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Home My WebLink About01-2917 FX .~ McCABE. WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 . Bankers Trust Company of California, N.A. as Custodian or Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 v. Gary E. Darr 13 Fairfield Street Mt. Holly, PA 17065 and Karen M. Darr 13 Fairfield Street Mt. Holly, PA 17065 Attorney for Plaintiff Cumberland County Court of Common Pleas Number DI - :<9'7 dC>.l('t~ CIVIL ACTION/MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the foLLowing pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personaLLy or by attorney and filing in writing with the court your defenses or object; ons to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may Lose money or property or other rights important to you. YOU SHOULD TAKE TIllS PAPER TO YOUR LAWYER A T ONCE~ IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE TIlE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. CumberLand County Bar Association 2 Liberty Avenue CarL isLe, PA 17013 (717) 249-3166 - ~ "~,-."", ,rs_." t':~",,'~'"'__'?,c''''' ''',:1'''''''' '"__~, _'."', -_"_',T,r,~'" _ __ ~ "'_' '"" ,'" ' I AVISO Le han demandado a usted en la corte. Si usted qui ere defenderse de estas demandas ex-puestas en Las paginas siguientes, usted tiene veinte (20) dias de plazo aL partir de la fecha de La demanda y La notificacion. Hace felta asentar una comparencia escrita 0 en persona 0 con un abogado y entregar a La corte en forma escrita sus defensas 0 sus objeciones a Las demandas en contra de su persona. Sea avisado que si usted no se defiende, La corte tomara medidas y puede continuar La demanda en contra suya sin previa aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpLa con todas Las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIA TAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTEDE P AGAR TAL SERVICO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CumberLand County Bar Association 2 Liberty Avenue CarlisLe, PA 17013 (717) 249-3166 . n. ,"'"" "7, ',"'<,_," ~~ ~ .+ ,,,' .. [ . McCABE, WEISBERG AND CONWAY, P.C. BY, TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff Bankers Trust Company of California, N.A. as Custodian or Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 Cumberland County Court of Common Pleas v. Gary E. Darr 13 Fairfield Street Mt. Holly, PA 17065 and Karen M. Darr 13 Fairfield Street Mt. Holly, PA 17065 Number Ol-;J tf/7 CWd {.MAl'> CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Bankers Trust Company of California, N.A. as Custodian or Trustee, a corporation duly organized and doing business at the above captioned address. 2. The Defendant is Gary E. Darr, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 13 Fairfield Street, Mt. Holly, PA 17065. 3. The Defendant is Karen M. Darr, who is one of the mortgagors and real owners of the mortgaged property hereinafter +~ . ~ - ,,~, _)_,-i_C"~~~:"",_.~",.-. ,~,."-,", -~. , "'" ~~ -~ l ~- ", ,~~ ~-.,-." ." .' '-",'" 1."'- ,'_ "'~,~ J' ,"__ . _ "~~A,, ,. -,"~ ' o. -"~ II described, and her last-known address is 13 Fairfield Street, Mt. Holly, PA 17065. 4. On 9/28/98, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Chapel Mortgage Corporation which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1485, Page 710. 5. On 4/2/01, the aforesaid mortgage was thereafter assigned by Chapel Mortgage Corporation to Bankers Trust Company of California, N.A. as Custodian or Trustee, plaintiff herein, by Assignment of Mortgage recorded in the Office of the Recorder of Cumberland County in Assignment of Mortgage Book 670, page 1021. 6. The premises subject to said mortgage is described in the legal description attached as Exhibit "A" and is known as 13 Fairfield Street, Mt. Holly, PA 17065. 7. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 9/1/00 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 8. The following amounts are due on the mortgage: Principal Balance Interest 8/1/00 through 4/30/01 (Plus $23.85 per diem thereafter) Attorney's Fee Late Charges $89,443.16 $ 6,511.05 $ 4,472.16 $ 405.24 h,~ _ f", . -''-" "1r'-;'?''''-1,c~Z:;''c:'-'',->",,_ ','-~ ,,,' .~""">I ....,-~" "'~~ -,.,,~,",--~,..~, ~ "" -_-~~!~-~c.,I-",- " ,,_ < n'_ ,~< "_ "", ~, , '",' ~;- ,,~ .' , " ",."-, Cost of Suit Appraisal Fee Title Search $ $ $ 225.00 125.00 200.00 GRAND TOTAL $101,381. 61 9. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriff I s Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 10. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. ~403) and notice required by the Emergency Mortgage Assistance Act of 1983 has been sent to Defendant by certified mail on the date set forth in the true and correct copies of such notices attached hereto as Exhibit "B." WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $101,381.61, together with interest at the rate of $23.85 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. ,'<, , < y" '":~"'",,~, ,_""','''1'',- 0,,-, ,)"'''-',''_ "':"''''''''1.0'-'''"' ~c". '^, ,,,,,",,"~.,_ '"~~ '_"'1'~' ~, ""''"" "' ~ "~ _,_ 0_.' , . VERIFICATION The undersigned, Robert Lyons, hereby certifies that he is the Foreclosure Specialist of the Plaintiff in the within action,____ Bankers Trsut Company of Ca1ifornia. N.A. as Custodian or Trustee and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. !l4904 relating to unsworn falsification to authorities. ~~~ ROBERT LYO ~ , . ~ . I ' ~. " - 04/30/2001 11:57 8557403551 PA_NJ ABSTRACT INC , . . LEGAL DESCRIPTION ALL THAT CERTAIN tract ofland situate in the Borough of Mount Holly Springs, Cumberland County, l'ennsylvania,bounded and described as follows: BEGlNNlNG at a point on the Northern side of Fairfield Street, at the line ofland now or Connedy of Harry Sennett; thence by said Northern side of Fairfield Street, in an Easterly direction 50 feet to a point in the line of other land of the Grantors; thence by said other land of the Grantors, in a Northeasterly direction, through Lot No.6, 150 feet to a point on the line ofland now or formerly of David W. Cleveland; thence by the latter land, in a Westerly direction, 50 feet to a point on the line ofIand of said Harry Sennett; thence by said Sennett land, in a Southwesterly direction, 150 feet to the place of BEGINNING. BEING the Western 50 feet of Lot No. 6 of the Wamer l'lan of Lots as recorded in the Office of the ltecorder of Deeds for Cumberland County in Plan Book No.4, Page 23. .::XHIBIT "',^,"-"';:,., ,,~ , " . , "', e'f" "'I" ' , PAGE 04 "P:.' .,' ~' . ~~ May-04-1001 08:40am )sge 1 "rom-C4ASE MAN4ATTAN MORTGAGE 115-31H283 T-343 p. 002 F-412 ~ ~ ADVANTA' Advanta MoIfgagt;> po. "OIf5IJ!Jl)lt san tN1f}t1, CA 91l1iO.9()17 10790 flllflCl'lCl Be(ftdf"Ja RO:JiJ Slln /.)/(lfJO, CA 9l1Z" 1.1.~tl1ll\4.0:. I''''~'''''"'''''''''-~~ DATE: N~vambe~~, 2000 GAR)' E pARR ~3 FAIRFIELD STREET MOUNT \lOLLY ~J' 170~5 ~E; Loan pumber 11720075 IMPORTANT: NOTICE OF 1l0MEOWllERS' EMti:RGlilNCY I<ORTGJ'GIE ASSISTANCE ACT OF 19a3 PLEASE ReAD THIS NOTICE. YOU MAY liE ELIGIIlLE FOR FINANCI~ ASSISTANCE TOWARD YOUR MORTGA~E PAYI<ENTS. Your mortgage is in default beca~se yo~ have failed to pay promptly ~n6tallrnents due for ~ per~od of at lease 60 days_ YOU ARE IN DEFJ'ULT IlECAUSE YOU ~vB FAILED TO PAY installments of $898.91 each due 9/01/00 and monthly thereafeer as ~ell as ocher cnal'"ges. AS OF THE DATE OF THIS LllTTER YOU ME IN PEFA1J1,T AS FOloloOWS: Payrnencs of $898.91 each for September 01, .000 th~OU9h Novembe. 01, 2000: current L8Le Chargee Deferred Late charge~ Cu~rent Return Check Fees Deferred F4turn Check Fees ~dvance$ by servicer Advances by Investor loESS, partial paymen~a/Forbearance Misc. Unapplie~ Funds $ $ $ $ $ $ $ $ $ $ 2,896.13 76.76 38.38 .00 .00 .00 .0 0 .00 .00 'l:OT~ DEFA1J1,T: 3,011.27 You may be eligible for financial a5sis~ance cha~ will prevent fora~lo~ure on your mortgage if you comply with the pravisiona of tne Homeowners' Emergency Mortgage Assis~ance Act of 1983 (tne "Act") ~ You may be eligible for emergl!!ncy temporary assiatan~e if your defaul~ has bean caus~d by circumstances beyond your control, and if y~u meee the eligibility requirements of the Act as determined by ehe Pennsylvania Housing Finance Agency. please ~ead all of this No~ice, it contains an explanation of your rights. Onder the Ace. you are entitled to a temporary stay of foreclosure On your mo~t9age for 30 aays from the date of this Notic@. During that time you have the righ.t. co a~range a "face-to-facen meeting with a representat.ive of ADVANTA Mor~g~ge Co~p. USA, O~ witb a designate~ consumer credit counseling ageney. The purpose of that. meeting is t.o at~empt to work ou~ ~ ~epaymen~ plan. or to o~herwise settle your delinquency. That me~ting m~s~ occu~ in the next: 30 days. If you attend a face-ton face meeting with ADVANTA Mo~tgage corp. USA. or with a coneumer chedi~ co~ns@ling agency iden~ified in this Notice, no further proceeding i~ mortgage Coreclosure m~y t:ake place for 30 daye after t:he date of that meeting. You can contact a repreeentative of ADVANTA I<ortgage Corp. USA by telephoning our toll free number (aOO) 54a-7916 between the hours of 5:00 a.m. and 8:00 p.m. Monday, 6:00 a.m. and 3:00 p.m. Saturday and 6,00 a.m. and 12,00 p.m. Sunday, Pacific Standard Time. The name!e}, add~ess(ee) and telephone number(s) of (a) designated cOnsumer cred~c couneel1ng agency(ia~) is (ar~) ~ttached~ EXHIBIT "B" .,. May-04-2001 08:40am JaQe 2 from-C~ASE MAN~ATTAN MORTGAGE 215-323-3263 T-343 P003 F-412 . ~ ADVANTA' Advanfa Mortgage po. (k,1f5lJ{lQ11 S..n Dr9!)rl. CA 92150-0011 1lJ79()F!af\Cfl()9tm'lSr(J(J IJOo1l, SSfI()I(/!yl,CJl92127 NOTICE OF HOMEOWNERS' GARY E DARR PAGE TWO It is only necessary to schedule one face-to-face meeting. Yo~ ..hould advise ADVAN'l'A Mortgage corp. USA immediately of YOl\r int:.enciQns. EMERGENCY MORTG~GE AsSISTANCE ACT If you have tried and are unable to resolve ~his problem at/or after you~ faceMto-fae~ meeting, you have the ~i9ht ~o apply for financial aSDistanoe from Homeowners' Emergen~y Assistance Application with the Pennsylvania Housing Finance Agency~ The consumer credit counseling agency will aasiet you in filling ou~ your application. re muSe be filed or postmarked within 30 days of your face-to-face meeting. You m~st eitner mail your application to the Pennsylvania Housing Fi~ance AgenCy or yOU m~qt file i~ at the office of ona of the attached designated conSumer c~edit coun8eli~9 agencies li~eQd on the attachment to ~his Notioe. The pennaylvania 60using Front Street, P.O. Box Telephone Number (717) mllnber) . An application for aeaistan~e may be obtai~ed from a consumer c~~dit cQunseling agency or Qi~ec~ly from the penn.ylvania Rousing Finance Ag(mcy. Finance Agency is located at. 2101 Noroh 8029; Har~isburgr fennsylvania 17105. 780-3800 or 1-800-342-2397 (toll free It is extremely imporeant ~hat you file your application promptly. If you do not do so, or if you do not follow the other time period~ eet forth in this letter, foreclosure may proceed agains~ your home immedia~ely. Availabl@ funds for emergency more9ag~ assi.tance are very limited. They will be disbursed by the Agency under the eligibility criteria eetablished by the Act. I~ 15 extremely important that your application is accura~e and complete in every respeCe. The counseling age~cy will help you cO fill oUe the application. The pennsylvania Housing Finance Agency has 60 days to make a decision after it receives your applieation. Ourtng that additioaal time, no foreclosure proceedin~~ will be pursued against you if you have met the time requirements set forth ~bove. You will be noeified directly by that Agency of ies decision on you~ application. ~a notificaeion en adjunto es de $uma impor~ancia. puea ~ffecta au dereeho a continuar viviendo en au casa. Si no eomprende el oontenido de esta no~ificacion obtanga una trad~cion immediatamente llamando est a agencia ,pannsylvania Housing Finance Agency) Bin oargos al num@ro menoionado arriba. Puedes ser eligibla para un prescamo por el programa llamando "Homeowner'S Eme~gency MOl:'tgage Assistance: Program" el cual pued'e salvar au ca5~ de la perdida del derecho a reQimi~ au hipotBca. THIS IS ~N ATTEMPT TO COLLeCT A DEBT AND ALL INFORMATION OBTAINED WILL Be oseD FOR TH~T puapose. Collection Department #350 1\DVANTA Moregage corp. USA A~tachmen~. Copsumer C4edit Counseling AgenciQS WP12/ACT9lI3P File Copy ..T.LlflHA.O~ ^'~'1'",~""",.,,-"~ i~ ~,' ~," M,y-04-2001 08:40'm 'rom-C~ASE MAN~ATTAN MORTGAGE 218-323-3268 :=!age3 . - T-W P 004 H12 -.v' ADVANTA' Advanta Mortgage p.o. fl<i~:;won Sdfl Olfl!p. CA 9215O.OOJT /Q79D R!ncno tkrnlJrdO Road $:m Dis!)o, ~A 92727 CONSUMER ~OIT COUNSELrNG ~CENCIES cumberland county consumer C~edit Counseling Service of Western Pennsylvania, InC. 2000 Lingleatown Road EarriSbUrg, ?A 17102 (717) 541-1757 Financial Services Unlimited 117 West 3~d Stres~ Waypesboro, PA .7268 (n?) 7G2~3285 Urban League of Metropolitan Harrisburg 25 N. F~ont St~eet Harrisburg. PA 17101 (717) 234-5925 ~bX # (717) 232-4985 YMCA of ca~li5le 301 G Street Carlisle. PA 17013 (n7) 243-3818 FAX # (717) 243-3948 ........, .'