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HomeMy WebLinkAbout01-03300 - ,,~. ~j.'p'\i~.i>" 'b""'.........,."_"'.'K'..:, MICHAEL S. CROZIER, Plaintiff vs. : IN THE COURT OF COMMON PLEAS OF ; CUMBERLAND COUNTY, PENNSYLVANIA : CIVIL ACTION - LAW : NO. 01. 3.1..... CIVIL TERM : IN DIVORCE KATHY A. CROZIER, Defendant NOTICE TO DEFEND AND CLAIM RIGHTS YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pBges, you must take prompt action. You are wamed that if you fail to do so, the case may proceed witliout you and a decree of divorce or annulment may be entered against you by the Court. A judgment may also be entered against you for any other claim or relief requested in these papers by the Plaintiff. You may lose money or property or other rights important to you, including custody or visitation of your children. When the grounds for divorce is indignities or irretrievable. breakdown of the marriage, you may request marriage counseling. A list of marriage counselors is available in the Prothonotary's Office at the Cumberland County Courthouse, Carlisle, Pennsylvania. IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DMSION OF PROPERTY, LAWYER'S FEES OR EXPENSES, BEFORE A DIVORCE OR ANNULMENT IS GRANTED, YOU MAY LOSE TIlE RIGHT TO CLAIM ANY OF THEM. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty A venue Carlisle, Pennsylvania 17013 Telephone (717) 249-3166 AMERICANS WITH DISABILITIES ACT OF 1990 The Court of Common Pleas of Cumberland County is required by law to comply with the Americans with Disabilities Act of 1990. For information about accessible facilities and reasonable accommodations available to disabled individuals having businesS before the court, please contact our office. All arrangements must be made at least 72 hours prior to any hearing or business before the court. You must attend the scheduled conference or hearing. James J. Kayer, Esquire Attorney for Plaintiff 4 East Liberty Avenue Catlisle,PA 17013 (71 7) 243-7922 ~- ,~, ' .li.~J>.~~,~~~-"''''''.Jl'~L4''' MICHAEL S. CROZIER, Plaintiff V5. : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : CIVIL ACTION - LAW : NO. 01. 3.1..." CIVIL TERM KATHY A. CROZIER, Defendant : IN DIVORCE NOTICE TO DEFEND AND CLAIM RIGHTS YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take prompt action. You are warned that if you fail to do so, the case may proceed without you and a decree of divorce or annulment may be entered against you by the Court. A judgment may also be entered against you for any other claim or relief requested in these papers by the Plaintiff. You may lose money or property or other rights important to you, including custody or visitation of your children. When the grounds for divorce is indignities or irretrievable breakdown of the marriage, you II18Y request marriage counseling. A list ofmaniage counselors is available in the Prothonotary's Office at the Cumberland County Courthouse, Carlisle, Pennsylvania. IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DMSION OF PROPERTY, LAWYER'S FEES OR EXPENSES, BEFORE A DIVORCE OR ANNULMENT'IS GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 Telephone (717) 249-3166 AMERICANS WITH DISABILITIES ACT OF 1990 The Court of Common Pleas of Cumberland County is required by law to comply with the Americans with Disabilities Act of 1990. For infonnation about accessible facilities and reasonable accommodations available to disabled individuais having business before the court, please contact our office. All arrangements must be made at least n hours prior to any hearing or business . before the court. You must attend the scheduled conference or hearing. James J. Kayer, Esquire Attorney for plaintiff 4 East Liberty Avenue Carlisle, PA 17013 (717) 243.7922 " L ~",*--.,........"~~~,~~~.,,,,~...,,,,,,,,,,,",,,~,,,, MICHAEL S. CROZffiR, Plaintiff vs. : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : CIVIL ACTION. LAW : NO. 01. 3 ~()U CNIL TERM KATHY A. CROZffiR, Defendant : IN DNORCE COMPLAINT IN DIVORCE UNDER SECTION 3301(e) OF THE DIVORCE CODE COMES NOW, Plaintiff MICHAEL S. CROZIER, through her attorney, James J. Kayer, Esquire and avers as follows: COUNT I - DIVORCE I. Plaintiff is MICHAEL S. CROZIER, an adult individual who resides lit, 1117 State Road, I>tmcannon, Dauphin County, Pennsylvania. 2. Defendant is KATHY A. CROZIER, an adult individual who resides at, 1117 State Road, Duncannon, Dauphin County, Pennsylvania. 2. Plaintiff and Defendant have been bona fide residents of the Commonwealth for at least six months immediately previous to the filing of this Complaint. 3. The Plaintiff and Defendant were married on March 27, 1999 in Hershey, P A. 4. There have been no prior actions of divorce filed in his matter. 5. Plaintiff and Defendant are not members of the United States Anned Forces. 6. The marriage is irretrievably broken, and the parties are proceeding under Section 3301(c). 7. Plaintiff has been advised that counseling is available and that Plaintiff may have the right to request that the court require the parties to participate in counseling. WHEREFORE, the plaintiff requests this court to enter a decree in divorce. . - - ~~~ , I "U -~- """"" ~' """~~.. -::O~",h"f' COUNT n - CUSTODY 8. Paragraphs 1-8 are incorporated herein as fully set forth. 9. Plaintiff seeks shared legal and physical custody of the following child: Name Present Residence Age Joshua M. Crozier, 1117 State Road, Duncannon, PA born February 24, 2000. Age 15mths. The child was born in wedlock. 10. The child is presently in the custody of the mother Kathy A. Crozier and father Michael S. Crozier. II. Since birth, the child has resided with the following person(s) at the belowaddress(es): Birth to present: With the mother and father at 1117 State Road, Duncannon, Dauphin County, Pennsylvania. 12. The mother of the child is Kathy A. Crozier residing atIl17 State Road, Duncannon, Dauphin County, PelUlsylvania She is married. 13. The father of the child is Michael S. Crozier, residing atll17 State Road, Duncannon, Dauphin County, PelUlsylvania. He is married. 14. The relationship of Plaintiff to the child is that off ather. The Plaintiff currently resides with the child and the following person(s): ~ ~woo~p Kathy A. Crozier Wife 15. The relationship of the Defendant to the child is that of mother. The Defendant currently resides with the following person(s): ~~ d'. , , ""..;- ' . ""'......~'~.~' '~='iIl ".' ,'- oi.~j Name Relationship Michael S. Crozier HusJ,and 16. Plaintiff has not participated as a party or witness, or in another capacity, in other litigation concerning the custody of the child in this or another court. Plaintiff has no infonnation of a custody proceeding concerning the child pending in a court of this Conunonwealth. Plaintiff does not know of a person not a party to the proceedings who has physical custody of the child or claims to have custody or visitation rights with respect to the child. 17. The best interest and pennanent welfare of the child will be served by granting shared legal and physical custody of the child to the mother and the father as both have been the prinuuy caretakers of the child through his life and the child will continue to benefit from living with both parents. 18. Each parent whose parental rights to the child has not been terminated and the person who has physical custody of the child have been named as parties to this action. All other persons, names below, who are known to have or claim a right to custody or visitation of the child will be given notice of the pendency of this action and the right to intervene: Name Address Basis of Claim None WHEREFORE, Plaintiff requests the court to grant shared legal and physical custody to the Plaintiff and Defendant. Respectfully submitted, Date: May 29, 2001 / J. { .. {~' lame . Kay~ ES#ue 4 Li ::1y Av~.ue Car,s:e,PA 7013 (71~243-7 2 - ,~ "lili...itt''"'lc>'~. ~ r~"''8 VElUFICATION OF PLEADINGS Th~ foregoing document is based upon infonnation which has been gathered by my COlU1sel and myself in the preparation of this action. The language of the document may, in part, be the language of my cotU1sel and not my O\\TI. I have read the statements made in this document and to the extent that it is bas~d upon information which I have given to my counsel, it is true and correct to the best of my knowledge, information and belief. To the extent that the contents of the statements are that of counsel, I have relied upon counsel in making this Verification. I understand that false statements herein are made subject to the penalties of 18 PA. C.S. 114904, relating to unsworn falsification to authorities. Date: ~ -/7-6/ ~/.J~ i i i" i i. ~ i I f . I i I , t i I i I , I , \. f " I , ~ I I t . , , r ()g ~~ *1; -:::)- ;:r ~-o -oJ <1l . ~:::J "0:" ... J>."'m (.I:l~. '<r ~ Q)-. "':::JO" N -. CD I\J~~ -oJ)> 0< ~<1l W:::J c: <1l ~ I I , ; , ~: , '~ >- r~' I ;.~ )>" 4lC) ~~ ~ ., o. C) ii: :::I -Q. o OtlJ i3 ., o 0 ~~ g :::I ~~ .., (:, ..... .. .<" ~ J ,~ ~ 5 p S \) '..r) \' ., ;,., Ij I' " ." '" \ . u;; '" .'" " "- ~ Ib ," t'I . ~ ~ .i............ 4i!_'~~' ~ '. Wil~r~r"'~~' ~ ill"" ,. ~ ., . ",.'" ',?/ ~ ~ ~..... ".-" -~&""""-"",,~ MICHAEL S. CROZIER PLAINTIFF V, KATHY A. CROZIER DEFENDANT IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLV ANlA 01-3300 CIVIL ACTlON LAW IN CUSTODY ORDER OF COURT AND NOW, Friday, June 01, 2001 , upon consideration of the attached Complaint, it is hereby directed that parties and their respective counsel appear before Jacqueline M. Verney, Esq. ,the conciliat( at 4tb Floor, Cumberland County Courtbouse, CarlMe on Wednesday, .June 27, 2001 at 2:30 PM for a Pre-Hearing Custody Conference. At such conference, an effort will be made to resolve the issues in dispute; or if this cannot be accomplished, to define and narrow the issues to be heard by the court, and to enter into a temporary order. All children age five or older may also be present at the conference. Failure to appear at the conference may provide grounds for entry of a temporary or permanent order. The court hereby directs the parties to furnish any and all existing Protection from Abuse orders, Special Relief orders, and Custody orders to the conciliator 48 hours prior to scbeduled hearing. FOR THE COURT, By:. /s/ Jacqueline M, Verney, Esq.ir'rI\ Custody Conciliator I) I . The Court of Common Pleas of Cumberland County is required by law to comply with the Americans with Disabilites Act of 1990. For infonnation about accessible facilities and reasonable accommodations available to disabled individuals having business before the court, please contact our office. All arrangements must be made at least 72 hours prior to any hearing or business before the court. You must attend the scheduled conference or hearing. YOU SHOULD TAKE TIllS PAPER TO YOUR A1TORNEY AT ONCE. IF YOU DO NOT HAVE AN ATIORNEY OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND our WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 Telephone (717) 249-3166 ..~. ~'" ::: i.:: r) .i~~":F;C: ~j:' I,' r--:~,.., ". J:\!':OTARY 01 JUH - S Filo I: I () CUMi:JI}:u'.:~J COUNTY PENNSYLVANIA its-?7/ tW- I'~~ ~ 4'?'~ ~f'tft( 71~ ~ ~ 4 U t"S'.t}/ (~/Z~ ~ 4 ~_-b~ ' "'F~""'~r""""~'f"'e Ie "'._ r ~,' ~~",,""""'I"','" - . n ~~ ... " " " " ' C";'"'''r1'ir~ MICHAEL S. CROZIER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANiA vs. NO, 01 - 3300 CIVIL KATHY A. CROZIER, Defendant CIVIL ACTION - LAW IN DIVORCE NOTICE TO DEFEND AND CLAIM RIGHTS You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take prompt action. You are warned that if you fail to do so, the case may proceed without you and a decree of divorce or annulment may be entered against you by the court. Ajudgment may also be entered against you for any other claim or relief requested in these papers by the plaintiff. You may lose money or property or other rights important to you, including custody or visitation of your children. When the ground for the divorce is indignities or irretrievable breakdown of the marriage, you may request marriage counseling. A list of marriage counselors is available in the Office of the Prothonotary at the Perry County Courthouse, East Main, New Bloomfield, Pennsylvania. IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY, LAWYER'S FEES OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF yOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Lawyers' Referral Service 100 South Street P. O. Box 186 Harrisburg, PA 17108 800-692-7375 Dated: March 2{,' 2004 MidPeun Legal Services 213 N. Front Street Ha isburg, PA 17101 1 800-932-0356 or SQUIRE igh Street ~, . . , ~ ltwb._- ~~~'ll'''''''""""""ru",,,,' MICHAEL S. CROZIER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 01 - 3300 CIVIL KATHY A. CROZIER, Defendant CIVIL ACTION - LAW IN DIVORCE SUPPLEMENTAL COMPLAINT IN DIVORCE ADDING COUNTS COMES NOW, Defendant, Kathy A. Crozier, by her counsel, Jerry A. Philpott, Esquire, and files this Supplemental Complaint in Divorce Adding Counts as follows: COUNT II Request for a No-Fault Divorce Under ~ 3301(d) of the Divorce Code 9. The prior paragraphs of this Complaint are incorporated herein by reference thereto. 10. The parties are living separate and apart and at the time of a hearing, defendant will submit an affidavit alleging that the parties have Jived separate and apart for at least two years, WHEREFORE, defendant respectfully requests the court to enter a decree of divorce pursuant to ~ 3301(d) of the Divorce Code. COUNT III Request for Equitable Distribution of Marital Property Under ~ 3501(a) of the Divorce Code 11. The prior paragraphs of this Complaint are incorporated herein by reference thereto. 12. Plaintiff and defendant acquired property and debts, both real and personal, during . - ~- ~ ~I lli 6ii. ~"_~''''''li,j).h'S . their marriage from March 27,1999, until June 1,2001, the date of their separation. 13. Plaintiff and defendant have been unable to agree as to an equitable distribution of said property. WHEREFORE, defendant prays for the entry of an Order distributing all of the aforementioned property, real and personal, as the Court may deem equitable and just, plus costs. COUNT IV Request for Counsel Fees, Costs and Expenses Under ~~ 3S07(A) and 3702 ofthe Divorce Code 14. The prior paragraphs of this Complaint are incorporated herein by reference thereto. 15. Defendant has employed Jerry A. Philpott, Esquire, to represent her in this matrimonial cause. 16. Defendant is unable to pay her counsel fees, costs, and expenses. 17. Plaintiff is employed and has the ability to pay Defendant'scounsel fees, costs and expenses. 