HomeMy WebLinkAbout01-2924 FX
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Wells Fargo Home Mortgage,
Inc. f/k/a Norwest Mortgage,
Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
Plaintiff
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
Defendant(s)
: NO. 0/. .J..92Y ~ I.u-
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by. entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYERS REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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AVISO
Le han demandado a usted en la corte. si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita 0 en
persona 0 con un abogado y entregara la corte en forma escrita sus
defensas 0 sus objeciones alas demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la cortetomara medidas y
puede continuar la demanda en contra suya sin previo aviso 0
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dinero 0 sus propiedades u otros
derechos importantes para usted.
LLEVEESTA DEMlUlDA A UN ABOGADO IMMEDIATAMENTE, SI. NO TIENE ABOGADO
o SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, P A 17013-3387
717-249-3166 or 800-990-9108
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NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom thedebtis owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you. and mail it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, upon your written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARK J. UDREN
Isl Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: American Home Funding,
Assignments of Record to: Wells
Norwest Mortgage, Inc.
Recording Date: 3/12/98
Inc.
Fargo Home Mortgage, Inc. f/k/a
Book: 270
Page: 897
2. Defendant(s) is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the captioni and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant (s) the sum appearing on said Mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness.
Said Mortgage is incorporated herein by
reference in accordance with PA.R.C.P. 1019 (g).
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGBD PREMISES: 5 Park Circle
MUNICIPALITY/TOWNSHIP/BOROUGH: Township of North Newton
COUNTY: Cumberland
DATE EXBCUTED: .1/3-0/98
DATE RECORDED: 2/2/98 BOOK: 1429 PAGE: 610
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
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secured by said Mortgage, together with other charges authorized by
said Mortgage itemized below, shall be immediately due.
5. After demand, the Defendant (s) continues to fail or
refuses to comply with the terms of the Note as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
(b) by failing or refusing to pay other charges, if any,
indicated below.
6. The following amounts are due on the said Mortgage as of
4/26/01:
Principal of debt due and unpaid
Interest at 7.5%
from 12/1/00 to 4/26/01
(the per diem interest accruing on
this debt is $19.22 and that sum
should be added each day after
4/26/01)
$92,241.36
Title Report
Court Costs (anticipated, excluding
Sheriff's Sale costs)
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $123.82 and that sum should
be added on the first of each
month after 4/26/01)
2,825.34
250.00
280.00
(78.33)
Late Charges
(monthly late charge of $33.18
should be added on the fifteenth of
each month after 4/26/01)
132.72
Corporate Advance
155.00
Attorneys Fees (anticipated and actual
to 5% of principal)
4.6]2.07
TOTAL
$100,418.16
7. The attorney's fee set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
in the event of a third party purchaser at Sheriff's Sale. If the
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mortgage is reinstated prior to the sale, reasonable attorney's
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
8. The combined notice specified by the Pennsylvania
Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983
and Notice of Intention to Foreclose under Act 6 of 1974 has been
sent to each defendant, via certified and regular mail, in
accordance with the requirements of those acts, on the date
appearing on the copy attached hereto as Exhibit "A", and made part
hereof, and defendant(s) have failed to proceed within the time
limits, or have been determined ineligible, or Plaintiff has not
been notified in a timely manner of Defendant(s) eligibility.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $100,418.16 plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortgaged premises.
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Mark J.\Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
Attorney I.D. No. 04302
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,ALL THOSE TWO CERTAIN TRACTS OF LAND SITUATE IN NORTH NEWTON TOWNSHIP ,CUMBERLAND
/ COUNTY, PENNSYLVANIA, MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS; TOGETHER
WITH THE IMPROVEMENTS THEREON ERECTED;
TRACT NO.1,
BEGINNING AT A POINT ON THE NORTH LINE OF PARK CIRCLE DRIVE AS SHOWN ON _THE
HEREINAFTER MENTIONED PLAN OF LOTS, WHICH POINT IS AT LINE OF LOT NO. 2 ON SAID
PLAN; THENCE BY THE NORTHERN LINE OF PARK CIRCLE, SOUTH SEVENTY-ONE (71) DEGREES
WEST, NINETY (90) FEET TO A POINT AT LINE OF LAND NOW OR FORMERLY OF WILLIAM
GRAHAM; THENCE BY SAID LAND. NORTH TWENTY (20) DEGREES THIRTY (30) MINUTES EAST,
ONE HUNDRED (100) FEET TO A POINT ON THE SOUTHERN LINE OF A 33-FOOT ROAD; THENCE BY
THE SOUTHERN LINE OF SAID ROAD, NORTH SEVENTY-ONE (71) DEGREES EAST, NINETY (90)
FEET TO A POINT AT LINE OF LOT NO.2; THENCE BY THE LINE OF LOT NO.2, SOUTH TWENTY
(20) DEGREES THIRAY (30) MINUTES WEST, NINETY (90) FEET TO A POINT, THE PLACE OF
BEGINNING.
BEING LOT NO. 1 ON THE PLAN OF LOTS KNOWN AS PARK CIRCLE, WHICH PLAN IS RECORDED IN
THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY, IN PLAN BOOK 12,
PAGE 49.
TRACT NO.2:
BEGINNING AT A POINT ON THE NORTH LINE OF PARK CIRCLE DRIVE AS SHOWN ON THE
HEREINAFTER MENTIONED PLAN OF LOTS, WHICH POINT IS IN THE DIVIDING LINE BETWEEN
LOTS NO. 1 AND 2 AS SHOWN ON SAID PLAN; SAID LOT NO. 1 BEING NOW OR FORMERLY OWNED
BY JACK E. LANDIS AND LARENE M. LANDIS, HIS WIFE; THENCE BY SAID DIVIDING LINE AND
BY THE LINE OF OTHER LANDS NOW OR FORMERLY OF JACK E. LANDIS AND LARENE M. LANDIS,
HIS WIFE. NORTH TWENTY (20) DEGREES THIRTY (30) MINUTES EAST, ONE HUNDRED (100)
FEET TO A POINT ON THE SOUTHERN LINE OF A 33-FOOT ROAD: THENCE BY THE SOUTHERN LINE
OF SAID ROAD, NORTH SEVENTY-ONE (71) DEGREES EAST, NINETY (90) FEET TO A POINT IN
THE DIVIDING LINE BETWEEN LOTS NO. 2 AND 3, SAID LOT NO. 3 BEING OWNED NOW OR
FORMERLY OF FOSTER NELSON AND WIFE; THENCE BY SAID DIVIDING LINE AND BY THE LINE OF
LAND NOW OR FORMERLY OF NELSON, SOUTH TWENTY (20) DEGREES THIRTY (30) MINUTES WEST,
ONE HUNDRED (100) FEET TO THE NORTHERLY LINE OF PARK CIRCLE; THENCE BY SAME, SOUTH
SEVENTY-ONE (71) DEGREES WEST, NINETY (90) FEET TO THE PLACE OF BEGINNING.
BEING LOT NO. 2 ON THE PLAN OF LOTS KNOWN AS PARK CIRCLE, WHICH PLAN IS RECORDED IN
THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY, IN PLAN BOOK 12,
PAGE 49.
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Wells Fargo Home Morrgage, Inc.
P.O. Box 1225
Charlotte, NC 28201-1225
March 5, 200]
8640546 J012139/685~191
Homer W. Fleagle
5 Park Circle
Newville PA 17241
RE: Wells Parga IIome Morrgage, Inc. Loan Number 6640546
Moi-tgagor(s): Homer W. Fleagle
Crystal J. Fleagle
Mortgaged Premises: 5 Park Circle
Newville, PA 1724]
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This is an official notice that the mormal!e on vour home is in default. and the lender intends to
foreclose. Specific information about the nature of the default is provided in the attached pae:es.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) mav be able to help to
save vour home. This Notice explains how the proe:ram works.
To see if HEMAP can help. vou must MEET WITH A CONSUMER CREDIT
COUNSELING AGENCY WITHIN 30DA YS OF THE DATE OF THIS NOTICE. Take this Notice
with vou when vou meet with the Counselin!! Altencv. ~
The name. address and phone number of Consumer CreditCounseline: Ae:encies servine: vour
County are listed at the end of this Notice. If vou have anv auestions. vou mav call the Pennsvlvania
Housine: Finance Ae:encv toIl free at 1-800-342-2397. (Persons with impaired hearine: can call
(717) 780-1869\.
This Notice contains important legal information. If you have any questions, representatives
at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to
contact an attorney in your area. The local bar association may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO
A CONTINUAR VNIENDO EN SU CASA. SI NO COMPRENDE EL CONTENDO DE ESTA
NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA
AGENCIA (PENNSYLVANTA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADO ARRffiA. PUEDES SER ELEGffiLE PARA UN PREST AMO POR EL PROGRAMA
LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEOE SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REOlMlR SU Hll'OTECA.
EXHIBIT A
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HOMEOWNER'S NAME(S):
Homer W. Fleagle Crystal I. Fleagle
tOAN ACCT. NO.:
ORIGINAL LENDER:
CURRENT LENDERfSERVICER:
-, Park Circle
Newville, PA 17241
6640546
PROPERTY ADDRESS:
WELLS FARGO HOME MORTGAGE, INC.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAYBE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND-
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE" ACT"), YOU MAYBE ELIGIBLE FOR EMERGENCY
MORTGAGE ASSISTANCE: '
. IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL.
. IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE
PAYMENTS, AND
. IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYL VANIA .
HOUSING FINANCE AGENCY. ! -
~MPRRARY STAY OF FOREfoT,~URE -- Under the Act, you are entitled to a temporary stay
o forec osure on your mortgage or irry (30) days from the date of this Notice. Durmg that time
you must arrange and attcnd a "face-to-facc" mecting with one of thc consumcr credit counseling
agencies lisred at the end ofthis Notice. THIS MEEJThIG MTJST OCCTJR WITHIN THE NEXT
(301 DAYS. If YOU DO NOT APPLY fOR EMERGEl'ICY MORTGAGE ASSISTANCE,YOU
MtST .:BRING YOUR MORTGAGE UJ> TO DATE JHF, PART OF THIS NOTICF CALLED
"HOW TO CURE YOI1R MORT(;A(;F DI'I'AIJI T" I'XPI AINS HOW TO BRINe; YOI1R
MORTGAGE UP TO DATE.
CONSpMER CREDIT fOUNSELl~r AGENCIES :- If you meet with one of the consumer credit
counse ing agencies liste at the end 0 this notice, the lender may NOT take action against you
for thirty (3U) days after the date of this meeting. The names addresses and tele hone numbers
of de i n nSllmer r i counsel in nCles or t e in ic e r er is
r i i is on y necessary to sc e u e one aC'i.-to-face
meeting. Advise your lender immediately of your intentions.
APtLl&A110N FOR MORTG~E ASSJSTAN~E - Your mortgage is in default for the reasons
set or later in this Notice (see 0 lowing pages or specific information about the nature of your
default.) If you have tried and are unable to resolve this problem with the lender, you have tlie
right to apJl!y for financial assistance from the Homeowner's Emergency Mortgage Assistance
Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency
ASSistance Program Application With one of the designatea consumer credit counseling agencies
listed at the end of this Notice: Onlyconslml.ercredlt counseling agencies have applications for
the program and they Will assist you m submIttmg a complete application to the Pennsylvania -
Housing Finance Agency : Your application MUST be filed or postmarked within thirty (30) days
of your race-to-face meetmg.
YOU MllSI FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTERJ'ORECLOSURE
MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICA 1 ION FOR
MORTGAGE ASSISTANCE WILL BE DENIED.
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012139/685
A(,~~C:Y A~TI~N -- Available funds tor e1!'erge.ncy. mortgage assistance are very limited. Th~y will
be is ursed y t e Agenc;y un~er the ehglb,hty crltena est~~hshed by' the A.ct. Tlie Pennsylv~llla
Housing Fina.nce Agency lias SIxty (60) days to .make a deCISIOn after It re~elves your apphcatH,ln.
During that time, no foreclosure proc.eedmgs wI.!1 be pursued agamst you If you have met ~he tlme
requirements set forth above. You will be notified directly by the Pennsylvallla Housmg rmance
Agency of its decision on your application.
NOTE: IF YOU ARE CURRENU Y PROTECTED BY THE FILING OF A PETITION
IN BANKRUPTCY,/JRE FOLLOWIN. G PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES 01~LY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT
. TO COLLECT THE DEBT. .
(If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date).
NA~F OF THE ?r~~AlJLT - - The MORTGAGE debt held by the above lender on your property
locate at: 'i Pork Circle
Nf'lATVil1f' PA 17141
IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and
the following amounts are now past due:
J~nl1~ry 11)01 - M~rc.h 1001 - ~? '174 ~, -
Other charffs (e~laitYitemi,ze~
thp.r p.~ ~lf tlpphc..::I I~~
TOTAL AMOUNT PAST DUE:
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION
Late Char!!e.
