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IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
STATE OF
Cathy L Watson
Plaintiff
No.
VERSUS
Randall K Watson
Defendant
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DECREE IN
DIVORCE
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AND NOW, i!pVI ,
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DECRE:ED THAT Cathy L Watson
AND Randall K Watson
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ARE DIVORCED FROM THE BONDS OF MATRIMONV,
PENNA.
01-2585
, ?1J}f, IT IS ORDERED AND
, PLAINTIFF,
, DEFENDANT,
THE COURT RETAINS JURISDICTION OF THE FOLLOWING CLAIMS WHICH HAVE
BEEN RAISED OF RECORD IN THIS ACTION FOR WHICH A FINAL ORDER HAS NOT
VET BEEN ENTERED; \Jo1A..JL.
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It is further O~DERED that the terms of the attached April 3,
2003 Marital Settlement Agreement are hereby i porated,
but not merged, into th~s final dec~~
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ATTEST:
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PROTHONOTARV
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Cathy L. Watson,
55#168-48-4610
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
V.
NO. 01 - ..)sl<S Go ll~€tUYt
Randall K. Watson,
55#208-38-4610
Defendant
CIVIL ACTION - LAW
IN DIVORCE
NOTICE
You have been sued in Court, If you wish to defend against the claims
set forth in the following papers, you must take prompt action. You are warned
that if you fail to do so, the case may proceed without you and a Decree in
Divorce or annulment may be entered against you by the Court. A judgment may
also be entered against you for any other claim or relief requested in these
papers by the Plaintiff. You may lose money or property or other rights
important to you, including custody or visitation of your children.
When the ground for the divorce is indignities or irretrievable breakdown
of the marriage, you may request marriage counseling, A list of marriage
counselors is available in the Office of the Prothonotary at the Cumberland
County Courthouse, Carlisle, Pennsylvania,
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF
PROPERTY, LAWYER'S FEES OR EXPENSES BEFORE A DIVORCE OR
ANNULMENT IS GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF
THEM.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF
YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3: (~
James A iller, Esquire
Attor for Plaintiff
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Cathy L. Watson,
55#168-48-4610
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
V.
NO. OJ- ':Uy~ (l",;;J ~
Randall K. Watson,
5S#208-38-4610
Defendant
CIVIL ACTION - LAW
IN DIVORCE
COMPLAINT IN DIVORCE
1. Plaintiff is Cathy L. Watson, who currently resides 200 East
Simpson Street, Mechanicsburg, Cumberland County, Pennsylvania, 17055,
2. Defendant is Randall K. Watson, currently residing at 771 S.
Humer Street, Enola, Cumberland County, Pennsylvania 17025,
3. Plaintiff has been a bona fide resident in the Commonwealth for at
least six months immediately previous to the filing of this Complaint.
4. Plaintiff and Defendant were married on June 25, 1977, in Dauphin
County, Pennsylvania.
5. There have been no prior actions for divorce or annulment
between the parties,
6, The Plaintiff is a citizen of the United States of America,
7, The Defendant is not a member of the Armed Services of the
United States of America,
8. The Plaintiff has been advised of the availability of counseling and
that the Plaintiff may have the right to request that the Court require the parties
to participate in counseling,
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COUNT 1
REQUEST FOR A NO.FAUL T DIVORCE UNDER SECTION 3301(c)
OF THE DIVORCE CODE
9, The prior paragraphs of this Complaint are incorporated herein by
reference as though set forth in full.
10. The marriage of the parties is irretrievably broken,
WHEREFORE, Plaintiff requests this Honorable Court to enter a decree
dissolving the marriage between Plaintiff and Defendant.
Respectfully submitted,
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YERIEI.C.AIION
I verifY that the statements made in the attached are true and
correct. I understand that false statements herein are made subject
to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn
falsification to authorities.
Date:
Y-Z7-0J
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Cathy L. Watson,
SS#168-48-4610
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
V.
NO. 01-2585 CIVIL TERM
CIVIL ACTION - LAW
IN DIVORCE
Randall K. Watson,
SS#208-38-4610
Defendant
NOTICE
You have been sued in Court, If you wish to defend against the claims set forth
in the following papers, you must take prompt action. You are warned that if you fail to
do so, the case may proceed without you and a Decree in Divorce or annulment may be
entered against you by the Court. A judgment may also be entered against you for any
other claim or relief requested in these papers by the Plaintiff, You may lose money or
property or other rights important to you, including custody or visitation of your children.
When the ground for the divorce is indignities or irretrievable breakdown of the
marriage, you may request marriage counseling. A list of marriage counselors is
available in the Office of the Prothonotary at the Cumberland County Courthouse,
Carlisle, Pennsylvania.
IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY,
LAWYER'S FEES OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS
GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
I
James . Miller, Esquire
ey for Plaintiff
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Cathy L. Watson,
55#168-48-4610
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
V.
NO. 01-2585 CIVIL TERM
Randall K. Watson,
55#208-38-4610
Defendant
CIVIL ACTION - LAW
IN DIVORCE
AMENDED COMPLAINT IN DIVORCE
PURSUANT TO Pa.R.C.P. No. 1920.13
NOW COMES, Plaintiff Cathy L. Watson, by and through her counsel, James A.
Miller, Esquire and the Law Offrices of James A. Miller, and respectfully submits this
Amended Complaint in Divorce, pursuant to Pa.R.C.P. No, 1920.13, providing in
pertinent part that the Plaintiff may as of course amend the complaint to include such
other claims and accordingly, states as follows:
1. Plaintiff is Cathy L. Watson, who currently resides 200 East Simpson
Street, Mechanicsburg, Cumberland County, Pennsylvania, 17055.
2. Defendant is Randall K. Watson, currently residing at 771 S. Humer
Street, Enola, Cumberland County, Pennsylvania 17025.
3. Plaintiff has been a bona fide resident in the Commonwealth for at least
six months immediately previous to the filing of this Complaint.
4. Plaintiff and Defendant were married on June 25, 1977, in Dauphin
County, Pennsylvania.
5, There have been no prior actions for divorce or annulment between the
parties.
6. The Plaintiff is a citizen of the United States of America.
7. The Defendant is not a member of the Armed Services of the United
States of America,
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8. The Plaintiff has been advised of the availability of counseling and that
the Plaintiff may have the right to request that the Court require the parties to participate
in counseling.
COUNT 1
REQUEST FOR A NO-FAULT DIVORCE UNDER SECTION 3301(c)
OF THE DIVORCE CODE
9. The prior paragraphs of this Complaint are incorporated herein by
reference as though set forth in full.
10. The marriage of the parties is irretrievably broken,
COUNT II
EQUITABLE DISTRIBUTION OF PROPERTY
11. The prior paragraphs of this Complaint are incorporated herein by
reference thereto.
12. The parties have acquired certain property and assets which constitute
marital property.
13, In the event the parties are unable to resolve distribution of marital
property by way of an agreement, then this Honorable Court is authorized to equitably
divide, distribute or assign marital property between the parties in such proportion as
the Court deems just after consideration of all relevant factors.
COUNT III
ALIMONY
14. The prior paragraphs of this Complaint are incorporated herein by
reference thereto,
15, Plaintiff is unable to sustain herself during the course of litigation and to
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defend the divorce action.
16. Plaintiff lacks sufficient income and property to provide for her reasonable
needs and is unable to sustain herself through appropriate employment.
WHEREFORE, Plaintiff requests this Honorable Court to enter a decree:
1. dissolving the marriage between Plaintiff and Defendant;
2. equitably distributing all marital property pursuant to section 3502 of the
Divorce Code.
3. awarding Plaintiff alimony in her favor pursuant to section 3701 of the
Divorce Code.
Respectfully submitted,
Law Offices of James A. Miller
BY:
Ch~,~uire
2010 Market Street
Camp Hill, PA 17011
(717) 737-6400
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VERIFICATION
I verify that the statements made in this Amended Complaint are true and correct.
understand that false statements herein are made subject to the penalties of 18 Pa.C.S,
Section 4904 relating to unsworn falsification to authorities.
DATE: 6-1"-/-Od-..
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Cathy L. Watson,
55#168-48-4610
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
V.
NO. 01-2585 Civil Term
Randall K. Watson,
55#208-38-4610
Defendant
CIVIL ACTION - LAW
IN DIVORCE
AFFIDA VIT OF SERVICE OF DIVORCE COMPLAINT
I, James A. JMiller, Esquire, hereby certifY that I served the Defendant, Randall K
Watson, with a certified copy of the divorce complaint as evidenced by the attached
United States First Class Mail return receipt card number P 016 244 745,
DATE: Wednesday, May 30, 2001
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James A, j iller, Esquire
20 10M et Street
C 'I,PAI7011
17) 737-6400
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:::-'i"S:ENDER:~::" "",.,',,' ...... f l al&'p' 'Wish t6 teceive "the
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1ft .. C'om'plete l~elTls 3, and 4a & b. .. . . .t.~. .
I:n .. Print your:name and address on the reverse of thIS Term so that we- can fee); "a.:
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.il.. ..' 'Attach rtlTs. form to the front of the maiJplBce, or on the back If $.pace rn
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.~ .. Write "Re,.t"ur, n Receipt Flequested" on themailPieCf;lbelo~th............~...rticlenUffibeL!2.0RestrictedDeliVerY.1ii
~ .. The Rettifrl'Recelpt will show to whom the article was dellV~~p and the date Consult postmaster for fee. g'."..
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Cathy L. Watson,
55#168-48-4610
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
V.
NO. 01-2585 CIVIL TERM
Randall K. Watson,
55#208-38-4610
Defendant
CIVIL ACTION - LAW
IN DIVORCE
AFFIDAVIT OF SERVICE
I, 0 ,', , , hereby certif that I have served
the Defendant, Randall K. Watson, ... e-t! ~ . t ~
With~. true and correct copy of the above captioned Amended Divorce Complaint on
e.I~' - . /0 ../ . ~ ,2002, at 7'! Y7, (":'M" at
'7 '7 I' s. /I W 1M e r-.s::1c , 6'/4 Ct /,., '" , Pennsylvania.
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I verify that the statements made in this Affidavit are true and correct. I
understand that false statements herein are made subject to the penalties of 18 Pa,
C,SA 94904, relating to unsworn falsification to authorities.
Commonwealth of Pennsylvania:
ss:
County of Cumberland
, hereby certify that on the -LL day of ~,a) ,200J:.. before me, the
undersigned Notary Public, personally appeared C ~ Ff::",J iY. Rol wr.h~,er-
known to me or satisfactorily proven to be said person; who acknowledged th jhe
executed the foregoing document for the purposes therein contained.
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In Witness Whereof, I have hereunto affixed my hand and Notorial Seal.
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Notary Public
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Cathy L Watson,
Plaintiff
v.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 01-2585
Randall K Watson,
Defendant
CIVIL ACTION - LAW
IN DIVORCE
AFFIDAVIT OF CONSENT
1. A complaint in Divorce under Section 3301 (c) of the Divorce Code was filed on
May 1, 2001 and service was obtained upon the defendant by certified mail number .p
0"1"6244J45 on May 15, 2001.
2. The marriage of the Plaintiff and Defendant is irretrievably broken and ninety (90)
days have elapsed from the date of filing the Complaint and service upon Defendant of
the same.
3. I consent to the entry of a Final Decree in Divorce after service of notice of
intention to request entry of the decree.
