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Home My WebLink About01-2637 FX "'-":- ---~-", " '-~ .". FEDERMAN AND PHELAN, LLP By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BOULEVARD SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INe. 8201 GREENSBORO DRIVE, SUITE 350 MCLEAN, VA 22102 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Plaintiff TERM NO. 0 I- ;2(,,37 W v. CUMBERLAND COUNTY LINDA L. LIDDICK 1004 EAST SIMPSON STREET MECHANICSBURG, PA. 17055 Defendant( s) CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE NOTICE **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND tHIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. ** You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and ajudgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 Loan #: 5770416883 1. ,"- ~._'-~,~~ 'F~<'''' . ,... 1. Plaintiff is MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 8201 GREENSBORO DRIVE, SUITE 350 MCLEAN, VA 22102 2. The name(s) and last known addressees) of the Defendant(s) are: LINDA L. LIDDICK 1004 EAST SIMPSON STREET MECHANICSBURG, PA, 17055 who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. 3. On 10/25/93 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to PNC BANK, N.A. which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1173, Page 996. By Assignment of Mortgage recorded 3/29/99 the mortgage was assigned to PLAlNTIFF which Assignment is recorded in Assignment of Mortgage Book No. 608, Page 76. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 1/1/0 I and each month thereafter are due and unpaid, and by the tenus of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. A copy of such notice is attached as Exhibit "A." ,,1 , . '-,;:-~'- ,". --, -" , I,e " 6. The following amounts are due on the mortgage: Principal Balance Interest 12/1/00 through 4/1/01 (Per Diem $11.66) Attorney's Fees Cumulative Late Charges 10/25/93 to 4/1/01 Cost of Suit and Title Search Subtotal $62,183.38 1,422.52 3,109.00 44.56 550.00 $67,309.46 Escrow Credit Deficit Subtotal TOTAL 224.01 0.00 . ($ 224.01 ) $67,085.45 7. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. 8. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000.00. 9. The Combined Notice has been sent to the Defendant(s) by regular and certified mail as required by 35 P.S. g1680.403c on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "A." 10. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983, has terminated because either: (i.) Defendant( s) have failed to meet with the Plaintiff or an authorized Credit Counseling Agency in accordance with Plaintiffs written Notice to Defendants, a true and correct copy of which is attached hereto as Exhibit "A"; or (ii.) Defendant(s) application for assistance has been rejected by the Pennsylvania Housing Finance Agency. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $67,085.45, together with interest from 4/1/01 at the rate of$11.66 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. I~i~ /s/ Frank Federman FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff '~~!,~"-" - F,-- (- "h-' "-'. t,. I .-~ ~ 1 'r' -I ,." .I "..I L' .' . l.\5~~\\ ....- f.:....:.. .. :;;:.::~::t l\~CORDER OF DEEDS CUMBtr,LAIID C~UNTY-PA '93 OCT 28 PM 'I 11 ~_""''''''''''_llolol MORTGAGE ,\~\\~:;)110? 1 '11IlS MORTGAOIl('SocuriIy _I") IIsMn'" Ll1lda t. L:ld41ck , 1'__~ r' 0C20BBR 25, 19'3 . 'lbo_II ('"Borrowa"').TbbSecar.ilJ'lDstn1meutilJiY'&lllIO I'IIC II.", ..t:.:I.oD.al &8I1OCUt..lDa ...,' _ II 0lJlIlli0<d mil........ _Ihe II... of ~. 42-4-2 CuU..l. PJJc. CUp tillr P. 17011 .. 11zLt.t:.d sa"_ of &.ezoLc& . I aad "".. ("Loadoo").1Illauwor DWtlllI.All&r Ihe priaclpol_ of 8ZZ!n' .IUD' BIIII8IIIII 8BVa' -- aD DO/IDa / DoIIon (U.s. $ "'00.00). -- II evIdoocod1ly _. _ _11Io__ IIlbfISocuriIy ~("Noro"). wbloIlJllDVldeo farllllllllldy ~wldllhofaDdobl,JfllOlpold_."'lIIlIpa)'Iblo... ...._ 01, ""'S .'l1IfIs-iIr __..1.aIdor. (a),...__ofllle"*_bJ....Nolo,wiIII-...lIIlIoII........--"~'1IIlI ...............olIheNafo; (b)Ihe_ofoll_......wiibilllnll,_....~ 7 ..~IIIo-'tyof IbflSocarilylaalrumcal;lIIlI (c)lhe~of_._IIIlI_....IhlsSclily_lllllllllo _ForIhls___~__._IIIlI_VO)'..LoIlIlorIhera-._-'Y_.. -..... Colmly. -.y- sa r.aGIL DB8CRIP'!!Z_ &rDCIUID ...-0 .11m ... JL N.ft" BBDOI' wIIidI.ba:atboaddreuof 100&. liapoD ft~H, IItGII.&IlicUarg' ~ 17011 ("Pooperly AdoIIeoI"); f,Z;pColoJ PENNSYLVANIA. BIngle FUlII, - PIIIINFJIUI:C UNIPoR. DlSTRUUENT .. -8RCPAllll1lJ Font'" 1/10 -. A__ ........ YCUITGAllII FOMl..Pl....IOI.I_'Y'.P.!1 ""lllf. 11IldlIII;~ _""'L aiiDi 1173 PAGE :JaG ID.IIIUIIIIIIIIIIII~llllm S7704168BDOT ~ ',rT""l 'I,.' - ." r. - . ... ... . #~ wim IIllbo a...nnClDlllll\S'OOw or hcreaf\&It CIRICIed. CID _~. and ldI. ~ IIppUI"" """'"' lad ........... ",..........,... or..._. AD ",,_m1__ ohaI1 also be_by dUo S~_ AIlbf"'~"_"iDlIliIIs..ur!Il'__..1lle~.' 1IOlUlOWER. COVPNANrS 1Iw __ is IawlUIIf _ of 1110..... baoby COllveyod m111U die ri&bt.. ......... pll m1_ dlel'lqler\y m1lbatlbo P!op5\Y is _ored, acepl for_ of_1Iaaower _ mI will dd""'''''''''' Ibo ddo..1bo I'n>J>all' opIDIlall daImoml d-*.llIbjecl.. OIl)' ....~.......... of_ TIllS Sl!CUIll1Y IIlSl1ltlMENT _biDes UIIlI'onD ..._ for ........ ... ...s _ _IS wiIb - _by)lriodX:llaG.._._Slll:1Iril}'.........I-"'IRllIpropcrt)'. 1JNII'01IMCO'illNAN'I'S.IlonooIor...s~_...s_.. _ 1....,... otPrllldfal...lla......~....... Loll CIIIopI. 1Itxrowa' _ JlRltIIlIII1 /!O!I ..Ilea duo Ibo JIriaclpoI of _ __III tho dobt..- by thoNOID""ony ......,_ aa4.... cblqes duo undor dJoNolo. 1._............." ~ - Subjocl" oppIil:Ulo "",...10. _ ""'... by Loadcr.1Iaaower -PAl''' LoadeI: llllbo dlIIf _y __... duo undor....-. _lba NoIo"paid In tun,.... ~") for: (a) yoarly..... mI .. -1IlO1 aIIIIo prIcrily over 1Ida s-Ily __...Iial oolbel'lopa\r, (b) yeod)'-pa)'IIICIIII "'poIlIllI'-0lI111c"-'Y,ifoor. (e))'IOlIy _"'Jll-'Y_jll'lIIIIonII;(d):-\l'_-..-1f oor. (e) yoarly ...... __ pnIIIlum, If oor. .... (f) IOY _ popIlIo by IIaaower fD Loadcr, ia _ '- wiIb .... __ ef JlIfOInIIb 8. .. Hca or Ibo _" or IIIOIlpp __ pnllIllumL 'Il1eoe .. .... c:oIIod - ....... Leader_..ll\yliDlo,oolIcc:lmlIloldFtmdoI1lIO,_............s...__._for.fodeaIIy ..- __Icao IIllITIOqIIIro for_'.___....fcdaalRaI_S__A1:oor 19'74. _ _ _..lime, 12 U.s.c. S_ 2601 "11II. ("IlIlSPA")."- _ "'" ............IOIbe_....._ _It... LonW 1IlO1.1t0ll)' liDlo, oollocl.... bold Funds ...IOIOOIIIIIlllII.......s tho _ _ Leader IIlO1 _Ibo IOIOllOI 01_ duoOllIbo _ofctllaldala...........- _or~ orfu=cEa:lo..lI....or __in _wiIb 1IppIbbIo""'. 11le _aIIaU be bold 11111I _ _c1cpooIts...._by.__. -........sy....flIIIiIy(illf:ladJnl Leader,If Loadcr ...,... III _) ...In OIl)' Fededl_ ~ _. ~ IhaIl apply Ibe _.. JIlIY Ibo_ ...... I.eodc< lDO)' 1Illl_,,__ r... boIdlDs m11J1P1ylDa ... _, lORaaIIy aoalplas.... _ _ orwrll"yiDa IbolisaOw,-,,,-Loadcr JIlII'I__oillbe__oppIicaIIIc Iavt pllIlIIi1sLellller..__.c:IIIrp. _. Loadcr...y requIn _er II PAl" _....... for.. """""""'" RllI..... ...1llJllIdlDi - .... by ~ 10 --"dOlI_ dIIa Icao. ..Iea...._.... povidoI_ U_.. __ fa _ or eppIIcablo.... ....- 10_ ro be paid, Lender _ "'" be roquInld to JIlIY B_ OIl)' -...eanliJI&l "" .... FuadI. -.... I.eodc<may _iDwriIiDi. _,.....iII__ bopoldOll1lleFuodLLeader_pofD _. _..-.... IIIIItIIIl ~ 01 Ibo -.1IbowfD& _ _ debllS to Ibe_ mI tho papolOlbrwhieh _ ddHl.. die Fo.... was __ 11le_....pbIacd._...urilyr...aIl__byIbilScc:orily.........L If 11Io _1JOId by Loadcr.......s dIo........permIaod.. _bold by appIIcobIo Iavt, Loadcr _ _II __ for 11Io""""'_10_' . _dlc~orllJlpliallllc""'.lfdlc_ofdlc_boldbyLoadcrlllIAY lime. IIOI"-"JIO)' dIo_!tau...... due, LeadorIl101IOIIllIify __111 wriIlI1I.lIlId, 10"'" _1lan'ower-JIlI1 II Leodor1lla_""'""""Y to _up'" deIldeocy. __ ohaI1_ up dlc deficIco<:tiD 110 """" __e lIIOIIdolyp<y-. llILeador......._ Upoo JIll_liD lllII or all.... _ by dIIa SecodIy -....... Leader _........,..- II Ilan'ower OIl)' F_ IIdd by Leodor. lr, _ JlIlIIllIPh 21. I.eodc< II1aII ""'I'" or ooIJ dlc........,. Lender. prior II 11Io""'1_ or lIIIlo orlbe 1'I1lJ><<Il'. _ lIJlpIy OIl)' _ hold by Leader ...... _ or __ or _. .............Ibe .... _ by dIIa s-Ily .-.. 3.AppIIeoIIoa of...,........ Unleaslpplleablc Iavt povidoI Olilerwiso, 11I_ '""""-d by Leader _ ~ IIIld 2 _ bo IIppIIcd; lint, "lilY P"JIlIl'IIllIII clIapa duo undor.... Note; _. III _" poyahIo'- --.. 2; d1ird, .. -duo; -. 10 placipII dull;."d 11II, II IAl' 1110........... onder 11Io_ ... CIIarpI;...... Ilan'ower _ PAl' aD _ _II, ........ ... lIIl4 impcoiIioaI ....'balIbIo 10 11Io "-'Y -...,. - pIodty oyer IbiI SecodIy __ _1eudIoId _ ...JII'I...._IfOll)'.Ilan'ower- JIlIY- cbllplloas 10 Ihc __ JIUYidcd III JllIIIIIlIIlII2, or If IIOl paid 11I1111l_.1lan'ower _ JIlIY diem on _.u-ly..1hc penon owod _ _...... polIlplIy _ II Leodor aD ~ or........ to be pold _1biI J1I'IOIlIap/I.If --__...u-Iy.--JlIQIIIpIlyl\lm....Leoda-recoiPII..-adlcJlll'lllOllll. -_JlIQIIIpIlydiscllll'p..y Ii<a ..bidl....prIcrily....lbiIs..ur!Il' .........IWlIea_ OO_la wriIiDi" dlc __ or Ibnobl/plloo _ by ....1ial11l. __ _1IbIo II I.ealIer. (b)"""'" 10 sootI-....1ial by. ... deC_ 0pl1IllI_ of 1M lfco iD, lcpl JlIllCCCdiDp _ 10 11Io Leader" opiDion ........ II _ dlc __ of Ihc lieD; or (e) _ fnm> Ibn _ or.................... ~ II Leoda- I1IIxadiaatlq ....lIeo.. IblI SeaIriIy _IfLeodor d<IamInc:I tbI\ ony pont or dIol'l1lJ><<ll' 1I1Ubjecl...lfco _ ...,. _ prIorily.... dIIa s-Ily _~ Loadcr...,. p.... __. _ ideolIfyiog dIollaL __...... _y Ihclial or IoIol oon or.... or...._ lei __ wflbiD 10 dayt orlbe JivIDi or_ 4Il-eR(PA)(ttll!) P9:r." F"'~ ......~ ~DDd 173 rAGE 397 . .. ~ . L 1iidanJ. or fnpIrtJ K~. J Bcavwer JbIIl Ucp 1M improvcmcaII DOW cxistins: 01' hcR:aftcr CRICICd aa thBl\opeIty _...... "'" by 1Iro,__ _ diollllll'_ _'1IIld lIIlY __. iIlc:IodiDa _ or -"lbr wlddlLoodor...,- _ 'I1IIs __ be --....... III lbolllllllllllllllllllbrlbopcdoda.....Laader """"""" 'Ibo __prOYid8lslhe __ be_ by __1IIbjoct..LaIdcr"1IpJlIlMII wbldl_.... be..........wr -. 11__ fidIs ID _ _ _....... Laader _... LaIdcr', cpdoa.- _ "p'''''' LaIdcr"ri&JdI iD lbo PloplIty Ill...... 1 " wllb"""""" 7. AII_,.-IIIld__belOOClllllblo..LcDdctIllll_ iochJde ,_ __ _LcDdct_ ....lbo difu ID bold dio paIlcleIllld .......... If Leodor JOqlIiIa. _ _ pIOIDpIIy pvc II> LcDdct 111 m:oipIa olpoid __ad.-.r_lDdiomatafloll.lklno__Pve__"lbo__ODdLoodor.Loodor __poafofloollf........pIOIDpIIyby-. UDiDu LcDdct ODd _ __ III WIlII>>& _pmcoodI_ be IppIiDcI III _ ortqJlllr ofdio PloplIty dlallpd.lf lhelOllDAlioo or n:pair a....,......lly fouiblo ad Loodor', -.rily allOt -. If lbo _ or tqJlIIr II.... -""""'"-'ly _ or Loodor"IOOIIIlIr _ be -.... __ pmcoodI_ be 1Ipp1lod" dio_ _ by IIIiI SccllriIy -. _ or....1bca due, wllb lIlY _plIidll> _.If__'" PloplIty,or_lIlIl_wltbia 30 days 1_ _J..cada'.....tbo__.... _.. _.daim,1bca Laader _ _... __ prooooda. LcDdct _... dio...-II> n:pair or.......... ~ or ID pay 1lIIIlI_ bylllilSccllrily -. _or DOl"'" duc. 1boJO.doypcdad will becIn w.....Ibo_IIp..... UDiDuLoodoraa4 __.- _In wrtrlq,any lIJ/IIlIcIIlclIofpoooodl..pdodpII- DOl_"'JlCIIIPllIIll ...cI1Ic_aflho-ooy,.,......_lDia__11Ild2or........lho_aflllo--.If__h 21 ... \'loplIIy II -"<d by Lcalb'. _..., difu .. any __ poIideo .... poooodIrauIIllII - -... ID lbo PloplIty prtor ID ... ""'P"d.... _.... III Loodor..... .._of... _ _ by IIIiI SccllriIy ~ I. - ''''~I, pdor..lIto__ 6.~._tIoa,___...lhol'roptrl1; _, Loa. .............;LouoI>oIdI. Iklno_ _ _, -. aa4 _Ibo Pmper\J u _', pdacipII'-_ sixty days_lbo_of lhiISccllriIy...........IIld__.._...PloplIty._.,pdacipII.-lbr.._....__... ..... af"""'lll"Cl'. _ Loodor--.o _ io -.. _ _ _lllIl be....,......mly"-' or_ _......_........__..boJlDIIlI_,___....deoooy.-......iqlIIr...PloplIty. allow ... \'qeIIy "'....-. or _.... III 1110 PloplIty, _ _ he 10 _If lIlY _.... or JlIIIllll'dIIlI- dvll orcrlmlllol, Is bopn..... III J..cada", pad f'Ilth l""- ClIlI!cI_1n __ oflbo ~... -1lIIIDiIIIJ impair"'lieD _ by lbiI Soearily _orLaldcr"1OOIIIlIr ___ClR_. _ .... -. u pmvldod to ~ 18, by lllIIIIIns Ibo ..... or poooedIas '" he _ wllb . ndio&...... ia LaIdcr', pad l'Ilda -..-n.prec\udeI_oltbo _,_10'" \'loplIIy or _ _lmpolmton1af ...1ieD _by lIIII Socurily ..............LaIdcr',IOODriIy___....be ia_If_.dDriDB'" ....".,.....- _ pvelllllllllll1y _or __ _ or _..Lcalb' (or f'I1Ied IDpnwIdoLaader_ any ...... Iaf<ImIIdoo) In ............ with lito .... -= by 1bo NcIe, iIIcIw6DB. ball1lll - ... __- =-aias_.._.f....Proportyu.principoI_lflllllSccllrily_lIon.-.- _ -'Y wllb 11111Io JIl"vIdonI of'" __ 11___ fee dlIe.. tboPlopllty, tbo_ and 1110 fee dlIe_ lIOt......_Lcalb'_lI>dte_iawrillDs. 7.1'.,' 1..or~"llIchll"lho~l.lf_l'oIIIlI>paIlmn ..._IIIld...-_iIl lIIII Socurily -. ... _ 11._ ~..... _ ",_, _ Lcadcr" dabU In the I'JvpatJ C/DCh .. "",""'.. ill hIlnIaapIc)<. ........lbr_........ __ orlD...-IowI...__>...... Loodor _do ood pay lbr __ is _" pftlIlICllbo"'" 01 lboPmpaty.... LaIdcr', dabU In Ihe Pmper\J. L<ader'1"- may_ poylq Illy ..... __ by . 11oo _ .... prIarily .....1Ills SOCutIly _1ppCIOies ill -. payiDg _ -.' f...1Ild ~ ... Ihe Proporty II> .... npoiIL Allhovsh Lender _1II<e __ lIIII ~ 7,Loador cIoeIDOtbaYetodo-. Any........