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Home My WebLink About03-2390MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 '856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Vo Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County 'NO. COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FiND OUT WHERE YOU CAN GET LEGAL HELP. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a'las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVEESTA DEMANDA A UNABOGADO IMMEDiATAMENTE, SI NO TIENEABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached.document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN /s/Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (8S6) 482-6900 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: Accubanc Mortgage Corporation Assignments of Record to: National City Mortgage Co. Recording Date: 11/17/99 Book: 630' Page: 795 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant(s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 123 Laurel Drive MUNICIPALITY/TOWNSHIP/BOROUGH: Pennsboro Township COUNTY: Cumberland DATE EXECUTED: 11/15/99 DATE RECORDED: 11/17/99 BOOK: 1582 PAGE: 708 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant(s) continues to fail or refuses to comply with the terms of the Mortgage as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated (b) · 5/13/03: below; by failing or refusing to pay other charges, if any, indicated below. The following amounts are due on the said Mortgage as of Principal of debt due npaid.I~terest at 8% rom.I/%/03 to 5/13/03 (the per diem Snterest accruing on this debt is $30.13 and that sum should be added each day after 5/13/03) 4,007.29 Title Report 250.00 Court Costs (anticipated, excluding Sheriff's Sale costs) 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $324.85 and that sum should be added on the first of each month after 5/13/03) 55.30 Late Charges (monthly Iate charge of $51.20 should be added in accordance with the terms of the note each month after 5/13/03) 153.60 Attorneys Fees (anticipated and actual to 5% o~ principal) 6,778.84 TOTAL $147,101.82 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act' 6, 'if.applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part $135,576.79 hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $147,101.82 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. Mark J. Udren, ESQUIRE MARK J. UDREN & ASSOCIATES Attorney for Plaintiff Attorney I.D. No. 04302 ALL THAT CERTAIN LOT OF LAND SITUATE IN EAST PENNSBORO TOWNSHIP, CUMBERLAND COUNTY, ~ENNSI~LVANIA, BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON :TH~ NORTHERN ~IGHT OF WAY LINE OF LAUREL 'DRIVE AT THE SOUTHWEST COP/TEK OF LOT NO. 113 ON THE~HEKEINAFTER HE~TIoNED SUBDIVISION PLAN~ -THENCE ALONG THE NORTHERN RIGHT OF WAY LINE OF LAUREL DRIVE ON A CUI~VE TO THE LEFT HAVIN~ A RADIUS OF 175 FEET, AN ARC LENGTH OF 65.11 FEET TO A POINT AT THE NORTHEASTERN ~COKNER OF LOT NO. 115~ THENCE ALON~ THE NORTHERN LINE OF LOT NO. · 115 NORTH 85 DE~HEES 22 MINUTES 00 SECONDS WEST 197.33 FEET TO LANDS NOW OR LATE OF W.H.P. INC., THENCE ALONG SAME NORTH 25 DEGREES 21 MINUTES 00 SECONDS WEST 134.67 FEET TO A CONCRETE MONUMENT~ THENCE ALONG THE SOUTHERN RIGHT OF WAY LINE OF 1-81 (L.R. 1005) NORTH 68 DEGREES 54 MINUTES 00 SECONDS EAST 69.88 FEET TO A POINT AT THE NORTHWEST COP, NER OF LOT NO. 113 ~ THENCE ALONG THE WESTERN LINE OF LOT NO. 113 SOUTH 64 DE~KEES 03 MINUTES 00 SECOND EAST, 229.35 FEET .TO A POINT, THE PLACE OF BEGINNIN~. BEING LOT NO. 114 ON THE FINAL SUBDIVISION PLAN OF MOUNTAIN VIEW ESTATES, SECTION 1, PHASE 3, AS RECORDED IN PLAN BOOK 53, PA~E 90, CUMBE~J~ND COUNTY RECORDS. UNDER AND SUBJECT NEVERTHELESS, TO ~tESTRICTIONS, RigHTS OF WAY, EASEMENTS AND COVENANTS OF PRIOR P~ECORD. HAVING THEREON ERECTED A TWO STORY BRICK AND VINYL DWELLING WITH A 2 CA~ ~ARA~E BEING KNOWN AND NUMBERED AS 123 LAUREL DRIVE, EAST PENNSBORO TOWNSHIP, CUMBEPJ~AND COU~Y, PENNSYLVANIA. Malgage National City Mortgage ¢o. 3232 Newmark Ddve · Miamisburg, Ohio 45342 Telephone (937) 910-1200 Mailing Address: P.O. Box 1820 Dayton, Ohio 45401-1820 April 03, 2003 Michael L Eberly 123 Laurel Drive Enola PA 17025 Loan No. 967695-1 Current Servicer: National City Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on your property located at: 123 Laurel Drive Enola PA 17025 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) 02/01/2003 - 04/01/2003 and the following amount(s) are now past due: Monthly Payments Late Charges Other Fees Less Suspense Balance Total Due 4,106.32 4,046.46 51.20 8.66 .00- YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 4,106.32, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: National City Mortgage Attn: Customer Counseling Department 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do not use if not applicable) DR672 JCS Page 1 - ACT 91 NOTICE ~ ..... EXHIBIT A OCT. 17. 2002' iO'35AM NATIONAL'CITY NO, 1219 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the ..... ' - , lender intends to ~ .... , .... ,,,u_ .ru~. on. your.nome is m default, and the -~,.=~,uau. opeclflc mfo~afion about the nature of the default provid~ in the a~ached pages. ' ro r~~ Tos ' HE APea el 'o u t EE IT A ONSUMERCRFnlTCOUN ~FU~INoTI E:~;Ee this · The. m addre a d o e'n ber fCc sumerCred~CO.~ncles s~' ..? rCoun are n u dwiththis~otJc~i...ouhav · ' ~ all the P s -lv~- u .... , ..... _ e an stions o . uam rlnance.A eno II . . . . P~f e at 800 342 2397 This Notice contains impo~ant, legal infor~?i0n. If You have any questions, re r~ :e~?ves at ~,e Consumr C~'it Counsel,n- A" ............... P ,-. rou may also want to con'a-- ....... u u=,,uy may De ao!e to ~elp explain · ~ a. a;;orney in your area. The local bar association may be able to help you find a la~er. LA NOTIFICACIOi~I EN ADJUNTO ES DE SUMA IMPoRTAI~C,A, PUE$ AFE~-i~/~'SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA .NOTiFICAClON. OBTENGA UNA TRADUCClON ,~ I'NMEDITAMENTE LLAMANDb 'ESTA AGENClA (PENNSYLVANIA HOH.~iNG NANC@ A~:ed~w e,~, ,~,~-. ...... m~_ SER ELEGIBLE PARA'UN P~- ..... ~0 MENCIONADO ARRIBA. PUEDES' - , nC~/AMU POR.EL PROGRA " ~MEOWNER S EMERG;.~v ~~ - - · MA LLAMADO PUEDE SALVAR SU CAS~-~: ~'~~ASSISTANCE PROGRAM" EL CUAL HIPOTECA. ~ ~ ~CHUlUA DEL 'DERECHO A REDIMIR SU · yo~OMMAEyOWNER'S EMERGENCY MORTGA'GE ASSISTANCE PROGRAM OM FOR LO A H LP OUMAK FUTUR ~' · MORTGAGE PAYMENTS. ' O~CT, 17. 2002 10'35AM NATIONAL CITY NO. 1219 P. 3 'IF YOU COMPLy WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: · IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR. · CONTROL. · IF YOU HAVE A'REASONABLE PROSPECT OF' BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND. · IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLIS BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. HED TEMPORARY STAY OF FORECLOSURE_ Under the Act, you are entitled to a tempo- rary stay of foreclosure on your mortgage for thirty (30) days.from the date of this Notice. During that time you must arrange and attend a ~face-to-face" meeting with one of the consumer credit counseling agencies listed at-the end of this Notice. _D_ATE: THE RT F THIS NOTICE CAll ED "HOW TO CURE Y ,~u~=MU A E UP TO A . ~ONSUMER CREDIT ·COUNSELING. AGENCli=~ - If you .meet. with one of the con- 'Burner credit counsel!ng agencies 'listed ·at the end of this notice, the lender may NOT take action against you fo't thii'ty (30). days after the 'date Of this· 'n which the r e is Iocat re set fo h at t n of is Not e. only necessary to schedule one face-to-face meeting. Advise you~; lender ~oltyioSur intentions. APPLICATION FOR MORTGAGE A S_~.J_~T.~ ' reasons set forth later in this NotiCe (see following - Your mortgage is in default for the pages'fo~ specific information about the nature of your default). If you have tded and are unable to' resolve this problem with the lender;, you have the' right to apply for financial assistance from the Homeowner's Emer- gency Mortgage Assistance P'rogram. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end' of this Notice. Only.: onsumer credit counseling agencies have applications for the p~ogram and 'they will assist .y__o.uJn_submit-_ - · '-"' ~enn~y~vania Housing Finance Agency.. Your application, MUST be filed Or postmarked within thirty (30) days-of your faCe40.face meeting. YOU MUST'FILE YOUR APPLICATION PROMP : '" YOU DO NOT F TLY. IF YOU FAIL T OLLOW THE OTHER O DO SO OR IF ~~=~ ¥~UR'HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE' DENIED. AG~ _ Available funds for emergency mortgage assistance are very lira ired. They will be disbursed by the Agency under the eligiisility Criteria established by the Act. ! OCT. 17. 2002 10'35AM NATIONAL CITY N0.'12i9"'1~. 4 'The I~ennsylvania Housing Finance Agency bas sixty (60) days to make a decision after It receives your applica~on. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application, NOTE: IF YOU ARE CURRENTLY PROTECTED BY. THE FILING OF A PETITION IN BANKRUPTCY, THE ·FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT.. (if you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.) iF YOU DO NOT CURE THE DEFAULT(see pa_~e 1) - If you do not cure the default within THIRTY (30)-DAYS of the date of this Notice, the lender intends to exercise ric~hts to accelerate th,- mortqaae debt. This means that the entire outstanding balance of this debt will be consi~lered c~ue immediately and you may lose th~ chance to pay the mortgage in monthly installments. If full Payment of the total amount past due is not made Within THIRTY (30) DAYS~ the lender aisc intends to instruct its attorneys to start legal action to force, lose upon your mort~laqe Droqerty. .IF THE MORTGAGE IS FORECLOSED UPQN - The mortgaged property will be s01d by the Sheriff t° pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the' lender begins legal .proceedings against you, you will still be required to pay the reasonable'attorney's 'fees that were actually incurred, up to $50.00. However, .if. legal proceedings are star, ed' against you, you will 'have to pay all reasonable attorneys' fees actually incurred'by the lender even if they exceed $50.00. Any atto.rney's fees will be added tO the amount ypu owe the lender, which may also Include other reasonable 'COSts. If V0U cure the default Within ~e THIRTY (301' DAY oeriod, you Will~ot be required to _~ay attorney,s f~e-':_'. " ' ' ' QTHER LENDER REMEDIEP -. The lender may also. sue you personally for the unpaid princiPal balance and all Other sums due under the mo/tgage. RI H_T, TO C RE'TH EFAULT;PRiOR T' SHER F' 'S SAL - If you have not cured the defau!t within the THIRTY (30) DAY perfo'd and foreciosure proceedings have begun, ou s ill have t 'e ri ht tO cure th efault and revent' h~ sale at a ' ti o _hour b f ret eSherif' Sle. Yb ma do so ' a'in ' the -total amount t en astdue, lusa.n_.y lateo other char es h n. u re' o a I o'r' fees nd~on E;:;~ dwihthe' foreclosure sale an' n ther osts nn t dwi heS ri's " 'n- fna other re uirement un er the rt a e. Cur- your default in the manner set forth in this notice will restore your mortgage to the same POSition as if you had never defaulted. EARLIEST DSS B E SHE I F'S SA DAT - it Is estimated that the earliest date that'such a Sheriff's Sale of the mortgaged prope .rty could be held would be approxi- ma. rely FOUR(4) months from the date of this Notice.. A notice of the' actual date Of the Sheriff's Sale will be sent to yo~ befor~ the Sale. Of course,'the amount needed to cure the default will increase the longer you wait. You may find out' at-any time exactly what the required payment or action will be by contacting the I~nder. OCT, 17. 2002 lO'36AM NATIONAL CITY NO, 1219 P. 5 HOW TO CONTACT THE LENDE~_: _Neme of Lender: National City Mortgage Add_~: 3232 Newmark Dr. Miamisburg OH 45342 Phone Numbe~: 1-800-523-8654 N~_.~L~Z~: (937) 910-4058 Contact Per~on: COLLECTIONS DEPT. EFFECT OF SHERIFF'S SAL~F_~ _ You should realize 'that' a Sherfff's Sale will end your ownership of the mortgaged property an.d your fight to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishing and other belongings, could be started by the lender at any time. ASSUMPTION OF MORTGAGF - You.may'or may not be able to sell or transfer your home to a buyer or transferee who will assume 'the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to 0r at the sale and that the other :requirements of the mortgage are Satisfied. For additional informa- tion please contact the Collection Dept. ' _YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT.' TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR' HALF.. ' TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DE- FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT; ('HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES' IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FORECLOSURE 'PRO- CEEDING OR ANY OTHER LAWSUIT INS'HTUTED UNDER THE 'MORTGAGE DOCUMENTS. . 'TOASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE T~ SUCH. ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCy LAW, OCT. 17. 2002 IO:36AM NAT I ONAL C I TY NO. 1219 ' APPENDIX C · PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER,S EMERGENCY MORTGAGE ASSISTANCE PROGRAM -CONSUMER CREDIT COUNSELING AGENCIES Ameffcan Red Cmss~ Hanover Chapter Hanover, Pennsylvania 17331 ('717) 637-3766 FAX (717) 637-3294 CCCS of Western PA 2000 Llngle~lown Road Har~fsbu~g PA 17102 (717) 541-1757 FAX (717) 54.1-4670 Financial Counseling Services of FranldJn .31 West 3~d Waynesbom, PA 17268 (717) 762-32,85 Adams Coun~ Housing Authorky 139-143 Cadisle Getty'Sbur9 PA 17325 (717) 334-1516 FAX (717) 334-8326 .... __ns,_y .v,a~a. Houelng Fi~lance Agency 2275 Swallow Hill road, Side 200 PittSburgh. PA 16220 ikXl 2) 429-2842 (412) 429-2835 Credll Counselom o; PA 4Ol Wood Stmel, Suite 90~ ' Pifl~burgh. PA~15222 12) 33~-9954 or 1(800) ?37.2933 X (412) 338-9963 · t Action Hobsing, /nc. . 425 6th Avenue, SuJle 950 Plllsburgh, PA 15219 (412) 391-1.956 or (412)281.2102 or I (800) 792-2801 FAX (412)-391.4512 , Communily Action Southwest 22 Wes[ High Street Wayneabun:j, PA 15370 (724) 852-2693 CCC,S 'of Wesmm Pennsyh/ania, Inc. 309 ,~mithrield Street Pittsburgh. PA 15222 . (412) 47t.7584 Ouslng Opl:mrtuntlea 33 Seventh Street · McKseapon PA 15132 ' (412) 664-1906 Fax (412) 664-O873 Urban League Of PRtsburgh Bldg. For Equal Opportunity , One Smi~hfl~d ' Pit/~burgh. PA' 1522.2-2222 (412) 227-4802 FAX (412) 261-~2.07 Men-Valley Unemployed Committee ,120 C. 9th Avenue Homestead, PA 15120 :(412) 482.0962 T CCCS of Wcslem Pennsylvania. Inc. 217 E. Plank Road ~Jtoons PA 1660~ (814} 944-8100 or (814) 944-5747 Indiana Co. Community Action Program 627 Waist Slmel, &)x 167 hldlana PA 15701 (724) 465-2657 FAX (724} 4~5-5118 Credit Counselors et PA 401 Wood Street, Suile 906 Pittst~u,'gh, PA f5222 (412) 338.99.54 or 1(800) 737-2933 FAX (412) 33e,xJS.3 Action J'lousing, 425 601 Avenue, Suite 950 Piltsburgh, PA 15219 (412) 391-1956 FAX (412) 391-451~ CCCS 0[ We~em Permsylvanm, Inc. 071 Third Beaver, PA 15009 (72~.) 7',,4-07~6 Housing Oppoflun/lies ol Beavor Courlly, Inc, 650 Corporalion St, Suite 207 Soarer, PA ~$009 (724) 728-.7511 Mon V~dley Unemployed** Committee 120 E. 9(h Avenue · Homes'lead. PA 15120 (412,) .Housing Opporr(/niJ~ls,, Inc, 133 Severdh Street P.O. ~ov g MoKeasport PA 1615~ Credit Oour~lo~s o~ PA * · "01 WoOd ,Street, Suite 906 Pllrgourgh, PA 15222. (412) 836-9954 or 1'(600) 737-2,933 FAX (412) 336-9963 ~ng Sewlces 10241 Lincoln Highway EvefetL PA 1'5537 ' (614) 623-9129 FAX (814) 623-7167 CCCS o( Weslem Pennsylvania, Inc. 217 E. Plank Road Ailoona PA 16602, (614) 944-6100 FAX (814) 944-5747 -'K~' Economic . -- - 0ovslopmen~ Corporation 1954 Mary Grace Lane Johnstown, PA 15901 (814) S35-8566 FAX (814) 539-1668 Tableland Sea, ices, In~. 535 East Main Slice; Somemet PA 15501 (814) 445-9~28 or 1-800-462.0148 FAX (814) 443-3690 Wealheri2~tion Office 917 Mifflin Slfeet Huntingdon. PA 1665~ (814) 643.2343 Cccs of-Lehigh Valley ~671 Crescent Ce~rt East Whitehall PA 18052 (610) 821-4011 or 600-220-2733 (814) FAX (610) Economic Opporlunity Cabinet of Sch uy~'ll County · 225 N. Conks Street Pottsville, PA 17901 (7?7) FAX (717) 622-0429 Community Housing Counselor, Inc. P.O. Box 244 Ko,nail Square, PA 19348 (610) FAX (610) 444-6243 I ~'~ Housing Services R.D.#1, Bo,, 384 Everett, PA 15537 (616) 623-9~2,9 FAX (814) 62,3-7167 Keystone Economlo Development Corp 19.54 Mary Graco Lane Johnstown PA 15901 X (81:4) 639-1688 C~CS et Western Pe~nsylvama. fno. 217 E. plank Road /Uloona PA .16602 (614!. 944 -6100'bi (614) 9.44.5747 Weatlled~ation Office 917 Miftah 8treel Hunt ~gdoo, PA 1 (814) 643-;,343 ~,~' of Norlheastem PennsHv&nla 1,..40~. Ab_tnglen Ex,curve Pan'<, Suite 1 ClarKe ,Summit1, PA 18411 ~570) 587-9163 OR 1-800-922.9&,37 FAX (570) 567-9134/9135 31 W. Market St, Wilkes-Be, fro. PA t~702 (570) 821-0837 or 600-922-9537 FAX (570) 82.1,178,~ . 9 SOuth. ?In Street Stroudsburg PA 18360 (57o) 42o,6960 or 800-922-9537 PAX (670) 420-8981 1631 S Atherlon. St, Suite 100 (814) FAX (8~4) 2383669' The Tl~ab Center of No~lheastem PA 10 PlJbii= Ave~lue Monlmse, PA 1~801 (570) 27.6-3338 or 600-962-4046 FAX. (570} 278'-1889 t 85 Elmi~ $treel P,O. Box 218 Troy, PA 16947. (570) 29~-210:1 German SfreoL' P.O, Box 389 Dushore, PA.18614 (570) 928-9666 FAX.(5~'0) 928-8144 103 Warren Sl~'e~l, P,O. Box ?09 ....... Tunkhannc~.k PA' 18657 ?. § (Rev. 6/9 33 Walnut ~met Wellsbom, PA 16901 (570) 724-5252 FAX (570) 734-5783 931 Main Streel Honssd~le PA 18431 (570) 263-3941 FAX (570) 253-4817 J~UCK~ COUNTY A~om Housing C~rporailon 846 Nollh Broad Street Philadelphia, PA 19130 (215} 765-1221 FAX (215) 765-1427 Northwest Counseling Sen/icc 6001 Nodh Broad Slreet PhiladelpNs, PA 19141 12~(16} 324.7500 (215) 324-875;3 Bucks Counly Housing Group, Inc. 140 East Richardson Avenue Langhome, PA 19047 (215) 7S0-4310. FAX (215) 750-4318 CCCS of Delaware Valley t615 MarkS! $1met - ~uite 1325 Philadelphia PA 19107 (215) 563-5665 FAX (215) 664-2~66 HACE 167 A/legheny Ave 2~1 FI Philadelphia. PA 19140 (~15) 426-8o25 ' · FAX. (215~ 426-9122 CCGS el De1~wam Valley Trevose Corporate Center 4606 Sires! RQad Trevose PA 19047 (21.5,) 5~.6666 Communky DeveL Co~ of 4620 Gdscom Street Philadelphia, PA 19124 (235) 744.26~0 FAX (215) 744-2012, · CCCS o1 Lehigh ; ",3671 'Crescent Cou~ East '" WhJtehaJl. PA 1 (6'[0) 82~-4011 OR 800-220-2733 FAX (610) 821-$932 Am;, '~"~n C~edi~ Counseling Inslitute 645 Coates si. _.Coate~_v!!!e p zk_1932_0 .......... (88~) 212-6741. 144 E Dekalb Pike King .of Prussia PA 15406 610-971-2210 FAX (610) 265-4814 755 York Rd, Suite 103 Warrninsler PA 18974 (~15) 444-9429 FAX (215) g56-6344 A~tion Housing, Inc. 425 6tll Avenue, Sulla 9.50 Pi~lsburgh, PA 15219 (412) 351-'1~56 o~ (412) 2al-2~0E FAX (,tt2) 391-45t2 CCC8 ot Western PA YMCA Building . . 