HomeMy WebLinkAbout01-03283
Jan,12, 2000 6:06AM
No.0091 p, I
LAW OFFICES
BARBARA SUMPLE.SULLIV AN
549 Bridge Street
New Cumberland, Pennsylvania 17070.1931
PHONE: (717) 774-1445
FAJ{: (717)774-7059
TO: Robert R. Blaek, Esquire
Zane E. Finkelstein, Es i
Miehael J. Cassidy, quO e
. ,('117) 241-4829
.,1 .17)243-7557
, /717)761-3015
FROM: BARB
'UMPLE-SULLIV AN, ESQUIRE
DATE: January 10,2003
TIME: .;)'.'05 p.m.
RE: UGI Utilities, Inc. '\I. Ashley C. Knosky
Docket No. 01-3283 Civil I Cumberland County
COMMENTS:
NO, OF PAGES INCLUDING TRANSMITTAL SHEET: ;t
ORIGINAL WILL
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FOLLOW.BY FIRST-CLASS MAIL
Wl"'''l_!':c'll f
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,
FAX TRANSMISSION
LANDIS & BLACK
36 South Hanover Street
Carlisle, Pennsylvania 17013
717-243-3727
Fax: 241-4829
AtX'ON'i 1(~f.{WI'-I<I" M14-Il...
flNfJApPr c:;. ~c.(.'~ax #: '1'1'f- "d~ f
Bob Black, Esq. ,CHlft/. Date: /b(t t/ttz-
We are sending a total of I pages, including tbis cover sbeet. If you
do not receive the indicated pages or there is a problem, please call (717) 243-3727.
RE: JJ....M.. v< K",o~r<t' ,OI"l2.r(~~ AIM1~,.j
MfOIPt1l- CA.,~iOIr:!f , IrRB'(~A-f41f.. - '1(,/" J~/!'
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THIs MESSAGE IS INTENDED ONLY FOR THE USE OFTHE INDIVIDUAL OR ENTITY TO WHICH IT IS
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*1*,1*1*********************************************************************************************
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FOR: ROBERT R. BLACK, ESQ, 717+241 +4829 *
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; 'f "<, ~_" ~ , ._
UGI UTILITIES, INC.,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
v.
CIVIL ACTION - LAW
NO. 01-3283
ASHLEY C. KNOSKY ,
Defendant
NOTICE OF HEARING BY BOARD OF ARBITRATORS
YOU ARE HEREBY NOTIFIED that the Board of Arbitrators appointed by the Court
in the above-captioned case will sit for the purpose of their appointment on Wednesday,
November 27,2002, at 1:30 P.M. in the Arbitration Room in the Old Cumberland County
Courthouse, Carlisle, Pennsylvania.
This Hearing will be continued only upon receipt of a rescheduling notice and reservation
of the Hearing Room, all to be completed by the party requesting such continuance.
Board of Arbitrators
Dated: NOIJI3Yli'7e12 ll-, zan....
By:
!ZrAW ~wYc
Robert R. Black, Esq., Chairman
To:
Anthony P. Krzywicki
Attorney for Plaintiff
49 North Sugan Road
New Hope, PA 18938
Zane Finkelstein, Esquire
245 Glendale Street
Carlisle, P A 17103
Barbara Sumple-Sullivan, Esquire
Attorney for Defendant
549 Bridge Street
New Cumberland, P A 17070
Court Administrator's Office
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
Michael 1. Cassidy, Esquire
Johnson, Duffie, Stewart & Weidner
301 Market Street
Lemoyne, PA 17043
Bulletin Board
Prothonotary's Office
Cumberland County Court House
One Courthouse Square
Carlisle, PA 17013
.
'l,
.
In the Court of Common pleas of Cumberland County, Pennsylvania
UGI Utilities Inc.
plaintiff
Civil Action -
No. 01- &J.I?3
vs.
Ashley C. Knosky
Defendants
ARBITRATION
COMPLAINT
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering a
written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you. You
are WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY
PROCEED WITHOUT you and a judgment may be entered
against you by the court without further notice for
any money claimed in the complaint or for any other
claim or relief requested by the plaintiff. You may
lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE,
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013-3387
(717) 249-3166/ (800) 990-9108
":
In Law
Go'J~
In the Court of Common Pleas of Cumberland County, Pennsylvania
UGI utilities Inc.
Plaintiff
vs.
civil Action - In Law
No.C/_ 3,4 8"3 Cwr.t 1.....-.
Ashley C. Knosky
Defendants
COMPLAINT
1. This is an action by plaintiff, UGI Utilities Inc., to
recover damages from defendant arising out of a debt defendant
owes to plaintiff by virtue of appliance service.
2. UGI Utilities Inc. is a pennsylvania corporation duly
organized and existing and licensed to do business as a public
utility under the laws of the Commonwealth of Pennsylvania with a
principal place of business at 225 Morgantown Road, Reading, PA
19612.
3. Defendant, Ashley C. Knosky, is an adult individual
residing at 6056 Edward Drive, Mechanicsburg, PA 17055.
'--'''''i"""".",,_ ~".
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,
"
COUNT 1
UGI Utilities Inc. vs.
Ashley C. Knosky
4. At all times relevant hereto, plaintiff was engaged in
the business of producing, furnishing, supplying and distributing
utility service and selling appliances to persons and businesses
who requested utility service and appliances in accordance with
the Rate Schedules and General Rules and Regulations of
Plaintiff's Tariff presently on file with the Public Utility
Commission.
5. On or about November 29, 1999, plaintiff sold three (3)
space heaters to Ashley C. Knosky. The cost of the appliances
were $3,193.04, cost of installation was $2,075.00.
6. Attached as Exhibit A are copies of the purchase
contracts.
7. The appliances provided by the plaintiff to the
defendants aforesaid, were received, accepted, and utilized for
the benefit of said defendant.
8. Defendant is in default of her obligation, having
failed to make the payments as they became due.
9. Plaintiff made demand on defendant to repay the sums
then due and owing to plaintiff, but defendant has refused and
continues to refuse to pay plaintiff.
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10. Despite demands upon defendant for payment by the
plaintiff, defendant has failed and refused to pay plaintiff the
balance due and owing on said account(s).
11. Defendant has been unjustly enriched by accepting and
using the appliances without full payment.
WHEREFORE, there is now due and owing from the defendant to
the plaintiff the following sums for which plaintiff demands
judgment against the defendant:
Amount Past Due:
Court Costs:
Service Costs:
TOTAL
$4,768.04
$ 45.50
S 100.00
$4, 913 . 54
Respectfully submitted,
Krzywicki and Associates
DATED: May 24, 2001
By:
t ny P. Krzywicki
ij N. Sugan Road
o Box 505
New Hope, PA 18938
215-862-4390
Attorney for Plaintiff
Attorney I.D. 23754
",'*'~~-
.
-. -
-
VERIFICATION
I, James R. Gallagher, an employee ofUGI Utilities, Inc., being authorized to do
so, verify that the statements made in the foregoing pleadings are true and correct to the
best of my knowledge, information and belief. To the extent any averments therein are
inconsistent in fact, I have been unable, after reasonable investigation, to ascertain which
are true, but I have knowledge or information sufficient to form a belief that one of them
is true. This statement is made subject to the penalties of 18 P.A. C.S. Section 4904,
relating to unsworn falsification to authorities.
UGI Utilities, Inc.
Dated: $' /z'l (O{
BY: ~Q.0oJ.,(~
Jam . Gallagher
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UGI UTILITIES, INC.
HOME IMPROVEMENT INSTALLMENT CONTRACT
TYPE OF SALE K -eJ4, /
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O-D4.!l02 Rev 5/93
{1_4)'tRANS_NC.
(S-16) GUSTOMER ACCT. NO.
17 (1&.231 INVOICE! NO. CREon APPRdvAL
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CUSTOMER TEL NO.
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D.t. of Contract ('),~f ",19~
CREDITOR (c.n.d Ssner or We, U. and Dor):
NAME AND ADDRESS:
UGI UTILITIES, INC.
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ANNUAL
PERCENTAGE
RATE
Amount
Financed .
./
DISClCJSURE OF YOUR CREDIT COSTS
FINANCE
. .:cHARGE
The cost of
your credit as a
yeeriyrete.
The dollar
amount the
credit will cost
you.
$
$
The amount of credit
provided to you or on'
-. your behalf.
%
Your payment schedule
day of each month beginning
Payments of S
INSTRUCTIONS (DATE SCHEDULED:)
~).~
KEY'
ABOVE INFORMATION
OBTAINED FROM
SALES FLOOR ~ /"
VISIT TO JOB ~
NORMAL 0
..'-~'. .
Total of
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ThO amOunt you will
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have made all
paymer:lls as
scheduled. '
$
SALES
ORDER
08412~
BUYER.ref81'$ tD all persons signing this Contract as Buyer {called You', Your and.
Yours): '
Total Sale Price
The "total cost of.your
purchase 'on credit. '
including you.r
downpayment
of$ is
$
are due on the
. 19
(SCHEDULED BY:)
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(3) Trade-In
(C)$ /OdTotaIOownPayment(2+31
(D) $ 9~'l' Unpaid Balance of Cash Price
(B minus C)
otlier .Charges:
"-
(E) $ ~Sales Tax
(F) $~Permit Fees
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(G)$_AmolInt Paid to Insurance Go.
(H)$ 'rSr UnP'!id Balance (amounf financed)
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(I) $_Finante Charge
(J) $ _ TIme Balanae(To!a! ot Payments)
(H+I)
(KI$--'--o Time Sale Price (Total Sale Price)
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UGI UTILITIES, INC.
HOME IMPROVEMENT INSTALLMENT. CONTRACT
TYPE OF SALE ;2. ~",-f:?' (/
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{1-4) TRANS. NO.
{5- tBICUSTOMER ACCT. NO.
17 11S-23IlNVQICE NO. CREDIT APPROVAL
CUSTOMER TEl... NO.
AREA ORDER NO.
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D & I 0 DEL ONLY 0 PICK-UP !;;]/DROP SHIPO NEW 0 REP'L 0 :"EMP 1J a
~. 084150
Date of Contract: /' f"""/ I!~ . 1 9 ':-";';:''4'
CREDITDR (callad Sallar or We, Us and Dur):
NAME AND ADDRESS:
UGI UTILITIES, INC..
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Slale
DISCLOSURE OF YOUR CREDIT COSTS
ANNUAL ..
.PERCENTAGE
RATE
. Total 01
. Payments
- The' amount yoU will
have paid after you
have made -all
payments as
scheduled.
$
FINANCE
CHARGE
Amount
.Financed
The dollar
amounnhe
credit will cost
you.
$
The cost of
your credit as a
yearly rate.
The amoun~ of credit
provided.to you or.-on
your behalf..
$
%
Your payment schedule
day of each month beginning
Payments of $
INSTRUCTIONS (DATE SCHEDULED:)
SALES
ORDER
BUYER refers tD all R8rsons signing this Contract ~s Buyer (called You, Your ,and
YDurs):
.Total Sale Price
The .total cost of your
purchase on credit.
including your
downPaymerlt
,01$ is
$
are'due on the
,19
(SCHEDULED BY:)
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OBTAINED FROM
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VISIT TO JOB I:Y . .
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ITEMIZATION OF AMOUNT FINANCED OF $
(A) {I it, q Appl. Price Receiptd, I:- '
. - Amourrf'. w.
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9 "-"'''Add D& I
./ (;. Rec'd by,,:;> f?
(B) $ . ""'Net Cash Price .
$ )"!l,~ i Less: (2) Cash Down Payment
(3) Trade-In
(Cl$~ Total Down Payment (2+3)
(D) $ r,"~(_(f Unpaid Balance of Cash Price
. (B minus C)
other Charges:
(El$_SalesTax
(F) $ _Perinlt Fees
(G)$ -=:-Amount Paid to Insurance Co.
(H) $ lii-1tl Unpaid Balance (amount financed). .
(D+E+F+G) . . ' . - . .
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(I) . $ _Finance Charge.
(J) $_Time Balance'(Total of Payments)
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(Kl$_Time Sale Price(Total Saie Price)
(B+E+F+G+I)
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G--d TYPE CLASSIF. OFFICE USE'
USING GAS . ,.INSTALLATION . SALE
SERVICE IN DO FUEL LINE DO OLD APP. DO B ' JOB CODE ,
NEEDED. LEAVE. THERE . 0 . D & I . .
. , 8
HOT JUNK. LOCATE APP.
METER APP.. 0 0 WATER IN DO I . RET. TO ST, RM. . SAME AS OLD 0 ACCOUNT NO,
FUEL. DO . FUEL ~ . RELOCATE 8 ...
LINE IN ADDL APPL DO ..REPL . SEE CUSTR. . :'i:.
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HOME IMPROVEMENT INSTALLMENT CONTRACT
TY~E OF SALE / /) ...:.t$;~/7t" ( ) .
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11-1ITRANS..NO.
. {S-lSI CUSTOMER ACCT. NO.
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17 08-231 INVOICE NO.
CREDIT A!"~AL
twr.::!.,.,
CUSTOMER TEL. NO.
AREA. ORDER NO.
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D & I 0 DEL ONLY 0 PICK-UP a--oROP SHIP 0 NEW 0 REP'L 0 ' EMP 0 0
DatI of Contract tJ <!."1 /';> ,199' t
CREDITDR. (clllad Sailor o. We, Us and Dur):
NAME AND ADDRESS: .
UGI UTILITIES, INC;
IS~ 0
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City
pj/
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ZipCo~
. NIImfl
Address
Stale
ANNUAL .
. PERCENTAGE.
. RATE
DiSCLOSURE OF YOUR CREDIT COSTS .
. FINANCE. . Amount Total of.
CHARGE . '. Financed. Payments .
The amount you 'will
have paid after you
have made all .
paymen~ as,
scheduled. .
The cost of
your CJ:edit as a
yearlyra.,.
'Thedollar.
amount the
credit wjll cost
. -The amount of credit
. 'Pro~i~ to -you or on
yourbehalt.
YOI,(
%
$
$
$
. Your payrrent schedule
day of each mont!) beginning
Payrrenfs of $
INSTRUCrIONS .(DATE SCHEDULED:) .
SALES
ORDER
084151
BUYER refers to all persons signing this Contract as Buyer (called You, Your and
Yours):
,.... .
hi"! P11~ lS.
v" f);; - -Z l:::r
Tolal Sale Price
-The total, cost Of your'
'purchase'on credit..
including your
downpayment
of$
is
$
are due On the
,19
TYPE
SALE
DO
0&1
LOCATE APP.
SAME AS OLD
RELOCATE
SEE CUSTR..
. ITEMIZATION OF AMOUNT FINANCED OF $. .
. ;-r:rl . . .R ipt,,----;-
(A) $.. ... Appl. Price ece .0/"0
- AmoiJnt. .,.
$ ,. QC (1~Less Allow DareJ.. f_il ~
$ ';> . Add 0& I . .,...
J(B) $/'i9'}Net Cash PriceR~dbY fJlI
$/0 i:l Less:. (2) Cash Down Payment:
(3) Trade-in .
(C)$ 100 Total Down.Payment(2+3)
(D) $ 9'9 J".Unpaid Balance of Cash Price.
... (BminusC). . . .
Other Charges:
pili
. .
. . (SCHE[)ULED BY:) t..& ~"f.11~'6;I;)~ .
l.JM~J . ... f5W~I.I(U
Ii-'q.tt~ 31P ~
(E)$~SalesTax
(F) $ --=,--Permlt Fees .
(0)$ ----=-":Amounl Paid 10 In~urance eo:
(H)$Y93 Unpaid Balance (amount fina";'~d)"
.' (D+E+F+G) _ . .
. '. ": '3"';'.(;-;/;.. .~/ I . . .
.<
(I) $~Finance Charge.
(J) $ _TIme Balance(Tolal of Payments)
. (H+I). . .;
,..\t<).$- TImeSaie Price (Total Sale Price)
, /5/"'.....c-..... (B+E+F+G+I) . . .
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CLASSIF.OFFICE.USE
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KEY
ABOVE INFORMATION
OBTAINED FROM
YE:;s NO
SALES FLOOR 0
..VISIT TO JOB. i;3/
NORMAL 0
USING GAS
9-El
SPECIAL 0
. INSTALLATION.
OLD APP. . . 0
o 0 . LEAVE THERE
. JUNK 0
o 0 RET. TO. ST. RM. 0
ADDL APPL.G 0 ~~~.;;;~,~.
SERVICE IN 0 0
FUEL LINE.
NEEDED
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FUEL
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INSTRUCTIONS .. ...
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G-04.2no Rev 6193
(1-4) TRANS. NO.
u'drUTILlTIES, INC.
PENNSYL VANIA SECURITY AGREEMENT
TYPE OF SALE IL--e;;"-,;-, J
j./C(..-.
. ~ ~ .....
SALES
&r.~.",
(5-16) CUSTOMER ACCT. NO.
17 11S-23J INVOICE NQ. CREDIT A.PPROVAl CUSTOMER JfL NO.
0"10 DE~ONLYO
/1
Ub a
PICK-UP G1- DROP SHIP 0 NEW 0 REP'L 0
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EMPO a
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ORDER
AREA ORDER NO.
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Date of Contract _:;: :t'...... f, 0 19 r4'
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CREDITOR (callBlf Seller or We. Us end Our):
NAME AND ADDRESS:
BUYER refers to all persons signing this Contract as Buver (called You, Your an
Yours):
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UGI UTILITIES, INC.
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ANNUAL FINANCE Amount Total of Total Sale Price
PERCENTAGE CHARGE Financed Payments
RATE ,. The amount you 'will The total cost of your
The dollar The amount of credit have paid aher you purchase on credit, (
The cost of amount the provided to you or on have made all including your
your credit as a credit will cost your behalf. payments as downpayment
yearlv rate. you, scheduled. of $ is ti'. ;..
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% $ $ $ . $
Your paym.nt sch.dula . Payments of $ , are. due on the (
day of each month bag inning .111 (
iNSTRUCTIONS (DATE SCHEDULED): (SCHEDULED BY): .