_ byLcalb' _lhiIpIIl'qIlIph7____af_ _ by IhilSecodIy ........... Uaba 1Iamwa' and Laader _ II> _..... 01__ .- IIDOIIIIII _ boor ............ ... ""'" of _..lItoNole_...._ bePQlbIe,-m-. _......&omLoo<k<IO_....-.__ LMGrfpp_ IfLoo<k< <eqo/IolI1llOttpp _.. concIilioo afatakiog dlo.... _ by lIIII SecodIy lDstrumeat. Borrowa- abaD .., tho prcmiwaI NqUin:d fD IDIinI:lillIbo lDDIfBIRo inamaneo: ia o<<ccc. (I. Cor _1 n:atOII. tile __ __ __ "",_ by Londcr 1IJMeo... _ II> he ia -. Borrow<r _ pay Ibo ......... ~ 10 _ __ -........lly ....._, IOIbo IIlOrIpp __ _ioaIly in -......... sallIIIadeIly eqaIvoIcD& IOlbo .... ID Borrow<r oIlbo __ _ __y 10..... _.. _ __....... --' by Londcr.If ...........\)0 "1___ _........lalMllavlllllble.__pay II> Leoder _1lIllIlIII....eqaal.. __ or"'yeody __ _pnmlumllelns poIlI by 1Iamwa'whea dte_........IIpsed..._1I> be ill ea.... J..cada' wiD -. '11 .... ....... _,.,...... . .101II......... in lie. ol_ .......... Lou__ 481. "'R(PAo)ld1:11 hpllllll ..........." IfIll1*~ _1173 rACE 398 ~Llm ~,o , '-"".~ 1 ",,",.!. _~ , . ... ... . .,.,.,...; IIlay DO _be 1OlpIIRd," ....opllml.n_,If_ _'co_(In dIe_lIIlIlar....parIad ""'~.Rlq1Iboo)provldecIby.. ____by~...-~IIIIIII--er-poy.... ,..,m- ......... ID ........ _ _.. ..... or 10 povIda. .... _lIIIIIlIIo nqailonIIa1lar_ __..__wllbmywrlllOll~__IIIII~orllJlllll<ablclaw, ,.~ LoIIlIer or lis.... may _ __........ _1IIII............orlho ~.leDlIcr_.... ~_1II....1fmo of or prior III mlupoc:don opecIlyiDJ.-bIo_1ar dlo lDopcadaa. 10, <,:v'-- .. 'lbo pmcaodI or.., ._ or _ Iar ~ _ or __ In ......-.... - 'I8'J .................. or_lIIdDcor'I8'J JlII1or....~,orlar......,.....1n Ilou .,_...._y lIIIi&a<>daad _ be paid" LoIIlIer. ill lbo_tat. lalli_a at.... Pmporty..... pmcaodI_ be eppIlad........... _ by lids SecodIy-....at, ..- or IllllIbCll dlIe, wIIb 'I8'J _ paid 10 B_, In .... _ of. pIIIIaI-. at .... i'rDpedy la wblob .... fair __at....1'rapOIIIl/ '_I""Iy _....lIIda&lIeq.....or __...._or........._ by lids ~_........."'lybel'onolllollklna..-_...Londer___..wrIlIa&........._by IIdslilaarlty__..._bylllo_at....pnlIlOOlloDlllldpllodby....IlIIIowIai-(o).........- at....__ ""......ooly_lhellldng,divldo4 by (b) ....fair__or....~imIIIocIlaIoIf_.... -.. Aay _ _ beplid" _.10 lho......of.parliIIIlIIdDcof....~ in w_lbefalr __at .... Pulpaly immadiIIoIy bot...1be .-. iI....1boa ......... at die .... _ 'M_-ly _ ... iII:ina.'- __"'leDlIcr __ill wrIIiDc or"'" appIIaIbJo law........... provIdeI, ... pmcaodI_ be eppIlad II .... __byIldsSealrIly__or......_.._,..... II.... ~ II....,..... b, __. or It, Iller _ by Lalder II _ dw.... .-~. afIin.. -.. _ or _. _Iar ~ _,.... ..RIpOIIIIIDLaiderWilbia 30 days Illerlllodololbo_II......~ 1I_..coIIoclaad oppIylb.,,-,"ilBllpIiaa. a1d1orlD_orJqllllrat...~ or 10........._ by Ibla SecodIy iDIlmaIerII, whelber or IIIlt IbCIl duo. UaIIIIls Lalder.... 10___10 wrilfaI,lIIY appIleodon olpmcaodl" prindpII_lllll_ or JXlBIIxlIII Ibo due dolo ol....1IIllIIIbIy poymIIIlI_1D In""""" 1 8IIll2 or........... _UDl or __II. lL_Not_lr...-.....'ladIrNat.WaIY.... _ or Ibo 1fmo Iar pa)IIlOlll or .....,_ at~_. . -at........_ by 1IdsSel:udly _.......,byLcoder ID'I8'J"-""""'ofBonuwcr_ llOl_.._lhellobllilyaflheari&inal_or_'._IIl_leDlIcr_...bel'Olplbell" I JlIOCDelIiqp IpiD&t. any RICClIIIOI' ill iaIaat<< IICUIIO to 8ldead ... rc:r JIaJIIlea& or..... a:aod1f'y .wo..'. ..:-. of ........ _ by IblI Secarily 1......... by ......or'I8'J............,. by.... acf&IoaJ_ar -..- ill ill....... Aay _abyLollllerill,,-, ..,rigldar~_"'be._atar~...._at..y rigldar_y, 12.S,. ..... AIIIps IIoJwIjJallll ud _ LIobIIIln CHIpen. The _II aad _ at Ibla Secarily __ _ ldlld.... _1Ilo _ 1IllI""'" ol Lcoder 8IIll_, Illbje<lta.... __ at ~ 17. _'I cowamII .... ....-u,- be jnIDI'" -. Aay _ ..... 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Bonuwcr sbIIl have .. dablla bPo ...- allbil SGrilY __ dloclII_ It MlY_ pdar .. ilia 0Mti0r of: (0) 5 !foI'I (or - ...... poriod · ..-.,Iaw may IIIOCify tot.' ,........~I>oC... oolo or Ibo l'1qia\y _ "11I'/_ of oiIe.....-1a 111Io IlecurilY __or(b)oaiyol.~CDI'ordIrc1blo~- '1booo__..dII&~(~LcocIoroll ___-WbedDO_lbiISeCariIy~lIIlItbo_.ItIll-,.,.,....hod,' . ~""'III)' _..IIIY__or_II;(c)_aD......_Ia--.lbiI,~lDoIz1-.liICI1IdIIIi.lIoiI 1IIll_",_IIlOIIIOyI: fooo;lIIllI(d) Iiloio, ' __.Loa!I!o:.IIII,\'.-ay""l...........lboItboIioaOllbil Socad\l' ""- ~. ..... 10 lbo ~pilV ood _....., 0D!\P!!lII .. P"l' Ibo ..... - by .... - _olloii_............ Il'pon......-.." 'lby_IbilIlecurilY'_lIIllItbo=----- bonIly __I'IdIy_. Ira" _t-.... hod............mn:.-, lbiIllrJU.......... 0II0II1IIll II Ibo...., _......-"'*17. D.SoIeflilN.1oJCIoUporLoo.s.m-, ,no - 01. plItlo1- II lbo, NolO (!i:-, ibis ScclIril;y """-0 IIlI7 be 0014 _01_ _ _p:ior _.. _.... A 11Io__10. 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U_loaor ilia LoolI S_. __ will be p.__oflbo~iD-__I4_1IlII 1aw,'I1lo_wIII_IboOllllOIIIlI __ or Ibe _ LoolI_lIIllIlIIo -. ..'wblCb'__ _ modo.7bo IlOIico will.... _ MlY_ .. ......1OqIIlRcI by....-Io law. a"- _s.--. -... _ DOl..... or pamillbo _ _ diopoaI, _.. 01_ allllY _S_OIloriDIllaPnl_.__lIlltilo,_oIIoW_oloolD do.IDJIblI>I,'-'Ibe~ 1bIl1s1o_olIlaJEo_Law.Tho~""'''''''''0II0II1IIll1llllll'..1IIa__or_1II1bO "-IY alsmoD qlIlOlIiIioo olll8zonlo\ls Sub_ dill... ..,...uy recopIzod iii_ IpJIIOIilIla .. __ lOildoI1Iiol..... _10 .......-- Oldie Plopaty. -- - pIODIJllIy &iYo LcaoIer ..- _ oloo.y bM:odptIoo, cIslm, -. - or =-~~r IIIJI __"'__,""1_~' ,JlOIll'i!MlI....,1bO, I'roJ>.!!Y Mid MlY_"_or , Law at___ooO!o1_ 1f_.......orisDliii&lilby..Y~...lOpII/III)'ooIboiiI,y,lb.II.l' _or_"............allll'/... _ilrecdaa:IIlo"-IYis~.BomlwerIbill_iIylllkoaD ~__""""_wllhl!n~Law, "..... 10 .... pIIIIp1Ip/I2D, "HaoonIooISu~"... _..- _ IS 1DXIc or _ __by 1lA_ Law aod IbO ~ .............. ~-. ....... _... ...., poIrOIowo __ ..... pcIIicIdoo IIIlIIudlIcIdcI, _101....... -oiIoIaInloi _or famoJdohydo, lIIllI_.....w.."._1o 1bIo-",* 2D,"EII>k -.., Law"...... _ _1IId _orlbojurisdiolioo _1be~Io_tlua""" ..1IoIIIb,~ar_~ NON-tlMFORMCOVENANI'S..........."""LlIIderl'urdlcr..-IIId......_ 21. AcoIIerollnrllJtoo-lW ......... doll pro _1O ...-- prior 1O . ,lIO- -. ....,.."". - or lIDY_..._C..thls_I1-..C.,...otP......... . 1I-_~17"'" opp_..... pmIdIa _). ~-IIOliI)"'-- or, ........... tIlIop: (0) tile _; (b) tIle_ nq_ "'... Cbe -.a; (.) wb.. the _...... eund; ....(d) lIud _ "'....11Io deI'ooll..~_ _10 oa:eleroU.. otlloo.... -.I by lIIIII s-rtIy __ _ b, jodIeIoJ ~lIlllIuIe"'&be 1'ropeetJ.l.allder _ _ -... B_ or IIIe I!pt '" _10 oller - . -1r .... Ole rfJ't to _II &be l\...dt.......preceedlaI1lle.. ...'ctof.4d'adGTaDJ...........orBorrowwto n . I~ ud'tN..dor...U IIIe _ is llOt""'.1pIOIIIod, Looder, ot III .pllo...., nqoIro __Old.. IIdI eI 011__ '7 WI -11 _..C _ fDrtber _d.... _ r_ Ibio s-ll1 _ b, jodIeIoJ prooeodloJ. Leodor _ .. eotiIIed '" ooIIed 0II__1ac......... pun'" &be.......,....wed.. WI parqrapll21, lie,....... buCooCIIosIIod....____ r....d _eldUI.-...Ibe_.....Wod by opplll:abloisnr, :u. _ Upoo _ or all ..... _ by Ibis SooIIIIty IosDuroonL lido SecuriIy __ ODd ilia _ -YOJ'Od _ _ ond _ 'Illd. AIlet ""*............ LoolIer _ dIocIIIIp IIIlIIIliIfy lido s-iI:y_ wlIbout................... ..........sIloUJII'Y IOY_""" 23. WII..... _...," lho..tau pormiaod by oppIil:oblo low. ..u...lIIllI.-IIIY""'''' _III procoodfop OJ .....lbiI '-IIiY _~ IIlII honlby _11Io _ olll1Y _or _ _pnMdIaJ '" silly or.......... _ollilllll,~ liDm--- tovyllllllsoJo,aod_""""I"i<n GIL "RlPA)~". P1IOoI lot I FonnHb";;J lllltllllil: _1173 P1&[1000 -'~ _DI ,-._-, .>.- 1,,< 1 . , ~ . . . . ,. 11 . . : P-w..' BciiiQwer..... to cebtM proYilW Jra ~ '8 w.n aIIIIId to ClGe IwIW' pdar 10 Ibe ~ atlJiddJac at alberUf". ....oroeblr... JIUIIUIIll to tbiI SecutUy lDIIrwDecIt. 25.~""""""" 1l...,"'...Ml_.,IIliI'SocurilJ__1I Jeot.. _.. ooquirotillo ....."-.IIliI--,__bo.padlooo_-'PP- . ..__.....,.......... __.......__,.,....._.jord.-io_.....- ..1o..._oI__--bo...-,.,.....--..--...- 'ZI._..tllllSoaII1Il'J...a. .- 1I.........._............,___......._IIliI Secarity~............__ . fII....lIICIaridlr........h.-. "-'iIlto.-t............. II.' . ...___oflllilSoour!ly_. ir...ridIo(o)_'putofIhloSoour!ly-' fCIooc:klJllllioollloboo:(oo)) o AdJuIobla-- 0-,.,-- 0-- DV.....- o t"ft-t-z..t._1tJdw o I-IP.....,_ o BlwooIrIy,.,-- 0--- o P_11dI'-I",...~_ D-L.,..-. .- o 0Ib0r(.) (opoclfj) BY_ClIlllt.OW.____.....-_----lDIbioSoour!ly--_ia"'" dIoo(o)-"- --*. e,f.~b L~k (SooI) .aa....... (SooI) --- (SooI) --- (SooI) ............ ~0I_ I, Susan Hall ..._ '1do_1o W_lIIY_1IliI ,dobmby ceoiliY.... tbo """"'_ of 4242 Carlisle Pike, Camp Hill, PA 17011 . 25th dl.t vi October ,1993. ~YJ9.laep AftIIlorJlOdppl COMMONWBALTBOJl'PENNSYLVANL\.ev~ ~.. ea....tbo d-s-rY d90f f)r:!t>!t>~, /9f'3 .bcfon-.tboaadenipod_. ~-- ?7'Vd1.l t.,. L./;?::Idld?- z m-.._~~~..bo'" r---:~ wboH_ p ~to"wiZIIila~aad~thd: ~ " -.........-......-. . IN WJ'J'NESS WBEREOF, lhereuam aoI: rtq Ja-laad offi::iaI.oa1. My ro-:":-I!IpinrI; l'tphU ....~'lbdol8ool ~.. - ..",a.;..JI:rt.......",,"""" ..---.... 1,1. &ooi1173 plC(1001 JWCIE.ll1OOiPA 1Iw.2Ift ,;~,,", , . . ".,rr:' 1',1 - , ' ~ 1-' , I .' . ."lSl:, "'ONWIDE .~E p.o. Box 9481 Gaithersburg. MD 20898.9481 71D& '"1575 1;J..~3 O~ ~313 March 13. 2001 Certified M' , . Return Receipt Requested ~ Linda L LiddiCkyts ~ 1004 E Simpson St ~ Mechanicsburg PA 055-3465 RE: Loan No. 5770416883 Dear Mortgagor: Act 91 Notice Take Action to Save Your Home From Foreclosure This is an official notice that the mortqaae on your home is in default. and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home, This notice explains how the program works, To see if HEMAP can help. YOU must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this notice with YOU when you meet with the counseling agency, The name. address. and phone number of the Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If vou have any questions. yOU may call the Pennsylvania Housing Finance Agency toll-free at 1-800-342-2397, (Persons with impaired hearing can call (717)780-1869.) This Notice contains important legal information. If you have any questions. representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact any attorney in your area. The local bar association may be able to help you find a lawyer. La notificacion en adjunto es de suma impertancia, pues afecta su derecho a continuar viviendo en su casa. Si no comprende el contenido de esta notification obtenga una traduccion immediatamente llamanda esta agencia (Pennsylvania Housing Finance Agency) sin cargos al numero mencionada arriba. puedes ser elegible para un prestamo per el programa llamado "Homeowner's Emergency Mortgage Assistance program" el cual puede salvar su casa de la perdida del dere<:ho a redimir su hipoteca. DF350-002/C26 5280 Corporate Drive. Frederick, MD 21703 ~ EXHIBIT A :u '" ~~ ",~. ". '" ". ,. March 13, 2001 Loan No. 5770416883 Page 2 Homeowner's Name: Linda L Liddick Property Address: 1004 E Simpson st Mechanicsbu PA 17055 Loan Account No.: 5770416883 Original Lender: PNC BANK, NATIONAL ASSOCIATION Current Lender/Servicer: First Nationwide Mortgage PA Act 91 HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANdE WHICH CAN, SAVE YOUR HOME FROM FORECLOSURE ~ HELP YOU MAKE FUTURE MORTGAlJE PAYMEN'l'S IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, 1IND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice, DUring that time you must arrange and attend a "face-to-face" meeting with one of the designated consumer credit counseling agencies listed at the end of this Notice, THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS,. IF YOU DO NOT APPLY FOR EMaIGENCYMORTGAGl,ASSISTAMCE, YOU MUST BRING YOUR MORTGAGE '1'0 DATE. THE PART OF '!'HIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT," EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. DF353-001/C26 EXHIB\T A ,;:(.~,< "'" .~ "" J March 13, 2001 Loan No. 5770416883 Page 3 CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names. addresses and telephone numbers of the desiqnated consumer credit counselinq aqencies for county in which the property is located are set forth at the end of this Notice, It is only necessary to schedule one face-to-face meeting. Advise your lender immediatelY of your intentions, APPLICATIONS FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program, To do so, you must fill out, sign and file completed Homeowners' Emergency Mortgage Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION: Available funds ,for emergency mortgage assistance are very limited, They will be disbursed by the Agency under the eligi- bility criteria established by the Act. The Pennsylvania Housing DF353-001/C26 EXHIBIT A -n ^ ~ ~ - - __, , , ';r<!, ; ,. .. "-.1 f"! ,.1 )Tl...- T March 13. 