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Home My WebLink About01-03223 f '.:..w._. ~ '= -~, , . . ,- ~', \ HOMESIDE LENDING, INC. Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW vs. PAULD.DANKOWSKY AND MELINDA S. DANKOWSKY ACTION OF MORTGAGE FORECLOSURE Defendants ()l- ~).).J ~ TillS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court If you wish to defend against the claims set fOlih in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are wamed that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Comt without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS POPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 A VISO LE RAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y A VISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU P ARTICIP ACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMAND ANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U 01ROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 ~E: ~py 717-249-3166 " ""'. FROM',ReCORD In Testh)it)w1yWhereof, I h8teunto set my hand .'~ thesealot said Court (~iSl8. Pa, d11 ' ,., ~tf-v ( o<Jr jh 1 ~.~ '. '" '-= ~ J \ HOMESIDE LENDING, INC., Plaintiff : IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. PAUL D. DANKOWSKY AND MELINDA S. DANKOWSKY, Defendants CIVIL ACTION LAW : ACTION OF MORTGAGE FORECLOSURE THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The undersigued attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity ofthe aforesaid debt or any portion thereof owing to the Plaintiff, the undersigued attorney will assume that said debt is valid. If the Debtor notifies the uudersigued attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the uudersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the uudersigned attorney within said thirty (30) day period, the uudersigued attorney will provide debtor with the name and address ofthe original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, P A 17102 (717) 234-4178 Attorney LD.# 15700 Attorney for Plaintiff }'..... ~. j;jl , -".~ l""",_a.,-,...,,,",,,,- HOMESIDE LENDING, INC., Plaintiff vs. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW PAUL D. DANKOWSKY AND MELINDA S. DANKOWSKY, Defendants : ACTION OF MORTGAGE FORECLOSURE COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, HOMESIDE LENDING, INC., is a Corporation, with an address of 8120 NATIONS WAY, BUILDING 100, JACKSONVILLE, FLORIDA 32256. 2. Defendant, PAUL D. DANKOWSKY, is an adult individual, whose last known address is 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLV ANlA 17013. Defendant, MELINDA S. DANKOWSKY, is an adult individual, whose last known address is 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLVANIA 17013. 3. On or about, December 13, 1996, the said Defendants executed and delivered a Mortgage Note in the sum of $102,100.00 payable to HOMESIDE LENDING, INC. The Said Note is not accessible to Plaintiff and is believed to have been lost. In further answer thereto, a copy is believed to be in the possession ofDefend~ts Plaintiff also avers that the within Mortgage Foreclosure complaint is based upon the Mortgage and that the attachment of a copy of the Note is unnecessary pursuant to Rules 1019(h) and 1141(a) of the Pennsylvania Rules of Civil Procedure. 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office ofthe within County and Commonwealth conveying to original Mortgagee the subject premises. The Said Mortgage is incorporated herein by reference. 5. The land subject to the Mortgage is: 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLVANIA 17013. ~~ ~-~~~,. " ~ '~_M~~ - ~ ~~ U -A....... 'M ~', _~"""""_..,,",, 6. The said Defendants are the real owners of the property. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on January 0 I, 2001 and all subsequent installments thereon, and the following amouuts are due on the Mortgage: . UNPAID PRINCIPAL BALANCE $97,985.93 Interest at $23.15 per day From 12/01/2000 To 06/01/2001 (based on contract rate of8.625%) $4,213.30 Accumulated Late Charges $150.20 Late Charges $37.56 From 01/01/2001. to 06/01/2001 $225.36 Escrow Credit $66.71 Attorney's Fee at 5% of Principal Balance TOTAL $4,899.30 $107,407.38 **Together with interest at the per diem rate noted above after Juue 01, 2001 and other charges and costs to date of Sheriff s Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale. Ifthe Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgement has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No.6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members of the Armed Forces ofthe United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. .' ~ "M , w~lia,-' ... \ 11. The within Mortgage is insured by the Federal Housing Administration under Title II ofthe National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 8.625% ($23.15 per diem), together with other charges and costs including escrow advances incidental thereto to the da Sheriff s Sale and for foreclosure and sale of the property within described. By: PURCELL, KRUG & HALLER Leon P. Haller, Esquire Attorney for Plaintiff LD. # 15700 1719 N. Front Street Harrisburg, PA 17102 (717-234-4178) ~,' .~ . "' ,"I "._J.,,-., . ,-.. ;~--""\. .I \ . COMPANY NAME: IDffiIIE IEN:lIN:i, oc. VERIFICATION . I verify that the statements made in the foregoing Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Dated M\Y 22, 2001 " By \v~t:Yt~ JVJ Jj JJ.lw-- Title Leanne Galvin,Vice President O' ,,~'~'_-M- ~ . . ',~. . , _.1.- , :, ,~-- -,'~ '~~li . . , HOMESIDE LENDING, INC. Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. CIVIL ACTION - LAW PAULD.DANKOWSKY AND MELINDA S. DANKOWSKY ACTION OF MORTGAGE FORECLOSURE Defendants Df ~ :3 :n3 ~ TillS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to' defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint offor any other claim orrelief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS POPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 A VISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y A VISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUlER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU P ARTICIP ACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 TRlJE WPY FROM ReCORD 717-249-3166 In Testimony Whereof. I here uiito Sat my hand ~:t;~ ofi!~I...~:;z~, ~l~ ~O '" < ,~ _J_ _,_,__" ~ , ~, "'L-:"', -""",_'," ."~~~,-,, r HOMESIDE LENDING, INC., Plaintiff : IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. PAUL D. DANKOWSKY AND MELINDA S. DANKOWSKY, Defendants CIVIL ACTION LAW : ACTION OF MORTGAGE FORECLOSURE THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amouut of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity ofthe aforesaid debt or any portion thereof owing to the Plaintiff, the uudersigned attorney will assume that said debt is valid. If the Debtor notifies the uudersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the uudersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail sanle to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address ofthe original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, P A 171 02 (717) 234-4178 Attorney LD.# 15700 Attorney for Plaintiff d '~o=lIo.i - ..,. " " -" 1-.... -~" " -~' ~ -,'" '-'J'_ ,~ d"' '''"' ~, ~_,,\,,_: > HOMESIDE LENDING, INC., Plaintiff vs. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW PAUL D. DANKOWSKY AND MELINDA S. DANKOWSKY, Defendants : ACTION OF MORTGAGE FORECLOSURE COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, HOMESIDE LENDING, INC., is a Corporation, with an address of 8120 NATIONS WAY, BUILDING 100, JACKSONVILLE, FLORIDA 32256. 2. Defendant, PAUL D. DANKOWSKY, is an adult individual, whose last known address is 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLV ANlA 17013. Defendant, MELINDA S. DANKOWSKY, is an adult individual, whose last known address is 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYL V ANlA 17013. 3. On or about, December 13, 1996, the said Defendants executed and delivered a Mortgage Note in the sum of$102,100.OO payable to HOMESIDE LENDING, INC. The Said Note is not accessible to Plaintiff and is believed to have been lost. In further answer thereto, a copy is believed to be in the possession ofDefendanjs Plaintiff also avers that the within Mortgage Foreclosure complaint is based upon the Mortgage and that the attachment of a copy of the Note is unnecessary pursuant to Rules 1019(h) and 1141 (a) of the Pennsylvania Rules of Civil Procedure. 