$66.36
$000
$2.441.01
~OWTfil CORP WE DEF~LT - - You may cure the def;lUlt within THIRTY (30) DAYS of the
ate oft is notice B PAYIN THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH
IS $ 2,441.01, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME
DUE DURING THE THIRTY (30) DAY PERIOD. Parnents must be made either by cash. cashier's
check. certified check or money order made payable an sent to:
WELLS FARGO HOME MORTGAGE, INC.
1 HOME CAMPUS
X2501-01H
DES MOINES, IOWA 50328
You can cure any other default by taking the following action within THIRTY (30) DAYS of the date
of thiS letter:
o NOT RE DEFA T - - If you do not cure the de ault within THIRTY (30) DAYS
o t Ie ate 0 t is NotIce, e n er mten s to exer . e its ri hts to aceeler te the mor a e eht. This
means that the entire ontstan mg a anee 0 t IS e t WI e consl ere ue llume late y an yon may
lose ,the chance to pay the mortgage in monthly installments. If full payment of the total amount past
duc IS not madc wlthm THIRTY (30) DAYS, the Icndcr also intends to instruct its attorncys to start
legal action to foreclose upon vour mortl!3I!ed property.
IF THE M~RTGAGE r~ FORE~HSFf UPON - - The mortgaged property will be sold by the Sheriff
to pay 0 t e mortgage ebt. It e en er reters your case to ItS attorneys, Iiut you cure the delinquency
before the lender begins legal p'roceedings against you, you will still be .required to pay the reasonable
attorney's fees that.were actually incurred, up to $50.00., However, if legal proceedings are started
agalllst you, you WIll have to pay ~Il reasonahle attorney s fees actually mcurred by the lender even if
tliey exceed $50.00. Any attorney s fees wIll be added to the amount you owe the lender which may
al~o mclude oth~r reasonable costs. If yOU cure the default within the THIRTY (3m DA Y period. YOU
wtll not be reautred to pay attorney's tees.
~THFR 1.~,Nl)F~ RFMF~lES - - The lender may also sue you personally for the unpaid principal
alance an all ot er sums ue under the mortgage.
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012139/685
RIGHT TO CU E THE DEFA LT PRI R TO SHERIFF'S SALE - IT you have not cured the default
within t e THIRTY (30) DAY perio an oreclosure procee ings aye oe un, ou still hay the ri ht
n 7 . n 'h . I m
do so b a in he total amount ben ast ue Ius an late or other cbar es tben due reasonable
attorn's ees a costs conneete wit t e oree osure sa e an an 0 er costs conneete wit t e
S eri 's Sale as soeei'ed in writing bv the lender and bv oer orming any other reauirements under the
mortgage. Curin~ your default in the manner set forth in this notice will restore your mortgage to the
same position as If you had never defaulted.
EARIlF.ST POSSIRLF, SHF,RIFF'S SALE DATE - It is estimated that the earliest date that such a
Sheriff's Sale of the mortgaged property could be held would be approxil!1ately six (6) months from
the date of this Notice. A notice of the actual date of the Sheriff's Sale Will be sent to you before the
sale. Of course the amount needed to cure the default will increase the longer you wait. You may find
out at any time 'exactly wbattbe required payment or action will be by contacting the lender.
HOW TO r.ONT Ar.T THE I.ENDER'
Phone Number:
Fax Number:
Contact Person:
Wells Fargo Home, Mortgage, Inc.
5024 ParKway Plaza Blvd.
Charlotte, NC 28217
1-800-766-0987
704423-4016
Tanisha Robinson
Name of Lender:
Address:
EFFFr.T OF SHERIFF'S SALE -- You should realize that a Sheriff's Sale will end your ownership of
the mortgaged property and your right to occupy it. If you continue to live in the property after the
Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by
the lender at any. time.
ASSUMPTION OF MORTGAGE - You _ mayor _may not sell or transfer your home to
a buyer-or transteree who will assume the mortgage debt, provided that all the outstanding.payments,
charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements
of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RIGHT:
. TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE MORTGAGE DEBT
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF
THIS DEBT.
. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT
!fAR ~~~lJf~6~;~r~~&~~1J;:J8Eltt5kV 'rAr:t~'tt'ifE~ fgHl~ ~~1 HAVE
CALENDAR YEAR.)
. TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE
PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE
DOCUMENTS.
. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MA Y HAVE TO SUCH
ACTION BY THE LENDER.
. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
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APPENDIX C
PENNSYLVANIA HOUSING FINANCE AGENCY
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
CONSUMER CREDIT COUNSELING AGENCIES
CUMBERLAND COUNTY
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, P A 171 02
(717) 541-1757
FAX# (717) 541-4670
Financial Counseling Services of Franklin
31 West 3rd Srreer
Waynesboro, PA 17268
(717) 762-3285
Urban League of Merropolitan Harrisburg
N. 6th Streer
Harrisburg, PA 17101
(717) 234-5925
FAX# (717) 234-9459
YWCA of Carlisle
301 G Srreet
Carlisle, PA ] 7013
(717)243-38]8
FAX# (717) 731-9589
Community Action Commission of the Capital Region
1514 Derry Street
Harrisburg, P A 171 04
(717) 232-9757
FAX# (717) 234-2227
Allams County Housing Authority
139-143 Carlisle St.
Gettysburg, PA 17325
(717) 334-15]8
FAX (717) 334-8326
The Pennsylvania Housing Finance Agency can be reached TOLL FREE at 1 (800) 342-2397.
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Wells Fargo Home Mortgage, Inc.
P.O. Box 1225
Charlotte, NC 28201-1225
March 5, 2001
6040546 10 121AO/685Act9 1
Crystal J. Fleagle
5 Park Circle
Newville PA 17241
RE: Wells Fargo Home Mortgage, Inc. Loan Number 6640546
Mortgagor(s): Homer W. Fleagle
Crystal J. Fleagle
Mortgaged Premises: 5 Park Circle
Newville,PA 1724]
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
lbis is an official notice that the mortgage on vour home is in default. and the lender intends to
foreclose. Soecific information about the namre of the default is provided in the attached pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) mav be able to help to
save vour.home. This Notice exPlains how the program works.
To see if HEMAP can help, vou must MEET WITH A CONSUMER CREDIT
COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice
with vou when vou meet with the Counse];n!! A!!encv.
The name, address and phone number of Consumer Credit Counseling Agencies serving vour
County are listed at the end of this Notice. If vou have anv Questions. vou mav call the Pennsvlvania
Housine: Finance Ae:encv toll free at 1-800-342-2397. (Persons with impaired hearine: can call
(717) 780-1869).
lbis Notice contains important legal information. If you have any questions, representatives
at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to
contact an attorney in your area. The local bar association may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO
A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENDO DE ESTA
NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA
AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA
LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
l'UEDE SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REDlMlR SU Hll'OTECA.
f"_""""l"'.'"l~"""", ~
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i,I
HOMEOWNER'S NAlVlE(S):
Homer W. Fleagle Cry.tal J Fleagle
PROPERTY ADDRESS:
'\ Park r:irde
Newville, PA 17241
6640546
LOAN ACCT. NO.:
ORIGINAL LENDER:
CURRENT LENDERlSERVICER:
WELLS FARGO HOME MORTGAGE, INC.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAYBE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAYBE ELIGIBLE FOR EMERGENCY
MORTGAGE ASSISTANCE:
. IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL.
. IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE
PAYMENTS, AND
. IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA
HOUSING ,FINANCE AGENCY. .
IEMPQRA R Y 51 A Y OF FORECLQSURE Under the Act, you are entitled to a temporary stay .
of foreclosure on your mortgage for thirty (30) days from the date of this Notice. Durmg that time
you must arrangc and attcnd a "facc-to-facc" mcctin with onc of the consumer credit counsclin
agencies listed at the end of this Notice. ,
(301 DAYS. IF YOU DO NOT Al'l'L Y FOR EMERGENCY MORTGAGE ASSISTANCE. YOU
MtST BRING YOUR MORTGAGE UP TO DArE. THE PART OF THIS NOTICE CAnFD
"HOW TO CURE YOUR MORT(;A(;E DI'I'AIILT", EXPLAINS HOW TO BRING YOUR
MORTGAGE UP TO DATE.
CONSUMER CREDIT fOI~SE~G AGENCIE~ - If you meet with one of the consumer credit
counseling agencies liste at teen 0 this notice, t e lender may NOT take action against you
for thirty (30) days after the date of this meeting. The names. addresses and teleohone numbers
of i n c n um r cr i unselin a enCle for the conn in whi h h r er is
r i i is only necessary to sc e u e one aCe-to-face
meeting. Advise yonr lender immediately of your intentions.
APPLI~ATION FOR MORTG~GE ASSISTAN90E -- Your mortgage is in default for the reasons
set fort later in this Notice (see allowing pages or specific information about the nature of your
d,efault.) If you haye tri~d and are wlable to resolve this problem with the lender, you have die
tight to apply for fmanclal assistance from the Homeowner's Emergency Mortgage Assistance
Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency
ASSistance Program Application with one of the designatea consumer credit counseling agencies
listed at the end of this Notice. Only conSluner credit cOlIDseIing agencies have applications for
the program and they will assist you in submitting a complete applIcation to the Pennsylyania
Housing Finance Agency: Your application MUST be filed or postmarked within thirty (30) days
of your face-to-face meetmg.
YOU MllSI FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LE'ITER, FORECLOSURE
MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR
MORTGAGE ASSISTANCE WILL BE DENIED.
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.-
0121401685
~c'E~~rY A~TT~N -- Available funds for emergency mortgage assistance are very limited. Th~y will
e dis ursed y t e Agency under the eligibility criteria est~qhshed by the Act. The Pennsylv~ma
Housing Finance Agency lias sixty (60) d!'ys to .make a deCisIon after It re~elves your apphcatH.m.
During that time, no foreclosure proc~edmgs wI.!1 be pursued agamst you if you have met rhe tIme
requirements set forth above. You WIll be notIfIed dIrectly by tne Pennsylvama Housmg fmance
Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION
IN BANKRUPTCY,/}HE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES OI'lL Y AND SHOULD NOT BE CONSIDERED AS AN A TI'EMPT
TO COLLECT THE DEBT.
(If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date).
~ATTJRE OF THE DEFAUI.T - - The MORTGAGE debt held by the above lender on your property
ocated at: S P~rk l:irc.1f'
Nf"wvil1f"J PA 17141
IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and
the following amounts are now past due:
T::mn::l'ry 1Do1 _ M~rch 1001 $1 ~74 h)
Other charges (eJgllai~item.i.zel:. Late Cbarnes $66.36
TOTAL AMOUNT PAST DUE: $2.441.01
B; YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION
~OW l'f{? CURE THE DEFAU;t- - You may cure the default within THIRTY (30) DAYS of the
ate of t is notice BY PAYING E TOTAL AMOUNT PAST DUE TO THE LENDER WHICH
IS $ 2,441.01 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME
DUE DURiNG THE THIRTY (30) DAY PERIOD. paJments must be made either bv cash. cashier's
check, certified check or money order made payable an sent to:
WELLS FARGO HOME MORTGAGE, INe.
1 HOME CAMPUS
X2501-0lH
DES MOINES, IOWA 50328
You can cure any other default by taking the following action within THIRTY (30) DAYS of the date
of tbis letter:
IF THE t,~R TC,AC,E IS FOR~~~SED U~N - - The mortgaged proper\)' will be sold by the Sheriff
to pay 0 t e mortgage debt. I e ender re ers your case to Its attorneys, out you cure the delinquency
before the lender begins legal jJroceedings against you, you will still be required to pay the reasonable
att~rney's fees that .were actually incurred, up to $50.00., However, if legal proceedings are started
against you, you WIll have to pay all reasonable attorney s fees actually Incurred by the lender even if
tliey exceed $50.00. Any attorney's fees will be added to the amount you owe the lender which may
also include other reasonable costs. If vou cure the default within the THIRTY (3m DA Y period. vou
will not be reuuired to pav attornev's tees.
D)'HFR I.R~F~ RFMR~TRS - - The lender may also sue you personally for the unpaid principal
Da1aiiCe and a ot er sums ue under the mortgage.
"_f'A.", V_'," ,~
-
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012140/6B5
RI HT TO CURE THE DEFAU T PRIOR TO SHERIFF'S SALE -- If you have not cured the default
wit in t e THIRTY (30) DAY perio an oreclosure procee ings ave be un, you still have the right
h 1 'i nh !iriff'IYm
do so h a in the total amount then ast ue Ius an late or other char es then due reasonable
attorne sees an costs connecte wit t e orec osure sa e an an 0 er costs connecte wit t e
Sheri's Sa e as soecified in writing bv the lender an bv Der orming ann other reauirements under the
mortgage. Curin~ your default in the manner set forth in this notice wi restore your mortgage to the
same position as If you had never defaulted.
