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HomeMy WebLinkAbout01-05008'~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, ) f/k/a MELLON MORTGAGE COMPANY, ) Plaintiff, ) vs. ) DAVID M. COOK and DONNA E. COOK, ) Defendants. ) Tn ~~~~1dQY1~s ) ) YOU ARE HEREBY FIEDTD LEAD TO THE ENCLOSED ) WR'HINTWENTY(20)DAY9 OMSERVICE IEREOF OR A DEFAULT JUDGEMEP ) Y ENTERS AOgNaST'~'Ogi AMm w Carr C ) ) ) ) CEFRIFlCA7E~LOCA710N ) I IEIEBY armFY TW1r TIE lncanoN aF TIE I~AI. ESTATE AFTECT®aY THE I,JEN g ) No.: dl - S'oo~ C'~~~C~~ ISSUE NO.: TYPE OF PLEADING: CIVIL ACTION -COMPLAINT IN MORTGAGE FORECLOSURE CODE- FILED ON BEHALF OF PLAINTIFF: Chase Mortgage Company -West, f/k/a Mellon Mortgage Company COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Faust, Esquire Pa. I.D. #77991 GRENEN & BIRSIC, P.C. Firm #023 One Gateway Center, Nine West Pittsburgh, PA 15222 (412)281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, /~~^ Plaintiff, vs. DAVID M. COOK and DONNA E. COOK, Defendants. NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You aze warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintif£ You may lose money or properly or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Lawyer Referral Service Erie County Bar Association 302 West 9"' Street Erie, PA 16502 (814) 459-4411 e IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, ,~, AA,~~ Plaintiff, vs. DAVID M. COOK and DONNA E. COOK, Defendants. CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE Chase Manhattan Mortgage Corporation, by its attorneys, Grenen & Birsic, P.C., files this Complaint in Mortgage Foreclosure as follows: 1. The Plaintiff is Chase Manhattan Mortgage Corporation, which has its principal place of business at 3415 Vision Drive, Columbus, Ohio 43219. 2. The Defendants are David M. Cook and Donna E. Cook, individuals whose last known address is 126 Airport Road, Shippensburg, Pennsylvania 17257. 3. On or about February 2, 1999, Defendants executed a Note in favor of Plaintiff, in the original principal amount of $94,733.33. A true and correct copy of said Note is marked Exhibit "A", attached hereto and made a part hereof. 4. On or about February 2, 1999, as security for payment of the aforesaid Note, Defendants made, executed and delivered to Plaintiff a Mortgage in the original principal amount of $94,733.33 on the premises hereinafter described, said Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on February 12, 1999, in Mortgage Book Volume 1519, Page 655. A true and correct copy of said Mortgage containing a description of the premises subject to said Mortgage is marked Exhibit "B", attached hereto and made a part hereof. 5. Defendants are the record and real owners of the aforesaid mortgaged premises. 6. Defendants are in default under the terms of the aforesaid Mortgage and Note for, inter alia, failure to pay the monthly installments of principal and interest when due. Defendants are due for the March 1, 2001 payment. 7. On or about May 5, 2001, Defendants were mailed combined Act 91 and Act 6 Notices, in compliance with the Homeowner's Emergency Mortgage Assistance Act, Act 91 of 1983 and Act 6 of 1974, 41 P.S. §101, et seq. 8. The amount due and owing Plaintiff by Defendants is as follows: Principal $92,544.30 Interest through 8/19/01 $ 3,304.34 Late Charges through 8/19/01 $ 145.50 Escrow Due through 8/19/01 $ 540.58 Attorneys' fees $ 850.00 Title Search, Foreclosure and Execution Costs 150.00 TOTAL $97,534.72 WHEREFORE, Plaintiffdemands judgment in mortgage foreclosure for the amount due of $97,534.72, with interest thereon at the rate of $16.48 per diem from August 19, 2001, and additional late chazges, additional reasonable and actually incurred attorneys' fees, plus costs (including increases in escrow deficiency) and for foreclosure and sale of the mortgaged premises. GRENEN & BIRSIC, P.C BY: ~. - - . ~,.-~---- -- Kristine M. Fau t, Esquire Attorneys for Plaintiff One Gateway Center Nine West Pittsburgh, PA 15222 (412)281-7650 THIS IS AN ATTEMPT TO COLLECT A DEBT,AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Exhibit "A" • ~ ~ ~,~!y~~ ~+ ~ /~~2~~ ~+ a,~/ya~ ~~~ N~N~~OpTtE~ ~~~~ry ~ ~581~0~7~3a2y213~y~~t, /~ aNM1' 2Rt~G I~~N~a7 L\~./l1R1~1 h71~YV~1 11p7~.7~0~AY1lAi0~LwCapY~Ya I/I~1W~a+.tAI,7G /itrrN.JYhEpL~V~f'~ I IlG L~IGI'lV711Y®Y 2 ~ YG 2 QYYw7 /ifTi~Yf77 Vfl 11 ~711Y 1 fMLLG2J fil~2Y 1. 531209 FSBR17A1tY 02 , 1999 HERSHEY , PEBRSYLVARIS (Date) (CRy) (State) 126 BIRPORT ROAD, SHTPPRRSBDRG, PERNSYL9ANIA 17257 O'rapertyAddaeae) In retina fm'slaen that I haw received, I promise fa pay IIB. $ 99, 733.00 (tLie amountia ea-od'"pds~dpaPO, plueinkeresy to the orderofthe l.endmc The Leader is D1RIS.OH N~RTC"PGE COMPAHY 8 t/OLORADO CORPORATION I understead kbat the Lendermry trans[es this Note. The Lender or anyone who taloes this Note by 4ander amd who is entitled m receive payments underthis Note ie caged the "Note Holder." aH~r~HS~r Imtereet wRl be charged m vapafd prinapal until the fall amount of ptiacpal has been paid.I will pay iatereet aka yeaay:ata of 6.50000 9. The inffirest rate re4osed by this Section 2 is the tare I wiU pay both below sad edtar a*19 default deem-bedm Section 6(Iti of this Note. S.PAYAffiVTS (AI Tittre and Plain ofPaymeate I w!ll pay p®cipel and5nffireetbymakingpaymenffi everymoatb. I will make my monthly payments on the 01ST day of each month beginning oo IdARCH Ol , 1999 . I wID make these paym~ffi suety month uffi1 I have paid all of she pttadpel and interest and mY other chmgee deacdbed below thffi I may owe ender this Note. MY monthly paymeaffi wIU be applied to intmesk balers pdacipaL If, rm FEBROHRY Ol , 2029 ,Istill owe amo®mmderl6ie N~e,IwID pay those amaantain full onthat date, wldchismIledkhe "maturdtydete." I Will metro mymmth(ypaymenffiat 1775 SBI~R STREET, SOITE 2300, DENVER, COLORliD0 50203 aratadiiserenkplace ifregviredbytbeNote Holder. Llh Amormt a f MontLl9 AY~m ltlymoMl>XypaymeMwlllbebztheamountofUS$ 598.78 . I haw the sight to make pgymeata of priadpal at any time before they are due. A payment of prindpal ~ ie known as a "prepayment" When Imake aptepaymeat, IwiIl telLtheNote Hnlderia writiagthatIam doing so. I may make s fall prepayment or partial prepaymeaffi without p~yisg arty prepayment rlmrge. The Note Helder will me ell of my pnpeymenffi to induce the ammmt of pcncipel that I owe under this Note. If I make a partial prepaym~t, khare wIIl be ao ebangao la the due date orintbe amoimtofmymontblypaymentudaes the Notre Ilolderagreminwritingtotboae ehmgae. 6.L0AN CHAH(ifiS If slaw, which sppliesto tidaloen and which eats merimmt loan chmgee, ie finellyiaterpreted so that the iaffireet or othm~lonn charges mDxted or to be aolledad in mmaectlon with Shia loan saceed the permuted limits, them: W aqY such loan ekazge shell be reduced by the emmmt uersasary m tedace the charge m the permitted limn; sad Wy say soma already mAec6ed IIrom me which ezowded permitffidlimite will be refunded to me. The Note Holder may choose to make this refund by redsdngthe prlacipal I owe under this Noffi a by making a direct payment to me. H a.refund zedvme priaape7, the redvctioa will be treated ae a pmtial PreP0.T~nt & II0RB.0WER'8 FAILU$E TO PAYAB RSQII) W Leta Charge tin OwrdaePatymeata IYffie Note Holder bas sot reoeiwdthe full amount of saymoatblypaymantbythe endof PIFTEEN mleadardays after the date it ie due, I will pqy a late charge to the Note Holder The amauat of the ~ wffi be 9.000 96 of my overdue paym~t I wID payUda ]ate things promptlybntotagonoe oa eaehlate payment B11Jahak I4I domtpaythe full amountofeachmanddypaymentoa the dateitis doe, IwlIlbeia default. . (L7 Noifae otIkfanlt III am fa dePonlt, the Nate Hddermay radme a written aotim telli~me thatifI do aotpay the overdue amountbya certain date, the Note Hddermay agirire me m pay imnm~affily the fall amount of pdadpel which hen aotbeen paid sad ail the iMeresk that I owe am dtatemmmt That date mmtbe atleeat 80 days after the date on which the notice is deliveredortsailedtame.. (D) No Wttiverl3y NoteHoldm~ Eve if, at a time when I am is detault, the Note Holder does not require me to peYimmediately in full ae desm'bed above, the Note Holder wID etlIl have the right to do soifI ®ia defaultatalatertima 113/1?e,Yment~NoteBoldm+e Coate andl~penees 8the Note Hoklm' hm sequbad me to payimmediatalyin tuR as deecn'bed~bove, the Note Holderwiilbaw the right W be paid bark by me far ati of ire mete and eapeneec is eaforaag Lois Note to the ez5ent not proHIbiffid by spplimb]e law. Thoee spamee inclnde,fsreaemple, reesoneble atbomeys'feas. MULTISTATE FIXED RATE NOTE-SIn01e Famay-FNNAOIILNC UNIFORM INSTRUMENT Form 820012188 (wlth VA modNbatbna) n jyL (~j ~ ~ r avst.aan Paprota ~~' ' ~ ~ i ~ v.crvnvcOFxoTTCEs Unless a~licable hwv regaires a different method, my notice chat must be given m me mlda this Nom wffi be glum 6y delive®git orby mm7ing itby first c]ess meal mme atthe ]3npertyAddreasabove Drat a d~erentaddreee ifI gitre the Nom Solder a notice of my different address Any mince that mast ba gives m the Nom Holder under this Nom will he given by mailing it by first class matt m the Nom Holder atthe addreca emmdia Section 8(A) above or atadiffirmtaddreeaifI am given a notice ofthat diffenmtaddraee. &Ottrsr_smrONS OF PERSONS VND&STHISNOTE If more than one person signs this Nam, each person ie fidly and persaaelly obligated m keep aR of the promisee made in this Nom, iaelu&ng the promise m pay the full amount owed. Any person who is a guereator, surety or eadoreer of this Nom is also ohligatsd m do theee things. Arty person who takes over them obligation, nuiuding the obligations oP a gsarmtm; surety ar eadotaer of this Nom, ie also obllgamd m keep alt of the psnmises made in Y7dsNam. The Nom Holdermgymthas ib zighb Hader' this Nom against each param inflividually or against etl of m mgether. This memo thataap one ofuamayhe re~putedm paysD of the ®ouam oweduader this Note. & WAIVEBS I and any other person who has obligatims order this Nom waive the righm of presentment and mains oI dishonor. "PresentmeaE" means the right b regain the Nom Holder m demand payment of amomb dae. "Notice of dielmnof mama the right mzegnire the Note Holderm give notice m otherpereonsthetamooab due have notbem ppd. 10. ALLONGIE TO THLS NOTE If m ellonge ProK~n6 Sor pggment sdjustmeab orfarmy other enpplem®m] iaformeticor is eserntedbythe Bm~rowartagaiher with th1e Nom, the aovenmb of the aIloage shall he inmrporamd into mid shell amend and supplementthe covensate of this Note m ifShe alloage were apmtof this Nom. [Checkappliesblahoal ^GradmisdPaymentAlloage ^Other [epe~'vl ^Other[Specify7 >L IINlFORM BECORED NOTE This Nom is a oaifoffi ineti+>tinent with ]Smitedwaiatiausia same jiaiadictiom. Ta addtim m the probdiona gives m the Nom Holder under this Note, a Mortgage, Deed of Trust or Secoaty Deed (the "Set~mty Inetrimmt" ~ demd the e®e dam ae this Nom, pmtecta the Nom Holder Gum lwa®'ble Incase which milt neealt if I do sot keep the promises which I make in this Note. That 6ecutdty htetrm~eat desm'bea how and maer what ronditione Imaybe required m make i®ediete paymentin fuIl of all amomb I owe order flue Note. Some ofthose emditions are desau'bedaslhllowe: Regulations (88 CF.R. Part 86) issued under the Department of Veterans Ada ("O.A.' Gtu¢mbed Loea Amhoaity (Sg V.S.C. Chapter 3V and in effect on the dam oY loan elo®ag ahaR gavera the rights, dutin and liabilities oP the parties m this lom and any provieiame of flue Nom which are inmvaismnt with such regulations era hereby ®ended and anpplemmtedm aaaeaxmtheram. WITNESS THR AAND(S)AND $EAL(8) OFT13E UNDERffiGNED. /~/.-s~.,~ 17h7 C s-~-f (Seal) DBVID M CCOS -8orcmrer ~~.. ~ ~ ~ noRNa & coos -sorreaer (Seel) Borrower (Seall -Hormwer (sego Original Oaiy) Will(OUTRECCURSE PAYTO IHEORDEROF MELLON MOFTGAGE COMPANY L~~~ CYNTHIA L GRESSETi, ASST, VICE PRES Pages a[a DYte-elfi6 Exhibit "B °' t a~sl ~/ P.EC~RD AtiD RETDRDT TO: NELI,ON t~RTGAGE COMPAEY P. O. HOX 4883 aovsTON, TExAS 77nD ~a~~=58+~~3221~ ROSES 7 I'. ZIEGLER RECORDE7 OF DEEDS CUtEBERLAt1D COUP37Y-PA '99 FEB 12 PPI i 55 TIDg7~2U&TCiA6E (°Semnity5~ument'~ia given oa FEBRIIARY 02 1999 .The mmtgagoaia DAVSD M CODE: AND DONNA E COOK t"Botrowef7• This Eeeority Instr®eatie given to t~LLON MORTGAGE COI~ANY, A C07ARAD0 CORPORATION whichie orgmiaedand acatingnadetffie7awsof TBE STSTE OF COLORADO ,aud wLme add[eecis 1775 SHERtWN STREET, SDITE 2300, D$RpBR, COLORADO 80203 ("Lender'). Borrower owesLenderthe prindpnls®ot NYNETY FODR T80IISHND SEVER HONORED THIRTY THREE AND 00/100-- ----~--- Dollars (iJ& S 94, 733.OD ), Thin debt 3a evidenced by Borrower's care dated the same date s9 thu 9eaaity Instanment fNota"), which provides far maathly payments, with tf:e tuB debt, ff not paid earlier, doe and payable oa FEBRDARY Ol, 2029 .This Aeemity hrstnrme~ eecarea to Lender. (a) the repayment oFtbe debt evidenced bq the Note, with,intereet, and aB ranevrala, eztancdona and mad'dreerione of the Note; (b) the payment of aH other a®e, with interest, advancedrmder Para6raPh 7 to protect 4ba eecmitp ofthis Security hutr®eaQ and (e) the perfo~mmce d'Borrower'e coveonnts acrd agaea»n.