ha! cause!llt Hn! 10 bt'
I'i~ d1\i/)',(', I:c'leled by ~m!r m~l~r<'l!1l:e; ,~, .
5, PRH'/H'MEfH; '('PJ lIM~' !)1('P;I'I', IiI Iii!! tit In P,lIt" H:p ,Hl1,mUf O~IHt on thi' Cmitr;w1:if ,'.".,'.; ), ,Y,IJIJ d!) ~;.'lilt!lt'HI~ H~,lll\1ti<;'f'C; th,"> iFi.f1klr'. h11w ~[lMed t,j f;('nli",G,l1101'l hy f::OIHlfl1fH;~nt
I ',. " '-iIJlii\In\H1~, m
mh' 1I'f1]l"lIh w'nMy ,] '(nli plf'j;.>lY tlH' rc,nftad ill put, 'IIW ,'mt'p t!11'rmHm~r rn m.1~\' t"I'III;i'!"
",r,:lH'[IH1f'l! fl~~'tll~'!II,; lHlt1i ~(HJ r~,w ,'l~\ ;lIfV'!Hlt' (\IJI1 Jilll;~"r tf~~', LIHltl.1(,I, Hw; 'lill! If'i!lir'p i~:(. ~ n f' V,~l]i'-"'-, ". b,;t, ~,!I'!~ij, .l;"Jr'1~'I'\t tjt 'Ihl!~'w;d br:VNI~1 f'U;jjf,iI'lk'Jl !(~r,1jr, ~IY' llf'll ib'~d
tiflmbCf I',f fI;i'i'mt~nr;. yeu will ma~,(', 1!1 hl!ml ':ii~h:!1 ;11''.1 ',on,1hk [11iI!:; m
I: ,~,Il(Jfhpi' Wdik! trj~':\ ttll,l~e Om Vl"hki(~ ,)t ~';:!lJr mnll-lW cr! d~'IJIJ~ft w\th A~sigl1f:'e' tJ',; l~~.~l
6, WAIVEi~S, ~!\iU'~~_ <I
3 WM~fH In' ~fllJ'R ,~1l0 ,.'H;'S~Sf1f.'f.: \,J(. ;;nrl A",i:;nm! 1'I~,i'.'i'; Ifw lirN r.~ 'U',1t ;1)1jI fI"T(Jrf'r'
(I' ',';~lJtl!y Itl! f.~,'~ jI'I.'~\'m.('llf l\~ ~!l!', f:pl~I(;'JI.t, fH('pt !fir Ill!! Vi't* II; Mid tflr': t1!hl'-f ~f.('!tnli' ~J, OUR rmlflf$ ff ~f.!0 l!J1'f m [KFRUlT Of iBiS CONrRlir:f: If 0/.1/1 ,H~ III l1daiJU (I( U1IS
~:;ll"{:1!c;::,,1:)' mf:!r1~lOn~d ICl Hll!; f.~(1I11far:t, (.mllfa~J, \';'f; fI~,~:; F-;,[OfO, our ,iElit" i'i,:Ctifiling tQ law, We mal' ",Iso I.!O Hw things ~p!!dficali~~
tI W&\!~rRS fW B!JYEf~. CO.SIGH~Fl ANTI GO (lWNHt VOIl tip'rH' rfl m,1!:r; ,111 [1avuwnh; [;J1li! ml'_i~hlJ.~wtJ w lhl:i rmll.I<1\:t We fMY ,Ii) 1'!!1t:l M tbe~fr f!Jinfi:~ ilnd i!t tht' ~I!me !lm0 tlr IlIiteJ dl:
bl'lr,n: th('.r ,l~.'! dlif' wdlwl,:: ilm, 1!;-llJmR !il :l':~, !f yml dllll'!, Vif' n1i1Y t.!ll~llfl:f~ till! ngllls wlUwul dl:l'lhl.'f SOfli!: 01 ttif' tl1mW1 W!! ril;iq uu :f!ta lfiS j(iiIQwillg~, ,; ,'_ '- ',:i ',', ::
nnlifymr, ~ml !Ii ,'i(~'v~m:e, Hill gln:- UD ,Hlr 1i~.hl 'i(JlJ lI1~Y h"w' l<l tcqmll' fhilf 'Nt'! Qllt(}iC!i 'Jill ~ t\CCHE!!tHIOM: 'Nfl !:;Hl deHi311\l that ~'I;ilJ pay tti!.l~ t!lillmtlre l!l1jlilld b-illilillf:.e owmg IHI
light., i~~<lrt1~1 Sl~mf' O!lV'1 p~'r~tln nr propel'Y hdl,1J~ '1,.f- (o!111'lL~ f'm ftghl<; aEai~I't1 ytlU Yml ilRfi'i~ !t!l~ eontraf:t .mr! all 1Jf1rl~d finanu! ChlllJae!i 0IIi4 uther, m(lI1~'i tiue, Y,Otl 3fUt!illlh.1t Y!lU wI!! pay
th;:t w'" m:,j:~ g!'..~> \ill iJUl fl!~M~', llel!m~t ~Ol'fW otli8t pP.rSr..,1 bt(t mi1 ilgaimt 'ft.'". YI1IJ \'$81',1' th~e, &111'; PWtll"Y f(l We, i1l011C &m~!f' p&.~m~r.t ~ml1illl~tljjhJly ~Pf.il~ {Ilceili'inre Clut dJ;f{liflii:.' ;':1-:"' ~,':;'J>:";',:;:"~
lhlirl',m'f' m r'1'H"'1.t~Il'l ']1;1 ell! ,fi,h'Wl'" h.:"t'.i! ill! ",I-t!f'1)"',hi\, ,wd i1\il':1ill1WIlI {,I (:~'!!:',lf"n! I.!! I', r,rr(1~~r~,81,}f~: ~',,,- (>,ill H'~!(j',~(':'!; till' Vd:Wk, tl!lil~\~' rtc,;lllllit'Hl tJ~ lil'N, WI?; (oil-I? do !Ill',
sl1riml~'. lllfU'lv't"" r,'rh'i: ,1; WUtlllt'li PN'Wfl (10 il f!U us, t1r llillle a go\telnrmmt uflkral (o~ H2p~e1J!IIJ de it I(.j
/ lfHH;r~T A~lrD fi18T".ITI' ~ Ufo In,.,,,, m, Vau agree flMt ~'e c!~rJ p'eate,~~i1 cam&' o~. W;'j'(l{ir.(iWpertv l,~,.#f1Jl:li, Wlt:1'Ji3rJ t.fkfJ,ellY 1jf~f4!f
. ", ,) r ~IlIYIV\ 1J'i'. 'HllIIfl. .,t'llMHH; !ti!r:I'e)~t at t:w rIlle lluNlded in thr, C(!tltt<.it'! thhlp,~ lt1\JCld jrl !hf' Vr4W.tf\, bl!~ ~Iili r"'flrrdtii'!1~"1ht~~ If, ~'()lI'fl'?lm'Il'~~:jfvtnf'i,f.i'J'It :l'1{.~~ Iflri'i'j:f. :-
'.!i.-dt f'/"llljt!lj{1 In -,t(tlJ~' NI i,hro Il!ip;i/!! hill,mr:!' llntil F.:iid m f1J11. 1'\;'.'11 ,1ftl'! iu"ti1Iih' ;;lld/iif "nil[ li,ld" l'll!! :If:tm:. !~, .d !!:'~ 111 ~ I,:l~vr ',1:111 to If'j; liy (;l1fllfiNf I1l11H w/Wi!] 24 I,OUl~. a jrCl! €t,t H!J!
W!' :~,,~ :; !1lCl(~tl"i1~:;\ ,,~:'\in~t vr.a !~a Hlr~ V,l~ll:~Jilh tInt:', fl:I'" 'tIll! :;~\ply i'\'t'h if tim mrJI!uitV Or.<l~1 ~ !,Uli1 u~ ItHs ~!A~('I. i'Utl gill'; up WV ddiiU II; the~~,_t~[I1~s, 10u lJij;ree, thl1t w.'. .milY U~1! "UtU lic(1!1~f!'
bel::1lJ"~ d r1ccdcr:-!HIlt1, 11 dt m~'f time i!l[j'I~~,;t 3~ IJliitldf!.1 1m in I'hj', ~W':H:;Ii1!"h i~ f,tlt pmnin'\'d ! I I II 'l~' I ' ~ I,' '{ t " / '!"' . ; ~
hy !.!W, m~.,'H""f !;Ii;jl! [Il,:nup. ,~t Ihfl hle!lj~~ll".t:: allmid bt; ,~PIJlkal:;l(-: bw hr'g!alli!!I:!it Ih,lt hH1(~ II ,1I,\~, in ,!epf1<;~f~,~,I\~. 'U~' 01dC .;, ~ll\,l ~SI'MIE I ,0 I;t f!N1~flj Of ::;tNa&e, "'.; ,;~, ,'--': ;~ ',- ", :..,
I; VOUHffAUV t/EUVtRi': Wf.! 1:2111 ;i~.~ yoiJ In giWl tJf. i11f: V~l\~G!e at, ~ rei'SCll111bly, ruifiVf!11!el1!