___ _ 4........ ...--......- .-. ~,.___._'" ~.__.......u..__... to '" .. .... '" "" ,.,,'" } 1l!":.t.~T '.;I.I'ftI~... N''''~. 'OSTMMK 9R BATE N..IlVrtll~(~"W<' .,~lll.l"ll:, ,..,,_~..l"l :,)...........;~.NIb..,.:. SENT T ~ flU', ~OIl""~""~I.c'i..' 'UI~ .1' . ", o-'l r-- .. "- !. ~ .\ PS FORM 3800 I,IS PosCill Sefvlcf) Receipt for Certified Mail '\! .~-_.._......-_-----~_.....----~------- ._--~. "h,TP.14A~ I.. :' ",'"="""""',Q>" ~ ~ ~~ wi!i ~ll 21 ~~ .~ ~\!; ~~ ~~ ~ i i May-04-2001 08:41am ;Jage4' from-C~ASE MANHATTAN MO~TGAGE 215-323-3263 T-343 P.005/025 F-412 -- ~ J ..v' ADVANT:A' Advants Mortgage poaOJC~Oll S.1nD,d(jV l;A~J50.goll 'O~O Rl1rlCho (Jarna<<J<J ROllI' s..n D,eG~. aA 9212'7 DATE: November 2, 2000 GARY II DARR 13 FAIRF!!':LD ST MOUNT HOLLY SPR PA 1?065l?06 RE: Loan number ~1720075 IMPORTANT, NOTICE OF HOMEOWNERS' EMERGENCY MOnTGl\Gll ASSISTANCE ACT OF 1~B3 PLeASE READ THIS ~OTICB. YOU MAY BE E~IGIBLE FOR FI~ANCIAL ASSISTANCE: 'tOWl\RP YOUR MOR'tGAGE PAYMENTS. Your mortgage ie in default because you have failed Co pay promptly installments due for a period of at least 60 days. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO PAY installments of $636.91 eaeh due 9/01/00 and monthly thereafter as well as other cha~Ses. AS OF THB DATE OF THIS LETTER YOU ARE IN DEFAULT AS FOLLOWS: Payments of $8S8.51 each for Septembe~ 01, 2000 through November 01, 2000: current Late Charges Deferred Late Charges cu~renc Return check Fees Deferred Return Check Fees Advances by Servicer Advanoes by lnvea~or LESS: partial payments/Forb~arance Misc. unapplied Funds TOTAL DEFAULT; $ $ $ $ $ $ $ $ $ $ 2,896.13 76.?6 :lB.)S .00 .00 .00 .0 0 .00 .00 3,0'1.1.27 You may be eligible for financial assistance thac will p~@vent foreclosure on you. mortgage if you comply w1~h the provicions of the Uomeownere' EmergencY Mortgage Assi$tance Act of 1~B3 (the "Act I'). You may be eligible for emergency temp01:ary assilJUl.nce if you. default has been caused by circumstances beyond your control, and if you meet the eligibility requi~emenCs of che Act as determined by the Penn$ylvani~ Housing Finance Agency. pleaee read all of thiS Notice, it eoncains an explanation cf your rights- under che Ace, you are eneitled to a temporary stay of foreelosure on your mo~tgage for 30 Qays from thQ date of this Noeioe. During t.Mt time yoU have the right to arrange a "face-to-faee" meet.ing with a representative of ADVANTA Mortgaga Corp~ USA, or with a designated eonsumer ered1t counseling agency. The pur~ose of that meeting ie to at~empt to work out a repayment plan, or to otherwise settle you~ delinqueney. Th~t meeting ~ust occur in the next 30 days. If you attend a face-to-face meeting with ADVANTA Mo~tgage corp. USA, or witn a oons~mer credit counseling agency id~ntified in this No~ice, no furche. proceeding in mortgage fareclos~re may take plac@ for 30 days af~er the date of thac meeting. You can Contact a represencative of ADVAN'l'A Mortgage Corp. USA by telephoning our tall free number (800) 548-7916 between the hcurs of 5;00 a.m. and 8:00 p.m. Monday, 6:00 a.m. and 3;00 p.m. Saturday and 6:00 a.m. and l2:00 p.m. Sunday, Pacific Standard 'time. The name(s), addres~{es) ~~d celephone number{s} of (a} d6si9n~ted conSumer credit counseling agency(i~s) ls (~.e) ~ttacheo. \l'.~lH\4".1)). -,,,".~,,,,,,,,,,""fl,~~ "',.- May-04-1001 08:41am 'age 5 FIom-CHASe MANHATTAN MORTGAGE 11 H13-3163 T-343 P.006/015 F-411 .~ . -.v' ADVANTA' A<lvant. MMgag. PO B~ StY./OfJ S,lll CJrDgD CA &lzmO.g()l1 J07!ilO R~llr;hO BerMI'QO A06a SI" D'f#~ CA o:mO' NO~ICE OF HOMeO~ERS' GARY E OARR PAGE TWO It i9 only necessary to schedule one faca-to-faee meeeing. You should advise ADVANTA Moregage corp. USA immediacely of your intentions. EMERGENCY MORTGAGE ASSISTANC~ ACT If you have Lrieo And are unable ~o resolve this problem aLtar after your face-to-face meeting, you have the right ~o apply for financial a$$istance from HQmaowne~~' Erne~gency Assi6~anca Application with the Pennsylvania HOl"ll3ing Finance Agenoy. The consumer credit oouneeliag agency will assist you in filling out your applioation. Ie must, be filed or po~tmarke~ within 30 days of your f~ce-to-face meeting. You must ~i~he. mail your applicacion to the pennsylvania Housing Finanoe Agency o~ you muse file it at the office of one of ~he attach~d deBign~ted consumer credit counseling agen~i~s lieted on the attachment to this Notice~ The pennsylvania Housing Front Street, P.O. Box Telephone Number (7l7) nutr!oer) . An application for assietanoe may be obeainea from a consume~ c~e4it couns@ling aSe~cy or directly from the Pennsylvania Housing Finanee Ageney. tt is ~~remely impQ~tant that you file your applica~ion p~omptly. lf you do not do so, or if you do not follow the other time p$rioda set forth in this letter, foreclosure may pro~eed againat yo~r home i~mediae~ly. Finance ~gency is iocated at, 2101 North 6029, Harrisburg, Pennsylvania 17105. 760-3800 or 1-600-342-2397 (Coll free Available funds for eme~gency mo~tgage assist3nce are very limiced. They will be disbursed by ehe Agency under the eligibiliey oriteria established by the Act. It i8 ext~emely important tha~ your applicaeion is accurat~ and comp1eee in @very respect~ The counseling agency will help you to fill out ehe application. Tbe Pennsylvania Housing Finance Agency has 60 days to make a decision afeer it reoeives your applioation. During that additional time, no foreclosure proceedings will be p~reued against you if you have m~~ the time requirements aet forth above & You will be notified directly by thae Agency of i~8 deoision on your a~plication& La notificacion en adjunto es de suma imporcaneia, puea affecta .u derecho a continuar viviendo en su casa. si no comp~end~ el contenido de esea notificaeion obtanga una tradueion imme4iatamente llamando eeta agencia (pennsylvaaia Housing Finance AgenQyl sin cargos al numero mencionado arriba. Puedes se~ eligible para un prest.amo por el programs. llamando "H'omeowner's l::rnergE'lncy MOrtgage Assistance Programll el cual puede ,9.1;Llvar au caaa de la p~rdida del derecho a redimir au hipoteea. THIS IS l\N ATTEMPT TO COLLECT A DEBT ANP ALL INFORMATION OBTAINED WILL a~ USED FOR THAT PURPOSE. Colle~tion ~epartment #350 AD\11.NTA Mortgage Corp. USA Actachment; Con5um~r Credit Coun~aling Agenciaa WJ?12/ACT9HIM File COpy ~hTA1~A.or. ',,,''''''',,,,,,,,,, ,0', ,I" ~, ",... May-04-2001 06:41am :)age 6 From-C~ASE ~AN~ATTAN MORTGAGE 215-323-3263 ~ ~. -.v' ADVANTA" CONSUMER CREDIT COUNSELING ~GENCIES Cumberland county Consumer Credit Counseling s@rvi~e of Western Pennsylvania, Inc. 2000 LingleStown Rosd Rarri-aburg I PA 1710;2 (717) 54:\.-1757 Financial Services Unlimited 117 West 3rd St~set waynesboro. PA 17269 (717) 762-3265 Urban League of Metropolitan Har~isburg 2S N. Front street Harrisbu"'9. PA 17101 (7l7} 234-5925 ~AX # (717) 232-4965 YM~ of carlisle 301 G St,-eet Ca~li$le, FA 17013 (717) 243-3818 ~AX # (717) 243-3948 , ,. ! ~ ~ l!ew piJ!J!t-Ie:) AO} id'iJ:Jeu 8:J.IAJes 1B\60d sn ~~ ~11 ,0 ;;~ ,- ., ~. ii" .\1 l;~ ~M m~ 0~ o ~ " " I" I: J".;.' I, ,.. t'\~~: ! ' ~:' ,. : -.,.,.\/" ll'l"'MIOll.V~J lj(l~ ..0.. . ,n.~."...,.............. '''''I''''''''",~, ~l.n...".,.,'1 ",,',~ '''I.I~"",,,'.J', ~llOIl! ~n"tlSDd ~l.l.rf'\I."'.~~ i>~""""'''''"''''''''' . .J /" ~ oo9t \I'q~O:J Sd " :0 S :1'..,,.... {? " 1.1I,"" '1'110,011, T-343 p.oor/025 F-412 Advanta Mortgage pO Soxfj09(Jlf S:1.n Oll$~(>. OA 9g1S0-P0l1 10790 Rhncho B~tror(JD Raaa $df1 Di&~ c;:'A 9:!r:17 ." ... ..., .... ..., '" ... <n ... ... May-04-1001 08:41am "'ag" ( crom-C~ASE ~ANHATTAN MORTGAGE 115-313-3163 T-343 P.OOS/015 F-411 ~ ...... ~ ADVANTA' Advanta Mottgag" ,'() Cmc50?l.l/1 ~/I(J Oia~ll C'.A y:n~O.pIJ11 . !Vi'iI,.) 1=t.,.~'YIo.ll:fr::fII.11d1) fk'~iT S.l" rj't1!J'>. C~, fl.~I~'7 DATE: November 2. 2000 GARY E DARR 13 FAtRFIEl..D ST MOUNT HOL)..'{ sPR PA 170651706 RE: Loan number ~~720075 N'OTICE OF INTENT TO !'ORECl..OSlt ON MORTGAGli: YOU ARE IN DEFA1JI.T OF YOllR 01ll..!GATION 'to YOUR LENDER. t:he present: holder of ohe Loart and Mortgage referenced by the above idencified loan number. ADVANTA Mortgage Corp. USA is che servicing agent for the holder authorized to aet on its behalf. YOU ARE IN DEFAULT EECAUSE YOU HA~ FAILED TO PAY installments of $8~9.91 each. commencing September 01. 2000 and sUbs@quent in~tallments ~hereafter. Late charges have also accrued to this dace. L~te charges a~e assessed if ehe monchly payment is not received within the grace period set fo~th in your Loan. Your monthly laoe eharge is $38.36. other ohargee may have alao accrued ~hicn are due in order to cure your loan. AS OF TilE DATE OF THIS L2TTER, THl> ToTAl.. AMoUNT NEC2SSAAY TO CURE TIlE Dl!:FAVLT IS AS FOLLOWS' payments of $998.91 each commencing sep~ember 01, 2000 through November 01, 2000, Curren~ Late Charges Deferred Late Charges c~r~enc Return Check Feea Deferred Return Check Feee Advanees by servicer Advances by I~vestor LESS, Partial ~aymente/Forbearance Misc. Unapplied Funds TO'tAL AMOUNT TO CURS DEFAULT, S 2,896.13 $ 76.76 S 3e. 39 $ .00 s .00 $ .00 $ .0 0 S .00 $ .00 '" 3,011.:;17 YOU MAY CURE THIS DltFAVLT within 30 days of the date of this letter by paying to uS the amount of $3,011.27 plus additional installment payments that come due and any late charges and other charges or fees which have accru$d or have been paid on your behalf during that time. Such payment must be made in the th@ form of cash, certifiea or bank check, or money order, payable to ADVANTA Mortsage CQrp. OSA and deliv~rQd to the following address~ ADVANTA Mort:gage Corp_ USA Collection Dept. j350 10790 Rancho llernardo Rd. San Oiego CA 92127 If you do not cure the default within 30 daya. we intend to exercise our right co aceelerate the mortgage. This means ~ha~ whataver is owing on the original amount borrowed wtll be conaid@red o~e immediately ana yoU will lose che chance to p~y off the orig~nal morcgage in monthly installmenes. If you do noc cure the default within 30 days, we intend to instr~ct our attorneys to start a lawsuit to forecloae on ehe mo~tgaged premises. If ~he mortgage is foreclosed upon, your mortgaged property will be sold by ohe County Sheriff to payoff the mortgage debt. If we refer your ca.e to our attorneys. bu~ you cure the default before they ~Y.~rR'''...oo '~'''7=~*"",'''. May-04-2001 08:42am 'ageS 'rom-C~ASE MA~~ATTAN MORTGAGE 215-323-3263 T-343 P.009/025 F-412 ~ 'f/ ADVIlNTA' NOTICE OF INTE~T TO FORECLOSE ON MORTG~GE GARY E DMR Page Two begin legal proc~edings ag~inat you. you will seill have co the rea$onable attorney's fees, actually incu~red, up to However, if legal proceedings are started against you, you ha~e eo pay th~ actual incurred reasonabl~ attorneY'$ fee~t if ~he fees are more than $50. Advanta Mongage ,.rO,fJ()).!I'(J901I S,IJ,n.'~lAl CA ~J'.'I'I"),Jrl 1lI;':Hlr;'fl.l"",.,f,~Ml.,J'IFI.l.l(1 ,,,,>II Jl>I>(;{I. [.':1\ ":J'.~;' pal' $50. will even All attorney's fees will be added to wha~eve~ amount you owe us, which may also inolude our reasonabla oosta. IF YOU CURE TilE DEFA~T WITHIN TilE THI~TY-D~Y PERIOD YOu WI~ NOT BE REQUIRED TO PAY ATTORNEY'S FEES. We may alao sue you personally for the unpaid principal balanca and all other sums due und~r the mortgage. Howev@r, if you have filed a bankruptcy and this mortgage debt ~s discha~ged, we cannot sue you parsopally. If you have not cured ~he defaule within th~ ;0 day pariod and ioreclosure proceedings have begun. you will have the right to cure the defaule and prevent the sale at any time up to one hour befo~e the Sheriff's for~cloeure sale. You may do so by paying cae total amount of the unpaid amount due plus any intere'st. and. late or other charges then due, as well as tne ~ea5Qnable at~orneY'9 fees and ~OSt6 connected with ehe fo~ecloaure sale (and perform any other requi~sments unde~ the mortSl"se} . It is aetimat~d that the earliest date that such a Sheriff's Sale of your Premises could be held would b~ sppro~imately 90 days from the date foreclosure preceedings begin. This is just an eatimated date. A notice of the actusl date of the Sheriff's Sala will he sent to you before th.e sale. Of cou.e-se, the amOunt. needed to cure t:.he default will increase che longer you wai~. YOU may fina out at any time e~actly whae the required p~yment will be by c~lling us ~t (800) 548-7916, betw~en the hourS of 5,00 a.m. and 8,00 p.m. Monday through Friday. 