4. I have been advised of the availability of marriage counseling, and understand
that I may request that the Court require that my spouse and I participate in counseling.
I further understand that the Court maintains a list of marriage counselors in the
Prothonotary's Office, which list is available to me upon request. Being so advised, I do
not request that the Court require that my spouse and I participate in counseling prior to
a divorce decree being handed down by the Court.
I verify that the statements made in this Affidavit are true and correct. I
understand that false statements herein are made subject to the penalties of 18 Pa.
C.S.A. Section 4904, relating to unsworn falsification to authorities.
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C [to~ruJroLOn-~
Cathy Latson
Date:
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IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 01-2585
Cathy L Watson,
Plaintiff
Randall K Watson,
Defendant
.. CIVIL ACTION - LAW
IN DIVORCE
WAIVER OF NOTICE OF INTENTION TO REQUEST
ENTRY OF A DIVORCE DECREE UNDER
SECTION 3301(c) OF THE DIVORCE CODE
1. I consent to the entry of a final decree of divorce without notice.
2. I understand that I may lose rights concerning alimony, division of property
lawyer's fees or expenses if I do not claim them before a divorce is granted.
3. I understand that I will not be divorced until a divorce decree is entered by the
Court and that a copy of the decree will be sent to me immediately after it is filed with
the Prothonotary.
I verify that the statements made herein in this affidavit are true and correct. I
understand that false statements are made subject to the penalties of 18 Pa. C.S. A.
Section 4904, relating to unworn falsificatio"n of authoritn
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Cathy Latson
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Cathy L Watson,
Plaintiff
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IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 01-2585
Randall K Watson,
Defendant
CIVIL ACTION - LAW
IN DIVORCE
AFFIDAVIT OF CONSENT
1. A complaint in Divorce under Section 3301 (c) of the Divorce Code was filed on
May 1, 2001 and service was obtained upon the defendant by certified mail number P
:Q162440745 on May 15, 2001.
2. The marriage of the Plaintiff and Defendant is irretrievably broken and ninety (90)
days have elapsed from the date of filing the Complaint and service upon Defendant of
the same.
3. I consent to the entry of a Final Decree in Divorce after service of notice of
intention to request entry of the decree.
4. I have been advised of the availability of marriage counseling, and understand
that I may request that the Court require that my spouse and I participate in counseling.
I further understand that the Court maintains a list of marriage counselors in the
Prothonotary's Office, which list is available to me upon request. Being so advised, I do
not request that the Court require that my spouse and I participate in counseling prior to
a divorce decree being handed down by the Court.
I verify that the statements made in this Affidavit are true and correct. I
understand that false statements herein are made subject to the penalties of 18 Pa.
C.S.A. Section 4904, relating to unsworn falsification to authorities.
Date: tJf~ 3, ,;toD3
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Randall K Watson
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IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 01.2585
Cathy L Watson,
Plaintiff
Randall K Watson,
Defendant
CIVIL ACTION. LAW
IN DIVORCE
WAIVER OF NOTICE OF INTENTION TO REQUEST
ENTRY OF A DIVORCE DECREE UNDER
SECTION 3301(c) OF THE DIVORCE CODE
1. I consent to the entry of a final decree of divorce without notice.
2. I understand that I may lose rights concerning alimony, division of property
lawyer's fees or expenses if I do not claim them before a divorce is granted.
3. I understand that I will not be divorced until a divorce decree is entered by the
Court and that a copy of the decree will be sent to me immediately after it is filed with
the prothonotary,
I verify that the statements made herein in this affidavit are true and correct. I
understand that false statements are made subject to the penalties of 18 Pa. C.S. A.
Section 4904, relating to unworn falsification of authorities.
Date: 0f^J~. to 0 3
((~k. tJ~
Randall K Watson
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Cathy L. Watson,
55#168-48-4610
Plaintiff
IN THE COURT OF COMMON PLEA5
CUMBERLAND COUNTY, PENN5YLVANIA
V.
NO. 01-2585 CIVIL TERM
CIVIL ACTION - LAW
IN DIVORCE
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PRAECIPE TO REISSUE COMPLAINT
TO THE PROTHONOTARY:
Randall K. Watson,
55#208-38-4610
Defendant
Kindly reissue the enclosed amended complaint.
It will be served personally upon the Defendant by private process server.
Respectfully submitted,
Law Offices of James A. Miller
BY:
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Attorney for Plaintiff
Supreme Court ID# 86889
2157 Market Street
Camp Hill, PA 17011
(717) 737-6400
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CATHY L. WATSON,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND. COUNTY, PENNSYLVANIA
v.
NO. 01-2585
RANDALL K. WATSON,
Defendant
CIVIL ACTION - DIVORCE
PRAECIPE FOR ENTRY OF APPEARANCE
TO THE PROTHONOTARY:
Please enter the appearance of the undersigned as counsel for Defendant in the above-
captioned action,
Date 101n-~/
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ID 0, 46801
132-134 Walnut Street
Harrisburg, PA 17101
(717) 238-1484
Attorney for Defendant
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STATE OF Pennsylvania
CASE # 01-2585
COUNTY OF Cumberland
IN THE Common Pleas COURT OF Cumberland
COUNTY. Pennsylvania
IN RE THE MARRIAGE OF:
Cathy L. Watson
Petitioner
and
Randall K. Watson
Respondent
Qualified Domestic Relations Order
This order creates and recognizes the existence of an alternate payee's right to receive a portion of the
partidpant's benefits payable under an employer-sponsored defined contribution plan, which is quali-
fied under Section 401 of the Internal Revenue Code (the "Code"), This order is intended to constitute a
Qualified Domestic Relations Order ("QDRO") under Section 414(p) of the Code and Section 206(d) of
the Employee Retirement Income Security Act of 1974 ("ERISA:') and shall be interpreted and adminis-
tered in conformity with such laws,
This order is entered pursuant to the authority granted under the applicable domestic relations laws
of the state of Pennsylvania
1. PLAN
This order applies to the (select applicable plan[ s]):
o Verizon Savings Plan for Management Employees (the "Plan")
o Verizon Savings and Security Plan for New York/New England Assodates (the "Plan")
o Verizon Savings and Security Plan for Mid-Adantic Assodates (the "Plan")
o Verizon Savings and Security Plan for West Region Hourly Employees (the "Plan")
ilQ Consolidated Employee Stock Ownership Plan of GTE (the "Plan") [only applicable if the valuation date
is on or before February 28, 1997J
Any successor to this Plan shall also be subject to the terms of the order,
2. PARTICIPANT
The name, address, Sodal Security Number, and date of birth of the partidpant are as follows:
Name: Randall K. Watson
Address: 771 S. Humer Street
Enola. FA 17025
208-38-5322
Social Security Number:
Date of Birth:
November 2. 1950
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3. ALTERNATE PAYEE
The person named as alternate payee meets the requirements of the definition of alternate payee as set
forth in Section 4- below, The alternate payee's name, address, Social Security Number, date of birth, and
relationship to the participant are as follows:
Name:
Address:
Cathy L. Watson
124 W. Portland Street, Apartment 44
Mechanicsburg, PA 17055
168-48-4610
AUl?;ust 25, 1957
Ex- Wife
Social Security Number:
Date of Birth:
Relationship to Participant:
THE ALTERNATE PAYEE SHALL BE RESPONSIBLE FOR NOTIFYING THE PLAN ADMINISTRATOR. IN
WRITING OF ANY CHANGES IN HIS OR HER MAILING ADDRESS SUBSEQUENT TO THE ENTRY OF
THIS ORDER.
4. DEFINITIONS
Alternate Payee
The alternate payee is any spouse, former spouse, child, or other dependent
of a participant who is recognized by a domestic relations order as having a
right to receive all or a portion of the benefits payable under the Plan with
respect to the participant,
Liquidation Date
The liquidation date is the date a portion of the participant's account is
liquidated to allow the payment to the alternate payee's account under
this order. An assignment as of the liquidation date assigns a portion of
the participant's current account.
Plan Administrator
Verizon Communications !nc, (Verizon) is the Plan Administrator for
Verizon's employee benefit plans, Verizon has contracted with Hewitt
Associates LLC to establish procedures and administer QDROs,
Valuation Date
The valuation date is the date on which the participant's vested
account balance will be valued ill order to determine the alternate
payee's designated portion ill accordance with the terms of this order.
Accounts are valued on a daiJy basis, If, however, the QDRO re'[uires a his-
torical division of the participant's account and a daily valuatiqm is not
available for such date, the participant's account will be divided as of the
valuation date immediately preceding the date specified in the order,
Vested Account Balance
The participant's vested account balance is the participant's betiefit as
if he/she termillated employment and received a distribution On the
valuation date,
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5 (i) BENEFIT PAYABLE TO THE ALTERNATE PAYEE-DEFINED
CONTRIBUTION PLAN(S)
(Choose either Option A or Option B)
o Option A -Straight Percentage
The order assigns to the alternate payee an amount equal to
account balance under the Plan (identified in Section I) as of
100 % of the participant's vested
l\.pril :3, 2003 (insert date)
From the muation date to the liquidation date, the amount assigned to the alternate payee
(select one):
I1i Will include earnings and losses,
o Will not include earnings and losses,
The participant's vested account balance (select one):
o Will be reduced by the value of outstanding loans before the alternate payee's portion of the benefit
is determined.
ell Will not be reduced by the mue of outstanding loans before the alternate payee's portion of the
benefit is determined,
If the assigned amount is greater on the liquidation date than the net vested account balance after any
outstanding loan balances and/or withdrawals have been deducted, the net vested account balance
will be the assigned amount,
OR
o Option B- Dollar Amount
The order assigns to dle alternate payee an amount equal to $ of the participant's vested
account balance under the Plan (identified in Section I) as of the liquidation date. If the assigned
amount is greater on the liquidation date than the net vested account balance after any outstanding
loan balances and/or withdrawals have been deducted, the net vested account balance will be the
assigned amount.
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5 (ii) BENEFIT PAYABLE TO THE ALTERNATE PAYEE-GTE EMPLOYEE STOCK
OWNERSHIP PLAN (applies to former GTE population only)
(Choose either Option A or Option B)
(ll Option A-Straight Percentage
The order assigns to the alternate payee an amount equal to
account balance under the Plan (identified in Section i) as of
must be a date on or before February 28,1997),
100 % of the pilIticipant's vested
F'ilbrl.lilry 28 (insert date -
1997
From the valuation date to the liquidation date, the amount assigned to the alternate payee
(select one):
IU Will include dividends,
o Will not include dividends,
OR
o Option B-Share Amount
The order assigns to the alternate payee
under the Plan (identified in Section 1) as of
on or before February 28, 1997),
shilIes of the participant's vested account balance
(insert date - must be a date
From the valuation date to the liquidation date, the amount assigned to the alternate payee
(select one):
o Will include dividends,
o Will not include dividends.
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6. FORM OF PAYMENT
The alternate payee shall receive the portion of the Plan benefits assigned to the alternate payee in a single
lump-sum payment, Such amount shall be adjusted for earnings and losses from the liquidation date to the
date of distribution to the alternate payee,
7. COMMENCEMENT
The alternate payee shall be eligible to receive payment as soon as administratively reasonable following the
determination that this order is a Qualified Domestic Relations Order, In no event can the alternate payee
commence his/her benefit later than April I following the year in which the participant attains age 70 Y, ,
8. DEATH PROCEDURES
If the participant predeceases the alternate payee prior to payment of the alternate payee's assigned benefits
under the Plan, the alternate payee's benefits will not be affected, In the event of the participant's death. the
account balance, which remains the property of the participant. will be payable to the participant's desig-
nated beneficiary or in accordance with Plan provisions, This order does not require the participant to
name the alternate payee as the beneficiary for the benefits not assigned to the alternate payee.