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DISCLOSURE OF YOUR CREDIT COSTS
ITEMIZATION OF AMOUNT FINANCED OF $_
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A) $ '~~ AppT;'Price ~ l eee/pt. ~
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B) $ ~~ Net Cash Price /' I
$"2'6 () Less: (2) Cash Down Payment
(3) Trade-in
C) $ <: '" 0 Total Down Payment (2 + 3)
D) $L~/~r lJnpaid Balance of Cash Price
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. Other Charges:
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E) $~Sales Tax
F) $ f "-",Qifermit Fees
G) $_.Amount Paid to Insurance Co.
H) .1~Ghpaid Balance (amount financed)
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ABOVE INFORMATION
OBTAINED FROM
SALES FLOOR
VISIT TO JOB
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) $_ Finance Charge
( ) $_ lime Balance (Total of Payments)
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YES NO ~."/ i.......
NORMAL 0 SPECIAL 0 TYPE f2.h/""t' (,'l<.....'-I""'l .)>".':1
USING GAS B-EI INSTALLATION SALE .. CLASSIF. OFFICE USE
00 FUEL LINE 00 OLD APP, 0 DO 8
SERVICE IN NEEDED LEAVE THERE D& I . . JOB CODE
HOT JUNK 0 LOCATE APP,
METER APP, 00 WATER IN 00 RET. TO ST, RM, 0 SAME AS OLD 0 ACCOUNT NO,
FUEL 00 FUEL iP-ov.d RELOCATE 0
LINE IN ADDL APPL 00 REPL SEE CUSTR. n .
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SPECIAL INSTALLATION
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IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 3283
CIVIL
2001
RULE 1312~1. The Petition for Appointment of Arbitrators shall be substantially
in the following form:
PETITION FOR APPOINTMENT OF ARBITRATORS
TO THE HONORABLE, THE JUDGES OF SAID COURT:
~ P. Kr7.vwirki , counsel for the plaintiff/defendant in
the above action (or actions), respectfull~, represents that:
1. The above-captioned action (or actions) is (are) at issue.
2. The claim of the plaintiff in the action is $ 49L'.54
TI1e counterclaic of the defendant in the action is $6100.00
The following attorneys are interested in
wise disqualified to sit as arbitrators:
the case(s) as counselor are other-
"",n,rn 8.=1 P-&1llivan
WHEREFORE, your petitioner prays your Honorable Court to appoint three (3)
arbitrators to whom the case shall be submitted.
Respectfully submit:ed,
ORDER OF COURT
AND NOW, 21~ ~:/ ,', ~~
foregoing petit on, ;;J ~~&,,~.i!..
Esq.. and } (tAi" tc; M/.1U;d/
above-captioned action (or actions) as prayed for.
in consideration of the
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LAW OFFICES
BARBARA SUMPLE-SULLIVAN
549 BRIDGE STREET
NEW CUMBERLAND. PENNSYLVANIA 17070-1931
PHONE (717) "'74-1445
FAX (717) 774-7059
July 16, 2002
. Ms. Michelle Pyatt
Krzywicki & Associates
49 N. Sugan Road
P.O. Box 505
New Hope, PA18938
Via Fax and Regular Mail
Re: UGI Utilities, Inc., vs. As~ley C. Knosky
Docket No. 01-3283
Dear Michelle:
Thank you for your letter of July-lO, 2002. I have no objection to listing this
matter for arbitration. As you know, my tlient has been in poor health. I will be
responding to the outstanding discovery shortly. .1_ do not expect any further discovery,
but will do so well in advance orany arbitration scheduled if determined to be necessary
at a later date. Thank you for your consideration.
Barbara Surnple-Sullivan
BSS\vs
Cc: Ms. Ashley Knosky
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-03283 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
UGI UTILITIES INC
VS
KNOSKY ASHLEY C
RICHARD E. SMITH
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
KNOSKY ASHLEY C
the
DEFENDANT
, at 1939:00 HOURS, on the 4th day of June
2001
at 6056 EDWARD DR
MECHANICSBURG, PA 17055
by handing to
ASHLEY KNOSKY
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So
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18.00
6.82
.00
10.00
.00
34.82
R. Thomas Kline
06/07/2001
KRZYWICKI &
Sworn and Subscribed to before By:
me this :l.rlE day of
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COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
UGI Utilities Inc.
Plaintiff
v.
Ashley C. Knosky
Defendant
CIVIL ACTION NO.
01-3283
NOTICE TO PLEAD
To: Barbara Sumple-Sullivan, Esq.
549 Bridge Street
New Cumberland, P A 17070
YOU ARE HEREBY NOTIFIED to file an written response to the
enclosed Answer to Counterclaim with New Matter within twenty (20) days of service
hereof, or a default judgment may be entered against you.
.
. .
.
Respectfully submitted,
BY:
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Krzywicki & Associates
Anthony P. Krzywicki
Identification #23754
P.O. Box 505
NewHope,PA 18938
(215) 862-4390
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
UGI Utilities Inc.
Plaintiff
CIVIL ACTION NO.
01-3283
v.
Ashley C. Knosky
Defendant
ANSWER TO COUNTERCLAIM
12. All allegations set forth in paragraphs 1 through 11 of Plaintiffs
complaint are hereby set forth in answer to the counterclaim.
13. Denied as stated. Defendant is a homeowner who purchased three gas
room heaters and one gas fIreplace.
14. Admitted.
15. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof id demanded. By way
of further answer, Defendant was using cords of wood to heat her house and her purpose
was to have a more convenience.
16. Denied. UGI after reasonable investigation and inquiry lacks
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information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded. By way
of further answer, UGI did not contract to design a new heating system. Defendant
purchased 3 gas room heaters and one gas fireplace.
17. Denied as stated. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded. By way
of further answer, the documents speak for themselves.
18. Denied as stated. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof id demanded. By way
of further answer, the contract attached to Defendant's Counterclaim states that,
Limitations on Warranties: There are not warranties or representations
unless: (a) we give you a written warranty in connection with this
Contract or (b) we give you a service contract within 90 days from the
date of this Contract.
19. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
20. Denied as stated. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof id demanded. By way
of further answer, Defendant among other reasons purchased the new gas components to
her heating system for convenience.
21. Denied. UGI after reasonable investigation and inquiry lacks
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information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
22. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
23. Denied as stated. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded. By way
of further answer, UGI did not warrant the gas prices would remain stable over any
period oftime.
24. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
25. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
26. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
27. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
28. Denied. UGI after reasonable investigation and inquiry lacks
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information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
29. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
30. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
ANSWER TO COUNT I
BREACH OF CONTRACT
31. All answers set forth in paragraphs 12 through 30 of Plaintiffs
complaint are hereby set forth in answer to the counterclaim.
32. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded. By way
of further answer there were not warranties under the contract:
Limitations on Warranties: There are not warranties or representations
unless: (a) we give you a written warranty in connection with this
Contract or (b) we give you a service contract within 90 days from the
date ofthis Contract.
33. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
34. Denied. UGI after reasonable investigation and inquiry lacks
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information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
WHEREFORE, Counterclaim, Defendant, requests judgment in its favor
and against Counterclaim, Plaintiff on Count I of the Counterclaim.
ANSWER TO COUNT II
BREACH OF WARRANTY
35. All answers set forth in paragraphs 1 through 34 of Plaintiff's
Complaint and Answers to Counterclaim are hereby set forth in answer to Count II.
36. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
37. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
38. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a belief as to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded. By way
of further answer, the equipment delivered and installed were consistent with the contract
and were sufficient for the intended purpose of providing a clean, efficient, reliable and
economical heating system.
WHEREFORE, Counterclaim, Defendant, requests judgment in its favor
and against Counterclaim, Plaintiff on Count II of the Counterclaim.
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ANSWER TO COUNT III
INADVERTANTL Y MARKED AS COUNT II IN DEFENDANT'S COUNTERCLAIM
UNFAIR TRADE PRACTICES
39. All answers set forth in paragraphs 1 through 38 of Plaintiffs
Complaint and Answers to Counterclaim are hereby set forth in answer to Count III.
40. Denied as stated. UGI after reasonable investigation and inquiry
lacks information sufficient to form a belief as to the truth of the averments set forth in
this paragraph and accordingly the same are denied and proof thereof is demanded. By
way of further answer, room heaters and the fireplace were not consumer goods but
rather fixtures attached to the real estate.
41. Denied. UGI after reasonable investigation and inquiry lacks
information sufficient to form a beliefas to the truth of the averments set forth in this
paragraph and accordingly the same are denied and proof thereof is demanded.
42. Denied as stated. UGI after reasonable investigation and inquiry
lacks information sufficient to form a belief as to the truth of the averments set forth in
this paragraph and accordingly the same are denied and proof thereof is demanded. By
way of further answer, the Pennsylvania Unfair Trade Practices and Consumer Protection
Act is in applicable to the PUC Tariff.
43. Denied as stated. UGI after reasonable investigation and inquiry
lacks information sufficient to form a belief as to the truth of the averments set forth in
this paragraph and accordingly the same are denied and proof thereof is demanded.
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WHEREFORE, Counterclaim, Defendant, requests judgment in its favor and
against Counterclaim, Plaintiff on Count III of the Counterclaim.
NEW MATTER
TO COUNTERCLAIM/PLAINTIFF
44. The answers and averments in paragraphs 1- 43 above are
incorporated by reference as though set forth at length herein.
45. Counterclaim/Plaintifflacks Standing under the Pennsylvania
Unfair Trade Practices and Consumer Protection Act
46. Counterclaim/Plaintiff failed to mitigate damages.
47. CounterclaimIPlaintiff breached her duty of fair dealing with
Counterclaim/Defendant.
48.
49.
liability.
50.
Claims.
51.
CounterclaimIPlaintiff received the benefit of the bargain.
CounterclaimIPlaintiff released Counterclaim/Defendant from any
CounterclaimIPlaintiff should be estopped from presenting any
CounterclaimIPlaintiff should be estopped form presenting any
Claims based upon the equitable theory of Latches.
52. Counterclaim/Plaintiff consented to the installation of the 3 gas
room heaters and one gas fireplace knowing that gas prices fluctuated.
53. CounterclaimIPlaintiff failed to exhaust administrative remedies.
54. CounterclaimIPlaintifffailed to state claims upon which relief may
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be granted.
55. Counterclaim/Plaintiffintentionally or negligently misrepresented
the status of her heating requirements, the maintenance record of her heating system, the
actual energy consumption of her heating system including costs of firewood, the
insulation rating of her house, and the average winter temperature level in her house.
56. Counterclaim/Plaintiff's claim is waived, barred or limited by the
doctrine of comparative negligence and/or other grounds.
WHEREFORE, Defendant demands judgment in its favor and against Plaintiff
plus costs, attorneys fees, pre-judgment and post-judgment interest.
Respectfully submitted,
KRZYWICKI & AS TES
Dated: April 23, 2002
BY:
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Barbara Sump1e-Sullivan, Esquire
Supreme Court #32317
549 Bridge Street
New Cumberland, PA 17070
(717) 774-1445
UGI UTILITIES, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
v.
NO. 01-3283
CIVIL
ASHLEY C. KNOSKY,
Defendant
DEFENDANT'S RESPONSE TO
PLAINTIFF'S REQUEST FOR ADMISSIONS
1. Admitted in part. Denied in part. The paragraph is admitted except for the date which
should be October 18, 1999.
2. Admitted.
3. Admitted.
4. Admitted.
5. Admitted in part. Denied in part.
6. Admitted.
7. Admitted
8. Denied. It is not known whether the amounts were exactly as stated because the amounts
were being taken from a check register in some cases instead of from actual bills.
However, it is believed that the amounts are substantially identical to the bills.
9. Denied: Expert testimony will be provided.
10. Denied: Defendant has no present recollection concerning such a conversation.
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11. Denied: Defendant did not spend $115.00 to operate her wood burning stove.
Dated: d;)
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Respectfully submitted,
Barbara Sump Ie-Sullivan, Esquire
549 Bridge Street
New Cumberland, PA 17070
(717) 774-1445
Supreme Court LD. 32317
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Barbara Sump Ie-Sullivan, Esquire
Supreme Court #32317
549 Bridge Street
New Cumberland, PA 17070
(717) 774.1445
UGI UTILITIES, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
v.
NO. 01-3283
CIVIL
ASHLEY C. KNOSKY,
Defendant
VERIFICATION
I, ASHLEY C. KNOSKY, hereby certify that the facts set forth in the foregoing
Response to Plaintiff's Request for Admissions are true and correct to the best of my
knowledge, information and belief. I understand that any false statements made herein are
subject to penalties of 18 Pa. C.S.A. S4904 relating to unsworn falsification to authorities.
DATED: '-/-17' 0 2....
~Q.~~
ASHLEY C. OSKY ~K
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Barbara Sumple-Sullivan, Esquire
Supreme Court #32317
549 Bridge Street
New Cumberland, P A 17070
(717) 774-1445
UGI UTILITIES, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
v.
NO. 01-3283
CIVIL
ASHLEY C. KNOSKY,
Defendant
CERTIFICATE OF SERVICE
I, Barbara Sumple-Sullivan, Esquire, do hereby certify that on this date, I served the
foregoing Defendant's Response to Plaintiff's Request for Admissions, in the above-
captioned matter upon the following individual by fIrst class mail, postage prepaid, addressed as
follows:
Anthony P. Krzywicki, Esquire
Krzywicki and Associates
49 N. Sugan Road
P.O. Box 505
NewHope,PAl8 8
Barbara Surnple-Sullivan, Esquire
Attorney for Defendant
549 Bridge Street
New Cumberland, PA 17070-1931
(717) 774-1445
Supreme Court LD. No. 32317
Dated:~' 2002
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Barbara Sump1e-Sullivan, Esquire
Supreme Court #32317
549 Bridge Street
New Cumberland, P A 17070
(717) 774-1445
UGI UTILITIES, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYL VANIA
v.
NO. 01-3283
CIVIL
ASHLEY C. KNOSKY,
Defendant
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by
the court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
Carlisle, Pennsylvania 17013
(717) 249-3166
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Barbara Sump Ie-Sullivan, Esquire
Supreme Court #32317
549 Bridge Street
New Cumberland, PA 17070
(717) 774-1445
UGI UTILITIES, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
v.
NO. 01-3283
CIVIL
ASHLEY C. KNOSKY,
Defendant
ANSWER AND COUNTERCLAIM
1. Denied. Paragraph 1 is denied as a conclusion of law to which no responsive pleading is
due.
2. Admitted.
3. Admitted.
COUNT I
UGIUtilities, Inc. vs. Ashley C. Knosky
4. Denied. After reasonable investigation, Defendant is without knowledge as to the truth of
said averment and proof of same is requested at trial.
5. Admitted in part. Denied in part. It is admitted that the Plaintiff sold three (3) space heaters
to Defendant. It is denied that said sale occurred on November 29, 1999. It is further denied
that the cost of the appliances totaled $3,193.04 on the contracts attached as Exhibit A. It
is admitted that the installation costs appear to be $2,075.00.
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6. Denied. It is denied that the documents attached are full and correct copies of the contracts
signed by the parties.
7. Admitted in part. Denied in part. It is admitted that the appliances provided by the Plaintiff
were received and accepted by the Defendant. It is further averred that these appliances
were later rejected by the Defendant and Defendant requested the removal of same. It is
denied that said appliances ever acted or were utilized for the benefit of the Defendant.
8. Denied. Paragraph 8 is denied as a legal conclusion to which no responsive pleading is due.
9. Admitted.
10. Admitted with the clarification that Defendant denies said are due and owing to the Plaintiff.
11. Denied. Paragraph 11 is denied as a conclusion of law to which no responsive pleading is
due. By way of further answer and as set forth in the Counterclaim below and incorporated
herein by reference, Defendant has been damaged as a result of the equipment and service
provided by the Plaintiff.
WHEREFORE, Defendant requests judgment in her favor and against the Plaintiff.
COUNTERCLAIM
12. Defendant's answers to paragraphs 1 through 11 are incorporated herein by reference.
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13. Counterclaim PlaintifflDefendant is a consumer who owns a home located at 6056 Edwards
Drive, Cumberland County, Mechanicsburg, Pennsylvania 17050.
14. Counterclflim PlaintiffiDefendant's home had been heated by electric heat and a wood stove.
15. Counterclaim PlaintifflDefendant contacted UGI to determine whether any changes could
be made to upgrade the heating system of her home to effectuate a more cost effective
method of heating.
16. Mr. Bob Hummel, an agent of Counterclaim Defendant, carne to Counterclaim Plaintiffs
home and formulated a design for renovation of her heating system.
17. On September 21,1999, Counterclaim Defendant's agent recommended the installation of
a direct vent heater with blowers in the whirlpool room, the living room and bedroom, as
well as either a 30,000 BTU Vermont casting vented cast iron stove or a 25,000 BTU
Vermont casting vent free cast iron stove. A copy of said proposal is attached hereto as
Exhibit "A" and incorporated herein by reference.
18. Said proposal also warranted that the heating equipment would be properly sized.
19. The agent of Counterclaim Defendant UGI further asserted that Counterclaim Plaintiffs
heating costs using gas for her home, after the completion of the installation, would be
approximately $40.00 per month.
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20. In specific reliance on the representation made by Counterclaim Defendant, Counterclaim
Plaintiff entered into a contract for the purchase of the heating equipment specified in UGI's
proposal on or about October 18, 1999. Copies of said Agreements are attached hereto as
Exhibit "B."
21. Upon installation, there were continued operation problems including, but not limited to, the
failure of the Vermont casting fireplace to function. Counterclaim Defendant worked to
resolve these problems by later replacing the blowers.
22. After the installation problems were resolved and the system was fully operational,
Counterclaim Plaintiff began to incur monthly gas charges far in excess of the estimated
$40.00 per month quoted by Counterclaim Defendant's agent.
23. For the period following installation, Counterclaim Plaintiff incurred the following
approximate costs for the initial heating year cycle:
December, 2000
January, 2001
February, 2001
March, 2001
April, 2001
May, 2001
$41.05
$147.41
$138.30
$208.60
$62.35
$85.22
24. Because the gas bills were so high, Counterclaim Plaintiff tried to supplement the newly
designed system with her existing electric system, thus avoiding any cost savings from non
use ofthe electrical system.
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25. When the heating season requirements again commenced for the fall of 200 1, her bill again
did not fall below the stated monthly projection of $40.00 and were approximately as
follows:
October, 2001
November, 2001
December, 2001
$57.78
$96.08
$121.44
26. During the above referenced period, Counterclaim Plaintiffs heating bill exceeded the
estimated costs for the newly designed system by $598.74.