18. Reserving the right to apply to the Court for temporary counsel fees, costs and expenses prior to the final hearing, Defendant requests that, after final hearing, the Court order Plaintiff to pay pay Defendant'sreasonable counsel fees, costs and expenses. WHEREFORE, defendant respectfully requests the Court to enter an order directing Dated: March 25, 2004 By: ~ JE A. PHILPO SQUIRE Box 116,227 rth High Street uncannon, P A 17020 (717) 834-3087 Attorney for Defendant ~~ l _ - ~'~k ~~-, .liL~ MAR-24-2004 WED 02:01 PM DCCI1U Fqx NO. 17172328537 p _. .-. ~_. "_.. __ _.. r~ _._ ,I . l'M-i!A-2e0'\ 12>:lB I"lOIlf'\111J'tm' 1. I'Rl: as. L nil-~ TO'~~ P.2"2 ~: I VeritY thlll tbe stlltements mada in tiP. SIlpplc:mental complamt in DivorceAclding COIllltB are tnIe Nl4l:Onect. I Ulldcratand _ faisIl8~ betoin &lJO IIIllde aubjcct to the ........01'....<:.&.__..:--.. ..~~ !: l~ r " !: :: F ;i (! (J ~ iCJ -- ~o Ii ('/f:- 0 ~ lI) D 0() (). I III 0 ~~~ ~ r-::::. ~ r: \~ ~~'J' ---1""- .~ ~ ~~nlii' () ~ ~ ~ .". .to ::t.. ::K: 5! 3:~CtJ ~~lF ~ mj! ~S ::0 ", :Bc;:i 0-, ~i! ~,.- c..~ i.:;,.-, "1:l 0f<.~! ::-t: .".0 ~""n; - '.' Z -. :i;:1 -; (JI :.:J -, .,<' .-, l - ~~" ~ , - 'I<Wl1lll-J ~ ''1'"11';" MICHAEL S. CROZIER, Plaintiff vs. : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : CIVIL ACTION - LAW : NO. 01 - 3300 CIVIL TERM KATHY A. CROZIER, Defendant : IN DIVORCE PRAECIPE FOR SETTLEMENT AND DISCONTINUANCE TO THE PROTHONOTARY: Please mark the Plaintiffs Count II of the Custody Claim filed in the above referenced matter as discontinued, settled and ended. Respectfully submitted, , ~"'/ James. Kayer ! i Dated: June 6, 2001 r- ag ~~ *5' ~- ;:;: j-o ..... d> . ~5... ~.~ m "'- . ~ic ~ 2. g "'~~ a~ .....'" "'~ c '" >- f;; ~ I'~ M .~,- n ::>5; W,""'7 S- o", (~ ~~1{ (J- -~ :::;::j "T t" "'">- L:~ . r-. ':((f) u..\' ( JZ ......- :;.:::- ::.1([.1 ""., -."... :--i :D(,L ~~ I.. '::> , <..-::> 0 :l>" ~l>> Q.-c '" (1) gJ ... 0' l>> iil =' -0. () o to il ... o 0 ~:c g =' ~'\llll~ .,J,~" ~illf!irr!~~.tA~{l:io',W:";,, ., ,> ~j --~ ~ : " _, I ~- ,,~ ~"~~~~~~j",-~" 'JUN 2 2 2001 t/l MICHAEL S. CROZIER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA V. : NO. 2001-3300 CIVIL TERM KATHY A. CROZIER, Defendant : CIVIL ACTION - LAW : IN CUSTODY ORDER OF COURT AND NOW, this 22ND day of June, 2001, the Conciliator being notified that the parties have signed a Custody Stipulation in the above matter, the Conciliator hereby relinquishes jurisdiction in this matter. FOR THE COURT, . iA.i / q line M. Verney, Es~todY Conciliator eo i ~ ~_"'~,,"1~' ,'" -.~ MICHAEL S. CROZIER, Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3300 CML TERM KATHY A CROZIER, Defendant : IN DIVORCE MOTION FOR APPIONTMENT OF MASTER Michael S. Crozier, Plaintiff, by and through his Attorney. Galen R. Waltz, moves the court to appoint a Master with respect to the following claims: Divorce, Distribution of Property, Counsel Fees, Cost and Expenses. In Support of the Motion, Plaintiff states: 1, Discovery appears to be complete as to the claims for which an appointment of a Master is required 2. The Plaintiff has appeared in the action by his Attorney, Galen Waltz, Esquire. 3. The statutory grounds for divorce is 3301(c). 4. It is expected that the action is contested with respect to the following claims: a. Property distribution and it is further averred that the defendant's intentional and knowing destruction of marital assets may be issues. 5. The action does not involve complex issues oflaw of fact. 6. The hearing is expected to take one half to three quarters days. 7. Counsel for the defendant is Jerry A. Philpot, Esquire, P.O. Box 116,227 North High Street, Duncannon, PA 17Q20-0116. 8. Service of the complaint was accepted by the Defendant's former counsel Melanie Erb on August 6, 2001. (Exhibit one attached and corporated herein) l' ,.J'-i~ 'O:ll,-,b'~"".i",,~' Wherefore, the plaintiff seeks the appointment of a Master with respect to claims 0 divorce, property distribution, counsel fees, cost and expenses. c A''''~r.~. -~ ~ ~ ""', . -'~~ "~r<!nil~~'~'o.1-11,,,,,;t,'""t"""_ MICHAEL S. CROZIER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA vs. : CIVIL ACTION - LAW : NO. 01 - Eel'.> CIVIL TERM : IN DIVORCE KATHY A, CROZIER, Defendant ACCEPTANCE OF SERVICE '<' .V ~ I, Melanie Erb, Esq., hereby accept service this L, of~2001 of the Notice to Defend and Complaint in Divorce filed in the above captioned matter. ~/~ /..ft, Melanfe'krb, Esq. Attorney for Defendant Suite 201 2880 Linglestown Road Harrisburg PA 17110 ~ 1- l:1,;-}...1- .. ~- J . II 'I , I CERTIFICATE OF SERVICE "'"~,~-~ "' ~ I hereby certify that I served a true and correct copy of the Motion of Appointn of Master upon Jerry A. Philpott. Esquire, and bjJdepositing same in the United St; Mail, fjrst class, postage pre-paid on the ! J /,J, day of ~f~ ""' J..I.r-. 2003, f Carlisle, Pennsylvania, addressed as follows: Jerry A. Philpott, Esquire 227 North High Street Duncannon, PA 17020 . TURO LAW OFFICES nh a en R. Waltz, Esquire 28 South Pitt Street Carlisle. PA 17013 (717) 245-9688 Attorney for Plaintiff ; , ~ j ~" J ~" "'""","'~ '~'"""""~' "~l.'ilfi, (') C; 0 C c.,,:, q ? U) :~ 1,1 ,-~' ,'" <:OJ !....": ( '''1') "r- ;-~ ,",) \', ", , c;6 ,.. - 0", ~.: r.-' i: , ,.' """\'"~ 'il :;:..:. :'J,. ; .J..... .,t.,,, S:.~:~:.. :~': 'Im "', ..., r, .~: ~- :.0 -. 0 -< < '" I I. .L. ~~ ~..._~~ - _.......'"'=,',..~-k<)U,,""'''"-;i€C_ MICHAEL S. CROZmR, Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. 01-3300 CNIL TERM KATHY A CROZIER, Defendant : cNIL ACTION - CUSTODY ORDER APPOINTING MASTER AND NOW, this /O'ft day of 200: ~ R~fu..J ~'b ~ f Esquire, is appointed Master wit respect to th following claims: divorce, distribution of property, counsel fees, costs and expenses. BY THE COURT, c.c, Jerry A. Philpott Galen R. Waltz f.J. FILED '~':Flf'.r;; -lJ1 \,...,. OF THE P?OTHO:~01NW 2GM'E.a to P111:20 C! 'I"'''' ..., "III"'TY ~V'....,.- ..,....:..,1 \., ,-,,,,1"1 V:: r\i~:)\'LV';~;',-i)\ :t;\~~. '~"r" .~, ~ . ~""~ . ~. "l I . -~ i ~"'.._-~.. lIid~",Iii;;[\lMJ,i&""l 1, ?J5101~ MICHAEL S. CROZIER, Plaintiff THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 01 - 3300 CIVIL KATHY A. CROZIER, Defendant IN DIVORCE TO: e GalIn R. Waltz , Attorney for Plaintiff. Jerry A. Philpot , Attorney for Defendant DATE: Friday, February 13, 2004 CERTIFICATION I certify that discovery is complete as to the claims for which the Master has been appointed. OR IF DISCOVERY IS NOT COMPLETE: (a) Outline what information is required that is not complete in order to prepare the case for trial and indicate whether there are any outstanding interrogatories or discovery motions. .=- . I. ".', ~ ....~'~-a;I.......,.~ ~ , ,~ '-__-"""'''''"Ci\.,,,,_d:f-~',,.,;,.., (b) Provide approximate date when discovery will be complete and indicate what action is being taken to complete discovery. ~iA~hl 6A.TE ( ....( ( ) NOTE: PRETRIAL DIRECTIVES WILL NOT BE ISSUED FOR THE FILING OF PRETRIAL STATEMENTS UNTIL COUNSEL HAVE CERTIFIED THAT DISCOVERY IS COMPLETE, OR OTHERWISE AT THE MASTER'S DISCRETION. AFTER RECEIVING THIS DOCUMENT FROM BOTH COUNSEL OR A PARTY TO THE ACTION, IF NOT REPRESENTED BY COUNSEL, INDICATING THAT DISCOVERY IS NOT COMPLETE, THE DIRECTIVE FOR FILING OF PRETRIAL STATEMENTS WILL BE ISSUED AT THE MASTER'S DISCRETION. HOWEVER, IF BOTH COUNSEL, OR A PARTY NOT REPRESENTED, CERTIFY THAT DISCOVERY IS COMPLETE, A DIRECTIVE TO FILE PRETRIAL STATEMENTS WILL BE ISSUED IMMEDIATELY. THE CERTIFICATION DOCUMENT SHOULD BE RETURNED TO THE MASTER'S OFFICE WITHIN TWO (2) WEEKS OF THE DATE SHOWN ON THE DOCUMENT. -J" I" ~ ~fl9--~~~~~~i\; ~ltj'Oli-- MICHAEL S. CROZIER, Plaintiff vs. THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 01 - 3300 CIVIL KATHY A. CROZIER, Defendant IN DIVORCE TO: Galan R. Waltz Jerry A. Phi~ , Attorney for Plaintiff , Attorney for Defendant DATE: Friday, February 13, 2004 CERTIFICATION I certify that discovery is complete as to the claims for which the Master has been appointed. OR IF DISCOVERY IS NOT COMPLETE: (a) Outline what information is required that is not complete in order to prepare the case for trial and indicate whether there are any outstanding interrogatories or discovery motions. c __ ~ , ~". ~,. "''''~c."J,>,%", Iliiillill...... - (b) Provide approximate date when discovery will be complete and indicate what action is being taken to complete discovery. J)/ L 1 (I ;;TE ) -----, NOTE: PRETRIAL DIRECT ES WILL NOT BE ISSUED FOR THE FILING OF PRETRIAL STATEMENTS UNTIL COUNSEL HAVE CERTIFIED THAT DISCOVERY IS COMPLETE, OR OTHERWISE AT THE MASTER'S DISCRETION. AFTER RECEIVING THIS DOCUMENT FROM BOTH COUNSEL OR A PARTY TO THE ACTION, IF NOT REPRESENTED BY COUNSEL, INDICATING THAT DISCOVERY IS NOT COMPLETE, THE DIRECTIVE FOR FILING OF PRETRIAL STATEMENTS WILL BE ISSUED AT THE MASTER'S DISCRETION. HOWEVER, IF BOTH COUNSEL, OR A PARTY NOT REPRESENTED, CERTIFY THAT DISCOVERY IS COMPLETE, A DIRECTIVE TO FILE PRETRIAL STATEMENTS WILL BE ISSUED IMMEDIATELY. THE CERTIFICATION DOCUMENT SHOULD BE RETURNED TO THE MASTER'S OFFICE WITHIN TWO (2) WEEKS OF THE DATE SHOWN ON THE DOCUMENT. ;.-~~= ~~ ~ ,. '1 ~, - __m.M-'~M,,,_,"~'.~,,,,,,,,,"._~ .,. __''''~.T ,-".7':_~ MI<.'IV,IOL :;;, CKV/.ltR. Plaintiff IN THE COURT m COMMON PLEA!': or. CUMBERLAND COU'\iTY PENNSYLVA\lIA / r" '," .~! '{-~I v. KATIIV A. CROZJER. Dct"ndanl NO. 01-3.JOO Ci\'il IN DIVORCE DEFENDANT'S INVENTORY ('OM ES NOW dckndant Kathy A. Crozier, by her counsel. ,krry A. Philpott. Esquire. aIld liks her inventory pursuant to Rule J920.33. (The claim under Sc<:tion 3501 of the 01 "oree Coce \';IS tiled on ,\;lar<:h 26. 2<>04.) Marital propt:rty: Marital residcnct: at J J 17 State Road, Duncannon. Perry Count\'. acquired during thl' marriage and titled solely in the name of plaintiff: Marital debts consisting of cn.,-dit card debt in the approximate amount <,{ S.J,600, An income tax refund jointly owned but cashed by plaintiff in the amount of $600. Separate, non-marit;,,1 properly: Detendant's position is that all other property either party possessed was non- marit;l!. Subsequent to the separation, defendant has acquired a new vehicle in her own name and a new home. Simil , P 'ntiffhas undoubtedly acquired property since the separation. Dared: :\priJ /5.2004 , I . '~ -""rilU!! II I. I , MICHAEL S. CROZIER, Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COURNTY,PENNSYLVANIA v. : NO, 01-3300 CNLL TERM KATHY A CROZIER, Defendant : CIVIL -DIVORCE (.....~ ~ 0: . T (:~ -l~ ~:-~ - ,""" ---( PRETRIAL STATEMENT " . >] hiF :."., ~- :.. :~8 NOW. Comes, Plaintiff, Michael S. Crozier by and through his ~rney:'GaI~1 Waltz. EsqUire. pursuant to the March 26. 2004 Divorce Master requeSt for a#etrta./i' statement ,,:. ::..: :iCj'.' . --- (-- r,) ";~ 40 :.:,. -:':.i c.., . -<. c..;, "" I. Background of Case: Plaintiff, Michael S. Crozier, filed a Divorce Complaint under 3301 C at the Court of Common Pleas, Cumberland County on May 30, 2001; the Complaint contained two counts (one count in Divorce and one count in Custody James A. Kayer was the Attorney for the Plaintiff at that time. Acceptance of service was signed by Attorney, Melanie Erb, Esquire, Attorney for the Defendant and the service was accepted August 6, 2001. On June 7, 2001 a Praecipe for Discontinuance and Settlement of Plaintiff count 2 of the custody claim was filed and marked accordingly; the Custody Actio: was pursued in Perry County where jurisdiction is currently maintained. On September 18, 2003 the Plaintiff filed a Motion for Appointment of Master as it related to distribution of property, Divorce, Counsel Fees and Expenses. Subsequently a Master was appointed and ~ Director from the Master has issued requesting a pretrial statement be filed and on or before April 16, 2004. On March 26, 2004 Defendant file a supplemental Complaint in Divorce adding count 2,3&4 whereby count 2 requested a 3301D no fault divorce. Count number 3 seeks equable distribution. Count number 4 requests counsel fees and expenses. II. Factual Witnesses: Michael S. Crozier address 1117 State Road, Duncannon, PA 17020 and Nancy Wolf address 1123 N. Pitt Street, CarlisI PA 17013. . Expert witness: Scott P. Archibald, 5955lingelstown Road, Harrisburg, PA III. Issues: Whether the real estate residence, solely In Plaintiff's name, with a loan for the property solely in the Plaintiff's name, wherein the Defendantreslded for approximately 8 months whether any equity existed in th very short period of time and even if any equity did exist whether the Defendant is entitled to any portion of that equity? Suggested Answer: NO .-;;;.,u,;_~-\:l~"' ... ~.~.~~ ^ ~ )> _ J' " ~ '- j- "Jiild , ,-- -~ II I- Whether the Defendant is liable for outstanding bills that arose during the course of Defendants cohabitation relative to PP&L, West Shore Oil, Sprir Grolier Books, Blue Ridge Cable, Food Spoilage, College Tuition, Cash advance on a credit card? Suggested Answer: YES Whether or not the Plaintiff is liable for Credit Card debt when credit card i solely in the Defendant's name and control throughout the relationship? Suggested Answer: NO Whether or not the Defendant is entitled to one half of the tax rebate duril" the year prior to separation after she agreed to split the divorce costs? Suggested Answer: NO Whether or not the 1997 Pontiac Sun Fire owned by the Defendant and th 1992 Ford Explorer purchased by the Plaintiff constitute a set off in value'i Suggested Answer: YES Whether or not the Crozier Family "Baby Crib" should be returned promptl the plaintiff or in the alternative the cost of a replacement crib be assessEll the Defendant? Suggested Answer: YES Whether or not duplicate family photos in the possession of the Defendan should be immediately provided to the Plaintiff? Suggested Answer: YES IV. Exhibits: The settlement sheet of the State Road Property and valuation at date of separation; Burlington Coat Factory receipt for a crib, Countr: Wide Home Loan Statement, Commitment for Title Insurance, Receipt for Divorc filing, Phil Haven Visa Statement and Providian Statement. V. Anticipated Length of Trail: one half day for Plaintiff's case. VI. Plaintiff reserves the right to amend: the above factual witness list J~" ~ .>"'~rillI" ~1 '~'" ll:!l;!"~_i1l.~_i' II 'I' I I I as it relates to both fact witness names and those that will be named at a later dat, the plaintiff reserves the right to amend the above expert witness list and exhibits contained herein. ,y;;~/vl Date ~IIY~id. c;; f#A -Galen R. Waltz, Turo Law Offi s 28 South Pitt Street Carlisle, PA 17013 (717)245-9688 Attorney For Plaintiff ~ -' ~"., """"'"" "'""""~, ~ ~- ~ ow",,,,,,",,,,,,,,,,",,,,.,,' )1 . CERTIFICATE OF SERVICIE f hereby certify that J served a true and correct copy of the Pretrial Statem upon Jerry A. Philpott, Esquire, and by depositing same in the United States Mail, f class, postage pre-paid on the / fp ~ day of 11 r- ~ ) , 2004, from Carli! Pennsylvania, addressed as follows: Jerry A. Philpott, Esquire 227 North High Street Duncannon, PA 17020 TURO LAW OFFICES ~4 Galen R. Waltz, Esqu' 28 South Pitt Street Carlisle, PA 17013 (717) 245-9688 Attorney for Plaintiff I II II ~ ~"'"."