The URL can be used to link to this page

Home My WebLink About01-03759 , - ~- ,- , -.--" ~...J ~ '''' ,_ . '""~, tJ .\:-'" MARK J. ODREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482~6900 ATTORNEY FOR PLAINTIFF The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 Plaintiff . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Defendant(s) . NO. 01-3759 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Fred Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Your house (real estate) at 114 W. Green Street, Mechanicsburg, PA 17055 is scheduled to be sold at the Sheriff's Sale on December 5, 2001, at 10:00AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $88,342.21, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY 1'1E ABT.F. TO PRF.VF.NT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 482-6900. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) ,"-~ ~"... ~,"",,,,,~ ~,~ ~' "-"'~,j;,~.,"<<.i!J!l:"t.ol;J,-' ~ ... YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 iif~~ftJ!iW~1;.&~"-::iiJBH"ji\ii"\~'l&~"'i.$IIlt,*'fu,<Jlli%"&;'<i-&;d"':.i""-:\:,'%,;b;i.;,l;;i;\~"',{,S't-1h''ri;W~1W:!1!I~~~~~fr;'~~-~ , "".,.. .- - iM:iM; J ... .. 0 CJ 0 C ., .~ "'" ,-; ""- -om c: '~r~~ rnn" G') Z:J:,' I -,:\:9 i7i52 0" .u, -,<L S~C} ,<:0 ;p> ::r:-r-i - '11 3'Eo z 0-- .-~(') -"-rn s:;g 'P. S Z >' ~ .1'"" ~ ~~ c, ^ ,_, _,_",~.,~._~~_ ~ , ~ =~ , ..._."-~ '"' , '" J~. J . ,~ "," ~= .iIl&~tth: , M~ J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 ATTORNEY FOR PLAINTIFF . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County Plaintiff : MORTGAGE FORECLOSURE v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 : NO. 01-3759 Civil Term Defendant(s) TO: Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. -X- Judgment by Default Prothonotary Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J Udren. Esquire At this telephone number: 856-482-6900 ""~."",,, ~~"'~"~~~"__lllI_"~~~ .~~ - =" ,,- =-" 'J. ,-.~L - ,L ~ ~ "''''<!'''L_!:>;!;:iO!'!!-.<<?;<,,: , , MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. K!NGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 ATTORNEY FOR PLAINTIFF Plaintiff . . COURT OF COMMON PLEAS ; CIVIL DIVISION : Cumberland County ; MORTGAGE FORECLOSURE v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 . NO. 01-3759 Civil Term Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff I s Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 6/13/01 to 8/3/01 $87,436.89 905.32 TOTAL $88.342.21 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached 'hereto. MARK J. UDREN & ASSOCIATES ~ Mark J. Udren, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED DATE: tJu7 l", .:> ('Yd ( AS IND[tTED 2 ~ ~~J _ , PRO PR THY .,.........~ ;-1 ,-,t : .- '. ~ ~. .~,,,, . n -,,~ -~~~j'-, MARK J. UDREN & ASSOCIATES BY: Mark J. Ud~en, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Plaintiff - . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Defendant(s} . . NO. 01-3759 Civil Term PRAECIPE FOR WRIT OF EXECUTION TO THE SHERIFF: Issue Writ of E~ecution in the above matter: 114 W. Green Street Mechanicsburg, FA 17055 Amount: due $.8.8.342.21 Interest From August 4. 2001 to Date of Sale December 5. 2001 Per diem @$17.41 2.158.84 (Costs to be added) $ MARK J. UDREN & ASSOCIATES /! Mark J. Udren, ESQUIRE ATTORNEY FOR PLAINTIFF ~~i.l:!il~ffi;~~;i<1iiic~'~["H.",l;@~~",jf}!i;,!t4;;t:4i,:,,"..;j;,.","C""':'~"".';l!;j'E,-':';l.""1!&-'J::!\~i.",'f'1-J:'",,'<ihll:N~"~,L...;. -'''<~-'-~~h'JjWi1\wOi~-- ~".d~_~il!lil 7P~ 'J:t. i ~ ~ ~~ /;J :.,.~" "" ~",. ~"Q. &8 ~~ ( . " .~~_. .=,..e ~, '.,~,. ~ _,.-..,,____ ;C.h' ,.,.""",~,~~., ." _ <., "- 9-> '--' '-> o , , - - ;,t;}. ~-fl4~~ h ~g~c~ 2 I I I co-v , , ' 'f~ -'':::':!''J~ .~ _ _n,. ,.,._ " o c: s:: "'0 OJ S2g) ZC;:: en""" -<L co )>CJ Zo Pc Z =< , ~--'"""-~--"="~ - ," ",I I . . o x- c G") I 0'> o 'Tl '.-.1 T :::'::;11 '''j= --om ::jO ,'~"\ .1. '-~U =rJ.-j~i r~'- ---n ~rs Om ,"4 ~ "< ;po ::z: I.f? .;:- . ""- t~_"'"""""'''''_'~ - I ~ -, I . _ ~ ~ . c_-. '~~l_",,~,i': . ~" MARK J. UDREN &: ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 . . NO. 01-3759 Civil Term Defendant(s) C E R T I F I CAT E Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: An FHA insured mortgage Non-owner occupied Vacant X Act 91 procedures have been fulfilled. Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. MARK J. UD~EN & ASSOCIATES /-1 Mark J. Udren, ESQUIRE ATTORNEY FOR PLAINTIFF ti~~~*'~ill!;-{;;w.t~li-~'\li;)>;t~ili:;';'>t",)j":l!:;'l.';;':'~''"';-'"'-'-'i, ~,,'Tc,<c,i "--~ ~~~ >< - -,,""~,",.",~.". '~"',""".~-~,. ~.'"~;~'",l__i'ii";,', ~~!<r-hc;,;j~~~lliilijf.jUl!ilti~~ilI.tiImIL~~W#;ft!.~fu,jBOO:hHrn~--" ,- -~.",- ".'. ,_0-, '" ""~ " - "~iiIIlili1ii;::;i " . 0 0 0 C -n s: ;po -.."j '"Oro ~ ~-n mrT) Cf5 z:::rj ;"r ZC I ::91J:i ~"~ 0'> "'l' ;:..:::.. L. ';.:;0 ~C; "'" ~:B )>("': :x Z,j 0-.0 .<1-m Pc 'P. o' ?:.i j -< .1"" I '~~~"'~;;",-,,~",,~-'" -- ." ~~, ~~."~ "!-ll,'- 1... J......_. r'"i!IW;~"l'-~k'.'--' ... . , \ NARK J. UDREN << ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 v. Fred Hepfer Joa=e Hepfer 114 W. Green Street Mechanicsburg, PA 17055 . NO. 01-3759 civil Term Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff I s Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint 'From 6/13/01 to 8/3/01 $87,436.89 905.32 TOTAL $88.342.21 I hereby certify that (I) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. MARK J. UDREN & ASSOCIATES ;VI Mark J. Udren, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS' IND~TED, --;) ~ DATE: {J..f.r {.,. :Ux:)f ,~.J-K-- ~ I POPROTY , . -.' ~ "" ~~,"_,~..H .-,-,_"'_',",""'li_"-""""'\'.<~IlillM"- -.......I~ .~~- " '~~ "" A- "' 'Ii'","", -~ , JiI,.;L - -"-,UaM*Ii:>,-,",n-!-<;,~'=',:liili~""1'&~l~-M..,,,,-~;,,\:,," '.:,~,ki>.,_ ... , MARK J. ODREN << ASSOCIATES BY: MarkJ. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Defendant{s) NO. 01-3759 civil Term July 23, 2001 Fred Hepfer 114 W. Green Street Mechanicsburg, PA 17055 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 NOTIFICACION IMPORTANTE DATED: TO: US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAB DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES . DEBE LLEVAR ESTA NOTIFICACION A UN ABOGAnO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ,."""~..".",^"-,",,,,,.b.hd.,,,,.: ,-."-,ill,,,,,.,,,,,.,~,,,,,",,,,,,,,iW>;;".' "". bl ---" "'."'-'lfi'j{ ,. ~~ .,...._ i "' "-~~<~,~~ ~~~~J.li:'-mjfuilM\~I\W~~,:.",;,.~,.j"M;gJ-":" r- . MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 8s6-482~6900 The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 Plaintiff ATTORNEY FOR PLAINTIFF : COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Defendant(s) NO. 01-3759 civil Term July 23, 2001 Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 NOTIFICACION IMPORTANTE DATED: TO: USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEB IDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFlCACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES . DEBE LLEVAR ESTA NOTIFlCACION A UN ABOGADO IMMEDIATAMENTE SI US TED NO TIENE ABOGADO, o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ""~_';W;l,l!t.ili!i!_~'A~-",",",.I",~"",,,,,",,,,,,_b.<t.,;,j;[;ojJI,'J~Oiill-'" c. ~~ - ,~""_"~"=~h~ ~ , 0 .. J,., ',,,",,'_""'" :e~~liai!ll;"";~~''''''''$ir.1ii;.,~",iii'1iI'f',t!o - ' ....