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HomeMy WebLinkAbout03-2224BURTON NEIL & ASSOCIATES, P.C. By: Burton Neil, Esquire Identification No. 11348 26 South Church Street West Chester, PA 19382 610-696-2120 Attorney for Plaintiff CITIBANK SOUTH DAKOTA N.A. 7920 NW 110th Street Kansas City, MO · IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA Vo DARYL K MORRIS 131 Porter Avenue Carlisle, PA 17013-2547 Defendant · CIVIL ACTION - LAW COMPLAINT NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claim set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff· You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERENCE AND INFORMATION SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 BURTON NEIL & ASSOCIATES, P.C. By: Burton Neil, Esquire Identification No. 11348 26 South Church Street West Chester, PA 19382 610-696-2120 Attorney for Plaintiff CITIBANK SOUTH DAKOTA N.A. 7920 NW 110th Street Kansas City, MO Plaintiff · IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA DARYL K MORRIS 131 Porter Avenue Carlisle, PA 17013-2547 Defendant ' CIVIL ACTION - LAW Complaint 1. The plaintiff is Citibank South Dakota N.A., with place of business located at 7920 NW 110th Street, Kansas City, Missouri. 2. The defendant is Daryl K Morris, who resides at 131 Porter Avenue, Carlisle, Cumberland County, Pennsylvania. COUNT I: BALANCE ON CREDIT CARD NUMBER: 542418043834068t 3. At the defendant's request, plaintiff issued the defendant a credit card with account number 5424180438340686 for the defendant's use in making credit purchases and securing cash advances subject to the terms and conditions governing the use of the credit card. Attached hereto, made a part hereof and marked Exhibit A is a tree and correct copy of the terms and conditions. 4. The defendant accepted the credit card and the terms and conditions governing its use for the purchase of goods, merchandise and services and/or for cash advances from vendors who accepted plaintiff's credit card. In using the credit card, the defendant agreed to comply with the terms and conditions governing its use which included the obligation to pay plaintiff for all charges made in full upon receipt of the statement or in installments subject to monthly finance charges. 5. The defendant utilized the credit card by making/obtaining purchases of goods, merchandise and services and/or cash advances from vendors who accepted the credit card. Monthly statements were sent to the defendant which detailed the charges made to the account including finance charges, late and/or, over limit charges. The balance due for the charges made by the defendant including any finance charges, late or over limit charges is $10,363.05. 6. Defendant did not pay the balance due in full upon receipt of the billing statements and failed to make the required minimum monthly payment set forth in the billing statement. As such, defendant is in default of the terms and conditions governing the use of the credit card. 7. Although demand has been made by plaintiff upon defendant to pay the sum of $10,363.05, the defendant failed and refused to pay all or any part thereof. 