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VALERIE ROSENBLUTH PARK, ESQUIRE
Attorney I.D. #72094
PARK LAW ASSOClATES, P.C.
25 East State Street
P.O. Box 1779
Doylestown, PA 18901
(215) 348-5200
ATTORNEY FOR PLAlNTlFF
CUMBERLAND COUNTY COURT OF CO!VIMON PLEAS
ClTlBANK (SOUTH DAKOTA) N.A.
Plaintiff
VS.
KATHY KEAN
NOTIc!
NO. 01- :(77'J..... Co~L I~
Defendant
You have been sued in Court. lf you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by an
attorney and filing in writing with the Court your defenses or
obj ections to the claims set forth against you. You are warned
that if you fail to do so, the case may proceed without you and a
judgment may be entered against you by the Court without further
notice for any money claimed in the Complaint or for other claims
or relief requested by the Plaintiff. You may lose money or
property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. lF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATlON
2 LlBERTY AVENUE
CARLISLE, PA 17013
(717l249-3166
(800) 990-9108
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
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VALERIE ROSENBLUTH PARK
ATTORNEY LD. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET, P.O. BOX 1779
DOYLESTOWN,PA 18901
(215l 348-5200
ATTORNEY FOR PLAINTIFF
ACT#:4128003355833784
CUMBERLAND COUNTY COURT OF COMMON PLEAS
ClTlBANK (SOUTH DAKOTAl N.A.
7920 NW 110TH ST.
KANSAS ClTY, MO 64153
PLAINTIFF
VS
KATHY KEAN
111 FAlRVIEW DRIVE
CAMP HlLL, PA 17011-8312
DEFENDANT
NO. O/-;{ 77,;2. ~-r~
CIVIL ACTION-LAW
1. The Plaintiff is Citibank (South Dakota) N.A., a nationally
charted banking institution with a place of business located at
3940 Olympic Blvd. Erlanger, KY 41018
2. The Defendant is KATHY KEAN, with a place of residence located
at 111 FAIRVlEW DRlVE CAMP HILL, PA 17011-8312 .
COUNT I - CONTRACT
3. At the request of the Defendant, Plaintiff issued to Defendant
a credit card, account 4128003355833784; and at all times relevant
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
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hereto, Defendant was, the holder of said card issued through the
Plaintiff's credit facilities.
4. Defendant, upon acceptance and use of the Plaintiff's credit
card, agreed to be bound by the terms and conditions of
Plaintiff's revolving credit plan. A true and correct copy of
said Agreement is attached hereto, made a part hereof and marked
Exhibit "A".
5. The Defendant subsequently used the said credit card. As of
09/21/2000, the Defendant had incurred charges in the sum of
$3,462.46. Defendant may be entitled to payments made after
09/21/2000 which will be credited at the time of judgment.
6. ln accordance with the terms of Exhibit "A", the Defendant
agreed to pay the Plaintiff a finance/service charge on all sums
due at an annual percentage rate of 22.40 and the Plaintiff is
entitled to additional finance/service charges from 09/21/2000.
7. ln accordance with the terms of Exhibit "A", Defendant agreed
to pay Plaintiff a reasonable attorney's fee if the account was
referred to an attorney for collection and Plaintiff will incur an
attorney's fee in the amount of $865.00.
WHEREFORE, Plaintiff demands judgment against the defendant
in the sum of $3,462.46 plus attorney's fees of $865.00 plus
interest from 09/21/2000 at the contract rate and cost of this
action, less payments made, plus costs and any other such relief
as this Court deems reasonable and just.
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
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COUNT II UNJUST ENRICHMENT
8. Plaintiff hereby incorporates paragraphs 1 through 7 above as
though set forth in full.
9. The Defendant received a monetary benefit, which was in fact
appreciated by the Defendant.
10. The Defendant accepted the benefits.
11. By virtue of the circumstances surrounding the request for
funds made, the Defendant knowingly requested the funds at issue
and/or knowingly and voluntarily accepted the benefits bestowed.