-\1 MARK J. ODREN << ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Defendant(s) NO. 01-3759 Civil Term AFFIDAVIT OF NON-MILITARY SERVICE STATE OF SS COUNTY OF THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Soldiers and Sailors civil Relief Act of 1940, as amended, and that the age and last known residence and employment of each Defendant are as follows: Defendant: Age: Residence: Employment: Defendant: Age: Residence: Employment: Fred Hepfer Over 18 As captioned above Unknown Ham Tit Com '~ Joanne Hepfer OVer 18 As captioned abov Unknown ' - ac:l:;y, Public - .' :.p,'p r - , .'.,. L_ ii~~<h~l-~ill~lil}WIf""'lk,i:"fJJ!J!il;lliiiii.~'iWliicilk',,"~!,Y""::ii..'I%"-"-;- 0"'"-'"-' . ';",":i', ,,'''''-'1'.~l-ii,-!\i,".i_<'-;''''%ili!ii1'if_~~ii!lIUi~Jl!;;'f&~~!t='"'''~JJ'_. ..cq (') 0 0 ~ ~ 0 C 'T1 --0 s: ~ ...,J 'it -urn ;T;.ll, g mn G) ~l'F Z:T.} I -'Jm zs _c.CJ F (fJ._c: 0'> Z.'~~.) ......... & "< .<, r::o ."--1...... ....... F! ~(') ;L~ ==-+1 :J: DO 3 CI) ~ 20 :Zrn ~ 5>'c 'f? 0 .-1 ~ .5'5 IU' G" J .t=" -< ~ R 00~ - ""'~~::~!;/j!j~it~ ' ",-,t:.~r:' t' ~_" =. _~_~.,_".~~_ ".. c,~_~"O_ ~,~.~_ .. "V _ "~, _ff',.' ~, ' ~ ~~ - . " ,- . ... ''';''=~~''''"-_''"-< """ - ~"" ..""""""", -~""'= ~. .,: L 'I '^ ~ ~~L\ii.~il,jj~-ir~ . .;' ?": MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Defendant(s) . NO. 01-3759 civil Term TO: Fred Hepfer 114 W. Green Street Mechanicsburg, PA 17055 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary --X- Judgment by Default Money Judgment' Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J Udnm. F.squire At this telephone number: 'fl56-482-6900 "",...~",",,~, ,-, '~'-i. , '~""'r~ . '~,.. .~~ ,,- ....... .I ~~="-= J ~~ .' ,-, '~'4i,,,,,,,' f. J- . ~ J. UDREN & ASSOCIATES ~ BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Defendant(s) . NO. 01-3759 Civil Term PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 6/13/01 to 8/3/01 $87,436.89 905.32 TOTAL $8B,342 21 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. DAMAGES ARE HEREBY ASSESSED DATE: f).ur ~ ;;2()(.>1 I MARK J. UDREN & ASSOCIATES ;v1 Mark J. Udren, ESQUIRE Attorney for Plaintiff AS INJl7CATED '71 ~ {'I.u}~K. , PRO PROTHY , -",i,.-,:j,-',;;;- ,* '".' ,~'~ ---,~ ," I .~ ~,J~ , , ,~. -^-.'"""" j-'-~; _ ,~ J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE The CIT Group/consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Defendant(s) . . NO. 01-3759 civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 The CIT Group/Consumer Finance Inc., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 114 W. Green Street, Mechanicsburg, PA 17055 1. Name and address of Owner(s) or reputed Owner(s) : Name Address Fred Hepfer 114 W. Green St., Mechanicsburg, PA 17055 Joanne Hepfer 114 W. Green St., Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: Name Address Same as #1 above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. Citifinancial Inc. Address to Follow ~~'-'''.'--='-_-'iol<"",,~'''''~M~~,- ~ ~ ...-_""'''' ~ ~j ~":""_.- L~ __ ~" ~_ 0>;1!llili. ili_ ~-'e",,"f""~~7~"ir-_ 5~.Name and ;\ property: Name address of every other person who has any record lien on the Address None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Square, Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover Street, Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every knowledge who has any interest the sale: Name other person of whom the plaintiff has in the property which may be affected by Address Tenants/Occupants 114 W. Green Street, Mechanicsburg, PA 17055 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. MARK J. UDREN & ASSOCIATES DATED: August 3, 2001 /VJ Mark J. Ddren, ESQ. Attorney for Plaintiff ~iii&!Mi!~llwiwJW'a'P:fr~;.il;",-\,(",.g;,!"~i8'~Bf;[";iii'ff:\it:!~i""if'i,~;!.'3)'1"'-"- ".:^",,~,,:jti'.,zirt'it'._dj,,;,,-jj;''''''_'''3lfilli,~1~~!i&-i!h!;j$ii~~$1ili~~_F ," :~ 0 c:> 0 C --n ~. po ,-,-1 'r -00:; c:: ,.- -r1 ~~ G) :-~;]F:; =-~ I ..<:J 0' ..0 , (J')..., c--~ ' ?c~ ~.::4~) ._ f. ~ -' :'C:.ll _1-.-" ZC' ;;;:: 9c) c~ Oin J;:c: 'P. ,"\ ~ ~ .1"" '-< ~op? &_,- \1 li,l )' II U ,I II I .-. , , h [I 'I II , , , 4 \. , STATE OF PENNSYLVANIA, COUNTY OF CUMBERLAND } 55. Robert P Ziegler f I, ______ ______________________________ ____________..______________________ Recorder 0 Deeds in and for said County and State do 'hereby certify that the Sheriffs Deed in which _______________ CIT GrQup/Consu~er Fin Ine . __________________________.______________________________________________________ u thegr.ontee the same having been sold to said grantee on the ___:_:::.._____________________________ day of Jan ' _ 2002 ..- ..._______________________________ A. D., : _____, under and by vu-tue of a. wnt____________ Execution .' 6th ________________________________________JSSued on the _____________________________~~_ day of ____.Augull..t._____________ A. D., Civil 01 .. (' C ' _____) out 0 the ourt of Comman Pleas of said County as of 01 ________ Term, : '3759 . Number _____________, &t the SUit of _____ ClT GRoup/Consumer Fin rue Fred Hepfer & Joanne ______________________________ against_________.__________________________________ is 2115 250 duly reeonled in Sheriffs Deed Book No. ____________, Page ____________. IN TESTIMONY WHEREOF, I have he",unto ik' set my hand and seal of said office this __L~______ day -:4[->> - ._;::: ~ _CounIY~. My IOn Elipno the RII MondIll' 01 Jon, 2llOI ."d"~ ~ i _ .. ~ "'~ . . L . , . ~ -~'lOi!,,"-., . J JI.,..... The CIT GrouplConsumer Finance, Inc. VS Fred Hepfer and Joanne Hepfer In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2001-3759 Civil Term Jason Vioral, Deputy Sheriff, who being duly sworn according to law, states that on Sept. to, 2001 at 7:15 o'clock P.M., E.D.S.T., he served a true copy of the within Real Estate Writ, Notice, and Description, in the above entitled action, upon the within named defendant, to wit Fred Hepfer, by making known unto Joanne Hepfer, wife of defendant, at 114 West Green St., Mechanicsburg, Pennsylvania, its contents and at the same time handing to her personally the said true attested copy of the same. Jason Vioral, Deputy Sheriff, who being duly swom according to law, states that on Sept. to, 2001 at 7:15 o'clock P.M., E.D.S.T., he served a true copy of the within Real Estate Writ, Notice, and Description, in the above entitled action, upon the within named defendant, to wit: Joanne Hepfer, by making known unto Joanne Hepfer, at 114 West Green St., Mechanicsburg, Pennsylvania, its contents and at the same time handing to her personally the said true attested copy of the same Kenneth E. Gossert, Deputy Sheriff, who being duly swom according to law, states that on Sept. 28, 2001 at 2:58 o'clock P.M., E.D.8.T., he posted a true copy ofthe within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Fred Hepfer and Joanne Hepfer, located at 114 West Green St., Mechanicsburg, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly swom according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit Fred Hepfer, by regular mail to his last known address of 114 West Green Street, Mechanicsburg, PA 17055. This letter was mailed under the date of October 02, 2001 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Joanne Hepfer, by regular mail to her last known address of 114 West Green Street, Mechanicsburg, PA 17055. This letter was mailed under the date of October 02,2001 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly swom according to law, says that after due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at the Court House, Carlisle, Cumberland County, Pennsylvania on January 9,2002 at 10:00 o'clock A.M., EST. He sold the same for the sum of$1.00 to Attomey Mark J. Udren for The CIT GrouplConsumer Finance Inc. It being the highest bid and best price received for the same, The CrT GrouplConsumer Finance Inc. of 5370 W. 95th Street, Shawnee Mission, KS 66207, being the buyer in this execution paid SheriffR. Thomas Kline the sum of$703.33, it being costs. ",-,,,,,,-,,,,,,-~.