8. Plaintiff alleges it is entitled to recovery of its attorneys fees from defendant pursuant to the terms and conditions governing the account. Plaintiffs counsel is not a salaried employee of Citibank South Dakota N.A.. Plaintiff seeks recovery of attorneys fees in the sum of $1,968.98. WHEREFORE, plaintiff demands judgment against the defendant on Count I in the sum of $10,363.05, attorneys fees in the sum of $1,968.98 and the costs of this action. COUNT II: BALANCE ON CREDIT CARD NIJMBER:4128003130565727 9. At the defendant's request, plaintiff issued the defendant a credit card with account number 4128003130565727 for the defendant's use in making credit purchases and securing cash advances subject to the terms and conditions governing the use of the credit card. Attached hereto, made a part hereof and marked Exhibit A is a true and correct copy of the terms and conditions. 10. The defendant accepted the credit card and the terms and conditions governing its use for the purchase of goods, merchandise and services and/or for cash advances from vendors who accepted plaintiff's credit card. In using the credit card, the defendant agreed to comply with the terms and conditions governing its use which included the obligation to pay plaintiff for all charges made in full upon receipt of the statement or in installments subject to monthly finance charges. 11. The defendant utilized the credit card by making/obtaining purchases of goods, merchandise and services and/or cash advances from vendors who accepted the credit card. Monthly statements were sent to the defendant which detailed the charges made to the account including finance charges, late and/or, over limit charges. The balance due for the charges made by the defendant including any finance charges, late or over limit charges is $3,294.38. 12. Defendant did not pay the balance due in full upon receipt of the billing statements and failed to make the required minimum monthly payment set forth in the billing statement. As such, defendant is in default of the terms and conditions governing the use of the credit card. 13. Although demand has been made by plaintiff upon defendant to pay the sum of $3,294.38, the defendant failed and refused to pay all or any part thereof. 14. Plaintiff alleges it is entitled to recovery of its attorneys fees from defendant pursuant to the terms and conditions governing the account. Plaintiff's counsel is not a salaried employee of Citibank South Dakota N.A.. Plaintiff seeks recovery of attorneys fees in the sum of $625.93. WHEREFORE, plaintiff demands judgment against the defendant on Count II in the sum of $3,294.38, attorneys fees in the sum of $625.93 and the costs of this action. BURTON NEIL & ASSOCIATES, P.C. -- Nei~Esquire Attorney fok~laintiff In making this communication, we advise our firm is a debt collector. L-s~g ¥~our A-ccam-.c a~d Your Cre~k LLue: m~y ck~ Z¢o~ ~dk Eu~ ar c~h a~-a~c~ ~m~u We ~ ~o~,- you ~ we 8% e~d~er by ~Z or ~ou~ d~e b~ u~ ~em~ s~ac e~ez before of sd~-~ ~ b)' con~c~ C~omer Ser~Sc~ by ~e~ephone or ma~!. ~ne FaK -&mot~: of your credk !;.~_e is =-'.-~-~b!e zo buy or ]e~-se gocd~ or ~c~u~n~ p~mh~es, b~ ~fers: ~h zds'~ces, ~nm~ca ch~-~es, ~ o~er cha~es: m~ ahvays r&~n below yo~- ~e~ iLn~ Howev~, ~ d~m~ ~o~ mo~c ¢xc~ds yo~- c~c ~e you m,~% aiE pay us. Yo~ card m~ O~Y be ~¢d fcc ia~i ~n~cdo~ ~i~ ~u ~ ~o~¢ ~ ~ r~roke pe~ fcc ~:. .&~j~ ~ ~a}': & o~ soi~ d~:aa=_ _._ _: ~c-p send,z_ you b~!