FARLTFST POSSTRLF. SHF.RTFF'S SALE DATE - It is estimated that tl:e earlies~ date that such a
Sheriff's Sale of the mortgaged property could be held would be apprOXImately SIX (6) months from
the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the
sale. . Of course, the amount needed to cure the default will increase the longer you wait. You may find
out at any time exactly what the required payment or action will be by contacting the lender.
HOW TO C.ONTAC.T THE UNDER:
Name of Lender:
Address:
Wells Fargo Home, Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte,NC 28217
1-800-766-0987
704-423-4016
l' anisha Robinson
Phone Number:
Fax Number:
Contact Person:
EFFFc.l' OF SHF.RTFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of
the mortgaged property and your right to occupy it.. If you continue to live in the property after the
Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by
the lender at any time.
YOU MAY ALSO HAVE THE RIGHT:
. TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAYOFF
THIS DEBT.
. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT
tt~R f?t~~q.RM~~0kK~g&~t1JrJL~~1}1l{ tA~~'Thk1:~ f~~P&~~i HAVE
CALENDAR YEAR.)
. TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE
PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE
DOCUMENTS.
. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MA Y HAVE TO SUCH
ACTION BY THE LENDER.
. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
~':"', -w- , ~ ~
1',
IT
.
APPENDIX C
PENNSYLVANIA HOUSING FINANCE AGENCY
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
CONSUMER CREDIT COUNSELING AGENCIES
CUMBERLAND COUNTY
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, P A 171 02
(717) 541-1757
FAX# (717) 541-4670
Financial Counseling Services of Ftanklin
31 West 3rd Street
Waynesboro, PA 1726S
(717) 762-3285
Urban League of Metropolitan Harrisburg
N. 6th Street
Harrisburg, P A 1710]
(717) 234-5925
FAJ<#(717) 234-9459
YWCA of Carlisle
301 G Street
Carlisle, PA ]7013
(717)243-3818
FAX# (717) 731-9589
Community Action Commission of the Capital Region
1514 Derry. Street
Harrisburg, P A 171 04
(717) 232-9757
FAX# (717) 234-2227
Adams County Housing Authority
139-143 ('",rlisle St.
Gettysburg, P A 17325
(717) 334-15]8
FAX (717) 334-8326
The Pennsylvania Housing Finance Agency can be reached TOLL FREE at 1 (800) 342-2397.
'~. "~~""""""'?-~""~
1-"
.'"
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Z 902 089 412
Wells Fargo Home Mortgage, Inc.
P.O. Box ]225
Charlotte, NC 28201-]225
March 5, 2001
66405J.6 1012141/685Ac191
Homer W. Fleagle
5 Park Circle
Newville PA ]7241
RE: Wells Parga Home Mortgage, Inc. Loan Number 6640546
Mortgagor(s): Homer W. Fleagle
Crystall. Fleagle
Mortgaged Premises: 5 Park Circle
Newville, PA 1724]
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This is an official notice that the mormage on vour home is in default, and the lender intends to
foreclose. Specific information about the nature of the default is provided in the attached pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (REMAP) may be able to help to
save your home. This Notice explains how the prol!1'am works.
To see if HEMAl' can help, you must MEET WITH A'CONSUMER CREDIT
COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice
with vou when you meet with the Counseling A~encv.
The name, address and phone number of Consumer Credit Counseling Agencies serving your
County are listed at the end of this Notice. If YOU have anv auestions. yOU may call the Pennsylvania
Housing Finance Agencv toll free at 1-800-342-2397. (Persons with impaired hearing can call
(717) 780-1869).
This Notice contains important legal information. If you have any questions, representatives
at the Consumer Credit Connseling Agency may be able to help explain it. You may also want to
contact an attorney in your area. The local bar association may be able to help you find a lawyer.
LA NOTTFICACION EN ADJUNTO ES DE SUMA IMpORTANCIA, pUES AFECTA SU DERECHO
A CONTTNUAR VIVlENDO EN SU CASA. SI NO COMpRENDE EL CONTENDO DE ESTA
NOT1FlCACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA
AGENCIA (PENNSYLVANTA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADO ARRIBA. pUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL pROGRAMA
LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
l'UEDE SAL V AR SU CASA DE LA pERDlDA DEL DERECHO A REDIMIR SU HIPOTECA.
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HOMEOWNER'S NAM1l(S):
Homer W. Fleagle Crystal!. Fleagle
LOAN ACCT. NO.:
ORIGINAL LENDER:
CURRENT LENDER/SERVICER:
'i Park Cirde
Newville, PA 17241
6640546
PROPERTY ADDRESS:
WELLS FARGO HOME MORTGAGE, INC.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAYBE ELIGffiLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE" ACT"), YOU MAYBE ELIGIBLE FOR EMERGENCY
MORTGAGE ASSISTANCE:
. IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL.
. IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE
PAYMENTS, AND
. IF YOU MEET OTHER ELIGffiILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA
HOUSING FINANCE AGENCY. . .
TEMP~RARY STAY OF FOREfcL~~URE - Under the Act, you are entitled to a temporary stay
at forec osure on your mortgage or t irry (30) days from the date of this Notice. Durmg that time
you must arrange and attend a "face-to-face" meetin~th one of the consumer credit eounsc1i~
agencies listed at the end of this Notice. THIS MEE G MllST OCCIJR WlTHTN THE ~ T
U~ DAYS. ll' YOU DO NOT AI'I'L Y FOR EMERGENCY MORTGAGE ASSIST ~NCE: YOU
S'f]}RYNG YOUR MORTGAGE UP TO DATE. HIE PART OF THIS NOTIC CAI LEU
"HOW TO CIJRI' YOIJR MORTC;A(;E IWFAllI T" EX!'I AINS HOW TO BRINC; VOl IR
MORTGAGE UP TO DATE.
meeting.
APPLI~ATJON FOR MORTGA~E ASSJSTAN~E -- Your mortgage is in default for the reasons
set fort later in this Notice (see fa lowing pages or specific information about the nature of your
default.) If you have tried and are unable to resolve this problem with the lender, you have die
right to apj)Jy for financial assistance from the Homeowner's Emergency Mortgage Assistance
Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency
ASSistance Program Application with one of the designatea consumer credit counseling agencies
listed at the end of this Notice. OnlyconslUuercredlt counseling agen~ies have applications for
the program and they w1l1 assIst you m submlttmga complete apphcatlOn to the Pennsylvania
Housing Finance Agency: Your application MUST be filed or postmarked within thirty (30) days
of your Iace-to-face meetmg.
YOU MIlSl' FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE
MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR
MORTGAGE ASSISTANCE WILL BE DENIED.
. [:'~"""""l.,,_ .
~ I' _.~..
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012141/665
A('aE~C:Y ~~TI~N -- Available funds for emerge.ney. mortgage assistance are very limited. They will
be is urse y t e Agency un~er the ehglblhty wtena es~qhshed by. the Act. Tlie Pennsylv~ma
Housing Finance Agency lias Sixty (60) d~ys to !'lake a decIsion a.fter It re<;ewes your apphcaoc:>n.
During that time, no foreclosure proc~edmgs ~11I be pursued agamst you If you have !TIet the time
requirements set forth above. You will be notified directly by fhe Pennsylvama Housmg l'mance
Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION
IN BANKRUPTCY,/]HE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES Ol';L Y AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT
TO COLLECT THE DEBT.
(If you have filed bankruptey you can still apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEF AUL T (Bring it up to date).
NATURE OF THE DEFAULT - - The MORTGAGE debt held by the above lender on your property
located at: , Pork Circle
NFWV;J]e, PA 17141
IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the followiug mouths and
the following amounts are now past due:
J::mn::J1"Y ?D01 - M::Jrch ?001 ~?J ~74 h'
Other char es (ex laiqlitemize : Late Char es $66.36
TOTAL AMOUNT PAST DUE: $2.441.01
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION
~OW T~ CURE THE DEFAUTy T - - You may cure the default within THIRTY (30) DAYS of the
ate oft is notice BY PAYING HE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH
IS $ 2,441.01 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME
DUE DURiNG THE THIRTY (30) DAY PERIOD. paJments must be made either bv cash. cashier's
check. certified check or money order made payable an sent to:
WELLS FARGO HOME MORTGAGE, INe.
1 HOME CAMPUS
X2501-01H
DES MOINES, IOWA 50328
You can cure any other default by taking the following action within THIRTY (30) DAYS of the date
of this letter: .
IF THE ~~RTGAGE IS FORE('~.q,SED U~N - - The mortgaged proper9' will be sold by the Sheriff
to pay 0 t e mortgage debt. If t e ender re ers your case to ItS attorneys, Iiut you cure the delinquency
before t~e lender begins legal p'ro~eedings againstyonbyou will still be required to pay the reasonable
att~rney s fees that.were actually mcurred, up to $50. 0., However, If lellal proceedings are started
agamstyou,you will have to pay ~II reasonable attorney s fees actually mcurred by tbe lender even if
they exceed $50.00. Any attorney s fees Will be added to the amount you owe the lender which may
al~o include oth~r reasonable costs. If vou cure the default within the THIRTY (3m DA Y Deriod. von
wdl not be reQUIred to Dav attornev's tees.
Q~ER I.E;:WER REMFl}TFS - - The lender may also sue you personally for the unpaid principal
ba ance and a other sums ue under the mortgage.
""'''''''''''''~r:>\!I)_
"'I .. ..
I. ~
.
012141/685
RIGHT T URE THE DEFA L T PRIOR TO SHERIFF'S ALE - If you have not cured the default
wit in t e T IRTY (30) DAY period and orec osure procee ings have be un, still have the ri ht
f I I' h hr" I
do so b a in tbe total amount tben ast ue Ius an late or otber cbar es tben due reasonable
attorne "s ee an costs connecte wit t e orec osure sa e an . an ot er costs connecte wit e
S eriff's Sale as s eci ied in writin b the lender and b er ormin an ot er re uirements under the
mortgage. Curi~ your de au t in e manner set or in . s notice wi restore your mortgage to e
same position as If you had never defaulted.
EARl rnST POSSffi1.F, SHRRTFF'S SA1.R DATE - It is estimated that the earliest date that such a
Sheriff's Sale of the mortgaged property could be held would be approximately six (6) months from
the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the
sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find
out at any time exactly wbat the required payment or action will be by contacting the lender.
HOW TO C,l1NTAC,T THEl.FNDER'
Name of Lender:
Address:
Phone Number:
Fax Number:
Contact Person:
Wells Fargo Home, Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
1-800-766-0987
704-423-4016
T anisha Robinson
EFFRc.T OF SHERIFF'S SAT,R -- You should realize that a Sheriff's Sale will end your ownership of
the mortgaged property and your right to occupy it. If you continue to live in the property after the
Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by
the lender at any time.
ASSUMPTION OF MORTGAGE -- You _ mayor _ may not sell or transfer your home to .
a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments,
charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements
of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RIGHT:
. TO SELL THE PROPERTY TO OBTAlN MONEY TO PAYOFF THE MORTGAGE DEBT
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF
'THIS DEBT.
. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT
~g ~JZ~q.Rt5~~o1J~g8~~1JmLIfEl;.1HllrNl~"ThY&~ fik~r& I';,~~ HAVE
CALENDAR YEAR.)
. TO ASSERT THE NONEXISTENCE OF A DEF AUL T IN ANY FORECLOSURE
PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE
DOCUMENTS.
. TO ASSERT ANY OTHER DEFENSE YOU BELffiVE YOU MA Y HAVE TO SUCH
ACTION BY THE LENDER.
. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
,-~,',.-o;;.""",,"''''''~~_, ,~~ .~,.~.,~, ,. ~'r'
-
l-r'l
" ,.c
,
APPENDIXC
PENNSYLVANIA HOUSING FINANCE AGENCY
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
CONSUMER CREDIT COUNSELING AGENOES
CUMBERLAND COUNTY
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, P A 171 02
(717) 54]-1757
FJLK# (717) 541-4670
Financial Counseling Services of Franklin
3] West 3rd Street
Waynesboro, PA 17268
(717) 762-3285
Urban Lcagnc of Mctropolitan Harrisburg
N. 6rh Street
Harrisburg, PA 1710]
(717) 234-5925
FAX# (717) 234-9459
YWCA of Carlisle
30] G Street
Carlisle, PA ]70B
(717)243-3818
FAX# (717) 731-9589
Community Action Commission of the Capital Region
1514 Derry Street
Harrisburg, P A 171 04
(717) 232-9757
FAX# (717) 234-2227
Adams County Housing Authority
139-143 Carlisle St.
Gettysburg, P A 17325
(717) 334-15]8
FAX (7]7) 334-8326
The Peunsylvania Housing Finance Agency can be reached TOLL FREE at 1 (800) 342-2397.
-1"',
-" "-'''''' ~ -"]
'n ~" -I i
, ,
Z 902 089 413
Wells Fargo Home Mortgage, Inc.