R ''lOUR rROMist~ MOm OUR Sf.CUlmv lNUIUST: VOIl 'Nil! (lr,1 pl.'lmi! iili',(Pl1r> r;!her tkm tJ~ p!,ll.l-l '(i:'(! "gf~e to gllff' 11<; thrVehlclf] ifw0 a~k, ',' [ ,,_,. ,';.,,", .',' "",",'.:' '..,.:l:'i.I' f,!-::";'
to r,h!clnl,' l,rum[iy il'lrl'f~;);f Dt (ltlw\' (,ighl:-. irlltit' Vdlkl". YO!! Wtlt p;-IV ,tf! filmi; h:l'~ I~C(;('~';~rV tm d, DElAV IN f:fiFQRCF.MHH; We call defl!Y erlfmc!l1!-; our dl111t... tinder th~ Cohtnr.l wilhlJu!
U~, tfl nMill!1 Oinll i'f1:-lin1MIl olll '>t!cUlII't lHh:tt:,',t ~Ij Ill" 1,'r'ldr;!;~' .{+1lJ'wIIJ a"sf:-:-t m lllll:ruing Com Iv;,il1g:~II'1\igfil~, , .
.,f\f'mi!;, Itllf'!(>:,t rlll!fbi\ em 1lw r.mlifif.~le nf nlh~ II) r~r> \I!lllick. Y!ll~ I'o'm tHJ! ~1'!11;:'1 i'i~t' ~~',\lY U:r: l'~. '. SOflH., '!U~,t~&~ YflU SHUlJI.O lWOW If, W' Rr.-~~(<-~l!.'",~"','I'I'.I[..'.~';~'IJ,'...I'~ i ~...:::I~:f' w~ "ll~S"""
V('iill'!l: H ~Oml'{lr:1-l plll'i altNl ,m !h~, V.-;hid;!, \I{!~ !Ni!lII.1) Uw l;l'!(B~~itJfl JWJ f:in;ll lfw !tNI ~ I</'W.;I-U;) nn ClOt- :'l> t'''
wIlmllll B,;:mg ~ 5o','ntm1!~11~ ClfhCI~t (bY' teplif/lll): ", :--;,. ':'>, ',' ~,..,'c;
p, YOllR rrHlMISrS f,50lH HIl VUHClf.: \'utJ \\il\ h'I\{llhr' '.'d:i..,j(', in j;i'H\JI ciiwlilmn ilod ,1 NOnCE: Wl~ W!;~ "mlL1 you ti ~Mic'.J {II f1epn~iS:s!(i&n"ti:i'YCllir ia'~t ;dcl~e'$$lfll~ ~n~w 2llwut.
repo'lJr, You 1'.'111, ~M~ all tan':> iiild d!,lif,:lj1> 011 thlL! V~hlch~ '(em will ,,~w /~a cor.{;.of Illajlk~imr,1t till! ~~T{~"I.~, UIlUL,l9. .',~ilJ,..~~a.j'~I,V h~w t1), bUjf.!:!'aCK' (r~d,.,~i~Ql~f,~f.j~';~ht.<t'4jtl:~~!f 'N,9f l1a,ll't'lhlZ riK!~tw_~, .~::::-.'
V..;.tl \.' 'l'liil filiI ril;t AIW',~i \!,,\ V(',l1i( Ii' H ~,r ~llIll ..I:' ,'lhiH~ It., ~II~ Ij..*., In HII" '\II'\'i\;:-I(; '~,bfch ~im !' III J~~R ,t,e~ ("liHi,~~;t I tm. 1I1€'"li:; ';lVI.I Will flil\!~ to tJ~Y IIw IlJl~! ~ilr;f!lC~ ,Cl!"ttl14,~tJil:tnfiir-
H'i[Ul;!', if., 'v,j]UIf, nthN 111111111:'1 WHlll,1\ W~M bml !!,,(' Y()tl wi!! nnt W:fc lli'1 Vr-llirk ~>'!f dh~,ll l,!~tll'! :,]!n:H;nl" (~ue, '(nil. n~i!~; fl!.ol 1;1"1 H;~~ Vd:iel,.' bar~ ~X:""WY.i9,6.,A~I1,e1:l$I~df~f5tim~'~flb.~.ill\ls
Pl!q]l);.tJ~ m fOi hile f!1 !P'3",l; 'fOil '111m ~l(\i !l1h'.... Hw \I~ltldl:l fro!11 your ,l\:Mfe~~. ''.J\MiH (.'l1 fiil~ Iff,nt !-!!l!It'\' WI!! d~ ;flfl (\ttir'f mt;}!m,~jj~.in tI~iitilr..'!rjb)'JaW':0"~-:""'I"'" -,.:'7." ..,--', __0_ ,..--t~. .
'Jf IIli:, CI.l!ltp1d III il W'''; prHiwwn! pl;\e r,i' g~fI1ginl': 'rEitheu! :l;,lilyi!1!~ W' in ;~lllijrWI' b, I1fIJfMPHmt 'i'(j,11 h:-J\'l~,thi.' right to'bi:I'j bad (r~d..I~l11l_ih(' '.,1P:'hiclil wilhir~'lS rla)'5 (if Ihf'
W,YOU~ PROMISES {HWur mSURPtNCE: .'IIJlJ wlil j'J:"'[I th~ V,~h:~!~ ili",mflJ ilf'::lIW} (il!:', [hd! m,)iHnli: 1;,1 H;eNnlic.tt ilm~ <It <my Ii!tl~f H:m: t'('!I:tp Wt> ~f'11 Hi':' h'hldt:+ If VlH.I dil l1i:it n,(!,lern, Yt)U
flml u.lh'M,(~ q0111 ,111 ',lIm~ dl1~' (!'.: ;-lle pilld in hlll, iht1 tl::'lH~nr<:, ,:t.l'\'(ltttf:.,o Intr,l b;~ ;,.',lhf,le!my 10 1;~\'t lJ!)~!l C1d!l{: t(, 1!;~1 Ve!Hc::t.~
~l,; ,~fI(j lilOlwl ~'o!.lr inlt'!~'~t~ ;md tlllt r!l~t.'!f>',t,. <it t1lf tml€ ,,: (.my in,mtctl io~:" f~IC il1",,!Jl'-1l1l0' r: SAt F.: li \'fitt dW-t'! 1H~ifl..'rn, 'fie wm ~IAl thr. VI.'hllla, lh~ m\1f1cy f~tei'~('d at sale Wm be !.l~e:i
111w,f 1l,~I11(' II" 3~, "ltl'is'pJyee" mi the' P:~;IC\' Ih\! il\~,m{lnCJ;. mw,:t ::!\~ wli!lpn t:)' an if1~\lI~ill:t t.:1 P'!'j ('I)"j-; .3nd !;'''fW!!~'':; )'Nl ow~, ,l,n:l ttWI1 tc~ rl:':Y the aEiIJi,m~ ;'~U ewe QIl the Con~r.ilr't
I'milfl~!\'f q\Jc.hl!'~d kl Ihl f.11J~htI'S~ in Pi:'nh"ii!..::>I,ia .:Hlcl lirf!n:r'tl to ~,dl iti',;HWlt:i, ill ~II;,; ',I.-il~, d r;UfH'WS Ol1l!fffCjfr{Cr: ff HiNff i!. mr.;fJ!;Y fr.lt, 1Ne wirl pOly rtk Jew HUj'el. If/nNI' i~ I/Ot'
wla,!tl.' 01(:' \I(:l1h:lf' I" r~prm;,m~~it~y ~~(aw;d ?h(, iWitlli!I1[)~ j.!("j!(jf mll'J pr',)v'il!r.lt', wltr' :'1\ k'H~'~ W (:lllll!!"li liI:,m,'{ fi~,\m ilw ga!':~ to pily' wh,~t ,;)t! ~Wl", BtJj't'f ~mJ C1J'Sil\l'If~r fijIt'o(!l"!O P,W i'lhlr i~ ~tm
i1.1)'__' prrol wdtl~:[1 nr.lu::e t~l atlY Ci'iHl:('lldl_\UI1 or fMhwhl',n li"i ~()\',~rJ!gf:. On tl?l~lJ(;'Tt, ~'i,ij o;h<\ll (lv.'@.(11(!Hs, - .. g - _..._01
!1F.!n!rf Ill(' V(!~it~' N (lHll"!, f."Ji;'I~'j1(:i11;,: ki';.uri\ncn rr>'~F~li:W~ ~,\ w;. 111 thf' .".r!)r~i (If an'l, loj:';. (~f e, [1I.rf:"f.f.~' ';'~'I,Ul~P"li' \(1 pci;,' th[~ Cl},\,h (jf f0pn,,<:~)':~,ing, ~jW[llg...,r~[Ji!i.~h1ml-;-' t>;pirln"gfor"":';"'\''''''
d,1[IW;1" l'J the Vdlitl~:, you Will ili'l!lj~dIJ\t~h' Il:\illt % ill MiliHg ;.md !lit' .'1 plool or to~~ with tilt" ~,-:!,' ;~Il,l ~,~'!lmf", ffle ~'phide &1;':. m,:w b:- ;;lb~d b,' I~w. l!1e:;e (',r,t.lt Wll~,I].!~.,.,qe....2!!~' "'.;.....;...:...,;~. ';
ill,,!rrrr Vll~ tM)t m", a preol of jrw; ~m ymH bi'~ii'J~ it yrm laIr Of !f'luSL' tll rhl ';I~ Wf~ !H;l\' f'ii!illr:;/i' I, ~chu~t f.n%!(tl~ fdle~1l (15, <lilV5 ~t Ihe lim.} of tt:'po:>&e.'3~!(ln;:' .;",'..; :';~;;' .1;';--:,'-;':"
ymJI fl':lll.f.~ !(,' ,,111}' rhN.k. dr;'lU Of "ther ltl!;[WnI('rlt WI'! f~lr;)'.i\'p In r':IVi;~('mt 11: i-Ill i:h:ltl'd lof.~ Of '2, rhi' ilfiMmt l)f (;!)'~J:: ~r~ ,1d~:~', w;c!'r,sary' ~'fIld rIJ";isnl1",hle: and .