~g agency or ~om~y for coiJecfoa. =o enly oue m~ng ~2e roml ou~g b~anca (~e m~o~ you owe ~5 ~oea~ ~ ~dod~c rasz~ ap~- on ~e ~comp~% ~ng lez~n A d~y pe~o~c ~ ~ cb&n~e, ~]u~ ~-you def=,:k render ~- ~2~< C&~ - = .... =--= may ~b~=,=e hz~ m~ ~e ~ of ~] Cidb~< Ch A~-~zemz fcc sh zo~i~_ !'ou7 ch~s to k will ~p~- on ~e ~g ~emen~. A~ kz~e ~ fza vaqzble, ~ ..... ; ~e ~ m~ you ~ti!! p~}- z hdgh~- f~nce chzzge d~e ~r ~+,g~ ~e p~amodon~ ~ ~p!i~ ~- ~ i~e! Amy ~;mdu~g na~vp~da~es ~d b~c~ you ~r ~om o~ars). Wa r~s ~ ~a ba~c~ ~abjec~ zo ~c~ chm-g~ for advances~-c, ..... -d~o= ~e ~ u ~ s~bic~ m ~m~c~ ~m-ge for p~-~ ~d for ~d-.~c~ we ~¢a ~ b~gi~ b~znc~ for purcb~es =~d Cae ba~ng for ~h zdvmnc~ ~ch day ~mcJu~mg ~n~c~ chm~ ~posed p~vfo~ bHllgg period), add ~y new ~a~fop~ and fe~, sub~ac~ any bur abe ~o~ of ~ch ~:~ca d~e~ far pu~ and ~h ~.~c~ b bess ~?~nc~ ~ ~p[Jeb~e ~o ~e p~e b~anc~ ~ zero. ~ ~J~ c~e we add ~e ~o~r ~ ~ ~h adv~n~ b~nc~. Wa wi;2 re~ ~c you ~y ~ ~o~ over S!.OO L: your acco~u~ !o~ ~ ~: mom~- You ~a}- You have oba~ued a b~anc-~ ,~-~fer ~- you n-~fa:- a b~anca ~cm ochers by miar.:s o~_~r g~--~.~, a C]-~b==--->< dueck, or you ob~=.~n ~_:mds ~ a b~nce ~fe~, ~e zcco~=~ i~ar wii~ so ~dicaz~. [f so, ~o eadu baN~ ~er :..e add ~ ~.~don~ ~:nc: cha~a ~ in,cz:ed on ~e accomp~yL~ !emen i~ ~ ~u]~ be ~ded ~o ~e p~e b~anc~. %~e b~nc= ~fer ~--~cdon ~e may ca~ ~e ~=m:~ pczcan~e ~re aa the bi]i;~g ~amenr on tv~ch ~e ~i~nce a~nsfar ~r ~p~z~ to exc~d the machine (A~,O; ~b~cu~ a CkFoa~< ~ec~ d~o,,fh home b==kJng; ar ~val~'s checlq lo~aq/ dcka% being or ~o cbJp~ or zh~llm- i~ or epa~e in ~orher s~Jl~- ~c~o~ ~/e ~y add ~ addk/om~ fnanc~ cha~* to ~e c~h advent= bal~ce for each ~k advance_ ~ue 'acco~panyJ~.g ~tr d~cNb~s ~y ~c~ addi~omal f~nc~ char~, which · zhe n-~--~-saczio~ da~ o~ ~ue pos~ug dace_ ~qe fi~sr ~ ~y p~4o~ ~o~.r ~ is p~t due pl~:~ny ~o~: h~ excess of yc,~- ~e~r l~e. ~ae ~cond ~ Cue ~-¢~er of~e ~ou~ of ye:m- kiHed [im/~d m, ~F-iy/=5 pa}~ m o~-~odo~ ~mnc~ tach ~ ~!~c~s you yo~- o~er p~ or ~ ~v~ce b~knce! If you oar mor~ :;~ ~e ch~i~ ~ no~ be ~ed ~o pay ~ =~o~ o~s~d ~o ~ ~uder ~z~ or ~' C]6b~ ~ack ~ we do, ~t ~ounr of ~s f~ ~ars on ~cco~p~ny;~% /~az. We may d~be zo honor such ~acks ~ for -. cn:c., wo~d ~a &a balboa m excemd yOL~ ad'z~nca ~'r orc~ I~== ~-you daf~q if you ~d no~ co~oiy wi~ o~- once by c~!~g ~e ~eiaphon~ numar sh6.~.~ on ~a b~n~ ~zem~u~ n~r ob~ned by c~ mH-~e~ orJoc~ DL-~oo~z ~si~ce. nodfad, ayah if ~e/¢ ~-~ fo~d or ~a~. You m~y be mnzu~o~zed ~a of ~ae ~ b~ no~ for morz ~-~ ~0. You u-on for ~y ~su~ed pm-~ o~ ~h a~-~c~ mad~ ~er we~ve- be~ ~o~ed of~.e Jo~ or ~e ~heg ho'c~zvaL you m~ ~d~.: got ch~e~ oa ~a b~r~= s~a~en~ ~h~ were not m~e by you, or somaon~ ~o~ad by you, and ~o~ which ?on ~ceNed no Default %'ou ~-e ~ degsuiz g~yeu fail to p~' ~e ~]m, -~. pa?-~en_~ !~xad on ~ch ~i~ou~ o~-pe~;~sion: or dafauk on ~y odu~ C~o~: Card A~aa~ann ~ you ~ in defz~q ~ ~ay- dose yom- ~:co~ ~d dam~nd ~ma~a~a sa~ accost or c:ni~cise ofdepe~q we m~y ~a ~e dzuosi~ amoun~ to pay ~y amounz you owe ~. Bu~ ofce~e; you don~c wa~ ~is ~o happen C~1 us ~st mn~ lz:~ ~' ~o help you. ff~ have ~o raft- col]~:ffo.z., ofs'o~- ~:o~ to a h,,q.'az Ovho is no: ocs s~ed a~p[o]~, ~o ~_e ~x~q: ~JTed by imtv yoe MH hive ~o a~ome?s ~ plus co~ ~,s~ er ~uy o~er fe~_ If ~,~e ~o co[!~= and you ,~4~ we ~'~D ~yyo~- ~o~e le~; ~es ~nd cc.u~ tbsp. C~zo mar P~wn clf V~ s~-~J nos se~ /=e%~adou ~bouz you or yo~- zcco~z so' neu-Ckice~ abo~ you or 2-o~ ~co~: ~e~ ]co~ ~e :o ~m~e ~neL- ~duc~ ox !~ o2c~ ~ch ye~- ofyo~- j~ ~o ~ exclu~ ~o~ ~a o~. Telephone ~mm ~e m ~me ~ m~5- ~o~mz ~i:~oae ~ ~g~-dr~f your acco,~u~ n~ ~e~z ~no~ ~y ~v ~=~ yo~ ~i~~ zo ob~ ~ ~9o~ ~encl: m u-h6m ~,~ vo~-oosido2 m ~osa ~nc{~. ¥oar ~[eme2[ '~&eso~a z ~ o=v~-- C]os~ Your ~_ccoun~ of ~ A~ee~na We' ~y dose }-o~- accou~ or Refus~ ofr~e Card ~7a a-a hoc ~o~bJe ~ ~e do no~ ~pm,.