~ '~.-..-........ . ' Sheriff s Costs: Docketing Advertising Posting Bills Aclmowledging Deed Auctioneer Law Library Prothonotary Mileage Certified Mail Levy Surcharge Postpone Sale Law Journal Patriot News Share of Bills Distribution of Proceeds Sheriff s Deed Poundage 1_, $30.00 15.00 15.00 30.00 10.00 .50 1.00 13.00 2.48 15.00 30.00 20.00 242.15 188.25 25.66 25.00 26.50 13.79 $703.33 Sworn and subscribed to before me This /.zll:!dayof ~ 2001,A.D. ~~ Q. ~ ~ ro onotary I "- ~ ,~--~~ L '~">~- I , So Answers: r~&.<<#~ R. Thomas Kline, Sheriff BY.....jOdJ.{ JrvU.H, Real Estate Deputy /' JA Af1<4 ]6.1JV u,..u<---. /.ISO Ck. 3 )-"1. 1 L J:l.Jtt-lf ,,- . -_.~ -..... ^" ~~~ , rl~~~'~' '"~J - -"'~. ~, ............~- ""--"-"'-'""'II'_"_~,""fr,o - , ,t , , ~ ATTORNEY FOR PLAINTIFF MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire . ATTY LD. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Plaintiff , . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Defendant(s) . . NO. 01-3759 Civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 The CIT Group/Consumer Finance Inc., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the writ of Execution was filed the following information concerning the real property located at: 114 W. Green Street, Mechanicsburg, PA 17055 1. Name and address of Owner(s) or reputed Owner(s) : Name Address Fred Hepfer 114 W. Green St., Mechanicsburg, PA 17055 114 W. Green St., Mechanicsburg, PA 17055 Joanne Hepfer 2. Name and address of Defendant(s) in the judgment: Name Address Same as #1 above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. Citifinancial Inc. Address to Follow _9"'''" 0 - - .__~ ""I._~ _~_" ~ .. I'~= ~ , o~.~ - L ~>!;.~""-'''',~, , ~, 5. Name and address of every athe' person who has any record lien on the property: , Name Address None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Square, Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover Street, Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every knowledge who has any interest the sale: Name other person of whom the plaintiff has in the property which may be affected by Address Tenants/Occupants 114 W. Green Street, Mechanicsburg, PA 17055 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. MARK J. UDREN & ASSOCIATES DATED: August 3, 2001 rJ Mark J. Udren, ESQ. Attorney for Plaintiff . " I 1 fi 1! I! I' I: t! jii f! !:I II ! 1;1 ~,T 11 'I ~ , ~i I, ~ : ~ I i! r", '" II 1",.'1 I' '1 II !!,c , Ofli'~~E t,ll,~~-'c . ~Il\i 1 .~~ ~- -~ , "1'0 ';,\!\\El1l.lff ., ,( ,;:~~lt B3S~~'U\ 'P \:J-!; I't sn\! I",,<i \ tI _. rm~~~jI: ./Iff.I. ',; ", _', """. ~,O ,~.r. , 'f~9_~' J.JW,~ , ,__~ l.~r_ '..,' ,~" . >~~'~'_C~ , ___ocr .w. .,' ,,~ "~_OOJP.~~I::~ _ _~ _' " ,1'j~:';~~lr~ _ ,,' ~"..,m~,Jf!T9~I"'"'- .' ,~~L,__e, }Ill!,lWr-_ :"1.:,', '_j''--':''''-'''-'>~~ :~ .........~".= -~ ....>" ,",. -~ .~~ ,u_,_ ""' ....L._.. --_...-. ,~'- .~<>l\O~w,., '" . . MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire l ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 \ ATTORNEY FOR PLAINTIFF plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 . NO. 01-3759 Civil Term Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Your house (real estate) at 114 W. Green Street Mechanicsburg, PA 17055 is scheduled to be sold at the Sheriff's Sale on December 5, 2001, at 10:00AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $88,342.21, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MlI.Y BE ABLE TO PRF.VENT THIS SHERIFF'S SALE To prevent this Sheriff's Salel yo~ must take imm~diat~' action: 1. ~he sale will be cancelled if you pay to the charges, costs and reasonable attorney's fees. you may call: (8561-482-6900 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. mortgagee the back payment, late To find out how much you must pay, 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the ~ore chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) ~~ .. " ...'Ilill......~"'~- ,." ~~~'.'....~""""'o ,11 :: "~~14k"lli0~'iiiiioA,,,' .~ YOU MAY STILL BE ABLE TO SAvE YOUR ~ROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1, If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT APFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 I.j , !1 ~! !~ fj " t1 ~1 l, i II fh :1 i;j I , ;,] .1 ,:i !;~. '" '. ,,___ "l_","]n~'!'..........,., '~ OFF1CE OF nu: SHER!FF CUf.P,' ')UNTY AUG 1 83711il ~ l' I cl ,j r-' PE;~ Ii Si LV,S,ij 11\ l!I!rIT ~ ;!' ~ '~[m\Ii_~iIllL ~.l' '~-', .. . ~ ~" . r"'~"'''''"-' 'Nt~tll~r:ltil~_.~IL<, "~ ..f..~~~.Ii:'J!~IJ1 _,!~4~7"_'1c'__~~~ ,,-.-....ru- ...."~ ..L ~IILil. 17'''''''''''-"iti;;;~o, . \ ALL THAT CERTAIN HOUSE AND LOT OF GROUND SITUATE ON THE NORTH SIDE OF WEST GREEN STREET IN THE FOURTH WARD OF THE BOROUGH OF MECHANICSBURG , CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS; TO WIT: BEGINNING AT A POST ON THE SAID WEST GREEN STREET, AT CORNER OF LANDS NOW OR LATE OF LYTLE E. GETZ AND SARA GETZ, HIS WIFE; THENCE ALONG LINE OF SAID LANDS IN A NORTHWARDLY DIRECTION, 119 FEET TO A POINT IN THE PUBLIC ALLEY; THENCE WESTWARDLY ALONG SAID ALLEY, 30 FEET TO A POST ON THE LINE OF LANDS LATE OF SUSAN BENFER, NOW OR FORMERLY OF KIPP; THENCE ALONG THE LINE OF SAID LAST MENTIONED LANDS IN A SOUTHWARDLY DIRECTION, 119 FEET MORE OR LESS, TO A POINT IN THE LINE OF GREEN STREET AFOREMENTIONED; THENCE ALONG GREEN STREET IN AN EASTWARDLY DIRECTION 30 FEET TO THE POINT AND PLACE OF BEGINNING. BEING KNOWN AS 114 WEST GREEN STREET, MECHANICSBURG, PA TAX ID NO. 19-23-0567-096 TITLE TO SAID PREMISES IS VESTED IN FRED HEPFER AND JOANNE HEPFER BY DEED FROM E. MICHAEL WITKOSKI AND ARLENE F. WITKOSKI DATED 11/25/1996 AND RECORDED 12/04/1996 IN DEED BOOK 150 PAGE 103. .j"- ...........~~ .~ .~~~..,- ..L ~-. ~d. '. ~",~~iilliIi~" ,1 ,. MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire . ATTY LD. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF The CIT Group/consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 Plaintiff COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Defendant(s) . . NO. 01-3759 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Fred Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Your house (real estate) at 114 W. Green Street, Mechanicsburg, PA 17055 is scheduled to be sold at the Sheriff's Sale on December 5, 2001, at 10:00AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $88,342.21, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the p~operty will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU Mll.Y BF. ll.RLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate aotion: 1. The sale will be cancelled if you pay to the charges, costs and reasonable attorney's fees. you may call: (856\' 482-6900 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. mortgagee the back payment, late To find out how much you must pay, 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) ~^d~ _......J_. ""'-*lflr~ - ~'=<<r.