-' ~ ,~ . ~~<<>l';;;,." MICHAEL S. CROZIER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION - LAW : NO. 01 - 3300 CIVIL KATHY A. CROZIER, Defendant IN DIVORCE NOTICE OF PRE-HEARING CONFERENCE TO: Galen R. Waltz , Attorney for Plaintiff Jerry A. Philpott , Attorney for Defendant A pre-hearing conference has been scheduled at the Office of the Divorce Master, 9 North Hanover Street, Carlisle, Pennsylvania, on the 3rd day of June 2004, at 9:30 a.m., at which time we will review the pre-trial statements previously filed by counsel, define issues, identify witnesses, explore the possibility of settlement and, if necessary, schedule a hearing. Very truly yours, Date of Notice: 4/20/04 E. Robert Elicker, II Divorce Master .",",,",-,,'~ "'"~ '""" - '"'~lli,,! MICHAEL S. CROZIER, Plaintiff IN THE COURT OF COMMON PLEAS OF. Yfq I&~ CUMBERLAND COUNTY VI/, /0'1' PENNSYLVANIA v. KATHY A, CROZIER, Defendant NO. 01-3300 Civil IN DIVORCE DEFENDANT'S PRETRIAL STATEMENT COMES NOW defendant Kathy A. Crozier, by her counsel, Jerry A. Philpott, Esquire, and files her pre-trial statement pursuant to Ru1e 1920.33(b). 1. LIST OF MARITAL AND NON-MARITAL ASSETS Marital assets a. Marital residence at 1117 State Road, Duncannon, Perry County, acquired during the marriage and titled solely in the name of plaintiff. Defendant believes, based on her rnemory of a written appraisal obtained at the time of purchase, which plaintiff possesses, that the home was worth approximately $68,000 at that time. It was purchased for only $61,900, and had an initial mortgage lien of$61,53S, which defendant does not think has declined substantially. ,.", . ~... b. Marital debts consisting of credit card debt in the approximate amount of $3,600. c, An income tax refund jointly owned but cashed by plaintiff in the amount of$600. Non-marital assets Defendant's position is that all other property either party possessed was non- marital. Subsequent to the separation, defendant has acquired a new vehicle (although it is not in her name) and a new home, which she later sold. Similarly, plaintiff has undoubtedly acquired property since the separation. 2. EXPERT WITNESSES Defendant plans to use no expert witnesses. 3. OTHER WITNESSES Defendant plans to call only herself in her case. ,<-",",,~~. ~-' 'll/L ;-; 4. EXHIBITS Regarding the marital home, defendant has copies of the deed, note, mortgage, and HUD. 1, but does not have a copy of an appraisal that was obtained during the marriage. Plaintiff possesses a copy of that appraisal. Defendant requests that plaintiff produce it. Copies of defendant's exhibits are 'attached with a list on top. 5, INCOME STATEMENT Defendant's most recent semi-monthly pay stub and her 2003 income tax return are attached. As of this date she had not yet prepared her Pennsylvania 2003 income tax return; a copy will be furnished as soon as it is available. She currently earns $29,819 gross per year, and takes home about $22,863 net per year. The details of deductions are shown on the pay stub. 6, EXPENSE STATEMENT Defendant does not intend to offer any testimony as to her expenses. 7. PENSIONS Defendant intends to make no claim regarding and to offer no evidence regarding pensions. 8. COUNSEL FEES Defendant has been represented by two counsel. She has looked for documentation about the cost ofSeratelli, Schiffinan firm and can not find it. The cost was approximately $5,000, Details will be furnished as soon as they can be found. The details of the cost of her representation by the undersigned are attached as Exhibit 10. 9. DISPUTED PERSONAL PROPERTY At an earlier stage of negotiations there was a dispute about photographs. Defendant does not have any of the photographs she was accused of taking. The dispute was not about value, but about obtaining copies, 10. MARITAL DEBTS See attached regarding a credit card acquired during the rnarriage that had a balance as of the date of separation, which defendant has subsequently paid off (although she continued to use the card). Attached are: (1) a statement showing a "previous balance" as of about June 1, 2001, of $3,602.49; (2) a history of payments after that to the extent the defendant could find records to substantiate them; including (3) a statement reflecting a payment $3,617.57 on October 7, 2002, which paid off what was owed at that point. ~ - - . , - l'~ "~~".L..,~ _~'4ii_.tA\j.',,; 11. RESOLUTION OF ECONOMIC ISSUES Defendant proposes that plaintiff reimburse her for half of the marital debt that she had to payoff ($1 ,800) and pay her half of the tax refund that plaintiff cashed in ($300). As to the marital residence, she proposes that it be sold and the parties split the proceeds. Finally, she asks that her attorney fees be paid. Dated:i\priI15,2004 I 2 3. 4 5 6 7 8 9 10 LIST OF EXHIBITS 8-10-2000 deed to 1117 State Road, Duncannon 8-10-2000 note for same 8-10-2000 mortgage on same 8-10-2000 HUD-l regarding same 2003 1040 for Kathy Crozier Earnings statement for period ending 3/31/04 and check dated 4/5/04 Providian credit card statement for 7/3/01 History of subsequent payments on credit card Providia credit card statement for 11/5/02 Itemization oflegal services by J. Philpott through 4/14/04 ,"" -~-i1-'~-lbi':'ili!!il.rj;i: ", ';',\:<:.~.~~i.'~.~. ..:,. '", ' :.-~' :.;~~..~~ 4pp. 2pp. 10pp. lp. 2pp. 1 p. 1 p. 1 p. I p. 5pp. -~~." ~ ~~-~ " ., \::) ..... ~1 ~= .~ ..~ ~.~,'"'~~~, -~ " ..--.. " ')' v,: r::.., w:.,..~': ~,-., " " ..." TillS DEED .. . . . I Perry tauntY -:Docu.In.t'St David 11l8ei,:ReQrier Date 011I17. Tile 09:46:48 .., J .: ~928 ilEH. Baak 1289 , TAX PARCEL NO. Made the IO-Lh day of August, 2000. BETWEEN LINDA B; BRANDT, now known as LINDA B. WERT, ;r.-"llia1."t:J.ea" VOIIAI1' I herein designated as the Grantor" AND MICHAEL S. CROZIER, a married man, herein designated as the Grantee, WITNESSETH, that the Grantor, for and in consideration of SIXTY-ONE THOUSAND NINE HUNDRED ($61,900.00) DOLLARS lawful money of the United States of America, to the Grantor in hand well and truly paid by the Grantees, at or before the sealing and delivezy of these presents, the receipt whereof is hereby acknowledged and the Grantor' being therewith fully satisfied, do by these presents grant bargain, sell and convey unto the Grantees forever, their heirs and assigns, ALL THOSE TWO (2) CERTAIN pieces, parcels and tracts ofIand situate in Penn Township, Perry County, Pennsylvania, more particularly bounded and described as follows, to wit: TRACl' NO.1: BEGINNING at a point at the southwest COIller of State Highway and Chestnut Road, which pint is sixty (60) feel West from the southeast c~Iller of State Highway and Chestnut Road; thence southwardly along the West side of C1ie$1ut Road, 110 feet to a point at the north side ofFariview Avenue, to be opened; thence weStfiardly along the North side of Fariview Avenue, to be opened, SO feet, more or less, to a poipt at the line of Lot No. 138 in Plan of Mountain Side Parle, Perdix; thence northwardly along the /me of said Lot No. 138. 80 feet to the comer of Lot No. 70 in Plan ofPCJ'diX Heights. Perdix; thence northwardly along the line of I said Lot No. 70. 30 feet to a point at the South side of State }ijghway; thence eastwanilyalong the South side of State Highway, 40 feet to the place ofBEGlNNING, containing 4,950 feet, more or less, having thereon erected a frame cottage. TRACl' NO.2: BEGINNING at the intersection of lands now or formerly of George F. Shrauder and Fayella A.' ShraY9er, his wife, and lands now or formerly ofHany M. Rudy and wife; thence South by lands now or fozmerly of George F. Shrauder and FayeDa A. Shrauder. husband and wife, 50 feet to an iron pin; thence West" ,.hImJs now or formerlY ofEda G. _'"""'--0.' :.,: t . , . ~ ,", '. '-.' '....1,,;., 1~~,"..,,,,i.,i'.d;i.tiliJ"""""o""'-';',",4""hh_ ".' r.... (,,,, . ~," ' ,.... ':"!!i D:It. GIII1'~T.'."I411 2 MIl ~..:"Io\ik 1289. Gutshall, single woman, SO feet to an iron pin at the line of Lot No, 139 ownecl,byH8n:yM., ' Rudy and wie; thence North by the Rudy line, 50 Ceet to a comer; thenCe East by tm; RUdy llitil,. . being the northen part of Lot No. 138,50 feet to the place ofBEGJNN1NG. (?-.. .,1 --:./ The Plat of the aforesaid lot numbers as laid out by A. C. Young is recorded in Perry County Deed Book 95, Page 647. . GRANTING AND CONVEYING unto the Grantee, its successors and assigns, and additional 2S feet, being one-half of that portion ofland designated as "Fairview Avenue" as more pamclu1arly set forth in an agreement between D. E. Lucas and Sarah E. Lucas, his wife, and Geroge F. Shrauder and Fayella A. Shrauder, his wife, dated August 8, 1944, and rllCC)rded in Perry County Deed Book 129, Page 630. Said "Fariview Avenue" was offered for dedication to the Township on or about 1917, but said offer was never accepted by Penn Township and the public bas never used said street. Therefore, since the dedication was not perfected within 21 years, the Act of May 9, 1889, P. L. 173, No. 192, See 1,36 P. S. 1961, extinguishes the public right in the road and provides that the said "Fariview Avenue" cannot be opened "without the consent of the owner or ownm of the land on which the same has been, or shall be, laid out." BEING the same premises which Federal National Mortgage Association. a coIpOration organized under an Act of Congress and existing pursuant to the Federal National Mortgage Association Charter Act, by their Deed dated October 30, 1996 and recorded November 6, 1996 in the Office of the Recorder of Deeds in and for Perry County, Pennsylvania, granted and conveyed unto Linda B. Brandt, a single person, the Grantor herein. The said Linda B. Brandt has since married and is now known as Linda B. Wert. ',' Stw /10: ~ tansidl loc: fEll TIP I:aIIar.IlIIltlt I1f """l~ia PEIIIf 1tMcSIlIP $lIY SUSlDJftrA sailll DISTRICT 81' lit TDtal .....-.,.""'-" ~ ,~ :~. ~~io\iIIii~'l-',"''''''''''"V.W'~<'"_^, 0.\ l;~~/.;lJ " DatI GIII17J2W.,.,0f,I06:48 2 No: ~":"l289 ~ Gutshall. single woman, SO feet to an iron pin at the line of Lot No. 139owncld.by Hatty M. . Rudy and wi~; thence North by the Rudy line, SO feet to a comer; thence East by tho Rudy line, being the northen part of Lot No. 138, SO feet to the place ofBEGlNNlNG. f? , _1 ". .I The Plat of the aforesaid lot numbers as laid out by A. C. Young is recorded in Perry County Deed Book 95, Page 641. GRANTING AND CONVEYING WIto the Grantee, its successors and assigns, and additional 25 feet, being one-half of that portion ofland designated as "Fairview Avenue"as more particluJarly set forth in an agreement between D. E. Lucas and Sarah E. Lucas. his wife, and Ocroge F. Sbrauder and Fayella A. Shrauder, his wife, dated August 8, 1944. and recorded in Perry CoWIty Deed Book 129. Page 630. Said "Fariview Avenue" was offered for dedication to the Township on or about 1917, but said offer was never accepted by Penn Township aI1d the public has never used said street. Therefore. since the dedication was not perfected within 21 years, the Act of May 9. 1889. P. L. 113, No. 192. See 1.36 P. S. 1961. extinguishes the public right in the road and provides that the said "Fariview Avenue" cannot be opened ''without the consent of the owner or owners of the land on which the same has been, or shall be, laid out." BEING the same premises ,which Federal National Mortgage Association, a COIporation organized under an Act of Congress and existing pursuant to the Federal National Mortgage Association Charter Act. by their Deed dated October 30. 1996 and recorded November 6, 1996 in the Office of the Recorder ofDeeds in and for Perry County, Pennsylvania, granted and conveyed unto Linda B. Brandt, a single person, the Grantor herein. The said Linda B. Brandt has since married and is nowlmown as LindaB. Wert, ' Start lfD: 2OOCHlO4ID8 Calsidl locI FEll. CIlIriaIIIIalth at """lvania PE111-1lIW_- SiPI ~A -saot DISTRICT BY: llC Total "~~ "".~;-<> .~ """"~.''''''-,"",K~,~-"i>,,- (~ ....' Dati W17_JiIt 5106:48. No: ~B Ililak 1289 TOGETHER with all and singular the bllildinga, improvements, ways, woods, witers, watercourses, rights. liberties, privileges, hereditaments and appurtenances to the same belonging or in anywise appertaining; and the reversion and reversions, remainder and remainders. rents, issues and profits thereof, and of every part and parcel thereof; AND also all the estate, right, title, interest, use, possession, property, claim and demand whatsoever of the Grantors both in law and in equity, of, in and to the premises herein described and every part and parcel thereof with the appurtenances. TO HAVE AND TO HOLD all and singular the premises herein described together with the hereditaments and appurtenances unto the Grantee and to Grantee's proper use and benefit forever. (3) AND the Grantor. covenant that, except as may be herein set forth, they do and will FOREVER SPECIALLY WARRANT AND DEFEND the lands and premises, hereditaments and appurtenances hereby conveyed, against the Grantor . In all references herein to any parties, persons, entities or corporations, the use of any particular gender or the plural Of singular number is intended to include the appropriate gender Of number as the text of the within ins~ent may require. Wherever in this instrument any party shall be designated or referred to by name or general reference, such designation is intended to and shall have the same effect as if the word "heirs, executors, administrators, personal or legal representatives, successors and assigns" had been inserted after each and every such designation. IN WITNESS WHEREOF, the Grantor have hereunto set ~hand' md seal' or if a corporation, it has caused these presents to be signed by its proper corporate officers and its cozporate seal to be affixed hereto, the day and year first above written. SIGNED, SEALED AND DELIVERED in the presence of or A1TESTED by ~~JI}:a.~ l~e.~J{) Linda B. Brandt . t ~ :""filA ,1\. u 1.rt Lin'ifaJ( Wert _.~. , .u" , I ' _";;'>\j,,,~~M , ~,. ~ ~~O.-, <c - ~y . ,'. (':"'7\ , ,""'''1 '" " Date OI1IJ712t1DO. Till D9:o.S:4B 4 I 110: 2OOHOD2&92B ItiI Back 1289 P. COMMONWEALTH OF PENNSYLVANIA, COUNTYOF~ BE IT REMEMBERED, that on rL J f'). J D ' ,2000, before me the subscriber personally appeared Linda B. Brandt., now ~~~ Linda B. Wert and Ronald Wert. known to me (or satisfactorily proven) to be the person whose name is subscribed to within deed and acknowledged that she executed the same for the purposes therein contained. 