HomeMy WebLinkAbout01-2314 FX
PNC BANK, NATIONAL ASSOCiATION,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYL V ANlA
v.
: NO. OJ - c;?J ,'-(
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MOP CORPORATION,
Defendant
: CIVIL ACTION - LAW
: CONFESSION OF JUDGMENT
CONFESSION OF JUDGMENT
Pursuant to the authority contained in the warrant of attorney, the original or a copy of
which is attached to the complaint filed in this action, I appear for the Defendant ~d confess'.
judgment in favor of the Plaintiff and against Defendant as follows:
Principal
$44,115.54
Other authorized items:
Interest to April 2, 2001
$ 5,601.16
$ 4,971.67
Attorneys' commission
TOTAL
$54,688.37 plus interest at
the default rate
set forth in the
Note and costs
of suit
Respectfully submitted,
SAIDIS, SHUE , FLOWER & LINDSAY
.'
D'k ~ \ I~O\
By:
K 1 M. L debohm, Esqurre
Supreme Court ill #59012
2109 Market Street
Canlp Hill, PA 17011
(717) 737-3405
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PNC BANK, NATIONAL ASSOCIATION,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
v.
: NO.
MOP CORPORATION,
Defendant
CNIL ACTION - LAW
CONFESSION OF JUDGMENT
COMPLAINT FOR CONFESSION OF JUDGMENT
UNDER RULE 2951
1. The name and address of the Plaintiff is PNC Bank, National Association, 4242
Carlisle Pike, Camp Hill, Cumberland County, Pennsylvania 17011.
2. The name and last known address of the Defendant is MOP Corporation, 29 Old
Gettysburg Pike, Mechanicsburg, Cumberland County, Pennsylvania 17055.
3. Defendant executed and delivered to Plaintiff a Promissory Note ("Note"), a true
and correct photostatic reproduction of the original of which is attached hereto as Exhibit "A" and
made a part hereof.
4. Defendant is in default of Defendant's obligations to make payment to Plaintiff as
required in the Note, and Plaintiff has demanded payment in full of all outstanding amounts as
provided in the Note. A copy of Plaintiffs demand is attached hereto as Exhibit "B" and made a
part hereof.
5. Judgment is not being entered by confession against a natural person in connection
with a consumer credit transaction.
6. There has not been any assignment of the Note.
7. Judgment has not been entered on the Note in any jurisdiction.
8. The amount due to Plaintiff as a result of Defendant's default is as follows:
a.
Principal
$ 44,115.54
$ 5,601.16
b.
Interest to April 2, 2001
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c.
Attomeys' commission
$ 4,971.67
d.
Total due to Plaintiff as of April 2, 2001
$54,688.37
9. Interest continues to accrue at the default rate provided in the Note.
WHEREFORE, Plaintiff demands judgment against Defendant, MOP Corporation, as
authorized by the warrant of attorney contained in the Note for Fifty-Four Thousand Six Hundred
Eighty-Eight and 37/100 Dollars ($54,688.37), plus interest from and including the date of this
Complaint and judgment entered hereon at the default rate provided in the Note and costs of suit.
Respectfully submitted,
SAIDlS, SHUFF, FLOWER & LINDSAY
Date:
'1 r r~(
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By:
eo
Kar M. Ledebohm, Esquire
Supreme Court ID #59012
2109 Market Street
Camp Hill, P A 17011
(717) 737-3405
Attomey for Plaintiff
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Borrower: MOP CORPORA TlON (TIN: ::J::S01 aa7)
29 O~O GETTYSBURG PIKE
Me!CHANICSBURG, PA 170SS
Lender: PNC BANK, NA ilONAI.. ASSOCIA TIOIl
.::4;: CARl..lSl..e PIKE
CAMP HILJ.., PA. 17001-8474.
. .... na e to,;Milti ''Y/l''loanNa,;: Cal!' Coffatera . Ac t Ofti U:l
a~2a;:"1S95 iO~2o. _.100 (; ....., ...... . :':1 '. 'np ..... ..... cO(J,n. ";;j::'Rw'\4Si;A'C~
R~ia('~ncas in ~,",e s::-acea a(a3 a,r8 ler l...at'lc'ar's ';sa only anc co ..,ot limit the: aoolic.aoWt'.< c~ :MIS documer:: :~ an,! oartiC:':lar loan :r item.