-a a p~-~e or c~h advance on }-ou ~ve s~cien~ c~r av~ie. We ~y iT~z O_a u,:~b~ ofp~ or ~ advice, ~ch ~=y b~ ~-owed S£ou_x ~s, SD 57i ! 7 our NodfT.-- Us i~. C.~a of~_rro~ or Qu~sdo~ Abou~ Your BgL shee0 a~ ~h~ ~ sho~ on ~ ~on~ ofyo~ b~lj{~ ~ ~ soon ~ p~i%h. ~-e m0~ ~ ~mm you no P~- w~ san~ You ~e ~-~ bl~ ~a~ on ~]~ ~e ~cr or ~robie~ ~ your lo.er, ~v¢~ ~e foIlow~ D~b~ ~e ~-~d c~i~ E you ~ why you b~cve ~-vOu ne~d mo~ {r,~o~o~ d~ d~e [rem Vou are ncc -,z-~-. -, !~-~- ~ ~z You 40 2cz ~ ~, pay ~y you ~< ha~ ~o p~; ~==ce ch~-g~: a=d yea 'z-Si h-you f~ [o fzay n_he =~_~o,Jmn~ ~.L¢? we ~4 you ox~% we -~=~ay if we don't fo~ow ~a ~ai~ vZe cmn:r co,act ~e ~sa S30 of~he you hera a pzoble~ w[~ ~e qu~ of pro~,' or saccfces ~a{ ycu p~-ch~ad ~ a ~ ~ ~nd you h~-;e Mad ~n good f= ;~5 xo co~cr probiem w{nh d~e ~erch~q you ~¢ We ~e r/~r no{ io pay the amomnt du= on tine ~ope~y or ~D'icas_ ~aeri a~ u~o l~/r~ou~ on You ~r ~ave ~6~ ~ p~e i: your hem& srzre or, ~vk;n ;n your hom~ sr:za, vArb fn i GO miles of:mm- c,~e=r ~s ~ed~ ~de~ay ao~ a>:c~d d~e a~o~r acu~fy ~ed ro 5-o~- acconn: aud dc~ nor apply m p~h~es m~e ou~{~ ~e U~ 5~ss. ~oflce of Change ~n Terms to To ur C~ffbank Card Agreeme. nt a~n~ng your exists C~bank C~rd Age.merit ~ add ~m/n n~*z provisicr~ and ~bs~u~ o~er provislc~s ~r ~:= ~spond[n~ oae~. ~qn~n ~p~ie, ~n~ d~n~s e~ou~e you to r~ [nis no~ ~nd ~ze ~ fcr V~ble Annu~/ p~c~c~ge ~t~ for .rom o~..~o uy m~ a~ ~n Wa -¢~ ~d a Iota i~ [o ~he s~anda~d e~ch bi][no oedod you la~ fo m~<s [h~urcn~ ~ ' * m[nimu~ by ~ts due da~. This [~ e fee N~,~ b~ ~15 on SICO. $25 ~ b~s of · i:O0 up g S ;~, ~nd ............................... ~[ you ~ ac[ w~sh Io ~ccep( ~[~ese d~ngas, you mus~ n~. ~dre~s, ~nd ~c~un~ number and ~ff ~o: Serv}ceC~nler, , . - sOX 4412L J~c~on~ie ~ofid- 32~lqlgL ,:, ' . ' ff y~d no,4y us ~a~ you am no~ accsp{ ~hese IJ?l [~n~eyour scion[ w~[ be C[Osad end you w~il be abie pay off ~u[ /e~a~s~-lg b~c~ unde~ your curreni le~s. OI se e Io yOUF C I;oank Card Aorsemen(as emended by any p~r change in ierms noffc~ ~IeclJve an ~he d~y oiler ~ S~s~mencIg~os~,o Lndi~ed on yoL~ ~gUS~ aman~o~ your Ci~bs~k O~ Aaree~en{ Io substhuia ' the co~;esaoading ones in ~ur Variabie Anr,.ua~ P~rcantao~ Ra[e~ for Purchases and Cash The annua~ pafcenlage fafs br pdr~ and cash' advances may eisa wry i~ ~u de/aul{ under any ~lJb~nk CsrdAgr~en~ because you ~a~ lo make a oaQmen~ Io us or any olher dr~f[Or whe~ dQe. 5ne. aryou make a paym~qt [o by your bank. [n such cir~mstanc~s, we pr~o{[onal rata} ~ si[ balances Io a defau]! rare o[ uo Io 24.~%. ~c~or~ co¢~ide/ad ia dale¢m~g Ih~ default rate m~y include Ih8 length of [ina lhe acc~nl h~s bean coon, %:%;:;:/;oils. and other ,ndica,io~ of ...... ,~age ~ a( Ihe fi~( d~y of Ihe bering p~dod in which y~ default. ~ ~ afl~ you bays ~el fha [er~ o/ ali Ciffbs~ Card are pa~d [n f Verification Jennifer Sisson is an attorney management specialist for Citibank (South Dakota), N.A. and Citicorp Credit Services, Inc., wholly owned subsidiaries of Citigroup, the within Plaintiff in this action. She verifies that the statements of fact made in the foregoing Complaint are tree and correct to the best of her knowledge and belief. The undersigned understands that the statements made herein are subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: Account number: ~4"Z,-~4 I~C,:) ~,- ~ ~- -~ ~ O