P.O. Box 1225
Charlotre, NC 28201-1225
March 5, 2001
66.40546 I0121421SB5Act91
Crystal J. Fleagle
5 Park Circle
Newville PA 17241
RE: Wells Parga Home Mortgage, Inc. Loan Number 6640546
Mortgagor(s): Homer W. Fleagle
Crystal J. Fleagle
Mortgaged Premises: 5 Park Circle
Newville, PA 1724]
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This is an official notice that the mortl!:aee on your home is in default. and the lender intends to
foreclose. Specific information about the nature of the default is provided in the attached paees.
The HOMEOWNER'S MORTGAGE ASSlSTANCE PROGRAM (HEMAP) may be able to help to
save your home. This Notice explains how the prOl!ram works.
To see if HEMAP can help. vou must MEET WITH A CONSUMER CREDIT
COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE.
with vou when vou meet with the Counselinl! Al!encv.
Take this Notice
"J
The name. address and phone number of Consumer Credit Counseline AlZencies servilllZ your
Countv are listed at the end of this Notice. If vou have any auestions. YOU may call the Pennsvlvania
Housin!! Finance A!!encv toll free at 1-800-342-2397. (Persons with iml>aired hearin!! can call
(717) 780-1869).
This Notice contains important legal information. If you have any questions, representatives
at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to
contact an attorney in your area. The local bar association may be able to help you find a lawyer.
LA NOTIFICACION EN AD]UNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO
A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENDO DE ESTA
NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA
. AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA
LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDE SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REDlMLR SU HIPOTECA.
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HOMEOWNER'S NAME(S):
Homer W Fleagle Crystal I. Fleagle
LOAN ACCT. NO.:
ORIGINAL LENDER:
CURRENT LENDERlSERVICER:
'i Park Circle
Newville,PA 17241
6640546
PROPERTY ADDRESS:
WELLS FARGO HOME MORTGAGE, INC.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAYBE ELIGffiLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAYBE ELIGffiLE FOR EMERGENCY
MORTGAGE ASSISTANCE:
. IF yOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL.
. IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE
PAYMENTS, AND
. IF yOU MEET OTHER ELIGffiILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA
HOUSING FINANCE AGENCY.
TEMP~RARY STAY OF FORE~\:t~URE -- Under the Act, you are entitled to a temporary stay
of forec osure on your mortgage or irry (30) days from the date of this Notice. Durmg that time
you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling
agencies listed at the end of this Notice. THIS MEE~G MUST OCCUR WITHIN THE NETI
~()~DAY5. 11' YOU DO NOT APPLY 1'OR EMERGENCY MORTGAGE ASS~TANCE: YOU
_15T BRING YOUR MORTGAGF UP TO DATF THE PAI{T OF THIS N{LICF CAI I FD
"HOW TO CURE YOIIR MORTGAC;E nEFAIII T" FXPI.AINS HOW TO BRINe; YOIIR
MORTGAGE UP TO DATE.
IT G GE IE -- If you meet with one of the consumer credit
counse ing agencies iste at the end 0 this notice, the lender may NOT take action against you
for thirt}' (30) days after the date of this meeting. The names. addresses and teleahone numbers
of de i 11 t nsumer r 1 din a enCle f r the coun r in hich h fa er i
r i i is on y necessary to sc e u e one ac<-to-face
meeting. Advise your lender immediately of your intentions.
APPLI~TTON Fl!?,R MORTG~GE ASSISTAN1.E -- Your mortgage is in default for the reasons
set for ater in t is Notice (see ollowing pages or specific information about the nature of your
default.) If you have tried and are unable to resolve this problem with the lender, you have die
right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance
Program. To do so, you must fill out, sign and file a coml'leted Homeowner's Emergency
ASSIstance Program Application with one of the designatea consumer credit counseling agencies
listed at the end of this Notice. Only consumer credIt counseling agencies have applications for
the program and they will assist you in submitting a complete appltcation to the Pennsylvania
HousingFinance Agency: Your application MUST be filed or postmarked within thirty (30) days
of your tace-to-face meetmg.
YOU Ml1SI FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NO'T FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LEITERJ'ORECLOSURE
MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICAIION FOR
MORTGAGE ASSISTANCE WILL BE DENIED.
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C('1'~C:Y A~ng,N -- Available funds for emergency mortgage assistance are very limited. Th~y will
e is ursed y t e Agency under the eligibility criteria est~QlIshed by. the Act. Tlie Pennsylv~ma
Housing Finance Agency lias sixty (60) d!lYs to .make a decIsion after It re~elves your applIcatIOn.
During that time, no foreclosure proceedIngs will be 'pursued agaInst you If you have met the time
requirements set forth above. You will he notified dIrectly by the Pennsylvama HOUSIng fInance
Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTI Y PROTECTED BY THE FILING OF A PETITION
IN BANKRUPTCY.zJHE FOLLOWING PART OF TIllS NOTICE IS FOR INFORMATION
PURPOSES OI~L Y AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT
TO COLLECT THE DEBT.
(If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date).
~ATURE O~ ~Fc:~~~AmT - - The MORTGAGE debt held by the above lender on your property
ocated at: SPark c:.rcle
Nf'WVille PA 17?41
IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and
the followin~ amounts are now past due:
J~nn~r}'? 01 - M~rc.h 1001 $1,174 h'
Late Char es
$66.36
$2.441.01.
TOTAL AMOUNT PAST DUE:
B. YOU HAVE F AILED TO TAKE THE FOLLOWING ACTION
~OWT~ CQRE THEDEFA8LT -- You may cure the default witbin THIRTY (30) DAYS of the
ate of t is notice BY PA YIN THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH
IS $ 2,441.01 PLUS ANY MORTGAGE PAYMENTS AND 'LATE CHARGES WHICH BECOME
DUE DURiNG THE THIRTY (30) DAY PERIOD. paJrnents must be made either bv cash. cashier's
check, certified check or money order made payable an sent to:
WELLS FARGO HOME MORTGAGE, INC.
1 HOME CAMPUS
X2501-01H
DES MOINES, IOWA 50328
You can cure any other default by taking the following action within THIRTY (30) DAYS of the date
~~~~ .
IF THE ~~RTGAGE I~ ~ORE~OSED U~N - - The mortgaged propertr will be sold by the Sheriff
to pay 0 t e mortgage e t. If e lender re ers your case to Its attorneys, out you cure the delinquency
before the lender begins legal p'roceedings against you, you will still be required to pay the reasonable
att~rney's fees that.were actually incurred, up to $50.00. However, if lel1al proceedings are started
agaInst you,you wIll have to pay ~Il reaso,:!ahle attorney's fees actually Incurred by the lender even if
they exceed $50.00. Any attorney s fees Will be added to the i1Il!ount )Iou owe the lender, which may
also Include other reasonable costs. If vou cure the default wlthm the THIRTY (3m DA Y period. vou
will not be reQuired to pav attornev's tees.
frTHFR T F~FR RF.MFDIF.S - - The lender may also sue YOLl personally for the unpaid principal
'oarance and al other sums due under the mortgage.
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012142/685
RIGHT TO CURE THE DEFAULT PRIOR TO HERIFF'S SALE -- If you have not cured the default
wit in t e THIRTY (30) DAY perio an orec osure proceedings ave oegun, vou still have the rieht
h fin . nh frh riff'IY
do so h a in the total amount then ast ue Ius an late or other char es then due reasonahle
attorn's ees an costsconnecte wit e oreclosure sa e an an 0 er costs connecte wit e
Serif's Sale as s eci ie in writin b the lender an b erformin an other re uirements under the
mortgage. Curinll your e au t in e manner set or in t is notice wi restore your mortgage to e
same position as If you had never defaulted.
EARUFST POSSlRLF. SHF.RIFF'S SALE DATE - It is estimated that the earliest date that such a
Sheriff's Sale of the mortgaged property could be held would be appro~tely six (6) months from
the date of this Notice. A notice of the actual date of the Sheriff's Sale wtll be sent to you before the
sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find
out at any time exactly what the required payment or action will be hy contacting the lender.
HOW TO CONTACT THF. LENDER:
Name of Lender:
Address:
Phone Nnmber:
Fax Number:
Contact Person:
Wells Fargo Home, Mortgage, Inc.
$024 Parkway l'laza Blvd.
Charlotte, NC 28217
1-800-766-0987
704-423-4016
T anisha Robinson
EFFECT OF SHERIFF'S SAI,E -- You should realize that a Sheriff's Sale will end your ownership of
the mortgaged property and your right to occupy it. If you con. tinue to live in the property after the
Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by
the lender at any time.
ASSUMPTION OF MORTGAGE -- You _ mayor _ may not sell or transfer your home to
a buyer or transteree who will assume the mortgage debt, provided that all the outstanding payments,
charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements
of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RIGHT:
. TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF
THIS DEBT.
. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT
HAD OCCURRED IF YOU CURE THE DEFAULT, (HOWEVER YOU DO NOT HAVE
THIS RIGHT TO (~URE YOUR DEFAULT MORE THAN THREE'TIMES IN ANY
CALENDAR YEAR,)
. TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE
PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE
DOCUMENTS.
. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MA Y HAVE TO SUCH
ACTION BY THE LENDER.
. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
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APPENDIX C
PENNSYLVANIA HOUSING FINANCE AGENCY
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
CONSUMER CREDIT COUNSELING AGENCIES
CUMBERLAND COUNTY
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, P A 171 02
(717) 541-1757
FAJ<# (717) 541-4670
Financial Counseling Services of Franklin
31 West 3rd Street
Waynesboro, PA 17268
(717) 762-3285
Urban League of Metropolitan Harrisburg
N. 6th Street
Harrisburg, PA 17101
(717) 234-5925
FAX# (717) 234-9459
YWCA of Carlisle
30] G Street
Carlisle, PA ]70B
(717)243-3818
FAX# (717) 731-9589
Community Action Commission of the Capital Region
1514 Derry Street
Harrisburg, P A 171 04
(717) 232-9757
FAX# (717) 234-2227
Adams County Housing Authority
139-143 Carlisle St.
Gettysburg, P A 17325
(717) 334-1518
FAX (717) 334-8326
The Pennsylvania Housing Finance Agency can be reached TOLL FREE at 1 (800) 342-2397.
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V E R I F I CAT ION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties of 18
Pa.C.S. Section 4904 relating to unsworn falsification to
authorities.
~
Mark J. Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
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SHERIFF'S RETURN - REGULAR
.
CASE NO: 2001-02924 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WELLS FARGO HOME MORTGAGE INC
VS
FLEAGLE HOMER W ET AL
DEP SHANNON SUNDAY
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
FLEAGLE CRYSTAL J
DEFENDANT
at 1630:00 HOURS, on the 24th day of May
at 5 PARK CIRCLE
NEWVILLE, PA 17241
CRYSTAL FLEAGLE
by handing to
a true and attested copy of COMPLAINT - MORT FORE
the
, 2001
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
.00
.00
10.00
.00
16.00
Sworn and Subscribed to before
me this .3D~
day of
fk../ :hxJ I A. D .
qJif' - Q. IIAA,., nP~
P othonotary , 7-7
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So Answers:
r'~~~<t:~
R. Thomas Kline
OS/25/2001
MARK J. UDREN
By:
L7rl.
Deputy
sbw.
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-02924 P
.
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WELLS FARGO HOME MORTGAGE INC
VS
FLEAGLE HOMER W ET AL
DEP SHANNON SUNDAY
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
FLEAGLE HOMER W
the
DEFENDANT
, at 1630:00 HOURS, on the 24th day of May
, 2001
at 5 PARK CIRCLE
NEWVILLE, PA 17241
by handing to
CRYSTAL FLEAGLE
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
7.44
.00
10.00
.00
35.44
r"~ri~(;~
R. Thomas Kline
OS/25/2001
MARK J. UDREN
Sworn and Subscribed to before
By: sL m. 0:
Deputy Sherif~
me this 3D ~ day of
7~ ~r A.D.
QJr'- 0J /u,d~. /i~R7
honotary ,
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MARK J. UDREN << ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
Plaintiff
~ COURT OF COMMON PLEAS
. CIVIL DIVISION
Cumberland County
v.
Homer W. Fleagle
Crystal J. Fleagle
Defendant(s)
NO. 01-2924 Civil Term
SUGGESTION OF BANKRUPTCY
To the Prothonotary:
Kindly note on the record that the above Defendants, Homer W.
Fleagle and Crystal J. Fleagle have filed a chapter 7 Bankruptcy in
the Middle District of Pennsylvania on May 29, 2001, Bankruptcy
case no. 01-03085.
~~
MarK J. Udren, Esquire
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
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BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
Plaintiff
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v.
Homer W. Fleagle
Crystal J. Fleagle
Defendant(s)
NO. 01-2924 Civil Term
SUGGESTION OF BANKRUPTCY TERMINATION
To the Prothonotary:
Kindly note on the record that the Plaintiff has obtained relief
from stay in the Defendant's Chapter 7 Bankruptcy Case# 01-03085.