~""6'if'.!lI~'''''_~' ~ . . " YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS . EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the ,bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YQUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 .. I I' i ~ !j j " :,-j,-,,,,~- . . '. !i '"'l":"_" ..,"--",,1,._ _l~~;tr i'i:~~- ~~""F"' btT >~"~ ~ . "~ "'liit,,,"~[€i!ll\1f1l' :"~I~1\'\\' 8 31 ~i'\ "01 fE'"" ~ "L"" "\. - fl; il;~; 1 . "j l\f1 J\ \.J_-',; - ,~ '" ~ - --"-~,-""-'" ~~ ^~- _~, "~ij 1:"(RlII!'J!L", 1'" ' _"",,,_":-, - " ,.-~iJ~_~:I~i~~~~l!]JUllJ ,_ , ,,__,_J,_;.~L-~.~ II/II!! <~-, - -'.,C)' -"-~-~~'l2!f:~'1:"~!' -- , ~ ~~~ > , , J" ~,~_. M~')' . Jl .~ . ALL THAT CERTAIN HOUSE AND LOT OF GROUND SITUATE ON THE NORTH SIDE OF WEST GREEN STREET IN THE FOURTH WARD OF THE BOROUGH OF MECHANICSBURG , CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS; TO WIT: BEGINNING AT A POST ON THE SAID WEST GREEN STREET, AT CORNER OF LANDS NOW OR LATE OF LYTLE E. GETZ AND SARA GETZ, HIS WIFE; THENCE ALONG LINE OF SAID LANDS IN A NORTHWARDLY DIRECTION, 119 FEET TO A POINT IN THE PUBLIC ALLEY; THENCE WESTWARDLY ALONG SAID ALLEY, 30 FEET TO A POST ON THE LINE OF LANDS LATE OF SUSAN BENFER, NOW OR FORMERLY OF KIPP; THENCE ALONG THE LINE OF SAID LAST MENTIONED LANDS IN A SOUTHWARDLY DIRECTION, 119 FEET MORE OR LESS, TO A POINT IN THE LINE OF GREEN STREET AFOREMENTIONED; THENCE ALONG GREEN STREET IN AN EASTWARDLY DIRECTION 30 FEET TO THE POINT AND PLACE OF BEGINNING. BEING KNOWN AS 114 WEST GREEN STREET, MECHANICSBURG, PA TAX ID NO. 19-23-0567-096 TITLE TO SAID PREMISES IS VESTED IN FRED HEPFER AND JOANNE HEPFER BY DEED FROM E. MICHAEL WITKOSKI AND ARLENE F. WITKOSKI DATED 11/25/1996 AND RECORDED 12/04/1996 IN DEED BOOK 150 PAGE 103. I_J I. , ] .~J, I.. ~ i~_""'''''''''''''''1ib~ir , . WRIT OF EXEC~TION and/or ATTACHMENT ) " COMMONWEALTH OF PENNSYLVANIA) C(!)UNTY OF CUMBERLAND) NO. 01-3759 CIVIL liP{ TERM CIVIL ACTION. LAW TO THE SHERIFF OF Cumberland COUNTY: TO satisfy the debt. interest and costs due The CIT Group/Consumer Finance. Inc. PLAINTIFF(S) from Fred Hepfer and Joanne Hepfer. 114 W. Green St.. Mechanicsburg. PA 17055 DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell See Leqal Description (2) You are also directed 10 attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notijy the garnishee(s) fhat: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) If property of the defendant(s) notlevied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/herthat he/she has'been added as a garnishee and is enjoined as above stated, Amount Due $88.342.21 from 8/4/01 to 1215/01 Interest I'er DiaR @ $17.H $2,15664 Atty's Comm % L.L. $.50 $1.00 Due Prothy Other Costs Atty Paid Plaintiff Paid $122.20 Date: Auqust 6. 2001 Curtis R. Long Prothonotary. Civil Division bY" ~~e?~P. 7p~r Deputy REQUESTING PARTY: Name Mark J. Udren. Esq. Address: 1040 N. Kinqs Hiqhway. Suite 500 Cherry Hill. NJ 08034 Attorney for: Plaintiff Telephone: 856-482-6900 Supreme Court ID No. 04302 liil"C,~ ,;c""liiIiil .... ,;; . '.' ,"., , III 1lI.~_l!i~~;W~~~\li~;!ji~~~'@i~j!lIi!,f.\!Il ,~,~'.J!iIi!:i_i1r~iL"lli~i!H*]J.::_.Jllii"n'-'iil'lW1~~ '~,- ~ "~'~8llliiI_"'-'""'-~- "'j.,,", ' REAL ESTATE SALE No. q "Ill 0t(J~ iD, ;).O()( thesnerifflevieduponthed81enaanl~ interest in the real property situated in f?t.rrn;j. rf ffu.ch (!J..JtiCShU(j Cumberland County, Pa., known :ind numbered as: IN /.)J, 6-1...U.KSI m.(Jt.dni(<'bU~ and m0';"',p"crib~i{i on exhibit "A" filed with \ i,N~; writ and bv lrt)\\; ;0.1 ii! [Mu.. c,rJ.. /() ~(J()I ~I V! I, '1 1',,1,) ( ~1 N :3 d -- : '!:I I 0 I H~ 9 E 8 L anv .u~ilU, " ",J"n{) ,d.;lIH3BS _~a'\l ;:03:11:1.:10 -- 1",.._1... i ~~U:;"l;. ~:.j. Cfxi1 ~A ',-- PiLl GsldQ Dquftt ~ ~ c:;"'~ ~ ~ , - ~..' ".;,- , I I f i t- 'Ii ....,r -- :!ru; . -. r. . REAL ESTATE SALE No.9 Writ No, 2001-3759 CivllTenn The crr GroupfConsumer Finance Inc. VB Fred Hepfer Jeanne Jfepfer Ally: Mark J. Udren ~ON ~ TIiAT CERT~bouse and lot of ground :.rnm the north'Siae of West Green Street in ":\k.. Fourth Ward" of the Borough of ~c1tan)_csburg, =Cumberland County, ~vania, boumred and de~cribed as fonows; _10 wIt: ~alapoinlonthesaidWestGreen ~al: oomer mlands now or late of Lytle E. --Detz and Sara Gcu. his wife; thence aloO! line of mdlandsinthenorthwardlydirection, 19feel '..&22tnt in the public alley: thence wc!.twardIy t~d aUey, 30 feet to a pOst on the line of '~Iate.....ofSusanBenrer.noworrorinerl.yof mmr,1hence along !he line of ,aid last menlloned r. in a southwardly direction, 119 teet more or ~-1O a pello! in the line of Green Street I ~M_d~ lh~n~e along Green Street in an ~y direction 30 feet to ~thc {XIlnl and .placeofBcgihning. BEING KNOWN as 114 W~t Green Street, lfuhank,lrucg. PA. 'fuJE #19.2J,QS67-096, - '1ltle..1o said premise~ i.~ vested in Fred Hepfer _ and Joanne Hepfer by Deed from E. Michael .1:Wilkoski and Arlene F. Witkoski dated lll25J ~W6 and recorded 12tn411996 in Deed Bcok 150 ~~rm: ~ .........~-- . , ). \ .~~~"F.;~.&u~!Irili9!i~l1i!lMi~Wt4ti", .' H~;~,g"dN~&!*";";_l'i1.;1i;%"'!;;M",,~ll!t1iil<l!iH'-'^" ~t!!II!~~~JtI-r~ 11: , ,:~ ,''1i''" . THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS .-,-,"-"'", ~Lll 1 f Proof of Publication Under Act No, 587, Approved May 16,1929 Commonwealth of Pennsylvania, County of Dauphin} ss James L. Clark being duly sworn according to law, deposes and says: That he is the Acounts Receivable Manager of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and pUblisher of The Patriot.News and The Sunday Patriot. News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot.News and The Sunday Patriot-News were established March 4th, 1854. and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 23rd and 30th day(s) of October and the 6th day(s) of November 2001. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot.News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said ,cLm any and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in M' cellaneous Book "M". Volume 14, Page 317. PU BLlCA TION ......................,.. .....,... ../1....,.. ........,...........,. ............,.........,...... COpy S m to and su . 19th yof vember 2001 A.D. 0IatIIl1 Seal /J 5 ALE #9 T~~ L RUssell, Notary PUbl/~ r My C nfsburg, Dauphin County f ommlss"'" Expjres Juno 6 2002 Memller, Pennsylvania Associa ' , T ARY PUBLIC lion or N~ommission expires ,June 6. 2002 Ii Ii H I' I! ~ I I] r I: I' Ii Ii " I I 1 I I I , i I , CUMBERLAND COUNlY SHERIFFS OFFICE CUMBERlAND COUNlY COURTHOUSE CARLISLE, PA. 17013 " I Statement of Advertising Costs To THE PATRIOT.NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates $ Probating same Notary Fee(s) $ Total $ 186.75 1,50 188.25 Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. By..........................,.,.,..................................... - ~- -~~" . "~,,-~ ,~""~ ".~ -~-~-, ,~. " " ,-1__ 'oli , . REAL ESTATE SALE NO. 9 Writ No. 2001-3759 Civil The err Group/Consumer Finance Inc. vs. Fred Hepfer and Joanne Hepfer Atly.: Mark J. Udren ALL THAT CERTAIN house and lot of ground situate on the North side of West Green Street in the Fourth Ward of the Borough of Mechanicsburg, Cumberland Counly. Pennsylvania. bounded and de- scrtbed as follows; to wit: BEGINNING at a post on the said West Green Street. at comer oflands now or late of Lytle E. Getz and Sara Getz, his wife: thence along line of said lands in a northwardly direc- tion, 119 feet to a point In the pub- lic alley; thence westwardly along said alley. 