6:00 a.m. and ;,00 p.m. Saturday and 6:00 a.m. to 12:00 p.m. sunday, Pacific Standard Time. Yo~ should realize that a Sheriff's Sale will end your ownership of the moregased property and your risht eo remain in it. It yo~ continue to live in the property after the She:riff's Sale. a laws~i~ could he starr~d to 9vicc you. You have additional rights to help p~Qtece your inte~e$t in the prope:rty. YOU !lAVE Tire RrGllT TO SELL TilE P~OPERTY TO OE'l'AIN MONEY TO P~Y OFF TatS DEBT. YOU !lAVE TIlE RIGIlT TO !lAVE: TillS DE:PAOli!' CORIl)) BY ANY 'l'fUR)) PARTY ACTING ON YOUR llE:HALF. YOU HAVE THE RIGHT TO IlORRCWI MO/wY FROM ANOTIlE~ LENDING INSTI'l'UT:WN TO PAY OFF Tl-lIS DEllT. you MAY HAVE THE RIGHT TO SELL OR ~SFER TilE PREMISES SUllJECT TO TilE MORTGAGE '1'0 A BunR OR TRANSFEREE WHO WO~D CURE TIlE DEFAULT AND ASSUME THE MORT~E DEBT PROVIDED THAT ALL OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID FRIOR TO OR AT TIlE TtME OF SALE. CONTACT uS TO DllTERMlNS lJNDER WHA'l' CIRCUMSTANCES TiltS RIGIlT MIG!!T EXIST. If you cure the defa~lt, the mortgage will be reatored to po~ition as if no defa~lt had occurr~d. However, you entitled to cure a defaulc more than three times in any year. CQll~ct1on Department #350 AllVlINTA Mortsage Corp. USA the sarne .are not calendar Wl'l2/ACT5f3MF File Copy ll'l:rlnM.OS =""""''''C''W'~'''':'F~'''''',~~ ~" .'~ ~ . - May-04-2001 08:42am I""Bg~:::I. ^ ",""""'-""''''' ~ .~''''''''''"'. .rom-C~ASE ~AN~ATTAN MO~TGAGE .,""~, } ",..Gr,...r ::t' :,r.rl'lf.r. .. t::::-= :r SENf TO- r' '" "" ... "" ... '" PS POAM 3800 ..,.~ ,. "1 ~ ." ",..~ '.,..r...:"I.-I;.....,., ..r.I"."". .;'''....,U.,H 1\....,' .,..... ....".,~:. '~OTlll'''~ .Il;o,.;y.o.oM.M." .,. 1.'.1 . : I .' ,i . I~. US Po-6tal S.ttvlce 215-323-3263 T-343 P.Ol0/025 F-4l2 . , ";! ~ " g ~ s. ~~ ~~ $l! ~tE ~~ ;a! ~J!; ~~ ~~ Receipt for ~ Certified Mail ~ --- -.....-- --.--._..- ----...........- ------------- , ,....,,~I-' ~ - ~ ~~ ~ 0'....,. May-04-1001 08:43am ;rom-CHASE VAN~ATTAN MO~TGAGE 215-323-3263 T-343 P.Oll/026 ;-412 1"'"l:i~l;O I\! -.:/ AOVANTA' Advanra Mortgage ,.'(.1. (';'I~ :\111...11' :;'-'I,(lIll'IN':AM1:i(l.fJOlr lOI!it! Rdll. 1'10,' 8r1nllfl!Jl,o l~l,'I{)' 6'.NL1I~."'''!'I:!l:!'/ DATE' November 2. 2000 GARY E DAAR 13 FAIRFIELP STREE~ MOUNT ROLLY FA 17065 RE' Loan numb~r 11720075 NOTICE OF !NTENT TO FORECLOSE ON MORTGAG~ YOU ARE !N DEFAULT OF YOOR OBLIGATION TO YOUR LENDER, the pre.en~ bolde~ Of the Loan and Mortgage referenced by the above identified loan number. ADVANTA Mort-gage, corp. USA is the se:rvicing agent: for the holde~ authoTized to act on i"e p~half. YOO ARE IN DEFAOLT BECAUSE YOU HA~ FAILED TO PAY install~ents of $898.91 each, eommencing septemper 01, 2000 and subeequent installments thereafter. Late eharge~ have ~lso a~cru~d tQ thia daLe~ Late ohargee are asseas@d if the monthly payment is not received within the grace period set forth in your LOan. Yo~~ mon~hly la~e charge ,e $38.38. Other charges may have aleo accrued which are QUe in order to cu~e your loan. AS OF THE DATE OF THIS LETTER, TilE TOTAL AMOUNT NECESSARY TO CURE TilE DEFAllLT IS AS FOLLOWS, Payments of $a~8.91 each commencing Septembe~ 01, 2000 through November 01, 2000: Current Late charges Deferred Late Charge a CUrrent aetyrn Check Fees Defer.ed ~eturn Check Fees Advances by Se~vicer Advances by Investor LESS: Partial Fa~en"s/Forbearance Miec. Unapplied Funds TOTAL AMOONT TO ClJRE DEFAULT: $ $ $ $ $ $ $ $ $ $ 2,896.13 76.76 38.38 .00 .00 .00 .0 0 .00 .00 3,011.27 YOU MAY CURE THIS DEFAULT within 30 daye of the date of thie let~e~ Py paying to us the amount of $3.011.27 plUS additional installment payments ~hat come due and any late charges and other charges or fees which have accrued or have been paid on your behalf during that time. Such payment must be made in the the fOTm of cash, certified or bank check. or money order, payable to AO~TA Mortgage Corp. USA and delivered to ~he following address; AOv.AllTA Mortgage corp. OSI'< collection Dept. #350 10790 Rancho Bernardo Rd. san Diego CA 92127 If you do not cure che default within 30 days, we intend to exereise our right to accelerate the mortgage. This meaDe tha~ whatever i5 o~ing on the original amoun~ borrowed will be eonsidered due immed,ately and you will lose the ehanoe to payoff the original mortgage in monthly installments. If you 40 not cure the defa~lt within 30 days, we intend to instruct our attorneys to start a lawsuit to foreclose on the mortgaged premises. If the mor~gage is forecloeed upon, your mortgaged property will be Bold by the County Sheriff to payoff the mor~gage debt. If we refer you: ease to our atto~eys, bu~ you cure the default befo~e they beg.n legal proceed~nga aga.n$t you, you will still have to pay the raasanable attorney's fees, ac~ually incurred, up LT-l'P;l~"'.cr.. """>>c-c',?<F""< May-04-1001 08:43am :Jage 11' <rom-C~ASE MAN~ATTAN MORTGAGE 115-323-3163 T-343 P.Ol1/015 F-411 ~ ~ ADVANTA' NOTIC~ OF INTENT TO FORECLOSE ON MORTGAGE GAAY E DARR Page 'two to $50. However, if legal proceedin~s are started against yo~. you will have to pay ehB actual ~neurred reaeonable attorney s fees. even if the fees are more than $50. Aavanla Mortgage PO Ot,~!j(J9.)'1 $<l'."-e(j" C~UJI:l.:.HI(/II "":"90 R,'/lr!lt1 fU.. .~rrl(., ,q~l'" 8.-u1Dr.?(I.' CA9i.'1:1:1 All attorney's fee$ will be added to ~ha~evar amount yoU owe us, which may also include ou~ reaao~able oosta. IF YOU CURE THE DEFAULT WI~HIN THE THIRTY-DAY PERIOD YOU WILL NOT SE REQUIRED TO PAY ATTORNEY'S F~~S. We may a~9o aue you peraona1ly for the unpaid principal balanoe and all other suma due under the mortgage. However, if you have filed a ~ankruptoy and this moregage ~eb~ was discharged, we eannQt sue you peraonally. If you have nQt cured the default within the 30 day pe~iod and forecloa~re proceedings have begunl yo~ will ha~a the right eo cure the' ~efaule and p~event the sale at any time up to one hour ~efore the Sheriffls foreclosure sale. You may do so by paying the tota~ amount of the u~paid a~ount due plus any interest and late or other charges then du~, as well as the reasonable atto~ney'a fees and costs eonnec~ed ~ith the foreclosure sa~e (and perform any Qther ~equirement9 under the mot'tgage) . It is eseimated ~hat the ea~liest date tha~ such a Sheriff's Sale of your P~emise~ could be held would be approxima~ely ~o daya from the date foreclQsure precee4idgs begin. Thin is just an estimated date. A notice of ~he actual Qate of the Sheriff's Sale will be sent to you oefore the aale~ Of co~rse, the amount neeQe4 to curd the default will increase the longe~ you wait. You may find out a~ any time exactly what the requit'ed payment will be by calling us at (800) S4S.7916, between the hou~e Of 5:00 a.m. and a:oo p.m. Monday through F~iday, 6:00 a.m. and J:OO p.~. Saturaay and 6:00 a.m. and 12:00 p.m. Sunday, pacific Standard Time. You Dhou~d realize that a Sheriff's Sale wi~~ end you. ownership of the mortgag~d property and yo~~ ~ight to remain in it. If you continue to live in the prope.ty after the Sheriff's sale, a law~~it could be started to evict you. You have additional rights to help p.Qtect your interest in the property. YOU !lAVE THE RIGlIT TO SELL THE PROPERTY '1'0 OllTAIN MONEY TO PAY OFF THIS DEllT. YOU !lAVE TIlE RIGHT TO I!1\V& THIS DEFAULT C1JR&D SY ANY 'l'IlIRP PARTY ACTING ON YOlJR llEHALF. YOU HAVE THE RIGHT TO SORROW MONEY FROM ANOTHgR LENDING INSTI'l'UTION TO PA'! OFF THIS DEllT. YOU MAY !lAVE 'I'HS RIGH'!' TO SELl- OR TRANSFER 'I'm: PRllMISES SOBJSCT TO THE MORTG>.Gll TO A llUYER OR TRl'NSFEREE WIlO WOULD CUR~ THE DllFAUI..T AND ASSOME THE MORTGAGE DES'I' PlI.OVI:PED THA"t ALL OUTSTANDING PAYMENTS, CHARGES AND AT~ORN~Y'S FEES ANP COSTS ARE PAIP PRIOR TO OR AT THE TIME OF S/U.~ . CONTACT US TO OSTERMINE UNDE:R WllAT C1RCUMSTANC~ ~lIIS RIGHT MIGHT EXIST. If you oure the def~ult, ehe mortgage will be reetored to pOSition as if nO default had occurred. However. you entitled to cu~e a default more than three times in any yea;r;. r.he ail:(ne are not calendar collection Department #3S0 ADVANTA Mortgag<t Corp. USA 1'Il?12/ACT611PF Fil e Copy LT'LTR,..A.!b .~....~ --~ - '/, ~I'I :~ May-04-200' 08:43am . -~- .;- r'.~~~".,~ ,~ ;rom-C~ASE MAN~ATTAN MORTGAGE ~~':.;~:~. } 0' ,..llulC.f, \1" t::::-:= l'- ~ENT TO '"' '" r- '"' r- .. l1- r~,.' 215-323-3263 l' DATE /d:')~~:.::.~~~~ : .:. ~ ;[:(r, '\"~I'\\ h :.;.l Receipt for Certified Mail .,. T-343 --.----.--. _.....----- - -.. ---. -. --- --~ --- -. .-. ,,' '", 1,.I.,I~.'" . ...... 1\'" .~ ............... ...... ,.....~....i\I...,1 ..'ii~~~f~~~f~t~t'n7.:l1 , I ~! ' I ~ 7. PS I=ORM 3800 US Post~1 Service ~_l ~ ~ ? '< I. l. ." P013/02S ~ ~ c -. ~. ~~ ~. ~ii ~ffi ~~ ~8 ~~ ~~ ~~ !i ~ ~ ~ H12 - May-04-2001 08:43am rljH~ I...J From-CHASE MANHATTAN MO~TGAGE ",-"'""". 215-323-3263 T-343 P.014/025 F-412 ~ ADVANTA' Advanta Mortgage (~O~!in!)Ol1 !'ili'10,t,Pr;I OA'J:!f,~1,}.9l.1" 101t'ltJ R...I1,;")O BI'IllHrrk' R,):," $.m O,i!(W CA ~127 DATE; No~embe. 2, 2000 K1\Il.EN M PARR 13 FAIRFIgLD STREET MoONT HOLL~ FA 17065 R~: Loan number 11720075 NOTICE OF INTENT TO FORECLOSE ON MORTGAGE YOU ARll IN DE>'AULT OF YOUR OlilLIG1l.T.ON TO YOUR LENDER. !:he p"eeent holder of the Loan and Mortg~g" referenced by the above identified loan nu.mber~ ADVANTA Mortgage Corp. USA is the servicing agent for the holder authorized to act on i~s behalf. YOU AR~ .N D~FAULT aECAUS~ YOU HAVE FAIL~O TO PAY installments of $8~6.91 each. commencing septembe, 01, 2000 and $ubsequent installments chereafcer. Laee charges have also accruea to this daLe~ Lace ch~~ge6 are a~seased if the monthly payment is not received within the grace period set forth in your Loan. You~ monthly late charge is $36.38. O~he~ cha.S8S m~y have also accxued which are due in orde~ to cure your loan. AS OF THE OATE 0>' THIS LETTER. TilE TOTAL 1\MOUNT NECESSlIK{ TO CORE THE DEFAULT IS AS FOLLOWS: Payments of $698.91 each commencing September 01. 2000 through November 01. 2000: Cur.ent Late Charges Deferred Late Charges Cu~rent Return Check Fees Deferred Return Check Fees Advan~eg by servicer A~vance$ by .nvestor LESS' Partial payment9/Forbearanc~ Mi$c. Unapplie~ Funds TOTAL AMOUNT TO CURS DEFAO'LT, $ S $ $ S $ S $ $ $ 2.690.13 76.76 38.38 .00 .00 .00 .0 0 .00 .00 3,011.27 YOU MAY CURE THIS DEFAULT w1thin 30 days of the date of this leteer by paying to US ~he amount of $3,011.27 plus ~aditional installment payme~ts that come due and any late charges and o~her ehargeS or fee~ whicn have accrued o~ have ~een paid on your behalf during that time. Such payment must be made in the the form of cash, ce.tified Qr bank check, or money order, payable to ADV~A Mortgage Corp. USA and delivered eo the following address: ADVl\NTA Mortg~ge corp. USA Collection oept. #350 10790 Rancho Bernardo Rd. san Diegc CA ~2127 If ycu do not CurB the def~ult within 30 d~y9, we in~end to exercise our r;ght to accelerate the mortgage. This means that w~atever is owing on the original amount ~orrowed will be cons1dered due immediately and you will lO$e the chance to payoff the o~i9inal mortgage in rno~thly ins~allments. If you do not cure tbe default within 30 day~. we intend to instruct our attorneys to start a lawsuit to fo~e~lose on the moregaged prerniaes. If the moregage is foreclosed ~pon, your mortgaged property will be sold QY the county Sheriff to payoff the mor~gage debt. .f we refer you~ oase to our attorneys. but you cure the default before they heg~n legal pro~eedin96 agains~ you, you will still have to pay the reasonable attorney'~ faes, actually incurred, up LT","Tll,lU..o:I May-04-2001 08:43am 'rom-CHASE MANHATTAN MORTGAGE 215-323-3253 T-343 P.OI5/025 F-412 ~ ~ ~ ADVANTA' NOTICE OF I~T TO FORECLOSE.ON MORTGAGE KAREN M Ol\RR page T>'O to $50. HOweve~, if legal proceedings are star~ed agains~ you, yOu will have to pay the actual incurred reasonable ~ttorney/6 fees, even if the fees are more than ~50. Advanra Mottgags 1)0 8(.1" 50(101 I e;.." ('h(.g.., ~A !l....I!UJ 0011 r~;"(/I)Rd,q;tI<IHoJmll':JJf1c.w ,!W,' (MpCl CA 921:!7 All attorney's fees will be added to wnateve. amount you Qwe us, which may also include ou~ ~easonable coses. IF YOU CURE THE DEFAULT WITHIN THtTHIRTY-DAY PERIOD YOU WILL NOT BE REQUIRED TO PAY ATTORNEY'S FEES. we may also sue you personally for the unpaid prinoipal balanoe and all other 5urn~ due unQer Lhe mortgage. HQwever, if you have filed a bankrupecy and this mortgage debt was disoharged, we cannot sue you person~11y. If you have not cured the default wichin che 30 day period and foreclosure proceedings have begun, you will have the righe to cure the default an~ prevenc che sale at any time up to one hour before ~he Sheriff's fore~losure sale. You may do .so by paying the total amount of t.he unp~id am01J.nt due plu~ any in~~rest and lace or oeher charges then due, as well as the reasonable attorneY'D fees and costs connected with the foreclosure sale: ('and perform any other reql"lirementB 1"I;nder t.he mort.g~ge) . It is eecimated that the earliest date that such a Sheriff'e sale of your Premises oould be held would be approximately 90 days f~om the date foreclosure preceedings hegi~. This is JUSt an estimated date. A noeice of the actual date of the Sheriff's Sale will be senc to you before the sale. of course, the amoune needed to cure che default will increaa~ the longer you wait. YOU may find out at any time exactly what the required payment will be by calling us at (800) 548-7916, between ehe hours of 5:00 a.m. and 8:00 p.m. Monday chrough Friday, 6,00 a.m. and 3,00 p.m. Saturday and 6,00 a.m. and 12;00 p.m. Sunday, Pacific Standard Time. You should realize th~t a Sheriff'$ sale will &nd your Qwnership of the mortgaged property and your right to remain in it. If you continue to live in the propercY after the Sheriff's Sale, a lawsuit could be started to evice you. You have addicional rights to help protect your 1nterest in the propercy. YOU HAVE 'I'll" RIGHT '1'0 SElLL THE PROP!