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HomeMy WebLinkAbout03-2367FEDERMAN AND PHELAN, LLP By: FRANK FEDERMAN, ESQ., Id. No. 12248 LAWRENCE T. PHELAN, ESQ., Id. No. 32227 FRANCIS S. HALLINAN, ESQ., Id. No. 62695 ONE PENN CENTER PLAZA, SUITE 1400 PHILADELPHIA, PA 19103 (215) 563-7000 WM SPECIALTY MORTGAGE, LLC 505 SOUTH MAIN STREET ORANGE, CA 92868 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION VS. COREY R. MELL 858 WEST LOUTHER STREET CARLISLE, PA 17013 Plaintiff TERM CUMBERLAND COUNTY NANCY L. MELLINGER 858 WEST LOUTHER STREET CARLISLE, PA 17013 Defendant(s) CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE NOTICE **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. ** You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 Loan #: 0010640233 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFYER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. Loan #: 0010640233 o Plaintiff is WM SPECIALTY MORTGAGE, LLC 505 SOUTH MAIN STREET ORANGE, CA 92868 The name(s) and last known address(es) of the Defendant(s) are: COREY R. MELL 858 WEST LOUTHER STREET CARLISLE, PA 17013 NANCY L. MELLINGER 858 WEST LOUTHER STREET CARLISLE, PA 17013 who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. On 03/02/1999 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to AMERIQUEST MORTGAGE COMPANY which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1525, Page 155. PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The premises subject to said mortgage is described as attached. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 02/01/2002 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. Loan #: 0010640233 o The following amounts are due on the mortgage: Principal Balance Interest 01/01/2002 through 05/14/2003 (Per Diem $18.99) Attorney's Fees Cumulative Late Charges 03/02/1999 to 05/14/2003 Cost of Suit and Title Search Subtotal $56,189.51 9,476.01 1,250.00 53.23 $ 550.00 $ 67,518.75 Escrow Credit 0.00 Deficit 1,040.22 Subtotal $ 1,040.22 TOTAL $ 68,558.97 The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $ 68,558.97, together with interest from 05/14/2003 at the rate of $18.99 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. By: FR)]NK FEDERMAN, ESQUIRE LAWRENCE T. PHELAN, ESQUIRE FRANCIS S. HALLINAN, ESQUIRE Attorneys for Plaintiff Loan #: 0010640233 ALL THAT TRACT of land with improvements thereon erected situate in North Middle.ton Township, Cumberland County, Pennsylvania, bounded and de~:cribed as follows: B~GINNING at a ~oin= on the southern line of Lou=~er Street extended as shown on the hereinafter mentioned Plan of Lots on the dividing line between Lots Nos. 40 and 41 on said Plan; thence in a southerly direction along said dividing line 245. 3 fee= =o a 20-fco~ wide alley; thence in an easterly direction along the northern line of said alley 75.1 feet to a point; thence in a northerly direction along a line parallel with =he dividing line between Lots Nos. 3S and 39 on said Plan and 5 fee= westwardly therefrom 249.7 (erroneously recited in prior deeds a "149") feet, more or less, to Louther Street) thence in a westerly direction along the southern line of Louther Street 75 feet to the point or place of BEGINNING. BEING all of Lot No. 40 and ~he western 35 f~et of Lot No. 39 as shown on the Plan of Lots known as Eck~ls Park, said Plan of Lot being recorded in the Office of the Recorder of Deeds in and for cumberlamd County in Plan Book 2 st Page SS. BEING the same premises which R. Thomas Kline, sheriff of Cumberland County, by his deed dated September 1, 1993 and recorded September 23, 1993 in cumberland County Recorder of Deeds o~fice in Deed Book N-36, Page 949, granted amd conveyed t Transamerica Financial Consumer Discount Company, Grantor herein PREMISES BEING: 858 WEST LOUTHER STREET. VERIFICATION Rose C. Lara hereby states that she is Foreclosure Supervisor of AMERIQUEST MORTGAGE COMPANY mortgage servicing agent for Plaintiff in this matter, that she is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unswom falsification to authorities. ~~~. Foreclosure