~ under thin 6eaoaty Imdaument and the Note. Far this Purpose. Borrower dose hereby mortgage, grant sad oottvayto Lendartdte foIlowfngdeem'bedprapaztylacetedia CONIIiEBLAED Con~.y.P'enas9lvauia: SEE LBGeL DESCRIPTION ammnrmm AER8T0 Al® MADE A PART $EREOF which heaths addceca of 126 AIRPORT ROAD RreN 9HIPPBNSBORG ,Pennsylvania 17257 ("PmpervyAddrees"); • (nM Rnaxe] TOGETEOdR WLTH aH the improvements now m hereafter erected on the property, end all eesemenis, aipposbmancee, and Oxpaea mw or hereafter a part of the property. All xePlacemen4s and addit:orm ebaH also be covered bS this Beemity les4tment. All of the foregoing ie ref tamed to is this Seearity lnatn~ent as the'Propazty." BORROWER COVENANTS that Borrower to lawfuDy seised of the estate hereby conveyed and has the right to mortgage, ergot sad convey the Property and that the Property ie ~encsmbetvd, aRCept ibr eneumimmme ofrerord. Borrower wmrsate sad wr'H defend genaraRykbe ti8e tofbe Property agafastaD claims and demands, salyectto anyene®braacesofxecmd. 800N~J~fAGE aOSS ~ D rC.. C PENNSYLVANIA-smsieF.mny-Faaala NaelFraddb Nee UNIFORM INSTRUMENT Form 80399!80 PMS•eN6 Pnee lute ~~~~u lapnoe Above Thferdne PmReeordteaDatal THIS SECQBITY 1t7STAUtdENT emrbdnea nnifmm covwwm fe national nse and aw-m,doaa covevaata with Hnutea vaxiatiansby jurisdiction to conetdtute annifmm eecarityimriameatcoveringreal property. UN}FORM COVEhlAN1B. Borrower mdLmde covwmtaodagree asfollows: L'PaymmtagPriaeipalmdlatassFrPrepaymm{aad7mte Charges Hmmwer shall pnmmptly paY whw doe the principal ofandintarestonrhe dabtevidencadbytbe Notewdaayprepaymentaadhda ehargea due mrderthe Note. SPbade SerTaxea sad Ine¢ranca Bubjed m appBabla law a to a writtw waiver 6y Lender, Brouwer shelf pay to Leader w the d~ monthlypeya~wts are due mdethe Noha, rmtil the Note ie paid in full. a sum ("E3mds'9 for. (a) Yearly taxes and ~~se~amente which may attain pdonty over this Secmmty ra~TM"+r es a liw w the Property; (b) yearly keeahold payments a gmnnd rents w rho Property, i4~ay; (c) yesriy hard a property insmaaca premmmns; (d) YeelY floodinemanca pr®inm; iS wry; (e) yeely mortgage insurance p¢amimne, if say; and (A awry some payable by Horrowar W Lender, in accordaoca with the pamiaiame aSparagraph !t is liw of the payment of maatgage innasare premiers. These it~e are called "Escrow Hama." Lwde mqy, at anytime, called andholdFmdain m amountaot to enxedthe m®mam amount alwde 1br a federelly related mortgage loan may racpdre far Hmrowm's esaow acmmt under the federal Heel Eetats Settlement Pramduree Act ot1974 es amen$editam time to time, l2 USC.§ 2601 er seq. ('FtE9PA'9, valve aaotherlawthatapplieo to the Fmde sate a leave amomt If so, Leader may, at any tiwq culled sad hdd 15mde is m emonnt sot to eseeed 4he leaser emommt. Lwde may estimate the nowt of Fwds due w the basis of nment data mdnnuwebk estimates of espwditooes ofTubrreEeaow Items orotherwieein eccardanca with applicable kw. The k3mds shall ba hold is an institutive whose deposrb are inamad by a federal agenq, matmmmtality, a wti{y (iaduding Lwdey ifLwdeis such m institution) Orin any Federel Home LomBwk. Lender shell applyffie firadsto paythe Ee¢ow Items Lender may ad cbazga Hacower forhddrng sad applying the Funds, annmlly analy~gthe esavwsaconnti, e verifying the Eeanw Hama, unleae Lender pays Borrower interest w the Fmda end applicable law penmte Londe m make each a chmge. However, Lender may regrrire Borrower to pay s wo-time charge for an independent met esfake taz reporting service needby Lendein camectiw with Sus loan, urdms applicable law ptovidca otherwise. Unless m agreamentis made e applicable Lrwrequirea iaterestto be paid, Leads abaIl notbe rogmredm paySmaowermyiatereetoreaminge w the'lhmde. Hmrnwm~ and Leader may agree in wdtiag, however, that interest shall be paid w the lhmde. Lender shall give m Borrows; without chmE& ea annual actountiog of the Fwds, simwhg ¢edita and debits to the Fmda end the purpoea Sur which each debit to the Fords waemade. The Flmdsare pledgedaaadditimnal aeamtyfar eB some senaedbythis SecuriTy Instument. Ifihe Fmde held by Lendevxcaedtire amonnta permittedto be heldby applicable Inca, Lander ebaII attovntfoHorrmverfor the eacaca khrnde in annul®ce wHh the ragairamwm of appliable bnv. Bike amount aftbe bhmds keldbyLander at arty time k sot suffideat to pay the Ee¢ow Hems whw sae, Lender may so notify Borrower iawritiag, sad, is eveh ®ee Bomswer ebaH pay to Lander the amount necaaesry to make vP the defiawry. Bormwe shall make np the defldeneyin m more than twelve mmrhly payments, at LwdeYs sole disaetiw. Upw payment is fldl ofeH soma secaredby this Seoojty Iaetmmmt, Lender shall prompByxeSmdm Bonowet anyFemds held by Lwder. Ifi vade pmagcaph 21, Lender shell aaquim a seB the Property, Lauder, prior to the aaprisitiw a sale of the PropUrly ebell apply any Fwdv held by Lwde at the tame of eeq~risitiw a sde as a an:dit ageiad the s®e eecmed by this IioaHon ofPaymeafe, Ualeae applicable law provides otherwise, aB payments xacaived by Lwde ands[ 1 and 2 shall be sppliod; fort, to aqy prepaymwt charges dw undo tits Note; serond, to amomts payable under 4. Chargeai Liens Bmpwer shell pay all tesaa,s..e•"..~e,.~ehargee, Saes andimpositiweattabntable to the Property vddeh may attain privity aver this Hecarit<q ]nstromwt, and leasehold pryymwm ar gromd scam, if any. Borrower shell pq these obBgatiwe io the menuer provided is pamgaph 2, a if sot paid 3n that manor , Bacmwe e]iaB pay them m tbm diraaSy m Lhe pemon awes peygm®k Borrowm~ shaIl promptly fiameh to Leader aIl aoticca of amomra to be paid ands tbk peegraph. H' Sonower makes truce payments directly, Hotrowar ebell promptly fmaish to Lander re~pts evidwciog the payments Honnwer shall promptly dischmge ~ lien vdrich has priority aver this se®ty Instn~antadess Barmwer. (a) agrees in writing m the paymwE of the obligation sacuredby the tiro in ammatu' accapteble m Lander, (b) caatestsin good f®tir the Hw by, a defwde against eaToaramwt ad the liw iq legal prvceed"mgs which in the Lender's opiniaa operate to prevent the evfoitamwt of tiro Ban; a (r~ securesfi~ the holds of tine lien an agreemwt sntisieebory to Leader subordinating tiro Bw k this 8ewrity IaeEr®mt ISLrmder datesmines that aaypart of the Pmpertyis subject to a liw vdrich may attain laiarily over this Security Instrument, Landermay give Bmrowe a erotica identifying the liw. Hormvnrr shell satie~ the Bea ortake we e more ofthe nation satibeSr above vddual0 daysofthe giving aSnotica. R Hazard err Paopm4y leearanee. Borrovnu shell keep the impmvemeate novv erietiag a hmeaHe ereekd w the Preperf<y inured agrdnet kae hY fire, herazds included within the mtm "eatwded coverage" and s» otkerhazsxda, iarludiag Baode a Hasdmg, liQ which Leader requires insmaaoe. Tide inamenw ahaB be mnin~nedm the amo~mts endArthe periods that Lw~ requires. The laearenca carrier providing the insamoa shall be chosen by Ba¢ower apbjed to Lendetre approval whidh shell net be rmr'eeewably withheld 1f Borrower fails to meintma wvorage descnled above, Lender may. et LendePe ophaq obtain oarerage to pmtedLeadm'sngh63athe Pmpertyinan»rdenee with paragiaph 7. rrm Dour g99K1rJia9 PGGE .FOSS ~ jyQ_ PagaYotB AH inaorante polities aadremwale ebaIl ba aa»pmble m Leader mmd shall include a effiaderdmortgege aauee. Lmmderabell have the light m hold the polidea andrmmawais.lf Lendermpntee, Borrower shall prompfly lam m Leader all reafipte of paid pieadrmme sad renewal notices. la the evmmt of lose, Borrower shall give prompt aotirn m the immrnnce rm~rier and I.ender. Lender may make proai'otloae if not made promptly by Borrower. 9nlero Lender and Borrower otherwise agree is writing, inamance proceeds ehaH be applied m xeatoratimm err repair of the Property dmmraged, iftbe resmration orrepair ie ecoao~rallyfesatbla aadLeadea's aeenrityie aotleaseaed.lf the roetoratimm or repair is not emaamicallyteemble or Leaders eeeuri4y would be lessened, the inamsace praeeeds shall ba applied m the sums seemed by this 8ecinity Inetrumeat, whether or not then ring wikh any eaceas paid m Borrower. H' Borrower abandons the Property, or does not answer within g0 days a notice from Lender that the immsace oasrierhes offered m eetfta a claim, then Leader may cdlecE fhe inemance proceeds. Lender may nse 8re proceeds m repair or reemra the Property or m pay sumo oeearedby tLis decority hudrameat, whether ornatThmm clan The 90-deyperiodwr7l beginwheathe aotiraisgivea Ualeae Lender mmdHorrower otherrvlee egreeia writing, any appBmtimm oYprxeede m principal shell aoteatend orpoetlwne the dne date eP the moatldy peymeaffi referred m in paragraphs 1 and 2 or dumga the amount of the payments. Tf ender pmagraph '4L the Property ie aapdred by Lender, BoanwePe right m say insurance polices and p[aceeds resulting from damage m the Property prior m the saluimtimm shall pass m Leader m the errant of the auras eecmad by this Sec®ty Ludrumeatimmediabalypriar mthe acgmeition. & Oconpanoy, Preeervatmn, M~ateas^..e and ProteMioa oP the Property; Boaowee's Loan AppBeation; Leaeeholda. Borrower ahaB acrnpy; establish, and nee the Praperiy m Borrowar'e pzmdpel restdmmce within sixty days stmt the ereeutWn of this 9eanig Ludnrmmmt sad shell continue m oanpythe Property m$mrower's prmcipallaeideace foratlemt one year a$ar the dabs of omrpmmry, mileea Leader otherwise agrees is writing, which comsat shall rot be uaroasaaably withheld or rmleee eamnmting cimomemaces esurt wbidr are beyond Borrower's control. Honuwer aball not destroy, damage or impair ftre Property, allow the Property m deteriorate, or commit waste mm the Property. Borrower abaB be is detmmltffany fodeitma action orproreedmg, wbatiier awl or criminal, is began thatin LendePs good faith jodgraentmuldrowltin forfeihan of the Property or othazwiae materially impaaa the lien crmmd by this 8ecnrity 7astrament or Leadez's saeudty interest. Borrower gray Cara each a defmdt and raaetate, m provided in pmagiaph 18, by oanaag the action or proceeding m be dumiseed with a rulin6 that, in Landers good faith dem®ination, precludes fmfeiuae ~ the Bozrowei'e interest in Lbe Property of other materiel imp®rmenE of the lien created by thin 6ecarity Inetammeat err Lender's seuaity inmreet. Borrower ebaH also be is default if Borrower, riming the lomm application Process, gave meterial~yy false or imoeozam irdmmatimm m statements m Leader (or fsdled m provide Lender with any materiel information) is cenneetioa with the kimm evidanord by the Nom, including, but notlimited m, ralaeeentatiom cmcamng Hoaower's oompang9 otth Property m eprinapal roadance. B' this SeemiF3.7mtntment ffi on a Ieasebold, Borrower shall romply with ell the provimws ofthe lasso 1f Hoaower acquires fee title m theProperty, theleasehddaadthefce rte abau aoimarge unlevaLender agrees m the margerin writrvg. 