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office ofthe within Couuty and Commonwealth conveying to original Mortgagee the subject premises. The Said Mortgage is incorporated herein by reference. 5. The land subject to the Mortgage is: 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLVANIA 17013. .,,~=J1l-1Xi!i!.. ~d....> - "" .... ~.'~>Ii-'~0Iffi>h'-' 6. The said Defendants are the real owners of the property. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on January 01, 2001 and all subsequent installments thereon, and the following amounts are due on the Mortgage: UNPAID PRINCIPAL BALANCE $97,985.93 Interest at $23.15 per day From 12/01/2000 To 06/01/2001 ( based on contract rate of 8.625%) $4,213.30 Accumulated Late Charges $150.20 Late Charges $37.56 From 01/01/2001 to 06/01/2001 $225.36 Escrow Credit $66.71 Attorney's Fee at 5% of Principal Balance TOTAL $4,899.30 $107,407.38 **Together with interest at the per diem rate noted above after Juue 01, 2001 and other charges and costs to date of Sheriff s Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgement has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclose and-accelerate the loan balance pursuant to Pennsylvania Act No.6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. -", ~~ ",~, .,he_ -" !ii.~",j_,' . 11. The within Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 8.625% ($23.15 per diem), together with other charges and costs including escrow advances incidental thereto to the da Sheriff s Sale and for foreclosure and sale of the property within described. By: PURCELL, KRUG & HALLER Leon P. Haller, Esquire Attorney for Plaintiff LD. # 15700 1719 N. Front Street Harrisburg, PA 17102 (717-234-4178) , .- - ~--~ -> " ..""'~' '" 0' ~p , __ ~'~t~&if'" , . COMPANY NAME: IDffiIE IENJIN:;, oc. VERIFICATION . I verify that the statements made in the foregoing Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Dated M\Y 22, 2001 " By 0~C1~ Ml Jj clD'vL Title Leanne Galvin,Vice President '-'-.:tlf;il~*llilllf _~~~~~~!M,'W~i"Mi~*i;!I!;,-,,:<a'.l\0;"'::,1"iliill!illil!5~ 'li{O ~ioio- -'ltiiililU.t:di r-/ )tJ? l ("<~P~'Jd II "~,I ^ -1 I ,I', "-" '1~i'l" i'.'ii, ......, In, W~ BO 01 62 lVW . _.'~ ~M> I ~ - ";"""'ll~~' 3&~WfE 'c' I~ k . . I I,; I, @~ lfifU 22J (~ .[ln1 '. " r ''CiiiLHliolMIi;, , HOMESIDE LENDING, INC. Plaintiff IN TUE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW VS. PAULD.DANKOWSKY AND MELINDA S. DANKOWSKY ACTION OF MORTGAGE FORECLOSURE Defendants 0/-0).13 Cux;L TillS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are wamed that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE TIllS pOPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTIl BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, pA 17013 717-249-3166 A VISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS pERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESpONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y A VISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL pUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REpONDE A ESTA DEMANDA, SE PUEDE pROSEGUIR CON EL PROCESO SIN SU P ARTICIP ACION. ENTONCES, LA COUTE pUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMAND ANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS pROVISIONES DE ESTA DEMANDA. pOR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA pERDER DINERO, pROPIEDAD U OTROS DERECHOS IMpORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE,PA 17013 TAlIe (,,(). i 717-249-3166 '" T8SIImony Py FROM ReCORD alld Whereof, I here unto set ft'lU ....... r: .. 0# said Court at Cartlsfe '''1 '-IIU !.Ja. -"- ,- ~ ~ - , ,~. , ,;, '.~fI~ 'J::~~;,>;0', ~ , , HOMESIDE LENDING, INC., Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. PAUL D. DANKOWSKY AND MELINDA S. DANKOWSKY, Defendants : CIVIL ACTION LAW : ACTION OF MORTGAGE FORECLOSURE THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The uudersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amouut ofthe debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity ofthe aforesaid debt or any portion thereof owing to the Plaintiff, the uudersigned attorney will assume that said debt is valid. If the Debtor notifies the uudersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the uudersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, P A 171 02 (717) 234-4178 Attorney LD.# 15700 Attorney for Plaintiff ,- j-.......:. """"'-'''~'''"''''~'~-''~~,",,~'''M_,''!ii.., -' " \ HOMESIDE LENDING, INC., Plaintiff vs. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA CIVIL ACTION - LAW PAUL D. DANKOWSKY AND MELINDA S. DANKOWSKY, Defendants ACTION OF MORTGAGE FORECLOSURE COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, HOMESIDE LENDING, INC., is a Corporation, with an address of 8120 NATIONS WAY, BUILDING 100, JACKSONVILLE, FLORIDA 32256. 2. Defendant, PAUL D. DANKOWSKY, is an adult individual, whose last known address is 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLVANIA 17013. Defendant, MELINDA S. DANKOWSKY, is an adult individual, whose last known address is 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLVANIA 17013. 3. On or about, Decem.ber 13, 1996, the said Defendants executed and delivered a Mortgage Note in the sum of$102,100.00 payable to HOMESIDE LENDING, INC. The Said Note is not accessible to Plaintiff and is believed to have been lost. In further answer thereto, a copy is believed to be in the possession of Defendanj:s Plaintiff also avers that the within Mortgage Foreclosure complaint is based upon the Mortgage and that the attachment ofa copy of the Note is uuuecessary pursuant to Rules 1019(h) and 1141(a) of the Pennsylvania Rules of Civil Procedure. 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within Couuty and Commonwealth conveying to original Mortgagee the subject premises. The Said Mortgage is incorporated herein by reference. 5. The land subject to the Mortgage is: 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLVANIA 17013. -.= " - ~..."~ .., .i " -""""';"-~il:k,'''?~-'fl',-, . , 6. The said Defendants are the real owners of the property. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installmeut due on January 01, 2001 and all subsequent installments thereon, and the following amouuts are due on the Mortgage: UNPAID PRINCIPAL BALANCE $97,985.93 Interest at $23.15 per day From 12/01/2000 To 06/01/2001 (based on contract rate of 8.625%) $4,213.30 Accumulated Late Charges $150.20 Late Charges $37.56 From 01/01/2001 to 06/01/2001 $225.36 Escrow Cre.dit $66.71 Attorney's Fee at 5% of Principal Balance TOTAL $4,899.30 $107,407.38 **Together with interest at the per diem rate noted above after June 01, 2001 and other charges and costs to date of Sheriffs Sale. The attorney's fees set f011h above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale. Ifthe Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgement has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No.6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. ~~-, .;"~W'l->i) ,. . ,Ii , , 11. The within Mortgage is insured by the Federal Housing Administration under Title IIofthe National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 8.625% ($23.15 per diem), together with other charges and costs including escrow advances incidental thereto to the da Sheriff s Sale and for foreclosure and sale of the property within described. By: PURCELL, KRUG& HALLER Leon P. Haller, Esquire Attorney for Plaintiff LD. # 15700 1719 N. Front Street Harrisburg, PA 17102 (717-234.4178) " ,-. - , .l ,-" -'-"'":b:'''"---~'"''''' tr&i'., . , \ COMPANY NAME: fD.ffiIIE IEN:llN;, oc. VERIFICATION ~ I verify that the statements made in the foregoing Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Dated M\Y 22, 2001 , By ~~Ut~ JVll ~ LAlw--- Title Leanne Galvin,Vice President -: "M:ITiiiliWi_~~~if~M!iiti_i'lliti'_,"",,,,,;,.,,*tt!Ma~OOm~ln!'fiii .,',:.....=...",.iiu:llliililfJ[J1 . ~ -u""'~ ~"~. .0 "'ff:.;..r J '<-, ~'< ~ ~,~_""'...,~,.~,.. ,'""',~"t.,'~'"..',b .' '. .~_ ~_ , ';1\""'''-1 ! <:::i :.;'d J ;" 'i ,\ 1'> -.." '1.:1' . '1 '~I '1 n 11\1 80 rq 6Z IVH ,,-. il!~ U. UNfit', : ;,; ,_, "!-in:! .:IJU;2liS:;:< j[ :;'1a:!o , - - , ,,<,,-" , ,\'" '\.>" -.; i ~ \flfil '.221 ~ Lf\fil t.J ,', " ;j.:~ 'ft,~ 'v g< ~- ~-" :'-~' ,_J. '. '~~"".' SHERIFF'S RETURN - NOT SERVED . CASE NO: 2001-03223 P COMMONWEA~TH OF PENNSYLVANIA COUNTY OF CUMBERLAND HOMES IDE LENDING INC VS DANKOWSKY PAUL D ET AL R. Thomas Kline , Sheriff , who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT , to wit: DANKOWSKY MELINDA S but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT - MORT FORE NOT SERVED , as to the within named DEFENDANT , DANKOWSKY MELINDA S STOPPED SERVICE PER STACY. COMPLAINT AMMENDED. Sheriff's Costs: Docketing Not Served Affidavit Surcharge 6.00 5.00 .00 10.00 .00 21.00 PURCELL,K 05/30/2001 COUNTY HALLER Sworn and subscribed to before me this 2~ ~ day o~ :;l"V1 A.D. . ~o~a~U' ~ -~ ,--" . , ~",5_ ~~ "....'