Principal Amount: S52,214.00 Interest Rate: 9.500% Date of Note: April 28,1995
PROMISE TO PAY. MOP CORPORA nON ("Borrower") promises 10 pay 10 PNC BANK, ,NATIONAl.. ASSOCIATION ("t..oder"), or order, in lawfUl
money ot the United States at America. the principal amount at Fifty fwo fMousana rWQ Hundred Fourteen. &. aonaQ aQUarS (:5:2.21"",CO)
.togetner wltn interest at the rate ot 9.3'OOo/QI per annum on the unpaid principal oala~~.~ fr:.o~ AP!i1 2.S. 1995. untH l,Jaid in tult. '
PA'fMS:NT. SQrrower will pay this loan in ;9 regular payments of $5.1.9.71 each and one irregular last payment estimated at S':'2.1'a3.7:1.
Borrower's; firs: payment is due May 28, 1993, and all sut1sequent payme~ts ar~ .due at'! ..th~ $ame day ot eact'l month after that. S-orrower's
final payment due Aprtr lS, 2000, will be for aU principal and aH accrued interest not yet paid.. Payments inclUde principal and interest. Jl'1terast
en ~hrs ,\JC12 IS ,;::m9t.::ed an a JS5i36C Simple interest ::as,iS; that is. by ac~JYln<; the ratio ot ;to:9,:.0nl;.laJ inraras: I.are e'/ar a year ot 36Q <:ays. multiplied
':'1 ,r:i ::utsrandlng ~rrr:c:pal bellanca. ,'1'lultiplied 0'1 the actual numoer at days the pnnc:paJ ,:::aJa0ca IS auts::an.cing. SCl':'~\ltl!r '.vilt pa'j l.anal!( at
!_i!oca(s addt9SS shewn aCQve or at sue:': other ~:aea as, Lancer <"\"lay dasig>1a,a l('t wnttn<;. U"t~SS .oth.erwise sgraed or '-!CiJired '0'/ a.~Ciic30Ia !i\v,
;:a'/me~.iS 'Nlll ce a9Ptted lirst to ac::::'.,;ac unpaid (nta!"-as~. then to principal. a.na any remalnmg ar:':-dunt to a.ny u~paia c::llaction costs and \ata: charges.
P~E?AYMeNT. 8crtower a.grees t/'lar all loan I:aes and other "rapaid financa c:o:ar~es ar~ earr:ec fully a.s of the ~ate:t tt':e lean and will net =a 'Iubiect
:\J r=t~;:c !JqC,1 eari'f ~ayment (whe!i"!ar vclunrary cr as a result of default). axcapt as crnarwisa ,eQuirad 0,/ iaw. a~aat fc:' :ne le~aqci('l<;. 3om~wer
ii':a'f Ga'l WIthout per.alty a.1l or a pcrttCl1 ~t th.e a.mount awed earlier ~han it is due. Sarty ;Ja'lmar.~s 'HliI net, ur.tess agrae-:J ~c ;:~I i_ancer in 'Nl'Hin;. raiie"/e
Scr;,o'.'/sr ~f 30r(Cwer'5 Obligaticn ;0 ::)r\tirlU5 to ma.ke .:a'lments I.H'cer the ::a'lli".al1t se:"',ac.ule, i=\a.tt",er, they WIll r9ct;ca ;l":a .:::-:nc:pal oalar.ca ct:a an~
ma'l r:sult in 3.arrcwer L':"iaklng fewer .oa'lments.