2001 Loan No. 5770416883 Page 4 PA Act 91 Finance Agency has sixty (60) days to make a decision after it receives your application. During that t~e. no foreclosure proceedings will be pursued against you if,you have met the time requirements set !orth above. You will be noti!ied directly by the Pennsylvania Housing Finance Agency o! its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortaaae Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Brina it UP to date) NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 1004 E Simpson st Mechanicsbu PA 17055 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE YOUR MONTHLY MORTGAGE PAYMENTS for the following months and the following amount~re now past due: 1 Month,s at $577.37~Y- ~ 577.37 1 Months at $646.13~ ~ 646,13 1 Months at $582.19 = 582.19 Late Charges 44,56 Bad Check Fees .00 Foreclosure Fees .00 Bankruptcy Fees .00 Other Fees 7.00 Less Suspense Balance /' ,00 TOTAL AMOUNT DUE .ufl57 . 25 AS OF THIS DATE HOW TO CURE THE DEFAULT - Yo~cure the defaUlt, Wi~,hi. n THIRTY (30) DAYS of the date of this noti BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH IS $ 1. .25 PLUS ANY MORTGAGE P~YMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY peRIOD. Payments must be made either bv cash. cashier's check. certified check. or money order made payable and sent to: First Nationwide Mortgage Corporation Dept. 0107 Palatine, IL 60055-0107 DF354-001/C26 EXHIBIT A ::)(11. ". ,,_ ..0 '. "'__~ _ , "<"",,. " " PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES (REV. 8/00) CLINTON COUNTY Lycoming-Clinton Counties Commision for Community Action (STEP) 2138 Lincoln Street P,O. Box 1328 Williams port, P A 17703 (570) 326-0587 FAX (570) 322-2197 CCCS ofNortheastem PA 20 I Basin Street WiIliamsport, PA 17703 (570) 323-6627 FAX (570) 323-6626 3 I. W. Market Street POB 1127 Wilkes-Barre, PA 18702 (570) 821-0837 or (800) 922-9537 FAX (570) 821-1785 COLUMBIA COUNTY Commission on Economics Opportunity of Luzeme County 163 Amber Lane Wilkes-Barre, P A 18702 (570) 826-0510 or (800) 822-0359 FAX (570) 829-1665-{Call Before Faxing) (570) 455-4994 Hazeltown FAX (570) 455-5631-{Call Before Faxing) (570) 836-4090 Tunkhannock Booker T. Washington Center 1720 Holland Center Erie, P A 16503 (814) 453-5744 FAX (814) 5749 John F. Kennedy Center, Inc. 2021 East 20th Street Erie, PA 16510 (814) 898-0400 FAX (814) 898-1243 eees of Western Pennsylvania. Inc. 2000 Linglestown Road HarrisbUrg, PA 17102 (717) 541-1757 Urban League of Metropolitan Harrisburg N.6"Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 Community Action Comm aCthe Capital Region 1514 Dell)' Street Harrisburg, P A 17104 (717)232-9757 FAX (717) 234-2227 CRAWFORD COUNTY CUMBERLAND COUNTY CCCS of Northeastern P A 1631 South Atherton St., Suite 100 State College, P A 16801 (814) 238-3668 FAX (814) 238-3669 J400 Abington Executive. Pack Suite 1 Clarles Summit. P A 18411 (570) 587-9163 or (800) 922-9537 FA-X (570) 587-9134-9135 Greater Erie Community Action Committee 18 West 9th Street Erie, PA 16501 (814) 459-4581 FAX (814) 456-0161 Shenango Valley Urban League, Inc. 601 IndiariaAvenue Farrell, PA 16121 (412) 981-5310 Financial Counseling Services of Franklin 31 West 3rd Street . Waynesboro, PA 17268 (717) 762,3285 YWCA of Carlisle 301 "0" Street Carlisle, PA 17013 . (717) 243-3818 FAX (717) 731-9589 Adams County Housing Authority 139-143 Carlisle St. Gettysburg, P A 17325 (717)334-1518 FAX334-8326 PENNSYL VANIA BULLETIN, VOL. 29, NO. 23. JUNE 5, 1999 i[;~l~lj,~, .~^" -r ~. . . - '-. " '" 1 EXHIBIT A - '.-'-~; -- ,~ ALL THAT CERTAIN trac't. of land situa'te in 1:he B01:ougb at" Mechanicsburg, Count.y of Cun\ber~and. Commonwea~th of Pennsylvania, more part.icul.arly bounded and described as tallows, to wit: BEGINNING at a potnt 1n the center l~ne of Simpson Ferry Road, said point. be~ng at a 4~stance of 960 ~eet. measured ~n a weste~ly d~rection trom the westerly ~ine of' lands now or formerly' of the I<oll.er Estat.e; . thence along lands now or tormerly of Le~oy Zimmerman, south 10 degrees East 200 feet to a point; 'thence along lands now or formerly of Howard Gamber, South 80 degrees West 15 ~eet. to a point; thence by other lands now or formerly of Arthur w. Warren, Nort.h 10 degrees West 200 feet to a point in the center ~ine of S~mpson Fe4~Y Road; thence alonq ~he center line of Simpson Ferry Road North SO degrees East 75 feet to the place of BEGINNING. UNDER AND SUBJECT # NBVERTHSLESS, ~o easements, restrictions. reservations, con~itions and righcs o~ w~y o~ record. agING the same p~emises which Lawrence J. Loiacono and Patricia Fa11on, his wife, by their deed datea August 18# 1988, granted and conveyed unto Richard -.!t" H. Ketner a.nd Pame1a D. Banoit, now Pamela D. l<etne'r# his' wife. Grantors herein. PREMISES ON: 1004 EAST SIMPSON STREET ~, :', Il~L .~. ~~,_,' "' ,." -~ ,"' p ,," ~""~-"- ~ FEDERMAN & PHELAN VERIFICATION DENNIS KIEFT hereby states that he is VICE PRESIDENT of FIRST NATIONWIDE MORTGAGE CORPORATION, servicing agent for Plaintiff in this matter, that he is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his knowledge, information and belief. The undersigned understand that this statement is made subject to the penalties of 18 Pa, C.S. Sec. 4904 relating to unsworn falsification to authorities. De DATE: 4/;)-7/0/ -;;_~_.:r_ _.. ~ ~ "j 1-, 1-. ~ " r~ '- ~ '- <:> ~ M~' -. - ~~ -, '-'=-~',h"~,.',- ~ . - '" c' ,-~ -<i"'i=" 'd--_'",',' '<--;~';- "1""<:;," "",'~" "'" ';;' ~"'-';:;'" 'l{tfu"ffi'1r-"r""'~*1,:'P.i~""'i"" ".-., ~tr '~~':1jr" rt"--'Clmti~1 -~ w P ..0 " '<) ;t~~" ~ IOI~.'!M~~,",. ~ :l>!iIl1Pn~~;;1"*,,."W:~",;j~"'l'i0lt'iI'''Im~,'C1",~W'i;'!'~'"''-''i''il~..1!t~!!'f~ll;%~,'~i''''!8..'''''DI:';',(,;-"""-;-y,, o c: ~ -r)"d~ LCr.,., ,.c'.,""-, zt-., Cr.J J:-~ ~e:'~::' ",,0 :::::;C"; ~(-; ~.'---' c ;.~ -';] "'<, "";''jF'~---'''''~"'''''- , jJ ..,,'" :n C;:) - ''''.'~'''--'"l''''''J'''''''''<''''''''''':-'';'t C;) - ~ ::0-. '''-C I I'.:.., ::~'i(! :,.?,-:.:;' .,-' ',.' ,c:r-ij j;! ':;::J -< r""-w'j'"nrtr. n '-ii 8fl ;.0 ~ ...c;: 1(\ '() ~ ...t:: Cr; p 2 '& r ~ ';"_"''''''"~w,,,,, '",!'!T'WIi'l"" , .__ u ~, _ SHERIFF'S RETURN - REGULAR CASE NO: 2001-02637 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MORTGAGE ELEXTRONIS REG SYSTEM VS LIDDICK LINDA L CPL MICK BARRICK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon LIDDICK LINDA L the DEFENDANT , at 1915:00 HOURS, on the 3rd day of May , 2001 at 1004 EAST SIMPSON ST MECHANICSBURG, PA 17055 by handing to LINDA LIDDICK a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 6.82 .00 10.00 .00 34.82 r'~~ R. Thomas Kline Sworn and Subscribed to before 05/04/2001 FEDERMAN & PHELAN ~ /7 By: ___4 jJ r Deputy~ me this ;l3AA- day of IvL...... d.vv I A . D . ~-'-' {2 'j}.,#I,. i~ P othonotary -,~~ ~. If, " I'; - ;'" ~,Jliq . FEDERMAN AND PHELAN By: FRANK FEDERMAN Identification No. 12248 One Penn Center at Subnrban Station Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, 8201 GREENSBORO DRIVE, SUITE 350 MCLEAN, VA 22102 vs, LINDA L. LIDDICK 1004 EAST SIMPSON STREET MECHANICSBURG, PA 17055 Attorney for Plaintiff : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DMSION Plaintiff : NO, 01-2637 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment, in rem, in favor of the Plaintiff and against LINDA L. LIDDICK, Defendant(s), for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest 4/1/01 TO 6/11/01 TOTAL $67,085.45 $839.52 $67,924,97 I hereby certify that (1) the addresses of the Plaintiff and Defendant( s) are as shown above, and (2) notice has been given in accordance with Rule 237.1, copy attached. ~~~ FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. ~. DATE: ~ /.AJ.-5E I J I ').00 I (].//J--i::..J V. ' PRO PROT **TillS FIRM IS A DEBT COLLECTOR ATIEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND TIllS DEBT WAS NOT REAFFIRMED, TillS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, Bur ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. ** V,_,_ I', I' ,.1'-1 ~~~ ~ FEDERMAN AND PHELAN, L.L.P. Frank Federman, Esquire Identification No. 12248 One Penn Center Plaza at Suburban Station, Suite 1400 Philadelphia, PA 19103-1799 (215) 563-7000 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS MORTGAGE REGISTRATION ELECTRONIC SYSTEMS, INC. CIVIL DIVISION CUMBERLAND COUNTY vs. LINDA L. LIDDICK NO. 01-2637 Defendant(s) TO: LINDA L. LIDDICK 1004 EAST SIMPSON STREET MECHANICSBURG, PA 17055 FILE COpy DATE OF NOTICE: MAY 24. 2001 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE You are in default because you have failed enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a Judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, P A 17013 (717) 249-3166 Frank Federman, Esquire Attorney for Plaintiff '::",-0' ~_" ?'_ "",,~r "_ _" _ , _ I 0; ~ _ , ' ,- 1-- " - - -- -- ...... ..... - - - ........ - -.... ..- -.... -- - .- -.... .- .- ~- - -- -- - ..... ,.- - .- .- ....... -- ... -- -- '.- ... -- .- '- -- - ..... .- - ..... .- .- .- .- -, -- -- -' -- -w SEERTF 's RETURN - REGULAR ~ CASE NO: 2001-02637 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MORTGAGE ELEXTRONIS REG SYSTEM VS LIDDICK LINDA L CPL MICK BARRICK , Sheriff or Deputy Sheriff of Cumberland county, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon LIDDICK LINDA L the DEFENDANT , at 1915:00 HOURS, on the 3rd day of May , 2001 at 1004 EAST SIMPSON ST MECHANICSBURG, PA 17055 by handing to LINDA LIDDICK a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 6.82 .00 10.00 .00 34.82 ~~'-I:~J R. Thomas Kline 05/04/2001 FEDERMAN & PHELAN Sworn and Subscribed to before By: ~-J ~.:' ?y /- ~p ~// / F ' Deputy,;Sheriff day of me this A.D. Prothonotary '\, _~"'~ ",,-,),'~_' ,~,___ _,,' ,"'1'__'~" " -I'~T" r'. ,., .-'" - > -, :-'~1'_-_~_ _, . FEDERMAN and PHELAN By: FRANK FEDERMAN Identification No. 12248 One Penn Center at Suburban Station Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, : CUMBERLAND COUNTY : Court of Common Pleas Plaintiff : CIVIL DIVISION vs, : NO. 01-2637 LINDA L. LIDDICK Defendant(s) VERIFICATION OF NON-MILITARY SERVICE FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended (b) that defendant LINDAL. LIDDICK is over 18 years of age and resides at 1004 EAST SIMPSON STREET, MECHANICSBURG, P A 17055. This statement is made subject to the penalties of 18 Pa, e.S. Section 4904 relating to unsworn falsification to authorities. ~~/ FRANK FEDERMAN Attorney for Plaintiff -",-- ":~,,,,---;"" , I"" .-t- , ~-" '" (Rule of Civil Procedure No. 236 - Revised) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. : CUMBERLAND COUNTY : Court of Common Pleas Plaintiff : CIVIL DIVISION vs. : NO. 01-2637 LINDA L. LIDDICK Defendant(s) Notice is given that a Judgment in the above captioned matter has been entered against you on JUNE /:1 .2001. '--B.v 4/n17 > P 7pJ?fi~'i',jj)EPUTY If you have any questions concerning this matter, please contact: FRANK FEDERMAN. ESOUIRE Attorney for Filing Party One Penn Center at Suburban Station Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 **TillS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR TIIAT PURPOSE. IF YOU HA YE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. ** ~ " ~.'''~ ~-' .' - -~, -. -~ . I 1': , - , , , ~ ~ ~~,.,.,,~,~,~ ,"""'~ ^'~D.\\!.~~ -~ --,~ ,~'.-< ',., ,,-, " ,,~, """--,,j'~' '1..,';[.-"- """"'~" hilif''''''ri'i'iuojilii'M'j'''j'''li'l' ,," ml"1 or rrlLl?lr T" I" ,,'" Ir'}' ~ t )::J (0 ~ (') C'::J C) ~ {= -" fi::- , 'f: c_ O -Orn ~fi mfT', - Z:T' r G ~~F= -I' "'- "- f'.> " ........ <AJ (:) ~c; >-.~ (~) N -0 ::?c' -~_.l ':;) ~\; ~ 6' r ~c) ---,_. ~ )>E ~~~ ,:,-:::,-';"1 ,_J "" Z c;::i {if' wj: --I ::J ~~ ::D ~ ! -< (n -< f;' ~_ ~~~lt'!l'i<llI'-",""."""",~,~"~1"'1i\,.)t~~'?-"\_~~~!!I~!:f~'!Wfii17l1f.""I,'''j\"v'n-,,' - ; -~"-'~'-:'c?W"~,<;'^~'9''''"T''~~f'''',''-jj '"_c{" '""'1"'-'"'''' ',<']'''''fH_'1'~ ''''''_'T-'':'",'?iP"'~~' :- PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R,C.P. 3180-3183 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CUMBERLAND COUNTY Plaintiff, No. 01-2637 v, LINDA L. LIDDICK Defendant(s). TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY: Issue writ of execution in the above matter: Amount Due $67,924.97 Interest from 6/11/01 to 9/5/01 (per diem - $11.17) $960.62 and Costs TOTAL $68,885.59 ~j;;~ ONE PENN CENTER at SUBURBAN STATION SUITE 1400 PHILADELPHIA, PA 19103 Attorney for Plaintiff Note: Please attach description of property. No. "_ , ___'._~,' fl , -~ I-! ,~; " - 1- . . , ~, " . , ;, , ~'" ,-" -""~ """0""8",', '" I'" '"",,,, '"VO -'.' "'"'''''''''''''''' 'l'fi,"I,1IIiIII1IIiI -!ili r:'T'T'1l'" ....::$ Z ...", o~ 0 Iiol'" 00;;- ... ~~ ~~ U ... u~ ;;l ...< "'00 ... u oo~ ..cJ ~Z Z . ~'F ~Zc5 Q) Zz 000 ~ i:: Oliol Q:i:;g U Iiol = u~~ Q) Q .... ~ '" :;g~ ...Iiol ... ...~ Q) < U'" ~ 0" ~:;g= .D :;g . ~ oi: Iioloo Q) ~...oo ~ 0 ...~ ... ... .. "'ooU 0 .; ... ii!~ ......... s 0 UZ N ....;;l IiolZ .. ...i ~~ ...ioo~ ~ g 00 IiolO < <<= Q) iJ... Q:i " g. ...U ~5 ~ 0!fJ ~IiolU p. E-- ~~ .... ~ Z;;!:1iol Q) ... "'=:;g .... ~... ... 1iol6 ........ Q) 8; of!l ~ ~ ...' '" :;giJ U '" Iiolliol ~ Q) == ~ .;;:; .tJ "';?j Q) "0 - .