In case of the death of the alternate payee prior to distribution of the alternate payee's benefits from the
Plan, the assigned benefits will be paid to the alternate payee's designated beneficiary or, if none, in accor-
dance with Plan provisions,
9. RETENTION OF JURISDICTION
This matter arises from an action for divorce or legal separation in this court under the case number set
forth at the beginning of this order, Accordingly; this court has jurisdiction to issue this order,
In the event the Plan Administrator determines that this order is not a Qualified Domestic Relations Order.
both parties shall cooperate with the Plan Administrator in making any changes needed for it to become
qualified, This includes signing all necessary documents, For dlis purpose, this court expressly reserves
jurisdiction over the dissolution proceeding involving the participant. the alternate payee, and the partici-
pant's interest in the Plan,
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10. LIMITATIONS
Pursuant to Section 414(p)(3) of the Code and except as provided by Section 414(p) (4), this order:
(i) Does not require the Plan to provide any type or form of benefit, or any option, not otherwise
provided under the Plan;
(ii) Does not require the Plan to provide increased benefits; and
(ill) Does not require the payment of benefits to an alternate payee which are required to be paid to
another alternate payee under another order previously deternlined to be a Qualified Domestic
Relations Order,
11. TAXATION
For purposes of Sections 402 and 72 of the Code, any alternate payee who is the spouse or former spouse
of the participant shall be treated as the distributee of any distribution or payments made to the alternate
payee under the terms of the order and, as such, will be required to pay the appropriate federal. state, and
local income taxes on such distributions,
12. CONSTRUCTIVE RECEIPT
If the Plan inadvertently pays to the participant any benefit that is assigned to the alternate payee pursuant
to the terms of this order, the participant will immediately reimburse the Plan to the extent that the
participant has received such benefit payments and shall forthwith pay such amounts so received to
the Plan within ten (10) days ofreceipt.
If the Plan inadvertently pays to the alternate payee any benefit that is actually payable to the participant,
the alternate payee must make immediate reimbursement. The alternate payee must reimburse to the
extent that he/she has received such benefit payments and shall forthwith pay such amount so received to
the Plan within ten (10) days of receipt,
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13. EFFECT OF PLAN TERMINATION
If the Plan is terminated, the alternate payee shall be entitled to receive Iris/her portion of the partidpant's
benefits as stipulated herein in accordance with the Plan's termination provisions for partidpants and
beneficiaries.
14. CERTIFICATION OF NECESSARY INFORMATION
All payments made pursuant to this order shall be conditioned on the certification by the alternate payee
and the partidpant to the Plan Administrator of such information as the Plan Administrator may reasonably
require from such parties to make the necessary calculation of the benefit amounts contained herein.
Dated this ~ day of
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Cathy L. Watson,
55#168-48-4610
PEN N5YLVAN IA
Plaintiff
IN THE COURT OF COMMON PLEA5
CUMBERLAND COUNTY,
V.
NO. 01-2585 CIVIL TERM
Randall K. Watson,
55#208-38-4610
Defendant
CIVIL ACTION - LAW
IN DIVORCE
MOTION TO ENTER OUALIFIED DOMESTIC RELATIONS ORDER
NOW COME, Plaintiff and Defendant and respectfully request your Honorable
Court to enter the Qualified Domestic Relations Orders (QDRO's) in this matter and for
reasons therefore state:
1. Plaintiff, Cathy L Watson, and Defendant, Randall K Watson, were divorced from
the bonds of matrimony on April 30, 2003, to the above term and docket, the final Decree
in Divorce incorporating the terms of their April 3, 2003, Marital Settlement Agreement.
2, In accordance with the terms and conditions set forth in said agreement, the
QDRO is to be entered subsequent to the entry of the final Decree in Divorce,
3, Plaintiff and Defendant desire the entry of said QDRO's by your Honorable
Court,
WHEREFORE, Plaintiff and Defendant respectfully request that your Honorable
Court enter the QDRO's attached hereto,
Respectfully submitted:
MILLER LIPSITT LLC
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James A Miller
2157 Marke treet
Camp . PA 17011
737 6400
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Cathy L Watson,
Plaintiff
v.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 01-2585
Randall K Watson,
Defendant
CIVIL ACTION - LAW
IN DIVORCE
PRAECIPE TO TRANSMIT RECORD
To the Prothonotary:
Transmit the record, together with the following information, to the Court for entry of a
Divorce Decree:
1. Ground for divorce: irretrievable breakdown under Section 3301 (c) of the
Divorce Code.
2. Date and manner service of the Complaint: complaint flied on May 1~ 2001 and
service was obtained upon the defendant by certified mail number R":QI6"Z44745 on
May 15, 2001.
3. Date of execution of the Affidavit of Consent and Waiver of Notice of Intention
Request Entry of a Divorce Decree required by Section 3301 (c) of the Divorce Code:
by Plaintiff: "1"/1 ( f!. 2- &0:3
by Defendant: /tf/; I 3 2.--&03
Time Stamped date of Waiver of Notice of Intention Request Entry of a Divorce Decree
required by Section 3301 (c) of the Divorce Code:
by Plaintiff: ,/f'r/J 15" ~.,po.5
by Defendant: /4r" J I r z dO:>
4. Related claims pending: There are no related claims pending.
Respectfully Submitted,
Miller Lipsitl ;L~ -fI// .
BY:';;:??) ~ ~
am A Miller, Esquire
~Qrney for Plaintiff
~2157 Market Street
~ Camp Hill, PA 17011
. (717) 737-6400
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Cathy L. Watson,
Plaintiff
v.
Randall K. Watson,
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 01.2585 CIVIL TERM
CIVIL ACTION - LAW
IN DIVORCE
MARITAL SETTLEMENT AGREEMENT
,It! 3 2003
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TABLE OF CONTENTS
PAGE
SECTION
1, SEPARATION AND NON INTERFERENCE:..,..,..,.."....,......,.."..,.....,.."..,..,......,..,..".....,..,..,.."..,....,..,3
2, RECONCILIATION: ,., ,.., ,.,., ,., ,., ,., ",., ,., '., ,.,."., ,., ,., ,., ,., ,., ,., ,..,.., ,., ,., ,., ,..,.., ,., ,., ,." ,,' ,." ,., ,., ,., ,."..,.., ,., ,., ,., ,.4
3, ENFORCEMENT: .,..,.., ,., ,.,."., ,., ,., ",., ,., ", ,.,..,..,..,., ,., ,."., ,..,..,..,.., ,., ,., ,.".., ,., ,., ,.., ,., ,..,..,.., ,., ,., '."..,.., ,., ,.,.4
4. SPOUSAL SUPPORT/ALIMONY/ALIMONY PENDENTE LITE (APl), COSTS AND EXPENSES:..5
A. WIFE'S lEGAL FEES: ,....,..,..,.., ..,......., ,...,..,.., ...,... ,.......,.., ............,.., ,.., ,., ,...., ......,..,..,.., ,....,.."..,..6
5, EQUITABLE DISTRIBUTION: ,....' '.,.., ....,..,..,..,..,..,........,..,.., ,.. ,...., ,..,.., ,., ,.. ,........,..,......' ..,..,..,.., c....,.." ,6
A. PREFACE: ,., ,., ,., ,., ,., ,,' ,.,..,., ,., ,.""" ,., ,,' ,."" ,., ,.' '" ,."" ,., ,., ,., ,., ,." '" '" ,., ,."", '" ,,' ,., ,., ,.., """ ",." ,., ,."" ,6
B, DISTRIBUTION OF ASSETS: ..,....,..,..,..,..,.......,.........,..,..,..,.."..,..,..,.."..,.."....,.....,..,....."..,..,..,..,6
1, WIFE'S ASSETS: ,.........,..,..,..' ..,.. ,.. .........." ........,..,..,..,..,.." ,.,..'..' ,..,..,..,..,..,..,.., ,.. ,...." ..,..,.., ,.. ,.6
2, HUSBAND'S ASSETS:, ,....,.., ....,..,..' ..,.. ,....,.., ,........' ,.. ,...., ......,..,.., ......,..,..,..,..,..,.., ,..,..,..,.., ,.,..,,7
3, ASSET DIVISION: ..,..,..,.., ,., .......,..,.., ....,.., ,.. ............,..,..,..,.."..,..,..,.."..,..,..,..'..,.., ......, ..,....,..' ,..,7
A, REAL ESTATE: 771 South Humer Street, Enola, Cumberland County, Pennsylvania ,..,..,..,7
B, DISTRIBUTION AND WAIVER OF PERSONAl..........,..,......,.............,..........,..,..,.................8
1) MARITAL, TANGIBLE AND INTANGIBLE, ASSETS AND,.....,.....,..,......,...........,..,..,..,..,..,....8
2) NON-MARITAL, TANGIBLE AND INTANGIBLE, ASSETS: .,...............,......,..,..,..,..,..,...........,8
3, Automobiles ..' ,....,.., ..,.......,..,..' ,.... ,.. ,...., ,....,..,..,.., ..'.., ,....' ,........,.., ,..,..,..,.., ,.. ,..,....., ,....,..,..,..,.., ,." ,9
4, Life Insurance Policies: .........,..,..,..,..,.....,......,......,..,..,..,..,..,..,.....",.,..,..,.."..,..,..,..".",....,.."....,..,.....10
5, FUrnishings and Personal Property at 771 Humer Street ,...........,..,..,......,..,..,..,..........,.......,.......10
6, Bank Accounts ....,....,.., ,....' ..,....' ,...., ..,....,.., ..'.., ,., ,..,........,..,..,......,..,..,.... ,.. ,...., ,.,..,.."..,..,..,..,.., ..,1 0
7, Fidelity Magellan Investment Account (#2BE230472):......................,..,......,..,.....................,..,..,..11
8, Retirement Accounts and 401(k): ....,..,..'.........,.,..,..,..,......'..'......................,..,..,..,............,......,...11
C, INTENT: ,..,.., ..,..,..,..' ,......, ,., ....,..,..,..,.., ..,..,.., ,.,..,.., ,., ......,.., ,........,.., ,....' ,..,... ,.. ,...., '..,.., ..,..,..,12
ADDITIONAL DOCUMENTS ..,...., .....,.., ...., ,.. ,...., ..,........,..,.., ..,..,..' ,..'..' ,...."..,..,..,.., ,........ ,..'..'..' ,.. ,.. ,.. ,.. 12
TAXES '..' ,., ,., ,., '" ,..,."., ,..,..,., ,., ,., ,., ,., ",..,."., ,.,..,."" ,..,.., ",.', """,., ,., ,.".., ,., ,., ,." ,., ,., ,., ,., '.',.., ,., '" ,., ,., ,., ,., ,.12
6, AFTER ACQUIRED PROPERTY: ....,....,..,....,..,........,..,..,.."..,..,..,..'....,..,........".,..,..,..,..,..,.."..,..,..,..,,12
7. DEBTS:, ,., ,....,..,..,.., ,.,..' ,...., ,.. ,...., ,...,..,.., ..,....,..,..,..,..' ,.. ,.. ............,.., ,..,..,..,..,.., ...,... ..,.....,... ,.,..,..,..,..,,13
A. Wife's Debts: ...., ....., ,...., ..,..,.., ....,..' ..,.. ,.. ,...., ,.,..,..,..,..,..,..,.., ,..,..,.., ,..,.., ,.. ,.. ,....,..,.., ......,..,..,..,..,..,13
B, Husband's Debts: ......' ,.. ,.. ,....,..,..,....,..,..,..,..,.. ,.., ....., ,.. ,....,..,.."..,..,.., ,.., ,.,..,.., ,.. ,.. ,.. ,.. ,....,..,..,..,..,13
C, Joint Debts: ......., ,...., ..,..,..,.., ..,..,....' ,., ..,....,..,..,..,..,.., ,..,..,..,.., ,., ......, ", '.,..,.."..,..,..,..,..,..,..,..,..,.., ,.13
1, PNC Bank Home Equity Line of Credit #4003048012108328.............,..,..,..,..,..,..,..,..,..,....,..,......13
2, Alan M, Watson - Messiah College Tuition ..,..,..,..,..,..,............,..,..,...,..........................,..,..,........,..14
D, Indemnification: "" ",..".,..,..,.....,.,..,.".' ,., ,., ,., '" ,., ,., ",." ,., ,,' ,., "".., ,., ,..,..,.., ,., ,., ,.' ,., ,.,..,., '." ,,'.' ,., ,., ,.14
