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EARL 1. KECK, JR.,
Plaintiff
Defendant
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYL VANIA
: CNIL ACTION - LAW
; NO.OJ ~ ;).,4P?
: IN DNORCE
CIVIL TERM
v.
DEBRA A. KECK,
NOTICE TO DEFEND AND CLAIM RIGHTS
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take prompt action. You are warned that if you fail to do so, the case
will proceed without you and a decree of divorce or annulment may be entered against you for
any claim or relief requested in these papers by the Plaintiff. You may lose money or property
or other rights important to you, including custody or visitation of your children.
When the ground for the divorce is indignities or irretrievable breakdown of the
marriage, you may request marriage counseling. A list of marriage counselors is available in the
Office of the Prothonotary at Cumberland County Courthouse, Carlisle, Cumberland County,
Pennsylvania, 17013.
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF MARITAL
PROPERTY, LAWYER'S FEES OR EXPENSES BEFORE A DIVORCE OR ANNULMENT
IS GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
Two Liberty Avenue
Carlisle, Pennsylvania 17013
(717) 249-3166
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EARL J. KECK, JR.,
Plaintiff
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYL V ANlA
: CIVIL ACTION - LAW
: NO. 0/- ;L'/'tfi
: IN DIVORCE
CML TERM
v.
DEBRA A. KECK,
COMPLAINT IN DIVORCE
NO FAULT
1. Plaintiff is Earl J. Keck, Jr., an adult individual currently residing at 125 Clay Road,
Carlisle, Cumberland County, Pennsylvania.
2. Defendant is Debra A. Keck, an adult individual currently residing at 7176 Veterans
Way, Ickesburg, Perry County, Pennsylvania.
3. Plaintiff is a bonafide resident of the Commonwealth of Pennsylvania and has been so
for at least six months immediately previous to the filing of this Complaint.
4. Plaintiff and Defendant were married on August 24, 1974, in Mount Holly Springs,
Cumberland County, Pennsylvania.
5. There have been no other prior actions for divorce or annulment between the parties.
6. Neither the Plaintiff nor the Defendant are members of the United States Armed Forces
or its Allies.
7. Plaintiff has been advised of the availability of connseling and the right to request that
the Court require the parties to participate in connseling. Knowing this, Plaintiff does
not desire that the Court require the parties to participate in counseling.
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8. Plaintiff and Defendant are citizens of the United States of America.
9. The parties' marriage is irretrievably broken.
10. Plaintiff desires a divorce based upon the belief that the Defendant will, ninety (90)
days frorn the date of the filing of this Complaint, consent to this divorce.
WHEREFORE, Plaintiff requests your Honorable Court to enter a divorce pursuant to 23
P.S. Section 3301 (c) of the Domestic Relations Code.
COUNT II - ADULTERY
II. Paragraphs 1 through 10 are incorporated herein by reference as if set forth in their full
text.
12. Defendant has committed adultery by having sexual relations with another individual
contrary to her wedding vows and the Plaintiff is the innocent and injured spouse.
WHEREFORE, Plaintiff requests you Honorable Court to enter a divorce pursuant to 23
P.S. Section 3301 (a) (2).
Respectfully submitted,
MU:s1uj:
Attorney for Plaintiff
GRIFFIE & ASSOCIATES
200 North Hanover Street
Carlisle, PA 17013
(717) 243-5551
(800) 347-5552
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VERlFICATIQN
I verify that the statements made in the foregoing document are true and correct. I
understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section
4904, relating to unsworn falsifications to authorities.
DATE: IJ-;it, -0/
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EARL 1. KECK, JR.,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYL VANIA
v.
: CIVIL ACTION - LAW
DEBRA A. KECK,
Defendant
: NO. 01-2488 CIVIL TERM
: IN DIVORCE
AFFIDAVIT OF CONSENT
1. A. Complaint in Divorce under ~3301 (c) ofthe Divorce Code was filed on April
27,2001, and served on April 30, 2001.
2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety (90)
days have elapsed from the date of filing and service of the Complaint.
3. I consent to the entry of a final Decree of Divorce after service of notice of
intention to request entry of the decree.
I VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING AFFIDAVIT
ARE TRUE AND CORRECT. I UNDERSTAND THAT FALSE STATEMENTS HEREIN
ARE MADE SUBJECT TO THE PENALTIES OF 18 Pa.C.S. ~4904 RELATING TO
UNSWORN F ALSlFICATION TO AUTHORITIES.
DATE: __Ud~?L~
a.& rJJ(~a,
EARL J. KECK, JR., Plaipfiff
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EARL J. KECK, JR.,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYL V ANlA
v.
: CIVIL ACTION - LAW
DEBRA A. KECK,
Defendant
: NO. 01-2488 CIVIL TERM
: IN DIVORCE
AFFIDAVIT OF CONSENT
I. A. Complaint in Divorce under ~3301 (c) of the Divorce Code was filed on April
27,2001, and served on April 30, 2001.
2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety (90)
days have elapsed from the date of filing and service of the Complaint.
3. I consent to the entry of a final Decree of Divorce after service of notice of
intention to request entry of the decree.
I VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING AFFIDA VIr
ARE TRUE AND CORRECT. I UNDERSTAND THAT FALSE STATEMENTS HEREIN
ARE MADE SUBJECT TO THE PENALTIES OF 18 Pa.C.S. 94904 RELATING TO
UNSWORN FALSIFICATION TO AUTHORITIES.
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DOORA A. KECK, Defendant
DATE: O~ 6,:.7oc2-
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EARL J. KECK, JR.,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYL V ANlA
v.
: CIVIL ACTION - LAW
DEBRA A. KECK,
Defendant
: NO. 01-2488 CIVIL TERM
: IN DIVORCE
WAIVER OF NOTICE OF INTENTION TO REQUEST
THE ENTRY OF A DIVORCE DECREE
UNDER &3301(c) OF THE DIVORCE CODE
1. I consent to the entry of a fmal decree in divorce without notice.
2. I understand that I may lose rights concerning alimony, division of property,
lawyer's fees or expenses if! do not claim them before a divorce is granted.
