HomeMy WebLinkAbout07-1600BELCO COMMUNITY CREDIT UNION
Plaintiff
VS.
JEANETTE F. SMITH
Defendant
COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY PENNSYLVANIA
CIVIL ACTION-LAW
NO: O? ^ /loL6
(2 t'C.J4_tC-?tVJ
N 0 T I C E
YOU HAVE BEEN SUED IN COURT. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by attorney
and filing in writing with the Court your defenses or objections
to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may
be entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A
LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE
ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Legal Services, Inc.
8 Irvine Row
Carlisle, Pennsylvania 17013
(717) 243-9400
N 0 T I C I A
Le han demandado a usted en la corte. Si usted quiere
defenderse de estas demandas expuestas en las paginas siguientes,
usted tiene viente (20) dias de plazo al partir
de la fecha de la demanda y la notificacion. Usted debe
presentar una apariencia escrita o en persona o por abogado y
archivar en la corte en forma escrita sus defensas o sus
objeciones a las demandas en contra de su persona. Sea
avisado que si usted no se defiende, la corte tomara medidas y
puede entrar una Orden contra usted sin previo aviso o
notificacion y por cualquier queja o alivio que es pedido en la
peticion de demanda. Usted puede perder dinero o sus propiedades
o otros derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO TIENE
ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO,
VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Legal Services, Inc.
8 Irvine Row
Carlisle, Pennsylvania 17013
(717) 243-9400
BELCO COMMUNITY CREDIT UNION COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
NO.: O 9 - 6 0z _&Zu l ??H...
JEANETTE F. SMITH
CIVIL ACTION - LAW
Defendant .
COMPLAINT
1. Plaintiff is Belco Federal Credit Union, hereinafter referred
to as "BELCO", a Pennsylvania Corporation with an office at
403 N. 2nd Street, Harrisburg, Dauphin County, Pennsylvania
17108.
2. Jeanette F. Smith, a Defendant, is an adult individual with
an address at 18 Farm House Lane, Camp Hill, Cumberland
County, Pennsylvania 17011.
3. Defendant applied for a loan from Plaintiff pursuant to the
Application which is available but not attached because it
contains social security numbers and other personal
information.
4. Defendant's delinquent balance on the account is $9,187.20.
5. Because of Defendant's failure to make monthly payments and
in accordance with the standard Security Agreement, a copy
which is attached hereto, marked Exhibit "A" and made part
hereof, Defendant owes an attorney commission of $1378.08 for
a total of $10,565.28.
6. Defendant has failed and refused to bring her account
current.
7. Defendant is not a member of the Armed Forces of the United
States of America, nor engaged in any way which would bring
her within the Soldiers and Sailors Relief Act of 1940, as
amended.
WHEREFORE, Plaintiff requests entry of judgment against Defendants
in the amount of $10,565.28 together with costs of suit thereon.
Date: Z?
Respectfully, Submitted,
Arthur M. Feld, Esquire
Attorney I.D. No. 07172
1309 Bridge Street
New Cumberland, PA 17070
(717) 770-0292
AC4V1'S11 T?? CCIVICIV 1
,iS agree. +en all references to credit u , -..
, _
Warne appears on this agreement and anyone to, brim 1e? ` , or proof c .overage to the creel ,Orion if asked to d
the LOANLINER3 Credit Agreement. All referenc"s to , t„,
amount in the box labeled "Ne,v Balance"
Ad
f o so.
rance+ , u' rlsurance and get a refund, the credit union has a right to
r und
If
h
.
re
erences eacl
person who signs this agreement .
t
e property is lost or damaged, the credit union can use the
r
. , z settlement .o repair the property or apply it towards wh
t
THE SECURITY FOR THE LOAN - B signin this see
y a
you ewe
.
? at ? t'ize the credit union to indorse any draft or check which ma
b
signature area or under the statement
rzferrtn to this agree , y
e payable
' in order for the credit union to collect any refundor benefits d
the back of the check you receive for the advance
you ofVE T ue under
° r insurance policy.
