Loading...
HomeMy WebLinkAbout01-04563MARK J. tJDREN & ASSOCIATES BY: Mark J. IIdren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SIIITE 500 CBSRRY HILL, NJ 08034 856-482-6900 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Association of Rochester 2929 Walden Avenue Depew, NY 14043 Plaintiff v. ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Loan :Cumberland County David J. Crook 22 Eastwood Drive Carlisle,Silver Spring Township, PA 17013 Defendant(s) = NO . ~ ~ ~- 'US~L,3 COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOII SHOIILD TAKE THIS PAPER TO YOIIR LAWYER AT ONCE. IF YOII DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THS OFFICE SET FORTH BELOW TO FIND OVT WHERE YOII CAN GST LEGAL HELP. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 or 800-990-9108 ~~,_. Le han demandado a usted en la Corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) digs de plazo al partir de la fecha de la demanda y la notificacion. xace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la Corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la Corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la Corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLSVS SETA DBNANDA A IIN ABOGADO IM~DIATAMSNTS, SI NO TISNS ABOGADO O SI NO TISNH SL DINSRO SIIFSCISNTS D8 PAGAR TAL SSRVICIO, VAYA SN PERSONA O LLAffi8 POR TSLSFUNO A LA OFICINA CIIYA DIRBCCION S8 SNCIIBNTRA S3C~ITA ABAJO PARR AV8RIGIIAR DONDS SS PIISDS CONS8GIIIR ASISTBNCIA LEGAL. Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 or 800-990-9108 s, NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN /s/ Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856)482-6900 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: Hart Mortgage Corp. Assignments of Record to: HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Loan Association of Rochester Recording Date: 12/29/93 Book: 462 Page: 701 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant(s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with PA.R.C.P. 1019 (g). The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 22 Eastwood Drive MUNICIPALITY/TOWNSHIP/BOROUGH: Township of Silver Spring COUNTY: Cumberland DATE EXECUTED: 12/23/93 DATE RECORDED: 12/29/93 BOOK: 1189 PAGE: 61 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant(s) continues to fail or refuses to comply with the terms of the Note as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 7/21/01: Principal of debt due and unpaid $97,357.41 Interest at 7.00 from 8/1/00 to 7/21/01 (the per diem interest accruing on this debt is $18.93 and that sum should be added each day after 7/21/01) 6,625.73 Title Report 250.00 Court Costs (anticipated, excluding Sheriff's Sale costs) 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $139.89 and that sum should be added on the first of each month after 7/21/01) 336.85 Late Charges (monthly late charge of $33.82 should be added on the fifteenth of each month after 7/21/01) 914.48 Recoverable Balance 1,500.00 Other Fees 131.50 Attorneys Fees (anticipated and actual to 5~ of principal) 4.,867.87 TOTAL $112,263.84 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $112,263.84 plus interest., costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. rk J'. Udren, ESQUIRE RK J. UDREN & ASSOCIATES torney for Plaintiff torney I.D. No. 04302 ALL THAT CERTAIN PIECE OR PARCEL OF LAND SITIIATE IN T$E TOWNSHIP OF SILVER SPRING, COIINTY OF CVMHERLAND AND COMMONWEALTH OF PENNSYLVANIA, 88ING MORE PARTICULARLY BOUNDED AND D83CRISED AS FOLLOWS: _.-. BEGINNING AT A POINT ON-T88--EASTERN-LINE OF-SASTWOOD DRIVE, AT THS NORT8W8STERN CORNER OF LOT NO. 25 ON T88 PLAN OF LOTS HEREINAFTER DSSCRISED, T88 PLACE OF 88GINNING; THENCE ALONG T88 DIVIDING LING OF LOTS NOS. 24 AND 25 SOIITH 73 DEGREES 00 MINUTES 00 SECONDS 8A3T 150 FEET TO A POINT; THENCE ALONG T88 LIMB OF LANDS NOW OR LATE OF J0S8IA J. Z82GL8R, NORTH 17 D8GR885 00 MINUTES 00 SECONDS EAST 100 FEET TO A POINT-, THENCE ALONG THE DIVIDING LINB OF LOTSNO. 24 AND 23, NORTB 73 DEGREES 00 MINIITES 00 SECONDS W85T, 150 FEET TO A POINT ON TH8 8AST8RN LINE OF EASTWOOD DRIVE; THENCE ALONG TH8 EASTERN LINB OF EASTWOOD DRIVE, SOD'TH 17 DEGREES 00 MINUT83 00 SECONDS W83T, 100 F88T TO A POINT, T88 PLACE OF BEGINNING. BEING LOT-NO. 24 ON TEE PLAN OF LOTS KNOWN AS JAY RIDGE MANOR; SECTION A, AS RECORDED IN THE OFFICE OF TSE RECORDER OF DEEDS FOR CUMHBRLAND COiHdTY IN PLAN HOOK N0. 22, PAGE 106. NAVING TSER80N ER$CTED A HI-LEVEL BRICK AND FRAME DWELLING 80IISE KNOWN AND NDM88RED AS 22 EASTWOOD DRIVE. i ~. HSBC m May 17, 2000 - __--- ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on The HOMEOWNER'S MORTGAGE ASS home is in if.HEMAP can help. you must MEET La notificacion en adjunto es de suma importancia, pues afecta su derecho a cont'inuar viviendo en au casa. Si no comprende el contenido de esta notificacion obtenga una traduccion inmediatamente llamando esta agencia (Pennsylvania Housing Finance Agency) sin cargos al numero mencionado arriba. Puedes ser elegible para un prestamo por el programa llamado "Homeowner's Emergency Mortgage Assistance Program" el cual puede salvar su casa de la perdida del derecho a redimir su hipoteca. EXHIBIT A HSBC Mortgage Corporation (USA) 2929 Walden Avenue, Depew, NY 14043 ~N This Notice contains important legal information. If you have any