~ < Z;;l ~ ... -., ...u i--~, ,,1 c F,_~",,"fl!!lj~.,,-"'~~l~~itInS~~_r;t~IUI~~W'~i!!lf~~-_~~;"",:"'1';,._"'_'\1""','; ;-'---'~i"NmlM",~,,,,,ll\i"';'~.Jil'i"'!fj'f.!p]ffl''F''''_j''''i~'%Jj~,'i''I'~,,*,H'l''t''9!:il!,P",iWfflrwl(#' ,... ALL THAT CERTAIN tract of land situate in the Borough of Mechanics burg, County of / Cumberland, Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point in the center line of Simpson Ferry Road, said point being at a distance of 960 feet measured in a westerly direction from the westerly line of lands now or formerly of the {\ // Koller Estate; thence along lands now or formerly of Leroy Zimmerman, South 10 degrees East 2ay- feet to a point; thence along lands now or formerly of Howard Gamber, South 80 degrees West 75 feet to a point; thence by other lands now or formerly of Arthur W. Warren, North 10 degrees West 200 feet to a point in the center line of Simpson Ferry Road; thence along the center line of Simpson Ferry Road North 80 degrees East 75 feet to the place of BEGINNING. TAX PARCEL #17-23-0561-006. , TITLE TO SAID PREMISES IS VESTED IN Linda L. Liddick, single person by Deed from Richard M. Ketner and Pamela D. Ketner, formerly Pamela D. Benoit, his wife dated 10/25/93 and recorded 10/28/93 in Record Book 36 P Page 723. '" >,,~>, -'" - ",-^~, "-,,,, ""_'_--'""""-1'_" "'W ",,~.."'-' ~~~~""-~~~.~-- ~ ' , ~~. r.~ .., (l::) n "- ~ ~ ~ , Ik ~ , ~ ~ ~ ~ ~ ~~ ~ , , ..... ~ ~ ' I ~.'i ........ !Iv \'l ~ ~ B (") c:) 0 - 'C ~ \) c " 1-J ~ <: '() uC L. c:: '"Q -..0 ~ n'jr,l -h" :TJ , ; r ~J;: .c. -0 ~ r f <::q ~ C.",} ,,' '-...,.~ ~-.:-- ~~.:;C) r-(:" \ ~_.' :r:c~ - f- -['~ . ~ >> .- . 't Zl} -,.. \_i ,:"5 --~c-! PC':: eSITi --t' z -, =<! ':';1 J-: (~) :::D -< lMm!,_~. }lRf ~Jtll_;A_"""""""..,.~ ~''f~"*""m~~,,Pt''l'!~I!\;'W-'''Ji'''''W'''''~-''''':'Y;'.~'0''!'I1P['''~1'~nll'!l:~'i!!!IfP~!I1;W'Sl""~'~~'W"l',,'I"~~~~~ r ,. ; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CUMBERLAND COUNTY Plaintiff, No, 01-2637 v. LINDA L. LIDDICK Defendant(s), June 12,2001 TO: LINDA L. LIDDICK 1004 EAST SIMPSON STREET MECHANICS BURG, P A 17055 "TillS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HA VB PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, TIIIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN A TIEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY." Your house (real estate) at 1004 EAST SIMPSON STREETMECHANICSBURG, PA 17055is scheduled to be sold at the Sheriffs Sale on SEPTEMBER 5, 2001 at 10:00 a.m. in the Cwnberland County Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce the court judgment obtained by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS. INC. (the mortgagee) against you. If the Sheriffs sale is postponed, the property will be relisted for the DECEMBER 12, 2001 Sheriffs Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. ;'~ Y.,'."" -71 -'''''f:.~_',,__ I, ~'-1- "." ".,~ fro , ,; You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You maybe entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, P A 17013 (717) 249-3166 (800) 990-9108 -"~''- -" -r ALL THAT CERTAIN tract of land situate in the Borough of Mechanicsburg, County of ~ Cumberland, Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point in the center line of Simpson Ferry Road, said point being at a distance of 960 feet measured in a westerly direction from the westerly line of lands now or formerly of the " Koller Estate; thence along lands now or formerly of Leroy Zimmerman, South 10 degrees East 20Y feet to a point; thence along lands now or formerly of Howard Gamber, South 80 degrees West 75 feet to a point; thence by other lands now or formerly of Arthur W. Warren, North 10 degrees West 200 feet to a point in the center line of Simpson Ferry Road; thence along the center line of Simpson Eerry Road North 80 degrees East 75 feet to the place of BEGINNING. TAX PARCEL #17-23-0561-006. , TITLE TO SAID PREMISES IS VESTED IN Linda L. Liddick, single person by Deed from Richard M. Ketner and Pamela D. Ketner, formerly Pamela D. Benoit, his wife dated 10/25/93 and recorded 10/28/93 in Record Book 36 P Page 723. . ~ ,~~ -~-'~" -'" ~" "--"'."","-" I -,-..,w,-", . 0,'",',""""'" "' 'r'llrllllllll j -,,- 'lIiiif':'!1l11rr'" " - Uijl :I ,~~ ., n c <'" v 1:13 fnfTi ;:~::L:; ?! (j)"~?: ~~~ ,('~(<t )>c ~ -< , C) o '" .--j '.,.~ -;~ ;;Q , ~'~n:;g _.~\ r.:J -I", 'J21 ",0 :~rn :n ,-< (- ~ <:.0 ~~~ ::..11 ,,,,) .,..~~~~tw~~$~;"".!i-1?"Iri!fmlr':"'l""'_""'<i;;i<or-,,'~"n:*i!J'!':I'!iOl~\W~!ff'!l!jW!!>_''''-~~-Ci';!,;;;;>'\f'1e;:BnWlil;1f1*~"\f'W('0i~iRl~f''"S' o!"'"~ FEDERMAN and PHELAN By: FRANK FEDERMAN Identification No, 12248 Suite 1400 One Penn Center at Suburban Station Philadelphia, PA 19103 (215) 563-7000 ATTORNEY FOR PLAINTIFF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC, CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff, v, CIVIL DIVISION LINDA L. LIDDICK NO. 01-2637 Defendant(s), CERTIFICATION FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: () an FHA mortgage () non-owner occupied () vacant (X) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa, C.S. Section 4904 relating to unsworn falsification to authorities. ~~E~ffiE I Attorney for Plaintiff it(: ,. . ". , .~ 'U 1<"'- . ",'.'" " ., ~ "~ "m'IIlII .~rnJll!Y ~"=' ._ "-...,"'" 00';; ,,- "'"'.<, ,--' ,,',',1. .'~'0'"_.;; ""T'~-';; "_"I''-dC'' <'-~,-- ;irj"i{mJ:W"-i;l~~;_"fj',"f'i'~ltt'i(" u;f< 'fW'rl:~r"">" 'j[[~JJ1Jtr -'~H'OOlr H-'--"~*,j;--"-;'r(:"'~ (") C _.S: Ucn f.Iln--::' ..-::;:::~= ZC (OJ> -< ~=- f.=c,:: ~f5 Pc 7" ::'1 '-<; o o " _~:l ,;11~n _~ d lJj ~~~ (.5r'l i~ :0 -< " 1: ~ (CJ ~~~': eq Co ~~, .I M~4;)ll,~_.~n;;~~!!il~!l'li<ml'~'J~'H'l,~W~~_'\j"'~"'?0"'rjf,'"8I:f.~'i"i,"*"YF~''i'li:;",:"~\"I~;'"-:,m~""j""'''',;fW,'~'~:W4'l!';~'lr~''~'~'''';';W.;;!'~'i;f,FPr.-'O~_$'Ii~\<"~j'W"'': 3::!:~fii- . MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CUMBERLAND COUNTY Plaintiff, COURT OF COMMON PLEAS v, CIVIL DIVISION LINDA L, LIDDICK NO. 01-2637 Defendant(s). AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. I) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS. INC" Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 1004 EAST SIMPSON STREETMECHANICSBURG. PA 17055 1. Name and address ofOwner(s) or reputed Owner(s): NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) LINDA L, LIDDICK 1004 EAST SIMPSON STREET MECHANICSBURG, PA 17055 2. Name and address ofDefendant(s) in the judgment: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) Same as above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) SEARS ROEBUCK AND 267 E. MARKET ST, CO. YORK, PA 17403 '%f . '.'.'" "-0 :_,J .. , _I"':! r' rnll' :~'" . .. 4. Name and address of the last recorded holder of every mortgage of record: . NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) BENEFICIAL CONSUMER DISCOUNT CO. D/B/A BENIFICIAL MORTGAGE CO, 4910 CARLISLE PIKE, STE 104 MECHANlCSBURG, PA 17055 5. Name and address of every other person who has any record lien on the property: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) None 7. Name and address of every other person whom the plaintiff has knowledge who has any interest in the property, which may be affected by the sale: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) Tenant/Occupant 1004 EAST SIMPSON STREET MECHANlCSBURG, PA 17055 Domestic Relations of Cumberland County 13 North Hanover Street Carlisle, P A 17013 Commonwealth of Pennsylvania Department of Welfare PO Box 2675 Harrisburg, P A 171 05 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties ofl8 Pa, e.s. Sec. 4904 relating to unsworn falsification to authorities. ~t~j-' RANK-PErm ,ESQUIRE June 12,2001 DATE --, Attorney for Plaintiff ;'~~., __~.,.e.,,~ .~ ~_ . ,,~ I'" "" -~.-. - ~. '~'.~" "-~-J.' ---:;;-.;",',.:.. T" "f,,,',,'.:r,"o't:5'. '-,,<", '-'<''''C'' ~", ,,' "'lll'IIOiniIilHir~"- TC [I J 11 !""'! '1'1"j o c: <"" "0--' rnk-~ ::~J--' Zr" ~~: get -.c' ~C) ""c '7 ~ -< .. '~ o o '11 , i'== _4 '--"'~ "-jfE ") 1 f;~ '-~;;:C) -;'cn -' c-l _I> :cn '"'< <.c. :t:;>.. :J'I /'., -'t1T_~ _ _,_~ ",_~mlgt 1'~ _~,~~~"""'l;l'M&iJi"*'~_"""'1~",""''''~~I!!''?!'''1'l$l~1~lWll'~~\;~.W-c''''''''''''-'!'f~''''"!''"t,V''''_F '-"'~'1i;1'~ft~;j'-';1il!Yl!"~j\I'I!"':li",~""0'Jf~,...,'Tf";r;->--W,~~"ftO!l!~,,",E"'f'4~T ," >~ ,- " .f' AFFIDAVIT OF SERVICE PLAINTIFF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, CUMBERLAND COUNTY No,Ol-2637 DEFENDANT{S) SERVE LlNDA L, LIDDICK AT 1004 EAST SIMPSON STREET MECHANICSBURG, PA 17055 LINDA L. LIDDICK Type of Action - Notice of Sheriff's Sale Sale Date: SEPTEMBER 5, 2001 SERVED Served and made known to LirJJ-a LL:Jtt.f-- . Defendant, on the d<3~<l dayof VV""<" ,200.1 at I 1103, o'clocka.m., at (do 4 C. $; \V..f'~/J sf:-, / fI H("", NiL '3 b v'" ') . Commonwealth of Pennsylvania, in the manner described below: )< Defendant personally served. Adult family member with whom Defendant(s) residers). Relationship is Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place oflodging in which Defendant(s) residers). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. Other: t If ~ I Description: Age 4.:r Height ",'"':!>- Weight /&0 Race WI. SexL Other ;j ;Z<<-l; "', I " 26se S", I,. Cl t1((etJ= L, e-ait. \:~ 'J,e " a competent adult, being duly sworn according to law, depose and state that I persona1lybanded a true and correct copy of the otice of Sheriff's Sale in the manner as set forth herein, issned in the captioned case on the date and at the address indicated above. of Notary: ~~Q, NOT SERVED Onthe__._dayof ,200~ at o'clock_.m., Defendant NOT FOUND because: __ Moved Unknown No Answer Vacant Other: Sworn to and suh~cribed before me this _ day of , 200 _' Notary: By: Attornev for Plaintiff Frank FOIIerman, Esquire - I.D, No, 12248 One Penn Center Suburban Station, Suite 1400 Philadelphia, P A 19103 (215) 563-7000 :-<J, _ "_ -,,~ ' '1-"' -t,,- " , "" ~,> ,-~ ~ ~ ,~ " ~ ~~-. ,. ~ " T" "',~"''',~'c'''lij'~ lillC 'ij(nT!0'li/IIi!I'n.~lntirvll'ul'r'''ll''1'1 .. (';-, ~I ~]~~ ~'I~~WlIllllR~.",-~.~'flf.t!:ll'!flW4""W"R~'R'~'ll?\'i~"::1"'k"""""'''''''";;~',,",'l'I1l~~fJj'1~~~~ll'm~)ffiI""J'i"~'!\lPJ~~'} ,~ t FEDERMAN AND PHELAN, L.L.P. BY: FRANK FEDERMAN, ESQUIRE Identification No. 12248 Suite 1400, One Penn Center at Suburban Station 1617 John F. Kennedy Blvd. Philadelphia, PA 19103-1814 (215) 563-7000 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Plaintiff vs. LINDA L. LIDDICK Defendant ~-- -";" .'~"_:_' ATTORNEY FORPLArnTWF COURT OF COMMON PLEAS CIVIL DIVISION NO.: 01-2637 CUMBERLAND COUNTY PRAECIPE TO MARK JUDGMENT TO USE OF PLAINTIFF TO THE PROTHONOTARY: Please mark the judgment in the above-captioned matter to the use of: First Nationwide Mortgage Corporation )I~ r .~'."., ,- <., ^.. ~" FEDERMAN AND PHELAN, LLP 4::=:;:.:2-/ _______. Attorney for Plaintiff 1&~]t~-!'il:tf{;:0,~rr0:~;;~:t ;,""""~_' =.~ ., ..,~,,~~.~.,~ ,''>0, ""'_""",,~" "=P_.~j..,";- 'W," ,,0_ , '.-'." 7.','" '<C ;;;',__;~,-'.", ,,;---,-,,;, "<"~-'-f.1 ' . u- r" LJ~'\ vJ' t-> >. -- - I,j.I t;' 0. --- 'rirmIli"-nTllllil,1H lULl] n~~ '" FD /Z, -. ~ ..I:::::-. (T"" ~L1' ~ c:: ....... 0. ('''. c: ::?-" -OF__'- O)C;:. ~c- -<. " ~< z~~: >(:.~:' :< . . c.:..~ C) J ~"~ ~!iIIit~~~~~~~~~"'~""'j"-'~'""'"""'V"-,,;;-,r';'~.F"~7;"-~")TF;-""~""t'!<g>,r'f!'l>~i;l',.mr;;;;rn",.~~~iiiM',,-;.~j>,"~'f~'!.,,"~-W'f'%fil2i'-p,q';,1~!;;;;J.' c , SALE DATE: SEPTEMBER 5, 2001 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CNIL ACTION - LAW FIRST NATIONWIDE MORTGAGE CORPORATION No.: 01-2637 vs. LINDA L. LIDDICK AFFIDAVIT PURSUANT TO RULE 3129.1 AND RETURN OF SERVICE PURSUANT TO Pa. R.C.P. 405 OF NOTICE OF SALE Plaintiff in the above action sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 1004 EAST SIMPSON STREET. MECHANICSBURG. PA 17055. As required byPa. R.C.P. 3129.2(a) Notice of Sale has been given in the manner required by Pa. R.C.P. 3129.2(c) on each of the persons or parties named, at that address set forth on the attached Affidavit No.2 (previously filed) and Supplemental Affidavit No.2 on the date indicated, and a copy of the notice is attached as an Exhibit. A copy of the Certificate of Mailing (Form 3817) and/or Certified Mail Return Receipt stamped by the U.S. Postal Service is attached for each notice. K~~ RANK FEDE , ESQUIRE Attorney for Plaintiff August 14,2001 :''^'''' , , .-~ 'J,_', " . 1 r'. t, , MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CUMBERLAND COUNTY Plaintiff, COURT OF COMMON PLEAS v, CIVIL DIVISION LINDA L, LIDDICK NO. 01-2637 Defendant(s), AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No.1) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 1004 EAST SIMPSON STREETMECHANICSBURG, P A 17055 1. Name and address of Owner(s) or reputed Owner(s): NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) LINDA L. LIDDICK 1004 EAST SIMPSON STREET MECHANICSBURG, PA 17055 2. Name and address ofDefendant(s) in the judgment: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) Same as above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) SEARS ROEBUCK AND 267 E. MARKET ST, CO. YORK, PA 17403 --~ ~ 1"'1'-1 ' -~-''!!%' . 4. Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) BENEFICIAL CONSUMER DISCOUNT CO. D/B/A BENIFlCIAL MORTGAGE CO, 4910 CARLISLE PIKE, STE 104 MECHANICSBURG, PA 17055 5. Name and address of every other person who has any record lien on the property: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) None 7. Name and address of every other person whom the plaintiff has knowledge who has any interest in the property, which may be affected by the sale: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) Tenant/Occupant 1004 EAST SIMPSON STREET MECHANICSBURG, PA 17055 Domestic Relations of Cumberland County 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare PO Box 2675 Harrisburg, P A 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of1S Pa, e.s. Sec. 4904 relating to unsworn falsification to authorities. ~kmu-~ RANK-FEUE , ESQUIRE Attorney for Plaintiff June 12. 2001 DATE , , DATE: June 12,2001 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S) LINDA L. LIDDICK PROPERTY: 1004 EAST SIMPSON STREET MECHANICSBURG, PA 17055 Improvements: Residential Property CUMBERLAND COUNTY The above-captioned property is scheduled to be sold at the Sheriffs Sale on SEPTEMBER 5,2001 at 10:00 a.m. in Cumberland County Courthouse, South Hanover Street, Carlisle, P A. Our records indicate that you may hold a mortgage or judgment on the property, which may be extinguished by the sale. You may wish to attend the sale to protect your interests. A schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. LH "';1\"""" '~~____v,.,,; . ',e>. ", , ~ -I'':>] " '.1" . ~, 'U.... r -.0 "'- 5' g!!!. ~ ~ ~ ~ ~ ~ '" "'z '" .... '" N ~ 0 <0 CD ..... OJ '" .... 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Sheriffs Costs: Docketing Surcharge Posting Handbills Law Library Prothonotary Share of Bills Mileage Levy Advertising Certified Mail Poundage Postpone Sale Law Journal Patriot News 30.00 20.00 15.00 .50 1.00 25.66 6.50 15.00 15.00 1.71 11.03 232.85 188.25 $ 562.50 paid by attorney 10-10-01 Sworn and subscribed to before me So ~wJJf>': ~ r~"---(.-r:~ ~ This ),2 ~ day of (j);I;;L q" R. Thomas Kline, Sheriff 2001, A.D. ". () ?JMi~.H ~ r-:...il Byq04!-l..Jrna..l-, Prothonotary Real Estate Deputy r~:;Il.lF:NlilJ"" "',_, ""T'o_ ~'~I :;. u,IJ ck- 3'-1.:Ll r i2.v, 1/1 &r. 6 -, . , , ~" J ~.~__'"_ , - J' MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CUMBERLAND COUNTY Plaintiff, COURT OF COMMON PLEAS v. CIVIL DIVISION LINDA L. LIDDICK NO. 01-2637 Defendant(s). AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No.1) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS. INC., Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 1004 EAST SIMPSON STREETMECHANICSBURG. P A 17055 1. Name and address ofOwner(s) or reputed Owner(s): NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) LINDA L. LIDDICK 1004 EAST SIMPSON STREET MECHANICSBURG, PA 17055 2. Name and address ofDefendant(s) in the judgment: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) Same as above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) SEARS ROEBUCK AND 267 E. MARKET ST, CO. YORK, P A 17403 ~~!.~"c_, ,,',_ _"",e,_,, '_' ,_,~_,"',-1 ,_.T.'_ 1," ,-- j .... 4. Name and address of the last recorded holder of every mortgage of record: " NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) BENEFICIAL CONSUMER DISCOUNT CO, D/B/A BENIFICIAL MORTGAGE CO, 4910 CARLISLE PIKE, STE 104 MECHANICSBURG, PA 17055 5. Name and address of every other person who has any record lien on the property: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) None 7. Name and address of every other person whom the plaintiff has knowledge who has any interest in the property, which may be affected by the sale: NAME LAST KNOWN ADDRESS (If address cannot be reasonably ascertained, please so indicate.) Tenant/Occupant 1004 EAST SIMPSON STREET MECHANICSBURG, PA 17055 Domestic Relations of Cumberland County 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare PO Box 2675 Harrisburg, PA 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties ofl8 Pa, C.S. Sec. 4904 relating to unsworn falsification to authorities. ~Wr' RANK-FE , ESQUIRE Attorney for Plaintiff June 12.2001 DATE ') i\~ -"" ,-~, ,_. '-''''c'' 0-1, "_<:.. .;C _" 1-" " MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CUMBERLAND COUNTY Plain tiff, No. 01-2637 v. LINDAL. LIDDICK Defendant(s). June 12, 2001 TO: LINDA L. LIDDICK 1004 EAST SIMPSON STREET MECHANICS BURG, PA 17055 **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY.AND TIllS DEBT WAS NOT REAFFIRMED, TIllS IS NOT .AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. ** Your house (real estate) at 1004 EAST SIMPSON STREETMECHANICSBURG, PA 17055is scheduled to be sold at the Sheriffs Sale on SEPTEMBER 5, 2001 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce the court judgment obtained by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (the mortgagee) against you. If the Sheriff s sale is postponed, the property will be relisted for the DECEMBER 12,2001 Sheriffs Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. I..;, " "><^ " , I,' I' I I You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. lfthe Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by caIIing (215) 563-7000. 2. You may be able to petition the Court to set aside the sale ifthe bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. lfthe amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, P A 17013 (717) 249-3166 (800) 990-9108 '-;;P , '::--"- , r ,-;0__'- 1-'." ~ , ALL THAT CERTAIN tract of land situate in the Borough of Mechanicsburg, County of ~' Cumberland, Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point in the center line of Siinpson Ferry Road, said point being 'at a distance of 960 feet measured in a westerly direction from the westerly line of lands now or formerly of the ,(1 /'" Koller Estate; thence along lands now or formerly of Leroy Zimmerman, South 10 degrees East 20~ feet to a point; thence along lands now or formerly of Howard Gamber, South 80 degrees West 75 feet to a point; thence by other lands now or formerly of Arthur W. Warren, North 10 degrees West 200 feet to a point in the center line of Simpson Ferry Road; thence along the center line of Simpson Ferry Road North 80 degrees East 75 feet to the place of BEGINNING. TAX PARCEL #17-23-0561-006. , nTLE TO SAID PREMISES IS VESTED IN Linda L. Liddick, single person by Deed from Richard M. Ketner and Pamela D. Ketner, formerly Pamela D. Benoit, his wife dated 10/25/93 and recorded 10/28/93 in Record Book 36 P Page 723. '"~h.,.".. , '., ~ I ~:r- , , , 1--' "1' . WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) 'COUNTY OF CUMBERLAND) NO. 01-2637 CivilCIVIL 19_ CIVIL ACTION. LAW TO THE SHERIFF OF Cumberland COUNTY: JO satisfy the debt, interest and costs due Mortgage Electronic Registration Systems Jnc. PLAINTIFF(S) from Linda L. Liddick DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell see legal description (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notKy the garnishee(s) that: (a) 'an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) If property ofthe defendant(s) not levied upon an subject to attachment is found in the POssession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $67,924.97 from 6/11/01 to 9/5/01 (per diem- Interest $11 17\ $ql\O I\~ ann rosts Atty's Comm Atty Paid Plaintiff Paid % L.L. $.50 Due Prothy Other Costs S1. 00 $106.82 Date: June 13. 2001 Curtis R. Long Prothonotary, Civil Division by: ';A'l6L 1/ x"k, W REQUESTING PARTY: Deputy Name Address: Frank Federman. Esa. One Penn Center at Suburban Station Suite 1400 Philadelphia. PA 19103 Attorney for,: P1ainti ff Telephone: 71 ~-~1\1-7000 Supreme Court ID No. 1 J748 !';~~F~__","",,,,">_,,_, :'" ,_ ., 1-' , . -~~~ - .' -" .. _ "' ,~-"' ",'.,- ,- " -~ "I""'" ~, ""1, -- ,- - -" '-""""_"''''-4''__~_'_____'"_"'~ '. ~_ -, _... -'. REAL ESTATE SALE No. 3~ ~ S;i ~ ~ un gUM I L/ I 2{)D I me snentt levied upon the oetendan" interest In the real property lFituated in fY(.ufx;ifJICIJ~ &m~ GumtJerland County, Pa., known and numbered as: /bD~ tMt~ fJ/..uk.nI~ and more fully descritJed on Exhibit "A" filed with this writ and by this reference incorporated herein. flate: ~U.N 14, ;)00 I By:~~ f.JCAk o ]kp h;4~ (" \ ,j,":\<:\ , ,-\), ;",,,,, ~ \HV,~!" " r,\ , ".- '\1 ':l~ t, \~, \.u \ \.: ;\:, ~' \ ~." ,'" ,. ", ~~\'<I;i\'.'c ' IJ ~\\, fl(\'J 'c'.,;!W \1,: ~_J\ . _ _~,"___, .__!l!~~~_I!It~~~}'i~~~,"n~'t;"':1"'<"1'I1'"-'~S"F':fl""-<':;i,~,.:,?''''"'~i-;}""-"I";>r6"-f"V~,'O!!'):'iiH"'M"_~fF<<>l';j?("","qfll"Snl',~J!'f>'I!;!,W:~~~' ____NO.S.2 Writ No. 2001 -2637 Civil Mortgage Electronic Registration Systems. Inc. vs. Linda L. Liddick Atty.: Frank Federman ALL TIfAT CERTAIN tract of land situate in the Borough of Mechanics- burg. Co\Ulty of Cumberland. Com- monwealth of Pennsylvania, more particularly bO\Ulded and described as follows, to wit: BEGINNING at a point in the cen- ter line of Simpson Feny Road, said point being at a distance of 960 feet measured in a westerly direction from the westerly line of lands now or formerly of the Koller Estate; thence along lands now or formerly . of Leroy Zimmerman. South 10 de- grees East 200 feet to a point; thence along lands now or formerly of Howard Gamber. South 80 degrees West 75 feet to a point; thence by other lands now or formerly of Arthur W. Warren, North 10 degrees West 200 feet to a point in the cen- ter line of Simpson Ferry Road: thence along the center line of Simpson Feny Road North 80 de- grees East 75 feet to the place of BEGiNNiNG. TAX PARCEL #17-23-0561-006. TITLE TO SAID PREMiSES IS VES1ED IN Linda L. Liddick. single person by Deed from Richard M. Ketner and Pamela D. Ke1ner, for- merly Pamela D. Benoit. his wife dated 10/25/93 and recorded 10/ 28/93 In Record Book 36 P Page 723. -. -,~. ~- ,. . , _ _,_ ",' 0 '. ~, " .-.._d. 1-" ~. L -." PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Roger M, Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, VIZ: JULY 20, 27, AUGUST 3, 2001 Affiant further deposes that he is authorized to verifY this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. ~'Editor- SWORN TO AND SUBSCRIBED before me this 3 day of AUGUST. 2001 " NOTARW; LOIS E. SNYDER, NoIaIyPlM: Certlllelloro "'-"-'--~ County MyCOi'-' Ilori~M:::,.5,2005 ,-~ <" , ,. ,- <l ~,- '. r._. "'H_ I f - .~ ; 1 --- . . ~ , ~-...., THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 567, Approved May 16,1929 Commonwealth of Pennsylvania, County of Dauphin} 55 James L. Clark being duly sworn according to law, deposes and says: That he is the Acounts Receivabie Manager of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania. with its princlpai office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of Illil Patriot-News and The Sundav Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 24th and 31 st day(s) of July and the 7th day(s) of August 2001. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowiedge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in MiscelJi'neous Book "M", Volume 14, Page 317. fz PUBLICATION ........................................ ..i:...:::-.................F............................ COpy Sworn to and 'leths21st y~fY' st2001 A.D. S ALE #32 NotarialS'" h Teoy L Ruslioll. Nolaly PublIc ~ . :&4- ,;if~~~~j'4tti!4~i;;;k.----.1 "'YC~~~== /! NOTARY PUBLIC, ' '!f! Writ NO. 2001-2637 " . ::}'::=:~":::'::':....... :;Ci\ill r~7ffl' '" Member, Pennsylvania Association at NotariiS My commjssion expjres June 6, 2002 .... .....:.: 'Mort'gage Ele'ctroritc . ':Registration ~ystems, Inc~ , vs Linda L Liddick ',"" ,Atty: Frank Federman . ,',' DESCRIPTION CUMBERlAND COUNTY SHERIFFS OFFICE CUMBERlAND COUNTY COURTHOUSE CARLISLE, PA. 17013 i'" ALL THAT CERTA1N tmet of land ~ltuale In IlK: .I~orou~n, {)f Mccbamc.\buTg. COUnlY of (\n:n.i:)erjand.. Olmmonwealth of Pennsylvama. mQrc"pa~i('u]arly bounded and dc,cribed as f;)lrow~,IO'Wlt: B.WINNL'ilG at a pomt In the ~cmcr line, Qr Sirnpsqlt': J-'crry Road, ~id pomt ~1tlg ilt J d.ist:lnce .of %0 fe~t measured m. a wh(~rly : dlrectitiiiJrriili !h~ \lIeslerly line ()nand~ now or tomk'f.19.:.Qf !he Kolk:r E<,(m~: thene..' along bnds n()w Qf fi:ltmcrlv.of Leroy Zim!1K'nn:H1; SOlllh 10 d~grcen;"ast 200 fect to:l point; (hence :l!ong Publisher's Receipt for Advertising Cost I lands niM' or 'formerly of Howard Gamber, South.. . , SO degree!> \Yes.!. 75. feet 10 11 POint; thcn..:c by I publisher of The Patriot-News and The Sundav Patnot-News. newspapers of general ! ~~cr,:J~pd.~,Dow,OJ:f?lJllq!y}!f..Art~~r.Y'~,\yarren, ~ receipt of the aforesaid notice and publication costs and certifies that the same have Nortn 1Q degrees ~st ~()() l..:.e( to (! pOint 10 tm: C'CnIC~ line: ,of Simp~('m Fcrry Rand; thence along the centct line of Simp.~(}n Ferry Roo.d Nol1h SO I degrees., ,East 75 fetn tu lhc pl[k,'t l)f BEG[~N[NG. . : TAXf'ARCEL#17-23..o5<Jl;0f.l6. 1'ULE TO SAlD PREMISES lS ...e~ted m Lmda :. L, Uddic!