3. I understand that I will not be divorce until a divorce decree is entered by the
Court and that a copy of the decree will be sent to me immediately after it is files with the
Prothonotary.
I VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING AFFIDAVIT
ARE TRUE AND CORRECT. I UNDERSTAND THAT FALSE STATEMENTS HEREIN
ARE MADE SUBJECT TO THE PENALTIES OF 18 Pa.C.S. ~4904 RELATING TO
UNSWORN FALSIFICATION TO AUTHORITIES.
DATE:
to l~~ [IV
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EARL J. K, J ., Plainti
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EARL 1. KECK, JR.,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYL V ANlA
v.
: CIVIL ACTION - LAW
DEBRA A. KECK,
Defendant
: NO. 01-2488 CIVIL TERM
: IN DIVORCE
WAIVER OF NOTICE OF INTENTION TO REQUEST
THE ENTRy.oF A DIVORCE DECREE
UNDER &3301(c) OF THE DIVORCE CODE
I. I consent to the entry of a final decree in divorce without notice.
2. I understand that I may lose rights concerning alimony, division of property,
lawyer's fees or expenses if! do not claim them before a divorce is granted.
3. I understand that I will not be divorce until a divorce decree is entered by the
Court and that a copy of the decree will be sent to me immediately after it is files with the
Prothonotary.
I VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING AFFIDAVIT
ARE TRUE AND CORRECT. I UNDERSTAND THAT FALSE STATEMENTS HEREIN
ARE MADE SUBJECT TO THE PENALTIES OF 18 Pa.C.S. 94904 RELATING TO
UNSWORN FALSIFICATION TO AUTHORITIES.
DATE:a~ 1.7. :2002-
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DEBRA A. KECK, Defendant
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EARL 1. KECK, JR.,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYL VANIA
v.
: CIVIL ACTION - LAW
DEBRA A. KECK,
Defendant
: NO. 01-2488 CIVIL TERM
: IN DIVORCE
AFFIDAVIT OF SERVICE
AND NOW, this 8th day of May, 2001, comes Marylou Matas, Esquire, Attorney for
Plaintiff, and states that a true and attested copy of a Complaint in Divorce was sent to the
Defendant, Debra A. Keck, at 7176 Veterans Way, Ickesburg, PA 17037, by certified mail,
restricted delivery, return receipt requested. A copy of said receipt is attached hereto indicating
that service was made on April 30, 200 I.
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Marylou M s, EsqUIre
Attorney for Plaintiff
GRIFFIE & ASSOCIATES
200 North Hanover Street
Carlisle, PA 17013
(717) 243-5551
(800) 347-5552
Sworn and subsc~d to
before me this 9; day
of Cc ,2001
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K~rlsil J. LetllI'IIIIl. Notary Public
I r)orUslfi Btlfil,llUmb8IIanil Counly
.. M\,';On1ml~Slllft l!llplres Aug. 25, '2003
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ENDER: COMPLETE THIS SECTION
. Complete items 1, 2, and 3. Also complete
Item' 4 if Restr[cted Delivery is desired.
-. Print your name and address on the reverse
'so that we can return the card to you.
. Attach this card to the back of the mailplece,
or on the front jf space permits.
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2. Arj.!sjle Number (Cpp. r from. servIce lab~
_ {6 0;0 ,owLb, cp2~ (
PS Form 3811 , July i SSS
{!.... Received by (please Print Clearly)
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D. Isd~livery address different from Item 1?
If YES, enter dellvelY address below:
D_Agent
o Addressee
CJYes
DNa
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Domestic ~turn Receipt
102'595-OQ.M.0952
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EARL J. KECK, JR.
v.
:: IN THE COURT OF COMMON PLEAS OF
:: CUMBERLAND COUNTY, PENNSYLVANIA
:: NO. 01-2488 CIVIL TERM.
DEBRA A. KECK
IN DIVORCE
INVENTORY OF DEBRA A. KECK
Defcndant files the following inventory of all property owned or possessed by
either party at the time this action was commenced and all property transferred within the
preceding three years.
Defcndant verifies that the statements made in this inventory are true and correct.
Defendant understands that false statements herein are made subject to the penalities of
18 Pa.C.S. Sec. 4904 relating to unsworn falsification to authorities.
OLlu
Debra A. Keck
MARITAL PROPERTY
1.
Real Property
7176 Veterans Way, Ickesburg, Saville Township
Perry County, P A, 17037 titled in Earl J. Keck, Jr.
and Debra A. Keck
Deed Book 1312, Page 255 - 10/26/00
250,000.00
123 Clay Road, Carlisle, West Pennsboro Township
P A, 17013 - Titled in EarlJ. Keck, Jr. and Debra A. Keck
Lot and mobile home - Deed Book "D" , Vol. 31
Page 736 - 3/15/85 150,000.00
125 Clay Road, Carlisle, West Pennsboro Township
P A, 17013 - Titled in Earl 1. Keck, Jr. and Debra A. Keck
House and garage - Deed Book "X", Vol. 26
Page 324 - 9/24/84 68,000.00
2.
Business
Ickesburg Pro Hardware & Grocery
P.O. Box 210, Ickesburg, PA, 17037
50,000-100,000.00
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3.
Motor Vehicles
1950 Buick - Husband
1971 VW - Wife
1978 Chevette - Joint
1989 Jeep - Joint
2000 Impala - Wife (leased in joint name)
1991 Capri - Husband
4.
Checking/Savings Accounts
PNC Bank
. Orrstown Bank
First National of Mifflin town
M & T Bank
40 I K Account
5.