27. Counterclaim Plaintiff additionally did not incur any annual reduction in her electric bill
used to heat her home. Because Counterclaim Plaintiff was also without her wood stove, she
incurred additional electric costs.
28. Counterclaim Plaintiff asked for removal of the equipment and repair of the damage to her
home caused by the installation.
29. Counterclaim Plaintiff has determined that the cost of repair of the property, after removal
of the equipment, will be approximately Four Thousand Three Hundred Dollars ($4,300.00).
Counterclaim Plaintiff will also have to procure a new wood burning stove at a cost of
approximately One Thousand Two Hundred Dollars ($1,200.00).
30. Counterclaim Plaintiff has also incurred additional utility costs in excess of the stated costs
quoted by Counterclaim Defendant at an estimated annual cost of Six Hundred Dollars
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($600.00). It is expected and thus averred that this will continue until the system is removed.
COUNT I
BREACH OF CONTRACT
31. Counterclaim Plaintiff s paragraphs 12 though 30 are incorporated herein by reference.
32. Counterclaim Defendant has breached its agreement with Counterclaim Plaintiff and has
failed to design and provide a heating system upgrade which would reduce Counterclaim
Plaintiffs heating expense to approximately $40.00 per month.
33. Counterclaim Defendant has breached its agreement by failing to properly size the system
for installation at Counterclaim Plaintiffs home.
34. As a direct result thereof, Plaintiff has suffered loss in the sum of Six Thousand One
Hundred Dollars ($6,100.00) and said cost shall continue until full removal of the system
by the Counterclaim Defendant and replacement of a new system.
WHEREFORE, Counterclaim Plaintiff seeks judgment in the amount of Six Thousand One
Hundred Dollars ($6,100.00), plus costs and interest.
COUNT II
BREACH OF WARRANTY
35. Counterclaim Plaintiffs paragraphs 12 through 34 are incorporated herein for purposes.
6
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36. Counterclaim Defendant designed and provided equipment which was intended to reduce
the heating costs of Counterclaim Plaintiff.
37. The equipment and system designed by Counterclaim Defendant failed to meet the intended
purpose.
38. Counterclaim Plaintiff has been damaged as a result of Counterclaim Defendant's failure to
provide equipment sufficient for its intended purposes.
WHEREFORE, Counterclaim Plaintiff seeks judgment in the amount of Six Thousand One
Hundred Dollars ($6,100.00), plus interest and costs of suit.
COUNT II
UNFAIR TRADE PRACTICES
39. Counterclaim Plaintiffs paragraphs 12 through 38 are incorporated herein by reference
as if fully set forth.
40. Counterclaim Plaintiff is a consumer and the goods and services provided by
Counterclaim Defendant were primarily for Counterclaim Plaintiffs personal, family,
and household uses.
41. The goods and services provided by Counterclaim Defendant did not comply with the
representations made by Counterclaim Defendant.
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42. The practices, failures and omission of Counterclaim Defendant described in the
Complaint violates the Pennsylvania Unfair Trade Practices and Consumer Protection
Law, 73 P.S. Section 201.1,~, as descriptive acts inter alia:
(iv) Using deceptive representations. . . in connection with goods or services;
(v) Representing that goods or services have sponsorship, approval,
characteristics, ingredients, uses, benefits or quantities that they do not
have.. .;
(xvi) Making repairs, improvements or replacements on tangible, real or
personal property, of a nature or quality inferior to or below the standard
that agreed to in writing;
(xvii) Engaging in any other fraudulent conduct which creates a likelihood of
confusion or misunderstanding.
43. Counterclaim Plaintiff seeks treble damages and counsel fees in accordance with the act.
WHEREFORE, Counterclaim Plaintiff seeks compensation damages in the amount of
Six Thousand One Hundred Dollars ($6,100.00), treble damages pursuant to the Unfair Trade
Practices Act, attorney's fees, plus interest, costs of suit and any and all other relief the court
deems appropriate.
Respectfully submitted,
Dated: February d, 2002
arbara Sumple-Sullivan, Esquire
549 Bridge Street
New Cumberland, PA 17070
(717) 774-1445
Supreme Court LD. 32317
Attorney for Defendant/Counterclaim Plaintiff
8
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September 21,1999
Mrs, Ashley Knoskey
6056 Edward Dr.
Mechanicsburg,PA 17055
Dear Ashley,
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UGI Utilities. Inc.
1500 Paxton Street
Post Office Box 3565
Harrisburg. PA 17105-3565
17171234-5951 Telephone
Thank you for considering UGI Utilities Inc., your single source contractor
for upgrading your heating system. Upon my recent visit to your home, my
recommendations are as follows:
To provide all labor and materials to install the following equipment:
One (1) Empire DV-21 0, 1 O,boo BTU direct vent heater wI blower;whirlpool
romm $1059.00 (\ .L j.l
One(1) Empire DV-210 in bedroom $960.00 <{L(D ~ 0
One(1) Empire DV-215, 15,000 BTU direct vent heater wI blower in living
room $1093.00
<?ne(1) Vermont Casti.ngs. :,ented cast iron stov~,30,000 Bt.u,s,W( chimne~!J ~~
hner(flat black) $1846...0_0 ,lnclud~WOectst~ L g g.-i)'-O~ . .
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Or, one(1) Vermont Casti.n gs tfr~st iron stove,25,000 Btu:s (flat
black) $1410.00 ,includes r \ oval..9r~od stove. \ .
Note;to add a color to either stove; $200. 00 . ~ - .1 tc/ ~ .--
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In addition to purchasing the above outlined heating equipment, UGI also
provides the following important benefits:
~ 24 Hour service, 365 days a year.
~ Round the clock availability of a serviceman to talk with, not a recording.
~ Proper sizing of heating equipment.
~ Installation in compliance with American Gas Association and Fire
Protection Codes.
~ Heating equipment tested at UGI's own testing facility.
~ Over 100 years experience in serving your community.
WARRANTY INFORMATION
UGI shall provide free service for the new equipment for a period of 90
days after installation. The manufacturer shall provide a 10 year warranty
on the combustion chamber and a 1-year warranty on other parts.
Thank you for thinking of UGI Utilities when considering your purchase.
Please feel free to call me with any questions you may have on the above
proposal. We at UGllook forward to servicing you.
Sincerely,
~)H
Bob Hummel
Merchandising Representative
(717) 255-1443
Enclosures
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UGI.UTl/ 'TIES;/NC.
PENNSYLVANIA SI:>jURITY Aq~E,E~ENT ','
TYPE OF SALE 1L..~..l'" '" r.CUSTOlJlER
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.... D&I[J DEtONLV0' plCl<.Upm--OROPSHIPD NEW 0 'REnO EMf'D
SALES
ORDER
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natlleltea1.rlct: 0- 194-
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"The tot.1 co~i of y~"r ,"
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Your payment ~cheduI8,
day of each manlh baginninQ
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SECURITY:, You ~ra (living 11 set~rilV inlQIe:rt in thl goods you aro pIIrtlll~sina.
" LA'll: CHARGE: If we lecel"e yalll paymant 10days Cf mora alter 1110 dale it i~ dua. we wiU charg~ you 5~ of tha PJymenf
bulnDtl,ssthanSl.DDnDl'maralhaRS5.0D. . '," '" .
PREPAYMENT: If you pay_1lf1 ~arly, YO~ may b~ cnl~t1ad io a relund 01 part cll~e' financ, chill'gB.
, S~ IMlllh6rl"lI'Iifi<mslll YIlUr Re/ail/Mallmenl Catllract tar Mditlonal iatalmalkm ooallt 1II11l'jl<lYmeIIC, dIl/.uk. any
raqulredlepaymentsin funbefara the s,chooulad dala, and prapaytM/lt ralunds,
Payment~ of $~
,arB dua antlJi:l
,19_
E mllaflS an ulimale. WI! u1imala the paymOlll dua datal lIS your fitst paymOllt will ho due 30 days aller deii~OfY' Dr
installalion 01 tho goods. and you mtI~t malle aU alhef paymcnl~ on lho same d~y 01 each monlh tholcaller.
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PROMISE TO PAY: mu promin In pay, the TIIIOI af Paymaiits\'occaidl~~ 10 your payment scbedula shown abel'(!. /
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CONTRACT COVEltAGE:Wa selland YDubuy lhe follawin~
Prapeny(includemaddandserialnumber]and/lll' Sefvic~'
AODlnONAl TERMS AND CONt;lInONS OF THIS SECURITY AGREEMENT ARf ON THE BACK.
NOnCE TO Tm;: DUYEIl: (11 DO NOT SIGN nns AGREEMENT BEFORE YOU READ IT OR IF IT CONTAINS ANY BLANK SPACE. 121 YOU ARE ENTtnEO TO A
COMPLETELY FlLLEo-IN COPY OF THIS AGREEMENT. (3) UNDER THE LAW, YOU HAVE TIlE mGur TO PAY OFF IN ADVANCE THE FULL AMOUNT DUE
AND UNDER CERTAIN CONalTWNS TO OBTAIN .Ii. PAfmA' ffEfUNO Of TffE SERVICE CffARGE (FINANCE CflAffGE/.
YOU COfUIIlM RECEIVING' A COMPlETED 'COpy OF THIS AGREEMENT WITII DISCLOSURES OF YOUR CREDIT COSTS.,
o IF mls BOX IS CHECKED, THEN YOU. TilE BUYER. MAY CANCEL THISpTIIANsACTlON AT ANY TIME PRIOR TO MIDNIGHT OF THE ntlOO BUSINESS
DAY Arn:R~E DATE OF l}IlS ~RANSACJlON. SEE T ~ JTAC 0 NOTICE Of CA ELLA N FORM FOR AN EXPLAWI!!9tt Of THIS RKlHT,
JS~.d4<. -!'- .. .
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LNSURANCE: Clellilllta insurancD and cradil disability illSOl'anca are nat re~uired ta ohmin dit. and Insuran,o'w~1 net Plovidt?un~ss yea ~gn .nd aBl"tlIlo pay tho additional ca~t
YEA S RM ,NAlUAE
You\"...lmllil,in""nct. ~'W.n1"odoIJ,..,i1"y",,","~'
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enrall~ndlr agfouppolicy olflll'ingcred,t nfa and ~mdil di:oabllity iflSuroncecaWlalllls.Nailhal' \'lie nol the affiliale i~ your agent. bloke!, Ot fiduciary for Qblainilllllhi~ insurancc,
The affiliate moy fe'ei~o ~Dma ~nalit Il'l!m YOOf selec~cn ai this in~urDn~e., '
INSURANtI': CANCELLA.TION: You may cancaloov insuran~a you ~elo~t willlin 15 days from the dala of this Contract.
YOU HAVE THE, OPTION OF fURN1SIIING CREDIT INSURANCE THROUGH EXISnNG POLICIES OF INSURANC.E OR OBTAINING POLICIES Of INSURANCE
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. . ~ ANY ~ENALT:':~ OB~GATt:N. WljlN Il~R~E BU~INE~S DAYS F~OM THE ABOVE
~~M\TPt~~Bal~\l~~~sOrO ~~3~~~~~P~~~~~E ~~'U'RN&Ni8~~~~
ARIStNG OUT OF THE TRANS N WtLL BE CANCEt.LED. .
THE SELLER AT YOUR , IN SUBSTANTIALLY AS GOOD CONOlTtON AS
UNDER THIS .CO~l.RACT OR YOU MAY IF- YOU WISH. COMPl.Y Wmi nlE
RN ~IPM~, OF THE GOODS :r THE SELLER'S EXPENSE AND RtSK,
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If YOU CANCEL, ANY PROPERTY TRA
INSTRUMENT EXECUTED BY YOU WlL
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WHEN RECEIVEU. Af\lY GOOOS DE
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lAri.' P~iKTSJ\. ,tt.w. III In lollmlot 10 tfaVs III n\o~;:-;;r;ESIJtTll OF=DtFA Lt 'yau da!lIlJh 1;>4 "....m?ll!lW :',. f'1Ill:$Ylff"l~r)
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bullloflwLhinstOOllDl'maA}hIIlSS.oO.___ "E- .'. -~ iQIll,lfl.fltil1<.lIh~PlllflIY
I' 'PP.YMEHT !IfIAlWAHCE P.t~11IlI\' pt'.pay aU 01 lh_ 1m unl VOII $~n Il'M I I Jlblll "":f~.~f!l1 ~1~<III~Wlillfurlllitb\s..bfJI!l/lfnl,'~~lbtpJ4~ Oleo \
. at illY 1l0e It yoa da, we. Wiu~rllfund~any oonrnedJlnlllLl thar\ll UJI"Q _~--=--P2i~I!.'I'r",l)lI3ilf."ncll.wl1~/I)hLSiIliIU'~. ~Wh41=-___
1I1IA~tUJllaIMIIJwd SlJbllelbl.ml/lb"umrlllllneleh.r~lof$JOP1!!JIlonlh I'QUOWl.,., :~'::Io'lu .l~\. '. '~'lIJba,
'_llI . mjlllmum'.wfl~'Of 6 mofitf.,cll ''I'll' ao nlil~.am' tlIis'a'rhouri\,~~1 III" LAW APPlIC'ABU: "'MJlI!'I1i1li,~r; ",(fn ,tlllSljl ,
IImll you P'~pay We nm! not mlt. lItlY Fin.1IClI Qlifgl ,dulld of IOS1 lhall ATTORNE'I" FEU: TIll wrnnlng Par/y n 'C6~, jle;~~'i t
SI.OO. "l"\JI. ' '~~ I lotldJAguellllntshdracINIIHOIrwy'sttls.rKIelllll' 1,1 "1 .lhslng I
1.._.1 ~ctI:~:i~f:1J~~:'r~1~1~.~1~cn~qleemen, r:;~ftEJ'-'~~'fM~TURri'j'; Aft.r.'~i~;J'~~~~~~1. \oOO,h.n '
\"'j (II I pIllthUImonev..soCIJlltYTri!irest lIi~ilPi~nb ttatheil --~a'lmlel'~hr;atll'llf~6~r'~~iJ_'bal_ante~Of~1"'.TOtal:-
"(bl! :~~t~:;;~SlI~,J.tla~u\iJ~an!~ai:t~l~Ja UII~ ~.-1~~~ll;1b1.~i~~is:.~~~~{7"d~t3tionr. :~~)~il
PllllffflrCll",fhl,pmcl~d1o-llny1irl-ldliamlit'-I-I~~'-1 j U/lI<lJ':_,':"\\,'!, "\\.C\' .....,'./.., , ........~~111
!, -1 WI WIN.I IlnY,l101l1ll, ~ilYli,nllllell ~ TII_n ~hrihj~l'i~ill ~Y !pefalioh ..",Jal_;;~.g~'-'/bIf.."Wrimn~lT3Ilt'f I" ~",,,_d",, ..ltlr1lllrAplTlllnl:. ".'"
~ - of law.,I1lClllll hI ~~n,~I.any jud;rnMil:W~lcli w~_l)1a'( plltam itYau.do_nJJ-....-.. . , . . -i__ _ """- .,'_. ...:.-:~-.. - .... ....,..OJ, ,"I
i py'll~s A;m!mo~t ill. .4tOfl.".~e W;I~ ii' felm~. 111:.:'.1 ~~'''H "'J ,IM- .~. w, givt YOIll selvieetGnuaCl wlthin'SO dlyt'rrom the dale of Ihis, ..,.,.,~
, lQEFAULT;,'(au.rfinldeldultltU_LJ.LJ_ . ..l::'.L:'~ .A~ m 1 U:l'FlWlV "to 3. IJ20J021Q '1
1-) I fUll fait lQ make anr paynl8lll when i_I tDmEl~'dut---- - - <i"l'-"'.I' J ~jJB BlhTV(You -shalt ll/lll "IlJ-iY!\hIl;ti!if!!1 nalllnlm";Ulln>A .,'
l~l ,You.mllQ il,,'.al~' &llle, menl~o, l'lI!!!l1."', dll JPIlIi[alin~, '" ,,~,. ~,". - II !~.Wi~~~1Inel eny ~~I!~I~I"J to he ~&~\~;j'.JIU<t"- ' :
, ,'r) flll:'.wJJ lIJ !dU<lJ-'\..dJl' l'r~'!~),\1C<III~ t~i$ /I!J~~r.mcn\:~J1!!.~~1 ~~I d ' n~n .'1'
wllll~n~onsenl.l~);_ - -.,"11 ""-'l.~""I"~4
AC'l:EtERATlON)1 ~Oll dd~~It~.arle! 21 dav~ horn 11la date, ~ ~~IIver~, '
, 'oIa1IYleljlllFedllOlI~loIYDlllriijliltqeuled.hllJttJw-ten~OnlalldlJ_-.r11 I
, paymlnlollneOOllrl'amaantfllll?Wtniin~UI.parJ,Ofl'Il..Iinarn:tlchi1i\ll
+"- ~ we bave nol Iillned fillIPed Irj-lh~~ Melllf:;We shall alSQ hlVlltM nalHy us
, ~:f~d~t~~~~il~~,m~~:loU1:;a~~~~~~~~ /th~~~:'-::~::~~~-~ ,- . ,~", '~l _ _, _ "".
,;,,:"~~;t;:';;~i;;~~,~;:~; TfsU~'~~~A;~~i~:n~;f~;; 3~\~r:;~cl~~:~~~~;;~ ':.
SIlLER Of GOODS OJl.SERV"ICES:OBTAINED Pl!JlSUANT IlERETO {lR wrrn THE PRomO" HrlfEtJ~I'lEtOYnr"'HEFtEUllOffl~Y'TlffDE8TO-R'SUKLt~lil; ,
NOT Ellena AMOUNTS PAIO'B't Till; DEB'f(IR ".~,II~~~Q~~"...i!'~~tIl\jIW'III~"'#'H~J1~.ibIlftWl"t.a~lIIq...~all~,.,."lt~9l.wll:!i\PlAlIanAl '
1";T~C-'i";>~~~131~" " _, ,:~f::'-" ;:'~Uf~<':-*:~ ."'_,O'~',~",,,~Ctlltllt.i\q~l'Ihl/lI,",'
~"'-II "":"'~""'~$.\~ ~ ': ,/SEL~~'S ~SW~!r:!I:;f'JJI~!';J . ~_ llt"~~:~ _i._~"~~~l1 ~_#J~~~," ',~/;
'FOft1\IAwt'lIl!eEMD-."tt~\if\der$lg~da1 ~Y!~.I~~,8f4illl)I'i'I.l>,tiin&l ~ .' l'~~t ~8~dl!\~i~t~41Il'laZ:'
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,. ~~':?1-.s.{ ~~.:,i~\':' "-:," '..;\?~"'C;~~~N~';';'~n"d~~~'~1~>, .}'!.-'~:~:~t~~1.'-~:-~'.' ~:.f"::~'.