Supervisor DATE: SHERIFF'S CASE NO: 2003-02367 P COMMONWEALTH OF PENNSYLVA/qIA: COUNTY OF CUMBERLAND WM SPECIALTY MORTGAGE LLC VS MELL COREY R ET AL RETURN - REGULAR HAROLD WEARY , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT MELL COREY R DEFENDANT , at 1015:00 at 858 WEST LOUTHER STREET CARLISLE, PA 17013 COREY R MELL a true - MORT FORE was served upon HOURS, on the 23rd day of May the , 2003 by handing to and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 3.45 Affidavit .00 Surcharge 10.00 .00 31.45 Sworn and Subscribed to before me this ~2 ~ day of ~0~ A.D. ;Prothonotary u - So Answers: R. Thomas Kline 05/27/2003 FEDERMAN & PHELAN By: Deputy Sherif/F SHERIFF'S RETURN CASE NO: 2003-02367 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WM SPECIALTY MORTGAGE LLC VS MELL COREY R ET AL - REGULAR HAROLD WEARY , Cumberland County, Pennsylvania, says, the within COMPLAINT - MORT FORE MELLINGER NANCY L DEFENDANT , at 1015:00 HOURS, at 858 WEST LOUTHER STREET CARLISLE, PA 17013 NANCY L MELLINGER a true and attested copy of COMPLAINT - Sheriff or Deputy Sheriff of who being duly sworn according to law, was served upon on the 23rd day of May by handing to the 2003 MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 .00 16.00 Sworn and Subscribed to before me this I~ ~ day of [ tProthonotary~ So Answers R. Thomas Kline 05/27/2003 FEDERMAN & By: PHELAN Deputy Sheriff~ FEDERMAN AND PHELAN, LLP By: FRANK FEDERNIAN Identification No. 12248 Attorney for Plaintiff ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 WM SPECIALTY MORTGAGE, LLC. 505 SOUTH MAIN STREET ORANGE, CA 92868 Plaintiff, V. COREY R. MELL NANCY L. MELLINGER Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 03-2367 CIVIL TERM PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against COREY R. MELL and NANCY L. MELLINGER, Defendant(s) for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiffs damages as follows: As set forth in Complaint Interest from MAY 15, 2003 to JUNE 26, 2003 TOTAL $68,558.97 $816.57 $69,375.54 I hereby certify that (1) the addresses of the Plaintiff and Defendant(s) are as shown above, and (2) that notice has been given in accordance with Rule 237.1, copy attached. FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. PRO PROTHY FEDERMAN A,.ND PHELAN, LLP FRANK FEDERMAN. ESQ., Id. No. 12248 LAWRENCE T. PHELAN, ESQ., Id. No. 32227 FRANCIS S. HALLINAN, ESQ., Id. No. 62695 ONE PENN CENTER PLAZA, SUITE 1400 PHILADELPHIA. PA 19103 (?lC) ';62-7000 WM SPECIALTY MORTGAGE, LLC Plaintiff VS. COREY R. MELL NANCY L. MELLINGER Defendants ATTORNEY FOR PLAINTIFF : COURT OF COMMON PLEAS : CIVIL DIVISION : CUMBERLAND COL.'NTY : NO. 03-2367 CIVIL TEtLM TO: COREY R. MELL 858 WEST LOUTHER STREET CARLISLE, PA 17013 DATE OF NOTICE: ,HFNE 13. 200'~ THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFO1LMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.~ YOU HAVE PREVIOUSLY RECEWED A DISCHARGE IN BAN]CRUPTCY, THIS CORRESPONDENCE IS NOT AaND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. [MPORTANT NOTICE You are in default because you have failed to emer a written appearance personally or by attorney and file ia writing with the court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days fi.om the date oft[tis notice, a Judgment n'ay be entered against you without a hearing and you may lose your properly or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to f'md out where you can get legal help: CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 FRANK FEDEILMAN, ESQUIRE LAWRENCE T. PHELAN, ESQUIRE FRANCIS S. HALLINAN, ESQUIRE Attorneys for Plaintiff FEDEILMAN AND PHELAN, LLP FRANK FEDERMAN, ESQ., Id. No. 12248 LAWRENCE T. PHELAN, ESQ., Id. No. 32227 FRANCIS S. HALLINAN, ESQ., Id. No. 62695 ONE PEN~'N CENTER PLAZA, SUITE 1400 PHILADELPHIga PA 19103 (?IS) q6%7000 WM SPECIALTY MORTGAGE. LLC Plaintiff Vs. COREY R. MELL NANCY L. MELLiNGER Defendants ATTOILN'EY FOR PLAINTIFF : COURT OF COMMON PLEAS : CIVIL DIVISION : CUMBERLAND COL~'TY : NO. 03-2367 CIVIL TERM TO: NANCY L. MELLINGER 858 VOi;ST LOUTHER STREET CARLISLE, PA 17013 DATE OF NOTICE: .HrNE ! 