questions, representatives.at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in'your area. The local bar association may be able to help-you find a lawyer. HSBC m Mortgage Account Number 119142-3 Page 2 May 17, 2000 Homeowner's Name(s): David J Crook Property Address: 22 Eastwood Dr Carlisle PA 17013 Loan Account Number: 119142-3 Original Lender: FIRST FED (If original lender blank then original lender and current lender are same). Current Lender/Servicer: HSBC Mortgage Corporation (USA) HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM BE ELIGIBLE FOR FINANCIAL IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY- BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY C YOUR CONTROL, BEYOND IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE --Under the Act, you are entitled to a temporary stay o orec osure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF XC805 HSBC Mortgage Corporation (USA) 2929 Walden Avenue, Depew, NY 14043 F0p°1X01~ LENDER HSBC m Mortgage Page 3 May 17, Account Number 119142-3 2000 CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one consumer cre it counse ing agency fisted at the end of this the lender may NOT take action against you for thirty (30) the date of this meeting. The names, addresses and tele h of designated consumer credit counseling agencies o lender scneaule one race-z of your intentions. of the notice, days after one numbers se your APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default or t e reasons set ort ater in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application must be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FIi,E YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very united. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. HSBC Mortgage CorporatiDD (USA) 2929 Walden Avenue, Depew, pry 14043 F°1V°tl01°1B LENDER ~HSBC m Mortgage Account Number--119142-3 Page 4 May 17, 2000 NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed ban7cruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property ocated at: 22 Eastwood Dr IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: XC807 HSBC Mortgage Corporafion (USA) 2929 Walden Avenue, Depew, NY 14043 _ ~ o~ 03-01-00 throu h 05-01-00 $ 2,540.05 Ot er c arges HSBC Mortgage Account Number 119142-3 Page 5 May 17, 2000 B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS o t e ate o t is notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 3,185.87, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified .. ..,. _ ,.v .~,..,,... ,.ra -~--~-.~ ae..t ,-„ . HSBC Mortgage Corporation (USA) Suite 3201 Buffalo, NY 14270-3201 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do not use if not applicable.) IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default wit in THIRTY 30 DAYS o t e date of this Notice, the lender intends to exercise its rights to accelerate the mortcraae cTe~t. be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged. property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be so y t e S eri to pay o t e mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY reriod, you will nom required HSBC Mortgage CorporatioD (USA) - 2929 Walden Avenue, Depew, NY 14043 ~X016"B LENDER HSBC /D Mortgage Account Number 119142-3 Page 6 May 17, 2000 OTHER LENDER REMEDIES - The""lender may also sue you personally for t e unpai principa balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cure t e e au t wit in t e THIRTY 30 DAY period and foreclosure proceedings have begun, you still have the right__to cure the default and prevent the sale at any time u to one our a ore t e S eri 's Sale. oY` u may do s~navina~l amount t en east due, plus curing your ae=ault in the manner set =ortn in tnis notice wil restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the ear lest ate t at suc a S eri 's Sale of the mortgaged property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual-date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender A ress• P 'q~i ne Number Fax Nu er: Contact Person• HSBC Mortgage Corporation (USA) 2929 Walden Avenue, Depew, NY 14043 HSBC Mortgage Corporation (USA) Suite 3201, Buffalo, NY 14270-3201 (800) 338-6441 (716) 651-6943 Patricia Hartsock EEEEI XEIIGYE LENDER HSBC m Mortgage Account Page 7 May 17, 2000 Number 119142-3 EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale, wi en your owners ip of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You X may or may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements or the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT 'TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS, TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY Sincerely, Ms. R. Morgan Default Compliance Specialist Default Servicing Department XC811 HSBC Mortgage Corporation (USA) 2929 Walden Avenue, Depew, NY 14043 Rw.eomw LEROER ~„ address below: rFq.c.,r;, ._ _. 3: Type Certified Mai{ O Expess Mal ~' ^ Registered ^ Retum Receipt for Merchandi: '~ Tl r..~~~.ew u~a 1"1 r. n n ....., `'+'j~.A•r`-•. 