,
t un10E.
what is known as a security interest in the property described , t. Security
Offered
ti I; r u do not pay the taxes or fees on the property when due or ke
i
ec
un . he security interest you give inclunes all
Accessions are things whi
h ar
tt
c ep
t insured,
t`t edit aril+? ! may pay these obligations, but is not required to do so
An
c
e a
a
hed to or installed in the orc_, y now
o I e t re The security interest also include
, - ;
;
It .
y
note-' the credit a !ion spends for taxes, fees or insurance will be added to
the unpaid b
t
e
-
s an
p
N/
r; r plays t('
r ou buy . i hi n ad a
r „ ,+ rf
h
advance and you will pa
y interest or! those amounts
the yam
c
, or a
or refinancing tr.
agreed to pay on !he advance. If the credit union adds
a;sn Ir. hides any rnn+i yu
r . =e;^
nts or tae or insurance to the unpaid balance ut-ycur advance
,
:" ??
-lc C r i
?
eUl ;
; ,
?t len M' y h increased by the arnolunt of eSsary poi the ad
r e
ti
?
azi c ni e t p r= t n ,.
;t . ,, r „
EL rftY vance.
a . , , r: s ,.,rn r mo t r dri.3ii ,her , n d
AI R1 ;acWRiTr IN ENEST COVERS - i he security intere's
r
s r DEFAULT - + - !l be in default if you bre ? any
r;,se of a make under
this agreement ?ou well
lso b
nn
,
e
??ci"( ?! r
ier e,•Val of 1 ,
a a
e i r def" It if you
are in ig aillt under !he
"lt f rF ` ?I' F
'
0
C
aPCufe`; are LOiP v )t1 have n
n ? ," iii trlP
rot
i ?
f + u v)tl It piedginr OdPft
a a pr but have not signed
,
. r j
lt
t OANi INER Credit Ag+ i, rent and any o l
c
mo
, ru vAll be 111 Beta it I. andone is in detadlt
? is has
'
I
-
: o
t
t o!, Owe
the [ ^+ „gr c
,., ?.0Ai
,11 ItvFR r,clt Agreement
r
httr,c I., scr ;n? c
,e
;g IAFPENS YOU ARE IN I,EFAUt t ') en Y, L are ; defau
'
th
Prae.iLe nL d ti_c property will secure
,
ut ut` ;
_,
e
; ` ,' -, nt pricy Icy r ? tr ynu, itl ; i,, orne ate payment
r
you owe. ,you owe umi r t is ?O„NLIN IER Credit Agreement and take pc essior
he property
You
h
P `,rNERSHIP OF THE PROPERTY - You promi ? i
c own
h .
agree t
e credit union has the right to take possession
? the property without
i
y
.
rrol erty
dvanct s
i, rroperty, you pi h, 40 will us ; the
v go
ng to court and without ivin r
9 9 Sou advance notice.
u are asked to du s l
a
n;
t „ i, o n •w no one else a„v in
ere t
lm -% 11 e „et t union, you promise to deliver the property
a ;+ e aac p, 4
?
t
n
t , , nut ai Gad;, did r peer ? un
' ose TrI rep t ion vjill not he
sp
u e or
a
l
i
mr
n
, II
Or
se the n u use t as sect th y
??> j u i e , + !: t (j, / °c r
Nelh'?
eve
inside
1
r
ei u
another creditor
creditor
until
the adva un is repaid, Yet,
prc Wise you will ?
!cw ne r,
- rt ,;n!l fl.
at j'roperfy
vou or make ,
,?e,ia r
.
e Lr;tt
ift e est , -o attar to
. _
Get. to c aim.
soar art _ o ,.;
L,
of 'dtc. !O-
%i .I G ed'' r ; to e, :on if the property
it can sell it and a
iH
'
"i:Ji3GTINu THE SECURITYsNTEttLSt
-- li yo ur stat ,
ri"
,
c rrioney;eCpeI ed it_ ui io,I is y1
on L owe t cm
The
Iedi
Lnio
gl?e
ou n
?is n+o
ti
°
d
z
e issues z tul i!lc
`o uu premise to have the ut un union s sec.rity Iter st si uw n ul
l
6
?