3. 200t THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU 1N AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, ,auNT) ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE gan ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORT ANT NOTICE You axe in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claaris set forth against you. Unless you act within ten (10) days from the date of this notice, a Judgment may be entered against you without a hearing and you may lose your property or other wnportant dp, hts. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 FRANK FEDERMAN, ESQUIRE LAWRENCE T. PHELAN, ESQUIRE FILatNCIS S. HALLINAN, ESQUIRE Attorneys for Plaintiff CASE NO: 2003-02367 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERI~N'D WM SPECIALTY MORTGAGE LLC VS MELL COREY R ET AL HAROLD WEARY , Cumberland County, Pennsylvania, says, the within COMPLAINT MELL COREY R DEFENDANT , at 1015:00 at 858 WEST LOUTHER STREET CARLISLE, PA 17013 COREY R MELL Sheriff or Deputy Sheriff of who being duly sworn according - MORT FORE was served upon HOURS, on the 23rd day of May by handing to a true and attested copy of COMPLAINT - MORT FORE to law, the , 2003 together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 3.45 Affidavit .00 Surcharge 10.00 .00 31.45 Sworn and Subscribed to before me this day of A.D. Prothonotary So Answers: R. Thomas Kline '05/27/2003 FEDERMAN & PHELAN By: Deputy Sheri f~ CASE NO: 2003-02367 P COb~ION~EALTH OF PENNSYLVJ~xlIA: COUNTY OF CUMBERLAND WM SPECIALTY MORTGAGE LLC VS MELL COREY R ET AL HAROLD WEARY , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to says, the within COMPLAINT - MORT FORE was served upon MELLINGER N~NCY L DEFENDANT , at 1015:00 HOURS, on the 23rd day of May at 858 WEST LOUTHER STREET CARLISLE, PA 17013 by handing to NANCY L MELLINGER a true and attested dopy of COMPLAINT - MORT FORE law, the , 2003 together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 6 Service Affidavit Surcharge 10 16 So Answers: o o oo ~ O0 00 R. Thomas Kline 00 00 05/27/2003 FEDERJW3tN & PHELA_N Sworn and Subscribed to before me this day of A.D. Prothonotary By: Deputy Sherif~ FEDERMAN and PHELAN, LLP By: FRANK FEDERMAN Identification No. 12248 ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 191034814 (215} 563-7000 WM SPECIALTY MORTGAGE, LLC. 505 SOUTH MAIN STREET Plaintiff, COREY R. MELL NANCY L. MELLINGER Defendant(s). ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DMSION NO. 03-2367 CIVIL TERM VERIFICATION OF NON-MILITARY SERVICE FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant COREY R. MELL is over 18 years of age and resides at, 858 WEST LOUTHER STREET, CARLISLE, PA 17013. (c) that defendant NANCY L. MELLINGER is over 18 years of age, and resides at, 858 WEST LOUTHER STREET, CARLISLE, PA 17013. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unswom falsification to authorities. FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P. 3180-3183 WM SPECIALTY MORTGAGE, LLC. Plaintiff, COREY R. MELL NANCY L. MELLINGER Defendant(s). No. 03-2367 CIVIL TERM TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY: Issue writ of execution in the above matter: Amount Due $69,375.54 Interest from JUNE 26, 2003 to DECEMBER 10, 2003 (per diem -$11.40) $1,903.80 and Costs TOTAL $71,279.34 FRANK FEDERMAN, ESQUIRE One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 Attorney for Plaintiff Note: Please attach description of property. No. DESCRIPTION ALL THAT TRACT of land with improvements thareon ~rected situate in North Middleton Towa~hip, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point on the Southern Line of Louther Street extended as shown on the hereinafter mentioned plan of Iota on the dividing line between Lots Nos. 40 and 41 on said plan thence in a Southerly direction along said dividing line 245, 3 feet to an 20 foot wide alley; thence in a Easterly direction along tho Northern line of said alley 75.1 feet to a point thence in a Northerly dh'ection along a