0, . . ) WITNESS my band and seal the day and year aforesaid. ~€lilW!'1li!~9!} Expires: ..;.>" ~ \'\~:rlj"~:.ISEAL) ........,---....;......., !-""-!.;..~ ~ r. t' 4' ..:1) ,'I '. " ..._. ~~ ........H .'..".0 ''So'''' :: ig; l~~~~" ..{..... :... ~ 1. . i.&! :J;i~... "';'" \~... t:"'~.F. t."'...... .\I~..';~.,. 4 .,~... 0.,. J..... .,,~ .......,.... D",-:1." .. '.... ... ". ~_'.",.. _" .'<<;'.....~..t. ~ - ~ y", '~~.lT' ;....-. : ofL". ':,..~/f ; :....;...> '_" '.~.. ^: 'o.,:"t..' :.- ~..,6"'J '., ,t.... ; .~~-.. """",/:$.' t... ,~,._... . "'_. .......:\,;"." '. ... .~ :/?/.~'" .-~::~...:....:b~:.::.'. , .,', J ..'.. "..,\, , -.... ...:.:~.:;.~~'),....~...,-;i[.. ......:f ~ut-':,.,~t~,i~..:- .,<:..~~:..._:~~. '''., ~~ 7/'alULW J ltA Uvvu,eJt NOTARY PUBliC I NllIarIllI Seal I Va/GrllI S. ~ IIolatt Pltilc 1tan1ldon~ ~ . My CorMIlorI... Elrplr8I HeY, ~ II8mIler. PunnsylW8nle Aaoc!IlIan at NoIar1es The undersigned certifies that the precise residence and complete post office address of the Grantee is: III7)loJ.J.. I<tL ().un.~/fJOJ, 1'70~D ~ : 1/i1Lw.J!) VJ ;tM'KrueJ( COMMONWEALTH OF PENNSYLVANIA COUNTY OF RECORDED on this Office of the said County, in Deed Book day of ,Page , 2000, in the Recorder's GNEN under my hand and the seal of the said Office, the date above written. , Recorder .' : " , ~ ,_I iiiIo<I~ ", . ~ . '\i'I~~~~""'''J.:~,,"'''''"'~~'r'_'_' .. "~-::~~:i\i~\~_~~~x::' ~~ .. ".~ 41 . NOTIit..' I JlHACUoHo. tf.;f ""~v .41-1321915 If) Augu.t:lD~{ 2000 1117 Sta1:8 Roa<l i1 t! r ' Duncannon, Pennsylvan1a 17020 ,i)- C l1'JopoJty Addms) ,Q L~ . 'Borrower' IIIeallB each penon siping at the end of this Note. and the pet3OD'S successors and asaiJIII. .~ ~ GreenPo1nt Ho>:tgage Fund.i.ng, Inc. .." ...~'" C.."'.) Mult1state , and its successors and assiJIII. 2. BORROWER'S PROMISE TO PAY; INTEREST ID retUm for a loan RCeived from Lender. Borrower promises to pay the priuclpal sum of S:b:ty-o.u 1'hoWland 1':l.9'e IluDdred Thirty-Five and 00/100tlul Dollars (U.S. $ 61,53S. DO ). plU$ interest, to the onlerofLader. IDterest will be charged OD UlIpaid prlJIl:iJ from the dateofcliabursellJeDt of the loa proceccla by Lender. at the me of Eight: and 750/1000 perc;eot ( 8.750 lIi) per year uutil the full amouat o{priDcipal has been paid. 3. PROMISE TOPAY SECURED Borrower's pmmi.ae to pay is secuted by a tllQrtgap, deed of trust or similar security i1lsttummt that Is cWed the same d as this Note and called the 'Security lDstrWnent. ' The Security IlIstrumeDt protects the LeDder from losses which might resul Borrower defaults UDder this Note. 4. MANNER OF PAYMENT (.4) 11me Bomlwer sball make a payulCDt of priDcipal and interest to Lender OD the firsl day of each JIIOIllb begimJiDg Oct~eZ' IS'1' , 2000 . Ally priDcipal and inteRst remalDID. on the first day of Sept:8IIber 2030 . will be due OD that date, which Js called the 'Maturity Date.' (B) Place PayuleDt sball be JUde at l'O Box 3459 He" York, K_ Yod: 10008-3.59 oratsw:hplaceasLendermay~i&1'.telnwrit by noIil:e to Boll'inm:. (C) AmOllllt Each motnhly payIlIeDt ofprlllcipal and iDIeRst will be In the &III01IIU of U.S. $ ... .10 . This ama will be part of . larger lI10lIlhly paymcIIt required by the Security lDstrumem, that sball be applied to priDclpal, interest I other items In the onIer cIescrlbed in the Security 1Dsttumeat. (])) AIloJige to tJJIs Note lor fI81IIIllIIt alQusbDCIItI If an aIlOJlp pmvlcIiDg for p"...... ad""~ is W"Vted by Bot1'OWef to,CcthtlJ' with thi.I Note. the ~ the aIlolt&CshalI WiDl:or(iorated iDlo 8Dd sball amend and SUpplement tlJe C:OVCDllllS o{this Note as if the aIloage weIll. part this Note. [Cbcl:t applicable box] OGrvlu""'" Payment AJloDp DolOwiDJ Equity Allonge OOther [specify] 5. BORROWER'SlUGBT '1'0 PREPAY BorrowcrJJastlJeri,Bht to paytlJedcbteviclclad by this Note, In wholtor in part, without dlarpor~, OIIl1!Ofi day oCany lIIODlh. LeudN sball accept prepaytIIllDl on olber days provided tbatBcmowcr pars ~ CllltlJe~ ~I the _"'....er of the JIIOIllb to the cxtc.Dt tequlred by Lender and permitted by regulatioos of the ~. Jl~.~ pardal PrepayIDClIl, tItenl will be DO clwlges in the due date or in the amouut of the tllQDtIlIy payment uale1S UmIer qteCS writiDs to those changes. .... JlLUf,'" I ~ IludRaleNofa.10l!l5 .......,R _100' " W,1I0ItfGNIU_.._UI.7:11' 1,1( _ton _ ,...~{, IlllAE-Ol 010131t. '~'"-,-,~-_. ,- ~ "~~II>i~ w.~."""~w,;;;""!,,,,: 6. BORROWER'8.FAILvaE TO ~y I' . (A) Late Charge for OverdlHl!'a7melds .. If Lender bas not received the full monthly payment required by the Security IlI5ll'uDIent, as described inPIdIl 4(C) of this Note, by the eod of fifteen calendar days after the payment is due, Leader may c:oIIeCt a !are c:IIarjein,thellm ofrour lIA4 OOO/lOClO percalt( 4.000!l5)oftll1eoveiduellllOliDtor_p&yQi (8) Default . . , If Borrower defaults by falling to pay in full any monthly payment. then Lender may, e:ttept as limited by reguilt of the Secrewy in the tase of payment defaults, require lmmedlate payment in full of the principal baJaJK:e %"IIl.illlog. due all aa:rued interest. Lender may chooae not to exercise this option without waiviDB its rights in the _ or any sulI8eq default. In many c:irtumstan= regulations issued by the Secrewy wUIllmit Lender's rights to requite imriv'iliate PaylIlCl: full in the c:ase of paytIICIlt defaults. 1bis Note does nol authorize aa:eleratlon when not permilled by HUD reguIadonS. Ju I in this Note, "Secrewy" meaus the Secretary of Housing and Urban Development or his or her cbignce. (C) Paym_ ot CCl6tS and Expeases If Lender bas required Im"""'l.t., payment in full. as described above. Leader may require Barrower to pay toIlS expenses including ICaSOIIabIe and wstomaIy attomcys' fees for enforcing this NOle to the extent not proJu'bitcd by apjIIle law. Such fees and c:osts .un bear inten:st from the date of disbursement at the same rate as the princlpal ot this NOle. 7. WAIVERS Borrower and any other pmon who bas obligations under this NOle waive the rights of pr-ntm"lll and DOlicc dlshonor. "~eIlt" BleW the righlto require Lender to d........t payment of amounts due. "Nolke of dishoDor" means right to require Leader to give noti<:e to other persons that amountS due have not bceIII paid. 8. GIVJ:NG OF NO'I1CJl:S UDlcss apjIllc:able law requiIa a different IIlClhOd. any notice: that IIIIISt be given to Borrower tmder this Note will be Ii by deliverIna it <<!1' by mailing II by first class mall to Borrower at the property addr1:ss above or at a diffcreIIt adlIR! Borrower bas given Lender a notice: of Borrower's diffCl'Cl1I address. Any notice that must be given to Lender under this Note will be given by tirst class mall to Lender at the address stale Paragraph 4(8) or at a different address if Borrower is given a notice: of that diffetellt address. ,. OBIJGATIONS OF PERSONS UNDER THIS NOTE If more than one pexsoo signs this Note, each person is fully and pcrsona1Jy obllJated to keep all of the prolllisca mad this Note, including the promise 10 pay the fuIllUllllUlll owed. Any person who is a auannlor, SURly or endorser of this NO! also obllplCdlo do these thlJ1gs. Any person who takes over these obliptlons, including the oollglotUm. of a guarantor. sw or ClIlIorser of this Note, is also obIfgat~ to keep all of the prolllisca made in this NOle. Leader may enfoIcc: its rights tmder NOle agalnsl cacl1 person Individually or against all signatories tOJether. Anyone person s1gninJ this Note IDa)' be reqDIm pay all of the amounts owed tmder this Note. BY SIGNING BELOW, Borrower accepts and aJIWS to the tenDI and c:ovenaD.ts c:olllained in this NOle. ~/~ ~~ Michael s. CZo.ie~ (Sea1) .Borrower (8 -Rom (Sea1) -Borrower (8 -Bom (Sea1) -Bonvwer (8 -Rom (Sea1) -Bonower (St -110m _-1ft 111011.01 ,.,.201 2 BJW:.:ol OlOI31l ~; "j (;:C'C<.'.' ~;-;"~.,' ~'" """"1 :':";': ...;.. Pan:d Number: 210.135.01-036-000 1s,....uo..11ds u..e For -...... Dalal CommOllW'ClIIth or l'eaIIsylYllllfa MORTGAGE fFHA Cue No. 441-6329915 MIN 100013801013795509 TIllS MORTGAGE ("Security Insll'Umellt") is given on 08/10/2000 The Mongagor is Hiclulel S. Crozier, A Married Man ("Boaower"). This Security ~t is given to Mortgage ElecUoDic Rc:gislration SystelDs, Inc. ("MERS"), (soJdy as 1'''''';''- for LeiJder. as herelnafter defiDed,lIIId Lender's ~.ors aad asaIps), as beDeficlaq. MER! is l'~- and ~i,tlllll under the laws of Delaware, aDd has an addJess and telephone IIIIIIIber of P.O. Box 2026, FIlDt, MI48S0I-2026, tel. (888) 679-MERS. QneDl'o:lDt Xortgage J'UDdiDg, Inc . , (OLcllder") Is Ollpnl-lIIId existiDg under the laws of Th. Stat. Of ..., York has an addIas of1100 Lar:tllpur LmdiZlg Circl., Ihd.t. 101 LarupllZ', Ca1ifo:mia 94939 . BouGtva' _cs Lender the priDeipal sum of Sixty-ODe TboualUl4 1':1.". II\mdr.d Thirty-V:I.". md 00/100tha . Dollars (U.S. S 61,535.00 , . and ). DL\ r ,I...... Mortpp wlIh MERS . 4196 _ -4N(PAJ _, A- . ~2M .....1... 1_ lYSe. VMP MORTGAGE FORMS. lIOOtUl-72., 81JAE.OI 01013"550 , ~,- ~ '" ", "~-,""..,, 1 .'""""""'-~ ~ ~~ ~ """"""-ll~iW.!l.'''!liii&?i!iE!'''t ' (+1 '.,i."'l,'i!/ ~--. f:;'"' .:~t _../. 'r::".) This debt is evldaK:cd by Borrower', IIOll: dated tbe same date as Ibis Securily Insttumcnt ("Notc"), which provides for monthly pa)'lllCl1ls, with tile fiIIl debt, if DOl paid earlier, due lIIICI payable on Septltlllber 1, 2030 . 1bis Sec:urity IIIstrumeat _10 Lender: (a) the repayment of thc debt cvIdcnced by the Note, with intcmI, lIIICI aU reaewaI" menAOIlS lIIICIlIIOdIfic:atlOllS of thc Note; (b) the payment of all other sums, with intcmI. advaaccd under paragraph 7 to protect thc security of this Sceurity 1ns1lUlllCJ1l; and (c) tile pert'01'lll8lll:C of Borrower'1 covcnantl lIIICI ~.. under Ibis Security InstnImCIIt and thc Note. For this purpose, Borrower dots hereby mortgage, grant and convey to MERS (solely as nomlncc (or Lender and Lender', auccesson and asaigaa) and to thc succesaora and asaigaa of MERS. thc following dcacribcd PJOIlCrtY located in Perry County, Peausylvanla: which has thc addreas of 1117 State Road J)lmc_ ("Property Addrcas "); TOGETHllR wrrH all tbe imp1'OVallllllb now or haeaflet cn:cted 011 tile JlIIllPCllY, lIIICI all ellS-' n.." IIp)IlIIfllIIal aud fIxtnns BOW or hti~ a pari of tbe pRlJ*lY. All repIao: ""nt. and addilioas shall also lie CO\'IlRll' by this Security Ll.ot&..-.t. All of tile (orqolDJ is Rfetrcd 10 in this Security ~....-.. as thc "l'lup..rt)'." Borrower lIIIdcIItands and agReS thal MERs IloJds 0Dly Jepl titlc 10 tbe hdl..oillb granted by Bonower in this Security 1nstnIment: but. if nee . iV"yto COJiIlIlY with law or t\'UOIII. MERS. (as winml...... for Lendet and LeIIdcr', IU<<USDJI and asslps). has the ri&bt: to excrcfsc any or aU of those interests, iDc1udlD&, but DOt Iimitcd to, the riJbt to foRcIoIe IIIIl sell. the l'lop:rty: and 10 take any dOlI requind of Lendet lDclwliD&. but DOl IlmItcd 10, nUaslng or _1"" this Security InslnliDent. BORROWER COVENANTS that .Borrower is 1awfuIly seized of the eatale hereby conveyed and has the ri&bt to 1lIOrtJI&e, grant aad convey the Pro.,crty IIIIl that the Plopeny is "'II"'C'...."""ed, except for encumImIncea of RCord. . BouOWet wamnls and wlU. defend gcncrally tho tltIo to the Property agallIIt all claims and """,,,,,,,_, subjett to any encumbranceI of record. THIS SECtJRlTY INSTRUMENT combinea unlfonn COVmIIIIlS for natiollll use and non-uniform COVClllllltl with llmitcd variadoDs by juriadIcdoD. to COIISlllutc a uniform security inalruIDellt coming reaI prope:ny . [CiIl'l. Pcnoaylvania17020 I-I {Zip Codel _ tfI~ c.. _ ."',IlPAI 1000I1 BJl.U.Ol ... 2... Ol0137f5$O " ~ ~ ~~ ~-, ,~It~,,,, - ;~ ~ -~ "iU""",~,,~ ~ ~ ~ ~I Ilonvwer and Lender COVCDalll and agree as follows: UNIFORM COVENANTS. 1. Paymeut ot Principal, l'utenst and Late Charge. Borrower shall pay when due the principal of, and 1nlere8lon, the delIl mdeoc:ed by the NOle and Ialo d!arges due UDder the NOle. Z. MODthIt Pa1lDeut ot Tues, Iasurance and OtIier Chlups. Borrower sbalI Include In each monlbly ~, together with the principal and Interesl as set forth In the NOle and any Ialo dJarges. a sum for (a) taXeS and special ass--rs levied or to be levied agaInsl the Property. (b) leasehold payments or 8fOlIIId renll on the 1'1~, and (c) premiums for Insurance requlred UDder paragraph 4. In any year In which the Lender IUDSI pay a mongage Insurance pmnlum to the Sec:nltary of Housillg aDd Urban DeveIopIlIent ('Sei:rclary"), or In any year in which such pmnIUID ""ould have been rcqu1Rd if Lender sdll held the SecurIty Insll'UlDeDl, each monlbly payment sQIl also iaclude either: (i) a sum for the 3DDU3l mongagelnsurance pranium to be paid by Lender to the Sec:nltary, or (11') a mondlly charge instead of a DIOngage Insurance pranium if this Security Iasuumeut is held by the Sei:rclary, In a rNso'lllble amounlto be delermined by the Sei:rclary. Excepl for the lIIODlbly charge by the Secrelaty, these Items are called 'l!scrow IleIDS" and the sums paid to LeIIdcr are caJled 'J!saow Funds. " Lender may, at any time, collect and hold aDIOIIIlII for Escnnv IlelDI In an aggIqIlile aDIOUDl Mlto exceed the ma..i....nn aDIOUDllbal may be rc:quircd for Borrower's escmw lICCOUIIlader the Rea1 ElIla1e Senlemenl Proc:edures Aa of 1974, 12 U.S.C. Section 2601 "seq. and inlpl_tl"l n:gu1aliODs, 24 CPR Pan 3S00, as they may be .n".n~ IiOm lime to lime ('RESPA '), excepl Ibal the cusbiOD or reserve perm!11ed by 1U!SPA for U1IaIlticlpated disbunemenls or disbnrsemenls before the Ilomlwer's payments are available In the accouDl may not be based on lIIII01IIIlS due for the mortgage Insurance premium. If the lIDI01IDtS held by Leader for J!saow Ilems exceed the all'^'...... permilleclto be held by RESPA. Lender sQIlllCllOUDt to Bono'llfCl' for the excess fiIDds as rc:quircd by RESPA. If the IIIDOUIIlS of funds held by Lender at any tlme are DOt sufticlallto pay the J!saow Ilems Vihen due, Lender may DOIify the Ilonvwer and require Borroww to mate up the sbortace as pennjllecI by RESPA. The Escrow Funds are pledged as adilit!onal security for an sums sec:ured by Ibis Security 1nsIrumenl. If Ilonvwer lenden to Lender the fiII1 payment of an such sums, Bonower's lICCOUIIl sha11 be crilcIltcd with the baIaacc I""'"ini"l for all ...,...11........ IlcmS (a), (b), and (c) and any mortpge insuJance premium in..."........1bal Leader huDOt l>-n- obUgatcd to pay to the Sliw..ra.y, and Lender sha11 pmlDpl1y Rfimd any excess fiIDds to Bcuro.ver.lmmMl"'tlyprior to a 1'orec:IoauIe sale of the 1'1~ or Its acqulsiIiOD by Lender, Boiiower's lICCOUIIl aba1l be crilcIltcd with any baIanc:e I""'"lni"g for an..."",- for Items (a), (b), and (e). 