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,~<Iwrl pUY>lOl" fa~"J lIodars'l1'1cdlllc"<>n-:r::. lun ""llo lli/sOb/iullli<Wl' ,J',J i" , ,.I ""'" St.?~ :a.!CPil"l ~ ,< 'ilt f:l r':ZJr~'i,..lIm
i.r..i8w.ntrlllve"n'.;;';~ih~Yt'~iiiitO:lI~-;;~'.--';; 1';~'~-- .-... :~'orConiflntl<:ii~re'timi:lf.Ihep(i;lp&rIY.
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Tl...oIU'l)rtmGn:~m...wm~~~~~~.tept's !J 'J njrl:' ._;,j~,. . ":, ,', .'
!..s.. """.ond Wi!>C ~""""'r,ridw-!twG\~"n nanl<l<l Jt1..,ein '... Buy"" thar ...id
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",,-,.""'fl,," with .oid eom,~C1. rh~l .~dcotlh""I" fI<lI'''l>)!II:l'lO IV
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;f,~~~:''l:, ~U~:~ ~,,:,~':f =~.:."lnr~~81,;,;~~~)~:t~1'~~;;'~Sr'::r::B~I~jn~'t.k'W~mt'tirSo:1'+~~~.e;:,tti~J:f&I~J~ii~~~~CI,:~~1~
'''''_ ,,'" f"'''<Jo''''IIp1,,,,..~,,,~i>nt! "'" '~m,. <A >>.,.,. Genw~!~ JIa""""""'''''"",,,.....,P$-''''<l !h,,"">>l)tt~'Wfl'1og....1h.' ,1\. lO,,,,,--of the 1t';;"","'O~.16f I\Qr."m.nl
"I!~~""ol ~1; ", ",'"". dJI.o{ it! i:J.,Il:"IIJ::"IH Ill;';] I!.UI'tliJIWA tittr 10 Y'i'O:J ll.n :..:,,"r.U:! j\ tl:.!IVUJ'JIt t,lllHl,lO:! lIlJ~
M.t tu~, ,..' .", _" '\.1" '1',.,-,. ...l",n~\';. "",1,,[' .y,.....,. ~~Ht,';1J i1JJJI..r~;:;.rur,"'~,~' ,ftl'fli!i'ltP,". ';.1'1. .11l~1t~, ._tJ,~:ttj 'a~ .:18e'_I'H~r. '1I,.U
I I 'I Ulf.,Io'II;,hl\1AP.I'd.H ""II lI""'I';.r"II~~I' l'IUA TllaV'ib(JA;lr;\JI1ar~nAll]il 1111~I\fNJ
u, ...... .. ..... ..... .....:;1~1;,~;.nrwtk,;.."',,~Jr~;, . i.I' . '~:. ~ " ...1..,;.-:' . ..
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, l ,,)1 "'L" tr1<- [I I <~ r.,Jtj~i:'I..l' J!l1III'v. "~J~'~Ior'" II' niti1Jab1!i$1(!e:!lJdn<l1l~;lfl~~r.",111I<1I'",IIb1lqbnt~,r'IItl'111"'1131,AP.111~1
~ _~ --T ."lI\1t--r-,'>rf}- OTlCEO 'f'ROPOSt:~ REDITI"'$"'~_t~ CE ~-- . , '-;"'7::-
Ih.. S'lIIU!r(,j 01 thIS Conlracllio'aby ';IkalslTltll!to lhar llr!ll,iP Cffl"'I'!II Imlrrnn<::~'l.! I' IIh1i'\!m.,,'cr---
< "''<ll;'\(Jew,lIb" "pplo:;ahlq 1<> lIlI" Con <acllf som~,-j..edon 1I1i:!ifw\\'o 110, COnf,ael and eo subJ ;~-.eQjc efOgllWlIl Wllllunby lDllli!.4'~I'~~""
:,(";~:':;:.. '::':i,~~c,,-r;.;~ '~:~~~I~~y~b~~'rlCf:ti~~~~~1 ~~~~;"1::~;d VTh~I~~ rn"s':.'a~~~rl' :;,~ ~e':~ ~ ~l';a~C1<l .~.~b~~~~~" ' : ~
'" ltlf.lJfJcd an,l wiU u.pi'e on 'hu odginal sehed"lcd malurjl<;: d"le of lh" ind"brudn"s._ S<lhl"cllO IIfceplllnca hy lh..inslJ'ot and wilh'n 3l) d"V$~ .
rh",,) "",ll ho d'.'ll~lIfud to II II' ins<IIed wbl()f ,I ~Oflitlo.;ate ot Ulwrallr.e rnor" fully, 1".'-rl)I" 1(1 Ihllll'f>U'lIllr.O.llllh.. """It 1 of 1:.f"p.4l'rllml' br.llIlIlil,lt.tito\d,i"ooi:J
.1 f->l"",/vl 'n~"'llnce d"'f\l'" Wlfll,(t mad" w/",r" <fua ,; ."" . ,'d' ," I "'-'f,",.,~mvr;f.tlj\,d, 1'\,h.".,~"liU~,"l1i1'NJ',n6 ~~W~'I,"QI~<, 1"::"Ii..,rr~
1 b'bMA~ ''")1;;\;' '.\li ~"li,]' .., ",,'"""'., """~'~. .",
~~,:;~~'''~::t;~,_~:n<lf w<1I hu Tllr CENm~~ ~~:~~L ~~~ ~,~~~:~ :fl~r.f'N .""~. c,:, .J,~jlk.lll \I~',." ~~ '~'i1~' :f111I1itrJiJ.I~.J'1\.I;.",,1~~9,,
, . " "" ",..< ,': ....' ,..,;.j:",l~J :",!\'II1{,-l ll:'.H-~!~J 'lH,,',;iiH ~~~IARU~IA'I 'nf11f1') alilii121'o(~U1,1DHorr'Q;nIT 1..';.n !i...."
,.~. ,':""" -.$r.~"mm:HlflJHTiIMlII11
. - ~ '~'::,"-'.~'~~':~~~_":'~:' ~~_~I_" __~'_ ~~~r;!~~~~-~.~~,~~~2;:..:..-- ~~.:_ ___~_~~'::
'" ,,,.~,,,, .~",nI'O\!..I~~:1^:l'1030rrO~,.- i \:. ,.'~'",., ,.-.' .
Ir YOU DO MAKE mE GOODS AVAILABLE TO nil): SELlER ANO THE SELLER DoES NOT"':!liK THEM U~IN'2(fDAVS OF THE
~A~bS~A';~~~ ~I:r[(ifr( Ca~~1fiL~?~BWU~~:Utl't:~o~ITr~~~ OlG1.ii ~8Witr;rJH~rrG~~~t~~ ~fl\I~:TArm,
1,\1l TO 00 sn, THCN YOll flfMAIN LIABLE FOR PcnrOnMANCE OF All om IGATlONS L1ND[1I rHE CONTRACT.
fa CAN(;ll, nns TRANSACTION. MAil Ort ~EUV(ft A SIGmO,ANO OAJ[[i COf'y,~fo:;t'HlS.CP'NCEI.-'~AT10N NQTICLaRAftJVIOT~~lry:1
WlllTT(NNOnCE.OflSEN~,A"TtlEGRAM,.;ro,..~, ' '_ . ,; L ,. ,'P" . ,,'l..L1l(,J 1_~,j,I1l~lltf' Yfl:'TJI'r-A;HIi.~-';
A:r '.: : , ' ,':' V'l -J'.J ' . "I ,,1/jI~',,~ I.n-, ,_ \..,j ,'-. : , ,t'",l., lUn)'.', (I J~,;Ji.W:~rt!Anf\:;r.I1: lWei ~G iT_ Tlll)ti,IJI~;"~U
lA..l<I,,,o. QIs..I""':ir'1Io,,~"'bu..nqll~1,i";~;.i1'5(i,.~',:, " -.",: ":~'::;";'~.'t;{~l' ~'\;"'.:A' ,!tl::'r~ ~~UM'Uoy'j;J3~1Wt;:1; J
. HE.REBV CANCEL,THISjTRANSACTION J. ,'il ;-,1.1"" :',;', , ' ,~;." ''-1''1 :i~;IH\l U ''-''''fi 1'J030 2:C1(lOi)' YIIIA ,C1JVI3:J:i:-l ~HH,'
." ',I J~,:' ."...;.lIX~,<l'"J.lI.''' ;tHT ,1'A. e{J,lil;)::, ,I ;0'._ ",'!t.,IH.;;;,\"IUT311 f.I~~-'<)~A fI'!IJll! ~:~,~ ~O G~(r(r;lUR1,:ta
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SA.1..E.S
ORDER
084124
D...O OElO"!LYO PICK-up~opsi-llPD HEWO REP'lO EMPO
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ITEMIZATiON OF ....MOUNT fINANCED Of $
\Al $ )'Jf' ,>,plll- Price Rocuipt "16~
Amoun
II S~j1lLe5SAtIoW Dale/D/.f'f?
$:rzr:-~Oll Rec'dby"#
(B\$.~b"'-I N.;\ CasM'ticQ; /;,
~L-.: (2) Cash DownP"vnlent
, (3ITrade-ln
(CIS /Od TotalDownP<l~melll (2 f3)
(DJ$~UnpaidB.al.1nc"utCashP,!I;e
(6miollsC)
/,
~Ollre'~lkl(ges
CEIS_SalasTax
(F)S_Perm'IFaas
~
lGIS~AmounlPaId l<;J~l$ll'.JI""'CO
(H)S~~d Ba1:lI",..(amoont frmJr1Gcd)
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Ell1OOllrlal\eslimaIeIWt&~\tepaymen\dulldala$iI$)lUJllil:s1pajTMnl~bElWeJO~al\eJdeftllel"Vl, lea q'c'..VJ
inlltalklliono/lhayooi,ls,aOOyoorn..tslmakeallolherpaymenlsoolh6s.affilldayoleacl)lOOI)I~_"'~fllar:l<t, Ul S~A""';lCUChi.lt~_
~O~~.':~Ov.i~~~.t:.~'~.\-~~~~~'~.\I':~~'I. .'!~; ~..,., ... :~:=~]:::;~:7T::,::m:.:::
Pr~I~~'~~O~'~J~~.~(,).~/(K.~~. ~.l ~:::;rk,;~E;rIGtl) _
':'ROMISE TO PAY: YuufJIllrnlWkopay rho! WolPa-,>I\eflbacwoJ'I\lk>l'WIpa~IIlt)n1 ~ .oowo..........,
ADDITIONAL TERMS ....ND C::ONOlTIONS Of THIS HO~[ lMflRO\lH"~Nr CONTR....CT ....Rl: ON TIlE BACK.
NOTICE TO BtJVE~:' ih DO ",or SJGN lHIS'CONTAAC(lIifORf I'OU READ -IT.,',ll you' AIlE ENTITlED TO 11 COMPLETELY FIUEe.1N COpy Of THIS
;- CONTRACT, (3) UNDER THE LAW YOU HAV.E THE RlGtf1' TO PAY Off IH ADVANCE THE fUU AMOUNT DUE AND UNDER CERTAIN CONDITIONS TO OBTAIN
A I'ARtW. REfUND ()l: M Flw.ttCE CKIII\GE. II\.) YOOIflA,V RESCIHC THISCONlMCI SueJECT ,TQLIA8lUTy fOIl.t.HV UQI.llOAl!.DOAMA.OE PRO\IISION
" 'llfl"REOF AUlJ-lORlZtO BY LAW NOT l,Q1:R THAN fiVE P_M. ON THE BUSINESS DAY fOUOWlNG THE DATE niERWF BY GIVING WRITTEN NOTK::E Of
" REsCJSS!ON TO THE COt(I'RACTq.(l. AT H1SJl~ O{bUSlNESS GIVEN IN THE GONTRACT Ilur'-If YOU RESCIND AfTER AVE r.M, ON THE BUSINESS
DAY fOUOWING, VOU ARE STILL ENTmm TO OffeR ~F~S IN fo'IlTlGAllON Of DAMAGES AND TO I'UJlSUE ANY flJGHTS OF ACTION OR OEFENSI:S
TIiAr ARISE OUT Of THE TRANSACTION. _ .
. 0' YOU CONfIRM RECEIVINQ" CoMPUTEO COPl'. OF.THIS.CONTR....CT willi OISCLOSURI'S OF YOl,lR CREOIT COSTS.
IF nus BOX ISCHECKED,llIEN ,1'-.' ,', ,_, ,
YOU, TIlE BUYER, MAY CANCEL THlS TRANSAcnoN ....T AHY TIME PRIOR TO Pdl NIG
TRANSAC SEE THE . HED NOTICE CA F Fa Ell LA
DIS LOS
........,.
CHARGE
R.
I.
1btalot
Plllmenll
Theank1Vl\t\'WwiI.
IliIVllpaod.rIttrY<>-l
na.llmadilall
l'I~manf!; III
.......
Tobll S&Je Price
ANNUAL
PPCENTAG'
....
ThilCg~g. ,
ywreraJi. ....
)"61Irlyrilta
Amount
FInanced
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r::r.dit wit CO$C
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Th6<llIKJYnrolcredil
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$
\Wrpeymanl~
d\IlJr:J.eachl\'<Jf\lll~
IICURlTV. 'rOO art) ~ing a 8eCO"1ly if1teresl rllhe I/OOd$ you ar&purchaq
LATI CHAIlGEI ~'y.r&recoW& You" pily/\1e1lUO.~ (If'!'K#.~ llllt dat~,il i$ We. we:'IIr'illd1ar\lll VOU liwlel>Slll"
ol15"'ortpEl.I?...~,gl:t!a~....",II,I';:.,-.,.,-,<:-,'.;-I."',:l. ',' ,..
PRVAVMENTIIl you paj'~' early, yoomay be entitled to a fllfurd (1/ par-l oI11Ja flnarr..e cl\argo).
seelheolherpr(l'Visioos(l/.~Relallo!ilalllllel1tConllactfOladJilion.llWuIlTlalionllbuutllOtl-payment,delalJll,anv
req.riredrepaymenl:;jfllultbl;lorlllhe~d..rll!,lIfldprep;wmeolrll'''~
~olS
..lIutonh
.16_
"-.
OF THE THIRD BUSINESS DAY AFTER TIlE OATE OF nus
ONOFTHISRlGHT.
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INSUILI.NCt_ r:.:roo_ itllillSlVntlllUldaedrl dosabiIltYHlS<Jr~r-.:eare~,e<predloobtaincredil.ilI .ldeduOOsi j'QUSIgl1a1dagrae "'pay I~ OOd."",.,tco.t
II'l'[ COSI JUIt SlGNAT\.IIf ClISl ltl'M SiGN,OllIlE
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. iNSurv.N6E'PROt~'cTIOH',U;~ -ttn~ \hi$'wrlllQ'la'ao ,11iI.8te'oi~", &....I~ lll'e!Jlsuraria,~ or o.nrN. t"OlU"I, Iheo and onlv Ihen lW may ",w\ll Uf'''''
,~poIie'l"""'~~\ili.il\dCle&t~),~~~r~tM.lu~l'QI\\1eilll~\S.'#Yi~\x~,Ol~'JI...-~Ihlr.~i\fDlThil.~,"""i''OU)l''''
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INSURANCf: CANCELL....TION; i'Wm.lV c<lncetq ....-at:Il'OO o.aloct wlhin 1.d;lys fn:m I~date 01 It.. Cl;inttid '
~:~J::R~:T10N Of FURN!S/llNG CRI'DlT.JNSIJM-NCE THROUGH EXISrlNG pQUCIE$ Of INSURANCE OR OBTAINING f'OUClES Of lNS:NCE fROM
If,,-._-.gj>oolo<.......
. NOTICE OF CANCELLATION I(;O,..lINUf/> ON IlACl<1
',;',' '~.-~:., _' .\~:'" "I."e,"~":~l".\' '>~'.\I" L'.,
" : ~ -.: ,,,-/.i .!,Ii i:_.jio" ,l,,:~ "'! l;. '.' L"1~'T..;:'IC"~'_ ~ .,,: '_ ~J'; T,t--..' ':,; . ~., - ' .;, ,!, : -. "1' ~~. ". ,. .,- -.
'fOU M....V CAHCEl"THfS'TRANSACtioN,\YlTHOLit',UiY'PENALT1'OR os~ci~~ioN.;~lTH'N 'THREE SL'SlNESS DAYS FR~J TH~ ;~dVE DATE
INl~T~2~E~fi~fcS-rIOYO ~~qyo'bRMl[~R1fr~~Nt~~rt1~El~WU~lt~is8~A~~~0'l.~g~~NI.HREE&.?,~j'1':,.C-ili~~E~.tIfis' O't'~O~~UJtEOlr~fli'o~
NOTICE, AND ANY SECURITY INTIffiESr ARISING our OF TltE TRANS....CTlON WILL SE CANCEllEO.
IF YOU C....NCEl, YOU MUST MAKE ....VAllABlE TO !HI: SELLER ....T YOUA RESIDENCE, IN SUDSTANrtAll.Y ....S GOOD CONDITION AS WHEN
~~~r:S~Lt~~ ~i'gfRtI1Et~~r~~T1~J~~J~~~~~ 1~r~HcEo~JS~ir....~~Jt~~u~rAYf~x":.~~~E YfJlo \~\~~: COMPLY WITH THE INSTRUCTIONS
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CUSTOMER
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. .' 'r..-~';:,' '..,c:- I <\ ;-.' ~,A~D~~~~~T~~~~o.C.~NDI"Q.~Nh',' ~-~}~. i:/t...~~" .. l~'
.WE PAYM[N.'. ~:~II.we.. .',eeeive 'PD imllallm~nllO days or ....,w,.aft..er tile dltilj.~~!.(~p:aES~LlSllff'~fFA~~~~~~ Y~~f'hJ:. .Jl.hhM....1 :.:!~,..od
,. tlue,y.IIl...maYChar16'Y/lllHlaleGharg8qlthelesnra'5%attll~installmenl~"", .. '...";'.\'~;'l'\' ," . ',". . .