-'''''',~.~ , ~if","",_1 SHERIFF'S RETURN - NOT SERVED CASE NO: 2001-03223 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND HOMES IDE LENDING INC VS DANKOWSKY PAUL D ET AL R. Thomas Kline , Sheriff , who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT , to wit: DANKOWSKY PAUL D but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE NOT SERVED , as to the within named DEFENDANT , DANKOWSKY PAUL D STOPPED SERVICE PER STACY.AMENDING COMPLAINT. Sheriff's Costs: Docketing Not Served Affidavit Surcharge 18.00 5.00 .00 10.00 .00 33.00 PURCELL, 05/30/2001 COUNTY HALLER Sworn and subscribed to before me this .U~ IC: day of qA.A- ~I A.D. n. ..... Q n,..OP...J I ~ff 'prtd':onotary ,.'^ '"' ""l--'-- ,',_c . "." ~ _" ,~-"':e~" 0., " .J__.;,;; ^ ,,--~ ... - , \lV/V '" IJ 2001' HOMESIDE LENDING, INC. IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA vs. CIVIL ACTION - LAW PAUL D. DANKOWSKY AND MELINDA S. DANKOWSKY NO. 2001-03223 IN MORTGAGE FORECLOSURE Defendants o R D E R AND NOW, this '7~ day of <7" ~ , 2001, leave is granted to Plaintiff to amended the caption in the above case to reflect the correct name of Defendant as Melinda Sue Dankowsky a/k/a Melinda Sue Anderson rather than Melinda S. Dankowsky and the Cumberland County Sheriff's Office and Prothonotary's Office are directed to change their dockets and records accordingly. BY THE COURT: $L J. ~ ~ . .... ;~mM_~~.~t~ c -~ "";;:'~~_:llii~j:lirW~~'1i~ill.jiulii_~";: [LU!m Jlll _ ill .~ ",,_ ",'"' "'~',,, ",., ,M ~ ~',,~", " " ~, .__,' .<~'>'~ 'lli.I.a" .,d',' . - "",,\,'"J,:J ,. ,~.-\\t_-,\",;,"I..:,.",r,\0('\ ",' "~"\ I....'~ \'" "" \ \,,J '-:-j\'>~" (\: :'\t ,-",~~,':', ",',~ ~ -~ "" , . r\ (' y\~\' \" < , '0 _, "',' ., ~~, ~'" ,..'-~ i!~,' ~ - . HOMES IDE LENDING, INC. IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA vs. CIVIL ACTION - LAW PAUL D. DANKOWSKY AND MELINDA S. DANKOWSKY NO. 2001-03223 IN MORTGAGE FORECLOSURE Defendants MOTION TO AMEND NAME OF DEFENDANT, MELINDA S. DANXOWSICY , TO MELINDA SUE DANXOWSKY AIKIA MELINDA SUE AlIlDERSON 1. Plaintiff, Homeside Lending, Inc., heretofore filed a Mortgage Foreclosure Complaint in the above case. 2. Defendant is listed as Melinda S. Dankowsky. 3. The mortgage documents refer to the correct name of Defendant as Melinda Sue Dankowsky a/k/a Melinda Sue Anderson. WHEREFORE, Plaintiff requests that it be allowed to amend the caption to reflect the correct name of Defendant as Melinda Sue Dankowsky a/k/a Melinda Sue Anderson rather than Melinda S. Dankowsky. PUR~HALLER By: -7 Leon P. Haller 1719 North Front Street Harrisburg, PA 17102-2392 (717) 234-4178 Attorney ID #15700 Attorney for Plaintiff Dated: June 7, 2001 0'<". '-.'/-' ~, " "L, ,,'''' .'-" "0'-';-'- '0,",- ''-' __\~ ~ .. . - . VERIFICATION I verify that the statements made in the foregoing Motion to Amend Name of Defendant are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. ~4904 relating to unsworn falsification to authorities. <J ~- Leon P. Hall r Dated: June 7, 2001 1>1 --, 0-"" '-"':";"_,_ ~,;," --' ,'_,-'--,^ cE_, .--^":'i J .... . . HOMESIDE LENDING, INC. IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW vs. NO. 2001-03223 PAUL D. DANKOWSKY and MELINDA S. DANKOWSKY IN MORTGAGE FORECLOSURE Defendants P RAE C I P E TO THE PROTHONOTARY: Kindly reinstate the Complaint in the above captioned action. PURCELL, KRUG & HALLER BY'~ Leon P. aller 1719 North Front Street Harrisburg, PA 17102-2392 (717}234-4178 Attorney ID #15700 Attorney for Plaintiff Dated: August 9, 2001 l Jm;;~if_~Uilb"'~~'-Ril.~~'j~ -"'if~~~.:.,tjt -,'~~ '1IIliI!lnW~ .. . . .... c e-; '~ Ii ~ ~ .' i 0 C,} r. C ':-;~ ~ "'" '" -rJtU c:: -,' ~[~~ G"J ~ ..,.;;....-,_1 zr-" ~~f: Cl '.j ~c '" 'r, -.--.,-, ~o ....;.f. c-=,)-;:-::.:: --0 ~ E)r4 )>c -I Z ,- ):."..- =<! :JJ f'0 -< >~ ..~,_'"_ _,' _.~ _~ _. _,"_~ '''O_'''~_'_'" ",_~.~"",,,~'.," ,,"~." =_~" ~"~~" , , "~ ~, --- ,--'"~,. ~~ "~ ~ w-":J' r:' '~-''Iiiii\,,' SHERIFF'S RETURN - REGULAR CASE NO: 2001-03223 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HOMES IDE LENDING INC VS DANKOWSKY PAUL D ET AL DAVID MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon DANKOWSKY PAUL D the DEFENDANT , at 0020:51 HOURS, on the 13th day of August , 2001 at 9 WILTSHIRE WEST STREET CARLISLE, PA 17013 by handing to PAUL D. DANKOWSKY a true and attested copy of COMPLAINT - MORT FORE together with REINSTATED WITH NOTICE and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 3.25 .00 10.00 .00 31.25 ~~~-t:~ R. Thomas Klin . 08/14/2001 PURCELL, KRUG & HALLER Sworn and Subscribed to before By: ~~~.. Deputy Sherif ~ me this J 7 't: day of ~ ~~D~ ,_ O. ~ P othonotary . " - ". "'.,;' -. "~,' , , ~, .c- , '. ~ -.' 1 ,- , '~-~ . ,. ~. HOMESIDE LENDING, INC. Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL V ANlA v. NO. 2001-03223 PAUL D. DANKOWSKYand MELINDA SUE DANKOWSKY aJkJa/ MELINDA SUE ANDERSON: Defendants CML ACTION - LAW IN MORTGAGE FORECLOSURE PRELIMINARY OBJECTIONS OF DEFENDANT PAUL D. DANKOWSKY MOTION FOR A MORE SPECIFIC PLEADING PURSUANT TO PA.R.CIV.P.I028(a)(3) 1. The complaint in the captioned action purports to be a complaint in mortgage foreclosure. 2. The Plaintiffhas attached neither a copy of the alleged mortgage nor a copy of the note that uuderlies it, to its complaint. 3. Contrary to the Plaintifl's assertion, Defendant Paul D. Dankowsky has neither a copy of the mortgage nor a copy ofthe note in his possession. 4. In paragraph seven of its complaint, Plaintiff purports to calculate the amouut that is due, but does not disclose how it is calculates the per diem interest rate, the purported late charges that are due or the alleged uupaid prinicipal balance. 5. Without the information desco"bed in the previous paragraphs hereof, Defendant Paul D. Dankowsky is unable to adequately defend himself in the captioned action; Defendant Paul D. Dankowskytherefore believes and avers that the Court needs to order Plaintiff to amend its complaint in a manner that would provide the information that is missing. WHEREFORE, Defendant Paul D. Dankowsky requests this Honorable Court to enter an Order requiring Plaintiff to amend its complaint to provide the information that is missing as detailed " I ,~-~ ~ ,- '"c'~ . . .. above and, upon Plaintiff's failure to do so, to dismiss that captioned action, and to provide any other relief this Court deems appropriate. ~i. ;),7, ;;ro I ate ~ 2 ""..J ,'~" '" ' " ' ~' "' --"li " HOMESIDE LENDING, INC. Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 2001-03223 PAUL D. DANKOWSKYand MELINDA SUE DANKOWSKY aIkIaJ MELINDA SUE ANDERSON: Defendants CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE I, Anthony T. McBeth, Attorney for Defendant Paul D. Dankowsky, hereby certuythat I have served the attached document by placing same in the United States mail, first class, postage pre-paid addressed as follows: Leon P. Haller, Esquire Purcell, Krug & Haller Attorneys for Plaintiff 1719 North Front Street Harrisburg, P A 17102 ;}eo I Anthony T. Attorney fi r D 407 North St., First Floor Harrisburg, PA 17101 (717) 238-3686 Supreme Court LD. # 53729 ~~m~';Iii!.mll!'M!l,~@l!i!!illf..~_il!'<"?i'-..illWj"jf;\''''-'U'''''-~\'%;.''''f,i'.M1iJ,f.;",,,,~1.;i,:!4!,'i;9Ii1Jh>!;j..q,j;i;;1l~{1Nii\;i!<iIIlfIH~~~"'~" P0 .. -..",~," -~ "., "~,' ~~~""'~-"<,~"=-" j, - ,-. - ~&d. . Ii il i' ,I Ii j'! u t-; !i 0 Co" -~) C -0 .:,~ ~ III r ,'~ - -. , .:;") .' ?:t 1'-,) ~~: C'''', r.::: \~ ~, -'1,:::r ~gt? ).c ~, '.---' z ..''; :;J ,~-) ., , \ 0 :;'] -<.' ,~ ~.o 0 . ,- ''"--'_';'~''._",:",;,,~,'>.. "'"..A"_~~_, _ _'"~.,, HOMES IDE LENDING, INC. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff CIVIL ACTION - LAW vs. NO. 2001-03223 PAUL D. DANKOWSKY AND MELINDA SUE DANKOWSKY a/k/a MELINDA S. ANDERSON IN MORTGAGE FORECLOSURE Defendants ACCEPTANCE OF SERVICE I, Jane Alexander, Esquire, hereby accept service of the Complaint on behalf of Defendant, Melinda Sue Dankowsky a/k/a Melinda Sue Anderson, in the above captioned action. Dated: ~dol ~~_~I~miIiiiltl~.~__~~foiN~ - ~v ,:;k,~~o'" .J """"-""""',,,,",_,,~ ,>_"1"'1""'_0 '9'#~' - ~,.".~~""~,~,,,__ ~,-> ->Y, -MY",~. 'W' ,_,", ^.. 'itiildtliillliil " o ~~ -OCF: rlli''!; Z:T', ZL_ 0:'~; f .... ~__' :::........ ~~ :;;i ~-~ .. ,.'~ <, '-",,~' .-- 11 r, II ;,~ --:;-) ::_~) <=> -",::; en c.o -, ~ ' ~ -'. '"-~,__,,,,_n .