OEF'AULT. Sorrower .""ill be in aefawH If any af ~n~ ;'CilCl'Ning ;-'a::qens: (a) 3ar:,ower ,'ails 10 .'i'HiKe any Qa'lma~t wMan C!':'Q. (o) SarrQwe:r :r.;~s an.11
orar:"'.:sa 3cao'Ner has ma.ca to L~nca!', .:;r 3.ccr.:wa!' faits to ,:omj:1'l with Qr !c certcrm 'Hhan :::.;a an'l ether :ar~, cc(i~atic~, cQ\;enar,t. or c::nditicr,
c=mati'ac :n :~tS Note .-=r 3.ny a;ra9r.':a:.: ('ata~ec ':0 ::-:is Nota, cr tn ~n'l ether a~raernafi! ::or (car; 3cr:'ower Mas 'nit!"', Lar,c;:r. {Ci ~cr;,owe!' Ca-ta.~!t$ uncar
;,;;'1 ',car., a-xtal"sion of c:''acit. SCCUrH'J !c;r~smefit, ~urc:o:asa or salas agreement. or anv :)ther ;,c:'eemanr, ;1"1 fa'.'cr of a"f ct~;; e~c:itcc c;' ::irscn that
~a'l ~a:er:ally affac: lr'.'j ot Scrrowe;'i ,:rcoaM'I or 3criow9r'3 ac:iiiY ~c.-rapa,/ \:"lis ~c:a':::r .:Jert::':~ aorr~""er's c:iigaricr:s :.:.;c;: this Nets cr any at tr.~
;:;eiata-: Jc=:..:r.-:enrs. (~) ;"0,/ rapresar::atlcn or siatamanr maca or :uri':is::ac to i..arcer by 3Ci,C','.'3( cr en =::rr.::'.'.'.:r'5 ::lanall '$ :alsa:r :1Hslea=;:~;;n ar:y
:;":2.tarai "~soec: ait1":er ,10w cr a.t :~3 :ime mace ,:;r rt.:rt~rSHaa. (;) 3crrcwer :ecomes insci':et;r, a iecaj'/er :$ aG:c:j.tac .'e: any ~arr of ::orrOWar'i
~r'ccat'::.', 3crrcwer ,'7':l!<as ar'! asslg/1J~=r.t ,'Cj :1":e =a~atit ct Ci3cl:cr:i, or any crc:eec'ing :s .::r:-:,~ancac ait:-:er :;/ Sc.......:'.'Iar ~: ao;a.lnst 3cr,..c',.,::( 'Jncar
any ::a:':kr;';,ctc'/ cr ilis.::J'/enc,/ !aws. (.': :..,-'.:/ crec:tCt :r:es :0 ta.ke ar:y of 8orrcwer"3 prcpar;y .:r: :.:- in whic~ Lar;.::ar Has 3. .jar. :;r sac:.:r.iy imereSi:. i:.o:is
:,1Clt.:.:as a ;,ar;:ist:mer.r of any of 3c;,-~',\{er's a.C=:::lL~,~:~ '.'ItCM l.ancer. (g) .:..ny af ~l"le alJsnrs :as..:.-::::ec: in this cefault sac::cr. ::;:::.;r5 ',\11th rasoec: to ar:'1
c;t.:a{a,~:~r :f ~hls Nc:e. (h)...\. :1'la(=....~r lc:'/erse :;,1anga cc.::.:rs :n SorrQ'.'IerJ$ .'i"ar:c:,ai C'::.":':::::::-:, cr lanCe!' ':oalie'las :n-3 ;:rcs;ac: of ;:a.'(,'i"lant Ct
:=(:::;:~ar,ca ,::;t :.":8 lr.cac:ecness IS ,m.:alrac.