Household furnishings and personalty
Upstairs bedroom #1
Daybed
Oak stand
Antique desk
Rocking chair
Stand
Candle and stand
Boyd's bears
Candle light
Stuffed animals
Knick knacks
Upstairs bedroom #2
Oak antique bed and dresser
Antique washstand
Antique glass front cabinet
Antique sugar and creamers
approximately 50 sets
Antique oak stackable bookshelves
Approx. 20 dolls
Old pictures
Oak treadle sewing machine
Antique rocking chair
Old hats - approx. 20
Old stove
Beanie babies
Bed clothes
Antique pitcher and basin
Jewel box
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3,000.00
5,000.00
500.00
3,500.00
15,000.00
4,000.00
70,000.00
200.00
90.00
800.00
150.00
20.00
150.00
300.00
80.00
200.00
50.00
250.00
200.00
600.00-800.00
1,000.00
200.00-500.00
200.00
150.00
150.00
200.00
30.00
100.00
200.00
350.00
30.00
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Garage
Flea market items
Lawn chairs
Shop vac
Car cleaning items
Oil, antifreeze, etc.
Cupboards
Bookshelf
Antique washstand
Old drop leaf stand
Old paper rack
Flip stand
Shelves
Cupboard
Central vac
Antique trunk
Upstairs garage
Christmas items
Dishes
2 trunks
Hess trucks
Antique oak pottie
Kids riding toys
Barn
Tools
Upstairs Barn
Antique com sheller
Antique shaker
Riding mower
Riding mower
Snowblower
Snowblade
Antique oak table
Candy machines
Camper - located at Veterans Way
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1,500.00
200.00
100.00
150.00
150.00
150.00
50.00
250.00
25.00
45.00
45.00
50.00
25.00
1,200.00
150.00
200.00
100.00
100.00
500.00
150.00
100.00
5,000.00
150.00
150.00
150.00
1,000.00
800.00
100.00
150.00
500.00
1,500.00
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LIABILITIES
Mortgages
Perry County
Bank of Landisburg - $250,000 - October 26, 2000, Mtg. Book 1312, page 258
Cumberland County
11129/95 - Mtg. Book 1293, page 662
4/3/96 - Mtg. Book 1311, page 945
12/30/99 - Mtg. Book 1589, page 906
10/31100 - Mtg. Book 1648, page 766
Financing Statement dated 10/26/00, equipment - Perry County
Fashion Bug - Visa 4149-1701-7354-9549
MBNA 4264-2936-2033-9980
Capital One 781260-18688353986
LeaseComm 22787998
2,206.36
5,227.62
15,756.88
3,000.00
rances H. Del Duca, Esquire,
Attorney for Plaintiff
10 West High St.
Carlisle, P A 17013
DATED: May 14, 2001
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CERTIFICATE OF SERVICE
I HEREBY CERTIFY that a copy of Inventory of Debra A. Keck was served by
depositing same in the United States Mail, first class, postage prepaid from Carlisle,
Pennsylvania on the ,7~ay of May, 2001, addressed as follows:
Marylou Matas, Esq.
Griffie & Associates
200 No. Hanover Street
Carlisle, P A 17013
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rances H. Del Duca
10 West High St.
Carlisle, PA 17013
Dated: May ZYsf, 2001
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EARL J. KECK, JR.
:: IN THE COURT OF COMMON PLEAS OF
:: CUMBERLAND COUNTY, PENNSYLVANIA
:: NO. 01-2488 CIVIL TERM
v.
DEBRA A. KECK
IN DIVORCE
COUNTERCLAIM
Defendant/counter-plaintiff avers, by way of counterclaim
COUNT I - EQUITABLE DISTRIBUTION
1. Plaintiff Earl J. Keck, Jr. and defendant counter-plaintiff Debra A. Keck
are the owners of real estate and other items of personal property, furniture and
household furnishings acquired during the marriage which are subject to equitable
distribution by this court.
2. Defendantlcounter-plaintiffDebra A. Keck requests this Honorable Court
to equitably divide all marital property of the parties.
ANSWER TO COUNT II OF DIVORCE COMPLAINT
12. Defendant/counter-plaintiff Debra A. Keck denies marital misconduct during
the marriage.
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Frances H. Del Duca
10 West High St.
Carlisle, PA 17013
Mayt, 2001
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I verifY that the statements made in this affidavit are true and correct. I
understand that false statements herein are made subject to the penalties of 10 Pa.C.S.
Sec. 4904 relating to unsworn falsification to authorities.
Dated: 070/';"0(//
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CERTIFICATE OF SERVICE
I HEREBY CERTIFY that a copy of Counterclaim in the foregoing matter was
served by depositing same in the United States Mail, first class, postage prepaid from
Carlisle, Pennsylvania on the 4th day of May, 2001, addressed as follows:
Marylou Matas, Esq.
Griffie & Associates
200 No. Hanover Street
Carlisle, P A 17013
Frances H. Del Duca
10WestHighSt.
Carlisle, P A 17013
Dated: May 4,2001
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EARL J. KECK, JR.
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" IN THE COURT OF COMMON PLEAS OF
.. CUMBERLAND COUNTY, PENNSYLVANIA
:: NO. 01-2488 CIVIL
DEBRA A. KECK
IN DIVORCE
OUALIFIED DOMESTIC RELATIONS ORDER
WHEREAS, Earl J, Keck, Jr., (hereinafter referred to as "Participant"), and Debra
A. Keck, (hereinafter referred to as "Spouse or Alternate Payee"), have entered into a
comprehensive Stipulation and Agreement ("Agreement") dated the 24th day of January,
2002; and
WHEREAS, as part of the settlement agreement Participant agrees that the
Spouse shall receive a portion of his Carlisle Corporation Employee Incentive Savings
Plan that was earned during the parties' marriage; and
WHEREAS, counsel for Participant and counsel for Spouse have acknowledged
that this Qualified Domestic Relations Order is being made pursuant to the Domestic
Relations Code of the Commonwealth of Pennsylvania and the Pennsylvania Rules of
Civil Procedure as they relate to the provisions being made by the Spouse relating to her
marital property rights; and
WHEREAS, it is intended that this Order will qualify as a Qualified Domestic
Relations Order, as defined in Section 4l4(P)(1) of the Internal Revenue Code of 1986
and the provisions hereof shall be administered and interpreted in conformity with the
Code.