30 feet to a post on the line of lands late of Susan Benfer, now or formerly of Kipp: thence along the line of said last mentioned lands in a southwardly direction. 119 feet more or less. to a point in the line of Green Street aforemen- tioned; thence along Green Street In an eastwardly direction 30 feet to the point and place of beginning. Being Known As 114 West Green Street. Mechanicsburg. PA. TAX lD NO. 19-23.0567-096. TITLE TO SAID PREMISES IS VESTED IN Fred Hepfer and Joanne Hepfer by Deed from E. Michael Witkoski and Arlene F. Wltkoski dated 11/25/1996 and recorded 12/04/1996 in Deed Book 150 Page 103. -,j, - ~'i' .~"'L._J,d l..~~i~l". . ~ :-Qif' w~ 1 ~ikfi'.~ 'i'il4.~Wli~~~Wii(~" ,I"~ "'0 -L&.~_~f~'A'ffi~,.",i~i~"-'i<~6;'~f.",N1'ti'i1];'-;M'M.~~~~~~~g;-Ifl'iTi.~~"''''''''I'l!~ .''"-"-, t '" >-~''''~-~'''~~i,jf.1I:~iilOOfr - -- ~--~-' , '. .. .ft PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Joumal, of the COWlty and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Joumal, a legal periodical published in the Borough of Carlisle in the COWlty and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said COWlty, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, v!z: October 12, 19,26,2001 Affiant further deposes that he is authorized to verifY this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. i/PfUL-___ R4ger M. Morgenthal, Editor -- SWORN TO AND SUBSCRIBED before me this 26 day of OCTOBER. 2001 NOTAR LOIS E.SNYDER, Nolaiy PubI1c , Carflsle Bom, Cumberland County My CommissIori ExpIres March 5, 2005 /I "~M~8_ ~,,".p __^"~,_,,_3"'i',,''''' ''''''''''''~'', ~~",,", ~.. ,--, . ,~~ ~~ , ~,j ^,--_., ~..~bi.t- 'J ' ' MARK.~. UDREN & ASSOCIATES BY: Mark J. Udren ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 Plaintiff ATTORNEY FOR PLAINTIFF . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County v. Fred Hepfer Joanne Hepfer 114 W. Green Street MechanicSburg, PA 17055 Defendant(s) : NO. 01-3759 Civil Term AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant (s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said Order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. MARK J. Section 4904 This Affidavit is made subject to the penalties 0 relating to unsworn falsification to authorities. Dated: December 17, 2001 ASSOCIATES BY: Esquire aintiff ~, - .,0" ~ ,~ -~~ " LI ,-..'- ~-, ~-,,~I '11.&i1~ , MAgI<: J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302___ 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 . . NO. 01-3759 Civil Term Defendant(s) AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 The CIT Group/Consumer Finance Inc., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 114 W. Green Street, Mechanicsburg, PA 17055 1. Name and address of Owner(s) or reputed Owner(s): Name Address Fred Hepfer 114 W. Green St., Mechanicsburg, PA 17055 114 W. Green St., Mechanicsburg, PA 17055 Joanne Hepfer 2. Name and address of Defendant(s) in the judgment: Name Address Same as #1 above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. Citifinancial Inc. 2663 Shillington Road, Suite-E Sinking Springs, PA 19608 ".~--" ~ ~ " I " '._<"""":~4t.K . , 5. Name and address of every other person who has any record lien on the property: Name Address Mechanicsburg Borough Offices 2 W. Strawberry Ave. Mechanicsburg, PA 17055-6213 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. I Courthouse Square, Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover Street, Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every knowledge who has any interest the sale: Name other person of whom the plaintiff has in the property which may be affected by Address Tenants/Occupants 114 W. Green Street, Mechanicsburg, PA 17055 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subjec to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsificat' n to authorities. MARK J. DATED: December 17, 2001 Mark J. Udren, E Q. Attorne for PIa ntiff <;;&Il;:.t'~-" , " __J, 'I, . oj """"j(eJ$l~iI\;ib ~ - . . t MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ,ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 01-3759 Civil Term v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Defendant(s) DATE: August 6, 2001 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): Fred Hepfer Joanne Hepfer PROPERTY: 114 W. Green Street Mechanicsburg, PA 17055 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriff's Sale on December 5. 2001, at 10:00AM, at the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later that 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. EXHIBIT A -~ J.,-.u,,"'" , '----.: ~. ~'- lill:]jj ." o '3 '" ex> .... ..... w w 0.- ('0-2 . '< 3 "'0- C C ~ " cQ, "'0 ~. o C o ." III 0- 2 ~("~ ) ~ co co ... ." o .. 3 ;: c !!l. 0- CD C'l o 3 'tl CD - CD C. 0- '< -i '< al ~ .. ;:;: CD ';. :; ,.. o .. lD ~ 'tl o ,j' - 'tl CD ::l ,~ ~~lli ~~l!liS: i~_8a: ...361aa ~-.~. ('1":::1,.. ... QIIl~3 III ;j;:l3.=og. ...a.::lg,:::I::l ~i~ 2.9., lDN"m:::lQi g ~~ gg E ~;~2c3!. !23lD 00 <.II . ~-~~. ~~:~~.g o g ~~.__ i.l/Jb g.a 3QQ ng ~8~~~ Cn;j;~gg~ 'a.....". (ji'a. g~~;3 ~ !!: iiilDa,g i~i~~~ ~~3t.w!!l ~&~~i~ ~~Iiil i O!.3=<g. Qlg~~!ti. :g3"'ae... -<~g:~ it! O. .:I!!!.::l <.II ::l cn-"..-'(i -<lD"'OlDi~ 8~~g8a, a:i~~~~ a:l iil" 2:= !!l ~~ m g,;1 a.g~fllge O'!!tg 3!:S3 5=~Cn~~\i n=al3a13 iii:::lDal:lC: ll:~5'g.~~ "i:i 3 ~ lIJ a a -lll e.~al m-g'g:~!='5 , 3:i:iii'g~ _<lIto'to'a i=g-g-2! o.~?..... Ql iil e ;!l~ 2.!!!.<DQ~ ~d 2[ ;z o.C ~ 3 _0- 'O!!l o 0 0_ -'0 0,.. 3J~ o C C 0 '0 o o 3' ~ o lil' '" '0 C " :< ~ ~ Q, il' ~ ~. s. '" g' " 0- ~ -!!. , - " ~~-"- . " .'", '- .-~:~~ ~:;' , .' t., ,f, -.; . f ,~, ' ' , .','[,,':.'" ". t>! j~ ""' ~ ~,~" '" '~~~~~ -"ill&~D: '" ~~ 1<< '~~ ~0~S . tf'-U""S nOS1AC;" 'il :x: , 1"" ;- _~I ..r ~_j b ~O~:2'OI r- U::, ::: I 00:':::\ ... I' -. ~~l N J' ......,," -- iiI _ 671l1Z3i. } , '" w ~ n :I: 01 c: ~ ,;- 3 ." '" Z ~ if '" ~~ " 0- '" C Ol :!. Ol o-Q. " !!lc :> 0. s::.... nn no n:iJ " C o 0 "0 "" o ~ 3 3 2=3 ::L" z :T" 12.3 ~m sa:; ~ ,,~ 3 :>in arg JD =:!: JD !!L C go ~ ~ -CO '0" 0 ",0 c" >i:;' >lil' - c: 0 . " ~'" ~ " c: ~s: ~iii' ...." "'." 0. . ~ ~i5" o~ 'o~ "'0 wQ ;; ...-- "'~ 0 >p;- ",'0 0 ~ 0 ~ C ~~ 0>)> (J) ,C ....~ o. ~ ~... "'0 a ~ '" ...~ ,r il' "';:E ~-g. ? b' C G'l :t. ~ " ,.. "s. '" ~ ;; 3,;lj '" '" ~ " ;Z 0 0. " o ~ " "'< :t 0 '0 ~ ,,~ ~ 0 " '" !!l. '!' c: ~ 'OJ' 'l <> 0 c: ;;; >", !!l " ~c: ~ iil ~ , I ~i ~ Slc: 0. ,\~: 69.- ;; 0 ',,"'.t '" 0 ... , Ol I I . (1)0.3 CD ~CD ami>> a> ",:> ~ a. ... (')~s:r- ::rOtl'l~ ~ ~ x-:e -< z,-O I' . 3l -'ACe> :=sQ-~ zeo a> ,-m" o Ill<> '" -. oeo )> ",::rm ...:Em llJ 0 '< Q. . llJ (fl- ea> _.m lii '" o o 0000 nn-;o CD oa~ d:cE; ~. ~ lt~ 0. ~ il '0 o o lD 'li Ioo~o ~an ~' 't:S --s- ;;;0" ~ = ,g fi: ." O',Qt:::O m ~'a. ~ =[ ~, o 'S ~ go :t ~[OD$l9 ~ - ...:...:'" C cg 5' S::d;r~ tQ :7 s:- CD llJ o -c a "0 5.0 a."O ~~-gs-s::.g ;0' en -a~ ~;:!a~ii .E.i If; !Z c: ~ 0 i3 n ~ <3" a: CD 0- !!.!! CD .., ig, od' ==ai ~ 8f€' i os. ~- !!l S. ~ .,,;;:a ~ Cll;o~ c. '" ~ ..,,(J.I'5' mp- ll~)> 9:a:~ S:5'a ~ '" '" ~$'3 00'" 0_", "9.3 CD = ~ca a:;:::;; ;~ if -.... c: . _C 0-00. ="'\11 , 0 .,,'" C. ~:I: " ii1~ H ;l-. o ;r ~ EXHIBIT A ~ ~ ~._.~ , ~ .. f ~i""'" I I ... I", ~ UlYl oj I N 11 ::: II 01 00 rrr i <n : ~9) Hi II I[ I I I Ii! ! ! / ! !~ r ' i 'I i i I v/ 8 I~ Ir ! I! I. I ~ 216" I I I o.~'" i I j '~~\~~ j I !I I. kl., I i! i I ! i i i. i I I I I I ,~ ':1 I I 1/1 ~~I ! V ~ ) 11 I I ! il I // I .... ~.I I ./ ~ ~i I ~ I il~ S' E ~ I !!!. a~~g ~~ il :Vg~g~~g2'! !2. ~e!.;:l~g~1 ::I~;;Do",-o", -11lI:g", '" 36"~, "tI 0,P~ ~::;:::I a' (II ::I-mID =!!!.g,;:.: ~ 3"<0- ;; <5" 0 'I iij-cr ::Ii5::1 :; ~'" 5. a:'5 g, ~ii5~S:~& g -:::13,0':: !!!.f2!!!._~!E.g:~ ~:g;f~@, =0 = (II Q..