339 ,MOllh Wsshin~ton Slreef. ,! OC.T 17 2002t 10:36AM' · ~u ~q~te ~t., Suite 207 M~Keeeporl,* PA (4~2) 6~-1560, Mon-~alley Unampl~ Commitl~ 120 ~ grh Avenue Ho~te~d, PA 15120 FAX (412) 4B2~964 Hou~ng OP~flunl~e= Inc. 1 ~ 8eventh P.O. Box 9 MoK~ PA 15134 12) 6~-1000 (412) 6~573 Cre~t Coune~ors of PA 401 W~ ~tme[, $~te 906 Pit.burgh. PA 152~ ~Ax (412) ord-FuQ~ HouNng So.ices R.D.~I, ~x 364 Eva~tt. PA 15~37 X (814) 62~7187 CGC~ of Western PA 217 E, P~k Road ~oona PA 16602 (814} 9~4~100 , F~ (814} 944-5747 lndi~n8 County community Aclion Pmg~m 827 Water SffooI, Box 187 In~na, PA I~01 12) 46~2657 x (412) 465.5118 Keyet~e E~n Developrnen{ 1954 Ma~ Gra~ ~ne ~h~m~ PA 15901 (614J ~-6556 ' FAX (814) 539-1686 COGS of Western PA 21~.A College Pa~ ~hneio~ PA 15904 (a~ 4) S3~S 'Tableland Semites, Inc. ~535 Eas[ Main S~eet :Some~! PA 15501 (814) ~5-9628 or 1-800~2-0148 F~ (514) 443~6~0 nam Tier ~ommuni~ Action Com. P.O. Box 389 135 West.4~ EmooHum, PA 158~ {814) 48~1161 FAX (814) 485-0~5 COOS' of W~en PA . ~~k Road ' , AIt~na PA 16~2 ': (814) 944-81~ , m we=ten ~A 217 E. P~nk ~t~na, PA ~(81~) 944-8100 :FAX (e~4) 944-5747 N ' ~ of S~h~JkUI 725 N. Centre Streel ~Olls~Jle, PA 17901 (S70) FAX (570) ~429 NAT [ ONAL C I TY 610-821~011 or 8~27~ ~0 & 814 only f~ 8~ GCCS of No~e~tem Penn~ania Cla~e ~umml~, PA 1~11 (570) 587-9163 OR 1-8~-922-9537 NO. 187 W;-AJfeg-heny~.ve, 2nd FI. Philadelphia, PA 10140 (215) 428.e025 FAX (215) 426-912.2 Community Housing Counsel;ne P.O. Box 244 Kenneff Square, PA 19346 ' (610) 444-3682 FAX (610) 444-8243 FAX (570) 587-9134~135 31 W. Market'St. Wirkes.aerm, PA 18702 (570) 821-0637 or 800-922-9537 FAX ($70) 821-1785 9 ~uth 7th Street Str0udsburg PA 18380 ' (570) 42C~980 or 800.922-9537 FAX (570) 420-8981 1631 $ A~erlon SI, Suite t00 Stat,e Co/legs, PA 16801 (814) 238.3666 FAX (814) 238.3669 Commi~ion an Ecanomlc~ Oppodun~ty ot Luzerne Cpunly 163 Amber Lane Whkas-Bar~e. PA 18702 (570) 828-0610 OR 1-800-822o0359 FAX (570) 829-1665~CALL, BEFORE FAXING · (570) '455-4994 HAZELTON FAX (570).455-~631---~CALL BEFORE FAXING (570) 836-4090 TUNKHANNOCK CC, CS of We=lam Pennsylvania, inc. 217 E. Plank Road Media Fellowship Houso 302 S. Jackson Media. PA 19063 (610) FAX (610) 565.8.~67 Phlla Council For Community Adv 1~ North 17th Street, Suite 600 Philadelphia. PA 191 03 (2~ S) *567..78o3 FAX (215) 9~3-~41 ~a~r ~om~u~ly So.cas, .439 E..King ~n~r, PA q7602 17) 397~1820R 1~0-788.506~ .o.o~y) ~o~mHni~ D~el. Go~ o~ ~nk~o~ Group Mlnlat~ 4620 G~scom ~met Ph~la~lp~a. PA 19124 (215) 7~-2990 FAX (215) 744-2012 1729 Edge~ql Avenge Chester. kA ~13 (610) 874-1484 CCCS of Oe;swam Valley AJ(oona, PA 16~02 .. (614) 944-8100 FAX (814) 944-57.47 LYcom'Ing-CIImen Co Camm Far' Commurub,. Action (STEP 2138 L/ncoln Street P.O, go.x 1328 Wiiliamspert, PA 17703 (570) 326-O587 FAX (570) 322.2197 CCC~ of Nodheastem PA · 1631 S. Athorton $t, SuRe 100 ~te College PA 16801 [8A14) 238-3668 X (8'j4) 2~8-3569 Marshall Bullc~ing 790 E. Market $1., Suite 215 Wes[ Cheeler, PA 19382 (21 $) 563-5665 American Credit Counseling Institute 846 c6ate~ St. Coatesvllle PA 19320 (885) 212-6741 144. E..Dekalb Pike King o! Prussia. PA 19406 (610) 971-2210 FAX.(610) 265-4814 755 Yo~k Rd, SuRe 103 Warminster PA '18974 1219 P. ? CC~ o[ Notll~al.~lefn .PA ..... 1631 $ Atherto~ St,, Suite 100 Slate C.,ollege, PA 16801 (814) 238-3668 FAX (8 ~4) 238-3660 CCCS of Western PA 21 g-A College Park Plaza John=town PA 15904 (814) 539-6335 · Lycoming-Clinlon Co. unflas Commisaioa For Community &ct/on (STEP) 2138 Lincoln Street P.O. Box 1328 Willlamspo~l, PA 17703 (570) ;326-0587 FAX (570) 322-2 t 97 CCCS of Nordleaslem PA 1631 S Athe,lon St., Su{te 100 SLate College, PA 16801 (814) 238-3668 FAX (814) 236-3669 COOS of NorA~'~estem PA 201 Basin Street WiH{amspott, PA 17703 (570) 323-6527 · FAX (570) 323-6626 CCCS o1' Noll~.eaelern Pennsylvania 31 W, Market Slreet P.O. Box 1127 Wilkes-Barre, PA 18702 · (570) 821.0837 OR 1-800-922.9537 FAX (570) 821-1785 1400 Abinglon Execulive Pa~, Suite1 Clark= Summitt, PA 1841 t (570) 587-9163 or 800-922.9537 FAX (570) 587-913,i/91,35 CeSsion on. Ecor~mics Opportunity o! Luzerne Co,nb, 183 Ambei' Lane '- Will(as-Berm, PA 18702 ($70) 825-0510 OR 1-800-822-0359 FAX (570) 829-1666.--CALL BEFORI FAXING F570) 456-4994 HAZ~L'TON AX (570) 455-56531--CAL. L BEFORI FAXlNG (570) 636-4090 TUNKHANNOCK CC~S o1' Northeastern PA 201 Basin Street Wlliie. mspoti, PA 17703 (370) 326-0557 FAX. ($70). 322-2197 corn .Housing C0~p'0rellon ' 84~ North 8road Street (z15) 765.1221. ' FAX'(215) 765-1427 Norlhwes( Counseling Services 6001 N; Br~.'~d Street Phlladelpt~la, PA 19141 25) 324-7500 - X (215) 324-8753 Budget Counseling Center ~47 Norlh Fifth Street Reading, PA 19601 COOS ~f Delaware Valley 15f5 Market Street. Suito 1325 Philadelpl~ia, PA 19107 (2~ S) 563'-5555 FAX (215) 5~3-7020 ...... YMCA Building 339 Noilh Washington SIreel Bullet, PA '~600'1 ' ' (412) 2'82-7812 ~,,. conomlc D~'['elopm ertl Corporalion . 1954 MSry Grace Lane Johnel~wn, PA'15501 (814) 535-6556 ' FAX (814) $39-1588 Inolane Co.' Community Action Program 827 Wete¢ $tree[, Box 1.87 Indiana, PA 15701 (724) 4~5-2657 ' FAX (4 ~ 2) 465-51 ~ 8 CCCs o1 Weslem Pennsylvania, lng. 217 E. Plan~ Re'ad Al~oona PA 16602 (814) 94~.-8 ~00 FAX (814) 944.5747 (215) 44.4-0429 Booker T. Washington Center 1720 Holland Street FAX (215) 955-6344 Erie, PA 16503 CS of Western Pennsylvania Inc FAX (8.14) 453-574.9 Gre.~ter Erie Community Action Committee 16 C"-';,~t ~h Street Erie. PA 16501 (_814) 45~.4-~R_ 1 ............ FAX (814) 456-0161 John F. Kenrle~ty Center, Inc':' 2021 Easl 20th Erie, PA 16510 (8t4) 896-040o FAX (814) 898.1243 Shenango Valley Urba. n League, Inc. 601 indiana Avenue Farrell, PA 16121 (412) 981-5310 CCCS o~ Wesiern Pen rls,/fvarqa, Inc, 2000 I..Jnglesiown Harrisburg. PA 17102 (71'7) 54 ! - 1757 FAX (717) 54t.4670 .OCT, 17. 2002 lO:37AM ~1 West 3~ Wa~es~m, PA 17266 U~a~ League et Har~bu~ N. eib Ha~abafg, PA 17101 FAX (71~ ~CA of Caddie ~01 ~ C~Hisie, PA 17013 ~ 24~35~e FAX (7~7) 731-9589 Community AcEon Corem o~ the C~pi~al ' Region 1514 Da~ Street HaSlum, PA 17104 (7~ 232-s757 F~ (717) 2~-~7 Adams County Housing 139-143 Ca,isle SL Geaysbu~, PA 17325 · (717) ~1518 FAX (717) = o~ We~em Pan~ylvania, ~00 Ungl~to~ Road Har~urg, PA 17102 (717) 541-17~ FAX ~17) 541~670 U~an League of Ha~sbu~g 2107 N, ~ Str~{ Ha~urg. PA 17101 17) 234-5925 (717) 2~-e45~ Community A~io~ Comml~on of ~e c~aa] R~on 15 ~ 4 De~ Street Har~u~ PA 17104 (717) 2~-9757 FAX (717) 2~-2237 846 No~ Bmod Ph~dsiph~ PA 19130 (215) 76~1~ F~ (215~ 7~5-1437 No~h~t Counsel]n~ Se~e ~01 No~h Bmod Slr~ - Phdad~phla, PA ~9141 (215) 324-7~ - FAX (815) 324-~753 CCCS of Delaware V~ey 1515 Manet Slreet-Sutte 1325 Phi~adelphla, PA.19107' HACE 167 W, Allegheny Ava., 2nd Floor PhiladelPhia. PA 19140 (215) 426-8025 FAX (215) 426.9122 Media Fellowship House 302 S. JacksOr~ Stree{ Media, PA 19063 (81o) $65,o846 FAX (610) 5~5-8567 Communi~ Housing Counselor, Inc. P,O, 8ox 344 Kennetl Square PA 19:348 (610) 444-3682 FAX (610) 444-824:3 NAT'! ONAL C I TY Phlladel~shla Cour~i( For Community Adv 100 North 171h Street Suite 500 .. Ph~tade~ohia, PA t9103 (215)'~87-7e03 FAX (215) 953-8941 Communily Devel Co~ of Franklord Gmuj) Ministry 4620 G~m Street Pl~iladelpNa, PA 19134 FAX (215) 744-2012 American Red Cross of 1729 Edgmont Avenue Che.~(er, PA 1~013 (610) 874.1484 CCCS o~ Oelewsre Valley ~80 North Providence Road Media, PA lg063 ACCI 175 Stratford Ave, Suite 1 Wayne PA 1 ($I0) 971-2210 FAX (610) 887-7650 ACCI 144 E. Dekalb Pike King o~' prussia, PA 1940~ (610) g71-~?.t 0 John F, Kennedy Center, Inc. 20~ 1 Earn 30~h S~reet Erie~ PA 16510 (814) egs.~Soo . fAX (814) .89~-1~43 Northern 'riot Communi~j Action P.O, ~ox 135 West 4th'b~reet Emporium, PA ~5834 (~14) 486-I 161 Bcx)k~r % Washington Cente~ 17~.0 Hdilsn~ $1reel Erie, PA 16503 :,X14 )'453-6744 (814) ~58.5749 Greater Erie C~3mmunity Action Committee 15 West gth Street £rte, PA 18501 (814) 459,4551 FAX (514) 456-0181 John F, Kenne(~ Center. Ina. 2021 East 20th S~'edt El/e, PA 16510 1~6'~4) 698-0:4,00 AX (814) ~5-1243 FAYL~rFE A~tion Housing0 Inc, 42.5 6t11 Avenue, Suite Piltaburgh. PA 15219 (412} 39181856 or (412) 281-2102 FA~. (412) 391-4.~12 Comh~unlly AcGon' Southwesl 22 We~t High Street Waynesburg, PA 15370 CeOS of Western Penn~/Ivania, Inc. I North Qate 8Cluere #2 Garden Center DKve Q¢een~urg, PA 15501 (724) 835,1290 Fayetle Co. C0rl'l~unity Action Agency, Inc. 137 North 8ee~oh Avenue Unlontown. PA 15401 (724) 437-$050 OR 1,800-427-INF0 NO. 1219 P, 8 FAX (412) 437-44t8 Weathetization Office Tableland Services [n~. 917 Mit/tin Street 131 North Center Avenue Huntingdon. PA 1665:~ Somak'set, PA 15501 (614) 643-2343 · (514) 446-9620 FAX (814) 443-3690 CCC, S O[ Wesiern PA Ac 'on Houeing, Inc, 425 6~h Avenue, Suile 950 199 Edison Street Pittsburgh, PA 1521 g Uniontewn PA 15401 (412) 391-1956 o~ (412) 261.2102 (724) 439-6939 FAX (412) 391-4512 Men-Valley Unemployed Commillee Men.Valley Unemployed Commltt~ 120 E, 9th Avenue 120 E. 9Ih Avenue Homestead, PA 15120 Homeslead, PA 151~0 (412) 452-9963 (412) 462-9962 ,~_..0.~ FAX (412) 462-9964 ' Warren-Form~ Counlies Economic Community Action Southwcsl Opportunity Council 204 IJl3er~ Street 22 West High Street Wayns,=burg. PA 15370 POst Office Sox 547 Warren, PA 16365 (724) 852-3893 (814) 726-2480 FAX (412) 627.7713 FAX (814) 72-3-0510 CCCS of Western Pennsylva,~a. h ~I,{NTY 1 North Gate Square ,t'2 Galen Center Drive rmanclal Services Unlimited Greensb~rg, PA 15601 31 west 3rd Street Waynesboro, PA 17268 (724) 838-1290 (717) 762-328s HUNTINGDON COUNTY__. YWCA of Carlisle BecHord-Fuiton Housing Services 30 ! G Street RD 1. Box 384 Cerli~le, PA 17013 Evo¢etl; PA 15537 (814) 623-9t 29 (717) .243-3618 FAX (614) Co2.3-7187 FAX. (717) 843-3948 CCCS of western Pennsylvania, CCCS o[ Western Pennsylvania, Ir)c. 217 E, Plank Road 912 South George Street AJtoena, PA 18602 York, PA 1~'403 ' (814) 844-8100 (717) 846.-4i76 ' FAX (814) 944-5747 American Red Qtos~-Hanover Weathedzalion Off(ca Chapter' 529 Cart|sro 81r'ee't 917 MifflTrl. Sh'eet HuntingdcJrt, PA 16652 Hanover, PA 1'733~ (71.7) 637-3768 . (814') 643-2343 FAX .(717)'637-3294 ' JbI~IANA 'CO.U NTM " CCCS of Western Pennsylvania, h Communib/,~'ction Commiaaion et I North Gate Square Capital Region 1514 Deny Steam . #2 Garden Center Drlve Harrisburg, PA 17104 - Gmeneburg. PA 15601 (717) 232-9757 (724) 838-1290 FAX (717) 234-2227 Indiana Co. Community Ac'don 827 Waler Street, 8ox f87 Urban League oJ Melmpoillan Hbo In~ana. PA 15701 2107 N. 6th Street (724) 465-2657 Ha;rlsburg, PA 17101 FAX (412) 465-5118 (717) 234-5925 FAX (717) 234-9459 ... Keystone Economic Development CCCS of Wesiam"PA Co~omtio~ '- 19~4 Mary Grace Lane 2000 Ungleetown Road Johnstown, PA 15901 Harrisburg, PA 17102 (717) $41.1757 (814} 535-65,56 "' FAX (717) 541-4670 FA~X.~(8.14) 539-1868 ., CCCS et Western PA ' Adams C(~unly Housing. Au~o_cLtv._ _ _ -. ~ ..... ¥= ; 39=1 ~;~ ,Carue~e GeUysburg. PA 173Z5 Johr!stown PA 15904 (717) 334-1518' (814) 539-6335 FAX (717) 3~-~36 EF.,Lg.EEF. RSON COUNTY ~C.~U_~ ' John F, Kennedy Ce~r, Inc. ~eflfotd-Fulton Housing Services 2021 Ess( 20th Street R.D.,el, ~ox 384 Erie. PA 16510 Everell, PA 15537 (614) 898-0400 (614) 623-8129 FAX (514) 898-1243 FAX (e!.4.) 52.9-7157 COCa or Western Pennsylvania. 1 Flnanc~all Counse I~g Services of YMCA Bulldfng Fraqklin ' 339 North'Wae. h(nglon $1reel 31 West 3rd Street Bu{Jer, PA 16001 Waynasboro. PA 17268 (724) 262-7812 (717) 762.3286 Indfana Counly CoFnmunily Action CCCS of Weslem Pennsylvania, Ina. Program 912 South George $(reet 827 Water Street. Box 187 Yo~. PA 17403 Indiana. PA 15701 (724) 465-2657 (717) 846-4178 FAX (41'2)465-5118' Wea[herlzaflen Office 917 Mifflin Street Hunlingdon, PA 16652 (814) 64,.q.2343 UNTYu~ el Norlbeastem Pe~nnsylvania 31 W. Market street P.O, RD- 1127 Wlkes-Ban-e, PA 18702 (570) 821-08,37 OR 1-800-922-9537 FAX (570) 821-1785 1400 Abir~on Exe~lUVe Pad(, Suile 1 Clerks Summltl, PA 18411 (570) 587-9163 or 800-953-,9637 FAX (570) ,587-4134/~135 Y s'ng Counselors, Incorporated P.O, Box 244 Kennell Square, PA 19348 (215) 444-3682 FAX (215) GCCS o! Lel31gh Valley 3671 Crasoent C~urt East Whitehall, PA 16052 (215) 821-4011 1-800.220-2733 (717) & (814) ONLY FAX (216) 821-893~ CCCS o~ Western Pennsylvania, inc. 912 SOUlh George SireD! Yo~, PA 17403 (717) 846-4176 Tabor Corr)munily Semices, 439 E, K~ng Street Lancaster, PA 17602 (717) 397-$1 63 OR 1-800.788.50~2 FAX (717)399-41~7' . ~ Of Weslern Ps'sylvania 1at Fe~3e¢al Plaza-Suite 406 North Mill New Castle, PA 16101 (724.1 652-8074 312 Che~lnut S(reet, Suite 227 "' Moselle PA 16338 (814) 333-8570 Shenango Valley Urban [~eague. Ino. 601 Indians Avenue Farrell. PA 16121 (724) 981-53.10 Housing OpPodunlUes et Beaver .Coun y · 650 Corporation St., Sure 207 Beaver, PA 15009 7 8.720= ,--:---F.× H i~) -728-~20~ . _ no~ic Upportunlty Cabinet 6chuVIl~ll Counly 228 Nodh Centre Street Poltsvflle. PA 17~Ol (5?0) ~2-t~45 FAX (.570) 622-0429 I9b°r Communlty.$erWces, Inc E. King Street Lancaster, PA 17602 (717) 397-5f82 OR 1-800-788-S062 FAX (717) 349-4127 Whitehall, PA 18052 (610) !!21-4011 OR 1-800-220-2733 (570,) & (814) ONLY FAX (610) 881.a~2 Econ°mic Opport Cabinet el' Schuylkill Co 325 North Cenlre Street PDt'Villa, PA 17901 (570) 622-19g6 FAX ($70) 8.22-0429 C$ el Northeastern Pennsylvania 31 W. Manet $1reel P.O. Box 1127 Wilkes-Barre, PA 18702 (570) 681.0e37 OR 1-800-92~.9637 FAX (570) 82 I-176~ 1400 Abington Executive Par~ Suite ! ' Clerks 8ummRI, PA 1~411 (570) 587-8163 o~' B00-922-953Z FAX (570) 587-9134/9135 Coma, on Econ Opp0nuniIy OI Luzeme County Wilkes. Bart., Pennsylvm, nia 16702 (570) 826-0510 OR I '800-822-0359 FAX (570) 629-186S---CALL BEFORE FAXING ($7o) 455-4994 HAZEL.TON FAX (570) 455L5631_.CALL 8El=ORE FAXING ' (570). 836-4090' TUNKHANNOCK Eeo or SchwIkil{ County 225 Non,.h Canire Street PottSVille, PA 17901 (570) 822-1995 FAX ($70) 622-0429 CCCS of Northeastern Pennsylvania 31 W. Ma~e[ Street' P.O. Box 1127 ' Wilkes-Barre, PA 18702 (570) 6~1-0837 OR .1-800-9'22-9537 FAX (570) 821-1785 1400 Abingl~n Executive Park Bulls 1 Clairks SumrnJtt, PA 18411 (570) 587-9163'0r.800-322.9S37 FAX ($70) 587.9184/9135 201 Basin Sims! WIIIiemspq. t% PA 17703 (570) 3~-'6627 FAX (570) 323-6626 ' ~' LYcoming-Clintorl CounUe~ Commi~,~ioq For Commurq[y. AcUon 2138 Uncoln Street _CCCS 9~West.e~,~n~Ee~nsyivan~a..inc: .~lla Fel/owahlp House 'YMCA -~ulld]ng . .... ~02 S. JaCkson Slreei ~ North Wash~gfon ~treet ' Mc~ia, PA lg063 Buffer, PA 16001 (724) 282-7~12 ~Pennsylvania, Inc. 217 E. Plank Road Al[eDna PA 16602 (814) 944-8100 FAX (814) 944-5747 Weathe~zs. tion Ottico 917 MUffin S/reel Huntingdon, PA 16652 . (614) 643.2343 CCCS of Northeaslem PA '1631 S Alherton SI SuIle .100 Slate College PA 16801 (814) 238-38e8 FAX (814) 238-3689 CC8 of Northea~lem Pennsylvania 31 W, Marks1 Slreet P.O. Box 1127 WWkea-0arte, PA 18702 (5'70) 821-0837 OR 1-800-922-9537 FAX (870) 8~1,17~ '1400 Ablrlgt0r~ Executive Park SuSie 1 Clams Summkl PA 18411 (570) $87-9163 or '800-922-9~37 FAX (~70) 587-9134/9135 9 South .Tth S~reel Strodd~bu~:g PA 18:360 (570)'420-~98d or 800-932-9537 FAX (57.0) 42018981 Coati1 on Econ Opp of Luzeme Counly 163 Arffoet Lane. Wilkes-Barfs, PA 1870~ (570) 82,6-0510 OR 1-(100-822-0359 FAX (870) 1~2g-1665.--CALL BEFORE .. · (570) 455-4994 HAZELTON F~,~ (NS. QT0)4$S-5.~I-~-CALL BEFORE (570) 836.4090 TUNKHANNOCK AMOco .~Ca.QM_ say COUNTY m Housln9 Corporab'on It~ North 8mad $1reet PhlladeIDhl'a, PA 19130 2AX15). 765-1221 (215) 765-1427 Ne41hweet Ce.un.sling Sewlcs 5001'N. Broad Street :~. - . Philadelphia, PA '19~21 (215) 324,-7500 FAX (2t5) ~4-87~ CCCS ef Delaware Vatle¥ (610) 665-0~46 Philo Council For Communib/Aav~ 100 North t71h Street, SuRe 600 Philadelphia, PA 19103 (218) 567-7608 FAX (215) 463-9941 American Credit Counae lng Instil[ 845 Coates SI. Coatesvllla, PA 193,9.0 (888) 212-6741 144 E. Dekalb Pike K~ng of Prussia PA 1~406 (610) 971-3210 FAX (610) 265-4814 755 Yolk Rd,, Suite ~03 Warmlnster PA 18974 (215) 444.9429 FAX (215) 956-6344 CCCS of Nod~r'n Penn~ylvan 31 W. Market Street P.O, Bo- 1127 Wilkes. Barre, PA 18702 (570) 8~.I-0637 OR 1--800-922-953 FAX (570) 621-1765 1400 Ablngien. Executive Park, Clerks Summitt, PA 18411 (670) 587-9163 or 800-922-9537 FAX (570) 5~7-9134./9155 ~IOR'mA eHE_T_Q~_ OUNTY COC$ of Lehigh Va'iley 3671 Crescent Courl East Wllitehatl, PA 160~2 (6~0) 821-4011 OR 1'~00-220-27;~ (717) & (814) ONLY FAX (610)821,893:~ NORTHUUB~RLANO COUN~ CCCS o! Noqheastem Penns¥lvani 31 W, Ma~e[ Slreel P.O, Bo~ 1127 ~lkes-Barre, PA 18702 (~70) 821-0837 OR FAX (570) 821-1785 1400 Abingto~ Ex~utjve Park Suite 1 ' Cla~ S~mi~, PA 18411 (~0) 587-9163 or 800-9~-9537 F~ (570 587~1~1~ ";201 Basin S~m~( "' Wltl~ama~o~ PA ~ 7703 FAX (~0) P.O. Box 13~8 .Wi~ll_i.~ _r?~po,.t,. PA 17703 to,u) ;;~!~.0587 . FAX (570) 322-2 ~ 97 F~N cov~ dorm p. Kennew ~nter, Jno. g~l East 20~ Erle, ~A las 10 (814) 89e~400 FAX (834) ~-1243 No.em Tar Cemmunl~ Act~n Co~ P.O. Box 389. 135 w. 4~h $~reet Empo~um, PA 15634 (814) 48~-1151 F~ (ei 4) S~n~.Valley Urban League· 601 Indiana Avenue Fsrreli, PA 16121 f~4) 981-53 ~ 0 (215) '563;$865 ' Communily Action Development Coma 70i OeKalb Street Norristown, PA 19401 (610) 277-6363. FAX (6~ 0)' 277-2123 "Ec. "r,,mic Opportunity Cabinet 'el N0rrlstown Business Cartier Sohu~kill Courtly J,9.0~..W,: (}e _r/.?_an.t_owrt Pike, Suil._0__14_~0 ..... ~.~tr-eet ...... Potlsv{lle, *PA 1.7903 (570) 622.1995 FAX ($70) 622-0429 '~ CCCS of Delaware Valley 1515 Marks1 Street, Suite 1325 Philadelphia, laA 19107 (215) 563-5665 FAX (ZlS) 8~4-2688 Community Housing Counselors Inc P.O. Box 244 Kennell Square, PA 19348 (g15) 444-3682 FAX (2t5) 444-8243 I~ERRy COUNTY CCCS o~-Weslon~ Pennsylvania. In¢ 2000 Linglestown Road Haffisburg. PA 17102 (717) ~41-1757 FAX (717) 641-4570 · Financial Counseling Services el Franklin . 31 West 3r~ Slreet Wayne,bow, PA 17268 (717) 762-3285 Urban League el Metropolitan Hards~un:j 2107 N.6th Street Harrisburg, PA 17101 OCT, 17. 2002:elO'38AM 917 Mifflin Huntingdon, PA, 16652 (814) 643-2343 YWCA o1 Carlisle e01 G Stree! Carlisle, PA 17018 FAX (717) ~munRy A¢llon Commls~on of 1514 De~ Ha~sbu~ PA 17t04 ~17] ~3~-9757 F~ (717) ~-~7 Aeom Ho~ing Core,alien 84e No~h BmaO Skeel (215) 76~-~22~ F~ (215) 7~1427 ' Non,west Counseling ~1 N ~d S~ee[ ~lade~hia PA 19141 (215) 32~7500 FAX (215) ~4-5753 COOS of Delaware Valley 1515 M~et Slreet, Sure 1325 P~delph;a, PA 19107 FAX (215) 864-2666) C~S of D~aware Valley ~e Che~ ~11, Suite 215 Che~ Hill NJ 08002 HACE t67 W. Allegheny, 2n~ FI Phi~delphia, PA 10140 F~ (215) 436T9122 Housing Ass~is~n oi ~lawa~e . Valley . 1500 WalnuI Sleet Suile 601 P~el~i~ PA 19102 (2~5) ~0~0 F~ (~15) 790-9132 Media Feflowship Ho~e ~ S. Ja=kson M~ PA 1 ~3 (610) ~5.0846 FAX (651) 56~8567 Heu~ng ~s~tlon Valley ~8 Noflh WaUs Street ~hlladelphla, PA 19123 (2~5) 978-0224 F~ {2~5) 765-7614 PCCA 100 No~h I~H Sire,Suite 6~ FAX (2~5) 963-9941 ~mm Doral. ~m el ~mnk[o~ G~up MJniM~ . 46~0 Gfiscom Phflad0~hia PA 191~4 FAX (~S} Amefi~n Cre~l Counseling Institute 845 ~ams S[ C~tosvflle PA ~ 93~0 (888) 212~741 144 E ~k~b 'Ki~ o~ Prussia PA 19406 '~10-971.2210 '610.97 f -2210 755 Yo~k R~, Suite ~ 03. Wa~mster PA 18974 FAX(215) ~56-6344 NAT I ONAL C [ TY CS of Nofllleast~m PennwIvania 81 W. Ma~ket Street. PO6 1127 · Wilkes-Barre, PA 18702 (57O) 821-08,37 OR 1-80~9~.9537 F~ ~0) B31.