7. Protection ofLmdee'e Rights in the Property. B'Borrower fadsmperform the covmaaffi mmdagreemenffi contaimd is this HecaGty hretrvment, or there ie alegal proceed'mg thatmay ®gai5cant~y affectLendeYsrighffiiathe Property(euehae a proceeding is bmmlQUptq, pn>bam, Yor ceademnation ce forfeiture of m enfcaoe laws err regulatima), then Lendat m~ do end pay ~ wherever fe aeceaeary m protect the velne of the Prop¢aty and Lender's aghm in the Property. Leader's action may indnde paying soy awe rciaed by a lien which bas priority over this 8eemity Instnrmeat, appearing is mto~ 1~6 reasonable attormya' fees sad enteang mm the Property m make repairs. ffithough Lendm' may take actiea ender this paragraph 7, Lender dose aothave m do m. Aqy amommta dieburcedby Lender under this paragraph 7 shaIl become edditi®al debt of Borroweraecmadbytbie 9ecrartY hteti~ent. Unless Borrower and Lender agree m omen mane of payment, these amouffie shall bem~ intoreatfram the dam oP diebmaemontatthe Nomram andebaB ba payable, withmffirest, upoanoticefram Lear~r mEoaowerregoeelfngpaymeak B. Mori{age lneuranae. Tf Leader required mmtpge insurance m a cmmditlmm oL making the kmm cecured by this iiecnrity lnsEromeat, Borrower sbaH paytbe premimmie regosedmmeintaia the mortgageiaemanra in effect B; far anyroeaon, the mcrEpge inamance coverage zaquinsd by Lander lapses or ceases m be is effect, Boa+owershall pr;y the premiumereq~m~ed m obtain coverage eubetantiaDy equivalmmt m the mortgage insuranoe prevlonelyin effect, atacmt evbemntiallyegmveleat m the cent m Borrower of ~ mortgage ivamance pretionalyin efFecS, fi+om mm alternate morlgaga imarerappravea byLender. B' atrbatmmtirdly egmvalmmt mortgage insmmmce coverage is not available, Borrower shall paymLender eachmoatha sum equal m one-twelftlr of the yemiy mmigage innnana premier hdngpaidby Borrower whin the imtaaace mverage L+peed ormaeed m be is effect, Lander will aceepE, use and retain these paymeam ere a loss reserve in lieu of mortgage insurance. Lose reserve payments may m longer be regmrod, at the option ofLmmder, ifmmtgage ineeronce coverage 6n the amoant mmdfar the period tbaE Lmmdtr regiurea) providedby mm loaner approved by Linder again baronies avmlabk aadis obmined. Borrower shall pay the po'~iame rbgtimd to mairrffiia mortgage insurance in effech, or m provide a lass xeaervq until the xegmtemeat ~ mortgage insm'mmce ends in acrordsaae with aqy written agreement between Borrower and Linder or appBmble haw. a 7nepeetion. Leatffir or iffi agent may make xnaeonable mmtiiea upon and impuliom of the Property. Lander sbeII give Horrowernotice atthe time oeor prior m mminspeeEim epea(yingmasmable muaefartheinape~on. BOOK~$f9PAGE tfJ~ (~ /L( rraa-~r rs.aere °~ 10. Condemnation The prxeede of any award ce ela;m for damages, dues ar ronsequenlaal, in cemectlm with any condemnation ar other Yelang of mw part of the Properly. odor omveyance la lieu of condemnation, are hereby assigned mmd atfaubapainmLmaar. In the event of a total taking of the Property, the proceeds shall be applied m the s®a senmedby Hde 9ermmtyl'nstrameat, whether or not then dne, with any senses paid to Hoaower. In the event of a partial taking of the Property in whidr the fair marksE vatm ofthe Proper#y immediately before ibe takingis equal to or greater than the ananmt oftlre soma seemed by this Segaity Indnment immediately befiae the talaag, masse Borrower sad Linder otherwise agree is writing, the some seemed by thin Seemity Lrstnmeat shall be induced by the amomrt of the proceeds mnitipliad by the following 8adiom (a) the total amomt of the sums secmud immediately hefine the taking, divided by (b) the fns' mmket valme of the Property immediately beforo the taLing. Any balance shell be paid to Borrower. ]n the event of a Pfd taking of the Property is which the fair merlart valor of the Pcopezlyimmediatelybefore the Zamngie lass than 2be amnontafthe sums seemed immedletalybaforo the taking, unles Hoaower and Lender otherwise agree is writing ormless spplireble law otherwise prwidee, the praceede shall be appliedmthe same securodby this Becmi4v Ltetrmamtwhethercrnotthe same aro then dos B'the Property ie abandoned by Borrower. or i~ attar notice by Lender b Borrower that the mademnor offers W make mm award or nettle a claim for damages, Borrower fails to respond to Lender wikhia 80 days after the date the notice is given, Lmasrie anZbmdaed to oolleet and apply the prorrede stirs option, dtherto ruatsaation orrepafrad'the Pmpertyorto the soma aecuredbythie Becurity Inetrameny whetherornotthm dne. Unless Lendetmmd8mrower othexvrlse agora is writing, any application ofproceede tD pdncipd aball nnteatmmd orpoetpme the due date ofthemontldypaymentsreferred to is pexagrapha 3 md8 or change the amomtofaueh payments 71L BomwerNot$eleeeed; ForhearmmooByLeadsNot a Waiver. Eatenrioa of the time for payment ar modifimtim ~ amartiaatim of the s®s seemed by this Secrmty Inektrmmt grmm4d by Lender to a~ suceaear in interest of Borrower shall not operate to misses the 1iatility of the original Borrower m Boaowel's mooeseozs is iaLeresL Lem shall not be required m tommenm Proceedings against any euoxseor in interest or infuse to eatmd time for payment or otherwise modify amortuadien of the e®s eecored by this Security Inehrmmt by remm of s~ demand made by the arigLml Boaowu or BmrowwYs euceesmra in imamat. Any forbearance by Lender in ezerd®g any right or remedy aha8 not be a waiver of or ptedude thr ermriee of mmYright mremedy. 388nooeeeore andAsaigaeH'oaad;d"oint and 9everalLiabOiLy;Co-®gaera. The mveamla and agreements of ibis 8ecmty Iasn+ment shell bind and benefit the euosaema and saeieos of lender mmd Sorrower, anbject to the provisions of peiegraph 19. Borrower's coveaenm and egzeemmta shall be }ofint and seveml. Aqy Borrower who comgns tide Seeaity hiaWmont but does not enewte the Nola: (a) is oo-efgning this 8ecority lne4rmmt and to mortgage, grant and convey that Borrowela iatereatin the Property moor the terms of this Security histntment; ro) ie not persomlly oblitp~ m pay the auma make eagaommmodatione with leg8Sdte the terms of this Securityra~^~ee_tmthe Note withontthetHomower's oonemt l8. Loren Chmgea. if the lomm secured by this 8ae~ty Iaehrmmt is mhjed to a law which seta meaffiam tom chmgea, end that lawia SnaBy interpreted ro that the inbereat or other tom charges collected or to be coiLxted in cannectien with the loan ezeeed the permitted limits, then: (a) axty arch Lm eluage shall be xedmedby the amount aeoassaryto reduce the charge to the pemitted 7iarit, and ro) anq soma ahuady collected firm Samswer winch ezeeeded putted limits writ be refrmded to Bamwer. Lavdermay choose to make this rcfimdby redudngthe prhudpel owedunderthaxom arbymakinga d'uectpgyment b Horrowm~. B a refundrednces prindpal, the xdnctioa vdII be trmtedas a partial prepaymeatwitboutsaYPeaP§7'mmteLmge undarthe Nate. 3A Notices. And aoticemHorrower provides facia thin SecaaW lnatnment ahaB be given by ddiveringit orbymmlingit by9rat dace mall milers app73mble law requires ace of mmothermathod. Thenotxe eball be dh+ected to the AepertYAddrees ar auy ocher addraea Bo¢ower designates by entice to Lander. Any notice to Leader aLdl be given byiimt elaea marl to Lmdefs addreea atamd herein ar any other address Ladder desigoame by norm to Bmxower. Any notice provided §oria than Sacmity Ina¢vmentsha~l be deemedtohave been givmmBormwerorLmderwhen given ssprovidediathispemgiaph. 16. (+oversirrgLav . Saverabiltty. This 9ecority Lretromeat shall he governed by fi!deml law and the law of the iuriallietaon ht which the Property is loceted. Ia the event that m4y provision or rlanm of this Severity Instrument or the Note maflide with appBoaWe Luc. souk emflict shall not afford other prwidone ofthia Security Lmtroment m the Note w)dd~ sea he gtven effect without the con0idingprovi®on. To thin endthe pzwisiene oftids 9eemity LudnmentmmdtLe Nate ma dedarodto he savetable. 1g.Borrower'e Copy Borrower shall be given one confmmedcopyofthe Note aadoft]ile SecuritylnaEtommt 17.Trander otthe Property oraBmaficial7nterestia8maucver. ffall or say port of fire Property or any iatereetia k ie add or trmmd'orred (or ff a beneficial interest is Borrower ie add or Lranaferrod and Boaower ie not a natural person) withoatLeadete prier wriEtea conem; Lendermay, elite option, req~dreimmediate paymentinfitllofaB Bums eecmadbythie Security Ltetrummt. However, this optien shall rot be eaetdeedbyLander ifexerdee ie prohOritedbyfedarallawore of the date of this Secority Lienumant. Bd9A~S~9PAGE r6SB ~_~ ~ ~f G vera•oan page4ote If Lender Brenaess that Optlm, Lender shell g1V0lle(rewBraOt1e80farCeLaatlen. TbenOtiCe eLdl pcowd0 8penodof noklees thin g0 days from the date the notice is delivered or marled within wLich Borrower mask pay ail soma eennadbythie Setmity Inskmmmt. Tf Borrower fd]s to pay these some prior to the erphatim of this period, Lender may invoke say remedies perndtmdby this 8ecmitylaetnaaentwithoutfmthernotlce or demand mBorrower. 78.Boerower'e Bight to Beiaskate. Tf Hmzower meats certain eonditiom, Bormerer shall Lave the tight to Lava enfmrement of tide Secooity hvdrameM dismatiaued at ate' time poor to 1be earlier aE (a) 5 days (or each otter period m appliceble law rosy spedfy for reivetatement) before sale of the Property pmeaant to any power of agile amteined in iLie Securi~ 7mbnment m (b) cony ofa judgment enfaming thin Serenity hrsknment. Thcae omditions Sre thetBorrower: (a) pays Lender all sums wLidr thin world be due varier this Seeimty s.~,,...,-mot and the Note m if no acceleretim Lad aavrred; (b) cores any deiLrrit of any other covenants or agreemenffi~, (rJ pays aIl eapsnsee incuaed in eafordng this 9eemif3° Inetnnn®t, indndtng, but not limited m. reasonable attorneys' fees; and (d) takes such action m Lender mayraasonablyrequire to seems that the lien of this Security Inchament, LeadeYs rights in the Property and Haaowm's obBgation to pay the some secmod by this Semrrily lnetn®eat ahaB cantinas oacLmged. lipm rdnstefamenL by Borrower, thin Security Lmteumeat and tbe obBgatiom aemaed hereby stall remain fully efsectiva m if no a~leratim Lad acanrad. Aawever, Gds right to reiastata shall nok eppiyiatbe win ofaoeelmatiaa underparagraphl7. 18. Saleo4Notai Chaapo oYLoan Serdceor. The Note or a partial fntereat is the Note (mgetLer with ihie Security Inelxi®ent) maybe sold one or more times withoutprlornoticeto Barrower.A mlemayremltin a cLaogeia the entitypmown m the "f.mn 8ervicm")that ccIlecfsmmthlypaymente dm mderthe Note end this 9emmtyLmtrament.TLera alm maybe om or more chengea of the Lom Servicerumelatadto allots of the Nobs. Tfthera ie a change ofthe Linn Sarvioer, Harrower w,A be given written notice of the cLeoge in eccordmce with paregreph 14 above and appBceble Lsw. TLe unties volt elate the a®e and eddreae of the new tom 8ervicer and the addcero m wLich payments ahonld be made. The notice wHl also omtda aqy other inRsmetim required by app7iceble Lou. 90.'Harardooe Subekances Borrower eheH not cause or permit khe presence, nee, diapmal, storage, of releme of say Barardone Subrtaaces m aria the Property. Borrower shell not do, nor allow anyone eh~e to do, aoytLingaffxtingtbe Proper that is to vidation otany Fmvimnmental Law. TLe pr~dmg two sentenam ahaH not app).y to the presence, nee, o! storage on tbe Property of small gcantihiee of Harardom Snbstaaces tLat are generally recegnized to be appropriate to animal remdmtiel case mdtomaintevaaw oftha Property. Honower shell promptlp give Lender written notice of mY iavestieatim, cidm, demmsd, Leweait or otter actim by say govemmmtel as teguleicry aganry or private party involving the Properiy and say Bmmdom Substanm or p,ffirironmentel Law afwbicb Harrower Lm acmel knowledge. Tf Borrower lamas, or is notified by any govermaenlai orreguLrWry authority, dual agyremoval or otherremediatim of any Hexardom Sibetance alPecti~ the Prvpertyianeceesacy, Bmrower eLaH promptly take all necessary remedial actions in accexdmce with L+avironmentht Law. As used is this pamgrepb 20, "flasardoua Snbetmosa" are those aubatanoss defined m rods ~ hamxdom esbetmcm by Envir'omaentei Law and tbe ihBowing aubefaneea gasoline, ~keroaenq other flammable or lode pekrelenm producN, toxic pedicdm and hedricidae, wlatile sdvmtq materials "ant,.'^` z~ s~esboa or fofineldelryde. and mdioaetive materials Ae used is kbis paragraph yA,'Zhvimnmental Lad' means federal laws and Lrws of the jmiedicFim wLere the Property is located titat relate tohedth, ee4ty or envimameatal protection NON-UfiIl+'a®4 [bVEPTANTS. Bm~mwermdLeodertmther rnvanmtandagive mfotbwe: St. Avicelmntlon; Hemediea. Linder shall give notdce to Borrower prior to aooeteratioa following Borrower's breach oFaay covenant or agreement in thin 3eourity 7nsSroment (bat not prior to accel~rtioa wader peragnph 17 unlem applimble law provides otherwise). Linder stroll aotiySorrovver of, among, otbetthiage: (a) the default: (b) the aotioa rogaired to Dare 13e defanik: (c) when the defaak mask be aaradl and (d) that fa$nan to aura the defauk ere speai6ed may roaalE is acceleration of the some eecared by this 8ecority LneErament, forecloeme by jaatoial proceeding end role of the Property. Lender start farF3rer inform Borrower of the rdght to reinstate suer aeaeleration and the righk to sesmt is the fmredaemo proceeding the ma~atenae of a defavlk or any other deLmse ofBortower to aoaelesation and torecloeare. B'the defaalk is not cm~ed ere epeoi5et>, Lender at rte option may roggiro immediate payment is fall ad'aB same eeaaaod by kLic Security Imtr®e~ without farther demand and may forecloeetirie 8eav{tylae4r®~t byjudicialProceeding•I.mder stoats eatitledto cxDeataB eaponaee iaminsad in pnreningthe remedim providadia tbu paragraph 21, iaduding, bntmtlimited tq ettarnoystfam and costa otfidleevidenoeto the erkent permitted by appHeable law. eoox1519facE 1659 ~ ~ rase.oxaa r.psara 29. Belesse. Upon payment of all same eecmed by rids 3ecarity hrst~eny tlris Secmdty Ineh•~ent and the estate mnvGved'shall terminate s~ become void. Altar arch ommeace, Lender sbaB discharge and eatiMy'tLie 6eeaity lastnmant witbout chm8e to Harrower Borrower shall pay ~zecardatiaaccets. ag. Waivara. Borrower. to the extent permitted by appAceble law. wmves aadreleasea a~ arer or defects is proceedings m enforce this 6easity hit, andhaeby waives the benefit of arypreaeat orfirt»ta laws pmvidingfa stay afesacation, esbnsi~ oftaae,exemption fmm attechraen;levy awl ode, aadhoamstead ax~Phoa 2LReinskatemeat Period. BaanweYs time to raiaetate provided is pazagraph 16 shall extend to ®e hoar prior to ffie commencomeat ofldddiagata eheriSs sale or orbs sale pmsaanttothia SecarityIne4ament 26. PnrnbaeeMoaey Mortgage. If any of the debt securedbythis Bennity Ine6•umentis lent to Hatower m aapdra title to the Property. this 8ecarity Inetr®eat ehaIl be a purahaee moneymmigege. ae.laterost BataASaranaem®t. Borrower agrees that the mast rate payalae artier a 3udgment is entered oa the Nate aia an actwn ofmorkgege forerloagre shaIl be theartepayable $nmtane to time nndatbe Note. 27. Hiders to this 8eoority Inatraaeat. Bone or mare riders are esecated by Borrower and recorded togetLa wItL this Security hag the covenanrt and agreemenm of each such rider shell be iaeorporated into sad shell amend and supplement the oevenants and agreements of this 9ecaritylnstrvmeatasifthe rider(s) were apast ogthia 8eem~itylastrment. LCherkapplicabla box(es)] [X1 PA Assmoptioa Policy Rider ^ Adjnetalde Rate Rida ^ CondominiumRida ^ 14 FamByffida ^ creanateaPayment xiaa ^ Pieaaeauaitl)evelapmeatBiaer ^ HivaxklyPaymentRida ^ Hellaon rider ^ Rate lmpmvemeotFtider ^ 8eoomdHome lGder SY SIGNING BELOW, Borrower axepts and agrees to the tame and covenants oontainedin this SenmtyIoetnmentandia any rider(s) executed by Borrows and recorded with it. Witneese . ~~_ -~~...