14. Restricted Delivery? (Extra Fee) ~ .. ~ Yes x . K;~ l ~ 9t zfa3 ., Domestic Retum Receipt Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Mark J. Udren, ESQUIRE MARK J. UDREN & ASSOCIATES SHERIFF'S RETURN - REGULAR CASE NO: 2001-04563 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HSBC BANK USA ET AL VS CROOK DAVID J TIM REITZ Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon DAVID the DEFENDANT at 2116:00 HOURS, on the 15th day of August 2001 at 22 EASTWOOD DRIVE CARLISLE, PA 17013 by handing to DAVID J CROOK a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 4.55 Affidavit .00 Surcharge 10.00 .00 32.55 So AnsweQQrs~~: R. Thomas Kline i 09/16/2001 MARK UDR^"' Sworn and Subscribed to before By: me this 30 ~ day of .~ urk ~yonl A.D. -~ C.~ ~~0 P othonotary ' ,.. ... MARK J. UDREN & ASSOCIATES BYE: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHAIAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition - to First Federal Savings and Loan Association of Rochester - Plaintiff v. David J. Crook Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 01-4563 Civil Term PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the attached Verification for the Verification attached to the Complaint in Mortgage Foreclosure with regard to the captioned matter. DATED: September 18, 2001 MARK J. UDREN & ASSOCIATES BY: Esquire Plaintiff .~ The undersigned, an officer of the Corporation which is the Plaintiff in the foregoing Complaint or an officer of the Corporation which is the servicing agent of Plaintiff, and being authorized to make this verification on behalf of the Plaintiff, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the mortgage held by Plaintiff in the ordinary course of business and that those facts are tx'ue and correct to the best of the knowledge, information and belief of the undersigned. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: ~~\ .~ . ~~~~~ /~~d~ _` Name: Title: l~enee Crane #11968 Company: . MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Loan Association of Rochester 2929 Walden Avenue Depew, NY 14043 Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 ATTORNEY FOR PLAINTIFF 'COURT OF COMMON PLEAS :CIVIL DIVISION -Cumberland County :MORTGAGE FORECLOSURE NO. 01-4563 Civil Term Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $112,263.84. Interest Per Complaint 1,116.87 From 7/22/01 to 9/18/01 Late charges per Complaint 67.64 From 7/22/01 to 9/18/01 Escrow payment per Complaint 279.78 From 7/22/01 to 9/18/01 TOTAL I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. J. REN & ASSOCIATES Mark J. Udr n, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE: ~~ ~~-yI PRO PROTHY MARK J. IIDREN & ASSOCIATES BY: Mark J. IIdren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SIIITE 500 CHERRY HILL, NJ 08034 HSBC Bank USA fjkja Marine Midland Bank Successor bx Merger and Acquisition to First Federal Savings and Loan Association of Rochester 2929 Walden Avenue Depew, NY 14043 Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 01-4563 Civil Term DATED: September 7, 2001 TO: David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 INPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249.-3166 or 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMING DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 or 800-990-9108 NOTICE: PIIRSIIANT TO THE FAIR D88T COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DSST. ANY INFORMATION OBTAINED WILL B8 IISED FOR THAT PIIRPOSA. MARK J. ffDREN & ASSOCIATES BY: Mark J. IIdrea, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SIIITS 500 CHERRY HILL, NJ 08034 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Loan Association of Rochester 2929 Walden Avenue Depew, NY 14043 Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 01-4563 Civil Term AFFIDAVIT OF NON-MILITARY SERVICE STATE OF '~~„J" ~(~~ COUNTY OF ~~ SS THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Soldiers and Sailors Civil Relief Act of 1940, as amended; and that the age and last known residence and employment of each Defendant are as follows: Defendant: Age: Residence: Employment: Defendant: Age: Residence: Employment David J. Crook Over 18 As captioned above Unknown Over 18 As captioned Unknown Sworn to and subscribed before a this ~~'' day ~r 2 00~ . o Pu lic JOYCE E. BURKOWSKI Notary Public, State of New York Qualified in Erie Couniy ) My Commission Expires Oct. 4, above Name: Title: Company: Crane #1196$ docket fot Case: '" + GetCaseNoQ + " (" + DktTypeExpand(txi.gsDktType) + ") Page 1 of 2 Bankruptcy Docket Report 100-02812 (Harrisburg) CROOK, DAVID J. Docket items entered between 01/01/1931 and 09/10/2001 Filing No. Docket Entry Date 06/23/00 1 VOLUNTARY PETITION under chapter 13 [EOD 06/23/00] [JR] 06/23/00 2 NOTICE of intent to dismiss case unless missing documents aze filed: due by 07/10/00 Re: Item # 1. [Complied] [EOD 06/23/00] [JR] 07/13/00 3 CORRESPONDENCE to Attorney allowing until July 19, 2000 to file missing documents. Re: Item # 2. [EOD 07/13/00] [CA] 07/27/00 4 ORDER dismissing case for debtor's failure to FILE THE REQUIRED DOCUMENTS [EOD 07/27/00] [JC} 07/28/00 5 MOTION to reconsider Order FILED BY DEBTOR [Disposed] (EOD 07/31/00] [JC) MOTION of Debtor to reinstate case [Disposed] [EOD 07/31/00] [JC] 07/31/00 6 Schedules, Statements, Plan & Summary and all missing documents Re: Item # 2. [EOD 08/01/00) [CA] 08/01/00 7 ORDER vacating Re: Item # 4. [EOD 08/01/00] [JC] This entry disposes of motion. Re: Item # 5. [EOD 08/01/00] [JC] ORDER reinstating case Re: Item # 5. [EOD 08/01/00] (JC] 08/02/00 8 FINAL REPORT of Ch. 13 Trustee [EOD 08/02/00] [JC] 08/04/00 9 NOTICE TO CREDITORS