--..":-,-",,,J; ".oJ.,';;_;', _' ""'"' :'-, HOMESIDE LENDING, INC. Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL V ANlA VS. CML ACTION - LAW PAUL D. DANKOWSKY AND MELINDA SUE DANKOWSKY a/k/a MELINDA SUE ANDERSON ACTION OF MORTGAGE FORECLOSURE Defendants NO. 2001-03223 TIDS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE TIllS POPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT RAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LffiERTY AVENUE CARLISLE, P A 17013 717-249-3166 A VISO LE RAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y A VISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQillER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU P ARTICIP ACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSffiLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OlROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LffiERTY AVENUE CARLISLE, PA 17013 717-249-3166 ~~ .-~~ "- - ,.-;---;.,,~' '; -o',~, -'" ,,;,>",,.,,.,' 'h -,,'-';"',-,1;,', "..,;-",-", ,~<_V," HOMES IDE LENDING, INC., Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA vs. PAUL D. DANKOWSKY AND MELINDA S. DANKOWSKY, Defendants : CML ACTION LAW : ACTION OF MORTGAGE FORECLOSURE NO. 2001-03223 THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The uudersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amouut of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the uudersigned attorney will assume that said debt is valid. If the Debtor notifies the uudersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the uudersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the uudersigned attorney within said thirty (30) day period, the uudersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Attorney LD.# 15700 Attorney for Plaintiff ~. """" '-~--'" ~'"'"";""~",-,~~,,,, "."" ---, HOMESIDE LENDING, INC., Plaintiff vs. : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : CIVIL ACTION - LAW PAUL D. DANKOWSKY AND MELINDA SUE DANKOWSKY a/k/a MELINDA SUE ANDERSON : ACTION OF MORTGAGE FORECLOSURE NO. 2001-03223 Defendants AMENDED COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, HOMESIDE LENDING, INC., is a Corporation, with an address of 8120 NATIONS WAY, BUILDING 100, JACKSONVILLE, FLORIDA 32256. 2. Defendant, PAUL D. DANKOWSKY, is an adult individual, whose last known address is 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLVANIA 17013. Defendant, MELINDA SUE DANKOWSKY a/k/a MELINDA SUE ANDERSON, is an adult individual, whose last known address is 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLVANIA 17013. On or about, December 13, 1996, the said Defendants executed and delivered a Mortgage Note in the sum of$102,100.00 payable to FIRST TOWN MORTGAGE CORPORATION, a copy of said Note attached hereto md made a part hereof as Exhibit "A". 3. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office ofthe within Couuty and Commonwealth conveying to original Mortgagee the subject premises. A copy of said Mortgage is attached hereto md made a part hereof as Exhibit "B". Said Mortgage was subsequently assigned to Homeside Lending, Inc. as recorded in the aforementioned Couuty on May 29, 1997, recorded in Misc. Book 548, Page 780. Said Assignment of Mortgage is incorporated herein by reference. 4. The land subject to the Mortgage is: 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLVANIA 17013, and is more particularly described in Exhibit"C" attached hereto and made a part hereto. ~ " "'0 , , t-," '_'v-v." -" '--j;"","' ,-, _. - '-"'A"'. __<;--<i,-",,~ .~'-, " '-"c' ' 5. The said Defendants are the real owners of the property. 6. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on January 01, 2001 and all subsequent installments thereon, and the following amouuts are due on the Mortgage: UNPAID PRINCIPAL BALANCE Interest at $23.15 per day From 12/0112000 To 06/0112001 (based on contract rate of8.625%) $97,985.93 $4,213.30 Accumulated Late Charges $150.20 Late Charges $37.56 From 0110112001 to 06/01/2001 $225.36 Escrow Credit $66.71 Attorney's Fee at 5% of Principal Balance TOTAL $4,899.30 $107,407.38 **Together with interest at the per diem rate noted above after Juue 01, 2001 and other charges and costs to date of Sheriffs Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgement has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No.6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. 1M ,-" '<-,'- "..""-?.',,.. -'-'''',--"~,,^,,-,i..;-~;~_ ", -LOI'.~ 11. The within Mortgage is insured by the Federal Housing Administration uuder Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amouut due together with interest at the rate of 8.625% ($23.15 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff s Sale and for foreclosure and sale of the property within described. By: ~ PURCELL, KRUG & HALLER LeonP. Haller, Esquire Attorney for Plaintiff LD. # 15700 1719 N. Front Street Harrisburg, PA 17102 (717-234-4178) ~_ ~ - ~"4f1!d:",~~ . ~ Mullislsl. ADJUSTABLE RATE 4700945589 NOTE '1iii.-c.;.N.-'-- ....--i C 4:41.~~ll9202 i cr.. Dec<<mber 13. 1996 lDalel 9 Wlt.TSHXaB WBST, CAa~I:SLl, 1'7013 )~' COUNTY OJ' CWQberl/IAd.J pennsylvania tpropcny Addrtcu] ~~ '. - ~r v: 1. PARTIES ::.:..- . "Borrower~ means each person sifning 81lheend armis Note. and the per. 's SutUSSQrs und aSSign:;; "Lender' means ,xaST TOWlf IIOB.TGAGB C:ORi'CRATION aud its Sl,.CCC$SOrs and assips. l.11OllROWER': PROMISE TOHY; INTElIllIlT In return for a loan received from ..endur. BOllo\\'er promises \0 pay the principal sum of 0Na HUNDIUID TWO TBOO'BNm ORB IlUUDllBD & 00/100 Dollars (U.S. $ 102,100.00 ). plua interest, 10 &be order of Lender. Interest \\ ill be charged on unpaid principal. Croanmeda&eofdisbursemoPtoflbek.anproc:eedsbyLeadcr.atarateof BU AHD OD.llAL.. ......nl ( &.500 'k) .... year IIIIIlJ the full amounl of priRtipal has been paid. The inlerest rate may change in _wilb~hS(C)oflbbNote. 3. P1\OMlSE TO PAY SECIlRED Borrower., promise lOp&)" ill secu:ed by a mortgage. deed O{CUS( o!'simiJar securicy instrument that is dated lhc same date as dd. Note and calkd &be. "$eQuil)' ImilUmeAL" Thal Security lnsll'Ument prolCCts the Lender from losses which might result if Borrower deC'll,lits under IIlis Note. Il/I 4. MANNER OF PAYMENT (A) Time Bonowcr shall make a plyn.enl of principal and interest 10 Lender on the firsl day of cadi month beginning on '."nary 1 . U97. Any principal and inwest remaimng on lhe first day of January 2027 . wiU be due 00 IIw dale. which is called the "Mawrily Date." (B)l'Wu Paymcal sbaIt be made lit ~1 ,'l8T TOWII IIOll'rGI\GB CORPOAATION 400 IHTBRSTATB NOtrrK 'BW1'., sn 1100, A'J'LAN'1'A. GA 3033pr at such o1hl''[ plac~ as Lender may designate in wriung by _0 10 llorrowCf, (C) Amount IniliaUy.es::h monlbly paymertofpril1cipallllld.in&ereSl will be m the aw.'lunlof U.S, $ 645.3$ This JmOWlI will be pan of a larger rnondaly paymml Nquired by lhc Security Instrumenl that shaU be applied 10 principal. intefeSl and 0IbCf i1tms In UIe order dtllCribed ID the Security Instrument This umount may change In accordWU,:e wilh Paragraph SlElo1lbis_ S.INTEREST IlA TE AND MONTIIL Y PA YMllNT CHANGES (A) CbaDge DIlle The 1DlCre$1 rale may change 1ft Ihc fUll day of Apr 11 19 9- 8 . and ou that day of each succo::ding y<:a1'. ~Change Date.. mean!- each dale on which lhe imeres\ rale c:nuld change. (8) The 1_ BoginOll\C with the first Chansc Daw.1hc inwCi\ rate will be based on an Index. "lode.'(" means: the weekl)' average- yield on United St3IeS Treasury Set,:urilics ibtjuS1ed to a COftSIanI maturity or one year, as made available by the Federal Reserve Board. fHA MWlb.....wpntablt.... Solt. Il)>l$ cGt 480 ",01011 VUllNOIHGAGIO ~Ojl;"S lUQIU~:'~1 .;l\ P'Stl.,!:! .....wv ./,...J!~~.~ 111111111111"1111111111111 PQQ(\ C:;\GIJAL ."- E-~H;Ii>I'{ 'I. vi A "'::" _,1' ~; '~'i ',- i ,ff I: /' ~. ~lIIiIllcll"~- ~ , 1 . .. "\:,,,,' , r~.YlIlIabIo30.IIeI1lI9'" ,adaK..., Iadal powIlIlIecl.lJflM P...IDl$ _,I,' - ,~;., ~' "ilII':%;~""oM.~""ili~;d!'''''''-.',,,,,,, J '0 " .; 1 :"-; ~ ,,',,', d1...t~ ",.,.,,,,,,,,, , , , . '! ' f : ! . ~1 '~ '~ ! ",.. '.-'~ :,,:t, _ , " "-~, ,-,; ~) -,-,-", ~iX 'I --::', '" '\ ~, f fl ,,:;0' ~.h"--'>" ^ ."~~ ., LDl.iL' , '.~ llD:Wl-:Jf,"',%!f.w--, ii" ., , '.........- .' . , . '\lIiIIIOIII' , lit;., _...., ~. ._ 1.....11. '. 1llII~~ll\Ilt~'Aa1ioOll"\lIb-.~-q, ilrliltqrlW-...... . ~I' 1.""'''1'1lllIko1bBt_~,1'''l1>_ ,,*,lIlisNoo;wiP be 1"'''' 'I . , . lIl..............lIIO\IOIIl',.... alilwellf llUdltf-........ if _,,,"11 , ~ '\ l!\ll 'flDS.'IIDl'E ~"laflll1y"""'~~....,aI............_..,'"' . . . '... AlIp I1Oll\lIl wlIri'~.......