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HomeMy WebLinkAbout03-2498Godfrey & Courtney, P.C. BY: Steven C. Courtney, Esquire Attorney I.D. No. 74669 P.O. Box 6280 Harrisburg, PA 17112 (717) $4~3900 Attorney for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMUNITY BANKS, Plaintiff VS. DOROTHY K. WASHINGTON, Defendant NO. --- ,,2qq ? : CIVIL ACTION - LAW NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice is served, by entering a written appearance, personally or by attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint, or document, or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICIA Le han demandado a used en la corte. Si used quiere defenderse de estas demandas expuestas en las paginas siguientes, used tiene viente (20) dias de plazo al partir de la fecha de lademanda y la notificacion. Used debe presentar una apariencia escrita o en persona o por abogado y archivar en la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si used no se defienda, la corte tomara medidas y puede entrar una orden contra used sin previo aviso o notificacion y por cualquier queja o alivio que es pedido en la peticion de demanda. Used puede perder dinero o sus propiedades o otros derechos importantes para used. LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABA JO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 Exhibit A PERCENTAGE RATE I CHARGE' .,/Xheampunt o( cr~ p[~'~{~ I ~The amount you will have pa~ a~r you ;~l~be ~[~a you[ Purchaa~44 x d ::::~ .: The cost ef your credit as I The dollar amount the [ ~o~nyour ~helf;,~.~ I have made all ~heduled paymenb .... I credit se~ ~low ~d a~ other ~Atra~ documen~ for any add,tonal info~a~n a~d ~en~ debulB eny ~qui~ repayment in full ~ro ~e f there is more than one Buyer, each promises, separately and together, to pay Ill sums. due us Ifld to'pedorm all agrenmenb in this Contract.. TRADE-IN: ', ~ .................... , .: :ii ~,' fuu have traded in ~ ..- · ... -.::~ ~.. he following vehicle~ 19950~D COI4t'OU~ ?",: ~ . Year and Make - DesedpUon , ~:~ ~:c v.T,,.;~, .: k .- ...... ::~ ~ a balance is st~l owing en ~e veh~la you ha~ ~ in, ~e ~ller wiU ~y~'~A ~ y~ ~Y~ warmt end represent ~ us ~at~, ny bad.in b f~ ~ I~, cis~, enoum~en~ ~ ~u~ ~t~ ~pt u ~wn ~ ~ ~ d ~nt Fmenc~ ~ the 'Lien Pa~ff.'. < ~: )ROPERTY INSURANCE: You may cheese the person through whom insuronce i$.obtained, apinst loss or damage to the Vehicle and.against iability arising out of use or ownership of the Vehicle. In this Conbact, you are pmmi~iq ~imrs t~ Vehicle and keep ;REDIT INSURANCE IS NOT REQUIRED: Credit Life Insurance and Credit:Disability%sumc~am;flnt'sequired.to-obtm credit, and,will; ~ot be provided unless you sign below and Igree to pay the additional cent(s) the reverse side. Your insurance certificate or policy will tell you the MAXIMUM liiIRunt of:thlurleee available,' All insurance viii be for the term of the credit "~ "~ '':r '~ :UU'I''~ b~S n.~Lf~,aL~d~ ~;! ~ :. sieflin& you select Single Credit Ute Insurance, What le ysurBy signin& ~mu ~ Sth~la C~'.~t ~:ident & What is your : .y ,~hich COSt~ $ ~/~ -' ageT Years Hea~ll Inourl~e, lhich ~ $ ...... ~I/A - ' igo? '- Yeall Si~ature of Buyer to be insured f~' Single Credit life Insurance . ~y signing, you I~th select Joint ~(/~ What are ]redit Ute Insurance, which cash $1mot ogee? Signatures of both Buyers to be insured for Joint Credit Ufo In~Jran~e ~n~grqc IEHICLE: You have agreed to purchase, under the terms af this Con~ the-toltowi'A~ motor ve~r.