OF ORDER REINSTATING CASE Re: Item # 7. [EOD 08/04/00] [JC] 08/11/00 10 CERTIFICATE of Mailing of Notice of 341 Meeting. Objections to the plan are due 15 days after meeting held. [EOD 08/11/00} [CA] 10/02/00 11 341 meeting held. [EOD 10/02/00] [CA] 10/27/00 12 ORDER Confirming Plan [EOD 10/29/00] [JC] 02/05/01 13 MOTION for relief from stay HSBC MORTGAGE CORPORATION FEE PD. $75.00 #565863-BR [Disposed] [EOD 02/05/01] [JC] REQUEST for admission (EOD 02/05101] [JC] CERTIFICATE OF NON-CONCURRENCE [EOD 02/05101} [JC] 02/05/01 14 ORDER that answers azedue on 02/26/01. Re: Item # 13. [EOD 02/05/01 ] [JC] 02/16/01 15 CERTIFICATE of service Re: Item # 14. [EOD 02/16/01] [JC) 02/21/01 16 ANSWER by DEBTOR Re: Item # 13. [EOD 02/22/01) (SP] 03/01/01 17 CORRESPONDENCE from Movant requesting matter be listed for hearing. Re: Item # 16. [EOD 03/01/01] [JG) 03/02/01 I S CORRESPONDENCE SETTING HEARING on 03/21/01 at 09:30 A.M. at FED.BLDG., BKRPTCY CTRM.(3RD FLR.), THIRD & WALNUT STS., HARRISBURG,PA. 17108 Re: Item # 13. [EOD 03/02/01][JC] 05/21/01 19 PROCEEDING MEMO re hearing not held. Debtor is consenting to motion. Order lifting stay can be http://pacer.pamb.uscourts.gov/cgi-bin/foxweb.exe/npacer/nPacer?ExecThis=docket&puic... 09/10/2001 Docket For Case: " + GetCaseNoQ + " (" + DktTypeExpand(m.gsDktType) + ") Page 2 of 2 entered. Re: Item # 16. [EOD 05/21/01] [TG] ' 05/21/01 (20 ~ ORDER granting relief from stay Re: Item # 13. [EOD 05/21/01] [JC] PACER Service Center Transaction Receipt 09/10/2001 11:55:58 PACER Login: mu0011 Client Code: Description: Docket Case Number: 1 2000-02812 Billable Pages: 0 Cost: 0.14 Need help? Try the PACER User's Guide aver Service Center http://pacer.pamb.uscourts.gov/cgi-bin/foxweb.exe/npacer/nPacer?ExecThis=docket&puic... 09/10/2001 MARK J. UDREN & ASSOCIATES SY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Loan Association of Rochester 2929 Walden Avenue Depew, NY 14043 Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 01-4563 Civil Term Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE SHERIFF: Issue Writ of Execution in the above matter: Amount due $113,728.13 Interest From 9/19/01 3 199.17 to Date of Sale March 6, 2002 Per diem @$18.93 (Costs to be added) $ _~~:s-.. MARK J. UDREN & ASSOCIATES MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 HSBC Bank USA f/k/a Marine Midland . Bank successor by Merger and Acquisition to First Federal Savings and , Loan Association of Rochester - 2929 Walden Avenue Depew, NY 14043 Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE `'~ `~ ~/1 5 NO. 01-4563 Civil Term TO THE SHERIFF OF Cumberland COUNTY: To satisfy the judgment, interest and costs in the above matter, you are directed to levy upon and-sell the following described property: 22 Eastwood Drive Silver Spring Township, PA 17013 SEE LEGAL DESCRIPTION ATTACHED Amount due Interest From 9/19/01 to Date of Sale March 6, 2002 Per diem @$18.93 (Costs to be added) By $113,1 8.13 Prothonotary Clerk Date ALL THAT CERTAIN PIECE OR PARCEL OF LAND SITVATE IN THE TOWNSHIP OF SILVER SPRING, COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND DESCRIBED A5 FOLLOWS: ~- BEGINNING AT A POINT ON THE EASTERN LINE OF EASTWOOD DRIVE, AT THE NORTHWESTERN CORNER OF LOT NO. 25 ON THE PLAN OF LOTS HEREINAFTER DESCRIBED, THE PLACE OF ~ . BEGINNING; THENCE ALONG THE DIVIDING LINE OF LOTS NOS. 24 AND 25 SOUTH 73 DEGREES 00 MINCJTES 00 SECONDS EAST 150 FEET TO ~A POINT; THENCE ALONG THE LINE OF LANDS NOW OR LATE OF JOSHLA J. 2ETGLER, NORTH 17 DEGREES 00 MINUTES 00 SECONDS EAST 100 FEET TO A POINT; THENCE ALONG THE. DIVIDING LINE OF LOTSNO. 24 AND 23, NORHT 73 DEGREES 00 MINUTES 00 SECONDS WEST, 150 FEET TO A POINT ON THE EASTERN LINE OF EASTWOOD . DRIVE, SOUTH 17 DEGREES 00 MINUTES 00 SECONDS WEST, 100 FEET TO A POINT, THE PLACE OF BEGINNING.. ~ - BEING LUT NO. 24 ON THE PLAN OF LOTS KNOWN AS JAY RIDGE MANOR; SECTION A, AS RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS FOR CUMBERLAND COUNTY LN PLAN BOOK NO. 22, PAGE 106. , HAVING THEREON ERECTED A BI-LEVEL BRICK AND FRAME DWELLING HOUSE KNOWN AND NUMBERED AS 22 EASTWOOD DRIVE. BEING KNOWN AS 22 EASTWOOD DRIVE, CARLISLE, PA 17013. PROPERTY ID NO.: 38-23-0583-027 TITLE OF SAID PREMISES IS VESTED IN DAVID J. CROOK, MARRIED MAN, BY / DEED FROM ROBERT C. WOLF AND HELEN JANE WOLF, HIS WIFE, AND THE /, HOMESTEAD GROUP, INC., A PENNSYLVANIA CORPORATION. DATED 08/24/1993, RECORDED 12/29/1993, IN DEED BOOK S 36, PAGE 688. , MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. N0.04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger Acquisition to First Federal Savings Loan Association of Rochester 2929 Walden Avenue Depew, NY 14043 Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 =MORTGAGE FORECLOSURE ATTORNEY FOR PLAINTIFF "COURT OF COMMON PLEAS :CIVIL DIVISION :Cumberland County and and NO. 01-4563 Civil Term Defendant(s) CERTIFICATE TO THE SHERIFF I HEREBY CERTIFY THAT: I. The judgment entered in the above matter is based on an Action: - ~. In Assumpsit (Contract) B. In Trespass (Accident) ~C. In Mortgage Foreclosure -D. On a Note accompanying a purchase money mortgage and the property being exposed to sale is the mortgaged property. II. The Defendant(s) own the property being exposed to sale as: -X_A. An individual B. Tenants by Entireties C. Joint Tenants with right of survivorship