?E
y
o
ce u
a ub Ic s?'a or r
e
ate
a
'aie I IV
??i?f
?''I be held. The exoens s nt the credit
i
I
e iit
T
credit un+ n may have In ; ,;+ a ? a
ua un
on for taking possession (',f and szllinn
he Property will (le i;r
t
d
i
n -I l(a J ate ;,Gilt
(. '"O.t p, I ,,, 'V tern t
` .
u
d tfrorr the money received from the t
t r r
may a I;GILdI
h
un
II
i s
?r is the prcu ,;r p i s+le nr"
i
?
,t' t rr,- rA i' ..
l ;
- T+
t
( ; U I,? t S
"S I g ,r,t I f .
a
t t s of + ul t c C, I ant r' )ty ;,
'„
'
-t. ?_
LrC;. ,.? ,
< it t ,T t -alt rr. lee wi br entl Ie+I ,n r1?, ?r
r'GU v?rc uu lei- the i OA!L+ II` r K - tt A
r
Sf o-t' .1
e men,.
?dw C
+I r ,; _
C r 1 of ++(] Keu+ ,t Ill UU
g 4 III so h2 e 1 rl ,.
rv amount
,
t?uu ..
I m tint; r In, t t ?r
tee" ne a been ,pp ed to the unna d balance
il'le aGvar.C 'U 6Vh
) !h
s
to re the
,o
t k
eit-
! i
agreement You arret to nav
't. that a oulit at the sah. r at, ..? the aok/mice; thet
p
i
e
i
u u the credit n
on I ru en
I-) olilp Iy lid 1 } I
t Ui
t a,n.t!
t
c
a,]
ri plLperty , ,
dr il a It t ?; t rrt j; d fa ` :.
P s t niawfUi purpn i
A rLr r- , .i4'3H >S AND CHANGES IN THE AGREEMENT
T
FROPERT' r,.;iURRA wC` l A cS AND FEES -
he
uior , rl
lfur Ilg an of Its rights under this agree men! any n
u Hoer
t! pa all gXes
and t s. a+ke registration cr ;due an the props t: and to keep the propert A < I r chts later. . he rest union
tlf(FI ( dkis IreE ; -f a
St
E
tI+?UINU aC alnSt I Cc and C2r r T + y
ge he amounrand coveraoe of the prc ert
p p .I
you:
ei ES or 6gal +epr sentaiives. If the Of, ,
ha ++ r+ !
e I
E
i
1
it I fi ?e + u r , t z 1:, ;,c is u: r,
f rGUit u; ion. vdl rn d he prdt ?r v
RC edit ??rdemzht you agree
; ;s g r- n will centinue c ri ,
r
t
,
I i r:r Ihr t+?h l nri _yuu already `I ve r,i ,
-
' e
r
he credit union
inn w:,;
if
,
r i..'. ' x I ( ai tr ilak,0 the't1SUian.; all(
/ t- I} th.e " ai(3ilED FF[dT11?FNFcc
r; of if ti agrr t ; ?. iq r1 ,,
- e F
min}pd
_
,,.
, DR TENNESSEE CREDIT ,
UNIONS ONLY
USE WHEN AUTOMOBILE IS 4! !-r+ ' ..
F'OR NORTH DAKOT,4 CrIt?DIT ISNIONS C?NL
N®Tt E
i y -? APPLIES
hL hr
I?2t OR rE € L IS t3 IF?'4`s§R ?
°?
: ;
VUU del EI I par h9s 'ie III
uJfv bi
r+
l
f C e
' 5ti?.?xi9.'f3^.i..?T9^'BLE. ¢?s•.'?_.
if 117
I e
a
;
t 7 ii purchase's :hi, .n<Iar r + v
a i
p7r! c L
-
!HIS MNNISACTiON fO Y r r, t
T
.