~785 ~ ~gton ~[~ Pa~. ~e 1 Cla~s 8ummi~ PA 1 ~11 (570) 587~I 6~ ~ 8~-9~-9537 F~ (~0) 557-91~1~ ~ South 7~ S~t ' S~ou~ FA 1 (570) 42~8980 et ~-9~-9537 F~ (570) 42~981 Emetic, PA 1 (s14) 4~1181 FAX (814) 486-0825 ~~u~ B~t ~u~ellng Center 247 Noflh R~ Street Rea~. PA 1~01 FAX (~10) ~n ~n C~inet o~ S~uylki~ ~ N, ~ntre ~e~ PomMe. PA 17901 (570~ ~-1~ F~ (570) Commla~on o~ E~n 'O~lu;~i~y c~ Luz 163 Am~f ~ ~{k~-e~m PA '187~ (570) 82~510'OR i- F~ {~0) 829-16~. CALL BEFORE F~ING ' (~0) aSS~4 H~TON F~ (~0) 4$5-5~1~C~L BEFORE FAXlNG (570) 83~0 ~NK~NN~K CCCS el Lehigh VaU~y " P,O. ~x 'A ~lmhall PA 18052 (610) ~1~011 FAX ~(0) 821.8032 · : CC8 ~i W~tem P~na~vanla, In~ ~ Ungl~lown Road Ha~sbutg, PA 17102 ~17} ~1.1757 Urba~ ~ague o~ Me{mpo~tan Harrlsbu~ 2107 N. 6~ Slreet Har~sburg PA 17101 17101 (712.) ~ ~ .~ 757 FAX (717) ~~~~ ;he Capital Region 1514 Der~ Stmel ~sbu~ PA 17104 F~ ~1~ ~3~27 SOM&R~ COUNTy ~to~-FuEon Houaing Everett. PA 14537 (814) 82~9129 FAX (814) 623-7187 Bed~o~-Fullon Housing FAX (814) 539-1688 CCCS of We~le;~ Pennsylvania. Inc. I Non~ Gale Square 82 Garden Conler Drive Greensbu~g, PA 1~601 (724) 838-1290 CC. CS ot Western.Pennsylvania, Inc. · 219-A College Pa~ Plaza ' Johnslo,~n PA 15g04 (014) 439-6385 Tableland $en~ces Inc, 535 ~ ~in Street 8omersel, PA 15501 FL14) 445-9628.1.800-452-0148 X (814) 443.38~ CC, CS et Northea~tero Pennsylvania 1400 nblng~oa E. xeculJve Parc, Suite 1 ($70) 587-9163 OR i.800-922.9537 FAX (570) 31 W. Market wirkes-Baffe PA 18703 (570) 821-0837 or 800-923.-9537 FAX (570) 82]-1785 The Tmhab Cenla' o¢ Noflhaastero FA 185 Elmira $~reet, P,O, Box 218 Troy, PA 16947 (570). 297-2101 FAX (§70) 29?-2799 German StreeL P.O. I~ox 389 FAX($70)297-2799 (470) 928-9868 FA.X (570) 928-8144 17 CratlOn Street Wellsboro, .PA t6901 (570) FAX (570) 7,~4-5783 931 IrWin street' Honeed~le PA 18431 (57.0) 253-4817 103 Warren $h'e~t, P.O. BOX 709 TunKl~annocK.'pA 18~57 (570) 836-6840 FAX (5'70) .7 Lako A~'em,e. aox 339 Mofltroso, PA 18801 ' (570) 278:3330 or 1-800-982-4045 FAX (570) 2784 889 SUSOOEHANNA COUNTY CCC~ ot Nonheastero Pennslyvanla 1400 Ablngton Executive P~rk, Suite 1 Clarks $ummilI. PA 18411 (57o) sa?-9193 OR 1-a00.922-9537 FAX (570) 587-91&4/a134 31 W. Markel Sl. Wilkes-Barre PA' 18702 .' .: SAX70) 821~887 er'000-922-$537 (570) 821-1785 ~ Tmhab Center o~ Nonheastem.PA . 185 Elmira Streel, P.O. Box 218 TrOy. PA 16947 German Street, P.0. Box 389 FAX (570) 297-2799 (570) 82~-9568 FAX ($70) ~8-8144 17 Cation WdlsberO, PA 16901 (570) 724-5252 FAX (57.0) 724-5783 931 Main Honesdele PA 18431 (570) 253-8941 FAX (57O) 25~4817 103 Warren $t~.'et, P,O. Box 709 Tunkhannock, PA 18657 (570) ~36-8~40 FAX. (570) 836-6332 NO, 1219. P, I0 ? Lake Avenue, Box 339 Monffose, PA 18801 (570) 278-3.338 or 1-800-982-408.c FAX (570) 278-1889 CCCS of Northeastern Pennsylvar 1400 Abin~on ExecuUve Park. Clerks ~ummltt, PA 19411 (570) 587-9163 OR 1-800-922.951 FAX .(570) G87-9134/9135 31 W, Iv~rket Wilkes-Barfs PA 18702 X 70) 821-0837 or 800-922-9537 (570) ~21-1785 The Tmhnb Ceme~ of Nonheaslem 1~$ Elrnlm Street, P.O. Box 218 Troy, PA 15947 (570) 207-2101 FAX ($70) 297.2790 German Street. P.O, Sox 369 .FAX(570)297-Z799 (570) 97-.3-0668 FAX (570) 920-8144 17 Oration SIreet Wellsboro, PA 16901 (570) 724-~25~ FAX (570) 724-5783 931 Main Street Honeedale PA .18431 (570) 253-8941 FAX (5?0)' 253-4817 103 Wa#eh Street, P,O. Box 709 Tunkhannoek, PA 18657 (570) 88~,6e40 FAX (570) 836-6332 7 Lake Av.on~e, Box 339 Monimse, PA 18801 5A70) 278~338 or 1-800-982-4045 X (570) 278-1889 UNION. :COUNTY Lycomlng.Cflnto'~' Co Coma For C Aoti~n (STEP) 2138 Lincoln Streel, P,O, Box 132 Williamsport, PA 17703 (570) 326-0587 FAX (7'17) 322-2197 CCCS of Western Pennsylvania. 217 E. Plank Road Nloona PA 16602 (814) 944-8100 (814) 944.8100 CCCS' of Norlheastem' Pennsylvar 1400 Abillgton ExecuUve Pa~k, Suite Cl~r~s' Sumrolll, PA ~ ~411 (570) 587-9163 OR 1.-800.922-95~ .FAX ($70)587-9134/9.135 . 31 W. M~rket SL _tNEk~~- ..... (570) 821-0837 or 800-022.-9437 FAX' (570) 821- ~785 201 Basin Slreet WilliamspOtl, PA 17703 (570) 323-e§27 FAX (570) 323-8626 VENANGO Greater Erie Communily A¢tio~ Cororoittee 18 West 9TH Street Erie, PA 16501 (814) 489-4561 FAX (814) 456-0161 John F, Kennedy Center, Inc 2021 East 20[h Streel Erie, PA 16510 (814) 898-0400 FAX (814) 898-1243 OCT. 339 Norl~ washington Street · T. Washlngt~ 1720 Holla~ EHe, PA 16~3 (814) 4~-S744 FAX (814) 4~-5749 G~ter Ede ~mmunhy Ac~n Comm~ee 18 West 9TH St~e{ (814) 4s~56~ FAx (914) 4~-o161 W~mn-Fo~esl Court,es E~nomic Oppo~lty Cou~ 1~ P~nsylvania Ave~ue,'West P.O. Box 547 Warren, PA 1~5 (814) F~ (B14) 7~510 WASHINgtON 425 6~ A~ue, Suite g~ (4~) ~91-~956 or (412) Communi~ ~ion Southwesl ~ West High Street Wayneshu~. PA 15370 (724) 852-2893 CCCS ef WeMern Penn~vahla, lnc. 1 No~ ~ate ~quare ~ Garden Cente~ Ddve C~S of W~em Penns~ania, Inc ~ N. Collage Sired ~sNn~on PA 1~ S~enlh MoKees~d, PA 15132 (412) ~&1590 FAX (412) 664~B73 Mon-V~l~ Unemployed Comm~lee f20 E, gil~ Av~ua . Homeetea~, PA 15120 (412)' 462-996~ , FAX (41~) 462-996 Ct~it Coun~lo~ of PA 40~ W~d Street. Suite 9o6 Ph(sbu~h, PA 1~22 - ~41~) ~8-9954 or 1(800) 737-2933 FAX N (570) 5~7-91.63 OR 1-8~-922-9537 FAX (570) ~7-9134~1~ WiEes-Barre PA 18702 FAX (570) 821-17~ 9 ~u~ 7th S~[. Stroudsbu~ PA 18360 (570) 420~980 or 800-922-9537 FAX (670) 4e0-8981 Troy. PA 10947 (~0) 297-2101 F~ (570} 297-~799 17. 2002 10' 39AM., . NATIONAL CITY AX (570) (FS/O) AX (570) 92~144 1 ? C~[ton W~m, PA 16901 (570) 72~2 FAX (~70) 724.~a3 931 Mal~ Honeeda~e PA 1~1 (570) 2S~8~1 F~ (~70) 103 Wa~n SE~, P.O. Bo~ 709 Tun~, PA I FAX (570) 7 L~e ~n~, ~x 339 ~570)' 278~8 or 1~00-982~045 FAX (~0).27~1889 ~S~OR~LAND COUN~ ABOrn Houshg, Inc. 4~ 6th Avenue, Pltl~urg~ PA lS~lg (412) 391-1~6 or (412) 29~-2i02 FAX (4~Z) ~512 ~mmuni~ ~fion ~uthwesl ~ We~ High Wa~u~. PA 15370 ~4) 852-2893 CCCS of. Western Pen~anl~. Inc. 1 No~h Ga~e ~ Galen Center Odve [ae~u~, PA 15801 CCCS et We~em Pennsylvania, [nc 199 Edith Unionl6~ PA 1~01 (724) 43~9 Houe~g Oppodunltl~ 133 $~en~ ~met ' - MOK~s~, PA 15132 (412) 6~-1590 * FAX (412) 664~8~ Mon-Va~ey UnO,eye. ~mmk~ 120 E. 9th Avertue' Homeste~, PA 15120 (412) 4~2-9962 :' (724) FAX (724) 4~-51 Keystone Economic Development Co~mtlon 19~ Ma~ G~a~ Johnstown, PA 15~1 (814) FAX (8~4) Tabf~and Se~i~ In¢, ~5 Easl M~in Stme( Somer~L PA 15501 (814) 44~628 F~ (814) '443-3690 Credit C~n~lora et PA 401 'W~ Street. Suite 906 PNfsburgh. PA (4~2) 338-9954 or I(8~) 737-2933 . FAX (412) 338-9963 NO. 1219 P. 11 Common Econo~ios.Opporlunily of Luzeme Co 163 Amber Lane Wilkes-Berm, Pennsylvm.da 18701 (570) 828-0510 OR 1-800-.622-0359 FAX (570) 629-166S-.-GALL BEFORE FAXING ($70) 4S~-4~4 HAZELTON FAX (570) 455-$6S1---CALL BEFORE FAXING (570) e36-a0~o TUNKHANNOOK COC8 of ~N~lheastem Pennsylvania Clarks 8ummilL PA 1~411 (570} 567-9163 OR 1-800-922-9537 FAX !S?0) Se7-915~Ug~35 . 31 W. Market SI. Wilkea-Ba.e PA 18702 (570) 821-0807 or 800-922-9537 FAX ($7o) a21-1795 The T~-he~b. C, en~er of No~lhea~tem PA 185 Elmira Slmel, P.O. Box 218 Troy, PA 16947 (570) 297.2101 FAX (570) 297-2799 Ge,man Su'eot, P.O. Gox FAX($?0)~gT-2790 (570) FAX ($?0) 9~6-8144 17 Cm/tqn Etreet. wellsboro, 'PA 16901 (~SAT0) 724-5252 X ($70) 7~4-3783 931 Main Street Hone.~ale PA 16431 (970) Z93-8941 FAX (570} 103 Wan-eh ${reel, P.O. Box' 709 Tunkhannoek, PA 18657 (970) ~-~940'. FAX .($~0) 636-~352' ? Lal~e Avenue, 8o~{ S139. Monlrose, PA 1~01 (570) 278.333~ or 1-$00.982-4045 F~X (57O) 27~-188~ A me'rfC~n R--"~'~"~ross_,H an ore r Chaple. r 529 CenMsle $1reet Hanover, Pennsylvania 17331 (717) 837-3768. FAX (717} 657-3294 Hous,;ng C, ouncl, t o'f York '~' 118 North Qeorgo Yon~. PA 17401 (717) 854-1541 - ' &='AX (717). 84~7934 CGCS Of'Westdm Per, n=~vlv=n;,~ l,-., ' 2uuo Q'h'~-e'~-'~-~n Road Harrisburg. PA 17102 · CCCS o~.Wea(e~ Pennsylvania,' Inc 91~ South George Streel York, PA 17403 (717) 846.4176 Adarrta County Housing Authority 139-143 Ca,ate SI Gettysburg PA 17325 (717) ss4-~$19 ' FAX (717) 334.8326 IVlortgage National City Mortgage Co. 3232 Newmark Drive · Miamisburg, Ohio 45342 Telephone (937) 910-1200 Mailing Address: P.O. Box 1820 Dayton, Ohio 45401-1820 April 03, 2003 Katarina Nutter 123 Laurel Drive Enola PA 17025 Loan No. 967695-1 Current Servicer: National City Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (BrinH it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on your property located at: 123 Laurel Drive Enola PA 17025 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) 02/01/2003 - 04/01/2003 and the following amount(s) are now past due: Monthly Payments Late Charges Other Fees Less Suspense Balance Total Due 4,046.46 51.20 8.66 .00- 4,106.32 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 4,106.32, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: National City Mortgage Attn: Customer Counseling Department 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do not use if not applicable) DR673 JCS Page 1 Oct 17, 2002 lO:'35AM NATIONAL'CITY 'NO. 1219 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to Foreclose. Specific information about the nature of the default is provided in the attached pages. T e HOMEO NER' M T GE SS TAN ROGRA EM__M_~_)~ toh ! ve our ho . This Notice x I insh wthe ro rp~ To s i HEMAPca hel 'o mu t E ITH S E CREDI COU- _S_EL. IN .,AGENCY ITH N 30_DAYS OF THE hATE OFTUlS N'~TI"E, Take this Nol ew~th ouwhen GU eetwiththeCouns in enc . - T e n me addr and o e nu ber of Con.sumer Credit Cou_ nselinq Aqencie~ serv'n GU Court are i cluded with thJe Notic-.: it',GU Lave an ' u ~stio s r r~on Wit im ai aFl can ' ' - · call 7 7 780- 69. This Notice contains important.legal inform..atiOn, If You have any questions, repre- .s. en. tatives at the Consumer Credit Counseling Agent ma be able ix. You may also wan* *,~ ,-.--o..-. ....... Y Y to help explain mav be abl~ to ~---'- --'--;-"--"'"'"'~& ~. auorney In your area. The local bar associatio - ,- ,,;,p yuu lind a lawyer, ri LA NOTIFICACIO~I EN ADJUNTO ES DE SUMA IMPORTANci' . ' ' "*"" ' DERECHO A'CONTINUAR . . . _ _ A. PUES AFECTA SU ,, ............. ' . VIVIENDO EN SU CASA. SI NO COMPREND ~um/gNII30 DE ESTA NO ' ' . · E EL INMEDi ....... - _. TIFICAClON OBTENGA UNA TRADUCCION ,c ....... ~' ~ ~~OS AL NUMERO MENClONADO AR ;. - SER ELEGIBLE PARA'UN ~-.-~'---'-- - RIBA PUEDES' ,,u~,,~ ........ ,- __ P,-~.~v~ ruH.EL PROGRAMA L/~u~m~ ~~eH ~ EMERGENCY MORTGAGE ASSIRTa~= oe~~ ..... ~u ..... ,v~ rn~AM EL CUAL =u~ ~ALVAR SU CASA DE LA PERDIDA DEL DERECHo A REDIMIR SU HIPOTECA. · HOMEOWNER'S EMERGENCY MORTGAGE A$SIsTAN' YOU MAY B LIG B~.-~-I~--'~:"~I~/~,,,,,-,,,~, ............ . CE PROGRAM · ,-~, b lUlANCE WHICH CAN SAVE YOI R HOME FROM FORE LO E AND HELP YO~ MORTGAGE PAYMENTS. OCT. 17, 2002 10:35AM NATIONAL CITY NO. 1219 P, 3 % 'IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT" , YOU MAY B EMERGENCY MORTGAGE ASSISTANCE: ) . E ELIGIBLE FOR IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR. · CONTROL. IF YOU HAVE A'REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND. · IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE- Under the Act, you are entitled to a tempo- rary stay of foreclosure on your mortgage, for thirty (30) days.from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at-the end of this Notice..THIS MEETINC, DATE. THE PART. OF T JS N T CE.CA LE "HOW TO C RE YOUR MORTG G ON UMER CEDI 'cO NSEL'N AGENCIE - If you meet with one of the con- sumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the 'date of this' meeting· The names a res es and tele hon nu ers old i n d nsu ercr it'counseli_n a e ciesforthe oun n .which the roe is located- ?e set fod. h at th? en~ of this Noti ~e. It is only necessary schedule one face-to-face meeting Advise your lend--- J-~----~ ....... to . · x ~, ~ot your imemions. APP ICATION F R MORTGA E S ST CE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages 'for specific information about the nature of your default). If you have tried and are unable to' resolve this problem with the lender;, you have the right to apply for financial assistance from the Homeowner's Emer- genoy Mortgage 'Assistance PrOgram. To do so, You must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only.~ onsumer credit counseling agencies have applications for the program and the_y_ will assist.you in submit-_. ........... - ............. ,~ ,-=~,-~y~van~a Housing Finance Agency.. Your application.. MUST be filed Or pOstmarked within thirty (30) days-of yoUr face-tO-face meeting. YOU MU_M~.,~_~FILE YOUR APPLiCATiON PROMPTLY IF' ' YOU DO NOT FOLL .... · YOU FAIL TO DO SO OR IF ow OTHER TIME FORECLOSUR P.OCEE ..... SET ORm T.IS ~=~;~:~; ¥~JUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE' DENIED. AGENCY ACTIO__~_ - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility Criteria established by the Act. OCT. 17. 2002 10:35AM NATIONAL CITY NO. 1219 ?, 4 The I~ennsylvania Ho_using Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY. THE FILING OF A PETITION IN BANKRUPTCY, TNE'FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT.. (If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.) IF YOU DO NOT CURE THE DEFAULT(scc pacje 1) - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, t_he lender intends to exercise ri__qhts to accelerate the_ mort_~aqe debt~ This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS~ the lender also intends to instruct its attorneys to start legal action to foreclose Ul~On your mortgaqe Droi~erty. IF THE MORTGAGE IS FORECLOSE. D UPON - The mortgaged property will be s01d by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the' lender begins legal .proceedings against you, you will still be required to pay the reasonable'attorney's 'fees that were aCtually incurred, up to $50.00. However, if legal proceedings are started' against you, you will 'have to pay ali reasonable attorneys' fees actually incurred bY the lender even if they exceed $50.00. Any attorney's fees will .be added to the amount YOU owe the lender, which may also include other reasonable costs. "If you cure tj~e default Within the THIRTY (30)' DAY r~eriod, you Will ~ot be required to pay attorney,s fee_~_~." ' ' ' - QTHER LENDER REMEDIES _ The lender may also., sue you personally for the unpaid principal balance and ail other sums due under the mortgage. I H_T, TO C RET · DEFAULT'PRiOR T- SHER FF's S L _ If you have not cured the default within the THIRTY (30) DAY pedo'd and foreciosure proceedings have begun. you st~i~! have the right tO cure the default and prevent'th~ sale at any time uD to one_ hour before the Sheriff's Sale. YOu may d° so by' paYing'the total amount then past due, plus ~,n_.y !ate or other charges then due. reasonable attOrney's fcCs and costs connEb~ed with thc; foreclosure sale and any other costs ¢0nnecte. d w~t,h the Sherii'~'s Sale as ~pec!fied i~,' .._..,,,,, ,~ u_v ,~,e ,er~oer an~ Dy pedOrmin0 any other requirements under the mortgage. Cur- mg your default in the manner set forth in this n0tice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE D. ATF - It is estimated that the earliest date that'such a Sheriff's Sale of the mortgaged prope .rty could be held would be approxi- mately FOUR(4) months from the date of this Notice.. A notice of theactual date of the Sheriff's Sale will be sent to you before the Sale. of course, 'the amount needed to cure the default will increase the longer you wait. You may find out at-any time exactly what the required payment or action will be by contacting the I~nder. OCT. 17, 2002 10'36AM NATIONAL CITY NO, 1219 P. 5 _HOW TO CONTACT THE LENDEL: _Name of Lender: National City Mortgage Ad_~: 3232 Newmark Dr. Miamisburg OH 45342 Phone Number_': 1-800-$23-8654 ~: (937) 910-4058 Contact Per, on: COLLECTIONS DEPT. EFFECT OF SHERIFF'S SAI.~ - You. should realize 'that a Sherfff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishing and other belongings, could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You. may'or, may not be able to self or transfer your home to a buyer or transferee who will assume 'the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to Or at the sale and that the other requirements of the mortgage are Satisfied. For additional informa- tion please contact the Collection Dept. ' ~OU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT.' TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BE- HALF.. ' TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DE- FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT; ('HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES' IN ANY CALENDAR YEAR.) TO ASSERT THE NoNExiSTENCE OF DEFAULT IN ANY FORECLOSURE PRO- CEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE 'MORTGAGE 'DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAy HAVE T~ such ACTION BY THE LENDER TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. OCT. 17. 2002 IO:.36AM American Red Cmss~ Hanover Chaplet 529 Carlisle Street Hanover, Pennsy~vanla 17331 (717) 637.37e8 FAX (717) 637-3294 CCOS o1' Western PA 3300 Llngleatown Road J-le, rdabu~ PA 17102 (717) 541-1757 FAX (717) 54.1-4670 F~lanclal Counseling Se~"mes of FranldJn 31 We~l 3rd Street W~ynesboro. lea 17268 (717) 762-3285 Adams County Housing Authorhy 139-143 Cad~sle St GeltyS0urg PA 17325 (717) 334-1510 FAX (717) 394-8326 Psnnsylva~a Housing Finance Agency (Marcia Hess) 2275 Swallow Hill road, 0Ida 200 PIl~sburgh. PA 15220 (412) 429-2842 FAX (412) 429-2835 Credit Counselors o[ PA 401 Wood Stmel, Suite 906 Pi~borgh, PA 15222 (412) 33~-9954 or 1(800) 737.2933 FAX' (412) Aedon Hobstng, Inc. 425 6th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 391-1956 or (412)281.2103 or ! (800) 792-2801 FAX (412)-391-4512 Community Action Southwest 22 Weal High Street Waynesburg, PA 15370 (724) 852-2893 CCCS 'of'Western Pennsylvania, Inc. 30D Smithfield Street Pittsburgh. PA 15222 (412) d71.7584 Housing Oppor~untlea 1 39 Seventh Street McKsesport PA 15132 (412) 664-1906 Fax (412) 664..0873 Urban League O! Pittsburgh Bldg. For Equa( Opportunibj , One Smithfield SL ' Pittsburgh. PA 15222-2222 (412) ~7~802 ~FAX (d12) 26~-5207 Men-Veiny U~mploy~ Commlllee ~ 1~0 E. 9~ Avenue Homeste~, PA 15~20 :(412) 482-996~ COC~ of W~le~ Pennsylvania. Inc. 217 E. Plank Road ~l~na PA 1660~ {8~4) ~4d-8100 or (814) 944-5747 'NATIONAL CITY ..... NO. 1219 P, 6 ' APPENDIX C ' PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM - CONSUMER CREDIT COUNSELING AGENCIES ln~iana Co. Community Action Program 827 Waist Stmel, Box 187 Inalana PA 15701 (724) 465-2657 FAX (724) 465-$118 Credit Counselors of PA 401 Wood Streel. Suite 906 Pittsburgh. PA f5222 (412) 338-9954 or 1 (800) ?