<::! I rn;~~~g ~.J ~~g:5g3Q. alii" QI lIJ CD 0 ;:g;!ar[~; lIIilD$_= a03:gQag. 5'g~~:i'2:~ g.~~5.;~~ ~~3.g'g'i~ g:~[g;g:~ 1II~;!!!.1Il~=. -~$,~~~3 g [:;~g ~ -1II~:g3;:\ ca~!:Eig: -'1 ChOiD~~::~ iiio_Cha m'lIJl aC"'!!t-g.g~ a.;&~n~~ 11:;=:"g;g~; !!.rnom = --" ;;g-aag~ ~?S:;s 5""~ ~"3Ga!l'~3 Q. '9.iii"-liillll Ch""!!t<O::l':::I>C -S!'IlI-lD03 ~!!1t~;:~ ~ 3: 3 iil >C-&I-:::I ~~~g-~g:i- ==~cnar:.a: 5 ~2:~a."'-< =10 ID lD"T::I't:I ~ 8'~iii'5 ~~ I g;i ~~: ~if--+ <E 3 2!.. 0''t:I a.G . ~~~iI~1 1 I 2~oiDo;1 ~ ~ , , ;.,,-~._~, -... ...L. ...- ,i 1 i 1 I I I I 1 I i ~p I i I I I 1 I I I l-l < < ---.--..-!'" t=..~~..I'\. --4'~~. -~~'t"-, ~9GS~-AGi' Ii] IJ)' "" \.., '''''I 1.1, '# \I'''~i~ .' ~ DEe .3'0 I r)~'.( t~\ :::: I 5 0 ::1: ~ "-. f;rb~~~ -. : /fl F, M~ \.1':1\ 1 ..) N J / i.7:.\!~n~h_____- - ' &!\E.i..1jJl~~ I ' If\ f~;~l il3..U.. , ~ , ~O/'~'I : I~~ I , I I I I J !:lPrIi\l~~)! E.Oii'l ii'I'l~~ti~ I.- ,H ~~-nah.Hfe ICo!t'!!~n~'ln_--.::: ~ 'b,..';WI _ \ \ +----- I I~Ci~ i~ -, I, I ~'~$~-" cto;i:l 0 ~ ry : i I '" 1 ",t,t! , ~ I r I I I --.' J~ "W]!jj~1'J:o!\lt~~<~~",- ...'<!'-~~' ~I I ! : f\) I ~ ~ i ~ o ' ~ 3 ~. : f I~ ~~ ~ l.J:- im o~ ~ R ,('~ zco~ R If ; -<~2;:Il~ ~~. r 1:J::::jzmqg ~ IFm~;~ Q. to U1 ..;,:.... I ::: 'IZO;!;)>o 'Dr 0 c..OG)(/)m ~ ~ :J:gj(/) I' "~ ~Q I" -<!:j I r ! rn , ~ 1 1 lI' 1 Cl I;g? ~ ~ ~~~~,~ ~ , OJ r ~ ~ I[] J "[ ~ , ~& tl ~ i ~~ ~ f{ 0" z 3 !1, "1:;' ~i~ g. ~ If '" ~I ~ ' ~, ~ ~r ~ ~ ;;;;;; J~ '\\~~ l;g ~"~~.8 l-' 0 I. ~! !!!. 3 * a (J\ , ; ~ @ 1! ~,.\f 11~lno.~ ~(Yl& I i H ~ I ~ I g! l- I ~ 1m!: .1 t;:J'J:J ~ ~Sl~~ 1!~O 1l ~;,.'x' -n Cb~ ~'!;l ~U) (J) $ IQ.~ ~&m.!5i 1:tJ* :}=s.:o III 3 I~ III i;i.g ,,0-0 --l@ ~ 0"111 ~ DoI:I: ~."- "'-,. ro oi'l_ '-" ~ (il ifai . ~~I _>1 ;f~i "'."-[ [i~ mE c.. i I I I I 1 I I i I I ~ii i~ ~ !"a, I " o ~" '''n 0" lOa ! ~ I jd;lg! I" ::.j "Tlco! m"j I "en! CD::E:i . I ~~ lCJl-I-H-., ' I"'~I'''' i' I" '1 A I t !ii~t~~~!t!,'%j1'~;~lH~~l!r-;i",*'i:i''''i~'''''~~''^''IM;'''~'~''~;'o1i.'''';i1f@!i*_~'-Hjllil!&~li..:MI_" ~.', ~, " ~" - "-"'-'W''''W''~[-llE:'.._1I: (') 0 ~;;~ c: ;;;: = -oC:" ,-''''' :' :'i;-0 ~r-r: ;:-) .. ;1 N ~':j2j ZC;:: ~~::: -J ~~ ~C) -0 >0 3: ~2 r:? Orn "" Z N :::0 =<! .r:- '< tJI~ ~^ .,~- ~~- , , , l;! ,.. , ':-1 ~_ i I' !~ I ::-: i:'1 I:'! i:i " , , ,j I:! ~ I I ii " f! h II 'I I, II [I II " 'I I! Ii !J. '~>:<rj L..,,"'=_......oi,,"'o"'.,,'''''''''''''''~, ~~-~.~" ~ ,.~"........~ u. ~ -. ~.'~ ~~.llil___~!iI~i~'j::'.fci''';,~''''''''"'_'''''"t'''-<.. . s. ....,. t I ~ :~K J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF The CIT Group/Consumer Finance Inc. 9415 NaIl Avenue Shawnee Mission, Kansas 66207 Plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County v. Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, PA 17055 Defendant{s) : NO. Ol-.}7SY CI~o~l~ COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 'L~~"""~,,,"~''''=<.''.'-'>'''''''''''1llIii''o.1" II." ~d~'=O'fj\'~ " _r" .J ~~~_ _.... ._-.....,,~~,...,..""'~ ~=~,.__!ffil1"'1 . ::mM.a!"~.Ji;;[,."","i'",",.,,~'.'4""'-"""_"'_'''iJ,',_~,~",,-: AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Race falta ascentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IHMEDIATAMENTE, SI NO TIENE ABOGADO o SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013-3387 717-249-3166 or 800-990-9108 t_d'JLk!<_""-""..,;;;.o..""",,,,~Jt,;WI~,",,,,,,,*~""""'.''''''4''~ ~<".~...,~~..'~~~~~- "~" ~.d ,"J~_.... rl~r:'ii~""''''-'''''''''~''''.<.",,,,,,,,,,,,,,,,,,,,.,-,_,: NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion ofit, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN Isl Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 -;;;;ll",,,,,,...~....o_~,,,,,,,,,,~&~_,,,,,,,,,,,,,,,,,,_~.._, . l'bl&IIiiidllIl_"b- pl- i - ""~-~"'<-'IIiiYf",~~m~~_' ~">-"'-""~""_""""~~<M"""";!:''''''1<;E;'''''\i'4!J.j,b.'::'''UL'~'' "=)..,","",,,,"- 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: N/A Assignments of Record to:N/A Recording Date: N/A 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant (s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with PA.R.C.P. 1019 (g). The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 114 W. Green Street MUNICIPALITY/TOWNSHIP/BOROUGH: Borough of Mechanicsburg COUNTY: Cumberland DATE EXECUTED: 11/18/97 DATE RECORDED: 11/20/97 VOL.:1417 PAGE: 576 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by "~M~"'''''_~_'-'''' ..."",""""",",,,,..~"., I B.!JlIif" ,~~ I~ " - ~ . \r~H 7 ~".-.JJ ,*"__-""W:{;;'~_l!H"""""ji,:,,,,,,",k,_,,,,",.,:~, "~"",",-".^"'" 'said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant (s) continues to fail or refuses to comply with the terms of the Note as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 06/12/01: Principal of debt due and unpaid Interest at 8.840% from 10/24/99 to 06/12/01 (the per diem interest accruing on this debt is $17.41 and that sum should be added each day after 06/12/01) $71,882.47 10,411.18 Title Report Court Costs (anticipated, excluding Sheriff's Sale costs) 250.00 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $00.00 and that sum should be added on the first of each month after 06/12/01) 00.00 Late Charges (monthly late charge of $00.00 should be added on the fifteenth of each month after 06/12/01) 00.00 CIT Advances 1,019.12 Attorneys Fees (anticipated and actual to 5% of principal) 3,594.12 TOTAL $87,436.89 ;,,,,"~~_-'-""~"""'.""" -~ ",,",",,,.,~,,,, n:a.JD'''''''''''=-''' ~'" ~ ~"=~~~...J .~"""" -.~1'~ "~''<li!;~" JL"'"",~_iiil''''.E:'''<iC'hIM''''''''me,"","''H'i"1:~~''-'''''~"'''''''---i''-\;j"".; 7 . The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $87,436.89 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. Mark J. MARK J. Attorney Attorney dren, ESQUIRE REN & ASSOCIATES r Plaintiff I.D. No. 04302 , ~"",<ill<ii,~""~""""',,,,-,,,,,,-,,<,,,~~,_ " ''''''_=~~_;~i!I'''"'''''''''lI!_~_.h ,..J , ~~ .>~.,'-'- "J-'-""'~''''~b~I""","''''''ic'''~l''''''~'-ll,;'~jw.....",,,,,,,.b'C'<';.-,;,- .1I".,j",,""'1' LEGAL DESCRIPTION ALL THAT CERTAIN PROPERTY SITUATED IN THE BOROUGH OF MECHANICS BURG IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE FULLY DESCRIBED IN A DEED DATED ~~/25/1996 AND RECORDED 12/04/1996, AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE, IN DiED VOLUME 150 AND PAGE 103. ADDRESS: 114 W GREEN ST.; MECHANICSBURG, FA 17055 TAX MAP OR PARCEL ID NO. I 19-23-0567-096 J"h'i-rlti.>.,'~.J.='~>>"""""--'-.1U."~~~"I.~"",",~_'<'> =...",'-" ......=>=.'="~~~'" _~~ ~ .J .~ .. ~~~'- , """,.~"~-J~"''''~",,,,~i<k.'''K"=.;.u'~.=Aiii'''!''~'h...,t!-i'~;;;''''''~''''\!>~'L:'',.,.,,; :~,.:~"; Ji April 20, 2001 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mort2a2e on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pa2es. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (REMAP) may be able to help to save your home. This Notice explains how the pr02ram works. To see ifHEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counselin2 A2ency. - . The name, address and phone number of Consumer Credit Counselin2 A2encies servin2 your County are listed at tlI1e end of this Notice. If.you have any questions, you may call the Pennsylvania Housin2 Finance A2enCy toll free at 1-800-342-2397. (persons with impaired hearin2 can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVlENDO EN SU CASA. SI NO COMPRENDE EL CONTENDO DE ESTA NOTIFlCACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (pENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGmLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. E.~\-\\6\T A Page 1 of6 ~:'."'""ML.i''',"-"~"",'~~~-l>'.<\.W.~_~-''I"'''_'''wJl!"_''''''''i.i-=>~"'"''r.~'",~~",,," ""~~ ~ ,,~~.., "~" .~. ~1Wl~&i!"'.-""'""''''''''.'-=''''~ _.._.<.!.._;o<",_w.""~';'~"'~U";"""'""".'""""Ji" HOMEOWNER'S NAME(S): Fred Hepfer Joanne Hepfer 114 W. Green Street Mechanicsburg, P A 17055 32101883 The CIT Group/ Consumer Finance, Inc. The CIT Group/Consumer Finance, Inc. PROPERTY ADDRESS: LOAN ACCT. NO.: ORIGINAL LENDER: CURRENT LENDER: HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGmLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT''), YOU MAY BE EUGffiLE FOR EMERGENCY MORTGAGE ASSISTANCE: . IF YOUR DEFAULT HAS BEEN CAUSED BY CffiCUMSTANCES BEYOND YOUR CONTROL, . IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND . IF YOU MEET OTIttR EUGffiILITY REQUIREMENTS ESTABUSHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days fr6m the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. TIDS MEETING MUST OCCURWITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCmS - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the proPerty is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE -- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific infonllation about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pemisylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face- to-face meeting. Page 2 of6 .'~';":;;~i"';;&.."""'''''''''''"''''''''"'''';''''"''''>u':,~~''''''''''''''''~''''''''''''''''''~'''''' ~"\""l "....""""""'iliJJ~ "~~,~.-,~ - ~~~~''"''''''\il;~~_il&t:.Io~'''',~',Io,~~-'''*i;;J,""-'V,..;;.,b ,'. "~,,. .k.~~i , YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU . DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They wiJI be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You wilJ be notified directly by the Pennsylvania Honsing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETffiON IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) BOW TO CURE YOUR MORTGAGE DEFAULT (Brio2 it up to date). NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 114 W. Green Street Mechanicsburg, P A 17055 . IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Monthly Payments of $336.12 for November 1999 = $336.12 Monthly Payments of $653.22 for December 1999 through March 2001 = $10,451.52 Monthly Late Charges of $0.00 = $0.00 Other charges (explain/itemize): Corporate advance = $1,102.50 TOTAL AMOUNT PAST DUE: $11,890.14 B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): Nt A HOW TO CURE THE DEF AUL T - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WIllca IS $11,890.14 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WIllCH BECOME DUE DURING TIIE THIRTY (30) DAY PERIOD. Payments must be made either by cash. cashier's check. certified check or money order made payable and sent to: Mark J. Udren & Associates 1040 N. Kine;s Hie;hway, Suite 500 Cherrv HiD. NJ 08034 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do not use ifnot applicable.): N/A Page 3 of6 ~"~~",;j;,kiio1""'''''-''''''-<;.''''''''~''''<,l=.b,.."=.!,";=u.;''='''',b''''',",,,,",~iiillW,,~",-~~l\Jl!llU;~'_'''lIIi,L,_ ~'9)''''~~..L..... ....,"""-"-.- ~wr.:P""""""""<!~""''''~~~_"'~!tri'''',",""",'''''''~~'>I.~i..:o:.i''-''I"j",",~"_,,, "<;";,;",,,",,,0', IF YOU DO NOT CURE THE DEFAULT -- If you do not cure the default within THlRTI (30) DAYS of the date of this Notice, the lender intends to exercise its ril!hts to accelerate the mortl!al!e debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THlRTI (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortl!al!ed property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, iflegal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default witWn the THIRTY (30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If your debt has been discharged in bankruptcy without your having reaffirmed it, then lender cannot pursue this remedy. RIGHT TO CURE THE DEFAULT PRIOR TO SHERlFFDS SALE - If you have not cured the default within the THlRTI (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff s Sale. You may do so by pavinl!: the total amount then past due, plus any late or other charl!:es then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writinl!: by the lender and by performinl!: any other requirements under the mortl!:al(e. Curing your default in the manner set forth in tWs notice will restore your mortgage to the same position as if you had never defaulted. . EARLIEST POSSffiLE SHERIFF'S SALE DATE -- It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately 6 months from the date oftWs Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may frod out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name ofLender/Serncer: Address: Phone Number: Fax Number: Contact Person: The crr Group 715 South Metropolitan Ave. Suite 150 Oklahoma City, OK 73108 800/621-1437 N/A Dianna McCaulla EFFECT OF SHERIFF'S SALE You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may not transfer your home to a buyer or transferee who will assume the mortgage debt; provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. Page 4 of6 ;'~""'''''''''''--''''..~'"''''''''''''''~<11"~,,,,,,,,,'''',,",,~''',",,,,,,",,,",,",,.:ci'''''.J'~\h~~_,~,.-! ,..~.." .iI.~ ,__,"i._.".L,"" ,- ~"",",","~.,.,..,-,,J oj ';~",W1~i~li'I~;,'~~"~ChL;"'~'b::3IT!i;'--%'1'~"~" NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability onyour part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. . This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN Isl Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 Page5of6 .,,,k',,.....'1.>,,~~'''',.,~,~,,,.-~,~'''''''"'"'''''~_,-=~~..; ~~ ~~." ,. ............,"',~.,~< ~,,~.....J '. -- "-- ,~_. J"""'.'i""~~j",.<iiol<i'.'''i.'i'''!t""_~,",i.0~",,b",,;,(,.-,,,,~ --,,,,""',,:'Y;'^ YOU MAY ALSO HAVE THE RIGHT: · TO SELL TIIE PROPERTY TO OBTAIN MONEY TO PAY OFF TIIE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOlliER LENDING INSTITUTION TO PAY OFF TIllS DEBT. · TO HAVE TIllS DEFAULT CURED BY ANY TIllRD PARTY ACTING ON YOUR BEHALF. . TO HAVE TIIE MORTGAGE RESTORED TO TIIE SAME POSmON AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE TIIE DEFAULT. (HOWEVER, YOU DO NOT HAVE TIllS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) . TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OlliER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS, . TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY TIIE LENDER. . TO SEEK PROTECTION UNDER TIIE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY . CUMBERLAND COUNTY CCCS of West em Pennsylvania, Inc. 2000 Linglestown Road Hanisburg, PA 17102 (717) 541-1757 FAX (717) 541-4670 Financial Counseling Services of Franklin 31 West3rd Street Waynesboro, P A 17268 (717) 762-3285 FAX n/a Urban League of Metropolitan Harrisburg N. 6th Street Hanisburg,PA 17101 (717) 234-5925 FAX (717) 234-9459 YWCA of Carlisle 30 I G Street Carlisle, PA 17013 (717) 243-3818 FAX (717)731-9589 Community Action Comm of the Capital Region 1514 Deny Street Harrisburg, P A 171 04 (717) 232-9757 FAX (717) 234-2227 Adams County Housing Authority 139-143 Carlisle St. Gettysburg, PA 17325 (717) 334-1518 FAX (717)334-8326 Page6or6 - ~''''d;~t.i'l "~"'-'-'-<c."""""'