,
t -ryili cover only the r ri I , 'Frei in the „dp r
7ne insura
l ;
[ r ??Yt CcSSf G AND 5?i I i .; t I v?
nce wi
l not be liability insurance.
You have read the above statement an
CURED
-fY
RE(EIIyED IN THAT SA
?
?
d dch; ovuledge that the credit union
has explained it to you.
LE, YOU MAY HAVE
TO
THE
DlFFE
RENCE
SIGNATURE
---
- TNT PROPERTY DESCRIPTION ON THE REVERSE SIDE
iS PART OF THIS AGREEM
T
4r
NC?ITESI:tu4
DO NQ1 WRITE EN
...
1y014CE SIGN Tell; AGRFEMFNT ON THE REVERSE SWE
,
FOR CREDIT
....:: a* -"
3=
USE ONLY
' CHECK ARP
+
`
`
At?'¢yyFR4.a4:?,
APPROVED 4 L
-ABLE BOX(ES).. --
DATE LIMITS SIGNATURE - --
L NE OF CREDIT -
F' R
I^ILOAV OFFICER
AD AraCe AN r CNEF, rE-: N - T a -
DEBT FlT;C?
r
;CREDIT COMf rTFS OR OTHER
Olt S ir_ ! i-r , 10 , r.r c
' . FRED KTEF t _R 7v,L BE MA r
ACCE. i ED, ADVAtvCE APPROVED
.
REFERRED TO/REASON(S)
FOR REFERRAL AU-)R ONA SHE
ET AND DESCRIBE-
VERIFICATION
Helen Lorwey states subject to the
penalties of 18 Pa C.S.Section 4904 relating to unsworn
falsification to authorities, that he/she is the
Loss Prevention Specialist fnr tho
this matter, that he/she is authorized to make this
affidavit on its behalf and that the facts set forth in the
foregoing pleading is true and correct to the best of
his/her knowledge, information and belief.
3?zo?o7
411
P
"CL
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q
"' F
8T
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C04
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2007-01600 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
BELCO COMMUNITY CREDIT UNION
VS
SMITH JEANETTE F
R. Thomas Kline , Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT to wit:
SMITH JEANETTE F
but was unable to locate Her in his bailiwick. He therefore
deputized the sheriff of YORK County, Pennsylvania, to
serve the within COMPLAINT & NOTICE
On April 24th , 2007 , this office was in receipt of the
attached return from YORK
Sheriff's Costs:
Docketing
Out of County
Surcharge
Dep York County
Postage
So ans
18.00 9.00
10.00 R. Thoma line
95.75 Sheriff of Cumberland County
1.50
134.25
04/24/2007
ARTHUR FELD
Sworn and subscribe to before me
this day of
A. D.
r
COUNTY OF YORK
OFFICE OF THE SHERIFF
45 N. GEORGE ST., YORK, PA 17401
4.
SHERIFF SERVICE IMSTRUCTIONS
PROCESS RECEIPT and AFFIDAVIT OF RETURN PLEASE TYPE ONLY l.INE 1 THRU 12
DO NOT DETACH ANY COPIES
1 PLAINTIFF/S/ 2 COURT NUMBER
Belco Community Credit Union
3 DEFENDANT/S/
Jeanette F. Smith
SERVICE CALL
(717) 771-9601
Notice and Complaint CICA
SERVE 5. NAME OF INDIVIDUAL, COMPANY, CORPORATION. ETC TO SERVE OR DESCRIPTION OF PROPERTY TO BE LEVIED, ATTACHED, OR SOLD
Jeanette F. Smith
6. ADDRESS (STREET OR RFO WITH BOX NUMBER, APT NO., CITY, BORO, TWP, STATE AND ZIP CODE)
AT 18 Farm House Lune Camp Hill, PA 17011
7. INDICATE SERVICE: O PERSONAL p PERSON IN CHARGE DEPUTIZE `-1 CERT. MAIL U 1 ST CLASS MAIL U POSTED U OTHER
NOW March 29 20 I, SHERIFF OUNTY, PA, do hereby deputize the sheriff of
York COUNTY to execute this ;Wr' 21;teturn then o ding
to law. This deputization being made at the request and risk of the plaintiff. •
8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE O/C
Please mail return of service to Cumberland County Sheriff- Thank you.