I'.,'tmn in,Ut.1[lU, i1rerni~Jtl!:;. Wi:' IIlW ltDr:I~' mill ,iWWrMll"f! I"ln~;(,f'd<: 'Ne IZt'.,;rve tL\ H'pcllr m ;t We ear: pn"lfl Hie f.i}',h M'\I~ !Mill. .. :':"
I'Ppr,-j(l~ lil!? l,ff'hl1'l1;, if, m ~Jm Qpimr,r,. ii jo; ',',nnmlw',j11~/ fl:','~!Me i1ild Y'~~l {JH~ fwllh!"I1 !b1 d1'jJl.!lt
1.HlIIPf nil'; r.ilr;\!.u;t, \:;H~r.'r",,'i~,~', we wi[~ ,]jlr'[y !h... il1~!lr;HICe pril(:ev~d5 In reduce HIP,! utlp:.Jld 15, "fiRS AtW PfRSONM REflREsuHAtmf:5130mm: Att~,r ~'cur freafll, this t;Qrltnd shalllm
lJi!I:;\lt:(~ dml iI'Io, rm:,m{:~~Me ag;':lll:il your hP.'ir~ ana V~jSt,ijJ~ ~.~pf~~i~r~,wt.iY~,~ ,o~ r~!!rfld.~~,~~::,,' ", "'?d ..i.,-j;F"
iE,,~~,J~;'l~~~,:l~~k\Jt~~~r!ifr;:~~~~~!SF.s...~a~u~ HiE S(f~UlmY lNTE f. ~ V I 16 GOVElWHla LAW: Hii:> eml!rad is kll!e In!l!rpr!9!!!d ;tct:Cldjn~ t~ the,f!~ of ~l1n~l\lifl!L.~~~-;;;;~oI:
fii),:("',~il!Y to h:p~1 We Vefw.-I.. In ~ltlm~ i~llfdlltml i11\<i rrp,'\\r, Wr! mdY ,,' ',~Hf l!- {'my m:'ln,~\, ;'(;:1 !H\"r.ilt. Imid !lI nll't.'t1 ~'j;:,.~ ;11\' ,!ii! pu S I ' n
plllml~pd III '),1)'. It YOll (,'It 1'V ~"f'l1 ~ll!Jr D(I)!lW,Ni ahm.l! iefifmed rn~llriHICf!o. iV~ m~T 11th l(jf'f( 18. A~f,H1NMnH BY 8U'(ER~ l\((j'er -!ltl~1l !11/i'lS'ilgl1 ~hi~ eont!<lct.
n1l'n~~'1 to l,btlllljlfl'.\urIlIWl.111 fl'lVi'li I:J'1" t'r dijmag" [lJ thro Vl'h!{lr.: \I!(: n8\!!1 H,e chw;r. d \',lw!hel "
flt 11'\\ II ~!\~i1l\~~ alrji IW:rM'}' l'Ji ~\1~"1" \"l1l'r,~f''' ~.II,h Ul,m,,!ll t' WIH h' 11',1'1,\1 fl, ~Il ~eljH\lI': ~,I.\ 10 In[r:~ M:f ill} WMH'I~.Hnf!; BY sruu;, UflfttS!)HJ OR IMPllm, INCLUDiNG fUE
grNter th;m Y/JH r.wa @ ttl~~ tlJutr<!d. Wll win i2r,!d iHW mvl\~"i we i:l\l~'~l!U~ IJt1 '~tl\H IWh:ilt Ij\ tIll' W!!,.HRJiNfI[S OF ~.u:l{CHr,NUI.BlUn' ARU FHH[,SS fOR ^ PMmGI.HA~ NUU'QSF., um.fSft
balp.f1COl'J' .which W~ jmptt~0"ril1-~lic~>r,hl!fi\e~ atY11$ Al1fm"'dPQlr(~lmlaZ@",R<lte~I,f,th~C,~;Il!,~,:t}q~~__, ,WE::,~f1;r,E,,~,IV'f.\Il YOU Po S[PAIU,nWp.(H[Pi"~,^Rft^,NrY~,, :':, ":: ,~f.q, ,:/",::~},P.,"','-'-: 7 "n;-" ',' "",'<:'
, Buyel's Guide Windo,v Stjck;~-liih(;G~r'Vli;'i(;h;;-,I;:;;;:~il;Cd on;llef(;Cf);~;i?t:i;1':i~IT\~iyer'~'''mflj'Wj~M~~11bjmr6~&t''~d fi!\j~ral
. had!} GtH111l1!~5iol1 Used Car Trade Rl!gtJ~atirHl !~u!el the fOl1oWlll& notice appUes: -> . ',:"::"-";", '.",-:~:, 1~:;,i:'~"'J1H
, The Information you 5ee on Ihe windowlorm lor. this VehiclE! is pr.rl of lhis COl1lmct. Irlfoflllelion 011 the windowfonil oven'tdes any
contrary provisions in the contract 01 salt;. ,...' . .
fjOTICE-MIV HOLOER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO lilt WIlMS I\NIlIlEfENSES ,WHICH THE llEBTORCOUlli
ASSERT AGAINST lIlE SEllER OF GOODS OR SERVICES OBfAINEO PURSUANT HEIIETG OR WITH THE PROCEEDS, HEREOF. RECOVERY
HEREUNOEll D\' HIE DEBTOR SHALl flOT EXCEHI AMOllNTS PAID BY mE IlEEHOR HEREUNllER.. i" . . , .
l
"
;.."
I'
. ,"',', . ".'
~_,_..,____~<,~. ".__,____.~.___..."._.._.~_~_._' ,. __.......,__._."'_.._~,,'~_', '''_'-''_ ....._."...,......,...'__,_," _ ,_, ....__,_...._.~._....."._.__,_,~___~,.~_,__"'.._._~~...__.._~.....,....,.~....-._.~~~--,
r fmrwr (Jf pnor'QSm CREtiH if!5UR^N!,~r i' I
\ '!h(' ".\r:.(..l'(\~) 01 lhl", \:\:n\lar:~ lil~idJY i;'l!',l'j.~,\ w'\\t:"~ thilt ~H)lJt, CH"!I: Llff' hl':'!!~!lrr> r(~,,,I'PJ:"-- ,-,I r,WI!p C,,,.lit A'.'i'(d(,t:! ,md niqr~fh!y trl:'l,tf.'lrl,:11 C'';~'Ni1l\fl' 'NiJ! !.il! llPp!i('.lblt' t~, fh!$ {:l.ll1fr;ld 1/ "iJ i
I ;l'I",:\o.UUI.1I1 ill!} ~1.(lllt.Ollhi';. Contral-t, ;;wJ. ~l~(..i~ ~l!i:,il tVl.!!! rJt ':O"Uilf.W 'Ni:llll': 'tinilt~[I,t;.. n\,: 1~1'l.tHallj;~ {:ll!].iP~n!i fl~li,cd" ffjlS [1l~tst<l}}"~.,,:.t.ltij~C[,tl;!"~~~~.f.kl!il,f(~~, ~J tJ,Hi ws,.,t~ne.'F'. C..?~.~."!$ .!iflltU.)]:.i.!(.;"Op_\. ~
m r>?!~\m; ~ip,nlftll {hI!' J'efl1Jest for stJrN W";t!!imi:i':', n:~ effitltHit tlf ch~fj!l( 1'1 ~mj!(;(!\eil ror'ePich hjl'1l teil Cf~fHl h131Jl'~I'(r.lj; tCi M'r,ulehi\5.ll'd, Thq, i.~H\i:M ;1"i!lJfflne-t!i.~~,~U b~rnmi'lnclf,irtlHM Q~l:t!'rn!