~~..... oftfl. JlDIe i...... ,.#00'-' .... '1:lls . '*'J.li~...Ill8'~.... dla _.... ....., or ...... otlll8"..,1sos _liIlIlisll\>>o.~_"_ iIs riabtl_lhis '. aIIs1pa1oriesfllgOlbet. AlIp_ penon .....lIlis_ may be ''''l_ 10 "", '1 BY SIGNlNGBIlLOW.BonoWi\t~an<I_lOl1le......an<I__mlbisN"', (ileal) .aon-Ct ~.- :J&.:!.C ~."'7.::t-(S~i AlIL D.., , '. ' .1luflJ'lNH ~ . ' <:' , : ",.. ", . .-...3..... _(Seal} , ! -Bor.:~""l:f . fl, ,'; (ScoI) .Bono_ :~ (Seal) ......., (Seal) ....,.." (Seal) .- (Seal) .80flOllll:.f , ".',. :-" pqeUU t "",..'1.'.' ;i~' '" t; ': , i ., ;, ~, , ~ ,:!i'J~if~, ":" '~ ";, , ,." -". " ". , , , . ~..,.- ~ .'J;'> G .'/')-'" ~: .6 II f' s;ffd / RECORD AND RETURN TO: l'Irst Town Mortgage Corp. 100 PlaZQ Drive SealUCIIS, N,f. 07094 _NllIlIber: , ,-~- -:' ~" k" , .;, v .' ,- '"" ",' " - w. ~ Jf ,r' .p;) ~7~..7jJ~t ; 0 '"., ,;; [;,. '" C-- .,t" . ~;) r,;" : ~:.:'tS ,~ ~,,_..,: ..c:..~,rT.;'~ '96 DE ; t'iJ Rl'110 25 c....._ or.......,...... JSpace Above Thlt LIIltFor IleulI'IIma""l MORTGAGE I FIlA Cue NL ..41..5319%01 LClAIf '47009451188 THISM.OR.TGAGE("SecurityInsuument")isgiveDon D.laamber 13. 1996 1be~is IlA1IL D. DA1IkOlISKY ODd IIIlLDIIIA SUB IWIltllWSI<'r ("Jlom!wer'), TblsSeeuritv _........ is Riven.. nRft' TOG 1I01l~ CoDoU'nOB l',' wbicb is ml\lllized ODd _ ......... 1110 laws of TBB "-"U OF GIlOMII\ wboseaddJessis 400 ~'1'AI'B lI01ml PltW2'... SD 1100.. ATLA1ft!A. SA 30339 ("1~__Lc:m1er1lloprincipo1_of 0l\IB HtJJmJUID no '1"JIOD8MII) ORB & 00/100 DolIats(ll.5.S 102.100.00 ). Tbls debt .. _ by _'s _ ...... 1110 ..... darB as dlis s-ity '-""""< ("Noe'l, wbicb ~lormOlllblyJl8Yl1lOlllS,wIllI1IIofoUdebt,ifDOlpaid_.dueODd \IIYBblO on .T"""""V 1. 2027 . Tblss-i!y '-""""<.........Lendar: 00 1IIoftlllll)'RlllDl of1llodebt_by 1110 NoIe. willi -. ODd sII......s1s,"_ ODd ~of "'. Note: (b) 1110 payII1l:atof sII_...... willi -. ad_ onder ~ 7 .. pro1llCt 1110 security of dlis Security _ ODd (e) 1110 ....fuo_ FIlA Pe1l1llJ'1mI1a Mot1pIe. 4196 ~R{PA)(ge04I.01 VYI' MQRTGAGY. FOAMS. (llOOlm.ns:) ) ..r1<:;.~ Page10la lnfl.allh~~ ~ ~ ft<~j{@ II-- "'6 11 "".,',. '1- 800K1357 PAGE 315 ,-_!~ < . ~,l' , :~ .0Dd ~ .," ').-- 'IIi. -~"~ ~~~ -'1. 4100'45581 . . If !he........ held by Lender for_ JIMlS .._!he amOlllllS prlIIlilled 10 be belli by IlESPA. Lender_ _ 10 Bonower for !he .,._ funds as required by RESPA. If Ihe _ of funds belli by Lender "any .... are nor _, 10 pay Ihe Escrow ,,..,. when duo. Lender may lIOIify Ihe Bonower and require Bom>_ lO_lIP !he shanage as penniw:d by RESPA. TIle Escrow Funds are p/<ldged as addiIlonaI-lf !'or aD..... secured by IlUI Security ,_ )f_ _10 Lender Ihe luIIpaymenl of aD such sums, Jlorrowu's accouol shall be credil<d with Ihe _"--' for aD ios1alfment ilems (a). (b), end (e) end any ~ insuram:e premium _.....Lender lias oot_ obtigated 10 pay 10 Ihe Secretary. and Lender shaU promJltIy refund any...... funds 10 Borrower. lmmedIoldy prior'" a f....insure sale of !he I'ropcrty or ilS acquisition by Leader. Borrower', _ _ he ctedift:d wi'" any _ remaining for aD instalImenlS for ilems (a). (h). ^'\d (c). 3. Applf<ati... or hymen... All paymenlll under ~ 1 end 2 _ be applied by lender as foliow~ 6w. 10 Ihe IIlOI1gage insurance premilllll 10 be paid by Lender ro Ihe Secretary or 10 !he l1lOI\dlIy tlJarge by Ihe S_ instead of Ihe mlll1lh1y mortgage in........ premium: Sla;mul. 10 my taxes. special ........eolll. leaseI101d paym,," or groond tenlS. and lire. flood and odJer _ insurance pmniums. as reqUired; I!lillL 10 intoresl due under !he Nou:; fmm!I.1O _ of !he principal of !he Note; and !:lIlll. 10 IaIll chalges due under !he Note. 4. _, Flood ami Other Hazard Ins.......... Borrower shall insure aD improv_ 0II1he Propcny. _ now in "Wace or sobsequeot1y ....wI, against my hazards. casoakies. and COll\ingencies. inc:Iuding fire, !'or _ Lender requires insurance. This insor8Ilce shaD be mainlllined in "'. amounlS and for Ihe periods ..... Lender ......... Borrower shaU also insure aD imp10vemenIS 011 "'. Property. whelher now in.._ or ~ """""'" against loss by floods 10 !he _I requln:d by !he Secretary. Allinsomnce shaU be _ with ~appro\'ed by Leader. TIle insomnce policies and any _ shaU be belli by Lender and shaD include loss payable clauses in favor of. and in a form acceptable 10. Lender. In the event of loss. Borrower shaU si"" Lender _ notice by mail Lender may _ proof of loss if DOl made _By by Borrower. Each insomnce company c:oncemed is hereby auIhorized and directed 10 ma!le _ for socii loss direc1Iy 10 Lender. instead of 10 Borrower and 10 Leader jointly. AU or any pan of the insumnce JIIllCOOCls may be applied by Lender. at its optilln. eiIber (a) 10 the teduetion of the iadebIl:cInesl! under the Note and IlUI Security IJJSIlUm....1irsl1O any delinquenl_ oppIied in lhe order in _h 3. and..... Ul _I ofprillcipal, or (b) Ul the restoration or repair of !he damaged I'ropcrty. Any applica1ion of "'eproceeds 10 the principa\ shaD DOt ~ or_"'" due dale of the monthly _ which are _10 m ~ 2. or -.so"" _of such paymeDIS. AsJy ex_ -.. proceeds over an amount requln:d 10 pay aU ouisemdiog iadebIl:cInesl! uoder lhe Note and Ihis Security /nsIJument_ be paid Ul the entity lepIIy ent1tled ",.-. In 1he event of foreclosure of this Sec::urity Il1SIr11PWllt or otber traDsfer of title 10 the Property dud. ~tinguisbes.1be __ all ri8h~ lille and _ of Borrower in lIlllIUl insomnce policies in fon:e shaU poss UlIhe)lUlCbaser. S. Occupauey, Presenation, ~nee and PratealoD or the Property; lJomJwer's LoU A.~; Leaseholds. Bono.... shall O<CIlpy. _. and _the Propcny as Bomlwoi's principal_.. _ oillIJ days aflm: the execution of this Seeurity lnsIrumenl (or wltlUn ...1)' days of a later sole or tranSfer of'lhe Property) and shaU oonlinue 10 oi:cupy the Property as Borrower's principol_ !'or at leBSlono year aflm: the dale of-....r. unless Lender c1e_ that req......,..t will..... Ulldoe hWsh;p for Borrower. or unless..1llIIlIll1ing__ exist wllich are beyond ~', COIIlIOL Borrower shaU lIOIify lender of any extenualing __.... Borrower shall 1101 comDlil _ or destroy. damage or sobstantiaUy -.so the Property or allow lhe Property 10 t1elerioraIe. reasonable....... and rear excepted. Leader may inspect Ihe Propcny if thel'ropcrty is VllCIllII or __ or Ihe loan is in dofitolt. Lender may take reasomthle action Ul )iro1l:ct and Jlll:SOI"O soch VllCIllII or _ed Property. ~R(PAJ <W041.01 P8lJII'3011l i01iJ' :.-'/ mJ!/alf; -/ J ead357 PAGE 31? -~,~ ,",~. ,., ,""_'1-' .>-' < i..-" ,,,; = ~-"" -', ~-'- ',(or,,"'" ,. -",-'" .nd..... ,. (i) AU or part. of die Property. or a beneficial inIerest in a IIUBl owaiDI aU or pan of _ Pmpeny. iJ tald t)I' .__(......1IIlmbydoviseordesoellO...d (Ii) ",. Propel\y is DOl 0C0lIIIi0d by 11Io ~ or ........ .. his or .... priDdpoI- or ... ~ or po"'"' does SO _11Io Propel\y but his or be< _ bas 1101_ appIVfCd Ia _J wilh 11Io ""'.......... of Ibo Sel:mary. (0) No Waiver. If _ _1baI would penniI LeIllIer to """"'" - ~ ill fuII,.... LeIllIer""'nol"""",,,sucbpaym_,LeIllIerdoesDOtwai..iIBrigIlls.iidu~110 I .....~- (eI) ~ of IIllD -.,.In IlIIlIlY _1q\l....... - by............, wlII_ Lellder's rigIus, Ia 11Io.... of payment -. to requUv _ paymentio ruB ami fonldalo _not JlIid. 'Ibis SecoriIy ~ ..... DOl au1berize accelonIIIon or fonlc\osu1e if Dol peIIIliilod by ~ of.. 5_. (.)MorlpgeNoIIDsuretLBormwer_lbaIifIbisSecorilyI._aml.._....IIllI...... '10 be oIigibIo for......... UDder" _ HousIIIg Acl wilhio 60 dayB _ "_1Iealof. Lallier _.. i1B_op1ion. tOqOiIe imnIOOiaIo payment In ruB of aU SIIOIS _ by Ibis SecoriIy -, A - S1iIOmoDI of..y aoIIboriiodagent of the 5em:latY _1II1IsoquoDI1O 1IO.dayB - ..__If. ~ 10 ...... Ibis SecoriIy .........., ..d 11Io Nolo. _ be doomed _ proof of ...... "~rJII... NotWid\SIandiDS .. fotogolng,1bis oplion may not be ~ by LeIllIer ...... .. lIIIlI'1J'r-, of ......... is lIllloIy dlJe to LeIllIer's faiIme 10 _illIlOIIp&9......... ptOIIliuID to" Sel:mary. lll.___b..nl\gbt"'be_ifLellllerbas~_--Inlul- of IlomlWOr's faiIme '" pay an ....... dlJe under 11Io Nolo or Ibis SecoriIy --. 'Ibis I\gbt lqlIlIios -- - 'fonlc\osu1e pmcoedlngs.... __ To _11Io SecoriIy _ _ _....... ioa..... - aU ...- mpdro4 to bdllg IlomlWOr's__llncIodIng. to dlO_'lbey me ""'iIP"'- of_ aiider IbisS-ur- __ ""'" amI_ amI_ _' tees amI__ P-'r llSSOOiSIOd wilh the fonlc\osu1e ptOCOOdiDg. Upun .............. by _. Ibis SecoriIy _1DII1 .. obu,isdoos tb'!l11....... _ ..... io_..if LeitderllailBoI ~'.1itultediaIo __ illluI. -. I..encJer is Mt uquinld \0 pemIit_w...mr:\ment if: (i) 'UYlder bas accBptIIil.