<RTY TO OBTAl:N MONEY TO PAY OFF THIS DEBT. YOU HAVE: THE RIGHT TO HAvE THIS DEFAULT CuRED IlY AJ!N THIRD l'AR'j"{ ACTING ON YOUR BEHALF. . YOU HAVE TIlE RIGHT '1'0 BORaOW MONEY FROM ANOTHIlR LENDING INSTITUTION TO PAY OFF TillS OE:BT. YOU MAY HAW TIlE RIGHT '1'0 SELL OR TRA1'fSFER Tflll PREMIseS SUBJECT TO TIlE MORTGAGE TO A BU'YER OR TRA1'fSFEREE WlIo WOULD CURE. TIlE DEFAULT AND ASSUMe TIlE MORTGAGE DEBT PROVIDED THAT AI.I, OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE UME OF SALE. CONTACT US TO DETEllMINR UNDER WID\.T CIRCUMSTANCES THIS RIGHT MIGHT EXIST. If you cure the default, the mortgage will be rsstor~d to poaition as if no default had occurred. However, YQU entitled to cure a defa~lc more than three times i~ any year. the same are not calendar Colleotion Department #350 ADVANTA Mortgage Co"p. USA WPl2/ACT6CPF File Copy ~Tl.TFll.""O!i l'~' May-04-Z001 08:44am ; p~ge 1'5 From-CHASE MAN~ATTAN MORTGAGE "" '" c:. ,.,',"", } "ll.l:""l "cr.v,,:t ,.".",.. ,'-'.1._ "..:",....~ . . ,.~.. "" , II",.,,,,, '.' " , Il..... ,'. .._",,' ....~..." hbTtl;lh,l,~:~,r,:~':"I.MA'" :.;, , t.,"; ZI5-3Z3-3263 Receipt for Certified Mall T-343 P,016/0Z5 F-41Z ~ ~ 9. ~~ ;:;~ ,0 o~ ~~ ~C ~i ~. ~~ ~ ~ Ii' i' '--- ...........---------"~._--~----~--_..-----. !"h SENT TO: '" '" '" '" '" .- 0- PS FORM ~800 US Po$t81 Service . : I i' '. : ! May-04-2001 08:44am From-CHASE MANHATTAN MORTGAGE 215-323-3263 T-343 P.OI7/025 P-412 ~ -v' ADVANTA' Advants Mortgage P.O./JdiS090tJ SIJ/lplQg<l,CA8Z15D-90lJ 10790 RaIlCI"IQ 9f!mllrrJO Rooa 5.1'1 o.ego. C.1192127 DATE; No~ember 2. 2000 ~ M Dl\RR 13 FAIRFIEI.O ST MOUNT HOLLY SPR pA 170651706 RE: Loan number 11720075 NOTICE OF INTENT TO FOReCLOSE ON MORTGAGe YOU ARe IN DeFAULT OF YOUR 06LIGATION TO YOUR LENDER, the preaent holder of the Loan and MortgQge refereneed by the above id~n~ified loan numbe:r. ADVANTA Mortgage Corp. USA is the Gervicing agent for the holder authorized to act on its behalf. YOU ARE IN DEFAULT BECAUSE yOU ~vE FAII.EP TO PAY installmentS of $e~B.91 eaoh, commencing September 01. 2000 and subBequen~ in$~allments thereaf~~r. Late char9~a have also accrued to thie dat~. Lace charges are aSses sea if the mon~hly paymen~ is not received withi~ ehe graoe period set forth in your Loan. Your monthly late charge ie $38.38. Other charges may have also accrued which are due in o~der co cure yo1,lr loan. AS OF THE DATE OF THIS LETTER, THE TOTAL l\M0UN1' NECESSARY TO cuRE THE DEFAULT IS AS FOLLOWS: payment~ of $898.91 each commencing september 01, 2000 through November 01. 2000; Current Late Chargee Deferred Late Charges current Return Cheek ~ee6 Deferred Return Check Fees AQv~ne@s by servicer Advanc~s by Investor LESS: partial ~ayments/Forbearance Miec. Unapplied F~nds TOTAL AMOUNT TO CURE DEFAULT, $ $ $ $ $ s $ $ $ $ 2,896.13 76.76 36.38 .00 .00 .00 .0 0 .00 .00 3,011.27 YOU ~y CORE THIS DEFAULT within 30 days of the date of this letter by paying to us the amount of $3,011.27 plue additional installment payment a that come due and any late charges and other charges or feea which ~ve acc~ed or have been paid On your k>ehalf during that time. Such payment must be made in the the form of cash, certified o~:bank check, or money order. payable to ADVANTA Mortgage corp. USA Qnd delivered to the following address, ADVANTA,Mortgage Corp. USA Colleotion Dept. #350 10790 Rancho Bernardo Rd. San Diego CA 92127 If you do not cure the default within 30 days, we intend to exerciaa our right to accelerate ehe mortgage. This means chat ~hatever ie owing on che original amount borrowed will be eoneidered due immediatelYQnd you will lose the chance to payoff the 0~i9inal mortgage in monthly insta~lment.. If you do not cure the default within 30 days. .we .intend to instruct our attorneys to etart a .lawau~t to foreclose on the m~rtgaged premises. If the moregage ~a forselosed upoo, your mortgaged property will be sold by the County Sheriff to pay off the mortgage deb~. If we refer you: case to our attorneys. but you ~ure ~he default before they ~eg~n legal proceedings 'against you, you will _till have to pay the reasonable atLorney'~ fees, actually incurred, ~p .1..,,.H"',";; May-04-2001 08'44am From-CHASE MANHATTAN MORTGAGE c 215-323-3263 T-343 P.OI6/025 F-412 rGl';;jto I.! ~ ~ 'V' AOVANTA' NOTICE OF INTENT TO FOll.BCLOSf: ON MORTGAGE KAREN III DAi>.lt page Two to $50~ However, if ~~gal proceedings a~e started agaipet yo~. you will have to pay the actual incurred reasonable at~orney e feee. even if the fees are more than $,0. Advants Mortgage po. Bo~ 50~OIl BIlf'l 0I~(}(j. CA. 92150-POIf 10700 R"ncnD 8..m9tdo HOild S,'n DiDf:lo CA 02127 hll attorney'S fees will be added to whatever amount you owe us, which may also include our reasonable costs. IF YOU ConE TllE DEFAULT WITHIN T>>E THIltTY-DAY ~Ell.IOD YOO WILL NOT BE ll.BQUIRED TO PAY ATTORNEY'S FEES. We may also sue yOU personally for the unpaid principal balance and all other aums dUB under the mortgage. However. if you hav~ filed a banKrupecy and this mortgage debe was discharged, we cannot sue you perBon~11y. If you have not curad the default within the 30 day p@riod a~d foreclosure proeaeding~ have begun, you will have the righ~ ~o cure th~ default and preve~~ ~he sal~ ~t any cime up to OnQ hour before the Sher~ff'$ foreclosure sale. You may dQ so by paying the total amount, of the unpaid amount due plus any interest and late O~ other chargee then due, as well as the reasonable attorney's fees and COStS conneoted with the forecloe~re sale (and perfo~ any other requirements under ehe mortgage). I~ i~ estimated that the earlieet date tb~t such a Sheriff'~ sale of your Premises could be held would be approximately 90 days from the date fo~eolo5ure preceedingB begin. This is just an e$timated date. A notice of the actual dace of the Sheriff's sale will be sent to you befo~e the sale. Of course, th~ amount needed to c~re the default will increase the longer you wait~ You m~y find out at any time exaotly what the required payment will be by calling us at (800) 54S-7S16, between the hours of 5;00 a.m. and 8:00 p.m. Monday through ~riday, 6,00 a.m. and 3,00 p.m. Saturday and 6:00 a~m. and 12;00 p.m. S~Rqay, Pacifio S~anda~d Time. You ahould realize that a Sheriff's Sale will end you~ ownership of the mortgaged proper~y and, your ri9h~ to remain in ,it~ !f you continue to live in the property after the Sheriff's Sale, a lawsuit co~ld be started to eviot you. You h~v~ additional rights ~o help protect your intereae in the property. YOU HAVE TlIE RIGlIT '1'0 SELL THE PROPERTY TO OBTAIN l'IONEY TO PAY OFF THIS DEBT. '100 HAVE THE RIGHT TO HAVE THIS DEFAULT CORED BY ANY THIRD PARTY ACTING ON YOUR BElU<LF. YOU HAVE THE RIQaT TO BORROW MONEY ~ROM ANOT>>ER LENDING INSTITUTION TO PAY OFF THIS DEllT. YOU l'IAY HAVE THE RIGlIT TO SELL OR TRANSFER THE PREMISES SUBJECT TO TIm MORTGAGE TO A BmER OR TlUINSFEREE WHO WOULD CURE THE DEFAULT AND ASSUME THE MORTGAGE DEBT PROVIOED THAT ALL 001'STANDING PAYMll:NTS, CIlARGES AND ATTORNEY' S ~EES AND COSTS ARE PAID PRIOR TO OR AT THE TIME OF SALE. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIG>>T EXIST. If yo~ cure ~he defaul~, the mortgage will be rescored to posieion as if ~o default had occurred. However, you eneitlad to cure & default more than three times in any yea.. the same are not calendar Collection Department #350 ADVANTA Mortgage Corp. USA WPD!ACT6CMF File Copy .\0.,1....,...1>. "e, May-04-1001 08:45am .' ....::1~ l~ From-CHASE MANHATTAN MORTGAGE .~,.--. "'"'" } I,f.,:.r~', ru ~~ '" "'" SFNT TO: ~1 .. "" .., r- .. 0.. ~ :~,."",' ", ,.(~ ,,,,"..' , ,1(1, .~ ",1,~, " "I'A'''''' '.1 ...1 ,.....~ ~....'.,r ......, ..... ..Olr.onli'oTrR~~T_'folA" ... I. _ ,'. ~ r 215-313-3163 T-343 P.018/015 F-411 .... -. ... . . .. ---- ...-.".. / ,.' PllSTMARJt (}II DATE - ~~:~'\ . " '.;:'"~ 1 ../ e 11: o ~0 ~~ .~ l:i~ ~I ~~ ~~ ~~ wl/ ~w ." ',,: ~. . PS FORM $00 US PQ:!tal $etYI<:8 J .~ I . I, : Receipt for ~ Certified Mail ~ ! '.,' --.-.-.----------_----...~- ...--~----_...._--- i"" May-04-2001 08:45am 'rom-CHAS~ MANHATTAN MO~TOAOE 215-323-3263 T-343 P.020/025 F-412 ~ 'V" ADVIINTA" Advama Mongaga PO. tJQJJ S/l'lorl S.." o.lJgo. c.\ ~J:"J!if.l'~" 1079(J.cI.11""I,~A"'Jlit,r1," /"1';"111 $Il" n,~ov. CA ~~12;' DATE, November 2, 2000 l<l;REN M Dl\RR 13 FAIRUIELD STREET MO!JlIT HOLt.Y PA ].7065 RE= LOan number 11720075 IMPORTANT, NOT~CE OF HOMEOWNERS' EMERGENCY MORTGAG~ ASSISTANCE ACT OF ~9S3 PLEASg REAP THIS NOTICE. YOU MAY BE Et.IGIBLE FOR FINANCIAL ASSISTANCE TOWARD YOUR MORTGAGE PAYMENTS. Your mortgage is in default beca~se you have failed to pay promptly installments due for a per.od of at least GO days. YOU lIRE IN ngFAULT BECAUSE YOU HAVE FAIt.J>n TO PAY S898.~1 each Que 9/0~/00 and monehly ehe~eafter charge.. . AS OF THE DATE OF THIS LETTER YOU l\RE: FOLLOWS, installments of as well as other IN DEFAULT AS payments of $S98.9~ each for septembe~ 01, 2000 through November 01, 2000; CUrren~ Late Cha~ge~ Defe~~ed Late Charges cur~en~ ReeUrn Check Fees Defe~~ed Return Check Fees Advances by Servicer Advancas by Investor LESS: Partial Paymenca/Fo~bea~anee Misc. unapplied Funds TOTAl.. DEFAUl..T' $ $ $ $ S $ 5 $ $ $ 2,896.:l.3 76.76 38.38 .00 .00 .00 .0 0 .00 .00 3,Ol1.~2? You may b@ aligible for financial aesist~ce that will prevenc forecloeure on your mortgage ~f you comply with the provisions of the Homeowners' Emergency Mortgage Asaistanoe Act of 1993 (the "hot'l) ~ You may be eligible for eme:t:'geney temporary assist.a.nce if your def~ult has been caused by circumstances beyond you~ control, and if you meet the eligibility requi~ements of the Act as determined by the pennsylvania Housing Finance Agency~ pleaae read all of this Notice, it con~aine an explanation of y~r .-ights. Under the Aet, you ~e entitled to a temporary stay of foreclosure on your moregage for 30 <lays from the <late of this Notice. During that r.ime you ha.ve the right to arrange a nfaCe-to-facell meeting wich a rep~esentative of ADVANTA Mortgage Corp. USA, Or with a designat.ed consumer credit: eounaeling agency. The purpoee of that meeting is to attempt t.o work Ol.\t a repayment l'la.n. or to o~herwise sett1e your delinquency. That meeting m~se occur in the next 30 day... If you attend a fa~e-to-face meeting with AOVANTA Mortgage Corp. USA, or with a consumer credit CQYnseling agenoy identified in this Notice, no Lu~~her proceeding in mortgage foreclosure may take place for 30 days afte~ the date of that meeting. You can contact a ~ep~e..entative of AOVANTA Mortgage Corp. USA by telephoning OUr toll free number (800) 548-79~6 between the hours Of 5:00 a.m. and 8:00 p.m. Monday, 6:00 a.m. and 3:00 p.m. Saturday an<l 6:00 a.m. and ~~:OO p.m. Sunday, Pacific Standa~d Time. The name(s), address (es) and ~elephone numbe~(s) of (a) design4ted conaume~ o.edit counseling agency(ies) ia (are) atea~hed. LT-LTRT4A.0's r',,,,,,,,,,,,, ~,'" -'~. - ~ -'0 From-CHASE MANHATTAN MORTGAGE 215-323-3263 T-343 P.021/025 F-412 May-04-2001 08:45am t""agr:: ol!.U '-';;\>o~. ~ ~,,~, ."'1" ~ .