~ ~ cd----~ gal) DAVID M ~ Barawa /J ~: ~ e CDOB -Baaawa _ «,) -Baawrer [aPvm PlatowThte Tdve FeeAaanowredxmmtl ~ •••_...... sraTE oP eeRRSYLVANxA ~at~G,,,;, county ee: ~t r • „..,. Oathis, the 02RD day at FwnaDAxY 1999 ,befae me, the undermgaW rap. appeared DAVID M 0008 ffiID DOlQtD1 g COOK ~ryp': y:.:::::. eatisfaMart'iyprot>en)to be the persons whoeen®e3 Axe eabscdbeato the withiniastrnmentand'sp~¢ Txex exeaate~ltheeamefortha • ea. INWITNE58 hLendaw eleeat. tteat,~e~ 0. ~ ~-C.r.- ~ ~~ -P My mmmis®on expire :My °,,,QWrea Feh.aLaaoD , Bt.PaiPa9WaAQASSOasboad Title of0fficer Cea'tiGaata of$e9ldeaae otMoetgagm MBLLODT t~RTOAGe COlOrANY ,Mortgagee within named hereby oertifiee tbntib pdndpal place ofboainees ie at 7775 xHBRPIDR STRSeT, SIIZTB 2300, DSRVER, COLORADO 8D203 /'l _ . By: / Plur•oasr Fageaofe SOOKj.S~ydGE sFGO L _ -- _ ~ . ' tL1 iE~,M. c£RFa:N :rune of iu:G, esiny SmyrovW S:t e cxl~kvpu.d [arch-aryl. nouns, .!roars !n setthaspton Fovnata Naearized Cecneyy Pnnneylv\hls, nor. partleu cly bounded Ctd desGSibad ea Cole'/s: B¢CLNN~ a at s point, a set ssilioad ap1XS in chs mrtn:l e[ Mxpvxt twatl (L. R. SSCESI s~ e<nmon eemsr Ot c[s ltaR and tee Ev, Son BnCeivxetert P3aT GC Jafnt F JOna~ pela:n) t11W.On ilapg tet He, j Ne1TR SO Geysee6 tnenee 1 l inMpdnw r. !eraaly Dot Xsnneth lC. apove~ Deuth et Gev:nes 1{ rindGe z9 avconde Erat dd. CC Sea: tv a set Sra+ p!r• chenu deny lands >av ei tvxE\rly Gf Senr X, enss sauth o3 dagrae\ :i n:nv:ee el eenvrGc Env[ alz.6a {ant Le a set rallsoae aplks in the ean•.feltaf e[ d:rsort pond: Neaee vsr :ne onnteilann et 8lrpett poa4 Mortis a{ dayses Ss .Sods.. Fa faeands Hut 9pdf isC. ee • pslnei cneno eentlrtumy Dues thf eentarllne pt Krpor poetl by~a relive to Na -Sght hwlny a redSus et 239.:3 Lest, .;Wesel hearing of pottX d efgieo IS ainite6 OD aaeeM\ Nut, an err G:s[ary0e Of ]8.13 taeC LO a net __ _ _ r\3}rond PPlke, the pelne aM F1eee of E°l:E%Lpe. ECSN: ell at l Na. 1 an SVbeSvislen Plan ivi Jeffs f, ~. Cenne £eceee, need Dae\dbes S, inq, sn raeerdetl in Nnbarleno eou~ty Plnn EOOR ,fp! ., Page ~, BEING THE SAME PREMISES WHICH Kevin T. Boland and Carol L. Bolan, husband and wife, by deed dated Avgust24, 1996 in the Office of the Recorder of Deeds in and for Cutnberktnd County, Pennsylvania in Deed Book 148, PRSe 2Q3, granted and conveyed unto David M. Cook alul Dovna E. Cook, husband and wife, the Mottgagors herein. PA3 j ~~ .,.`. 1. BODH~J~P GE t66I. . : .. „-° ,~ ' VA ASSIAVPTION POLICY RIDE~t NOTICE: TH5 LEAN IS NOT ASSIGNABLE WITFIOIJT THE APPROVAL OF THE DEPARTNE7J~ OF VEtFRANS AFFA~iS OR ~+ Al t71,1Ap17L't1 Af+sAR 5810732213 /~-V a t MllrJ~L7 /i~G1~1 ~ 531209 THlS AS8UN1pTION POLICY RIDERis made tide 02ND dayd FSBRIIARY 1999 ,aodisinomlromted into and ahaD be deemed m amend and supplement the Mortgage, Deed of Trunk or Did m Seems Debt ('7rmt+meat9 d the same dam herovdth, givenbythe rmdereigned C'hSartgagol) m aeeme theL6arfgagm'e Nom ('Note'9 oftbe same detain D18LLON PDRT6AGE COl9fARY, A COLORBDO CORPORATION its suxeameaad e~igne ("Mortgagee'? aadwveringthe property desm7:edin the Snetroment andL>catadat 126 AIRPORT ROAD SNIPPRNSBDRG, PRNNSYLVANIA 17257 (Propany Address) Natwithetanding anyWiog m the csntrezy set forth is the hsetrvmeak Mortgagor hereby aclmowLedgea and agrees m the fo-owine: TRANSFER OF THE 1?ROPERTY: Thin loan maybe declared immediately due and payabL: nPm tnmder ofthe praperLy eenuing such Linn m atq Irmsferee, unless the acceptabNit~q d the eeemtptioa of this ]inn ie eetabtiehed pmasant m 98 US.C.8714 An antivadaed 4ansfer ("aeeumptioa'7 of the pmpetty shell also be eubJect m add[tioml wvenaata and agreeme~ m net fmth.below: (s) A98UMPTtON ls[lNDiNG FEE: A fee equal none-half of 1 pemnt G60%) of LLe balena oftlva loan ae at'ffie date of treader of the property shell be payable as the time of transfer m the Lma balder m im aa}horired agenk ae hvetee for the DapartmenL d Vetemae Aflaira if the aeaunur feDa m pqq Ibis fee at the time of transfer, the fee shall mnetimm an additiunud debt m that shandy seemed by this hretrmnenk shell beerintereet at the rate herein provided, and, atthe option dthe payee of the indebmduesa hereby secured or any tranderee thereof, shall be immediately dne a~ payable. Tbie fee ie av~apmilywetvadiffhe ewomeria eaempt under the ptwisims of 88 U.8.C.9729 ro1- '(b)ASSUMPTION PROCE63ING rrsrevrro. Upon applimtion for approval m allow asaumptian ofthis loran, a procee®ng fee may lie ebmged by the loan bolder or its satharised agent far deteruriuing the creditwm9daeae of the saeirmer sad aubaegnently revledng the holder's ownership remrds whin as approved hander ie completed. The amount of this ehatge eheD aotesseed the nsaaimimesmbliehedbythe Department dVeteranaA$aimi~sla®m whieh98 US.C.8114applies. (rJ A88[71tiP140N-INDELIIIITYLIABIIdTY: Tf this obligation is assumed, then the ammner hereby ogees m assume ell of the obligatims of the veteran Hader the terms of the imhtmtents creating and aecoring tlrie loan, inclndiagthe obligation of the veteran m inaemnsi~ytha Departmmtofveterans Affairs m the extant of e~ clmm payme~axiaingfium the guet~ty orinsmanae oftheiadebmdnem meamdby this hudrument. GUARANTY: 8hodd the Department d Vetetana Affairs faD or refuse m iewe its gumsmty in fall amo®twiNrin 60 days firom the dam that tibia loan world normally beemu elig0ole for such guaranty committed t~ by the Department of Veteraae Affaha under the provision d Title 96 ot'the US. Code "Veterms BeneSb', the DSarigagee may deetere the indebtedness heroby secured at one do and payable and may finedose immediately or may examine nay otlus :ighm herenaderormka eAyatber proper actin as bylaw provided. INFVYfNEBS WJINItEOF, Mortgegoz(s)hae ezecutedthie4AAsatmmptim Polity FNdez. 'ts,t nl Pennsylvania tt ~~,-'~ /...i-Y.~ /1+'1 Ee~ CounrofCumbcdandl II6 ~ ~ ~' DAVID M COOR Rego d-di th~o(imefor there rdbigaT DSed:~ ' ac and rlard Cou ~ _, ~ •~ l _1,,,,, ~ ~ ~ , ~~ i 8 Vol. - ~~ ~ CtbR tuft my bands ~ _ . ._^ ', ecor r ' w "'y' - ~•04~ BOOKIJr1:JPAGE as~. 6 a ~ 'The undersigned, and duly authorized representative of Plaindf~, deposes and says subject to the penalties of 18 Pa. C.S.A. X4904 relating to unswom falsification to authorities that the facts set forth in the foregoing Complaint in Ejectment are true and correct YA his information and belief. ~llt d tiSSt37ANdT ~C~T~7 ?U ~ ,~ ~. ~ ~ ~ ~ ~ ~ "( ~ ~ ' ~ C Xx~ `k~ c? c: ~:y'- _. r ~, ~'~., ~{ ~. ,; :, ,_, .> ~ _.~ ~_; _, , ;: :': i e ~l SHERIFF'S RETURN - NOT SERVED CASE NO: 2001-05008 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CHASE MORTGAGE COMPANY-WEST VS COOK DAVID M ET AL R. Thomas Kline Sheriff who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT to wit: COOK DAVID M but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE the within named DEFENDANT COOK DAVID M NOT SERVED as to DAVID COOK IS DECEASED. DIED 2/16/01. Sheriff's Costs: So answer Docketing 18.00 Service .00 Affidavit .00 R. OMAS KLINE Surcharge 10.00 SHERIFF OF CUMBERLAND COUNTY __ . 0 0 28.00 GRENEN & BIRSIC 09/04/2001 Sworn and subscribed to before me this ~ day of ~/",~~,,,(,,, a2v-ol A.D. ~~~~ Pro honotary ' SHERIFF'S RETURN - REGULAR CASE NO: 2001-05008 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CHASE MORTGAGE COMPANY-WEST VS DAVID M ET AL RICE;ARD SMITH Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon COOK DONNA E the DEFENDANT at 1330:00 HOURS, on the 31st day of August 2001 at 126 AIRPORT ROAD SHIPPENSBURG, PA 17257 by handing to DANIEL MULLEN a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service 13.00 Affidavit .00 Surcharge 10.00 .00 29.00 Sworn and Subscribed to before me this /3 ~ day of ~, atw( A.D. ~ n ~,, ~ " .,: l1 11~t,tJLX~CJ~ ~~ rothonotary So Answers: R. Thomas Kline 7 09/04/2001 GRENEN & BIRSIC By: Deputy Sheriff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, ) f%k/a MELLON MORTGAGE COMPANY, ) Plaintiff, ) vs. ) DAVID M. COOK and DONNA E. COOK, ) Defendants. ) ,~ ~~Fendan-ts ) YOU ARE HFAEBY FffD TO PLEAD TO ) Tiff ENCLOSED ) WRHWTWENTY (20)DAYS OMSERVICE HEREOF OR A DEFAULT JUDGEMEP ) Y ~ ENTERED 0 ) Albm w ) CEp11FlCATE ~ LOCATION ) I HEREBY CERT&Y THAT THE IOCATWN dF 1HE REAL ESTATE ¢Y THIS I~EN B ) NO.: O t - S"~ twaaD) ISSUE NO.: TYPE OF PLEADING: CIVIL ACTION -COMPLAINT IN MORTGAGE FORECLOSURE CODE- FILED ON BEHALF OF PLAINTIFF: Chase Mortgage Company -West, f/k/a Mellon Mortgage Company COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Faust, Esquire Pa. I.D. #77991 GRENEN & BIRSIC, P.C. Firm #023 One Gateway Center, Nine West Pittsburgh, PA 15222 (412)281-7650 I.r Testimony whereof, I heTO unto set my hass~ anal the soaB o9 said Gou~.at Csrltsie, Pa. TF3"~'E COPY Fi~OM RECOF~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, Plaintiff, vs. DAVID M. COOK and DONNA E. COOK, Defendants. NO.: NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appeazance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CAl`INOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Lawyer Referral Service Erie County Bar Association 302 West 9~' Street Erie, PA 16502 (814)459-4411 ~„ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: Plaintiff, vs. DAVID M. COOK and DONNA E. COOK, Defendants. CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE Chase Manhattan Mortgage Corporation, by its attorneys, Grenen & Birsic, P.C., files this Complaint in Mortgage Foreclosure as follows: 1. The Plaintiff is Chase Manhattan Mortgage Corporation, which has its principal place of business at 3415 Vision Drive, Columbus, Ohio 43219. 2. The Defendants are David M. Cook and Donna E. Cook, individuals whose last known address is 126 Airport Road, Shippensburg, Pennsylvania 17257. 3. On or about February 2, 1999, Defendants executed a Note in favor of Plaintiff, in the original principal amount of $94,733.33. A true and correct copy of said Note is marked Exhibit "A", attached hereto and made a part hereof. 4. On or about February 2, 1999, as security for payment of the aforesaid Note, Defendants made, executed and delivered to Plaintiff a Mortgage in the original principal amount of $94,733.33 on the premises hereinafter described, said Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on February 12, 1999, in Mortgage Book Volume 1519, Page 655. A true and correct copy of said Mortgage containing a description of the premises subject to said Mortgage is marked Exhibit "B", attached hereto and made a part hereof. 5. Defendants are the record and real owners of the aforesaid mortgaged premises. 6. Defendants are in default under the terms of the aforesaid Mortgage and Note for, inter alia, failure to pay the monthly installments of principal and interest when due. Defendants aze due for the Mazch 1, 2001 payment. 