L=:NOE::1'S RIGHTS. I"';ocn ::ef3.wtt. :...=t.:ar may, ai72r .;ivin; 5t,;~~ :~otic=s as rac'..;irac ~y 3.C;::iic:3.:Je la','I, cac!at3 ~h9 ~nr!ra '..::::aid ~rir.c:;2.1 :aiar.ca or:
:t:!s :\1'::2 a.~c a.ll ac=:'!..:a~ ~r:paJC lni2rgs: :r:-:mecia:~iy c~e. aJ1C: ~he(1 oorrower 'Nlil -;ay :i':at ar.:.::.;r;t. l!qc,..~ dafa~lt, ir:::::.:c::r:; :a.ilur~ to ;::av :..:ccn nMI
"':":art.:,':r'/, Lancer. a.t !ts :C:iCfl, ;-:':a'/ ais,:. .f ;ermittac -.;r:Cer accric.z.::a Jaw, inca3.sa the !n::ar:s: "3,:= en ~nrs ,\la:a S.CCC ,:er.::ar::a;a ~Oi~:3. r::s intat"es:
,a(2 '.'.':if ,10: ax.::aec :~2 maxrmum ...a:i! :e(;"':'!lttac :y ac;:iicabJe law. L.anC:ar may ,--:ir:! ~r :ay scmacr;e aisa to :-':e!: ::cUec: (,~(s ,\i.:::a if 3c(:,;:wo9r :ces ,'ot
ca'l. 3a~~.::'.ver alSO Will ;:ay I_~nca!' ::"':a( amount. T;-:Is Inc:ucas, 'iut:~t;!ct to :an,! :1\:':\($ lJr-cer ac:::icaole law, !_g~=ar's ar-::r:'l='/s' :ass !!'::: !_ar"~ar's taga!
ex.:e'-.s~s '....~et:o.sr ';:r ;'(ct thera :s a ia:,o.'s.\JI:' !('\c:u.c:::-:g a::crj,a'I';;' ~ass ar:c \~al ~x:::ensas fer :a('\krt.~ctC'1 ::r:C:'3cir:;s (lnC~L::ng sf.::r:s ;0 :-:",oc(~, ,~r
'/ac:,.:= :='~'f lutCl.':a.ile 3:a.V or \\"'Jl.:r.c::c~~, 3o<:093o\S, l:.C a.r,~J 3or.tlc:ca~a-c pcs:...juC:;:i"ant c::i!ac::ct'. 3ar'/ic~s. If nOl ,:rcr,iCllec ':y acoiical::ile- ~avJ, 5orrow-a-r
alSO '.....111 oa'; any ~::ur: C:5:$. in ace:;;c:,,: :0 ail .:)l~er io.;~S ;r.::vicec ~~I la\.... If luc:;~em:s ante-ra.: in c:::n;'1ec::c~ witl"': ~hlS ,"lo:a. interest will -::i1tirlua!C
ac:;~:.;e :)n t:-:1S Nata af:ar )Uc;:":":enl a,! :~= ~xistir:; !,"'t:ar3Si "ate prc'/Icad ~or t," ::11S NOte, This Note has been deJiversc to Lender and ac:-apted by
Lender In :he Commonwealth of ?ennsylvania. It mere is a: lawsuit. Borrower agrees upon L~nder"s request to sut::mit 10 the jurrscic:ron ot the
courts at CUM8SLANO County, l/'1e CommonweaUn Of Pennsylvania. Lsrtder and Borrower hereby waive the nght to any jury lrral in any
acrien, proceeding. or co,unrereJalm brougl'lt by eitHer Lender or Sorrower against the other. This Note snail be governed ~y and cor:s:ru-ed in
ac;::orcance witt1 the laws at the Commonwealtl1 of f='~nnsylvania.
R1GHT OF SE70Ft:. 3crr:::wer grarlS :0' '~andsr ! :or.-t:,actt:al ;:ossasscr'l sae:';i:ty inti!t':!S: in. and nereby 3ss:.;ns. =onvays. deiivsrs. ,olec;as, and
,.--ansia":; ::: i..~r:car ail aorr~wer's ,'t.;,-::. :rt:= anc ,J,,:::!r'!si rn ar.c: :0, Sor:ower':; ac:::uiHS wr:,-: l_-=!1Car ('.vr.a::-ar ::-:;cx;,-:;. sa.vm.;s. ar ':i.::.~a oti':o9r
aC':::;~.R:;. :r:C-It.::::rf':; wr:::::!,.;t :rmltatICi: 1i! !<;:COt..:rHS ,"~!:: iC1m:y Nitro: scr:-:ear.e acisa .$:";:: ail 1C:::t;...::S 30rl',Jw9r f~a:: :::;09... :(1 :ra "";:'-,rs, =.'(c!u~:i.; .--:owel/er
-.:!.il ,:::;,..:.. -"::ac;.-:. ar:c ;;'';5: 3.C':=UI~i;;, ::..:-:'....er J.!.;;.-:.:,#:.:as ~arrcar. ~.: :,":9 ~xtam ,:~r~lfta~ -:.y ~c:.,.:ac!s law. ,= :;.arga .-;r S3:'::." all Si.:~S :;w:.":,; .:n tnrs
,\J.::a a:;2:.~'S, a~y ar:c !H s:..:.::.~ ac.::w,~:s.