$7-2933 FAX (4tE) 398-9963 cllon Housing, In~ 425 6th Avenue, Suite 960 PRlsbu~h, PA 15219 (412) 391-1956 FAX (412) 391.4513 COCa O! Wealem Pennsylvama, Inc. 971 'rl3ird Stleel · Beaver, PA 15009 (724) 7'74-0798 Housing Oppodun~lies of Beaver Courlly. In¢, 650 Ootporatlon Si, Suite 207 Beaver. PA t~009 (724) 728-7.511 Men V~lley Unemploye~ Committee 120 E. 9th Avenue Home~ea~. PA 1~120 (41.2) 46~.-9982 (412) 4~2-9964 Housing Oppo~li, tlss Inc, 139 Sevenlh Street P.O, Bo~ 9 MeKeespod PA 15134 cre~il Oour~lof~ o~' PA ' 401 Wood Street. Suite 906 P/tmburgh, PA 15223 (412) 338.9954 or 1'(800) 737-8983 FAX (412) 338-9963 Bedfo~-Fulton Housing Services 10241 Lincoln Highway Everett, PA 1'5537 (314) 623-9129 FAX (514) 623-7187 CCCS o¢ Weslem Penrtsylvania, Inc. 217 E. Plank Road Alloona PA 1660~ (6~4) ~44-8100 FAX (814) 94~-574~' ~' Economic . Oevelopmen~ Corporation 1954 Ma~ Grace Lane Johnstown, PA 15901 (814) FAX (814) 539-1608 Tableland Services, Inc. 535 Es, si Main Sireel Somemet PA 16501 (814) 445.9628 or 1-800-452-0148 FAX (814) 443-3690 Weatherization O/rice 917 Mifflin Streel Huntingdon. PA 16652 (614) 643-2343 CCCS of-Lehigh Valley ~671 C~escent Co~t East Whitehall PA 18052 (610) 8214011 or 800-~0-2733 (8~4) erin FAX (610) ~-ag32 E~nom~ ~ty C~fnel of ~5 N. Conks Street FAX (717) Commun~y Housing ~un~, Inc. P,O. Box 2~ K~ne~ ~aare, PA 19348 10) 4~-3682 X (610) 4~-8243 ~~ Housing So.Ices R.D,E1, ~= 384 Everett, PA 15537 (81~) 623-91~e FAX (814) 62~7187 Keyslone E~mi~ Devel~ment Co~ 1~4 Ma~ Graco Lane Joh~owfl PA 1~01 ~AX (e~a)'639-1688 c~Cs of W~lem 217 E. P~nk Road ~t~na PA .16~2 (e~4).~4.eloo'br. (814) ~44.~d7 Wealhedzation 917 ~lfn Hunl ngdoa, PA 1 C~S' si Nodheaslem PennsHvanla C~rks ~umm~, PA 18411 (570) ~7~1~ OR 1~-922-9~37 FAX (~70) ~7-91~a135 31 W. Ma~e{ SL Wilkes-Barre. PA 18702 (570) 821 ~837 er 800-922-9537 .- FAX (570) g ~u/h. ?Ih 81met 8treudsbu~ PA 1 ~60 (570) 420.8960 or 80~9~.9537 F~ (570) 42~8981 1631 S AlheAon. SL Suite 100 ~;a;e Co;~ PA ~U8Ol --- F~ (ei4) 238~6~' ~ Tm~ ~1~ of No~tem PA 10 PUbli~ Argue Mont~, PA I~1 FAX (570) 278-1889 185 Elm;m P,O. ~x 218 Troy. PA 16947 (570) 297-210~ German $1re~l; P.O, Box 389 Due.hors, PA 18614 570) 928-9668 AX.(5?0) 928-.81 ,{4 103 Warren Street, P.O. Box 709 Tunkhannock PA 18657 (570) 836-6840 FAX (570) 830-633~ (Rev, 6/99 39 Walnut Street Wellsbom, PA 16901 (570) 724-52~2 FAX (570) 724-$783 931 Main SUeel Honssde~e PA 18431 (570) 2s3-e94~ FAX (570) 253-4817 ,~UCKg COUNT~_ Acorn Housing Corporallon 648 No,lb Broad Street Philadelphia. PA 19130 (215) 765-1221 FAX (215) 755-1427 Nodhweet Counseling $erdco 5001 Nodh Bmod Sires1 Philadelphia, PA 19141 (216) 324.7500 FAX (215) 324-6753 Sucks County Ho~sing Group, Inc, 140 East Riehardso~ Avenue Longhorns, PA 19047 (215) 7~0.4310, FAX (~15) 750-4318 CCC~ of Delaware Valley · 1515 Market Sim, el · Suite 1325 Philadelphia PA 19107 (215) 563-5~65 FAX (215) 864-2666 HACE 167 AJlegheny Ave 2~'~1 FI, Philadelphia. PA 19140 (215) 425-8025 FAX (215) 426-~122 CCCS of DeTaware Valley Trevose Corporate Canter 4606 Slreet Road Trevose PA 19047 (21 .5) .56~.5665 Oommunlty Devel. Corp of Franklord 4620 Griscom Street Pl~ilsdelphla, PA 19124 (215) 744-2990 FAX (215) 744-2013 · CCCS of Lehigh Valley · .~- ~: ~, 3671 'Cre~c'ent Couil East '" Whitehafl, PA 18052 (610) 82~-4011 OR 800-220-2733 ' FAX (810) 62 T-6932 · · Arn~ 'r~.an Credit Counseling Inslitule 845 Coates .... ~fie P.~-z932o (888) 212-6741 144 E Dekalb Pike K~ng of Prussia PA 19406 610-971-2210 FAX (610) 365-4814 755 Yo~k Rd, Suite 103 Wan-ninster PA 18974 (215) 444-9429 FAX (215) 956-6344 EIZTJ. F~8..C_~T.Z Aoffon Housing, I~¢. 42.5 6th Avenue. Suite 9,50 Pitl,~3urgh, PA 152~9 (412) 391.1956 or (412) 281-2102 ~AX (4~2) 3914St2 CCC$ of Western PA YMCA {~uii~ing . 339 NO~lh Wash{n~lon Slreet · Bullet, PA 16001 (724) 282-7812 OCT. 17. 2002, 10: 36AM 6,=u ~,orporame ~t., Sulle 207 ' McKeeapoiq,pA 15132 (412) ~-15~, Mon-~ley Unemplw~ 120 E. ~ Avenue Ho~tead, PA 1~120 (412} FAX (412) 4~2~4 Hou~ng Op~unlt~es Inc. 133 8eventh P.O. Box (412) F~ (412) 6~873 Credit ~unaelors of PA 401 W~ Street, Suite 906 Pittsburgh, PA 152~ {412) 3~.99~ FAX (412) 338.9~3 ~ford-Fu~ R.D.~I, ~x 364 Eve~tt, PA 1~537 (814) 623.9129 F~ (614) 62~7187 cccs of W~lem PA 217 E, ~k Road ~oona PA 16802 (814) 9~4~100 F~ (814) 944-~747 indisn8 County community Action Pmgmm 827 Water Street, Box 187 In~na, PA 15701 1~) x (412) 465.5118 Keystone E~n ~velopment Co~. 1954 Ma~ Gra~ ~ne Joh~to~ PA 15901 (014) 'FAX (814)539-1686 CCC$ of Western PA 219.A Co~e ~hnslown PA 15904 (814) 53~335 Tableland So.fees, Inc, 53~ Ease Main Slreet Semele PA 15501 (814) ~5-9628 Or 1-800-462-0148 F~ (814) 443-3690 ,. ~hem TI~ Communi~ Action Co~p. P.O. Box 389 135 West-4ffi Emporium, PA 158~ (814) 48~1161 FAX (814) 486-08~5 CCC$' of W~ten PA AIt~na PA 16~2 (81~) 944-81~ 81 44-5 7 217 E. P~nk Road Nl~na, PA 16602 (814) 944-8100 FAX {814) ~44-5747 ~~NW ~OC of Sehuylkil~ C~un~ ~5 N. Cenlm $1reel 3o[~lle, PA ~7~1 570) 622-1995 :~ (570) 622-0429 NATIONAL CITY HACE 167 W.-A/tag-heny~,ve, 2nd ,el. Philadelphia, PA 19140 (215) 426.6025 FAX {215} 436-912.2. Commenity Housing Counseling P.O. Box 244 Kennea Square, PA 19348 (610) 444-.3682 FAX (610) 444-82.43 Media Fellowship House 302 S. Jackson Street Media. PA 1~063 (610) $65-0645 FAX (610) 565.8567 Philo Counc~ For Community Ach/ 100 North 17th Street, Suite 600 Philadelphia. PA 19103 (215) 567-7803 FAX (215) 9§3-9941 Tabor Comlfiun/Iy Services, Inc. 439 E. King Street Lancaster, PA 17602 717) 397-,5182 OR 1-800-788o5062 H.O.only) FAX (717) 399-4127 Community Devel. Cord of Frankford Group Minislry 4620 Grls¢om Philadelphia. PA 19124 (215) 744-2990 FAX (215) 744.2012 ,~u"nerf~n 'Red Cross of Chester 1729 Edgemont AvenUe Chester. PA 19013 (610) 874.1484 CCC$ o~ Deraware Valley Marshall Building 790 E. Market St.. Suite 215 West Cheslar, PA 19382 American Credit Counseling Institute 845 c0alea St, Coatesville PA 19320 (888) 212-6741 14~ E. Dekab Pike King of Prussia. PA 19406 (610) 971.2~10 FAX. (610) 265-4814 755 Yot'k Rd, Suite 103 WarmJnsler PA '16974 i?AI$) 444-9429 X (215) 956-6344 CCC$ of ~'ennsylvanfa, Inc. YMCA Building 339 Noilh Washington Slreet BuUef, PA 16001 ' (412) ys o · Econ0rnic De~eloprnenl Cotporalion . * 1954 Ma~, Grace Lane Johnsli3wn, PA'15901 (a~ 4) 535-6556 FAX (814) 538-168~ Indiar~ Co.' Community Action Program 8~7 Wale¢ Street, Box 187 Indiana, PA 15701 F72.4) 465-2657 AX (412) 465-51 COOS of Weslom Pennsylvania, Inc. 217 E. Plank Road Al~oona PA 16602 (814) 94a.8100 FAX (814) 944.5747 rea,mi CouP,. Whileh~ll PA $I0-821r4011 or 8~27~ D0 & 814 only f~ GCCS et N~e~tem Penn~ania (570) 587-9163 OR 1-8~9~2-9337 31 W. Markel~. ~kas~arm, PA 18702 (570) 821~7 or 8~-9~-9537 F~ (570) 821-1785 9 ~uth 7~ Street S~t0udsbufg PA 1~60 ' (570) 42~980 or 80~922-9537 FAX (570) 420-8981 1~1 S A~e~on Sl, Suite aisle Cd.ge, PA 16801 (814) 238~668 FAX (614) 238-3~9 of Luze~ ~un~ 1 ~ Amber ~e ~lkas-Barre. PA 18702 (570) 826~510 OR FAX (570) 829-1~ALg BEFORE ' (570) '45~9~ H~ELTON FAX (570).455-5~l~ALL BEFORE F~tNG (570) 836~090 TUNKHANN~K C~S of Western Pen~vanla, Inc, ~17 E. PAnk Road Nt~na, PA 16~2 (814) 944-8100 FAX (814) 944-57~7 LY~mlng~linmn Co Comm For Commum~ A~lon (STEP 2138 Uncoln Slmet P.O, Box 13~ Wilriamspo~, PA 177~ (570) 326-0587 FAX (570) ~-2197 CCCS el' Nodh~stern PA 1631 S. Athe~n SI, Suite 100 S~te College PA 16801 (814) 238~668 FAX (8i4) 2~-3669 CCCS o( No~he~fem PA 201 Basin Slreet WilJl~ms~, PA 17703 (570) 326-0567 FAX (570). 32~-2197 A~rn .Hous~9 C~0railon 846 No~h 8road Street ' (215) 765-1231. * FAX*(215) 7~-1427 No~es[ Cou~eling 5~1 N; Bmod Stroe~ Philadelphia, PA 19141 {~15) 324-7~ * FAX (215) 324-87~ Bud~ ~un~fing Comer 247 NO~h R[lh Slrem Reading, PA (6~0) 375-7866 FAX (610) 375-7~0 CCCS Of Delaware Valley 1515 Market Street. Suite 13~5 Philadelphia, PA 19107 (2~5) FAX (215) 563-7020 NO. 1219 P. ? CCCS el Northeastern PA 1631 $ Alher~on ~., Suite 100 Stale CoUege, PA 16801 (614) 238-3668 FAX (814) 238-3669 CCCS of Westerrl PA 219-A College Park Plaza Johns;own PA 15904 (814) 539-6335 ~ . Lycoming-Clinlon CounlJas Commission For Community (STEP) 2138 Lincoln Slreet P.O. Box 1328 Willlamepo~l~ PA 17703 (570) 326-0587 FAX (570) 322-2197 CCCS of Northeastern PA 1631 S Alherlon SI., Suite 100 State College, PA 16801 (814) 238-3668 FAX (814) 236-3669 CCCS of Nort~esmem PA 2.0! Basin Street Williamaport, PA 17703 (570) 32.3-6627 · FAX (570) 328-6626 ~"'- Ol.,J,[Mlla IA COUNTY CCCS of Nortl~.asslem Pennsylvania 31 W, Market Slreet P.O. Box 11~7 WiCkes-BatEs, PA 16702 (570) 821-0837 OR 1-600-922-9537 FAX (570) 821-1785 1400 AbingEon Execulive Park, Suite~ Clerks Surnrnilt, PA 18411 (570) 587-9163 or 60o-922.9537 FAX (570) 587-9134/9105 Comrt~sion Ofl Eocmomics Opportur~ty 0t Luzome Counly 163 Amber Lane " Will<es-Barfs, PA 18702 (570) 8~6-0510 OR 1-800-823-0359 FAX (570) 829.-1665..-.-CALL BEFORE FAXING (570) 456-4994 HAZELTON FAX (570) 455-5631--CALL BEFORE FAXiNG (570) 835.4090 TUNKHANNOCK Seeker T. Washington CenEer 1720 Holland Street Erie, PA 16503 '(81:¢) 453:5744 ' ': ": ' ' .... FAX (8.14) 453-5749 Greater Erie Community Action Committee 18 (.'-';.st ~h Street Erie, PA 16501 ~.1~ 4~BJa.4RR I ....... FAX'(81'4) 45-6-0161 John F. Kennedy Cenler, Inc'~' 2.021 East 20th S~reet Erie, PA 16510 (8f4) 698-040O FAX (814) 898.1243 Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 (412) 981-5310 CCCS ol Weslern Pennsylvania, inc. 2000 LJnglestown Road Ifarrisburg PA 17102 (717) 541-1757 FAX (717) 541.4570 mOCT. 17, 2002 lO:37AM Waynes~m, PA ~ 72~8 ~17) u~a~ ~egue Har~sbu~ N. 6i~ Ha~gburg, PA 17~01 x (71~ ~CA of 301 G Stmel Ca~. PA 17013 FAX (717) 731-9589 Gammufli~ Acff~ Comm Region 1514 Oer~ Street Ha~, PA 17104 (71~ 232.9757 F~ (717) 2~-~7 Adams Coufl~ Ho~ing Authod;y 139-143 Ca~isle SL Get.burg, PA 17325 FAX (717) ~CS or Weatem Pefl~y~ania, Inc. ~ Ungles~ Road Ha~burg, PA 17102 (717) ~1.17~ FAX (717) 541~670 U~an League of Metro~lMn Ha~sbu;g 2107 N. ~ Ha~urg. PA 17101 17) ~-5925 X (717) Community AclJo~ Commie;an of ~e C~t~ R~ion 1514 ~ Ha~u~ PA 171~ (717) 2~-9757 FAX (717) 2~-2227 DE.WARE A~m H~si~ Co~orsaon 846 No~ Broad P~iladelphi~ PA 19130 (215) 76~ F~ (215~ 765-1427 No~Gt Counsol~g SeWice ~1 NoEh Br~d 81r~t · Phlla~lphla, PA Ig~41 (~15) 324-7~ FAX (2~5) 324-0753 CCCS of Delaware V~ley 1515 Manet ~reet-8 Philadelphia, PA 19107 (215) 56~685 H~CE 167 W, Allegheny Ave., 2nd Floor PhltadeLahia. PA 19140 (215) 426-0025 FAX (215) 426.9122 Media Fellowship House 302 S. Jackson Slreel Media, PA 19063 (610) 565-0846 FAX (610) 56~-8567 Communi~ Housing Counselor, Inc. P,O. Box 244 Kennetl Scluare PA 19349 (610) 444-3692 FAX (610) 444-8243 NAT'! ONAL C I TY Phlladelphla Courier( For Community Adv 100 North 171h Suite Philadelphia, PA 19103 (215)-567-7803 FAX (215) 963-9941 m.munily Devel Cotp of Frankford up Ministr/ 4620 Gti~em Streel PhiladelpNa, PA 19124 (216) 744-~9~ FAX (215) 744-2012 American Red Cross ot' Chester 1729 Edgmonl Avenue Chester. PA 19013 (610) 874-1484 CCC$ off Delaware Valley 280 North Providence Road Media, PA 1 g063 (215) 563-5665 ACCI 175 Strafford Ave, Suile 1 Wayne PA 19087 (610) $71-2210 FAX (610) $B7-7860 ACCI 144 E. Dekalb Pike King OI prussia. PA 1 g406 (610) 971-2210 ELR John P, Kenned), Center, Inc. 2021 Ea~r 20~h Slreet Erie, PA 16510 (614) e98-0400 . FAX (814) 898-1243 No~bem Tier Community Action P.O~_ Gox 389. 135 Wes! 4th Street Emporium, PA 15834 (614) 486.1161 FAX (814). 455;0825 . Booker Ti Washinglon Conies' 172.0 Hollar~ Stree! Erie, PA 16503 SAxl 4)'483-$744 (614) 453-5749 Greater Erie C~mmunity Action Committee 18 Weal 9th Slreet Erie, PA le$01 (814) 459-455'1 FAX (814) 456-0161 John F. Kenne~/Center, Ina. 2021 East 20th Ede. PA ! 6510 74) 698-0~00 AX (914) 896-1243 FAYE'tTE COUNTY Aclion Housing, Inc, 425 61~ Avenue, Suite Piltaburgh. PA 15219 (41'2) 39121956 et (412) 281-2102 FAX. (412) 391-~512 Commt~nity Action' Southwesl 22 Weal High $1ree! Waynesburg, PA 15370 (724) 652-2893 CCCS of Weelem Pennsylvania, Inc. 1 North Gate Square 82 Garden Center Drive Greenabun~, PA 15601 (7241 638.1290 Fayst[~ Co. Comr~Unjty Action Agency, Inc. 137 North Beesoil Avenue Uniontown, PA 15401 (724) 437-6050 OR 1-800-427-1NFO FAX (412) 437-44'~8 Tableland Services Ins. 131 No~ttt Center Avenue ~e~eL PA 15501 FAX (814) 448-~g0 CC~. et Weelern PA 1~ E~on Stteel Unlonl~ PA 15401 (724) Mon-V~ U~oy~ CommUtes 1~ E. ~h ~ue Homeste~, PA 15120 (412) 462-9962 Waffen-Fo~ Counties Eco~miG Oppodunily ~un~il ~ U~ 8troel Post Office Box ~7 Warr~. PA 16365 (814) ~Z6-24~ FAX (814) 7~3-05 J 0 hanOI Sewloes Unflmimd 31 We~ 3rd ~eel W~ro, PA 172~ (717) ?62-3265 ~CA of Ca~sle ~1 G Slreet ~lele, PA 17013 (717) 2~3~1B FAX, (717) 243.3~ CCCS of Wesiem Pen~vanJa, g12 ~outh Goose Street Yo~, PA 1~403 ' (7~7) ~4 J76 ~can Red Ctos~anover Chapter' 529 Carib~o Sl~t H~over, PA 1'7331 1. 7) 637~768 . .(717) '6~7~294 Commun~ ACtion Commi~ion C~Ua Region 1514 De~ Slmet Ha~urg, PA 17104 ~17) 232-9757 U~an League oJ Melmpolilan Hbg 2107 N. 6~ Slree~ HatHs~u~, PA 1'7101 (717) FAX (717) 2~-9459 CC~ of W~tem'PA 2~0 Unglealown Road Ha~sburg, PA 17102 (717) 541.1757 FAX (7~7) 541-4670 Getl~rg, PA 17325 {7J7) FAX ff~7) ~LTON C~ ' Bedlor~Fulton HouGing Se~e R.O.~I, ~X 384 Evemll, PA 15~7 (814) 623-9129 ~AX (6!~) 62~-7187 Fl~nc~al C0un~t ~g Franklin 31 West 3~ Wayn~boro. PR 17258 (717) COOS et Wesiem Penns~nia, 912 Soulh George Yo~. PA 17403 (717) B46-4176 NO, 1219 ?. 8 Wealhorization Office 917 Mit(fin Slmel Huntingdon, PA 16652 (8t4) 643-2343 Action Housing, Inc. 425 6~h Avenue, Suite 950 PlllshurgrL PA 15219 (412) 301-1956 O~ (412) 281-2102 FAX (412) 391-4512 Mon-Vafiey Unemployea Committee 120 F. 9Ih Avenue Homeslead, PA 15120 (412) 462-9962 FAX (412) 462-9964 Community Action $oulhwost 22 West High Street Waynesburg. PA 15370 (724) 852-2893 FAX (412) 627-7713 CCC$ el Western Pennsylvania, Inc 1 North Gale Square ,92 Galen Center Drive Groensburg. PA 15601 (724} 838-1290 HUNTINGDON Be~ord-Fuiton Housing Services RD 1. Box 384 Everelk' PA 15537 8A14} 623-9129 X (814) 62.3.7167 CCCS of Western Pennsylvania, I~c. 217 E, Plank Road AJloona, PA 16602 (8t4) 944-~100 PAX (814) 944-6747 Wea~herlzalion Office 917 Mifllirt. Slfeel Hun~ngddrt, PA 16652 (814) 643-2343 IbU)IANA COUNTM " CCCS of Weslem Ponnsylvtnla, Inc. 1 No,h Gate Square #2 Garden1 Center Drive · Green~:burg. PA 15601 (724) 838-1290 Indiana Co. Commun/~y Ac~on Program 827 Water Street. 80- 187 Inalana. PA 15701 (724) 465-2657 FAX (412) 465.5116 · Keystone Economic Developmenl Cor~o~:alioh ' 1954 Mary Grace Lane Johnstown, PA 1,5901 (814) 535-6556 FA~X_,, (8.14) 539-1688 CCCS of western PA a-~9~ Pizza ...... Johr!slown PA 15904 (514) 539-6335 JEFFER,SON COUNTY John F, Kennedy cenier, Inc. 2021 East 20th Stroel Erie. PA 16510 (814) 89S-0400 FAX (814) 898.1243 CCCS o~ Western Pennsylvania, ino, YMCA Building 339 North Waahingion Streel BulJer, PA 16001 (724) 28~-7812 Indiana Counly Communily Action Program 827 Waist Street. Box 187 Indiana. PA 15701 (724) 465-2657 FAX (412) 465-5118' Waalheflzafion Office 917 Mifflin SIroe~ HUnlingdorl, PA, 16652 (814) 64~-2343 LACKAWANNA COUNTY CCCS Oi NoAheastam Pennsylvania 31 W. Market Sffeet P.O. Box 1127 Wlkes,.Ba~,e. PA (570) 821-0637 OR 1.,800-922-9537 FAX (570) 1)21-178s (570) 587-9163 or 800-955.9537 FAX (570) S87-0134/9135 · fly IlOU$ing Oounseto~, ,neoq~ra/ed P.O, Box 244 Ksnnetl Square, PA 18348 (215) 444-3662 CCC..R o! I. elqJgh Valley 3671 Cr.aen! Courl East Whitehall, PA 18052 (215) 621-4011 1-1)00-220-27.33 (717) & (814) ONLY FAX (215) 8~1-8932 C, CCS of Western PennsHvanla. In(:. 912 Sou~h George Street Yo~, PA 17403 (7'17) 846-4171) Tabor Communily Sewices, Inc. 439 E. King Sires/ Laneaster, PA 1 ?'602 (717) 397-5182 OR 1-800,768-$082 FAX (717)398..411~7 CCS o! Weslem Pe~'ns),fvania 1st Fe~re¢al Plaza-Suite 406 North Mill Street New Castle, PA 18101 (724) 632-6074 312 Chestnul $1reet, Suite 22? Meao'vllle PA 16336 (814) 332-8570 Shenango Valley Urban ~eague. Ins. 601 tndiana Avenue r0."T21"9'-'"P7"'9 .......... WNlehalL PA 11))052 (610) 821-4011 Ol:t 1-800-2204~733 {$7~ & (614) ONLY FAX (81o) cEoCOnOmic Oppo~l Cabins! gl Schuylkill ~5 Norlh Cenlre ~lmel Pop. sville, PA 17901 (570) FAX (1)70) 6.22-0429 [ Norlheastem Pennsylvania 3! W, Marks! Sires! P.O. Box 1127 Wilkes-Berm, PA 18702 (570) 821-0637 OR 1-800-922.9637 FAX (570) 8~, I-1785 1400 Abington Executive Park Suite I Clarke Summi{t, PA 18411 (570) 587.8163 o, 800-922-1)$37 FAX (570) 567-9134/91135 Comm, on El:on Opportunity ol Luzeme C0unly 163 Amber Wilkes. Barfs, Pennsylvania 16702 (570) 826-0510 OR 1-800-622.-03~9 FAX (5?0) 639-1665--CAU. 6EFORE FAXING (570) '451-4904 HAZEl. TON FAX (570) 455:-$831-.-02LL BE;ORE FAXING (5?0). 636-4030' TUNKHANNOCK Eec or Schuylkill County ~ NoAh Centre Slreet Pefls~iile, PA 17901 (570) 822.1 FAX (~?0) 622-0429 CCCS et No~hea$1em Pennsylvania 31 W. Market Slreel P.O. Sox 1~27 ' Wilkes-Barre, PA 18702 tS?0) 821.0637 OR .1-800-9~2-9537 FAX (570} 821-1785 1400 Abingl0n Executive Park Suite 1 Clarke Sure,lilt, PA 18411 .) 567-9163 Or.80o-922.9537 ($7o} 587.9134/9135 201 Basin Sffeei WlliiamsPCrt, PA 17/03 (570) 32~-'6627 CCC~' of W.te_m Een-n$~ivan/a 1nc- 339 No~lh Wul~inglon Street · Bullet, PA 1600 (7~4) 262-7812 ~ et Western Pennsylvania, Inc. 217 E. plank Nigeria PA 16602 (614) 944-8100 FAX (814) 944-5;'47 Weethe~za. lion Office 917 Mi~iln Street Huntingdon, PA 16652. (814) 641).2343 CCCS of Northeaslam PA 1831 S AtheAon SI Sale 100 Stale College PA 16601 (1)14) 231)-3668 FAX (814) 238-3669 CCCS of Nortl$easiem PennSylvania 31 W. Market Slreat P.O. Box 1127 Wilkes-Barfs, PA 16702 (570) 821-0837 OR 1-800-922-9157 FAX (570) 621-1785 1400 Abingl°n Execulfve Park Suite 1 Clarl~ Summkl PA 18411 ($?0) $87-916,3 or'800-922.8~37 FAX (570) 587-9134/9131 g Soul.h .7lb Street Stro~f~burg PA I (570)'420~98~' or 1)00-922-9537 FAX (57,0) 42&8981 Coma on Econ Opp o[ Luzemo Courtly 163 Amber Lane. Wilkes-BaA. e, PA 1870~ (570) e~,e...o51a on FAX (570) 829-1565~-CALL BEFORE FAX1NG . · (570) 455-4994 HAZELTON FAX (~70) 455-$831---CALL BEFORE FAXING (57O) 836,40g0 TUNKHANNOCK m Housing Corporatio~ 848 North BrOad Street PhiladelPhia PA 19130 (215) 765.-'1221 FAX (215) 765-1427 No~lhweat Counseling Service .¥.edia Fe~oWShfp House~- 302 S. Jack,on $1reel Mecfla. PA 11)063 (610) 566-0841) Phila Council For Oommunily Aavrn 1...0~.' N.o.~h 171~ S~reet, Sutls 600 P'n,aompnfa, PA 19103 F211) 567.750,3 AX 1215) 963-9941 American Credit CouRse lng Instituh 845 Coates St. ' Cealesvllle, PA 19320 (888) ~12-8741 144 E. Dekalb Pike King of Prussia PA 19406 (610) 1)71-3210 FAX (610) 265-4814 755 York Rd.. Suile t03 Wermlnster PA 18974 (215) 444-9429 FAX (215) 956-6344 CCCS of Norlheastem Pennsylvania 31 W. Market Street P.O, Box 1127 WJlkes. Barre, PA 16702 (570) 6~.1-0837 OR 1-800.