(~j'~' ;~~j'if,-:" I ___'___~__ ~~::::;-.::.181-W@. h8ve.~rtlh~'n.gh\S ana' remedies the (I"Jlollll CommercrafCode ~
, , " ",lie I .". ," ''''_:)'-'' ,r,,,';r...."~'''''.I ,,~l-"_,."5Il1cl.udmg1"ellghttDrelahthllPloperrvl~prOV.8menls, .
~ !AY~ IN ~DV~N~: You may projlilY ,II ol,~8.a,mQunt yop,tt!ll oWll.al-anv~ "'-~'lbl:W& can s6111lhf Properry lmprlll/emenls secunng lhl8 Conlfacl accOlomg
tlm~. If you d,o.'WI)-'filiIIIOlu~d a~y uno~fn~d ,flOon~9 thorlli \lSlOg th~ ruro of . .10 tho law<and~~~ shall.pay.,o~~ d,f1arence ~.el~aen.sales plOceeds and .
~,-(';'-,..18111* i1ofun,d:matl104, StIbja~1 ,Ii a minimum 1180nce cholllO Of'$!~.!lD Il~do__- ,---"-whal.Yo,u tJW!.. "I '" I' '-'- . ,,': ' :. .-' I ','
i~ ,.-" lnbl earn Illls'amnullJ. at Ilia tinlo'~ou prepay. We need nl/' m1ke.eny flnance!] .I 'nH [1 W~., f I _"II .j ..'.1 i I' . 'I ,,,
, _ -'. _ _c_ChergaJefun~ oUeSs-than Sl.Oll.,.:_ c~__l;..::; . '::~ -.-..~",;=-":;:":;;::::==~-'-=-";.,:,",;..= LAW APPUCABlE: Penrisylvanla Slale lew governs_ this Connact
h'SEi:U'~IlY: ;~'~;~I~~; ~S;~,::r';~I'~~k~~;~;'~'~e' ~;~~i~~1 p~'y~e~:~~ .~~~~~~nlrLI, ATTORNEY'S FEES: IIw~ gp,.e'~his Comrac"llo an oh~;nev,for c~lIeclion, You shall
, you give us llIe lollewlng: ." _. I pay reasonablo allOrnay's lees nOI 10 exceed ZO% 01 Iho amounlyou owe and
r; 1, :(al !a' p~rc~II5~~~~~~'~~u;i~i.J;;;UjI~~';~pjle~;~;&b~*~~:~~anyth\ng . tho COUFt. CQ51S we meur. , _,_, ,.
I ~_ I Jall&cho_d I~ Ihe PIOP~IIY.- ....__l._}..~ 7~'. .'. - ._l.. -', I ' . UMITATIONS ON WARRANTIES: Thoro aro no,walrilRtillli or reprosamauons.
I" !. ...(blla sa. cuntYllll,'eS\ml~e ~IO."I.e4;s lr~lIi\~IlYUna~llIa. '~. ~j"..~IIlI. 0 Property ,~'unloss:
I :.1 i J. .,. .1.'m..,".....llllf~~~O~ iI!~'.p. ~9f~BjI,5':..Q'-aI...,y._.f~,.,~, ..5~.'.r ilL ~"'~'I. "..11 'I --- \."'~" . . , . .
,J.: ,.l,., . .lal.~~'Ip,..~:yo~-~ -written wananly in ~'onll~elilm \Nl\1llhis Conuacl' m
\ We'walv/f'llnv:othel _aeeurilyinWflIstortierrwhich mey alls!! by.'OP91\111011 oll~, . _ :,lbl, :~gNeyouualViceconlreetwi\llin90doVsIJomlhodalool\llisCIl1lII~ct
. 'r~.!"1~~PJ Iho !ie_~al':hVllud~e!!lP-1!J""~,~~*~ ~~.~b~~ iI~y~!~~ lily ,1lI.i~_~o,n~ra~1 -~.
;'l~~""J'ii i'I'''l'iJ- - [r,F:l;TJ.].-r:o:[;;F~.;:.;j
I :~:JD~fAtLT~Youar8indoleJltih _ Ll~ ~J~ __ ._[-f~l.:,~'_~
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-, -- *la:J~d!ja\r'l~j/iiafkll.liVfpavrilel!tiSih'ijlir~~tisduo; . ,," , I
.-";<:lb),yiiu~ak8ralseslaleI1l0IllQn'yocilelfjltii""Ppliealionj)';lnt"(i~'kl,)I'\1dr-- .;
lcl, yo~.s~1 ~rlolocale lIIe PnlpaFty IlnpfllYemllilt ~jlhouI oUflM"iUQn ~ol"e~t'q ,.
,': .,II"'."J'J ,; '. I lUO'lnnin<',nl I
ACCElE~AT\ON! II Y~U 4elaul! and 'aller 30 days IJo~ lIIe dil~ 01 ~_~i~all.ol.anv
flllllllfOO o.opeo 01 fWll fighJ III WI!, dlllauJ~ .....uan damen~ lm.modlalll ~~O)OJlt ,
ellhoenlueamollnllyoull'oVllminosllleparfilflbefinanoechalgewohava
-,'1IIl1 aarned Ilgurel.l hyllle Ilule;ol 18tl1s.:Wo shorr ,Iso have lho_righl lO,keop a \
minimum li?i,nco ~h~t:ge 01 $12.00 II we do no! 8am'this amllunleltho time 01- -
acceleration: We r'Bed nOI make ilOr~l/IlInte Oh81g0 JololI.d_o! !~s-'h!!,~!.lIOj: f"> '.OJI'; ,
,..,::',1' ""1"':1'::"::~':1:~~_:)~':':~'~~'~: '~~~;: I ,. . ' '___:..._ .~f.... .__,_"._
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ANY HOWS DFTHlS HOME iMPROVEMENT tO~ is- sUsJECiTii'AU:!CUI.l::~~ DE~NSES WHICH~E DEBToR C'OULD ASS~RtAGAlNSTmE SEWR OF GOODS
OR SfRVlCES OBTAltWl PURSUANT HERETO OR WITH THE PROCEEDS HEREOf, RECOVERY HEREUNDER BY THE DEBTOR SHAll NOT EXCEED AMOUNTS PAID BY TilE
DEBTORHEREUNDEll ,;co"', 1i'l1w'l ,~f'I) l "'~,,~~J,,J"':'h: ~:lII' :';-'1 '" i ,"';' t ,': "
UQUIDATEO DAMAGES: Unless YOII have eoncelled this Conllect wilhin 3 business
~ -I' ~days jr~ ~f d~~O;-,Vq~ .oltl~e 1110\ shD!l!d you fll!1lS.e 91 'a~_IIl,a~capl delivel'(
:., _olthorfOp~flylmprovemeil\S,lI]on.....esf!allb&lIntitladtollquldileddanlages
inlheamoum;llfl0%011hdcash'p,~ce'5Iatedin<lhis'conllaCI. '_.
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FOR VALUE R:EC,~I,~D, 'I~O ~~~J~jgn~d does hOJr~, S:I~ ~.n!d'i~s'S~I~~ on ....,."..,.". :_, '.1'
I, .;: ;.;:. ;,:: ;,1:;.... ....... ;:\.;.._:~~~:".~ "~!~Wc.i.'~p;,~~u_~~,~~' Md A<!d,~i ... .... .., ,..
or ordor{oll righllillo and Inllllast',in and 10 lh& ~onIra~i~~1 i~rth'aiHWa!and- fln'lho Jlj~arsa &ide hOJool'~nd' th~"proportv eo~orfld lheleby ond aullloJizos said assIgnee,
OJ. old~,I,,11l ~o o.w,o."!, ~t\, e<n,~ llIinll'necesury III C~I!O~t.and dlsohalge Ih~'.~o!fla.Jri~'Uding I~O ,igh' 10 ~~dorso Iny ~b~~~ ~rl:d{all,paya_b~oto Iho und~r5igll~d in connecliml
wllhlhlsob~ga'tion,'" _"""",,,1 _,_...l".i.I: '.:O-T"- ..I-l-LI ... 1 .n. ..
II! ;)' l~:lIfl, .., ..',."~\.' . - -a " \ c. I... \ -1'11 r,' ! ,"..' ,. ,Il" ," 1",; . ','I "',' ,. .
We,shall ho!o no ljult~ori:ly. withoul'o!signoo'$ Pr\OI.....lte coPsJnl ~ ~ ee~ colleoJllfIs'or t:Ocoip';"or''c'onse~ 10 1lI0 Joluro allhe proporty or o'luipmenl or molloly
lhalllnnsofIllJSOOnlra~l. " -,' -'~'~~o~:~v,~~"-,,~~,;;',,,\,,:,~,;::~:''-,:~II'''!'~O~;;,'~tJ," ," I" ,I' ""J",",'" ,'-.
. .-------.- ---".. . . -'~)I;:; ~;I;T'~~.wiil1oUT:RE(fOURSE 1'. ,"nr,~ _'\"'~(' ':!:',,' . ,,,l:)~ 11'" -. "I .~-'.-
Thilau;gnmonl is ","d~ Wj1)tout IlEe 'URSE, lIU~p} el.1O ~ I~tio.,.;,-jg!rt-arrenliq, iuul rllpre$oolo,U""" oist\f bV,tlle Sanal. 10 wi!. Thetlllo said clllllrocl II a bone tida ooe and....,,", atluallv
.,,~~ b~ Ill, ~~lSlIn "eJP!!!! thiiroin' ."u~e_~,I~a! SBi\l81l'fl1r ....a~ ..,l.!!:iJel bg~. and. t~~l~ht 10 execUte ,a,d eal)lllltlo~ 1II~, dm, allllll e!etIIU,!" 1II0ruor; L!'111II_~ prop~ wlI~.h is Ibo age
Ind campelGllt 'al'III\I'~mo 01 ihU lIllaculiari'ltlol.iaf, llIatllle _P-rOpeny VMch IS' lIIe!tubjecl ot soid cumrulls truIV end occ~ratalt dOKnbed lIIerl'", 1h~\"a;d prop.ll\,
baa rhal III. olllDunfrechlid In'laid cilriti.cr'o. hoving bOIlll'recuiVad uplllllho'a;gning IhItrePl o. pall 01 tha puii:llll~e'pri.o IIi..ill P'OPOIl\,
WU In Irada, 81 n~ 1lUUe.'Il\.1n lis oor"~1 ol.b ..lue;.'dlarsoUor h.. .lIlllp!iad with oll_opjllfoable f.de,al...d alole lilY" ill ~on""oUOl1 willi ..id
\Oollelo"aidprnlWlfwbi.oIQnlVlOllI.rigbli.,.,idBIIY8rwmol,o.i,t
in;1Il0,t1helo,a~nodelllflS"willlrespatllOlhese;d,tenll."S"Oha5
'fflIrrao~os rna~a 10 j;~i~ ~~~I WI',IO~ ~r~ nn,t ~omo;n.d j~ .oW .'".'lIa.t.
Sh..~~ "'W 01 iha 1o'.!Il>ina I8ll'laenllliw'or wa,ranli.e b(.-rlb~,!hen lW opOo I.-palchnl 0" demand lllllll ukl u.igoee !aid tantrool. ler Ih. umeonl olllle then unpaid balonoo on .o,d
oonllaot. w. O1I,,",nll. 1IXI....io... 01 paymlll1lS 11I_ ,ltarotioo, III selll o.onluol wlI10h mov be m~d~ by 1Il0 ...iynn. If !hetels , ~Onrr<fl bll1W..n Ill. fOroaD;ng prDyi';?", 'ad lho 10'10' at ani
G,,,,,rol Onola, Ag,aam1mbotw,onlJ8lnd OI'USlgn..,we allloB rhaI 010 tonn. at th. Gon8r 01 Deolel Agreo"""l will oontrol. . . ,j'"I, I,
I , , . .,-.(1 -Jll) (j _ , \;.' r '. -; I<,~;. v-: ,', . ~ .;!IT ,) '11:\;<, I! -; , ',", '.. ," ' i j -, 'I' .\, ',-1'\. ~,' ,; ',I .:1' ",1
SELLER ......i;!'.,...i:::" :';ic;,;p;nai';Fi;m'or'i;ad';N~';.'o"'D';atGil""1'-\:, ',-', "....,':.~,..
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SELLER'S ASSIGNMENT AND WARRANTY
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If YOU DO MAKE THE GOODS AVAILABLE TO THE SELLEfl AND THE SELLER DOES NOT PICK THEM UP W~HIN 2lI DAYS OF THE DATE OF YOUR NOTICE
~~ f::~~t..~~~O~~ rW:rlo~~A{~ ~~~~:E ~O~J=s ~'W.~ ~~~TA~Wf~V~f~EJ1 Os~~~~~o~J~~J:tJga.':~~~ WEER~g~~:N~EA~t:t~
OBLIGAITONS UNDER THE CONTRACT.
TO~AH,CE~ pUS ,RA"SA~Tl~H.MAI"'~ PE~V~M~.IGN!::Q l\t.l,?,D.ATEI?QOl;'Y 9FTHlli,CANCELLA,T1QN ~t;mCe OR ANY OTHER WEltTfEN NOTICE, OR SENO
.1 1\~;~Li~R:~:~~I"'~b',ft~J!:l~'J,i;:{~t?~;;-~' ::l,;;~i~::'y?\J:,::~~" .1," :'~." . ": -..,' ,\; ,I> ~,,;1',;\ " . ,!,:, '. ,_! ,_;
t'/::;'~T;;I;1:,1~!_W,~ ':: ,q.')()~I:,~A,.~.I:'>:~1\';"~ ,;::,t: <~':.... ;'?-!"~!;.:' '1 . l NOTLA1ER1~~~rn;~~~~~~OF
(AddtHloISelloJ'lpraceolbualnenl H',.'le",",',i t (OalO)
I HEREBY CANC:EL THIS TRANSACTION.
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UGI UT" 'TIES, INC.
HOME IMPROVEMENT I!lIPTALLMENT CONTRACT
TVPEOf" SALE ~~t/
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NA~I,N"D.,.bPRESS; ,i'l.
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UGI' UTILITIES. INC. " - . .
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>...:.....,'1'>/" J~ :,I"DISClOSURE"OF"YOUR C~EDIT'COSTS
:acrll.o* CHAR~ "l~:::d""" :=:~f~
RAU - I n.. ,."""",, \'<lU will
Th.OOlIaf Theamwnlofa.dll l>owll'lid.1Wfyoo
8I1IOUflIlhe prCMdedWVOUOl'OO l>owll\lldlall
aed~ ,win <<IIil \'Wr bdld, , pIlyIl\llIlll as
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%' . $ '$ $
_.1 / IY~}"'TION OF AMCVNT FINANCED OF $
(A){t'O~.prl.;;e ReA c<J~,rlll()"
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,$_lllLe~~Al1ow Dalel'.f'iJ1'?'
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{CIS~ TolalDown Paymenl (2-t:)1
IO)S~lJnpaidaalaflCeolCashPllce
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(F)$_Pe.miIFoo~
(GIS---===-Amounl Paid lolnsural>ce Co
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Erooansane5limale.'Mleslitnalethapayrromldueda!eslI$yollrfirslpaymenlwillbed.Je:;()w\lSaRord"hwryor q,;z::I.-
inslalLilionrJlIi6goCKl9,llf)d~~lma~ealolherpa)'ll1ffi!$ClnIhe~dayoleachlTlonlhlhwllalteJ Il) S_FlIlanceChalga
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PRO;';ISE'fof~Y:You~lopaYI""TolaIdPayment$ar:Cor<Mulo'jOJlpaYIOOtll~~nab""," ' ,
AOOmONAL TERMS ANb CONDmONS OF llllS HOME IMPROVl'MENTCONTRACT Af\( ON nlE BACK.
NOllCE'TO 8U'fER:"(1) \lP'NPT:~IGN THIS CONT1iAcT'BEF~EYi?U IlEAO rr, 'f2J YOU' AIlE ENmi.Eo TO A COMPLE1UY FlUED.IN COPY OF nllS
CONTRACT.j3) UNDER mE LI,W YOU HAVE THE RIGHi TO PAY Off IN ADVANCE 'mE fUlL AMOUNT DOE ANO UNDER CEJIWN CONOlTlONS TO OBTAIN
A f'ART1AI. REFUND Of TIlE FlNANCE CHARGf_14j YOU MAY RESCIND nus CONTRACT SUBJECT TO LIABIUTY FOR ANY UQUlDATEO DAMAGE PROVISION
lltEREOF AUlllORIZEO"8Y'LAW NOT LAnR TliAN'fIVE P.M.' ON rue BUSINESS DAY fOUOWlNG mE DAte THEREOF flY GMNG WRITTEN NOllCE OF
Rt:SCISStOr>! 'TO THE CQNTRACTOR AT HIS' PLACE -OF BUSINESS GIVEN IN nil: CONTRACT BUT, If YOU RESCIND AFTER FIVE PM ON THE BUSINESS
OAV FOLlOWING: YOQ ARE STlLl ENilmD 10 OFFER; DEfENSES IN MmGAilON OF DAMAGES AND TO PURSUE ANY RIGHTS or ACTION OR DEFENSES
THAr ARISE OUT OF THE TRANSACTION. ," ,
YOU CONFlRM RECEIVING A COMPLETED CPf'V, OF THI~ q)NTlfACT WrrH DISCLOSUIlES Of YOUR CAlEOrr coSTs.
o If THIS BOX IS CHECKED, THEN
YOU. THE BU~R. MAY CANCEL THIS TlWISACTlON AT ANY TIME PAl0R TO MIDNIGHT OF THE THIRD BUSrmSS DAY AFTEA TliE DATE OF THIS
TRANSACTlOUT EO NOlIeE OF t LAllI? M FOR AN E PUNA: ON OF THIS RIGHT:
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dayol&achlflOOlllbao,il1fllng
IECUI'IITY,Youaregivinga&eClllilyioleresllnlhagoodsYW,arep.xclJasing t,,,, _,~
LATI:~HARQEiIl ~~eive;'Plf~~ ~~~Y.I! c-:~~t"!i!" ~ ~,,~.~,~!~ wilcha1ge;o:>U tt,ele~
o(a",of~faV,~,,~"~~'-!lll-l';-C;;) ;,n.-;,: ;".,;>';-,\I"1dJ~;I' .' '..,,~, "1'"'''' , " "
PRI!PAVMENTIIl \'OIl pay oll early, you may be ElOtilllld to a relurd III part 01 too finanea dlilrllS-
sealhalllhlli'lM'()lI\Sklnsof'pWl'Relllll~llrrienlCoo1lactlora.tlllc.oaliol()"mallooaboutr.:.lfl.paymen1,deI3lit,arrJ
!eQJlred'lIJllIYmunlslhluRbBlw"Ul&$Cheduleddate.3Ildprllp<lymenlra!uOOs.