D_ A partnership E. Tenants in Common F. A corporation III. The Defendant(s) is (are): -8_A. Resident in the Commonwealth of Pennsylvania B. Not resident in the Commonwealth of Pennsylvania C. If more than one Defendant and either A or B above is not applicable, state which Defendant is resident of the Commonwealth of Pennsylvania. Resident: rk J. Udre ESQUIRE Address & I.D. above MARK J. UDREN & ASSOCIATES BY: Mark J. IIdren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITB 500 CHERRY HILL, NJ 08034 856-482-6900 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Loan Association of Rochester 2929 Walden Avenue Depew, NY 14043 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 Defendant(s) 01-4563 Civil Term ' NO C E R T I F I C A T E Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) An FHA insured mortgage ( ) Non-owner occupied ( ) Vacant ( X ) Act 91 procedures have been fulfilled. ( ) Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. / MP REN & ASSOCIATES Ma k J. Ud ESQUIRE ATTORNEY FOR PLAINTIFF MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITS 500 CHERRY HILL, NJ 08034 856-482-6900 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Loan Association of Rochester 2929 Walden Avenue Depew, NY 14043 Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 01-4563 Civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Loan Association of Rochester, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 22 Eastwood Drive, Silver Spring Township, PA 17013 1. Name and address of Owner(s) or reputed Owner(s): Name Address David J. Crook 22 Eastwood Drive, Carlisle, Silver Spring Township, PA 17013 2. Name and address of Defendant(s) in the judgment: Name Address Same As #1, Above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. CitiFinancial, Inc. 3401 Hartzdale Drive, Suite 126 Camp Hill, PA 17011 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept Domestic Relations Section Commonwealth of PA, Department of Revenue 1 Courthouse Square, Carlisle, PA 17013 13 N. Hanover Street, Carlisle, PA 17013 Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 22 Eastwood Drive, Carlisle, Silver Spring Township, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: September 18, 2001 K J. UDREN & ASSOCIATES Mark J. Udren, ESQ. Attorney for Plaintiff ~. MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SIIITE 500 CHERRY HILL, NJ 08034 856-482-6900 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Loan Association of Rochester 2929 Walden Avenue Depew, NY 14043 Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE 01-4563 Civil Term ' NO NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 Your house areal estate) at 22 Eastwood Drive, Carlisle, Silver Spring Township, PA 17013 is scheduled to be sold at the Sheriff's Sale on March 6, 2002, at 10:00 a.m. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA to enforce the court judgment of $113,728.13, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY B TO R NT THT H T F' T To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 4a2-6900. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) . '~. - vpt7 any gmrrr gg A3L•E TO SAVE YOUR PROPERTY Ap7D YOU HAVE OTHER RIGHTS ''~[raN rF THS SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale ifthe bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 656-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. Y0II SHOIILD TA&8 THIS PAPER TO YOIIR LAWYER AT ONCE. IF YOII DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TSLEP80N8 THS OFFICE LISTED 88LOW TO FIND ODT WHERS YOII CAN G8T LEGAL BELP. LAWYER REFERRAL SSRVICB Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 or 800-990-9106 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 or 800-990-9108 ,.~,.,. I ~ F y !' //'~: ~. / ALL THAT CERTAIN PIECE OR PARCEL OF LAND SITUATE IN THE TOWNSHIP OF SILVER SPRING, COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY " BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERN LINE OF EASTWOOD DRIVE, AT THE NORTHWESTERN CORNER OF LOT NO. 25 ON THE PLAN OF LOTS HEREINAFTER DESCRIBED, THE PLACE OF BEGINNING; THENCE ALONG THE DIVIDING LINE OF LOTS NOS. 24 AND 25 SOUTH 73 DEGREES 00 MINUTES 00 SECONDS EAST 150 FEET TO ~A POINT; THENCE ALONG THE LINE OF LANDS NOW OR LATE OF JOSHLA J. ZE IGLER, NORTH 17 DEGREES 00 MINUTES 00 SECONDS EAST 100 FEET TO A POINT; THENCE ALONG THE. DIVIDING LINE OF LOTSNO. 24 AND 23, NORTT 73 DEGREES 00 MINUTES 00 SECONDS WEST, 150 FEET TO A POINT ON THE EASTERN LINE OF EASTWOOD . DRIVE, SOUTH 17 DEGREES 00 MINUTES 00 SECONDS WEST, 100 FEET TO A POINT, THE PLACE OF BEGINNING.. BEING LUT N0. 24 ON THE PLAN OF LOTS KNOWN AS JAY RIDGE MANOR; SECTION A, AS RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS FOR CUMBERLAND COUNTY LN PLAN BOOK NO. 22, PAGE 106. HAVING THEREON ERECTED A BI-LEVEL BRICK AND E'RAME DWELLING HOUSE KNOWN AND NUMBERED AS 22 EASTWOOD DRIVE. BEING KNOWN AS 22 EASTWOOD DRIVE, CARLISLE, PA 17013. PROPERTY ID NO.: 38-23-0583-027 TITLE OF SAID PREMISES IS VESTED IN DAVID J. CROOK, MARRIED MAN, BY DEED FROM ROBERT C. WOLF AND HELEN JANE. WOLF, HIS WIFE, AND THE HOMESTEAD GROUP, INC., A PENNSYLVANIA CORPORATION. DATED 08/24/1993, RECORDED 12/29/1993, IN DEED BOOK S 36, PAGE 688. r n~..s . `° MARK J. UDREN & ASSOCIATES BY: Mark J. IIdren ATTY I.b. NO. 04302 1040 N. ICINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Loan Association of Rochester 2929 Walden Avenue Depew, NY 14043 Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 Defendant(s) ATTORNEY FOR PLAINTIFF 'COURT OF COMMON PLEAS :CIVIL DIVISION •Cumberland County :NO. 01-4563 Civil Term AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was 'sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant (s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said Order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: January 29, 2002 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire Attorney for Plaintiff .