-. . -..v' ADVANTA' Advanta Mortg.gs p.o. f3,'k !i(llJOff :;""cJU'(4t'.CAr1:!j5fHJ()1I r07/JO Rilnr:ll0 s..(.t.:f,...,.:l Ro.la S,Jllo,"epo. CA!J211;" SMSRGENCY MORTGAGE ASSISTANCE ACT NOTICE OF HOMEOWNERS' KAREN M D;r.RR P1IGE TWO schedule one face-co~face meeting. ~ou Moregage corp. USA immediacely of you~ It is only,neceB5ary r.o sh01.\ld advise ADV/JJflTA intent.iort$. If you have t.ied ana are unable ~o resolve ehis pro~lem at/or afte~ your faoe-to~face meeting, you.have ~he right to apply for financial assistance from Homeowners' Eme~gency ~6~i9tance Appl~cation with the .pennsylv~ni~ HOUB~ng Fina~ce ~ency. The consumer ,cr@dit ~ounsel~ng agency w~ll asa1st yOU ~n f~11in9 out you~ application. le must be filed or poscmarked within 30 days of your face~to~face meeting. xou must eithar mail your application to the Pennsylvania RoU$ing Finance Agency or you muet file it at che office of one of the ateaehed designated consumer credi~ couns~ling agencies listed on tne attachment to thi~ Not1ce~ The Pennsylvania Housing Front St.eet~ P.O. Box Telephone Number (717) number) . pinance Agency is located at: 2101 Norch 6029, Harrisburg, pennsylvania 17~05~ 780.3800 or 1-800-342-2397 {coll tree An ~pplication for aseiseance may be obtained from a consumer c~edit counseling agency or direccly from the Pennsylvania aousing l'inance ~ency. Ic is extremely impo~tant ehat you file your application promptly. If you do 'not do so, or if you do not fol1o~ the otb~r time periods Set forth in thia letter, fo~eclo6ure may proceed against your home 'immediately. Available funds fo~ emergency mo~tgage assistance are very limited. They will be disbu~sed by the Agency under the eligibility c~iteria established by the Act. It 15 ext~emely important th~t your applioation is accurate ~nd ccmplete in every respect. The cOllnseling agency will help you co fill out, tho!:: applic,at.ion. '1'he pennsylvania Housing Fina.nce Agency has 60 ~ys to make a 4eeision after it receives your applieation. During that additional eime, no ~oreelosure proceedings will be pursued against yOU if you have met the eime reqUirementa ~et forth abcve. You will be notified directly by that Agency of its Qeoision on your application. La notif,ioacion en adjunto es de puma importancia. pues affecta au derecho a continua1=' viviendo en au casa. 9i no comprende el contenido de esta. notific:ac::,ion obtanga una t.raducian immediatamente llamando eata agencia (pennsylvania Housing Finance Agency) sin cargos a1 numero mencionado arriba,. puedes set' eligible para un prestamo por e:1 programa llamando I'Horoeowne;r;' 5 Em'ergenc'y Mortgage Assistance p.ogramll el oua.l puede salvar su casa de l~ perdida del derecho a redimir 3U hipoteea. THrs IS .J\N ATTEMPT TO CO~ECT A D~BT AND ALL XNFORMATrON OBTAt~RD W!LL BE USED l'OR THAT PURPOSE. collec~ion Depa~tment #350 l\DVANTA Mortgag-e corp. USA Atcachmenc; Consumer Cregit counseling Ag~cies WP12/ACT9l.Cl? File Copy ~T-\.TItI<tA~ -, w ,. I' May-04-2001 08:45am ., ~Z1- ,-' 'rom-C~ASE MAN~ATTAN MORTGAGE 215-323-3283 ~ --./ ADVANTA" I"" ,~ , ~~,""w ."~' l:r...'l'Al.1'o1lli CONSOME~ CREDIT COUNSELING AGENCIES CUmberland county Conaumer credit counseling service of Western Pennsylvania, Inc_ 2000 Lingl~$town Road Ha~~ishurg. FA 17102 (71 7) 541-:l. 757 Financial services unlimited 1:l.7 Weet 3~d Street Waynesbo.o, p~ 17268 (717) 762-nas Urban League of Metropolitan Harrisburg 25 N. Fron~ Street Rarrisb\.lrg, PA 1'1101 (717) 234-5~2S FAX # (717) 232-4~8S ~MCA of Carlisle J01 " Street: Carlisle, FA 17013 (71 7) 243-3S:l.S tAX # (717) 243-394B - ...- .--. .. - . "-'''. ',,-- '" ... '" "' '" " Kl,.l'ljrli'l } rll".(\(ll"l ".~R\lGJj ,~.'.I"'''' ENT T ....."...:l~t.nr'.......h1 '....~l" .ro~r. . II~ """",~"',I" 1,,1I<o._....cMl.tn~ . . II ~llft,'NT~n"""'II..... ....,. ~ . t. . I ,~ ... . -, r- a- t>. , ..."l ,. . . .. .,11 PS FORM 3800 US Postal Sefvjce , I ,-. T-343 P.022/025 F-412 Advanfa MDrtgaga PO fi,!J/':iO'Jlln !iml o.Q[/d. CA 9~ISQ~CJlI ltJ7t1O R,1Il(m~ !M1II.irao HOflf/ 5,1"o.r.90. CA ~2'i?~ .-. - -.. -..... -- __,a __....... l'Ieceipt for Certified Mail ~ " ~. ~~ ~~ ~~ eif :; ~~ ~; ~ I .---.-.------------...........--- -----.-- -...-- '.r . " May-04-2001 08:46am =rom-C~ASE MAN~ATTAN MORTGAGE iiS-323-3263 T-343 P.023/025 F-412 ,l"'~"".,_ ~ ~ ~ ADVANTA. Advanra MortgagQ PO i3o~So."Oll S.lll nl~Or;J CA 9iJt:iO.~IOll T0790 Fil.inChQ AOfI1.~rao ROlla $,1<1 P:flOr1 CA !}21Jl7 DATE' November 2. 2000 Kl\REN M DAAR 13 FAIRFIELD ST MOUNT HOLLY S~R PA ~70651706 RE:~ Loan number 11120075 IMPORTANT: NOTICE OF HOMEOWNERS' EMER(;ENCY MORTGAGE ASSISTANCE ACT OF 1983 PLJ;:ll.SE READ THIS NOTICe. YOU MAY BE ELIGIBLE FOR FINANCIAL MSISTANCE TOWARD YOUR MORTGAG~ PAYMENTS. your mortgage ip in default because yOU have failed to pay promptly installments due for a period of at least 50 days. YOU Al<E IN DEFAULT BECAUSE YOU !lAVE FAILED TO PAY inst"Uments of $B98.9~ each due 9/0~/00 and monthly thereafter as well as o,her oharg",s. AS OF TllO: DATe OF THtS LETTER 1[OU ARO: IN DEFAULT A$ FOL-LOWS, Wayments of $898.91 each for September 01, ~QOO through November O~, 2000, Cur~en~ Late chargee Defe~red Late Chargee Current Re~urn Check F~es Deferred Return Check Fees Advances Py Servioer Advances by Investor ~ESS: Pa~tial ~Qyme~tB/FQrbearance Misc. Unapplied Funds $ $ $ $ $ $ $ $ $ 2,996.1. 76.75 .6.38 .00 .QQ .00 .0 0 .00 .00 'l:OTAL PO;FAULT: $ 3,OU.27 ~ou may be eligible for fina~~ial ae.istance that will prevent toreqlosure on your mortgage if you comply with the provisions of the Romeowners' 2me~gency Mortgage Assistance Act of 1983 (ehs n)\ct'\). You may be eligible for emergency temporary assist.ance if your default has been caused by circumstances beyond your control, and if you meet tne eligibility requiremen~s of the Act as dete~ined by the Pennsylvania Housing Finance Agency. Please read all Qf this Notice, it contains an ~xplanat,iQn of your rights. Unde;J;:' the Act., you are entitled 1::0 a temporary st.ay of ,foreclosure on YQlJ,:t ft\or't.gag,e for 30 days froln the date of this Noti,ce~ Ouring that time. you have the right to arrange a "face-to-fac:eu meet.ing wieh a ~epresentativa of APVANTA Mo~tgage Corp. OSA~ or with a de6isna~ed consumer credit co~nseling ~gency. The purpose of that meettng is to a~temp~ to work oue a repayment plan, or to othe~iae settle your deli~~ency. That meeeing must o~cur in the next. 30 days. If you attend a face-to-face meeting with ADVANTA Mortgage Corp. USA, or with a consume~ c~edit counseling agenoy identified in ehis Notice, no further proceeding in mortgage fo~ecloaure may ,ake place for .0 days after che date of that meeting. You can cOntact a repreBent~tive of ADVANTA Mortgage corp. USA by tele~honing our toll free number (800) 548-7915 between the hours of 5:00 a.m. and 8:00 p.m. Monday, 6.00 a.m. and 3.00 p.m. S~tu~day and 6:00 a.m. and 12,00 p.m. sunday, Pacific Standard T.une. The name(5}, ~dd~ees(ea} ~na eelephon$ n~mber(a) of (a) designated conSUmer credit counseling agencyCies} i~ (are) att~ched. I,.T.....Hl'~....O!o ,], ''''"",,''''''''""'''''''''',., ~- .. ,'-' ~I . f'.r' May-04-Z001 08:46am ~rom-C~ASE MAN~ATTAN MORTGAGE 215-323-3263 T-343 P.024/0Z5 F-4IZ - -v/ ADVANTA. Advanta Mar/gaga PO. FIoti50907T S"n l}~!JQ. CA ~150-90 11 107M R,.fIC1!U BdrtltlffJO I;o_~a SQno,cflO. C,ll.Q.~l~i' NO~ICE OF HOMEOWNERS' KAAllN M DARR PAQE TWO EMERGENCY MOR~GAGE ASSISTANCE ACT it ia only necessary to should adviBe ADV~A intenti~ns. If you have tried and are unable to re60lve this problem at/or after your face-to-face meeting, you have the right to apply for financial ~sai$tance from Homeowners' Emergeney Assistance Application with the ~ennsylvania Housing Finance Agency. The con5~mer credit counseling ~gency will aesise you in filling out your applioation. It must be filed Or postmarked wi~hin 30 days of your face-to-face meeting. echadule one face-tow face me~ting. You Mortgage Corp. USA immediately of your You must either mail your applieation to the Pennsylvania Housing Finance Agaeey Q. you must file it at the office of one of the attached de$ignated consumer cred!t counseling agencies liB~ed on the attachment to this Notice. The pennaylvani~ Housing Front Sereet, P~O. BoX Telephone Number (717) numbe.} ~ An application for a6siscance may be obtained from a consumer credit counseling agency or directly from the Pennsylvania >>ouBing Finance Agency_ Pinanee Agency is located at; 2101 North 8029. Harrisbu~g, Pennsylvania 17105. 760-3600 or 1-600-342-2397 (toll free It is e~trernely importane ~hat you file your applica~io~ p.omptly. If you do noe do so, or if you do nOt follow the. other ~ime periods set forth in this le~eer, foreclosure may p~ciceed against your heme immediately. Available funde for emergenoy mortgage assistance a~e ve~ limited. They will be diSbursed by ~he Agency under tne eligibility c~iteria es~abliahed by the ACL. It is extremely important th~t your application is ~ecurate and complete in every respeee. The counsding agency will help you to fill out the application. Tbe Pennsylvania Housing Finance Agency has 60 days to make a decision after it receives your :application~ During that additional time, no foreelo~ure prooee~ing~ will bQ pursu.e.d, i\gainat you if yo'"' have met. the. time :teql.1i':rements eat forth above. YOu will be notified directly by that Agency of its dec~sion on your application. La notifieaeion en adjunto es de suma importancia, puee affecta su derecho a eontinuar viviendo en su oasa. Si no eomprende e1 contenido de esta nocificacion obtanga una tradu~ion immediatarnente llamando esta,agencia (Pennsylvania Housing Finanoe Agency) sin cargos al numero mencionado arriba,. PuEldes Ber eligible para un prestamo por el prograttltl llamando "HOtneownerls Smergeney Mortgage Assistanee programn el cual puede ealvar su casa de la perdida del d~r~cho a redimir ~u h1poteo&. THIS IS ~ ATT~l?T TO COLLECT A DEBT AND ALL INFORMATION OBTAINED WILL BE USEP FOR THAT PURPOSE. Colleccion Departmen~ #350 ADVANTA Moz:tgage Corp. USA Attaehment: Conaum~r Credic COunseljng Agenciee WP1~/AC'r91CM FUe Copy ~T-LTFlT-4A.OS !"~''''7'':~ ~ ~~~ ~ ~ ,. May-04-2001 08:48am 'rom-C~ASE MAN~ATTAN MORTGAGE 215-313-328 8 ..v' ADVANTA' LfoLTRI4....iI~ r"'""1'I"""'~'1O<,,""'" ~.. _e_ CONSUMER CREDIT COUNSELING AGENC!ES cumberland County Consumer credit counseling Service of Wes~ern pennsylvania, Inc- 2000 Linglestown Road Harrisburg, FA l7102 In7) 54l-l757 Financial Services Unlimited ll7 West ,rd Street wsynesooro, PA 17Z68 (717) 762-,285 Urban Leag~e of Me~ropolitan Harrisburg 25 N. Front Street Harri5b~~gl PA l7~Ol (717) 234-5925 FAX # (717) z,2-4985 YMCA of Carlisle 301 G Stree, Carlisle, PA 17013 (717) 243-3818 FAX # (717) 243-3948 '" ... ..n ,.., .., ... ."'~~ } '~br...:I' """...r....l'.llr~..""ll' nEe!'{'T SFfI"lCt. .....,.,.I).~I ,~I f\.oh,..",' ''''1 '..I"I>....W.l_'Ll,.. ..aTF-ll Tl'1U< :nON~r.l~IL SENT TO: ., ,j' ,.., .... ... 0.. ~ :r ,'!::...... .1 .,. ". ...,1. PS FORM 3800 uS Postal Service Receipt for Certified Mail . tl I. 'jl' , .: ,1; _" ,_ ".,.e, " T-848 P.025/025 ,-412 Advanla Mot1gage "08n"fjQtlOll ~tl CIlJf1" CA 9?150.Wfl 10:'90 R.l(lCnrJ BafflclIO,' RlHI(I S,nDIi'\l(J (,'A'J"j1:17 e ~ . ~~ ."~ \!;~ ~. r~ .~ h ~~ ~o S~ ~ ~ ;? - -.,- C<w ".';'-"" ~'-. " . -~-, .~,.., ''', ~,_ ,~"~ ~~~'~_ lJ" -",-,,~~<'y'_~_"~ "",""~,""'" ,.-.... '~'UH ~, ''''''''.'.!J... i"'mm,' -CQ (') '. ,.' (~ ~ (:) ..t- ~;; 'i ~ -CJt:'-.i L,,_ __,.J Q" " {;) h h () ..:.,.- & (t' (; ~ () B ~. -"- .' :',~ C .:::..,c. c;:; ...J " "1-, '--' :"_--:) ~ .--(- ..t: I - I '.:;1 .",,) __U ........ -, co -< - ~ p.: 1 ~ >'.jJ:~ =-,<,jjH!qt{gi"""" _",.il!l!n~li"~~~~'l1'f'<~!W'M1:~-'~""''j)ijif3l'''M'\l'f.'f''i''''''II1'"""~,,,;1:0;<j'-'!~''- "'__:!,,,_o "'-o'''''''''~~''''1'"I!f',","''-'i:'':'l-';TO ;'-'<r~:.""f>11,:~}>;<~tIf_~"i!~~_'H;'~%,~jWil'~~il'Jill?O''J.tqr~Q~~~>"'--:-"'Ii'Y~ ~ ". / SHERIFF'S RETURN - REGULAR , CASE NO: 2001-02917 P 'COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANKERS TRUST COMPANY OF CALIF VS DARR GARY E ET AL DAWN L. KELL , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon DARR GARY E the DEFENDANT , at 0017:56 HOURS, on the 15th day of May , 2001 at 13 FAIRFIELD STREET MT HOLLY SPRINGS, PA 17065 by handing to KAREN M. DARR (WIFE) a true and attested copy of COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 3.72 .00 10.00 .00 31.72 ~~~eot:~~ R. Thomas Kline 05/16/2001 MCCABE, WEISBERG & CONWAY Sworn and Subscribed to before By: \J~ ~. ~ Deputy Sheriff me this .:13M/.... day of ~ 2.0-0 I A.D. CJ:t, . O. fh.., jd,. . I ~~~ r thonotary I~ :"C=!;'~~, "" ~ ,~. ~..,....