CCU_..1, \~R)'L. ih\~ ,"c:g IS -5ac~rs-: :.; a Mcr:;a~~ ca:ac ,J,P(l! 23, t995. to Lar";:ar :r. :"sa! ,:r::erty 1ccalac ~1", J;.t.:;:~iN C::'~:1t'!, C;::'j;":r:",O~'.':3alth ::1
::s~:-".'S'..l',a,"':~a. all :t",g :ar~s J.f'lC ::~r.c;:,c;,,'$ of '.vr.IC:1 .;.;= :--:ara::/ i~c:;~craiec ~nc ~aCa 3. ~ari;:~ ':":,5 ,'lota.
GE','lE~AL ~RovrSICNS. L-3ncer ~a'/ .:eiay :r fer;:! 3rlfcrc:ng- any ct Its "Ig~~s :r re~eC:9s w,-:ar :r:rs NC:,g ::':,';Ot.:! :cs:~; ::':ar:'t. 8cr"C'.'l~r -:r:~ a.~~
.::!;:a~ :2rsc,"'t ','/nO si~,-s, :;uaranrees :::' ~ntcrses ,~:s .\Jete. :0 ~~e ~;(:=m aJlo.....ec:'I !a'.II. '....aive :#;}ser.tme~t. c::e:-:ar!C ,'er ;:ay~-=r:t. ;:roias: ar:C ~c:rca '::i
':15.,-:':,-C.#. L.:;:cr: ,1n~' .::'!arge In :;,a :~!';'\":'I Of t:'IS ,\le:a. al:C ur':~ess atr:~('Nlse ~;(c(a$st'! stat~C ~rt ..',':::(~g, i'lC :::ar\v ','".;0 Si';~'i :~(S '~Qte. wi':atl'te( as make!'.
:;:.;a~-a~:.:::r lc:;:mmcCaCtc~ :na!<:er .:::r ="'c.;:.ser. snail ':'.la "ale:asac ;r~m liaOltit./. ":',i 3\Jch oar:les a<;:.i!'2 ,~at I..alicar ~a,! :er.e'.'l :: O!l(te~c (re~-=a::clv arlC:
Ie: :!r.''; 'a~.;:r! .J: ~:me\ ~~\'i !oali, or -~!~asa ai'_'! :ar~'..' ar ;uaran:c:, Ci ::::lIataral: c:' :~oalr. '3.\1 to '~a:i::a ~cen cr carfee: 1_=r,C~:;, sacunt'/ !r:tiV-:;., in t1"a
,:::ta;:!!i. lr'j ;a.\..o! 30...../ ct:,,:gr aC:IC~ :2-?!i".eC :",aCSiSsai'j ':.... '_s-!"'~ar Wl:!".CUt ~he :ct'lser.t d 0;' nc::.:a to anye~e. .:.11 "3UC:-: ::ar::ss atsc ao;ra9 ;~a: '_ar.':9!"
,-:-.a'/ .-:,:::,.1 ;;o:~S lear: '.'J1t~~';,;t :i',~ c:r.saf': Of or ,":OI:C3 :.: arycr:e :::"ar ,nan the ..:~r:,! with w~cr.: ::"':~ i.".CC::!C:ll1cr-- 50 ~acs:. if ~-'/ pc:,:i:r, cf ::-,:'5 \lc:e ',$
;C1" 3....:, ''!a~cr': ,:eter;;':~:":ec ::::- ~e ur.a"'~':::,:sacie. :t '....nl ,"'tOI aftac: ihe ~nfC'...ceaollity .:1 any aU'lar ;:r=vi$;cr:$ Jt ,hrS .'~c:=.