7. On or about May 5, 2001, Defendants were mailed combined Act 91 and Act 6 Notices, in compliance with the Homeowner's Emergency Mortgage Assistance Act, Act 91 of 1983 and Act 6 of 1974, 41 P.S. §101, et seq. 8. The amount due and owing Plaintiff by Defendants is as follows: Principal $92,544.30 Interest through 8/19/01 $ 3,304.34 Late Charges through 8/19/01 $ 145.50 Escrow Due through 8/19/01 $ 540.58 Attorneys' fees $ 850.00 Title Search, Foreclosure and Execution Costs $ 150.00 TOTAL $97,534.72 WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due of $97,534.72, with interest thereon at the rate of $16.48 per diem from August 19, 2001, and additional late charges, additional reasonable and actually incurred attorneys' fees, plus costs (including increases in escrow deficiency) and for foreclosure and sale of the mortgaged premises. GRENEN & BIRSIC, P.C. BY: Kristine M. Fau t, Esquire Attorneys for Plaintiff One Gateway Center Nine West Pittsburgh, PA 15222 (412)281-7650 THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Exhibit "A" ~ ~ ~ ~,y~~~~+~/~~~~ ~,~y~~~~~N~~OpT~E~~~N~yy~~581~07~3221~3 /~a~w, /~ IYMV I IVG. l~i~s~~aLA~J.fV~~I/~~I~YV I~/i7A~7~Y~lYY/~i~1.~G~pY~Yt 1~1 pMJ s .iw1'IG~IYrfaVllh~W~Vpr~~{ 1 nG ~FII711Y~Y 1 VI- 1/fr 1 G17FY~h7lifT{~11fL7 ~./fl ~ F1V 1 fM'71[~J f~i~7~ 1. 531209 FBBRIIARY 02 , 1999 HRRSBRY ~ > PERASYLVARIA 07ate) (Oily) (Bests) 126 BIRPORT BOAR, SBIPPRNSBOAG, PEARSYLYANIA 17257 ~raperlyAddmea) L BO&EOW SB9 P803f 19E TO PAY Ia rattan fotalaaa UmtIhaw received,IpmmSeempay II&.$ 94,733.00 (tLisamountm ealled'~mcpsYl, plueinteamq mUu order oftbe Lender. TheLmdarm NELiAN t6AtTGAGE COkB~ANY A COLORADO CORPORATION I vademmnd that the Lmdrmay trammr Hde Nom. The Lender or anyone who takes this Nom by tcan~ and who is entlUsd m receive paymenm order thieNomia caDed the °Nom Holder.' 2.IOY18IREW1' Inmraet vall be chmged m napai4 prinapel natil the fall amount of principal hen hem paid.I wall payintereat at a yearly tabs of 6.50000 %. The intexeat refs tegmred by this Sxtion 2 is the nor I wi0 pa<y both before and alter atq deianit dmm"bedin Section 60~ d this Nam. & PAYMENTS (~ Timo and Phee ofPsymemfa I vnll pay prlodpel andmmtostb9malargpgymmmaverymmH+. I will make my mmthly paymema on the 01ST day of each mmth begiamiog m 1•ARCfl Ol , 1999 .I vtill make these paymmm evm'y mmth nn~ I have Paid all of the prfndpal and hamrmt cad say other ehmgee deaerabed bemwthat I may owe order this Nom. My manth(y paymohm wID be applied m inteceat betwe principal. If, m I"EBRDARY Ol , 2D29 ,Ie13D owe sore®btmder#de Nom,IwDl payth®eamammia fuIlwthat dam,vvhirhie mlladtbe madmgr dam: Iwill make mymmthlypaymmm at 1775 Q~*+*mw BTSIOiT, SDITS 2300, DBAYEA, COLORADO 80209 aetadiffereatplacefftegNradbythe Nom Bolder. ~ Amonnt of 11lonihly Payments b~vmmth(ypayatetttwiRbe is tkeamovntofIIB.$ 598.78 A BOBBOWEB'8 BIGHT TO PBEPAY I haw Lhe tight m make paymeam ~ principal at any time beCas'e they ate elms A payment of paindpd only ie known ae a "pmpeiymmt" Whm I make apaepaymmt, Iwa'D teIltheNom Holderinwritingthatlam doing so. I taeyy make a Oall prepayment of partial pmpaymenm adthout paying aqy prepayment charge. The Nam Holder wID nee aD o[ my pmpnymenm m reduce the amount of principal thnt I owe wider this Note. It I meln a partial fiepeYmmk them vdIl be ao chengeain the due dam otinthe antomtofmymmth(y pgymeatnnleuthe Nate Helder agmminwritingmtbme ebmgee. & LOAN CBAHGES If slaw, while applies m tbmloab andwbich seen m®m~a]om chmgee, ie final)yintazpeemd eo that the intmaet or otba~ham almtgee aollelmd or m be collected is omnection with Uda loan eaceed tba permitted ]imita, than: (u any mmh loan ckatge abaU be mdtured by the amomt naceaearY m melees tba ~e m the petmitmd limit; and (iq aqy e®e aheedy co-acmd from ma whisk eauaeded px~tmd limits wDl be refunded m me. The Note Hddermgy choose m meta this re5md by redocingthe p®epal I owe tender Ihia Nom ar by mddng a direct payment m ma If s.refmd reduces principal, the redaction vdR be treated ae a pmtlal Pmp~'mmt• e. BOBSOWES'S BAIISIEE TO PAYAB BE@IIID~>LO (A1 Leis Charge for Ovaedoe Payments If the Nate Bddei hen sot ral®ved the fuD amount of mymoathlyPgmentbythe mdof PZFTEPtI mlendar daga after the dam it ie due, I vall pay a Lde ~®m the Note Helder. The amamt of the charge wiU be 9.000 % of aqy overdue pegrmmA I va11 pay this ]am ~ prompyybntonly cave m eaehham payment. ~) Ilamak FII donotpaythefoD amoantafeadtmmthlypaymmt m the damieie due, IvaTbeia demdt. . (C) NotioeofI>r'leult HI am in defenit the Nom Hddermay send me a vndtmn mtiw tellingme tbrtif I do aotp~ the overdue amooMby a oatein data, the Nom Hohlermayree(are me m payfmmediamly the fall amonat ofprincipal which bas aotbam paid and aD the iatereat tbaLI owe mOmtamotmL That dam mtaetbe atleeat80 days a[teribe dam m whiebtbe notice is delitroredarmaaledmma (D) No Waivm~ By Note Holder Even if, aL a time wkm I am in defmit, the Nobs Holder dam notrequire me m payimmediam)y is faIl as deem'hed above, the Nom Helder wID etiII haw the ri~tm do coif I aorta defanltatalatertime. lEl PgymmtofNoteHoldde Coate and$zpancee 1f the Nob Holder hoe svgahad ma m payimmediamlyin fuD as deambad above, She Nom Hold~vdR haw the tight m ba paid bait by me ihr all of rte seem and expenses in eoml®g this Nom m the ertmt sot pmldNmd by applicable law: Thaee e:pmeoe invlude,farerample,rveaooeble atmrneye'leea NUL7ISTATE FUZED AATEN07E-SISSU FawAy-FNNA/Fi11NC UNIFOAN DL'3TRUNEN7 Farm 8Z0012J8~8 (wlth YA mad8katbna) /1 yy; Qj n t ~, ~~•~ Psaslara ~ "~~ ~I. ~ ® • ~ 7.61VDYG OF NOTiCE3 Ualem applicable law raq~ea a di9'ereat method, say notice that mast be given m me under this Note wig he pvm by delivering it arty maUiog itby 5rat clam mail m me at the PmpertyAddtem above orate different addrem iYI give the Note Holder a notice of my different addrrea Any notes that moat ba gives m the Note Holder under this Note will be given by maiNag it by fret class mail m the Note Holderatehe addrvea ammam Section e(A) above or at.a diffiereataddreeci4I am given a notice ofthetd~mwt adders. & OBLPC.ATIONS OFPERSONS I1~BTHtB NOTE If more than one person dgos this Note, each pereoa is f¢4y sari permmlly obligated m keep all clthe ptomieee made in Wa Note, including the promise m pay the faD amonat owed. Any Perron who m a guarantor surety or endorerr of this Nota ie abm obligated m do these things. AqY person who fakee over throe obligation, iacladinB the abligatlone of a gomunmr, emety or eadotaer of tiria Naoe, ie also obligated m keep all otihe promisee made is this Note. The Nom Helder may enfmw im right ender this Nom against each perw individgelly or against eIl of'm together. This me®sthat a~ona afuamaybe r'egdradm payaR oI the ®ounb oweduadertbis Nom. 0. WAIVEBB I and mty aFher person who hen obligations ceder this Note waive the righm of preeentment and notice of dishonor. RreeeatmeaB' neaps the right m require the Nom Holder m demandpayment of amamm due. "Notice at'die~mt" means the right mregatre the Nom Holdermgivemtlm m other petaonsthat amo®b rise Lava mtbeea paid. 10.ALLONG$TO THffiNOTE If an aIlonge ptavidiagfar payment adjuetmenb orfor e~ other eupplem®tal i~ozmeti®ie taewtadbytbe Honowarmgether with Shia Nam, the covenenm of the allonge ebeR be incorpotatedmm ®d abeIl amend and atrpplementthe covmanta ottbia Nets self the aRonge wme apartoYthiaNom. (Cheek applimNeboel ^(.4adnamdpaymeatARonge ^Other(Spaa[q] ^~[:;peearl >L UNH+URbi SIlC01tED NOTE This Nom is a uaifoffi inaumnmt with ]imimd variatioosia mme jtniedictiane. Ia addition m the pmmdiona gfv~ m the Nob Holder uadmr this Nom, a Idortgage. bead oPl4aet m 9eaar~ Deed (the "Sema$p Inattmnent9, dabd the same dam aethm Nab, pmtada tiro Nom Holder gmm paseibm lance wbkh aright mwdt if I do sot ]map the pvuaasm vdrich I make in this Nom. That Security Imhmaent deem'bee how sad ender whet condltlom Imaybe xgoitad m make mmedfabe paymmtin full of all amomb I awe ceder this Note.9ome ofthom a®ditiaas are deaa'bedmtoDowa: Ragubuiona (Sg C.F.R. Perk 867 ironed under the Department oT Yetarmm Atlmma ('V.A.'~ Cuatsabed Loea Autheri$~ (88 U.S.C. C6sp6tr S'p sad fn efled on the dam d loan closing ahaR gavem the right; duties and liahilitiea oYthe parties m th(e loan sad auypmvtsma of this Nob which am imm~aiebnt with each regdatiooe am hereby amendedmd eagplameabd m eamfaamthemm. Wl'IIRE~ THE HATID(S)AND SSAL(e) OS THEUNDIDt81liNRD. '~/„~„~9 B7'n /°~ (Seel) DEVJD M 0008 .Bmrawer ~-e7.,,..~ ~ C~n-Q- olau nol~ S WOS dlmmw~ (wall -smmwer _ (seau ,aermwer (~saOiigbwl~aly, WITHOUTHECOUflSE PAYTO7HEOR06lOF M~EjLLO~N MO~ATGAGE COMpANy ~/ ~i~j~ CYNTHIA L6FESSETi, ASST. VICE PRES Page8 orb ruse-Dora Exhibit "B" .f O REC.igD ANn RETORN TO: MELLOD a~nemr_nrv CA[4pANY Y. O. 9OP 4883 HOIISTON, TEXAS 77210 RCBEi,T ('. ZtEGLER RECDRDE' OF DEEDS CUMBER1~tiD CCUNTY-PA ' 99 FE812 Ply 1 5$ tapem dbova Tbis Liao Par BaeoNlsa Data] MORTGAGE Vf1111 a7MV~~'NF71LU~/A~uw~• 531209 TAISMORT(iA(3E C'8ecmit9ImtrumenY7ia given on £EBROARY 02 1999 .The mottgagm~is DAVSD M COOK AND DONEA E COOTC f Bormwer7. This Seeoab' lost®ent ie ~vea to itELI.ON ke1RRGSGE COt4t+ANY, A COLORADO CARPORATION whichia orgmtisad eadauieHngunderwelaws of T8B STATE OF COLORADO ,a~whoce sddreeais 1775 SHERt®N STREBT, SOITS 2300, DENVER, COLORADO 80203 ("Leadet7. Bolrawat oweslandm'weprindpel snm of NINETY FOOR R8ODSAND SfiVffii HONORED T~.RTY THREE H!ID 00/100 -^-~-~~- IMHen (US. $ 94r 733.00 ). This debtie evldeneedby Bormwsire ants dated the same data es flue 9ecmtty Iaela~aM (Note"). which provides far monwly payments, with we fuH debt, if sot Paid esrNer, due sad payable oa FEHADARY 01, 2029 . This 8ecsrit,l' Instrument cecmea to Lender. (a) the repayment of we debt evidevwd h7 the N°ta, with intereat,' end aH renewals, eatsnmona and moddotioua of the Note; (b) the payment a[ aH other sum0. with interest, advanced Hades paregi~aph 7 w protect the security olihle 8ecorit,P Instramettfi and (e)we perA.rmanca ofHmrowate emaosnb and~agnemepte under this Secarity Inebt®ent end the Note. Ibr this pmposa, Sonower dose bmaky ~'t6aBa, gramt ®d tnnveytoLmdrrHte ibllowing deem'hed propertylomtedia CDNSSRLBND Comty>Pemeylvani% SEE LEGAL DESCRIPTION ATTACHED EERETO AHD NADE A PERT HEREOF whiehhaewe address of 126 AIRPORT ROAD Rvrvt SHIPPSRSHDRG ,Penueylvania 17257 ("AopertyAddreea'~; FtBt pptead TOGETHER WIRB aH the improvemaafe now or hemettar erected oo the pmperq, and aIl easements, apptaheowwa, and fiadnss now or bmuaiter a part of the proparg•. All replao®ants and additimte sbaH sled be covered by this Senoty IaetrnmentAll oPthafinegainBie refeaedtointbie Seeori~•Ine4rmeatsawe'Tmpmt~y." ]IORROWEIt COVENANTS that Ba¢ower ie law9illy asived of the estate beroby conveyed andhea the light to mortgage, gent and Ivey the Pxopm$~ and wet kite Pmpeny is nnescomberod, ~sos e^ ae:ecmd. Em:ovrrs wamate eadwiH ddendgenerally the tithe tothe Plspertysgainatan cta®e end demands, esbjectto anyanenn>Ta~roeofroaord. s~ ~ BOOR~S~ PAGE .65J ~ ~ rL C PENNSYLVANIA.SneieFanuy•FanNeYaelFreddleNaaUNIFORAlINSTRUNENT Form 80398190 PA41•eNa P~pler6 ® • THIS sECkIBITx INSTRU[dENT mmbinee uniform covenants far mtionel nee cad aoa-nmtoim mvenaate cairn limited varietioneby juriadictlon to canetimm aunlfc®eecari~imtiumemcovm'ingreal property. UNIFORM OOVENANSB. Borrower mdLender coveneatandagiee aefollows whin dne the L'Paymento[1?rincipal and bateeeehvPrepayment aadLate Charges. Sormwer shall Pr~Ptiy Pay principal ofaadmtereatm the debtevidencadbythe Nom sadaay prepayment mdlam ehargee dm rmderflm Note. B.Fnade fior Taseseadlnearance. Subject m applicable law cr m a written waiver by Linder, Hmmwer shag pay to Leader m ~e day m~thiypeymeam are dne mrdertire Nam, unh'2 the Note ie paid is faB, a cam (F'!,mde7foro (s)yearlytesee end esseeaormm which may attain priority aver this Sec~ty Inetram®C as a lien on fha Pmper6y; ~1 yeasty leasehold paymenm or gmnad mom m the Property, f[any; (c) yearly horned or property iaemsa® premiums; (dl yearly flaadinemanca pr~inm0. B az0': (e) yeaz'ir moxt$ego ~~ pmmimo0. if aaY. cad (fl an9 same parable by Boarower to Lander, in sarordanca with the Proviaioae of pamgmph 8, in lieu of the payment ofmorigage inamanca premiums These items me called "Eermw Items." Lender mav, at mrytim0. cased andholdFunde is m aonnt not W erceedtite masimam amonntalmder for a federally related mortgage lean may regoffe for Bornowm's escrow aemmt under the federal Reel E~ 8ettlemmt Procadurea 9ct of 1874 m amendeditnm time totmm,l2 U.S.C. ~ 8601 at ay. ("12ESPA7 unless anotherlawthatappliea mthe Fonda seta a lesser mnsunt ff ro, Lender may, at any time, cofleet and hold Fonda is m emomt aoL bo eased the leaser emommk Lender may eetimam the aamt of Funds doe m the bema of avmrmt data and reaaonsbk estimates of eapmdituree offutme Ee¢ow Itamaorothmwisein eoemdanm wise aPplieeble law. Tl+e Fmde eheB be held in m institution whore deposrm are insured by a federal agimcy, imtnmmtality, Q mtit,y (including Lender,ff Leaderia such sa hratitutiaa) min my Fedmal Home Loin Hank. LemlereheB applythe fim&to paytha Eecraw Items Lmdar may not chmgs Baaowm forhdding and applying the E~mda, snanasy analyzsag sin esuow aceoant, m vedij3ng the Eeaow Rams, udees Len~r pays Hoaawer interoet m the Fonda end applcable law petooto Lendm~ m make each a charge. However; Lander may