~e:i~,d i~s*ext~equipment, which' is c~lle.d~ :he "Vehicle" in this Contract ' ' ~ ............ ' ' :-;' ~]'f~'~"~'~:.~', '. ~ ~ -.. ':i '~ ; '~,'~'~"~ N/LI Year and M~ke Series 8~.dv Style ...... .~ .J~ ~T~ ~'i*.I~ To~ ~citv. - SePal Number" vith ~ ~C. ~ P.W. AM-FM Ta~ ~ ~nyl Top '": '[' '~ ru~ ,~,:~;~ ~.,~:;,;. ,',:. ,;:,' , , - :/' ..; ~SSIGNEE: We may assign this Contract and Senuril he Contract to'a ;ellar in this Contract and in the Security ~grenmenl _shall helen md if Seller makes an assignmenL ~ ~: CO-SIGNER: Any person s~gning the Co-Signets AIroem;nl: below dl sums due and to pe~rm all CO-OWNER: Any'parso~ signini~ :ogether with all Co-Owner(s) and Bu 'Promise to Pay' secUon. ,.. ,~ .... : , , '~ TERMS: The terms shown in the boxes above are part of this Contract ~ROMISE TO PAY: You agree to pay Os the Total Sale Price ~ the Vehicle b~ m~ki~i~lh~Ca~h~$ECUNIll' AGREEMENT: To secure the ~wnpayment and assi~ng the Trade. M, if shown above, an or I~fore th~ ~ate ~aying us the Amsunt Fmnced :ayment Schedule. You fxomise to make payments on or I~fore the ume day irst payment due date. You agree t~ pay all other amounts which mq ~f this ContrncL You agree to pay the Seller or Assignee ee~b of suit. You~alse -easenabio attorneys' fees if Seller or Assignee hires an atton~y to collect ammm~ :ontract or to protect or get possession of the Vehicle. You a~ree to make peYmonl$ at the ~end By signing below, we agree to sell the Vehicle to you under the terms of th s I. ~zs~ saot~- ~za SELLER .BUYER'*' ':i:::::i~,:!::. · ::::-i"::' :'.;!ii:;:.:' - HAS BEEN GIVEN TO YOU ON A SEPARATE DOCUMENT. I~ E CO-SIGNER: YOU SHOULD READ THE NOTICE TO CO-SIGNER, H SIGNING THE CO-SIGNER'S AGREEMENT ' CO-SIGNER'S AGREEMENT: You, the person (or persons) signing b~low as "Co-Signer," promise to pay to us all sums due on this Contract and to perform all agrcem,:uts n this Contract. You intend'to be lcSally bound by all the terms of this Contract, separately and together, with thc Buynr, You arc making this promise to · induce us to make th s Contract with thc Buyer even though we w 11 use the proceeds only for the Buyer';~ benefit You agree to pay even though we may not have. aclean riordcmand£or a mcnt on tbe Buyer or cxerc sed our secur ty intnresL You also ackn°wledge rece ving a c°mpleted c°@y °f thls C°ntract'' '= ;' ~'':~''¢¢~'~ m yp P Y .. '- * - . ' -" '.~,~% Co-Signer'sSignature ... - - A. ddre~s ~ ~ - ~ -' _:.~ ...... , .... .'~.. '~-~ · (SEAL) :'/' ' ' :-:~' '- ' . ~'"" .... CO=OWNER~J SECURITY AGREEMENT: You the person signin& below a~-~Co-Owner,", together w~,th the Buyer or other~vis¢ be|ri& nl~9..t' ~h¢ Owners'of the:~h~...~' !~' ~v~'"~'s",;' Security Interest ~n the Vehicle identified above. You agree to be b, oomt by'th~.t~rms of tho Security Agreement and all other part~ of this Contr~t excep~.fl~.. ! "Promise To Pay" section. You are ~iving us the security interest to ~nduce us to m~ke thi~ Contract.with the Buyer, and to secure the payment by the Buyer of all sums.ouo Contract. You (SEAL) Co-Owner's Signature ': ~ :.: A. ddmss - ~:: BUYER, CO:SIGNER AND CO-OWNER, AS APPLICABLE~ACKNOWLEDOE.RECEIPT OF A ~OMP ATTHE TIME OF SIGN. lNG. ~ ":~'"""~' .... - -' BUYER / -' BUYER ' '. '.fO-SIGNER . . C0-SIGNERORC0-0WNER. NOTICE:SEE REVERSE SIDE FOR IMPORTANT INFORMATION. ' ' . .:'=:*-~Y *' ~CO.SUM~R FORM ~ ~-SLC 1~8) .L~ }:-= ~i. -' '~.