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FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD
SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
8201 GREENSBORO DRIVE, SUITE 350
MCLEAN, VA 22102
ATTORNEY FORPLAlNTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
Plaintiff
v.
NO. CJ/ -- .J-)&,3
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CUMBERLAND COUNTY
EDWARD W. ORTH
ARLENE ORTH
208 BOSLER AVENUE
LEMOYNE, PA.17043
Defendant( s)
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMA nON OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, TillS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY."
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
Loan #: 40216731
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1. Plaintiff is
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
8201 GREENSBORO DRIVE, SUITE 350
MCLEAN, VA 22I02
2. The name(s) and last known address(es) of the Defendant(s) are:
EDWARD W. ORTH
ARLENE ORTH
208 BOSLER AVENUE
LEMOYNE,PA.17043
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 6119/97 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to ACCUBANC MORTGAGE CORPORATION which mortgage
is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book
No. 1389, Page 997. By Assignment of Mortgage recorded 6/17/98 the mortgage was
assigned to PLAINTIFF which Assignment is recorded in Assignment of Mortgage Book
No. 579, Page 713.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 11/1/00 and each month thereafter are due and unpaid, and by the terms of
said mortgage, upon failure of mortgagor to make such payments after a date specified by
written notice sent to Mortgagor, the entire principal balance and all interest due thereon
are collectible forthwith.
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6. The following amounts are due on the mortgage:
Principal Balance
Interest
10/1/00 through 5/1/01
(Per Diem $14.70)
Attorney's Fees
Cumulative Late Charges
6/19/97 to 5/1/01
Cost of Suit and Title Search
Subtotal
$63,140.83
3,131.10
3,157.00
188.68
550.00
$70,167.61
Escrow
Credit
Deficit
Subtotal
300.85
0.00
($ 300.85)
TOTAL
$69,866.76
7. The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania Law, and will be collected in the event of a third party purchaser at
Sheriff's Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees
will be charged.
8. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.00.
9. The Combined Notice has been sent to the Defendant(s) by regular and certified mail as
required by 35 P.S. gI680.403c.
10. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance
Program, Act 91 of 1983, has terminated because either:
(i.) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit
Counseling Agency in accordance with Plaintiffs written Notice to Defendants;
or
(ii.) Defendant(s) application for assistance has been rejected by the Pennsylvania
Housing Finance Agency.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$69,866.76, together with interest from 5/1/01 at the rate of$14.70 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
1-~~
/s/ Frank Federman
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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ALL THAT CERTAIN loe or piece of ground with che buildings and
improvements thereon ereceed situate in the Borough of Lemoynel County
of Cumberland and commonwealth of Pennsylvania, more particularly
bounded and described as follows, to wit, in accordance with survey of
Ernest J. Walker, Registered Professional Engineer, dated t.he 241.11 day
of May, A.D., ~907:
aSGXNNXNG at a poin~ on the southwesterly line of Bosler Avenuel which
point is S5 fee~ westward~y of ehe westerly line of Cherry Avenue;
thence excending South 38 degrees, Sast 150 feec to a point on the
northeasterly line of Apple A.lley;, thence extending along the lIame
South 52 degrees 1 West 54 feet eo a po~nt; thence extending North 38
degrees West 1~0 feet to a point on the southeasterly line of Bosler
Avenue Norch 52 degrees East S4 feet eo the poine of BEG!NNING.
HAVING THEREON erecced half of a double three story frame dwelling
being known and numbered as 209 Bosler Avenue.
SEING the same prem~ses which James w. Snyder and Sarah A. Snyder,
husband and wife, by their deed dated April 14, 1992, and recorded
June 261 ~9971 in the Office of the Recorder of Deeds of Cumberland
County in Record Book 1GO, Page 11, granted and conveyed unto Edward
~. Orth and Arlene Orth. husband and wife, Grantors herein.