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INSURANCE PROlECTlON:'ii ~'bansler 'tlr.. ~raCt 1O-~'" Ai(;i.lle' QI'Tha'Cf.nltiil t.lo>l';"" Ule I.w-..-.:c Con1iany oi'OIlIahIi ("CN.J1, !hen and Of'ly IIIPn ,."... ""I eo"". ~rJder
_.~poIicyllfl",ino4'C1tdi1lif~llfldcredl<isab<ilyln:iUl;r.nc;eca.oerage$Ne;lherW!lOOl!hllillliliillflil)'Olll'lilJlIlI,bloker,tlIliducia!l'loIuLtJif\iogthislnllJlanceTheafl~'JI~I1'il".,CI'R
SOIl1llbllne!ilh,)tl\y.:..,r~li:>nol'tlisinsalaro:e ," """ .. "
IHSIJRANCECANCEtLATION, i'uumJy CJrlCeI"""lnsuril/'lC&\QJse!ecI wi\ljn 1Sd.l\'5lromlhtidJled llJillC4nlracl
'YOU HAVE TH:E OPTION OF FURNISHING CREDIT INSURANCE TlfIlOllGH EXISTING f>9\lClES OF INSURANCE OR OBTAINING POUC1ES or INSURANCE FROM
Gll/fRrNSURfR$,
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NOTICE OF CANCEl,.LATION (~O)H1NUEll O..Il~CK)
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our AN'fpi;NALTY OR' OB(IGAnON:WITHIN THREE BUSINESS DAYS'FROM THE'ABOVE DATE.
J~N:~'(yrnl,~~~T:U~~~~SB~A.~~o~~g~~NmfEgg~~~clH~~E~t~~. tl'~o~~tfJcCE~r:~~~
G our OF THETFtANSACTION WILL BE CANCEllED
a THE SELLER AT YOun RESIDENCE, IN SUBSTANTIALLY AS GOOO CONomON AS WHEN
Eft THIS CONlllACT OR SALE; OR YOU MAV IF YOU WISH, COMPLY wrrn THE INSTRUCTIONS
NT OF rm:: GOODS 1!r THE SELLII!'Jl'S E.llPEHSE AHD IllSK.
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YOU 'MAY' CA~C'I::'i.' <Tiiis TR'ANSACTU)N."
IF 'fOU CANCEL ANY PROPERTY TRA
INSTRUt.IIEN UTED av YOU WILL a
NOTICE. AN CURITY tNTEREST
J~lWiDC dbb~~ ~~r;kMFi,"IbE~V~t~
OF THE SEL FtEOAJlOlNG THE RETlIFtH
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CUSTOMER
"
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" 1 ADlll1WNAl TERMS AND CoNDmONS1J1 'Ufi". \ ):)U
tAn: 'AVMUiTS;" W4' 18"i~, III instanmf'lllllll.yllX mllff amr the ddli'it(rlTi If) 115lJ{TS'DfllEfAULT/'!/f Y<m'~~I~(/n '/ \~ ,',[ ,II .:,~\! :.,'.
,t"~dul,w~mlvcl).ar~~j'OuBlaIIChiJQ.a1lhelelSe'Df5"f.of1hell\.ta!melllor ',. .,'''. '.
,-;-10-,.,0'_' fJ,,:1 I___._~._.. -~. _, -_ .:,:_~'('IWfhIV81(fl/llri~ht5ll1d(lm~dtes(~.UllifO"lICom"lemaICoo;lfglVel
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.!'''......ENT IN l\DVANC~: _Voo 1\18V pm~I.V ,U of !he amounl yOlI ~lm (lW'. al any (bl We can ;elllh, Pruperty Impll1v.menl~ set"rm~ ll~:. Contra"l ae~o'~'nq
IiflIt' /I yoo d,", w. will ~r~f!<l ~ny anDamed {'nane, Chdl\le usrng ltIe rur, ot Ie lh~ (ow'onl yb" \naff n"v 8',V oj fI~re"te ~.I,,"e.n oal.~ p'oc~cLI, JI d
r :..~ r ~I Relllna ,Il1BIIIll<l, lijbl~cl to IllllnLmijm r,nanc~ thnge ol'.SI100 II we dD , wh-<ll yOIl owe
I:... ;1W1.'B.lIII'Ihr>.a~It~limjrrllll",e-p;Jr WBllftedllfm;rk.~FmBRce. I; '"I (,I".' [j ,
. .._Chl.glrchlll~olleull~$UIO._o : ..:c;;'- -.. 1._. .- f-' ";":UlWAl'l'UCABU'P~onsyl~;JnIIS'~lel,w~o'e"lSlhiICD!1ltatt
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UCUlIlTY: To p.lDtetl ijSI/la 10 Jllillt $U" we rltewI plymlm 01\ Ihis ConllaC~ ATTOI\NErsnf$: Ilwt gl"Blhis CanltlCllll,nlllomeVfol tan"clioo, YOll ,hall
1 f<lU lilH <till,. WIIGWmll [ plV relw/llbf, ~lWmiV'1 jles noj to olce"d m. of /hi 11l1auol yOu (owe an.1
r I -r-v.,I. -porc~;s~~nJ;'~III1~'I+nF-:ilhi.;Ip~'irl~J;;l;;~lnVlhlng /hI COUI1 costs l'Vi lIlCYr. '
1- lal\lched III llilt l'repll1Y - ~ J "1.: ~ .1.' _I.:.il..' I .___lIMITATIONS ON WARRANTIES, lhllo a<i.it~ ~in-.;'n"s ~f IIJpfliseotltion~,
I 1~~bIIU".fllrlnr."~1II <1 "JstltulI8ll.YflI-lfar1arlolflSfl1 /lIkl'ml'~ny :,,--.."',IOSS l.., I
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! h W.~ 1I0'(Jctber ~etllritlrinmt1tlJrp~~ic~ m~ris. ~~O;r:8 011 al law . ; ,'jet -;;'--;'gw. -ya;:;Wiitlon wlrrllrty 1n,'c~lIll1t~~n .,.";ti, lh~ C'~lltncl- 01 I
tI~C.plll<c!'en III IIlr~~m,9nll\lhn;h Wi'marpbta'1Il 'l(rQ(fJ'l.lla{lf'~ 111i~ Caw~cl :---,.. ~.I~l !",.givl\'llll. slll"lu canlUttwllhon!Odi'J'$hlll1lm,d~li oI\lllsC.nlliH
1"?l:;lHd,ln111 ~iIll.'li 11l"t J "I. I 1..1 j . "T\ "-'"'I .!, ,.:, 'j UQUIDATt1lDAMAGES:Unl,:;,~ollhllve~ancelledllustontlaC1wi\hi~1buslIws.
_ I OEfAUlt V<lH" i~ d.'I~lt iL _ . ~ .L L1'.; ~ ;. L..-" _L~,';::'" , ': i ;n~JfT~~~i~~io~"~:l;,I~~"~~o:~r:~~~~:i~:J ~tl::.~~~::~~~:~ql~~
': loj '.;';,,',."' ,. _,-"11 Cl.,'p"....::,' "'wh.'..'" '., ",' ..~h<;;..~,', trM 1 III ~I' am.~n\Or lQ"4ol1l1i cull PJl~i:ll.td 10 lhi~ tOlllract
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j l~l v....seQpsr1lIucatellI8Pldptnylmpr.vememwrhD<llpUrWrMlllcQm.m,, :" Ii..;....,., 'L ,', 'I
c ~~~~~~'~~~~~'~:~~:~6f:,~~~:~d:::a:~~~f;~;~:r:o~y \ '. i',;",! ' , '''"',.,
.f Ihe entil1l 'moulll vall DWt lIIlII1I!lllla part mtlll llll~nca thalgi W~ han I '
'.. ~e.med liq~rf</ ~r 1M RuI~QI1Ilh, We illd~ flIsa liav~ r/lIl rili~I lah"ll' '
minimum rinan~8 charge of $12.00 ~ WI do nal ~arn this am.unl illll, limi.1 -,
e~ccll!l'ltion WlneQdoClmak8ln~ noa~cI chalGli rBI~nd.fl~$$1h.lnSlJlO.,,, .'
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ANY HOLDER Of nnS'HOME tMPIlQVEMtNT CON11ll.U IS SuB.iEtTTO";'U:ttUl~~'otR:mES'WllJClIlM( OnTOR fOUlll ASSERT AGAINST lllE SELlER Df tlOODS
OR $(IIV/Crs OSTAl'NfO PURSUANT lIERrnl' Off WITH mf PRGCUaS IWtmF, fICCOVEIl' IIWUNllfll BY Tilt OClfTOR SHAll HaT [rata AMOUHTS PAIll BY m( .
DEBlOR HEIlEUNDEIl. ,,,,.-1'"":"1 ' ~. ,I ,1 I "". ~',., '1\';1).. I: L ", 1 i r,' .. . .'" _ .
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I SEllEn'S ASSfGNMI;NT ANO WARRANTY
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FOR VALU: RfC~~[:~,tSllllllmJ~nB"dt>MbBlrb~ s~_'~~~,~en,,' ',;;' "." ~'.
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ar'w". IU flgIl1 tltfB Ind In"r~id'" 'JlI( 10 1Il~ cOtllfs~i'; r';; .~~.r.~I'Gri 111. rI'~""e lid" hlUear 100' d,e p;opsnv '....Ind lhffllb~ and lulllori1e' laid lIs1gne~.
efordo',lodoIVI'Y"cflmllhingIWlCUlarytocnnICllndd..chlrgllh'Slrnl,inc1udillglllsrigJlltGcndolsl'nychrtkPltlt.flpoyabloIQlhsuod.lllgnedlnconnOtllUl1
W::I::::S:no ~':~~: ~2r:~~~,~'~rjJ'cl~~ ~,~ ~8~~;' ~ ~..ts" CMrj~~. rcMn'aI:" "I~~~~ ar.~nlQ( mod<ly
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"'I b_ ~Ih"d 1oolcI....pontnion...... hili: lhaIt/llIl_fltllldiollid .....'"Ct.. t..,;,. ~ IIt"'od ~plll1tlO ..~nlollMllol.. p:ortolltlO pII"I.... p~c. "'..'" plfl!l'''~
_KlWJ/y'Pll;J..t'"'..'1Il1....l>y'P<4~'.n.....;pltlh, 1.I/ID_tJ,..,llJ#lllMtnl> ...w.i,~lle!lNhn<l''''plod.......ppbt.''''J.w".J."IlI~.I...'s.&''.)t..n''''....~..Jd
_~... thol..i4 cOM""t II oOllllbio~t 10 11~~1 III <_....lion ~ Ih, 811\I1'; Ihal the S.I.. I'.. I~. luU ."4 .o"'l'lolo ~1II141Bi11 ploperty OIiI>I.CI ollllll<l!hl l1lIi'" of 1.01 8""", ",,/u,b h'lt
~ ....n'" or II;" .,'"'...; ll!al JtII ""O'm! _III ~lIU IIILl <1fIIl..t .1 lb. 1_ of iii ..ltotioo'l ill ."'lKiIy SlBllt d,otoin: ibllb.II...... ""'QUII...iIl> "~,,""I~!hl II'" t..,l"<l W<b u
tot,O"". to_<l.il"~. I..~ 01 c....w...mn, hl"~, I,,,~'IY ,'" 'ltcfa~..,~IIIII"'" bnI bun nil '"PlO"nlo1UO~ Of WI,,'J\Us1 r..'. t. nod 8lrr.' whi~,~I' oOl <0111O.... '" ..,d t",,".~,
~ftyol"'"tar~,.,_I/(...montI<'....tdc.,"'-_.If'H.fNkh"....~.Mrr-'.itI.~'."'<<<<IUlCttarlho.~ollho_....,""'~.,~<."".~
_.n WI .""nnt l<o OXl...iorls "'~O'.UIlIl\pna'" Alol'_ad..tich'~ hi m.':"11lbo usl~"n 1l1lll111.~ totLflio1l101w....LIi.I.,v~oo" l'fQVioiom "" 'h.'''m.oI~v
liIn...ID..I"A~I"m..I~._...IOIdIh,"...t<l"''''',~'"1IIa11h11_.t*,.6onllllD.wllAgroem.OfWlll_oI. :111 ",' ";.
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SEtlER
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T~e SIgnele., ollllis ConlJ~cr h~;~by (ahis} n~licl thlt grollJl ~lfIdil ~{, lrlS11111Ce c......r.go Imlfor glOUp tr.dlI accillenl Ind lluM insullnco covefSroe ",,11 bo 'l'i,I'c4tJl~
10 this fonUn~1 II IlCI mi~cd on m. hmll ollhls Camrau and each ,",ell typi DI,<u,ofige WIU ba WlilIon by Ihe insuranca cDmp.~y named. lh.. InSIII"n.e. ...!llcU In
I~~:~~~: ih~ ~~:~':i~~;~:~$ :u~.~m~~~~I~J:: J~I rS::;U:e~o:::~~s ~~~~~~~ T'~:d ;l:~I':P~1 'ot;:':~: :ri~~ta;:I~.~'::le~"~~I~f~ ~~t~~~r~~d~~:d~"ot'
rublo.t 10 ac,eplants by tho In;~lu In4 ",.Ih,n :lD dI1.' 1110" win bl dol"lrod to lIuI l"sOlod dcbWr I certifi'''I.t insulilnn mOle llll1v dn.nblng lh, mS"IIOco III rho
""Inl 01 p,ep.~mo"l or tlro Ind.~ltdn.n, I relund af 1fIIijll~C~ ch.~g" WI' be ",ode Whll' due
nil ,<rIUllnc. Clfrt,i w.ll hi TilE' fmTAA( NATIONAL tiff rnsuAANCe: CUMI'AN'Y -OF aMAliA, AdminislTativt Ol'ritu. I'lIOp.ck, NJ I/om. Offico. Omaha NublO,~a
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If' '"OU PO MAKE THE GOODS AVAIt1tBLE TO THE SELLER AND'nfE SElUtR DOES NOT PICK lllEN ulI' WlllIlN 20 DAn OF lHE DATE OF YOUR NOTtCE
01 CANCELLATION" YOU MAY RETAIN OR DISPOSE Of" THE GOODS WITHOUT ANV FUF\Tl/ER OBLIGATldN. IF YOU F,o.lt TO MAKE THE GOODS AVA,llAlltE
b~~J:\ili~Ef~U&~~~ REWR" THE GOOClS TO THE SELtER IIND f,lfL ro 00 so, rum YOU REMAI,.. LIABLE FOA PERFORMANCE OF AlL
lOCANC~ TfflS!TII_AHS:'~nOH.MArLOR~UVER~'1GN.EDf.~Il"'U:DCOPVOFlt\ISCANCELLATIONNOllCfOAANY01HEAWF\lTIENliOTICE,ORSEND
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,.tEItEIH' CANCEl. TUlS TRANSACTION.
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UGI UTII lTIES,INC..
HOME IMPROVEMEN1 ...STA LYE T CONTRACT
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0110 OELONLYD PICK-UPer-rJROPSIllPD NEWO REP'LD El.4pD
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UGI UTILITIES, INC.
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',FlNANCI! A1nalllll 101.1 of
CHARO. FbwIf.d ....vm.nb
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" $~LlIS5: (2) CashOown Pa~nll",1
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(GIS rOo Tot.1l00wnPaymenI12f3)
10)S 9P"SUrlpa..-J Balanca uf Cash Pr,ca
(Brrur>UsC)
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IlCURlTYI 'lULl ai'll gMfu a lOQJf~y Inlerest in Iha goods yw &Ie ~ltasing
LATt:CHARG~lf """,,racllivll youf.~j1~oo.",or.~!"lf"W.~IeIt.js, duq. wa 'f!'i'cllaroe 'iW ltle~~
,oI.%oIlheP;.ttment.Qr.,~IS~~"." ~I"r,. '. "!~-",.,..( '~,'':''''';'''.':''. -,' . .... . '.. ," ," ',. .
PRIEPAYIIEHTIII ~ pay df early, you may be en~l~ 10 ll/tIIond 01 part (j \he frnance ch$(~
5eelheulher'ptwisionSof\'OllRetailr6lallmenlCootractforaddlliooa!inlofrnatiOnabooloon-paymenl.defJuIt,q
req.Wed/epaymenlsin~beI!ftIhe~dale.Wldprepa~ltlfwxJ:.,ll. ...,.........',
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(G)$ - Amount Paid 10 InWfanctt Co.