-...1ol1ollfu.J___ after die w ,.;.... ", I of fllm:IiJsutO' ~ wilbon.... yeam irDDledilito1Y 'jmooeiIiJig the';'. ' -"" <it a ........ it.(... ~ .........&ng; (Ii) .............. will pteeIwIo fonlc\osu1e oil dIIfereDt gmiIDds In .. -. or (IIi) .d.,a........ wlII lllhoneIY_theptlotl1y of theilen_by IbisSecorily_ 11. _ NoI ReIe8Sed; __ By'~ Net a....... __ of 11Io"" of ~ or _ of llIIlCIIIIzaIiU of theSllOlS _ by Ibis SecoriIy _1!fIIIl\OII by LeIllIer ",..y - in iII_ofBonower_nolopet8l8to_lIIoliabllityofdlomlgiDnlBonDweror_.-iII- LeIllIer _ not be mpdro4 to co_ pmcoedlngsagalnst any ........" in -... or""" to -lime for payment or._ modify""'- of 11Io SIIOIS _ by Ibis SecoriIy ~by...... of any- madebydleotiglDalBonowerorBonower's_1n _Any _byLellllerIa-aslnganyl\gbt or mnody _ DOl bea waiver of or__lIIoeren:isf> .fany rigbl or mnody. 13. S>J,,"' ...... AssIgml BouDII; J\lIbt.... Se\vld LIalJlIiIr,. CooSJgoon. ",.......... amI__ of Ibis Secority _enl ;hall bind incI _ dI1> _1DII1 asslgiIs of LeIllIer IDII1 Bonower. sabjoct '" die provisions of per88IllPh9(b).Bonower'. COY...... and __ _ be joint and __ Any Bonower wIlo co-slgns Ibis Secority JnsInmtOllI but does not ....... IIIe N"'" (a) is co-signbl& Ihls Secority - 0llIy '" __ gnmt..d coovey IballlomlWOr's ....... io IIIe Propel\y under Ibo...... of Ibis Socurity 1....- (II) is not potSClIIaUy obIigaIod '" pay the __ _ by Ibis Secority _ aDd (0) _1baI Lender aDd ony...... Bonower may _ III -. modify, _... ma1<e OIly ~ wilh repnI to die...... of Ibis Secority _,... die No.. _IbaIBotto_.......... ~RtPA)lll804l.0' Page6ol$ InltlaB.?; J\c"- ~ Bood357 FAIlE 319 ;,,"',< ,; c, ,f [ . ,', -' ,- .. -" ,,' ,"- -r o "~~ '~".h. -,y"-' 0::'.,'"":""" . . .lIil1'ini/ . . Ill. ...___ IfLelldtrrequlnslmmedl8te _wID tuII_ ~""9,......._ _tIllsSecurlly~~_LeDderilll!D"'_lOtIIIIIlIdall""",,,,,,,,, ID plIl'IIIiDg ..............prorikd 1ii_.....~1lidudIDg, IlatllOt_...........,.. ........__ tilIeevidl!Dee. If /lie LtIIde.r's _ ID IIlir ,....... """"'..1 is bIId by .... ........., .... .. ~........ bDmediato-""IDtuII_tai8ilnPh".... -.,._-/lle....................,salo~ ID /lie SlullIe I'ami\r __ ""'....... Ad of _ ("Ad") (1% V.&c. J1J1 "'_) by r I;. r _ . _ _issIDner desigDaIoll UDder lbe ActIO .....-.. ............. .... 10 .. ....'1'IlijIirdJ . pro...... ill.... Ad. NlIIIdDg 11>............... _ iIIl!D depr\Ye............, or............ _lOa Leader lDlIIertllls l'ar8arapb 111 or appIlcable..... 19. 1IdeISe. UpIl\I_eolofaRSUIIIlI_ by Ibis Sec:ori1y lD8lhmIeB1.lbisSec:ori1y ,_.II1lI...._ """"'Yed _ _ amI_ void. Alier such...........,., Lender _ diBdIlIIBe amIl1111isfy Ibis Sec:ori1y _ _cbarge IOBom>wer. Bom>wer_payany __...... ~ f" . '; . 20. Waivers. Bom>wer, to.......... ~ by appJil:abIe..... _aml_lIIlJ""" or _ ill ~ to_Ibis Securill _ami ~waiveslb._of..yp1llllQllor _\aoIsplDYilJloa furSlllY of.................... of time, ..-pIion from _t IeYy amI1l111e,aad _............ lL "......._... PerIod. Borrower', lime to _providedln ~ 10 __ to__prior to Ibe -..., of bidding sta _, ssleor _..........-'" Ibis Sec:ori1y-""'" ZI. ..- Mtmey MorI1Io&e- If any of.... _........ by Ibis SecuriIy _ is .... to __ to acquitetillelOIbeProperl)"IbisSec:ori1y -_....pmdIase__ Z3. tDtenoI_ AM.JadpIeDI. Borrower agrees """ 1be__payaIlle_.~is_... . ...._orill.._of_ __b. Ibe_payable fnmI lime to lime aader....N.... . ~ ,~, %4. -.. CO tills SecurIly __.aiL If _ or..... r/deIs... _ by __ aad_........ wlIbIbisSec:ori1y_1beClJV!llllllllS ofeschsuchridet_...iDl:orpcmlItlI\IaIo8lltl__.... supp/ilmeot Ibe _Is aad __ of Ibis SecuriIy _ at if .... ridet(s) were. pan of Ibis S=mIIy _IClleekll(Jp_boll(es}]. [!J Q-'-~."" Rider B Onmdas Eqailj< Ridar []I Olba-I_J o _Uait~Rider GradaoIodP8ymentRider - DillicIIDUClIIIIDIft. """"S'f_ IlZDlllt. X FHA ESCROII RIDER " -"R(PA) (i804;.01 .,.., ,>-?) ~~ ~.lQla Bod357 PAGE 321 "' , " i . ~;"':iuil'"''''''-; !,,', " _ . ' "F'~ ", ,'~ ,.' ,. ' >> ~ 1'0 _ .. ,,", , >. 'l'I'1'1S'" , '(IOMjarlj., ~tt~~ , OrGerBo.,D149052CP ',''''',''c.'>'" ' '",.,' l' '~',,!' " =.~~~~==~==~......~==..~~..~..._._-_.....~~......;~~~.. . . ' .. .. _" ':'l,. '...;... ..Mi........... C ' ' ~ :,<-~t.. .." ;-;t3; DESCRIPTION and RECITAL ':_ '. ".. _<; ',:?~.l j ,ALL THAT CSRTAIN Unit, being llllit Bo. 9 Ithe "llllit"), Of lIea~~~ 'llaYaPPle Village Condominium Itll... .Condominium"I, looated in~::';';- 'miJdlettm '1'owlIihip, CUIIlberland County, Pennsylvania, wbichUnit is 4eeignated in I'lhe Declara, tion of CondominiUl1l Of 1Iea4owr. iclg. e at. I'Jily&pple Village Condominium of Meadowrid!la at Mayapple village CoiIdominium It he 'll!Oclaration of. Condominium") ana _laxatiOn Plats ~ PI- as ...corded in the Office of tbe Recordsr ofDeecls of cumberland County in Mise. Book '518, pl!!Ie 333 and Right of way Plall Book 11, page 19, respectively as amended in Mise. BooKS 525, page 1199; and 535, page 17; and Right of Way Plan Book 11, pages 25 and 47 ret'llectively, and as the same may be subsequently amanded from time tc, time. TOGBTIIER with an undivided percentage interest in the Common Eleme:nts as more particularly set forth in tile aforesaid Declaration of Condominium and Declaration plats and Plans, as last amended. 'l'OG&TlISR with the rigllt to use the Limited Common Elements applicable to tlle unit being conveyed herein, pursuant to the Declaration of ". condominium and Declaration Plats and Plans. .' BEING part of the same premises which 539 Dsvelopment Company, a '" Pennsylvania Corporation, by Deed dated November 29, 1995 and recorded in ",' ,cumberland CmmtyDeed Book 132, page 648 granted and conveyed unto , '. Mai'aPPle Vanguard Limited Partnership. 1JNDIlR.l\ND SUBJECT to any and all covenants, con<litione, restrictions, rights of way. easements and "1;Ireements of record in tlle aforesaid i ~ice, the aforesaid Declarat10n, and matters which a physical ..nspection and survey of the unit and Common Elements would disclose. TIm GllANTEE, for and on behalf of the Grantee ancl tile Grantee's heirs, personal representatives, successors and assigns, by the acceptance of this Deed, covenants and agrees to psy such chargee for maintenance, ~irs, replacements and other expenses in connection with the' Conunon Elements, and the Limited Coiumon Elements appurtenant to said llllit, as ~ be assessecJ: against hi,m, her, them, it or said unit, from time to time by the Executive Board of the Meadowridge at Mayapple Village Cond01ll1nium Aeeociation in accordance with tlie Unifo.... Condominium Act of Pennsylvania, and further covenants and agrees that ths Unit conveyed by ;:. this Deed shall be subject to a lien for all aItlClUuts so asseesed exoept insofar as section 3407 Ic) of said Uniform CondOminium Act may relieve a subsequent unit OWner of liability for prior unpaid assessments. TIlis covenant shall run with and bind the unit hereby conveyed and all eubsequent owners thereof. l:' , BEING part of the same premises which 539 Development Com~any, a Penna. corporation by Deed dated November 28, 1995 and recorded 1n CUmberland County, in Deed Book 132 ~ge 648 conveyed unto Mayapple Vanguard Limited Partnership, a Penna. lim1ted partnership. PA 3 PAGE 7 ~ < Boad357 PAO. 323 .....j~A,r"'-" , ~ of t, {~ ;/';. .J>; ." 't \~;,", '~ilii, { " . , J, '~.- ~-k' ,:,- '-,' ,~" "'''';'' "'00'.5589 !FHAc...NO' ~ 441-531'1~ CONDOMINIUM RIDER THISCONDOMlNIUMRIOER.ismadetIUs 13th day of ""..-... 19'6 . and is illoorporaIelI....and_bedeaned ID"- aDd supplement lhe Mortgag.. Deed of Trost or Security Deed ("Security Insbument") of.... ..... dale g_ by IIle undersigned ("Borrower") 10 secure Bono'lll' ..'s Note 10 FIRST 'fOWH IIOR'rGAGB CORPORATION (~Tl.?l~"m.t'" ~.lhe Property deocribed in IIle Security lnsbumentaDd _.e CODH'rY OJ" CWIIb8.l'J..an4, p8DlUily1van1a 17013 IPmporIy -I The Property Address includes a unit in. together with an undivided interest in the common ekmems of. a CODdominium project known as: HAYAPPLB VXLLAGB CONDcnmu'tJMS [Name of Condominium Project] ("Condominiwn Project"). If the owners association or other entity which actS for the Condominium Phljcct ("Owners _") holds tide ID _ for IIle beneIi' or... of ils members or ...._.. die Property also _ Borrower's _ in die Owners _ and 1be ..... proceeds and _ of Jlonower's - CONDOMINIUM COVllNAN'l'S. 10 __ lD Ole "...,...,.. lDlII agr<elIleDlo made m dJe ll<tori8y _eoI, BorroweraodLuul..forIb..