Pursuant to Section 414(p )(2) of the Code, the following facts are hereby
specified:
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1. The Act'to which this Order applies is Section 206( d) of the Employment
Retirement Income Security Act of 1974 (ERISA) and Section 414(p)(a)(iii) of the
Internal Revenue Code.
2. The name of the Participant is Earl J. Keck, Jr., whose current mailing
address is 125 Clay Road, Carlisle, Pennsylvania, 17013, and whose social security
number is 191-42-7887.
3. The name and address of the alternate payee (Spouse) is Debra A. Keck,
whose current mailing address is P.O. Box 412, Ickesburg, PA, 17037, and whose social
security number is 189-50-6489.
4. With regard to the right of Spouse to receive benefits payable to
Participant pursuant to this Carlisle Corporation Employee Incentive Plan, Spouse shall
receive Forty-five Thousand Dollars ($45,000.) of the marital portion of Carlisle
Corporation Employee Incentive Savings Plan. "Marital portion" shall be defined Forty-
five Thousand Dollars ($45,000.) of the vested portion ofthe account as of December 31,
2001, taken proportionately from each investment fund with gains or losses to the actual
date of distribution.
5. It is intended by the parties that this Order shall qualify the Alternate
Payee, Debra A. Keck, pursuant to the retirement Equity Act of 1984, to receive the
aforementioned sum from the aforementioned member's/participant's Carlisle
Corporation Employee Incentive Savings Plan benefits, and that this Order shall be
administered in conformity with such act, and the terms of such fund and such plan.
6. It is intended by the parties that if member/participant Earl J. Keck, Jr., at
any time borrows any sums whatsoever from the Carlisle Corporation Employee
Incentive Plan and fails to repay any of said sums to said Carlisle Corporation Employee
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Incentive Savings Plan pnor to the time it is necessary to make distribution of
alternate/payee's portion to Debra A. Keck that the Plan Administrator for the Carlisle
Corporation Employee Incentive Savings Plan distribute the full amount that
alternate/payee, Debra A. Keck would have received had Earl 1. Keck, Jr. not borrowed
any sums from said Carlisle Corporation Employee Incentive Savings Plan.
a. The identification of the member/participant is:
Earl 1. Keck, Jr.
123 Clay Road
Carlisle, P A 17013
SSN 191-42-7887
b. The identification ofthe alternate payee is:
Debra A. Keck
P.O. Box 210
Ickesburg, P A 17037
SSN 189-50-6489
c.
Date of Marriage:
Date of Separation:
August 24, 1974
April 2001
d.
Marital portion:
Forty-five Thousand Dollars ($45,000) of
the vested account balance of $77,724 as of
12/31/01
7. Distribution to the alternate payee shall be made at the earliest time
permitted under the terms of the member's/participant's Carlisle Corporation Employee
Incentive Savings Plan.
8. The Court shall retain jurisdiction of the parties and the subject matter
until this Order is accepted and approved as a Qualified Domestic Relations Order by the
plan administrator pursuant to the provisions of Section 206 (d) of the Employment
Retirement Income Security Act of 1974 (ERISA) and Section 414 (P) (a) (ii) of the
Internal Revenue Code. No amendment of this Order shall require the plan or plan
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administrator to provide any form of benefit or option to the alternate payee pursuant to
the terms of the plan.
9. That nothing in this Order requires and the Order shall not be construed to
reqUIre:
a. Carlisle Corporation Employee Incentive Savings Plan to provide
any type or form of benefit or any option not otherwise provided
under the Carlisle Corporation Employee Incentive Savings Plan;
b. No other QDRO except this QDRO exists at this time.
10. Other provisions which may.be considered in addition to the above:
a. That these benefits are in the nature of property and not in the
nature of maintenance.
b. This QDRO may be modified if it is determined by the plan
administrator for the member's/participant's Carlisle Corporation
Incentive Savings Plan that this QD~ to be amended.
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The parties hereby acknowledge their receipt, review and approval of the within
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Qualified Domestic Relations Order and, further, request the Court of Common Pleas of
Cumberland County enter this Order upon receipt and review.
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Debra A. Keck
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Frances H. Del Duca, Esq.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
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Plaintiff
Vs
File No. D I - 2-Y ~'8'
IN DIVORCE
D...\''t'CI 1\.
K",-,,-K
Defendant
NOTICE TO RESUME PRIOR SURNAME
Notice is hereby given that the Plaintiff / defendant in the above matter,
[select one by marking "x"]
_ prior to the entry of a Final Decree in Divorce,
or ~ after the entry of a Final Decree in Divorce dated } 2. - 2b -(5 2. ,
hereby elects to resume the prior surname of , and gives this
written notice avowing his I her intention pursuant to the provisions of 54 P .S. 704.
Date: /1/1<(/0-;; /)~ ;( 4;rL
/ I . Signature
.OL L..-LJaL-
Signature of name being resumed
COMMONWE~TH OF PENNSYLVANIA)
COUNTY OF t/.., "'1 k>I rlPI hi
On the J~ay of N OV'-unhL.r ,2003, before me, the Prothonotary or the
notary public, personally appeared the above affiant known to me to be the person whose
name is subscribed to the within document and acknowledged that he I she executed the
foregoing for the purpose therein contained.
In Witness Whereof, I have hereunto set my hand hereunto set my hand and official
seal.
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NOTARIAL SEAL
CLAUDIA A. BREWBAKER. NOTARY PUBLIC
Carlisle Bore. Cumllerland County
My Commission ExpireS April 4. 2005
Nqtary Public
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EARL J. KECK, JR.,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
v.
CIVIL ACTION - LAW
DEBRA A. KECK,
Defendant
: NO. 01-2488 CIVIL TERM
: IN DIVORCE
PRAECIPE TO TRANSMIT RECORD
TO THE PROTHONOTARY:
Transmit the record, together with the following information to the court for entry of a
divorce decree:
1. Ground for divorce:
Irretrievable breakdown under ~3301(c)
33(,)I(a)(I) eftlie DiYElFGe Coae.