CON!=~SSIO-'" OF JUOG,\rlENi. 3C.~,~CWS~ ~:;:::;'/ :RC:::2~:CC":'aLY .J.L;7;...iCRiZ:S AND =t...I:::':W2~S A,\JY ':',~CRNEY C,::: iH= .=qOJ:--!C.';Ci"":'':;:Y
2~ .':~=,:::;": 2~ ,.l,,\j'f ,':CL.=:l7' ;,\J -;"~2: .:.:; ,\1 ,\-ICNWS.':':" :-:-.: ':1= =~NNS'fLV~MI,.l.. CR ;:_S~W;-;E.~2, 7"(; ,.:.,r=~S.l,~ ..:.:- ).l\lY 7'fMe :'::::; 3C;:;;;OW=.~ .:.r=i~.:.
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;S;;.....S \',\:;:,~!..:.. -;";:;_'. :'.\jC ='.::~ 52 ,::'::'\:G. ~~iS \,.::-~ ,JR ..:, ;:;;;:==V 'OF IHIS ,\;C7~ \.jE~IFi:;:.:: as ,J..F;::':;:;.':'- S:---.':'l.:.. S~ :S:":F::lC~cNr "'~-=--~~='~'o::
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0""':28-1995
,_oan No
PROMISSORY NOTE
(Continued)
Pa,
THAT AUTHORITY, BUT SHA~ CONTINUE FROM TIME TO TIME AND AT ALl.. TIMES UNTIl.. PAYMENT IN FU~ OF A~L AMOUNTS DUE 'J'
7HIS NOTE. BORROWEFl HERESY WAIVES AtorV RIGI-IT BORROWER MAY HAVE TO NOTICE OR TO A HEARING IN CONNECTION WITH
SUCH CONFESSION OF JUDGMENT AND STATES THAT BORROWER HAS BEEN RE?RESENTED BY LEGAL COUNSElL.
PRIOR TO SIGNING THIS NOTE, BORROWER READ ANa UNDERSTOOD AU. THE PROViSIONS OF THIS NOTE. ' BORROWER AGilE::S
THE TERMS OF THE NOTE AND ACKNOWLSJGES RECEIPT OF ~MPt.erED COPY OF THE NOTE.
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':il(ed~.le.
I,.AS!R PPlC, Reg. U.S. Pal. &. i.M. Off., Vcr. :'20 (=) , 995 Ci='1 ~='Servl:es. Inc:. All ri;nUI re$ef"Vl!tc. {P':'.020 RWMPARI(.:'N-C30.~
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A.ff!.anr.:
MOP CC 'ORATION
PNC Bank, Nacional Association
424.2 Carlisle Pike
Camp HUl, PA 170Ll
The undersigned did execute, anclfor is executing, on 4/ ~<g , 19CfS": the
following documenc(s) under which the undersigned is obligaced co repay monies to Lender: -
Lender:
1. A PROMISSORY NOTE IN THE AMOUNT OF S52.zi4.6o.
.......
A. THE UNDERSIGNED ACK.:.'iOWLEDGES AND AGREES THAT THE ABOv'E
DOCUMENTS CONTAIN PROVISIONS tiNDER WHICH LENDER MAY ENTER JUDGMENT BY
CONFESSION AGAINST THE UNDERSIGNED, BEING FULLY AWARE. OF ITS RIGHTS TO
PRIOR NOTICE AND A HEARING ON THE VALIDITY OF ANY JUDGMENT OR OTHER
CLAIMS THAT ~L~Y BE ASSERTED AGAINST IT BY LENDER HEREUNDER BEFORE
JUDGMENT IS ENTERED, THE UNDERSIGNED HEREBY FREELY, KNOWINGLY AJ.\iD
INTELLIGENTL Y WAIVES THESE RIGHTS AND EXPRESSLY AGREES AND CONSENTS TO
LENDER'S ENTERING JUDGMENT AGAINST IT BY CONFESSION PURSUANT TO r.:..ffi
TEk'vlS THEREOF.
B THE UNDERSIGNED ALSO ACK.:."\fQ\VLEDGES AND AGREES THAT Th"E .".EOVE
DOCUMENTS C01'iT.~N PROVISIONS UNDER WHICH LENDER MAY, AFTER ENTRY OF
JCDGMENT AND WITHOUT EITHER NOTICE ORA HEARING, FORECLOSE U"PO:-i. ATT:\,CH,
LEVY OR OTHERWISE SEIZE PROPERTY OF THE UNDERSIGNED IN FULL OR PARTLA..L
PA YMENT OF THE Jt7DGMENT. BEING FULL Y AWARE OF ITS RIGHTS AFTER JUDG~[ENT
IS ENTERED (I"rCLUDING THE RIGHT TO MOVE TO OPEl';" OR STRIKE THE n,':DGMENT),
THE UNDERSIGNED HEREBY FREEL y, KNOWINGLY k'fD L.'oiTELLIGENTL Y W."..IVES THESE
RiGHTS AND EXPRESSL Y AGREES AND CONSENTS TO LENDER'S T.A.....r.crNGSUCH ACTIONS
AS MAYBE PER.vlITTED U:-fDER APPLICABLE STATE A0iD FEDER.~L LA'N \VITHOCT
PRIOR NOTICE TO THE {]NDERSIGNED
C. The undersigned hereby certifies: tr,at its annual income e:<ceeds S W,OOO; that all references i:O
"the undersigned" above refer co a1! persons and emicies signing below; and chac the undersigned
received a copy hereof at che rime of signing.
AFFI..l..;o.;T:
!v[O? CORPOR..l.. no,,' (ScaD
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BY QJ~ / r O;Jv
1H7:' J. P.tt..:/PRESlDE:-iT
D,HED '+/J1(q:;;
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IAMES D. ROWER
JOHN E. ST..IKE
ROBERT C. SA!D[S
GEOFFREY S. SHUFF
IA..'vIES 0, Fl.OWER, JR.
CAROl. I. Lll'lDSAY
IOHNNAj. KOPECKY
KARL M. LEDEBOHIvl
JOSEPH l.. HITCHINGS
THOMAS E. FLOWER
t.A w OFFlCES
SA IS, SHUFF, FLOWER & L_IDSAY
A PROFESSIONAL CORPORATION
n09 MARKET STREET
CAMP HIl..L, PENNSYLVANIA 17011
TELEPHONE: (717) 737-'3405 - FACSIMILE: (717) 737-3407
EMAlL ottomey@sst]-law,com
www.sst1.law.com
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CARUSl..E OFFICE:
26 W. HIGH STREET
CARLISLE, P A 17013
TELEPHONE: (717)243-6222
FACSIMILE: (7.17)243-6486
REPl. Y TO C,".l'vlP HIl.L
"
March 23, 2001
CERTIFIED MAIL, RETURN RECEIPT
REQUESTED Al'fD REGtJLAR MAlL
MOP Corporation
29 Old Gettysburg Pike
Mechanicsburg, PA 17055
John J. Park
29 Old Gettysburg Pike
Mechanicsburg, PA 17055
RE: PNC Bank, National Association ("PNC") - Obligation Number
600711385/0bligor Number 30933602("Loan")
Dear Mr. Park:
PNC has retained our tirm in connection with the recovery of the amounts due to PNC
under the above-referenced Loan. MOP Corporation's obligations under the Loan are in default
for. inter alia. failure to make the payments required under the terms and conditions of the
Promissory Note (the "Note") and the Note having matured by its terms on April 28, 2000.
Therefore. PNC hereby demands immediate payment of the entire outstanding principal, interest
and other amounts due under the Loan in the amount of $57,054.73 calculated as follows:
l. Principal: $44,115.54
.., Interest through March 14, 2001: $ 5,379.97
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3. Attorneys fees and costs $ 7 . -9 "'?
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4, Total due to PNC as of
March 14.2001: $57,054.73
5. Per diem interest accrual $11.6416
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Please forward nent of the $57,054.73 together witL "ditional interest to my office
immediately. Payment'must be in the form of a certified or cashier's check and made payable to
Saidis, Shuff, Flower & Lindsay. Upon receipt of payment, r will forward the proceeds to PNC
and instruct PNC to close your account.