<OVeDODtaod_IBfollowo: A. So long 61be Owners _ -.. _. generally aa:ep1ed insorance carrier, _ ......... or "blanket" policy insuriDg an property subject 10 Ibe Nmc:'lormnilun doeuments. ine1udiDg aD improvements now txisIiag or _ _ 00 lhe Property. and sucl1 \IOliCy is saIis!actory ID Lender and providos _ ""'..... in die ......ts. !or !be periods. aDd against die _ Lender requires. including lW aDd D!Il<< _ included _ 1be /elm .......red CO\>etI1iO.. and Ioos by lIood. ID !be _I reqWted by !be Secn:rary, tII..: (0 Leader waives IIle provision in ~h 2 of Ihil. Security Iastnul1ollt.!or die molllhly _ ID Lender of CJOO.t-'" of IIle yearly pmniom __ !or _ _ 00 Iha Property, and (li) _'s obligatioa lIIlll<< I'anlpph 4 of tIUs Security IIlSIlUla<lDt 10 _ _ _ _.....00 IIleProperty is _ _ III 1be...... that die reqaired __ is provided by IIle Owners_ poll<y.llanower shall gi.. Lender prompt nolil:e of any Iapst in reqaired _ _ ~ ODd of aay Joss CJC<:lItriOB from. _In Ihe __ of. _ of_"""'" proceeds In Uea of _ or repair followinB _loss 10 die Property. _ ID tile condomlniom unhor 10 Ihe common _. any ptoeet<ls payable 10 Ilcrrower 8lt hereby assigned and shall be paid 10 Lender for appIicaIion 10 Iha soms sec:uted by 1l1is Security fllSlrUlt\cn~ wid! any ""cess paid to die cndlYlegally__. B. Borrower promises 10 pay Borrower', a1locatro share of the common expenses or 8S$CS.'ItIleDt$ and charges imposed by die Owners A$socialion, as provided in die coodomlnium documoou. ~.5Q8{910!l)<Ol Pas. 1 (It 2 FHA MulUstate CondUbllntum Rlder .1191 .~ VMPMORTQAQEFQAMS.j3131293_81oa.t800}621.7291 InnllllS: /::..' IO~J 9vod357 PICE 324 - ,~ " '- - ,~. "'~- ", " ., ~ I-~~ , " u__. IlIDIlIt THIS IUDbis made this ,,~,.. dAyof ....-..-.....-- u.u......andiJ~imo...,...fte.CIIlICd .,_lU1d supplementohe Mo-. Deed o/Truslor SecurII!/ Deed {.SecurII!/ _'lot... __.....by the undersigned (.Borrowor") to secure Borrower's NOlt 10 , , P'ms!l.' !rOD 1U'd)ll'tf2a.m.! f!ORPOllA.'l'%OH (.Leader.)ot........da1elU1dcoverillglhel'ropony_intbeSeairity -......lU1d_ac 9 WlLTSJttaS wasT", CAIlL:tSLB, C01JN'fY or CuIllbezol8Dd, PeaD8yl11'tUlt& 17013 Paragraph 2 ordteSecurity InsImment iI.: ..-leted in its encirety. and tbe foUowing Paf1S1apb 2. sabIIiIuted dJerefOr: ';J 2. MontbIy Papnent of 'I'axe!l,lDsumace. IIDd 0IIleI' CIlarges. Borrower sbaII ioduded: ill adl monIbly paylDl)llt.lll8edler wbb dJe prineipaI and imerest as set fodh in 1he Note and 10)' late dIuJes,., a allD for (a) taXes and speciaI- r.. IllS levied or to be levied againSl the PIoperty. (b) 1easehoI4 payftleDIS or croaod rentS on the Ptapmy, and (0) premiums for inslIraDCtl; requin:d uadct Paraartph4. many year ill wbidllhc :: Lon..'.....paynmrtgag.lnsImlllcepremWm.,lhe_otlloualngondU_Develvl>o....(._.) or in any year in wbicb'such premium woul4 have been required if Londer 8tiII held die Security IDsu1Imera each .....O..y paymeal_ also 1lu:1luI. eitber (1)& _fur tho aanuaI__ __toile"""" lender w the~. OJ' (iI) a mombJy marge iasIead of. nlOI1IJI8e buuamce premium ifdlilSecurity .IssInmJem is held by Ibe Secretary. in a reasonable amount 10 be detetmined by the Secretary. Except for die mandt.1y chaIF by !he Secretary these ltemsarecalied "escrow Items* 8'Gd the SUbIS pai4to Lender areca1hd "Escrow Funds,- Lender may. at any time. eoBet\ and hold amouncs. for Estrow IIems in an as&fe8lUC amount 001: to exceed !he maximum amounc that may be required fur Borrower's escrow ~ uoder the eta' Estate SeIdemem _.... Al:rot 1974. 12 U.s.C._2401..seq.ond~..--.24CF1l.....J5OIi......,. _1Ie_froattinle.,_ ("RESPA'1. exr:eprlllllllhecusbinnor__pel1Ilitte4""IIESPA fur unandcipaIed disburScmenlS or di:sburstmen1s before the Borrower's paymems are availablt in tile accout\t may 1KlI. be based on amounts due for lite mortgage insul8UCe premium. If the lUl\01.lId$ held by Leader tor escrow 'hems ellcee4 the amauu1S penuiued to be held by RBSPA. If the amou1I1. of fuad& held by Lender at any Orne are nol suftkien1 TO pay tbe Escrow IUnn& when. due, Leftdcr may notify Ibe Bun'owet am! ~ Borrower ID make up &he shortage or deficiency as permiItecI by RESPA. The Escrow Funds are ptodae:d as addidonal security for an S\1ft\S lStC\Iftd by this Sccarily lnsftvmenI. JfllmTower renderS 10 Lender Ihc run payment offdl such aums. Botrower'SIlCCOUDt 1haIl he c:ted~ willi the balancE: telbatning for an ir$llmeI1t items (a). (b), aDd. (c:) and any OlOlIpge insw'ance premium iIwaIlmeut tbat Lender has IlOI become obtit*d 10 pay co tile Seaefary. and Lender sIWt prornpdy refund any ette$$..... borrower. IntrnediaIeIy prior 10 a ~ sale of1he Property or lis acquisition by Lender. Bonowclr'. accouat &IWl be ~il<<I w\tb any balance remaiDlDg for ftems (a). (b). ami (c). All osher termS and tondloons of Ibe security hmnunent mnam in Fun force and offeCl. BY SlGNING BELOW, Iktrrower accepts and .aerees ro Jhe terma an4 provimns contained In lh~ Rider. /, -::' ;1/') :-, . " --tc.c.......' L.,/ ./ ~..., ~.(X..--, '~v BorrowerpAut. 1). naNk09lS1tY \ i . c.:::.:." (~\ ,'r<\r,.! .,)!~.". ,;.;t:( Do ........".,.., SllB I)ANI{01IO"" / Borrower Borrower eood357 PAGE 326 D " I' , " . ~, ~'" ~:""'--'- ~ ;){ __f~ :~'~~~ , .n . j~'l_,' ,//::-:.;t~~ ii" " , ,j,- -~,,' o ,,?'~' \ J ." 41089.5589 IFIIA""'''''' .41"SlU20~ ADJUSTABLE RATE RIDER TIllS ADJUSTABLE RA11i1UDl!R ls_ddB 13... l/aJor Deeomb... . 1996. and Is iI....~ lnIll and _ ... lIoeIaelIlIl 0"""" and ~ !he Mortaogc, Doed of Tmst or Securl1l' Doed ("Seeurily 1ns1nmIalt"l of !he......... Ii'"" by ... lD1IIeI1iplld ("Bouower") III secure _..'s N01ll ("NOlll') III PIIlS'1''''''' __ __IOK (lbe "LeIlder') of \he same.... and eoverins \he property described iD \he Seeurily Ins1nmIalt and_I Ill: 9- UtllSBI.U _8"1', CAlU.%SLB, ~ 07 ~18Ac1, l'fJDD8Y'l\"&Z&ia 17013 [Pn;IpertyAddtenJ THE NOI'E CONTAINS PROVISIOMS Al.LO\VING _ CIIANGI!S IN TIlE INTIIIlIlST RATIl ANI> THE MONTHLY PAYMIlNT. THE NOI'E LIMITS TIliE AMOllNT THE BOIIItOwm'S1NTI\IIllST RATE CAN ClL\NGE AT ANY ONE 'I1MII! AND THE MAlCI1IWM RATIl THE 1IOIIROwER MUST PAY. AIlDtrIONAL COVIiNANIS.ID _101Ite_and__iD \heSeeurily_ BonowerandLender__tandape.. r_ INTIIIlIlST,RATE AND MON11ILY PAYMIlNT CIIANGI!S (A) 'ClliIII&e Date The___ebangeon\helll1lt.dayof lll>dl . 1998 .andonthatl/aJ of_..-dIog year. "CIlangcDalo" ......__on _\he__oouIlIcbaDge. (8)__ ~ with \hellm ClJaDgeDa1o, \he __will ..._on.. _. "Index" _1Ite~ a_yield..~___ _..'lIlijusIedllla_..-ltyof_year...__by Ibe _ Reserve __ 'CmmIl _- ......\he _ ...... _ fi&ma _ 30 doyS _\he CIlangc IlaIo. It \he JndOX' (as deIiDed _) Is 80 ...... 8Yl!ifibIB, Lender will ... as . - -lID!' - presoribe4 by lite S_. As _ ia 1hls Rider. '~ ...... \he ~ of Honsing and ~ DewIopment or bis or Iter~" Lender will give Bonower _of1la: new Index. (C)~of__CI>aDlIes __CIlangcDa1o,Lender will_a_ __by lIIIdiDgamargiaal '11IO !l\'lD _-VOlIMIIS ............ paIaI(s) ( 2.750 '11>) ..\he CmmIl Index andllllDllllng \he.... ..\he......... 4Igluh of... _.... po/IIl (0.125'11>). SIIIIjoat III !he _ _ in ....-.. (Dl alibis Rider. Ibis tOIlIlded _ wm....... new _.... _1Ite_ CIJaDge IlaIo. (Dl_oa_ltoteCl>aDlles The __ wm_ _or _ '!Y 1IlQt8 __ pan:eIIIaJO po/IIl(l.o'il>) oa 8IIy sIIIgle CIlangcDale. The__ wm_........ _ fiive _points (5.0%) blgberor__ lIte_ -- _-58119103)002 Paptotl PH"MIHlItIItADI~"~ VIIPMORTGAGE FORMa_t3tS}293-alOQ.t8l1O)&a.1.1211 11I111llMl~~ 800K1357 rAcE 327 .-'.J(l;!!:;j , " :~ , , ,:,' i.> "~ " .~ , '!- ~ "' .' ~. {, ,~, ALL that certain Unit, being Unit No. 9 (the "Unit"), of Meadowridge at Mayapple Village Condominium (the ,"Cohdominium"), located in South Middleton Town- ship, Cumberland County, Pennsylvania, which Unit is designated in the Declaration of Condominium of Meadow- ridge at Mayapple Village Condominium (the "Declaration of Condominium") and Declaration Plats and Plans as recorded in the Office of the Recorder of Deeds of Cumberland County in Miscellaneous Book 518, Page 333 and Right of Way Plan Book 11, Page 19, respectively, as amended in Miscellaneous Books 525, Page 1199; and 535, Page 17; and Right of Way Plan Book 11, Pages 25 and 47 respectively, and as the same may be subsequently amended from time to time. TOGETHER with an undivided percentage interest in the Common Elements as more particularly set forth in ,the aforesaid Declaration of Condominium and Declara- tion Plats and Plans, as last amended. TOGETHER with the right to use the Limited Common Elements applicable to the Unit being conveyed herein, pursuant to the Declaration of Condominium and Declara- tion Plats and Plans, as amended. BEING part of the same premises which 539 Develop- ment Company, a Pennsylvania corporation, by Deed dated November 29, 1995, and recorded in Cumberland County Deed Book 132, Page 648, granted and conveyed unto Mayapple Vanguard Limited Partnership, Grantor herein. UNDER AND SUBJECT to any and all covenants, condi- tions, restrictions, rights-af-way, easements and agreements of record in the aforesaid Office, the aforesaid Declaration of Condominium, and matters which a physical inspection and survey of the Unit and Common Elements would disclose. --' . L '{./-II t?J { r ( l CU , ~ ~ ~~~,; SEP-17-2001 17:04 . . PURCELL,KRUG & HALLER , ~" tiM;:..mi$iY; 717 233 1149 P.02/05 COMPANY NAME: HOMES IDE LENDING, INC. VERIFICATION I verify that the statements made in the foregoing Amended Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. e.s. Section 4904 relating to unsworn falsification to authorities. Dated: 9 /~C41 0/ Title: ., '~~~1~'~-""""fJmirh~iiI'H~~~iMi:'~4,...'i*,~'Y-'i'~ik"'~ """,~"!ii!;,,,,~~,"iJ,,%flitlt!