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VERIFICA TIQN
FR."'-='iK FEDER.\[A='i. ESQURE hereby states that he is attorney for Plaintiff in this
matter, that Plaintiff is outside the jurisdiction of the court and/or the verification could
not be obtained within the time allowed for the filing of the pleading, that he is
authorized to make this verification, and that the statements made in the foregoing Civil
Action in "[ortgage Foreclosure ::tre true and correct to the best of his knowledge.
information ::tne! belief Furthermore. it is counsel's intention to substitute a veri!ic::ttion
from Plainriffas soon as it is received by counsel. The undersigned understands that this
statement is made subject to the penalties of 18 Pol. C.S. Sec. 4904 relating to unsworn
falsitication to authorities.
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SHERIFF'S RETURN - REGULAR
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CASE NO: 2001-02783 P
.
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MORTGAGE ELECTRONIC REGISTRATI
VS
ORTH EDWARD W ET AL
GERALD WORTHINGTON
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, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
ORTH ARLENE
was served upon
the
, 2001
DEFENDANT
, at 1939:00 HOURS, on the 30th day of May
at 208 BOSLER AVENUE
LEMOYNE, PA 17043
ARLENE ORTH
by handing to
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
.00
.00
10.00
.00
16.00
Sworn and Subscribed to before
me this ;{ L. 'E:: day of
~ .:huf A.D.
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Pr t onotary ,~r7
So Answers:
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R. Thomas Kline
06/07/2001
FEDERMAN & PHELAN
By: ~
A... L.I..-I/)~ .
Deputy S riff
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SHERIFF'S RETURN - NOT FOUND
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CASE NO: 2001-02783 P
COMMONWEA~TH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
,
MORTGAGE ELECTRONIC REGISTRATI
VS
ORTH EDWARDW ET AL
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named defendant, DEFENDANT
ORTH EDWARD W
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
, NOT FOUND , as to
the within named DEFENDANT
, ORTH EDWARD W
PER POST OFFICE MOVED LEFT NO
FORWARDING ADDRESS
Sheriff's Costs:
Docketing
Mileage
Affidavit
Surcharge
18.00
9.92
.00
10.00
.00
37.92
R. Tomas Kline
Sheriff of Cumberland County
FEDERMAN & PHELAN
06/07/2001
Sworn and subscribed to before me
this -< l. ":::: day of qJ~'
oUJ-ol A.D.
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Pro notary" " /
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~FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD
SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
8201 GREENSBORO DRIVE, SUITE 350
MCLEAN, VA 22102
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
Plaintiff
,
v.
NO. CJ!- .;27~3
~
CUMBERLAND COUNTY
EDWARD W. ORTH
ARLENE ORTH
208 BOSLER AVENUE
LEMOYNE, PA. 17043
Defendant( s)
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
--THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.--
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
,
b certify the
We ~ere Yea true and
within to b f the
coHect C?py ~f record
original flleNd AND PHELAN
FEDEHMA
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
Loan #: 40216731
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1. Plaintiff is
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
8201 GREENSBORO DRIVE, SUITE 350
MCLEAN, VA 22102
2. The name(s) and last known addressees) of the Defendant(s) are:
EDWARD W. ORTH
ARLENE ORTH
208 BOSLER AVENUE
LEMOYNE, PA. 17043
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 6/19/97 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to ACCUBANC MORTGAGE CORPORATION which mortgage
is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book
No. 1389, Page 997. By Assignment of Mortgage recorded 6/17/98 the mortgage was
assigned to PLAINTIFF which Assignment is recorded in Assignment of Mortgage Book
No. 579, Page 713.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 11/1/00 and each month thereafter are due and unpaid, and by the terms of
said mortgage. upon failure of mortgagor to make such payments after a date specified by
written notice sent to Mortgagor, the entire principal balance and all interest due thereon
are collectible forthwith.
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6. The following amounts are due on the mortgage:
Principal Balance
Interest
10lllOO through 511101
(Per Diem $14.70)
Attorney's Fees
Cumulative Late Charges
6/19/97 to 511101
Cost of Suit and Title Search
Subtotal
$63,140.83
3,131.10
3,157.00
188.68
550.00
$70,167.61
Escrow
Credit
Deficit
Subtotal
TOTAL
300.85
0.00
($ 300.85)
$69,866.76
7. The attorney's fees set forth above are in confonnity with the Mortgage documents and
Pennsylvania Law, and will be collected in the event of a third party purchaser at
Sheriff's Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees
will be charged.
8. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.00.