3. ApplkatlOD of l'Qmeats. All paymealS under paragraphs 1 and 2 aba1l be applied by Lender as follow.: First, to the mortgage Insurance pranium to be paid by Lender to the Sei:rclary or to the IDOJIlbly cbarge by the Sei:rclary instead of the lIIODlbly mongage Insurance pmnlwn; Second. to any taXeS, special IS" '""'lll. leuehold paymeDlS or 8fOlIIId 1eDlS, and fire, flood and other bazanl Insurance premiums,. as requimI; 1'hiId, to Inlelesl due.1IIIder the Note;. Fourth, to IIIIIIrtlzat!on of the ~ of the Note; and Fifth, to late chargea due UIIdcr the Nole. T.'l'ire;11ood and Other Hazsrd Iasurance. Bonower sha11 Insure all improvements on the PropeI1y, .wlIether lID\\' In existeDI:e or subseqwmlly meted. against any bazanIa, caSuall!es, and contlageaclcs, including fire, for which Lender IlIqUiRs iDsunuce. Tbis insuraDce sha1l be m'lirrtolnod In _ PSc. cG\-4NIPAl- JIBAEofI "'301'1 01013'79550 , "'''''..- ~ .~_o . ~_.~ " r) '0,.1 @..-..., ,'....,:. .....t., ~ _ L" ..1 = ............,~.1 the amounts and for the periods thall.eDder requires. Borrower $ball also iJJswl: all impl'liVemc:lJtSOiJ rhe Property, whether now. in existence or subsequently erected, against Iou by fIoOcIa to the .~requlred by the Scelelary. All insuraIIce ahaIl be carried with companies app~ by Lender. 1be insIuance policies and any renewals sbaI1 be held by Lewler and sbaI1 include Iou payable clauses in favClr of, and in a form acceptable to, Lender. In the evcm of lou, Borrower abaII give Lemler imlllfJdi.!I:I notice by mail. Leuder may lIIaIql JllQOf of loss if nOI made promptly by Borrower. Each iDsuranco a,iIlpaIIy concmaed is hereby authomeci and cIin:I;ted to JIIake payment for such Joss cfirec:tly 10 Leader, lDatead of 10 Bonower and to Lender jointly. AIl or any part of the insuraIIce pMl:CCdl may be applied by Leader. at lIS opliolI, either <a) to the ICduclloII of the iDdebtccIncsa under the Note md this Sec:arily Io.slrw:lIeat. first to any delinqUeDt aIilounts applied in the order in paraaraph 3, and rhea to PJ1lJI.I}'DIeat of principal, or (11) to the reatptll!iOllor repair of rhe damaged J'111!"lttY. AIry appIicalion of the proc:eeds to the prlucipal sbaII Dot extend or postpone the due dale of the moD(bly paymenta which 8l1l l\lfclIlld lO in paIigraph. 2. or chaagC the amOuDt of such paymeata. AIry excesa illlurance pMl:CCdl over an aDlOlIIIl requiJtd lO pay all otIti1latidlng lndebtecIlIesa UDder the Nole and. thII Security lasuument sball be paid 10 the e.t1lity 1& _lied thereto. III the eveal of foredOSlll'e of this Security Inilnrmeot ot other ...Of dde to the ~ thal extinguiahes the lncIebtedoeas. all right, title and inlenlSt of Borrower in and to iDsur.aDt:c policles in forte sha1I palllO the pwdIaser. 5. Oc:cupancy. PnseI.atlOD. MalDteDllJlCe lIlId ProtectlOD 01 the Property; Bono_'s Loan AppJlcatJou; LeasfJaoJcIs. Borrower sball oceupy, establish, and use the P>...~ as Borrower's principal re..i~ wltbin sixty days after the exec;ullon of this Security lDaltulJleat (or within sixty days of a Iller sale or transfer of the P.~) and abaII CQIIllnue lO oc:cupy the l'I1lpe&1y as Borrower's princlpa.I residence for at least ODe year after the cIate of occ:upancy, 1IllIess Leader.delcnDlnes that'requimneat will cause WJduc hanIsbip for Borrower, or lIIIIess extenuating c;lt1;lIm- exist which 8l1l beyoDd Borrower's cxIDlIOI. Bonower shaIJ notify Lender of any ~_'o.i"g cirto.........- Borrower sbaII not collllllit Waste or destroy. ,tom.1" or subV"Otl~1ly dJaDge the PlOpelty or a/lclW cbe.l'l'Ope.ty to delcrioraIe, reasouable wear and tear ac:epted. Lender may Inspect the PlOpC&1y if thePaUpMy is VllCalll or """""l>lled or dJe loan is in default. Leader may lake lHfOO.ble action to prolcct and preserve such VlICllIlt or abMdoDcd Propctty. Boaower shaIJ also be in default If Borrower. d1ll'in&the loaD appJ~""process, gave matedally faIsc or.imIl:itutate information or IW~~ lO lAn<ler (Clr faUo;l.to ~ Lender with my ~ inIomIatiOD).in ~ with the loaD evl"-'W by the Note,.lDI:I1Idb!8. IilIt DOt ~ to, repr-n"";""" CliJICCioing BimvllV<<'s oc:c:upaIIC)' of the Property as aprinclpal ~. If this Security IDstrlllllCllt is OD a IesseItolcI, Borrower sbaIl COlIIpIy with theprovislODS of the lease. IfBot..owcr acquires fee IilIe to the 1>........1y. the leasehold and fee ddll sbaIl not be metled UlIIess I..ealIer....lO the lllerger in wridDg. 6. Con"........""-a. The proceeds of any award or cIainI tor daJaaaes. dbect or. CQDSlIIqlIIIDlI. in CQUUOf:tiOJ! with my ClJnt!.........inn or other taIclng of any part of the P1ot-1y. or for QQIJ~ in place of """""""'lIIIon, are hereby assiJllled and sbaI1 be paid to Leader to the extIl$of the faIlldllOllDl of the lruIeh1edness tIw IIIIIaIDs UIIplIid unc1ei- the NOle and this Security IJIiu'Iimeac. 1.elIder sbaIl 8JlJl!y such pllQeds to the RductlOlI of the indebtedness UIIder the NOle and this ~ ~. b to my deIiDqueac 8IDOIIIll8appUediu the order plOVided iupangnph3. and _to p~ ofpriDclpal. MY applicaliOD of the proceeds lO the principal sbalJ not exteIld or poslpl)IIll. the dUo dale of the lDOiJlhIy paymealS. which are merred to in paragraph 2, or change the lUIIOUIIl of such payIIlilIIts. AtJy_ pMl:CCdl over an lUlIOUIlt requiJtd to pay all ollwRoding inclebtedoess IIIlder: the NOte aud this Security InsuumelIt shall be paid to the eatlty legally entitled thereto. _ -4HIP," 1000II BBAUI ......., OIOI3m50 .......Mfr. ,;",k..;".., ... ~ ~ l__~_='~ ".,~~w;_. 0,", ~": . : " ~__,c,,,:. ' ~ 'i~ 7. Charges to Borrower alld ProtectiClD of Lender's RIghts ID tbe Property. Ilonower shall pay all govemmeatal or IIIIIlIicipal charges. fiDes and imposiliotlS thai are IIOt Jnc1uded in ~ 2. BOrrower sIJaI1 pay tbae obligatlcms on lime dlrecIIy 10 the eadty which is owed the paymeiIt. If f'aiI1n 10 pay would advmeJy attecc Leader's interest in the Properly, lIpOII Leader's rilquest Borrower sbaIl plODlfilly tundsh 10 Le:oder receipts evlcI""';"g these payDIeIIts. If Bonower falls 10 JJIIIke these payments or the paymeDta requirtd by paragraph 2. or falls 10 pelfom1 any other l:OveaarlII 8IId agRe"""'" COlI~ in this Security Inslrumatt. or thenl is a legal proceeding thai may sigaitiClllltly alJec:t Leuder's rigIIU in Ihe P.tope.ty (such 81 a I""'.....lln' in banlauplQy, tor c:on<,.....".tlQ.Q or 10 cmforce laws or ~otIS). IhclI Lclader may do aud pay WIWever is 1l1lC..,"tY 10 protect the value of the Property and Lender's rights in thePi~, iDcIudiDg payIIImIt of taxes. ha2:ard iDsurance 8IId other items IlICIIIioued in paragtaph 2. Any lIIlIOUIIts disbuncd by Leader lIIIIIcr this paragnph sIJaI1 lMlcomc an additional debl of Borrower and be sec:uRd by this Security 1asU:\JmeDt. 1beso 8D1OUlIIS sbaIl bear iDtetest from the dale of cli.sbllllOlllCUl. at the Nolc rate, 8IId at the option of Ltuder. sbalI be ",,,n<'dlately due IIIcI payable. Borrower sbalI pIOIIIplly di.scbarge iuy lieu which has priority over IbIS ~I)' llISInIIIlellt 1IIIIess Borrower: (a) agrees in writing 10 the paymeul of the obligatio, D JeC:UmI by thelieo in a IIIIIIIIa acceptable . , 10 Leudcr; (b) COlItests in good faith Ihe Deu by, or defeuds against euforcemeul of the lien in, legal pl"".,-dlqgl' which in Ihe Leader's oplaion operaIc 10 prevent the euforcemeur of the lien; or (c) secures from the' hoIdcr of the lien an .-r satisfKI01y 10 Leader subonIiDatiDg the Deu 10 this 'Sel:urity ln8bualeIU. If Leader detenDiDes Ihat any pan of the 1'l0pelty Is subject 10 a lien which may altaiD priority over Ibis Security IDsll'UlDellt. Le:oder lIJ4Y give Bonower a nodc:e lcleullfying the lien. Borrower shall satlstY Ihc Ileu or lake one or more of Ihe actions set fonh above wilhln .J 0 days of the giving of noIlce. 8. Fees. Leader may l:OUccr lees and dtarges aulhoriad by the Sec:reIazy. ,. Gl'IlWUfs tor ~OD otDdlt. (a) Det8ult. Leader may. eDlCpt 81 limited by 1qIIlatl0000lssaed by the So:.-i. in the case of payment ,defaults. require fmmNIlare payment in filii of all SIIIIIS sec:uRd by this Sel:urity IDstul...edt if: (i) s...uww defaults by failln8 to pay ill filii any monthly paymeiIt requiRcl by this &curily laJlrumalt, pr/ol' to or oa the clue dale of the lIeU IIIOiIIbJ)' payltJeDl, or (ll)Bcimlwer .felIm_ by fai1lnB. for a periOd of Ibitty dayi. to pcrfomllll)' other obJigatious """",it...d in this Security IDob........t. (b) &lie Without CredIt ApproYIII. Leader sIJaI1. if per.mltted by appllcable law (iDc1uding Seclioa34l(cI) of Ihc Gam-5L GcmIain DeposltoJy IDstltudons Act 01 1982, 12 V.S.C. 1701j.3(cI))mI with die prior IplIIOVII of die Secrctaty. RqUire 1_.... paymeut in filii of all SIIIIlS scc:urc:d by this Scairity IDstrumcnt if: I (I) AU or part of die Property. or a bctle1icial iDtcnlsl in a tnISl 0WIIiag all or pan of the P.topeny. la IOld or othcnYllc lDIJSCcmd (other tban by devise or dealaIl), and (Ii) TIle I'l..~ is DOt occupied by Ihc pwdwcr or gnmtce as his or her principal reslclcDce. or Ihc pwdIIIcr or pnIcC does 10 occupy the PiuJl6l1Y but his or .. emIIl has 110I been appnmd in accordaace with the requ/mneDlI ot the Socrctary. (e) NoWalnr. [( circu.....- occur !bat wouJcl permit Lender to require ImmNli.!J'paymeul in full. bul I.c:adel does DOl require such pll)'lllCDU. I.c:adel does DOt WlIive ill ri&blI wlth JtIIleCl to subIcqueut CVCIItI. _ #SC _ -4N(PAl (00011 BJ!AE.OI _'at. 0101319S5O -_::l-,;,>k.--u ,- J. , '0< i. ~..ml~~"~--"".","","':,"",,,_ ,r>-.. r"') ,.... ,. ..~.- ':.~ ea'", ;.... ..~ . 13. Notices. Arly notice to Borrower provided for in this Security IDsll1mleDt shaI1 be given by delivering it or by maiIin& it by rmt class mail WIIcss applicable law ~ uae of IIIOthet JiIetllod. The notic:e shaI1 be directed to the PropeI1y Addnlss or any other address Borrower cIesISDBtCS by IlOtice to l.tad<<. Arly notice to Lender sbaI1 be given by first c:Iass mail 10 Lau1er's addRss' staled .hii#iIl or any adc!leu Lender d~!I'es by notice to BotlOl.el. Any notice provided for ill ~ Seeurlty InstiU1tlent shaI1 be deemed to have been given to Bonower or Larder wilen given as provided In tJnis JIIdPllh, 14. Govemhlc Law; Severability. Thia Security Instrument sbaI1 be goVCl:IICd by FederaJ law and the law of the jurisdl!:tionin wbieb. the Property Is located. In the event lIIar any {imvisiOD or cbIl8e of this Security IDstrwneIu or tile Note coatIicts with applicable law. such contIict slJaII IIOt affect otllClt ~ of this Security Instrument or the Note which can be given effect without the contIIicting provisiclD. To this end the provisious of this Security IDstrumeat and the Note are decJated to be severable. 15. Borrower's Copy. Borrower sbaJ/ be given one confonned ,copy of the Note and of this Seeurlty lnsttument. 16. lIazanfllus Substances. Borrower shaI1 not cause or permit the p-. UIe, dJspoA/. storage. or zdcasc of any Hazardous Substances On or in the J'lop.my. Bortower shaI1 iIot do, lIOl' allow anyone else to 40, myt/ting alfectiDs the PUIpert)' that Is in violadOll of 811)' EnvlrolIIaezIIl Law. 'Jbe ptecCding two W'tm:ts shaI1 not apply to tbc presence, UIe, or storage on the Property of uiIaI1 qlJandties of Hazardous Substances that are generally recognized to be appropriate to normal resld""tllq/ uses and to maintenanc:c of the P1UI""'ty. Borrowtr shaI1 promptly give LencIer wrineu DOtlce of any ilIvest1pion. claim. """"""'. lawsuit or other acUOI1 by any gOVCDIIIICDtal or rquIatory agClll:y or private party involving tile Propclty and any Hazardous Subslanc:e or EDviroJuaental Law of wbIch Borrower bas actual knowledge. If BortoWcr /caIIlS. or ia lIOtified by any gOVCJ'l'''''''''''' or regulatory authority, that 811)' teDlOvaI or OIher ,,-..,11""011 of any H3Z1RkIus Sub.......... affecting the Property Is lICceSf~'Y, Borrower sbaI1 JllO\IIIPdY talcll a11I1CcesS'ry .....-tlal actioas in acc:otdanee with Eo.viroDmcntal Law. /oj used in this puagraph 16, 'Hazardous Substances' an: those 911...._ defined as toxic or hazatdous subatarJc:es by EDvilolImcDtal Law and the following substances: p"1inc. ~ other fl........hl.e or toxic pctroJeum products, toxic pcsrlclcles and habicldes. voJadIe solv=, DJaterials .......lnlnll ..-.., or. formalclehycle, and radioactive 1IIateriaIJI. /oj used In this paragtaph /6. 'EDvimnmflll1iol LaW" lIIC8IIS fDdenI Jaws and Jaws of the jurlsdlctlon whc:re the P..l'lJICdy Is located that relate to health, safety or ea~' protedion. NON-VNJFORMCOVE/'lANTS. Borrower and ,Lender fiIrther covenant and agree as follows: 11. .l""'lI'nteat ot RealI, Borrower _~tlonaIIy assigns and ~llWf'eI. to Lender all the reDIS and revenues oflbe PIopetly. Bonower authorizes Lender or Lenclet's8JlllUS tel coII<ctlbe mill aad revenues and lIereby d/Jects cadi teaaDt of the Prope.ny to pay the reDIS! to Lau1er or LIlIicIer's ageDtS. However. prior to LencIer'. lIOtice to Borrower of Bom...... 's brcal:h of 811)' c:oveaaDt or lr&t~ indle 5ecurlty Instrument, Bomlwcr s/ta1l collect and receive all retJls aad _ of the F>operty as tnlSlCie for the benefit of Lender aad Borrower. Thia assiglunent of reDIS constitutes 811 absolute assigmtleDl and DOt an asstrlMnt for additional security 0DIy. If l.tad<< gives DOlice of breach to Borrower: (a> all rents zece1mI by Borrower sbaI1 be hdd by Borrower as tnlSlCie for. benefit of LencIcr only. to be applied to the sums .Sei:Uied by the Security IDstrwlJalt; (b) J..endCr s/ta1l be entitled to collect and receive all of the reDIS of the PlUJ"'llY; and (c:) cadi _ MS c: . -4NIPAJ lOOOfl . BJIAE.OI .....70.. 0101319550 ~ - -"'""'... i '. V"'~j C)"':. '.' ~.. '-i..;' ~:". "',,"0.), i'~' (<I) Rep.latloas of mm Secretary. In many ~ rel'tllttlOllS ~ by the Socrctary will 1lD1il LemIet.s rights, in the case of payDleI1l defaullS. 10 reqqirc i......II(II_ paymimt in twl and tozec:Iose jf DOt paid. This Security IDstnJmem does not authorize al:I:eJllIlItlC>1I orfc>Relosure if Dot pennitted by regulations of the SecrelaIy. (e) Mortgage Not Iasured. Botrower agrec:s tbaL if this Se:curity Instrumellt and the Note arc 001 cletermllIed to be eligible for iDsuram:e UlIder the Natiooal H~ Ai:;( withib 60 days (rom the date heteof. LemIet may, at ill oplioll, rcquIrc immelll.te ~ In filii of an.iUjDa ..~ by this Sec;wlty Instrument. A wrillen Itilemllllt of any aull10rlzed ageJlI of the ~ dated subsequeDt.1O 60 daYs from the date hereof, dcc:IiDiDg 10 insure this S<<wity ~ and the NOle, slIaIl be deemed conclusive proof of suclJ ineligibility. NOCWith.<tI",Ii"l. the fomaOin&, this OptiOD may not be exerclsc:d byLellder wheJl the unavailability of iDsuram:e is solely due 10 Lellder's faihue 10 mDit a IIIOJtp&e iDsuraoce {>IIOWiWu 10 the Secretaty. 