Mark J. Udren, Esquire
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
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Bankruptcy Docket Report
101-03085 (Harrisburg)
FLEAGLE, HOMER Wand FLEAGLE, CRYSTAL J
Docket items entered between 01/0111931 and 07/16/2001
Filing No. Docket Entry
Date
OS/29/01 I VOLUNTARY PETITION under Chapter 7, Matrix and all Schedules/Statements [EOD
OS/29/0 I] [KZ]
06/07/01 2 CERTIFICATE OF MAILING of notice of341 meeting. [EOD 06/07/01] [KZ]
06/07/01 3 MOTION for relief from stay re: WELLS FARGO HOME MORTGAGE, INC. (FEE PAID, REC
#570680, $75:00) [Disposed] [EOD 09/07/01] [JR]
REQUEST for admission Re: Item # 3. [EOD 06/07/01] [JR]
CERTIFICATE OF NON-CONCURRENCE Re: Item # 3, [EOD 06/07/01] [JR]
06/07/01 4 ORDER that answers atOOue.on 06/27/0IRe: Item # 3. [EOD 06/07/01] [JR]
06/15/01 5 CERTIFICATE of service Re: Item # 4. [EOD 06/15/01] [JR]
06/27/01 6 Amendment to Schedule(s): DEBTOR'S STATEMENT OF INTENTION Re: Item # 1. [EOD
06/28/01] [CR] .
06/28/01 7 341 meeting held. [EOD06/28/01] [DS]
06/28/0 I 8 FINAL REPORT of Trustee in. No Asset Case [EOD 06/28/01][DS]
07/06/0 I 9 MOTION for defauldudgment Re: Il<fni # 3. [Disposed] [BOD 07/06/0 I] [JR]
07/06/01 10 ORDER granting default judgment Re: Item # 9. [EOD 07/06/01] [JR]
ORDER granting relief from stayRe: Item # 3. [BOD 07/06/01] [JR]
.fnnted: VIf~'VJV~ 1:;:lb::l4
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I 07/16/2001 15:16:24 I
IPACER Login: Ilmuoo11 IIClientCode: I ..
IDescription: IIDocket IICase Number: III 2001-03085 I
IBillable Pages: iii IICost: 110.07 I
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
Plaintiff
v.
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
Defendant(s)
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
. Cumberland County
: MORTGAGE FORECLOSURE
.
. NO. Ol-2924 Civil Term
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
Amount due
$]03.487.10
J
Interest From September 1. 200]
to Date of Sale December 5. 2001
Per diem @$19.22
(Costs to be added)
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ORNEY FOR PLAINTIFF
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
Plaintiff
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
v.
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA l7241
.
. NO. 01-2924 Civil Term
Defendant(s)
WRIT OF EXECUTION
TO THE SHERIFF OF Cumberland COUNTY:
To satisfy the judgment, interest and costs in the above matter, you
are directed to levy upon and sell the following described property:
"
-0
"
5 Park Circle
Newville, PA 17241
SEE LEGAL DESCRIPTION ATTACHED
Amount due
'$103,487.10
Interest From Septerriber 1. 2001
to Date of Sale December 5. 2001
Per diem @$~9.22
1. 845 12
(Costs to be added)
$
Prothonotary
By
Clerk
Date
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COURT OF COMMON PLEAS
NO. Ol-2924 Civil Term
=======~=============================
Wells Fargo Home Mortgage, Inc.
f/k/a Norwest Mortgage, Inc.
vs.
Homer W. Fleagle
Crystal J. Fleagle
=====================================
WRIT OF EXECUTION
=====================================
REAL DEBT
$
103.487 ]0
INTEREST $ 1.845 12
from September l. 200] to
Date of Sale December 5. 2001
Per diem @$l9.22
COSTS PAID:
PRO THY $
SHERIFF $
STATUTORY $
COSTS DUE PROTHY. $
17241
Mark J Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
1040 NORTH KINGS HIGHWAY
UITE 500
HERRY HILL, NJ 08034
(856) 482-6900
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ALL THOSE TWO CERTAIN TRACTS OF LAND SITUATE IN NORTH NEWTON TOWNSHIP. CUMBERLAND
COUNTY. PENNSYLV~IA, MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS; TOGETHER
WITH THE IMPROVEMENTS THEREON ERECTED;
TRACT NO.1:
BEGINNING AT A POINT ON THE NORTH LINE OF PARK CIRCLE DRIVE AS SHOWN ON ~E
HEREINAFTER MENTIONED PL~ OF LOTS, WHICH POINT IS AT LINE OF LOT NO.2 ON SAID
PL~; THENCE BY ~HE NORTHERN LINE OF PARK CIRCLE, SOUTH SEVENTY-ONE (71) DEGREES
WEST, NINETY (90) FEET ~O A POINT AT LINE OF LAND NOW OR FORMERLY OF WILLIAM
GRAHAM; THENCE B~ SAID LAND, NORTH TWENTY (20) DEGREES THIRTY (30) MINUTES EAST,
ONE HUNDRED (100) FEET TO A POINT ON THE SOUTHERN LINE OF A 33-FOOT ROAD; THENCE BY
THE SOUTHERN LINE OF SAID ROAD, NORTH SEVENTY-ONE (71) DEGREES EAST, NINETY (90)
FEET TO A POINT ~T LINE OF LOT NO.2; THENCE BY THE LINE OF LOT NO.2, SOUTH TWENTY
(20) DEGREES THIRTY (30) MINUTES WEST, NINETY (90) FEET TO A POINT, THE PLACE OF
BEGINNING.
".
BEING LOT NO. 1 ON THE PLAN OF LOTS KNOWN AS PARK CIRCLE, WHICH PLAN IS RECORDED IN
THE OFFICE OF TH~ RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY, IN PLAN BOOK 12,
PAGE 49.
TRACT NO.2:
BEGINNING AT A pOINT ON THE NORTH LINE OF PARK CIRCLE DRIVE AS SHOWN ON THE
HEREINAFTER MENTIONED PLAN OF LOTS, WHICH POINT IS IN THE DIVIDING LINE BETWEEN
LOTS NO.1 AND 2 AS SHOWN ON SAID PLAN; SAID LOT NO. 1 BEING NOW OR FORMERLY OWNED
BY JACK E. LANDIS AND LARENE M. LANDIS, HIS WIFE; THENCE BY SAID DIVIDING LINE AND
BY THE LINE OF OTHER LANDS NOW OR FORMERLY OF JACK E. LANDIS AND LARENE M. LANDIS,
HIS WIFE. NORTH TWENTY (20l DEGREES THIRTY (30) MINUTES EAST, ONE HUNDRED (100)
FEET TO A POINT ON THE SOUTHERN LINE OF A 33-FOOT ROAD; THENCE BY THE SOUTHERN LINE
OF SAID ROAD, NO~TH SEVENTY-ONE (71) DEGREES EAST, NINETY (90) FEET TO A POINT IN
THE DIVIDING LINlll BETWEEN LOTS NO. 2 AND 3, SAID LOT NO. 3 BEING OWNED NOW OR
FORMERLY OF FOSTER NELSON AND WIFE; THENCE BY SAID DIVIDING LINE AND BY THE LINE OF
LAND NOW OR FORMERLY OF NELSON, SOUTH TWENTY (20) DEGREES THIRTY (30) MINUTES WEST,
ONE HUNDRED (100) FEET TO THE NORTHERLY LINE OF PARK CIRCLE; THENCE BY SAME, SOUTH
SEVENTY-ONE (71) DEGREES WEST, NINETY (90) FEET .0 THE PLACE OF BEGINNING.
,
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BEING LOT NO. 2 ON THE PLAN OF. LO.TS KNOWN AS PARK CIRCLE, WHICH PLAN IS RECORDED IN
THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY, IN PLAN BOOK 12,
PAGE 49.
BEING KNOWN AS 5 PARK CIRCLE, NEWVILLE, PA 1724l
PROPERTY ID NO.: 30-19-1683-0l7
TITLE OF SAID PREMISES IS VESTED IN HOMER W. FLEAGLE AND CRYSTAL J.
FLEAGLE, HUSBAND AND WIFE, BY DEED FROM RICHARD C. EBERLY AND
ARLENE F. EBBRLY, HUSBAND AND WIFE. DATED Ol/30/1998, RECORDED /
02/02/1998, IN DEED BOOK 171, PAGE 560. !
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MARKJ. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway plaza Blvd.
Charlotte, NC 28217
Plaintiff
v.
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
Defendant(s)
ATTORNEY FOR PLAINTIFF
.
- COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
.
. NO. 01-2924 Civil Term
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (s) for failure to file an Answer to Plaintiff I s Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest per Complaint
From 4/27/01 to 8/31/01
Late charges per Complaint
From 4/27/01 to 8/31/01
Escrow payment per Complaint
From 4/27/01 to 8/31/01
$lOO,4l8.16
2,440.94
132.72
495.28
TOTAL
$103.487.10
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice has been given in
accordance with Rule 237.1, a copy of which is attached hereto.
DAMAGES ARE HEREBY ASSESSED AS
DATE:
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Wells Fargo Home Mortgage, Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
v.
Homer W. Fleagle
crystal J. Fleagle
5 Park Circle
Newville, PA 17241
Defendant(s)
NO. 01-2924 Civil Term
August 20, 2001
Homer W. Fleagle
5 Park Circle
Newville, PA 17241
IMPORTANT NOTICE
yOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. um,ESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TQ A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ClNE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTIFICACION IMPORTANTE
DATED:
TO:
US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEB IDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Wells Fargo Home Mortgage, Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
Plaintiff
ATTORNEY FOR PLAINTIFF
v.
~ COURT OF COMMON PLEAS
~ CIVIL DIVISION
i Cumberland County
IND. 01-292' Civil Term
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
Defendant(s)
August 20, 2001
Crystal J. Feagle
5 Park Circle
Newville, PA 17241
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTIFICACION IMPORTANTE
DATED:
TO: .
US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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MARK J. UDREN << ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
Plaintiff
, COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
v.
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
Defendant(s)
~ NO. 01-2924 civil Term
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF
SS
COUNTY OF
THE UNDERSIGNED being duly sworn, deposes and says that the
averments herein are based upon investigations made and records
maintained by us either as Plaintiff or as servicing agent of the
Plaintiff herein and that the above Defendant(s) are not in the
Military or Naval Service of the United States of America or its
Allies as defined in the Soldiers and Sailors civil Relief Act of
1940, as amended, and that the age and last known residence and
employment of each Defendant are as follows:
Defendant:
Age:
Residence:
Employment:
Homer W. Fleagle
Over 18
As captioned ab
Unknown
Defendant:
Age:
Residence:
Employment:
Crystal J. FI
Over 18
As captioned bove
Unknown
Name:, If.. ::s.. \i'V)1 Es'f\)ivt::
Title: A~N.0 ~ ,<\"",,*,ff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
Plaintiff
v.
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
Defendant(s)
TO: Homer W. Fleagle
5 Park Circle
Newville, PA l7241
ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
. NO. 01-2924 Civil Term
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby
notified that a Judgment has been entered against you in the above
proceeding as indicated below.
Prothonotary
~ Judgment by Default
Money Judgment
Judgment in Replevin
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
ATTORNEY
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL:
Mark J Udren. Esquire
At this telephone number:
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
plaintiff
v.
Horner W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
Defendant(s)
ATTORNEY FOR PLAINTIFF
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
.
. NO. 01-2924 Civil Term
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
Amount due
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Interest From Sept~mber 1. 2001
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Per diem @$19,22
(Costs to be added)
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A ORNEY FOR PLAINTIFF
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
-
. NO. Ol-2924 Civil Term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.l
Wells Fargo Home Mortgage, Inc. f/k/a Norwest Mortgage, Inc., Plaintiff
in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as
of the date the Praecipe for the Writ of Execution was filed the
following information concerning the real property located at: 5 Park
Circle, Newville, PA 17241
1. Name and address of Owner(s) or reputed Owner(s) :
Name Address
Homer W. Fleagle
5 Park Circle, Newville, PA 17241
Crystal J. Fleagle
5 Park Circle, Newville, PA 17241
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS # 1 ABOVE
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
Empire Funding Corp.
9737 Great Hills Trail, Austin, PA 78759
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5. Name and address of every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Square, Carlisle, PA l7013
Domestic Relations Section
13 N. Hanover St., Carlisle, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
5 Park Circle, Newville, PA 17241
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
DATED: August 31, 2001
rk J Udren, ESQ.
torney for Plaintiff
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BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
.
. NO. 01-2924 civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: HomerW. Fleagle
5 Park Circle
Newville, PA 17241
Your house (real estate) at 5 Park Circle, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on December 5, 2001, at 10:00
A.M. in the Cumberland County Courthouse, 1 Courthouse Square, Carlisle,
PA, to enforce the court judgment of $l03,487.10, obtained by Plaintiff
above (the mortgagee) against you. If the sale is postponed, the
property will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABT,F, TO PREVENT THIS SHERIFF'S SIILE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (8~6) 482-6900.
mortgagee the back payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to obtain an attorney.)