-, .,., 'I I - ._~'.~~ ., ~,,-' ,,",. ~~~, ~,~ --, ~~ 'fi$0!-! -~"! -,. . SHERIFF'S RETURN - REGULAR CASE NO: 2001-02917 P 'COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANKERS TRUST COMPANY OF CALIF . VS DARR GARY E ET AL DAWN KELL , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon DARR KAREN M the DEFENDANT , at 0017:56 HOURS, on the 15th day of May , 2001 at 13 FAIRFIELD STREET MT HOLLY SPRINGS, PA 17065 by handing to KAREN M. DARR a true and attested copy of COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 6.00 .00 .00 10.00 .00 16.00 So Answers: // L ~~~J~~~ R. Thomas Kline 05/16/2001 MCCABE, WEISBERG & CONWAY Sworn and Subscribed to before By: \JO.u;-n ~. ~ Deputy Sheriff me this ';/3A.e1 day of ~ ~I A.D. ~dA- Q fy.,ip, , ~ othonotary , !" ~o~"""= ..~-, - ~"'"""" ~ r . I; - iif - ,.~.'O ,_ OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013 Curtis R. Long Prothonotary To: Karen M. Darr 13 Fairfield Street Mt. Holly, PA 17065 Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M. Darr Cumberland County Court of Common Pleas Number 01-2917 Civil Term NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. Curtis R. Long Prothonotary Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession If you have any questions concerning this Judgment, please call Terrence J. McCabe. ESQuire at (215) 790-1010. ;;:((!"~ . "-u ~,-",..,..~ ~ ~',~-., . . O'~", "",- :--." e. -,--~- ~" -~ - 1'" , .",., .,-, ~ -- .. , , " OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013 Curtis R. Long Prothonotary To: Gary E. Darr 13 Fairfield Street Mt. Holly, PA 17065 Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M. Darr Cumberland County Court of Common Pleas Number 01-2917 Civil Term NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. Curtis R. Long Prothonotary Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession If you have any questions concerning this Judgment, please call Terrence J. McCabe, ESQuire at (215) 790-1010. :!L" -,""'~ :"~_""","~,1{,,,,,"__,ry,<~~t~,,_~,,.,--..,.,-- ,<, .._,1__ ,'__";'~'__"_~'""_~__ _"',__,,~ '~_,"I:,P' ..,,_, _''''~,,<_~_"~,,'-._''_''~' " ;--- McCABE, WElSBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Cumberland County Court of Common pleas Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M. Darr Number 01-2917 Civil Term ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT TO THE PROTHONOTARY: Kindly enter judgment by default in favor of Plaintiff and against Defendant in the above-captioned matter for failure to answer Complaint as required by Pennsylvania Rules of Civil Procedure and assess damages as follows: Principal Interest from TOTAL $101,381. 61 5/01/01-;Z:8/02/01, $ ,2", ,241. 90 ~, $10 ,623.51 /I. / / ~,~ TERRENCE J. McCABE, ESQUIRE AND NOW, this ~ day of A'-4~- , 2001, Judgment is entered in favor of Plaintiff, Bankers Trust Company of California, N.A., As Custodian Or Trustee and against Defendant(s) Dale Morton and damages are assessed in the amount of $103,623.51, plus interest and costs. BY THE PROTHONOTARY: CL:ti -' -;; 4- " ,Ii n " i'-,'_" _ .~ ~e-?-" ,~- ~,,),,~_' ,- _ii>I__., ~'''''\-_ :>1-~-:'f'-"" ~P"l"f~- r> ":-c"~-~- _~ '---,-~,"'-- '''!, ,~- I." ''''''''"''"'''{"--~-, ". -~<, -~" ~ -',- -,~", -, McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M. Darr Cumberland County Court of Common Pleas Number 01-2917 Civil Term CERTIFICATION I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the Complaint and is calculable as a sum certain from the Complaint. I certify that written notice of the intention to file this Praecipe was mailed or delivered to the party against whom judgment is to be entered and to the attorney of record, if any, after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A true and correct copy of the notice pursuant to Pennsylvania Rule of Civil Procedure No. 237.1 is attached hereto and marked Exhibit "A". SWORN TO AND SUBSCRIBED ~ BEFORE ME THIS 0200 DAY OF AUGUST, 2001. TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff ii"r"." . " '~-,= ,,__ '_~'~'_'U"I --"'-'-_~_", "~'___~~ ",_-"j'~"'_',"'I! '_,_",_,.,<<,_ ~- ,,~ ~-- --, , ^',. , ~-~~. " McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Cumberland County Court of Common pleas Bankers Trust Company of California, N.A. as Custodian or Trustee v, Gary E. Darr and Karen M. Darr Number 01-2917 Civil Term AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF CUMBERLAND: The undersigned, being duly sworn according to law, deposes and says that the Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors I Civil Relief Act of Congress of 1940 as amended; and that the Defendant(s), Gary E. Darr and Karen M. Darr, is/are over eighteen (18) years of age, and resides at 13 Fairfield Street, Mt. Holly, PA 17065. SWORN TO AND SUBSCRIBED ~4C~ BEFORE ME THIS 02nd DAY OF AUGUST, 2001. TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff ~~~~ 'if-dJI;; ;.._~ "'>_,";'1c-,,,",-,-, -,"" '-, '. - '~'___7, I' ",' ""-~"'- ',< ,~",--,-," --,-~' ,," r! ,_ ~ - "'c.'-""___> ',"", "_o>r... _" , - _',_.'1"'_, __'of",' . ,_c__ " '''. .""', " VERIFICATION The undersigned, TERRENCE J. McCABE, ESQUIRE, hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. Section 4909 relating to unsworn falsification to authorities. A/~~ TERRENCE J. McCABE, ESQUIRE :~;{.,-- -, >, _ "--,,,,,,~,,,,~-,'~c;--,-T". -,.. ,'~. 'f';~~,~; ^'..-I ,,~__~.~ --~".--,. , ,.., ^-~.. "'.,.--, ;'"'-'~'" -." ,""""\- ,:,"" .. ,~ ,--~".. " ,,~, ,~' '--." OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS COUNTY COURTHOUSE, CARLISLE, "'-, CUMBERLAND LAWRENCE E. WELKER Prothonotary To: Gary E. Darr 13 Fairfield Street Mt. Holly, PA 17065 Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M. Darr EXHIBIT '~" PA 17013 June 7, 2001 Cumberland County Court of Common Pleas Number 01-2917 Civil Term NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the Court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. It you do not have a lawyer or cannot afford one, go to or teLephone the following office to find out where you can get Legal help: Court Administrator Cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 I f you have NOTIFICACION IMPORTANTE Usted se encuentra en estado de rebeld;a par no haber presentado una comparecencia escrita, ya sea personalmente 0 por abogado y por no haber radicado por escrito con este Tribunal sus defensas u objeciones a los reclamos formulados en contra suyo. Al no tomar la accion debida dentro de diez (10) dias de la fecha de est a notificacion, el Tribunal podra, sin necesidad de comparecer usted en corte u oir preuba alguna, dictar sentencia en su contra y usted podria perder bienes u otros derechos importantes. Debe llevar esta notificacion a un abogado 1nmed1atamente. 5i usted no t1ene abogado, 0 S1 no t1ene dinero suficiente para tal servicio, vaya en persona o llame por telefono a la oficina, nombrada para averiguar si puede conseguir asistencia legal. Court Administrator Cumberland County Courthouse Carl isle, PA 17013 (717) 240-6200 any questions concerning this notice, please call: Terrence J. McCabe, Esquire McCABE, WEISBERG AND CONWAY, P.C. First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 at this telephone number: (215) 790-1010 TJM/cf i'DI~"\"'i"', , "," .1""1',f~~1';"""1,"":"'O",,~'~' ,_', ~__ _"'''','"'~_,~cl,.' ,., , "-""1 '--.~ '~,,',-' ,. 7.e,' ~, ,,~-- --, EXHIBIT Ifl" OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA LAWRENCE E. WELKER Prothonotary To: Karen M. Darr 13 Fairfield Street Mt. Holly, PA 17065 Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M. Darr 17013 June 7, 2001 Cumberland County Court of Common Pleas Number 01-2917 Civil Term NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the Court your defenses or objections to the daims set forth against you. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: Court Administrator Cumberland County Courthouse Carl isle, PA 17013 (717) 240-6200 If you have NOTIFICACION IMPORTANTE Usted 5e encuentra en estado de rebeldia par no haber presentado una comparecencia escrita, ya sea personalmente 0 por abogado y por no haber radicado por escrito con este Tribunal sus defensas u objeciones a Los reclamos formulados en contra sUyo. Al no tomar la accion debida dentro de diez (10) dias de la fecha de esta notificacion, el Tribunal padra, sin necesidad de comparecer usted en corte u oir preuba alguna, dietar sentencia en su contra y usted podria perder bienes U otros derechos importantes. Debe llevar esta notificacion a un abogado inmediatamente. Si usted no tiene abogado, 0 si no tiene dinero suficiente para tal servicio, vaya en persona o llame por telefono a la oficina, nombrada para averiguar si puede conseguir asistencia legal. Court Administrator Cumberland County Courthouse Carlisle, PA 17013 (717) 240 - 6200 any questions concerning this notice, please call: Terrence J. McCabe, Esquire McCABE, WEISBERG AND CONWAY, P.C. First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 at this telephone number: (215) 790-1010 TJM/cf M", '~"'1;,?';,.vf'!;~'''1.' ~' ~~~"., . '." c.,'.-I ~', "', -"" ;~"- ".~ ~"-"", '" .',' "~_ol' ,'- ~-~ , "v/ "'''.'C''__', ~~__'_"" , t " 'I,' oJ' ~H~='~_'" "," " ~" -- ,-,. ~~,' , ~.._-,'>." -~. "-.;.-",,. ,-;);""," '.'d_-"-..,--~+, ,"~;;""'-'-' -"""<""ir;'f:"'-";-~-'"{r--"'fI""<'-'~I"-" rJ]l]lrrnrrrr~rT" "( '\'1'1'''-' C/t:) 9:.. It. r- ~ V - fi: . .~ ..' ....... ...... CIt ~ )l.> o ~ :-0 o ()' V P- ~ -.......z (.J 'l )v ~ 0- () C ;?' -orf rnrf" -;-"' "',~_ ..J-_. ...,.~ ~- '..... (()/ -<:;c ~~', zl...... )"<;2 L_ ~ .,.~".~~~~~,\?~filWl1~I~_,~,~,~,~ c..) o -n j::'llo ',is I -.l J:;"" ,--, ',' -I'I 7,'0;-" t~fl~ ---, -".~ '1, -< C) :..oJ _..,~_.ll,L~_~ril3!!"__,,,_._ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA CIVIL DIVISION Bankers Trust Company of California, N.A., As Custodian Or Trustee 10790 Rancho B$rnardo Road San Diego, CA 92127 V. Gary E. Darr and Karen M. Darr 13 Fairfield Street, Mt. Holly, PA 17065. FILE NO.: 01-2917 Civil Term AMOUNT DUE: $103,623.51 INTEREST: from 8/03/01 ATTY'S COMM.: COSTS: TO THE PROTHONOTARY OF SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue writ or execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s) 13 Fairfield Street, Mt. Holly, PA 17065 (More fully described as attached) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of N/A County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee (s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. August 2, 2001 DATE: Signature: Print Name: TERRENCE J. McCABE, ESQUIRE ~u Address: 123 S. BroadStreet, Suite 2080 Philadelphia, PA 19109 Attorney for: Plaintiff Telephone: (215) 790 1010 Supreme Court ID No. 16496 - ,"" LEGAL DESCRIPTION AU, mAT CERTAlN tract of land situate in the Borough of Mount Holly Springs, Cumberland County, Pennsylvania, bounded and described as follows; BEGINNING aJ: a point on the Northern. side of Fairfield Street, at the line of land now or formedy of Harry Sennett; thence by said Northern side of Fairfield Street, in an Easterly direction SO feet to a point in the line of other land of the Grantors; thence by said other land of the Grantors, in a Northeasterly direction, through Lot No.6, 150 feet to a point on the line of land now or formerly of David W. Cleveland; thence by the latter land, in a Westerly direction, 50 feet to a point on the line orland of said I-Iarry Sennett; thellee by said Selmett land, in a Southwesterly dJrootion, ) 50 reet to the place of BEGlNNlNG. BEING the Western 50 feet ofLoI No.6 of the Warner Plan of Lo18 as recorded in the Office of the Recorder oflJeeds fur Cumberland County illl'lliJl Book No.4, Page 23. Parcel ID #2331-2187-050A Being Known As: 13 Fairfield. Street, Mt. Holly, PA 17065. :-"~"=,.,,,".'.,~.,,,"-," 1- ~ , , r, f -" <ll l':) ~'l ~ ~ ~ ~ n ~ ~',.,.""," '~~~_ ~ ___IIJI,~~UIi""" ~~ " " ~& V-'~."""","V"_"'"'o ^ ,~' -~"",-,-~,,~., ........ I oiq ..... .... :.0 ~ ~ ~G.. ~ ~~~::""f:Pi ~Bd~8B I 4 f?~ ~:::~ .. .. . , !ili1I~iIffl!lP'~~, "'~#ij1~ ~~,-w~ ~" ~O""","~"""""'J!''!l>'Y'T~,"''''''''-"9';''i' () C) C Z ~ ~g;( '2j::; Z:X., ~~.,' .~ r:::CJ s,. ~-.. ::c :r;CJ -!~.::C) <:.:t") Pc 7-=- -:......) =< --' UTr ',....... '. " ;.-;'1 I~:-J --~ (~> :,;'(~; ';:"~IT' .