line parallel with the dividing line betveeo Lots Nos. 38 and 39 on said plan and 5 feet westwardly therefrom 249.7 (erroneously recited in prior deeds as ~149~ feet, more or less to Louther Street) thence in a Westerly direction along th~ Southern line of Loutber Street 75 feet to the point or place of beg~nni~ng. BEING all of Lot No. 40 and the Western 35 feet'of Lot No. 39 as shown on the Plan of Lots shown aa F. eke:Ia Park, said Plan of Lots being r~orded in the Office of the Recorder of Deeds in and for Cumberland County in Plan Book 2 at Page 58. Tax Parcel #29-20-1794-32 TITLE TO $~JZ) PREMISES IS VESTI~ 13[ Corey R. Moll, a single man and Nancy L. Mellin~er, a single wonlall, as joint t~n~tn with the fight of survivorship by Deed from Transamerica Fimmcial Consumer Discount Company dated 1/20/I994 and recorded 1/21/1994 in Deed Book T-36, Page 584 FEDERMAN and PHELAN, LLP By: FRANK FEDERMAN Identification No. 12248 ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 WM SPECIALTY MORTGAGE, LLC. Plaintiff, COREY R. MELL NANCY L. MELLINGER Defendant(s). ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 03-2367 CIVIL TERM CERTIFICATION FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: 0 an FHA mortgage ( ) non-owner occupied ( ) vacant (X) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unswom falsification to authorities. FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff WM SPECIALTY MORTGAGE, LLC. Plaintiff, COREY R. MELL NANCY L. MELLINGER Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS CML DMSION NO. 03-2367 CIVIL TERM AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 1) WM SPECIALTY MORTGAGE, LLC., Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at ,858 WEST LOUTHER STREET, CARLISLE, PA 17013. 1. Name and address of Owner(s) or reputed Owner(s): Name Last Known Address (if address cannot be reasonably ascertained, please indicate) COREY R. MELL NANCY L. MELLINGER 858 WEST LOUTHER STREET CARLISLE, PA 17013 858 WEST LOUTHER STREET CARLISLE, PA 17013 2. Name and address of Defendant(s) in the judgmeut: Same as above 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Nalne HELEN R. MELL PA DEPT. OF REVENUE BUREAU OF COMPLIANCE CLEARANCE SUPPORT SECTION ATTN: SHERIFF SALES Last Known Address (if address cannot be reasonably ascertained, please indicate) 399 PETERSBURG ROAD CARLISLE, PA 17013 DEPT.281230 HARRISBURG, PA 17128~1230 4. Name and address of last recorded holder of every mortgage of record: NalTle Last Known Address (if address cannot be reasonably ascertained, please indicate) HOUSEHOLD FINANCE DISCOUNT COMPANY 25 GATEWAY DRIVE, SUITE 107 MECHANICSBURG. PA 17055 5. Name and address of every other person who has any record lien on the property: Nalne Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. maine Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Tenant/Occupant Domestic Relations of Cumberland County Commonwealth of Pennsylvania Department of Welfare Last Known Address (if address cannot be reasonably ascertained, please indicate) 858 WEST LOUTHER STREET CARLISLE, PA 17013 13 North Hanover Street Carlisle, PA 17013 PO Box 2675 Harrisburg, PA 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unswom falsification to authorities. DATE FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff WM SPECIALTY MORTGAGE, LLC. Plaintiff, COREY R. MELL NANCY L. MELLINGER Defendant(s). TO: COREY R. MELL 858 WEST LOUTHER STREET CARLISLE, PA 17013 CUMBERLAND COUNTY No. 03-2367 CIVIL TERM June 26, 2003 NANCY L. MELLINGER 858 WEST LOUTHER STREET CARLISLE, PA 17013 **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECTA DEBTAND ANYINFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HA VE PREVIOUSLY RECEIVED A DISCHARGE IN BANKR UPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONL Y ENFORCEMENT OF A LIEN AGAINST PROPERTY.. ** Your house (real estate) at, 858 WEST LOUTHER STREET, CARLISLE, PA 17013, is scheduled to be sold at the Sheriffs Sale on DECEMBER 10, 2003 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $69,375.54 obtained by WM