E, Bankruptcy - Obligations Not DiSChargeable .,..,..,..,.........,..,..,..,..,......,..,..'......,.................................15
8. FUll DISCLOSURE: ..,.."............"..,....,..,....,..,..,.."....,..,..,..,..,......,..,..,.."..,..,..,..,..,..,..,..,....,..,..,..,..,,15
9, RELEASES:.... ,..... ...., ,....,..,..,.., ..........,..,..' ,.,..'.. ,.. ,.. ,.. ,..,..,..'..' ,.. ,.. ...,... ,....,..,.... ,., ,., ,...., ,...,.....,..,..,..,..,16
1 0, B~EACH: .,...., ,.,..,..,..,..,.., ..,....,.., ..,..,....,..,..,..,..,..,..,.., ,...., ......,..,..'..'......, ,...., ,....' .....,..,..,..,..'..'..' ,.,..17
11, REPRESENTATION: "..,..,..,..,....,....,........,....,.........,....."....".....".".,..,..",.,.....,.."..,.,..,....".............17
12, VOLUNTARY EXECUTION:....,.., ....,..,..,..,..,..,..,..,..,.., ,...." ..,..,..,..,.."..,..,.., ..,..,.." ..,..,..,....,..,..,..,..,,17
13. ENTIRE AGREEMENT:, ..,.., ..,....,..,.., ..,....,..,.., ..,......,..,..,..,..,.."..,..,..,..,.."..,.., ,..,..,..,..,..,..,..,..,.., ...., 18
14. PRIOR AGREEMENT:..,..,..,..,..,..,....,.., ,.,..,..,..'..'..,..'.."..,..,..,..,.., ,.....,..,..,......,..,..,..,..,..,..,..,..,..,.., ..18
15, MODIFICATION AND WAIVER:,....,..,..,..,....,.."..,..,..,..,..,...,.....,........,.."..,..,..".,,..,.........."."....,..".18
16, GOVERNING LAW: ..,....,..,..,.., ..,....,.., ,.,.., ........,............ ,.. ......,.., ,.. ,.. ,..,.., ,.. ......,..,..'..,..,.., ...." ..........18
17, INDEPENDENT SEPARATE COVENANTS: ,..,..,.."..,..,..,..,..,..,......,..,..,..,........................,..,..,..,..,,18
18, VOID CLAUSES: .......,....,.."....,..,....,..,..,....".......,...,..,..,..,..,.."..,..,..,......,..,..,..,..,.....,........,..,.....,..,,18
19. DI$iRIBUTION DATE: ......,..,..,.., ....,..,..,.., ,.,..,..,.., ,., ,.....,..,... ,....,..' ........., ,....,......, ..,..,..,....,..,..,.., ,.,,19
20, D~TE OF EXECUTION: ,....,..,..,..,....,....'.....,..,..,.."..,..,..,..,..,..,..,..,...,..,......"..,..,..,..,....,..,..,....,..,..,,19
EXHIBIT "AU ., '" "'" ,., ,.,'.' ,.' ,., ,.' ,., ,.' ,.,., ,., ,., ,., ,.,..,."., ,..,." ,.,.., ,., '" ,., ,."." '" ,., ,." ,., ,., ,., ,., ,., ,., ,., ,., ,.,., ,., ,., ,,' ,., ,21
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MARITAL SETTLEMENT AGREEMENT
THIS AGREEMENT, made this _ day of
between Randall K. Watson, hereinafter called "Husband", and
hereinafter called "Wife".
WHEREAS, Husband and Wife were lawfully married on June 25, 1977 in
Dauphin County, Pennsylvania;
WHEREAS, the parties are the natural parents of one child, namely Alan Michael
Watson, born February 24,1982;
WHEREAS, differences have arisen between the parties and it is the intention of
Wife and Husband to live separate and apart, and the parties hereto desire to settle
fully and finally their respective financial and property rights and obligations as between
each other including, without limitation by specification: the settling of all matters
between them relating to the ownership and equitable distribution of real and personal
property; the settling of all matters between them relating to the past, present and future
support, alimony and/or maintenance of Wife by Husband or of Husband by Wife; and
in general, the settling of any and all claims and possible claims by one against the
other or against their respective estates.
NOW THEREFORE, in consideration of the premises and of the mutual
promises, covenants and undertakings hereinafter set forth and for other good and
valuable consideration, receipt of which is hereby acknowledged by each of the parties
hereto, Wife and Husband each, intending to be legally bound hereby covenant and
agree as follows:
, 2003, by and
Cathy L. Watson,
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1. SEPARATION AND NON INTERFERENCE:
It shall be lawful for each party at all times hereafter to live separate and apart
from each other at such place as he or she from time to time shall choose or deem fit.
The foregoing provision shall not be taken as an admission on the part of either party of
the lawfulness or unlawfulness of the causes leading to their living apart.
Each party shall be free from interference, authority and control by the other, as
fully as if he or she were single and unmarried, except as may be necessary to carry
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out the provisions of this Agreement. Neither party shall molest or attempt to endeavor
to molest the other, or in any way harass or malign the other, nor in any other way
interfere with the peaceful existence, separate and apart from the other.
2. RECONCILIATION:
This Agreement shall not be deemed to have been waived, extinguished,
discharged, terminated, invalidated or otherwise affected by a reconciliation between
the parties hereto, cohabitation between the parties, a living-together or resumption of
marital relations between them. They shall not be deemed to have reconciled with the
intention of vitiating or terminating this Agreement unless they make such actions
through a written instrument, executed and acknowledged in the same manner as this
Agreement.
3. ENFORCEMENT:
The parties acknowledge that Wife has filed with the Cumberland County Court
of Common Pleas, Pennsylvania (Civil Term, Docket No: 01-2585), a no-fault divorce
action pursuant to Title 23, section 3301 (c) of the Pennsylvania Divorce Code and
amendments thereto prior to the execution of this agreement, and Husband has been
served with a Certified Copy of said complaint.
It is specifically understood and agreed by the parties that the provisions of this
agreement relating to equitable distribution of property and all other matters contained
herein including but not limited to support, alimony, alimony pendente lite, counsel fees,
costs and/or expenses are accepted by each party as a final settlement for all purposes
whatsoever, as contemplated by the Pennsylvania Divorce Code and shall be submitted
to the court at the time of filing the praecipe to transmit the record to conclude the
divorce.
The parties agree to execute their respective Affidavit of Consent and Waiver of
Notice and proceed with entering same to the court docket for the purpose of finalizing
the divorce action as soon as is practicable within the time frame permitted pursuant to
the Rules of Civil Procedure.
Each party shall further execute any and all documents that may require his or
her signature for the purpose of effectuating all of the terms and conditions of this
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Agreement so as to give full force and effect to this Agreement.
Should a decree, judgment or order of separation or divorce be obtained by
either of the parties in this or any other state, country or jurisdiction, each of the parties
hereby consents and agrees that this Agreement and all of its covenants shall not be
affected in any way by any such separation or divorce; and that nothing in any such
decree, judgment, order or further modification or revision thereof shall alter, amend or
vary any term of this Agreement. . It is specifically agreed, however, that a copy of this
Agreement or the substance of the provisions thereof, may be incorporated by
reference into any divorce, judgment or decree. This incorporation, however, shall not
be regarded as a merger, it being the specific intent of the parties to permit this
Agreement to survive any judgment and to be forever binding and conclusive upon the
parties.
4. SPOUSAL SUPPORT/ALIMONY/ALIMONY PENDENTE LITE (APL), COSTS
AND EXPENSES:
Husband and Wife hereby acknowledge that they have been advised or have the
right to obtain advice in regard to the fact that each may have the right to assert a claim
for spousal support, alimony, alimony pendente lite, costs and/or expenses. Further,
Husband and Wife acknowledge that they understand that said rights are available in
their divorce action. Husband and Wife further acknowledge that they are aware of the
income, education, income potential, and assets and holdings of the other or have had
full and ample opportunity to become familiar with such items.
Husband and Wife hereby accept the mutual covenants and terms of this
Agreement and the benefits and properties passed to them hereunder in lieu of any and
all further rights to support or alimony for themselves, counsel fees, and alimony
pendente lite at this time and during any and all further or future actions of divorce
brought by either of the parties hereto, except as specifically provided herein.
The parties do hereby remise, release, quit claim, and relinquish forever any and
all right to support, alimony, alimony pendente lite, counsel fees and expenses beyond
those provided for herein, during the pendency of or as a result of any such actions, as
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provided by the Divorce Code of Pennsylvania or any other applicable statute, at this
time and at any time in the future.
A. WIFE'S LEGAL FEES:
Husband and Wife acknowledge and agree that Husband has elected to
continue the finalization of this legal matter without counsel. Husband hereby
acknowledges and agrees that a form agreement was inadvisable for the parties to use
in this matter. Husband acknowledges and agrees to pay any and all fees incurred by
Wife for the preparation of this Agreement up to $800.00. On the date of execution
hereof Husband shall pay by check to Wife the sum of $800 for Wife's fees and costs
incurred in drafting this Agreement, as indicated on the invoice(s) supplied by Wife to
Husband.
Moreover, in light of the necessity to transfer the real estate from Husband and
Wife to Husband (section 5B3A hereunder), Husband acknowledges and agrees to pay
the fees for the preparation of instruments transferring title, including but not limited to
quitclaim deeds and recording fees up to $165. Husband shall pay to Wife on the date
of execution hereof, a check in the amount of $165 representing Wife's fees and costs
incurred in drafting, reviewing and finalizing instruments transferring title under this
Agreement.
5. EQUITABLE DISTRIBUTION:
A. PREFACE:
The parties have valued to the best of their ability their entire marital and non-
marital estates. The parties have made use of either the information provided between
themselves and/or statement values associated with such assets and/or have attributed
fair market values and/or other agreed upon values to such assets and for purposes of
negotiation and settlement, and hereby stipulate to such valuations. The parties desire
to effectuate the division of all assets in undertaking these terms of settlement.