(HIS 9?3 " Unpaid B<lI.lllCelamooHI linancedl
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Emeans;;n89bmale.....eslimaleltlepaymooldJedale'as\lOUffifsl:paymenlwil(badll:l~dayllaft(lfdtO,\'I:!.yor 3- ~
II1Sbll.lIionul\llllyoo<Js.and\'OlllOOSlma!<eJ~oU""flJio\e_o19rJntt""l>ilIl1ft~oIeac.hlllOlllhthereJlta:.. (l1 $-F~Gtw.o\j!lil
CONlRACTc~~'~~"~'.;;'i;,y,;,;;;';;'~I.~~::6~~ _'_' -:~'.. .';t: -. ~~~:::n~~::~::l:"::;:
Pr~IYli1<;kJ<1Jmu.k!lalldSll!'ialllJlllber)and/or5mYiG8s . r>< - _ /'5Io.......c-iBI-E.FIGII)
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PROMISE TO PAY; Yoo PO-rJfIII:i.OIla Pill rhe W 01 P;i~menlS iIC<NlJwlllw 'I'M ,,",yu'I<lnl sd'ler1M &iIOWfl ~
ADDmONAL TERMS AND CONDITIONS OF TllIS HOME IMPROVEMENT CONTRACT ARE ON THE BACK,
. NOnCE TO IlUYER, 111 PO NOT :SIGN THIS CONTRACT IlEFOflf 'tOU REAc IT. {21 YOU AIlE ENTlTUO TO A COMPuTElY FIllED.IN COPY Of THIS
CONTRACT. PI UNDE~ mE lAW YOU HAVE TUE IllOHT TO PAY Off IN ADVANCE TtfE fUlL AMOUNT DUE AND UNDER CERTAIN CONDITIONS TO OIlTAIN
A 1'ART1AL REFUND Of mE fINANCE CHARGE. (41 YOU MAY RESCIND TtfIS CONTRACT SUBJECT fD UABIUTY fOR ANY LIQUItlATED DAMAGE pflOVISION
THEflEOf AUTI-lORlHO BY lAW NOT LATER 1lfAN fiVE PM. ON mE BUSINESS DAY fOU.OWlNG THE DATE THEREOF BY GIVING WRITTEN NOTICE OF
RESCISSION TO THE CONTRACTOft AT HIS PLACE Of BUSINESS GIVEN IN n-n: ,CONTRACT BUT. If YOU RESCIND AfTER FIVE P.M. ON mE BUSINESS
DA.Y fOti.OWlNG, 'tau AIlE STIlL UlTITUO TO off.iR IjIEfEN~E~'IN MrTlGAIIC:/N OF OAMAQ1:S AND TO PURSUE ANY RIGHTS Of AClION OR DEfENSES
mAT ~JllSE OUT OF mE TRANSACTION,
, YOU CDNFUlMRECEIVlNG A COMPLETED COPY Of THIS CONTRACT WITH DISClOSURES Of YOUR CIIEDlT CDSTS.
() IF THIS BOX IS CHECKED. THEN
YOU, THE 8UYER, MAY CANCEL IS Tl'IANSACnoN AT ANY
TRANSAC:TIO~EATT. o NOTICE
-"-'-
A1SUAANCE. c.eU~ ~Ia ioslx;LOCe and credit d~y i"sur.n;e lOre nol ~r!'d 10 obIsi" cledlt a ranee.... roJI bejJI Ul'lIll55)'OLl SIlIIIand-qee IojlolY Ihe iodUIOl1;;!,cosl
TYPE CDST lHN SIlNAIlJAE /Yf'E WS/ ruu 1;I;II.\11.1l(
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'INSURANCE PROtH;TION:-':W k~.lhis'cOllh:lCI-IrJ'ao al"w'", ha'ClifWi Naliunal L'e,lnsu<~t"e ~ ~ 0maIIa r-OUI.Iht:n..-.:l 001 loon yOU may ewdf,rr<!eI
~ grouppal,,~ or"".\! aadilljIe lAd &redl disabiill insvrallce ~1\II!s.,J.jeiher >woo( lha .n...le rlo!lrJL" ~.bfol<e', IX lo.Ji..<;iar~ lor \lLlaInoI>;I tllISlo$ulil/lC(l The aNl..1e CIl.ly ,eLm",
_~~lkOO\l"lUI'eeleclial1ofU........~ .
INSURANCE CANCelLATION: Yoo<11il)' ca",e111JJ nsIlrMlClt youael&ct wllhin 1S#f,I kOOl I!>eOOte of ~ Con~iICt
YOU HAVE THE OPTION OF fURNIS,HING CREDIT INSURANCE THROUGH EXllOTlNG POLICIE~ OF INSUflANCE 011 OBTAINING POUCIES DF INSURANCE FROM
OnIER INSURERS.
!T<I~''":'''''''''' r..-'-l
NonCE OF CANCELLATION (CO"II"U~O QHBiCKj
,,^:,,~<~ .~~J:,'11~~$1~:""'">:')" :,,~"Jo' '.'."" ,_., ~ "I,. J', . ... _.
_ ':1IJ""'~' "'Iil~tlJJ;.l.r;,-,., ,,~'t' l~t1 . __IIIDor.l _ ,~,,_, ,i
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VOu Mi." CA>>CE '-rnISiRANSAC'rIClill,WITHOUT ANY PENALTV'OR OBLIGATION, WITHIN n-JREE BUSINESS DAYS FROM THE ABOVE DATE
l~;~a~E'i,'fECxEf~.ffl:YD ~~~O~NXLl~~~JUN:~'(.ltJI~E1~\SUm~~~s8.i....~~~o~~8[,~N~HR1:8g~i~~C1H~~E~t~~, O....FN~0~~1rNegE~II:il~~
NOTICE, AND ANY SECURITY INTEREST ARISING OUT OF THE TRANSACTION WILL BE C....NCELLED.
IF YOU CANCEL YOU MUST MAKE AVAILABLE TO THE SELLER AT YOUR RESIDENCE, IN SUBSTANTI....UY AS 0000 CONOJTlON AS WHEN
flECElVEQ, ANY abODS DELIVERED TO VOU UNDER THIS CONTRACT OR SALE; OR YOU MAY IF YOU WISH, COMPLY WITH THE INSTflUCTlONS
OF TIlE S~LlER AE~AROINQ THE AE JURN SHIPMENT Of THE GOODS AT THE SEllER'S EXPENSE AND RISK_ ....
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CUSTOMER
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'.. i -- ADDmOIW. TtRMS ANO.'CIJNDlllliNS"'! -~t....."\, I...:i
lATE PAYMENTS: ji~,'ec&lvB 10 inStanmenl1Dday& or IlIOf' aller tile dale itis':T:10llESutlS'Of OEfAIIlT: If 'fIl'l default"!), ',\,tl ,
"'Ij dUB. "V.rMY char". iPllelall ~haJgB o1lhe 1."11< of 5% of the in:;tan,n~nlor \ J
. 'f~";~'t,. ti.~ '.,.___.,.. _. __ . l'lW.""vedIhB.Jg/JtJandlllffiJldjllS!lnJUl!JlolI~CDmlllem~lCtJdegm'J
" - ,.'''' r "",.",-,. I, ....,." _' lISincludingUj'''ghllGr~l.hIhBPmpe,~lln~lo''NJlel'\:;
. ~"'V:ern;ll~t?~,~;.~J~,I~~~ !:::~~~:~:\:~ ,e~a~~~o~r.~/9~U u~l:r~v~: :~,:~i j. -- (b) ~~h~a~~~~ev:~o~~~ ~~~~~~e~:~I~~~,;:~I~~~1~~~ :,~~~I~,~~::~,~:~:~J
f < - ,.nLhlnlll\llldfUBLhO~,$\IbJeclI0.mioimumr019nt.challllolS12,lIOlfl\'\ldo 'whit you owe , .
~ " . _ I nOl UIM dUl amoull! Illhe-timB \'lIu plepay We n~cd nOl mi\~._ troy financc,~: . CI Hl [ 1 \ ' i'
. CbCIYlllBlund QUUltltMII $t.OO.___ I ; ..~_ '. '_ _'" 1AWAI'f'tICABLE:Peoo'ylvalli.Sll!eLew~o"emS"lhilC-C~IIJ~1
". . " . .n"" "I"~ ,",' ., '., " -" , " '1 "., 01 , '.1" ~V':.I I .
SECURITY: Tu p,ullClllS aodlu mal.e sUle we recewl p~ymIJllIJlllf!~.Cont'acl ATIORNEY'SfEES: llw.Di~elhjs~llIlucr loao attorney'o, tun~ctioo. you ,b~n
r I \'<Ill II'".e us t~e fullowing: ~ I pey leasOl'la~le aUOm8V', l~es not 10 exte~d 20% oIl1,e aInO""1 Vo" owe anti
1:(1 j /;I):.pl!1,A~1s.1u;~mjBi~$.ll~.p'~fl'Ir';'~et~~~t/lJ'l~ llw coun COSII we inCUf
. 'J..1 a1tathad loUle Plo(Ulny J I " - "L..L..:.... I t \ _ ".~. ';'M1JAnOfiS aK WAllllANru;S: Tl,ela ail'nG wanao~es oi'reP'~Senlal'an~
Ilb)I~;etUfl1Vmte~tlll apracoadskllPlef1/una~lll~I';;~d~jle~flh PlOparly """..~A,"",'~" ',~_ _ _, ,
~ _ l"!~~'nl ~ . la~oe1$(lfl~Y_'hrer';1j ]' j' _ __ _.
r , '......' ,~ . . " , .,:.111 WI gtVe yall I .....linl!! Watliloly III COIl/llICl101l Wllh Iii" ~D1lh.,cl or
r","JNeWlltVI'IIotOt!lI;uc~'lOter8$lljflior~cbm'Y~lfh't'II~'" 011 W ,.,
I ~.tlPt\hQli~llullfIliudyalnenIWblthWe(1lilyjJb~iIIlfYD~dill1olpq~lhIlCOOI' ct"- - -', ,,~.g\V'\'lI!"lllVltl~untra~tWllhlO'Jllllly,.lromlhd"I"ollhi,Go"lI.,eI
= 1111i~OJd'Wl~ iJ~lt leu! I I \ I I ' 1 f:. I~.' L{ I L111U1tlATlDDAMAGES: Unfe>sVoL.h"~.~n'ICclrQdlhillGDlllr.,'t"""II"u)bl'SUlfSS
L_ DEfAUUll'Du a~1I mdlllll;11 il: . !, _I i , l_. L . '. f ,UYI l,al" ill <\<lie, YIl<I pgrcl.Ulit,.hould yo~ re'ul," ,,' 10111 lil.,ccepl 1~1"oIY
I , . . " --'~l-i .i..":;;'h h:t ~!. ....-olth. r(up.,tylmp,ovem~nll, IhanW<l.y.allbteOlllted lQ~~Yldaliddama~eli
lOll vo'u'i.it iIt.in'aii"ahY'p,;~mi~1 whe.ta.comns 6uI; I ill lilt ~/1lOlmt d ItI%- rf dUf raSh P"t.,sliMd in tlli.l (</-J<!rlC! .
lbl'V"limi~iratsillUlemcnl"n\'llur-tJ'adjlapp~calion; /1.. ,1,',1 I l ,. .,...':*:':::."I'-~! II., j' . '! '. ',.....
It! VO~.S'~~frelocalath"r(ap~rtylmpr~Vl101elltwj[hoUI ourM\lI~oCOI1!!~1l1 '.' J ",,-.~ ' :
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ACCllEILI.T10N.UyoudBfaulland.iRe,3CIdaysl,omlhedaleoldeliveryof.1OJ I
requifednooclolyou,cIQhllocurldelaullwlcandomindimmQlliiwpiI'{lnent
of lhe 1!IIl~1 ImoOOl'vou owe minus Ibe pllt ot ~Ie ~Jlan~1 chaJ91 WI b;)",
I,,, oOLumedfiguredbytheRuleolllllhs W.lihlllelsohIVld)l!lghIID~eepil
numlntrm Imllc. chac~1 01 $lUII il we 110 Ml 83[n Oli~ imoonlallllQ 11001 01
icceleuticn, W. ne~d not m~l\IIlo~ rll'ancI dlalge flfund "fleu Illan $1 ,00.
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. NOTltE
ANV 1l0lDtR Of TillS 1l0ME IMPROVEMENT CONTRACT IS SlIBJECTTO All CLAIMS AND DEfENSES WIlICH THE OEBTDR COUtO ASStRT AGAINST THE SEllER Of GOODS
OR SERVICES OBTAINED PURSUANT IlrRfTD OR WITH TilE PROnEDS HERIOf, RECOVERY IlERWNDER BV TilE OIBTaR SHAll NOT IXClEU AMOL/lllTS PAID BY WE
DEBTORtu:REUNOER. i
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. ' .,,,..1,..,;' '. I SEL.l.ER'S ASSIGNMENT AND WA.RAANTY
FOR VALUE FlECtIVED.I~8ull<la"i~lloddoe$hlJeby'enandllillP'on _, ....,., ...,.". ._ __ .... ". ...,..
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at Drdar. an ,i~hl llllii end jlllere~lln Icd III the conll;'cl ~a( IOf1h 'h;~~'end o~ Ih, IDVlrs~ I,ide' harool Icd !he p'OpBnV covered Ihe,ehy and e"lho,iloS $ald 11$1!lnCn,
<If .-rdo,. ro d.- llvor'Y Ie! .nd thing norea~s.,rv (0 colle,! a-1l<I ~"hl'\I11 tM'ul11a. ",cruding Iha I"r\rhl CO eadulse any child 0' dr.1l jlJyJblu (0 II", Wldorrs'tll"r~d '" c"~,,.cIM'
WllhlhO$obhunIIUlI" 'I ,
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We 'hil hJV8 no IUlhorrily, wilhoul 8s$i~llao'. p,lo' .....!ltefl cO~lo1 to lecup'! coll<,ctions or rac.'pls or CI)nIIIll 10 !hI talum of the jlfOjl."V or eq!l!flmonl 0' modlly
th8uumsollhisCOllUict" , . -' -
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I~"'J'" I'WlTIfOUTRECOURSe
Tlos I..i,.m.., II~. WlTl\aUT REctJU~St _"1'1.. '" "'" ~lI9 "'lITlcd....nd 1",",""n"oO<lO "'d" by <he S.~Of. 10 Wi. l1-.t ,~_ lIid C""'.I io I ~.". lId. "". ..d .... "1"'11/
.."",,,d by \h. ~.'lOn .....d III.";,, " ally.., "'.c ,,01 auyar.... oIll~il.ll"..... .o01fll1trl! I. ...r"1i ..id ~"""'''.I Ihoo ""'. _11Il1 ...."1'00 U..,.oI, I~" ~II ,rup."V "I",~" Ihe ..~.
".d <OlOp"'"10 1..""1. ..I<,"C_'.I_ "'" _ ollho ".,"~.n U..,eoI, d.., "'. P'OfIlr1'f w~itl1.. 1Il.',ullJa<' <I ,"HI ....lfl.' IS lIulv.fIIl ..,.,.,../ d"C"lwd n,O""" IhO! ..,d p'"~'lly
.... ~... 1.1",.,<HIlnlo l"'..p....ni.. or "'" Buy.'. 11..1 ilia lfIlouer ~~Ild il.... .00000Cf Ii h.lling b",,~.C."'d up.. (h. "~"""iI d........ pirt el d.. plH'..... Pile. .1 ..>d P'O~.1[1
..... 'Ll.'"' plid il ..... ."dle' bl plopH\'/ ,,,,,..rod.. nol". .II\CI __'Ill.. ill ."..J <lih '"I..: iIl",. h.. "'IIIfI!t<td with on 'P,lIc.ble r.d.,., Ind "'" low, II> ..u.,,~.. Wuh ",d
_".'1; !l>OL..ldCGnIr,<.iI....'.bi..11<I ,i~1l! ot.1"'.oIoI1I... by ,Ill" 8"1-". Unl 11.. s.ne, ~'Ib. 1..1 .e" C~bdi1l>"'dpIOl>"rJylUbl"'."~ Ie 1""llU',I.",..... all,.. who,~ .",1
tr;""I..oI"id'"""OC,.lI..'d"..,.u"'owod"""".."'C_.CfIOt....,.....oIits..ocul""'..'.,...tIy\\al.dll....'n.lb.Clb...,""odl'''''...'.,,''''..p.OCI.lh....Jco.''..I."<~..
MI-.n.. """"II"I......I..~'of <....itlllw... h."~. '.'1'1)'.., 111.'.~"": Ih.I"",. hi.. b.." QQ """,.,,,,,,,,,, Of ....1tIn1... ...,. \0 ..id BuV" who.. ". "'" <on"..1ll I. ...~ <"nl,.o'
SIoeu!d.ny or "'. Iof~...~ "p,,,..,.hn. Of __.." r.I... ".n w. .;". Co pUr,h"" Df\ 1SeIM.~ II.... ...:1 .,,!goa...... ,,"".'1. ""!hI'f\\OUnI '" lI>o 111.. "npo,~ ~.I,",~ OIl ..,d
,'"",.<, w.. .""...1 '. .lfI.n"... .r ","Vm..1i 0' oJro..I,... "'..... 'lIl\lll.t ..~,.h 'o"V bo e"~. by till! ...1'1." U !h.,. i.. .oo""-, lIu!..... I~' 1011,",,,'1 prnvi""," .nd '~n I."", ol '''1
a'..,a1o..Io,...."...tll.'Uh........o"'.ndlho....g.II..wllg.....lhallhllann."'....G....,ol0..1.. Ay'...........P ,,"",..
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SELLER
...(cc.;p.;.~.Fiini'.;,.T;.;.;D~.bt.oe.:iieii.
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~,/, i ISfGH<U~DEIl ~~"m..E PR~VlSI~
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- NOTICE Of PROPOSED CReDIT INSURANce
nil Sigll.IM Ollbi. COlllfl,t hOlebY take!.1 nohe.lhal U'OUP crd;l I~I insu.QnCo covarlg' .ndr.r '1r11UJ1 ,te~~ .coidant Ind bulUl insullnC. cavara!je woU b. IpnIIC"bt~
Ie Ihis Conlracl it so IOIr\l.ed 00 !he rl<lnl 01 tilLS COOlfacl end tlch stlCh lyp. of to..rag. wi' hi wrolhn ~~ 01. insur.o'~ company naln." TI'" losmonCD, $ubil~1 I.
:~,i~~~~' T~'~ t~I~O~tUr~:,,~~~~~' :'nr~~:~~~~~~o~..~~r.: ~fe r~~~'Jn~rl~~~s i~"~:~~~I~d ~:d I~~~n:/l:~ ~~e:~: ~~;.~.~a;:I~a~o:lold.~nllaIIJr:, dl.~eDtil::~~~':r~~J~~~~:
SlilijecllO 'cceplanCI by th.loStlr~1 Ind w~lno :!II day., 1~1l" w~1 bl d.h~arad 10 lh. insm.d dBblol a tar!,licela ~t insuraoce mo,. C~11y dei~lItlO~ lh. Insufance '" lhi
""ani 01 p!~paymenl of Ihe inn~lItedoeSl, I lorl~od of Insul~n~. chllgl. WIll ba ma~a Willi.. due.