mquim Borrower mpay lone-time charge for m iadependeak rml estate tan reporting service nadbyLeader is ossnectim with flue ]o®, nnlem aPPBcable law provides othm'rvise. Unless ®egreemmtis made or applicable hwregruiea iaffimtto he paid. Leader ehaB aotbe regmred m pay Bormweranyinmmatoreesmnga m the Funds. Sormwer and Leader may agile in writing, however, thatinteraet shag be paid m the Fande. Lmdw~ shall give to Borrower. wltkwt ehaxge, ea annml ecromtiag of the Fmda showing credim cad debtor to the Funds and the propose for which each debit m the Fords was made. The Fummara pledgedas additiomd aecinityfor ell same eeeocedbythie SemnitY Lmteommt. s'w. Flmdehddby Linder eacaedrhe amouam permitmd mbeheid by applicabk+law, Lender shell eaeounttoBarrowersm the erases Fuade in ecamdmca with the requiremenm adapplirahle law. R'the amommt afthe Fuadsheldby Linder at etry time is auk eu~deai t4 pay the Farrow Items when due, Leadermay so no}i~yBmrowerin xaitigg and, m such ®eeSormvxrahaB pay to Leader 6m mno®t aecaeaaq m make op the deflcmey. Hoxmwm~ ehaB make uP rho defidmgia m mote then twelve mmthlypaymmL, atLeudm'e eoL discretion. Upon payawatia fall ofall c®e eecmedby this Saintly Lretrommt, Lender shaft P~P~y~d to Horrower ar0' Fonda hddby Leaden It; andet parngieph 81, Linder abaft acq~e m seB the Property, Lender, pdorm the segmutim oracle of 8re Pmp§rGy, ahcll apply m0' Fonda heldby Leaner at the time ~'srym®tim cr sale m a eeegit against the some aeemedby tine 9eaa{yy Inetrumeat. SAppBoatioaofPaymeats. Valeae appsceble Iaw provlaea otherwise, aB payments mcaived by Lender ®der paregiaphe 1 end 8 shell be applied: f¢sy m nay prepayment dhetgee doe under She Note; second, to amounts payable under PmagiaPh 8;ihlyd, bintereet dne;slmth, to prindpel dne; mdhmt,b eayLrte ehmges due uadarthe Note. 4. Chergeai Liana. Borrower eheB pay aR tease, asvea.meri, cbmgea, finea mdimpos[tiwna attolmlab]e m the ProPmh which mqv atmin priority over thia Sawcty Imtnmant, and leeaehokt paymmta or ground zenm, i£any. Hasower eheB pq rhea obligasme to the manner provided is paca®taph 8, ar if not paid Sa that manaeg Borrower ehalI pay tlmm on ffire direcyy m Lhe person owed payment Borrower shell prompsy ssmieh to Lender ell mticae ofamomda to he paid under tine paragraph. B' Sorruwer makca these paymeata d'¢eeyy, Bormwor eheB prompEly f®ieh Tq Leader re~pm avideadag the Pa9mea& Harrower shall ptompsy diechmge nay lien which has priority over this Security kiet<+®eatmile®Hortower. (a) agceea is writing m the payment of the obligatim eeegrodby the limin amenneraaepmHe m Lender, (b) oanbesteio gsodsasr the Ben lq, or da6mda agalaet enforoammt of the Bm in, legal procaediags whisk in the Lender's opimm operate to prevent ate anfmcameat of tiro Ilan; of (e) casino from the holder ot'tim lien mm agmemmE wtismchoty m Lender sahm'dinatiag the Bea m this 8eemlty Taetr~ent If Leader detmmima that anypart oPthe Fmperty fe sulljectto slim vdvch mq at~n pncoity ~ this Security Ludrrmsent, Landermay give 8mrowar a aatica idmtiQdng the ]im. Bonevver eheB satie4ythe Bm or take ono or mare ofthe actions eetitrth above vdtMnl0 days otthe giving of astim g.Bamdor Propea4y lneaeaaoe. Bomowar ahaB keep the imprwemmm now emstiag or hanetmr exeamd m the 1?roperty lnmred against lase by sin, haearde included within the term "eamnded average" and any otherhsrmde, including laude or tkadiag, ~ which Lender ragldrea inwaaaca. Tbie iasm~ce aheD he malnminedin the mdfm'the periods that Lmdet regmree. The'memenca carrier providing the insozanoe eheR be chosen ty 8ocrower eal;jeet to LesdeYe approval which shell rot be ymearonebly witiilu]d. R' Hormwer su'ls to maintain oovmage described above, Lender may. at Lacdele option, obtain average to prometLender'srighmia thePropertyia accordeaca withpeeegieph 7. rrtr.ea.r eaus15i9fAS~ .656 Page YotB all insmanw policies andrenewale ebaIl be acmpfabk m Lenderaad shell indude a amndmdmartgege dense. Lander shell have the tight m hold the poBdw andoanewels. xLender re4~, Hoaower ebeH promptly give m LenderaB recdpla d'peld premiums and renewal notices. la the evem of loss, Barmwer shell give prompt notice m the iawaance r~rier and Lender. Leadermagmaka proof ofkw if notmade promptly byBonuwm'. Udew Lender and Borrewer otherwiw agree in writing, insmanee Proceeds shall be applied m roemntion ar repair of the Property damaged, xthe reatmation or repairis econo®mIly tea®ble andlanda2a securityie aotleesened. xtha reeEOratlon of repair ie not ecaaomicallyfeea'bm ar lendels security waeldbe lessened, the inemsaee proceeds abaB be applied m the soma eaeiaad by this Seeiaity Instmmeny wbethar ar rot ti>~ doe, with any exrew p®d m Harrower, x Bavower abandons the Property, ar does not answer within 80 days a notice from Leader that the insurance mtriarhae offered m settle a daim, rhea leader may mllect the inaaance proceeds. Lender may nw the proceeds m mpa'v ar restore the Property ar m pay same womadby this 8ecarity Iasumaen4 wbethaz araottbea doe. Tlse 80-daypariodwID begiawhm tlu aotiesisgiven llaleee Lender ®d Sorrowar othmviw agree is writin& ~' aPPh~ti~ odproewdsm principel shall notertend orpoetpone the dve dW d the monthly pgymeate refarrod m in peragesply 1 end 2 ar dmsge the emoaaL of the payments. x ender PPh 'g ~ Property is acgtarad by I.ender. Hovovver'e right m ®y inseream polities and prnaeaaa raeultin6 fiom damage m the Property Prior m the a~xlaidtion shall P~ m Leader m the event of the soma earned by this Seemity 7oativmentimmediately priarm the arymeition. 6 Oaoupancv, Prewrvation, klaintenence and Fromction of the Propaety, Baaanwels Loan AppBcaiioa; IeaeeLolde. Hoaower shall accapy, eemblieb, sad ass the Property as Horrowela prindpel rwidmw within ~ days after' fbe eroartioa d'thie SernritY Inelrtmentand shall amtiane m occupy the Properly wBortowa'e p>mdpelm®deaw far atleast one year sitar fhe dam of oompency, val... Lender otbazwiw agrees is writing, width ronwnt shall not be narwwnebly withheld ar vailws extenuating drvitmst8nms amt which are beyond Sosrowele roniml. Borrower shall not deakoy, damage ar impetr the PrnperF,y, allow tLe Property m deteamam, ar rommit waste oa 1$te Propariy. Borrower shall be is defaultff any fod'eiture adaoa ar proweding, wbetiterdvB ar criminal, isbegan thstin Lenders good faith jsdgmentmuldrowltia foefaitma of }he Property ar otherwise matetia$y impair the lien seated by this Becarlty Inahsanent ar Candela security interest Borrower may oars aurh a default and minetam, u provided in Paragraph 18, by eaa¢iaB the action ar proceeding m be dfemiwed wBh a rnBng that, m Candela good faith determmetlon. predudes fmfeitare of the Borrower's interest is the Property ar other materiel impairment of the lira ¢eated by this &c®ty Iastnnaent ar Candela wcmity inmrest Borrower a1mB elw be is defaut x Borrower, dmmg the ken applimtion Process, gave mamrieAy tides ar tsemaram information ar emt~enm m Lander (ar fm7ed m provide Lender with any materiel irdomatio~ is croaeetisn with Ste ken evidenced by the Nam, induding, but notlimited m, iapresromtions concm~mng Barrowele ocrnpadry ofihe Property tie apriadpel roddenw. x tail Sec~fy Inetnsmeat is on a Ieesehold, Borrower shall o~ply with eII the provision ofihe levee. ffliaaowes° sapdrae fee title mthaPropetty, fhaleaseboldandthefea title shall aotmerge udewlandaragrew m the mergaz3n anitisg. ZPromctim otLmdele Bights in the Properly. x8arroarer feilamperfcrm the oovenmmandagre~enm omteiaed is this Security Instrument, ar there Ss akgel P*aree~g thatmay elg~r~tdY effect LendelsriBhiaiatbe Properly(evch~ea proceeding in bealQUptry, probate, Rr cmdemnation ar forfdtme ar m enforce ]awe ar regalatione), tbm Lender map do and pay for whatever to ne~y m protect the veins of 13e Propertyy sea Lendela.rigbm m the Proparty. Candor's actions may iadsde petyirtg soy s®s wnnad Iq a lien which bas priority ~ this Secmi6Y Inetrumen4 appearing in eoark Pa9iu6 xaeaonahla attarneyl fees ®d suturing oa the Property m make repairs Nthough Lrodar orgy te]m actiaa ender this parogiaph 7,Lmder does aarhave m do w. My smoanm di~msedlry Lender ceder tins parogroph 7 stroll become additknl debtagBormwerceraaedby Ibis 8ecarity Ineaomenk llnlem Borrower and Corder agora m other terms of payment, thew amo®m ahaB bear inmroat ftam the date of diaburaement at the Nom ram sad shall be payable, with interest, upon notiw from ].ender m Boaower mgawting psym.m. a llgartgaga Inaarsace. x Leader :squired mortgage inamance as a eonxtioa of making the lean wemad by thin Security bietnmment, Borrowar shall paytim pm..,n„e=regnued mmaintain the martgageiaetaane in effect I~1m anyreeemt. tae mortgage insurance covazage required by lender lapses ar ceases m be in affect, Borrower shall pay the premiumsrequired m obtain coverage eubetsatad~y equivalent m tea mortgage inemance prevlonely in exact, ataceet subemntiel~yagIDVeleatm the coat m Borrower of Hre mortgage insurance previondyia erect Smn en elteraem mortgage iaemarappmvedbyLeadar. ff mrbemntieliysgelvelontmortgage iuetusaoe coverage is not avdlebm, BorrowereJ` ell prymLenderndrmoMh a ram equal m one-turdflh adore yem3y mortgage iceoranw premier bemgpaidby Hormwerwhm the torments owexage Lpwd oreeewd m be in exact. Leadar will aaept, nee and retain flow paymenm n a low reserve Sn lien of mortgage inemso®. Low reeetare paymenm may n longer be required, atthe option of Lender, xmmtgaga ina~aance mverags 6a the amo®t and Earths period that Lender regviree) provldadby ~ Snnaer approved by Lender again hammer avatleble andis.obt®aed. Borrower shall pay the pr~ivms requaed m maiaada mortgage insurance in effect, ar m provide a ]ow roeave, mhl the regmoement for a Inspection. Leader ar im agent may make reesanable entries upon and inpediona of the Proper4v. Lendar abaB give Harrowarnotice at the time of arprierm mminepeetioa apecif9ingreawnehla mawfartheinspectioa BODRiS39PA6E t6S7 ~j~L ~~ YPti•06161 14ge8Or8 . ~. ;~.r.~.-m. T _ v -_ .. - - , "'~~~. - - - 9tII~lAea ®• 10. CondeaaeaQon.l4rs procvadv of arp~ award m r]aim far damegns, erect ac aneequential, is emneclim with a~ aaadomm~hoa ar otiurc mlcng of sal' part of the Property, orfar eonasY.aee m lion of condemnation, aro hendry aa~d and ehh-be peidm Leader. Ia the event of a toml taking of taw Property, the proceeds ahe-be app-ed m the s®s semrrad ky this Sea~tylneaament, wheftter ar not then doe, with aqy eacea paid m Hoaower. In the event of a pmtiel feting of the Property in wtdch the fair market valor ofthe Propatwy immediately befou the miring is egael m oe greater then the amaurt of 0e smre aanaed bytbie Saeatig Lietrument mm~edataly befam the mlriag, imlea Borrower and Lends atberwiee agree is writing, the some ucmed by this Seemity Ludr®mt shall be radnced by the amomt of the proceeds mdtipBed by the following fraction: (a) the total amaant of the came seemed immediately before the telring, divided by ~) the fair market valve of the Property immediately befou the taking. Any bslance shaIl be paid m Bomower. In the event of a pmtial tatiag of the ]?roperEy in which the fafr matimtvalne ofthe Properly immediately before the talang is lea tbanihe amount othee s®e anaedimmediately before the tsidng, nnlaes8oaowor and Leader otberwiu agree in writing arualea app-mble lawotherwiae provides, the proceeds shall be app-edmTbe same eecitredby thieBeeotity Inetnmmeatwhetheras~tthe some ma then doe. 11 the Property is abandoned by Borrower, ar i£ after notice by Lender m Borrower that the condemnor a$ere m make an award or tittle a elmm far damages, Harrower fadla m respond m bender vdtidn 80 d~ after tae dam tae notice is giveq Lenr)ec;s euLhorised m co-ectead apply the proreads, ntim optioq eitaerm rosbcrnti®ar reprdraf the Profiertyor m the some eeeuudbythis Semritalnetromen; wbetheror natthen dm. Udea IsnderandHaaower otherwise agree in writag, any app-ceiioa adpraeede m prlacipet shall mteatena orpoctpoae the dm dam ofthe monthlypsymeamtafezred m is pmagraphsl ®d8 ce ebeage the emoantof euchpaymenm. 118orrowerNotBeleaeed; PorbeeraaoeByLeaderNot a Waiver. ],vrtanam of fie time &r pavmeat ar modi9mtim aB amortisatlm of the s®s seemed lry this Secm3iy Imnmaent granted by Leader m say eu®aeorin inmreet off Basrswer shall not opmam m release the liab-ity of the original Borrower or Bomowet's soeceaeors in fntmeet Lender aheII a~ be regt&ed m mmmenm prouadhr~ agaimt any aucaam~ in interest or retua m adead time for paymantior otherwise modify amvrtizatim oP tho same seemed by this 6emu;ty Inatn~eat by reeun of aqy demand made by the origuml Borrower m HohoaeYe wwaama in interest Any fmbemsnce by Lends is esmti®ng any tight or remedy shall not 6e a wa;vai mot preclude lee emriee of eayright orzemedy. 