12. lt would be inequitable for this Court to allow the Defendant
to retain the benefits of the funds or to be unjustly enriched at
the expense of the Plaintiff or allow the Defendant to retain the
value of the funds at issue without repaying the Plaintiff the
value of same.
WHEREFORE, Plaintiff demands judgment against the defendant in
the sum of $3,462.46 plus attorney's fees of $865.00 plus interest
from 09/21/2000 at the contract rate and cost of this action, less
payments made, plus costs and any other such relief as this Court
deems reasonable and just.
Respectfully submitted:
PARK
BY:
VALERIE ROSENBLUTH PARK,ESQ.
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, lT lS REQUlRED
THAT WE STATE THE FOLLOWlNG TO YOU: THIS IS AN ATTEMPT TO COLLECT
A DEBT. ANY lNFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
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AFFIDA vIi
STATE OF MISSOURI
COUNTY OF PLATTE, TO-WIT:
On this h day of
aforementioned,
OCTOBER, 2000, came before me, a Notary Public in the jurisdiction
JEANETTE M. BROWN , who, after being duly sworn, deposes as follows:
I, JEANETTE M. BROWN , hereby certify that I am a Manager of Citicorp Credit Services, Inc.;
that I alii authorized to execute this Affidavit on behalf of Citibank (South Dakota), N.A.; that I make this
affidavit of my own personal knowledge and am competent to testify to all matters contained herein; that
I am personally familiar with Acconnt No. 4128003355833784 ; that the
defendant signed an Application for Credit which forms the basis for this account; that
Kathy Kean used or authorized use of said credit account for the purchase of
goods and/or services and cash advances; that the existing balance of the account is $ 3462.46
that demand has been made upon Kathy Kean for payment of this amount;
that Kathy Kean was sent a copy of the Disclosure Statement with the credit
card; that payment has not been made pursuant to the agreement between the parties and that said
amount, plus continuing interest and attorney's fees is due and owing to Citibank (South Dakota), N.A.;
that I have made diligent search and inquiry to determine whether the defendant,
Kathy Kean , is in the military service of the United States of America;
and, as a result of such search and inquiry, have determined and ascertained that the said defendant
is not in the military services of the United States and is not entitled to any of the rights and
privileges as prescribed under the Soldiers and Sailors Civil Relief Act of 1940, as amended.
I certify the above to be true and correct to the best of my knowledge and belief.
~"~"A::m'
i e MANAGER
under limited power of attorney for
CITlBANK (SOUTH DAKOTA), N.A.
STATE OF MISSOURI
COUNTY OF PLATTE, TO-WIT:
The foregoing Affidavit was acknowledged hefore me this H day of OCTOBER
2000, hy JEANETTE M. BROWN ,whosetitleis MANAGER ,on hehalf of Citihank
(South Dakota), N.A., a South Dakota corporation, on behalf of the corporation.
Given nnder my hand this JL day of 2000. ~
My commission expires:
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NOT Y PUBLIC
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SHERlFF'S RETURN - NOT FOUND
CASE NO: 2001-02772 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
ClTlBANK SOUTH DAKOTA NA
VS
KEAN KATHY
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named defendant, DEFENDANT
KEAN KATHY
but was
unable to locate Her in his bailiwick. He therefore returns the
COMPLAlNT & NOTICE
, NOT FOUND , as to
the within named DEFENDANT
, KEAN KATHY
THIS APDESS IS IN YORK COUNTY
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
.00
.00
10.00
.00
28.00
So ~,wer":,, />/'>~", '",;;;>
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R. Thomas Kline
Sheriff of Cumberland County
PARK LAW ASSOClATES
05/14/2001
Sworn and subscribed to before me
this
.2.:3MC
day of ~
2MJ1 A.D.