10. RdDstatemeat. Boauwer bas a rigbt to be reiostatc:d it Lellder bas teqIIIircd 1"'1JI"'i1"", payDIeJll In filii because of Bonower's failure 10 pay 811 8IIIOlIIIl due UlIder the Note or this S<<wity lIIIti~. This right applies cVeJl after forcclosurep-'l'l&' are iDsliiuled., To reiDstate the Security lJIstrUmeDI, Borrower shaIlleJlder in a lump sum, .u 8IlIOUlIlI rcqubed 10 bring Ilormwer's aa:oQJlt ClIImIIIzrcludiD&, 10 the exteDt tlIey are obliptlOllS of BonOwtr UlIder this Security Ins~l, foRelosurc costs and reasonable and eustolllal)' aIlOmeys' tees and cxpeDSea properly associated with the foreclOlUl'C pWecdi/lg~ Upon re~f by Bonower, this Security Insll'WDelll and the obligatiollS tbaL it sec:Ul'CII shaIl1'eJllaiD in effect u If LeDder bad not required immediate paymeDt In twl. However, Lender la not required 10 permit re.in..tue''''''''t If: (i) Lender bas accepted rciDslpt_ after the comm"Q"""lI"" of forcc:losure )mII:oodi'l&' within two yearsmm-ti....'y Jl1'CC*IIu8 the O(lfI'.....ooe~ of a ClIImII foreclosure prv-'iqg, [d) ~ will pJIldUlle foteclosurc on cIift'ercDt pouads in the future, or (ill) l"'i...."WneD~ will ar.1\'enc1y affect the priority of the lieD crcatedby this Security 1osuwIJeat. 11. B"u"lIe1' Not R~nnd; ForfJearuce By LeJleler Not . WIIYer. E~~ of the time of paymeut or modi/leo'ioD of aIIIonization of the sums ~ by this Security IIIsttwtJeIItgraDted by Lelldct 10 any successor in 1Ittaest of Bonower shall not operare to release the liability of thc otiJiiW Iomlwer or BoIr~ef's Sill#"1lO1' In latcrest. Leader shall DOt be rcqulrecIlO CCI'''''~plll~i. againSt any SIK'CC.1IOr in Idreteat or rcfiJse.1O cxtaJd. time for p;iymelIt at otherwise IDIIlIify IIIIOIliIZaticlll of.the sums sccun:d by this Security ..-.. by _ of any """-1IIlIlIo by thO Clri8iDaIIlormwer or JIamIwer's successors ill iDtr:Rst. Any foJb.:at-_by LeIIder In tDlI:lsiD& any right or remedy sbalI DOt be a waiver of or preclude tho exen:iae of any rigbt or rcmcdy. U. S............ 8IId AssIps BoUDd; Joint 8IIdSenral LIabJIIty; ~_ 'Ibe COYeIJ8lJlS aod agIlleJlIeJllS of Ibis Security InslrUllIeDt sbalI bind 8IId bcDefit the silcceasilrs 8IId assips of LeIIder and Bonower, subject 10 the provisiOllS of parqrapb 9(b). Borrower's covetUIlItsand ~lr""'" shall be Joint and several. Any Bonowet who co-sips this Security ilIItrumeDi but does !lot ~ the Note: (a) la CCHigIJiDg this Sec:urily.lnstrumeot ooIy to lIlOtlgagc. sraotandco.avey Iha& llc>JrIORI"s IlIIIlIr/:St in the Plllpetty WIdct the IClmI of this Security Insl1'llllIelll; (b) is not JleI'SOII8IIy obJlgated 10 pay the SUlIIS aecared by this Security 1nsuummJI; aod (e) agrees tbaL LeIIdcr 8IId any other Borro,,~ may .,. 10 cxteod, modify. forbear or make aoy /lCC(ImmOOllions with regard to the IClmI of IhIs Security Iaalrumcot or the NOle withclut tbaL Bonower's coJiseJlt. _-4HIPA) 1_ IIJIAE.OI ".'0' _ JClS{~ 010111f550 c_~~,,=_"_~ _.~.,~~ . . , ~~ ~"'---'- "~-~"~;"'."'''E'',j~Il.",..."""~"",~"""",,__,,,,t-t_. (-') ~" """'" . ~ /~jl teaUt of the f'ropcrty shall pay all rents clue ancl unpaicl to l.enc1er or Lender's agent on Lender's writttn """""'d to the 1_. Bomlwet has DOt execulec1 any prior assigDIIIeIJl of the renrs aDd hunot ancl will DOt perform III)' acl thai won1d pm'CIlt Lender from c:xerclsiDg Ita righta unc1er this puqraph 17. l.CIlder sIIalI DOt be rcquirl:cl to CIIlet upon, take control of or IiJaintaln the Ptopmy befcne or after giving nolice ofbmlch to Bol'IOWa'. However, I..eoder or a judicially appointee! reedver may do so at aD)' time thete Is a bmIdJ. Any application of raItI sbaIJ DOt CUI\l or waive lI!IY default or invalidate aD)' other right or remedy' of Lender. This assignmcot of raItI of the Pl~ shall tmDlnale when the debt seemed by the Security ~aicl in full. 18. ForedOlSllt'e are. U Leader requfRs immediate pa)'DI\lIIt III lull ucla- paragraph 9, Lender may fondose this Security Instrumeat by JudJdal proceedJDa. Leacla- sIJaU be enOOed to coDed IIlI expenses iDc:wTed III pursuln. the t'eIIIedJllI provided III this paragraph 11, lttdudIDg, but not Ilmlted tel, attorneys' fees and costs of title evidence. U the LeAder'. IIIteRSt III this S<<urfty Instrument Is beJd by the Secretary aad tbe Secretary requ.Iles immediate (llI3'DIent III lull under Paragraph 9. tIae Secntary IlIa1IDvoke the ~ power or 88Ie provided III the SlugJe FamIJy MOI1pJe FonclOlSllt'e Act of D94 ("Act") (12 V.S.C. 3751 ef SIIq.) by requestlng a rondosure _1ssIoDer d""'v-ted wuJer tIae Act to _. foreclosure and to sell the Property III pnmded III the Act. NotbIDlllII tbe pncedJng slllltlitlee shall dqIrf"e the Secretary of any rights otherwise avaflable to a Leader under this Paragraph 18 or applfcabJe Jaw. Ill. Rei.... Upon payment of all SWIIS sccwed by this Security IDstnmJent. Ibis Security InstnuneIlt aad the IlIIate conveyed sball let1lIinate aad become vold. After such OlX:lII'reIlCC, Lender abaI1 discharge ancl satisfy thi$ Security /D.struIIIco.I without clJarge to BonoWer. Bomlwer sbaIJ pay any RC01lIallon costs. 20. Walveer. Bonower, to the extellt permittee! by applicablo laW, waives aad releases any error or dcfect$ in p~lllV to enforce this Security Instrument. aDd hereby waives the beadit of any PJCSCIlt or fu~ lawsplllVidlnJl for stay of execution. exlellslon of time. CMJDpdon from ......h"ll"'l. levy aad sale. and homestead exemption. 21. R~''lltI_t PerIod. Boaower's tlmo to reinstate provided in JIlIdllIaPh JO sbaIJ exteDd to one hour prior to the .....m_.......""t of bidding at a sheriff'. sale or other_ p1UIWlDt to this Security ~. 22. Pl/rdIBSe Money MonI8Jle. Jf aD)' of the debt secured by this Security JnsInllDllDt is IIlIIt 10 Bonower to aequiRllltle to the J')u~. this SecurIty Jns~ sIlalJ be apurdwe lllODey 1DOIIfI4'. 23. IDtertst Rate After JudpJeat. Bonuwer apes thauhe interest rate Mable after _ judamenl is IlIIteRd 011 the NOIe or In III action of ItIOI:tpge foreclolure sball be the rate payable from tlmo to tlmc UDder the NOle. I 24. ltIdcrI to tIds Security IustrumeDt. If one or _ riders are executed. by BoI1OWer and =n1ec1 tosether. with this Security In.strument. the covenaDtI of each such rlc1er sbaIJ be incoIporaled into aad sbaIJ IJDllIIcl aad SUpplement the covcoanta aDd ~ of this Security Instrument as if the rider(s) __ part oftl1is Security /D.struIIIco.I. [Check applicable box(es)]. 8 Colldom/llium Rider 8 Growing Equity Rider 0 Other [specify) Planned Unit Development Rider 0raduatec1 Pa)'DlllDl Rider ~ -4N(PAllOO<l'" ..._ft.{Sc ,...... 010l37955G BB.u:.oI .\?~lMil1[Il! .~-- '" [, ~" :J ~ "lI,fL ~~'~~'",~, - r", /'-. :"1 ..J 1!1S::..' ' \~J' ~~ BY SIGNING BELOW, Borrower accepts and agn:es to the tenDS aIIIlaiDed in tbis Security lDstrum.eDt and in any ricler(s) execuled by BoiTower and recorded with il. WitDesscs: ~~~ JUc:hael s. CZozier (Seal) .80_ (Seal) .80_ (Seal) .1IomJ_ (Seal) .Bonowcr (Seal) .1lomnvcI' (Seal) .80_ (Seal) .JloJro_ (Seal) .80nowct CertHlcate or Qes'4Je>tre I. address of !he within-named J..e:adl:r is , do hereby Cl3'tify lhaI!he COlIllCI WilDeSS my band this day of COMMONWEALTH OFl'ENNSYLVANIA, CUllber1and On this, day of perscmaI1y ~cd Jd.ehael s. CSozier AcelII ot 1aldor CoualJ IS: . before me, the UDdmlBJlcd officer, b10W11 to me (or .,q.r-nl'ily pmvca) to be the person whose name subscribed to the within lDsInunenl and acknowledgcd lhaI Qeruted the same for the purposes beIeIn ~. IN WITNESS WHEREOF. I hereunto set my hand and official seal. My Cnmmi..ion Expires: G\ -4HIPA)_1 BJLU.OI Tide otOllkcr ,....... OJOJJmSO ",,,tiR<"" ~ ~ .. ~.~ - "-WllC '-"~~J~"""",Jl:('"):?t1; (~ . ~, Exhibit "A" .. ~,{"" .~.-.." ',' ","', 'j/ All eho.e tWO (2) ae:ta1n p~ecea, parcel. and ~rActe of land situate ~n P8Im J'o'imaJU.p, pen:y County, Pemlsylvllnill, more part1c:ularly bounded lU:ICI described &8 fcllowlI, t:o wit: Tract No. 1" Beginning at a point in the .outhwe.t corner o,f State K1ghlNaY and Ches1:nUt Road, whioh point 1. ei.xey (60) feet Weat from the~t!ula.t coz:ner ot State Jr1ghwa:( and Chfll81:ZNt Road, the'ace lIou~y along the W_t 8iele ot Cheat:nut: Road, 110 t.et to a point at the North aide of Pa:lrview Avenue, to be opened: thence w.'1:WlU:dly along the North a1cle of i'airview Avenue, to be opened, 50 teet, IIlOre or less, to a point: at the line of Lot: No. US :l.n Plan of MOunca:Ln S1cle Pa;-k, perd1x: thence northwardly along the line of .aid Lot No. 138, 80 feet to the corner of Lot No. 70 in plan at percUx Heights, l'e~; thenc::. :no:t:thwardlyalons the line of .aid Lot No. 70. 30 fee", to a po~t: at the South aide ot State Highway; thence ..sCwardly along the SCN~h aid. of State Highway, 40 feet to the place a:f Beg':I.rmiXlg. Contll1n1ng ", 950 8qua~ ~..t, lI\Q1:O o:r less, baviJ;\g' thereon e:recte4 IL trama cottage, 'n'act No. 21 Beginn1nq at the inter.aet1on Q1: landB aow or l!ormerly ot Oeorge P. ,SJu:oa'UCJer and Payel:J.a A. Sh2:'Ilw:ler, b18 wif., -.j llU:lCla now or fQrme~ly of Ha~ M. Rudy ~ .it., th.~c. Souch by land. now or .j!ornl8rl,.. of George P. Shrauder lInd Fayella A. Shr.uc\er, hu813an4 aDO w1fe, 50 ~..t to an Lron pin, thence W..t by land. now or ~ormerly of :rc1ll. O. SUtshaU, 1I:iDg1e WQIllIU1, 50 feet to an iron p~D at the liue ot l:.ot No. 139 awnec1lJy Harry M. Rudy and wife: tbence Nortb by the Rudy Una, 10 1:88t to II corner: chence East by the Rudy lino, ~itlg' ~he noX'Chern part at Lot No. 138, SO teet 1:0 the p1.ace of Beg1nn1ng. The Plat. of t.h. aforella1d lot numbors 1UI laid out: by A.e. Young is :recoZ'ded i11 Perry County Deed Book 9S, page 647. G%'antiZlg and. convtay1ng unto the Grantee, is sueeeaeor. a.n4 ..sigilli, an ad41U~l 25 feet. J:le1ng one-halt of that portiom at llUSdd.."~eed all -Pa1J:V!ew Avenwt- as IIIOre ~U'ticuJ.arly ,set: :fa~ in an ag:ce8llleJ:l.e ))el:wellft 'D.B. tAlc... aM ~&h. 2. I.uQaa, hie wife, lUId. C2s0""9''' F. shra'Udez' aUlS ,ayel:ta JI.. Sbrauder, hie rife, daced Mli/USt: 8, 1944 and. rec:01:dollin ~ County:Deed Book 129, page 630. Sa.1.d ~1'..Uviclw AvenuO. 'w_ a:l!:fencl tQr Qec1:l.<:ac.icm to ella T~:tU.p on or a1:Iou~ 1917, but add offer ... lSaver ..cce~e.d by P4IiUl. '1'owzuhip &Del. the' publiCI hilS never WlR said "z..t. 1'hell:'elc:lre, 81nc:e dedJ.o.C.j.o~ wa.not:: perfected wi1:b1n 21 year., t:be Act of May 9, 188', P.L~ 1'13. No. 1.92, Sec. 1 36 P.B. tSfl, extiDQuiah.. the public right in thero&eland p~idee that the saiel -Pa:!.rv:l.ew Avenue- carmot ):)0 opened w1t1'1out the COtUIIlUt:. of eh. owner at' ownezos of the land on which the same ba. ,!:Iaen, ~ 813811 be, lAte!. out:. ~~;~_ e~e..~ p,:rellliaeB which Federal National MOrtgage baociat;1on, by .....<;1 ....ted. Octob.r 30, 199. a.nd record.d No~r S, 19'1$ Ul th. PII%~ C~ty Office of the Recorder ot. C..cia, :La. bc:om:Book 977, page 152, grmeec1 a:cd conveyed un.t:o Linc:la B. B~e. ~ ' ~ lr-U.;u~~"i;ji~__",,'k""C~'c..,"h'0~" A, U.S. DEPAIll\IENT OF HOUSING ....d URIlAN DeveLOPMENT , SmLEMENTSTATEMENT . HERITAGE SETILEMENT SERVICES, LLC 'OMllNG.2602-lI 11TI.EJlRO L_ . I ., B. TYPE OFLOAN 4705 East Trlndle Road Mechanlcsburg, PA 17055 Phone: (717) 730-9664 Fax: (717) 730-9665 t.llQFHA 4.IIVA 8, FtL& NUMBER: 992023 8. MORT. INS. CAsE NO,: 2.IIFMHA 6.11 CONY. INS. I 7. LOAN NUMBER: 0101379550 3.1 J CONY. UNl . . C. NorE: Thlllorm II lu,..llhed III give ~ a 111I"m8l11 0' acluellellllllllenl co.ll. Amountl peld to and by the ...1Il1lllllllll agenl are.oown. Itllllllll8 '(p.o.c.)' were p~d oul.lde !h. cloaIng; !hey are lhown here 'or Informallonal purpoael and are not Included '" lhelllt8/8. 0, NAME AND ADDRESS OF SORAOWeR: E. NAIoIE AND AOORES$ OF seLlER: F. NAME ANOADDIlE$S OFLENOER: MICHAEL S. CROZIER LINDA B. BRANDT GREENPOINT.MORTGAGE FUNDING G, PRQPEllTY LoCAnON: DUNcANNoN 1117 STATE ROAD PENN TOWNSHIP PERRY County H. SETI'lEMENT AGENT: I. sem.EMENT CIA I HERITAGE SETTLEMENT SRVS Pl,ACE OF SElllEMENT: 4705 E. TRINDLE RD., MECHANICSBURG, FA 08/10jO '. J. 8UIlMAIn' 0Il.0RAOWEROS TRANSACTION: 100. aRoiaAMOUHf DUII'IlOIIIIOIUlOWER ' IOI,CO/ltractlate.'prlce 61900.00 102, p.iliihat PlOp.rty lQ3,SiitIl8l1l!ll1lcl1arg.ltobOmlWer(Un.14llO) 5128.72 iCM.: 10$, lC.llUIIIIAllY OF llELU!II'8TIIANSACTIClH: 'OD.GIIOS8A11OUNl' DUE TO 8El.LM 401.Conlraollal'l price _P.rwonaI plOperty - .... 406. 61900. Adjultmenlllor IIIIllI paid by IaIllr In advlllCl 10" CIIy/Town Iu 10 101.CO\lnlylu 08/10/0010 12/31/00 55.07 10$, Aloei_," 10 101, 'ClIOOL 08/10/001006/30/01 420.01 110. to 111. 112, AdJultmanlllor It.ms peld by ..II.,,,, aclvllllC8 4OI,CltylTown Iu 10 401,CounIy'" 08/10/0010 12/31/00 55. _AI_II 10 401. llaIOOL Oa/10/001o 06/30/01 420. 410. 10 411. 412. 120, GROll8 AMOUNT DUE FftOIIIIOllIIOWER 200, AII0UNTI PAlO IY OR IN IIEHAlJ' 01' I_ 67503. 80 420,GR08S~UHTDUETOSELLEIII 62375. _REDlICTIOHIIN AIIOUHT DUE Tn """ ~.. ""~;,.- - "~~~ - - .....".,~~= - ,~ ~ -j. L "~",~",;;;-,~-!;:x"~,,, APIH6-2004 THU 09:33 At! Dt.'CMU .. Importantl Voumuotonllryo SSNII) ablMl, p",.ldonti.1 . N . Vou Spo' EI.ctlon Campaign ot.. Ch_ng 'Y... wiI not change _lax or........,.,.., teAlnd. (See_20,) Ilovou,oryoursjlClu..iffillng.joIntl8lurn.went$3loll!!lOtIlisfwld?"", . nV..IilNo ny, Filing 1 ~Slngte 4 ~Headofl1o_(wilhqU.lllylnQpetSOI1),(SeeP"ll'" Status 2 MolTiodflllngjo/nllyf_WonIyonehad_) Ift..quoiWvlngperaoni..cI!ild...........'_...,...... Ch8ckQl1fy 3 _liIing......OIly,e__.SSN_.fv.__, _1Ill/IlO..... I> , one box.. $ nQua/lIyIr1g widow(er)wiIh dependonlctlild (Seei>!S" 21 Exemptions .. l!.l y........II. Ilyourparenl(or__I_-.you.... } ..., 0/00" dependent on hlsorhertaxreturn. do not check boJI: 6a. t::=ign b n Spau.. No. 0/ child. ~4) J. on Be wtIa: . D.pendenls: (2108pend8nl's (31 Peptll<llll1fs .;:;;:"usl. .tiwd wi.. relationahip tD Child faXC'. you {11 F/rS1 n.me ~..t name ooda/......rftV numller you (SNpg23) .dictnotlM ,JOSBOA C1l0ZXS1l 203-78-9032S0N, ~ :"...=~ ~n (IH page 2 i I Form 1040A Label (See page 19,) U..lh. IRS 18bol. 0_08, ~prinl or\Jll>f, If mare then six d.pen_II, see page 21, Income 7 Attach Form/I) W.2 eo hi.... Allo b ollscb .. Form(o) 101l1-R It tax b w.. wtlhh.'d, Ilia b IfyaMdJdnat 110 gat. W4. ... _24, l2a _ "'deI no18lt8ch. eny piI)'n'II'nt. 13 148 AdJIl.d gross Income FAX. NO. 7172320935 P. 02 llepaIfmenlof1lHlT_ -Intemol__ U.S. Individual Income Tax Return 2003 (8ll) IRSUs8011~-Donol_"''''''''1II11i1 OMIJ No. 1645-0085 Your_--'1IIIIIl 595-56-9976 Spau.... oodaI_rIlr lCATRY A CIl0Z:rBIl 451 W SIGH STRSBT APT. 44 BLIZABBTETOWN, PA 17022 ~" OIlllcnot er.teredabc d Tolal number.1 ""","pilon. daime<l, Add flUmbe on a_ lI_bov. WliQe.. lUIIarl..,lIpe, ato, 7 27, Taxab..In.....L AIleCh Schedul. 1 II reQulrod, Ta". .~lmDtInIerftl Do 1101 induda on ina Sa, Ordinary dMdan",", _ SdIodulIllf ""lultwd, IJueIlflod ~ndaC__25.) CeIIlIol gain dl8lribul1one (... _ 25), PoIIt-Mal' 5 cap/18I gain dls!tlllullonsC_ pag.25). IRA di&lribullo.e, 11. ~and ...ulti..., 12a Sa ab 9. 9b lOa lOb 1111 T_e.mOllfll (__25), 1~ T_omounl (__25), lib 12b , UIl8mplO\'rllflll com_lion and AIes~. parmanont Fund dIvldenc:ls, -00CI0iIy I 141> T_""""",t banofils. 