SPECIALTY MORTGAGE, LLC. (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriffwithin ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 DESCRIPTION ALL THAT TRACT of land with improvementz thereon erected situate in North Middlcton Township, Cungoertand County, Pennsylvania, bounded and de~cr/b~ as follows: BEGINNING at a point on the Southern linc of Louther Street extended as shown on the hereinafter mentioned plan of Iota on the dividing line between Lots Nos. 40 and 41 on said plan thence in a Southerly direction along said dividhlg line 245, 3 f~t to an 20 foot wide alley; thence in a Easterly direction along the Northern line of said alley 75.1 feet to a point thence ia a Northerly direction ',dong a lied parallel with the dividing line between Lots Nos. 38 and 39 o.n .said plan and 5 feet westwardly therefrom :249.7 (erroneously recited in prior ~ as "149" feet, more or less to Louther Street) thence in a Westerly direction along ~ Southern IMe of Louther Street 75 feet to the point or place of BEING all of Lot No. 40 and the Western 35 feet of Lot No. 39 as shown on the Plan of Lots shown as Eckels Park, said Plan of Lots being r~orded in the Of-fic~ of thc Recorder of Deeds in and {:or Cumberland County ia Plan Book 2 at Page 58. Tax Parcel #29-20-1794-32 TITLE TO SA,iD PREMISES IS VESTED IN Corey R. Mell, a s/ngle m~n and Nancy L. Mellinger, a single woman, as joint tenants with the ~ of survivorship by Deod from Transamerica Financial Consumer Discount Company dated 1120/1994 and recorded 1/21/1994 in Deed Book %36, Page $84 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 03-2367 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERiFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WM SPECIALTY MORTGAGE, LLC., Plaintiff (s) From COREY R. MELL AND NANCY L. MELLINGER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifpropen'y of the defendant(s) not levied upon an subject to attachment is found in the possession of anyune other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $69,375.54 L.L. $.50 Interest FROM 6/26/03 TO 12/10/03 (PER DIEM - $11.40) - $1,903.80 AND COSTS Atty's Corem % Due Prothy $1.00 Arty Paid $129.45 Other Costs Plaintiff Paid Date: JULY 1, 2003 (SeaD CURTIS R. LONG Prothon~w ',,..~By: ~..~.~. ~, .~"'~ .~7~,~/'~'''-~ Deputy REQUESTING PARTY: Name FRANK FEDERMAN, ESQUIRE Address: ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400 PHILADELPHIA, PA 19103o1814 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ID No. 12248 PLAINTIFF DEFENDANT(S) AFFIDAVIT OF SERVICE WM SPECIALTY MORTGAGE, LLC. COREY R. MELL NANCY L. MELLINGER SERVE NANCY L. MELLINGER AT 858 WEST LOUTHER STREET CARLISLE, PA 17013 ! CUMBERLAND COUNTY No. 03-2367 CIVIL TERM ACGT. #00'10640233 KMD Type of Action - Notice of Sheriff's Sale Sale Date: DECEMBER 10, 2003 SERVED Served and made known to ~,,~fir4(~ [. ~[~-t.2~tlq(Z~D, efendant, onthe [~t'k day°f~'~01,t ,200~,at °c;l"] ,o'clock~_.m.,at , Commonwealth of Permsylvania, in the manner described below: Defendant personally served. Adult family member with whom Defendant(s) reside(s). Relationship is __ Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. Other: an officer of said Defendant(s)'s company. Oesc/,it~tion: Aget_~ Height.~ Weight ~.-~<~ Race ~ Sex ~ Other I,/Z C '~' '~-~, a co etent adult ..... -- .,.- g. -i~./~. / ~ -- ' mp , being amy sworn according to ~aw, depose and state that I personauy nanaO a tree and correct copy of the Notice of Sheriff's Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. before[net,his /7OCday of ~ J Z//~ ,200=~. PLEASE ATTEMPT SERVICE AT LEAST 3 TIMES. INDICATE DATES & TIMES OF SERVICE ATTEMPTED, On the __ day of ,200__, at _. --_. Moved ___ Unknown__ No Answer 1st Attempt:_ / / Time: : NOT SERVED o'clock __.ar, Defendant NOT FOUND because: __ Vacant 2ad Attempt:. / / Time: 3rd Attempt: / / Time: : Sworn to and subscribed before me this __ day of ,200 _. Notary: Attorney for Plaintiff Frank Federman, Esquire - I.D. No. 12248 By: AFFIDAVIT OF SERVICE PLAINTIFF WM SPECIALTY MORTGAGE, LLC. DEFENDANT(S) COREY