-.., ~jnr.!e pt1>OI1, by Deed from RIchard I M. Ketner', and P-,tmela D. Ketner, fo~rly , Pilmela"tL-Benllit, his wife-, daled 10125193 and recOfDcif JOC'8193 17) R,xord Rlwk J6p, Page i III ' , f Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Probating same Notary Fee(s) Total $ $ $ 186.75 1.50 188.25 By.........,..,....................................................... ... FIRST NATIONWIDE MORTGAGE CORPORATION, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 01-2637 LINDA 1. LIDDICK, Defendant ORDER AND NOW, this c.\- day of September, 2001, upon consideration of the within Petition, it is ordered that the Sheriff's Sale of Defendant's property at 1004 East Simpson Street, Mechanicsburg, Pennsylvania, not be stayed, but shall be continued to the Sheriff s Sale date of October 10, 200 I at which time the property shall be exposed for sale. The Sheriff of Cumberland County is directed to make personal service of this Order and the within Petition upon the Defendant, and to serve the same by reguiarmail upon each remaining party of interest identified in the Affidavit Pursuant to Rille 3129.1 heretofore filed by the Plaintiff in this matter. ~ Edgar B. Bayley, 1. . I 0 C) 0 , C '-n ;;: V> ._" -OeD rrl ~Fi:-1J rtlnl -0 2::0 r z~ , (~6 (p. "" -.J ~.?-- r.::o "'" ""," i. ~o -"~ ,.., :x ~)(~ ;pO q: am ~ -l r:- ~ \D 9/7- Cof''<2~ 9/CX'.....)--!o My ~ ',<l'~ . ! OF:\FILES\DA T AFILE\Gendoc.cur\! 0282-pet.! Created: 09/011JOI 02:25:08 PM ,Revised: 09f!J6J0103:59:35PM FIRST NATIONWIDE MORTGAGE CORPORATION, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 01-2637 LINDA L. LIDDICK, Defendant PETITION TO VOID STAY OF SALE AND CONTINUE SALE TO A SUBSEOUENT DATE AND NOW, comes R. Thomas Kline, Sheriff of Cumberland County, by and through his Solicitor, Edward L. Schorpp, and respectfully requests Your Honorable Court to grant relief upon the following: 1. This action is a mortgage foreclosure action instituted by the Plaintiff against the Defendant, filed to the above referenced docket number, and resulted in the scheduling of Defendant' s property for exposure at a Sheriffs Sale to be held on Wednesday, September 5, 2001 at 10:00 a.m. 2. The Plaintiff is represented in this matter by Frank Federman, Esquire. 3. Shortly before the scheduled sale, Terrence J. McCabe, attorney for Beneficial Consumer Discount Company D/B/A Beneficial Mortgage Co., a subordinate lien holder, faxed a letter to the Cumberland County Sheriff s Office instructing the Sheriff to stay the sale; a copy of said transmittal is incorporated herein and attached as Exhibit "A." 4. Upon receipt of Attorney McCabe's fax transmittal, your Petitioner erroneously assumed that he represented the execution creditor and withdrew the property from the sale; however, the Writ has not been returned "stayed" to the Office of Prothonotary. 5. Subsequent to the sale, your Petitioner realized that Attorney McCabe was not representing the execution creditor, and, in fact, had not even issued a Writ of Execution against the Defendant in this action. WHEREFORE, your Petitionerrequests your Honorable Court to enter an Order directing your Petitioner to expose Defendant's property to sale on the next scheduled sale date, October 10, 200 I, and void any stay which may have occurred as a result of the foregoing. Date: September 7, 2001 MARTSON DEARDORFF WILLIAMS & OTTO ~~~ Ten East High Street Carlisle, PA 17013-3093 (717) 243-3341 Solicitor for Sheriff of Cumberland County r>" -, . -"'-- ~~" , 1'-". -'.-1" ~....---~ 09/04/280: 15:15 NO. 570 D02 ,,~ TERRENCE J, McCABE LAW OFFICES McCABE, WEISBERG & CONW A V, P.C, SUITE 2080 fIRST UNION BUILDING 12.1 SOUTH BROAD STREET PHILADELPHIA, PENNSYLVANlA 19109 (215) 790.)010 FAX (215) 790.1174 SlJ1TE 600 11 6 HAIlDON AVENUE WESTMONT, NJ 08108 (~09) 858.7080 FAX (609) 858-7020 SUITE !5OJ S2 VANDERBILT Av:ENUE NEW YORK, NY 10017 (212) 697-<1011 FAx (212) 953-1)986 September 4, 2001 Sheriff I S ,Off.lce Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013-3387 Re:' Beneficial v. Liddick, Linda Cumberland County; C.C.P. Premises: 1004 East Simpson Street, Mechanicsburg PA 17055 Date of Sheriff' s Sale: SePtember 5. 2001 at 10: aOa_In. Dear Sheriff: As you know, the above-captioned property is currently listed for the September 5, 2001 Sheriff's Sale. I am writing to you at this time to request that you stay the Sale. Please be advised that my cllent, Beneficial Consumer Discount Company, has received no monies; the sheriff sal is being stayed as a result of Beneficial's deficient equity position. In addition, please return the Writ to the Prothonotary and forward any refund due my client. As acknowledgment of this stay, I would appreciate your signing or time-stamping the enclosed copy of this letter and returning the same to me forthwith in the stamped, self-addressed envelope provided. If you have any questions, please contact me. Thank you for your cooperation. ~:~~~;~ s J OF~~~~:~~~P BY: I i ! \ ~I~ATUP.E r~ \JI0, '\.liS Le..'-p1i'- l>evU.- <;.L \ d \,J.J Very ~ruly yours, T1~ jiBf!~ DATE SEP 04 2001 16:43 EXHIBIT "A" PAGE. 02 <>0rn.": ~.. _ ~ r ~ 1."",-' ~" ~- . - ~9/~4/28~" l5:l5 NO. 570 901 TER.R.ENCE J. McCABE LAW OFFiCES McCABE, WEISBERG &CONWA Y, P.e. SUITE 2080 fiRST UNION BUILDING 123 soum BRO.o.O STREET PHILADELPHIA, PENN'SYl VANIA 191 O~ (215) 790-1010 FAX (215) 790.1274 SUlTE600 216 HADDON .0. VEN1JE WESTMOt'IT, NJ 01 108 (856) 8;1.7080 ' fAX (856) IS8.7OZ0 SUITE 1503 52 V ANDERBIL T AVENUE llEW....01\X, NV 10017 (212) 697.0011 FAX (212) 953.0986 FACSIMI~E COVER LETTER DATE: Seotember 4, 2001 TO: Cumberland County Sheriff's Office FAX NO,: (717)240-6397 Re: Beneficial v. Liddick, Linda Cumberland County; C.C.P. Premises: 1004 East Simpson Street, Mechanicsburg PA 17055 Date of Sheriff's Sal.e: September 5,' 2001 at 10:00a.m. TOTAL NUMBER OF PAGES INCLUDING THIS PAGE: 2 MESSAGE: Dear Sheriff: please see the attached letter requestina that vou stay the Sheriff's Sale scheduled in the above macter. If you do not receive all the pages, or if this is received by the wrong FAX receiver, please call us back at (215) 790-1010. Thank you. SENDER: Terrence J. McCabe. Esauire FAX NO.: 1215) 790-1274 SEP 04 2001 15:43 PAGE.01 :-i<~~_~~,,"" . --'."-~ ~, ," 1-, ,-" ~~ " .. . . VERIFICATION I verify that the statements contained herein are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.A. S4904, relating to unsworn falsification to authorities. ~-d' R. omas Kline, Sheriff' Dated: September 7, 2001 .. . ',,-" c_,:,.. ' ~- ,-" ,-, , - I' " ., - -- 1'" " I' - 'k ~ k' .'~> ", ,.'" _ ',.~, _'_"1'" ",-" ',"s.y,,,,-' .'.d'c,,,' ~,*,'.",'W',.""" ,~"~~.".""""~_, k ",-",,,_,.~,~ ,~".-", =. ~ . liJlIii "'--m!' g .. . " " (") 0 ~ c: '""I "n ;g: U> -om rrI mm -0 :7J 2:::0 f-~ tj" I -~:rn )> .-J ,:-0-,8 ~:~ ~~~8 ~c; :t>' ~() :lI: 0 ~S~ )>c co Z 1'..) ~ -l ::0 -< co -< , -,~ . ~J"l"-_ -rr ~,~~. ""-''''.'i'~~~jIjif_l~~!,W!ll!'ffi'~'/fN!'tt'-''0~~w.ril!';fflM\'l!nl''tJ~il'~\'''''''I1/l,'i'II!'~Jff1I~."""",, '~,' ":"U'.' ;:s~,itf$.- PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P,R.C,P.3180-3183 FIRST NATIONWIDE MORTGAGE CORPORATION Plaintiff, v, No. 01-2637 CIVIL LINDA L. LIDDICK Defendant(s), TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY: Issue writ of execution in the above matter: Amount Due $67,924.97 Interest from 6/12/01 to 9/4/02 (per diem -11.17) $ 5,026.50 and Costs TOTAL $ 72,951.47 ~^~ RANK FE ERMAN, ESQUIRE' One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 Attorney for Plaintiff Note: Please attach description of property. No. .~'3lt1!1f . F_ ---, '"'-r-; ,~. '"~I ,f T ~ I ~~ ~J .,. ~H'" I . ~- .- h -,.c., ;,..". ,,, '",,,<~c.,",."v~'''_''<''~'k' "'-'-" ""_",,,',!, ,-,.,',' ",< ,- "'" 1 n1r""''''"'w-""~''"",, , ~'~fj""Y1tlt:itrr{'f'.r~~~~1 ~.... 6: :E1 "li C::::2: " ~ :=l ~..., ~ P.- ::c == '" ~ 00 l"'ll"'l ~ '" ..., ~~ .... ,-,"li 2: '" .... ~l"'l t"" ~~ ~g '"' Q Q "'1 .... CD Q 2: t:I::C ::1.0 0.... 'tl l"'l t:I ~O ~..., .g > 8 ~::c > 00 '" 00 CD ~~ O~ '"' '-< r C::::"'1 '" ..., -<: S 00 0' ""~ t"" ~ $:8 2:~ '" .... ~~ ~ ..., .... ...,l"'l ~o '-< ~ ~ 0 t:I C" "li t:I o~ ~i '" 00 g 0''''1 .... 2:0 '" ~ l"'l ~ l"'lo CD 0 8.1 ~ '"' 2: .. ~ ~ 2:2: -<: ~ 2:"li CD 00 ~ p.. ..., ~ oot"" ~ c:::: G"l ~l"'l ..., <:> .... l"'l l"'l 0 >00 :' 2: 2:0 ...."'1 ~ > l"'l ~ == ~ .... ~ 00 = c:::: ~ "li > .... -l Q <J\ <J\ l!5fl ,~ ,~.,~~""'~~, _,!\Jll: , I~ ,!,~]llllllQ!fAl~1Jl!ffW~~""~~-~<"-''''~t'T~#-l~r'''';'~---i>:-'t~'):l,W~l!>'li'~~~*!I,W'mTWf';~~'ffi~Ul!;~~?i, ~,'<"r-'_,-"e "' , , ALL THAT CERTAIN tract of land situate in the Borough of Mechanicsburg, County of Cumberland, Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point in the center line of Simpson Ferry Road, said point being' at a distance of ' 960 feet measured in a westerly direction from the westerly line of lands now or formerly of the Koller Estate; thence along lands now or formerly of Leroy Zimmerman, South 10 degrees East 200 feet to a point; thence along lands now or formerly of Howard Gamber, South 80 degrees West 75 feet to a point; thence by other lands now or formerly of Arthur W. Warren, North 10 degrees West 200 feet to a point in the center line of Simpson Ferry Road; thence along the center line of Simpson Ferry Road North 80 degrees East 75 feet to the place of BEGINNING. TAX PARCEL #17-23-0561-006. PREMISES BEING KNOWN AS 1004 EAST SIMPSON STREET. MECBA"IICSBURG. PA 17055 TITLE TO SAID PREMISES IS VESTED IN Linda L. Liddick, single person by Deed from Richard M. Ketner and Pamela D. Ketner, formerly Pamela D. Benoit, his wife dated 10/25/93 and recorded 10/28/93 in Record Book 36 P Page 723. 0_ .~ ",.,- ,.-- ........ . ~ ~ ,p '-""-"""""'1 ' . ,,' "".'" ,k, '.....""iJI.1 HIIi1:ITTIIiIIltI1l"1\lNj'ir!":' jlj"'IIill"'1\l1;'t'"'i <>. , , . , 7Tf D 6'- ~ Cq. .~ 0~ ~~ Cv~ ;--- ~ :-00Jll ........ ........ 8 D 0 o' , -t: ~ ~ ~ 0 0 02& ~ & I "'\) I I C) () tv ~ I I , , ~~~ 'n -..() ~ of! '. "' >,J "' ~ ~ i......1 ::: , ::: :: ~ .~", ... - '" ~ '0,:,"] ~ -. ~ "",-' - " ... -,,~ ,.. I I I :'''~ _, "'l . ~ ~" _ _ ~~_~Pfill'l!l"1~!I~:~:":;W'i~,"~J'~"'f'lP!@!>"'W"-W;"'IW"!fi":""""-'l9~;W;'\lll!!'!~~~!i!r.:!~"%''"!o/F~'"'''~'i]\iii'l'_~~~ ~ FEDERMAN AND PHELAN, LLP By: FRANK FEDERMAN Identification No. 12248 Suite 1400 One Penn Center at Suburban Station Philadelphia, PA 19103 (215) 563-7000 ATTORNEY FOR PLAINTIFF FIRST NATIONWIDE MORTGAGE CORPORATION Plaintiff, CUMBERLAND COUNTY COURT OF COMMON PLEAS v. CIVIL DIVISION LINDA L, LIDDICK NO. 01-2637 CIVIL Defendant(s). CERTIFICATION FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subj ect to the provisions of Act 91 because it is: o an FHA mortgage () non-owner occupied () vacant (X) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. e.s. Section 4904 relating to unsworn falsification to authorities. ~~IRE Attorney for Plaintiff t',__. , -'0'-",-,""'- _'C'_ , . 1-- ~ ' - " - t I" ~. - ~ '~ .,.~~ ~~< ~ ."" "-~ W:-7'''~ ~.,"''-,- "h--~' I"" ,;..",. '",,""sa.,;,, "-<-""' ~ '7' ;~-W",j'- " "'"'''''' ""-"lrnlW'~'-' 'i "',) ~..- '-;'! : ~ murlflfU r -" - -" ~--" """'"'"~ '!j~lWO~~~~~II!IIIn:Wll'!1i(~~'~~;ry',mr.""'v""-"'.)'r'";","''''o'f'''''''~'';'~"';'W'-'j~<'4"l_"':~~r"o;':i;liIWWNJ-m'''l''''''''''W:''~)'"!'''MM~lfl'~lf'l:";!il~~~ FIRST NATIONWIDE MORTGAGE CORPORATION CUMBERLAND COUNTY Plaintiff, COURT OF COMMON PLEAS v. CIVIL DIVISION LINDA L, LIDDICK NO. 01-2637 CIVIL Defendant(s). AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No.1) FIRST NATIONWIDE MORTGAGE CORPORATION, Plaintiffin the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as ofthe date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at ,1004 EAST SIMPSON STREET, MECHANICSBURG, PA 17055 , 1. Name and address ofOwner(s) or reputed Owner(s): Name Last Known Address (if address cannot be reasonably ascertained, please indicate) LINDA L. LIDDICK 100 EAST SIMPSON STREET MECHANICSBURG, PA 17055 2. Name and address ofDefendant(s) in the judgment: Same as above 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) SEARS ROEBUCK & CO. C/O 267 MARKET STREET YORK, PA 17403 ,,;,:'N-, '~"",,' ~-,-~., ': 1"','" I _ " "11' 1 c_ , , ", 4. Name and address oflast recorded holder of every mortgage of record: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) BENEFICIAL CONSUMER 4910 CARLISLE PIKE, STE.I04 DISCOUNT COMPANY D/B/A MECHANICSBURG, PA 17055 BENEFICIAL MORTGAGE CO. OF PA 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF WELFARE PO BOX 2675 HARRISBURG, PA 17105 DOMESTIC RELATIONS OF CUMBERLAND COUNTY 13 NORTH HANOVER STREET CARLISLE, PA 17013 TENANT/OCCUPANT 1004 EAST SIMPSON STREET MECHANICSBURG, PA 17055 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties ofl8 Pa, C.s. Sec. 4904 relating to unsworn falsification to authorities. March 21. 2002 DATE It ~ Af\1\Q..J\~ RANK FE ERMAN, ESQUIRE Attorney for Plaintiff /''''''''''''''';'- ., ,,~,.., <.. ",1'1" . o~_ =-~-~~ ~.-._I..~ ,,'.> =.~;~ ,,~ '~'____'"""--". d ~, ".;".-' .. ,'" "-~-; b." ',.,- ", "':"'k~""'_, "_n,"__, '.' J .) ,:; M'I") =-;";.' ~:? ..n ,- '- ::;::; :'-0 -< "..4,}j~~~~~Im;j!l~~~IfC''''i'':~'''i''iW'i,,,.j~'1~~W'f-il''~'"'~~'r'-'''~!!'-N"',",W"'iW!'