B. DISTRIBUTION OF ASSETS:
1. WIFE'S ASSETS:
Husband does hereby grant, convey, transfer, assign, and deliver and set-over
unto Wife the assets so identified within this agreement; said assets shall be and
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remain the sole and separate property of Wife hereafter, free of any claim by or interest
of Husband, regardless of whether such assets were deemed by either of the parties to
be marital property or non-marital property. And further, Husband does hereby waive,
release, relinquish, and surrender forever any and all claim to or interest in said assets,
which shall be and remain the sole and separate property of Wife hereafter.
2. HUSBAND'S ASSETS:
Wife does hereby grant, convey, transfer, assign, and deliver and set-over unto
Husband the assets so identified within this agreement; said assets shall be and remain
the sole and separate property of Husband hereafter, free of any claim by or interest of
Wife, regardless of whether such assets were deemed by either of the parties to be
marital property or non-marital property. And further, Wife does hereby waive, release,
relinquish, and surrender forever any and all claim to or interest in said assets, which
shall be and remain the sole and separate property of Husband hereafter.
3. ASSET DIVISION:
The parties hereby agree that the following assets shall be divided in accordance
with the terms as provided herein. Husband and Wife agree to execute any and all
documents required to effectuate the intent herein:
A. REAL ESTATE: 771 South Humer Street, Enola,
Cumberland County, Pennsylvania
The parties are the record title owners of the real property known as 771 South
Humer Street, Cumberland County, Pennsylvania (referred to herein as the "premise"),
The parties hereby agree that Husband shall be entitled to all right, title and interest to
said premise and Wife shall waive any and all right, title and/or interest, claim she may
have therein and shall further execute upon request a quitclaim deed transferring any
interest she may have therein. Upon request, Wife shall execute a transfer deed
transferring any and all right, title and interest she may have therein unto Husband.
Husband shall indemnify and hold Wife harmless for all past, present and future
indebtedness on the premise including, but not limited to, any and all mortgage
obligations 1, real estate taxes, utilities and municipal assessments, and repairs, costs
and maintenance. Husband shall be entitled to claim all interest, real estate taxes and
I PNC Home Equity Line of Credit is believed to be the only debt associated with the marital residence,
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any other permissible expense paid for purposes of tax filings.
Husband agrees that he shall refinance the premise in his name alone and have
Wife released from the existing mortgage obligations identified herein, within one (1)
year from the date of execution of this Marital Settlement Agreement.
Husband further agrees that he shall modify his last Will and Testament, within
sixty (60) days of execution of this Agreement, to provide for the inheritance of the
marital residence by the parties' son, Alan M. Watson. Husband shall within fifteen (15)
days of completion of such act provide a true and correct copy of such Will to Wife.
Husband further agrees that so long as Husband retains the use, enjoyment and
possession of the marital residence, he shall not dissipate, transfer ownership interests
and/or destroy his ownership interest in the marital residence such that the parties'
son's beneficial interest as provided hereunder would be less than the equity in the
marital residence at the time of execution hereof. This provision of Husband's last Will
and Testament may be made contingent upon the parties' son surviving the Husband
and may be removed from Husband's last Will and Testament upon the parties' son
attaining the age of twenty-six (26) years.
Husband further agrees that if Husband should sell the marital residence, prior to
the parties' son attaining the age of twenty-six (26) years, the parties' son, Alan M.
Watson, shall be entitled to a sum equal to one-half of the equity in the marital
residence, but in no instance less than one-half the equity existing at the time of
execution of this Agreement. Husband acknowledges and agrees that upon any sale of
the marital residence by Husband, Husband shall pay, at the time of settlement, unto
the parties' child, Alan M. Watson, a sum equal to one-half the proceeds from the sale
of the marital residence, but in no instance less than one-half of the existing equity in
the marital residence at the time of execution of this Agreement.
Upon the parties' son attaining the age of twenty-six (26) years, Husband shall
be free to dispose of the marital residence as he deems fit and proper.
B. DISTRIBUTION AND WAIVER OF PERSONAL
1) MARITAL, TANGIBLE AND INTANGIBLE, ASSETS AND
2) NON-MARITAL, TANGIBLE AND INTANGIBLE, ASSETS:
1. Husband and Wife do hereby acknowledge that they have divided to their
mutual satisfaction all non-marital and marital assC:~:I)ing, but without
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limitation, business interests, corporate interests, partnership(s), joint
ventures, inheritance(s), jewelry, clothing, retirement accounts, 401 k's,
pensions, brokerage accounts, stocks, bonds, life insurance policies or other
securities, Individual Retirement Accounts, checking and savings accounts,
mutual funds, and other assets whether real, personal or mixed, tangible or
intangible.
2. Husband and Wife further acknowledge and agree that the assets in the
possession of the other spouse unless otherwise so divided by way of this
agreement shall remain that spouse's sole and separate property, each party
hereto specifically waiving, releasing, renouncing and forever abandoning
whatever claim, if any, he or she may have with respect to any of the
foregoing items which are the sole and separate property of the other.
3. Automobiles:
Husband and Wife agree that the vehicles in their respective physical
possession shall remain the possession of the party and each shall
cooperate if necessary in executing any and all documents to reflect such
ownership, including but not limited to titles, insurance documentation and
registration forms. Specifically, Husband shall retain the 1995 Acura Integra,
currently jointly titled and the 1994 Mazda 84000, currently jointly titled. Wife
shall retain the 1998 Toyota Camry titled in Wife's name alone.
Husband and Wife further acknowledge and agree that the parties own a
1992 Nissan 240SX currently titled in Husband's name alone. Husband
agrees to and shall transfer ownership of the 1992 Nissan 240SX,to the
parties' son, Alan M. Watson, within sixty (60) days of son's graduation from
college with a bachelor's degree.
Husband and Wife do hereby waive, release, and relinquish any and all
claim to or interest in the motor vehicle in the possession of the other. If the
title to any vehicle is encumbered by any debt or obligation, Husband and
Wife agree that they shall each be solely responsible for and shall pay and
satisfy said obligation, in accordance with its terms and provisions, and shall
indemnify and save the other harmless from any loss, cost, or expense
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caused to either by their failure to make payment of such debt.
4. Life Insurance Policies:
During the course of the marriage, the parties acquired insurance policies,
in their individual names, that have cash value. Husband hereby
acknowledges that he is the owner of Equitable Variable Life Insurance Policy
#42307753. Husband hereby further acknowledges that he is the owner of
WRL Freedom Equity Protector Insurance Policy #15B0961973. Husband
and Wife acknowledge that these policies have a cash value of approximately
Fourteen Thousand ($14,000) Dollars each. Within sixty (60) days of the
execution of this Agreement, Husband shall surrender these policies for cash
value and the entire proceeds therefrom shall become the sole and separate
property of Wife, The tax consequences of surrendering these policies shall
become the sole responsibility of Wife.
5. Furnishings and Personal Property at 771 Humer Street:
Husband and Wife hereby acknowledge and agree that the household
furnishings and personal property located at 771 Humer Street, shall remain
the sole and separate property of the Husband except as provided for in
Exhibit A of this Agreement. Items listed in Exhibit A of this Agreement shall
become the sole and separate property of Wife but are currently located at
the marital residence. Husband and Wife shall agree with specificity
regarding the items listed in Exhibit A and Wife shall remove these items from
the marital residence within ninety (90) days after the execution of this
Agreement.
6. Bank Accounts:
Husband and Wife acknowledge and agree that they are joint owners of
bank accounts with PNC Bank. Specifically, the parties jointly own PNC
Checking Account #5000980427 with an approximate balance of $590.00
and PNC Money Market Account #5130211183 with an approximate balance
of $994.46. The proceeds from these accounts shall be the sole and
separate property of Wife and the accounts shall either be closed or
transferred to Wife's name alone. Husband does hereby waive, release, and
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relinquish any and all claim to or interest in these accounts and the proceeds
therein to Wife. Husband shall execute any and all documents necessary to
transfer ownership of these accounts to Wife's name alone.
7. Fidelity Magellan Investment Account (#2BE230472):
Husband and Wife acknowledge and agree that during the course of the
marriage, they jointly acquired a Fidelity Magellan Investment Account
(#2BE230472), Husband does hereby waive, release, and relinquish any and
all claim to or interest in this account and its proceeds to Wife. This account
shall be the sole and separate property of Wife. Husband shall execute any
and all documents necessary to transfer ownership of this account to Wife's
name alone within sixty (60) days of the date of execution of this Agreement.
8. Retirement Accounts and 401 (k):
Husband's Highmark Investment Plan shall remain Husband's sole and
separate property, Wife hereby waiving, relinquishing and transferring any
and all past, present and/or future right, title and/or interest she may have
therein.
Husband's Verizon Savings Plan shall be transferred to Wife's name
alone within sixty (60) days of the date of execution of this Agreement and
become Wife's sole and separate property, Husband hereby waiving,
relinquishing and transferring any and all past, present and/or future right, title
and/or interest he may have therein.
Wife's Caretti, Inc. 401 (k) shall remain Wife's sole and separate property,
Husband hereby waiving, relinquishing and transferring any and all past,
present and/or future right, title and/or interest he may have therein.
Husband and Wife acknowledge and agree that the parties' son, Alan M.
Watson, is the sole beneficiary on Wife's 401 (k) plan and shall remain the
sole beneficiary of Wife's Caretti, Inc. 401 (k) plan until the parties' son attains
the age of twenty-six years. After the parties' son has attained the age of
twenty-six years, Wife may change the beneficiary designation on her Caretti,
Inc. 401 (k) plan if she so chooses.
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C. INTENT:
This Agreement is intended to distribute all property of the parties, whether real
or personal, and whether determined to be separate or marital property. In the event
that any property may be omitted from this Agreement, it is understood and agreed that
the person having possession and/or title to such property following the execution of
this Agreement shall be deemed the owner thereof and each of the parties will execute
any and all legal documents without any charge therefore to evidence title to such
property in the other party.
ADDITIONAL DOCUMENTS: Each of the parties shall on demand execute and
deliver to the other any deeds, documents, records or closing statements relating to the
sale of real estate under this Agreement, bills of sale, assignment, consents to change
of beneficiary on insurance policies, tax returns and other documents and do or caused
to be done any other act or thing that may be necessary or desirable to the provisions
and purposes of this Agreement.
TAXES: Husband hereby agrees to pay all income taxes assessed against him,
if any, as a result of the division of the property of the parties hereunder. Wife hereby
. agrees to pay all income taxes assessed against her, if any, as a result of the division of
the property of the parties hereunder.
6. AFTER ACQUIRED PROPERTY:
Each of the parties shall hereafter own and enjoy, independently of any claim or
right of the other, all items of property, be they real, personal or mixed, tangible or
intangible, which are hereafter acquired by him or her, with full power in him or her to
dispose of the same as fully and effectively, in all respects and for all purposes, as
though he or she were unmarried.
The parties hereby agree that, as to all assets not specifically mentioned herein
which are presently titled in the sole name of one of the parties hereto or, if untitled, are
presently in the sole possession of one of the parties hereto, the party not having title
thereto or possession thereof hereby waives, releases, relinquishes and forever
abandons any and all claims therein, and acknowledges that the party having title or
possession of such items shall be the sole and exclusive owner thereof.