18.8naommsandAealgne Bound; saint sad 9everalLisbHity;Co-®gnme. The oovennasm and agreemenm d'thie Saovrity Inetnaamt ebau bind sad benefit tae enaceaeme and assigns of lender sect Bommver, ®bjecC m the provredone of pwagroph 17. Honowat'a cevenanm and aguemenb shall be 3eint and uveuL Aqy Borrower who au•agm tlde Security aubrmoent btrt dos not assets Sae Note; (a) is ceadgnmg flue 3eemity lnstroaent only m mortgage, geant and mnvay that Borrowerre interastin tae Property under khe mane oFthis Security Ine4mnesk 0+) ie notpereomnyobligated m pay the see eegttadbySlde~Bernrity Inatirnnenk and (eJ agues thatLmder aadany other8mowermayagree m ertead,madd}; forbearor mate aRy atrommodatlone withugmdm the terms ofthia SecmityInetcumeatorthe NamvirthontthetHorrowe2a eoneent 1bLom lBrarpae. Tf the Imo aecuud b]' tius 8enmiy Inatrimmb is ealtject m a law which um masmvm loan ~Sce, sad fast law ie finally interputed so that the inmost or other loan charges m-ected ar m be cellectedin ooonectim with the loan ercead Abo pmffitmd 1®its, them (a) arq each leas charge eha-be uducedby tae amount aewaesym reduce tae aaaxge m the permitted l;m<4' , sad (b) arq soma already co-eated from Smrowm~ which eauaded petautmd Hmim wr~l be refunded m Bonovut. Leader may choose m mate tiuezefmdby reduemg the principal owedundarthe Nom orbymat®ga dheetpgymmC m 8oaoawr.lf a uiimd zaducee pdndpal, the zedacrim wiIl be neamdae apaztial prepaymentwitboatagyprepayamatcamga ugderthe Nobs. u Notices. Aay aaticem8orrower ptovidedforia this 8ecnrity hrshrem~tehall be givenby delfveringit orbyrna-ingit by foes daa soul notes app-mble law mgoiree use otaaotaermetaod.Thenotion eaa-be directedm 9ie 1?topertyAddua or eqy other addma Hmmwer desigoata by notice m Leaden Arq notice m Lander stall ba given b9 fast class mall m I.ender'e address emend bereia ar soy other adduee Lauder dasigname by aoflce m Bmrovrar. AAy ~tice pravlded forin tale 8ecmity Imnvmeat dra-be deemedmaevebcen given m Sorrowora~7.andmwhongivmaeprovidedinthiaparagiaph. lb. Govmv9ngLaw; 8evmabBity. This 9ermity Instrmneat eae- be govenmal by fadmal law and the law of the ,furieflietim is which the Property is lommd In the evert fast say provieioa of clanae oFthie Security lnetrument or the Nobs raaflicts with app-eable law, each mnffi'ct eaa- not affect oElur pravielma of ibis 8ecmi'ty Inetromentas~tha Note w)rich ma be Slues effect without the conflictiagprovieion. To this andthe provisiaos oftius8ecmitylneFrumeatandtaeNom are deelmad m ba eeveraWe. 18.Borrowm+e copy Brouwer eha-be gives one eontonnedropyofthe Nom and ofthie Secudtylat 17.TraneBer ofthe Paoparty or a8ene5oialInterosb inBoaower.lf all or any pmt of ftte Property or say inmuetia it ie add ce trandeerred (ar if a beneficial interest is Bmrowm~ is uid or nandeaed and Bmrmwar is not a nahaal pesacm) vribhoat Leada2a primwrittea consent, Leadermay, atim optioq regrdreimmedism ppmentinfir-ofe- sums urnudbytide &cmity bretnment A:owever, then opium stall aotbs eaerciad by Lenderifaxmdu is proln'bitedbyfederellaw ee of the dam of flue 9ecmi;Y iaaen,ment BDOKiS~9PAGE 16SB rn ~ ~ ~! aax•oaa r+aaare .J.1~S~ - ..- ..... _. ~ il' aawwaraw IfLender exorcises this optitm,Lender aball give Barxoweraatice aFacceleration. The mtioe shall provide aperiodof notleu than 80 daya from the date the notice is delivered o<mmled within which Bormwa mast pay eIl wore eeemedbythie SacmitJ' Instrument. H' Borrower fm7s m pap these sums prior m the eapization of this Period, Lender may invoke asp remedies petmittedby this 3ecmitylaetrunaentwitLwtfirrthernotice or demand on Borrower. 76.Borrower'e )lbght to Reinetato ffBorrower meets certain ceaditions, Btnrower ahaB have the right m have enforcement 'this 8eeurity hudramenL discoatinved et a~ time prior to the eedter of (s) 6 days (m each other period ae applirable law may specify for reiaetetemeat) before sale of the Property pmvmat th a~ power of sale centained in this 8ecmity Lvbumea~ m ro) entry ore judgment enforcing this Security Iastirnamt. Those conditions are thaznorrower. Gd PaYe Lender aB ama which then would be due ,order this Security Instrument and the Note es ff m aceeleratioa had oarured; ro) case a~ default of aqy other cevenmde m egreemea~, (c) p~yc aIl expenses inenma is enfordng this Seemity r^a^_t, including, but not lurdtad tq reasonable attorneys' fees; and (d) taken sorb action as Lender maymasombly regnira th seams that the lien of this Seemly Inekromenq I,endete rghm in the Property and Horrowm's obligation to pay the alma seemed by lids 8eomty Inst,menE shell continua unchanged. IIpen reinstatement by Borrower, this Sleemily hmtroment and She obBgetione seemed hereby sbaB remain fuAY effective ae if no saaleratioahed ommred. Haweve , ffiis aghlto zeinstete shall not app)rv in the nee oFaareleration ,order paragraph 37. 13. Sale orNoka; ChsugeofLaan Bervicer. The Note or a partial interest is the Notre (bogelLer with this Security Inetrtunent)maybesold one ormom times wltliout prior notice m Hoxewer. A sale mgyxestdtin a change in the enlity0mown m the "Loan 9ervicer") that aollee~menthly payments dm order the Note and this Sxrmtylselrament.Them eleomayhe one or more changes oFthe Loea Servicer unrelated bo a eels of the Note. If thera is a change of the Loan Sezvicer, Borrower wBl lm given evdtkm notice of the change in amardanee with patgraph 14 alwve and applicable law. The notim wBl elate the acme end address of the mw Loan Sereicer and tba eddreas tq which paymanb should be made. The aoGce wBl abn omtaia ®.y oEhei• isftsmatien regmrad by applicable law. 'LO.Hazarrlow Sabeteacee. Hortower ehaB not cause or permit the praeence, nee, disposal, storage, or ralenm of aqy Flarardone blrbetaams en oria the Property. Boaower shall not do, nor allow anyone else to do, eaylhingaffectingthe Property that is in violation of aqp Eavirn®mial Law. The pracedmg Lwo sentences ehaH not appjy M the presence, nse, o¢ storage on the Property of small queatitiea of Hazerdoas $nbstaacee that are generally recognised m be appropriate to normal reeidentiel assn andmmeintenaace ofthe Property. )3oauwer abaIl P~P~Y give Lender written notice of any investigation, dom. demand, ]awamt m other arlien by atry govemmenfal m ra6dato4' agency or private Party iawlvmg the Ptoperty end any Haae[douc Subekaam m Enviro~ental Law arwhich Borrower has eohrel knowledge. n Borrower lamas, or is mtifled by say govenmental or ragdataq autbsriry, that a~xmoval or other tremedietim ora~Hazmdoua Sabemnce atieetlng the properlyieneeeeamy,Borrowerehall Promptly take aB necesmry reme~sl actions in accerdence with Eavhonmeatd Law. Ae used in this paragiaph 20, Eiarardons 8ubslanees" era those subaWnces defined ae toxic of hsamdasa sobeteaeea by Envirenmeatel law and the fallowing subatanoes: gasoline. kerosenq other flemmeble ur b®c patrolenm pxoducb, toxic peetiades and heridddeq wlatile advents, materials containing asbestos or formaldehyde, and radioactive materials Ae need in this pmegraph 20,'Eavfronmmtal Law+' means federal laws sod laws of the jmieadi'atirm where the Pmperlyis located that relate toheelth, ea@tym environmental protection. NON-UNI6'ORM COVENANTS. Borrower andLeaderfmhhacoven®kandagae aeEollowa St. Aomleratiom, Remedies. Lender shall give aotiae to Borrower prier to acoelmalioa following Ba~nnrvele breach of aqy covena~ ar agreement In this Security hwtrremeat root rot prior to accol~aticn order Paragraph IT nnleae apipBaeble Ltw provides othmwise). Lander shall ratify Borrower o$ amongotherthfaga: (a) the defadk ro) rho action regnirea to acre the aefaalt, (a) when the ae&att mask ba aarvd; and (a) that taBnre ko sore the de6anR as apeoi8ed may r+eantk in acceleration or the aume'eecmed by this gib hratrammt, roreolosmre by judicial pnoeediag and sale of the Property. Lender shall iarthar inrorm Borarevser oftha right to rreinetate offer aeoe7arstion and she right to assert in the forrecloeme proceeding the aomesietenoe of a demean as any ether demenee am]Sorrower to aaaeleration ens rwreclosmre. rrthe defaalk ie not cmred ae epetdtied, Lender M its option may rogairre immediate payment in fall gran same secured by this Securely htetrmnent withom further demand amt orgy ferrecloee this Seomily Iaeh'amend+siaaiaiatprwceeaina.Lanaer almuha eatltied to aonaok an aspana. costs ottitde 900K35i9f0.6E tCJ9 ~ ~ DEG ~•~ pegaxar8 • BS. $BIBa6e. Vppn payment OL ell 9ama aecmad by Uria Security Tnatn+mwy,t tLia .4eeBtity InentlmenL gad the eelffie coaveyed~abaH taTfpimte end become Void. Aftm snob arm lends!' shell durbarge Bad astldp tma Secmlty 111ettf®eat without charge to Borrower. Borrower ahBll pay anyrecordaUaa costa. Es. Wsiwra Borrower, to the eabsnt permitted by applimble law, waives sadreleasea any coot ~ defecm in pmnedings to enforce Uric Sectn~i~' Inatrunent, and hereby waives the bemfit of asp present mfuune laws pmvidusgfm atayaf execution, exteamon oftaas, exemption from ettechment,levy end sale. sndhomectead eaemptioe. 24 Relnatatmnent period. Bonrowets thne to reinstate provided in paregreph 16 shell eatead to o~ hoar prior to the cammencemeat ofldddiag at a sheriffs sale a other sale pmaoanttoUris Becaitp Tnse,..n..,~ 26.PnxahaeeAioagy Mortgage. B'any of the debt seeuredbythis Seanitp lasaTmentis lentm Barrewetm aapdra title to Ulaptoperty, this 6ecvrity Instrument ahaB ba apuFeheeemoneymmfgnge. 28. itntereat SateASerdndgmenR Borrower agrees Uud Uu intereeE late payable after a judgment is entered as the Note aria as action otmnrtgaga 6uedosore shall be theretepeyaWeiiam time to time nndmtha Note. N7.B9den to khia Senmitylnetrum~t. Tf one m mom ridare are anecnted by Borrower and remldad together with this Security Inatrruasng Uu oavemnm ®d agi~eemeata of each sorb rider ebell be inmlpmated iffio and shell amend awl supplement the covemnta ®d egreemente dthia Serenity Inshrmtint as if the xida{s) were a. pmt of Uric 8ecoaty InatTUmant [Check applicable boxLeap [X] 08 Aasnmptioa Yolicy Rider ^ Adiusmbla Hate Itidm ^ CondomiIDUm Itidar ^ 14 pemBy Hidm ^ creaaamdpaymemxiam ^ plamleavaitl)evelapmeneRlam ^ Biwee4lypeymentpRder ^ Ballroanlbder ^ Rata lmpmvemmtHidm ^ 6econd]ioma ffidm ^ Other(a)[sF~57 HYSIGNING$ELdW, Borrower axepts and agrees to Ule tame end covenants contaimdin UdeSenmtyAratn~mtawlin any rider(s) ncecutad by Boarower and rewrded with it ~~~~~ DAVID H CCOK -Bmcawar ~. Gr~,G ~ DDR6A E ~ -Harrowm _ cHeal> ~rornwm lapwe Halve 1Lb71ve FerAelmowledgmmtl p 'it --••••• BTAT&OP PENNSYLVANIA , ~0.U.p4.v. Comtyee: r „+..:..,. Oa this, the 021® day of FEBRDARY 1999 ,betbre me, the underri . Wa;+. appeared DAVID Nl COON AHII DORNA 8 COOR 39113.+F~: •r::.S. raEx a:eeeteaUl. sameforthe a vey"~'~q'~'A BQ W1TNE6S . h ~e~ •Bl aml. q My aommie®oa :~~gpiraa Fet.2,.2000 ttmitee pBpsyluam A95adaton a Nonsea ~r,a of oificm pUefecmrHy prevwato be the persons whaaanamas Axe sohsmbedta the c®R~firoata ot8ealaenroa oeMmtgaeea NELLON EDRT^•^° coe~ARx ,Mortgegeaw;rbia names, hereby oerUUes Uastita p[indpBl Oboe ofbusiaen is at 1775 SRBMIDN STREET, SDITE 2300, DENVER, COLORADO 90203 ~ D . / ~~d _ BY ~/l PA.wl•osal F.4.6 are BOORIS~S P4GE ~W ' au if M1M1 CERTA=n :star O( lane, pslnq Sppiovad of :T a - pi sek-.:pu.d tanep-atY1e 8wae, sttuate !n pOYtTaap:on - Tevnaha Cvanet:wd COYnty aenneyylvlnla, neea parileY ei~Y MYndad aad dopes Led a! .03+>+!: eec:nd.~: at s pDint. ! Yet Sellioad pp/ke >n Fhs a rat arev Fsi~ tMnc Jopr N. ff ones Sault. 09 lla. da acct to a tot t • pa0a'Ma~Hw : an ~erC 6:aGpaa OL 98 ~11 ~1aeL CO is aaD ts!iread rpske, she pelne aM Flsee D- azp.xx:DC. aLll[: cll OL L t na. 3 en dvbdlpaalOn plan [oe Jeees F, ~~ Jenar LlCete, a:M. peCMOti !, 3Dpp, pn~_temlded t Nntrerlend Cot Y Plan Yppk ~, Tegn n BEING THE SAME PREMISES WHICH Reviu T. Baland and Carol L. Bolan, husband and wife, by deed dated Augllst24, 1996 in tha Ot'fice of the Recorder of Deeds in and for Cut»berlaltd County, Petlosylvatda iv Deed Book 148, page 203, granted and conveyed unto David M. Cook alul Donna E. Cook, husband and wife, the Mortgagors herein. PA-3 ~. -^ .. 