(Strike out inapplicable section).
2. Date and manner of service of the Complaint: Certified Mail, Restricted Delivery on April
30,2001.
3. Complete either paragraph (a) or (b).
(a) Date of execution of the Affidavit of Consent required by ~3301 (c) of the Divorce
Code: by Plaintiff: October 23, 2002 by Defendant: December 6, 2002
(b) (1) Date of execution of the affidavit required by 93301 (d) of the Divorce Code:
(2) Date of filing and service of the plaintiffs affidavit upon the respondent:
4. Related claims pending: none
5. Complete either (a) or (b).
(a) Date and manner of service of the notice of intention to file Praecipe to Transmit
record, a copy of which is attached:
(b) Date of plaintiffs Waiver of Notice in 93301 (c) Divorce was filed with the
Prothonotary: October 24, 2002
Date defendant's Waiver of Notice III 93301 (c) Divorce was filed with the
Prothonotary: December 18, 2002
Mary atas, Esquire
GRIFFI & ASSOCIATES
Attorney for Plaintiff
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SEPARATION AND PROPERTY SETTLEMENT AGREEMENT
THIS AGREEMENT made this / b'iei day of j;e Q..e.iYI helt_ ... , 2002, by and
between EARL J. KECK, JR., of Carlisle, Cumberland County, Pennsylvania, party of the first
part, hereinafter referred to as "Husband,"
AND
DEBRA A. KECK, of Ickesburg, Perry County, Pennsylvania, party of the second part,
hereinafter referred to as "Wife,"
WITNESSETH:
WHEREAS, Husband and Wife were married on August 24,1974, in Mt. Holly Springs,
Cumberland County, Pennsylvania; and
WHEREAS, Husband and Wife are residents of the Commonwealth of Pennsylvania and
have been so for at least the past six months;
WHEREAS, certain differences have arisen between the parties hereto which have made
them desirous of living separate and apart from one another; and
WHEREAS, Husband and Wife desire to settle and determine certain of their marital
rights and obligations, and make an equitable distribution of their marital property, determine
their rights to alimony and support and any other matters which may be considered under the
Divorce Code; and
WHEREAS, it is the intention and purpose of this Agreement to set forth the respective
rights and duties of the parties while they continue to live apart from each other and to settle all
financial and property rights between them; and
WHEREAS, the parties hereto have mutually entered into an agreement for the division
of their jointly owned assets, the provisions for the liabilities they owe, and provisions for the
resolution of their mutual differences; after both have had full and ample opportunity to consult
with attorneys of their respective choice, the parties now wish to have that agreement reduced to
writing.
NOW, THEREFORE, the parties hereto in consideration of the mutually made and to be
kept promises set forth hereinafter and for other good and valuable consideration, and intending
to be legally bound and to legally bind their heirs, successors, assigns, and personal
representatives, do hereby covenant, promise and agree as follows:
-- Page 1 of 17--
ARTICLE I
SEPARATION
1.1
It shall be lawful for Husband and Wife at all times hereafter to live separate and apart
from each other and to reside from time to time at such place or places as they shall respectively
deem fit free from any control, restraint, or interference, direct or indirect, by each other.
Neither party shall molest the other or compel or endeavor to compel the other to cohabit or
dwell with him or her by any legal or other proceedings. The foregoing provisions shall not be
taken to be an admission on the part of either Husband or Wife of the lawfulness of the causes
leading to them living separate and apart.
ARTICLE II
DIVORCE
2.1
This Agreement is not predicated on divorce. It is specifically understood and agreed by
and between the parties hereto that each of the said parties does hereby warrant and represent to
the other that. the execution and delivery of this Agreement is not predicated upon nor made
subject to any agreement for institution, prosecution, defense, or for the non-prosecution or non-
defense of any action for divorce; provided, however, that nothing contained in this Agreement
shall prevent or preclude either of the parties hereto from commencing, instituting or prosecuting
any action or actions for divorce, either absolute or otherwise, upon just, legal and proper
grounds; not to prevent either party from defending any such action which has been, may, or
shall be instituted by the other party, or from making any just or proper defense thereto. It is
warranted, covenanted, and represented by Husband and Wife, each to the other, that this
Agreement is lawful and enforceable and this warranty, covenant, and representation is made for
the specific purp:ose of inducing Husband and Wife to execute the Agreement. Husband and
Wife each knowingly and understandingly hereby waive any and all possible claims that this
Agreement is, for any reason, illegal, or for any reason whatsoever of public policy,
unenforceable in whole or in part. Husband and Wife do each hereby warrant, covenant and
agree that, in any possible event, he and she are and shall forever be estopped from asserting any
illegality or unenforceability as to all or any part of this Agreement.
-- Page 2 of 17--
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2.2
It is further specifically understood and agreed that the provision of this Agreement
relating to the equitable distribution of property of the parties are accepted by each party as a
final settlement for all purposes whatsoever. Should either of the parties obtain a decree,
judgment or order of separation or divorce in any other state, country, or jurisdiction, each of the
parties to this Agreement hereby consents and agrees that this Agreement and all its covenants
shall not be affected in any way by any such separation and divorce.
2.3
This Agreement shall survive any decree in divorce and shall be forever binding and
conclusive on the parties. It is understood by and between the parties that this Agreement shall
be incorporated into any decree, divorce or separation, but it shall not be deemed merged in such
decree.