I have read this page and understand the contents herein, RKW (( kt-l; CLW GUt.{)
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7. DEBTS:
A. Wife's Debts:
Wife represents and warrants to Husband that since the parties' separation she
has not and in the future she will not contract or incur any debt or liability for which
Husband or his estate might be responsible and shall indemnify and save harmless
Husband from any and all claims or demands made against him by reason of debts or
obligations incurred by her.
B. Husband's Debts:
Husband represents and warrants to Wife that since the parties' separation he
has not and in the future he will not contract or incur any debtor liability for which Wife
or her estate might be responsible and shall indemnify and save harmless Wife from
any and all claims or demands made against her by reason of debts or obligations
incurred by him,
C. Joint Debts:
1. PNC Bank Home Eauity Line of Credit #40 03 048012108328
The parties acknowledge that Husband shall be individually responsible for and
solely liable for this debt which is jointly titled and shall further indemnify and hold Wife
harmless to every and all extent including but not limited to all past, present, and future
fees, costs and/or expenses associated with the collection of such debts, judgments,
interest, taxes and suits, including reasonable attorneys fees incurred to enforce this
indemnification. Husband shall take any and all steps necessary and sufficient to
remove Wife's name from this obligation within ninety (90) days of execution of this
Agreement. Husband does hereby agree that he shall be responsible for the entire
amount due regardless of any amount stated herein. Further, Husband covenants and
agrees that if any claim, action or proceeding is hereinafter initiated seeking to hold
Wife liable for said debt, obligation, liability, act or omission of such Husband, such
Husband shall at his sole expense, defend Wife against any such claim or demand,
whether or not well-founded, and that he will indemnify and hold harmless Wife in
respect of all damages as resulting therefrom including reasonable attorneys fees
incurred to enforce this indemnification. Damages as used herein shall include any
claim, action, demand, loss, cost, expense, penalty, and other damage, including
I have read this page and understand the contents herein, RKW ,1/<-tJ .. CLW~ page 13
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without limitation, counsel fees and other costs and expenses reasonably incurred in
investigating or attempting to avoid same or in opposing the imposition thereof or
enforcing this indemnity, resulting to Wife from any inaccurate representation made by
Husband to Wife in this Agreement, any breach of any of the warranties made by
Husband in this Agreement, or breach or default in performance by Husband of any of
the obligations to be performed by such party hereunder, Wife agrees to give Husband
prompt written notice of any litigation threatened or instituted against him, which might
constitute the basis for a claim for indemnity pursuant to the terms of this Agreement.
2. Alan M. Watson - Messiah Colleae Tuition
Husband and Wife agree and acknowledge that there remains approximately
nineteen months until the parties' son, Alan M. Watson's, expected graduation from
Messiah College. Husband hereby acknowledges and agrees that he shall timely pay
Thirteen Hundred ($1300) Dollars per month towards Alan M. Watson's, including but
not limited to, tuition, fees, meals, housing, supplies, and other necessary school fees,
expenses and/or costs and until Alan M. Watson's graduation from Messiah College.
D. Indemnification:
All further debts incurred by the parties shall be their individual responsibility.
Each party represents and warrants to the other that he or she has not incurred any
debt, obligation, or other liability, other than described in this Agreement, on which the
other party is or may be liable. Each party covenants and agrees that if any claim,
action or proceeding is hereinafter initiated seeking to hold the other party liable for any
other debts, obligations, liability, act or omission of such party, such party will at his or
her sole expense, defend the other against any such claim or demand, whether or not
well-founded, and that he or she will indemnify and hold harmless the, other party in
respect of all damages as resulting therefrom including reasonable attorneys fees
incurred to enforce this indemnification. Damages as used herein shall include any
claim, action, demand, loss, cost, expense, penalty, and other damage, including
without limitation, counsel fees and other costs and expenses reasonably incurred in
investigating or attempting to avoid same or in opposing the imposition thereof or
enforcing this indemnity, resulting to Husband or Wife from any inaccurate
representation made by or on behalf of either Husband or Wife to the other in this
I have read this page and understand the contents herein, RKW I<.. k. J ,. CLW f~ page 14
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Agreement, any breach of any of the warranties made by Husband or Wife in this
Agreement, or breach or default in performance by Husband or Wife of any of the
obligations to be performed by such party hereunder. The Husband or Wife agrees to
give the other prompt written notice of any litigation threatened or instituted against
either party, which might constitute the basis for a claim for indemnity pursuant to the
terms of this Agreement.
E. Bankruptcy - Obligations Not Dischargeable
The parties represent that to the best of their knowledge there are no bankruptcy
proceedings pending involving either of the parties. The debt payments provided for in
this Agreement are not, and are not intended to be, a debt which is affected by a
discharge in bankruptcy. Therefore, these debts shall not be discharged in any
bankruptcy proceeding initiated by either party. In the event that at any time prior to
either Husband's or Wife's fulfillment of all of the financial obligations set forth in this
Agreement, he or she declares personal bankruptcy as a result of which the other
spouse becomes liable for any such debt herein identified, at either spouse's sole
option and within sixty (60) days of actual receipt of notice of such bankruptcy, this
Agreement shall be null and void and the parties returned to as close to the respective
financial positions as they were in prior to the effective date of this Agreement as
practicable.
Alternatively, either spouse so affected by the other's bankruptcy filing may elect
to enforce the terms of this agreement in a bankruptcy proceeding wherein the bankrupt
spouse acknowledges that the debt(s) hereinabove set forth are non-dischargeable in
as much as it/they is/are or may be considered necessary as a means of support and
maintenance of the affected spouse given the equitable division of property as devised
within this agreement.
8. FULL DISCLOSURE:
The parties acknowledge that each of them have had a full and ample
opportunity to consult with counsel of their choice regarding their claims arising out of
the marriage and divorce and that they have specifically reviewed their rights to the
equitable distribution of marital property, including rights of discovery, the right to
I have read this page and understand the contents herein, RKW R kJ; CLW (!,JJJ
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compel a filing of an Inventory and Appraisement, and the right to have the court review
the assets and claims of the parties and decide them as part of the divorce action.
Being aware of those rights, and being aware of the marital property owned by each of
the parties, the parties hereto, in consideration of the other terms and provisions of this
agreement, do hereby waive, release and quitclaim any further right to have this court
or any other tribunal equitably distribute or divide their marital property.
The parties acknowledge that they have been fully advised and informed of the
wealth, real and/or personal property, estate and assets, earnings and income of the
other and are familiar with and cognizant of such and the value thereof, or has
knowingly waived such advice and/or information. The parties hereto have been fully
advised and informed of all rights and interests which, except for the execution and
delivery hereof, have been conferred upon or vested in each of them by law with
respect to the property or estate of the other by reason of their marital status, or has
knowingly refused or waived such advice or information.
9. RELEASES:
Except as otherwise herein provided, each party releases and discharges
completely and forever the other from any and all right, title, interest or claim or past,
present or future support, division of property including income or gain from property
hereafter accruing, right of dower and courtesy, right to act as administrator or executor
in the estate of the other, right to distributive share in the other's estate, right of
exemption in the estate of the other, or any other property rights, benefits or privileges
accruing to either party by virtue of said marriage relationship, or otherwise, and
whether the same are conferred by the statutory law or by the common law of the
Commonwealth of Pennsylvania, or any other state, or of the common law of the United
States of America.
It is further specifically understood and agreed by and between the parties
hereto, that each party accepts the provisions herein made in lieu of and in full
settlement and satisfaction of any and all of said parties' rights against the other for any
past, present and future claims on account of support, maintenance, alimony, alimony
pendente lite, counsel fees, costs and expenses, equitable distribution of marital
I have read this page and understand the contents herein, RKW f( kJ; CLW.!!:IJJ
page 16
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property and any other claims of each party, including all claims raised by them in the
divorce action pending between the parties.
10. BREACH:
If either party breaches any provision of this Agreement, the other party shall
have the right, at his or her election, to sue for damages for such breach. The party
breaching this contract shall be responsible for the payment of legal fees and costs
incurred by the other in enforcing his or her rights under this Agreement, or seeking
such other remedy or relief as may be available to him or her.
11. REPRESENTATION:
It is recognized by the parties hereto that each party has the right to be
represented by counsel by his or her own free and voluntary choosing. It is fully
understood and agreed that he or she has the right to have advice of counsel prior to
the signing of this Agreement. By the signing of this Agreement, Husband and Wife
recognize that he and she fully understand the legal impact of this Agreement and
waives his or her right to have the Agreement reviewed by an attorney of his or her
choosing, and further intends to be legally bound by the terms of this Agreement.
Each of the parties acknowledges that he or she has read and understands the
nature and importance of this Agreement, that each considers the provisions of this
Agreement to be fair, just and reasonable, that each enters into it freely and voluntarily,
and that each does not desire to have or become possessed of any property of the
other party or any interest therein which the other party now owns or hereafter may
own, except as expressly provided for in this Agreement.
Husband does hereby acknowledge that he has been advised to seek
independent, separate counsel and has voluntarily waived such right to do so without
any coercion, force or representation asserted by Wife.
12. VOLUNTARY EXECUTION:
The provisions of this Agreement are fully understood by both parties and each
party acknowledges that this Agreement is fair and equitable, that it is being entered
into voluntarily and that it is not the result of any duress or undue influence. Further,
I have read this page and understand the contents herein, RKW /({<.J., CLW MJ page 17
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each party acknowledges that he or she has the mental capacity to understand the
terms provided herein and has not been placed under duress, coercion or any physical
or mental stress.
13. ENTIRE AGREEMENT:
This Agreement contains the entire understanding of the parties and there are no
representations, warranties, covenants or undertakings other than those expressly set
forth herein,
14. PRIOR AGREEMENT:
It is understood and agreed that any and all property settlement agreements
executed between the parties, and/or mayor have been executed prior to the date and
time of this Agreement, are null and void and of no effect.
15. MODIFICATION AND WAIVER:
Any modification or waiver of any provision of this Agreement shall be effective
only if made in writing and executed with the same formality as this Agreement. The
failure of either party to insist upon strict performance of any of the provisions of this
Agreement shall not be construed as a waiver of any subsequent default of the same or
similar nature.
16. GOVERNING LAW:
This Agreement shall be governed by and shall be construed in accordance with
the laws of the Commonwealth of Pennsylvania.
17. INDEPENDENT SEPARATE COVENANTS:
It is specifically understood and agreed by and between the parties hereto that
each paragraph hereof shall be deemed to be a separate and independent covenant
and agreement.
18. VOID CLAUSES:
If any term, condition, clause, or provision of this Agreement shall be determined
or declared to be void or invalid in law or otherwise, then et;Jt term, condition,
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clause or provision shall be stricken from this Agreement and in all other respects this
Agreement shall be valid and continue in full force, effect and operation.
19. DISTRIBUTION DATE:
The parties hereto acknowledge and agree that for purposes of distribution of
property as provided for in this agreement, the date of execution of this agreement shall
be known as the Distribution Date.
20. DATE OF EXECUTION:
The parties hereto acknowledge and agree that the date of execution referred to
herein shall be known as the last date upon which either party executes this agreement.