<~!NI!f~~t)<';$'i~""J1$rm;'i~qrr~!lRi'!.i1"~ FIRST NATIONWIDE MORTGAGE CORPORATION CUMBERLAND COUNTY Plaintiff, No. 01-2637 CIVIL v. LINOA L. LIDDICK Defendant(s), March 21,2002 TO: LINDA L. LIDDICK 100 EAST SIMPSON STREET MECHANICSBURG, PA 17055 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HA VE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT. BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY." Your house (real estate) at, 1004 EAST SIMPSON STREET, MECHANICSBURG. PA 17055, is scheduled to be sold at the Sheriff's Sale on 9/4/02 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce the court judgment of $67.924,97 obtained by FlRST NATIONWIDE MORTGAGE CORPORATION (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000, 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, ifthe judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) -e. " -1~-, 'V', r'" "'" . .' YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (2 I 5) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. · The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7 . You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO 110 OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, P A 17013 (717) 249-3166 (800) 990-9108 c.i';: ~ ,""'" '; r ',,-,T"T--:' . ,_".r -_,~ , k'h, '" . .,., "", ALL THAT CERTAIN tract of land situate in the Borough of Mechanicsburg, County of Cumberland, Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point in the center line of Simpson Ferry Road, said point being at a distance of 960 feet measured in a westerly direction from the westerly line of lands now or formerly of the Koller Estate; thence along lands now or formerly of Leroy Zimmerman, South 10 degrees East 200 feet to a point; thence along lands now or formerly of Howard Gamber, South 80 degrees West 75 feet to a point; thence by other lands now or formerly of Arthur W. Warren, North 10 degrees West 200 feet to a point in the center line of Simpson Ferry Rqad; thence along the center line of Simpson Ferry Road North 80 degrees East 75 feet to the place of BEGINNING. TAX PARCEL #17-23-0561"006. PBEMISES BEING KNOWN AS 1004 EAST SIMPSON STREET, MECHAlITICSBURG, PA 17055 TITLE TO SAID PREMISES IS VESTED IN Linda L. Liddick, single person by Deed from Richard M. Ketner and Pamela D. Ketner, formerly Pamela D. Benoit, his wife dated 10/25/93 and recorded 10/28/93 in Record Book 36 P Page 723. ",,~ ~"1Jl ~" -,,"' ~~ , , " - $, ,~, ,,- ~ ~,'- I" ,~ ~_ "."",-=~,,- -~~n ";-' "~ -~--~- .= ~I'''''''-'' ~ C) C,-) ~~.: l '\.) -'''p '. , ., ;-",) ~_J ., ( '; :',,) '---{I 1_.. . . ~._~ -"'f ~<-- rmffi.~I~i!Ii~m_~!f~$~~"~'0"';""'TJ""?''''''-''''''';;'"'''-"\'-~"'~"'~'~"W';J'Ii~"Jj!iiWii-,""l)II,ql'(i;>'i'."-t'f\l"T,,~,,;"f."iJ!><~W~'.~l~;~~ji Debtor F;r<;~" Vt<t'''''''L0... S 7 f 0 1-1l (,,~9,3 '* F4L, t..~ icMf) Uor 4 jJjCjJO [)eYV) FILED nM~rg.PA =--AM.-p'M. UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF PENNSYL VANIA INRE: Linda L.,Liddick Chapter No. 13 First Nationwide Mortgage Corporation Movant v. 11 U.S.C. ~362 Linda L. Liddick and M!~R - 8_ Charles J. Dehart, ill, Esquire (Trustee) Respondent '~rw"ii::-F 0Al."<'t Elepu . CIeri<' AND NOW, this 8th ORDER day of Karch , 2002, upon consideration of the Motion for Relief and Motion for Default of Movant, First Nationwide Mortgage Corporation, it is hereby ORDERED that the Order for Reliefbe entered by default with respect to premises at 1004 East Simpson Street, Mechanicsburg, PA 17055, to allow the Movant to foreclose on its mortgage, which mortgage was recorded in Cumberland County, in Mortgage Book 1173, Page 996, and allow the purchase of said premises at Sheriff's sale (or purchaser's assignee) to take any legal action for enforcement of its right to possession of said premises. By the Court: /tJ fIllbedJ. WoadaIde Robert J. Woodside, Bankruptcy Judge cc: Judith T. Romano, Esquire One Penn Center at Suburban Station 1617 John F. Kennedy Blvd., Suite 1400 Philadelphia, PA 19103-1814 Linda L. Liddick 1004 E. Simpson Street Mechanicsburg, PA 17055 James K. Jones, Esquire 7 Irvine Row Carlisle, PA 17013-3019 Charles J. Dehart, III, Esquire (Trustee) P.O. Box 410 Hummelstown, PA 17036 ,;'Ai ~r:Rm ~. ,- ~ -" . 1-,"0;-" _ ,"_v__,~ Docket for Case:-" + GetCaseNoO +" (" + DktTypeExpand(m.gsDktType) + ") Page 1 of2 .' Bankruptcy Docket Report 1 01-05391 (Harrisburg) LIDDICK, LINDA L Docket items entered between 01/01/1931 and 03/21/2002 Filing Docket Entry View Date No. document 10/09/01 I VOLUNTARY PETITION under chapter 13 [EOD 10/09/01] [CA] None 10/09/01 2 NOTICE of intent to dismiss case unless missing documents are filed: dne by None 10/24/01 Re: Item # 1. [Complied] [EOD 10/09/01] [CA] , Matrix in correctIormat Re: Item # 2. [EOD 10/15/01] [KZ] None 10/15/01 3 11/27/01 4 CORRESPONDENCE to Attorney allowing until December 4,2001 to file None missing documents. Re: Item # 2. [EOD 11/27/01] [CA] 12/14/01 5 ORDER dismissing case for debtor's failure to FILE THE REQUIRED Doc #5 PDF (] DOCUMENTS [EOD 12/14/01] [JC] ~ 12/19/01 6 FINAL REPORT ofCh. 13 Trustee [EOD 12/19/01] [SP] None 12/18/01 7 Schedules, Statements, Plan & Summary and all missing documents Re: Item # Doc #7 PDF 125 2. [EOD 12/19/01] [AG] ID!Wl 12/18/01 8 MOTION of Debtor to reinstate case [Disposed] [EOD 12/26/01] [SP] None 12/18/01 9 MOTION FOR ORDER TO PAY TRUSTEE WITH CONSENT OF None DEBTOR [Disposed] [EOD 12/26/01] [SP] 12/26/01 10 ORDER to pay trustee. Re: Item # 9. [EOD 12/26/01] [SP] None 12/26/01 11 ORDER reinstating case per Debtor's Motion Re: Item # 8. [EOD 12/26/01] None [SP] 01/07/02 12 CERTIFICATE of Mailing of Notice of341 Meeting. Objections to the plan None , are due 15 days after meeting held. [EOD 01/07/02] [CA] 02/01/02 13 MOTION for relief from stay Re: First Nationwide Mortgage Corporation (Fee None paid. Receipt #578508, $75.00) [Disposed] [EOD 02/01102] [KZ] CERTIFICATE OF NON-CONCURRENCE [EOD 02/01/02] [KZ] 02/01102 14 ORDER that answers aredue on 02/21/02 Re: Item # 13. [EOD 02/01102] [KZ] None 02/11/02 15 CERTIFICATE of service Re: Item # 14. [EOD 02/11/02] [SM] None 02/14/02 16 341 meeting held. [EOD 02/15/02] [CA]. None 03/04/02 17 ORDER Confmning Plan [EOD 03/04/02] [KZ] None 03/08/02 18 MOTION for default judgment Re: Item # 13. [Disposed] [EOD 03/08/02] None [KZ] 03/08/02 19 ORDER granting default judgment Re: Item # 18. [EOD 03/08/02] [KZ] None ORDER granting relief from stay Re: Item # 13. [EOD 03/08/02] [KZ] Printed: 03/21/02 11:07:51 .../nPacer?ExecThis=docket&puid=OI 016726812&case _00=2001-05391 &office= 1 &DktType;3/21/2002 ;~,,:~~fi'lr~I e,,>" .'~" 1"- ~ t I' '" Docket for Case~n + GetCaseNoO + n (n + DktTypeExpand(m.gsDktType) + n) Page 2 of2 . ..""...............-----. ....--................. .-------...- -."....................-............... '_n....__..."..._.._______ --......--......-...- .'.'-'. ..... m...",... .'.'0 .............. I PACER Service Center I I Transaction Receipt I I 03/21/200211:07:51 I Ip ACER Login: IIiPo039 IICUent Code: I [Description: IIDocket IICase Number: 111 2001-05391 I IBillable Pages: 112 IICost: 110.14 I . .......... .......--".....------... ~ Need help? Try the PACER User's Guide liim'acer Service Center - .../nPacer?ExecThis=docket&puid=01 0 I 67268 I 2&case _ no=200 1-05391 &office= I &DktType 3/21/2002 ';:J<")L -~ .)' 'I' "f ~, . I , ~ I", I .~~ ~, ~S' C/O. ~ -~...' ~o -. ,,,,-,,,,-"~ ""I dh- _ <-"'.:1~'"",-", Z,!,'~<cG,-<i;'-""""'i.';>' "<""'~' ~'~~ ~liIlll1mnl'''-'''r:F1IT[] .,iI. . "'j" ~,_ ^__ !"'""---~!'l"1' _"~m _ < _ ""'~~ 1~~J-P"~~~l'!I!i!I!1~1'Il~~!II~11~!II!U\!I~~~I"-\1~-y,-",-,o;~i~1'!i,",,~""~),,,,,^.,~,r'f"_',1~"~_"'_''';~W~l!f!!''~~1~lF!l~'!ji~'m~l'\ii!~IJRl!!'lI~~'~~~W:;~~ ~, . - -,- ;'~~~~iN"Iii!!l'l First Nationwide Mortgage Corporation VS Linda L. Liddick In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2001-2637 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED pursuant to instructions from Attorney Frank Federman. Sheriff s Costs: Docketing Surcharge Law Library Prothonotary Mileage Levy Advertising Posting Handbills Share of Bills Poundage Law Journal Patriot News Certified Mail 30.00 20.00 1.00 13.80 15.00 15.00 15.00 25.20 11.55 246.80 193.75 1.95 $589.05 paid by attorney 10/22/02 Sworn and subscribed to before me ?~~ This "l<l t' day of (Od.J....-, 2002, A.D. {)~C2 ~I r R. Thomas Kline, Sheriff B~~ Real Estate Deputy Prothonotary ,~ ~, ," 1-""' I. 1-: '1 /,60 Ck.. 3fUf' f1--. ~- "",n WRIT OF EXECUTI!'>N and/or ATTACHMENT '" COMMONWEALTH OF PENNSYL VANIA) COUNTY OF CUMBERLAND) NO 01-2637 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due FIRST NATIONWIDE MORTGAGE CORPORATION Plaintiff (s) From LINDA L. LIDDICK, 100 EAST SIMPSON STREET, MECHANICSBURG, P A 17055 (I) You are directed to levy upon the property of the defendant (s land to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify 1rim/her that he/she has been added as a garnishee and is enjoined as above stated. AmountDue $67,924.97 L.L. Interest FROM 6/12/01 TO 9/4/02 (PER DIEM - 11.17) $5,026.50 AND COSTS Arty's Comm % Due Prothy $1.00 Arty Paid $686.82 Plaintiff Paid Date: MARCH 27, 2002 Other Costs CURTIS R. LONG Prothonotary, Civil Division ~: ~,.2.~OM~~ REQUESTING PARTY: Name FRANK FEDERMAN, ESQUIRE Address: ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400 PHaADELPIDA, PA 19103-1814 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ill No. 12248 ll'!l!-''F'J f\ - 1 , , , " --.- - =~,>. _'".~_~ _-~'""r_"""_"',._ ,_,,~~"-_ . ar .. Real Estate Sale # 31 On May 13,2002 the sherifflevied upon the defendant's interest in the real property situated in Mechanicsburg Borough, Cumberland County, P A known and numbered as 1004 East Simpson St., Mechanicsburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: May 13, 2002 ByJQ~Jt~ Real Estate Deputy ~ ~ ~ 1'1 'J '.-,; ~ -; I " I"" ,-', '-.' - ,. l', ; ,1t-,f--:}'[1 ". _ ,f ,,~~ "'. t i ! n n J-, ' 'I' '" I LZ ~~H UNU', ' ,"'/', :J'J"-II~ ,." v , 0;: c :;, ",',' "':JjO ..-- ~ ~ ..J' il _. ~~~VI,q\'~ ~!!mii!!Il1tI!i~I>\"""1;m""'.J!~~MI'I'~~I'~m"rJO!;''''''\;'~:'~'J.'fr''~i<-''--''''~''-~''"'Woef""";"~-";;"''f.~:;i''''"''''"i,fH'!i'''~'f;"'Rlli'i<,i:''-f''"'''-'''''~'f'k";'\"~';_FH'm~n"2\V~'-- ; FIRST NATIONWIDE MORTGAGE CORPORATION / CUMBERLAND COUNTY Plaintiff, COURT OF COMMON PLEAS v. CIVIL DIVISION LINDA L. LIDDICK 'r', .' : t''''eNO. "146~7 CIVIL Defendant(s). : V It'll ., 'ee;' .~": ,'~ ~ . : ""tu":'- ,) ~ -~ . r~al,r:'~c~r!t~ ~ J AFFIDA VII PURSUANT TO R~E . IiI:iolV . (Affidavit No. I) FIRST NATIONWIDE MORTGAGE CORPORATION, Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as OfthedatethePr"lecipefot the Writ of Execution was filed the following information concerning the real property located at ,1004 EAST SIMPSON STREET, MECHANICSBURG, PA 17055. 1. Name and address of Owner(s) orreputed Owner(s): Name Last Known Address (if address cannot be reasonably ascertained, please indicate) LINDA L. LIDDICK 100 EAST SIMPSON STREET MECHANICSBURG, PA 17055 2. Name and address of Defendant(s) in the judgment: Same as above 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) SEARS ROEBUCK & CO. CIO 267 MARKET STREET YORK, PA 17403 'f', 4. Name and address oflast recorded holder of every mortgage of record: , Name Last Known Address (if address cannot be reasonably ascertained, please indicate) BENEFICIAL CONSUMER 4910 CARLISLE PIKE, STE. 104 DISCOUNT COMPANY D/B/A MECHANICSBURG, P A 17055 BENEFICIAL MORTGAGE CO. OF PA 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the propeny which may be affected by the sale: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF WELFARE PO BOX 2675 HARRISBURG, PA 17105 DOMESl'IC RELATIONS OF CUMBERLAND COUNTY 13 NORTH HANOVER STREET CARLISLE, PA 17013 TENANTIOCCUP ANT 1004 EAST SIMPSON STREET MECHANICSBURG, P A 17055 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties ofl8 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. March 21. 2002 DATE 1;\ tl.AJ~ ^~(i^f'o....... RANK FE ERMAN, ESQUIRE Attorney for Plaintiff ;.--~~~-" , l' -'~''''""",,"', '1-" --- ',1.,-" lr '" FIRST NATIONWIDE MORTGAGE , , 'CORPORATION CUMBERLAND COUNTY Plaintiff, No. 01-2637 CIVIL v. LINnA L. LIDDICK Defendant(s). March 21,2002 TO: LINDA L. LIDDICK 100 EAST SIMPSON STREET MECHANICSBURG, PA 17055 "THIS FIRM IS A DEBT COLLECTOR AITEMPTlNG TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THATPURPOSE. IF YOU HAVE PREVIOUSLY RECElVEDA DISCHARGE fN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED. THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN AITEMPT TO COLLECT A DEBT, BUT ONL Y ENFORCEMENT OF A LIEN AGAINST PROPERTY." Your house (real estate) at, 1004 EAST SIMPSON STREET. MECHANICS BURG, PA 17055, is scheduled to be sold at the Sheriffs Sale on 9/4/02 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce the court judgment of $67,924.97 obtained by FIRST NATIONWIDE MORTGAGE CORPORATION (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.c.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) <'~lJ.~lf, <.",.-,'1'", . ~r~ ,*~,! ",_~~1 , , I"J" , , '1 ~- , . ; YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF TlIE SHERIFF'S SALE DOES TAKE PLACE. 