*',~ : "'~ COPY ADDITIONAl "*'"MS AND CONDITIONS - ~ - ~ _ ,.. ~.,. ,~ ~., , '~', ~:,'~T;'~::,~;.;.'~ ~ .il;.',' :~::,~: ]. HOW THE TOTAL OF PAYMENTS IS COMPUTED: The T~' f Payments is the SUn ~-. money advanced as we alo~ y specify: (i) immediately,uA-demand, or~(ii)..a. ~.h you[~ Amounc Financed and the Finance Charge. The Finance"~. ge consists solely:of lo~Arest moothJy payments. If we cl~,.,..-..,!o altew'you'to repay';Ule ntPney-edvanced"aJon~'with:yqm: c.ompu~d .daily. on th? outstanding belanc.,e of the Amount Financed. The FinanCe Charge monthly payments, we can choose'the amount Of'these~yments and how leaf yO~J snowc "n tn~. [i:ont.sid. e.ha.s, bee. ri.computed on the assumption th. at We will receive all .~ repay. If any'of our rights stated in this paragraph:aFe~i~t permitted ~y-la"~stJll~t~v~ the~' 2. COMPUTING INTEREST: We will charge interest on a daily basis on the outsten~ling your promises in this ContracL .. ~' :;~'.[ : ~' ~ ~ ~ ~ ' .~ ? balance subject to interest on ach day of the loan term. Thedailyinterestrnteisequaltothe ]2 OEFAULT'lnthisnare,,renh"YAu"m,,an,,fh~R.,,,,r A ua . ercentage Rate dw~ded by the number of days m that calendar year. Buyer agrees of them. You will be in "Default" of the Contract if any oneor more of that bemuse interest is calculated on a daily basis, late payments w.~l .result in add Mens interest (and, if applicable, a late charge). Early payments wi!l result'in, less interesL'l~ing chargec. Early and/or late payments will cause the amount of the final payment to chsl~g.~ ~.~ -7 h"You do not keep an: 3. LAT~ CHARGE: Buyer agrees to pay aista charge for any payment not made within 10 · c. You do not keep any promise you days afar its due date. The late charge will be 2~ per month on the unpaid amount .of the~ =with Seller or kssiBnse; or -. :~ ::.. ~:~ ;.-:~: paymer,~. We will consider any part of a month in excess of 10 days to be I full.mo~th. The: d. You made any untrue statemeflf*in the credit a late charge will be due when earned. No late charge will be due if the reason lh~t ~he~-':i~.:~'Youcommittad any forgery . paymer: is late is because, after default, the entire outstanding balance on this'contracf ~ ~ f? ~ou~-dlo, due. Nc late charge will be due if the only reason that the payment is ]ate is because bra ish~ ' -w~ charge ~ssesoed on an earlier payment. ~-:: ' -"' '8. You file bankruptcy or.incolvenc: 4. APPI. ICATION OF PAYMENTS: We will apply payments in the following ordm'.~ prle,':i~:.'...~,~ you; or. · first to :mterat; and then to late charges, fees, prinolpal and any other amounts'~,~ owe' ~- ~ sid~ ti ~ t 5. PREPAYMENT: You may prepay in full or in part, the amount owed o.n~is -C~P*~cf ~'~,,vL You use the Vehicle or allow someone else lo use it'in a way time w~out penalty. If you prepay the Contract in p~rC you'agro~ '~ ~:~hti~eo"~'"'~"l~ered by your insurance; or' ". ~ reguisd'y schedu ed payments unti you pay a amounts due under this Contract. This w~ll ': J' You do something that causes.the Vehicle to be su_bjcct to Conth;ca-tio~ .b.,y ~er~oe'nt reduce ~ number of payments you wdl make. .. . ....... .~ authorities; or ~.T.~. ~l::~L~'i~ .~ ;.: ..~.