ARTICLE III
EQUITABLE DISTRIBUTION OF MARITAL PROPERTY
3.1
The parties have attempted to divide their marital property in a manner which conforms
to the criteria set forth in the Pennsylvania Divorce Code, and taking into account the following
considerations: the length of the marriage; the prior marriages of the parties; the age, health,
station, amount and sources of income, vocational skills, employability; estate, liabilities, and
needs for each of the parties; the contribution of one party to the education, training or increased
earning power to the other party; the opportunity of each party for future acquisition of capital
assets and income; the sources of income of both parties, including but not limited to medical,
retirement, insurance or other benefits; the contribution or dissipation of each part in the
acquisition, preservation, depreciation, or appreciation of marital property, including the
contribution of a party as a homemaker; the value of the property set apart to each party; the
standard of living of the parties established during their marriage; the economic circumstances of
each party, including federal, state and local tax ramifications, at the time of the division of the
property is to become effective; and whether the parties will be serving as the custodian of any
dependent minor children.
-- Page 3 of 17-~
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3.2
The division of existing marital property is not intended by the parties to constitute in any
way a sale or exchange of assets and the division is being effected without the introduction of
outside funds or other property not constituting marital property. The division of property under
this Agreement shall be in full satisfaction of all rights of equitable distribution of the parties.
3.3
PersonalProDertv. The parties acknowledge that they have divided their personal
property, tangible and intangible, to their mutual satisfaction. The parties further acknowledge
that they have the cash, accounts, or other tangible and intangible property in their possession
that they wish to have and neither will make any claim whatsoever against the other party for
allY other items of personal property or assets that are in the other party's possession.
3.4
Life Insurance. Each party agrees that the other party shall have sole ownership and
possession of any life insurance policies owned by the other. Each party agrees to sign any
documents necessary to waive, relinquish, or transfer any rights on such policies to the
respective party who presently owns such policies.
3.5
SubseQuentlv Acquired ProDertv. Husband and Wife agree to waive and relinquish any
and all right that he or she may now have or hereafter acquire in any real or tangible personal
property subsequently acquired by the other party. Husband and Wife specifically agree to
waive and relinquish any right in such property that may arise as a result of the marriage
relationship.
3.6
Pension, Retirement, Profit-Sharinll. Husband is a participant in a 40l(k) account with
Carlisle Tire and Wheel. The parties acknowledge that this account is marital property. The
parties previously agreed to and executed a comprehensive Stipulation and Agreement
distributing the marital portion of this account under the terms of the Qualified Domestic
Relations Order (QDRO) dated April 30, 2002, which is attached hereto and incorporated herein
by reference as Exhibit "A." Wife received FORTY-FIVE THOUSAND AND XX/100
($45,000.00) DOLLARS of the marital portion of that account as identified in said QDRO.
-- Page 4 of 17--
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Husband does not own nor have an interest in any other pension, retirement account
profit-sharing account, or 40 I (k) as of the date of separation.
Except as otherwise hereinbefore provided, Wife agrees to waive, relinquish or transfer
any and all of her right, title and interest she has or may have in Husband pension through his
present or prior employment. Wife hereby waives, relinquishes and transfers any and all right,
title and interest she has in any present retirement account, as well as other accounts that
Husband may have in his individual name or may have secured through his present or prior
employment.
Husband agrees to waive, relinquish or transfer any and all of his right, title and interest
he has or may have in Wife's pension through her present or prior employment. Husband hereby
waives, relinquishes and transfers any and all right, title and interest he has in any present
retirement account, as well as other accounts that Wife may have in her individual name or may
have secured through her present or prior employment.
3.7
Vehicles. The parties acknowledge that Husband has and shall retain sole and
exclusive ownership and possession of a certain 1978 Chevrolet Chevette, 1991 Mercury Capri,
a 1950 Buick, and a 1989 Jeep Camanche. If it is discovered that any of the aforesaid vehicles
are titled in Wife's name or the parties' names jointly, Wife shall execute the title of the vehicle
with in fifteen (15) days of being requested to do so by Husband or Husband's legal counsel to
Husband's name individually. Wife shall make no claim whatsoever relative to access to or use
of the aforesaid vehicles and shall make no ownership claims of any nature whatsoever to the
aforesaid vehicles from the date of execution of this Agreement forward.
The parties acknowledge that Wife has and shall retain sole and exclusive ownership and
possession of the parties' camper and 1970 Volkswagen which was originally title in Wife's
name individually. Husband shall make no claim whatsoever relative to access to or use of the
aforesaid vehicle and shall make no ownership claims of any nature whatsoever to the aforesaid
vehicle from the date of execution of this Agreement forward.
The parties acknowledge that Wife retained sole and exclusive ownership and possession
of the parties' 2000 Chevrolet Impala which was subject to a lease contract with GMAC Smart
Lease. Since the date of separation, Wife has returned the vehicle to the aforesaid lease
company.
-- Page 5 of 17--
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3.8
lntamdble Personal ProDertv. The parties have already transferred or waived rights and
interest in other intangible personal property, including their various bank accounts, credit union
accounts, and the like. Each party agrees to sign any documents necessary to close any joint
accounts within fifteen (15) days of signing this Agreement. Neither party shall make any claim
of any nature whatsoever against the other party relative to the financial accounts or other
investments or intangible personal property that have already been retained by that party as
described herein.
3.9
Real Estate. At the time of separation, the parties were joint owners of real estate located
at 125 Clay Road, Carlisle, Cumberland County, Pennsylvania. That property was encumbered
with a first mortgage due and owing to Manhattan Mortgage Company, a home equity account
and a second mortgage due and owing to The Bank of Landisburg.
At the time of separation, the parties were the joint owners of real estate located at 123
Clay Road, Carlisle, Cumberland County, Pennsylvania. This property was encumbered with a
mortgage due and owing to PNC Bank and a second mortgage due and owing to the Bank of
Landisburg.
The aforesaid properties have been sold and the aforesaid mortgages have been satisfied
from the sale of the properties. The parties further acknowledge that any amounts received from
the sale of the aforesaid properties in excess of the mortgage satisfaction has been applied
toward the parties' other joint debts in accordance with the parties' Stipulation and Agreement
signed on January 31, 2002, which is attached hereto and incorporated herein by reference as
Exhibit "B."