R. MELL NANCY L. MELLINGER SERVE COREY R. MELL AT 858 WEST LOUTHER STREET CARLISLE, PA 17013 CUMBERLAND cOUNTY KMD No. 03-2367 CIVIL TERM ACCT. #0010640233 Type of Action - Notice of Sheriff's Sale Sale Date: DECEMBER 10, 2003 SERVED , Defendant, on the _ [ ~} day of ~'-~i [~/ ,200~, I ~ , Commonwealth Served and made known to at. Dc, l~ _, o'¢1o¢k g.nt, at ~5~ of Pennsylvania, in the manner described below: )~ Defendant personally served. -- Adult family me, abet with whom Defendant(s) reside(s). Relationship is _ -- Adult in charge of Defendant(s)'s residence who refused to give name or relationship. --Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of bnsiness. - an officer of said Defendant(s)'s company. Other: Descrj4~ion: Age~- ~tteight~c~ Weight,'[t~5 Race_~_~ Sex [~ Other I ~'2 -,-.----e - -/¢---, a c°mpetent adult' being duly sw°m acc°rdhig t° law' dep°se and state that I pers°nally handed a tree and correct~pY~g~e ~a~.n~he'malmer ? set forth hereto, tssued m the captuoned case on the date and at the address hidica'te'd above. ~ ~ d. Jotnper, ~'~ .... "~ '~ ....... ~'r ~t TrMI*51 INDICATE DATES & TIMES OF SERVICE ATTEMPTED. PLEASE ATTEMPT SERVICE At NOT SERVED o'clock __.tm, Defendant NOT FOUND because: Vacant 2ad Attempt:- / / Time: On the . day of_ ,200__, at .... Moved __ Unknown . No Answer 1st Attempt:__ / / Time: : 3rd Attempt: / / Time: Sworn to and subscribed before me this day of_ ,200 _. Notary: By: Attorney for Plaintiff Frank Federman, Esquire - I.D. No. 12248 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WM SPECIALTY MORTGAGE, LLC. VS. COREY R. MELL NANCY L. MELLINGER CIVIL ACTION CIVIL DIVISION NO. 03-.2367 CIVIL TERM AFI~IDAVIT OF SERVICE PURSUANT TO RULE 3129 COMMONWEALTH OF PENNSYLVANIA ) COUNTY OF CUMBERLAND ) SS: I, FRANK FEDERMAN, ESQUIRE attorney for WM SPECIALTY MORTGAGE~ LLC. hereby verify that on June 30~ 2003 tree and correct copies of the Notice of Sheriff's sale were served by certificate of mailing to the recorded lienholders, and any known interested party see Exhibit "A" attached hereto. DATE: November 4, 2003 FRANK FEDERMAN, ESQUIRE Attomey for Plaintiff COMMONWEALTH OF PENNSYLVANIA -} COUNTY OF CUMBERLAND SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which WM Specialty Mtg LLC is the grantee the same having been sold to said grantee on the 4th day of Feb A.D., 2004, under and by virtue ora writ Execution issued on the 1st day of July, A.D., 2003, out of the Court of Common Pleas of said County as of Civil Term, 2003 Number 2367, at the suit of WM Specialty Mtg LLC against Corer R Mell & Nancy L Mellinger is duly recorded in Sheriff's Deed Book No. 261, Page 3346. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this /7/'~:- day of f~ ,A.D2/~ff 0~, ~,, WM Specialty Mortgage, LLC VS Corey R. Mell and Nancy L, Mellinger In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2003-2367 Civil Term Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on August 20, 2003 at 3:20 o'clock PM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendants, to wit: Corey R. Mell and Nancy L. Mellinger, by making known unto Corey R. Mell and Nancy L. Mellinger, personally, at 858 West Louther Street, Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to them personally the said true and correct copy of the same. Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states that on October 06, 2003 at 4:06 o'clock P.M., she posted a true copy of the with/n Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property ofCorey R. Mell and Nancy L. Mellinger located at 858 West Louther Street, Carlisle, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendants, to wit: Corey R. Mell and Nancy L. Mellinger, by regular mail to their last known address of 858 West Louther Street, Carlisle, PA 17013. These letters were mailed under the date of October 6, 2003 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on February 4, 2004 at 10:00 o'clock A.M. He sold the same for the sum orS1.00 to Attorney Frank Federman for WM Specialty Mortgage, LLC Without Recourse. It