~. ~WAIWDe - ' .' · k. The Veblcla ~s lost, stolon destroyndo, rda,9.ag~.~l~l~qlRCecQLwJlica a WA -- .-T--: ....... ~'fixnd'orfoundwitthnareasonsbleUme'or :.-~i..~:.:;...~;:: ~ .~. !;~'~.;&'~'~?:, · VER BY SELLER AND ASS GNEE We sod A.<signno wa ve the right to treat any . ._ .~_ - ~ ....... :' .. ~. ~ -'~. ....~."~,~ ~.: -. re e asecurit forthe m a m n ' . ~-.-I- ~omer.crooimr.mesmTaKe;nevemcm r. o ne n e wlm~q.~gnee securityspecthcollymentlenndmth~sContracL · ~'. PV ~ ~'~"'"~"~;~. ~'::~:~,~!~* .b-.WAIVERS BY BUYER, CO'SIGNER AN D CO'OWNER: You agree to make ale poymantson-~.13: OUR RIGHTS IF YOU ARE IN DEFAULT OF.THIS.CONTRACT:..U. YOua;e [~-Dif~dl~ :~' ~ or oeTc~ they are due without our having to ask. If you don't, we may enforce our rights Contra, t` we may enforce our rights accord nB to law: We'hlaY also'~O.Ohe~ings'Spo~.iflcally~:':: withou~ notifying you in advance. You give up any right you may have to require that we' menUoned n this CootrecL We may do one of these things'and at the'some Urea or later enforce our rights against some other person or propo~ before we enforce eu~ r[iBhtmaplost ~,~ onother. Some of the things we may do are the foltewin[. ~'~fle' you. Yc,.J agree that we may give up our rights apinst some other parson but not spinst.you; ...... a:ACCELERAT ON We can demand that you~pay th us:the*enfiro Unpaid be]ancO ~Win; You wag'ye due dillgen;e in collection and all defenses based on suretyship sod imps rment of on the Contract and all unpaid Finance Charges and other money due. You agra that collate~l or security : :~ ',.: ' pay this money to us in one single payment immediately u~coiving our domand.'L~v~.~;Y' 7. INTEREST AFTER MATURITY AND JUDGMENT: Interest at the rate provided-in:.this-:-*---b~REPOSSESSlON: We can :relx~se:so thb.Vehicle,_[mJ~.~}'[biiibited:by law.~We~C~n~"d~::. Contra~ shah continue to accrue on the unpaid balance unUI paid in fu I, even after maturity this ourselves, beve a qualified person do it for us, or hav~a pvernment official by reldeviA) and/or after we'get a judgment against you for the so'taunts due. This will op~ even ~ th~-- do it for ~,You agree that we Coo peaceably Come on;~o~;Yqur'prop..e..~.~ to d(~ ~o maturity occurs because of acceleration. If at any Ume interest os Provi'ded.fo'~:i~?.'q'take~n~ed~ei~*things found in the Vehicle, but v~ill retb~ th~.'~e'~ ~u:'if yoiJ'i.~k:d~u~:~'.: par,a?~ph is not permitted by law, interest shall sccl;ue'at the higbest'~:a'te;iBo'wed:l~"Twan[theso'things bac~ you sgree b ask ~s app"ca.~'lalawbeginningatthnttime. ' ~ !'?~ ~" : ' 8. YOUR PROMISES ABOUT OUR SECURITY INTEREST:'Yoh will not::p~'~f~oJ~?n~ve m~_y_ use your license plates in than ~s to obtain a security ntarest or other rights in the Vehicle You'will oav oll~rdino'fm::~'~,~ C..VOLUNTARY DELIVERY: We Can aSA*yOU-&O~Y:~ n~v for us to obtain and maiotain our security interest in th~ Vehicle ¥o'u w N~?U~;.-: "~-.coovenient place. You ague to give us the Veh~l~if:we in having our security interest noted on the Codir~ts of Tltte to the Vehi~.;You w~ ne~;,;gi~:~!;~d-:DEL~Y MI,ENFORCEMENT:We con dab)~ o.r give a~y the VehicJe. If somcone puts a lien on the VehicJe, you wilt pay the obligaUon and':: WifJ~ut luring any rights. ?.,.r cmar tt~e Imn. ' .. ' . : ~ ' ~.