+ 1 MARK J. UDREN & ASSOCIArTES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ' HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Loan Association of Rochester 2929 Walden Avenue Depew, NY ''7.4043 --J Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 Defendant(s) DATE: September 20, 2001 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County N0. 01-4563 Civil Term TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): DAVID CROOK PROPERTY: 22 Eastwood Drive Silver Spring Township, PA 17013 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the C~erland County Sheriff's Sale on March 6. 2002, at 10:00 a.m., at the CONIl~IINSSIONEERS HEARING ROOM, 2ND FLOOR, COURTHOUSE, CARLISLE, PA. Our records indicate that xou may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later that 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. r ~. ;9-'. ~/ 1 E/11-1' ®~~ N 0 W w V V N Q C m A r~ > > > O N V O] (T A W N r ~ y o (T A W N O ~~ `° Dd y ° 3 a o . m , m Q NS ~ r O A p N J ( °' ' ~ A O °p, m o w F 3~ ; U ° ~ n r m . N D Z p 1 Dm ~00 ~p Am =03 m~ rn ~ ~ ~ °~ `mc p~ 3 D Z mv or~ 1^m W m D 3 m ~ ?~ wQ m D vz ~ l mN `~D '~ i mai '• ~ '< my ~~ r~-cpi mp m ~m ~m ° ~ BOA ry r2 m -a"o D~ me ~D m. o i W5 r~ y-i rD '" m p m~ W yZ ~ 0 m0 z rnp m ~L~>i°m ° a° ~ p-i W mT v Dy vm y mxDn ` + - z °p ~1 '" ° tym c 'x D n i p^' ~< om o~ = ADyy ~O m 3 A ~m oy 2m p W-I p Wp m n yC> Z Z A o ~ D m ° - ~ yo zm WD > 1 ~ - I mm ~' Yf ~p C oy. ~ ` Y p O ? ~ ~ V V < Dv D D c ~ l ~ W p m D ~ ^m ^^^^ m J ~ 2 C 01 ~= m W m ~ w C~C13~ o h my. Cj \ ~° a m n ~ffic' d< ~ m ~ a 3 ~ ~ _ ~~r u m .~_~osTac~ ; ~ ~ ~ ~; MOV 1 1 ' < :~ ^^ ^ m ,~ Ly ~- 3 - 0 r p ~~I ~ 9 -y ~ '[1 a p.B.MF;EpI ~\~J . f 63 'd7GC23~ti_- ~ ~ ~ m c , m m ma p 3 m m~ 9 n '$x v._ 0 . o-mm~ m o me L'~n n3o =m wgm 8mm33'm Tm m p AO ^^ m z ~' ~ J !~ ~SN~A mm4. 4. m mZm~B 4. m m n. ASSN >Qmo~d .C.O 69 o~mm _D --~j o m ~a m m O p m ~ N m ~» m G %~ m m J T m 0 . ~w 4 nQ 10 m N tD y g vN ~ O mo~~'^3 m 9 m m~ 6 N ~ m s ~ O m ~m m m ~ ~~ s~v~3 n ?~m3a o. - O o n~~o'D 3y ~ iO n $6~ c;m sm " nix c ? m ~n~.3 a._ O~ ~ p ~ ~ m ~ m o' ~" °'m m° a n o a _ mom3 m ' 9° O m'3 m . i m Z m__ p 4 N~ A m _ ' ?g9m0n _x s 3 m m A 0 ~J ~ • te, mo'w' , _ ~ a ~o m m ?~__ a~m 2 ' 3 Ty n H ~ A coa ' ' " c m ~ 6~m~~m m mp o c m N ~ 3 3 m m c m m ~ N ~ u ~ mo~m3 m. v~3m 3 w °_'m~wm° F 3a w $ N '~ m m 9 P °~°mm I~IT H C~dN m 4m~0 m -~.a-.rmssFrsSPm#m .si'se .. - A1~T .+•.Axnvo. _ S STATE OF PENNSYLVANIA, l COUNTY OF CUMBERLAND S ss. Robert P Ziegler I+-------------------------^------ Rccarderof Deeds in and for said Cotmty and State do~hereby certify that the 5heri[fs Deed in which Veterans Affairs Sec of the same having been sold to said grantee on the ____ March ------------------------------------°--- A. D.,. Execution 6th is the grantee day of 2002 _____, under and by virtue of a writ______________ 24th issued on the ------------------------------------- Sept 2001 day of __________________________ A. D., _____y out of the Court of Comtnan Pleas of said County as of Civil 2001 ---------~------^--------------•-------------------~------------------------------ Term,. .----- 4563 HSBC Bank USA fka Marine Midland Bank Number __________ y__, at thcsuitof ______.ohm-to-~irs-E-~ed-orai--Sa~+s-$c-3-a- ~kssee-~€ Rochester David J Crook -----°-----'---'------------------ against-------------'--------'----------"------'---------- ~ duly recorded in Sheriffs Deed Book No. ____ 241 ___, Page _____ 88 __^. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said o[fice this _ ~________ day of __ ~~ ~ ------------------- A. D., ~~ ~_ --- -------- --- ---------------- Recorder of Deeds HSBC Bank USA f/k/a Marine Midland Bank, successor by merger and acquisition To First Federal Savings and Loan Association of Rochester VS David J. Crook hi The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2001-4563 Civil Term Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on November 6, 2001 at 9:05 o'clock pm, EST, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: David J. Crook, by making known unto David Crook personally, at 22 Eastwood Drive, Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and correct copy of the same. Brian Barrick, Deputy Sheriff, who being duly sworn according to law, states that on January 03, 2002 at 9:30 o'clock A.M., E.S.T., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of David J. Crook located at 22 Eastwood Drive, Carlisle, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: David J. Crook, by regular mail to his last known address of 22 Eastwood Drive, Carlisle, PA 17013. This letter was mailed under the date of January 18, 2002 and never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at the Court