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Pro honotary I
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I HEREBV CERTIFY THAT THE wiTHIN "
IS A TRUE AND CORRECT COpy
THE RIGINAL ON FI
VALERIE ROSENBLUTH PARK, ESQUIRE
Attorney I.D. #72094
PARK LAW ASSOClATES, P.C.
25 East State Street
P.O. Box 1779
Doylestown, PA 18901
(215l 348-5200
ATTORNEY FOR PLAlNTIFF
CUMBERLAND COUNTY COURT OF COMMON PLEAS
TftUE COpy FROM RECORD
'" TNtImooy whereof. Illera unto set my nand
~w~~,Car"UsIe, ,',PI".
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CITIBANK (SOUTH DAKOTA) N .A.
Plaintiff
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NOTlCE
NO. 01- ~77~ QOlL~>J
VS.
KATHY KEAN
Defendant
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by an
attorney and filing in writing with the Court your defenses or
obj ections to the claims set forth against you. You are warned
that if you fail to do so, the case may proceed without you and a
judgment may be entered against you by the Court without further
notice for any money claimed in the Complaint or for other claims
or relief requested by the Plaintiff. You may lose money or
property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717)249-3166
(800l 990-9108
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
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VALERIE ROSENBLUTH PARK
ATTORNEY I.D. # 72094
PARK LAW ASSOCIATES, P.C.
25 EAST STATE STREET, P.O. BOX 1779
DOYLESTOWN,PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
ACT#:4128003355833784
CUMBERLAND COUNTY COURT OF COMMON PLEAS
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CIVIL ACTION-LAW
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ClTIBANK (SOUT!i DAKOTA) N.A.
7920 NW 110TH ST.
KANSAS CITY, MO 64153
PLAlNTIFF
VS
KATHY KEAN
111 FAIRVIEW DRIVE
CAMP HILL, PA 17011-8312
DEFENDANT
1. The Plaintiff is Citibank (South Dakotal N.A., a nationally
charted banking institution with a place of business located at
3940 Olympic Blvd. Erlanger, KY 41018
2. The Defendant is KATHY KEAN, with a place of residence located
at 111 FAIRVIEW DRIVE CAMP HILL, PA 17011-8312 .
COUNT I - CONTRACT
3. At the request of the Defendant, Plaintiff issued to Defendant
a credit card, account 4128003355833784; and at all times relevant
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
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hereto, Defendant was,the holder of said card issued through the
Plaintiff's credit facilities.
4. Defendant, upon acceptance and use of the Plaintiff's credit
card, agreed to be bound by the terms and conditions of
Plaintiff's revolving credit plan. A true and correct copy of
said Agreement is attached hereto, made a part hereof and marked
Exhibit "A".
5. The Defendant subsequently used the said credit card. As of
09/21/2000, the Defendant had incurred charges in the sum of
$3,462.46. Defendant may be entitled to payments made' after
09/21/2000 which will be credited at the time of judgment.
6. In accordance with the terms of Exhibit "A", the Defendant
agreed to pay the Plaintiff a finance/service charge on all sums
due at an annual percentage rate of 22.40 and the Plaintiff is
entitled to additional finance/service charges from 09/21/2000.
7. In accordance with the terms of Exhibit "A", Defendant agreed
to pay Plaintiff a reasonable attorney's fee if the account was
referred to an attorney for collection and Plaintiff will incur an
attorney's fee in the amount of $865.00.
WHEREFORE, Plaintiff demands judgment against the defendant
in the sum of $3,462.46 plus attorney's fees of $865.00 plus
interest from 09/21/2000' at the contract rate and cost of this
action, less payments made, plus costs and any other such relief
as this Court deems reasonable and just.
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
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COUNT II UNJUST ENRICHMENT
8. Plaintiff hereby incorporates paragraphs 1 through 7 above as
though set forth in full.
9. The Defendant received a monetary benefit, which was in fact
appreciated by the Defendant.