- · ...14. SOME THINGS YOU SHOULD KNOW IF WE REPO~ES$ THE VEHICLE: If we' 9. YOUR PROMISES ABOUT THE VEHICLE: You will keep the Vehicle n ~ 'C~dil~q~':;'~;~w~out:using a government offic a repair. You will pay all taxes and charges oo the Vehicle. You will pay all c~sts'of maintaining ~. ~.~i, e.;NOTICE: We will send you a Notice of Repossession t~yo~,;l~t address We know o~b. the Ve;'~cle. You will not abuse the Vehicle or permit snything te be done te the Vehicis which This Noflee will tell you how to buy beck (redeem) the Vehicle. You will NOT have the riiht to .w. ill ret uce its value, o!her than for co.al wear and use. ~o, will not use the V~e, hicle:(~- :?;rotesta~q me Contract This means you w Il megal ~urpnses or for tore or leese. You will not move the Vehicle'from yobr address ~he~n'o~';'"ither '~m~uflts due. You may the frc- t of this Cont,.ct th a new permanenf pla.-o, advance. .: ,A\~'~ ~ ~ .,....,,.; ~,.,.,,_ ..... ~o. YOUR PNOmSES ABOUT mSU~NCE: You wi, kap th. Veh~cte ~nsured a~[.~i~fir~''~ .'the ma,i.g of th. Notice and at any later Ume before theft a.~d collision unUI all sums due us are paid in full The insurance coverage must ~. -redeem. you give up all claim to the Vehicle. :: .:: :',.~:~, ~, .- ~,..: setists~ory to us and protect your interests and our ntorests at the Ume of. sn~ iusurod leso-~..:_: :c~ SALE If you don't redeem, we w sol th.e..Yeh~e. ' ' ' :'~?? The in~rance must name us as "loss. payee" on the policy. The insurance must be written by ' used to pay costs and expenses you owe, an an ins~rance Company quatifled te do tiusloess in Pennsylvanla and lloensed to se losu-,nce~;,:con.cL.::' with at least 10 days' prior written coUce of any cancellation or reducUon in'covei~Be.,on: .'~.'~i*eh~ugh money from the sale to pay what you owe 8 reque~ you shall deliver the policy or other evidence of insurance coverage to us~ln~th~!- te~ll owed to us. : · ' event ~ any less or damaie to the Vehicle, you will immediately noUfy us in wr~ng and file a '? .- e EXPENSES: You agree to pay the costs of proof c~ lose with the insurer. We may file a proof of loss on your behalf if YOu fail or:refuse to .~: :~le ~nd soiling the Vehicle as may be a owed bY d~so~wemayend~rs~yournsmet~anycbeck~dref1~rdtherinstrumnOt~q~`~.e~'1..T8:;:`?``:~::.~1 Detaultexcoedsfifteen(15)dayoat U payme~trocee.~s Ofweanr insured .............................. loss or return insurance premiums. We ma~'ipplY"a~ muYince~-~'~,-'.!'~;,2'~h. Amount nf r~.~i'q ~r~, ~.r..l ~ ~r~ feas~bl~ and you are not then in default under this Conb'acL Otherwise, we w I 'ipflI. y, tl~,~ ~'~:t:. :?.., ~.,' - . ~ · - · insure,~e proceeds ko roduce the unpaid balance dno us:~· ~ ~ ~.', ::~*~.15. HEIRSANOPERSONALREPRBS rll -~'~-- b~ enforceable against your hers an( m H.. OUR RIGHTS iF YOU BREAK YOUR PROMISES ABOUT THE:SE'CURiT~'~ I~TE~'~S"I: ~,i~.i ...... ' ! , VEHIC~.E OR INSURANCE: If you fail to keep your promises to pay fitinB fees, taxe.~ liens o~ ~dl-].6. GOVERNING LAW: This Conb'act i J i the co:ms necesse[y to keep the Vehicle in good condition and repair, we may IdvanCe'any~.; ~-~7?~vEi~BILiTY OF DD"V'~I~Me money you premised to pay. If you fail to keep your premises about required insurol~'-.~'W~A;-!:...-' .... . ' ....... : ma a~v ~-. illegal, vole or unsnlorcesblo that y ' anco money to obtain insurance to cover loss or damage to the Vehicle:We have th~-~. !',.J ~_~ : , .~..,~. I~.N.