IN WITNESS WHEREOF, the parties hereto, intending to be legally bound
hereby, have hereunto set their hands and seals the day and year first above written,
WITNESS:
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EXHIBIT "A"
PERSONAL PROPERTY OF WIFE
A) 1- woman's bicycle
B) Assorted personal books, papers and novels not previously obtained by Wife
C) Assorted personal childhood toys (dolls, table set, etc.) not previously obtained
by Wife
D) Assorted personal school records and mementos (yearbooks, etc.) not
previously obtained by Wife
E) Assorted family photographs and mementos not previously obtained by Wife
F) Assorted collectibles, clothing and jewelry not previously obtained by Wife
I have read this page and understand the contents herein, RKW
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Commonwealth of Pennsylvania
ss,
COUNTY OF Cumberland
On this, the 2 day of r1t,.! ' 2003, before me, a Notary Public,
personally appeared Randall K. Watson, known to me or satisfactorily proven to be the person
whose name is subscribed to the within Settlement Agreement and acknowledged that he
executed the same for the purposes therein contained.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
NOTARIAL SEAL
JAMES A, MILLER, Notary Public
BolO of Camp HIli, Cumberland County PA
My Commission Expires April 30, 20~5
Commonwealth of Pennsylvania
---
NOTARIAL SEAL
JAMES A. MILLER, Notary PUbllo
Bora of Camp Hili, Cumberland County, PA
My Commission Expires April 30, 2005
I have read this page and understand the contents herein, RKW
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JAN 1 2 2005u
Name and Address Verification Form
Alternate Payee's Name:
Cathy L. Miller
Formerly Known As:
Cathy L. Watson
Social Security number:
168-48-4610
Date of Birth:
Au<!ust 25. 1957
Address:
1830 Anna Street New Cumberland, PA 17070
Previous Address:
124 W. Portland Street. Apartment 44
Mechanicsburg, PA 17055
Participant's Name and Social Security Number: Randall K. Watson - 208-38-5322
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Alternate Payee's Signature
Please return to:
No Public
P<lMMONWEAI; OF PENNSYLVANIA
NOTARIAL SEAl.
KIMBeRLY A. MEYERS, NoI8ry PuhIIc
Camp HI" Boro, CUmberlBl1d County
My Commlsslon Elcplres AprI/ 26, 2008
Verizon Benefits Center
Qualified Order Team
Post Office Box 1433
Lincolnshire, 1L 60069-1433
Fax: (847) 883-9313
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STATE OF PennHylvania
CASE #
01-2585
COUNTY OF Cumberland
IN THE Common Pleas' COURT OF Cumberland
COUNTY,
Pennsylvania
IN RE THE MAl\1\lAGE OF:
Cathy L. Miller
Petitioner
and
Randall K. Watson
Respondent
Qualified Domestic Relations Order
...
This order creates and recognizes the existence of an alternate payee's right to receive a portion of the
participant's benefits payable under an employer-sponsored defined contribution plan, which is quali-
fied under Section 40 I of the Internal Revenue Code (the "Code"), This order is intended to constitute a
Qualified Domestic Relations Order ("QDRO") under Section 414(P) of the Code and Section 206(d) of
the Employee Retirement Income Security Act of 1974 ("ERISK) and shall be interpreted and adminis-
tered in conformity with such laws.
This order is entered pursuant to the authority granted under the applicable domestic relations laws
of the state of pp..nnRyl vaTli.a
1. PLAN
This order applies to the (select applicable p1an[s]):
o Verizon Savings Plan for Management Employees (the "Plan")
o Verizon Savings and Security Plan for New York/New England Associates (the "Plan")
o Verizon Savings and Security Plan for Mid-Atlantic Associates (the "Plan")
o Verizon Savings and Security Plan for West Region Hourly Employees (the "Plan")
~ Consolidated Employee Stock Ownership Plan of GTE (the "Plan") [only applicable if the valuation date
is on or before February 28, 1997J
Any successor to this Plan shall also be subject to the terms of the order,
2. PARTICIPANT
The name, address. Social Security Number, and date of birth of the participant are as follows:
Name: Randall K. Watson
Address: 771 S. Humer Street
Enola, PA 17025
208-38-5322
Social Security Number:
Date of Birth:
November 2, 1950
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3. ALTERNATE PAYEE
The person named as alternate payee meets the requirements of the definition of alternate payee as set
forth in Section 4 below, The alternate payee's name. address, Social Security Number, date of birth, and
relationship to the participant are as follows:
Name:
Address:
Cathy L. Watson
1830 Anna Street
New Cumberland, PA 17070
168-48-4610
August 25, 1957
X-Wife
Social Security Number:
Date of Birth:
Relationship to Participant:
THE ALTERNATE PAYEE SHALL BE RESPONSIBLE FOR NOTIFYING THE PLAN ADMINISTRATOR IN
WRITING OF ANY CHANGES IN HIS OR HER MAILING ADDRESS SUBSEQUENT TO THE ENTRY OF
THIS ORDER.
4. DEFINITIONS
Alternate Payee
The alternate payee is any spouse, former spouse, child. or other dependent
of a participant who is recognized by a domestic relations order as having a
right to receive all or a portion of the benefits payable under the Plan with
respect to the participant.
Liquidation Date
The liquidation date is the date a portion of the participant's account is
liquidated to allow the payment to the alternate payee's account under
this order, An assignment as of the liquidation date assigns a portion of
the participant's current account.
Plan Administrator
Verizon Communications Inc, (Verizon) is the Plan Administrator for
Verizon's employee benefit plans, Verizon has contracted with Hewitt
Associates liC to establish procedures and administer QDROs,
Valuation Date
The valuation date is the date on which the participant's vested
account balance will be valued in order to determine the alternate
payee's designated portion in accordance with the terms of this order,
Accounts are valued on a daily basis, If, however, the QDRO requires a his-
torical division of the participant's account and a daily valuation is not
available for such date, the participant's account will be divided as of the
valuation date immediately preceding the date specified in the order,
Vested Account Balance
The participant's vested account balance is the participant's benefit as
if he/she terminated employment and received a distribution on the
valuation date,
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5 (i) BENEFIT PAYABLE TO THE ALTERNATE PAYEE-DEFINED
CONTRIBUTION PLAN(S)
(Choose either Option A or Option B)
o Option A-Straight Percentage
The order assigns to the alternate payee an amount equal to
account balance under the Plan (identified in Section I) as of
% of the participant's vested
(insert date)
From the valuation date to the liquidation date, the amount assigned to the alternate payee
(select one):
o Will include earnings and losses,
o Will not include earnings and losses,
The participant's vested account balance (select one):
o Will be reduced by the value of outstanding loans before the alternate payee's portion of the benefit
is determined,
o Will not be reduced by the value of outstanding loans before the alternate payee's portion of the
benefit is determined.
If the assigned amount is greater on the liquidation date than the net vested account balance after any
outstanding loan balances and/or withdrawals have been deducted, the net vested account balance
will be the assigned amount.
OR
o Option B- Dollar Amount
The order assigns to the alternate payee an amount equal to $ of the participant's vested
account balance under the Plan (identified in Section I) as of the liquidation date. If the assigned
amount is greater on the liquidation date than the net vested account balance after any outstanding
loan balances and/or withdrawals have been deducted, the net vested account balance will be the
assigned amount.
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S(ii) BENEFIT PAYABLE TO THE ALTERNATE PAYEE-GTE EMPLOYEE STOCK
OWNERSHIP PLAN (applies to former GTE population only)
(Choose either Option A or Option B)
1]1 Option A-Straight Percentage
The order assigns to the alternate payee an amount equal to 100 % of the participant's vested
account balance under the Plan (identified in Section 1) as ofFebruarv 27. 1997 (insert date-
must be a date on or before February 28,1997).
From the valuation date to the liquidation date. the amount assigned to the alternate payee
(select one):
.Will include dividends,
o Will not include dividends.
OR
o Option B-Share Amount
The order assigns to the alternate payee
under the Plan (identified in Section 1) as of
on or before February 28,1997).
shares of the participant's vested account balance
(insert date - must be a date
From the valuation date to the liquidation date, the amount assigned to the alternate payee
(select one):
o Will include dividends.
o Will not include dividends,
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6. FORM OF PAYMENT
The alternate payee shall receive the portion of the Plan benefits assigned to the alternate payee in a single
lump-sum payment, Such amount shall be adjusted for earnings and losses from the liquidation date to the
date of distribution to the alternate payee,
7. COMMENCEMENT
The alternate payee shall be eligible to receive payment as soon as administratively reasonable following the
determination that this order is a Qualified Domestic Relations Order, In no event can the alternate payee
commence his/her benefit later than April 1 following the year in which the participant attains age 70~,
8. DEATH PROCEDURES
If the participant predeceases the alternate payee prior to payment of the alternate payee's assigned benefits
under the Plan, the alternate payee's benefits will not be affected, In the event of the participant's death, the
account balance, which remains the property of the participant, will be payable to the participant's desig-
nated beneficiary or in accordance with Plan provisions, This order does not require the participant to
name the alternate payee as the beneficiary for the benefits not assigned to the alternate payee,
In case of the death of the alternate payee prior to distribution of the alternate payee's benefits from the
Plan, the assigned benefits will be paid to the alternate payee's designated beneficiary or, if none. in accor-
dance with Plan provisions,
9. RETENTION OF JURISDICTION
This matter arises from an action for divorce or legal separation in this court under the case number set
forth at the beginning of this order, Accordingly. this court has jurisdiction to issue this order,
In the event the Plan Administrator determines that this order is not a Qualified Domestic Relations Order,
both parties shall cooperate with the Plan Administrator in making any changes needed for it to become
qualified, This includes signing all necessary documents. For this purpose, this court expressly reserves
jurisdiction over the dissolution proceeding involving the participant. the alternate payee. and the partici-
pant's interest in the Plan.
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10. LIMITATIONS
Pursuant to Section 414(P)(3) of the Code and except as provided by Section 414(P)(4), this order:
(i) Does not require the Plan to provide any type or form of benefit, or any option, not otherwise
provided under the Plan;
(Ii) Does not require the Plan to provide increased benefits; and
(ill) Does not require the payment of benefits to an alternate payee which are required to be paid to
another alternate payee under another order previously determined to be a Qualified Domestic
Relations Order,
11. TAXATION
For purposes of Sections 402 and 72 of the Code. any alternate payee who is the spouse or former spouse
of the participant shall be treated as the distributee of any distribution or payments made to the alternate
payee under the termS of the order and. as such, will be required to pay the appropriate federal. state, and
local income taxes on such distributions,
12. CONSTRUCTIVE RECEIPT
If the Plan inadvertently pays to the participant any benefit that is assigned to the alternate payee pursuant
to the terms of this order, the participant will immediately reimburse the Plan to the extent that the
participant has received such benefit payments and shall forthwIth pay such amounts so received to
the Planwithin ten (10) days of receipt.
If the Plan inadvertently pays to the alternate payee any benefit that is actually payable to the participant,
the alternate payee must make immediate reimbursement, The alternate payee must reimburse to the
extent that helshe has received such benefit payments and shall forthwith pay such amount so received to
the Plan within ten (10) days ofreceipt.