House, Carlisle, Cumberland County, Pennsylvania, on March 6, 2002 at 10:00 o'clock A.M., EST. He sold the same for the sum of $1.00 to Attorney Mark J. Udren for The Secretary of Veteran Affairs, an Officer of the United States of America, its successors and assigns at law. It being highest bid and best price received for the same The Secretary of Veteran Affairs, an Officer of the United States of America, its successors and assigns at law of 5000 Wissahickon Avenue, Philadelphia, PA 19144, being the buyer in this execution paid Sheriff R. Thomas Kline the sum of $857.14, it being costs. Sheriff s Costs: Docketing 30.00 Poundage 16.81 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library Prothonotary Mileage Certified Mail Levy Surcharge Law Journal Patriot News Share of Bills Distribution of Proceeds Sheriff's Deed .50 1.00 6.50 1.63 15.00 20.00 330.50 289.50 24.20 25.00 26.50 $857.14 paid 3/13/02 Sworn and subscribed to before me This ~ day of 2002, A.D. ~j iothonotary S~%~~ ~~~ R. Thomas Kline, Sheriff BY~~CL.c.f Real Esta e Deputy 3~ ~`' ~ ~~ Ue. 3 ~ 91 ~ ~d3~~~ MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. N0. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Loan Association of Rochester 2929 Walden Avenue Depew, NY 14043 Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 Defendant(s) 'COURT OF COMMON PLEAS :CIVIL DIVISION :Cumberland County -MORTGAGE FORECLOSURE 'NO. 01-4563 Civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and' Acquisition to First Federal Savings and Loan Association of Rochester, Plaintiff in the above action, by its attomay, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 22 Eastwood Drive, Silver Spring Township, PA 17013 1. Name and address of Owner(s) or reputed Owner(s): Name Address David J. Crook 22 Eastwood Drive, Carlisle, Silver Spring Township, PA 17013 2. Name and address of Defendant(s) in the judgment: Name Address Same As #1, Above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. CitiFinancial, Inc. 3401 Hartzdale Drive, Suite 126 Camp Hill, PA 17011 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property and whose interest may be ,affected by the sale: Name Address Real Estate Tax Dept Domestic Relations Section Commonwealth of PA, Department of Revenue 1 Courthouse Square, Carlisle, PA 17013 13 N. Hanover Street, Carlisle, PA 17013 Bureau of Compliance, Dept. 280946 Harrisburg;•PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 22 Eastwood Drive, Carlisle, Silver Spring Township, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: September 18, 2001 K J. UDREN & ASSOCIATES Mark J. Udren, ESQ. Attorney for Plaintiff MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 HSBC Bank USA f/k/a Marine Midland Bank successor by Merger and Acquisition to First Federal Savings and Loan Association of Rochester 2929 Walden Avenue Depew, NY 14043 Plaintiff v. David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 Defendant(s) ATTORNEY FOR PLAINTIFF 'COURT OF COMMON PLEAS :CIVIL DIVISION :Cumberland County =MORTGAGE FORECLOSURE 'NO. 01-4563 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: David J. Crook 22 Eastwood Drive Carlisle, Silver Spring Township, PA 17013 Your house (real estate) at 22 Eastwood Drive, Carlisle, Silver Spring Township, PA 17013 is scheduled to be sold at the Sheriff's Sale on March 6, 2002, at 10:00 a.m. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA to enforce the court judgment of $113,728.13, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS VO DV $ TO R VENT HT HFRT 'S AT To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (956) 482-6900_ 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) vpU pinv gmTir BE ABrF m0 SAVE YOUR PROPERTY AND YOU HAVE OTHER RTGHT$ F~raN TF THE SHERIFF'S SALE DOES TARE PLACE_ 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if-the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a-share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten ; (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOII SHOIILD TAKE THIS PAPER TO YOIIR LAWYER AT ONCB. IF YOII DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICB LISTED BELOW TO FIND OIIT WHERE Y0II CAN GST LEGAL HELP. LAWYER REFERRAL SERVICE Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 or 600-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 or 800-990-9108 e; ~ . ~- . , ALL THAT CERTAIN PIECE OR PARCEL OF LAND SITUATE IN THE TOWNSHIP OF SILVER SPRING, COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY '~ BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERN LINE OF EASTWOOD DRIVE, AT THE NORTHWESTERN CORNER OF LOT NO. 25 ON THE PLAN OF LOTS HEREINAFTER DESCRIBED, THE PLACE OF - BEGINNING; THENCE ALONG THE DIVIDING LINE OF LOTS NOS. 24 AND 25 SOUTH 73 DEGREES . 00 MINUTES 00 SECONDS EAST 150 FEET TO A POINT; THENCE ALONG THE LINE- OF LANDS NOW OR LATE OF JOSHIA J. 2EIGLER, NORTH 17 DEGREES 00 MINUTES 00 SECONDS EAST 100FEET TO A POINT; THENCE ALONG THE. DIVIDING LINE OF LOTSNO. 24 AND 23, NORHT 73 DEGREES 00 MINUTES 00 SECONDS WEST, 150 FEET TO A POINT ON THE EASTERN LINE OF EASTWOOD DRIVE, SOVTH 17 DEGREES 00 MINUTES 00 SECONDS WEST, 100 FEET TO A POINT, THE PLACE OF BEGINNING.- ~ - ., BEING LUT N0. 