~ENT 8~ BUYER'. .c.h~ice of whether or not to advance any money for these purposes. Such us~Jro ~n~wil! b I~mlte~d to aA amount not greater than you owe on .this ContracL:THE INSURANQE~WI r,::Zg.-THERE ARE'NO WARRANTIES BY SELLER, PURL, ABE MAY 8E SIGNIFICANTLY MORE EXPENSIVE AND PROVIDE YOU IF. SS THAN ;NSURANCEYOU COULD PURCHASEYOURSELE?- ....... ~...,.~_?~,?.~ ~:~WARRANTIES OF MERCHANTABILITY AND.~FITNESS~OR ~ PARTICULAR.~..URLESS WE HAVE G VEN YOU A SEPARATE WRITTEN We .!~ add any money we advance on your behalf to the balance ~, whi~h?~ ~ENTERS'INTO A SERVICE CONTRACT WITH Finan¢~ Charges at the Annual Percentage Rate of tbts Contract. YOU' lire~.:,~j~ ~'~_~ ...~I.s~?ACT,~i .' .~,.~-~, --. -, !:' !. :~-~ ~...~ ..' . Buyer's Guide Window Sticker· If the Car which.is descdbPdlQ'n~..":.~a:~i !il~!~C~.ptiact has a Buyer's Guid~ Trade Commission Used Car Trade Re~ulation'R,qe, the' follOv~ih~bt[ce:~i li~'~:~'~'~-:.:'~";~: ~:,::."' ::., .4 The information you see on the window form fo.r,L~thi~;~.& %'p~rt_ Of,this Contract. I f ~r~ contrary provisions in the contr,;cl~Of sale. i:.?;~.~.~ ~.?~-,~;.'-~: .... . NOTICE--ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT:IS?SUBJECT TO 'ALL CLAIMS AND DEFENSES WHI, ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT'HERETO OR WITH THE PROCEE~S~HER~C [R~.:~'~ ?e ~,,C?e.r. tsl or [n.~s ?nir.~ct.here. oy !.a.~e~t n. oUc.e ~a.t Group Credit'Life: ~.~rpjl~.e:.:~eroge or Group Credit Accident and Disab tv' n~o~anCe'.'cove=r~g~iw l:be ;ap~ilcablq.~p~::l ~.onc'-ac[ ii so mar?e?, on me rron[ of Ul,s ~onB'ac~ an9 each such type of.~b~lraie:~rill!:ba:.written;by.the insurance company named. Thie'.ifisur~lc~g~ubjecLto e~eptan¢i'~ ,nsur~r, covers omy me person or persons signing th~ request forsucb' mi~lra'.~_?,l?~ il'hount of charge is and coted for each type of Cred~ln.~JranCe tube purohesed~The iusu~nce will commence as of the date the indebtedne-'~ is incurred and Will~Jl~rL~li':~e ~ginal ~Cheduled maturity date of the indebtod~ne~ Subblct~o:acceptance. by.~the~' and .'lthin 30 days, there will be delivered lo the insured debter(s)' ~ certific~a~[~'~iin, more: ful~:descr bng the nsL~rance, n the:..'evenL bf.~"~ym"tr~f~, I reTuc.,'l Of insurance charges will be made when due. : . ;:~;:;'-.': ~'.'; :~.~.~.~g~,':...:,. .... : ::t~:~[:;,..?:,~:.~ ........ · ' '. '~. - - 'i,~ ~'~.~, ~~~_.--- ' '~-~- .... · ' ': ' ~ :':' NOT CB:!~EE OT~'~ 'i~I~i~bR'I~iPofiANTiN~:oRMATION: ~ :?,:,.. ., ,, IMPORTANT: READ THESE DIRECTIONS BEFORE'COMPLETING THIS APPLICATION If you are applying for ~:hvldual credit ~ your own name and are relying o~1 your owe incolTTe or assets al3d 13et the income or assets of enoth~ ~pgr~orl as the I~aal$ for payment of the credit requested, complete the 'Applicant thfomTatiort' b~ow, . If you are apptyirrg lot joinl Credit with another persof% oomplet~ both the 'Applioarll Iflfomsatioa' and the "Co-appfioant Irlfoffnatiofl# below. ~ ~~ . ; SECTION I. Vehicle Information YEA. SECTION I1. APPLICANT INFORMATION CO-APPLICANT INFORMATION Full Name Full Name ~l~h Date: ' Social Secunty NO.: No. of De~ts: Bi~lh Date: Social Secudty No.: No. of Dependents: esent Street Address: ,)b City: County: State/~ Zip; Yrs.~os. ~em: ~ C~e} P~ne g: 7/2- SECTION III. Residence Information ~ B~ING ~ OWN ~ O~ER MORTGAGE HOLDER / LANDLORD NAME: MONTHLY PAYMENT: $ Cit~ County: State: Yrs./Mos. There: {Area Code) Phone #: (Explain) Zip: SECTION IV. Employment Information Pre~ent Employer: Yrs./Mos. There: __ Pr~lt Employee Yrs./Nlo~. .