\~ imj~'bfi:l.dJ)~~.';i b, im IJH(':j Ilnd will *XpiEJ 1)./1 Hll~ {l-l'!&~I\,,1 ~,du:tl,;lf.!1 malUllty~ dA~ (,t 11m inil!':ll~('dm);.s, Sl1bjt'id t~ lir.Cf'p!rlrl~'e bjllr~~. in"urer .ual within 2-0 ollyr., there will be dcll'll1l1ll11u, \lie lliSUled I
I.k-bllll{',l 11 q~rt:li(:~te vf imumlte more Iully lh::~r;dhing tll€ H\',Ufilll[!;,In Hw fM.'l1f (11 ~,!;'p;'!I'BlI'llt of HIE' iw!;;hh;lfm:':;''il:l rdmlll f\fin~!if~m:!:: duuge:; will b1! mil\l~ wh€1t d<<e. -'- .J
..~.........__,_.___,~"~_. _.._,._".____"...__. .-__ ~,'."__."'. _.,_...,_'__,___~,'~~_,.~" ..__"".._._.____.... _'.~~~~n ,____....._.....__.....__,__..,"~-,__ ~~,' -.,--.--.-.-~~-_.-..._----~'-~.~~.~.-----...
NOnCE: sa OIHE.f~ SiDE FOR IMI-'OR'fMH mnJB~.t~Tlml
",~ "
- c' ..'f"~-~,_,T-...,'..;
ZiP
..
.,
Phon"
532-8888
OmlNY L Tf!(}I'!!\S
~~i:.T,->'~ -~---.-..._--._-.-..._.~-- ..~,,~--,--...-.---~-...-
24.25 LINDSAY LOT RI}
Chambarsburg !o[l Free
267.2220
'J DJ!>SCRIIH'lpw of TMDE llll
6.,0-\398
PlSASE ENTER MY ORDER FOR THE: FOLLOWING
Cl NEW)~ O~S~D CJ DEMO CJ GAR 0 mUCK ~~'t~ i 96 Walnut Bottam Road
1'R. '''''''''--J"lAK5 M,)!)EL _.~~------ SHiPPENSBURG, PA 17257
lS9S FORI) FlSQ PICKUP n: DEAL 1# 6545'
.(Xrr:Of.t~'_...-----._-,..." i iAlM '-'-'--...-.-~-.-.---......,,~-fiJil:!~.~.-~--'~- PRICE OF VEHICLE ... 2049~. SCr
ii",~,~,::~~~,-;~-,;:LIGRA7PH,~,"I!=,_,;;---;;"J-.. lSl~:...,__,_,_ -=t' r-F.j
. ; , < r;__._,,_.~__s._~~~,____~,,_L,~,_~'--"---'- ---'-'1.'-. -.,.,.----.'---.I.-'.~:
S1OCKNZf-'-.-"-.'--'. ---, SALii:;.w..~ , ;(1 Ilolf: lJt.lM..I1{O(I ON fJA P.BGUi" ! ".'...
16<)26 I WilBERT I1UOSON i NO\! 24Tli 99 -===~~~_~-=-~- i,J =-=~==,__]Y\
I , ~.
'f1lI -' MAAr..: l.lt)C{i.l 1Y?-S t '
~~':~f~~~;:~~'~ ~~,~ - ~ ~'.'. 't ~ _-=i
fin~ ;~, 16~) 4r;~--'rTe'AT;:'~;, 1~"-'----"I"'"'ic.-=--=~_, "'-"'--~---~"-'-';---'l-I--.-"-'--" --+-....
i:JeNHJLr:i-;'~'-'=-"';:;':-._'-_.-...L__-:..,-",:,-,~--,,,,"..:.-_.-_.~,,;HONi:'-- --- ""~ -~-t---~-~-~ ----~.----.-- ~~---~-
.,""RJ~F-".._-",-_. --"-----fsPOKEWr"ii --..---- =-..=-..-~- -- - ---'+-..+..'..---..'-- ~-.-:+~
I. -'--"---" ----.l-'-f-- -"-----,----- '''-''0
.~ii"f".-----. - ~~-----(;OOOrTl~L----- "-~--,,~~--..--~- __..___,..._~____L.___.._l_.... ' ,__._._~___._~... .__ _...:~'f!j',
__"___..__J.'-..-';--..I---"---",-I-----1,..-.~\.'.
..----"--'4-,i-..-i.---'--"-T--l-c'"
;~-;;;;';~:~L:~~-"-'-,,-_-,_L_-------r..L"'--':N;A'
1. CAS:H-PRi~~E~:==:=--==:~~..-~~~=-'.-=:~-=--=====:~T.~2049,~-:1:~~
.'
.."
F!\Cf(~:i'!',' WAARAN;t'l' -. nl~ ~otCIl."tf'1 ,.,ltrt"'l!y ,-;l.m~IIl1::Ill~ o.lll <it Hlill ",".-r..mlli/i1O w,m Tfrlpo:!<('l J_~ ~nCl -..:rillt.. fhIl:
1t00"fll\!l!IT!ll. ,hI! .....l'lDnIl'l't' C,)lrmllll.~ dlll.:;i~lr;& all: "'oiJITl!!ll~ ,~Ul<l)O' <nr~ "" .mro:l<I<-1, ~,,".b'J\l1'l:. ~
'-1'1'~~ -'t1ll~ril/\1y .,t Imlfo;.tw;!\tl)~,~l' ':1( Ittr:mw wr Jl i"'NBI.....'I;\I' PIJfP\.'\'ioljl, .;:rid lP.ii ~~ rnMtlWll" J.\\I\!.I-m'" r~
\U.;:J'Il:'.;~~\tS MY ~ll!'l!lli' .""~ lb ali~:mlJ tor ~ &1'1' Iill.':lli:.f'\' '" l.t'I"1~1l<.'N1 WI:1 :1",1'1 ,~a \lot ~!'!i" '!ll1l2'ihllmli\l.
[J \JSEO ';:,,\A Wi\flFl,"~frv - Thl\lI.fi!Oim,~~j(j-I\ yoo ~ t~l-' w~:rif.l.\lI !t;lm-.;:m Hmo ~el~ t;l pa.."'l 01 tr~ t~\lrll'-::~
,1lir.Jft':'lJl.l:C11 rifl thl'J w~ {c.rm o<&tl1djt,~ M\, ,.(.,Wl\.ly i-l!'l......,ZlC~l~ .,~ 1h4l' rhl',lra,a 01 ~
o A.'ii.~," ~'r.\lI-l\~\'~1 ~~-.l1) i1o;ji..\d ",:0,,5. ',s." 'jj\t\'1~"i\.',I1l{\'j M<lltnm\,. ~\\t,M \i1\fii~",~~ '1t\t,l,lii):t. ThA ~'lI.tlCl:ta~
"MIl blUr iM1\nllW a~.,.,I'I'i-@ "j (e~:al1,~\q <If r.::'1fffl;.1:r.g!lll'l\l ,,..,1"";1 mat \M1l-OOJ!I~i ~.J"....lIi clot W~ll"'.o.y ",,"-;:i~ .,\ 11'111I
.J1lIt~. ,I /7
.; -"//1'''''''7 "'f' " /!.. .