-922-P$37 FAX (570) 821-1785 1400 N)lnglon Executive Park, Surfs 1 Clerks Summitl, PA 1841 (570) $1)7.9~ 63 or 800-922-9537 FAX (570) 587-9134/9135 CCC$ gl Lehigh V~Jlay 3671 Crescen~ Coud East W~itehatl, PA 180~2 (610) 821-4011 OR 1-600-220-2733 (717) & (814) ONLY FAX (610) ~'.1,6932 NoRTHuMB~'RLAND COUNTy CCCS o~ No~heastern Penns~van;a 31 W. Market Street P.O. Box 1127 Wilkes.Serfs, PA 18702 (570) 821-0837 OR I"800-922.95.37 FAX (570) 821.1785 1400 Abington Executive Perk Suite 1 ' Clarke Summilt, PA 18411 (570)' 557-9163 or 800-922-9537 FAX ($70 567-9134/9135 Farrell. PA 16121 ('724) 981-63~ 0 Housing Oppodunitiea or Beaver Courtly 650 Corporation St., Sufle 207 Beaver, PA 15009 (724) 7~8.7202 ic Oppodunlty Cab/net d Sc~J Counly 225 NoAh Centre Street Pollsvilfe. PA 17901 (570) 6~2-1995 FAX (570) 622-0429 Tat>or Community. Ser~oes. loc "'39 E. King Streo! Lancaster, PA 17602 (717} 397-5182 OR 1-800-786-5062 FAX (717) 399-4127 FAX (570) 323-6626 ' ~ Lycoming-Clinlofl CounlJes ~S°~l~i~iO~ For Community. Aclfon 2138 Uncorn Street P.O. aox 13~ ~lllamspo~ PA 17~0~ ~570) a~.0587 . FAX (570) 322-2197 M~KEA~u~ ~O~n ~. Kenne~ ~neer, 2~1 East 2~h ~lr~l [rle, PA 16510 (614) 898~4~ FAX (814) 898-1243 No.hem T~r ~m~uni~ AclJo~ P.O. BOX 389. 135 W. 4Ih $ffeet Empo~um, PA 15834 (8~4) 4ee-~ ~61 FAX [814) 486~825 S~n~ Valley U~an League· Ino. 601 Indiana Avenue FaireSt, PA 16121 (~4) 981-53 ? 0 5001 'N. Broad Street :~" ' ' ' :201 Badn Street "' Ph~3adelphia, PA '191141 Wl(llamapo~ PA t7703 (215) 324-7500 (570)' 32~-6627 FAX (215) 324-8753 FAX (570) 323-6626 CCOS of Delaware Valley "Er. 'c..mic Opponunily Cab/net 'or Norrlstown Business cenler Schuylkill Courtly /g0 W. Ge~nan~own Pike' ~uilo 14o 22_~L_N_odh Call--reel- ..... Ne~i~ ........... Pollsv~l~e. PA 17901 (215).563~$665 . (570) 622.1991 · FAX (570) 622-0429 "~ Community Aclien Developmenl Coma 70'~ DeKalb Street NorrletOWn, PA 19401 (610) 277-6363 FAX (610) 277-2123 COOS of Delaware Valley 1515 Ma~el Street, Suite 1325 Philadelphia, ~A 19107 (215) ~163-5665 FAX (215) 8~64-2116 Community Housing Counselors IRc P.O. Box 244 Kennelt Square, PA 191348 (~15) 444-.3681~ FAX (215) 444-8243 E'ERqy COUNTY CCCS of .Weete~-~ Pennsylvania. Ins, 2000 Linglaetown Road Har~$burg. PA 17102 (717) 541-1787 FAX (717) 54%4670 · Finan(:ial Counseling Sc~ioes of Franklin . 31 Weal 3r~ Slreet Wayneeboro, PA 17268 (717) 762-3285 Urban League gl Metropolitan Harrisburg 2107 N.Sth Streel Harrisburg, PA 17101 (717) 234..-5925 FAX (717) 234-9459 ¥OCT, 1 ?. 2002 1 O: 38AM 917 Mi~tin Street Hunlirtg~on, PA, 16652 ~14) C~i~e, PA ?701~ ~17) FAX (717) ~muni~y A=lion Commission of ~e C~I R~on 1514 De~ H~sbu~ PA 17104 ~17) 2~-97~ F~ (717) 2~27 ~I~DELPHI~ COU~ ~m Housing Co~r=lion 846 ~h E~a~ ~keel Phila~lphi;, PA 19130 (215) 765.1221 FAX (2~5) No.weal Counseling (2~s) ~75oo FAX (21S) ~4~753 CCCS of De~awam Valley 1518 Me.et Slr~t, Sure 1325 PhilipPe, PA 19107 FAX (215) 864-2666) CCCS el D~aware Valley ~e Che~ Hill, Suite 215 Che~ ~11 NJ 08002 (~15) ~-5665 HACE 167 W. Allegheny Phi~delphla, PA 19140 (215) 42~25 F~ (2l~) 426~9122 Houaing ~s~iafion or ~rawam 1500 Wmrnul St~t Suite 601 Phi~e~hi~ PA 19102 (2iS) ~60~ 0 FAX (~15) 790-9132 Me~a Ferlowship House ~ S. JaSon M~ PA 1 (610) 585-0846 FAX (651) Hou~g ~s~flon et D~awa~o Valley ~8 No~h Walls Street Phllad~phia, PA 19123 (215) 978-0224 F~ (215) 765-7614 PCCA 100 No~h I~H SIt~l,Suite , FAX (23~ 963-9941 ~mm Devel, ~m o~ Fmnk~o~d G~up MinJsl~ . 46~ G~scom S~reel Philadelphia PA 19124 {215) 744-~ F~ (215) 7~-2013 AmeH~n Cre~ Co--soling institute Coatosvilie PA 19~0 , (888) 212~741 144 E ~kNb Pike 'King o~ Ptugsla FA 19406 '610.071-2210 75S Yo~ R~, Suite Wa~nster PA 18974 FAX(2T 5} 956-6344 NAT I ONAL C l TY CCCS of Northeastern Pennsylvania 31 W. Market Street. PO8 1127 ' WllRea-Barre, PA 18702 ($70) 821-0837 OR 1-800-922.9537 FAX (570) 821.1785 1400 Ablngton Execuffve Park, Suite 1 Clarke Summill PA 1841 (570) 887-9183 or 800-922-9537 FAX (5'70) 587.9134/9135 9 South 7lb Sttoudsburg P'A 153e0 ($70) 4208980 or 800-922-9537 FAX (570) 4208981 Nortt~m 'Far Communfb. )=lion Corp. 138 West 4th Stree; Emporium, PA 15934 (614) 486-1181 FAX (814) 485-o828 Budget Counseling Center 247 Norlh Firth Street ReaCmg, PA 19601 (610) 375-7~66 FAX (610) 375-7630 Eton OppotT Cal3inet of Schuylkill Co 225 N. Ceatre Pottsville. PA 17901 ($7O) 622.1998 FAX (670) 622-0429 CommisSion on Ec0n Opptui'dty et Luz Co. 163 Amber Lane Wiike~-San'e PA '18702 (570) 626-051OOR i-eoo-82~-0339 FAX (670) 929-1665. CALL BEFORE FAXING (570) 458-4994 H~ZELTON FAX (570)455-S&31~CALL BEFORE FAXING (570) 836.4090 TUNKHANNOCK CCCS o! Lehigh Vailey " P,O. BoxA Whitehall PA 18052 (610) 821-4011 FAX (910) 821.8932 ,: CCCS o! Western Pennsylvania, Ino 2000 Ungleslown Road HanieDun3, PA 17102 {717) 541.1757 FAX (717) 641-4670 Urban League el Metropolitan Harrisburg 2107 N, 6lb Street Harrisburg PA 17101 17101 (717) 541-1757 FAX (717) 234-9459 ~,m.m_.,_,~.;!~, AC'.:.CC, Cc, mrrrofthe-Caplllil Region 1514 Derry Han'isburg PA 17104 (717) 232-9757 FAX (717) 234-2227 ~UNT¥ Bedtord-FuRon Housing Services R.D,,~I, .Box 384 Everell. PA 15537 (814) 623-9129 FAX (814) 623-7187 Bedford-Fulton Housing Services 1954 Mary Grace Johnatow~,* PA 15g0t FAX (814) 539-1688 CCC$ of Western Pennsylvania, Inc. I North Gale Square #2 Garden Conler Drive Greensburg. PA 15601 (724) 838-1290 NO, CCCS o1 Western.Pennsylvania, Ino. · 219-A College Pa~ P~za ' Jo~l~ PA 15~4 (e~4) T~ $e~s Inc. ~sel, PA 15501 (814) 44~28 - 1 FAX (814) 4~8~ ~LUV~ COUN~ ~G et Ne~he~tem Penn.lydia 1~ ~ ~ p~, SUre 1 C~a~ S~miil, PA 18411 (87O) ~1~ OR 31 W. Market ~kes-Baffe PA 18703 (570) 8~1~837 m ~-g~-9537 FAX (~0) 821-1788 ~ Tm~b C~I~ ~ ~s~em PA 185 ~mia SEeel, P,O. Box 218 Troy, ~A 16~7 (870). 2~7.2101 FAX (570) ~97-2799 Ge~an Stm~ P.O. Box ~9 F~(570)297-2759 (570) 928-9668 F~X (570) 928~144 17 Cmtl~ S~reel Wells~ro, PA ~6~01 (570) F~ (670) 931 ~lfl Strut' Hon~fe PA t 6431 1~3 Warren SW~I~ P.O. BOX 709 Tun~ha~.'PA 16657 70) '8~6840 X (570) 636.~2. · 7 ~ko A~enbe. 6ox 339 Montmse, PA 1~1 · (870) 278~35 or 1-9~.~2-4045 FAX (S~0) SU~QOEHANNA COU~ CCCS et No.eastern Pennslwania ~4~ ~in~on ~live Pa~, Sure 1 ~a~s Summa. PA 18~1~ (~0) se~.e~ on I~922-9537 FAX (~0) 587-9~ 31 W. Mabel SI. ~lkes-Ba~ PA 18702 70) 821~837 or'8~-922-9537 (570) ~-1788 ~ T~ C~er ~ No~e~m PA 185 Elmira S~eel, P,O. Box 218 Troy. PA 16947 German Street, P,O. Box 389 FAX (570} 297-2799 (670) F~ (570) 17 C~a[ten W~ls~, PA 16~1 (570) 724-5252 F~ (570) ~24-5763 931 Ma~ Honesdale PA 18431 (570) 25~8941 FAX (570) 25~46~ 103 wa~ien street, P,o. Box 709 Tunkhan~ock, PA 18657 (570) 83~6540 F~. (570) e~-6332 1219. P, 10 7 Lake Avenue, Box 339 Mo.'11rose, PA 10801 (570) 278-3.338 or 1-900-982-4045 FAX (570) 278-1859 CCCS el Northoaslem Pennsylvania 1400 Abinglon ExeculJve Park. Suite ' Clarke SummJlt, PA 19411 {570) 587-9163 OR 1-800-922..9537 FAX .(570) 587-9134/9135 31 W, Ms.et Sr. Wilkes. Ba.,Ye PA 18702 (570) 821-0837 or 600-922-9537 FAX (570) 821-1785 Tbs Trc'hab Cenie~ of Northea$1eert PA 185 Elrnlt~ Streel, P.O. Box 216 Troy, PA 16947 (570) 297-21 o 1 FAX (570) 297.2799 German $1reel, P.O, Box 389 ,FAX(570)~97.2799 (570) 928-9668 FAX (ET0) 928-8144 17 Crall~ Street Wellsbom, PA 16901 (670) 724-.;252 FAX (570) 724-5763 931 Main SlrOel Honesdale PA .18431 (570) 2538941 FAX (570)253-4917 103 Warren Street, P,O. Box 709 Tunki'lanno~k, PA 18657 (670) 838~540 FAX (570) 836-6332 7 Lake Avenue, Box 339 Montrose. PA 18801 5A70) ~78~3338 or 1-800-982-4045 X (570) 278-1899 Lycorn~ Co Corem For Corot Aeti0n (STEP) 2138 Llm:oln Street, P,O, Box 1328 Williamspo~t0 PA 17703 (570} 326-0587 FAX (717) $22-2197 CCC$ of Western Pennsylvania. 217 E. Plank Road AJtoona PA 16602 (814) 944-el O0 (814) 944.8100 · '. CCC$' of NortheasTern' Pennsylvania ' 1400 Ab{ng~:~l Execulive Pa~, Suite I ClarKe' Summltl, PA 18411 (570) 587-9163 OR 1-800-922-9537 .FAX ($70) 587-9134/9,135 . . ,-, 31 W. Market SI. _ _.Y~kec-B~..m~. P.~-6:~T~2-- .... (570) 621-0837 or FAX (570) 821.1785 .,. 201 Basin Sires! Williamspotl, PA 17703 (570) 323-6627 FAX (ET0) 323°6626 V.y_~N G 0 COUNTY Greater Erie Community Action Commltlee 18 West 9TH Street Erie, PA 16501 (814) 469-4581 FAX (814) 456.0161 John F, Kennedy Cantor, )nc 2021 East 20Ih Sires! Ede. PA 16510 (614) 898-0400 FAX (614) 896-1243 OCT. 17. 2002P10'39AM., . 33~ North Washington Streel .i~Uller, PA 16001 (412) 282-7812 ' Booker T. Washlngto~ Cenler 1~20 Holland Ede, PA 1~3 (814) 4~744 F~ (814) 4~-5749 Gm~ter Erie Commun)~ Ac~n Commies 18 Wast 9~ Stme~ E~e, PA 1~01 (814) 45g~8~ FAX (814) 4~-0161 W~ren-Fo~est Coun~es E~nomic 12~ P~nsylvania Ave~ue,'West P.O, ~x 547 War~, PA 1 (814) ~24~ F~ (814) 7~-0510 ~on Housing, I~, 4~ 6~ A~ue, Sulle Pi~h, PA 15219 12) 391-19~ or (412) 281.2102 (412) 39f~512 Co~u~i~ A~on Soulhwesl ~ Wes~ High Wayneebu~. PA 15370 (~4) 852-29~ C~S of W~tern Penn~vshia. Jnc, I No~ Gale Square ~ Careen Caner D~ve Gree~urg, PA 15601 C~S of W~tem Penns~ani~ Inc 53 N. College stre~ Was~n;on PA (724) 2~2 Hou~ ~nunl;les, Inc McKees~d, PA 15132 (412) ~15g0 FAX (412) 6~873 Mon-V~ley Unemployed ~mm~lee 120 E, 9U~ A~ue Homeelea~, PA 15120 (412)' 462-9~2 FAX (41~) 462-996 C;~it Coun~lo~ of PA 401 W~d Street, Suite 906 Pillsburgh, PA 1~22 - (412) ~8-9954 or 1(800) 737-2933 FAX (4~2) 338~9963 Cla~S Summit, PA 1~11 (570) 587-9]63 OR 1-8~-922-9537 FAX (570) 587-913a~ 3~ W. ~ot SL Wi~es-Barre PA 18702 FAX (570) 821-17~ 9 ~u;h 7th 8~i. Stroudsbu~ PA (570) a20~980 or ~0~922-9~7 FAX (570) 4~0~98~ ~e Tre~ ~Ner of ~he~l~ PA 185 E;mira SI~I, P.O. 80x 218 Troy. PA 1 (~0) 297-2101 FAX (570) 297-279g NAT I ONAL C I ....... ,.,,,-g~, r.~. BOX 389 FAX (570) 297~.79~ (570) FAX (570) 928,8144 1 ? Cml'ton Street Wsll~x~m, PA 16901 (57'0) 724-5252 FAX (570) 724.5783 831 Main Street Honesdale PA 18431 (570) 283-8941 FAX (570) ~,3-4817 103 Warren S~ree~, P.O, 8o,, 70g Tunkhannock, PA 1 ~657 (57O) 8aS-6840 FAX (570) 858-;332 ? Lake ,~venue, Box 339 Montmse, PA 18801 (570) 278-3338 or 1-800-982-4045 FAX (570)278-1889 ~YESI'MORELAND COUNT~ Action Housing, In¢, 425 6th Avenue, Suite 950 Pltl~urgh, PA 15219 (412) 391-1956 or (412) 281-2102 FAX (4.12) a~t..4512 Cemmunily Action Southwest 22 West High Stree! Wayne,;l~urg. PA 15370 (724) 852-2893 ccos of. Western Pennsylvania. Inc. 1 North Gale Square ,*2 G;~rden Center Orlve Greensbu~, PA 15601 (724) CCCS ct Wealem Pennsylvania, Inc 199 E¢/i-on Streel Unionlown PA 15401 (724) 439.8939 Housirtg Opportunities, Inc 133 Seventh Street" · NIoKeesport, PA 15132 (412) 664..15g0 FAX (a~;) Men-Valley Unemployed Committee 120 E. 9lb Avenue Homeete .ad, PA 15120 (412) 462-9962 FAX (412) 827 water Street, Box 187 I~lcilar~, PA 15701 ;' (724) 465-2657 FAX (724) 465-51 i8 Keystone' Economic Development Coq:~oraiion 1954 Mary Grace Lane Johnalown, PA 15901 FAX (81") 'l'aDleland Servieee 535 Easl Main Slreet Somerset. PA 15501 (S14) 1-600-452-0148 FAX (814) '443.3690 Ored;! Counselor; 401 'Wood Streel, Suite 906 Pill~burgh, PA 15222, (412) 338-9954 or I(800) 737-2933 · FAX (412) 33~-9963 Common F-omxm'lios.Opporlunily of Luzeme Co 1~3 Amber Lane W'~kee,~arm, Pennsylvania (570) 826-0~10 OR 1-800.822-0359 FAX (570) 829-166.%-C, ALL BEFORE FAXlNG (570) 455-4994 HAZELTON FAX (570) 455.563'I-..-CALL BEFORE FAXING (570) 838-4090 TUNKHANNOCK CC;CS of Northeastern Pennsylvania 14(X) Ab~ng~ E,YeG1Jllve Park, Si.tile 1 Clerks Sumner PA 1~411 5~) ~87-9153 OR 1.800-922-9537 ($?'o) SeT-; 13,u9 31 W. Marks! St. Wilkes-Barre PA 18702 F570) 821-0837 or 800-922-9537 AX ($70) 8~I-1785 The Tmheb Center of No~lheastem PA 185 Elmira Slmel, P.O. Box 218 Troy, PA 18947 tS?0) 297.2101 FAX (570) 297-2759 German Street. P.O, Box FAX(5?0)207-2790 (570) 928.9668 FAX ($70) 9~8.8144 17 Cra/ton Streel. We~ts~ro,'PA 15801 (570) 724-5252 FAX (570} 724-5783 931 Main $1reeT Honesdale PA 18431 (570) 2-53-8941 FAX (87a) 25~-4817 103 Women Street, P.O. Box' 7o9 Tunkhann~ok. PA 18857 (57o) 8~e-~940' FAX .(570) 836-6332' ' 7 Lairs Avenue. Box 339 Montmse, PA 18801 (570) 278-3338 or 1-800-982-4045 FAX (570) 278-1889 American Red Cmss'-,Henovor Cha~[e.r 529 Carlisle Slreol Hard,er, Ponr~ylYanta 17331 (717) 637-3768. FAX (717) 637-3294 HouelnO C~:~uncil'~'t Y'ork '" 118 Norlh George ~lr~et York. FA 17401 (717) 854-1541 - FAX (717)845-7934 cCC~ ot'Weslem PeOrlsvlvenJ;i · Harriebu;g. PA 17102 CCCS el Wes~e;n Pennsylvania,' Iflc 912 ~outh George Street. York, PA 17403 (717) 048-4175 Adartls County Housing Aulh0rlly 139-143 Carlisle SI GelIysburg PA 17325 (717) 334-1518 ' FAX (717) 334-8326 1219 P. 11 VERIFICATION Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Mark J. Udren, ESQUIRE MARK J. UDREN & ASSOCIATES SHERIFF'S RETURN - REGULAR CASE NO: 2003-02390 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE CO VS EBERLY MICHAEL L ET AL BRIAN BARRICK , Cumberland County, Pennsylvania, says, the within COMPLAINT - MORT FORE NUTTER KATARINA DEFENDANT , at 2010:00 HOURS, at 123 LAUREL DRIVE ENOLA, PA 17025 KATARINA NUTTER a true and attested copy of COMPLAINT - MORT FORE Sheriff or Deputy Sheriff of who being duly sworn according to law, was served upon the on the 4th day of June , 2003 by handing to together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 .00 16.00 Sworn and Subscribed to before me this ~ day of ~rothonotary~ So Answers: R. Thomas Kline 06/25/2003 MARK UDREN By: Deputy Sheriff SHERIFF'S RETURN - NOT FOUND CASE NO: 2003-02390 P COMMONTWEALTH OF PENNSYLVAIqIA COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE CO VS EBERLY MICHAEL L ET AL R. Thomas Kline duly sworn according to inquiry for the within named DEFENDANT EBERLY MICHAEL L unable to locate Him COMPLAINT - MORT FORE ,Sheriff or Deputy Sheriff, who being law, says, that he made a diligent search and in his bailiwick. but was He therefore returns the the within named DEFENDANT , NOT FOUND , as to , EBERLY MICHAEL L 123 LAUREL DRIVE ENOLA, PA 17025 MICHAEL L EBERLY WAS NOT FOUND AT 123 LAUREL DRIVE ENOLA, PA 17025. Sheriff's Costs: Docketing 18.00 Service 10.35 Not Found 5.00 Surcharge 10.00 .00 43.35 So answers.~ ~~//~ ~ R. Thomas Kline sheriff of Cumberland County MARK UDREN 06/25/2003 Sworn and subscribed to before me this ~0~ day of~ 2~ A.D. SHERIFF'S RETURN - CASE NO: 2003-02390 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE CO VS EBERLY MICHAEL L ET AL OUT OF COUNTY R. Thomas Kline duly sworn according to law, and inquiry for the within named DEFENDANT EBERLY MICHAEL L but was unable to locate Him deputized the sheriff of DAUPHIN serve the within COMPLAINT - , Sheriff or Deputy Sheriff who being says, that he made a diligent search and to wit: in his bailiwick. County, MORT FORE He therefore Pennsylvania, to On June 25th , 2003 attached return from DAUPHIN Sheriff's Costs: Docketing Out of County Surcharge Dep Dauphin Co 6.00 9.00 10.00 29.25 .00 54.25 06/25/2003 MARK UDREN Sworn and subscribed to before me this day of A.D. __ , this office was in receipt of the So answe~L~~-~- /.~ · R~i-~n.~e ~-~Thomas Kline~ Sherzff of Cumberland County Prothonotary In The Court of Common Pleas of Cumberland County, Pennsylvania National City Mortgage Co, VS. Michael L. Eberly et al SERVE: Michael L. Eberly No. 03-2390 civil Now, May 21, 2003 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Dauphin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. Sheriff of Cumberland County, PA Now, within upon at by handing to a and made known to Affidavit of Service ,20 ,at o'clock copy of the original So answers, M. served the the contents thereof. Sworn and subscribed before me this __ day of ,20 Sheriffof COSTS SERVICE MILEAGE AFFIDAVIT County, PA Mary Jane Snyder Real Estate Deputy William T. Tully Solicitor Dauphin County Harrisburg, Pennsylvania 17101 ph: (717) 255.2660 fax: (717) 255-2889 Jack Lotwick Sheriff J. Daniel Basile Chief Deputy Michael W. Rinehart Assistant Chief Deputy Commonwealth of Pennsylvania County of Dauphin Ai~D NOW:June 19, 2003 COMPLAINT IN MORTGAGE FORECLOSURE EBERLY MICHAEL L to DEF of the original COMPLAINT IN MORTGAGE FORECLOSURE to him/her the contents thereof at 200 TOWNSEND DRIVE #8 HUMMELSTOWN, : NATIONAL CITY MORTGAGE COMPANY VS : EBERLY MICHAEL L Sheriff's Return No. 1236-T - -2003 OTHER COUNTY NO. 03 2390 at l:20PMserved the within upon by personally handing 1 true attested copy(les) and making known PA 17036-0000 Sworn and subscribed to before me this 19TH day of JUNE, 2003 PROTHONOTARY SO A~lswers, Sheriff of Dauphin County, Pa. Deputy Sheriff Sheriff's Costs:S29.25 PD 05/22/2003 RCPT NO 178981 SS MARK J. UDREN & ASSOCIATES BY= Mark J. udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. Plaintiff Michael L. Eberly Katarina Nutter Defendant(s) ATTOP/~EY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 03-2390 civil Term PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the attached Verification for the Verification attached to the Complaint in Mortgage Foreclosure with regard to the captioned matter. DATED: July 25, 2003 MARK J. UDREN & ASSOCIATES BY: , Esquire Attorney for Plaintiff MA%.27,200~ $:58AM M~i MARK J UDREN & ^SSOC 856 4825~84 N0,7647 P. 2/10 VERIFICATION The undersigned, an officer of the Corporation which is the Plaintiff in the · f'oregoin9 Complaint or an officer of..the Corporation which is the servicing agent of Plaintiff, and being authorized to make this verification on behalf of the Plaintiff, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the mortgage held by Plaintiff in the ordinary course of business and that those £acts are true and correct to the best of the knowledge, information and belief of the undersigned. The undersigned understands that this subject to the penalties of 18 Pa. C.S. unsworn falsification =o authorities. statement is made Section 4904 relating to Date: Title: Authorized Signer Company: National City Mortgage Michael L. Eberly Katarlna Nutter Loan ~9676951 MJU #03050284 MARK J. UDP~EN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant ( s ) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term PRAECIPE FOR JUDGMENT FOR FAILURE TO AN~WERAND ASSESS~.NT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 5/14/03 to 7/25/03 Late charges per Complaint From 5/14/03 to 7/25/03 Escrow payment per Complaint From 5/14/03 to 7/25/03 $147,101.82 2,199.49 153.60 649.70 TOTAL $150.104.61 / I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. MARK J. UDREN & ASSOCIATES AM~rk~~ DAMAGES ARE HEREBY ASSESSED AS ~ 30 DATE: · ! INDICATED PRO PROTHY MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. Plaintiff Michael L. Eberly Katarina Nutter Defendant(s) ATTOP. NEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 03-2390 Civil Term DATED: July 14, 2003 TO: Michael L. Eberly 200 Townsend Drive, #8 Hummelstown, PA 17036 IMPORTA/~T NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEA~RANCE PERSONALLY OR BY ATTORNEY A/~D FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOUMAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UNABOGADO IMMEDIATAMENTE SI USTED NO TIENEABOGADO, 0 SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYAEN PERSONA O LLAk4E POR TELEFONO A LA OFICINA, CI/YA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MARK J. UDEEN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 0%302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 0803% 856-482-6900 National City Mortgage Co. Plaintiff Michael L. Eberly Katarina Nutter Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 03-2390 Civil Term DATED: July 14, 2003 TO: Katarina Nutter 123 Laurel Drive Enola, PA 17025 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UNABOGADO IMMEDIATAMENTE SI USTED NO TIENE A]BOGADO, 0 SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ~ THIS IS AN ATTEMPT TO COLLECT A DEBT. ~ INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MAY. 27. 