The parties were the joint owners of real estate located at 7176 Veterans Way, Ickesburg,
Perry County, Pennsylvania. This property has a mortgage due and owing to the Bank of
Landisburg and a Security Agreement due and owing to Glenn Shaeffer. Upon presentation to
Wife, through counsel, of a special Warranty Fee Simple Deed conveying all of her right, title
and interest in the aforesaid property to Husband, Wife executed that deed which was retained by
counsel in escrow until such time as Husband refinances the aforesaid mortgage and Security
Agreement. Upon the refinancing of the mortgage and Security Agreement, thereby removing
Wife's name as a responsible party on the loan, counsel for Husband shall immediately release
-- Page 6 of 17--
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the deed to Husband contemporaneously with the refinancing settlement, so as to allow for the
deed to be recorded in conjunction with the recording of Husband's refinanced mortgage. Until
such time as Husband's refinancing of the aforesaid mortgage and Security Agreement, he shall
be solely and exclusively responsible for making any and all payments and meeting any and all
financial commitments due and owing under the aforesaid mortgage and Security Agreement.
Husband shall indemnify Wife and hold her harmless from and against any and all demands for
payment or collection activity of any nature whatsoever relative to the aforesaid mortgage and
Security Agreement. From the time of execution of this Agreement forward and upon the
parties' compliance with all terms of this Agreement, Wife waives and relinquishes any and all
right, title and interest in the aforesaid real estate.
ARTICLE IV
DEBTS OF THE PARTIES
4.1
The parties acknowledge that they have outstanding debts or liabilities due and owing to
a VISA account and a line of credit with PNC Bank. From the date of execution of this
Agreement forward, Husband shall retain sole and exclusive responsibility and obligation for the
repayment of the aforesaid debts. Husband shall indemnify Wife and hold her harmless from and
against any and all demands for payment or collection activity of any nature whatsoever relative
to the aforesaid debt.
The parties acknowledge that they have outstanding debts for liability due and owing to a
Fashion Bug account, MBNA account, Capital One account, and a Leasecom account. From the
date of this Agreement forward, Wife shall retain sole and exclusive responsibility and
obligation for the repayment of the aforesaid debts. Wife shall indemnify Husband and hold him
harmless from and against any and all demands for payment or collection activity of any nature
whatsoever relative to the aforesaid debts. This specifically includes the action initiated by
Leasecom Corporation against Debra A. Keck, Wife, doing business as Ickesburg Grocery, Pro
Hardware and Restaurant filed in the Commonwealth of Massachusetts, District Court,
Department of the Trial Court on or about October 3, 2001. Wife specifically agrees to maintain
sole and exclusive responsibility and obligation for the defense of the aforesaid action. Wife
further agrees to retain sole and exclusive responsibility and obligation for any civil judgments
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and or liabilities that may arise from the aforesaid action in her individual name and in her name
doing business as Ickesburg Grocery, Pro Hardware and Restaurant.
4.2
Each party represents to the other that except as is otherwise set forth in this Agreement,
and more particularly as set forth in subparagraph 3.9, and 4.1 above, there are no major
outstanding obligations of the parties; that since the separation neither party has contracted or
any debts for which the other will be responsible and each party indemnifies and holds harmless
the other for all obligations separately incurred or assumed under this Agreement.
ART/CLE V
ALIMONY. ALIMONYPENDENTE LITE.
SPOUSAL SUPPORT AND MAINTENANCE
5./
The parties herein acknowledge that they have each secured and maintained a substantial
and adequate fund with which to provide themselves sufficient resources to provide for their own
comfort, maintenance and support in the station oflife in which they are accustomed. Husband
and Wife do hereby waive, release and give up any rights they may have, respectively against the
other, for alimony, alimony pendente lite, spousal support, or maintenance, except as otherwise
provided for herein.
5.2
Husband and Wife specifically waive, release and give up any rights for alimony,
alimony pendente lite and spousal support pursuant to Chapter 37 of the Domestic Relations
Code.
ARTICLE VI
MISCELLANEOUS PROVISIONS
6.1
Advice of Counsel. The parties acknowledge that they have either received independent
legal advice from counsel of their own selection, that they fully understand the facts and have
been fully informed as to their legal rights an obligation or otherwise understand those legal
rights and obligations. They acknowledge and accept that this Agreement is, in the
circumstances, fair and equitable, that it is being entered into freely and voluntarily, after having
received such advice and with such knowledge that execution of this Agreement is not the result
-- Page 8 of17--
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of any duress or undue influence, and{urther that it is not the result of any collusion or improper
or illegal agreement or agreements.
6.2
Mutual Release. Husband and Wife each do hereby mutually remise, release, quitclaim,
and forever discharge the other and the estate of such other, for all times to come and for all
purposes whatsoever, of and from any and all right, title and interest, or claims in or against the
property (including income and gain from property hereafter accruing) of the other or against the
estate of such other, of whatever nature and wheresoever situate, which he or she now has or at
any time hereafter may have against such other, the estate of such other, or any part thereof,
whether arising out of any former acts, contracts, engagements, or liabilities of such other as by
way of dower or curtesy, or claims in the nature of dower or curtesy or widow's or widower's
rights, family exemption, or similar allowance, or under the intestate laws, or the right to take
against the spouse's Will; or the right to treat a lifetime conveyance by the other as testamentary,
or all other rights of a surviving spouse to participate in a deceased spouse's estate, whether
arising under the laws of (a) Pennsylvania, (b) any state, commonwealth or territory of the
United States, or (c) any other country, or any rights which either party may have or at any time
hereafter have for past, present, or future support or maintenance, alimony, alimony pendente
lite, counsel fees, costs or expenses, whether arising as a result of the marital relation or
otherwise, except and only except, all rights and agreements and obligations of whatsoever
nature arising or which may arise under this Agreement or for the breach of any thereof. It is the
intention of Husband and Wife to give to each other by execution of this Agreement a full,
complete, and general release with respect to any and all property of any kind or nature, real or
personal, not mixed, which the other now owns or may hereafter acquire, except and only except,
all rights and agreements and obligations of whatsoever nature arising or which may arise under
this Agreement or for the breach of any thereof.