ADV FEE 100.00 PD BY LAW FIRM
NOTE: ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave same
without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of such deputy or the sheriff to any plaintiff
herein for any loss, destruction, or removal of any property before sheriffs sale thereof.
9. TYPE NAME and ADDRESS of ATTORNEY / ORIGINATOR and SIGNATURE 10. TELEPHONE NUMBER 11. DATE FILED
PA 1707 717a770-U29 3/23/07
LAW OFFICES ARTHUR M FELD 1309 BRIDGE ST NEW CUMBERLAND
12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW: (This area must be completed if notice is to be mailed)
CUMBERLAND COUNTY SHERIFF 1 COURTHOUSE SQUARE CARLISLE PA 17013
SPACE BELOW FOR USE OF THE SHEfWF - DO NOT WRITE BELOW Tt#S LNE
13. 1 acknowledge receipt of the writ 14. DATE RECEIVED 15. Expiration/Hearing Date
or complaint as indicated above. i-LT M 16. HOW SERVED: PERSONAL ?. RESIDENCE jam-. POSTED( ) POE( ) SHERIFF'S OFFICE ( ) OTHER( ) SEE REMARKS BELOW
17. O 1 hereby certify and return a NOT FOUND because I am unable to locate the individual, company, etc named above. (See remarks below.)
18. NAM AND TITLE OF IND 'L SERVED / LIST ADDRESS HERE IF NOT SHOWN ABOVE (Relationship to Defendant) 19. Date of Service 20 Time of Service
X? t F-, ?f•rt-off C?:sPr?
21. ATT MPTS Date Time Miles Int. P le Time Miles Int. Date Time Miles Int Date rime Miles Int. Oahe Time MDate Time Miles Int.
21W aD1655'I
22. REMARKS:
23. Advance Costs
100
0 24 Service costs
$
O
1 25 N/F
1 26. Mileage
- 27. Postage
1 28. Sub Total
- 29. Pound 30. Notary 31. Surchg. 32. Tot. Costs 33 Costs Due or efund Check No
.
o ,
o 9 A-
) 90,96 ,a
15 15317
34. Foreign County Costs 35. Advance Costs 36. Service Costs 37. Notary Cert. 38. MdeavJPostage/Not Found 39 Total Costs 40 Costs Due or Refund
-
41. AFFIRMED
SO ANSWERS
Si
nature of
42
of
da
Al
-
g 45
. DATE?1
.12
.
y 1
7,21.1--7- 437
!
! iff Dep. Sheriff ( > a?
NOTARY
NC?AR
^.
LISA L. BC v''` ^., NOTARY PUBLIC 46. Signature of York
County Sheriffs 1y?2? G 47 DATE
CITY OF Y ORK COUNTY FOR Wj'LLIZ'U' -i HIOSF,
Si ERJ
FF ' 4/17/07
IN, -
MY COMMIS
n
; !RCS AU G
12
2009 ,
_ ..
_
. ,
...
.
,
48. Signature of Foreign a9 DATE
- - County Sheriff
w...w?•.v.a.cwc nwcvr v Vr 1 nr Jn CRlrr a ?[C 1 ur%m Awrm^ 4 umt 151. DATE RECEIVED
OF AUTHORIZED ISSUING AUTHORITY AND TITLE
1. WHITE - Issuing Authority 2. PINK - Attorney 3. CANARY - Sheriffs Office 4. BLUE - ShenRs Office
,3 ::?
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