1. lfthe Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 i~:1lI!lr~,:," _"^ . , _, 1-' < I , I' " ~,_. -~ ',--,".'" ' , ALL TEAT CERTAIN tract of land situate in the Borough of Mechanicsburg, County of Cumberland, Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point in the center line of Simpson Ferry Road, said point beingat a distance of ' 960 feet measured in a westerly direction from the westerly line of lands now or formerly of the Koller Estate; thence along lands now or formerly of Leroy Zimmerman, South 10 degrees East 200 feet to a point; thence along lands now or formerly of Howard Gamber, South 80 degrees West 75 feet to a point; thence by other lands now or formerly of Arthur W. Warren, North 10 degrees West 200 feet to a point in the center line of Simpson Ferry Road; thence along the center line of Simpson Ferry Road North 80 degrees East 75 feet to the place of BEGINNING. TAX PARCEL #17-23-0561-006. PBEMISES BEING KNOWN AS 1004 EAST SIMPSON STREET, MECHAlITICSBURG, PA 17055 TITLE TO SAID PREMISES IS VESTED IN Linda L. Liddick, single person by Deed from Richard M. Ketner and Pamela D. Ketner, formerly Pamela D. Benoit, his wife dated 10/25/93 and recorded 10/28/93 in Record Book 36 P Page 723. 'j~ ,- " I'.' - - , , 1,' "~~~ -' -... THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Frank J. Epler being duly swom according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and pubilsher of The Patriot-News and The Sundav Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, In the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were estabilshed March 4th, 1854, and September 18th, 1 949, respectively, and all have been continuously published ever since; That the printed notice or pubilcation which is securely attached hereto is exactly as printed and pubilshed in their regular daily andlor Sundayl Metro editions which appeared on the 23rd and 30th day(s) of July and the 6th day(s) of August 2002. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that aU of the allegations of this statement as to the time, place and character of pubilcation are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317: PUBLICATION COPY S ALE #31 Nolarial Seal Terry L. Russell. Nola,,! Public City Of Harrisburg. Dauphin County My COmmission Expires June 6,2006 Member, Pennsylvania Association Of Notaries A<; NOTARY PUBLIC 'REAL ESTATe SALE-No: 31 Wrlt No. 2001-2637 " ClvllTerm . First Nationwide Mortgage Corporation vs , Linda L Liddick Afty:- Frank Federman DESCRIPTION, ALL THAT CERTAh'l' tract of land situate in the Borough of Mechanicsburg, County (if Cultlberlapd, Commonwealth ~f Pennsylvania, marc. particularly bounded lUld described as follows, to wit: , BEGiNNING at a point in the center line of Simpson Ferry Road, said point being at a dis!~nce of 960 feet measured in a we3ter!~' direction from thcwCSl.e11y Iiue of lands now or formerly of the Keller estate; thence along lands noW dr fomerly.of Leroy Zimmerman, South La degrees East 200 feet to a point; thence along lands now' odormerly of Howard Gamber, South 80 degrees. West 75 feet to a point; thence by ., other lands now or formedy of Arthur W. Warren, Publisher s Receipt for Advertising Cost North'IO 'degre.e~ West 200 feet to a point in the ". . :center Jiue..oLSiropmn Ferry Road; thcnc.c,aIong p., publIsher of The PatrrotMNews and The Sundav Patrrot-News, newspapers of general ~e cenl.e1' ~ne o.f Simp:>on :Ferry Road North 80 (ge receipt of the aforesaid notice and publication costs and certifies that the same have degree.'l Eas17~ reel to the place ofBEGINNlNG, TAX PARCEL #17.230561.006, PREMISES bcing kno\>(~ .as, 1004 East Slmpso-J'rSueet, Mechal'licsburg, PA 17055. 'TTJ1.E TO SAID PREMISES is vesll:d in LInda L Liddic; sjngie person, by Deed from Richard M. Ketriet"~'and Pamela' D. Ketner, formerly I PtimeJ~ D. Br:noit, his wife, dated 10/25/93 mill t ~_rdedl0J28/93inRecorrlBook36PPag-e723. ! y commission expires June 6, 2006 CUMBERlAND COUN1Y SHERiFFS OFRCE CUMBERlAND COUN1Y COURTHOUSE.. CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRiOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Probating same Notary Fee(s) Total $ $ $ 192.00 1.75 193.75 By.................................................................... REAL ESTATl!> SALE NO. 31 Writ No. 2001-2637 Civil First Nationwide Mortgage Corporation VS. Linda L. Liddick Atty.: Frank Federman ALL THAT CERTAIN tract of land situate in the Borough of Mechan- icsburg, County of Cumberland. Commonwealth of Pennsylvania. more particularly bounded and de- scribed as follows, to wit: BEGINNING at a point in the cen- ter line of Simpson Ferry Road. said point being at a distance of 960 feet measured in a westerly direction from the westerly line of lands now or formerly of the KoUer Estate: thence along lands now or formerly of Leroy Zimmerman, South 10 de- grees East 200 feet to a point; thence along lands now or formerly of Howard Gamber, South 80 de- grees West 75 feet to a point; thence by other lands now or formerly of Arthur W. Warren, North 10 degrees West 200 feet to a point in the cen- ter line of Simpson Ferry Road: thence along the center line of Simpson Feny Road North 80 de- grees East .75 feet to the place of BEGINNING. TAX PARCEL #17-23-0561-006. PREMISES BEING KNOWN AS 1004 EAST SIMPSON STREET. MECHANICSBURG. PA 17055. TITLE TO SAID PREMISES IS VESTED IN Linda L. Liddick. single person by Deed from Richard M. Ketner and Pamela D. Ketner, for- merly Pamela D. Benoit, his wife dated 10/25/93 and recorded 10/ 28/93 In Record Book 36 P Page 72:,.. '''~~<,"-" ~, ~ , ~ PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.l784 STATEOFPENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, VIZ: JULY 26, AUGUST 2,9,2002 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. kJ:"_:", {,_1T~.'..i--ni:. ;,::.,\".;;-: ."':f;i_ :8.1 ;z~ R ger M. Morgenthal, Editor , SWORN TO AND SUBSCRlBED before me this 9 day of AUGUST, 2002 NOli, ~ LOIS E. SNYDER, Notary PublIc Car1lsIe 1Ioro, CUmberland COUnty , , My CommI88ion ExpiI8I Man:h 5. 2CI05 -',~~~.,,~, ,'-- '." I_r< , ,"^ ~vf\j},\,,)':ift~%iU'}'ff FIRST NATIONWIDE MORTGAGE CORPORATION CUMBERLAND COUNTY Plaintiff, COURT OF COMMON PLEAS v. CIVIL DMSION LINDA L. LIDDICK NO. 01-2637 CIVIL Defendant(s). AMENDED AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. I) FIRST NATIONWIDE MORTGAGE CORPORATION, Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at .1004 EAST SIMPSON STREET. MECHANICSBURG. PA 17055. 1. Name and address ofOwner(s) or reputed Owner(s): Name Last Known Address (if address cannot be reasonably ascertained, please indicate) LINDA L. LIDDICK 100 EAST SIMPSON STREET MECHANICSBURG, PA 17055 2. Name and address ofDefendant(s) in the judgment: Same as above 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) SEARS ROEBUCK & CO. CIO 267 MARKET STREET YORK, PA 17403 EBBETS PARTNERS LIMITED 323 LAKESIDE AVE CLEVELAND, OH 44113 5280 CORPORATE DRIVE FREDERICK, MD 21703 ""- ~j'di*:!:.:i~t;~j!g~j~ ~i.';i.<'<~ C""~, 4. Name and address of last recorded holder of every mortgage of record: Name Last Known Address (if address carmot be reasonably ascertained, please indicate) BENEFICIAL CONSUMER 4910 CARLISLE PIKE, STE. 104 DISCOUNT COMPANY DIBIA MECHANICSBURG, PA 17055 BENEFICIAL MORTGAGE CO. OF PA 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address carmot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address carmot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Last Known Address (if address carmot be reasonably ascertained, please indicate) COMMONWEALTH OF PENNSYL VANIA DEPARTMENT OF WELFARE PO BOX 2675 HARRISBURG, PA 17105 DOMESTIC RELATIONS OF CUMBERLAND COUNTY 13 NORTH HANOVER STREET CARLISLE, P A 17013 TENANTIOCCUPANT 1004 EAST SIMPSON STREET MECHANICSBURG, PA 17055 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties ofl8 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. August 6. 2002 DATE F~FEt;E~,~~SQ~ Attorney for Plaintiff ,'t!~'I''''-Il!!.. _., ,,~, -".o,---^ _____, , I __~; -1 'I'~ I' ~~ :4ff1i';;1'$'~"J-3)1:'~~ ,,-, 1 '", ~"--_. "'" ,'~'" ..~,""',,= ~-~ .,~. .,~p-,,-- "".'~"_l" '~'.r.--;'-""""'I'7""~k o ~! ''''O{f; rllrf"l Z:'"'D ZC (j) J~- .../-.-,' "'C',' <' ~(=~ ::::,-CJ .J;"~; "'3 -, .. .. "<'Iil<~:~," o 1'.:1 ;po. ~. G5 o -on ------1 \:-jl"Il ,.- m 9 (~~1 "',::,,-:;'. I CD ""0 ~" .'" :~--:\ (~jM :;::~ ~iJ ~~ S'? ~......) ',.~ ,.-= , ". 1R11~~lJ"'" ~~~m~~_.R~~"~i"'~\"''i:~'.1",:",'.')'i';,-W''-'''''''R'''IT~'~'''''o'i''C:'N'i''f'$'~qr"~'%{1'';l''1'<P'F~f'!;Jt''.~~-r;lW:-;;;l~~ry~1\ "J,__~. :~ , AFFIDA VlT OF SERVICE PLAINTIFF FIRST NATIONWIDE MORTGAGE CORPORATION CUMBERLAND COUNTY KMD No. 01-2637 CIVIL DEFENDANT(S) LINDA L. LIDDICK ACCT. #5770416883 SERVE LINDA L. LIDDICK AT lOtYlEAST SIMPSON STREET MECHANICSBURG, PA 17055 Type of Action - Notice of Sheriff's Sale Sale Date: 9/4/02 SERVED Served and made known to )..; N d a L. b dJ \ c.\-. at rc;;lo , o'clockf-m., at /001 F~ 9'^-1f86.J <V~ I s t--- day of kl-, 200~ ~c.~ot-J icS' ~u Kj , Commonwealth of Pennsylvania, in the manner described below: ----'x-Defendant personally served. Adult family member with whom Defendant(s) reside(s). Relationship is Adult in charge ofDefendant(s)'s residence who refused to give name or relationship. Manager/Clerk ofplac~ oflodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. Other: d/i ' 1/ 1'/ \ S Description: Age.!:(J.L HeightS4 WeightJ8!2 Race~SexL Other ~ ~5'se I, c.l ~."'c~ 1... GIt"\ l JoI:. , a competent adul~ being duly sworn according to law, depose and state that I personally handed a true and correct copy oft e Notice of Sheriff's Sale in the manri " >, .,S!""" iIi SEAL d case on the date and at the address mdlcated above. IlII7IlBETH M. JOHANSSON, Notary Public S d b 'b d t,;. GrlllIne Twp., FIlllklIn County worn to an su scn e , l!it"'CammlaaIori ExpIr8s Dee. 19, 2005 before me this ~day ~.. ..., of k~~1 \ ,2002,. 0 Notary:s....~ -m~~BY: (f- PL~AQATTEMPT SERVICE AT LEAST 3 TIMES. INDICATE DAT MES OF SE~VICE ATTEMPTED. NOT SERVED On the day of ,200_, at o'clock _.m., Defendant NOT FOUND because: Moved Unknown No Answer Vacant 1 ,1 Attempt: 2nd Attempt: 1 I Time: I / Time: 3rd Attempt: I / Time: S worn to and subscribed before me this _ day of , 200 _' Notary: By: Attornev for Plaintiff Frank Federman, Esquire - LD. No. 12248 '~T~,W )"." ,~ ,_ . I - . t ''l!lIM ~ . . ~ ~-- , ""'9"'= ". ~ ....,.t1"_l~~~ . '" '" -~ --" ~ '~" ~ "., ~ ~"'" ".-A" ",.,,'" ,~~,,,." .-_~'__M_ "",,"" 'i"""'''- ,~ ""- " '".<"~.~ ~IiI' i (") 0 0 C ", '"n S ~1IIl .~{ "'Oev -0 TilfT'. ;0 F:;'1pd Z:n ZC <.ll ~'3Y (.o,c...:- Ig _.--IQ -u ;~~ c...:t .:::i Z ::> >: -" ::rJ , .j;- -< ._, f;r_~nll~~~~_I~'''!'~_~''}~)Elilft\jl'i';i'f!;T'''~'''i'M'',fi,(,%1_'''_'1r''f!';i'%"''l*Rif!!i,jr?fJ$!!1~W;r,:ii:'I!R'1W;~"iFW~To;-!I<i!'Nl>'l'''~'~~; I IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: FIRST NATIONWIDE MORTGAGE CORPORATION ) ) CIVIL ACTION vs. LINDA L. LIDDICK ) ) CIVIL DIVISION NO. 01-2637 CIVIL AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ) ) 55: I, FRANK FEDERMAN, ESQUIRE attorney for FIRST NATIONWIDE MORTGAGE CORPORATION hereby verify that on 3/27/02 & 8/6/02 true and correct copies of the Notice of Sheriff's sale were served by certificate of mailing to the recorded lienholders, and any known interested party see Exhibit "A" attached hereto. 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"'11: ~ ' I::l .... if w N , il ~ .... ~ Q;ilt 0:> w ~NJ.~ - 'm<<. s.).' ",~~$POs~ , ena ~T '" ~ 3. . .2~~ O~e;S' ' _' t:::~~~~~ o . VI 0. _ .- . '5 ~ PITNEV BOWES ~ nOn . . 02 1A $ 01.800 13-.~'8 ~. ,., ~ ~~ . 0004300;371 AUG 06 2007 ! ~::l 8"2 ~g ~ ~ . ' , MAILED FROM ZIP CODE 19F'S ~_.... 0- 0" _ ~ _.n ~ ~ 8' I I I I I I I I - .- I I I ':"'~~-.~_1- ,.., ~!IIJN-~ ~_IlI'I!_, . o>z ...,c:.." ",c:..8 <1> .. <1> = ~ ~ c:..", <1> .. c:.. "ti~O>r1 i:f. g: :3' trlt;l ~-.....J(1) ~~i~ J.~Q~ "ti;><:g. ><1>'-l~ ~~~t1 O~t/)~ w g.::r: 'l:O~m :X;[d"t"" ~<1>~~ ~ ~ "'" t;;" P. g. b 10'. o"ti = "'::s 3: g. . <1> t:l~ ~~ .. 0 ... o _l_~_~,~ =- . { . 7160 3901 9844 7039 2210 " TO: LINDA L. LIDDICK 100 EAST SIMPSON MECHANICSBURG, P A 17055 SENDER: KMD REFERENCE: SALES PS Form 3800 June 2000 RETURN Posmge RECEIPT Cer1ified ea SERVICE Return Receipt Fee Restricted Delivery Total postage & Fees US Postal Service .34 1.90 1.50 3.20 6.94 Receipt for Certified Mail No Insurance Coverage I='rovided Do Not Use for International Mail '""~_'=_~~_~"~~_'~_._"''"~=.-'''__--''~',"',"-'''-_-''''.-,"'-'"" _".""'"....".,..-.c."-_..---".""'''=~..._-~=-''-=..,.==._...,,...---~.,,. i,..,,,<= ,., .--!-"" r ~t- ,.- ",~, ~ t i i'~ ~~ , ~ _' ,_ "'" ,-,iC ',;"'_'~''''' '^ r '.) > ~."-T '-', ' ,,-,,'.1_',,>, .:'; "r-~" "j1<'Y-"'l-lTuTIud'>J'~""'~ilf'Y'~fifC~Nr ' "-~~"~I'rtf'" r~ r]U[~ii!fT~" '1lt'Jt\+f 2 C> ~ N ..... ~ ~ ::I;,::r:! ~gj co') ~1 r-:: ~......tT1 N :01: zt;: - go c.:Q d;:.~< "5"'" -,:) -,-:+\ \2C) ::;J: 50 ~o ....._I""n -",0 N 0' -\ >>c:: .' ~ :z (:'. :<. 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