~ ~ ..." :-J..1, -<. "- "::~-'t~I~'\Oi'1'T!l"';"i(W~;1'!l'FI'I!W:~f'li""'''f;~f!J~~_ ""'i--' _,,<W""~' " , McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Cumberland County Court of Common Pleas Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M, Darr Number 01-2917 Civil Term AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 13 Fairfield Street, Mt. Holly, PA 17065, a copy of the description of said property is attached hereto and marked Exhibi t "A." 1. Name and address of Owner(s) or Reputed Owner(s) : Name Gary E. Darr and Karen M. Darr Address 13 Fairfield Street, Mt. Holly, PA 17065 2. Name and address of Defendant(s) in the judgment: Name Address Name Gary E. Darr and Karen M. Darr Address 13 Fairfield Street, Mt. Holly, PA 17065 ,-,,',- i'-_~"'<"_~_'"''''''-.",-c__,,-~" 'C'~,,~ ~::,,'I,"',- ',,_.B!,"""~ ~o ,'<"C ,e, F,_, ''--''- ", ~. , -," , ,,', '0. 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Plaintiff herein. 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. Household Realty Corporation 25 Gateway Drive Gateway Square, Suite 107 Mechanicsburg, , PA 17055 Household Finance C.D.C. 961 Weigel Drive, P.O. Box 8621 Elmhurst, IL 60126 Attn: Katie Kulig 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Address None. 6. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenant (s)/Occupant (s) 13 Fairfield Street, Mt. Holly, PA 17065 Domestic Relations Cumberland County P.O. Box 320 Carlisle, PA 17015 I I,;, , -'--"':,,-.',~-?_"'_~~. ,"~ _.'~~e ,~_,~, " ,,-;,',;. ,-,"" ""'. -,,- ---r-' , ,--~"' "~ ,- ,,< '" I i I" .. I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. August 2, 2001 Adu(cY~ DATE TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff "-,;:"_""-' _lo'~,'_'-_"' """~~~- ,~_Io<_"'~'_''''',,,.'~_,,, 0.',"" ',"__~ ", ,-",-_'t'! "~' .. . LEGAL DESCRIPTION EXHIBIT RlA~j A.IL reA T CERT AlN ttact ofland situate in the Borough ofMo\lot Holly Springs, Cumbetland County, Pennsylvania, bounded and described as follows; BEOOlNING at a pomt on the Northern side ofFaiIfield Street, at the line of land now or formetly of Harry Sennett; thence by said Northern side of Fairfield Street, in an Easterly direction 50 feet to a point in the line of other land of the Grantors; thence by said other land of the Grantom, in a Northeasterly direation, through Lot No.6, 150 feet to a point on the line of land nOW or formerly of David W. Cleveland; thence by the latter land, in a Westerly direction, 50 feet to a point on the line orland of said}Iarry Sennett; thence by said Selmetlland, in a SO\lthwesterly direction, 150 feet to the place of BEGINNING. BBINGthe Western 50 feet of Lot No. 6 of the Warner Plan oftolS as rec:ordedin the Oflice of the Recorder of Deeds for Cumberland County in Fllm Book No.4. Page 23. Parcel ID #2331-2187-050A Being Known As: 13 Fairfield Street, Mt. Holly, PA 17065. I ';',"~''''''''\'''' c"."""~,, ',' ~ ~--- -~-r- , " ~ ;~,-~~"- !_'~ 4__, ..~, _" ~~ ~.+.' __". ___~__ '1,"-'" ~,,~~ lliU ~ il~J['fl~'in'IT" . ... 0 ::.:::) c: "1J ~~ ."'" IT1r';": ,;'") ~ -:r .--- zr en Joo ~__l -<" ' r:::c) "~"' 3> ,.-" ~-,- z',) _. -=(~,I ~'. - :<>'c~ ...."~ '-' --r :r.--: ::J ':0 -< ::D -< ,Jnl ".".,~. ".e".~",,,~_''''!''\'-_~'''F',,<'I!!~!I'_~~'WI1!!,,!>'!I'!f,*~'''''''':-'!;:''!.'''f''''''''''1c:!'Y,''--;~''''''':'''''';''-''''Y''',-FiI''''W@W'~!1;J'\\C?'fl''-l!f!;<mjf''iffiil'l'llf1!!\lm:~\" ,~,,'_'" ,~., '-"'. McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Cumberland County Court of Common Pleas Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M. Darr Number 01-2917 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Gary E. Darr and Karen M. Darr 13 Fairfield Street, Mt. Holly, PA 17065 Your house (real estate) at 13 Fairfield Street, Mt. Holly, PA 17065, (more fully described as attached) is scheduled to be sold at Sheriff's Sale on December, 05, 2001, at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $103,623.51 obtained by Bankers Trust Company of California, N .A., As Custodian Or Trustee against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to Bankers Trust Company of California, N.A., As Custodian Or Trustee the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790- 1010. ~ . "~,'-""'<-"~:r:""",- ~.'-,'. , " , "":'1"""",' ::0 '" --' ,A'" ~ ",' ,"~ ", '1":'''- ",' .-^. =<C' ~, ~., , , ~,~ , ___ _'_c " , ~---,~, . __H">~ ,'~' - "' .. -. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in amount due is paid to the Sheriff to the buyer. At that time, proceedings to evict you. the property until the full and the Sheriff gives a deed the buyer may bring legal 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of the money bid for your real estate will be filed by the Sheriff on Januarv 04, 2002. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after Januarv 04, 2001. '-:"4'~ ~ '''",;r"~,C-_,.'' ".C_" ",_~,_'" ~ '"", "__I ',~_. ,'_"'~' _ .." ...'_.0_""_____", ~_" -,,-. ' ., ',- ,"0" -" '.'_' ~'~" ,,-~_,<-, or; =--" ,'- 0". '"" ? . ~." iIi-~-< 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 '''~'''''"'' - '<-""oe ,,_<ei-_' O",__~"',"-_"_<_""-:--, "', '-^1'd,:, -'_.i" -,--' ~ " .. ~, '~-r ,_" ,,' __' " _<, 'c," ,,'_' ,- '"', "", _ p-;--,;,;,- , ,~ "e_ ~ = ~ ~f F,r.. " ~ ,'" ~ . "- '_'n' '"~~0'"~'~ ,., _~_ ~"-,,-, '~, o C:l ~ "'rJi-?~ ::r:-. mil'"; ,.-- Z"TI ,~~') ~}= .~ ~C) ~...... -,-,-,> Z'i,) ~cQ ---_ en 2: =< '->) N--- fJUIlr nrrTi"" ~ CO. __I- " , . ,-,:",-;-j S"~M ~, ~:J -, ~~"~_,__ ."_ __,1~!l'j~I'I:lj~~1f.~~~'!Pt~_~"""''''' '--J,'~ , . . McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M. Darr Cumberland County Court of Common Pleas Number 01-2917 Civil Term AFFIDAVIT OF SERVICE I, Terrence J. McCabe, Esquire, attorney for the Plaintiff in the within matter, hereby certify that on the 11th day of October, 2001, a true and correct copy of the Notice of Sheriff's Sale of Real Property was served on all pertinent lienholder (s) as set forth in the Affidavit Pursuant to 3129 which is attached hereto as Exhibit "AU. Copies of the letter and certificate of mailing are also attached hereto, made a part hereof and marked as Exhibit "B." SWORN TO AND SUBSCRIBED BEFORE ME THIS 11th DAY 1t!IlIlPMA'U -ib fII~k TERRENCE J. Mc E, ESQUIRE Attorney for Plaintiff OF OCTQBER, 2001. 11t~/& fl. ~ NOTARY PUBLIC r I M/QHEllf'f~l.' ~~ot':~::-t,~,~UUk , 1Il.bt.k.li ~Msron28.bJ ;"-~~,.,~ -,~_~ ': I"l', -"', ,,' ---'"-". "1----' McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Cumberland County Court of Common Pleas Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M. Darr Number 01-2917 Civil Term AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 13 Fairfield Street, Mt. Holly, PA 17065, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) or Reputed Owner(s) : Name Gary E. Darr and Karen M. Darr Address 13 Fairfield Street, Mt. Holly, PA 17065 2. Name and address of Defendant(s) in the judgment: Name Address Name Gary E. Darr and Karen M. Darr Address 13 Fairfield Street, Mt. Holly, PA 17065 EXH\B\l "~' ';'.""' .. -'-',^f',"-_ ,"- -, I'" " ~ . -' :'- i! ' '-, ,~ '-- . , -- 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Plaintiff herein. 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. Household Realty Corporation 25 Gateway Drive Gateway Square, Suite 107 Mechanicsburg, , PA 17055 Household Finance C.D.C. 961 Weigel Drive, P.O. Box 8621 Elmhurst, IL 60126 Attn: Katie Kulig 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Address None. 6. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenant(s)/Occupant(s) 13 Fairfield Street, Mt. Holly, PA 17065 Domestic Relations Cumberland County P.O. Box 320 Carlisle, PA 17015 EXtllBIT "/\' ~~,- , - - " -~,;' ~ , "I ,"- ;" <[ - --", " ' , . I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. October 11, 2001 -{P/l/lP M-rL l/r/ttJh- TERRENCE J. M E, ESQUIRE Attorney for Plaintiff DATE EXHIBIT "An ~~,;,!S!'! 1 -, '. "c _", "-,~, -, "" ~,,- -,-_,,'~I>,:,",+:'__';~r,' ~- ,~--, ~ ., i ,-'" McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff Cumberland County Court of Common Pleas Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M. Darr DATE: October 11, 2001 Nuwber 01-2917 civil Term TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): Gary E. Darr and Karen M. Darr PROPERTY: 13 Fairfield Street, Mt. Holly, PA 17065 IMPROVEMENTS: Residential Dwelling The above-captioned property is scheduled to be sold at the Sheriff's Sale on December 5, 2001 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, pennsy1 vania 17013. Our records indicate that you may hold an interest in the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. EXHIBIT "8" >r',,_ , , -r -__c~_" ~ ., ~ 1<' - '. ','-,~'" , ..,"--,- . r-l' (ii'S' me!..:-- o.Z' r--ZC! .-L-.. (J) g. : .. , , ~, %9.! ~'O ~~ .' .' , ~- f9~{ --"--'-"-'-:'-~-~1' ", g", "-':'~,:?' ~, "1J> .' ~' -Zi ., 3' .J 0' i [,- 0- ~{.ii Q-'~ -ii;--~-i ;;ll>~~g,g ~i J ~ g g~ s'li g" r;ioi[gg-; ~ (Il~lI>"'3g~i g.?g ~S'~ ~r--" a~:3g~g : ~~S~~~~I ~.::>::> II>"'~ ~I ~ ~:~~~~i 3~~~.~~~~" ~og ii:~ g..g I, (J) ;;~.;~. g iirl cg 3 cg;;l ell 3 0.1 9.S'!" g '" ~ g! ;:gi=J~~~- '" '" 010::1 a. ~2.3g~g.~, :;'8 ~'~~;;'g:! C'> ~ ~ S.1lI~ ~fl ~~3.g~iil~ (to 5'g.~::: a.: :: g g.~~ 1:a:---' :rg m", fg,3' ~q~ 5'a.",! g i-o ~~g g': :~~~!t~~i ~~~~;~.e.!-, ggiA'~.g g *1 g.3~~.~ijl ~: a!!!.Y.go23' ~;g~ g !l~i =~-a@g-l: "'sS: ~5 s"ffi; ~lirg~!lI~;! ~~ 1irg:;!~ ~. 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'0 o "- w o . l_~ ~,~.! !':" OOJJJJJJ <g' ~~.8 a3ffi-a C JJ'" (II (ilm ce lJ. o(')lJ.o o!ll. ~ S, 'E- ~. 3 Sf '< ~5: o . , ~ n ~ . , 0. .' . 3 ~ g o m < 0' ~ , <; 3 J!l 6' , ~ 0, :::;;dsi ;Ocn iOce 0' 0., ~i " ~ , ,...JI!ll'~_"." ._ _~~. ,I n,,,~,~,,. " , , . ".-""". , "",' ','o-.1'V,,,'d~'.- ",-".',., . ,"~"._'~9/,", ,~., C..l "~--,,~y .1'T~'~i ':~'" - "t~"I"~~' .....e.., ',"u(j1ffif"\"'f"q~~'i:l:;;[':~; 0 c:: C) C ~ 0 -0 c:; 1,'J ;;J. rnrn -I -y.-(. ,:~~J ~ zt'" 0'> - C.9~:' ~O :p., ":-~~?i ~Ci --.. :~.,;~c:! >~ S? ~;:~ Pi ~ 0 5J ....J -< ,!/!Ii!!'illIlW/II,<)~_i!i1!ffil!l!~~!fflIl!;~",'f!I'-~ ,.,IJl[~~'~!$'!'~~'N"'f-,,,,,,:,,~\,'~1 ]{,.>',. -~--~-''''","~~'"::<I'','l:mN''''J'i'\:IJ~OO}':'!f~~:;l . . STATE OF PENNSYLVANIA, COUNTY OF CUMBERLAND } 55. Robert P Ziegler I, ________________________________________ _____________~_____ _____ _ ____ _______ __ Recorder of Deeds in and for said County and State do 'hereby certify that the Sheriff's Deed in which ________________ Bankers Trust Co of California'N A TR ___________________________.________________________________________________________ ~ the grantee the same having been sold to said grantee on the _____________~_~~______________________________ day of __________~::___________________________ A. D" ; 0_1____, under and by virtue of a writ______________ Execution . 7th __________________ _______________________ _______ ISSUed on the ___________ _____ ______ ______ _________ August 01 , day of __________________________ A. D., _____, out of the Court of Cornman Pleas of said County as of Civil -----------"2917-------------,.------- ------ ---- ii-;,;i<e~:;;- -fr,,;,-t" -Co--o rear fro-rnt ~"'kA er---- ~unober______________,atthesuitof--------------------------_____________________________________ . GAry E Darr & Karen M ------------------------------_____ agalnst________ _______ ______ _.__________ ______ ______ ____ ___ is 250 2111 duly n:corded in Sheriff's Deed Book No. ____________, Page ____________. 01 IN TESTIMONY WHEREOF, I have hereunto -Ii: set my hand and seal of said office this ___L~_____ day of ___Ep___ ------~-7r.-~t^~. 02q~.,L ___ _b1l__~~~_ __ _______ EY~R er of Deeds ~~~~=-';t~~ Bankers Trust Company of California, N.A. In The Court of Common Pleas of As Custodian or Trustee Cumberland County, Pennsylvania VS Writ No. 2001-2917 Civil Term Gary E. Darr and Karen M. Darr Brian Barrick, Deputy Sheriff, who being duly sworn according to law, states that on Sept. 21, 2001 at 3:34 o'clock P.M., E.D.S.T., he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Gary E. Darr, by making known unto Karen Darr, wife of defendant, at 133 East Penn St., Carlisle, Pennsylvania, its contents and at the same time handing to her personally the said true attested copy of the same. Brian Barrick, Deputy Sheriff, who being duly sworn according to law, states that on Sept. 21, 2001 at 3:34 o'clock P.M., E.D.S.T., he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Karen M. Darr, by making known unto Karen Darr, personally, at 133 East Penn St., Carlisle, Pennsylvania, its contents and at the same time handing to her personally the said true attested copy of the same. Jason Vioral, Deputy Sheriff, who being duly sworn according to law, states that on Oct. 01,2001 at 1:17 o'clock P.M., E.D.S.T., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Gary E. Darr and Karen M. Darr, located at 13 Fairfield Street, Mt. Holly Springs, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Gary E. Darr, by regular mail to his last known address, 133 E. Penn Street, Carlisle, PA 17013. This letter was mailed under the date of October 3,2001 and neverreturned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Karen M. Darr, by regular mail to her last known address, 133 E. Penn Street, Carlisle, PA 17013. This letter was mailed under the date of October 3,2001 and never returned to the Sheriff s Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at the Court House, Carlisle, Cumberland County, Pennsylvania on December 5, 2001 at 10:00 o'clock A.M., EST. He sold the same for the sum of$1.00 to Attorney Terrence McCabe for Bankers Trust Company of California, N.A., As Custodian or Trustee. It being the highest bid and best price received for the same, Bankers Tnlst Company of California, N.A., As Custodian or Trustee of 10790 Rancho Bernardo Road, San Diego, CA 92127, being the buyer in this execution paid SheriffR. Thomas Kline the sum of $664.19, it being costs. :-1i'~--',-""-~. "~, " _" 11",,.