6.3
Warranties. Each party represents that they have not heretofore incurred or contracted
for any debt or liability or obligation for which the estate of the other party may be responsible
or liable, except as may be provided for in this Agreement. Each party agrees to indemnify or
hold the other party harmless from and against any and all such debts, liabilities or obligations of
every kind, including those for necessities, except for the obligations arising out of this
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Agreement. Husband and Wife each warrant, covenant, represent and agree that each will, now
and at all times hereafter, save harmless and keep the other indemnified from all debts, charges,
and liabilities incurred by the other after the execution date of this Agreement, except as is
otherwise specifically provided for by the terms of this Agreement and that neither of them
hereafter incur any liability whatsoever for which the estate of the other may be liable.
6.4
No waiver or modification of any of the terms of this Agreement shall be valid unless in
writing and signed by both parties and no waiver of any breach hereof or default hereunder shall
be deemed a waiver of any subsequent default of the same or similar nature.
6.5
Husband and Wife covenant and agree that they will forthwith execute any and all
written instruments, assigmnents, releases, satisfactions, deeds, notes or such other writings as
may be necessary or desirable for the proper implementation of this Agreement, and as their
respective counsel shall mutually agree should be so executed in order to carry fully and
effectively the terms of this Agreement.
6.6
This Agreement shall be construed in accordance with the laws of the Commonwealth of
Pennsylvania which are in effect as of the date of the execution of this Agreement.
6.7
This Agreement shall be binding and shall inure to the benefit of the parties hereto and
their respective heirs, executors, administrators, successors and assigns.
6.8
This Agreement constitutes the entire understanding of the parties and supersedes any
and all prior agreements and negotiations between them. There are no representations or
warranties other than those expressly set forth herein.
6.9
Severabilitv. If any term, condition, clause, section, or provision of this Agreement shall
be determined or declared to be void or invalid in law or otherwise, then only that term,
condition, clause or provision shall be stricken from this Agreement, and in all other respects,
this Agreement shall be valid and continue in full force, effect, and operation. Likewise, the
-- Page 10 of 17--
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failure of any party to meet his or her obligation under anyone or more of the articles and
sections herein shall in no way void or alter the remaining obligations of the parties.
6.10
It is $pecifically understood and agreed that this Agreement con$titutes the equitable
di$tribution of property, both real and personal, which was legally and beneficially acquired by
HU$band and Wife, or either of them, during the marriage as contemplated by the Divorce Code
of the Commonwealth of Pennsylvania.
6.11
Disclosure. The parties each warrant and represent to the other that he or she has made a
full and complete disclosure to the other of all assets of any nature whatsoever in which party
has an interest, of the sources, and amount of the income of such party of every type whatsoever,
and all other facts relating to the subject matter of this Agreement.
6.12
Enforceabilitv and Consideration. This Agreement shall survive any action for divorce
and decree of divorce and shall forever be binding and conclusive on the parties; and any
independent action may be brought, either at law or in equity, to enforce the terms of the
Agreement by either Husband or Wife until it shall have been fully satisfied and performed. The
consideration for this contract and agreement is the mutual benefits to be obtained by both of the
parties hereto and the covenants and agreements of each of the parties to the other. The
adequacy of the consideration for all agreements herein contained is stipulated, confessed, and
admitted by the parties, and the parties intend to be legally bound hereby. In the event either
party breaches the aforesaid Agreement and it is determined through appropriate legal action that
the alleged party has so breached the Agreement, the breaching party shall be responsible for any
and all attorney's fees as well as costs and expenses associated with litigation incurred by the
non-breaching party to enforce this Agreement against the breaching party. In the event of
breach, the non-breaching party shall have the right, at his or her election, to sue for damages for
such breach or to seek such other and additional remedies as may be available to him or her
including equitable enforcement of this Agreement.
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IN WITNESS WHEREOF, the parties hereto have set their hands and seals the day and
year first above written. ,
WITNESSED BY:
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/D e DEBRA A. KECK
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COMMONWEALTH OF PENNSYL VANIA
COUNTY OF [UvVv1Jb.e.rt~
On this 11S~ay of ~~, 2002, before me, the undersigned
officer, personally appeared EARL J. KECK, JR., known to me (or satisfactory proven) to be the
person whose name is subscribed to the within Agreement and acknowledged that he executed
the same for the purpose therein contained.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
Notarial Seal I
,.~fta J. Lehman, Notary P, ubIic
-.lIIe Boro, Cumberiand qoumy
My Commission Expires Aug. 25, 2003
COMMONWEALTH OF PENNSYLVANIA
, COUNTY OF
On this/ & P day of
;S)~
, 2002, before me, the undersigned
officer, personally appeared DEBRA A. KECK, known to me (or satisfactory proven) to be the
person whose name is subscribed to the within Agreement and acknowledged that she executed
the same for the purpose therein contained.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
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IN THE-COURT OF COMMON'PLEAS
OF CUMBERLAND COUNTY
STATE OF
PENNA.
WAIn T
URru TR
,
Plaintiff
No.
01-2488 Civil Term
VERSUS
DEBRA A. EECK.
Defendant
DECREE IN
DIVORCE
AND NOW,
tit cf; S5 Rt\
~()~ IT IS ORDERED AND
DECREED THAT
Earl J. Keck. Jr.
, PLAINTIFF,
AND
Debra A. Keck
, DEFENDANT,
ARE DIVORCED FROM THE BONDS OF MATRIMONY.
THE COURT RETAINS JURISDICTION OF THE FOLLOWING CLAIMS WHICH HAVE
BEEN RAISED OF RECORD IN THIS ACTION FOR WHICH A FINAL ORDER HAS NOT
YET BEEN ENTERED;
The parties' Separation and Prooertv Settlement A~reerneTIt n~tpn nprpmner ~
18, 2002, is incorporated herein, but not merged.
.
ROTHONOTARY
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