~~~~~i~~~I~!~i~ p~~~;'-~~mt}~~~cr ;~~;':.~.:ake dehvmy ot the \'ehlc!e 6. Docu~i'ENrA}iYFEE.-'-'~-'--'.--._--".~.'
orderoo, m(c~~p't as parmlltett'by- law, you sh~~U, 'll cur optIOn. lortmt as damage$ .--~'.--~--~_.'-.'.~.-'---."~~----
~h~j ....~!.~_...____..._._~ ,,__._.~,.____._.,_~..~~_. __"._~.__ 7, PA 'fIRE TAX
Customer's .----.-.~.~,-,-.-.--.---.-.------..--_.-_.~
Sigr18tlJrF.t '-_...-'.~-~~~~ij';~oo;';;;:~~;';,.'l~':;l:~-;i~--.---'-'-.-..~,.,-,- .:1 TOTAL PRICE OF VEHICLE j-: "J.4+S-+6+7J
PUfchu:!;e.c agrees tt1at this order inclu.des all 01' thir terms and. oonclit;(ms nn Mth ----.~---_.-~_..-.---.'r~-.--r-....-'
the h:tc:a arid reverse .'.iida !1$rt;1~t, that trois Ordli.lf cancBis Md supf'srs.edecs any pl"ll.1r 9. iRADE IN ~,Ll.GWANCf. ____..~."._... ~O~_'
agfflemer,~ d.rld ;J.S of the dale hereof comprisef. !tlf~ oor"!"iph~~e Oll'ld i&1"clusive I fit J P'I
8UUaf'lW'nt of tho terms 'If .;;grGl'dmot'lt reia~iIlg to the st.d:llect maUl5lfS covered IG, BALANCE OWED -...--..-.--..--,' ...--,----l-.- :
hOf8by. ~ oIT.l~~~.~.~9.!._.!~~,~ bindIng 1.J~~~.&pt~~_.~"~~t his 0
.~lltlmf:izltdHJIPf6'5ef1tative, '(, .,\,'t.,; T,.;.;i' .,' ,'r~ ,~" 11'NE1".1\U.0'~<"/ANGi:\9-m)_._'_.r'_'~_~~~ .
It,;i! ",. ll' ':''-7;'' b:; "f' ^,' )2.CEPCSn'_,,__. ~ I O~
,-.;~H~.', l~;'cll.r "- :("~:~l!,:f \,:H..,,: '..'."It\ .,' '. ,,,;. :':1:.' 1;3. CASH,ffi1E- ON OE?..:.f'i-EFPf~~'''' t -<"~".""~': ~, A""'~"'""""""~.~.
~, j1l,ttli6 Is ~o be--a nnanr.;Bd purGhas~:l- t suthon~";ll1t~~'~iat~-Fo~ctio ~;tai;; __....~__.,..._____.___~..-L-.___._.~J_ ~___.~._._.~
InfOml$tlun on my cn~cHt mSlOr',l und il;ckrlO\h'ltXl(le that ~nlf.:,rstah'l' Fnrd is not !4_TOTAL.GREDJTSlll",\~:...!jl 1" 10-OU.(JO
obligatoo fO sail tI!~s ',efUdl:~ un lass financmg ;,:;; ;~ppmved. ?ur(:haser lJ;t his -.----.-.--~"'~-,-._-~-.-...-.._-~---,,------~.---J _1-...
(!IXOOL"f(;!1 of Hits ~)rdef,pl~rht~,.)S that he IS legJ~j d9t'.!' cr c,ldt:M' "md aC}c-J'loWloogos 'tllliit lS. ,a.,MOUNT FINANCED OR BALANCE DUE ~',:~,'.
he has mad its tl'..'fmyamj ccndilKins ,md h.;:.,s n~cmli~Jd <l true .:cp~' !~t thlS "n:ll~r. F!~t-~-'--.~:--...-:-....-.__..-,,,.--,.~--.~.:--._-_...-. - .... ' ",.
PURCI"ASER'S ><f>~l~, ~.;:'J / I"~;; '1t ,,"5, HOI!,~~H(JL~ I\UWM~Tt\I~_!:~IlA!lCE_S.2~:~!-T_t.'!N~ ~
_~r~.~~i3S--~.'k"i.-~":~.'~~~';';;;:+_'-.-.-.9.!.'.!~-,---,~:.~;.t.:':._____ rERM 72 AMY. 20845.~f\R. 17.95
AGCE"PTED SY:, (,.~ ~,-:,,':';:? ,~..'t../,/ DAT& ' ...:','...,.1 /.,....? E..VT -.---..-f'-".~-_.-'---'-'-'---'-~--_._'~-~'-~'-
,.__...._________.-.=" .tf."."'_.._..J.,.....,,~__.,.,_,.,r-\'~. _' FJRIJ ~_p
....-Cf... e,.lCpfor.SM(lnHor-\lf:~"...\,r~H~~~,T!\IE .- ~ :'( .... I . WARn
T:-H:;j I '...,'\ .v'.,
,~,,,
-------'I"""'----'ij(--
2. mADE AlLC~\'ANCE _.,_...._~,~__,_,.J._._~__.~,.,_..?O ~ ( 0
! ! 9~92 ' ' 0
], TA..XA6lE S~,L/~I\lGE {1 , 2) .._...___1.. ,,_~..+..__.
t
4,...I6X !T!'~~_~!::,g_.~t~9_g...:..:~1.~~,~.____._.___L.
s, liCENSE, TiTLE, REGISTRATION FEE
,A
~..n"'fOOk!G~'
b
;(w>.
.
~
Assignment
Agreement
Househ<lld Automotive
Finance Corporation
~
IICJ --
This Assignment is attached to ~ eX~'l:;[l\ilde a part of that certain Motor Vehicle Retail Installment Contract '
(the "Contract") dated /7,,.;2 -/ ~/ by and between~ ~
Seller (Dealership}' J nl:. r::::..h,* ~ ~uyer(s):' ' Jif V"ffYYJ 5
It is expressly understood and agreed that Household Automotive Rnance Corporation (HAFC) is substituted each
and every ~the name. .
/V!./Jf'I/LI J iZ-tc/ CO '
appears within the Contract
For value received, Seller hereby expressly sells, assigns and transfers all of Seller's right, title and interest in the
Contract, in all monies due and to become due thereunder, and in and to the vehicle and other property and security
interests described therein, to HAFC and/or its successors, assigns, subsidiaries and affiliates. All representations,
warranties, indemnification's, guaranties and hold harmless provisions made by Seller in the Contract, and all
other terms of the assignment contained therein, are hereby made in favor of HAFC.
This Assignment specifically includes,. but is not limited to, all right, title and interest of Seller in any insurance
policies and other products (and the proceeds thereol) purchased, endorsed or obtained by said Buyer(s) under
the terms of the Contract. This Assignment specifically includes all right, title and interest of Seller in and to the
vehicle, any property, collateral or security interest described or provided for in the Contract.
Notwithstanding anything to the contrary contained in the Contract, this Assignment, upon execution by Seller,
shall assign Seller's rights in the Contract to HAFC and not to any assignee(s) named in the Contract. This
Assignment shall not be deemed to relieve Seller from any liability for the breach of any warranties, representations
or agreements contained herein~ Contract. ~
Seller-Dealership (please print). ! /7--/r ~-h*-fO?J.LJ7Jc...
Seller's Agent (please print): /I%~44ft4/ Z J'/'/ tA
Seller's Signature: }J1~..J-/fd
Title of Agent t!i&l7kJ I {'Cd
Date of Assignment: /~/ dell c;q
lIWon.
G
PolicylwkilK:
DONNY Ii THOMAS
2425 LINDSAY LOT UD
SHIPPENSBURG PA .17257
I"":, ''''l'.",,'ii'<;,'I:')f'''' .
fl. ~ \.::t; t.Ll t:~') V!I t~~~'" ,
n DEe z 9 ~~ mJ
Agent:
ENGAY I .r.NC. DBA D"'{"~fOND INSAGENCY
2012 r.1.;:NC(")I~N \~lAY '&\ST
CH.l-\MBEF:5BtJHG FA 1'7201
PHONr~: 717-263~"90!:;3 ,~70-02J.3H4,,-OOOO
f'"
l.\',f"I
N Policy Numbar:
1'''- US 197697279
--
_~__.D~~~-.-~.~..eG~.*q~ea.
PoliC1/ Period:
05/14/1999 to 05/14/2000 12:1l'l AM Standard Tlrm.
Policyholder Since:
05/:1999
~~
:::.'>.:
':;.: ."
-..;:: ,.f" ---.-.-.--.-.----........---..,-'.'...''."~-~~",-~'-'-'.'-,-....,-..----,-.................--.---...--.-................-...----'--. - .--- --.. .-- -~- --.-,..-,---...------..-.........-...-----'--...
_ :.:~ 'fOUF! POLICY liAS BEEN CHANGED
, ..J m_.__..~_._..__...._._.__.____..__._._'" """ ".,.'~""'~_=~,~ ______...______.................._...._..... ................_._,___,._._ _.....,__._,__.,",_,___._____...........,.._._
.') ~ As 01;
~;j,\ '{t 11/24/1999 CHANGED DRIVER t,lU~!BgH. 1.
\...... ~ ADDED INTERESTED PARTY IN F'ORMNI' I ON
f""" ~~11/24/1999 ;'"DDED VEHICLE mJMB!:!iR 2
,"" ~Changs to Annual PrsmitJm
'\ 1\ Revised AnnualPolicy Premium
~ Add!l!onal Prerlllum for Coverages From 11,'24.1 1999 to O!,! 14 /2000
'I.,
(.
:''i
~
,-
Insurance Provided By:
CON~r:!NENTAL INSURANCE C:OMPAN1"
P.O.BOX 16020 READ!NG > PA 19612-60;,~O
2.J H()~JH. CI.J\IM R1'1PCi?'I'ING
800-5B8-7400
+ $
$
"
"
286.00
835.()()
1.33.00
'"J-
,~
<;:
~::::.
~
This.Cpvwage Summery provide!! you wilh complete policy in/Qrmatlon, Includinll tho above d1Ii1l'11P,ml1d r.-nts
!.~,~!rll~.:~~NlntlY.,!~,~~:.__..,.,.__._,._.__ . .......,..,,_.....,. ... . ___.'.'L.___,."""",,___..,,',L__,. .
IMPORTANT INFORMATION ABOUT YOUR POLICY
Weprov'iile cOlils!on-eovofage'ior'anon::OwriiKlpiTvate pa.......ngor motoivohiCi<<;ifiiiiedbyyoi.i;'i:iUiiiig thelerm of ii'll...
policy, if lit INst o"e of your smos shown balow has collision coverage. (ThOll collision l>Overago we provida Is subject
to the lownt applicable dlldllctible.) Please review your policy lor covlIIrags details.
----"_.._" ,~.~-_..
MOTOR VEHICLE PROTECTION (Covorage spplias only ita premium or Ilmllls shown)
Vehidfi-l--'------- Vehic:1ll 2""-'
Description:
VIN:
Rated Drlv&!':
I.lMl:
emu Code:
1987 CH g'v Cltlvfl:\EC:
iG1FP21H2HN173516
DC,NHY L TH0~1l..S
.. "}: 02 miles
::. ,:;'.A 12C
1998 FORL> ,F'150 PU
lF~;Z.l7~"i 3i'lNC 3"16020
P~.E::~U;~Ul:'e
B JA 120
C9~A$!:.S "
Bobi[YINjURY"
(per person/per ll,(lcident)
PROPERTY, D~~AGE
(per accident)
LIMITED TORT OPTION
FlflST PARTY BENE~ITS,(FPB)
COVERAGE: ' ,.,,-
BASIC FPB COVEI~AGE
Medical Expanse Benaiit
Work LosS Be'nefit ',i
(per month/maximum)
Funeral Expense Banefit
f, ,\;~.[ \ !.,';,,,,p
llMrrs . , PREMIUMSUMlTS
:f . 50','0'0'0'/1:00/000 .$' '160 .00"'$' {'~ S(LbOO/lO'6~'ooo
PAliMll.IfIlS. ..
$ '95.(10
" ,
$
50, 000 ~$
10S.00 $
50/000
$. 63.()()
, I ,'~'
App.li~~s
Applies,
..
:;.
9.00
$. '7,,00
~~
3 I ()cO
E:x:cluded
.
"
5,000
Excluded
Excoluded
Excluded
. ''':('
t:Sfj
US 191691279
,~~.4d~
Chm.!fiIMJI m ttJ9 Bc0.rd
..\ .' i, >.1'
.;'\:'~\(;" '~I , '-"'~I
~.~~
, . t~"
Continued on Naxt Page
'I)
-t-,.
, A 1220
PailS 01 cl 04
'~:",":;:;;:,..;;;;;:;;;:-:;:",.",.'".~,.",.'".'".'",,,:,,.'::.~.,:,.::. - ;!lIIIlIl!!:l<
.
1 t'1'~', "i , I 'f 1-......) 1 ~'
\ '., "" ~ l' I t 1;, ,~.,.,~I .
n - I L.,' ~ " i. ~ J- \ ....~,' ""
'" '," "",' "'''',,'. ~\;-1U(;"" :'.,,.;'-,,,,f..-' ,:.~!.;;o" ,"", ',1,
{" ~. \' .J""';.~~~~1:",,~~;:ft,.....o"'" 1~~~~~'''t~.1 't,~~~~ ,~~~01~ ~
I ,\ \'"'~ I
,",
MOTOR VEHICLE PROTECTION
Veh'icle 1
(Colfera!lli lIpplieli only if a premium or limit III shown
, ,Vfl!1~\8~, ----
COVERAGES
Accidental Death genetit
COMPREHENSIVE (Comp)
COLLISION (Coli)
LIMITS
PREMIUMS
LIMITS
, .' ..
PREMIUMS
Premium Per Vehicle
_._._._--_....._,._-,~-_.~_._..._.,_._._._-- ..'-,-~,",-,-,-_....._._._._._._.-'--
~
,
48B.00 $ 347.00
--.-.~_.....__._..,..~..-'-.._-~,~~_.._._.._..__.~".~_...~_._..-
DISCOUNTS ANO CHAI'lGES
Gold Rate Lavsl
Multiple Car Discount
Loss Frsil Discount
Anti.Lock Brake Discount
Passivs Aast!'Bint Dj~count (Drivor and
Passenger side)
Anu"Thel! Discount (Aotive Device)
Anti. Thel! Discount (Passive Device!
vah.i.cle ,1 v&.hJ.c.1c. :.1
Applied
Appl :l.~~d
Appli.~~d
Appli.f,K1
App l 1. ~.~d
l-ippl i,ed
AlIpl:ied
ApP.L .Led
Applied
AppLi0'd
TerrAl. VElilel.e{S} fIREMlUMS JUlt) CHARGES
~..M~ 'Tl"!.tlll ~~~,~,F_o,r._AII V~Ic:I~1!-:=~
<"-,-'.'-_.._-,._,,_._,-~----,~,~
....__,_ ~ - - - -__0....'.---.--..----"
" 835,00
DRIVER INFORMATION
------,......--......---- .-....,~,--._,--_._._._.__.-..._,-,_._-'
NUll'"
01 DONNY L THOf;f]'l.S
-.-..-.......--..........-..-
Years Licensed
08
DateofEiirtl;-Driversjjeense-Number--"--'"
(i~!Ol!75 23764980
LIENHOLDER/OTHER INTERESTED PARTIES !NFORMATION
V6ll1e182---"-'-'---.'.~---'-"'-'-"'''Ioan~N''umb..r'--
HOUSEHOLD AUTOMOTIVE
FINANCE CORP
PO BOX 17902
SAN DIEGO CA 9217?
---"--Ty\>><>fiii.i..iiiii--"------'"..
L i,enhcl.der
GENERAL POLICY INFORMATION
The C:OVOIIl'II9M lWle! limits mown her... mlll lIlIbjeel to the restrlctioos, conditions, Imd ilxelualolls 01 thit policy
nits ondoraGlll!ltS.
~ ,-
~,...~~..........~.;hr: f: .'
YOUR POLICY IS SUI3JECT TO THE FOLLOWING FORMS AND ENDORSEMENTS
(f.:'"ill537 -A I 09 ;~j'til:-;-r----'Sl?ECIAL "MOTiillVEH1 cT;jjr-"--- . ,--,---,,--,,-...---,,----.--,.',-
G-1853S-A (09-93) INTRODUCTION
G~1ll54C-A (09-93:1' GENERAl,'PRovrSWNS
. Gl-147116-B (09-97) AMENDMEN'r OF MOTCH VEHICLE PROVISIONS -
PENNSYLVANIA
,FIRS'll PAHrry rBENEFrrrs COVERAGB ~
PENNSY1NANIA '
TRANSITWN ENDORSF.MEN'J' - SPECIAL
MOTOR VEHICLE SEGMENT
*01-14791-1;> (03~9Sl,~
01-15376-)1. (O?,7;~p,J
.,",;"', ,
! :,~l\
; ISJ"
"['
US 197697219
C,;t'
l ;"lJ
~~: '::,.. ~k1
I'
.-.
!'
"'~'" "'~'~::"';'" .~,~
':~~"~"""" '-'.~,
,
.;,~
i,
f
,
:;"',;:~::' ~ :,"';~ '
'-"
,
~i' ;'.; n'! ,~,{<"
Continued on Next Page .
''l'''' l
1.1 i
....--t. '.,.
'\
/
A1
Page en Ol
.
I
,.
l
I
I
I
I
.,
f
~
\:..
:]
'v
~
I.
I
i
I
\:
~
~
r""
.""
L -
~,
..0)
~
J
~
"'\'
j
~
, '-!::
~.
~
"-
<3-
1.
~
i
~,..
~:., .
'",:"
. :>---:-
.~ .
.~
.:).
~'. >.. . " -
:~
':.'.
.......,.
.<-:
- ~:.: .
-,'
1-
..
...
o
""'
...
o
o
r
o
o
".i
..
r
.0
~~,O
fi"ru
~i11
~fr:
~"~';
~;C3
~lI"!.
.,.0.
~l'"
fa.
t;.a.~
,.
:!
..j
'I
1
'l
)
o
o
o
o
o
...
-.J
.0
o
o
.
{
,
.
.,
!
'1
/..-
E
r
":-:"
.
ii
"
......,
. !
i
'",. '
'.~
I
"
,
:~
,0'-
i
I
-1
. .
. ,
:: ;:~,:- ''':SJ~~(''~~~~i
iuow \Ou \l1q 'E1st~nd.lO step alU WOJI.~lnuow"Jad, .!
.~.:- SlUe:) (sa) aA!l.AI~'S! a6J9tl::l'~!^1aS'8E' "JapI()":." ':", t
. ~..::'.<auoW.al.lr 00. UMOl.l~ umowe alll"wo~l: ::mpap '_-_ i
::::aq lI!M.afbeLlo.~:at.ll.~.Mel Aq paulid. :.~. .
.., ,6Iet(.l,,!^J...',.IlI'PUnlaJ-uau.a a.',"MI.'"'II";~';':
''':~.i~~~~~~!~~~~~;~~i-....~'~'.
.. .. =.., ::~;"~:;':"~.':-:-.~'.',~:: ~-~_'='" =.:::J::eo:.:--=:- -.
.. '-~-, r;:c:~:=: ..,.. --,-, :,c:,,:...tH:"!:iL
: ..., "
~
I:'
;
Ii
"
\i
.'....-.'. -.-~-_.__.
-.--,--'--..,----'--,.- -
.~- "..-'--.. ---,-'....-
......u.. _._
'. ......,..
t...~
;=0"
'\,
:::-:- ~I::!tll-r:s_:; ..
_ -.- 0, ~
- "-' e:'~, ..___
--" ~. ':..:o~-
-r: ~~~: ,~-', 8-
...,-.::glll\-~ ....:C"o1
-.-:..-= ~1~Ut g (00 -co
-~~, ~:,.J~~ --
..:..;:::.r::.' ::;",.. 9' ;.~:.-.,:._
-=t~:='.. oJ ...
. .:_.::.~ 1>>' QA A09V3S
"!r,~' ,,~-::-Ol' .. -,.,
'," ~~ >, ,-.." :.;.;,.
..... .~... o~ -_-: -
"-f,;~ >a:.ii ~ O';':::~- _::-.4 ,..-
-..... ,-'
,:::-:. ... ;::=~ ....... u.::: lUSWilSJOp'U';-_' I"
MM. lsuie6e ~~ "-alile~ lO' uomq iuawAed do)s
~tU~:~I'~~ln'P^::I=~:U:: ~~ ~
..".......l..>4,..",./l~z.....~.........^............i,;.""._......,
,.:t:."
",:'Olll
Oce<
~.....(f)-
Ol.OmO
lO'OJ:-
'0 CO~
0... ..
tI)~r-o
::: co 0...
Ol\lm~
:J 0,>'"
;;;,' Z'O
. N3 '"
I
i..
}'"
]
i.i
\-!"
. .
E['2)
--"; "
"",,"Vo, ~.,,_<,' -;' --"C. ,-'",. ^~,
"'t, ',.,-..1<"",_,
'. ,"....""
,,~ ..;;)~ I
-,.r.~,-
, T.
, ;'"'"
-,,...
.i:~ ..
E. C3J
8'l/ZlIBII 12: 44 : 59
->
7175325333
FAX DELI\~RY -------------917175325333
ALLFIRST BAI.K
\'lADE fAF1.ER
21-SEP-OO
Page BIll
ATTACHED PLEASE FIND A PHOTOCOPY OF THE DOCU~ffiNT(S) YOU REQUESTED.
IF YOU HAVE ANY QUESTIONS, PLEASE CONTACT THE BANK REPRESENTATI'iE
-~IHO INITIATED THIS REQUEST ON YOUR BEHALF, AND REFER TO REFERENCE
NU~mER 1150-20SEPOO .
SINCERELY,
CENTRAL RETRIEVAL DEPARTMENT
~, ~L-T~ ----.."~
_ ".....vt...At',E F~ 6,';;,1 I .~*7loj.1 . .',.
. 3e3 .. . ,~~ .
: :!:;~~~~~3";; ,;;i,';:.''" q Cl i~{;l'; . ;~ltMrd.,;
,,1~til.~~ Ii. ~'v,. .... .'l:,<t!i\';"'"
~~., ......, ~<';.'h.~...,_,.. ...'..,"'...,~
~;;~;l~,,;..4 .~.~~~.~, ,4f.,<~__2 __~::~:::'. ,~',.
"iEB' ' - "- ...'",..,,-,
. ,(~'t.',:~,:a~~'."" ~~,.~". ~0~~/'~;;~;;
,'. ~ "'A . a",;...{ .~, ........ ' '.
:",,,,,., .....' ...~-~.......-
~~~~~i~': nt,i":i':Ut,..'..2~ o Bit,.,oooO "><
-------- .------.
\
4
.!o-
1
'.,...'.........,.....'......'..
.,.,'
,. .''<.".-,'
~
,{Co i~~:5~~;O;' ....'
. ,- - ."...~....-'-~:
"x.~~:;,...,
';1,
'<~.'i'
F
I
i"'"t,.!
- ,,~ ,,~, ,.' -~
, ,
01-MAR-OO
21303283
FAX
,
;"'-"!"
,-,"_ '-"'~". ,~_,. ,e,,<, ,
HOUSEHOLD AUTOMOTIVE FINANCe CORPORATION
Monthly Statement
~
.~
'1
Y:;{~f}'fi.~f~~~~~-=~~:~~:~:::::::;Nih~~~,;T. .3tS:{ :::i;~;~~~~{{:~~~~- ~:ir::~;:t~?~~;::~~~}:~~~k'~~~~~:~~:::~:,y~
ACCOUNT
NUMBER
MATURITY PAYMeNT AMOUNT CURRENT LATE OTHER PlEASE PAY
DATE DUE BY PAST DUE AMOUNT DUE CHARGES DUE CHARGES DUE THIS AMOUNT
00000475170 '2nNU05
03108100
$956.70
$0.00
$' .435,05
$478.35
$0,00
TRANSACTION DATE
01108100
02108IOO
031081OO
DESCRIPTION
Scheduled payment
Scheduled payment
Scheduled Payment
.j
~
n
,\
"r.
.'~
TRANSACTION AMOUNT
478.3S
478.3S
478.3S
Your account can be paid in full on or before 02127/00 for $21,SI5.53
Please see Payment Information b8kIw for mailing address.
...
_po,......to:
Househcld Automotive Finance Corp.
P,O. Bo. '7548
Baltimore. Masyland 2'297.' S48
IIoilpayofl'o:
Household Automotive Finance COrporation
P.Q,Bo. '79D3
Son Diego. CA 92,n-7903
w_ Union Quick CoIIoc1 IIoMyGnun E_ Paymont
Agent Locator Number. 1-800-325-6000 Agent ~ Number: '-80Q-926.94Q0
Code City: Sailing California Receive Code: 1403
payment..-ived aIlar 3pm PST will be proc_lhe next __ day.
G
0W0363 Paget at 1
PIHae enclose the bottom portion of your .........nt with your payment ao that our........ppears in the window.
-'~'--'-.'"'-'~""'-",,", ,. ~-
I"~
,"~ .'.. .
.
-..,~~
. ,,;~ .~li~l ., -~
, '-,-,' :~, ~,..
- _..~:., ,~-",,-'~~'
~
.
NOTICE OF RIGHT TO REDEEM
NOTICE OF SALE
.,;.;.
03/n/2000
DONNY THOMAS
2425 LINDSEY LOT RD
SHIPPENSBURG, PA 17257-0000
Account Number: 475170
Type of Vehicle: 98 FOR F150 1FTZF17W3WNC37602
Your vehicle was repossessed on 03/04/2000 for failure to make payments
under your credit agreement. In accordan~e with state law, Household
Automotive .Finance Corporation is giving you the opportUAity to redeem your
vehicle.
Your vehicle is located at: . Prior to recovering your vehicle, you must
make your payment by certified check or money order to Household Automotive
Finance Corporation; 11452 EI Camino Real, Suite 400; San Die~o, CA. 92130.
only upon satisfaction of payment will Household Automotive F1nance
Corporation authorize the storage facility to release your vehicle. Please
do not contact the storage facility directly to recover your vehicle. You
will be responsible for paying the storage facilitr any storage fees which
have accrued since the date of this letter. You wi I be responsible for
working with the storage facility directly on the repayment of these fees.