The sooner you contact one, the
(See notice on page two on how
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped. your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain
the owner of the property as if the sale never happened,
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time. the buyer
may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution .of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home
back. if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
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ALL THOSE TWO CERTA~N TRACTS OF LAND S~TUATE ~N NORTH NEWTON TOWNSH~P, CUMBERLAND
COUNTy, PENNSYLVAN~A, MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS; TOGETHER
W~TH THE IMPROVEMENTS THEREON ERECTED;
TRACT NO.1:
BEGINNING AT A POINT ON THE NORTH LINE OF PARK CIRCLE DRIVE AS SHOWN ON THE
HEREINAFTER MENTIONED PLAN OF LOTS, WHICH POINT IS AT LINE OF LOT NO.2 ON SA~D
PLAN; THENCE BY THE NORTHERN LINE OF PARK CIRCLE, SOUTH SEVENTY-ONE (71) DEGREES
WEST. NINETY (90) FEET TO A POINT AT LINE OF LAND NOW OR FORMERLY OF W~LLIAM
GRAHAM; THENCE BY SAID LAND, NORTH TWENTY (20) DEGREES THIRTY (30) MINUTES EAST,
ONE HUNDRED (100) FEET TO A POINT ON THE SOUTHERN L~NE OF A 33-FOOT ROAD; THENCE BY".
THE SOUTHERN LINE OF SAID ROAD, NORTH SEVENTY-ONE (71) DEGREES EAST. NINETY (90)
FEET TO A POINT AT LINE OF LOT NO.2; THENCE BY THE L~NE OF LOT NO.2, SOUTH TWENTY
(20) DEGREES TH~RTY (30) MINUTES WEST, N~NETY (90) FEET TO A PO~NT, THE PLACE OF
BEG~NNING.
BE~NG LOT NO. 1 ON THE PLAN OF LOTS KNOWN AS PARK C~RCLE, WHICH PLAN IS RECORDED IN
THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY, IN PLAN BOOK 12,
PAGE 49.
TRACT NO.2:
BEGINNING AT A PO~NT ON THE NORTH LINE OF PARK CIRCLE DRIVE AS SHOWN ON THE
HEREINAFTER MENTIONED PLAN OF LOTS, WHICH POINT IS IN THE DIVIDING LINE BETWEEN
LOTS NO.1 AND 2 AS SHOWN ON SAID PLAN; SA~D LOT NO.1 BEING NOW OR FORMERLY OWNED
BY JACK E. LANDIS AND LARENE M. LANDIS, HIS WIFE; THENCE BY SAID DIVIDING LINE AND
BY THE LINE OF OTHER LANDS NOW OR FORMERLY OF JACK E. LANDIS AND LARENE M. LANDIS,
H~S WIFE, NORTH TWENTY (20) DEGREES THIRTY (30) MINUTES EAST, ONE HUNDRED (100)
FEET TO A POINT ON THE SOUTHERN LINE OF A 33-FOOT ROAD; THENCE BY THE SOUTHERN LINE
OF SAID ROAD, NORTH SEVENTY-ONE (71) DEGREES EAST, NINETY (90) FEET TO A POINT ~N
THE DIVIDING LINE BETWEEN LOTS NO. 2 AND 3, SAID LOT NO. 3 BEING OWNED NOW OR
FORMERLY OF FOSTER NELSON AND W~FE; THENCE BY SAID DIVIDING LINE AND BY THE LINE OF
LAND NOW OR FORMERLY OF NELSON, SOUTH TWENTY (20) DEGREES TH~RTY (30) MINUTES WEST,
ONE HUNDRED (100) FEET TO THE NORTHERLY LINE OF PARK CIRCLE; THENCE BY SAME, SOUTH
SEVENTY-ONE (71) DEGREES WEST. NINETY (90) FEET .0 THE PLACE OF BEGINNING.
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BEING LOT NO.2 ON THE PLAN OF LOTS KNOWN AS PARK C~RCLE, WHICH PLAN IS RECORDED IN
THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY. ~N PLAN BOOK 12.
PAGE 49.
BEING KNOWN AS 5 PARK CIRCLE, NEWvILLE, PA 17241
PROPERTY ID NO.: 30-19-1683-017
TITLE OF SAID PREMISES IS VESTED IN HOMER W. FLEAGLE AND CRYSTAL J.
FLEAGLE, HUSBAND AND WIFE, BY DEED FROM RICHARD C. EBERLY AND
ARLENE F. EBERLY, HUSBAND AND WIFE. DATED 01/30/1998, RECORDED
02/02/1998, IN DEED BOOK 171, PAGE 560.
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ATTORNEY FOR PLAINTIFF
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO.04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
COURT OF COMMON PLEAS
CIVIL DIVISION
: Cumberland County
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
: MORTGAGE FORECLOSURE
Plaintiff
v.
.
. NO. 01-2924 civil Term
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
Defendant(s)
CERTIFICATE TO THE SHERIFF
I HEREBY CERTIFY THAT:
I. The judgment entered in the above matter is based on an Action:
.-----A. In Assumpsit (Contract)
____B. In Trespass (Accident)
--X-C. In Mortgage Foreclosure
D. On a Note accompanying a purchase money mortgage and the property
being exposed to sale is the mortgaged property.
II. The Defendant(s) own the property being exposed to sale as:
.-----A .
--X-B.
C.
____D.
E,
____F.
An individual
Tenants by Entireties
Joint Tenants with right of survivorship
A partnership
Tenants in Common
A corporation
III. The Defendant(s) is (are):
--X-A.
____B.
____C.
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Resident in the Commonwealth of Pennsylvania
Not resident in the Commonwealth of Pennsylvania
If more than one Defendant and either A or B above is not applicable.
state which Defendant is resident of the Commonwealth of
Pennsylvania.
Resident:
Mark
Address
ESQUIRE
# as above
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
.
: MORTGAGE FORECLOSURE
Plaintiff
v.
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
.
. NO. 01-2924 Civil Term
Defendant(s)
C E R T I F I CAT E
Mark J. Udren, Esquire, hereby states that he is the attorney for
the Plaintiff in the above-captioned matter and that the premises are not
subject to the provisions of Act 91 because it is:
An FHA insured mortgage
Non-owner occupied
Vacant
X Act 91 procedures have been fulfilled.
Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa. C.S.
Sec. 4904 relating to unsworn falsification to authorities.
EN & ASSOCIATE
M rk J. Udren, ESQUIRE
A ~ORNEY FOR PLAINTIFF
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, MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
Plaintiff
.
- COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
Defendant (s)
: NO. 01-2924 civil Term
AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1
Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies
that:
1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which
is attached hereto as Exhibit "A", was sent to every recorded lienholder and
every other interested party known as of the date of the filing of the
Praecipe for the Writ of Execution, on the date(s) appearing on the attached
Certificates of Mailing.
2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and
certified mail on the date appearing on the attached Return Receipt, which
was signed for by Defendant (s) on the date specified on the said Return
Receipt. Copies of the said Notice and Return Receipt are attached hereto as
Exhibit "B".
3. If a Return Receipt is not attached hereto, then service was by personal
service on the date specified on the attached Return of Service, attached
hereto as Exhibit "B".
4. If service was by Order of Court, then proof of compliance with said
Order is attached hereto as Exhibit "B".
All Notices were served within the time limits set forth by Pa Rule C.P.
3129.
This Affidavit is made subject to the penalties of l8 Pa.C.S. Section 4904
relating to unsworn falsification to authorities.
Dated: November 26, 2001
BY:
MARK J. UDREN & ASSOCIATES
~
Mark J. Udren, Esquire
Attorney for Plaintiff
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MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland.County
. NO. Ol-2924 Civil Term
v.
Homer W. Fleagle
Crystal J. Fleagle
5 park.Circle
Newville, PA 17241
Defendant(s)
DATE: September 7, 2001
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY
OWNER(S): HOMER W. FLEAGLE & CRYSTAL J. FLEAGLE
PROPERTY: 5 Park Circle Newville, PA 17241
Improvements: RESIDENTIAL DWELLING
The above captioned property is scheduled to be sold at the
Cumberland County Sheriff's Sale on December 5. 2001, at 10:00
A.M., at the CUMBERLAND COUNTY COURTHOUSE, 1 COURTHOUSE SQUARE,
CARLISLE, PA. Our records indicate that you may hold a mortgage
or judgment on the property which will be extinguished by the sale.
You may wish to attend the sale to protect your interests.
A Schedule of Distribution will be filed by the Sheriff on a date
specified by the Sheriff not later that 30 days after sale.
Distribution will be made in accordance with the .schedule unless
exceptions are filed thereto within 10 days after the filing of the
schedule.
EXHIBIT A
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.
STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
} 55.
Robert P Ziegler
I, _____________________________________________________~________________________Flecorderof
Deeds in and for said County and State do 'hereby cenify that the Sheriff's Deed in which _____n_________
WElls Fargo Home Mtg Mtg Inc fka Nor~est Mtg Inc .
____________________________________________________________________________________ ~thegrantee
5th
the same having been sold to said grantee on the _______________________________________________ day of
01
_______________~:_':._____________________ A. D., ; _____, under and by virtue of a writ______________
6th
Execution .
____________________________________ -___________ ISSUed on the ___ _ ____ _____ ___ ____ ____ __ ________ ___
Sept 01 ,
clay or __________________________ A. D., __on' out of the Court of Cornman Pleas of said County as of
Civil
------------------------------,..----- ______n____ ____ _____ _____________ __ __ __ _____ Tenn, :
2924 Wells Fargo Home Mtg Inc fka Norwest Mtg Inc
Number ___________m' at the suit of ___n__________ ------------H~~_;,_;-W-Fi;~gi-;-&--c,:yst-ar:r---
------------------------------- ---- against_ __ _ ____ __ _ ___ ___ _ _____ ______ ___ ___ _ _ ________ _______ is
duly n:eorded in Sherifrs Deed Book No. _______:~~__, Page ___________~: 3
01
IN TESTIMONY WHEREOF, I have hereunto
set my hand and seal of said office this ___3.Q__ day
of -___~~c:.7.____________ A. D.~~
~~-~--R;;;.j;;~io;~
"
.i
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..
Wells Fargo Home Mortgage, Inc. fi'kla
Norwest Mortgage, Inc.
VS
Homer W. Fleagle and Crystal J. Fleagle
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2001-2924 Civil Term
Jason Vioral, Deputy Sheriff, who being duly sworn according to law, states that
on Sept. 12,2001 at 4:20 o'clock P.M., E.D.S.T., he served a true copy of the within Real
Estate Writ, Notice, and Description, in the above entitled action, upon the within named
defendant, to wit: Homer W. Fleagle, by making known unto Crystal Fleagle, adult in
charge, at 5 Park Circle, Newville, Pennsylvania, its contents and at the same time
handing to her personally the said true attested copy of the same.
Jason Vioral, Deputy Sheriff, who being duly sworn according to law, states that
on Sept. 12,2001 at 4:20 o'clock P.M., E.D.S.T., he served a true copy of the within Real
Estate Writ, Notice, and Description, in the above entitled action, upon the within named
defendant, to wit: Crystal J. Fleagle, by making known unto Crystal Fleagle, at 5 Park
Circle, Newville, Pennsylvania, its contents and at the same time handing to her
personally the said true attested copy of the same.
Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states
that on Oct. 04,2001 at 9:45 A.M., E.D.S.T., he posted a true copy of the within Real
Estate Writ, Notice, Poster and Description, in the above entitled action, upon the
property of Homer W. Fleagle and Crystal 1. Fleagle, located at 5 Park Circle, Newville,
Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served
the above Real Estate Writ, Notice, Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Homer W. Fleagle, by regular mail to his last known address, 5 Park
Circle, Newville, PA 17241. This letter was mailed under the date of October 8, 2001
and never returned to the Sheriff s Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served
the above Real Estate Writ, Notice, Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Crystal J. Fleagle, by regular mail to her last known address, 5 Park
Circle, Newville, PA 17241. This letter was mailed under the date of October 8, 2001
and never returned to the Sheriff s Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states
that after due and legal notice had been given according to law, exposed the within
described premises at public venue or outcry at the Court House, Carlisle, Cumberland
County, Pennsylvania. on December 5, 2001 at 10:00 A.M., EST. He sold the same for
the sum of $1.00 to Attorney Frank Federman for Wells Fargo Home Mortgage, Inc. fi'kla
Norwest Mortgage, Inc. It being the highest bid and best price received for the same,
Wells Fargo Home Mortgage, Inc. fi'kla Norwest Mortgage, Inc. of 405 SW 5th Street,
Des Moines, IA 50328, being the buyer in this execution paid SheriffR. Thomas Kline
the sum of$1,136.85, it being costs.
- I ,~ "
" ,
, -'''''''''c~i*,,,,!_~,,,
..