-. Sheriff's Costs: Docketing Advertising Posting Bills Acknowledging Deed Auctioneer Law Library Prothonotary Mileage Certified Mail Levy Surcharge Law Journal Patriot News Share of Bills Distribution of Proceeds Sheriff s Deed Poundage . $30.00 15.00 15.00 30.00 10.00 .50 1.00 6.50 4.56 15.00 30.00 228.20 188.25 25.66 25.00 26.50 13.02 $664.19 Sworn and subscribed to before me So Answers: ~~.~~~ R. Thomas Kline, Sheriff This P ~ day of 7'h", u.JJ 2001, A.D. ~r-O f/.1,ip,,,-!~ P othonotary ; :~;'C"l'Ji'l""'M_~_"~~~'r"' '~~'~,"- ,~- BY~ r:s,~ Real Estate Deputy wJv'~ .3D,171> ,SO Ue- 35'tt.. <t iL. /U ~d ~-'I ~ ~~~ ". McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Cumberland County Court of Common pleas Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M. Darr Number 01-2917 Civil Term AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the :t'eal property located at 13 Fairfield Street, Mt. Holly, PA 17065, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) or Reputed Owner(s): Name Gary E, Darr and Karen M. Da:t'r Address 13 Fairfield Street, Mt. Holly, PA 17065 2. Name and address of Defendant(s) in the judgment: Name Address Name Gary E. Darr and Karen M. Da:t'r Address 13 Fairfield Street, Mt, Holly, PA 17065 y~~ ,. " 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Plaintiff herein. 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. Household Realty Corporation 25 Gateway Drive Gateway Square, Suite 107 Mechanicsburg, , PA 17055 Household Finance C.D.C. 961 Weigel Drive, P.O. Box 8621 Elmhurst, IL 60126 Attn: Katie Kulig 5, Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Address None. 6. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenant(s)/Occupant(s) 13 Fairfield Street, Mt. Holly, PA 17065 Domestic Relations Cumberland County P.O. Box 320 Carlisle, PA 17015 irr~ -.i' ,~ ~:,~,~_I!lw._ ". I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. August 2, 2001 Ie, (- "," ~. .,/'/ . '"'" i' ,/ ~ ,CC.,6't DATE TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff ~ - ..~ -, ... LEGAL DESCRIPTION EXHIBIT qlA,j AlL 11:IAT CERTAlN tract ofIand situate in the Borough ofMo\lnt Holly Springs, Cumberland CO\lnty, Pennsylvania, bounded and described as follows; BEGINNING at a point on the Northern side of Fairfield Street, at the line of land now or fonne1'lyof Harry SaMet!; thenoe by said Northern side of Fairfield Street, in an Easterly direction 50 feel to a point in the line of other land of the Grantors; thllnce by said other land of the Gflmtors, in a Northeasterly direction, through Lot No.6, 150 feet to a point on the line of land now or fOImerly of David W. Cleveland; thence by the latter land; in a Westerly direction, 50 feet to a point on tho line of land of said Harry Sennett; thence by said Sennet!land, in a SO\lthwesterly direoIion, 150 feet to the place of BEGrNNlNG. BEING the Western SO reet of Lot No.6 of the Warner Plan oftolS as recorded in the Of!ire of the Recorder of Deeds for C\unberland County in Plan Book No.4. Page 23. Parcel ID #2331-2187-050A Being Known As: 13 Fairfield Street, Mt. Holly, PA 17065. ~~~!!...",J;l._~r,:,,~,o,,: " , ~ I ~ ""~~"" ,^ '"~~~'>rrI,^"'~' -~__~,~, r1UH,J.l I n, II) C;I, C' - - fl~J C' "Hi'i :I"l,IJj1i,,, .~ '~ "" ~,'" ""'''-~ '-~~"", L,,"",l'>, '''"' ' --. "',,",. 0""_'-'" ~.,~"'" (';' ).} l,.J -,-__,1" L ~nv i),~;W ,,:;,I~iW - ~-...,"'~ ~' ,.0'''"''''-''-' .- "Wf!Wf~~~lil\'lg1!Wt~lmrl!!-'!j",,",p"'i','C~,"T'l'-"'''-_''Yi~!''j-)'''''-''~';",-"'" -- ""-<""''"1'""1''''K'''''''''-I;''l'''1'-~''''~''!l!'~t_mlIt!ffi1l.~Ii'\~M,_".,,..,~~rr , . McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philada1phia, PA 19109 (215) 790-1010 Attorney for Plaintiff Bankers Trust Company of California, N.A. as Custodian or Trustee v. Gary E. Darr and Karen M. Darr Cumberland County Court of Common Pleas Number 01-2917 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Gary E. Darr and Karen M. Darr 13 Fairfield Street, Mt. Holly, PA 17065 Your house (real estate) at 13 Fairfield Street, Mt. Holly, PA 17065, (more fully described as attached) is scheduled to be sold at Sheriff's Sale on December, 05, 2001, at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $103,623.51 obtained by Bankers Trust Company of California, N .A., As Custodian Or Trustee against you, NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to Bankers Trust Company of California, N.A., As Custodian Or Trustee the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J, McCabe, Esquire at (215) 790- 1010. 'i+~,,,,., ,',' "',' 1 - ,~ F" , ,A 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in amount due is paid to the Sheriff to the buyer. At that time, proceedings to evict you. the property until the full and the Sheriff gives a deed the buyer may bring legal 6. You may be entitled to a share of the money which was paid for your real estate, A schedule of distribution of the money bid for your real estate will be filed by the Sheriff on Januarv 04, 2002. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after Januarv 04, 2001. IW,~! ~ ,.,," ,~ ~ ,.... . 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 'W~ _,~ ",_, ,"" COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) WRIT OF EXECUtiON and/or ATTACHMENT NO, 01-2917 CIVIL 1~ TERM CIVIL ACTION - LAW TO THE SHERIFF OF OITTlhP.rli'lnn COUNTY: To satisfy the debt, interest and costs due Bankers Trust Canpany of California, N.A., As from Custodian or Trustee Gary E. Darr and Karen M. Darr, PLAINTIFF(S) 13 Fairfield Street, Mt. Holly, PA 17065 DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell See Leqal Description (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: af,llito nomy the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) If property ofthe defendant(s) notlevied upon an subjectto attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/herthat he/she has been added as a garnishee and is enjoined as above stated. Amount Due $103,623.51 Interest fran 8/3/01 L.L, $.50 $1.00 Ally's Comm % Due Prothy Other Costs Ally Paid _ Plaintiff Paid 511q 7? Date: August 7, 2001 Curtis R. Long Prothonotary, Civil Division by;- .a()~P [} ~~h-I' ~ Deputy REQUESTING PARTY: Name 'T'"rr<>nro" .1. MN:i'lbe. ESQ. Address: 1?, ~ Rr=i1 ~Trf>et. Suite 2080 P~jl~n"lrhi~, PA 19]09 Attorney for: plainHff Telephone: 215-7qil 1010 supreme Court 10 No. 1 h4qh (_~~~""""l'!;>i, '^ !,",,;"" , ",. -,' ""~ a .-"" -- '>' -.'~" '.' - ',~' ~ ,-~,.- ,,,>"-"~'~~,. ~, = ~ ~ --~ ~, ''''''',- , REAL ESTATE SALE No. ro Oft~, I D I d.CO r the sheriff levied ufjon the delenc-~':-- Interest In the real property situ::ltp,o in (YJf. ffrffig' ~r~:J5 ~(i Cumberland County, Pa., Kilv" '(, ilumbered as: fYIf. ~ ,..J~and more fully Jescnoed on Exhibit "A" filed with this writ and by this reference incorporated herein. Oate:/jpl. I~. )JtlI B~itJf I _ (JqJury ~"""'"",""'.,,, ~:-- =- Eii) .. 1t!f!\!f.lIC'H3d ,-.. If1 pi Ell C' L ~nlf ;j~ "U ~ ~ U"",. -:no ,UI\l3IE ,,:i,,;lO . _!IliJMI~K&i!\!iI_", "" ,,-_~~~~~'!mlJf"ii""''1''''''-''''''"''i--f.f''PF,;,'J;''n'' '''',,,^,, ~'''_:'-'_-''-'~_J','< '''I-.,~""f'",ji't~-">;c-\],~!~t''''~:;!''l~N,,,,;,~IIjJ,~L._ '''''~'_'\('W' :L~ ,~ -,"- "~ = - .~ ,.r:o -. ESTATE SALE NO. 6 Writ No. 2001-2917 Civil Bankers Trust Company of California, N.A. as Custodian or Trustee vs. Gal}' E. Darr and Karen M. Darr Atty.: Terrence J. McCabe LEGAL DESCRlP1"10N ALL THAT CERTAIN tract of land situate in the Borough of Mount Holly Springs, Cumberland County. Pennsylvania. bounded and de- scribed as follows: BEGINNING at a point on the Northern side of Fairfield Street. at the line of land now or fornler1y of Harry Sennett; thence by said Northern Side of Fairfield Street, In an Easterly direction 50 feet to a' pOJnt In the line of other land of !he Grantors; thence by Said other land of the Grantors. in a Northeasterly direction, through Lot No.6, 150 feet to a point on the line of land now or formerly of David W. Cleve- land; thence by the latter land, In a Westerly direction. 50 feet to a point on the line of land of said Harry Sennett: thence by said Sennett land. in a SOUthwesterly d1rect1on. 150 feet to the place of BEGlNNING. BEING the Western 50 feet of Lot No. 6 of the Warner Plan of Lots as recorded in the Office of the Re- corder of Deeds for Cumberland County in Plan Book NO.4. Page 23. ParcellD #2331-2187-050A. Being Known As: 13 Fairfield Street, Mt, Holly. PA 17065. ----------- PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. 1.1784 STATEOFPENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Joumal, of the County and State aforesaid, being dilly sworn, according to law, deposes and says that the Cumberland Law Joumal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regnlarly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, VIZ: October 12, 19,26,2001 Affiant further deposes that he is authorized to verifY this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. SWORN TO AND SUBSCRIBED before me this 26 day of OCTOBER. 2001 NOTARIALS LOIS E. SNYDER. Nolllry Public Carlisle Boro. CumberlMd COunty My CommissIon Expires March 5. 2005 ,-"O'<-""'X'F"=__"'f">_~If'!~' !', ~._ II , -, =- ~~"-~, ~--~ REAL ESTATE SALE No.6 W,itNo.2001.2917 Civil Term Bankers Trust Company of California, N.A. as Custodian or Trustee .. Gary E. Darr and Karen M. Darr , Atty:Terrence,J. McCabe DESCR!>J'JON ALL TEAT CERLi\IN treel of land situate in the , Borough of Mount Holly Springs. Cumberland County, Pennsylvania, ltJunded and described as , follows: . BEGlNNING at a point on the Northern side tl[ Fairfield Stree~ at the line of land now or t foonerly of Harty Sennett; thence by said : N.onhern side of Fairfield Street, in an Easterly " drrection 50 feet to a point in the line of other , lanu of the Gmotors; thence bv said other land of ,tbe,..Grantots.,...in a Northeasterly diro;;tLOll, thr~, Lt,t,NCl ~'" L5D feet loa poinl onthe line of latiij' n<M cir'lohilcrly of David W, Cle\'eland: 'thenceliythelatterland, illaWestcrlydirectlon, ".50 feel to a point on !be line of land of said Harry -Sennett: thence by said Sennett land, in a Sdlllhwesterly direction, ISO feet io the place 01 BEGJNNfNG. BEING the Western 50 feet of Lot No.6 ot' fhe Warner Plan of Lots as n.'-cordcd in the Office ihe Recorder of Deeds for Cumberland County in Plan Book No, 4, Page :l:, Par:cdID #2331.2J87.0~A, : Being Known As: 13 Fahtield Street, Mt Holly, , PAI70l\5, . THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16,1929 Commonwealth of Pennsylvania, County of Dauphin} ss James L. Clark being duly sworn according to law, deposes and says: That he is the Acounts Receivable Manager of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sundav Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily andlor Sundayl Metro editions which appeared on the 23rd and 30th day(s) of October and the 6th day(s) of November 2001. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said comptn and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin i isc aneous Book "M", Volume 14, Page 317. PUBLICATION COpy S ALE #6 Sworn to and subscil!lWla~~we me T8I7y L RlJSSeII. Notary Hamsburg. Dauphln ' My Commission Expiras Ju , Membar, Pannsytvanla Assoclatlon of Nolalt8s T ARY PU BLlG My commission expires June 6, 2002 CUMBERlAND COUN1Y SHERIFFS OFFICE CUMBERlAND COUN1Y COUR1HOUSE CARLISLE, PA. 17013 '. , Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates $ Probating same Notary Fee(s) $ Total $ 186.75 1.50 188,25 Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. By,............................................,...................... ll>lP"~, -"', 1': ,',r ! ,- - -, ,. f ,T,