T"" iJwJriD&" c.rrJtl will w rlff'CENTRA/. NAT,Dml'lJ1r iHSUJ\.WCE COMf'ANV O~ OM4IfA, A~m;~istr~I;"'" om..... P"apad, nJ H/>/MJ Ollie... OmaJ/,O n"btash
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IF YOU 00 MAKE THE GOODS AVAILABLE TO mE SE1.LER AND TllE SELLER DOES NQT PICK THEM UA Ji:I!l:IIN 2tl DAVS OF THE DATE O~ YOUR NonCE
OF CANCEllATION YOU MAY RETAIN OR DISPOSE OF THE Gaoos wmrour ANY FURTHfR oatIGATION_ IF YOU FAIt TO MAKE THE GOODS AVA/t !latE
~~~~~inN~~: JfiUc=~J~. RETlJIrn THE GOODS TO THE SELLER AND FAlL TO DO SO. THI;N YOU REMAIN LIABLE fOR PERFORMANCE Of ALL
TO CANCEL nllS :rR.A!!:t."'YllPI'l,1\'A1L Of! DELIVER A.~!CNfI! MjD DATED COPY OF THIS CANCq~TION NOTICE OR ANY DT~R WRITTEN NOTICE, OR SEND
~ t, '. '" "I' lilf.\ .~ I. l.'. ,): . i., .~, I _,'. . . .
;\' ATELEGRAM,'TO_'I...]>,. 1,' 111: -I :.~.--.:-I~,,:~~__
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lAddflul1fSen,,'lpl.ClflfbllllnUI) ,'j )
I HeRE9V CANCEL TIllS TRANSACTION.
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____ _--: ~OT LATER THAN MIDNIGUT OF .
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IBuyir~.SI~.lu'el
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Barbara Sump1e-Sullivan, Esquire
Supreme Court #32317
549 Bridge Street
New Cumberland, P A 17070
(717)774-1445
UGI UTILITIES, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYL VANIA
v.
NO. 01-3283
CIVIL
ASHLEY C. KNOSKY,
Defendant
VERIFICATION
I, ASHLEY C. KNOSKY, hereby certify that the facts set forth in the foregoing Answer
and Counterclaim are true and correct to the best of my knowledge, information and belief. I
understand that any false statements made herein are subject to penalties of 18 Pa. C.S.A. 1}4904
relating to unsworn falsification to authorities.
DATED: 2/{4~~ 2..-
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Barbara Sump1e-Sullivan, Esquire
Supreme Court #32317
549 Bridge Street
New Cumberland, P A 17070
(717) 774-1445
UGI UTILITIES, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
v.
NO. 01-3283
CIVIL
ASHLEY C. KNOSKY,
Defendant
CERTIFICATE OF SERVICE
I, Barbara Sumple-Sullivan, Esquire, do hereby certify that on this date, I served the
foregoing Answer and Counterclaim, in the above-captioned matter upon the following
individual by first class mail, postage prepaid, addressed as follows:
Dated: Februaf)Q15 ,2002
Anthony P. Krzywicki, Esquire
Krzywicki and Associates
49 N. Sugan Road
P.O. Box 505
NewHope,PAI~
~arbara Sumple-Sullivan, Esquire
Attorney for Defendant and
Counterclaim Plaintiff
549 Bridge Street
New Cumberland, PA 17070-1931
(717) 774-1445
Supreme Court J.D. No. 32317
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UGI UTILITIES, INC.
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
V.
: 01-3283 CIVIL
ASHLEY C. KNOSKY
IN RE: ARBITRATION
ORDER OF COURT
AND NOW, January 14, 2003, the Court having been informed that
the above-captioned case has settled prior to hearing, the panel of
arbitrators previously appointed is vacated, and Robert Black, Esquire,
Chairman of the Arbitration Panel, shall be paid the sum of $50.00.
By the Court,
hObert Black, Esquire
/1VIichael Cassidy, Esquire
~ne Finkelstein, Esquire
Court Administrator
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Barbara Sumple-Sullivan, Esquire
Supreme Court #32317
549 Bridge Street
New Cumberland, PA 17070
(717) 774-1445
UGI UTILITIES, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYL VANIA
v.
NO. 01-3283
CIVIL
ASHLEY C. KNOSKY,
Defendant
REPLY TO NEW MATTER
44. The averments and answers in paragraphs I through 43 are incorporated herein by reference.
45. Denied. Paragraph 45 is denied as a conclusion oflaw to which no responsive pleading is
due. By way of further answer, Counterclaim Plaintiff avers that she is a consumer as
defined in the statute.
46. Denied. Paragraph 46 is denied as a conclusion oflaw to which no responsive pleading is
due. By way of further answer, Counterclaim Plaintiff had reduced use of Counterclaim
Defendant's equipment to minimize her continued losses.
47. Denied. Paragraph 47 is denied as a conclusion oflaw to which no responsive pleading is
due.
48. Denied. It is denied that Counterclaim Plaintiff has received any benefit from the contract
with Counterclaim Defendant. It is asserted that she has and continues to suffer losses.
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49. Denied. Paragraph 49 is denied as a conclusion oflaw to which no responsive pleading is
due. By way of further answer, it is asserted that Counterclaim Defendant has failed to
attach to its pleading any documentation of an alleged release of liability by Counterclaim
Plaintiff.
50. Denied. Paragraph 50 is denied as a conclusion of law to which no responsive pleading is
due.
51. Denied. Paragraph 51 is denied as a conclusion of law to which no responsive pleading is
due. By way of further response, there is no equitable theory known as "Latches".
52. Admitted in Part. Denied in part. It is admitted that Counterclaim Plaintiff consented to the
installation of the room heaters and one gas fireplace. It is asserted that Counterclaim
Plaintiff in fact contracted for the installation. It is admitted that Counterclaim Plaintiff
knew that gas prices fluctuated. It is denied that Counterclaim Plaintiff knew that the gas
prices would fluctuate consistently in excess of the $40.00 estimate which was provided to
her from UGI sales and design staff.
53. Denied. Paragraph 53 is denied as a conclusion oflaw to which no responsive pleading is
due. By way of further answer, it is alleged that no administrative remedies exist for this
contract.
2
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54. Denied. Paragraph 54 is denied as a conclusion of law to which no responsive pleading in
is due.
55. Denied. It is denied that Counterclaim Plaintiff intentionally or negligently misrepresented
that status of her heating requirements, maintenance record or her heating system, the actual
consumption of her heating system, the insulation rating for her house or the average winter
temperature of her home. It is denied that at any time relevant to this contract, that UGI ever
requested or received any such information. It is averred that Counterclaim Plaintiff relied
on the expertise of UGI in its design and evaluation of her needs and relied on the cost
approximation then made relative to her monthly utility costs.
56. Denied. Paragraph 56 is denied as a conclusion oflaw to which no responsive pleading is
due.
Dated~, 2002
Barbara Sumple-Sullivan, Esquire
549 Bridge Street
New Cumberland, P A 17070
(717) 774-1445
Supreme Court LD. 32317
Attorney for Defendant/Counterclaim Plaintiff
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Barbara Swnp1e-Sul1ivan, Esquire
Supreme Court #32317
549 Bridge Street
New Cwnberland, P A 17070
(717) 774-1445
UGI UTILITIES, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYL VANIA
v.
NO. 01-3283
CIVIL
ASHLEY C. KNOSKY,
Defendant
VERIFICATION
I, ASHLEY C. KNOSKY, hereby certify that the facts set forth in the foregoing Reply to
New Matter are true and correct to the best of my knowledge, information and belief. I understand
that any false statements made herein are subject to penalties of 18 Pa. C.S.A. g4904 relating to
unsworn falsification to authorities.
ASHLEY C. KN SKY
DATED: s: 1..0 2,/
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Barbara Sump1e-Sul1ivan, Esquire
Supreme Court #32317
549 Bridge Street
New Cumberland, P A 17070
(717) 774-1445
UGI UTILITIES, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYL VANIA
v.
NO. 01-3283
CIVIL
ASHLEY C. KNOSKY,
Defendant
CERTIFICATE OF SERVICE
I, Barbara Sumple-Sullivan, Esquire, do hereby certify that on this date, I served the
foregoing Reply to New Matter, in the above-captioned matter upon the following individual by
first class mail, postage prepaid, addressed as follows:
Anthony P. Krzywicki, Esquire
Krzywicki and Associates
49 N. Sugan Road
P.O. Box 505
NewHope,PA 1893
Barbara Sumple-Sullivan, Esquire
Attorney for Defendant and
Counterclaim Plaintiff
549 Bridge Street
New Cumberland, PA 17070-1931
(717) 774-1445
Supreme Court I.D. No. 32317
Dated: *'-, 2002
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(717) 774-1445
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: IN THE COURT OF COMMON PLEAS
: CUMBERLAND ~OUNTY, PENNSYLVANIA
NO. 01-3283
CIVIL
UOI UTILITIES, INC.,
Plaintiff
ASHLEY C. KNOSKY,
Defendant
PRAECIPE TO SETTLE. DISCONTINUE AND END
TO THE PROTHONOTARY:
Please mark the above-captioned counterclaim settled, discontinued and ended for the
Plaintiff upon payment of your costs only.
Dated: January 24, 2003
Barbara Sumple-Sullivan, Esquire
549 Bridge Street
New Cumberland, P A 17070
(717) 774-1445
Supreme Court J.D. 32317
Attorney for Defendant/
Counterclaim Plaintiff
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In the Court of Common Pleas of Cumberland County, Pennsylvania
DOl Utilities Inc.
Plaintiff
vs.
Civil Action - In Law
No. 01-3283
Ashley C. Knosky
Defendant
Arbitration
PRAECIPE TO SETTLE DISCONTINUE & END
To the Prothonotary:
Kindly mark this matter settled, discontinued, and ended, for the defendant upon
payment of your costs only,
Dated: January 6, 2003
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PRAECIPE FOR LISTING CASE FOR ARGUMENT
(Must be typewritten and sul:mitted in duplicate)
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Please list the within matter f= the next Arg\:ment Court.
---------------------------------------------------------------------------------------
CAPTION OF CASE:
(entire caption must be stated in full)
BELMONT FINANCIAL SERVICES GROUP, INC.
(Plaintiff)
vs.
TAB HUNTER
(Cefendant)
No. 01-4708
Civil
19
1. State matter to be argued (i.e., plaintiff's rrotion for new trial. defendant's
danu=er to canplaint, etc.):
PLAINTIFF'S MOTION FOR JUDGMENT ON THE PLEADINGS
2. Identify counsel who will argue case:
(a) t= plaintiff: Kenneth S. Shapiro, Esq.
Address: One Belmont Ave., Suite 202
Bala Cynwyd, PA 19004
(b) tor defendant: Allen Welch, Esq.
Address: 1400 N. Second Street
Harrisburg, PA 17102
3. I will notify all parties in writing within two days that this case has
been listed for argurent.
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4. Argunent Court Date: March 26, 2003
Dated: ~f) ,;Z 3 J 2.. cu3
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ERIE INSURANCE EXCHANGE :IN THE COURT OF COMMON
as Subrogee of HANSELMAN :PLEAS OF CUMBERLAND
MANAGEMENT CORPORATION:COUNTY, PENNSYLVANIA
tJa HANSELEMAN LANDSCAPE:
vs.
:NO. 01-4736
HAWSY MANSONRY AND
CONSTRUCTION COMPANY
ORDER
Appointed arbitrator, Attorney David Lopez, is not available to sit
for that position regarding the above matter. Attorney Aaron Neuharth,
is available and is substituted in his stead.
Date: 1- :27-03
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BUREAU OF COMPLIANCE
DEPT.280946
HARRISBURG PA 1712B-0948
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
AUTHORITY TO SATISFY
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REV.300 eM AFP (3.98)
ARP 43144
COMMONWEAL TM OF PENNSYLVANIA
DEPARTMENT OF REVENUE
V
COURT OF COMMON PLEAS OF
BRUNNER, THOMAS D
PO BOX 424
CAMP HILL, PA 17001-0424
CUMBERLAND
PENNSYLVANIA.
COUNTY,
Docket Number
01-5023
Date Filed
8/28/2001
Class of Tax
SALES
Account Number
204-28-1193/000
Assessment Number
TO THE PROTHONOTARY OF SAID COURT:
The Commonwealth of Pennsylvania, Department of Revenue, the Plaintiff in the above action,
acknowledges having received of the Defendant above named, full payment and satisfaction of the above
captioned Lien/Judgement Note, with the interest and costs thereon due it; and desires that satisfaction be
entered upon the records thereof.
AND you, the Prothonotary of said Court, upon receipt by you of your costs of satisfaction are hereby
authorized llnd empowered, in the name and stead of the Plantiff, to enter full satisfaction upon the record as
fully and effectulllly, to all intents and purposes, as we could were we present in person to do so; and for so
doing, this shall be your sufficient warrant of authority.
IN TESTIMONY WHEREOF, there is hereunto affixed the Seal of the Department of Revenue, Commonwealth
of Pennsylvania, this 11TH day of JANUARY, 2003.
LARRY P. WILLIAMS
Secretary of Revenue
&~c;T~~
Director, Bureau of Compliance
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IIN RE: RETURN AND REPORT OF
UPSET TAX SALE HELD BY THE
CUMBER(J).ND COUNTY TAX
CLAIM BUREAU ON
NOVEMBER 14, 2001
PROPERTY OF MARC ABBEY
PARCEL NO. 21-22-0119-061
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: CIVIL DIVISION - LAW
: NO. 2001-6548 CIVIL TERM
ORDER
AND NOW, this J"( tL day of January, 2003 upon consideration of
the within Motion for Hearing filed by the Cumberland County Tax Claim Bureau a
Hearing on the Objections and Exceptions and Petition to Vacate Upset Tax Sale filed
by Marc Abbey is scheduled for ~~ ' ~ ,;;JJ/- , 2003 at
q: 30Q .m. In Courtroom No. / .
cc: ~Phen D. Tiley, Esquire
~r1thony L. DeLuca Esquire
A; William Edward Lowe
4500-1 Rockey Spring Road
Chambersburg, PA 17201
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IN RE: RETURN AND REPORT OF : IN THE COURT OF COMMON PLEAS OF
UPSET TAX SALE HELD BY THE : CUMBERLAND COUNTY, PENNSYLVANIA
CUMBERLAND COUNTY TAX .
CLAIM BUREAU ON : CIVIL DIVISION - LAW
NOVEMBER 14,2001 .
: NO.2001-6548 CIVIL TERM
PROPERTY OF MARC ABBEY
PARCEL NO. 21-22-0119-061
MOTION FOR HEARING
AND NOW, comes Respondent, Cumberland County Tax Claim Bureau, by its Attorney,
Stephen D. Tiley, Assistant Cumberland County Solicitor, and files this Motion for Hearing of
which the following is a statement:
1. On or about November 19,2001 the Cumberland County Tax Claim Bureau
(Bureau) filed a Petition for ConfIrmation of Upset Tax Sale concerning the Continued Upset Tax
Sale held on November 14,2001. Pursuant to said Petition, the Court, by Judge Edgar B. Bayley,
entered a Confirmation Nisi on November 24, 2001.
2. On or about December 21, 2001 Marc Abbey, who had owned the real estate and
mobile home known as Cumberland County Tax Parcel No. 21-22-0119-061, one of the properties
sold at the said Continued Upset Tax Sale, filed Objections and Exceptions to Upset Tax Sale and
Petition to Vacate Upset Tax Sale. Pursuant thereto, the Court, by the Honorable J. Wesley Oler,
Jr., entered a Rule to Show Cause on December 31, 2001.
3. On February 25, 2002, the Bureau filed an Answer to the said Rule. No other
parties filed a Response to the Rule.
4. The Petitioner/Objector, Marc Abbey, has not requested a hearing so that a fInal
determination can be made as to the Objections and Exceptions.
Motion lor Hearing
Page 1012
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5. The Bureau files this Motion to request that the Court fix a date and time to hear this
case.
6. Counsel for Marc Abbey is unable to concur or object to this Motion as he has been
unable to communicate with his client.
WHEREFORE, the Cumberland County Tax Claim Bureau requests your honorable
Court to set a date and time for a Hearing.
Respectfully submitted,
Dated: r~J'
By ~..... $ c ? A1
Stephen 0, Tiley, Esquire
Solicitor for Cumberland County
Tax Claim Bureau
5 South Hanover Street
Carlisle, PA 17013
(717) 2430-5838
Supreme Court 1.0.#32318
Motion for Hearing
Page 2 of 2
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IN RE: RETURN AND REPORT OF
UPSET TAX SALE HELD BY THE
CUMBERLAND COUNTY TAX
CLAIM BUREAU ON
NOVEMBER 14, 2001
PROPERTY OF MARC ABBEY
PARCEL NO. 21-22-0119-061
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: CIVIL DIVISION - LAW
: NO. 2001-6548 CIVIL TERM
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a true and correct copy of the
foregoing Motion for Hearing was mailed this date by depositing same in the
possession of the United States Postal Service by first class mail, postage prepaid,
addressed as follows:
William Edward Lowe
4500-1 Rocky Spring Road
Chambersburg, PA 17201
Anthony L. DeLuca, Esquire
Attorney for Objector/Petitioner, Marc Abbey
113 Front Street
P.O. Box 358
Boiling Springs, PA 17007
Dated: ~(J- I~ ..2C7,.;;>..3
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Stephen D. Tiley, Esquire
Assistant Cumbo Co. Solicitor
5 S. Hanover Street
Carlisle, PA 17013
(717) 243-5838
Attorney I.D.#32318
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UGI UTILITIES, INC.
; IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
V.
01-3283 CIVIL
ASHLEY C. KNOSKY
IN RE: ARBITRATION
ORDER OF COURT
AND NOW, January 14, 2003, the Court having been informed that
the above-captioned case has settled prior to hearing, the panel of
arbitrators previously appointed is vacated, and Robert Black, Esquire,
Chairman of the Arbitration Panel, shall be paid the sum of $50.00.
By the Court,
Geo~~
Robert Black, Esquire
Michael Cassidy, Esquire
Zane Finkelstein, Esquire
Court Administrator
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