Sheriff s Costs:
Docketing
Poundage
Advertising
Posting Bills
Acknowledging Deed
Auctioneer
Prothonotary
Law Library
Mileage
Certified Mail
Levy
Surcharge
Postpone Sale
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sheriff s Deed
$30.00
22.29
30.00
30.00
30.00
10.00
1.00
.50
14.30
30.00
40.00
483.95
337.65
25.66
25,00
26.50
$1,136.85
Sworn and subscribed to before me
This 51f::: day 0['];'/-", ''''1
2001, A.D. ~4< 12 ~ ,~
ro honotary
'-, -"
- r "-I"r--,
So Al;l~~ . ~
r- ~ .. -!: ..r~~--r:4'
R. Thomas Kline, Sheriff
Byq{JcUr~
Real Estate Deputy
cJe-'V
aV
.30' j)
t.') Ot--
~
L'
3i3of
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MARK J. UDREN & ASSOC!ATES
BY: Mark J. Udren, Esquire
ATTY LD. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
.
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: CUmberland County
.
: MORTGAGE FORECLOSURE
Plaintiff
v. .
"
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
,
. NO. 01-2924 Civil Term
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
Wells Fargo Home Mortgage, Inc. f/k/a Norwest Mortgage, Inc., Plaintiff
in the apove action, by its attorney, Mark J. Udren, ESQ., sets forth as
of the date the Praecipe for the Writ of Execution was filed the
following information concerning the real property located at: 5 Park
Circle, Newville, PA 17241
1. Name and address of Owner (s) . or reputed Owner (s) :
Name Address
Homer W. Fleagle
5 Park Circle, Newville, PA 17241
Crystal J. Fleagle
5 Park Circle, Newville, PA 17241
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS #1 ABOVE
3. Name and address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Name Address
NONE
4. Name and address of the last recorded holder of every mortgage of
record:
Name Address
Plaintiff herein.
See Caption above.
Empire Funding Corp.
9737 Great Hills Trail, Austin, PA 78759
f'f.~~,*,",'
.~~ '<'
I"'"
.,
.
5. Name and address OL every other person who has any record lien on the
property:
Name Address
NONE
6. Name and address of every other person who has any record interest in
the property and whose interest may be affected by the sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Square, Carlisle, PA 17013
Domestic Relations Section
13 N. Hanover St., Carlisle, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
H
7. Name and address of every
knowledge who has any interest
the sale:
Name
other person of whom the plaintiff has
in the property which may be affected by
Address
Tenants/Occupants
5 Park Circle, Newville, PA 17241
I verify that the statements made in this affidavit are true and correct
to the best of my personal knowledge or information and belief. I
understand that false statements herein are made subject to the penalties
of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities.
DATED: August 31, 2001
ark J Udren, ESQ.
torney for Plaintiff
;:;W\lffl@!W,l~
'-1
1,_
. .
,
."
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Wells Fargo Horne Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
.
: COUET OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSUEE
Plaintiff
v.
"
Horner W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
.
. NO. 01-2924 civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Homer W. Fleagle
5 Park Circle
Newville, PA l7241
Your house (real estate) at 5 Park Circle, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on December 5, 2001, at lO:OO
A.M. in the Cumberland County Courthouse, 1 Courthouse Square, Carlisle,
PA, to enforce the court judgment of $103,487.10, obtained by Plaintiff
above (the mortgagee) against you. If the sale is postponed, the
property will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY RF. J>J3LE TO PREVENT THT!': SHERIFF'!': SALE
To prevent this Sheriff's Sale, you must take imm~diatQ aotion:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (856) 482-6900
mortgagee the back payment, late
To find out how much you must pay.
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to obtain an attorney.)
The sooner you contact one, the
(See notice on page two on how
~",~~~"<"l
, .
."
..
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened, you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to the Sheriff. you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
~,,.
6. You may be entitled to a share of the money which was paid for your house,
A schedule of distribution .of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed.
7. You may also have other rights and defenses. or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FlLADELFIA
Cumberland County Bar Association
2 Liberty Avenue
Carlisle. PA 17013-3387
717-249-3166 or 800-990-9108
0W.jj!l,~--- ,'"""
, , -"
.-
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..
ALL TEOSE ~O CERTAIN TRACTS OF LAND SITUATE IN NORTH NEWTON TOWNSHIP, CUMBERLAND
COUNTY. PENNSYLVANIA, MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS; TOGETHER
WITH THE I~PROVEMENTS THEREON ERECTED;
TRACT NO.1:
BEGINNING AT A POINT ON THE NORTH LINE OF PARK CIRCLE DRIVE AS SHOWN ON THE
HEREINAFTER MENTIONED PLAN OF LOTS, WHICH POINT IS AT LINE OF LOT NO. 2 ON SAID
PLAN; THENCE BY THE NORTHERN LINE OF PARK CIRCLE, SOUTH SEVENTY-ONE (71) DEGREES
WEST. NINETY (90) FEET TO A POINT AT LINE OF LAND NOW OR FORMERLY OF WILLIAM
GRAEAM; THllNCE BY SAID LAND, NORTH TWENTY (20) DEGREES THIRTY (30) MINUTES EAST,
ONE HUNDRED (100) FEET TO A POINT ON THE SOUTHERN LINE OF A 33-FOOT ROAD; THENCE BY
THE SOUTHERN LINE OF SAID ROAD, NORTH SEVENTY-ONE (71) DEGREES EAST, NINETY (90)
FEET TO A POINT AT LINE OF LOT NO.2; THENCE BY THE LINE OF LOT NO.2, SOUTH TWENTY
(20) DEGREES THIRTY (30) MINUTES WEST, NINETY (90) FEET TO A POINT, THE PLACE OF
BEGINNING.
".
BEING LOT NO. 1 ON THE PLAN OF LOTS KNOWN AS PARK CIRCLE, WHICH PLAN IS RECORDED IN
THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY. IN PLAN BOOK 12,
PAGE 49.
TRACT NO.2:
BEGINNING AT A POINT ON THE NORTH LINE OF PARK CIRCLE DRIVE AS SHOWN ON.THE
HEREINAFTER MENTIONED PLAN OF LOTS, WHICH POINT IS IN THE DIVIDING LINE BETWEEN
LOTS NO. 1 AND 2 AS SHOWN ON SAID PLAN; SAID LOT NO. 1 BEING NOW OR FORMERLY OWNED
BY JACK E. LANDIS AND LARENE M. LANDIS, HIS WIFE; THENCE BY SAID DIVIDING LINE AND
BY THE LINE OF OTHER LANDS NOW OR FORMERLY OF JACK E. LANDIS AND LARENE M. LANDIS,
HIS WIFE, NORTH TWENTY (20) DEGREES THIRTY (30) MINUTES EAST. ONE HUNDRED (100)
FEET TO A POINT ON THE SOUTHERN LINE OF A 33-FOOT ROAD; THENCE BY THE SOUTHERN LINE
.OF SAID ROAll, NORTH SEVENTY-ONE (71) DEGREES EAST, NINETY (90) FEET TO A POINT IN
THE DIVIDING LINE BETWEEN LOTS NO. 2 AND 3, SAID LOT NO.3 BEING OWNED NOW OR
FORMERLY OF FOSTER NELSON AND WIFE; THENCE BY SAID DIVIDING LINE AND BY THE LINE OF
LAND NOW OR FORMERLY OF NELSON, SOUTH TWENTY (20) DEGREES THIRTY (30) MINUTES WEST,
ONE HUNDRED (100) FEET TO THE NORTHERLY LINE OF PARK CIRCLE; THENCE BY SAME, SOUTH
SEVENTY-ONE (71) DEGREES WEST. NINETY (90) FEET TO THE PLACE OF BEGINNING.
-
.,
-, .
'~.
-"~'T
BEING LOT NO. 2 ON THE PLAN OF LOTS KNOWN AS PARK CIRCLE, WHICH PLAN IS RECORDED IN
THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY. IN PLAN BOOK 12,
PAGE 49.
BEING KNOWN AS 5 PARK CIRCLE, NEWvILLE, PA 1724l
PROPERTY ID NO.: 30-19-1683-017
TITLE OF SAID PREMISES IS VESTED IN HOMER W. FLEAGLE AND CRYSTAL J.
FLEAGLE, HUSBAND AND WIFE,BY DEED FROM RICHARD C. EBERLY AND
ARLENE F. EBERLY, HUSBAND AND WIFE. DATED 01/30/1998, RECORDED
02/02/1998, IN DEED BOOK 171, PAGE 560.
I
/
'!"'''~1I!l'_'_~""o,_~__ .<.
. ~, "
> ,~-, ,.......,., -
.~,
MARK J. UDREN & ASSOCIATES I
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
Wells Fargo Home Mortgage,
Inc.
f/k/a Norwest Mortgage, Inc.
5024 Parkway Plaza Blvd.
Charlotte, NC 28217
COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
: MORTGAGE FORECLOSURE
Plaintiff
v.
f~I'
Homer W. Fleagle
Crystal J. Fleagle
5 Park Circle
Newville, PA.. 17241
.
. NO. 01-2924 Civil Term
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Crystal J. Fleagle
5 Park Circle
Newville, PA 17241
Your house (real estate) at 5 Park Circle, Newville, PA 17241 is
scheduled to be sold at the Sheriff's Sale on December 5, 2001, at lO:OO
A.M. in the CUmberland County Courthouse, 1 Courthouse Square, Carlisle,
PA, to enforce the court judgment of $103,487.10, obtained by Plaintiff
above (the mortgagee) against you. If the sale is postponed, the
property will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY RF. ABLE TO PREVF.N'I' THTf'l SHERIFF'f'l SALE
To prevent this Sheriff's Sale, you must take imme4iate action:
1. The sale will be cancelled if you pay to the
charges, costs and reasonable attorney's fees.
you may call: (SS6) -482-6QOO
mortgagee. the back'payment, late
To find out how much you must pay,
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to obtain an attorney.)
The sooner you contact one, the
(See notice on page two on how
~11\i"'tfr
,
,
"I"'" .,
...
. "
YOU MAY STILL BE 'ABLE, TO SAVE/yOU~ PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the
highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the bid price
was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount
due in the sale. To find out if this has happened. you may call 856-482-6900.
4. If the amount due from the Buyer is not paid to.the Sheriff. you will remain
the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is
paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer
may bring legal proceedings to evict you.
H
6. You may be entitled to a share of the money which was paid for your house.
A schedule of distribution of the money bid for your house will be filed by the Sheriff
within 30 days after the sale. This schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after Schedule of Distribution is filed,
7. You may also have other rights and defenses, or ways of getting your home
back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL.HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
cumberland County Bar Association
2 Liberty Avenue
,Carlisle, PA 17013-3387
717-249-3166 or 800-990-9108
I _'f.i'l'ro .," ._ ~ ~_ < _ ,
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ALL THOSE TWO CERTAIN TRACTS OF LAND SITUATE IN NORTH NEWTON TOWNSHIP, CUMBERLAND
COUNTY, PENNSYLVANIA, MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS; TOGETHER
WITH THE IMPROVEMENTS THEREON ERECTED;
TRACT NO.1:
BEGINNING AT A POINT ON THE NORTH LINE OF PARK CIRCLE DRIVE AS SHOWN ON THE
HEREINAFTER MENTIONED PLAN OF LOTS, WHICH POINT IS AT LINE OF LOT NO. 2 ON SAID
PLAN; THENCE BY THE NORTHERN LINE OF PARK CIRCLE, SOUTH SEVENTY-ONE (71) DEGREES
WEST, NINETY (90) FEET TO A POINT AT LINE OF LAND NOW OR FORMERLY OF WILLIAM
GRAHAM; THENCE BY SAID LAND, NORTH TWENTY (20) DEGREES THIRTY (30) MINUTES EAST.
ONE HUNDRED (100) FEET TO A POINT ON THE SOUTHERN LINE OF A 33-FOOT ROAD; THENCE BY 'c.
THE SOUTHERN LINE OF SAID ROAD, NORTH SEVENTY-ONE (71) DEGREES EAST. NINETY (90)
FEET TO A POINT AT LINE OF LOT NO.2; THENCE BY THE LINE OF LOT NO.2, SOUTH TWENTY
(20) DEGREES THIRTY (30) MINUTES WEST, NINETY (90) FEET TO A POINT, THE PLACE OF
BEGINNING.
BEING LOT NO. 1 ON THE PLAN OF LOTS KNOWN AS PARK CIRCLE, WHICH PLAN IS RECORDED IN
THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY. IN PLAN BOOK 12,
PAGE 49.