~'Zh~,"- ~c t0 Employer's Address: ' (Area Code) Phone #: Position Or 33tie: Employe~'s Address: ~ea Cede) Phone it: Gross MOnthly Salad/: Other Montffiy Income: s $ Sources of Othe~ Income: If at present job less than 2 yrs.:Yrs./Mos. There: If at p~usent job less than 2 yrs.: Yrs.AMO$. Them: Previous Employer's Address: (Area Code) Phone #: prev~us Employer's Address: (Area C~:le) Phone it: SECTION V. Credit References BANK ! CREDIT UNION Checking Account #: Name of Bank: Checking Account #: Name of Bank: Savings Account #: Name of ~nk; Savings Account #: Name of Bank: LIST ALL DEBTS AND RETAIL CREDIT ACCOUNTS FOR WHICH YOU ARE NOW, OR RECENTLY HAVE BEEN, RESPONSIBLE EITHER ALONE, JOINTLY, OR AS A CO-SIGNER. CREDIT REFERENCES - ALL DEBTS DUE BANKS, FINANCE COMPANIES; CREDIT CARDS; RETAIL ACCOUNTS (use separate sheet if necessary} Name of Creditor Account S Balance Payment Name of CreditorAccount # Balance Payment Everything I have stated is correct to the best of my knowledge. I understand that I must be at least the age of majority la be aligible, exld that HARRIS SAVINGS BANK will retain this application. I understand thai by signing and returning this application I authorize HARRIS SAVINGS BANK to verify the infom~tion p~ovided including my employ- ment history, provide information about your credit experlance with me to third pa~es, sha~e account and application information about me with ~ird parties, including affil- iates, and subsidianes, obtain a cur~nt c~dit bureau report on me and to I~quest additional infomlatio~l verification of my signature and of my applioation, I ut~dersta~d that based on your review, I will receive credit, up to the amount shown requested. I also understand thai if a current credit bureau report indicates a bankruptcy, foreclosure, attachment, garnishmenl, repossession, lien or judgement, or charge-off, you may withdraw the credil offer, or if such information pieces me in default of my Agreement and D,sc,~ Statement ("Agree~n~t"). y~u may suspend my credit privileges ~/~ignat~e of ~43~1,ca~- ~' Date S~nat~re of ,~lk:ant Date I (we) fob/understand tha~ it ~$ a lere~al or,me punr.Jlable by f~e or imp~.on~nt. ~ bog1 ~o know~lgly make any false statements co.canning any bi the faCll a~ aO~icable a Ihe ~i~o~l of ~ 18. United Sta~es Code. Sectlo~ 1014 I)SO-O4~ I~ SHERIFF'S CASE NO: 2003-02498 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERL/LND COMMUNITY BANKS VS WASHINGTON DOROTHY K RETURN - REGULAR RICHARD SMITH , Cumberland County,Pennsylvania, says, the within COMPLAINT & NOTICE was served upon WASHINGTON DOROTHY K DEFENDANT , at at HARDEES CARLISLE, PA 17013 DOROTHY WASHINGTON Sheriff or Deputy Sheriff of who being duly sworn according to a true 1831:00 HOURS, on the 3rd day of June 310 NORTH HANOVER STREET by handing to the and attested copy of COMPLAINT & NOTICE together with law, , 2003 and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 3.45 Affidavit .00 Surcharge 10.00 .00 31.45 Sworn and Subscribed to before me this /2~ day of ~ ~D_3 A.D. ~fothono~ary So Answers: R. Thomas Kline 06/04/2003 By: ~ Deputy Sheriff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMUNITY BANKS, Plaintiff VS. DOROTHY K. WASHINGTON, Defendant NO. 2003-02498 CIVIL ACTION - LAW TO: Dorothy K. Washington, Defendant You are hereby notified that on ? '~ -~ -0.