-'l.n"",",."cl~,-"""'""~~"",,,,,,____.;;fu[.,,, "'f*~. '0 . , ....;~ '0 r .~ j I I ~ ':, .,'".......~ :.:'~ '~ j x.s,.;.,~, ~ ;1 :'~ i ~ ~ ,~ ';';'. ,~.: '.': '. ,..,,'..'.~::~ ., '.j I L j '1 ,,:;::~ 1 " 'i l ;1 ~ '1 ; ., " i i '1 /' ~ 6 ";',::,:,..;:," ~~ l" j ~ , nIi~~ ~-="...,,'~ !lll1il1 ' s:: )> ...:0 () 0;>\ ffi ~~ JJ ZCF ~~2sil~ ;!;=lzmzO 'mlD "" !U1cnSlO:!j zo::I:)>("; <-.OGScnm o ::I:cnw, Ql :1:0 o )>0 "" - ~ -<>' ..., m [f) --.l t:l t:l t:l ".. a- --.l t:l t:l t:l ".. ".. -'" ru ".. ".. --.l -'" ru a- : C/): C/) ; I fl:- a Cnt"::a: ~ $rc.~: Q ~i ~' l.e~: ~~ ~ /' " ./ i 1'_, <, \C~ , , " . C <:'; ."\1. NJ ~~;! . 1'1 \ ~~~pli ,~:~~) l.-.J .. 1._-i~;...,.~li.iIJ 11';' ,'T 1t",'; (/ ;, \','.~,' .i -'-. ~'-'"'" "~--~-" .:~. ,{ ",~.~ 1670 J. ''''~~''"""'~'''''''",''''!.;''';I^",J""f<jj1J'''""''''_~;Oik't''..,;."_~"""",,,,,f,, 0011 4211 7426 i,',.:. it m", m '. , g.!!l. ~ "- 0", iilit .. -g 0- 0 3[ 3' ~ . .' " ~ a~ ;~ . . l~ ~ " ~~ 3i '0 dI C-< :l. g iij.." [;r dI ~ . sa: ~ 0 -. . 0 fF> ~ \J1 . U\ '0 Ig ~ 3" . . " i i ! :-:-""",',.1 i j j , , ! 'I I . 1 1 , ~ .~ I , I I ! :' .~.~~.~ ~,.~ 'j { , , j , , , ! , o , ~ I , j ~ I ",.,,;',,:,:.{,_~, .';it-- ~'.._ . "U "'P J ~ .. f" ~ DD~i I [ill ! ~ i i ~rbD if~H ~h 'll Sf i o t . ."',~.,"--"-'-_"~'--'.- . !' "'..- ffif I Ji ~r II ,~ >< p f .;'" :-" . . . :c:c...?; !!f~H~ . t ~ g"'a~"'~ . 5 i ~~~~i! . . a a[~..lf~ . r: S" ;c;!~8.:' .. "0 f\) tug:. c- ~~i~!ll.a. l~&li~f>> i;J'aa ~;e . 9'c;g il!l ;; g i ills . I!!.' ~. J ~ DODD ~Hf i ~':''''..:.~....-..:_... . ............:... ...._,_....._-',~.."._, .~ '.'e"__~. o.~. .'co _,,, '. 'j ~ ;". s -) ~j ,. .. A t,l. .~~ ,.~.2~:,: ,0: .i ~.~. _'~, ~ : b ~ ~ t.... ... ~ ~'.. ...., .~t':-.- -:-.~~.. ~ ~ i '7'~~':': ;...._ ".1 "\ r:. {.Jj I 1:'....:. ._~ (':'--"'-':')'.':' , \... -. - . ..>"':,r. ", ' ':'. l.,~-;,,,,, -, ,~ :>-. ". '], ~ ''''ll''': ,,,.. ,"'.1 ~' .' .:~;': .,. ,I ~"'~ ti.r ,~ ...~;.:t J~rl. ~'a '" ~~ :fi' ~i~~ ~~ ~ fit. ~\~ '. '.~ " , :."'\' Ji 1.::"" ~: " <~/, :' . '"...._.......,_.,~.,..-~,...........:..,-.............,..' ~"'.,.", :': " "; -.-, f. .~ :-, ,~ .:, .~z ;'ii' ;''-!l ,.:... "-".-::: - _. -, '..... -.' '~.., " ..i,:~n.{~ :. ~,.,;~ 0 ~~l~~ ~ ~~~~~~.~ Q r..-:: ''": i'} ,~ ~.."... ~ ~. ~. il~ ~ , "c.: _:'. ;': , fn t~~ f ~ ".- tj "~ ~~.. .. =- ~; ,.-, ~ '-.1 l: " " " i ! :.. w.._; -;:.. ~~ '0\ ~ ~~ '~; :~: -.: ':.:; 'f, ..!7 " " ! t I: ~ " "; I', ~ ~ .. ,. ~f " , ,~. ;.1 T ,l~ ~' g. ~ ..", ".,,". __~'~,""",,b'.-t."~'''''''''''''~~~Jd._ , \. *~J>.' '0 1- ,<).l i~ I" ~t) 1 j .. ......\ \ j ".",):.1 ,.-..,,- 1 .:,(.1 1 ~ 1 :1 ~l " ~ '~ , j ............ ...\ 1 \ . " . .~ ".'..: ....~ \I j 4 \ \\ l' ~ ~l 1 ~ .:'l 1 :..:..11 '.',' 1 1 ~ 1 ~'"- "... "," ~'-"",,"'" .~.~ "0; ,,', "'~''''' ''lI~-~ ,."""..=~ .~j -',. ,'--0'",', ~~ )7- j ~ i? E g )> .....:0 () 0" ::I: !:)c... ijJ ZC~ ~~2;~:iE ;;=i~~~ FmC/lgo-n . 01:1:)>0 eg15~m o ~o ~ <0 :c. ~~ m C/l --' o o o .... IT" --' o -<= I1J .... .... --' -<= UJ UJ ,/--(~~n~~~1:.\.~( 'j / . . /^.~, .:: <,:}2\.\ I.e;", _ \ ~ ,-'(<~t I~;~~~l .t.::~j II Z.~\H:: ",J;;, C"l',':,; ..~'! ~;q\\: :~-;;;t~,~/'::;i~~~~.~';~': " L_ ,.....L.... ., ...,.,,' "~~JilllWI!~lilll!'''''''''"""""'''''''',,",,I'_i..~.Ii:'''''''''OIllltJ.,",,''~'''-'-'''_,",'~-;~:'~''d'''',,_ ,~. :3;. ~':' * \~ ~'- , ~. . iI, I..... &" 7000 1670 0011 4211 7433 n: m: m ~:- S-~ ~ 01 .; it; .- s ~; ;,; Ql ij ~it=;41 ~ \l'4-..~ ,i...' I 'Iii ....1~: ~ 'Il, ~ E". . . ~P- " ~i ~ .\',l. ~. gJ:n g-~ ~Q: .a 3.~ ffil~ n. "" ~';r g. m , ~ 0", ,. .- 3" .' 3.$1 "'0 Om '@S. ~'J' -. '" Ig . - . 3 . .. o . ~ . ~ ~ . . '" g i . ~ i , , .1 ; \ i ~ 01 l j 1 1 i I I , I 'I ; .I i 1 .,,,.;,,;.\,,,,J l l ,...) ';,:'''':''. ." j " ,...",::,.,.'..,.J ':"""l "l j , 'I 1 1 I ". ~ , , , , . .1 .."'....""J , 1 ...l j i " "-.--". i , c o 3 !! o' ~ 3 :0 [ "S .'........:. i" ! [ CD Z o 3 0- ~ o .g " g ~ i' ~ .& :J ~ ..~,""....'~,~ ,." ~~[ :" ! 0: CD 1t C- o m l!. '?! .~ -0 ~ - - . ~,".. ~.'~_.~ ,'. ,..' -. . ,- o l:.cn "D::; C> ., = 0 :I.m3 0. g~:;:3. 3 ~:::ra'<~~ ist~g=!1 -"(I)'" :IJCD. 3''' :> III '" ,,"!.JI!!_CD _II!" 3 :>,3 ::;: d. CD sa. (/) " _o.,a m CD ~ -::J 0." ~S:3a.o,!'J CDQ)_~m..m 'C gia.~a ~~~a-<~ "'aa~0:!: 9' --:J a.~ i~ :TIn 3.gCD!.~ I!!,' Cil, "C iJ < - _. (D CD CD Ul CD 16 CD p >< p =-a; III -<0. .c m!!. , ~I ~ ~! 0 ~i CD c- .:c ;;; ~! m if g3 - ~ o CD ~ 3 - ~ 0000 il';H~ CII a. ~ iii - " m f'i,)m:-'l(m~":;!j"~lWI\ml~I'm''''''"""F''''"'''''''''''"''~'''_~I~Ill'J"'Q 2 !Ii * i: 6 ~ lG ~ 0 0 ~; t1l 5":tl 0 ~ 1l: " CD ~ n (] c: tc 111 ~ Ui.~ ~ - ~ oil' 0 ~ p 51!:P ~ ~n ~ :0" H "S !1' ;: CD ~ CD 5- ii' o ~ -..,..,.,. f of' " , , j,.","'. ! i -D- .:... :U () - ~, .;.,;J ", :~ ~ .,~ " " .-..- - . "". . .'. ;,::~~ ~;~ 'i~1:, ~! l:~:: :~\J.;.,., · L~. - t,~.,~..g_:.?~ 1 " r....... ~, :~ ~. \_:: t~~if7"' ;'~~ \"\"':;~ ~ ~~ :.~~~-:'" ,,,. .' \1' ~, .;.,. .3J,~';' ..~ ~lift ii '. ~.~ :i3 .~.,l F,~ ~ n ,j "',~, ~~: - '" ~,1" ~ ' .~ C) sP.:' ~ ~ ?b9' ijfr,; ,',-"" .,.... .... + , , ~:' :~ ~ ~T > .' - '~.; ,,; c ',' " "i '.~ " ,;J :; ~J ,,,-' ~- , :l ! ,. 1\ ~ I ;\ \ ~!!~! m.... 0) =:!..., .. (:) '=' i~.; ~, ;.1 (I' '" .. ~:. -~ ';, , :~. }, (' ::'i. t; .< ~: " ;l ~~ :3 'i; J (i) , \, \1 " " ; : ". i . .~~--- ".~ ~~ ~,_ "''''''~'i>'"~''f'~!/,~ ",);,iilli,..~i>I""'J_"_~' ,~ .~ - n-J , *"'" ",1 ~~ .....,.~~'".. = .'r. ~" o.Jiw!m__......,;j;."'"''''<_''"''''''''''''I"'''''k''",''"'''''~'''''''-,~.%, ,';o"'h_,'"d,',; V F. R I F I CAT ION Mark J. Udren, Esquire, hereby states that he is the attorney for the plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made. subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to Mark J. MARK J. ESQUIRE & ASSOCIATES authorities. !I~_~~~jjjlJj!~~iilcr.ki~fl;j~"'-"'~'-'''{'Otf,:"*,",,',~,,,:"..1';r!l;o.,Mfi{~ii~iflgat~i1iii_J::ftill!liiiliiiir~~l-'" -"......" "W~JJ "~, "Gt. "'<l "IV ~ ~ ~ 1;) U:- ."1 ~ 0 ~ C) () ~ a c -n ~ <'" ~ ilifT r'_ , .- -"1" ,-,-~ IN ~ i ",",--,J. ~2: 1--- ..~t'" t, ~! ~~~~: CD .'-; ~ ~ y CY ~-:~Cj ~~) D ..f" ,-, "-0 , ,:":; :_~J ~~ ~:~ <>C) J w ~-,.:;: rTI l. u L '-'1 :~ :2, en ::n -< ,f.0 8ft " ,~. ,'~ ~~ - ~,- " , ~f, ~ . ~, " "I - j. , '. ,",,' ~.~'~'''';'''l. . - .." SHERIFF'S RETURN - REGULAR CASE NO: 2001-03759 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CIT GROUP THE VS HEPFER FRED ET AL GERALD WORTHINGTON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon HEPFER FRED the DEFENDANT , at 2000:00 HOURS, on the 29th day of June , 2001 at 114 WEST GREEN STREET MECHANICSBURG, FA 17055 by handing to RYNE C HEPFER, SON a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Aff idavit Surcharge So Answers: 18.00 6.20 .00 10.00 .00 34.20 r~~-t:~ R. Thomas Kline 07/02/2001 MARK UDREN Sworn and Subscribed to before me this 19(b day of BY:~ I~a&ffi- Deputy Sh . ff C/u, J!H> I A. D . C2:tthO~~t~;i~uj ~ ,,,"~~... 1 ~, ~ ; ';1 -~ - ~.Ml..lm,,,,,,=~;j,:~, -.. .;.-.. ;.. .. SHERIFF'S RETURN - REGULAR CASE NO: 2001-03759 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CIT GROUP THE VS HEPFER FRED ET AL GERALD WORTHINGTON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon HEPFER JOANNE the DEFENDANT , at 2000:00 HOURS, on the 29th day of June , 2001 at 114 WEST GREEN STREET MECHANICSBURG, PA 17055 by handing to RYNE C. HEPFER, SON a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 .00 .00 10.00 .00 16.00 .r~~ R. Thomas Kline 07/02/2001 MARK UDREN Sworn and Subscribed to before me this It! e- day of BY:~~~ Deputy S iff 0." ~/ A.D. C::;~"tt' . 0 /UJt/i,,,,I.II~ r thonotary 1