TRACT NO.2:
BEGINNING AT A POINT ON THE NORTH LINE OF PARK CIRCLE DRIVE AS SHOWN ON THE
HEREINAFTER MENT~ONED PLAN OF LOTS, WHICH POINT IS IN THE DIVIDING LINE BETWEEN
LOTS NO.1 AND 2 AS SHOWN ON SAID PLAN; SAID LOT NO.1 BEING NOW OR FORMERLY OWNED
BY JACK E. LANDIS AND LARENE M. LANDIS, HIS WIFE; THENCE BY SAID DIVIDING LINE AND
BY THE LINE OF OTHER LANDS NOW OR FORMERLY OF JACK E. LANDIS AND LARENE M. LANDIS,
HIS WIFE. NORTH TWENTY (20) DEGREES THIRTY (30) MINUTES EAST, ONE HUNDRED (100)
FEET TO A POINT ON THE SOUTHERN LINE OF A 33-FOOT ROAD; THENCE BY THE SOUTHERN LINE
OF SAID ROAD. NORTH SEVENTY-ONE (71) DEGREES EAST, NINETY (90) FEET TO A POINT IN
THE DIVIDING LINE BETWEEN LOTS NO. 2 AND 3. SAID LOT NO.3 BEING OWNED NOW OR
FORMERLY OF FOSTER NELSON AND WIFE; THENCE BY SAID DIVIDING LINE AND BY THE LINE OF
LAND NOW OR FORMERLY OF NELSON, SOUTH TWENTY (20) DEGREES THIRTY (30) MINUTES WEST,
ONE HUNDRED (100) FEET TO THE NORTHERLY LINE OF PARK CIRCLE; THENCE BY SAME, SOUTH
SEVENTY-ONE (71) DEGREES WEST, NINETY (90) FEET .0 THE PLACE OF BEGINNING.
"
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BEING LOT NO. 2 ON THE PLAN OF LOTS KNOWN AS PARK CIRCLE, WHICH PLAN IS RECORDED IN
THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND COUNTY, IN PLAN BOOK 12.
PAGE 49.
BEING KNOWN AS 5 PARK CIRCLE, NEWVILLE, PA 1724l
PROPERTY ID NO.: 30-l9-1683-0l7
TITLE OF SAID PREMISES IS VESTED IN HOMER W. FLEAGtE AND CRYSTAL J.
FLEAGLE, HUSBAND AND WIFE, BY DEED FROM RICHARD C. EBERLY AND
ARLENE F. EBERLY, HUSBAND AND WIFE. DATED 01/30/l998, RECORDED
02/02/l998, IN DEED BOOK l7l, PAGE 560.
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WRIT,OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 01-2924 CIVil 19
CIVil ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
d dWells Fargo Home Mortgage, Inc., f/k/a
To satisfy the debt, interest an costs ue
Norwest Mortgage, Inc. , PLAINTIFF(S)
frnm Homer W. a~Crystal J. Fleagle, 5 Park Circle, Newville PA 17241.
(1) You are directed to levy upon the property of the defendant(s) and to sell
at 5 Park Circle, Newville PA 17241. (See attached
DEFENDANT(S)
Real estate located
legal description.)
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of
GARNISHEE(S) as follows:
and to notny the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) isfare enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the pol\session of anyone other
than a named garnishee, you are directed to notify him/herthat he/she has been added as a garniShee and is enjoined as above
stated.
Amount Due $103,487.10
Interest ~{~:~~ ri~rIM~k01 $;,~45.12
Atty's Comm
Atty Paid
Plaintiff Paid
%
LL
Due Prothy
Other Costs
$.50
$1.00
$12B.44
Date:
September 6, 2001
CURTIS R. LONG
. tc..J
Deputy
by:
REQUESTING PARTY:
Name Mark J. Udren, Esquire
Address:
1040 N Kings Highway, Ste 500
Cherry Hill NJ 08034
Plaintiff
Attorney for:
Telephone: (856) 482 6900
Supreme Court ID No. 04302
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rttAL t.~IArE 'SALE No. I~
un
Sept. 11. 2001
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interest in the real propf)('!Y
Gumberland County, Pa. i'nown
North Newton Tow~ship
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)'il'<ij,.....red as'
11~.~(;,itllJU ~
5 Park Circle
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and more fi!;: cc:cilK;~ Uti exhibit "A" flied ll~'::iJf
Newville
this writ and by this referencb . 'GurporateCl herein.
08t9:_ Seot. 11. 2001
By: q6~ SffV\l~ ,~
Real Estate Deputy
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REAL estATE SALE NO.19
Writ No. 2001.2924
Civil Term
Wells Fargo Home
Mortgage Inc. f/kIa
Norwest Mortgage, Inc.
,)VS'
Homer W. Fleagle and
Crystal J. Fleagle
Atty: Mark J, Udren
DESCRIPTION ;".1
ALL THOSE two certain trac~ of land situate .in
North Newton Township, Cumberland Countv.
P.~sylv'dnia, more parlit.:uJarly bounded and
rlescnbed as follows; together ".ith the
. !mprovemcntslhereonereCled;
TR.A.Cr NO, 1: BEGINNING at a point on the
north TIne of Park Circle Drive liS shown on the
hereinafter mentwned Plan oftois, wbich point is
, alline of LocNo. 2 on said Plan; thence by the
northern line of Park Circle, 30Uth seventy-one
(7l) degrees west, ninety (90) feet to a point at
line of land now or formerly of William Graham;
thence. by -saW land, nQrth twenty (20) degrees
thirty (30) minutes east, one hundred (100) feet to
: a point on the southern line of a 33.foot road;
thence by, the southern line of said road, north
seventy-one (71) dl,."t\:eseast, nincty (90) reel to a
: l;lOintat line orLol Ko. 2; thence by the line (If
-.Lohtf?" 2~, ~outh tWqnW 001, degrees thirty (301
mjh:u.t<<~,:w.e~~" nliietf(9()) feet',to.ri. point, the place
otBEGTh'N1J<lG. 0 .. , .. ,
:$~G: ,iciN'd::'1 <iti' the :Ptan (if' Ln:tS.,:~,nQ:Wll as
!-: 'ParK Cij'Ck, \i,lhicl1 Plan'is: ::e~.in t!l~:~:{ffke of
We, .Re,:.order of Deeus in' and Tor Ciiiri~rland
~ojiritY;inPlanBook 12,Page49. :::> "",
'fRAC! NO. 2: BEGINNJNG -at a p~mt bIL)he
north line of PlIIk Circle Drive as s'nov.-1l on the
hereinafter mentioned Plan of Lots, which poinl is
in t1!.e'dividingline betweenLnts No.1 and 2 as
shown on said Plan; said Lot No, 1 being now or
fOlmeriy owned by Jack E. Landis and Larene M
Landis. ,hi~ v.:ife; thence by SlllU d}viding line .and
, by theJllIe ()I other lands now or tormerly of Jack
E. Landis and Larene M. Landis, his wife, north
twenty (20) degrees thirty <30J minutes east, one
hundred (100) fe~toa point Olllhe southern line
of a 33-foot road; thence by the :mllthern line of
said road, north ~eventy-one f71) degrees east
.ninety (90) feet to a point in the dividing line
between Lots No.2 and 3, ~aid Lot No.3 being
awned now or formerly by F'o~er Nelson and
wife; thence by ~ld_dividingline and by lhe line
of land now or fomerly of Nelson, south twenty
(10) degrees thirty (30) min~te.~ west, one hundred
: {IDOl feet to the northerly line of Park Cude;
thence by same, south 'seventy-one 'Pi) degreC$
west, ninety (90) feet 10 the place of
BEGINNING. .
tWO lot No.2 on the Plan of Lols known as
Park Circle, which Plan is reCQrded in !be Office
, of the Recorder of DceJ~ in illld for Cumberland
Cuunty. in Plan BQ~k 12, Page 49,
BEL"G KNOWN as 5 Park Circle, Newville, PA
17241, .
PROPERTYID No.: 30-19-1683-017.
, TITLE. of said premhes is ve~1:ed in Homer W.
Fleagle and Crystal J. Fleagle, husband and wife,
by ~ from Richard C. Eberly and Adene E
. Eberly, husband and wife, da1ed 0J13,OIl998,
recorded 02/0UI99'S, ill Deed Book 171, Page
51iQ,
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16,1929
Commonwealth of Pennsylvania, County of Dauphin} ss
James L. Clark being duly sworn according to law, deposes and says:
That he is the Acounts Receivable Manager of The Patriot News Co., a corporation organized and existing
under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818
Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of I!lil
Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818
Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were
established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published
ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 23rd and 30th day(s) of October and the
6th day(s) of November 2001. That neither he nor said Company is interested in the subject matter of said printed
notice or advertising, and that all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin in Micellaneous Book "M",
Volume 14, Page 317. ~
PUBLICATION .,.. ..........,'......... ..,.., ''1'.,..,.,...,..,..,.....,......,.,..,.,..."...,.,....,..,...
COpy e .s 19th day. f Nov ber 2001 A.D.
NolllJlal Seal
S ALE #19 TollY l. Russell, Notal)/ Public
Harrtsbuf9, Daupl\ln County
My CoIl\IniSSIon ElqlIres June 6, 2002
, . NO ARY PUBLIC
Member, Penneyi'lanla _11O/l ot Notaries
My commission expires June 6, 2002
CUMBERUlND COUN1Y SHERIFFS OFFICE
CUMBERUlND COUN1Y COUffiHOUSE
CARLISLE, PA. 17013
.
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates $
Probating same Notary Fee(s) $
Total $
316.15
1.50
337,65
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
B~..,.,.,.,..............".,...,.,.,.......,....,.,......,..........
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NUL 1I!liM1'E SALE NO. 19
Writ No. 2001-2924 Civil
Wells Fargo Home Mortgage, Inc
f/k/a Norwest Mortgage, Inc.
vs.
Homer W. Fleagle and
Crystal J, Fleagle
Atty.: Mark J. Udren
ALL TIIOSE 1WO CERTAIN tracts
of land situate in North Newton
Township, Cumberland County.
Pennsylvania, more particularly
bounded and described as follows;
together With the improvements
thereon erected;
TRACT NO. I:
BEGINNING at a point on the
north line of Park Circle Drive as
shown on the hereinafter mentioned
plan of lots, which point is at line of
Lot No. 2 on said plan: thence by
the northern line of Park Circle,
South seventy-one (71) degrees
West, ninety (90) feet to a point at
line of land now or formerly of WU-
l1am Grall=: thence by said land,
North twenty (20) degrees thirty (30)
minutes East, one hundred (100)
feet to a pOint on the southern line
of a 33-foot road; thence by the
southern line of said road. North
seventy-one (71) degrees East.
ninety (90) feet to a point at line of
Lot No, 2: thence by the line of Lot
No.2, South twenty (20) degrees
thirty (30) minutes West. ninety (90)
feet to a point, the place of begin-
ning.
BEING Lot No. I on the plan of
lots known as Park Circle. which
plan 1s recorded in the Office of the
. Recorder of Deeds in and for
. Cumberland County, in Plan Book
12, Page 49.
TRACT NO.2:
, BEGINNING at a poInt on the
North line of Park Circle Drive as
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::lUUWH Ull ul ..l.t::J.Clhdit.Cl lllt;HUU.Lltu
plan of lots, which point Is in the
dividing line between Lots No. I and
2 as shown on said plan: said Lot
No.1 being now or formerly owned
by Jack E. Landis and Larene M.
Landis, his wife: thence by said di-
viding line and by the line of other
lands now or formerly of Jack E.
Landis and Larene M. Landis. his
wIfe, North twenty (20) degrees
thirty (30) minutes East, one hun-
dred (100) feet to a point on the
southern line of a 33-foot road;
thence by the southern l1ne of said
road, North seventy-one (71) degrees
East, ninety (90) feet to a point in
the dividing line between Lots No.
2 and 3, said Lot No.3 being owned
now or formerly of Foster Nelson
and wlfe: thence by said dividing
line and by the l1ne of land now or
formerly of Nelson. South twenty
(20) degrees thirty (30) minutes
\-Vest. one hundred (100) fect, to the
northerly line of Park Circle: thence
by same, South seventy-one (71)
degrees West, ninety (90) feet to the
place of beginnlng.
BEING Lot No, 2 on the plan of
lots known as Park Circle, which
plan is recorded in the Office of the
Recorder of Deeds in and for
Cumberland County, in Plan Book
12, Page 49.
BEING KNOWN AS 5 Park C1rcle
Newv1lle, PA 17241. '
PROPERlY ID NO,: 30- 19- 1683-
017.
TITLE OF SAID PREMISES IS
VESrED IN Homer W. Fleagle and
Crystal J. Fleagle, husband and
wife, by Deed from Richard C, Eb-
erly and Arlene F. Eberly. husband
and wlfe. Dated 01/30/1998, Re-
corded 02/02/1998, in Deed Book
171, Page 560.
,Ii.,
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PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATEOFPENNSYLVANIA :
ss.
COUNTY OF CUMBERLAND :
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues ofthe said Cumberland Law
Journal on the following dates,
V1Z:
October 12, 19,26,2001
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
~
t
SWORN TO AND SUBSCRIBED before me this
26 day of OCTOBER. 2001
NOTARIAl.. SEAl:
LOIS E. SNYDER. Nllla!}l Public
Carlisle !loro, Cumllllrlalld County
My CommIssion Expires March 5, 2005
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