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13. EFFBCT OF PLAN TERMINATION
If the Plan is terminated, the alternate payee shall be entided to receive his/her portion of the participant's
benefits as stipulated herein in accordance with the Plan's termination provisions for participants and
beneficiaries,
14. CERTIFICATION OF NECESSARY INFORMATION
All payments made pursuant to this order shall be conditioned on the certification by the alternate payee
and the participant to the Plan Administrator of such information as the Plan Administrator may reasonably
require from such parties to make the necessary calculation of the benefit amounts contained herein,
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RECEIVED MAY 042005
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STATE Ol~G0r0 ~'-t Lvf'>.{\.j\P, CASE # 0\. ;A :) ~ ~
COUNTY OF C ./'l.\,In~ G ~\...A-'())>
IN THEU,"'....~n Plm>r!:> COURT O(y.fT\~~(l.lA':'"!> COUNTY,"'9G00t,\.j1-'IIl'>.I\.),/\
IN RE THE MARRIAGE OF: r
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L. f'{\\LLG~
Petitioner
and
'R~r-)"DPt-LL \"l, Wp..\~D(,\
Respondent
Qualified Domestic Relations Order
This order creates and recognizes the existence of an alternate payee's right to receive a portion of the
participant's benefits payable under an employer-sponsored defmed contribution plan, which is quali-
fied under Section 401 of the Internal Revenue Code (the "Code"), This order is intended to constitute a
Qualified Domestic Relations Order CQDRO") under Section 414(p) of the Code and Section 206(d) of
the Employee Retirement Income Security Act of 1974 CERISA") and shall be interpreted and adminis-
tered in conformity with such laws,
This order is entered pursuant to the authority granted under the applicable domestic relations laws
of the state of tV 8 t00 ~ '\,j L Y 1-\/0 \ P. .
1. PLAN
This order applies to the (select applicable plan[ s]):
~erizon Savings Plan for Management Employees (the "Plan")
o Verizon Savings and Security Plan for New York/New England Associates (the "Plan")
o Verizon Savings and Security Plan for Mid-Adantic Associates (the "Plan")
o Verizon Savings and Security Plan for West Region Hourly Employees (the "Plan")
o Consolidated Employee Stock Ownership Plan of GTE (the "Plan") [only applicable if the valuation date
is on or before February 28. 1997]
Any successor to this Plan shall also be subject to the terms of the order,
2. PARTICIPANT
The name, address, Social Security Nwnber, and date of birth of the participant are as follows:
Name: '\2..f-\t...Ybf.:lrU. h, WA, ~'60
Address: 1"\,\,\ !S. \\um82-.. 's"t"i1-..GI3'\
F..ru I'>L,(=1; PP\ I'\D ~ S
~'i? ?1''i?' ~ ~~:
\J G N\(bG \ q ~D
Social Security Nwnber:
Date of Birth:
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3. ALTERNATE PAYEE
The person named as alternate payee meets the requirements of the definition of alternate payee as set
forth in Section 4 below. The alternate payee's name, address, Social Security Number, date of birth. and
relationship to the participant are as follows:
Social Security Number:
Date of Birth:
Relationship to Participant:
t PtT\-\ I..\. L. m\LL.G~
\ ~'OD G\.l\Jr0r-\ ~\R8B\
(\j\2, \ 1" W'O\'OG il.-U\ r0 "b J Qr:\. \ '\ () '\, D
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Name:
Address:
THE ALTERNATE PAYEE SHALL BE RESPONSIBLE FOR NOTImNG THE PLAN ADMINISTRATOR IN
WRITING OF ANY CHANGES IN HIS OR HER MAILING ADDRESS SUBSEQUENT TO THE ENTRY OF
THIS ORDER.
4. DEFINITIONS
Alternate Payee
The alternate payee is any spouse, former spouse, child, or other dependent
of a participant who is recognized by a domestic relations order as having a
right to receive all or a portion of the benefits payable under the Plan with
respect to the participant.
Liquidation Date
The liquidation date is the date a portion of the participant's account is
liquidated to allow the payment to the alternate payee's account under
this order, An assignment as of the liquidation date assigns a portion of
the participant's current account.
Plan Administrator
Verizon Communications !nc, (Verizon) is the Plan Administrator for
Verizon's employee benefit plans. Verizon has contracted with Hewitt
Associates liC to establish procedures and administer QDROs,
Valnation Date
The valuation date is the date on which the participant's vested
account balance will be valued in order to determine the alternate
payee's designated portion in accordance with the terms of this order,
Accounts are valued on a daily basis. If, however. the QDRO requires a his-
torical division of the participant's account and a daily valuation is not
available for such date, the participant's account will be divided as of the
valuation date immediately preceding the date specified in the order.
Vested Account Balance
The participant's vested account balance is the participant's benefit as
if he/she terminated employment and received a distribution on the
valuation date,
2
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5 (i) BENEFIT PAYABLE TO THE ALTERNATE PAYEE-DEFINED
CONTRIBUTION PLAN(S)
(Choose either Option A or Option B)
o Option A-Straight Percentage
The order assigns to the alternate payee an amount equal ro
account balance under the Plan (identified in Section I) as of
% of the participant's vested
(insert date)
From the valuation date to the liquidarion date, the amount assigned to the alternate payee
(select one):
o will include earnings and losses.
o will not include earnings and losses,
The participant's vested account balance (select one):
o will be reduced by the value of outstanding loans before the alternate payee's portion of the benefit
is determined,
o will not be reduced by the value of outstanding loans before the alternate payee's portion of the
benefit is determined.
If the assigned amount is greater on the liquidation date than the net vested account balance after any
outstmding loan balances and/or withdrawals have been deducted, the net vested account balance
will be the assigned amount,
OR
o Option B- Dollar Amount
The order assigns to the alternate payee an amount equal to $ of the participant's vested
account balance under the Plan (identified in Section I) as of the liquidation date. If the assigned
amount is greater on the liquidation date than the net vested accormt balance after any outstanding
loan balances and/or withdrawals have been deducted, the net vested account balance will be the
assigned amount.
3
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5(ii) BENEFIT PAYABLE TO THE ALTERNATE PAYEE-GTE EMPLOYEE STOCK
OWNERSHIP PLAN (applies to former GTE population only)
(Choose either Option A or Option B)
ut' Option A-Straight Percentage
The order assigns to the alternate payee an amount equal to \. 00 % of the participant's vested
account balance under the Plan (identified in Section 1) as of "".p(l..\L '\ I 'd-DD5 (insert date -
must be a date on or before February 28,1997),
From the valuation date to the liquidation date, the amount assigned to the alternate payee
(select one):
~ill include dividends,
o Will not include dividends,
OR
o Option B-Share Amount
The order assigns to the alternate payee
under the Plan (identified in Section 1) as of
on or before February 28, 1997),
shares of the participant's vested account balance
(insert date - must be a date
From the valuation date to the liquidation date, the amount assigned to the alternate payee
(select one):
o Will include dividends.
o will not include dividends.
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6. F.oRM .oF PAYMENT
The alternate payee shall receive the portion of the Plan benefits assigned to the alternate payee in a single
lump-sum payment, Such amount shall be adjusted for earnings and losses from the liquidation date to the
date of distribution to the alternate payee.
7. C.oMMENCEMENT
The alternate payee shall be eligible to receive payment as soon as administratively reasonable following the
determination that this order is a Qualified Domestic Relations Order. In no event can the alternate payee
commence his/her benefit later than April I following the year in which the participant attains age 7 OX,
8. DEATH PROCEDURES
If the participant predeceases the alternate payee prior to payment of the alternate payee's assigned benefits
under the Plan. the alternate payee's benefits will not be affected, In the event of the participant's death, the
account balance, which remains the property of the participant, will be payable to the participant's desig-
nated beneficiary or in accordance with Plan provisions. Ibis order does not require the participant to
name the alternate payee as the beneficiary for the benefits not assigned to the alternate payee.
In case of the death of the alternate payee prior to distribution of the alternate payee's benefits from the
Plan, the assigned benefits will be paid to the alternate payee's designated beneficiary or, if none, in accor-
dance with Plan provisions,
9. RETENTION .oF JURISDICTI.oN
This matter arises from an action for divorce or legal separation in this court under the case number set
forth at the beginning of this order, Accordingly. this court has jurisdiction to issue this order.
In the event the Plan Administrator determines that this order is not a Qualified Domestic Relations Order,
both parties shall cooperate with the Plan Administrator in making any changes needed for it to become
qualified, Ibis includes signing all necessary documents. For this purpose, this court expressly reserves
jurisdiction over the dissolution proceeding involving the participant, the alternate payee, and the partici~
pant's interest in the Plan.
5
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10. LIMITATIONS
Pursuant to Section 414 (p)( 3) of the Code and except as provided by Section 414 (p) (4), this order:
(i) Does not require the Plan to provide any type or form of benefit, or any option, not otherwise
provided under the Plan:
(ii) Does not require the Plan to provide increased benefits; and
(ill) Does not require the payment of benefits to an alternate payee which are required to be paid to
another alternate payee under another order previously determined to be a Qualified Domestic
Relations Order.
11. TAXATION
For purposes of Sections 402 and 72 of the Code, any alternate payee who is the spouse or former spouse
of the participant shall be treated as the distributee of any distribution or payments made to the alternate
payee under the terms of the order and, as such, will be required to pay the appropriate federal, state. and
local income taxes on such distributions,
12. CONSTRUCTIVE RECEIPT
If the Plan inadvertendy pays to the participant any benefit that is assigned to the alternate payee pursuant
to the terms of this order. the participant will immediately reimburse the Plan to the extent that the
participant has received such benefit payments and shall forthwith pay such amounts so received to
the Plan within ten (1 0) days ofreceipt.
If the Plan inadvertendy pays to the alternate payee any benefit that is actually payable to the participant,
the alternate payee must make immediate reimbursement, The alternate payee must reimburse to the
extent that he/she has received such benefit payments and shall forthwith pay such amount so received to
the Plan within ten (1 0) days ofreceipt.
6
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13. EFFECT OF PLAN TERMINATION
If the Plan is terminated, the alternate payee shall be entitled to receive his/her portion of the participant's
benefits as stipulated herein in accordance with the Plan's termination provisions for participants and
beneficiaries,
14. CERTIFICATION OF NECESSARY INFORMATION
All payments made pursuant to this order shall be conditioned on the certification by the alternate payee
and the participant to the Plan Administrator of such information as the Plan Administrator may reasonably
require from such parties to make the necessary calculation of the benefit amounts contained herein.
Dated thi~day Of_~ ?ao.r
By the cour;:Y
Judge's
"
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Copyright Ci 2001 Hewitt Associates lie
7
08730DCll12/01 07N 16113
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RECEIVED MAY 042005 p"
Name and Address Verification Form
Alternate Payee's Name:
Cathy L. Miller
Fonnerly Known As:
Cathy L. Watson
Social Security number:
168-48-4610
Date of Birth:
Au"uRt 25. 1957
Address:
1830 Anna Street New Cumberland, PA 17070
Previous Address:
124 W. Portland Street. Apartment 44
Mechanicsburg, PA 17055
Participant's Name and Social Security Number: Randall K. Watson - 208-38-5322
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Alternate Payee's Signature
Please return to:
Nota Public
, COMMONWEAL H OF PENNSYLVANIA
NOTARIAL, SEAL
KIMBERLY A. MEYERS,Notary Public
Camp Hi! 80m, CUrnberllII1d County
My Commission expires April 26, 2008
Verizon Benefits Center
Qualified Order Team
Post Office Box 1433
Lincolnshire, 1L 60069-1433
Fax: (847) 883-9313
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