9. The Combined Notice has been sent to the Defendant(s) by regular and certified mail as
required by 35 P.S. SI680.403c.
10. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance
Program, Act 91 of 1983, has tenninated because either:
(i.) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit
Counseling Agency in accordance with Plaintiffs written Notice to Defendants;
or
(ii.) Defendant(s) application for assistance has been rejected by the Pennsylvania
Housing Finance Agency.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant( s) in the sum of
$69,866.76, together with interest from 5/1/01 at the rate of$14.70 per diem to the date of
Judgment, and other costs and charges coll~ctible under the mortgage and for the foreclosure and
sale ofthe mortgaged property.
Isl Frank Fedennan
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
TRUr: COpy FR."":I/ :-;:;-ORD
In Testirrr,:'! v!hereof, I h. r3 J:~: 0:,' my hand
and the "~,I of said Court,: : f'a.
This. . ,<6" ,. . day of.
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ALL THAT CSRTAIN loe or p~ece of ground wieh che bu~ldin9a and
improvementa thereon ereeced s~~uaee in the Borough of Lemoynel Councy
of Cumberland and Commonwealth of Pennsylvania, more p~rtieularly
bounded and described as follows, eO' wit, in accordance w1th survey ot
Erne5t. J. Walker. Regist.ered Professional Engineer, dated t.he 24"10 day
of May, A.D., ~~6/:
aSG~NN~NG at a paine an t.he southwester1y line of Bosler Avenue. which
paint is SS feet westwardly of the westerly line of Cherry Avenue;
thence extending South 38 degrees, East 150 feet to' a paine on the
northeast:.erly line of Apple Alley:' t:.henc:e Elxtendi.ns alang the eame
Sout.h S2 degrees 1 West 54 feet to a po~nt; thence exten4~ng North 38
degrees West 1~O feet to' a peint cn ehe scutheasterly line of Bosler
Avenue North 52 degrees Eas~ S4 feet eo the poine of BEGINNING.
HAVING THEREON ereceed half of a double three s~ory frame dwelling
being ~~cwn ana numbered as 209 Bosler Avenue.
SEING the same premises which James W. Snyder and Sarah A. Snyder,
husband and wife, by cheir deed daead Apr~l l~. 1992, and reco~ded
June 26, 1~971 in the Off~ce of the Recorder of Deeds of cumberland
County in Record Book 1601 Page ~1, granted and conveyed unto gd~ard
W. Orth and Arlene Orth. husband and wife. Gran~ors herein.
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VERIFICA nON
FR.-\~K FEDER.\!.-\~. ESQURE hereby st:!tes th:!t he is :!Homey for Plaintiff in this
m:!tter, that Plaintiffls outside the jurisdiction of the court and. or the verification could
not be obtained within the time allowed for the tiling of the ple:!ding, that he is
authorized to make this veritic:!tion. and that the st:!tements made in the foregoing Civil
Action in "[ortgage Foreclosure are true and correct to the best of his knowledge.
information and bdief. Furthermore. it is counsel's intention to substitute a \'eriticatIon
from Plaintiff:!s soon as it is received by counsel. The undersigned understands that this
statement is made subject to tl:e penalties of IS Pa. C.S. Sec. -190.+ rel:!ting to Ul1S\\Om
ralsitic:!tiOl1 to ,tuthont!es.
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FEDERMAN AND PHELAN
BY: FRANK FEDERMAN
Identification No. 12248
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
Mortgage Electronic
Registration Systems, Inc
Plaintiff
ATTORNEY FOR PLAINTIFF
Court of Common Pleas
Civil Division
VS.
Cumberland County
No.01-2783-CIVIL
Edward W. Orth
Arlene Orth
Defendants
PRAECIPE
TO THE PROTHONOTARY:
X Please mark the above referenced case Discontinued and Ended without
prejudice.
Please mark the above referenced case Settled, Discontinued and Ended.
Please mark Judgments satisfied and the Action settled, discontinued and
ended.
Please Vacate the judgment entered and mark the action discontinued and
ended without prejudice.
Please withdraw the complaint and mark the action discontinued and
ended without prejudice.
Date: 10/15)01
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Frank Federman
Attorney for Plaintiff
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