24 ON THE PLAN OF LOTS KNOWN AS JAY RIDGE MANOR; SECTION A, AS RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS FOR CUMBERLAND COUNTY IN PLAN HOOK NO. 22, PAGE 106. HAVING THEREON ERECTED A HI-LEVEL BRICK AND FRAME DWELLING HOUSE KNOWN AND NUMBERED AS 22 EASTWOOD DRIVE. BEING KNOWN AS 22 EASTWOOD DRIVE, CARLISLE, PA 17013. PROPERTY ID NO.: 38-23-0583-027 TITLE OF SAID PREMISES IS VESTED IN DAVID J. CROOK, MARRIED MAN, BY DEED FROM ROBERT C. WOLF AND HELEN JANE WOLF, HIS WIFE, AND THE % HOMESTEAD GROUP, INC., A PENNSYLVANIA CORPORATION. DATED . 08/24/1993, RECORDED 12/29/1993, IN DEED BOOK S 36, PAGE 688. WRIT OF EXECl~710N~and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. COUNTY OF CUMBERLAND) TO THE SHERIFF OF CUMBERLAND COUNTY: 01-4563 CIVIL 19 CIVIL ACTION -LAW To satisfyy the debt, interest and costs due, HSBC Bank USA f/k/a Marine Midland Bank, successor by merger and acquisi ion o irs Asses-iat-ice`` of R0.Chasi-ar PLAINTIFF(S) x David J. Crook, 22 Eastwood Dr., CArlisle PA 17013 DEFENDANT(S) (1) You are directed to levy upon the property of the defendant(s) and to sell Real estate located at 22 Eastwood Drive, Silver Spring Twp., Carlisle PA 17013. (See attached legal description.) (2) You are also directed io attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to noCrfy the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any debt to ar for the accourn of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) If property ofihedefendant(s)notlevieduponansubjecttoattachmentisioundinthepossessionofanyoneother than a named garnishee, you are directed to notify him/herthat he/she has been added as a garnishee and is enjoined as above stated. Amount Due $113,728.13 LL $, 50 Interest 9/19/01 - 3/6/02 $3,199.17 DueProthy $1.00 iem Atty's Comm % Other Costs Atty Paid $104.5 5 Plaintiff Paid Date: September 24 , 2001 REQUESTING PARTY: CURTIS R. LONG Prothonot ,Civil Division by: Deputy Name iyarlc-d ~:d=gn-, Esquires Address: 1040 N it' ngs ii' ghwa~--rSt~-~D0 Attorney for: P=ainti€€ Telephone: (-i~~6~--482 -see Supreme Court 1D No. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (iJnder Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: JANUARY 25, FEBRUARY 1, 8, 2002 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. ~~~ Ro er M. Morgenthal, Editor SWORN TO AND SUBSCRIBED before me this 8 day of FEBRUARY. 2002_ pd07RR1Al ~ lC L E. 5P5'f~El~, _ ~A ty CatiSsle , ~° . 52005 pfiy ' -° REAL ESTATE SALE 1pO. 9 Writ No. 2001-4563 Civil HSBC Bank USA f/k/a MarJne Midland Bank, successor by merger and acquisition to N7rst Federal Savings and Loan Association of Rochester vs. David J. Crook Atty.: Mazk J. Udren ALL THAT CERTAIN piece or paz- cel of land situate in the Township of Silver Spring, County of Cumber- ]and and Commonwealth of Penn- sylvania, being more pazticulazly bounded and described as follows: BEGINNING at a point on the eastern line of Eastwood Drive, at the northwestern corner of Lot No. 25 on the plan of lots hereinafter described, the place of beginning; thence along the dividing line of Lots Nos. 24 and 25 South 73 degrees 00 minutes 00 seconds East 150 feet to a point; thence along the line of lands now or late of Joshia J. Zeigler. North 17 degrees 00 min- utes 00 seconds, East 100 feet to a point thence along the dividing line of Lots No. 24 and 23, Norht 73 degrees 00 minutes 00 seconds West, 150 feet to a point on the east- ern line of Eastwood Drive, South 17 degrees 00 minutes 00 seconds West. 100 feet to a point, the place of beginning. BEING Lot No. 24 on the plan of lots known as Jay Ridge Manor; Section A, as recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book No. 22, page 106. I-IAVING TI-IEREON ERECTED a bi-level brick and frame dwelling house known and numbered as 22 Eastwood Drive. BEING KNOWN AS 22 Eastwood Drive. Cazlisle, PA 17013. PROPERTY ID NO.: 38-23-0583- 027. TITLE OF SAID PREMISES IS VESTED IN David J. Crook, maz- ried man, by deed from Robert C. Wolf and Helen Jane Wolf, his wife, and the Homestead Gmup, Inc., a Pennsylvania corporation. Dated OS/24/1993, recorded 12/29/ 1993, in Deed Book S 36, page 658. - j . THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16,1929 Commonwealth of Pennsylvania, County of Dauphin} ss Michael Morrow being duly sworn according to law, deposes and says: That he is the Asst. Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunda~Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the prihted notice or publication which is securely attached hereto is exactly as printed and published in their regular daily andlor Sunday/ Metro editions which appeared on the 29th day(s) January and the 5th and 12th day(s) of February 2002. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dau hin in scellaneous Book "M", Volume 14, Page 3i 7. ~ ~, ~~ PUBLICATION `~ COPY worn to ar>~y~sed bef a his 22nd d of Fe u ry 2002 A.D. $ A L E #9 Teary L Rusa@II, Notary Public Hsrtlsbw9, DeupMn CAUmY My Comrelsslon ExQirea.Nxre 6, 2 ' ' Member,PennsywanlaASSOdetbnotWotanes NO ARYPLIBLIC My commission expires June 6, 2002 CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLANDCOUNTYCOURTHOUSE CARLISLE, PA. 17013 r Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates $ 288.00 Probating same Notary Fee(s) $ 1 .50 Total $ 289.50 Publisher's Receipt for Advertising- Cost The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. By ....................................................................