Unless payment together with additional interesr to the date payment is received in our
office is received in my office v..ithin ten (10) days of the date of this letter, PNC has instructed
our firm to pursue its rights and remedies under the loan documents and at law and in equity
without further notice. ,- -
In addition to the other rights and remedies available to'PNC, PNC hereby also exercises
its rights under the Note to increase the applicable interest rate from its current rate of 9.5% to
14.5% as set forth in the Note effective March 14, 2001.
This letter shall be without prejudice to and shall not be deemed a waiver or
postponement of any rights or remedies available to PNC, including, without limitation,
PNC's rights to accept partial payments without waiving demand for payment in full of all
obligations due under the above-referenced Loan or reinstating Borrower's obligation.
Neither this letter nor any subsequent discussion shall be deemed offers to extend the
maturity of the loan or otherwise waive any defaults thereunder,
r look forward to receipt of the $57,054.73 plus interest to the date of payment in the
immediate future.
Very truly yours,
SAID}:YSHUFF; ~~~R & LINDSAY
I / ' I (.I I I ,I t
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Karl M. Ledebohm, 'Esquire
KML/tmh
cc: Anura Unger
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7177373407 SAIDIS SHUFF MASLAND
548 P04
APR 04 '01 09:14
v.
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
: NO.
PNC BANK, NATIONAL ASSOCIA l1ON,
Plaintiff
MOP CORPORATION,
Defendant
: CNIL ACTION - LAW
: CONFESSION OF JUDGMENT
VERIFICATION
I, Anura Unger, Assistant Vice President, for PNC/CRC, being authorized to do so on
behalf of PNC Bank, National Association, hereby verify that the stateml:nts made in the foregoing
pleading are [rue and correct to the best of my information, knowledge alld belief. I understand that
false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to
unsworn falsification to authorities.
Date: <1!)'7!1') I
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By:
Anura nger
ASSistant Vice President
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PNC BANK, NATIONAL ASSOCIATION,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
v.
: NO. 6/- 01211'
G(.)~l L-~
MOP CORPORATION,
Defendant
: CIVIL ACTION - LAW
: CONFESSION OF JUDGMENT
CERTIFICATE OF ADDRESSES
I hereby certifY that the precise address of Plaintiff, PNC Bank, National Association, is
4242 Carlisle Pike, Camp Hill, Pennsylvania 17011; and that the last known address of the
Defendant, MOP Corporation, is 29 Old Gettysburg Pike, Mechanicsburg, Pennsylvania 17055.
Respectfully submitted,
SAIDIS, SHUFF, FLOWER & LINDSAY
Date: i /1 r}j I
By:
arl M. edebohm, Esquire
Supreme Court In #59012
2109 Market Street
Camp Hill, PA 17011
(717) 737-3405
Attorney for Plaintiff
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PNC BANK, NATIONAL ASSOCIATION,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
v.
: NO. 0/- ;;J.J1'f
crOLL ~~
MOP CORPORATION,
Defendant
: CIVIL ACTION - LAW
: CONFESSION OF JUDGMENT
ENTRY OF APPEARANCE
TO THE PROTHONOTARY:
Please enter the appearance of the undersigned on behalf of PNC Bank, National
Association, Plaintiff in the above captioned matter.
Respectfully submitted,
SAIDlS, SHUFF, FLOWER & LINDSAY
Date:
,v! /Ir/o/
By:
1 Ledebohm, Esquire
Supreme Court ill #59012
2109 Market Street
Camp Hill, PA 17011
(717) 737-3405
Attorney for Plaintiff
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PNC BANK, NATIONAL ASSOCIATION,
Plaintiff
v.
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYL VANIA
~ NO. of - ';)J/Y eo;.L 'r~
: CIVIL ACTION - LAW
: CONFESSION OF mDGMENT
MOP CORPORATION,
Defendant
NOTICE
TO: MOP Corporation, Defendant
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a
mDGMENT BY CONFESSION has been entered against you in the above proceeding and that
enclosed herewith is a copy of all the documents filed in support of the said judgment.
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
KARL M. LEDEBOHM, ESQUIRE
TELEPHONE NUMBER: (717) 737-3405
LL-L)I2.~
Prothonotary
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