Cs> ~> C~ Defendant: } ~'Oe~c~,~ k ~ c> 'c ~c ~"S SHERIFF'S RETURN - REGULAR CASE NO: 2003-02224 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIBANK SOUTH DAKOTA NA VS MORRIS DARYL K KENNETH GOSSERT , Cumberland County, Pennsylvania, says, the within COMPLAINT & NOTICE MORRIS DARYL K DEFENDANT , at 2052:00 HOURS, at 131 PORTER AVENUE CARLISLE, PA 17013 DARYL MORRIS a true and attested copy of COMPLAINT & NOTICE Sheriff or Deputy Sheriff of who being duly sworn according to law, was served upon on the 30th day of May the together with by handing to 2003 and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 10.35 Affidavit .00 Surcharge 10.00 .00 38.35 Sworn and Subscribed to before me this /2 ~ day of  ~&~2~ A.D. ~ ~rothonotary ~ So Answers: R. Thomas Kline 06/03/2003 BURTON NEIL By: CITIBANK (SOUTH DAKOTA) N.A. 7920 NW 110th Street Kansas City, MO Plaintiff VS. DARYL K MORRIS 131 Porter Avenue Carlisle, PA Defendant 1N THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 03-2224 CIVIL : CiVIL ACTION - LAW Praecipe for Default Judgment To the Prothonotary: Please enter judgment by default for want of an answer in the above case in favor of the plaintiff and against the defendant, and assess damages as follows: Count I Count II Principal: $10,363.05 Principal: $ 3,294.38 Attorneys Fees: $ 1,968.98 Attorney's Fees: $ 625.93 Total: $12,332.03 Total: $ 3,920.31 Total Judgment: $16,252.34 Understanding that false statements herein made are subject to penalty under 18 Pa. C.S. § 4904 relating to unswom falsification to authorities, I verify that: 1. The above are the precise last-known addresses of the judgment debtor and creditor. 2. The annexed notice of intention to file this praecipe was mailed to all parties against whom judgment is to be entered and to their record attorneys, if any, after the default occurred, and at least ten days prior to the date of the filing of this praecipe. 3. The said defendant is not in the Military Service of the United States or its Allies or otherwise within the coverage of the Soldiers' and Sailors' Relief Act of 1940, as amended, is over 18 years of age and has a civilian occupation. JUDGMENT BY DEFAULT ENTERED AND DAMAGES ASSESSED AS ABOVE. NOTICE GIVEN UNDER~A.R. CIV. P. 236 Pro Prothonotary ~ (~7 BURT~ & ASSOCIATES, P.C. ---Burton Neil, E~t,~ire Attorney for Plain-tiff I.D. #11348 PO Box 356, W. Chester, PA 19381 In making this communication, we advise our firm is a debt collector. CITIBANK (SOUTH DAKOTA) N.A. 7920 NW 110th Street Kansas City, MO Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA VS. DARYL K MORRIS 131 Porter Avenue Carlisle, PA De~ndant NO. 03-2224 CIVIL CIVIL ACTION - LAW NOTICE OF INTENTION TO FILE PRAECIPE FOR DEFAULT JUDGMENT TO: Daryl K Morris 131 Porter Avenue Carlisle, PA 17013~2547 DATE OF NOTICE: June 23, 2003 IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or obligations to the claims set forth against you. Unless you act within ten (I0) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to your lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: LAWYER REFERENCE AND INFORMATION SERVICE Cumberland County Bar Assoc. 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 BURTON NEIL/&/~/~ SSOCIATES, P.C. ~urton Ne~, Esquire Attorney for Plaintiff Identification No. 11348 26 South Church Street West Chester, PA 19382 610-696-2120 In making this communication, we advise that this office is a debt collector.