2003 8:58AM M~il MARK J UDREN & ASSOC 856 4825384 NO, 7647 P. 3/10 MARK J. UDR~N & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D, NO. 04302 1040 N. KINGS HIGHWAY, SUITE SOO ua~RRY HILL, NJ 08034 8S6-482-6900 National City Mgrtgage Co. 3232 Nswmark drive' Miamisburg, OH 45342 Plaintiff Michael L. Ebsrly Katarina Nutter P.O. Box Enola, PA 17025 Defendant(s) ATTOP/~Y FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION cumberland County MORTGAGE FOR~CLOSUP~ NO. 03-2390 Civil Term AFFIDAVIT OF NON-MILITARy SERVICE STATE OF Laura Cauper COUNTY OF Authorized SiEner SS THE UNDER~I~N~ being du~y sworn, depose~ and says that the averments nerezn are base= upon investmgatzons, ~ade and records mai~ta%ned by us either as Plaintiff or.as .ser~,lclng agent gf the Pl~zntzff herein and that the above DeEen~ant(s) are not zn the MilStary or Naval Service of the United States of America or its All/es as defined in the Soldiers and Sailors Civil Relief Act of 1940, as amended, and that the age and last known residence and employraent of each Defendant are as follows: Defendant~ ~gei~ eez~ence: Employment: Defendant: Age:. Residence: Employment: Michael L, Eberly Over 18 As. captioned above UnFJlOWn Sworn to and,subscribed Katarina Nutter Over 18 AS captioned above Unknow~ Title: Authorized SiEner Company: CYNTHIA E. WELLS, Notary Public In and for the State of Ohio My Commissio~ Expires ,July 8, 2007 MARk J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KIN~S HIGHWAY, SUITE CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Vo Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant (s) 500 ATTORNEY FOR PLAINTIFF : COURT OF COMMON PLEAS : CIVIL DIVISION .Cumberland County ~ MORTGAGE FORECLOSURE ' NO. 03-2390 Civil Term : TO: Michael L. Eberly 200 Townsend Drive, #8 Hummelstown, PA 17036 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary x Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren, Esquire At this telephone number: 856-482-6900 ~ J. UDREN & ASSOCIATES Mark J. Udren, Esquire ATTY I.D. NO. 0%302 10%0 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-%82-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTOP~NEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term TO: Katarina Nutter 123 Laurel Drive Enola, PA 17025 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary X_ Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren. Esquire At this telephone number: 856-482-6900 MARK J. UDREN & ASSOCIATES BY= Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE CHERRY HILL, NJ 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTORNEY FOR PLAINTIFF 5OO COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term PRAECIPE FOR WRIT OF EXECUTION TO THE SHERIFF: Issue Writ of Execution in the above matter: Amount due Interest From 7~ to Date of Sale December 10. Per diem ~$30.13 (Costs to be added) 2003 $ $150,104.61 4,157.94 M3%RK J. UDREN & ASSOCIATES Mark C~ o C'~ MARK J. UDREN & ASSOCIATES BY= Mark J. Udren, Esquire ~-~'f I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 ATTOP. NEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ~ MORTGAGE FORECLOSI/RE ' NO. 03-2390 Civil Term : W~TT OF EXRCUTION TO THE SHERIFF OF Cumberland COUNTY: TO satisfy the judgment, interest and costs in the above matter, you are directed to levy upon and sell the following described property: 123 Laurel Drive Enola, (East Pennsboro Twp.), PA 17025 SEE LEC4%L DESCRIPTION ATTACHED Amount due Interest to Date of Sale December I0, Per diem O530.13 (Costs to be added) By 2003 $ $150,104.61 4,157.94 Prothonotary Clerk Date COURT OF COMMON PLEAS NO. 03-2390 Civil Term National City Mortgage Co. vs. Michael L. Eberly Katarina Nutter WRIT OF EXECUTION REAL DEBT $ 150,104.61 INTEREST $ 4,157.94 from 7/26/03 to Date of Sale December 10, 200~ Per diem @$30.13 COSTS PAID: PROTHY $ SHERIFF $ STATUTORY $ COSTS DUE PROT}IY. $ PREMISES TO BE SOLD= 123 Laurel Drive Enola,(East Pe--eboro Twp.), 1040 NORTH KINGS HIGHWAY SUITE 500 CHERRY HILL, NJ 08034 (856) 482-6900 PA 17025 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO03-2390 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt interest and costs due National City Mortgage Co. 3232 Newmark Drive, Miamisburg, Oh 45342 Plaintiff (s) From Michael L. Eberly 200 Townsend Drive #8, Hummelstown, Pa. 17036 and Katarina Nutter 123 Laurel Drive, Enola, Pa. 17025 (1) You are directed to levy upon the property of the defendant (s)and to sell see legal description. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garinshee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a ~mrned garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount DueS 150,104.61 L.L. $0.50 Imerest from 7/26/03 to Date of Sale 12/10/03 Per diem ~$30.13 Atty's Comm % Arty Paid $195.60 PlaintiffPaid Date: July 30, 2003 (Seal) REQUESTING PARTY: Name Mark J. Udren Esquire Address: 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 Due Prothy $1.00 Other Costs CURTIS R. LONG Prothonotary By: '~rt.~t~ ~ Deputy Attorney for: Plaintiff Telephone: 856) 482-6900 Supreme Court ID No. 04302 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Vo Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTORNEY FOR PLAINTIFF 500 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE ' NO. 03-2390 Civil Term CERTIFICATE Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: Sec. ) ) ) (x) ( ) An FHA insured mortgage Non-owner occupied Vacant Act 91 procedures have been fulfilled. Over 24 months delinquent. This certification is made subject to the penalties of 18 4904 relating to unsworn falsification to authorities. Pa. MARK J. UDREN & ASSOCIATES BY= Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Vo Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTOPd~EY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage Co., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 123 Laurel Drive, (East Perinsboro Twp.) Enola, PA 17025 1. Name and address of Owner(s) or reputed Owner(s): Name Address Michael L. Eberly 200 Townsend Drive, %8, Hummelstown, PA 17036 Katarina Nutter 123 Laurel Drive, (East Pennsboro Twp.) Enola, PA 17025 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address NONE 4. Name and address of the last recorded holder record: Name Address of every mortgage of Plaintiff herein. See Caption above. 5. Name and address of every other person who has any record lien on the property: Name Address NONE 6. Name and address of every other person who has any record interest the property and whose interest may be affected by the sale: Name Address in Real Estate Tax Dept. I Courthouse Sq., Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover St., Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 123 Laurel Drive, (East Pennsboro Twp.) Enola, PA 17025 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: July 25, 2003 MARK J. UDREN & ASSOCIATES MARK J. UDREN& ASSOCIATES BY= Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHEP. RY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant ( s ) ATTOP. NEY FOR PLAINTIFF : COURT OF COMMON PLEAS ~ CIVIL DIVISION :Cumberland County ~ MORTGAGE FORECLOSURE : : : NO. 03-2390 Civil Term : : AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage Co., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 123 Laurel Drive, (East Pennsboro Twp.) Enola, PA 17025 1. Name and address of Owner(s) or reputed Owner(s): Name Address Michael L. Eberly 200 Townsend Drive, ~8, Hummelstown, PA 17036 Katarina Nutter 123 Laurel Drive, (East Pennsboro Twp.) Enola, PA 17025 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address NONE 4. Name and address of the last recorded holder record: Name Address of every mortgage of Plaintiff herein. See Caption above. ~, ~am~ a~d address of every other person who has any record lien on the Name Address NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Sq., Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover St., Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 123 Laurel Drive, (East Pennsboro Twp.) Enola, PA 17025 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: July 25, 2003 MARK J. UDREN & ASSOCIATES MAR~ J. UDREN & ASSOCIATES BY= Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY. SUITE 500 CHERRY HILL. NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTOP. NEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term NOTICE OF SH~RTFF'S S~?,~ OF ~R&?, PROPERTY TO: Katarina Nutter 123 Laurel Drive Enola,(East Pennsboro Twp.) PA 17025 Your house (real estate) at 123 Laurel Drive, Enola,(East Pennsboro Twp.) PA 17025 is scheduled to be sold at the Sheriff's Sale on December 10, 2003, at 10:00AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $150,104.61, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE AR?,~ TO PR~VR. NT THIS SNRRIFF'S SAT,E To prevent this Sheriff's Sale, you must take ~mediate action: The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856)-482-6900. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STIL?, BE AmLE TO SAVE YOUR PROPERTY AND YOU I~AVE OTHRR ~TGHTS EVEN iF THR SI~RRIFF' S SA?.E DOES TAKE PT,~CE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You r~ay be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFOI~D OldE, ~O TO OR TELEPHONE THE OFFIC~ LISTED BELOW TO FIND OUT WI~EP2E YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717~249-3166 800~990-9108 MARK'J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D, NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Vo Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant (s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS i CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term TO: NOTICE OF SHERIFF'S SA?.E OF ~R%T. PROPERTY Michael L. Eberly 200 Townsend Drive, #8 Hummelstown, PA 17036 Your house (real estate) at 123 Laurel Drive, Enola, (East Pennsboro Twp.) PA 17025 is scheduled to be sold at the Sheriff's Sale on December 10, 2003, at 10:00AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $150,104.61, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHRRIFF'S SALE To prevent this Sheriff's Sale, you must take iP-,-diate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 482-6900. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the Judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) ~YOU MAY S~E ~LE TO SAVE YOUR PROPERTY AND YOU HAVE EVEN IF THE SHERIFF'S SAT.E DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will 9o through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT A~FO~D ONe, GO TO OR TELEPHON~ THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFEP/~AL SERVICH Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 MAP~ J. UDREN & ASSOCIATES BY= Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant (s) ATTORNEY FOR PLAINTIFF : COURT OF COMMON PLEAS ~ CIVIL DIVISION :Cumberland County ] NO. 03-2390 civil Term DATE: July 25, 2003 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF ~aT. PROPERTY OWNER(S): Michael L. Eberly and Katarina Nutter PROPERTY: 123 Laurel Drive Enola,(East Pennsboro Twp.) PA 17025 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the C~,mherland County Sheriff's Sale on December 10, 2003, at 10:00AM, at the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA . Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later that 30 days after sale. Distribution will be made in accordance with the schedule %u/less exceptions are filed thereto within 10 days after the filing of the schedule. ~ THAT CE~T.%~N LOT OF LAND SITUAT~ IN EAST P~SBOP. O TOWNSHIP, C~BE~tLAND COUNTY, pENNSYLVANIA, BOUNDED AND DE$CI~IBED AS FOLLOWS: BE~INN'SN~ AT A POINT ON '~'~ NOI~z'-~-~ P, IGHT OF HAY Li'N~ OP LA~.EL 'DKIVE AT SOUTHWEST COP-N~ OF LOT NO. 113 ON TH~ ~-EII~A~-&~ M~NTIONED SUBDMSION PLAN; :~CE ALON~ THE NO~T~EI~N P~'~' OF WAY LINE OF LAD'P~EL DRIVE ON A ~;u~v'E TO T~u~ LEFT HAVING A ~ADi'US OF 17S FEET, AN A~C ~ OF 6S.ll FEHT TO A POINT AT NOl~TH 8~ DE~EES 22 M~i~u-&mS 00 SECONDS W~ST 197.33 F~ET TO LA~IDS ~ OR LATE OF ~.p. INC., -r~CE ALON~ SAM~ NOI~TH 2~ DE~S 21 ~S 00 SECO~S ~ST 134.67 (L.a. 100~) ~K~ 68 D~ ~4 ~uTmS 00 S~C~S ~T 69.88 ~ ~ A P0~ AT SOu'&~ 64 D~S 03 ~Jl~=S 00 SECO~ ~T, 229.3~ ~ .TO A PO~, T~ P~ OF BE~ LOT ~. 114 ~ T~ F~ S~SION P~ OF ~ ~ ESTA~S, BEING KNOWN AS: 123 LAUREL DRIVE, ENOLA, (EAST PENNSBORO TWP. ) PA 17025 PROPERTY ID NO.: 09-12-2991-143 TITLE TO SAID PREMISES IS VESTED IN MICHEAL L. EBERLY AND KATARINA NUTTER, HUSBAND AND WIFE BY DEED FROM MICHEAL L. EBERLY AND KATARINA NUTTER ALSO KNOWN AS KATRINA NUTTER, HUSBAND AND WIFE DATED 10/2/00 RECORDED 10/13/00 BOOK 231 PAGE 113. MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, EsqUire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, CHERRy HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff SUITE 500 Vo Michael L. Eberly Katarina NUtter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTORNEy FOR PLAINTIFF :COURT OF COMMON PLEAs ! CIVIL DIVISION : Cumberland County NO. 03-2390 Civil Term TO THE PROTHONOTARY: Kindly file the attached Proofs of Service with regard to the captioned matter. Date: November 18, 2003 MARK j. UDREN & ASSOCIATES Mar J. Udren, ESQUIRE Att rney for Plaintiff 11/17/2003 3:03 PM FROM: 800-538-5299 Civil Action Group TC: +1 (856) 4821199 PAGE: 00! OF 003 National City Mortgage Co., et. al., Plaintiff(s) Vll, Michael L. Eberly, et. al., Defendant(s) Service of Process by AP$ Internntionni, Ltd. 1- oo- 28.?1 ?! APS International Plaza 7800 GJenroy Rd. Minneapolis, MN ss4~9-3122 MARK J. UDREN Ms. Lllllan Torres 1040 North Kings Highway Suite 500 Cherry Hill, NJ 08034 AFFIDAVIT OF SERVICE - Individual Service of Process on: -Michael L. Eberly Court Case No. 03-2390 Civil Term Name of Server: Date/Time of Service: Place of Service: Documents Served: Service of Process on: Person Served, and Method of Scrvlce: Description of Person Receiving Documents: Signature of Server: ~7~, C~t7 '~ ~ ~,..~ ~-..~7 , undersized, being duly sworn, deposes and says that at ~e time of semee, s~e was over the age oftwen~mne, was not a pa~ to ~is action; that on 'he ~' W~day of ~, 20~ ~. at _Y~ o'clock ~ M at 200 Town.nd Dr v~ ~8 , i~ ~m~to~pA 17036 the undersized served the documents described as: No?ce of.Sd'~iWs.~.of Re,I Property A true and co~eet copy of the a&resaid doc~ent(s) was sc~ed on: ~y personally dcl~v~ng them into thc hands of the pe~on to be . , By delivering them into the h~ of , 8 ~gYSO~ of suitable age and ~scretlon residing at thc Place of Sc~icc, whose rclatio~hip to the person to be ~c~cd is ~he posen receiving documents ~ described as follows Sex.. ~; SkinColor ~ ~ HarColor ; FacialHa~r Approx. Agc~ ~ ~ ~ ; Approx. Height t~ '/-"; Approx. Wci~t ~ ~. To thc best of my ~owl~dgc and belief, said ~rson w~ not cnga~d in thc US Mili~a~ at thc time ofse~ice. Undersigned declares under penalty of perjury APS File #: 062603.000! Subscribed and sworn to before me this / "~ +~'-'da ~ / ' MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTOP/~EY FOR PLAINTIFF cOURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 03-2390 Civil Term To the Prothonotary: Kindly note on the record Nutter, has filed Chapter 7 Pennsylvania on November 19, that the above Defendant, Katarina Bankruptcy in the Middle District of 2003, Ba~uptcy Case No. Mark U~ren, Esquire MARK r. UDREN '& ASSOCIATES Atto~ ey for Plaintiff 03-06850. National City Mortgage Company VS Michael L. Eberly and Katarina Nutter In the Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2003-2390 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED pursuant to instructions from Attorney Mark J. Udren. Sheriff's Costs: Docketing 30.00 Poundage 14.90 Posting Handbills 15.00 Advertising 15.00 Mileage 20.70 Levy 15.00 Surcharge 30.00 Law Library .50 Prothonotary 1.00 Law Joumal 344.45 Patriot News 244.54 Share of Bills 28.90 $ 759.99 paid by attorney 12/02/03 Sworn and subscribed to before me This o Prothonotary R. Thomas Kline, Sheriff Real Es~Ite Deputy THE PATRIOT NEWS THESUNDAY PATRIOT NEWS Proof of Publication UnderAc{ No. 587, Approved May16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Asst. Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 28th day(s) of October and the 4th and 11th day(s) of November 2003. That neither he nor said Company is interested in the subject rcatter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION co.¥ ........................... o t~n(fsubscribed before m.,~A~s 19th day ~'Nove}):~' 2003 A.D. j Oitv Of Harrts~rg, Dauphin 'goumy ~ I My{7,cmrnlsstonEx~resJune6,2006 ~ ........ v ,.~ Member, Pe~sytvan~Assoca~3nOmet~i~sc0mrnissi0n expires June 6, 2006 CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Total $ 244.54 Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L. 1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : SS. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: OCTOBER 17, 24, 31, 2003 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. RF.