10. The Defendant accepted the benefits.
11. By virtue of the circumstances surrounding the request for
funds made, the Defendant knowingly requested the funds at" issue
and/or knowingly and voluntarily accepted the benefits bestowed.
12. It would be inequitable for this Court to allow the Defendant
to retain the benefits of the funds or to be unjustly enriched at
the expense of the Plaintiff or allow the Defendant to retain the
value of the funds at issue without repaying the Plaintiff the
value of same.
WHEREFORE, Plaintiff demands judgment against the defendant in
the sum of $3,462.46 plus attorney's fees of $865.00 plus interest
from 09/21/2000 at the contract rate and cost of this" action, less
payments made, plus costs and any other such relief as this Court
deems reasonable and just.
Respectfully submitted:
PARK LAW ASSOCIATES, P.C.
BY:
VALERIE ROSENBLUTH PARK, ESQ.
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS REQUIRED
THAT WE STATE THE FOLLOWING TO YOU: THIS IS AN ATTEMPT TO COLLECT
A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR~OSE
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WIL~ BE USED FOR THAT PURPOSE.
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AFFIDAVIT
STATE OF MISSOURI
COUNTY OF PLATTE, TO-WIT:
On this 1.2:: day of
aforementioned,
OCTOBER, 2000, came before me, a Notary Public in tbe jurisdiction
JEANETTE M. BROWN , who, after being duly sworn, deposes as follows:
I, JEANETTE M. BROWN , hereby certify that lam a Manager of Citicorp Credit Services, Inc.;
that lam authorized to execute this Affidavit on behalf of Citibank (South Dakota), N.A.; that I make this
affidavit of my own personal knowledge and am competent to testify to all matters contained herein; that
lam personally familiar with Account No. 4128003355833784 ; that the
defendant signed an Application for Credit which forms the basis for this account; that
Kathy Kean used or authorized use of said credit account for the purchase of
goods and/or services and cash advances; that the existing balance oftbe account is $ 3462.46
that demand has been made upon Kathy Kean for payment of this amount;
that Kathy Kean was sent a copy of the Disclosure Statement with the credit
card; that payment has not been made pursuant to the agreement between the parties and that said
amount, plus continuing interest and attorney's fees is due and owing to Citibank (South Dakota), N.A.;
that I have made diligent search and inquiry to determine whether the defendant,
Kathy Kean , is in the military service of the United States of America;
and, as a result of such search and inquiry, have determined and ascertained that the said defendant
is not in the military services ofthe United States and is not entitled to any of the rights and
privileges as prescribed under the Soldiers and Sailors Civil Relief Act of 1940, as amended.
I certify the above to _ be true and correct to the best of my knowledge and belief.
\l=. CITlCORP CREDIT SERVICES, INC.
/llJiJ:L (j)-, ~
i e MANAGER
under limited power of attorney for
CITffiANK (SOUTH DAKOTA), N.A.
STATE OF MISSOURI
COUNTY OF PLATTE, TO-WIT:
The foregoi~g Affidavit was acknowledged before me this.J.2:::. day of OCTOBER
2000, by JEANETTE M. BROWN , whose title is MANAGER
(South Dakota), N.A., a South Dakota corporation, on behalf of the corporation.
Given under my hand this k day of 2000.
My commission expires:
, on behalf of Citibank
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VALERlE ROSENBLUTH PARK, ESQUIRE
Attorney l.D. #72094
PARK LAW ASSOCIATES, P.C.
25 E. State Street
Doylestown, PA 18901
(215 348-5200)
ATTORNEY FOR PLAlNTlFF
CUMBERLAND COURT OF COMMON PLEAS
ClTlBANK (SOUTH DAKOTA) N.A.
Plaintiff
VS.
KATHY KEAN
Defendant
NO. 01-2772
PRAECIPE TO DISCONTINUE WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly discontinue the above captioned matter, without
prejudice.
PARK LAW ASSOClATES P.C.
BY:
VALERIE ROSENBLUTH PARK, ESQ.