14. ,cae p_ 28), 13 14ll 15 Add fin.. 7 OIlOugh 14b (101 rillhl column), This 1& l'OurlotaJlncom.. 18 _..penaee(__28), 18 17 IRA-.ctIon(__28l, 17 19 Sbldentloel1__C__31l, 18 1t Tuill.""lldfllee~(..._31~ 19 20 Add ....18Ih/1:>ugh 111. Th...a...your_I....._ ~ 15 27 20 K8A 21 Sublractlila20 Irdm line 15, Thlol&yourocl/Wl8d_lncom.. For 01_.... p,,_ Act, and Pa_'" Reducllon Ad NotIce, ..0 ptge n. ~ 21 27 Form 10~ j~"6_li!!!!fl.._."_c. .... _. ..._ _,..,..f.D1!'!9.~)~1_1. ,i~-'~~~~"" .~-'Ijl . ~ APR-15-2004 THU 09:33 All DCCMU ~ "~<~. ~ ~- " , ' Fann 1lUOA(20031 XATHY A CROZIBR Tax, 22 Enl8rthe amountf""" In. 21 (adJoI-s_IncameI, creclits, and payments Stondord Deduction for- . People Who ch_ any box on line 23a or 23b or Who can "- claimed a. a clependlll~ see page 32, . All C!helS: S1""Jeor MsritedftltnQ 8ePl~1 $4.750 M_filng ~ =.~. 2'" CMck {8 You_bombefoAlJanutry2.1939, B BlInd}r__ W; lIpoueo was barn befono """""IY 2, 1839, BIlnd chocbd" 1 b If you anolll8ll1od Mng ooparal8ly and your.,.,....,1lomb:oo doducUono. .ee gage 32 end dlock he.. 24 'I:ntoryourolllnderdcled\lGllon (...Iollmargln). 25 S_,In&241'n>m ...22. If line 24 10 mare "'"" "22.enter.o-. 28 I*I1fcIIy$3,050 by1he ~ m......rofldnqllla... cIoIme<lanllne 8<1. 27 Sub_llno2D I'n>mllne 25, If Uno 26 I. mare "'"" Ilne 25.anler.o-, Thia Is yaurtaxabJe Income. 28 Tax, Including lIllY aUornaIl.. minimum tell I.... P8Qa 33). 28 Ctedit for chid and depond8nl care upon_, Attoch Schedule 2. 30 Credit for.... elderly or the disabled,_ Schedule 3, 31 E1duC8llon credits, Alloch FOfm 8883, 32 RellremenlsellirJg. contributions alldlt Altach Fonn 8880. 33 ChUd lax CRldU (.88gagO 37), 34 AqUon CI1ldiI. _ Form 8839, 311 Add fina.29lhrough 34, Thoseareyourtolalcredtto. } 311 Subltaclltn. 351i'om Ilna 26, If line 3510 mtlre then 'Ine 28. enlor.o-, 37 Advenoo eomecl income crodIl paymenls Irom Fo""(.) W-2, 38 Addllna.38and3T,Thl8lsyour101a'_ 39 Fed...,lncamolax w11hhe1d Irom Fonno W-2 and 1Q9l1. 2003 HUmaled lax paymanls and amounl oPIlIIocI from 2002 relUm, E.om.d Incom. crodll (Ele). AddWonaI child lax credit Allaoh Form 8812, Add Iln... 391hrouqh 42. Thee. are yourllllal poymon\O. If line 43 10 """"lh.n line 38, subltac:t In. 391rom lne 43, thio Is tile rimount you ov.....,d. 4Sa Amounlolllne44 you want rofun""d to you. Head of household. V,OOO 40 If you hevo 1.. a quall'yIng 41 chlld._ r 42 Schedule E1C, 43 44 Refund Dir8cl doposll? See page 50 and ftl'n 45b. 45c. and 45d. Amount you owe third party d88ignee Sign .here JoInt ~? Soopage 20. Keep. ""'" lor your _. P8ld preparer's uee only .. b::: ~31372387 .. d =1 ~20007.U20 '.q Amounloflfn.44 you wenlllplllled to your ZflO4 ..1I_d 1u. 46 47 Amoun.you _. Sublracl Uno 431rom line 38, For delaIIs on how 10_.__51, .q Estlmauod laX penally (soe page 52), 48 , Do you want to eIlow anolhsrpenlOn to cIiocu.. thl. retum_IheIRS (_page 52)? U Va..Complel.lho_wlng, Dos/ljMe's....... Phone no, P_ID numIllJr ,.. .. (PlNl.( EIIIIWofllllll\IIY". .lh~~~.lIIld_~"~SFlIIld_"lIllIlDlh.'_oImv. . Ill!bllllol,': .,..., CO!recI, .~. _..._..,.' "_dUrlnlith.__.COdrillo. ,. ',.... '8_""""/11. whll:hlh'PIO\W8fha*'Y -.. Dole yOlll'....opdon Dey&nop/lon8_ ~5-~ ~~ WA 1~..:pIoyocI n I Prepo/8f'sSSNcrPTI IElN _no. ."""'" ~\j'ilffiliIli!JtiWti5'" L _~~,_ FAX NO. 7172320935 P. 03 595-56-9976 I 22 27, 23e D 29 30 31 32 33 34 600. 36 38 1, 37 .. 38 1, 3,032. 39 40 41 42 .. 43 3, 44 ..- 2, 2, I. 0 Type:l~ Checking 0 SavlIl9' Pnl\l-' .. signaIu..,. Filnl'o"""lor .. =~~~l' ,. 1~_GIlI!m....",..._ _.. ..."_..., .F.);l.:l!I.!IJI.~ 1.18 .. 47 10m. Fann 1044 '~-'=~'.'~ "~ c" '~~ I ""C~ -KlilltJ1IliI '~,~""~"'., ..... ,,' C.UU-' I nu Uli; 34 IlIl OC(iMU FAX NO. 1172320936 P. 04 ":n. ; IIEI ~R,E' , 1J(~'1:: ':~ ~:No, ,/elf !llU22'I 012 ,'XNSOP '1lIlIlb14111lol-' I: o. !,,'. .".. Earnings Statement . , II eMU' MANAGEMENT - PAYROLl. ACCOUNT 1100 SOUTH CAMERON STRIEET HARRISBURG. PA 17104 Period Ending: Pay Dare: 03/31!ZC04 O4/OMOO4 .' " '. " Taxable MorilaIStelue: Single E><efl1ll!iansfAllow"""",,: Fed...aJ: f Stale: N/A Local: 1 KATHY A. CROZIER 451 W. HIGH STRE~T ELlZABETHTOWN,PA 17022 Eaminga Regular Socisl Security Number. 595-66-9976 rate ho"",' Ih., pol""" , ,124.2,46 ',' , ..' 1',24.2.46 , ....'..."''''''''''''~.''',.'''''''',',.''',---- ,- _ _.'_ .*~Ji>i~.i'4:~~~1~& y.er Ie> der. 6.663.97 8,663.91 Deductions Slalule>ry "---..- -, "-,F9dor,,t I"""",. ~-.,,_., Social Security Tax Med'lCllfe Tax PA Stale Income Tax Harrisburg C Income Tax PA SUI/SDI Tax ,OtINr Check Pretax BclBs OPT Trav.' Roimb -76.4.2 .17.97 .37,94 .12.32 -1.12 014 "t:. 532 ,83 124,61 263.96 86.91 7.80 1)A .,lI;; ___0_ ---- ----.--- ._~- ,-..--. ~-_._- -952,64 -10,00' 70,00 10,00 -107,62 '"t:i,if!W?!t;~;'<J~%:::~f.::~~~::'i:~;B;'f.~i~~~;?;:'I~'::.:)..::~;~i' · Excluded from 1ecM..., taXllble WlIgu Your lederal taxable wages !his period are $1,232.46 - ., ~. I ., , ~~~~~:,;f!~"';P''':"'I'~'''"'ltI''''l/I~''WH.IlifI'U~",.~........ot!J'W~\'''.~~;:J:,f..;""~~ w.t.",..::t.,~,'t1..,~.~.It,..."".~..;."..... ..... :.f'.....Pd.'!".~..'i~"....::':l.:1.. hO. fo:'':~::r .t;o..~..~~' ,l..~..~....~l..'~<..,.~."/\'.. .':',' . . ..:. .:.~ i~~::~o:. 1'J'.Il-.;..:-~....~:";bl 'r;. '~~~'1 :~:.,:~;::~:~~'~' o~,\::~~::~'~'i:';'.l~:\:..,."..... ',.... " . .., ...~..<i.:~..~:~itii#,i~..~~~?f '.' ;,,:,=,:,...,_~..n'.'iiP_' ~::':";":.;,t;':..:,,:,, A.d"ll>e n~'.,:,,,:;;,,, ,.1. L. ,'I;"" ~,_~':':~.:~~~:~';~i~.L~:~ ..t~;~ : "~:!~}~~~S'RQLL ACCOUNT 'Pay ~:.' '~.~~~~~'~.:!::'~~~"~'~' ..;~_~~. ,"', ;;, ,;-"':-;';; ~,11 ' U:1ol44~El=ION STREET '~. >c~'", :'1'.'\ \ 1) ,'r();~~~~~f)~"?\~~>~7i'~4 ~1I1 ti .' '>~<\. U /; JF ',' ,0 '...., !, '. \...- .",.., ' f ~ ' ,"~_'~_J'_. ' ",", ....0,,',' ;'~'tOtlW~untQf ~~ - ~ ".~ountlWll'lller"~~ ..,,;,. . , . "''', -...1. :!i~"'='i..; ., '~., . ,"""\KAlDfV'A'CRoZjI!ft .......~ ~ 02llOO7212O " ~313 ....~,.' , , ,',', :' ,. ~\.('\'\" ' , - ,..', , ".. -..... yo ,,:,-,,~,,"~,S~'\':) ,~ ''. ~~~" ,.' 'J; ", ' .. NON~NEootIABI " ' ... ....- ", . ,,~,~._""~"'- ...~..:;'>~ -~$<..""~-'-~ "~~ ~-- . ..... """'~" ~,,-" l~iI$/~liw.!J""':li[<ili;;0~"" - _W~ "IV ~o;.;IO At! occnu fAX NO. ili~J209jb p, :stp.\aY\m <iA\c c0 " '1/ 3/tJ\ . . Vw MUI,. ~;""~~dl~~lIi"'''1r, 1:llIIn. fIk "MERAlfa,lIROMVIL\' ..' . ~~... .' . , , "'~":/..:..," .' i :: . .:~'(.~..?~~~~~;~~.~)~~ ; , ,.?t:/,'< ",: .,.;:>.'.r~#~~~~~~1~..-::::.- '.":'.":':::',';'__- , '. . . .-~ '-,':' ::..i.:'>:.... . ... " :, .~. ; '. '.' . ;wt~......"....tIIe__J-ii.oI'I: rp,. ';8.iMI~h!Nii '.' ,t....JIf....Ii,.......IIf..,.,~iII.lIlIIolM1~' ...,:...'~tfr.:i~~~~+~~~~_ .....,.._'~"..,....,."',~.....,.... '~~~+*~i:;~~=t~~:...., .'. . ..' .,. ' :',. .' " ... . . " :::'~':'.) . -.... l;~.~,;~+~:;.;'..'. ., ".,'" . ,. .-..... " . ' J . . . . ,..-..'. ," . ," :"'::,1"""",,,, .' c,'1'.,~: , .'" ..... ...... i, :~~*cNdiui.:~~.....q::".,__", ......:. .......':', ;~.._arYl!lii~~:i*ibj.l..dfot~:,~j".... .'. '.' .,' "'11I.,1QrtJoi!'''',:~ cNdltJJn..iW....._ ....,rar ~~',-,lInIIta4"''',Ol'f''''' " '.. " ' . , :.....:--...: ,,~~,,":-'::.... :--.~.' : :;....::.:::--....,:~:. _r......_:....':'"' "7:',.:,,:~,- "::~":'~.~;"'.~"'~" ': '.. :..i':".: "_':' ,~, . '. " ,:li'Oit:istl.UNG',iRlloMAND -otriMrj8RIllATlON.a.8MR8I1IDE. ,'~.:auJtiauMMAlIv..:r;" ~_ :: ,:",:,:,_~;.1tAYMWr.i~;.;:; ::' i?f~F.......~~~t~~~~t:~4~~~; ~,~~ 1i:ii'HJI~"rtl!I:I/lAn' .....,,~ :':It;l,ll$,,~t: :lJlIlilill!Ulr.:,,~.,,~. .~" .-1:"",+- -~"~'5''''7:;,ij;;,Z; ., '. ',. ',,""'.~_.' ..' ... : .'," .-;.;. :..,'.:/, ,.:,-~; :.;~:;.:-~: ;:. .. '.., ,., ".-- .. ........-.,;. ....,. d~"'-"-'" - ..... h' <oUU" IltU W:j4 AIt IlCVI1U ~ ~ l'="~lllr-li.W~~,,-_ ~AX NO. ill~:J~Oij3b P. 05 Listed below are payments from the credit card that we discussed. I did ask the credit card company about statements from the time the accO\mt was open until time of separation, and I had to order them. I should get them in 10-15 days. I have attached two statements.. ...one dated for 7/3/01 (separation date being 6/8/01) with a previous balance on it of $3,602.49 and another dated 11/5/02 (after the separation date) which shows a payment made by me for $3,617.57. Providian account number: 4479-4107-2461-1723 5/23/02...., .125.00 6120/02...... 104,00 7/17/02..... .104.00 &/15/02.... ..125.00 9/26/02......105.00 10/7/02... ....3,617.57 11/3/02..... .20.00 12/17/02..... .30.00 2/2/03..... .20.00 2/10/03.... ..500.00 3/13/03......75.00 4/12/03.... ..55.00 5/6/03..... .60.00 6/9/03. ... ..100.00 7/14/03.. ....100,00 8/21/03. .....125.00 9/5/03.... _ .125.00 Just let me know if you need any more payment info. I will see what I can do. ,_ _w~ "'" \I:$;;lt> lit! OCCtlti FAX NO. ili232093b P. :5~\~~. <iAk: d' .' 1/3/0\ YOcw_~~;~~~.OI.~~Nd:ciilit1,,,,1r. ~ ~'":,:/,>~-,_,, .;(':2:t';!i;~~;1Il : '.:~IfAQI!II:PRQIt'WA,:- ..". .. _.:;- .~~:.}.~,':; ".~'-::.;;,.'~-,,~~~~i~~~4i~~~~:;_: ._~:".: ~.~ , ,. . . . ..... I, '.. , ',. ::,{.:~.;:.,... q.."" I .. ; ". .. . .~ , ,.';...,..~~",~';"f<Now~'< liI'.;,;..iMI~_c' '-, .tiili!lritof_""'oi-yi:onbiot_...............~1~. " ~. ,,;....1[" "\...~ ",.:~; ;~' ,".. '.'- i'; '". '. < '.,"'- '-- ".'. ,.~:..,~:.ti:",::..~~~=:r.ncr ,.:....;,'~? ;~';~'.::I:;":~#€~?;~~?;~~~~~~~-" I';:~:_~kva'~:~\~'~' .. ",. 1'!'Ml5 . '.~Y':"H, ...... _:.' ., ....... .-, .':\ , . . f ...:~-. ".:.1f..... 1"t . _'1:.:'li . ' ,. .' -AV~~'~,,", ,,,,. , ~. YoU;ToW'A~. CNdft.f.<SI02.'a ' . ,', . ',- ..;:;~ ',..::' . : .:' .' ;~- "~Qt~I!i'~~',~,!iUrIl. ~~;;<~ d1ar~~. ,', ',' , ... 'JI\*tla:rtloiral:l!>l!l' ....mu....u......_ ....,r.... C8olft~t.-IImlte<I.tO',.;O'lt'OO" ' -. " .... ... ",'" ...' . , :_:....~.._ ........ ~ "~..:.. _._.... ....:. ~",'. ..;..:" ..-.r.-..._::.-.:- '-;-;'._...;........ ',:,:~,,:,~.::;.,:~,~'J.,:.., '.. -':". "_',',' . . .' " ;1iOit.81~!ruIClR.I~ 1MPOt.ri.urr,J~MA"itON.SI$'~:S!.DE. S4.D7t. -.... ,....,..'.'... :::.rPi.~';" .. . ~:,,<~";'..., ," ..' .' .... "".. :,-,;":<":~-:-': :". . ,.-,"'" , ,<' :- -, "-' ___tlil;'nlWJb1',,",O' 4/14/2004 1:19PM SPECIAL SLIP LISTING FOR A CLIENT All slips for the client listed below for the beginning and ending dates shown (or all dates, if no date selection is shown), whether billed already or not, whether billable or not; at billing value with time rounded per usual rules Selection Criteria Client (hand select) Include: Crozier, Kathy Date Atty Activity Description of activity Time Va 05106102 JP Initial meeting About taking olll!r her custody and divorce case fl'om Melanie Erb: hearing 2:10 25C on May 21 05/07102 MlC Secretarial Transcribe dictation. 1:20 05/08102 J P Work on file Review dictation and place call for Melanie Erb to coordinate change of 0:10 2C couns el 05/08/02 J P Telephone call Talk to Attorney Erb: dictate letter sending her a praecipe to 0:10 2C withdraw/enter appearance to mOIll! that along 05/09/02 MLC Secretarial Transcribe dictation. 0:20 05109/02 JP Work on file Review dictation 0;10 2C 05/15102 JP Work on file Review her file 0:30 6. 05/15102 JP Work on file Continue to review the file; direct staffon how to organize our file 0:30 6. 05116102 MLC Secretarial Transcribe dictation. 0:20 05/16/02 MlC Secretarial Transcrie dictation. 0:10 05/16/02 JP Work on file Review dictation 0:10 2C 05120102 MlC Secretarial Copy binder per JP instructions. 0;40 05120/02 JP Telephone call Talk to Kathy; she will halll! the information that AttorneyWallz has 0:30 6, requested with her, but we will not gilll! II to him in advance: we decide it is more effectilll! to go ahead with the hearing in light of Dr. Walker's posilion on this and the pigheadedness of the other side OS/21102 JP Trial Cus tody "hearing" thai was totally a buslfor Mike: Kathy galll! in 2:20 35C reasonably about the upcoming wedding, but otherwise Mike got nothing out Of this trip to court except to annoy Or. Walker 05121/02 JP Mileage To and fl'om hearing i OS/22/02 MlC Secretarial Transcribe dictation. 1:20 05122/02 JP Work on file Review dictation offile memo and letters I dictated in car on way back 0:20 4' yes terday 05/30/02 JP Work on file Move along some stuff that came fl'om Waltz 0:10 2C 05/30/02 MLC Secretarlel Transcribe dictation. 0:10 05/30/02 JP Work on file Review dictation 0:10 2C 05131/02 OM Postage ( 05/31102 OM Photocopies ; 07/17102 JP Work on file Review ietter fl'om Attorney Waltz to Dr, Walker; letter to Kathy about that 0:10 2( 07/17102 MlC Secretarial Transcribe dictation. 0:10 07129102 JP Telephone call Touch base with Kathy, who was responding to my letter 0:20 4' 08127/02 JP Telep,hone call Mike is taking the child on a 4-wheeler without a helmet; she wants 0:30 6; some relief, Mike has bragged about it as well as a neighbors telling her; she Is not being hyper-sensitilll! about this cl~". "~~ ...." '~,"-" , ,"J ...""~ .l~;w"l:<"'';Em''F:~''I':': 4/14/2004 JERRY A, PHILPOTT 1:19 PM Slip Detail from Report Designer Page SPECIAL SLIP LISTING FOR A CLIENT See first page for parameters Date Af.t.J Activity Description of activity Time Va 08/27102 JP Work on file Prepare special relief petition 0:20 41 08/29/02 JP Work on file Finalize petition to file ittoday 0:20 41 08/30/02 OM Work on file File and wait for judge to sign Spec Relief then have courtadmin 1:00 4: schedule, etc. 08/30/02 OM Work on file Letter to AIlyWaltzwith Order and petition, fax then mail, cc client 0:40 3C 09/05/02 JP Telephone call Review response to our special relief petition, denying the acts, admitting 0:30 6, that helmets are a good idea and that he uses them, counterclaiming about speeding tickets Kathydidn1 pay, and demanding attorney's fees; touch base with Kathy- she paid the tickets; try to call Waltz to see ifhe would simply agree to an order that helmets be used without hearing; can't get him; do a fax instead 09/05/02 JP Telephone call Talk to Attorney Waltz; add an order 0:20 41 09/05/02 JP Telephone call Taik to AttorneyWaltzagain; he's ok with the order; place call for the court 0:10 2C to get the hearing off the calendar 09/09102 JP Telephone call Letter to Kathywill copy of Attorney Wallis letter seeking a hearin9 0:10 2C 09109102 MLC Secretarial Transcribe dictation. 0;10 09109102 JP Work on file Review dictation 0:10 2C 09/11102 JP WorK on file Letterrelaying Judge Rehkamp's letter, with comments 0:10 2C 09/12102 MLC Secretarial Transcribe dictation. 0:10 09/13/02 JP Work on file Review d.ictation 0:10 2C 09/23/02 JP Telephone call Discuss letter I forwarded to her, Dr. Walker is recommending exacUy 0;20 41 what the present order orders; after weighing the trade-off of "surprise" versus "heading off the hearing", do a letter to Judge Rehkamp in the hope he will head off the hearing or set up a call to accomplish that 09/25102 MLC Secretarial Transcribe dictation. 