~L ESTATE SALE NO. 26 Writ No. 2003-2390 Civ/1 National City Mortgage Co. VS. Micheal L. El0erly and Ie~tarina Nutter Atty.: Mark d. Udren ALL THAT CERTAiN lot of land situate in East Permsboro Town- ship. Cumberlmad County, Pennsyl- vania, bounded and described as follows: BEGINNING at a point on the northern right o[ way of way line of Laurel Drive at the southwest cor- ner of Lot No. 113 on the hereinaf- ter mentioned subdivision plan: thence along the northern right of way line of Laurel Drive on a curve to the left having a radius of 175 feet, an are length of 65.11 feet to a point at the northeastern corner of Lot No. 115: thence along the northern line of Lot No. 116 North 85 degrees 22 minutes 00 seconds West 197.33 feet to lands now or late of W.H.P. Inc.. thence along same North 25 degrees 21 rr~mtes 00 seconds West 134.67' feet to a concrete monument: thence along the southern right of way line of 1- 81 (L.R. 10051 North 68 degrees 54 minutes 00 seconds East 69.88 feet to a point at the northwest corner of Lot No. 113; thence along the western line of Lot No. 113 South 64 degrees 03 minutes 00 second East. 229.35 feet to a point, the place of Beginning. BEING Lot No. 114 on the final subdix4sion plan of Mountain View Estates, Section 1, Phase 3, as re- corded in Plan Book 53, Page 90. Cumberiamd County Records. UNDER AND SUI3J'ECT NEVER- THELESS, to restrictions, rights of way, easements and covenants of prior record. SWORN TO AND SUBSCRIBED before me this 31 day of OCTOBER, 2003 West 197.33 I'eet late of W.It.P. In same North 25 de 00 seconds West the southern righ 8~ [L.R. 1005) No minutes 00 scoop to a point at the of Lot No. 113; western line of I 64 degrees 03 n East, 229.35 [e place of Beginni BEING Lot N, subdivision plax: Estates. Section corded in Plan Cumberland Ce UNDER AND THELES$, to r~ way. easement prior record. HAVING TH1 two story bricl with a 2 car I mud numbered East pennsbm land County, BEING KN Drive, Enol Twp.), PA 17 pROPERT 143. TITLE TC VESTED IN Katarina Nu by deed ikon Kat~ri~xa Nu trina Nutter, 10/2/00 re 231 Page 1 the southern right o[ way line of I 81 [L,R. 1005) North 68 degrees 54 r~zlnutes O0 seconds East G9,88 feet to a point at the northwest corner of Lot No. 113; thence along the western line of Lot No, 113 South 64 degrees 03 minutes 00 second East, 229,35 lket to a point, the place o[ Beginning. BEING Lot No. I14 on the final subdMsion plan of Mountain View Estates, Section 1. Phase 3, as re- corded in Plan Book 53, Page 90, Cumberland County Records. UNDER AND SUBJECT NEVER- THELESS, to restrictions, rights of prior record. HAVING THEREON ERECTED a two story brick and v/nyi dwelting with a 2 car garage being known and numbered as 123 Laurel Drive. East Pennsboro Township. Cumber- land County. Pennsylvania. BEING KNOWN AS: 123 Laurel Drive. Enola. (East Pennsboro Twp.), PA 17025. PROPERTY ID NO.: 09-12-2991- 143. TITLE TO SAID PREMISES IS VESTED IN Micheal L. Eherly and Katarina Nutter, husband and wife by deed l?om Mlcheal L. Eberly and Katartna Nutter also known as Ka- trkla Nutter, husband and wife dated 10/2/00 recorded 10/13/00 Book 231 Page 113. UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Vo Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTOR/~EY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term PRAECIPE TO REISSUE WRIT OF EXECUTION TO THE SHERIFF: Reissue Writ of Execution in the above matter: Amount due Interest From 7/26/03 to Date of Sa~ June 9, Per diem @$30.13 (Costs to be added) 2004 $150,104.61 9,641.60 UDREN LAW OFFICES, P.C. Mark J'. Udr~n, ESQUIR~ _ ~ ATTORi~EY FOR PLAINTIFF'--~---~ ~ WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 03-2390 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due NATIONAL CITY MORTGAGE CO., Plaintiff (s) From MICHAEL L. EBERLY AND KATARINA NUTTER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined fi.om paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession &anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $150,104.61 L.L. Interest FROM 7/26/03 TO DATE OF SALE 6/9/04 - PER DIEM ~$30.13 - $9,641.60 Atty's Corem % Due Prothy $!.00 AttyPaid $I50,104.61 Other Costs Plaintiff Paid Date: MARCH 2, 2004 (Seal) Prothonotary Deputy CURTIS R. LONG REQUESTRqG PARTY: Name MARK J. UDREN, ESQUIRE Address: WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-482-6900 Supreme Court ID No. 04302 IN THE UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA IN RE: Katfina Nutter CHAPTER 7 CASE NO. 03-06850 MDF 11 U.S.C. SEC. 362 National City Mortgage servicing for FHLMC Movant VS. Katfina Nutter Debtor(s) and Markian R. Slobodian, Esquire Trustee RESPONDENTS FILED PA Clerk, U.S. Bankruptcy Court ORDER MODIFYING SECTION 362 AUTOMATIC STAY AND NOW, this /~ ~ day of ~t- ,20~ Motion of Movant above, it is ,o_~ ,upon ORDERED AND DECREED THAT: The Automatic Stay of all proceedings, as provided under Section 362 of the Bankruptcy Reform Act of 1979, as mended (The Code), 11 U.S.C. 362, is modified with respect to premises: 123 Laurel Drive Enola, PA 17025 as to allow the Movant to foreclose on its mortgage and allow the purchaser of said premises at Sheriffs Sale (or purchaser's assignee) to take any legal action for enforcement of its fight to possession of said premises; and it is FURTHER ORDERED THAT: The relief granted by this order shall survive the conversion of this bankruptcy case to a case under any other Chapter of the Bankruptcy Code. MARY D. FRANCE ankruptcy Judge UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant (s) ATTOR/TEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term CERTIFICATE Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) ( (x) ( An FHA insured mortgage Non-owner occupied Vacant Act 91 procedures have been fulfilled. Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. Sec. 4904 relating to unsworn falsification to authorities. UDREN/~ C. UDREN LAW OFFICES, P.C. BY= Mark J. Udren, Esquire ATTY I,D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage Co., Plaintiff in the above action, by its attorney, Mark J. Udren, Esquire, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 123 Laurel Drive, Enola (East Pennsboro Twp.), PA 17025 1. Name and address of Owner(s) or reputed Owner(s): Name Address Katarina Nutter 123 Laurel Drive Enola, PA 17025 Michael L. Eberly 200 Townsend Drive, #8 Hummelstown, PA 17036 2. Name and address of Defendant(s) in the judgment: Name Address Same as #1 above 3. Name and address of every judgment creditor whose judgment record lien on the real property to be sold: Name Address is a None 4. Name and address of the last of record: Name Plaintiff herein. recorded holder of every mortgage Address See Caption above. 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. i Courthouse Square Carlisle, PA 17013 Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 123 Laurel Drive Enola (East Pennsboro Twp.), PA 17025 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: February 13, 2004 UDREN LAW OFFICF~ P.C. Mark J. Ut~ren, Esquire,_ Attorney for Plaintiff UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Michael L. Eberly 200 Townsend Drive, #8 Hummelstown, PA 17036 Your house (real estate) at 123 Laurel Drive, Enola (East Pennsboro Twp.), PA 17025 is scheduled to be sold at the Sheriff's Sale on June 9, 2004, at 10:00AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $150,104.61, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE TO prevent this Sheriff's Sale, you must take i~z~ediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 482-6900. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482- 6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE T~IS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CA~NOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERP~tL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATT"/ I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Vo Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Katarina Nutter 123 Laurel Drive Enola, PA 17025 Your house (real estate) at 123 Laurel Drive, Enola (East Pennsboro Twp.), PA 17025 is scheduled to be sold at the Sheriff's Sale on June 9, 2004, at 10:00AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $150,104.61, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE TO prevent this Sheriff's Sale, you must take imediate action: 1. The sale will be canceled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: {856)-482-6900. 2. YOU may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will 9o through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482- 6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THiS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFHHRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 A~L T~AT CE~TA//~ LOT OF L/%~D SITUATE /iN EAST i~EN~SBOI~O TOSS,P, ~~ C0~, BEGI~G ~T A POI~ 0N ~T~ NO~'&~G~ oF WAY LI~ 0F ~'D~ AT ~ SO~ST CO~ OF LOT NO. 113 ON ~ ~T~ ~IO~ S~DI~SION P~; .~CE ~ONG T~ NORT~ ~G~ 0F WAY L~ OF ~ D~ ON A C~ TO T~ LEFT ~NG A ~S OF 175 FE~, ~ ~C L~ OF 65.11 F~T TO A ~OI~ AT ~ NOR~ ~ C0~ OF LOT NO. 115; 'i'~ ~ONG ~ NO~=~ L~ 0F LOT NO. 115 NO~ 85 DEGAS 22 ~ES 00 SECO~S ~ST ~97.33 FEET TO ~S NOW OR ~TE OF W.~.~. INC., ~CE ~ONG S~ NORTE 2~ DE~ES 21 ~ES 00 SEC0~S ~ST 134.67 FEET TO A CONC~TE Mo~; T~CE ~ONG T~ SO~ ~G~ OF WAY LI~ OF I-S1 (L.R. 1005} NOR~ 68 DE~S 54 ~ES.00 SECO~S ~T 69.88 ~ TO A ~O~ AT =~ NOR~ST CO~ OF L~ NO. 113; =~CE ~G =~ ~ST~ LI~ OF LOT NO. 1!3 SOu'&~ 64 DE~S 03 ~ES 00 SECO~ ~T, 229.3S ~ .TO A PO!~, T~ P~ OF BEING.LOT NO. 114 ON T~ FINAL SU~DMS!ON ~LAN OF I~OUNTA!N VIeW ESTATES, S~CTION 1, PF. ASE 3, AS i~ECOP. DED IN PLAN BOOK 53, PAGE 90, CU~ERLAND'COUNT~ K~COBD$. UNDER 2tND SUBJECT 1TEI~ERTH~LESS, T0 RESTRICTIONS, ~GB~TS OF WAX, COVeNAnTS O~ PRIOR I~ECORD. ~AVING T~a~cEON ~1%EC'~o A TWO STORY BR.TCK AND VINYL DWELLING W~TH A 2 CAR GARAGE BEING KNOW~ ~ ~.EED AS 123 LAU'R.EL DP.I-V~, EAST ~ENNSBORO TOWNSEI~, CU~BER.LA~rD COU~"Y, P El~N-~/LVA19~A. BEING KNOWN AS: 123 LAUREL DRIVE, ENOLA {EAST PENNSBORO TWP.) PA 17025 PROPERTY ID NO.: 09-12-2991-143 TITLE TO SAID pP~EMISES IS VESTED IN MICHAEL L. EBERLY A/qD KATARINA NTUfTER, HUSB~ND AND WIFE BY DEED FROM MICHAEL L. EBERLY AND KATARINA N-UTTER ALSO KNOWN AS KATRINA NI3TTER, HUSBAND A_ND WIFE DATED 10/2/00 P, ECORDED 10/13/00 BOOK 231 PAGE 113. UDREN LAW OFFICES, P.C. BY= Mark J. Udren, ESQUIRE ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. Plaintiff Michael L. Eberly Katarina Nutter Defendant(s) ;~TTORNEY FOR pLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland[ County NO. 03-2390 Civil Term MOTION FOR SPECIAL SERVICE pI/RSUANT TO SPECIAL ORDER OF COURT Plaintiff, National City Mortgage Co., by its counsel, Mark J. Udren, Esquire, moves this Honorable Court for an Order directing service of the Notice of Sale upon Defendant(s), Michael L. Eberly by regular mail and certified mail and in support thereof avers the following: 1. Process was unable to be served at the then last known address of said Defendant(s) at 200 Townsend Drive, #8, Hummelstown, PA 17036. A copy of the Return of Service is attached hereto as Exhibit A. 2. Pursuant to Pa.R.C.P. 430, Plaintiff made a Good Faith Investigation, the report thereof being attached hereto as Exhibit B. 3. Pursuant to information obtained by the Good Faith Investigation, service was attempted upon the said Defendant(s) as follows: 7 Keefer Way, Mechanicsburg, PA 17055 4. The Return of Service indicating that service was unsuccessful at the above address is attached hereto and marked Exhibit C. 5. The last known address of Defendant(s) is as set forth in the attached Exhibits. WHEREFORE, Plaintiff prays and respectfully requests that this Honorable Court enter an Order pursuant to Pa.R.C.P. 430 directing service of the Notice of Sale by regular mail and certified mail upon said Defendant(s), Michael L. Eberly. UDREN LAW OFFICES, P.C. Mark J. Udren, Esquire Attorney for Plaintiff UDREN LAW OFFICES, P.C. BY: Mark J. Udren, ESQUIRE ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. Plaintiff Michael L. Eberly Katarina Nutter Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland. County NO. 03-2390 Civil Term MEMORANDUM OF LAW Pennsylvania Rule of Civil Procedure 430(a) specifically provides: (a) If service cannot be made under the applicable rule the plaintiff may move the court for a special order directing the method of service. The motion shall be accompanied by an affidavit stating the nature and extent of the investigation which has been made to determine the whereabouts of the defendant and the reasons why service cannot be made. NOTE: A sheriff's return of "not found" or the fact that a defendant has moved without leaving a new forwarding address is insufficient evidence of concealment. Gonzales vs. Polis, 238 Pa. Super. 362, 357 A.2d 580 (1976). Notice of intended adoption mailed to last known address requires a "good faith effort" to discover the correct address. Adoption of Walker, 468 Pa. 165, 360 A2d 603 (1976). An illustration of a good faith effort to locate the defendant includes (1) inquiries of postal authorities including inquiries pursuant to the Freedom of Information Act, 39 C.F.R. Part 265, (2) inquiries of relatives, neighbors, friends and employers of the defendant and (3) examinations of local telephone directories, voter registration records, local tax records, and motor vehicle records. As set forth in the Returns of Service marked as Exhibits A and C, the Sheriff and/or Process Server has been unable to serve the Notice of Sale. A good faith effort to discover the whereabouts of the Defendant(s) has been made as evidenced by the attached Affidavit of Good Faith Investigation marked Exhibit B. WHEREFORE, Plaintiff prays and respectfully requests service of the Notice of Sale upon Defendant(s), Michael L. Eberly by regular mail and certified mail at Defendant(s) last known address, and by posting of the premises. UDREN LAW OFFICES, P.C. Mark J. Udren, Esquire Attorney for Plaintiff CRy Mortgnge Co., et. al. PIsintHY(s) :Micheal L. Eberly~ e.~ ~[., D~fenclxnt(s) Service of ProceSs by APS International, Ltd. 1.800-328-7171 APS internn6onnl Plaz~ 7800 GlenroY Road Minneapolis, M~ 55439-3122 AFFIDAVIT OF DUE DILIGENT ATTEST Ser-~iee of'Proceaa on: UDREN LAW OFFICES. p.C. Ms, Llllian Torres ~1 ! Woodcr~t Road Suite20O Cherry Hill, NJ 08003-3620 -Miehael L. Eberly Court Case No. 03-2390 ClYiI Term ' / ~ ~ /, .~A~c4~ed ~ ein~ d~v sw~, dcpos~ andsays ~t a{~e t~of s~ee, ~e w~ over~ age of~enW~ne, was no~ a pa~v t.,~ ~ , D~u~Se~: ~e ~demi~ed a~p~d to s~e ~ d~m d~cfibed ~: No~ee of SherifFs ~le og~l Pro~ S~iee of P~s on: ~e ~nd~si~e~ a~lcd to serve Michael L. Eb~ ~d a~er ~ue,~ dilig~t effo~s, ~as ~e follo~g isa list of~ ~iiipta ~de to ~t~: a 200 Tu~d D~ ~ H"mm~l~n~' PA~IT~6 ~.. . ~ B~ed upon ~e a~ve sm~d ~c~, Affiant ~lieves ~e defe~an~ is avoiding sate. Subs~b~ ~d s~mto ~fo~ ~is / ~ature ~ Se~er: ~d~i~ed d~l~es =fl~ p~lW of:p~uw EXHIBITA May-~7-O4 10:04am From-Player's Association 636 230 0558: T-817 P.011/024 F-O03 PLAYERS NATIONAL LOCATOR AFFIDAVIT OF GOOD FAITH INVESTIGATION Loan Number:. Attorney Firm: Case Number. Subject: A,K.A.: New Address: Property Address: Last Known Address: 03050284 MARK J UDREN & ASSOCIATES Michael Eberiy Michael L Eberly 7 Keefer Way Mechanlcsburg, PA 17085 123 Laurel Drive Enola, Pa 17025 200 Townsend Drive #8 Hummeletown, PA 17036 Last Known Number: (7'17) 791-04t7 Melissa Kozma, being duly sworn according to law, deposes and says: 1. I am employed in the capacity of Location Specialist for Players National Locater. 2. On 05107/2004, I conducted an investigation into the whereabouts of the above named defendant(s). The results of my investigation are as follows: CREDit INFORMATION - A. SOCIAL SECURITY NUMBER(S);160-54-3720 B. EMPLOYMENT SEARCH: We were unable to verify current employment for Michael Ebsrly. C. INQUIRYOF CREDITORS: Creditors indicated the last reported address for Michael Eberiy Is 7 Keefer Way, Mechanicsburg, PA 17055 with the home number of (7t7) 79t-0417. INQUIRY OF TELEPHONE COMPANY - A. DIRECTORY ASSISTANCE SEARCH' The home number for Michael Eberly Is (7t7) 7gI.04t7, regiet~,red to 7 Keefer Way, Mechanicsburg, PA 17055. We called the home number and apoke with Michael who stated he Is living at 7 Ksefer Way, Mschanlcsburg, PA 17058. INQUIRY OF NEIGHBORS - NIA INQUIRY OF POST OFFICE - a. NATIONAL ADDRESS UPDATE: As of May 04, 2004 the National Change of Address (NCOA) hess no change for Michael Eberly from 7 Keefer Way, Mechanlcsburg, PA 17055. MOTOR VEHICLE REGISTRATION - A. MOTOR VEHICLE & DMV OFFICE: We were unable to locate any current drivers license informetlon for Michael Eberly. EXHIBIT B May-?-04 lO:04am From-Player's Association 636 230 O§SEI T-Bi7 P.012/024 F-O03 OTHER INQUIRIES - A. DEATH RECORDS: . As of May 04, 2004 the $ocml Security Administration has no dearth record on file for Michael Eberly and/or A.K.A'a under the social security number provided. B. PUBLIC LICENSES ( PILOT, REAL ESTATE, ETC. ): None Found. C. COUNTY VOTER REGISTRATION: The County Voters Registration Office has no listing for Michael Eberly. ADDITIONAL INFORMATION ON SUBJECT - A. DATE OF BIRTH: August 1966 Sub~cri~ and s~)rn to before me on/~/07/200~ Players National Locator 174 Clarkson Road, Suite 225 St. Louis, MO 6301 Phone: (636) 230-9922 Fax: (636) 231)-0556 EXHIBIT El ~onal CBy Mortgage Co. et. aL, Plaintiff(s) ~li£h~e.l L. l~berly, et~ aL, Def~ndan ~ ) APS International, Ltd- 1~800a328-7171 AlPS inttrn~tionnl plaza 7800 Glenroy Road Minneapolis, ~ -6r-~439;3122 AFFIDAVIT oF DUE AND DILIGE~ ATTEST UDP,~N LAW OFFICES~ P.C, I I1 Woodcrest Road Suite 200 "rI s~radce o[ ProceSs:on: .-Michael Eberty COurt Case No; 0~90 CherrT Hill, NJ 08003:3620 ~---4g~tomer~Ft~-~ _ - _ County 0~/~ ~m~ ~: the un~i~d a~~d ~otke of Sheriffs'~te of~ar~pe~ Se~iee of Process on: ~c un~rsi~ed at$~ted Michael Eb~ly ~d after due and dilig~t,e~, w~ ~lc to effcu[ sc~ee, ~e follo~g is a h~ of ~ aa~m':~ to e~et s~ce: ' ; ~ K~er Way Me~i~ PA :17 ~ ~ B~ed upon the above stated facts; A.t'fiant believes the defendant is aVOiding service. Signature 0f Server: Undersigned declares under Penalty °fp~r-lury Subscribed and sworn w before me this that th .e. foregoing is tree and corm~t. "5-c~ ~ . ~S Internationm, ~rm · ~×HiBITO VERIFICATION Mark J. Udren, for the Plaintiff this Verification, Esquire, hereby states that he is the Attorney in this action, that he is authorized to take and that the statements made in the foregoing MOTION FOR SPECIAL SERVICE PURSUANT TO SPECIAL ORDER OF COURT are true and correct to the best of his knowledge, information and belief. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Sec 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. Mark J. Udren, Esquire Attorney for Plaintiff UDREN LAW OFFICES, P.C. BY: Mark J. Udren, ESQUIRE ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. Plaintiff v. Michael L. Eberly Katarina Nutter Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland[ County NO. 03-2390 Civil Term CERTIFICATE OF SERVICE I, Mark J. Udren, Esquire, hereby certify that I have served true and correct copies of the attached Motion For Special Service upon the following person(s) named herein at their last known address or their attorney of record by: Regular First Class Mail Certified Mail Other Date of Service: TO: Michael L. Eberly 200 Townsend Drive, #8 Nummelstown, PA 17036 Michael L. Eberly 7 Keefer Way Mechanicsburg, PA 17055 UDREN LAW OFFICES, P.C. MarkV J. dren, Esquire Attorney for Plaintiff UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS i CIVIL DIVISION Cumberland County Vo Michael L. Eberly Katarina Nutter P.O. Box 130 : Enola, PA 17025 Defendant (s) : PRAECIPE TO FILE PROOF OF SERVIC~ TO THE PROTHONOTARY: 03-2390 Civil Term Kindly file the attached Proofs of Service with regard to the captioned matter. Date: May 26, 2004 LrDREN LAW OFFICES, Mark J. . Attorney for , ESQUIRE Plaintiff National City Mortgage Co., et. al, Plaintiff(s) Michael L. Eberly, et. al~ Defendant(s) Service of Pro~ss by APS International, Ltd. ! -$00-328-7171 APS International Plaza 7800 Glenroy Road Minneapolis, MN .M439-3122 AFFIDAVIT OF DUE AND DILIGENT ATTEMPT Scl'~Jce of Proe~s UDREN LAW OFFICES. P.C. Ms. LIIliau Torres I I I Woodcrest Road Suite 200 Cherry Hill, NJ 08003-3620 ~ ~to~tl~.'-- .- ~.~fl'5~ ............. County of: ~-- & ) Name of Se~er:~ ~%~ ~ g ~ , ~d~$~eck being duly sworn, de~ses and ~ · at at ~e u~ of se~ee, s~e was ov~ ~e a~ of W~enW-one, w~ not a party to ~is a~ion; Do~men~ Se~efl: the un~rsi~ed att~pted to s~e the d~um~ts ~d as: Notice of SherifPs Sale of ~al P~pe~y --Michael Eberly Court Case No. 03-2390 Service of Process on: The undersigned attempted to serve the documents on Michael Eberly and after due and diligent efforts, was unable to effect service, Attempts: The following is a list of the attempts made to effect ~erviee: lint es/Time/Afl d yeas ~kel~mpte~: 7 Keefer Way, M~clmai~burg pA'.170~ a.~o.;o~no,~e~.~: ~'--/1- cq. 7 7 opm Signature of Server: that thg.foregoing is true and correct. APS File ~: 06~69~001 Based upon the above stated facts; Affiant believes the defendant is avoiding service. Undersigned declares;under penalty 0fperju~y Subscribed and sworn to before me this National City Mortgnge Co., et. al., Plaintiff(s) vs, Mlcheal L. Eberly, et. aL, Defend~mt(s) Service of Proce~ by APS International, Ltd. APS International Phz~ 78~ Gl~y R~ Mlnnea~ts, MN ~5439-3122 UDREN LAW OFFICES. P.C. Ms. Lill~n Torres 111 Wendcre~t Road Suite 200 Cherry Hill, NJ 08003-3620 AFFIDAVIT OF DUE AND DILIGE~ ATTEMPT Service of Process on; -Michael L. Eberly Court Case No. 03.2390 Civil Term State of: /~,~¢~,//~a.v ,ig,~, )ss. - . Name of Server: / ~_-~-,~..~e,/; ~.,..~-~..~,~ , ~d~si~ed, being duly sworn, deposes and says ~t a[ the ti~ of s~ice, s&e was over ~e age of WenW~ne, was not a pa~ ~ ~is action; ~umen~ Se~ed: t~ undemt~ed atto~ to s~ve Notice of SherifPs ~le of Real Prope~y Se~iee of Process on: ~e un~rsi~ed a,empted to serve the :floc~nts on Michael L Eberly and after due and diligent efforts, was unable to.effect service. Attempts: The following is a list of the attempts made to effect service: l~te~Tlme/Addre~Attempt~d: 200 Townsend Drive, #8~ HummelstoWn, PA 17036 -~ Based upon thc above stated facts, Affiant believes thc defendant is avoiding scrvice. Signature of Server: Un' ' aermgnca declares under penalty o~perjury Subscribed and sworn to before me this that thcj~orqgoing j~)me and correct, A ~/~ day of '" .... 55 ..... ~; *- A.~P$ Intonational, Ltd APS File #: 06~605-0001 JUN 0 2 2004 UDREN LAW OFFICES, P.C. BY= Mark J. Udren, ESQUIRE ATTY I.D. N0.04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. Plaintiff Michael L. Eberly Katarina Nutter Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 03-2390 Civil Term AND NOW, this~ ~ day of , 20 upon consideration of Plaintiff's Motion For Special Service and the Affidavit of Good Faith Investigation attached hereto, it is hereby ORDERED that service of the Notice of Sale and all subsequent pleadings on Defendant (s), Michael L. Eberly shall be complete when Plaintiff or its counsel or agent has mailed true and correct copies of the Notice of Sale and all subsequent pleadings by certified mail and regular mail to the last known address of Defendant (s) , Michael L. Eberly at 200 Townsend Drive, #8, }{ummelstown, PA 17036 and 7 Keefer Way, Mechanicsburg, PA 17055 and by posting the mortgaged premises located at 123 Laurel Drive, Enola (East Pennsboro Twp.) , PA 17025. UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 03-2390 Civil Term VERIFICATION OF SERVICE BY CERTIFIED MAIL AND REGULAR MAIL PURSUANT TO COURT ORDER The undersigned hereby verifies that he is counsel for Plaintiff in the above case and that pursuant to the Court order issued in this matter he mailed a true and correct copy of the Notice of Sale to Defendant(s), by certified mail and regular first class mail, to the last known address of Defendant(s) as follows: DATE MAILED: July 20, 2004 Michael L. Eberly 200 Townsend Drive #8 Nummelstown PA 17036 7 Keefer Way M~chanicsburg PA 17055 I verify that the statements made herein are true and correct and I understand that false statements made herein are subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: August 3, 2004 LrDREN ~ Mark J.VUdre~ ICES, P.C. Esquire ,JUN 0 2 2004 UDREN LAW OFFICES, P.C. BY: Mark J. Udren, ESQUIRE ATTY I.D. N0.04302 WOODCREST CORPOP~ATE CENTER 111 WOODCREST ROAD, SUITE 200 ~RR~ HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. Plaintiff v. Michael L. Eberly Katarina Nutter Defendant(s) ATTOP~NEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 03-2390 Civil Term ORDER ~ NOW, this day of ~ , 200~ , upon consideration of Plaintiff's Motion For Special Service and the Affidavit of Good Faith Investigation attached hereto, it is hereby 0RDEP~ED that service of the Notice of Sale and all subsequent pleadings on Defendant(s), Michael L. Eberly shall be complete when Plaintiff or its counsel or agent has mailed true and correct copies of the Notice of Sale and all subsequent pleadings by certified mail and regular mail to the last known address of Defendant(s), Michael L. Eberly at 200 Townsend Drive, %8, Hummelstown, PA 17036 and 7 Keefer Way, Mechanicsburg, PA 17055 and by posting the mortgaged premises located at 123 Laurel Drive, Enola (East Perknsboro Twp.), PA 17025. BY T}IE COURT: Certified Mail Provides: · Amailing receipt ~ NO ~NSURANCE COVERAGE iS PROVIDED wth Certified Meil. For valuaeJes please consider Insurect or Reg stere(J Mail. endomement .Restrlctad~li~ery~.se the cJerk or mark the madpiece w h the iMPORTANT: ~ave th s receipl and present it when making an inquiry. Ictereei access to delivery information is oof availablo on mail addressed to APOs and FPOu. · ,~ 0>- 0 Certified Mail Provides: ~, SP~ p~t~rk on ~ur Ce~fied M~I ~MPORTAHT: ~ave Ibis receipt and ~resBnt il ~e~ makin~ an Jnquir~ ~nternet access to delive~ information is not available on mail addressad to ~Os and FPOs. UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff ATTOPd~EY FOR PLAINTIFF : COURT OF COM_MON PLEAS i CIVIL DIVISION i Cumberland County v. : NO. 03-2390 Civil Term Michael L. Eberly Katarina Nutter ~ P.O. Box 130 : Enola, PA 17025 Defendant(s) : PRAECIPE TO FILE PROOF OF SERVICE TO THE PROTHONOTARY: Kindly file the attached Proofs of Service with regard to the captioned matter. Date: August 3, 2004 03050284 UDREN LAW OFFI. ES, P.C. Mark J. Udrqn, ESQUIRE Attorney for' Plaintiff · ------ JUN 0 2 ~004 '~ UDREN LAW OFFICES, P.C. BY: Mark J. Udren, ESQUIRE ATTY I.D. N0.04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. Plaintiff v. Michael L. Eberly Katarina Nutter Defendant(s) ATTORREY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 03-2390 Civil Term ORDER AND NOW, this ~ day~ of ~ consideration of Plaintiff's Motion For Affidavit of Good Faith Investigation attached hereto, , 20Oy , upon Special Service and the it is hereby ORDERED that service of the Notice of Sale and all subsequent pleadings on Defendant(s), Michael L. Eberly shall be complete when Plaintiff or its counsel or agent has mailed true and correct copies of the Notice of Sale and all subsequent pleadings by certified mail and regular mail to the last known address of Defendant(s), Michael L. Eberly at 200 Townsend Drive, #8, Hummelstown, PA 17036 and 7 Keefer Way, Mechanicsburg, PA 17055 and by posting the mortgaged premises located at 123 Laurel Drive, Enola (East Pennsboro Twp.), PA 17025. BY THE COURT: FR~U~E CO~' FROM REOOP. D Pramonmb~' ' -' Na~°uad. Cip/Morlgage Co., et. al., Plaintiff(s) Michael L~ Eberly, et. al., Defendant(s) Service of Process by APS International, Ltd. 1,800.328,7171 AP$ i~ternationa/Pteza Mtnn6aPOlis, MN 55439.3122 UDREN LAW OFFICES. P,C. Ms. Ange~que Shannon ti! Woodcre~ Roed Suite200 Cherry Uti[ NJ 08003-3620 Place of Service: Documents Served: AFFIDAVIT OF SER~CE .. Individual --Michael L. Eberly, by posting Court Case No; 03.2390 Civil Term A true and ~orrcct copy of thc af.oresa/d document(s) was served on: Description of Person Receiving Documents: Siguature of Server: Michael L. Eberly, by posting , By personally dehvering them into thc hands ofthe ~c'rsOn to be scrved~ By delivering them into the hands of .... · a person of statable age and discretion residing at the Place of whose relationship to the person to be served is The person receiving documents is described as follows Sex : Skin Color ; Hair Color , Facial Hair Approx. Age__ ; Approx. Height ; Approx. Weight_ _~. To the best of my knowledge and belief, said person was not engaged in the US Military at the time of ser~ce. Undersigned declares under penalty of perjury Subsc:ri ed and sworn to before me that the foregoing is true and correct. ~ ':: ~ of o_ this ~,g~tur~ at'Serv~ ...... ,~_.~---. ~.~.~- · .~-- A~S International, Ltd. ~4'~/. ~' _ (Comralssion Expires) APS I~e #: 067192.0001 ~/ unty ot:_~ ;~.~.~_ Name of Server- ~ ~., ~ L ~ ' - t rr, ~ _, ~d~gncd, being dui sw~ . thatat~et' s~e~ ~ .... Y ,d~oses~d~ s line of ....... =.~ y ~ over me a~ ot tw,mty~nc, w~ not a pa~y to this ~on; at .J23Lau~lD~ve ,in Enola ~p~m~l_' ~A 1~5 ~e ~de~i~ se~ ~e d~ts dea~bed ~ Notice of Sher~s Sale of R~l P~pe~y and Ord~ COMMONWEALTH OF PENNSYLVANIA -~ COUNTY OF CUMBERLAND SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Federal Home Loan Mtg Corp is the grantee the same having been sold to said grantee on the 8th day of Sept A.D., 2004, under and by virtue ora writ Execution issued on the 2nd day of March, A.D., 2004, out of the Court of Common Pleas of said County as of Civil Term, 2003 Number 2390, at the suit of National City Mtg Co against Michael L Eberly & Katarina Nutter is duly recorded in Sheriff's Deed Book No. 265, Page 1997. 1N TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this o~/~ day of ~~ecorder of Deeds National City Mortgage Co. VS Michael L. Ebefly and Katarina Nutter In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2003-2390 Civil Term Jason Vioral, Deputy Sheriff, who being duly sworn according to law, states that on March 08, 2004 at 8:14 o'clock PM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Katarina Nutter, by making known unto Katarina Nutter, persnnaily, at 123 Laurel Drive, Enola, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states that on April 07, 2004 at 8:25 o'clock P.M., she posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Michael L. Eberly and Katarina Nutter located at 123 Laurel Drive, Enola, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Katarina Nutter, by regular mail to her last known address of 123 Laurel Drive, Enola, PA 17025. This letter was mailed under the date of April 06, 2004 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on September 8, 2004 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Mark Udren for Federal Home Loan Mortgage Corporation. It being the highest bid and best price received for the same, Federal Home Loan Mortgage Corporation of 8609 Westwood Centers Drive, Vienna, VA 22182, being the buyers in this execution, paid to Sheriff R. Thomas Kline the sum of $918.40. Sheriff's Costs: Docketing $30.00 Poundage 18.01 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library Prothonotary 1.00 Mileage 20.70 Levy 15.00 Surcharge 30.00 Law Journal 330.50 Patriot News 309.43 Share of Bills 29.26 Distribution of Proceeds 25.00 Sheriff's Deed 39.50 $ 918.40 Sworn and subscribed to before me So Answers: ~ R. Thomas Klin,e, Sheriff ' Prothonotary '-- BY Real Estate-Deputy UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Vo Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage Co., Plaintiff in the above action, by its attorney, Mark J. Udren, Esquire, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 123 Laurel Drive, Enola (East Pennsboro Twp.), PA 17025 1. Name and address of Owner(s) or reputed Owner(s): Name Address Katarina Nutter 123 Laurel Drive Enola, PA 17025 Michael L. Eberly 200 Townsend Drive, #8 Hummelstown, PA 17036 2. Name and address of Defendant(s) in the judgment: Name Address Same as #1 above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of of record: Name Plaintiff herein. the last recorded holder of every mortgage Address See Caption above. 5. Name and address of on the property: Name every other person who has any record lien Address None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 123 Laurel Drive Enola (East Pennsboro Twp.), PA 17025 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: February 13, 2004 UDREN LAW OFFICF~ P.C. Mark J. Lrdren, Esqui~ Attorney for Plaintiff UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCEEST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, OH 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Katarina Nutter 123 Laurel Drive Enola, PA 17025 Your house (real estate) at 123 Laurel Drive, Enola (East Pennsboro Twp.), PA 17025 is scheduled to be sold at the Sheriff's Sale on June 9, 2004, at 10:00AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $150,104.61, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be canceled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856)-482-6900, 2. YOU may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will 9© through only if the buyer pays the Sheriff the full amount due in the sale. TO find out if this has happened, you may call 856~482- 6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOD'R LAWYER AT ONCE. IF YOU DO NOT HAVE A LAW~ER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERHAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-482-6900 National City Mortgage Co. 3232 Newmark drive Miamisburg, O~ 45342 Plaintiff Michael L. Eberly Katarina Nutter P.O. Box 130 Enola, PA 17025 Defendant(s} ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 03-2390 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Michael L. Eberly 200 Townsend Drive, #8 Hummelstown, PA 17036 Your house (real estate) at 123 Laurel Drive, Enola (East Pennsboro Twp.), PA 17025 is scheduled to be sold at the Sheriff's Sale on June 9, 2004, at 10:00AM in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $150,104.61, obtained by Plaintiff above (the mortgagee} against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take ilediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 482-6900. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482- 6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE T~IS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, ~O TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN ~ET LEC, AL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ~tLL THAT CERTAIN LOT OF LAIRD SITUATE ~-N EAST PENNSBOEO TOWNSEIP, ~~ CO~, BEG~G AT A PO~ ON :~'~ ~'~ OF WAY LZ~ OF ~ 'D~ AT SO~ST C0~R OF LOT NO. 113 ON ~ ~I~T~ ~I0~ S~DI~SION .~CE ~ONG ~ NORT~ ~ OF WAY L!~ OF ~ D~ ON A C~ TO T~ LEFT ~NG A ~IUS OF 17~ FEET, ~ ~C L~G~ OF 6~.11 FEET TO A ~OI~ AT NOR~ASTE~ CO~ OF LOT NO. i15; ~ ~ONG ~ NOK~ L~ OF LOT NO. 115 NO~ 85 DEG~ES 22 ~ES 00 SECO~S ~ST 197.33 FEET TO ~S NOW OR ~TE OF W.H.~. !NC., ~CE ~ONG S~ NOR~ 25 DEG~ES 21 ~ES 00 SECO~S ~ST !3~.6T FEET TO A CONC~TE MO~; T~CE ~ONG T~ SO~ ~ OF WAY L~ OF (L.R. 1005) NO~ 68 DE~S 54 ~J=~ 00 SECO~S ~ST 69.88 ~T TO A PO~ AT '&~ ~ST CO~ OF LOT NO. 113; '&~CE ~ONG ~ ~ST~ LI~ OF LOT ~. 1!3 SO~ 64 DE~ES 03 ~ES 00 SEC0~ ~T, 229.3~ ~ .TO A FOIl, T~ P~ OF BEG~. BEING.LOT NO. 114 ON TEE FINAL SUB~MSION PLAN OF MOUNTA~N'VIEW ESTATES, SECTION I, PEASE 3, AS P~ECO~ED IN PLA/~ BOOK 53, PAGE 90, CU~iBERLA/~D' COUNT~ F~ECO~DS. Ir~DER ~ SUBJECT NEVERTa=~ESS, TO.t{ESTRICTIONS, EIGHTS OF WAI, EASEMENTS COVENAI~TS OP PRIOR EECOP~D. EAVING T~.~.EON EI~ECTh~ A TWO STOEY BRICK A~D V!NTL DWELLING WITH A'2 ~ C,;tP. AGE ~EING I~';0WN A~D ~EI~ED A~ 123 LAUE.EL DP. TVE, EAST PEI~NSEOKO TOWNSHIP, CU~F~PJ~tND COUp, FENNSYLVA1TIA. BEING KNOWN AS: 123 LAUREL DRIVE, ENOLA (EAST PEITNSBORO TWP.} PA 17025 PROPERTY ID NO.: 09-12-2991-143 TITLE TO SAID PI~EMISES IS VESTED IN MICHAEL L. EBERLY AND KATARINA NLTrTER, HUSBAND AND WIFE BY DEED FROM MICHAEL L. EBERLY AI4D KATARINA NUTTER ALSO KNOWN AS KATRINA NUTTER, HUSBAND AND WIFE DATED 10/2/00 P. ECORDED 10/13/00 BOOK 231 PAGE 113. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 03-2390 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due NATIONAL CITY MORTGAGE CO., Plaintiff (s) From MICHAEL L. EBERLY AND KATARINA NUTTER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachraent is found in the possession of anyone other than a named garnishee, you are d/rected to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $150,104.61 L.L. Interest FROM 7/26/03 TO DATE OF SALE 6/9/04 - PER DIEM 6530.13 - $9,641.60 Atty's Corem % Due Prothy $1.00 Arty Paid $ 96~. 09 Other Costs Plaintiff Paid Date: MARCH 2, 2004 (Seal) Pr°th°n°~tra~ ~, Deputy CURTIS R. LONG REQUESTING PARTY: Name MARK J. UDREN, ESQUIRE Address: WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-482-6900 Supreme Court ID No. 04302 Real Estate Sale #50 On March 04, 2004 the sheriff levied upon the defendant's interest in the real property situated in East Pennsboro Township, Cumberland County, PA Known and numbered as 123 Laurel Drive, Enola, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: March 04, 2004 By:,J~C~{ ~rl~{ ~l Real Estate Deputy THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication UnderAct No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Michael Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 27th day(s) of April and the 4th and 11th day(s) of May 2004. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co, aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said Co~7 ~f ,/~~*in in Miscel}aneous Book "Mx, Volume 14, Page 317. ~ -"~r~.~'~ PUBLICATION ~ //~ )' L,,~ ,~-" ............................................................... C O P Y Sworn to and subscr~b(__ ~l~efcre m.~P,.h~s 28th day o~/I,ay~A.D. ~r~ c~ ~orns~g D~ph n n I M¥¢ommss~onExpires ju~.'~rnission expires June 6, 2006 Member, Pennsylvania ~.'$$ocJalion o f Nolm. iea CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND ~NTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Total $ 309.43 Publisher's Receipt for Advertising Cost )., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general WJU'.~,;~m~'~d~ ge receipt of the aforesaid notice and publJcation costs and certifies that the same have PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L. 1784 STATE OF PENNSYLVANIA : : COUNTY OF CUMBERLAND : SS. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: APRIL 16, 23, 30, 2004 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. ~ E~TATE SALE NO. 50 Writ No, 2003-2390 Civil National City Mortgage Co. Michael b. Eberiy and Kat~rina Nutter Atty.: Mark lJdren ALL TI-iAT CERTAIN lot of land situate in East Pennsboro Town- ship, Cumberland Cmmty, Pennsyl- vania, bounded and described as follows: BEGINNING at a point on the northern fight of way line of Laurel Drive at the southwest comer of LOt No. 1 13 on ~he hereJna//er menUoned subdivision plan; thence along the northern right of way :Une of Laurel Drive on a curve to the le/~ having a radius of 175 feet, an arc length of 65.11 feet to a point at the northeast. ern corner of Lot No. 115; thence along the northern line of Lot No. ,115 North_ 85 SWORN TO AND SUBSCRIBED before me this 30 day of APRIL 2004 ~L SEAL ff LOIS E. SNYDER, Nola~y Public Carlisle Boro, Cumberland County My Commission Expires March 5, 2005