ITEMIZATION OF REDEMPTION AMOUNT
~
,\I
i4
,
Accelerated Balance
(including earned interest) :
Late Fees:
Approximate Repossession Costs and Fees:
Redemption Amount:
$21,U9.76
$ 0
$ 365.00
$21,484.76
*NOTE: The repossession costs and fees indicated are only an estimate. If
the actual costs exceed the approximate amount noted above, you will be
responsible for paying anI outstanding costs. If ~ur payment exceeds the
actual costs, we w111 app y any excess you have pa1d to your account
balance or, if there is no outstanding account balance, we will send you a
check for any excess amount.
Your right to redeem your vehicle shall ~ire when we'enter into an
agreement to dis~ose 9f. yo_~ vehicle._A_pr1v~t~ sale wil~,take place on or
aft8:r 03/28{20oo. The proc:e.eds ~III --t.ae'1;.aX"e W'l.l"1~l,,= ~"".I:""'1:l!~_.t;..-....;...,.
repossession and sales e:tpenses, then to the outstanding co~tract balance.
If the proceeds are insufficient to pay the expenses and outstanding
balance, you may be held responsible for the amount of the deficiency.
If you have any questions, telephone us promptly at 1-800-418-1888, x6525.
Sincerely,
,~"tIf
Household Automotive Finance Corporation
11452 EI Camino Real, Suite 400
San Diego, CA. 92130
1-800-418-1888, x6525
Household Automotive Fi~ce Corporation services auto loans and motor
vehicle sales finance contracts for Household Bank, f.s.b. and Household
Finance corporation and its subsidiaries.
"
:f:
...
H
'~-cl'
e" '. O~ ~'.
,,~
"
I'~
,
,
".
..
r
t
f~
"' --
<> "<>
.c '"
u,
~UJ
~","
",""
~1";'"~' ""," , , <
,
'"
~" -
<,~ -,~ "'~~~
I
~b
-aT.J
. r~~.
Ii' >~
_.!r--
~~~
-IO! j7-->
:m}.J
. """'iI:i
. S
,,J \
-f )'
m .'
0' .
~
'""
,.
,~
"""",,~,,!,t'l$""",l'n!!~'ll;W'~!'T"'r.-'lf'=
,'",~iW~ff~~1!!Ii
--
, !i'lI!1ni~'lil~[r
CBi~'H
7:"-}
(15":
~p;'
~~,~~
p,C-!
2=
=<
(")
,;:
~':
~ ,:)
:<.".)
C,.)
J:;~
'0
ij,O
"-
..c:
Ir,
v', ~
o
Lr
C
V'
\j 2,
t
r
,-
o
.}
-
~
~
Jf
f
~
:i
t
I
IN THE COURT OF COMMON PLEAS OF THE 9TH JUDICIAL DISTRICT
OF PENNSYLVANIA - CUMBERLAND COUNTY
Donny 1.., Thomas,
Plaintiff
Civil Action - Law
v.
No. AD 2001-1735
Household Automotive Finance
Corporation,
Defendant
PRAECIPE
To the Prothonotary:
Please reinstate the complaint in the apov~captioned action in order that same may
be served upon defendant, Household Automotive Finance Corporation, which could not
be served within 30 days from the filing of the complaint by the Philadelphia County
Sheriffs Department, which was deputized by the Cumberland County Sheriffs
Department for this purpose.
Dated: April 26, 2001
Respectfully submitted,
Jos ph A. Macaluso, Esq.
reme Court I.D. No. 38262
Attorney for Plaintiff
P.O. Box 83
Orrstown, PA 17244
';'~r
-""-"""-' ,-
.~, " 'I -"1,=) - - , "I, ".
_,'--1.',","".
"'.
~ ,
~
ii!
"",,"
.""~,_ ,^,_,~lI,iI!"l!l'~ ,,,,,,,,,~'r,--"_,,,,,~,,
~.- -~
,,,""-
'~~'"
~
"_.
.
0 0 0
c
-oS:: -;:-1
""" __,I
,~ '" "~-~
!.E::)j ;;0 iO:;'ifid
zr;:: r-.;, (7m,
'0,1-'" Cf; ""X
:-<2: :~U
~O >
~O :x ~=R
I. ~-'-
)>0 is e5M
,C ..
Z -,
:::2 )>
N :J:J
-<
~~!li!_~'~1I1~1'!';'f~~1>-'!'GI''':-''~f.:'''l-'f'1~1'''ff",~"~~~'''''''~'~I~"~<",,<l1i!\1,,~$f<!jr;<fW%PJ"<fI~~'~'lifIIIIi'"'
t-1'r ~ ......
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2001-01735 P
COMMONWEALTH OF PENNSYLVANIA:
i COUNTY OF CUMBERLAND
THOMAS DONNY L
VS
HOUSEHOLD AUTOMOTIVE FIN CORP
R. Thomas Kline
, Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT
, to wit:
HOUSEHOLD AUTOMOTIVE FINANCE
CORPORATION
but was unable to locate Them
in his bailiwick. He therefore
deputized the sheriff of PHILADELPHIA
County, Pennsylvania, to
serve the within COMPLAINT & NOTICE
26th , 2001 , this office was in receipt of the
attached return from PHILADELPHIA
On June
Sheriff's Costs:
Docketing
Out of County
Surcharge
Dep Philadelphia
18.00
6.00
10.00
116.00
.00
150.00
06/26/2001
JOSEPH MACALUSO
as Kline
er'ff of Cumberland County
Sworn and subscribed to before me
this 9 r;- day of ().~
J...(>o( A.D.
q a.. '~ --'
~ Prothonotary' ~
~ ,,",,, ,
'1-
Tl 1-
.,
, 1
,#. In The Court of Common Pleas of Cumberland County, Penn.sylvania
Donny L. Thomas
VS.
Household'Automotive Finance
Corporation No.01- 1735 Civil
Now,
4/17/01
, 20 <0 (), I, SHERIFF OF CUMBERLAND COUNTY, PA, do
hereby deputize the Sheriff of
Philadelphia
County to execute this Writ, this
deputation being made at the request and risk of the Plaintiff. .
.. ' r~~"(;~'
Sheriff ofCurnberland County, PA
Affidavit of Service
Now,
,20 , at
0' clock
M. served the
within
upon
at
by handing to
i
I
I
I
,
I
I
I
I
I
I
I
,
i
!
I
I
I
I
I
I
I
I
I
I
I
,
i
!"c~~
copy ofthe original
a
and made known to
the contents thereof.
So answers,
Sheriff of County, P A
Sworn and subscribed before
me this _ day of
. ?O
,--
COSTS
SERV1CE $
MILEAGE
A..FFIDA V1T
$
~"
..
tJ bt~
SHERIFF'S RETURN - SUMMONS/COMPLAINT
b 0 tV /Uy J. !i-fOfVJ I'tS
COMMON PLEAS NO.
COUNTY COURT
VERSUS e
H{) cJ S 6,1I.t>1... tJ f- / A/ 13"t..H!..t5. /) If p
C/O c. T c. 0 /<, P Sys TtM
TERM. <l. 0 (
NO. /7 s,r
SERVED AND MADE KNOWN TO
A-f3ov IE.. IV AMch
o Defendant
~ Defendant Company
by handing a true and attested copy of the within Summons/Complaint, issued in the above captioned matter
on M t<}y f pi ,dSOI ,at 10:00 o'clock, AM., E.S.T./_.
at / 5" / SMA P. K ~ -r S I. - / a Tit r L~ . , in the County of Philadelphia,
State of Pennsylvania, to . ~ P, tJ /) A A SOL 0 M OIV
o (I) the aforesaid defendant, personally;
o (2) an adult member of the family of s.aid defendant, with whom said defendant resides, who stated that
his/her relationship to said defendant is that of
o (3) an adult person in charge of defendant's residence; the said adult person having refused, upon re-
quest, to give his/her name and relationship to said defendant;
o (4) the manager/clerk of the place of lodging in which said defendant resides;
cd (5) agent or person for the time being in charge of defendant's office or usual place of business.
o (6) the
and officer of said defendant Company;
So Answers,
JOHN D. GREEN, Sheriff
BY:~
a..,Gj~
Deputy Sheriff
12.38 (Rev. 12iS7)
,'j--
"--- ~ "- ,~
, . ~,"'~~,
IN THE COURT OF COMMON PLEAS OF THE 9TH JUDICIAL DISTRICT
OF PENNSYLVANIA - CUMBERLAND COUNTY
Donny L. Thomas,
Plaintiff
Civil Action - Law
v.
No. AD 2001-1735
Household Automotive Finance
Corporation,
Defendant
PRAECIPE
TO: Cumberland County Prothonotary
Please discontinue the above-captioned action with prejudice.
Respectfully submitted,
Dated: July 16, 2001
cc: Household Automotive Finance
Attn.: Jeffrey B. Wood, Associate General Counsel
;!","'e,
, ~"--.. - ~---- ~ ~,,," '~
~ - ^ ~ , =
^ ~_..