<lill~"-'~~~" - flllillr" -" L~ , C~? , v_.. ,0 ,~ ~ < ,,~"~= ~_.=~ ,U ~, " "'~ '~;~IiI.'''' .."'><.~ 0.'-'-; ~-~'- Ci---" .-< r:: C, -,. ,,;,C,; ~C) .-.-C--: ::-7- ~ (') ":) '"'") ~) :n (..:J ~ -'--'.=-"- _.~<,~,~"'~"'" ,-.... .~~" . , ~ "~- .. " Jl[i!iii!!&.M:\. .>~ \. SHERIFF'S RETURN - REGULAR CASE NO: 2001-03223 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HOMES IDE LENDING INC VS DANKOWSKY PAUL D ET AL DAWN KELL , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon DANKOWSKY PAUL D the DEFENDANT at 2125:00 HOURS, on the 18th day of October 2001 at 9 WILTSHIRE WEST CARLISLE, PA 17013 by handing to PAUL D DANKOWSKY a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 6.50 .00 10.00 .00 34.50 :r'~ -"'<~~ R. Thomas Kline 10/31/2001 PURCELL KRUG HALLER Sworn and Subscribed to before By: Do.Wh ~ UL Deputy Sheriff me this 1~ day of ~ ko( Qr. - 0: 'Ju.,{ P othonotary A.D. ~~ , ~=-"""..-;:; -~-~ -,ll.."""", ~'W- '" 1 , . , -.~, , L" ,~_, "" ~ ''Jl!lf.K';'@t,,--, , ~ SHERIFF'S RETURN - REGULAR CASE NO: 2001-03223 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HOMES IDE LENDING INC VS DANKOWSKY PAUL D ET AL GERALD WORTHINGTON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon DANKOWSKY MELINDA S the DEFENDANT , at 2020:00 HOURS, on the 30th day of October 2001 at 1553 THOMPSON LANE MECHANICSBURG, PA 17055 by handing to MELINDA SUE ANDERSON a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 9.10 .00 10.00 .00 25.10 r>J/~e-c~ R. Thomas Kline 10/31/2001 PURCELL KRUG HALLER Sworn and Subscribed to before day of BY:~~ . Deputy Sh iff me this ?~ "11A~"""'" ).,00 I A. D . ~L.-C1~ P dthonotary , ~ $ - ~ ~:_, - '--'<'-;;, ;1(}' ~ .. \ HOMESlDE LENDING, INC. Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL V ANlA CIVIL ACTION . LAW VB. PAULD.DANKOWSKY AND MELINDA S. DANKOWSKY ACTION OF MORTGAGE FORECLOSURE Defendants ~ 01- 3 J- M ~ THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Y oll have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim orrelief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS POPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 A VISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARlO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y A VISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU P ARTICIP ACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARlO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238.6300. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 """"'"""~ J..=,. ~"I. -~ ., NOL~ ~ ....~j~","~~w."-" ~ \ HOMESIDE LENDING, INC., Plaintiff : IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. PAULD. DANKOWSKY AND MELINDA S. DANKOWSKY, Defendants CIVIL ACTION LAW : ACTION OF MORTGAGE FORECLOSURE THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The uudersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the uudersigned attorney will assume that said debt is valid. If the Debtor notifies the uudersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the uudersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the uudersigned attorney within said thirty (30) day period, the uudersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, P A 17102 (717) 234-4178 Attorney LD.# 15700 Attorney for Plaintiff ~~~.. , -. ~. ' J'I. I-....;~ ,- , .;., - .C-\&lll~~~"O,'~' r . HOMESIDE LENDING, INC., Plaintiff : IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. CIVIL ACTION - LAW PAUL D. DANKOWSKY AND MELINDA S. DANKOWSKY, Defendants : ACTION OF MORTGAGE FORECLOSURE 11..1>.0/- 3.2.2.3 ~,-~ COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, HOMESIDE LENDING, INC., is a Corporation, with an address of8120 NATIONS WAY, BUILDING 100, JACKSONVILLE, FLORIDA 32256. 2. Defendant, PAUL D. DANKOWSKY, is an adult individual, whose last known address is 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLVANIA 17013. Defendant, MELINDA S. DANKOWSKY, is an adult individual, whose last known address is 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLVANIA 17013. 3. On or about, December 13, 1996, the said Defendants executed and delivered a Mortgage Note in the sum of$102,100.00 payable to HOMESIDE LENDING, INC. The Said Note is not accessible to Plaintiff and is believed to have been lost. In further answer thereto, a copy is believed to be in the possession of Defendants Plaintiff also avers that the within Mortgage Foreclosure complaint is based upon the Mortgage and that the attachment of a copy of the Note is unnecessary pursuant to Rules 1019(h) and 1141(a) of the Pennsylvania Rules of Civil Procedure. 4. Contemporaneously with and at the time of the execution ofthe aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office ofthe within Couuty and Commonwealth conveying to original Mortgagee the subject premises. The Said Mortgage is incorporated herein by reference. 5. The land subject to the Mortgage is: 9 WILTSHIRE WEST STREET, CARLISLE, PENNSYLVANIA 17013. '~"-"'._-- - LJ .i ;-"h. . "" . " . -~o'''''''''''''=",,"' ~ 6. The said Defendants are the real owners of the property. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the instalhnent due on January 01, 2001 and all subsequent instalhnents thereon, and the following amouuts are due on the Mortgage: UNPAID PRlNCIP AL BALANCE $97,985.93 Interest at $23.15 per day From 12/01/2000 To 06/01/2001 ( based on contract rate of 8.625%) $4,213.30 Accumulated Late Charges $150.20 Late Charges $37.56 From 01/01/2001 to 06/01/2001 $225.36 Escrow Credit $66.71 Attorney's Fee at 5% of Principal Balance TOTAL $4,899.30 $107,407.38 **Together with interest at the per diem rate noted above after Juue 01, 2001 and other charges and costs to date of Sheriff s Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale. Ifthe Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgement has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No.6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members ofthe Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. ~--- .- ,.-1 -,,; - , -,~ """~- --~,liM.ij;;IJI"'-,*,.,___"<i>. . 11. The within Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amouut due together with interest at the rate of 8.625% ($23.15 per diem), together with other charges and costs including escrow advances incidental thereto to the da Sheriff s Sale and for foreclosure and sale of the property within described. By: PURCELL, KRUG & HALLER Leon P. Haller, Esquire Attorney for Plaintiff LD. # 15700 1719 N. Front Street Harrisburg, P A 17102 (717-234-4178) """0' . ,,-, 'j:i'~!:l;ili,~~j \ COMPANY NAME: lDffi1IE ID[)]N;, E. VERIFICATION . I verify that the statements made in the foregoing Complaint are true and correct I understand that false statements herein are made subject to the penalties of 18 Pa. c.s. Section 4904 relating to unsworn falsification to authorities. Dated M'\Y 22, 2001 " By llUt~ Ml~dw.- Title Leanne Galvin,Vice President , ',,~ rC,__ - '---o;J;;,,-.' , _"<~-~, , ,-n _' .,,:' --;". _ _' c, ._____,~""' ~-,~.'.-..-- ---'--.,: h.<.. :'-~.-:::-" - ~,i J ) , ; HOMESIDE LENDING, INC. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PLAINTIFF VS. NO. 2001-03223 ; " )1 PAUL D. DANKOWSKY and MELINDA S. DANKOWSKY CIVIL ACTION - LAW DEFENDANT IN MORTGAGE FORECLOSURE ; ,~ , ,1 Ii P RAE C I P E TO THE PROTHONOTARY: Kindly Settle and Discontinue the above matter of record. PURCELL, KRUG & HALLER BY'~ Leon P. Hal, er 1D #15700 Attorney for Plaintiff Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: September 14, 2004 ,,; ~~~i:f-';~~"<'1J.' "'&!J~lj_~1~-'" .,,",;'_~~~~~~--~ () r-> ~ c.=> s; c-..> -- -, ",] ;,:s.-' (fl ~ 14") r1-n ~T: . -'0 lp -".~, j':- -;:-'1rn " "-"16 0(~ 0" r:"', "~---, ~ ~i~ ~:Tl :r~" t1(''5 -- .L':- -'~ ~~rD '.,-' };,. ,- (,''0 ~~:::1 ~;;. -,.,. -~ .!=" :-:n , -< ...... c.n ~~ .~, ',,,",, .--,~,~. ....- "~',>,,,,~,,,,, ~ ~ " , . ,~,~, Si: