HomeMy WebLinkAbout01-04551LAW OFFICES OF GREGORY JAVARDIAN
BY: GREGORY JAVARDIAN
ID# 55669
44 SECOND STREET PIKE
SUITE 101
SOUTHAMPTON, PA 18966
(215)942-9690
Attorney for Plaintiff
THE CHASE MANHATTAN BANK, AS
TRUSTEE OF IMC HOME EQUITY
LOAN TRUST 1996-3 UNDER THE
POOLING AND SERVICING
AGREEMENT DATED AS OF
JULY 1, 1996
5901 E. FOWLER AVENUE
TAMPA, FL 33617-2362
PLAINTIFF
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. o~~l-ISJTI
COMPLAINT IN
MORTGAGE FORECLOSURE
Vs.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
DEFENDANTS
COMPLAINT - CIV1L ACTION
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this Complaint and
notice aze served, by entering a written appearance personally or by attorney and filing in
writing with the court your defense or objections to the claims set forth against you. You
are warned that if you fail to do so the case may proceed without you and a judgment may
be entered against you by the Court without further notice for any money claimed in the
complaint or for any other claim or relief requested by the Plaintiff. You may lose money or
property or other rights important to you.
YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
HELP.
Cumberland County Baz Association
2 Liberty Avenue
Cazlisle, PA 17013
717-249-3166
LAW OFFICES OF GREGORY JAVARDIAN
BY: GREGORY JAVARDIAN
ID# 55669
44 SECOND STREET PIKE
SUITE 101
SOUTHAMPTON, PA 18966
(215)942-9690
Attorney for Plaintiff
THE CHASE MANHATTAN BANK, AS
TRUSTEE OF IMC HOME EQUITY
LOAN TRUST 1996-3 UNDER THE
POOLING AND SERVICING
AGREEMENT DATED AS OF
JULY 1, 1996
5901 E. FOWLER AVENUE
TAMPA, FL 33617-2362
PLAINTIFF
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO.
COMPLAINT IN
MORTGAGE FORECLOSURE
Vs.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
6 MIDDLE ACRES
NEWVII.I,E, PA 17241
DEFENDANTS
CIVIL ACTION MORTGAGE FORECLOSURE
The Chase Manhattan Bank, as Trustee of IMC Home Equity Loan Trust 1996-3
Under the Pooling and Servicing Agreement dated as of July 1, 1996,
(hereinafter referred to as "Plaintiff ') is an institution, conducting business under
the laws of the Commonwealth of Pennsylvania and brings this action to
foreclosure the mortgage between Edward J. Hockenberry and Barbara E.
Hockenberry, mortgagors (hereinafter referred to as "Defendant") and itself as
Mortgagee by Assignment. Said mortgage was dated March 27, 1996 and was
recorded in the office of the Recorder of Deeds and Mortgages in Cumberland
County in Mortgage Book 1318, Page 50. A copy of the mortgage is attached and
made a part hereof as exhibit `A'.
2. The Mortgage is secured by Defendants Note dated March 27, 1996 in the amount
of $45,000.00 payable to Plaintiff in monthly installments with an interest rate of
12.35%.
3. The land subject to the mortgage is:
6 Middle Acres, Newville, PA 17241.
4. The Defendants, Edward 7. Hockenberry and Barbara E. Hockenberry are the real
owners of the land subject to the mortgage and the Defendants' address is
6 Middle Acres, Newville, PA 17241.
5. The Mortgage is now in default due to the failure of the Defendants to make
payments as they become due and owing. The following amounts are due:
Principal Balance $43,529.98
Interest to 5/15/Ol 1,998.20
Accumulated Late Charges 640.15
BPO/Inspections/NSF 184.95
Deferment Interest 910.50
Attorney Fees/Costs 3,700.00
Suspense Balance [237.52]
TOTAL $51,201.30
plus interest from 5/16/01 at $14.73 per day, costs of suit and attorney fees.
6. In accordance with the provisions of the Act of January 30, 1974, P.L. 13 No. 6,
Section 403 (41 P.S. 403), a Notice of Intention to Foreclose is required and the
Notice of Homeowners' Emergency Mortgage Assistance was sent to Defendants
May 23, 2001. The Defendants have not cured the default.
WHEREFORE, Plaintiff requests the court enter judgment in Mortgage Foreclosure for
the sale of the mortgaged property in Plaintiff's favor and against the Defendants, in the
sum of $51,201.30 together with the interest from 5/16/01 at $14.73 per day, costs of suit
and attorney fees,
Law Offices of Gregory Javardian
BY:
IJAVARDIAN
No. 55669
TD: 9',12159424841
P02/13
~.e rt,~,15i~ Q~~~ ~5~3~~~)
Moll [O: YALLEY TITLE COMPANY
9189 RFlSTERSTOWN ROa(Dr STE 2978
OWINGS MILLS, MAflYLAND 2111]
Parcel I.D. 1506-0035-003G
Title Insurer: UNITED GENERAL TITLE INSURANCE
Flle Nn.: YT-1867
.. .. ~~L,C!. L'i
. ..`.1LUIlTY-i•1
ss ;r,n :~ J>rl 12 13
Abpye Tnle Line for ReDOftling InTprmatlgnJ
MORTGAGE
WORDS USED OFTEN IN TNIS DOCUMENT
IA) "$aWri{y Inatrumcnl: Tnn MonpsOC, which IS bat¢d Meroh 21th, t996 well b9 call¢tl the '9000(ity
w9reamane.
IG) "Bprrpwens).' EDWARD J. NCCKEN6ERRY antl BARBARA E. NOCKENBERRY, roakWp a[ 6 MIDDLE ACRES,
NEW MLLE, PA t]2dt semetMes wlll be caWO 'Epmowar' tmg cpmamma ssnplY _r or "ma.'
(C) 'LOnaer.' AMERICAN MORTGAGE REDUCTION, INC. will bo Oa4atl 'Lentler.' Lentler b O CerPenOen or
aszpcblbn wham mbta under Ina bwa el Nv 6uu or MARYLAND. L¢ndaY¢ Oddr09s 4 10902 REI6TEABTOsn'N PO.
SIEtW, OWINGS MIU"9, MD 3+t+z
fD) "Nora.' Tnv Note s9nOb by Barm wer nne tlalea M¢ron 2'llh, 1996 WI ba cDlbd NB 'Netw.' The NOl¢
nnpw9 yhal I Owo Lonax Forty-Fnre Thouaond ono p(Vt00 Dellara (U5.7a6pODA0) pbc Nlenat. 1 huw prpmlcad le Rey
Mn Wbl N monlnb Dnymenla and m peY Ine debt in IuN by gpnl ls[. ZDl1.
(EI 'Property.' TM property Innt is tlpcermOtl below N NO teaOOn Iltbd 'Daaergiion Or [he Property" will b0
c0re0 [na P/oDanY. whbn B Iecptp0 n CUM99f#./adD COONTV, PFANSYLVANIA.
(F) 'Sums ae wed: TM amawte da¢rlbatl Oeipw h IM e¢tlwn titbtl 'Bp(rpwer3 Transisa to LendC' OI RphL
in Inv PrepanY' samaWea9 .,p bo e¢Iled IM '6Vm6 DmYMd.'
BORROWERS TRANSFER TO LENDER OF RIGHTS IN THE PROPERTY
I mpn9e9e, Arent an0 OpnWy w6h the Prupanr un6ergpp be'-0w le LgIWr. Wb)pet le lM10 tptm6 el Nla $eeullly Inenuman4 Tnle
Socmny bawmam a¢cuma w aanear mere rynw That ero autetl b InN Securlly bswment. snd alco'NOSa rlpms Nat [he Inw
yl+ev to Mden who held merl9alps un rsal prapwir. I nm 9Nn0 Ltlltlar NOaa rbnb b proYCl Lander uom peeclbly bccec 1Nt
mlpnl roauN O I UII IOr _
In) Psy all the unpunla lnDl I aw¢ Lender sa mNlod m my NOIa, wl[h wrteresl, and all renewals, cxtonarons end
mealrXaVans r0 Ine Nols:
(B) Pey wnh lplaraah Any ampuMC tMt Lanpp 90m+on under parayapnc 2 antl > or ml¢ 5¢cVrlly mclNTNa m protect Ine
va Wp 01 mp P.operh' end Lender6 r9hta n Ins pmpwny: Ind -. '
(C) Hwp vll or mY olnp promlava tlna e9roam¢nw under rnb $ecurhy MWmanG aed the NOIn.
DESCRIPTION OR THE PROPERTY
1 Awe unopr rr9Na N me Prppartr aoserNyed n IA) mroutln (J) babes:
(A1 lTe Pfepeny healed nl 6 MIpD a qCR 9 N C pq Iy211. The Ip'a¢I eeevnptbn er mo P/¢Pany 6 nKKe Nlly
dedcrbatl N Ne Schedule 'A' Legal DavOnpbOp aY90na0 p9r9lO rM1tl m¢(b 6 ppn neMO/:
(a) All bu~eae .na ethv imprpuee,anla Nor .~. bmteo en one Pmpany aesnbed b subparaSpaph (p pr Nis wdbn;
ICI AN dBhb N ether prop>IY that I ~ va as owner el Ina Prapxty ieacrpad N a¢bpua9nph (A) of Nin eectlen. ThesD
nphtc are known ac 'easemanm, npntd and ePpunenanoaa anaehed to Ihs popYlY.'
(G) All rentB Of reyak~ac 4om Ine ProOerry uaeeMed b DVbpOrepnpn (A) er IKis coelion:
(E) All mknrah u4 MO Bea rlpnra antl pmrga, wppr rlp M1tc an0 lWek that ue plrt O( ln0 Prpper[y OOiCr1000 In
mpparOpreph (A) PI Inb techan:
(f) All rghW that 1 hove n Ine Iand whlcn uaa m me nr¢¢tc ¢r rvaOS M rmm p!. ar rrrn 10. IM1e Progeny p060Nled m
avbPmprvPb (w) er tMC wmbnp
IG) All IIRUrO that ¢h now ar In Iho lulure wdl De on the Properly tlNerN¢tl R vubperO9rephe N) entl (B) pf Nls
apC(IM, fllOnp WI[h bV: n01 Nllltpd lu C:OW0. 1or19ar11OK. Wa9hprE. Dryere, diallWAlp(. OWn6. ai adldllipnirlp 1.3:
~~ tom.
t ,Cj . ~'. /J ,
eooK2318 eaeE. 50
~~ ,,,n
To: 2159424841
P03/13
IHj All of me rghts and Pmpeny miaeroe0 N auOpamprapha /e) lhrougn fGl a1 tn9 9xlbn Ma[ 1 ecquha In the fuWfq
In wu roPbcwnanm vl. or etltlNiOns Iv, mB hepenY dexrbetl b wbPa/npaPna (B) IMpuph (H) el mb seetani nn0
(J) Aa OI MO amoonm 11,a1 I per b Lendar W10ar PI(apmPb 2 helOw.
BORROOBLRIGAT ON TO E END WNERSH POOF THE PROPERTY WER'S
I pmmrse that (A) 1 YIwuM own me Pmppny_ (0) 1 haw ma rghl 10 mNpapq prpN wtl convoy tM properly le LOnd01; aM (C)
mew ae no ovumngmD plWtb Or cMrpe6 epanbl U1U PmOBM1Y~
I plus a oanorel w nen0/ OI ti1W l0 Lanpec Tnu m s Out 1 wW bs IuIN McPenbbb tq anY IOSSeb Wntn tamfar yuller6 Oecuuse
sO11100M OmG Inbn myaaX hea 9pma cl the rights » Ih0 PYOpeOy welch I pmmlae m!{ I love. 1 prpmma Thal { vrNl tlelen] Ty
Ownernlrlp OI the PrOParty spans[ BnY clphlE OI aWR rynb.
PLAIN LANGUAGE SECURITY INSTRUMENT
Th,c secmay nsbunanl comm~a unlbrm prombB< and aOMemBnK Uat era usepn real prepvny axudtY apraomenw all ouw- me
country. Il contains non-gnUOrm Dromisas end aproemenu mat very b e 9m~tep m~lonb in dlttwvnt pane o! enP ecumry. my
pramlees ens epreemen[e ere mama h 'Dien IanpNOO.'
1 promla0 aed uq,VU wlln LW1dor ea IOYOw<'
>. 00RROWER'S PROMISE TO PAY
I wdl pay l0 LOn00I. on Im0. pnc~lptl Intl nremst dud under the Nom end mIY prepgmsnt ens We elurWC due goad/ the New.
2. MONTNLY PAYMENTS FOR TAXES AND INSURANCE
(Af Bo?OWB(S DOlggfrpn6
1 wW p.y b LBndrr ell amvunM: necebapa Iv pay Iw lb°BC, aasaeemenlc. Isasahakl peymmYls or pr0und fnnlb pl pOy). tlntl Rpelyd
m<ulanee pn 11W PIppMY eon mMlpape nWM1ma (p anyJ. 1 wp pay tRe>e imOUnla b L>nger uny» Lendar bll> me. h wfllhD,
'~~ that I dp net hpve Io dv se, er unbar the kw MquN6 elhelwde. 1 wNl make Ihq<a poymenlc on tlls same tlay Ual my mpnMH
paymsnb of pdndpal and nbrest aM Outl un0or Um NOlO. Pecq OI my pnymOnli undaf lOR AOMDMpR 2 will hp MC sum OI lho
IPllPwhp:
p) Onn.YYOMR pl mq CSldnn[o0 YoOdY bm] Onp abeOOamBn[6 pn the PropOnY which undBl lhB bw mnY be
SVPerbl l0 mla 9COWkY In]WIIMn: plu>
1111 Ona.Iw¢eth el the Bs[Ynaued YBWy IvasBnoW ppylMrln a prouM rend on the Property. II env: plus
(w) OnPlYmmh of the eallmamtl ywrly pmmum br havrd ulwlancd <waMp the Prppclly (N required): pws
(w) Ona~lwslhh of Ins Nlmemd yeery premium br monpape Uaprenea (V anY): oba
hl Ono-Iwelflh a tna a3timNed yawy pmmum Ipr Ileud .\cumn<e (J rBqueBd).
m aecgrounm wU appleabm uw, lanex win a<Imara nom outs s0 qna my ywarly uaP<, aa<ecemenla, rawnew paymenly Or
Druund rents an0 Iniuuuu premium<. Lendar wig u80 Y91>Wq gg0<CTOnLL MO DIIIe nM1d M<aOnpDIB ealMelB6 0( W WrB
•wBNmenfs and Dlee. isnaBr mev. al Boy tYrw oomY<t antl tub burro under Pmlyaph P h an epD/aBDlp empunt not !e eacnBd
11M I11YIgIYm p1110Yn1 mpl IIKy hO IagYPYd lOr DOROw'B!'a AOCOVm YndBr In0 Rq<I EgWe 8pnbmgl[ Pf0<pOVrY6 PG! OI t9Ta, 12
USG $fipl Y[ LBq.. Nq mplYnyndnp mDV1YNOn<. as CPR PMt 8800, m Igey logy pp gmYitl<q ryp1111Nw b WIp. (•fiEbPA'"1. aypaPi
mflr 1 wly pny 1Bndm an agdltl0llal sum squat ro Onq-aPYq pl me ggpMpeN 6RINnl <r yagrlY ppymgllt< Yllger Mb Pareyrsph P or e
Imam alrlwnl U rcgvVCd by OppkepOb bw. Th6 wm ¢ hnewn es the Yeaerve° or °ewhbn,' end 6 permllmtl by RESPA for
V11Y10pPpled dl>DVSe<mBnla or OIa DVr<emOnl6 DplOn) my peymel119 Va mVehb h Ina OO OYnI. T11yq ampYq{6 plq{ 1 PYY 10
Londer (w the<a kamc undm Perayapn Z ww oa eee>d IM 'suMS.' TIIBee bhtl< rosy ee eOmmnDbd wYh Ins Wnde of Ma (antler
v less IM b~ requvoa olhaMhtl. Unwas an pOreemenl Ia mesa er appWDM 4w mqub6 1nYreBt lb DO pale. l.Dndo' 61m11 neI DO
r<quYYO Ia Wy pOgpwar eny nlefen{ m a rnln0z On PN Ponds. Langer may raga Yq 90r(pwOr le pOY 6 Ona.IMB ehorpB IOf 80
mdBpandens reel eaw4 Isx roppmu0 sarvbe used DY Lmtlcr m bonneClion weh [ha ben, unbas aPbyceble bw prpvmas olnswlsu
lq) 4n0efe OOIpaUMo
Land>f wIY me Ih0 lands IO P<Y !nx abeq YileO NOm>. LMtlCI wL prve Iq mer WCnOVt ehplyal N OnMDI OCCCYOMID Cr lha lands.
TnY >COCWMO must anew oY Ydtlxwnc IC nM-gaCYCUON Irom InU FWltls Nd M> /Neon ter Bach dPdugtmn.
IC) Ad)ustmmnb
n LBndO/a OYI>nBb6 <rB la0 nINl1 Or II lOwy Bnd IniWpnCO M106 90 dOWT, nb 411<Ynta IRe[ 1 pOy Yndol \nli ParOplBpn > WIII nB
tva tarps. II rob nappene OI a time wnen I am kawllW e4 0l my prombN ontl apraamYnK roses M DUY $ecunlY InalrumOnl. 1 will
ngv0 1ne rght 10 hevB IDB B8C066 emOlull BNnW pyomptlY rOpbld W Me Yb 8 d1I00I IOIY/IO 0Y b/6dlted tD my w}bfe mOntRIY
paYmanla or tootle. TMm win bB eYOess <mpunu N, al mlv tMd. MP wm el DI Ma amsunla 01 Nnde whlPh LBMM b ntllUlnp uy
keeplOD. Pbb Ilb mV nmouM OI {he mpnlMy paymnnR of tunas Whk:h I <W mYSI WY hmween met tylla a0d UIY due dalac OI Inaae
bm8 b pmsur mm MO pmWm n0[VSaa~y e0 per (he BDaw PamO dB/h6 wnBn lney aM dyb. I( Inn FYpd6 ae></Ie0 d OmOY1116
Z ~.~
eooK1318~acs 51
~,a.~n~,,. i
Panalpllalnpl _.
PH4/(3
PreParlY Ic aequlroa hY Lander Or i010
In (Ily i avll Mal 90riOwK Wlla le min10N nelnld NSVnnW Or IbOd NfVraMe P6 OYIy(1atl N mk Pariprapn $- 01 rtes me pGIIGY
cnneelbd. rMn end In Inat wwL LMdw may O-Wh Me recKUry Nwranro. BOrtpref will ppY t0 LandPr ¢ CBNICe lee p0 IBax
man ear eelun (360.001 t0 amK Iho eo61s Ono admNklrwipn OI aaid hiwanee, end wW be nepona1010 bl NB psYm¢nl OI InOLO
lee9 pn0 v0 PramumG on snC nnuronce. ,
6. HO RROW ER'S OBLIGATION TO MAINTAIN THE PROPERTY ANO TO FULF{LL ANY LEASE
OBLIGATONS
I well keep mC vropgty N BeoO repiu. 1 wnl not decnoy, oims0a Or suD3t¢nhsVY Mdnge Na PfOp¢rly, end 1 will n-r allow Ipe
Preparty re aeteNVma. u I eo nol awn bul em a ICnOnI m Ino Property. 1 wW bIYA my oblbelbnz uneer pny bas0 I also exren
InflL d I ¢Cquvo lne Ips LrN t0 Ina Property. my kesa NNrezl and IM be t4B wW not mefeer unwaa Lendel eprena N the marYer
In wrWnB.
7. LENOER'S RIGHT TO PROTECT RS RIGHTS IN THE PROPERTV: MORTGAGE INSURANCE
IL• (q I de not klep my Promkyc antl 90reanin[c made N tnl3 9e0udry InaWman(. or (p) camaon ncWdlnp me. bepN3 O BBnI
PfOeeeONp 1-01 mPY 5(¢nnICW10v allxtl :..inGrs dph4 N tna PrapeFtY{fuCR~ef~ n.. C.0a1 pr-pwdn8'Irv-0enkrupcy..N.DlO-aW..re:.
eunOemnelbn m tV nuforca Iiwc c rOVUtl[bnsl. Lendsr may d0 and pay for wn81ev0r B n0003aary tp p6elae[ Ib9 valuo OI Irte
Property entl Lendaie riphlz m we Pmperry LanOefe aClmn3 m¢y NeluM eppeamp n eeurl, pgNO reaeonaOb allvmoy i War.
entl olllerN9 On Ino PreDOM to mpha reels. Under must Dk~e me ne11W carpe LMOaI mdy Iek¢ my OI Ineae G<1bna. AIIM1Otlpll
LwydM mly bka eClipn under Ih9 PPrapl¢Ph ~. IAIIdN tlPOS rrOl nev0 l0 d0 c0_
t wJ1 pay [e IwnOer any a unU. wort Ntwosh wnleh tAndM ipenda under mb Pvayapn Z I will ypY Inoce • oun V Lende.'
wnwl LOnOOr eOnd6 rte a n0[ke ry¢YOiINp InLL 1 d0 80. I WW Bkp pOy NIy0i1 On In Ofiy a Vma el Irte NV[em8le.1BlntwB:l V
acn imourlt wW -opN on Irte tlal0 toot Irte nmounl b ipenr by Lends. Newyveq Linder en0 I may ¢Bree n wrlllnp IP IermB OI
pgmanl Thal iro dalwen( Gem snow N Nls paroBraPn. Thle Seeunry Nseumam wlll prptOCt Lwydp n mse I tlo no[ keep MIP
promhe to pay Ihoae amoums wuM1 Imervsl.
If Lander reOW00 mOt[0a0e In3Nnnro e6 a Dendhbn Oy makhp Irte Nan th0l I prorcrise ro pq undo! IM Nab. 1 well pay Irte
prambms br Ihst mPnpagO N3uwnce I wtll paY [he premWms bnpl Irte lOquv¢mwlt lOr mprlpspe Pwnnu ends ecCOYOIap IO mY
wrltPn aVriimynl with Lonmr or n¢ord'mB ro Mw_ Lender may riquh0 m0 m pay the premWms Nt Ih0 manner Opccr~00d In
PeregnpM1 2 ebOVi.
e. LENDER'S BIGHT TO INSPECT?HE PROPERTY
L6nOSr, and olrws wlhadied ey Lender, may inlet on and map6ar rM Prepeny. TnOY mun! eo c n a tae oneble minnOr end of
oiennebb IMes aOram or at me 4me m Ncpae[bn k made. ~Lan00r mufil pNa me ne[ICa alalln0 a ropp0-aa10 pur0069 let [he
nspoCtlOn.
e. AGREEMENTS ABOUT CONDEMNATION OF THE PROPERTY
n wkNp OI -mPertY by snY Bnvemmenrol oV\rlerltY by emNenl tlOT0111 k known aL 'COOaOpNnuon.' 1 pMq w Lsntls my rlghh IA)
o procveOS of sO aweroc or vkM¢ rot mme0ec re6ekn.9 Gpm pvndemnadpn er Othm pmlemmpONt Ipilylp OI Irte propewy; and IB)
w Proeeem from a vv pl Ino ProPOOY law n marls tee, aveW aondemnolbn. AG' al [haaa Promeda rYl b0 Patd b lwdw.
II ap el Irte PropMy Is taken. IM proCOOda wW DD pfBd (0.. reW VO IM some sdcdmtl. Il any of IM pravaa0a romfllP allef mi
Omauni Inw 1 awe b Lender Mc Own p¢N GI bIL Np iprrlsYlNlb DlOCeads wW M psb w mo. Unbaz lenmr wN 1 agree Oarwwacv
m wrHlry, p mly n prl el tna PlOperp q lekm. IM1e smOVnl ~Ih{I I Oa0 10 Lellde6 will b0 ndYmd only by IM am-um 31 procyetls
mu41pIVM -Y rna bYawmp Irielvn: (A1 tns 10101 amaugl oY', ~[M~ fW116 eeOwea NunaalemlY -woro Yl0 ukMp. dMldyP eY lp) Ino [PIr
marlwt Ye6w d mp PrOP30Y Ynrr•OdialNy Lv'Iwe me uWnO- Tne rpngNWf Pr {IIp pnwatlc wW M paq b me.
II 1 appnOpn tM PrOpeny. OI J 1 d0 I~p an3w0r. Noon 90 tlaye: a nOIgB Irwrl Ina Lnndar aletNO Indt l BOVSmmpnlpl aV{IlanlY nub
Olkdatl l0 Illakp ¢ PSVmirq p le cWW a ebkn let d.mapei, ubwr nOG tM wNOnw m mlleCt me pxeetln. Lander nwY roan
uw Irte pmCaedc m ropah Or rasmra Irte Property or Ib mtl~i® Iha coma sepuroa. ThO 304ay paded wW OevN rnm IM nolbe Ia
Phan.
Y any pracaedx wo Ysod l0 retluva tM amOUM OI prYle,ip01 wnwn'I Owe Ino LmOaf urNw IM1P NoN, nW uae wd oat tlulay Ina v
dale Pr anenpi tnq pmpunt OI any Of my mMlnry p-yMOnt3 undN IM Noro ma Vder PpravaaPns 1 Mo 2 a-avp. newayOL Inv
l.pndM tmd I mOY oa100 vt wfpLm le Ibose mnYa ar enonaoa.
t0. CONTINUATION OF 80RROW ER`S OBLIGATIONS AND OF LENDER'S RIGHTS
Inl BOnOwM'a Clallpallena 1
Lenm1 mpY OYOw n 4eraan woo lekea Ovd mY rlphm end OalDe{IeM t0 dehy er b eNnpe Ino amNn6 Ot IM mOnlnN OSY~IIOnIS VI
PrG1eVn1 arN InulMl pVa endW IM NON W WIOB! Inb MCP/ay IpGWTanL CVan If LOntlm tlpa3 plla~ n-waML thw Para On and I
wW -Olh stltl M lolly -bllpYlad unOIX Irte NOw WId YndOf lni6 $WUYdy In6Wrnen4 LMdM rAy allow IIgeB daNY3 Or Changes br a
penm woe likec evw my rpaU ¢ntl OGbsWns, man p l.acd9r li Ipumled npl 10 dO so. Usldw wls nos sm roqubOtl 10 brNp o
Wwau ll aBOnsl fucn a parson IOr nbs 1uNNYnO tna MIbaOM of Ina Now or me $aCUlay InGrumanL JyJ/~
¢ f7~.f' N .
epu%1319 PAGE 53
.1~ , L
Ta: 2159424841
TB: 2159424841
PB5/13
y6. BORROWER'S COPY
1 wd be pNen orw toelmnno Copy al [na Nose an0 0l Nrc $eeway Insuumenl and haaby acknowbtlpe receipt thtteol.
17. TRANSFER OF THE PROPERTY OR A faENEFICIAL INTEREST IN 60RROWER
I( eN Or soy pert OI tnu PrOpw1Y Or ¢n neaten IM1YfOn R w10 W lronslanaa ray Bapgwer (er u a psne(IOial allOrea[ n Bmwwar b
solo Or ainsrenetl an0 BOROwaf b not n natural puaen pr pusons DUI b 8 eoYOeralOn, pnOnerehip. Wtt Or OtnOr gg01 enUly.
wrthous Lender's prwr wrillen consent. escbd'nB (A) the aOAliOa Of a Ilan ar enNmbrenee aubprdmale IO Ihi6 Secubly N¢bumOn.
wncA tlew not rebb to a Dwabr OI r10hb el oeouDmoY N the propMY• IB) Iha weabon or a pumnaeo money eocmhY hlere6r IOr
neuaeneb applluroea: (C) n Ranabr by' 0eNS0, maewt er by the opaetlan e1 bw upon inn mom era )ant Ienpny or (P) Ina
gigot Of enY kVNCAOb nlVasr Of Nbe years Or ba not cmWinnO an Oplbn la Parenasa. Condor m¢y. >r LenbeYp Opllen, tlgclnrc
YA Ina wmi a¢una ey pop bpvunry In>pument m w ynmeanuh ova one p.yeblo.
U Lenaer ewmlae6 OuEn eplWn 1o eccebmu. Lenmr ane0 m0A panowar nollpe Pf s<pelerPpon In OCCbraanea with Paragraph t<
Ferooh and Lendq may. 6 ecaerdance wM PoMOYNpnb law, nvvAe enY rompolec ppnnWed by PeKpreph 44 huam.
Lanobr meY c0 sent m ¢ c¢l0 Or vancror a tt) eorcawer causa< m na euomued m Ledder mlOtmatbn ropv)ad OY LBnOer l0
ewluaK IM von>reroe .s N e ram., lean wwe being made ro Ne venzterep: (z) Lunar roaaon¢bry pwrminea mar Censers warl~y
wNl OO[ be Mp0>¢a Pn0 N& IBa risk O1 ¢ brmch Of any <Ownattt Or ¢pra0mant N N4 $OOVfnY ma WlOBnr b aOGwV[abb: (3) Ir,lwesl
wAI 00 oOyPDlo OO IOe soma sectlrna ray thb SeeVmy InsrmmMl et a Ig10 ioe¢pHbq la LenOnr: (<) pnanaa8 In lha terms of ale
NOIe end ma becurily maWmenl rwured by Lander on mfltlp. Includvlp. br emmpb. ppdadb adlueNSMi In the Inlamar m~0. a
attleRnr INaI p¢yrrcn< mro lot Ne loan. antl atlalnen m unpelo hleroat rq pdnclvaA Mo (a) [he venalwae apna en ¢umpllon
nprwmws Rea Is ewepable sv tensor wtl Inp{ Oblgama Ina Den>reree b Appp ae the prembec and apmemvnro rmN mi lbv NOIO
antl n Nis SOCUrdY InsWrticnt. 49 mOdl(bP N roqulre0 by Lenaer. TO the mea parmiaetl by appfnebb Inver Lenaer mss may
chalpe a r0asone0b 19o s0 n aon0aron ae LwtlW'i cpnsMl re sny veb Or uen>Ix.
BOrmwerc win conlhua 10 m eDlpalOO on0pr Ino No19 ono Iles Setumy Insllumenl unb>a Landaz releases BOrrowM F wrA!np
18. DORROWER'S WARRANTIES REGARDING FORFEITURE
9or•owor slabs Inal no •+m not usu. unp wm mt penNl any crake gem ru uea fn0 Progeny ur any ponlon rMrevl or intareat Ne.ain
Yor a0y purpose IMI would cause Ins praPerh I¢ be wh7wt sY Ierteaum Benowm WrrMr toles Nat Ins PreOerb h¢s n01 bacn
ocwre0 ~+iln Ins proceb0> Imm wy uenceabn Or wMMty Nel woub Ihxeby woes rM Pmpemy l0 M <ubpcl b IorloOUro.
t9. LENDER'S RIGHT TO REQUIRE IMMEDIATE PAYMENT IN FULL
111 tall t0 asap sny pmmises Or apraemenls mom n the Note a m Ims Swuri[y IOLVYm¢nl, nOlumnp lha Paomnec w psy when
the due'emwun> I o e Iv Lenaer, 1 wAI ab h aohulL 11 NIe w [na Lender may reqube a1a{ I psy YnmedWelY Ne rm
ameun[ Ihen romainna unpaid untlu tln Note and untlx IM1IC SavldryrincnwswnL LantlH enY do Nia wWIaV[ rtnainp enY further
damage Ip paYman4 Tnia rogYhpnlant urlll bo Oalletl 'ImnWdalO POYnNnI b Pull.' a 1 am YI aOlaull f01 MY fbOSOn, YOp MYO Ino
nphl to demond ppymenl pl lne anlaa ameunl l Ow0 yen. ll Lenap raquws paymanl In NII of N ins ounM el a leroeloaura eealon.
I a0raa lP OeY reaconeeb mtl parmps0b kpal bat, oocta ana nnbureemenl6 vIIOWOnOea and aatlitmnel Nlawwces a may be
swnr00a by nny (utlBmMl OI IOrecgavr0 mt0 ialp a0m0 inOrsm, ana Inat won mMl smounl aN0 be gab by ma wltn InleresL ac
Bpecan6 h penBropn 25, up m Ina mre you samatly Keelw auto paynwlr, awn ells braelwun wwrs.
In my Nweml br iab. Lenmr wAI now NO fqb[ Ie O) OOYeOt pll COiti nllewetl by bw: (b) Mw NO PropOny 0010 06 000 DnrwC
ono pte how n alccervar aPOOmba b> Ins Ceun wYneul Ibts ONhp nolro0 to me non YlAOOUt repOM 10'rM wqe Of IM PropMR
Upon eccebrulan. eertavrer abap now ne riUha w Kmcmw. M rpM1b nM romaOlea provlaea h Mb :seerfty Inenument ua Namcs
end aYnxaWlw b any Olnm flpnl pr remetlY Yrlaar lnK baaurky InalrYTen1 O( nllOraaa Dy 4w 01 egvgy, ana meY be NafC~60a
eoneurronny, haeDenaalary a euevaislwlY.
20. LENDER'S RIGHTS TO RENTAL PAYMENTS AND TO TAKE POSSESSION OP THE PROPERTY
Ir LelWer requires Immeanw Pwmpnr w Fun, er A 1 abantlan tha Propasy, shah Lmd>a preens ewMtlstl by Landm. er a rnearver
eOPOtuee OY me a0un el LendOra reeucv msY~ (N cOpoq IM renal pmmMtl>, nCWOMp mimOrrO rVtlal pp>mOnb. OaeOlb from Ino
wMls: IBI mist w end she pwawYtw el Na Properly. IC) manage Na Propugt end (O) sign. wncu end vhanpe leases. ll
LmION n0lppt BW IManls. LOnON rot lie IbM t0 e0Y0GS rwtu ptymNlt le Ii11dN wlmOUt nwh0 !p ¢ek whprnef 1 filled le asap
my promlt00p e00 00r00monK mPM Inb $CCWAY InBlrumeOL 11 IOmO b O rytlpmenl br LOp00f b O Mwpvll 10( IefOPIOE VIO pne
sob. I w4 pry b Umu rwcoroeb rent gem Iha tlau rho lodgment b moron for na bop eY s w<upy Na Property, Heweuer.
InN OCOp n01 UNO m0 IM rg11I Ia PeeuDY Ins PrPPMY. ~~
All rpnbl ppymenrx cOWaed Oy Landnr er py a M1CaNY, artier roan Inp Kral geld Dy mp PnePr INp parOBraPP 9pr wIN ba usOP Ircsl
10 O8y Ino C0616 el <OaeclYq n7nr01 peyrwnb aOWar manNbp IM Prppury. Ir pray part of the rwlal payngnls rempNa allot IOPtc
oua new awn pew h NII, me romebinp pen wM M uaaa to roaucP Iha .maum dw I ow. tv Landsr undm rho Nma pod untler
drk 8esv~hy Inewmanl The cons el mwOlnp sna PrepstY may bpWm lbs reeeNer'> roW. NOCOnODIe Ollern0y'x Ie00, Ond Wn
cwf PI env nOmt<ON BOndp. LmOX eon Ih0 re0aiwr wN bo eblper>tl le aeOwn[ Only br lheaa ronW baymenle 1nu1 lnay .lclaahv
IBpnrO
II I IBa le meie any paymcnb m Aevp ponxsas carder In6 SennNY InLWlN111 0l Na Nola, IIIen 1 enoll psy mortthly h etlvanoe !u
YOY Or lp enY raarv0r n fob eMrrfe lOr m0 use at Na PropOny mat I aeeYpY- II I tlp n0{ paY tm6 ION pn8r00,rty/ou Or the rocaNpr
a LL7~
600N I3'LB PACE SS ~`~' ~~' ~~'
r=re.w.~~ I
Ta: 2159424841
P fd6/13
STATE OF PENNSYLVANIA )
S5.
COGNTY DF CUMBERL LNll )
ACKNOWLEDGMENT
On lhls 19:h daY al,~^ it LV~~betde me, H 1P E Wa1tfS' 3~rDY24f.)_-~-.
the undersigned aliwr (Woo oemluS Iln[ M/sl\e Iz na an oH¢er a dlwc[er el PNC BLS1K ._.._ ).peKrnelh
apocarm _$+_~+ZF<r ~6 C78 DO.~-A M tthids , known m me (or zallsfaebrity prd0en) [p pe Me porwn(s) wl~pxc name(q is rera
suXCfiLed to [nC wdhin Inzhument and aCkndwledgly roar ha/ahe/WaY eaecaed the mms bf Ne purpOaes tnareln wnlaiM1l(1.
In'((gnmpilYditaof. 1 nereonaer set my nand ana eMdal wsl.
p'S2~P 3y Slgnnturg
•~+=d~lt~•." yT Vh NOIM>I Yrttl
~~.•'.Ga-d_s•.~' nnl r-..'+al:nc Nale~~r~Mlo
p ~.` L I<la
p ~ My lpmml>T<a EY,ryM-=
,~~ _. ..' ai. y~ AFFIDAVIT OF SYBSORI9WG WITNESS pqn~ ~.r;a.nAS•i+rAll^npl pktMez
{r tia^/ Oa~iVt d Mortpawna) eohnOwledged the Mengaee. Affidari[ musT be aken \n county whoa` ProPOrtl .< IdenuO J 1
~~. ~"' Yj:~~publlc (wM wrt:lfn that M/ahe M not an dllicer p' dmacrDr dt
re ``~~ ~ . n.e swecrielna wrtnex:
to q r~K4~rW~lo Oeing duly sworn acrnrdmg LP law•. deposLS efltl saYS lhal he/one waf pttsIX\nlly present at the eYCCUlipn el mid Mortgego-
w lne wlmin nsmcrt MorlCOgpr(s) __ _ _ _ _ aM _ ___ ugn +e nls/nPVthau
aCt and (Iced. dnp VSllvu~ feiU Mafl¢agV IVr Il\e pV(pnYSlnareln SCI forlll~ ~ n(I lhal lne name or lhli dBPOnI'nl alnied 11\tlreb di lllb<[nlnng w111MSf 1'
of deponents own proper handwriting. '
CERTIFICATE DF RESIOENOE
I ~lA T ~~ a n`~V~ S 1 q L (- r d0 nelaaY eamry( rti11.1odjagae's prente rNidenca IL
PNC 30.NK 2TJ0 Liberty Ave. Pl~tF bOZgh, PA 15222
AflcM bf MpITBagee
Subscr~Din¢ Wltnflsa
"mCM1\ to Bfid 6VO:CnDed Barern me YNn deY~ ~ )p-
NBrary PVDIIc
$TM1TE OF PENN$Y~VAhIA )
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Ta: 2159424841
PB7/13
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lEl M ma averse tool Ina premcon splrore muruga ¢r Bprrawaye atatCrlmnte en0(Or mpneenlalmni rove been (pond l0 Oi rdse
prkr re me dlobunamsnt ¢I Nntlc, Lwtlp4 n lle bob p15Gro[lery m4Y eslwal lob NW MB lgMm chal naw n0 bnhaY pplNUnna
to Ina BOrr¢wM. Landes Bgr00a Inpr Lends mp rip a Sar¢lanen °f MaROPpO n Iha COUntY rhli .ee<urhY InekVTOnI IS rlletl w.tn
the Onka ei rha COYnrv Gk•F PYbr m enncarYrkn by Lendc.
!PI In the evGnr mar any crovv yid by pan¢war q Lontlm p mrurnOd unpeitl IOen end h rb4t mem Lender mav. ar Lsnen:'a
ppbpn. rpuxe bmx or cenlfnd Wntla far axon pflYmmn mmla Irreraeller.
(G) m me .vem arse Bomewogb) hmsln eepnp er brmp anY edbn, prweatll~d ~ pmerlp+le~^fr tlnh0ere hasp YIYIf¢plnerYlmpnll Tarot
rparc4npemml al tneY wul naobreN:aca unmf env bdaml, aol Tlf~bvalae of bcal smlale Inom~n mlevenl, rbtlli shall ba mmwpq
OI Ine Inn of Ihie Soeuexy In<lrum0nr w¢hm U4 mennb0 pl enY ee
pw0rditl Ontl Brpntetl to Ina n010M ¢f Inge SOCpdIY IrwrvMMl Ev Me COUP er VbYnal h0YN0 Wrladlv[len rngbb(, re Pnxb10 bppl
Naa meuneP l0 prelael Intl Ilan OI rnls Secle%y MerrvmOnl egarncr suers xnPr°P°r impPirm0nl. IX YI No Wenr the nobuf of rlris
60CYnIY Insuumem a rapaYed ro bmp pn anY motors or prmaedmg le v4peb enY e10Y Or oempel IOIPCrbn PI uny propOVOtl p'nn.
6Y¢n xwxrd Or reesebeblC COYOL01 IeOb ane9 be beaod YPen Me roedOnOplc nOYriY bIBMB r010 bl an Psp0flenCetl mat
eamrer4enxmp[¢y pra¢rNlenw wxmn ma Iu(¢dkdon el In¢ eaun of Ckurml, arse wlehmn aM rolprenee or mpsro axtlbr w Fdlmcl r¢
Ine now dtYCea tneory el •e<enemy vl atlminglrawn'
(rIJ In eddxion. LanOm anall ba emnKd m charp0 blerear un ell BCON00 bIW0a1, rer0C1O0W0 coats, allpmey b0.5 wneNer bcMlOd
ea a rOOY% OI InO IOWOIOCYre or Ihp benhmplCy pro000dvrB. ar OtnIX prsps[Aron elraerepe peyebb puKUOn110 br rnmuBb env Cleo
in the peN.mprcy praeeo0bB. Tha ynemsr rare eharl De rrn cpme rare eMroatl YndIX Ine Nete beprred by In19 SB¢Ilf%Y InaIN(nCnl.
25. ACCELERATION; REMEPIE9
In [ha eYent o1 a dalaux by Bpnowar. k any er tlc eovenam¢ and egreempnu nerauntler pr n me OvOnl ¢I a bleach pf pot' ar
eercoweYa mPreaenlarlOna entl wUranrbc haem, Lendor, m ua ppxon, may reOUYe YrmeGare ppYnlMl In full CI Ytl sums arrcYrod by
rn4 Sevunry Inalrvmanr Wunout Nrlhw tlmnarle ¢r norke of BomO•+er enO may bwlm enY ronndy permlrbd by app%cbOb law
ll rha Mn00r requxab Cayman[ b WY, pr h tna swot pl a Ip~eclpsuw edllpp. I apr00 tp pqy re naDb Ygpl 1005, prlnolpal and
n{elabl COC[a and d1ibYRpmente. p110Wpneaa alrp PddLLbnY AlIPW4np0e as mpY °° a girded by Ny jYdOrrlaAl p1 bmCle<VYO pn rf
sole eama merelo. Ant a<eekrelkn eep unm A )udpmw:t nae oaw emwed. ! sneu yy Ihra tool amonne with Nfareb+, uD re Ine
eav you ecaelYj receMn av¢n pOYnrenr. al Ine IellpwnB mrYem ran: a) 20YS d Inls "e fl nrerl9aBe H wecc a: y50.000 OD: or b) the
NpW ram q [bYC C e mOrtBOge bevbg en orgbar prMlaal amount betnvnn SSAODAO Yrtl 6G0,000.00. Alref a )udpment nec ba¢n
mntleratl, Na mtmacl rata w%1 bn rM hbhM parnJrutl eY me Stem dl PwmcYWmk.
In otldilbn, Leneer shell be enbkd l0 ceINC1 aY evppncac neurmd b PurwbO Ina rxmed'ex Prdvbetl H Inc PamgrePn 23, Ylcbtlbp
bm not nmIMO m, rearonabb etlornoy'e lees end cesa ¢r Btl0 evipOn0i. Upon eceelBmrion, Bprrpwn ahetl npvp nY tlght rp
w%61p1a. AY fgnm antl onwdMV provldvd b 0U Seeutlry IncYUmmrt are tlkMCl an0 Curblerlw m any ¢tnar rlghl or IematlY YnOar
Nis Spµllly InaYumenr w ellorded by law w eW%Y. arse rnsY M esar¢ketl cgneunenrly, Maependenrly w xuceeaaNON-
26. RIDERS TO TNIS SECURITY INSTRUMENT
11 °rro w mery rrdera erB Oynep by Bw!¢ww elld NCOrOed IOBWnw uriln rho Sacumy InCWmenL ln0 prpnllaee pod aBrOememG o!
each rte bCerporo100 ae a pan el mp Seeufay InelNment. lcneck eppYUbN begx)I
_ nd)uarabla Rarx weer
_ centlombarm wldor '
0tYe6kly Peymenl Wda:
_ GrvdueM Payment Riew
_ 1-a'Famiy nrtlar
_ Prvniotl gnY DOYOropmenl Rltlar
Rate ImpfevemMl RIdOr
_ Second Home Rlder
~ Schedule 'A' Legal
~~ V.A. Riper '
Olne!)9) IaDYCIIYf
8Y SIGNING BELOW. fianeworv a<Yepl and spree r¢ me Prpmkee antl vgrvomanha <4nuiretl in mk Sxutlry InitrumOnl sod .n
enY rldwlsl cbnap by :m sne reoordae wlln 11. ,
•.~~. ••• ~ 22 (Seel)
EPWAR J. NOGKENBERR Borrower
T ~ ~ <SaaH
AfiBARA E. NOCKENBERRYy b¢rroww
STATE OF MARYLAND, BAISIMORE CDUNTYr ltl wii a8:
EOgkZr31.8 PAGE a57
To: 2159429841
P 88/13
EXFI(BIT "A"
"~ HEZNG KNOWN AND DESIGNATED as all Chat certain erect of land
situate in lower FLlf flia Township, Cumberland County,
Pennsylvania, bounded and deaeribad as follows:
BEGINNING at an iron pin on the Northern aide of a proposed
private 20-Foot right-oE-way et corner o£ lot No_ 5 as shown on
a plan of lore hereinafter referred to: thence along said lot
No.. 5, North 48 dac~rena i6 aiiauten 23 eaeonde Eaet, 223.82 Eeet
to an ifion pin on line of lands now or Formerly of RoberC R.
Kline: Chance along said lands now or Formerly oP Kline, South
a7 degrees SB minutes 23 seconds Eaet, 140.45 feet to an iron
pin at gornar of Lot No. 7 on said plea; thence along said Lot
No. 7, South 48 degrees 16 minutes 29 eeeonde Neat, 238.64 Feet
to an iron pin en the Northern side pxopoeed private 20-foot
right-o#-way: thence along said private right-oF-way, North 41
degrees 55 minutes 00 seconds West, 139.61 Eeet to an zron pin
on the qurtharn aide of said proposed private 20-foot
right-o#-way at corner or lot No. 5 on said plan, being the
place of BEGINNING.
HEZNG Lqt Nn. 6 and CONTAINING 32,202 Square feet as per suNey
made fox Mart iii L. Weller by Byera and Ru:ryon Surveying dated
Sune 16, 1986, which, togetber with the naeeneary municipal
appzovals, is recorded .in Cumberland couxity Plan book 50, page
140. The improvements thereon being kaawn as 6 Middle Acres.
HE ING the name lot or parcel oP ground deaeribed in a Deed dated
September 22, 1989, and recorded among the Land Records of
Cumberland County in Libor 34, folio 465 was granted and
,_. conveyed by Edward S. Holt and Harlan Z. Holt, hie wile unto
Edward .7. Hockenberry and Barbara E. Eockenberry'; his wife.
~~i
BOOK,1~iS PgGE a59
;,.~n•:,n,,:
Tp: 2159424941
!seise
Partn,lae a ea nee eY mGSPA Len«r atoll tlaar ...In am«e horse « roauWd DY riGCDA.
II, wnm pOYmOntl or Ineea dame la tlu0. LontlOr Ms not fCDewgtl enOUpn Funtlc Ie reeks IMCe payments. 1 wlll paY to Lender
wnsuwr odNl~enel emoum b naceasery b Pey meae Items in ba t muu pay tMt atltlllwnY emevn< an one er more peymenta es
)antler may mpuma. entl pmrllblM OY FESPA.
3. APPLICgTION OF BORROWER'S PAYMENTS _
Unl«e tree bw !sautes olhmeKa. Lender WIY eppH seen el my paYmOnu undo( tM NOIO ono under PeraOnphs 1 entl 2 soave In -~
{h0 bmlwnp OrtlM entl Ipf IM rellgwn9 PuneE05.
pYal. (q PaY MY prapeyr«rN ¢na,pes e,.e poser inn Noa'
Nut, lq D« ma <wgei under Ina Nplw
Naas to pq IAa • unu tlua l0 4mdx under Pwaprepn 2 abaw a. mne• ae.wlges:
Nez{, {O DeY mleroet duo: and
LIaL re pay prelelpd due.
6. BORROWERS OBLIGATION TO PAY CNARGES, ASSESSMENTS AND CLAIMS
I wnl pay all leao¢, eow¢em0nl5, ehanes. Mas and 5npoeitione e1lrPoUtebla b Ne Pmperry and tM1 maY M SYDBPer Io Nlb
Security Apr«ment. I wd .Ke make pavmenK due under env mw d 1 em a reran) w the Propene and I wn Pay prountl Wn:a (k
anv> due en the PropertY• 1 wYl do Ilya mlher by making the pavnrwrK to tender der aro tlezerlbetl M parepyspn 2 eDeve or. H I
m nPI rogYKp Ip mN[e peymenta unPef P4aprapn 2. DY mooing lap pPymarlm Pn tlmp tp 1M pM¢en awed fherM1 (In rhls 9eevrgy
InaWmM1, me w«p •paagn' meant prey Pemen, al9nng6[la(1. ppVnlaauaul BY[npr4Y p( Plher POrtY•) II 1 makp pawl peYmenu.
Ihen prompdY otter mexap any or these peymenta. I will pNa Linder P !ocelot whoa shows Nat I Mee dons sp. U nekc
paymenu ro Lentlw undm Pueproph 2, I well give Lwtler ad norlcas et bllb that 1 roCehv br Ino amounts due order IM1IC Peroproph
Any claim, tlemmW or charge Iha~ Ic made aeenat Ina PropenY DKOYSe en eDkpatbn hp6 reel bawl IYIY,Imtl 1c Nnpwn as a "5m1,'
wJl promplry pay pr Sallsry all Imes apamac tree PrapenV mp1 may Da aupprbr Iq m1II $eeYtlq YIDINTOnL MoweVar, mis SDPUr11Y
malnnanr dvea reel roWka ma le aNisry • +vperlor ron p: (q 1 ap.ea, h wrglnp, w pay Ina oblgarbn wnbn peaa nee Iv Ina
auparwr ILm, gntl Lender eppmvec Ina way M whkh I agree W Dey Nal obYpslkm: « (el a pootl bl[h. 1 argue « dehnd apelnsr
!ba superior Yen n e Kwcuil so )ner. dmhp Ne bwculx the superior Ilan may no[ M enlmwd end rep par[ of dte Property m r b<
green up: OI (C) I secure Vom <he holtler el tree) o1Mr Yen en aprwm«r, approved h wrlllpp by LBntleL Thal the Len yr IhK
apgYrlly maUYlnprlt IY SvDOrIW l0 IM1O Kn aGb by thN DDregn. 11 LBrldW delerminss Ihal enY DM pl m0 prgpgrly K eubfect a a
superb! Ilan. Lnndtt meY pHs 0prrpwar a nelicn Iggnltlynp me sYDCrbr Ixn. Bdrannr stall pry qr ce[Ialy Ina wpangr pare qr Igka
ono d Toro ql the «upnc ui !Dore abaw wi[hln 1p days ham Ne pNap of narks.
5. BORROWER'S OBLIGATION TO MAINTAIN HAZARD INSURANCE
I win obuln ngyyrd bswence rp coves sY puueYlpa ono plMr ImyrovPlMnU Ual 6ro now, pr kI Ne Nmre wrv pe bCOlga on Ina
prepmly. Tha tleurence moat aemr bas ar demame uuaed by Iba. neur0e nprrlally eOrorotl by 'mmended coymspe" havrd
msumnea polhlps, entl albs! hazertls, lnebtlbl0 llpotlc or llootlhp. far whleh Knear pr eWW or )aeon) pevoromenl mqu"Yea
cgyrepn. TPB InsYrpllCp moil ba if1 me imppMi inp rot Ina pefbpc qr nr« roquwtl by 4ndmr qr t1eV0mmant apmneK I may
choose Ih0 aounnpo cempeny, -ul mm choke Is wb)ecl 1v Lendeya approve{. landaf dory n01 robaa b epprgw my chaos
unfesc Ne relusal Is ren¢anebb. d I do reel malnnln cowreBe oa a«erbed above, Lendx nay. v[ tendOYe apron, oelam
ovempa.lo prplacr LmOe/a !lore[! In accoNerw -.raa Nis pmvpraPh end parapnpn ). p tae p/OpNIY p de[ermlrWtl t0 De Ipmlad
b p noes tang IMI •appnea ibad a,alYanw, « Wagnerotl by the Fadaml Elwrpeney NLMpemenl /,panty er WIOtMr 6penoY that
nea Iba aurhoYYy to nuke web detarminel:en, 1 well eblOb Ibed :nsunmee eowrapa b Me peepwty.
NI of Ina bcufpnce pglrcbc entl renewers el !bete palblep must mcaw wMl K anown as ~a 'Slggtlird Merlpppee' elwee a
pre[«I landw- TM rmm a1 ex PoIYaa and renewab must M eoewlWK u larder. Lender win hauw rM .pot Iw hob Ina pelmlp¢
ura nWwaa. II Lender reouin4 I wA premprN ar.e Lender nll rewpla el paid pramluma sore rurwal nelson shoe I nbeNe. If
Uroro a a bat pr tlamapa Ip aM Pmpprry. I win panPW neub me MwenYe cOmPenY lad lenOar. If ! oe ner PromPYY Prow Ie
Ina ,nauMCe cpmpally lMl lne Ipf3 « tlemspe ocWned, tree)) Lnntlaf may dp S0.
ins amour( paltl oy IM Inaumnea eempeny a eaMtl 'proceeds." I euNOrlae Nm LdItlN Ip impb any cosine one collet) IM
pr«Nme en mly porno)) ens Yap Nam re ndYCq Ne emeYn[ I awe n LMdSr uatlK tn0 NOW tole YamW mW BwYrlly alsrmmenl
(wnmh¢r er real rapaln Mw ba« mods by ma), or Lantlpr mny roWw Ina procotle le me far use at lha ropab m resteratlpn pl
IM demopod Property.
II I abantlen IM Prppeny, er A I do rrol anawar, wnhn 30 dsys, a nodoe Yom tender aalinp oral Ina xtaumnee rompeny has
p psrod Io SSYIa a aKYn. Landon may calbel Ina prwwtla. Lantlsf may use rho preceeda W rope)! W restore 1M Property ar m
pay Na ivm¢ eeeumd_ TM 'btley peMd wW papa when Ina MIaO 16 prvM.
~L~
II any Pmeaeda arsvsad IP !pose !M annum pl Pracyd whL:h 1 owe rp Le•,dvr umnr IM Nob, Ner use win ner tleKY IM tlua
dplu M change the ameum of enY of mY mpntalY PlYmenl: untlor mo Nole end under Pafapnpht 1 one p vbow. IAOwavaq
Lander one 1 qaY egrw In wfilnp n loess aeleya pf ehenpee.
~._~
rr Lender ocquV« {M'ProparlY under Puaprepn 46 Meow. eY er my rbhla b the IncVanw pOlbbp wlll Manp W bntleY. Ales, tll
of mY npnls m enY PfOCactls wh'nh wre paid ba«use el dwnapa Ihel pb¢Vrotl Mlen the Ropy b acpYgeO by rootlet er ¢eb
wNl bebop a Cantle!. HowpN, tinwYa rlpnK a fhgSm pWCPed6 Wm real be Oregler IMn Ina 6Ym6 Dees!®d ImngQ~Wly~ goon the
Cry T //Yfr
3 {' ~~. 21 .
epp51328 Pne€ 52
P19/13
(9) Canon's ggnu
EvM Y LMdaf tlOaf n01 anGlG4e w enteral My fi9nl of lblldar Vndel InIG. GCNINy rnBMYrnanl w Ylleer IM1B Ilw. I.q~dOl wIN Glal '
hew all el Inoae ryn16 0.nd msY eaweroa ane anrorce roam In tna loran. Edanelon el tlme Ior payment u motlllleellen BI
ameneallOn OI Ina auma leeueed by the $eeuflly InGWnMn1 glNbd by LMdaf \e My 6V<eeeaOf n hNBIB[l al BofreWef anal) ne[
opemN la reletaG Ina Ilebil4y of Ina original BMawW er BGNOwid6 EUCCO<fen 11 m1aH6L My fBIbCYBnW by LMdar In Rerel[brB
My rlgnl of famBdy Nee not Fa a Wa1Kf eI w waPludB NO BaBrCNtl OI spy [IgM W rpmBOY. E!aOn b LMOOr pp WIBG aaur9PCB.
w.w last. er payer Olna eYlma. elwpa9 or Yens egalner the Property. Lpndw wl9 new me rlgnt under PVapmpn 19 nelow Iv l~_ ~
demand Inert 1 mwq ~mmednle puymml m Mn er Iiw Pmeunl Inal I owe to Lender under IM Nolo and Inc SavnN InalMmenl.
11. OBLIGATIONS OF BORROWER 4N0 OF PERSONS TAKING OVER BORROWER'S RIGHTS OF
OBLIGATIONS
pny pvnen woe lakes evV my rlpMS w oClbaelenG under IM1IC boaurlry Nevumanl w4 haw A of my rlpnu and wW be ebGpaled t0
keep ell v! my proMSas ane alinements maea m Ina SaeurNy Inalmmenl. SenBalY. mY parson woe Wes owr Lender's rpnle or
ob4gelions Mda ma SeeuMY Ins4umbnl wlll naro ell of Lenders dente and w81 N OblbalOd to qap aP OI LdnoOrs ¢9roomenla
mptle n IMf SOPWIIy InaW mM1.
11 mwo Ines Ona pOraOn algn9 Ina $eCVIIIY IBalMnlpll ns bermwer. BBCh gl Y9 If IVYY OeFpalad 1e qep PI e( fl0(YOWar6 gamaes
ane obu0abona conlaYlvP m mu SecurW Imuurrlenl. Leneer may enrmse 4nears rlpnq under inter 9eburily msuumanl agnmsl
LeCn W ua ndlvbu0.Ny yr against erg el ua togsmer. m iota moans tool My env of uc may ba reWUatl w Pny all Nums fecurod.
YlPwwer, V erre al uc Baas no[ sbn the Nate' (p) mm paten k sgnin0 I~ IncWmenl enly b owe that pwsen % rlpnls N Ina
ProPMY IN Lender uneer Ina tanner of ma $eeuleY InslNmenli End (FII NaApersM h not PMadnapy pblipaleo ip Day [nB 6emb
secured: ane (C) mar gnen vgnec trial L.new may Mme who tM elnw awmwre f0 OOyY Mreromg enY el LMtloYS ngnlc or
ao MOONY Or mnVO any eccbmmedatbna with "fe(Iard 10 frier rermc d lnK Sabullly InclNmOp[ or Na Nola wlrhput Na perean's
eoneem.
12. LOAN CHARGES
R me loan secuma or trier SecurVry InsVUmem Iz aublect ro s law wn;en eras mawnum bM' Ona•paa. and trial . la Ilnally
InlalDraled ep Ihel trier Nurecl or etnar ban <nar0o[ <elgcleo or 10 be <a0¢blad N eonnOCalon w"Ah tow loan eveveD porrtu[nd
boos: ;A) any auto IeM cnarge anaa be reduced by Ino nmeunl nxoamry to induce me cnapc lP me pmm.ltotl Inurl, and 19)
Y Sumer aL'9edy COM<mD Irpm BPROWM wnbn Pa<BaPEP DafmlllOO IImNS WIII Pa m1Vn090 10 aemewel. Lantl91 maY UOOEa t0
make Inn ulOnd by ntlueng Ibe Pnn6lPal Pwad Vnp<r trio NOIa w OY IruleNp a Olnm peymMt l0 BOIroWar. II a rulunP retlucux
princyal, lM rBduN~on •••4 ba Iwnlae ac n DeObl gepeymmt wlWeut any prepayment eherye under top Nele-
T7- LEGISLA71ON AFFECTING LENDEA'S AlGHTS
t~
n p CnMpa n applY:aDls aw wpum mane anV pruvlalPn of Uro Nee or mb 9aulray Inavumenl unanlorcea0b.. Lender may repu0e
vnn.dara Mymam n rap of all cu urotl by 1nu Sa<url[y NsVUmMI ab mot pMBH 6 POnrtatl m pVpgrppa 19 OOIOw. 11
Lender mW Vf Immedwle peymbnf N NII unOtlr Inb PaegrapM1 t3, UndW wlll reka IIIV clapc and may act es apxllled N Paragraph
19 bebw. ,
T4. NOTICES REQUIRED UNDER THIS SECURITY INSTRUMENT
pny neuw mat pNNI by Bhvn to me antler mb SacuNy Nsumrent wRl be Phan by da4wrNg IL err by n+allmg a 6Y IRaI clacE map
anleae epplk:abM Iaw mqulne uev wl anvlha malnotl. Tha nellee w:ll bo eddYOaaad to mp a Ino o0or0ip tinted N Ino pdcpon
Pbeve Ntwtl •Oaxrlplbn PI IM ProPerlY.' A Natbu wpl ha phen w ma at a ddleranl eddreis ^ 1 pw Lender a notme el m>
dlgerMl addaas. My nd[Pa mat moat be Ipwn ID LanOOr under Iola $KVfny Insirvmenl WW be glren by me11Np Il to Landers
atlOrsas ebbtl Yl prtaersph (C) V Ino we14M above Ihbd 'WOrOC Vzatl dlen In lhls DOeumanl.' A nonce wN ha mplbo a
Lender at a tli1NO111 adgmia d Lenoa glvb3 me • nofk'a.m trier dNbyeni sddfpse. A nodes reaurteo by mis seeudty Idetrument is
BrvM ...nM n n ma0.0 yr wean LL la dellvrsd aeeardMg re trier rOOUwmen[e er ma VaM9nPn ra w Of appp<ebM1 Nw.
T5. LAW THAT GOVERNS THIS SECURITY INSTRUMENT
Top Soemdy Malremant is govanled by Fsdenl 4w aria the bwe el M Iwladbinn wnero the property a bee[ad
Ths OWrower breby c naema end a9rwe mm Ina deOl nereDy fixated. or any pen thereat, msy be /Hawed or anandetl lNYend
nullurlly N e • rrwy ea aacVed ay agraemMl barweM me endlwr Md any aubaaOVM! ewnar a thw property. Md n uvM1
ewal w evlerwmn s11011 N any way aaxl In< DOrrpwNf rHpOnablYlY. wnalnV Ps lately w elnerwlye. Tne Domower and env
atrial pady paaarlNO taDYLLV nBmundar naraby cpnGm! end apna Ihal N me OIPPMN Opnyayed henhy of a fabalanllal DOIYOn
inefeol Is Iranshvned iv any cuh[¢OUMt uwrw. and m. <laener eaacnoa ma epnl 10 acanbMalp Uapla appWOJ IlglBp)', Iha aeeilpr
may aevapt anY deMpuMl pavmanu v Olnar eure of delauY 9wv10 naa lD even aC<BFVO90n from 11q mM awnar OI Inp propu4y er
any Pln V person ane rencute Ina pdehledness n eccertlan[e won Ina ecneaub W maWfgY ac gt trig lynx dl eCCelValbn o upon
sn n xhedub as mny be epreetl d rMewa er ebOnabn ere olM1erwKe parmaatl ono rip a<h mmalalvmmt cnsll n any way
aped {ne YabNLLy e( 6VGn prb! Parlias~ WgIMf Ga 6Vmly of prnaWlL e.
V any term el Ino Sewdty IPDtMmMI Or al trier Npl0 eoMlab wlln IM 4w. al olbr lama OI Na 6eCUrily Inetrumenl Md of trier ~~
NOIn wpl il0 wmaN m Ona<I M1 IMY <an DO Bn.an pnoCl Wlmael Ino WnrpCINB term. TBIi mOanG mat pay laM1C pl Nn 6a<Nply
InaVYTenI MO dl lne Nale Wnxn <on11Y:10 wpb Ina Lw een be eepamled Irpm Ne mmlibNg terms Mtl trip rameN^N/O terms wi4 aNl
W Mrowad. Gt~A Qy
5 ~'CY' 1<'~'/'
eogK131Brnce 54
mzy wo W eolNar L m q rzmpvz me er oelM1. I wlll not oelNO[ more Inpn Oro (r) monlM1~a rent n Stlvanea rrom arty tenpin or
xwpmt wMnput yow WAllan cpnsml.
2t. LENDER'S 09lJGAT10N TO DISCHARGE THIS SECURITY INSTRUMENT
P11/13
Wnen Lender het ban paC uI amoums due undx me NoN and undlx N4 seeurgy IdSwmant {pe Landes W,11 robau IbN 6aeunry
L svurron4 and daWw S certdkem mina Pls beounty NsYwnonl hw 6een p¢id N luu. lontlar wN loan tleawr a comrlv¢u rtaunp
Nei Into $¢eurllY InaNmem p03 OMn ealbllea. ww day eV costs dl raeprahp IM1S Rebate N IM Wop> e114W reeerdv. ~ J
22. ADDITIONAL CHARGES
I vproe le pay an reasovble ensrpes m e estbn wnh the servnlnp Ot MN ban, InGWtlmp ON no[ Ilmuaa to ob[tlNbrp lpa
zrona8 one euN end In preC3ssnp NSnreneenba3 wYmenls, ownaranlp PSnafara, roleg3ea, eacements. epne0n13, pasnclens,
modlldnlonc, epBebl aproomenu. necgnmBnu, rpdyalgn eerWbatea entl Sfl[yalaetlpn et mangapa.
In Ne a+em Borrower mrec4a Lender to amen wr moons. approlaele, eearcnas, exammaunns ¢nd/er IM eke. I egna mat Np
weans. for [he same q to bs aOaBtl le IM1a beNnce al Uo axieling meApapa, If S.mo le nor paltl wgbN 9a de YS of wAnen
np[tlICOl4n.
23. HAZnRDOUS SUBSTANCES
BonOWq che4 not UO¢q er calla to azlsl, of pemm[ any of ks pBants, emproyaec. eonpeclars. lananb. Or nvheea {o moue e.
auto. to .awl any NM. EecunN hleroet cnproa W arwwnbmncs epnbel IM property w any pOAVN ehsrooL fWtbp to any pM1ynnai
w yMYelltnBn®I ep0algn, OCUOhO. but n0l Lmned ra, any Nn prrppead pYraWnl le mwtbn lpJ(U of the 6upNluntl NnEntlmMte
and Raeulnmwhm Act of I9aG N2 U.0 C. 96O>(111 pr sny cn+usr bdoral, stave ar locpl iblute. nfWlulan, rvN, order or mdnanpB.
BOfIOwm anaB net Cp43B pr Pon0! Sny O[nBr pBny [O a3Y10 W pBmtll In0 prBSB11Ce. Y B. dbDOEB). EbrneB O! r01Bfl60 OI tl
NezuQOUa bubeunces On ar in Ne PropeAy. GOnOwer anell rqt da, nor ellew enyonB else [o tlo, anyNmY elreclNg IM1e P~vperly
inBt Is h vgMtgn OI Sny meWnmBn101 bw.
Bonowar enaY promptly pNa tna ~enaer w nonce et pny m utBSUOn^ .film, demand, bwavn or etner wtlon by sny
governmenml or mpulalpry. agency or prbpN pony ImoNNp IM Property and any Hazardous S.batenea o w,dronmanml law. of
wnbn tlb Bonowr Ma ocWal NnpwNOBe u ihowo new aewu knewbtlpe. If BOnDWer tame or 6 nOAiBtl by any Devomm¢ntal
r ropubbry w{nerYy th¢i anY omo,.d or remvM1UYmn el any NayaMOYa fiYbclanea erNOMp lne ProPerry N n a¢ry. 00rtewar
.hall promptly Ieha neceasery romOtlbt rompwl uItl elM1U a¢tbne nBeesasfY 10 Ola¢n ap and mmow aY HaWGOYi bubaan<0e,
solid wastes, er eannmNates On, M, IrOnh ar ellecllnp Iha propBrry m any pOgbn InBfe01, n acrorpihGG wIN envbOnmenlal Nw, 10
InB aalblaClbn el the finder enam ueewdance wan aN Wtlerc end a¢xlNae el gOWmnunul wlhe(tgB hevNp lunsdGtion over the
Property enafer wen fYbcl0nCa9 er manretc. It eanpwer Wlq !0 Nke IamWhtl BOtleM1, Slid Ypan racmlpt al pvl4a bom Lny paM ~.`~ /
ascenNp Ih0 Ozlstance OI sny NeG/dOVC 6ubsllufcec agxWq lrq WOputY [tut Y [r[IO may r9wLL h w ertlOr, aYY. MDeallbn of a
Gan On lha propMY, or o[bW waon, or 0 Ne bnOar h pine 4M belgvw wpmtl )aopSMiae Ss eeeunly YItNlet. Ma Lender a! Bc
Oplge ch/II Ia4p wn¢lpVpr ¢odGn M szary N GGGOrdwc¢ Wllh BnvnOnmBnt31 law, lp Cgpn Yp, re oval. mLeNe n alnarwlCO
rempOnle lbp aauatbn. qll rgsanabb costa and ekpemaa paM' Or IpewroO by Lander In Ne Lzercbe of wen lgnls snap ba -
caouroa by Ne INns iaGNnp [hb loan en0 snea be Deyebb by bprrowu uDM tlrenena Dy LBnOU-
Bonowar anon lndemn.ry, esonarela. aolpnd antl hob Mrvngc¢ tanCm. rte ollNam. abaclvra~ Muehobms, eponm ena ampleyeas.
rtom eM apaNSt sny sqd NI a4111nc. dzmsndc. obllpemm. ptrtaltM, nnea. wb. IwbPRNS. ssrdanmu. mmapas. besot. cOau ono
m,perwez f +eWamO eat net smdsd m, Ntonroy end ..Hunan[ leea 'and akpmsas, Nwstpatbn leaar Yboratwy ulpen9es. olasnup
casts ena ONBf papana.a el PbaYOn er alDWUbnI. ai wall va anY meh qac end aapmew NGUnad h anlordnB tins NdamnNY.
and any vblalkm pr arty applaabla aM1VbonmOnlpl 1¢ws N apxt en or babro lna Gate hareol u henlaltef made elbedse.
Ae V40d In InK anGYlttfiM. ^I{psaraeYB $YnflanCBl' Qr0 tneEa aYbalnllCP3 PBtMBd Bn rafrb Or npi6rGOYb fYOf IpnGOE by
EnvyOmnMNI Lew. ena Ih010YOwlnP iubamepc: g9aoLLtB. kbIPLP110, etbaf tlPmmWq Pr Ibab peP01GW1[ PrOtlu016 or bY-PrPauOte.
bzC pB3YC1aB6. hBrtlbiYec an0 r1IrIgKYaei, VeNlln aoNane, ~negfala cpnWrlNg PBPBib! yr IBlmfllaBttYdB Pne r3abBnINO m64rWla.
ac ufotl n tM1le dewmpnL "Elwaenmmml Law• meant Iotloro4 •1ele, and Ixpl qws. snwmz, mbe, rogubtanc, ryaleul ortlarc xntl
dedlbns Ihnt rvlvro to neann, mtmy or anNronmenN protetlbn utd mnMenenne N MO lWedgtvn where lIW Wapany 4 bcalva.
24. MISCELLANEb US PROVISIONS
(A) m In4 avtmt Nat Ne nOIDOf or tnb 6acurlN NSbumON ba mqubea [o reroN bgel enunsal for No outpace of vemmencinp
rereelezvn WpzieaNp hpeonaar n rzBBnrlpDb SVm znza be aadee le lM zaN NaBbbGrIHB. Os nF and tanzOnebb Npnl bee ena
0aema0 caewetl IwraoY In aaeswn to aapanws. <o41a, alpwaneei as maubad tsy bw.
(BI If lhla 6ecurpy Instrument vI pNe3 1 adntlommium mll, ¢ny gauro to pay common .pupas when Ivey became des shall by
concwretl . delauLL nowt the umu Ol NR baeunry Inarrvmpnl.
(C) N the OsCN InN 0ermwer tleabl05 BapkryDtey ena LAnapf M[ poYlbn tlbmbaatl than Borrpwor thsB be maponanN ter
Lender's IsBal reBg.
(D) n [b0 a,H1111haLL{ndyr chap savwfA apy mOl~ay In pld¢r [p p3Y BprrPWKi NCWMCO, in%oa NdlOr h3Gi lG IILYranea and/or
any plha jutlpmmle. Mora. Nobtons Or ectbnc antler PerppfopM1 D. [non eorrowe wl4 pay Nlere3t on rM wine OeYwead et Ina
mI0 Lpwmea N eprrvwof: Nola.
/~ ~.
eoeK1318r~c~ 56
gTATE OP PENNSYLVANIA 1
} 55:
COUNTY DF CUML'ERLAND )
Dn wls 19:h Bay of ACri11 19 96 ,belore me, F ?^n W l r. a nytp__>`v_ _~
me unBBmdnatl officer [w no eertibes that hePone rs nut an etrcer Dr Bmcbr rN PNC 13aDk ),persondlh
appearCO Gegige E 6 El~+nOr A MDtthias , Nrwwn b ma (a 5a85faCldriy prov007 b b¢ !ne petHpa(x) whose name(s) n: brr
subsmpe0 b IM wnnm :nmumenl and acknoWetlgatl Ulal ne/she/they eaeculW the same far Ih¢ purposes [nercln eenlamatl.
In,~'3(:naVrfy(U$Wof, I Dercuntltr set my nano aM CtbC191 seal ~'(
..•~,'LQtlig-i~-i~al h) Nohurp 5.•al
a~`tY'~ ~: •• ~f:. Ttle 4olen fi '/'rol'e. MCLrry oJ^I:c..
~y~mp xAe ,~[7ar_ MY[Ammnn.D (. 9 uUeu. Cg. Ig'au
'~ ~ ~U.,~~((/_ AFFIDAVIT OF SUBSQSI8ING NBTNEgH
s'S~ p, •k MmLer pemxYM.vg Au«avlon pt l+klDmpS
;n/~ DgD~FV;e 11 MpnEa9ags) acknowlCB80tl lne Mpngag¢. aHitlavit mb5f ba teMen lA rAUniy whet! Property is latetetl.]
61F•~ ubhc (who wrtrtles that ne/ghe Is not an oHiur pr OVector of ~ !
OCtF; ~•:n~.s~ .
l( .tile xubs[llbm9 wi[rllf.
Ip : Brl6bgG;rnhp Ue'nC tluly srmrn tlCCCrBinC tp IdW, p20a52% 8nd xays SM1et he/sbe wax petmrtelly DreaCnl at the evecutipn OI aard MOllgntc
Sea InC w.IM1rn nama0 Mor@aCarlS) _ __ _ _ ~_ dO[I _ _ SrCr1851VS'he!/111eir
. anU BeGO. iJnU ualrr.N tOrU MUnL'aL'C IV/ r11B nurpO5U5l1reRin Sel IGRII; nnU IIWL In¢ rWme p1 Ilux tl@DDMnr a((IYed lllareb a5 6uD5arIUInY. Wltl:nss 1
of Eeppnp'R'a Own preper nanCwliUbC -
Swwr. lu an0 zuDS;r.DCU Lubra me
Notary Public
aBXNOWtEDGMENT
Subscribing Witnexs
I9_
CERTIFlCATg OF RESIDENCE
I, ('h rQ '(• ' P (Y~r _, N n L ~ , Bo nerapy eemy teat MenXetee'H preelx resm¢nce tx
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ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
May 23, 2001
EDWARD J. HOCKENBERRY BARBARA E. HOCKENBERRY
6 MIDDLE ACRES 6 MIDDLE ACRES
NEWVILLE, PA 17241 NEWVILLE, PA 17241
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS
SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN
AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF
YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BEAN ATTEMPT TO
COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.
This is an official notice that the mortgage on vour home is in default and the lender intends to foreclose.
Specific information about the nature of the default is provided in the attached oaees.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) maybe able to help to save
your home. This Notice explains how the proeram works.
This notice contains important legal information. If you have any questions, representatives at the
Consumer Credit Counseling Agency maybe able to help explain it. You may also want to contact an
attorney in your azea. The local baz association maybe able to help you find a lawyer.
LA NOTIFICION EN ADJUNTO ES DE SUMA 1MPORTANCIA, PUES AFECTA SU DERECHO A
CONTINiJAR VIVHiNDO EN SU CASA. IS NO COMPRENDE EL CONTENIDO DE ESTA
NOTIFICACION OBTENGA UNA TRADUCCION IIVMEDIATAMENTE LLAMANDO ESTA
AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADA ARRIBA. PUEDES SER ELEGIBLE PARR UN PRESTAMO POR EL PROGRAMA
LLAMADO "HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDA SALVAR SU CASA DE LA FERDIDA DEL DERECHO A REDIMAR SU HIPOTECA.
STATEMENTS OF POLICY
HOMEOWNER'S NAME(S): EDWARD J. HOCKEN$ERRY & BARBARA E.
HOCKENBERRY
PROPERTY ADDRESS: 6 MIDDLE ACRES, NEW MLLE, PA 17241
LOAN ACCT. NO.: 213900
ORIGINAL LENDER AMERICAN MORTGAGE REDUCTION, INC.
CURRENT LENDER/SERVICER: CITIFINANCIAL MORTGAGE COMPANY SERVICING
AGENT FOR THE CHASE MANHATTAN BANK, ET AL
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAYBE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE
YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE
PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY
MORTGAGE ASSISTANCE.
• IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL,
• IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE
PAYMENTS AND
• IF YOU MEET OTHER ELIGIBILITY REQUIItEMENTS ESTABLISHED BY THE
PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE Under the Act, you aze entitled to a temporary stay of
foreclosure on you mortgage for thirty (30) days from the date of this Notice. During that time you must
arrange and attend aface-to-face meeting with one of the consumer credit counseling agencies listed at the
end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (301 DAYS. IF YOU DO
NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR
MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR
MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES -If ~u meet with one of the consumer credit
counseling agencies Listed at the end of this notice the lender rosy NOT take action against you for thirty
of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender
of your infentions.
APPLICATION FOR MORTGAGE ASSISTANCE- Your mortgage is in default for the reasons set forth
later in this Notice (see following pages for specific information about the nature of your default). If you
have tried and aze unable to resolve this problem with the lender, you have the right to apply for financial
assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out
sign and file a completed Homeowner's Emergency Assistance Program Application with one of the
designated consumer credit counseling agencies listed at the end of this Nofice. Only consumer credit
counseling agencies have applications for the program and they will assist you in submitting a complete
applicarion to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmazked
within thirty (30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO
NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER; FORECLOSURE MAY
PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE
ASSISTANCE WILL BE DENIED.
AGENCY ACTION- Available funds for emergency mortgage assistance are very limited. They will be
disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing
Finance Agency has sixty (60) days to make a decision after it receives your applicarion. During that time,
no foreclosure proceedings will be pursued against you if you have met the time requirements set forth
above. You will be notified duectly by the Pennsylvania Housing Agency of its decision on you
application.
NOTE; IF YOU ARE CURRENTLY PROTECTED BY THE FH.ING
OF A PETITION BV BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR
INFORMATION PURPOSE ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT
TO COLLECT THE DEBT
~ (If you have filed bankruptcy Vou can still apply for Emergency Mortgage Assistance)
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date)
NATURE OF THE DEFAULT-The MORTGAGE debt held by the above lender on your property located
at: 6 MIDDLE ACRES, NEW VII,LE, PA 17241 IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the
following amounts aze now past due: 2/1/01 thm 5/1/Ol at $475.03 per month.
Monthly Payments Plus Late Charges Accrued: $2,540.27
NSF: $40.00
Deferment Interest: $910.50
Corporate Advances: $129.85
Escrow Advances: $0.00
Property Inspection: $9.95
Other Fees: $4.06
BPO: $135.00
Attorney fees: $50.00
(Suspense) ($237.52)
TOTAL AMOUNT TO CURE DEFAULT $3,582.11
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTIONS (Do not use if not apnlicable):
N/A
HOW TO CURE THE DEFAULT- You may cure the default within THIRTY (30) DAYS of the date of
this Notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $3,582.11
ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE
THIRTY (30) DAY PERIOD. Payment must be made either by cashier's check. certified check or money
You can cure any other default by taking the following acfion within THIRTY (30) DAYS of the date of
this letter. (Do not use if not applicable) N/A.
IF YOU DO NOT CURE THE DEFAULT-If you do not cure the default within THIRTY (30) DAYS of
the date of this Notice, the lender intends to exercise its riehts to accelerate the morteaee debt. This means
that the entire outstanding balance of this debt will be considered due immediately and you may lose the
chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not
made within THIRTY (30) DAYS, the lender also intends to instinct its attorney to start legal action to
foreclosure upon your morteaee nronerly.
fi-~~,_
IF THE MORTGAGE IS FORECLOSED UPON- The mortgage property will be sold by the Sheriff to pay
off the mortgage debt. If the lender refers your case to its attorney, but you cure the delinquency before the
lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees
that were actually incurred, up to $50.00. However, if legal proceedings aze started against you, you will
have to pay all reasonable attorneys' fees actually incurred by the lender even if they exceed $50.00. Any
attorney's fees will be added to the amount to the lender, which may also include other reasonable costs. If
you cure the default within the THIRTY (30) DAY period you will not be required to pav attorney's fees
OTHER LENDER REMEDIES-The lender may also sue you personally for the unpaid principal balance
and all other sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF' SSALE- If you have not cured the default
within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to
cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by
pa~}nne the total amount then mast due plus anv late or other chaz¢es then due, reasonable attorney's fees
and costs connected with the foreclosure sale and anv other costs connected with the Sheriff s Sale as
specified in writing_by the lender and byperforntine any other requirements under the mortgage. Curing
your default in the manner set forth in this notice will restore your mortgage to the same position as if you
had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE- It is estimated that the earliest date that such a Sheriff's
Sale of the mortgage property could be held would be approximately SIX (6) MONTHS from the date of
this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course,
the amount needed to cure the default will increase the longer you wait. You may find out at any time
exactly what the required payment or action will be by contacting the lender.
HOW TO CONTACT THE LENDER-
CITIFIIVANCIAL MORTGAGE COMPANY
5901 EAST FOWLER AVENUE
TAMPA, FL 33617
ATTN: GENAEZBOYNES
TEL. NO. 1-800-776-2211 EXT. 2325
EFFECT OF SHERIFF'S SALE- Xou should realize that a Sheriffs Sale will end your ownership of the
mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff s
Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at
any time.
ASSUMPTION OF MORTGAGE- You _ may or XX may not (check one) sell or transfer your
home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding
payments, chazge and attorney's fees and cost aze paid prior to or at the sale that the other requirements of
the mortgage are satisfied.
.~,,.
YOU MAY ALSO HAVE THE RIGHT:
• TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO
BORROW MONEY FROM ANOTHER LENDING INSTI'T'UTION TO PAY OFF THIS DEBT.
• TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF
• TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD
OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT
TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.)
• TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING
OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS.
• TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY
THE LENDER
• TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY IS ATTACHED.
m~ty yours,
~~
TTO`F~V~R NDER
NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT
*~**********r*********x*******~*********r********~***~****x:********~****
1. This is an attempt to collect a debt and any information obtained will be used for
the purpose.
2. Unless you dispute the validity of this debt, or any portion thereof, within thirty
(30) days after receipt of this notice, the debt will be assumed to be valid by our
offices.
If you notify our offices in writing within thirty (30) days of receipt of this notice
that the debt, or any portion thereof, is disputed, our offices will provide you with
verification of the debt or copy of the judgment against you, and a copy of such
verification or judgment will be mailed to you by our offices.
4. If you notify our offices in writing within thirty (30) days of receipt of this notice,
our offices will provide you with the name and address of the original creditor, if
different from the current creditor.
PENNSYLVANIA HOUSING FINANCE AGENCY
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
CONSUMER CREDIT COUNSELING AGENCIES
CUMBERLAND COUNTY
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, PA 17102
(717) 541-1757
Urban League of Metropolitan Harrisburg
N. 6~' Street
Harrisburg, PA 17101
(717)234-5925
FAX (717) 234-9459
Community Action Comm of the Capital
Region
1514 Derry Street
Harrisburg, PA 17104
(717)232-9757
FAX (717) 234-2227
Financial Counseling Services of Franklin
31 West 3rd Street
Waynesboro, PA 17268
(717)762-3285
YMCA of Cazlisle
301 G Street
Carlisle, PA .17013
(717) 243-3818
FAX (717) 731-9589
Adams County Housing Authority
139-143 Carlisle Street
Gettysburg, PA 17325
(717)334-1518
FAX (717) 334-8326
PENNYLLVANIA BULLETIN, VOL. 29, N0.23, JiJNE 5, 1999
VERIFICATION
The undersigned hereby states that the statements made in the foregoing
pleading are true and correct to the best of his/her knowledge, information
and belief. The undersigned understands that the statements therein made
are made subject to the penalties of 18 Pa.C.S.A. Section 4904, relating to
unsworn falsification to authorities.
<'srpnA ~~Ggu~~
THE LAW OFFICES OF GREGORY JAVARDIAN
BY: GREGORY JAVARDIAN
ATTORNEY LD. # 55669
44 SECOND STREET PIKE, SUITE 101
SOUTHAMPTON, PA 18966
942-9690
THE CHASE MANHATTAN BANK, AS
TRUSTEE OF IMC HOME EQUITY
LOAN TRUST 1996-3 UNDER THE
POOLING AND SERVICING
AGREEMENT DATED AS OF
JULY 1, 1997
Plaintiff
vs.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
TO THE COURT:
Attorney for Plaintiff
COURT OF COMMON PLEAS
TRIAL DIVISION
CUMBERLAND COUNTY
01-4551
WITHDRAW OF APPEARANCE
Kindly withdraw Gregory Javardian's appearance on behalf of Plaintiff in the
above-captioned matter.
By:
eg a dian, Esquire
#5 6
44 Secon treet Pike, Suite 101
Southampton, PA 18966
(215)942-9690
ENTRY OF APPEARANCE
TO THE COURT:
Kindly enter my appearance on behalf of Plaintniff.,i~n,/thne a/b~ove-cap'ti'on,,ed•-mJatter.
Francis S. Hallinan, Esquire
LD. # (, ? G 45
1617 John F. Kennedy Blvd.
Suite 1400
Philadelphia, PA 19103
(215)563-7000
FEDERMAN AND PHELAN, LLP
By: Frank Federman, Esquire
Suite 1400
One Penn Center at Suburban Station
Philadelphia, Pa 19103
(215) 563-7000
The Chase Manhattan Bank, as
Trustee of IMC Home Equity
Loan Trust 1993-3 under the
pooling and servicing agreement
date as of July 1, 1997.
Plaintiff
Attorney for Plaintiff
COURT OF COMMON PLEAS
CIVIL DIVISION
v.
Edward J. Hockenberry
Barbara E. Hockenberry
6 Middle Acres
Newville. PA 17241
Defendant(s)
CUMBERLAND COUNTY
01-4551
CERTIFICATION OF SERVICE
I hereby certify a true and correct copy of the foregoing Attorney's Entry of
Appearance was sent via first class mail, postage prepaid, to the following
on the date below:
Edward J. Hockenberry
Barbara E. Hockenberry
6 Middle Acres
Newville, PA 17241
DATE : 9-/ ~- v /
Francis S. Hallinan, Esquire
Attorney for Plaintiff
I.D. # 62695
SHERIFF'S RETURN - REGULAR
CASE NO: 2001-04551 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTX OF CUMBERLAND
CHASE MANAHATTAN BANK THE ET A
VS
HOCKENBERRY EDWARD J ET AL
RICHAk2D SMITH Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
HOCKENBERRY EDWARD J the
DEFENDANT at 2034:00 HOURS, on the 1st day of August 2001
at 6 MIDDLE ACRES
NEWVILLE, PA 17241 by handing to
EDWARD HOCKENBERRY
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Sheriffs Costs:
Docketing 18.00
Service 9.10
Affidavit .00
Surcharge 10.00
.00
37.10
So Answers:
R. Thomas Kline
08/02/2001
GREGORY
Sworn and Subscribed to before By:
me this ~a ~- day of
SHERIFF'S RETURN - REGULAR
CASE NO: 2001-04551 P
~,
,_
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CHASE MANAHATTAN BANK THE ET A
VS
HOCKENBERRY EDWARD J ET AL
RICHARD SMITH Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
HOCKENBERRY BARBARA E the
DEFENDANT at 2034:00 HOURS, on the 1st day of August 2001
at 6 MIDDLE ACRES
NEWVILLE, PA 17241 by handing to
EDWARD HOCKENBERRY
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
So Answers:
~'~~~~
R. Thomas Kline
08/02/2001
GREGORY
Sworn and Subscribed to before By:
me this ~.~ day of
thonotary
FEDERMAN AND PHELAN
By: FRANK FEDERMAN
Identification No. 12248
One Pean Center at Suburban Station
Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
Attomey for Plaintiff
THE CHASE MANHATTAN BANK AS
TRUSTEE OF IMC HOME EQUITY
LOAN TRUST 1996-3 UNDER THE
POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,
1996
5901 E. FOWLER AVENUE
TAMPA, FL 33617-2362
Plaintiff
vs.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
6 MH)DLE ACRES
NEWVILLE, PA 17241
Defendant(s)
:CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 01-4551
PRAECIPE FOR JUDGMENT FOR FAII,URE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment, in rem, in favor of the Plaintiff and against EDWARD J.
HOCKENBERRY and BARBARA E. HOCKENBERRY ,Defendant(s), for failure to file an
Answer to Plaintiffs Complaint within 20 days from service thereof and for foreclosure and sale of
the mortgaged premises, and assess Plaintiffs damages as follows:
As set forth in Complaint $51,201.30
Interest 5/16/01 TO 10/3/01 $2,076.93
TOTAL $53,278.23
I hereby certify that (1) the addresses of the Plaintiff and Defendant(~e as shown above,
and (2) notice has been given in accordance with Rule 237.1, copy attached.
Attorney for Plaintiff
ESQUII2E
DAMAGES ARE HEREBY ASSESSED AS INDICATED.
DATE: ~~,~W ~ ~~
PRO PROT
**TH[S FIItM TS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WII,L BE
USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THLS DEBT WAS
NOT REAFFIIiMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
•FEDERMAN AND PHELAN
BY: FRANK FEDERMAN, ESQUIRE
Identification No. 12248
1617 John F. Kennedy Boulevard Suite 1400
Philadelphia, PA 19103-1814
~?1~)_sfi~-7n~n
THE CHASE MANHATTAN BANK AS
TRUSTEE OF IMC HOME EQUITY
LOAN TRUST 1996-3 UNDER THE
POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1 ,
1996
Attorney for Plaintiff
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO. 01-4551
Plaintiff
vs.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
Defendant(s)
TO: EDWARD J. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
DATE OF NOTICE: SEPTEMBER 18, 2001
THIS NOTICE IS SENT
INDEBTEDNESS REFERRED
FROM YOU WILL BE USED
RECEIVED A DISCHARGE
NOT AND SHOULD NOT BE
DEBT, BUT ONLY AS ENF
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO OLLECT A DEBT.
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing
and you may lose your property or other important rights. You
should take this notice to a lawyer at once. If you do not have a
lawyer or cannot afford one, go to or telephone the following
office to find out where you can get legal help:
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
TO YOU IN AN ATTEMPT COLLECT THE
TO HEREIN, AND ANY IN I OBTAINED
FOR THAT PURPOSE.IF YOU USLY
IN BANKRUPTCY, THIS CORRESP CE IS
CONSTRUED TO BE AN ATTEMPT TO CO LECT A
ORCEMENT OF LIEN AGAINST PROPERTY.
Frank Federman, Esquire
Attorney for Plaintiff
r
FEDERMAN AND PHELAN
BY: FRANK FEDERMAN, ESQiJIItE
Identification No. 12248
1617 John F. Kennedy Boulevard Suite 1400
Philadelphia, PA 19103-1814
(~) s~~t_~nno '
Attorney for Plaintiff
THE CHASE MANHATTAN BANK AS
TRUSTEE OF IMC HOME EQUITY
LOAN TRUST 1996-3 UNDER THE
POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,
1996
Plaintiff
vs.
EDWARD J, HOCKENBERRY
BARBARA E. HOCKENBERRY
Defendant
TO: BARBARA E. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241 ,
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO. 01-4551
DATE OF NOTICE: SEPTEMBER 18, 2001 f
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLC~ ~ T.
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLL THE
INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THAT PURPOSE.IF XOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS
NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A
DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing
and you may lose your property or other important rights. You
should take this notice to a lawyer at once. If you do not have a
lawyer or cannot afford one, go to or telephone the following
office to find out where you can get legal help;
CUMBERLAND COUN"TY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717)249-3166
Frank Federman, Esquire
Attorney for Plaintiff
FEDERMAN and PFfELAN
By: FRANK FEDERMAN
Identification No. 12248
One Penn Center at Suburban Station
Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
THE CHASE MANHATTAN BANK AS
TRUSTEE OF IMC HOME EQUITY
LOAN TRUST 1996-3 UNDER THE
POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,
1996
Plaintiff
vs.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
Defendant(s)
Attorney for Plaintiff
:CUMBERLAND COUNTY
Court of Common Pleas
CIVIL DIVISION
NO. 01-4551
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the
Plaintiff in the above-captioned matter, and that on information and belief, he has lrnowledge of the
following facts, to wit:
(a) that the defendant(s) is/are not in the Military or Naual Service of the United
States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act
of Congress of 1940, as amended
(b) that defendant EDWARD J. HOCKENBERRY is over 18 years of age and
resides at 6 MIDDLE ACRES , NEWVILLE, PA 17241.
(c) that defendant BARBARA E. HOCKENBERRY is over 18 years of age, and
resides at 6 MIDDLE ACRES , NEWVILLE, PA 17241.
This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating
to unsworn falsification to authorities.
FRANK FE RMAN
Attorney for Plaintiff
(Rule of Civil Procedure No. 236 -Revised)
THE CHASE MANHATTAN BANK AS :CUMBERLAND COUNTY
TRUSTEE OF IMC HOME EQUITY
LOAN TRUST 1996-3 UNDER THE :Court of Common Pleas
POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1, :CIVIL DIVISION
1996
NO. 01-4551
Plaintiff
vs.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
Defendant(s).
Notice is given that a Judgment in the above eapfioned matter has been entered against you on
OCTOBER ~~ .2001.
`~Y~ o , _ / ~,fA iv. (DEPUTY
If you have any questions concerning this matter, please contact:
FRANK FEDERMAN, ESQUIRE
Attorney for Filing Party
One Penn Center at Suburban Station
Suite 1400
Philadelphia, PA 19103-1814
(215)563-7000
**THIS FIItM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANIffZUPTCY AND TffiS DEBT WAS NOT REAFFIIt1VIED, THIS IS NOT
AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY
ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
h
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717)249-3166
(800) 990-9108
PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.R.C.P.3180-3183
THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRU5T 1996-3
UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,1996 No. 01-4551
Plaintiff,
v.
EDWARD J. HOCI{ENBERRY
BARBARA E. HOCKENBERR`
Defendant(s).
TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY:
Issue writ of execution in the above matter:
Amount Due
Interest from 10/31/01 to SEPTEMBER 7, 2005
(per diem -$8.76)
$53,278.23
$12,325.32 and Costs
TOTAL
$65,603.55
DANIEL G. SCFIMPE(j, ESQUIRE
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite
Philadelphia, PA 19103-1814
Attorney for Plaintiff
Note: Please attach description of property.No.
IMPORTANT NOTICE: This property is sold at the direction of the
plaintiff. It may not be sold. in the absence of a representative of
the plaintiff at the Sheriff',s Sale. The sale must be postponed or
stayed in the event that a representative of the 'plaintiff is not
present at the sale.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO O1-4551 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due THE CHASE MANHATTAN BANK A5 TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3 UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,1996 Plaintiff (s)
From EDWARD J. HOCKENBERRY AND BARBARA E. HOCKENBERRY
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $53,278.23 L.L. $.50
Interest FROM 10/31!01 TO 9/7/05 (PER DIEM - $8.76) - $12,325.32 AND COSTS
Atty's Comm % Due Prothy $1.00
Arty Paid $125.10 Other Costs
Plaintiff Paid
Date: JUNE 3, 2005
CURTIS R. LONG
Prothonot
(Seal) By: 1~~~12~-.'~~~~~~~.~
Deputy
REQUESTING PARTY:
Name DANIEL G. SCHMIEG, ESQUIRE
Address: ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400
PHILADLEPHIA, PA 19103-1814
Attorney for: PLAINTIFF
Telephone: 215-563-7000
Supreme Court ID No. 62205
~~~~
THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3
UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,1996
Plaintiff,
v.
EDWARD J. HOCKENBERRY
BARBARA E, HOCKENBERRY
Defendant(s).
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO.O1-4551
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. 1)
THE CHASE MANHATTAN BANK AS TRUSTEE OF IMC HOME EQUITY LOAN TRUST
1996, Plaintiff in the above action, by its attorney, DANIEL G. SCHMIEG, ESQUIItE, sets forth as of
the date the Praecipe for the Writ of Execution was filed the following information concerning the real
property located at ,6 MIDDLE ACRES, NEWVILLE, PA 17241 .
1. Name and address of Owner(s) or reputed Owner(s):
Name
EDWARD J, HOCKENBERRY
BARBARA E. HOCKENBERRY
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
6 MIDDLE ACRES
NEWVILLE, PA 17241
6 MIDDLE ACRES
NEWVILLE, PA 17241
2. Name and address of Defendant(s) in the judgment:
Same as above
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
4. Name and address of last recorded holder of every mortgage of record:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
5. Name and address of every other person who has any record lien on the property:
Name Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
6. Name and address of every other person who has any record interest in the property and whose
interest maybe affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which maybe affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
Domestic Relations of Cumberland County
Commonwealth of Pennsylvania
Department of Welfare
6 MIDDLE ACRES
NEWVILLE, PA 17241
13 North Hanover Street
Carlisle, PA 17013
PO Box 2675
Harrisburg, PA 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
Mav 26, 2005
DATE
DAL G. SCHIVII]
Attorney for Plaintiff
PHELAN HALLINAN AND SCHMIEG, L.L.P.
By: DANIEL G. SCHMIEG
Identification No. 62205
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PHH,ADELPffiA, PA 19103-1814
(215)563-7000
ATTORNEY FOR PLAINTIFF
THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3 CUMBERLAND COUNTY
UNDER THE POOLING AND SERVICING COURT OF COMMON PLEAS
AGREEMENT DATED AS OF JULY 1,1996
CIVII. DIVISION
Plaintiff,
v.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERR`
NO. 01-4551
Defendant(s).
CERTIFICATION
DANIEL G. SCHMIEG, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in
the above-captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
Q an FHA mortgage
() non-owner occupied
O vacant
(X) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn
falsification to authorities.
c
VV~
I~NIE . SCHMIIJC'/, ESQLJIl2E
Attorney for Plaintiff j
THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3
UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,1996
Plaintiff,
v.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
Defendant(s).
,CUMBERLAND COUNTY
No. 01-4551
May 26, 2005
TO: EDWARD J. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
BARBARA E. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
* *THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOUHAVE PREVIOUSLYRECEIVED ADISCHARGE IN
BANKRUPTCYAND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
A/V ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIENAGAINST PROPERTY.