0:10 09130102 JP Telephone call Make sure she knows tomorrow's hearing is still on (leave voice mail) 0:10 2C 10101102 JP Trial Was supposed to be a custody hearing; devolved into a prolonged 1:50 27~ teleconference because Kathywasn1there; she appeared by phone and was very eloquent on her own behalf, judge lell it that the two attorneys would submit proposed orders 10/01/02 JP Telephone call Coordinate with Kathy as to what went on after the court portion and 0:10 2C develop a strategy 10101102 JP Work on file Draft proposed order 0:50 10' 10102102 JP Work on file Review Galen Wallis letter/order; letter to Kathywith copy 0:20 4' 10103102 MLC Secretarial Transcribe dictation. 0:20 10103102 JP Work on file Review dictation 0:10 2C 10103102 MLC Secretarial Transcribe dictation. 0:10 10104102 MLC Secretarial Transcribe dictation. 0:10 10107102 JP Conference Drop in about the order, which she wanted to challenge; I encourage 0:30 6; long-range planning Instead 10/07/02 JP Telephone call About the holiday aspects of the order 0:10 2C 11/13102 JP Work on file Review letter from AttomeyWaItz; pass It on to Kathy 0:10 2( 11/13/02 MLC Secreta rial Transcribe dictation, 0:10 11/14/02 JP Work on file Review dictation of letter 0:10 2( 11120/02 JP Work on file Message from, Kathy that she rejects the proposed selUement and will 0:10 2( respond with her own proposal 12/26102 JP Telephone call Review faxftom AttomeyWaltz; try to call Kathy at 503-3249: not a good 0;10 2( number any m'ore: do a letter instead . .. 'o..u. " ,~ , ~~ '"",,",,~ '~~1 -"'-';"~.'-"ij'J~i, 4/14/2004 JERRY A. PHILP'Orr 1:19PM Slip Detail from Report Designer Page SPECIAL SLIP LISTING FOR A CLIENT See fi rst page for parameters Date Atty Activity Description of activity Time Va 12/27/02 JP Telephone call Talk to her about letter; letter to Waltz about her "compensatory lime" 0:20 41 12/27/02 MLC Secretarial Transcribe dictation. 0:10 12/27102 MLC Secretarial Transcribe dictation. 0;10 12/27/02 JP Work on file Review dictation 0:10 2C 03/17/03 JP Tolephone call She is at "logger-heads" with her ex; he won' agree to a change in the 0:30 62 custody situation ewn though she is being most conciliatory in an effort to work with him; dewlop a game plan 03/17/03 JP Work on file Draft petition to modify; dictate letter to Attorney Waltz 0:40 82 03/18/03 JP Work on file 0:10 2C 03/21/03 DM Filing fees ClientExpCk#10431 E 04/03103 JP Work on file Review file prtor to conference today 0:10 2C 04/03/03 JP Work on file Custody conference; a new temporary (but not wry good) schedule was 3:40 45E agreed upon; hearing to be scheduled 04/07/03 JP Work on file Review dictation of file memo from 4/3 0:10 2C 06102/03 JP Tolephone call Touch base about upcoming hearing 0:20 41 06/03103 JP Telephone call Call from Galen Waltz; place call for Kathy; leaw voice mail 0:10 2C 06/03/03 JP Telephone call Kathy,returned my call and filled me in; leaw a message for Attorney 0:20 41 Waltz on his voice mail 06/04/03 jp Trial Hearing; memo to file in car on way back 3:50 57: 06/04/03 jp Mileage To and from hearing I 06/05/03 JP Work on file Review dictation (partial) 0:10 2C 06/06/03 JP Work on file Review Waltz's draft order 0:10 2C 06/06/03 jp Work on file Review draft order; fax back an objection; place call for Kathy 0:20 41 06/06/03 J P Telephone call Taik to Kathy 0:10 2C 06/11/03 jp Work on file Get a fax off to Galen with Kathy's proposed changes 0:30 6, 06/16103 jp Work on file Faxto Cathy what I got from Waltz 0:20 4~ 06/16/03 jp Telephone call Kathyretumed call; out of office all week; she will go with my judgment on 0:30 6, 1he language issues; read it more carefully and do a fax to Galen Waltz 07/31103 JP Work on file Letter to Kathy about issues .Attomey Waltz is raising 0:10 2C 08/04/03 jp Work on file Review dictation 0:10 2C 08/08/03 JP Tlllephone call Ka1hywill go to DRO today and faxme a copy of the form; she will not 0:10 2[ agree to divorce until the economic issues are resolved: letter to Attorney Waltz about that 08/12/03 JP Work on file Review dictation 0:20 4' 08/18103 JP Telephone call Modify my earlier letter and get it off to Waltz. atter calling Ka1hy to see 0:20 4' what happened to 1he proof from DRO 09/03/03 J P Telephone call Letter to Waltzaboutthe support issues being resolved. so he will stop 0:10 2C writing nasty letters 10/03/03 JP Telephone call Touch base 0:20 4' 10/07/03 JP Telephone call Touch base wi1h Kathy: she does want him In pre-school; the driving is 0:20 4' ewry bit as bad as stie had anticipated; also, she has more family in the area and would like to haw Friday ewnings when she wants to make a family trip: he has not agreed to that when she requests 10107/03 JP Telephone call Conference call; followed by call to Galen and to Kathy; judge forgot 0:40 8: ewrythlng; seems inclined to force a compromise on 1he daycare issue, butwe could notcratt a compromise wi1hout more information on dad's work schedule; Galen will talk to dad and get back to me; if Galen and I _i<E~i.!~~_"~.'_ . ~" .J]]~'''''l'"".~.."<J.">!('~,:b';;;f~\i!;\'J11j'_, , -A;' ,~~ 4f14f2004 JERRY A. PHILFloiT 1:20PM Slip Detail from Report Designer Page SPECIAL SLIP LISTING FOR A CLIENT See first page for parameters Date Att:y Activity Des cription of activity Time Vo (In consultation wtih our clients) can come up with a compromise, then the Judge will endorse it; ifnct, he will decided (which is what he said iast time) 10/16103 JP Teiephone call Wants action; dictate a letter to Waltz 0:10 2t 10/16f03 JP Telephone call Return call to Galen Waltz; get put Into voicemaii; finally connect; he won't 0:20 4' budge on the pre-school issue, although he says that his clientwiH negotiale specific "swaps" with Kathylo allow her more fieJCibilityfor family visits 10/27103 JP Teiephone call Try to return call; ewntually connect; make sure a leller to the Judge is 0:20 4' going out 10/28/03 JP Work on file Review dictation of leller to judge 0:10 21 11104103 JP Work on file Review file before conference caH from the Judge 0:10 21 11/04103 JP Telephone caH Teleconference with Judge Rehkamp; he wants attorneys to submit 0:20 4' orders and he will sign one; lrY to reach Kathy 11104/03 JP Legal papers Draft an order, but waiting for Kathy to call back with any thoughts she has 0:10 21 on il 11/05103 JP Telephone call Try to reach Kathy again; her ""ice mail box is full; do a letter 0:20 4 11106103 JP Work on file Review dictation 0;10 21 11/10103 JP Telephone call Touch base with Kathy 0:10 21 11112103 JP Telephone call Judge'S chambers asked me to re-faxthe proposed order; do that; then 0:10 21 return call to Kathy; she tells me that Michael now wants his girlfriend to babysit. not his mom: let Diane (Judge Rehkamp's secretary) know that 11/12/03 DM Work on file Filced TSlnew address & phone #. 0:10 111l8f03 JP Telephone caH Cell from Kathy 0:10 21 11126/03 JP Telephone call To Kathy; lellerto Waltz demanding copy of Michael's work schedule 0:10 21 12f01 f03 JP Work on file Review dictation 0:10 21 12103/03 OM Telephone call Phone re jurisdlc;tlon, etc. 0:10 01114104 JP Work on file Leiter to Kathy about custody ord~r 0:10 21 02102104 JP Telephone call Needs 10 get PFA; on the way; husband banged on her car and 0:10 21 threatened her life 02109104 JP Work on file Forward AtlomeyWaltz's lelter 0:10 21 02/09f04 JP Telephone call Get a call from the legal aid attorney, Jim Carney; fax him the leller I 0:20 4 recei""d from Wallz 0211 0104 JP Telephone call Jim Keamyga"" mea "heads upron what is going on 0:20 4 03101104 JP Telephone call \M10 is in contempt? 80th are blaming the other. Kathy was out of town 0:20 4 after prior notice; He showed up on her do~rslep on her return and says he will not return Josh tonight. Discuss the attemati""s. 03/02104 JP Telephone call Galen Wallz making arrangements to exchange the child; talk to Kathy; 0:20 4 she's ok with the plan; lealll! message for Galen on his voice mall 03/03104 JP Work on file Deal with the question of certifying discowry as complete In this case: 0:20 4 check Cumberland County local rules; prepare the papers; lellerto Kathy about all this 03103104 JP Work on file Review dictation 0:10 2' 03f09104 JP Telephone call Try to return call; lea"" message 0:10 21 03/09/04 JP Telephone call KathycaJled back; go over our divorce strategy; check the file; letler to 0:30 6, Kathy about the next steps 03/09/04 JP Telephone call Feedback from Jim Kearny 0:10 2 03fl0104 JP Work on file Relliew dictation 0:10 2 "'"""""",,,","~~'" - ~=, . ~" ,~~ ., ,- '~\"" 411412004 . JERRY A. PHILfSOTr 1:20 PM Slip Detail from Report Designer Page SPECIAL SLIP LISTING FOR A CLIENT See first page for parameters Date Atty Activity Description of activity Time Va 03122104 JP Work on file Forward letter from Divorce Master 0;10 2( 03124104 JP Telephone call Talk to Kathy; prepare claim for equitable distribution; fax her a verification 1:20 16E 03125104 J P Work on file Package up the supplemental complaint with the information Kathy 0:10 2( phoned back 03125104 JP Work on file Review dictation 0:10 2( 03126104 DM Filing lees Client ElCp Ck #50028 to Cumber1and Cty Prothonotary 6t 03130104 JP Telephone call Place call lor Kathy to coordinate on strategy after getting back the 0:10 2t additional counts and the maste(s directive 03131104 JP Work on file Review dictation 0:10 2( 04108104 J P Telephone call Talk briefly about our strategy belore the divorce master; she thinks the 0:10 2( file olprellious counsel has the information I am looking for in it 04/12104 JP Work on file Review dictation 01 my file memo and start on pretrial memo 0'.10 21 04113104 JP Work on file Dig out the facts buried in the file; call Kathyand go over all this; prepare 1:00 12: pretrial statement and inventory 04114104 JP Work on file Complete pretrial statement; including a call to Kathy, who will fax me 1:00 12: some additional materials in the morning Grand Total 50.30 5,59: -,,,.,",,,~ L ~ ,,- ~ - . I d ""'_,,,"'0$",,,,,,,,;,,. ~- ".= I' II IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CIVIL ACTION - DIVORCE ' MICHAEL S. CROZIER Plaintiff No. 01-3300 vs. KATHY A. CROZIER Defendant PETITION FOR TRANSFER OF VENUE 1. The Petitioner is Michael S. Crozier. He is an adult individual who is currently residing at 127 Village Court, Lebanon, P A 17042 Lebanon County, Pennsylvania, Petitioner has resided at this address for one year. 2. The Respondent is Kathy A. Crozier. She is an adult individual who is currently residing at 1217 Milmar Road, Lancaster, PA 17601, Lancaster County, Pennsylvania. Respondent has resided at this address for approximately 4 months. 3. Neither party resides in Cumberland County. Further, there was no point in time when either party resided in Cumberland County. 4. Petitioner's former attorney filed the Complaint in Divorce under Section 3301(c) of the Divorce Code in Cumberland County. The action is docketed at 01-3300. 5. Respondent's Counsel, Sandra Edward Gray, does not oppose this Transfer Petition. WHEREFORE, Petitioner respectfully requests your Honorable Court enter an Order directing the above referenced action be transferred by the Prothonotary of Cumberland County, Pennsylvania to Lebanon County, Pennsylvania, Respectfully Submitted, J/'8/~- . Dale -:;' alen R. Waltz, Turo Law Offi es 28 South Pitt Street Carlisle, PA 17013 (717)245-9688 1 II ~.~ - ~j~,~~ ""w~, VERlFICATImi I verity that the statements made in the foregoing Petition For Transfer of Venue are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 94904 relating to unsworn falsification to authorities. tJ/-,~/ P-tfJ..J Date ~/#a;~ ~~rozier . '.,,_ <~.....~. ._0 J ..'" '-'-.~ , '~ ~~""""'"liiliV~;"i " :i CERTIFICATE OF SERVICE I hereby certify that I served a true and correct copy of the Petition For Transfer of Venue upon Jerry Philpott, Esquire and Sandra Edwards Gray. Esquire. by depositing same in the United States Mail. first class, postage pre-paid on the "if'/" day of /?t1/)~,,-1. , 2005, from Carlisle. Pennsylvania, addressed as follows: Jerry A. Philpott, Esquire 227 North High Street Duncannon, PA 17020 Sandra Edwards Gray 128 N. Lime Street PO Box 1597 Lancaster, PA 17608-1597 TURO LAW OFFICES I I II I I \i II > " ~ " "-' "'1,,;,- ( i '~ ' <. (/:') ~',:. "t,~ ," "< ",.J o ,:;, ..-> ,p i~ ::.t. ...".~.. ;;;0 I co ..-,'"--. :~:'{.:,. :'''\ -<. "'_1l~,~,,,,,.i:1&,,~, -,' () -n ~w~ Hie. :C;~'c~' :~,~\ ~,':.::\ I'll :':':;'1 (;) ".'-:';' - ,.. .' ,-0 ~ . , " ........~-"Jijlill~"""'i;;fui-k;:>'..d.I'l"Th;o",;, , IN THE COURT OF COMMON PLEAS OF YORK COUNTY, PENNSYLVANIA CIVIL ACTION - DIVORCE MICHAEL S. CROZIER Plaintiff No. 01-3300 vs. KATHY A. CROZIER Defendant ORDER OF COURT AND NOW, this I S-"'^ day of /YIJ. . 2005, this Court directs that MAR 0 $) 2005 tt1fI the Prothonotary of Cumberland County transfer the case and all documents associated with the file to Lebanon County, Pennsylvania. Costs shall be paid by Michael S. Cr07;ier. ----; THE COURT' J. ATTEST: Copies to: uaiGen R. Waltz, Esquire Attorney for Plaintiff tJlrry A. Philpott, Esquire Attorney for Defendant > .)(andra Edwards Gray, Esquire Attorney for Defendant I I Ii II II I[ II II II ~ I ~'-"'-"""~I - - " '~ ~'f ~ "L"'1; Curtis R. Long Prothonotary '\T @W. Renee K. Simpson Dcput y Prothonotary John E. Slike Solicitor . . ~ffice of tbe ~rotbonotarp <!Cumherlanl:J <!Countp >. ~ ""'" .. -0 T, "" Z en ;"11 ..JJ ~ j = ,-::> w ...... ,,..~ ,.". = .~ CSl un i1'lvcU)} Dr Court of Common Pleas Cumberland County, Pennsylvania !vlki> Docket No. O/.~ ~d1ta CJ'~ ({~~~ (LJ f ~~l'Ztt Please acknowledge receipt of this case by signing and dating this document. Please send this back to: PROTHONOTARY OFFICE ,,- CUMBERLAND COUNTY COURTHOUSE ONE COURTHOUSE SQUARE CARLISLE, PA 17013 Attn: Becky Record received: Date: (signature & title) One Courthouse Square. Carlisle, Pennsylvania \7013 . (717) 240-6195 . Fax (717) 240-6573 - ~~~. ~ ,j j ,-~ "-, , - ><-~."""" ~,;j~- MICHAEL S. CROZIER, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYL VANIA vs. NO: 01-3300 KATHY A. CROZIER, Defendant IN DIVORCE ORIGINAL PRAECIPE COMES NOW, Jerry A. Philpott, Esquire, and wi KATHY A. CROZIER. pearance as counsel for '5/r '1 ( oS- Date A. Philpo, ire upreme Court ill # 47624 227 North High Street, PO Box 116 Duncannon, P A 17020 COMES NOW, Sandra Edwards Gray, Esquire, and enters her appearance as counsel for KATHY A. CROZIER. 16\'d,\U Date ~d~~ PYFER REESE 128 North Lime Street, PO Box 1597 Lancaster, PA 17608-1597 - ~~iliOOI(!f;#)M~~niti~~~Ii..iH:iW!.",,_{o:.")&e.fgFl",.Adl~w'i~'I~ ...." <- jAMlat~O ~ w ,~.. ~ .., ,~~ . ~- ., .-. , .. .,.,. ~" . ~.=. ""'''''.,",,, .". ., " ~-";._. 'ililil-' ~'~"'~_,",io _._~h . .." -. d. !i !: , " " I: I I 0 ~ 0 = C = -n '5: "-" ". -l -peG :r: ~~- ~C~ -0 n,:O ;;;0 , ~~ -om N :o? 00 ~8 ::::1-., -0 -~--n :::I: 0- zM ),.c: - 0 :z ., c-l ::::! w 55 Ul -< - ,.I