being the highest bid and best price received for the same, WM Specialty Mortgage, LLC Without Recourse of 505 South Main Street, Orange, CA 92868, being the buyers in this execution, paid to Sheriff R. Thomas Kline the sum of $771.87, it being costs. Sheriffs Costs: Docketing $30.00 Poundage 15.53 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 Prothonotary 1.00 Mileage 6.90 Levy 15.00 Surcharge 30.00 Law Journal 265.40 Patriot News 244.54 Postpone Sale 20.00 Share of Bills 28.90 Distribution of Proceeds 25.00 Sheriffs Deed 39.50 $ 792.27 Sworn and subscribed to before me This .23~day of ,~,~,7 R. Thomas Kline, Sheriff Real Estate Deputy THE PATRIOT NEWS THESUNDAY PATRIOT NEWS Proof of Publication UnderAct No. 587, Approved May16, 1929 Commonwea)th of Pennsylvania, County of Dauphin} ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Asst. Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principaJ office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 28th day(s) of October and the 4th and 11th day(s) of November 2003. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded Jn the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. COPY ~wom to an s~_~crib~a hnfore~t~is 19th Oay/~ ~Joyet~er 2003 A.D. Notadal Seal // / ./ ~:'*// ,~ S A L E #10 Tea~/L RuS.~i, NotalyPub~ f~- ~./~..~.~ /~ ~/~/~ ~ My~Ex~r~J~e~,~ N~ARY PUBLIC ~ ~, ~na ~ ~ ~y ~mmis~on expires June 6, 2006 CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Total $ 244.54 'Publisher's Receipt for Advertising Cost , publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general ~ receipt of the aforesaid notice and publication costs and certifies that the same have PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L. 1784 STATE OF PENNSYLVANIA : : COUNTY OF CUMBERLAND : SS. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: OCTOBER 17, 24, 31, 2003 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. HEAL ESTATE SALE NO. 10 Writ NO. 2003-2367 Civil WM Speciaity Mortgage. LLC VS. Corey R. Mall and Nax~cy L. MeL!inger Atty.: Frank Federman DESCRIPTION ALL THAT TRACT of land with improvements thereon erected situ- ate in North Middleton Township, Cumberland County. Pennsylvania. hounded and al&scribed as follows: BEGINNING at a point on the Southern line of Louther Street ex- tended as shown on the hereinafter mentioned plan of lots on the divid- Lng line between Lots Nos. 40 and 41 on said plan thence in a South erly direction along said dividing line 245, 3 feet to an 20 foot wide alley: thence in a Easterly direction along the Northern line of said alley 75.1 feet to a point thence in a Northerly SWORN~O AND SUBSCRIBED before me this 31 day of OCTOBER, 2003 NOTARI~ SEAL LOIS E. SNYDER, Notmy Public Carlisle Boro, Cumbedand ~ My Commissio~ Expires Mm'ch $, BEGINNING at a point on the Southern line of Louther Street ex tended as shown on the hereinai'ter mentioned plato of lots on the divid- ing line between Lots Nos. 40 and 41 on said plan thence in a South erly direction along said dividing line 245, 3 feet to ~ 20 foot wide alley: thence in a Easterly dh'ection along the Northern line of said alley 75.1 feet to a point thence in a Northerly direction along a line parallel with the dividing line between Lots Nos. 38 and 39 on said plan and 5 feet westwardly therefrom 249.7 {erro- neously recited in prior deeds as '149' feet. more or less to Louther Street} thence in a Westerly direc tion along the Southern line of Louther Street 75 feet to the point or place of beginning. BEING all of Lot No. 40 and the Western 35 feet of Lot No, 39 as shovzn on the Plan of Lots shown as Eckels Park, said Plan of Lots being recorded in the Office of the Recorder of Deeds in and for Cumberland County in Plai~ Book 2 at Page 58. Tax Parcel #29-20-1794-32. TITLE TO SAID PREMISES IS VESTED IN Corey R, Mell. a single lnarl and Nancy L. Melllnger, a single woman, as joint tenants with the right of survivorship by Deed from Transamerica Financial Consumer Discount Company dated 1/20/ 1994 and recorded 1/21/1994 in Deed Book T-36. Page 584,