Your house (real estate) at , 6 MIDDLE ACRES, NEW MLLE, PA 17241, is scheduled to be
sold at.the Sheriffs Sale on SEPTEMBER 7, 2005 at 10:00 a.m. in the Cumberland County
Courthouse, South Hanover Street, Cazlisle, PA 17013, to enforce the court judgment of $53,278.23
obtained by THE CHASE MANHATTAN BANK AS TRUSTEE OF IMC HOME EOUITY LOAN
JULY 1,1996 (the mortgagee) against you. In the event the sale is continued, an announcement will be
made at said sale in compliance with Pa.R.C.P., Rule 3129.3.
NOTICE OF OWNER'S RIGHTS
YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
The sale will be cancelled if you pay to the mortgagee the back payments, late chazges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: f21S) 563-7000.
2. You maybe able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY ANID YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You maybe able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriffwithin ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold
in the absence of a representative of the plaintiff at the Sheriffs Sale. The sale must be
postponed or stayed in the event that a representative of the plaintiff is not present at the sale.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
{ .
.<mee""'
BEING A'N04PN AND DESIGNATED ns all thnt cartnin tract of ldad
.situate in lover Mifflin Township, Cumberland County,
Pennsylvnnia, bounded and deaeYibed as follows:
BEGINNING at an iron pin on the Northern aide of a proposed '
private 20-foot right-of-way at corner o£ lot Nn_ 5 as shown on
a plan of Lots hereinafter referred to; thence along said lot
No_. s, North de das~reea 16 minutes 23 aeeoafla Eaat, 223.82 feet
to an izon gin on l~.ae of lands now or formerly of Robert R.
Kline; thence along said lands now or formerly of Xline, South
a7 degrees 58 minutes 23 seconds East, laD.aS feet to an iron
pin at corner of Lot No. 7 on said plan; thence along said Zot
INO. 7, South 98 degrees. 16 minutes 23 aeeoade West, 238.64 feet
'~to an icon pin ow the Northern side proposed privato 20-foot
'right-of-way; thence along said private right-of-way, North 41
degrees 55 minutes DD seconds West, 139_61 fast to an iron pin
'on the northern aid< of said proposed private Z6-foot
riight-e£-way at corner of lot No_ 5 on said pled, bein4 the
place o£ BEGINNING.
i NEING Lot No. fi and CONTAINING 32,262 Square feet ns per survey
;made for Martin T._ We11eT by Byers and AunYon suryeyirtg dated
'JUn< 16, 1986, whZCh, together with the necessary municipal
lapprovale, is recorded .ic Cumberland caussty Plan hook 56, page
',140_ Tha impravamaahss~eraon hning known ac 6 Middle Acxes_
_i HEING the soma lot or parcel 04 ground deaexibed in a Deed dated
septemher 22~, 1989, and recorded among the Lead Records of
Cumberland County in Liber 36, Eo1io 465 was granted and
conveyed by EdvaxB s_ Nolt and Narian Z. Nolt, his wire unCo
Edward J. Sockenberry sad Barbara E. Hockenbarrl~; hls wife.
Property address: 6 MIDDLE ACRE5, NEWVILLE, PA 17241
T
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
THE CHASE MANHATTAN BANK AS ) CIVIL
TRUSTEE OF IMC HOME EQUITY )
LOAN TRUST 1996-3 UNDER THE
POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,
1996
vs.
CIVIL DIVISION
NO. 01-4551
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129
COMMONWEALTH OF PENNSYLVANIA )
COUNTY OF CUMBERLAND ) SS:
I, DANIEL G. SCHMIEG, ESQUIRE attorney for THE CHASE
MANHATTAN BANK AS TRUSTEE OF IMC HOME EQUITY LOAN TRUST
1996-3 UNDER THE POOLING AND SERVICING AGREEMENT DATED AS
OF JULY 1,1996 hereby verify that on 6/2/05 true and correct copies of the Notice of
Sheriff s sale were served by certificate of mailing to the recorded lienholders, and any
known interested party see Exhibit "A" attached hereto.
DATE: Aucrust 4, 2005
THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3
UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,1996
Plaintiff,
v.
EDWARD.). HOCI{ENBERRY
BARBARA E. HOCKENBERRY
Defendant(s).
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO.O1-4551
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. 1)
THE CHASE MANHATTAN BANK AS TRUSTEE OF IMC HOME EQUITY LOAN TRUST
1996, Plaintiff in the above action, by its attorney, DANffiL G. SCFiMIEG, ESQUIRE, sets forth as of
the date the Praecipe for the Writ of Execution was filed the following information concerning the real
property located at ,6 MIDDLE ACRES, NEWVILLE, PA 17241 .
1. Name and address of Owner(s) or reputed Owner(s):
Name
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
6 MIDDLE ACRES
NEWVILLE, PA 17241
6 MIDDLE ACRES
NEWVILLE, PA 17241
2. Name and address of Defendants} in the judgment:
Same as above
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, pleaseindirate}
None
4. Name and address of last recorded holder of every mortgage of record:
Name Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
5. Name and address of every other person who has any record lien on the property:
Name
None
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
6. Name and address of every other person who has any record interest in the property and whose
interest maybe affected by the sale.
Name
None
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which maybe affected by the sale:
Name
Tenant/Occupant
Domestic Relations of Cumberland County
Commonwealth of Pennsylvania
Department of Welfare
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
6 MIDDLE ACRES
NEWVILLE, PA 17241
13 North Hanover Street
Carlisle, PA 17013
PO Box 2675
Harrisburg, PA 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
May 26, 2005
DATE
HL G. SCHMII
Attorney for Plaintiff
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UN 02 2005
CDDE18103
The Chase Manhattan Bank as Trustee The Court of Common Pleas of
Of IMC Home Equity Loan Trust ~ Cumberland County, Pennsylvania
1996-3 Under the Pooling and Servicing Writ No. 2001-4551 Civil Term
Agreement Dated as of July 1, 1996
VS
Edward J. Hockenberry and
Barbara E. Hockenberry
Kenneth E. Gossert, Deputy Sheriff, who being duly sworn according to law,
states that on June 23, 2005 at 6:45 o'clock PM, he served a true copy of the within Real
Estate Writ, Notice of Sheriffs Sale and Description, in the above entitled action, upon
the within named defendants, to wit: Edward J. Hockenberry and Barbara E.
Hockenberry, by making known unto Barbara Hockenberry, personally and adult in
charge, for Edward J. Hockenberry, at 6 Middle Acres, Newville, Cumberland County,
Pennsylvania, its contents and at the same time handing to her personally the said true
and correct copy of the same.
IVlichael Barrick, Deputy Sheriff, who being duly sworn according to law, states
that on July 15, 2005 at 7:43 o'clock P.M., he posted a true copy of the within Real Estate
Writ, Notice, Poster and Description, in the above entitled action, upon the property of
Edward J. Hockenberry and Barbara E. Hockenberry, located at 6 Middle Acres,
Newville, Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: "1'~e Sheriff mailed a notice of the pendency of the action to the within named
defendants, to wit: Edward J. Hockenberry and Barbara E. Hockenberry, by regular mail
to their ldst known address of 6 Middle Acres, Newville, PA 17241. These letters were
mailed under the date of July O5, 2005 and never returned to the Sheriff s Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED per instructions from Attorney Daniel Schmieg.
Sheriff's Costs:
Docketing 30.00
Poundage 18.29
Advertising 15.00
Posting Handbills 15.00
Levy 15.00
Mileage 19.20
Certified Mail 12.34
Surcharge 30.00
Law Journal 431.00
Patriot News 327.23
.~,,
Share of Bills 18.20
Prothonotary 1_50
$932.76
Sworn and subscribed to before me
-This ~_ ~
2005, A.D.
So Answers
R. Thomas Kline, Sheriff
BY ~d~
Real Estat Sergeant
~ ,,~ p93$
-. ~. s ~L~3~~
~•
:~.
THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3
UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,1996
Plaintiff,
v.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERR
Defendant(s).
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO.O1-4551
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. l)
THE CHASE MANHATTAN BANK AS TRUSTEE OF IMC HOME EQUITY LOAN TRUST
1996, Plaintiff in the above action, by its attorney, DANIEL G. SCHMIEG, ESQUIRE, sets forth as of
the date the Praecipe for the Writ of Execution was filed the following information concerning the real
property located at ,6 MIDDLE ACRES, NEWVILLE, PA 17241 .
1. Name and address of Owner(s) or reputed Owner(s):
Name
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
6 MIDDLE ACRES
NEWVILLE, PA Il7241
6 MIDDLE ACRES
NEWVILLE, PA 17241
2. Name and address of Defendant(s) in the judgment:
Same as above
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
4. Name and address of last recorded holder of every mortgage of record:
Name Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
6. Name and address of every other person who has any record interest in the property and whose
interest maybe affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which maybe affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
Domestic Relations of Cumberland County
Commonwealth of Pennsylvania
Department of Welfare
6 MIDDLE ACRES
NEWVILLE, PA 17241
13 North Hanover Street
Carlisle, PA 17013
PO Box 2675
Harrisburg, PA 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein aze made subject to the
penalties of 18 Pa. C.S. Sec. 4904 relating to unswom falsification to authorities.
Mav 26, 2005
DATE
H~YEL G. SCHMII
Attorney for Plaintiff
THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3
UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,1996
Plaintiff,
v.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
Defendant(s).
CUMBERLAND COUNTY
No. 01-4551
May 26, 2005
TO: EDWARD J. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
BARBARA E. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
* *THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOUHAVE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCYAND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
ANATTEMPT TO COLLECT A DEBT, BUT ONLYENFORCEMENT OFA LIEN AGAINST PROPERTY.
Your house (real estate) at , 6 MIDDLE ACRES, NEW MLLE, PA 17241; is scheduled to be
sold at.the Sheriffs Sale on SEPTEMBER 7, 2005 at 10:00 a.m. in the Cumberland County
Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $53.278.23
obtained by THE CHASE MANHATTAN BANK AS TRUSTEE OF IMC HOME EOUITY LOAN
TRUST 1996-3 UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF
JULY 1,1996 (the mortgagee) against you. In the event the sale is continued, an announcement will be
made at said sale in compliance with Pa.R.C.P., Rule 3124.3.
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (2151563-7000.
2. You maybe able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attomey to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You maybe able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You maybe entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribufion is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold
in the absence of a representative of the plaintiff at the Sheriffs Sale. The sale must be
postponed or stayed in the event that a representative of the plaintiff is not present at the sale.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
~~~wN
situat~O~1 ~DrDSSiGNATED ns nll thnt <ertai.n ¢znct of kind
Mifflin T _ ~
'Penmylvaaia, bounded and desoribadCas~follo,,,deCounty,
BEGINNING at an ir~n pin va te~ Northern side of a pzopoeed
private 20-foot ri h[-°f- Y corner o£ lot No_ 5 as s
a Plan of lots hereinafter referred to; thence aloe
No.. 5, N°rth Qe de hown on
to an iron areas 16 minutes 23 seconds Eaat9 Bald lot
Kline; thencenalonl~a °f lands now or former 223'82 feet
47 da rasa 58 q said lands now or £o ~ °f R°bert-R.
9 minutes 23 seconds Eaet, 14~c45Yfeetxto an irepD
Ipia at corner of Lot No. 7 on said plan; thence alon a
IN°• ~. South 48 degrees tb minutes 23 seconds Neet, 238.64 feet
'tO an pin on the No q aid Lot
right-o£~wa rthera side
on gthas 53 manutasc00aae~ands west~vateprightpof-'Nay,2North tql
northern side of said 139_61 fast to an j,r4
'right-of-wgy at corner o1 lotptricPoSed private 20-foot a pan
,place o£ BEGINNING. S on said plna, bein -
9 the
HE IIS6 Lot Nu_ 6 and CONTAINING 32,282 Square £eet as
!made for Martin T.. Weller by Byars and
-.Tune 16, 1986, which, par survey
approvals, is recordedtneCnmberland countyoA Surveying d8ted
the necessary municipal
!; 140_ The improvea~a;,t•S3~areon bean Y Plan hook 50, page
j BEING the s g kn°wn as 6 Middle Acres.
September 22IDe lot or parcel 04 ground described in a Deed dated
~umbarland countB9ynaad recorded among the-Land Records of
conveyed by Edward S. Nolt and ygzio 465 waa granted and
Edward J. Hockenberry sad Barbara E~Hockeaberryishisfwifete
Property address: 6 MIDDLE ACRES, NEWVILLE, PA 17241
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 01-4551 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3 UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,1996 Plaintiff (s)
From EDWARD J. HOCKENBERRY AND BARBARA E. HOCKENBERRY
(1) You aze duected to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you aze drected to notfy him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $53,278.23 L.L. $.50
Interest FROM 10/31/01 TO 9/7/05 (PER DIEM - $8.76) - $12,325.32 AND COSTS
Atty's Comm % Due Prothy $1.00
Atty Paid $125.10 Other Costs
Plaintiff Paid ~
Date: JUNE 3, 2005 („r
Prothonot
(Seal) ~ By: ~/11Li_n~C . / '/Ul~~t~1J
Deputy
REQUESTING PARTY:
Name DANIEL G. SCHMIEG, ESQUHtE
Address: ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400
PHILADLEPHIA, PA 19103-1814
Attorney for: PLAINTIFF
Telephone:215-563-7000
Supreme Court ID No. 62205
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
ss.
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
July 15, 22, 29, 2005
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
s*~tements as to time, play ~racter of publication are true.
Coyne,
AND SUBSCRIBED before me this
29 day of July, 2005
.- nioTARr~.sEnL
LOTS E. SNYDER, Notary Public
Carlisle Boro, Cumberland County
My Commission Expires March 5, 2009
,..~~.~~
w
~ Y~
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Joseph A. Dennison, being duly sworn according to law, deposes and says:
That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the
laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Mazket
Street, in the City of Hamsburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-
News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market
Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established
March 4th, 1854, and September 18th,' 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published
in their regular daily and/or Sunday/ Metro editions which appeazed on the 19th and 26th day(s) of July and the 2nd
day(s) of August 2005. That neither he nor said Company is interested in the subject matter of said printed notice or
advertising, and that all of the allegations of this statement as to the time, place and character of publication are hue;
and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed
and adopted severally by the stockholders and boazd of directors of the said Company and subsequently duly
recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317. ~ /\
PUBLICATION ........
'r'nPY Sworn to and
S:i,.t h:i4
before s 16th day of
o,~i,,~ ~
My commission expires June 6, 2006
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO.
For publishing the notice or publication attached
hereto on the above stated dates 327.23
~,,