~, the following (©rdzr) (Degree) (Judgment) has been entered against you in the above captioned case for your failure to file an answer to the complaint in the total amount of $8,791.25 plus costs and interest is hereby entered. ?rothonot~j I hereby certify that the name and address of the proper person(s) to receive this notice is: Dorothy K. Washington 436 N. Pitt Street Carlisle, PA 17013 To Dorothy K. Washington, Defendido/a (Defendidos/as) Por este medio se le esta notificando que E1 de Del , El/la siguiente (Fallo) ha sido anotado en contra suya en el caso mencionado en el epigrafe. FECHA: Prothonotario Certifico que la siguiente direccion es la del defendido/a segun indicada en el certificado de residencia: Dorothy K. Washington 436 N. Pitt Street Carlisle, PA 17013 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMUNITY BANKS, Plaintiff VS. DOROTHY K. WASHINGTON, Defendant NO. 2003-02498 CIVIL ACTION - LAW PRAECIPE FOR JUDGMENT Enter Judgment in favor of Plaintiff and against Defendant, Dorothy K. Washington, for want of ANSWER TO COMPLAINT. (x) Assess damages as follows: Debt ................................................................. $ Attorney's Commission .......................................... $ Interest .............................................................. $ Filing costs ......................................................... $ TOTAL ............................................................. 6,743.27 2,047.98 to be determined to be determined 8,791,25 plus costs ( X ) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. ( X ) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. ( X ) Pursuant to Pa.R.C.P. 237.1, I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to/be entered and to his/her Attomey of Record, if any, after the default,q,ccurred and at lea~en days prior to the date °f the filing °f ~/ti~ipe and a copy of the n°tice ~ched~,~,~ DATE: ~ ~'~/6 Signature: 'x~x \ ' Steven C.~o/ff~t~y, Esquire Attorney~ Plaintiff P.O. Box 6280, Harrisburg, PA 17112 (717) 540-3900 ID#: 74669 Prothonotary/Clerk, Civil~llvisi~ Curt Long Prothonotary OFFICE OF THE PROTHONOTARY OF CUMBERLAND COUNTY Telephone: (717) 240-6100 Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff: COMMUNITY BANKS versus Defendant: Dorothy K. Washington Judgment No. 2003~02498 CERTIFICATE OF RESIDENCE PA. R. C. P. 236 I, hereby certify that the precise residence of Plaintiff is: Commtmity Banks P.O. Box 244 Hanover, PA 17331 and certify that the last known address of the within defendant is: Dorothy K. Washington 436 N. Pitt Street Carlisle, PA 17013 ~ur~n~ Yi~ RE s qT Nu~r3~ P.O. BOX 6280 Harrisburg, PA 17112 717.540.3900 Attorney for the Plaintiff Attorney ID# 74669 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMUNITY BANKS, Plaintiff DOROTHY K. WASHINGTON, Defendant NO. 2003~02498 CIVIL ACTION - LAW TO: Dorothy K. Washington 436 N. Pitt Street Carlisle, PA 17013 DATE OF NOTICE: 25 June 2003 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU FAILED TO TAKE THE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Assoc. 2 Liberty Avenue Carlisle, PA 17013 717.249.3 lX66 By: Ste,~a~.. C~sqUlre GODFREY & COURTNEY P.O. Box 6280 Harrisburg, Pennsylvania 17110 Telephone: 717.540.3900 I.D. # 74669 Attorney for Plaintiff