88DX~S~PAGE d~GI. ' ~ . .. , VA ASSUIVPTION POLICY FtlDER NOTK~: THIS LOAN IS NOT ASSlA1AABLE WIT>•IOUT THE APPROVAL OF THE DFPARTNNfFTIT OF VEtERANS AFFA93S OR •'trlaCr ~ r,~ 5810732213 531209 THffi A98UMP170N POLICY 121DER is made this 02RD dsy of FBBRIIARY 1999 , andis incmporamd ism and ehaD he deemed m emend and supplement the Mortgage, Deed oC Tnmt, or Deed m Seems Debt fI»^a'~t'7 of the same damherewitb, given bytbe msdaraigoed fldmtgagos') m seems the T4ortgagol'sNom ('Nom'yofthe sans dam m mEL7AS PAhTGAGE C~BR)C, A CAIARADO CORPOAATIOB im muceeeorsaad as®goa fMortgagee'~andcoveringthe property desmbedia the Instrument aadlammdat 126 AIRPORT ROAD SBIPPENSBIIRG, PEEt1SYLVANIA 17257 (Property Addraea) Notwitbsmnding apything m the contrary set forth m the Instrument, Mortgagor hereby admmvmdgea and agrees m the following: T1tAN8FER OF THE PBOPI'RTY: This loan may be decimed mmudialsly dne and payaMa nfmn treeekr of the praperla aeamng each loan m coq trensferee, mdeas fire acceptability d the aesomption d this loan is eembHehed pmaumt m 38 U.S.C.8714 An anthoriaed treader femumption") of the pmpa~t,y shell also be eu)dect m ad~fiwal aovenante end agreema¢m ae set forthbelaw: (e) ASStRrIP'PfON FUNDING FEE: A fee equal m one-half dl pemeat (SO%) dflre beleaae aEt}ris loan ae dffie date of treader of the pmparty eheB 6e ps~yable at tare tune of treader m the loan holder m• im aatbarated agent, ae trustee for Eae Depstem~t d Vetmans Alfefrs If the aenrmer taDa m pay then fee at the time of treader, the fee shaIl mneLitvm an additional deM m that already see:aedby this Inehmaent, shell bem~ internst at We tote herds provided, and, at the optics oFtha payee of the indebtedaem hereby secured araay tranderee theaeof, ahaD be immediately doe aml payable. TMs fee m aotomaitallywaivedifthe au®eria emmpt uadarthe pmvisims of8g U.S.C.87S9 (b). '(b) 68.4L3AD+770N PROCESSING CHARGE: IIpon application for approval m allow aewmpti~ diMe lass, a pracec®ng ke may he ~d by the loan holdm~ or its euthmised agent far determining the maditwor9daes9 oC the assumes and anbeequsnt;y aevl~ng the holder's ownership records when as appauved treader is completed. The amomt dtide eherge shall aM~et«ad the masinnm eamb&ehed by the Depmm;ant of Vaterms At&um i~ s laaa m wMch 88II8.0. 8714 applies (ra 2'®kl[IMpTION 1NDEA7NITY LL1RDdT4: If this obligation m eesmnd, then the see®er hereby agrees m assume aIl of the obligat)om of the vetman corder the terms of the inh+meam rteating and eeco>ing this lo®, incladingthe obligation of the veteran m mdeamifythe Department dVetemn Affmrs m the esdaat of any claim payment arimngfmm the guaranty orinmance aftbe iadebmdaees aeatedbythie hrstavmenk GUABANTY: Should the Depermfent of Veteran Affairs fm1 or reCesa m issue im gumaa~ is fuIl amaant within 60 days £mm the dam that this loan world normally become eligible for sudr guaranty aomffitted app by the DepaxtmanL of Vetarana Alfeim ands the provisime of Title 38 aF the VS Code 'Tateraas Benefim', ten Mmtgegee may daetare the indebtedoees Ir-mby secured et once due and payable and may finedose immediem>,p m' may armadas any other rights herenaderor cote enyo}hergagrar action abylawpmvided. IN W1INESS WI~IDREOF, Mottgegm(e)hae eaewhedthie VAAae®ptian PoliryRider. 'tale of Pennsydvaniai ~ •~, -'~~~ /~+7 ~++.--~ Covnty of Cumbulendf 86 ~ -' DAVID M t.00X RECD dsd~tpQ the oRrce fa the re Mhtgof D,geS: er andr~rWrdCou _.-. '- ~~.._ ~. ~~ t r Vul~~ ~~DOt1A8 E 000E ~ _ tvtt myhanda :~. _ . C;rh ,, PPJ~~(vs eq 1 -~. , tacor,~~~ ,',' . '''- ' . arts-~+~ B9dK3519Pac~ .662 ,,~ VERIFICATION The undersigned, and duly authorized representative of Plaintiff, deposes and says subject to the penalties of 18 Pa. C.S.A. X4904 relating to unsworn falsification to authorities that the facts set forth is the foregoing Complaint in Ejectment are true and correct to his information and belief. N1rAp d ~. A3~57ANT 9EL'REFbtI' ~~LLU~~ ~~~~~~ ~ i~~t k,~ ~~' ~~1~~' ~ ~ ~~~~v~,,; !Z ~~~ ~rF., .: G;,.,_~ ~a~~,~~ -....:~.::. 1 ".R9".F~yjpF. . .~ _..imm~e~o~mn¢e®wnte.~ensrtstE.FSF~Ni+B0A3f®® 'I'mo, 1. -•-•- ~ _ r _ , t ~+ 1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST f/k/a MELLON MORTGAGE COMPANY, Plaintiff, vs. DAVID M. COOK and DONNA E. COOK, Defendants. NO.: O1-5008-CIVIL ISSUE NUMBER: TYPE OF PLEADING: PRAECIPE FOR DEFAULT JUDGMENT (Mortgage Foreclosure) (as to Donna E. Cook only) CODE- I hereby certify that the address of Plaintiff is: 3415 Vision Drive Columbus, OH 43219 the last known address of Defendants is: 126 Airport Road Shippensburg, PA 17257 GRENEN &BIRSIC, P.C. Attorneys for Plaintiff FILED ON BEHALF OF PLAINTIFF: Chase Mortgage Company-West, f/k/a Mellon Mortgage Company COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Faust, Esquire Pa. LD. #77991 GRENEN &BIRSIC, P.C. Firm #023 One Gateway Center Nine West Pittsburgh, PA 15222 (412) 281-7650 ,~ ~ - IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST f/k/a MELLON MORTGAGE COMPANY, NO.: O1-5008-CIVIL Plaintiff, vs. DAVID M. COOK and DONNA E. COOK, Defendants. TO: PROTHONOTARY SIR; PRAECIPE FOR DEFAULT JUDGMENT Please enter a defaultjudgmentin the above-captioned case in favor of Plaintiff and against Defendant, Donna E. Cook, in the amount of $98,575.19, which is itemized as follows: Principal $92,544.30 Interest through l0/08/01 $ 4,125.61 Late Charges through 10/08/01 $ 203.70 Escrow Deficiency $ 701.58 Attorneys' fee $ 850.00 Title Search, Foreclosure and Execution Costs $ 150.00 TOTAL $98,575.19 with interest on the Principal sum at the rate of $16.48 per diem from October 8, 2001, and additional late charges, plus costs (including increases in escrow deficiency) and for foreclosure and sale of the mortgaged premises. GRENEN & BIRSIC, P.C. BY: Kristine M. Faust, Esquire Attorneys for Plaintiff AFFIDAVIT OFNON-MILITARY SERVICE AND CERTIFICATE OF MAILING OF NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF ALLEGHENY ) I3efore me, the undersigned authority, a Notary Public in and for said County and Commonwealth, personally appeared Kristine M. Faust, attorney for and authorized representative of Plaintiff who, being duly sworn according to law, deposes and says that the Defendant is not in the military service of the United States of America to the best of her knowledge, information and belief and certifies that the Notice of Intent to take Default Judgment was mailed in accordance with Pa. R.C.P. 237.1, as evidenced by the attached copy. Sworn to and subscribed before me this~day of~{~ ~ Sl7 , 2001. ~~l S ~ a t`~~~ S~`~~sfl Notary Public Notarial Seal Patricia A. Townsend, Notary- Public Pittsburgh, Allegheny County My Commission Expires June 2, ?003 Member, Pennsyb+znia association of nlotaries ' IN THE COURT OF ON PLEAS OF CUMBERLAND CO~fY, PENNSYLVANIA 4 CML DIVISION CHASE MORTGAGE COMPANY-WEST, ) f/k/a MELLON MORTGAGE COMPANY, ) Plaintiff, ) vs. ) DAVID M. COOK and ) DONNA E. COOK, ) NO.: O1-5008-CIVIL Defendants. ) TO: Donna E. Cook 126 Airport Road Shippensburg, PA 17257 DATE OF NOTICE: September 24, 2001 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR O$JECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: LAWYER REFERRAL SERVICE Erie County Baz Association 302 West 9'" Street Erie, PA 16502 (814)459-4411 GRENEN & BIRSIC P.C. icaT~i~y. c~.~.Si~- J ~ By: Attorn ysforPlaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412) 281-7650 FIRST CLASS MAII., POSTAGE PREPAID r s t IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST f/k/a MELLON MORTGAGE COMPANY, NO.: 01-5008-CIVIL Plaintiff, vs. DAVID M. COOK and DONNA E. COOK, Defendants. NOTICE OF ORDER DECREE OR JUDGMENT TO: Donna E. Cook 126 Airport Road Shippensburg, PA 17257 ( )Plaintiff (XXX) Defendant ( )Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above captioned proceeding on ( ) A copy of the Order or Decree is enclosed, or (XXX) The judgment is as follows: $98,575.19 with interest on the Principal sum at the rate of $16.48 per diem from October 8, 2001, and additional late charges, plus costs (including increases in escrow deficiency) and for foreclosure and sale of the mortgaged premises. Deputy IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION !/ PRAECIPE FOR WRIT OF EXECUTlO'N Caption: ( )Confessed Judgment (XX) Other Ckiase Mortaa~e Company -West, f/k/a Mellon-Mortgage Company File No. 01-5008-CIVIL Donna E. Cook vs. Amount Due $98,575.19 Interest $ 4,286.74 (from 10/8/01 to Sal Atty's Comm Costs TO THE PROTHONOTARY OF THE SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue writ of execution in the above matter to the Sheriff of CUMBERLAND County, for debt, interest and costs, upon the following described property of the defendant(s) Please see attached Legal Description PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. ~ a23/oi ~ ~G~[~ Date ~ Signature: Print Name: Kristine M. Faust Address: 1 Gateway Center, 9 West Pittsburgh, PA 15222 Attorney for: Plaintiff Telephone: (412) 281-7650 Supreme Court ID No.: 77991 (over) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION Caption: Chase Mortgage Company -West, f/k/a Mellon Mort,age Company ( )Confessed Judgment ( XX) Other File No. 01-5008-CIVIL vs. Donna E. Cook TO THE PROTHONOTARY OF THE SAID COURT: Amount Due $98,575.19 Interest $ 4,286.74 (from 10/8/01 to Sale) Atty's Comm Costs The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue writ of execution in the above matter to the Sheriff of CUMBERLAND for debt, interest and costs, upon the following described property of the defendant(s) County, Please see attached Legal Description PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. ~,~ Date ~/a~3~a Signature:(..~~ ~J~,i~62~t~("a~\-~~J'~~~ Print Name: Kristine M. Faust Address: 1 Gateway Center, 9 West Pittsburgh, PA 15222 Attorney for: Plaintiff Telephone: (412) 281-7650 Supreme Court ID No.: _ 77991 (over) Y ~' ~ o Q~ v, C3 .~ ~ ~ ~1D °Q (n °Odood h R 1~ ^ \' y~, ~` e~~ p"0~7 7.1 qN, ~' 13 ~~ M_. 21 ~, C7 C,9 T r-,~? 'n r- _.. .-~C r_ `_ ,ar,~ ( '< ".-. ~5 ~'> ~% IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: 01-5008-CIVIL Plaintiff, vs. DONNA E. COOK, Defendant. LONG FORM DESCRIPTION ALL that certain tract of land, being improved with abrick-cased ranch-style house, situate in Southampton Township, Cumberland County, Pennsylvania, more particularly bounded and described as follows: BEGINNING at a point, a set railroad spike in the centerline of Airport Road (L.R. 21088) at common corner of this tract and Lot No. 2 on Subdivision Plan of Jesse F. Jones Estate; thence along Lat No. 2 North 10 degrees 30 minutes 00 seconds East 304.38 feet to a set iron pin; thence along lands now or formerly of Kenneth E. Mowen South 83 degrees 14 minutes 49 seconds East 65.00 feet to a set iron pin; thence along lands now or formerly of John W. Jones South 09 degrees 33 minutes 51 seconds East 324.60 feet to a set railroad spike in the centerline of Airport Road; thence over the centerline of Airport Road North 84 degrees 59 minutes 23 seconds West 99.16 feet to a point; thence continuing over the centerline of Airport Road by a curve to the right having a radius of 229.74 feet, a chord bearing of North 75 degrees 15 minutes 00 seconds West, an arc distance of 78.11 feet to a set railroad spike, the point and place of beginning. BEING all of Lot No. 3 on Subdivision Plan for Jesse F. Jones Estate, dated December 5, 1989, and recorded in Cumberland County Plan Book 61, Page 59. BEING the same premises which Kevin T. Boland and Carol L. Boland, by Deed dated August 24, 1996 and recorded in the Office of the Recorder of Deeds of Cumberland County on October 30,1996, at Deed Book Volume 148, Page 203, granted and conveyed unto David M. Cook and Donna E. Cook, his wife. Upon the death of David M. Cook, title vest solely in the name of Donna E. Cook, by operation of law. TOGETHER with all and singular the improvements, ways, streets, alleys, driveways, passages, waters, watercourses, right, liberties, privileges, hereditaments and appurtenances, whatsoever unto the hereby granted premises belonging, or in any wise appertaining, and the reversions and remainders, rents, issues and profits thereof; and all the estate, right, title, interest, property, claim and demand whatsoever of Grantor(s), as well at law as in equity, of, in and to the same. GRENEN & BIRSIC, P.C. By:"~~~zn~_ " "~~%j~ Kristine M. Faust, Esquire Attorneys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412)281-7650 Parcel No. 39-13-0102-060 '.. ~ r~ -- c- v c; o m>, ~. i i.J 'v,,,'- c'-~ _..''. ., ~_ <-i - ~` C- _._. s: .. .~ ~`` fV r `:{< i i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: O1-5008-CIVIL Plaintiff, vs. DONNA E. COOK, Defendant. AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF ALLEGHENY Chase Mortgage Company -West, f/k/a Mellon Mortgage Company, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information was of record concerning the real property of Donna E. Cook located at 126 Airport Road, 5hippensburg, PA 17257 and is more fully described as follows: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF DONNA E. COOK OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN SOUTHAMPTON TWP., CUMBERLANDCOUNTY,PENNSYLVANIA. HAVINGERECTEDTHEREONADWELLINGBEING KNOWN AND NUMBERED AS 126 AIRPORT ROAD, SHIPPENSBURG, PA 17257. DBV 148, PAGE 203, AND PARCEL #39-13-0102-060. 1. The name and address of the owner or reputed owner: Donna E. Cook 126 Airport Road Shippensburg, PA 17257 2. The name and address of the defendant in the judgment: Donna E. Cook 126 Airport Road Shippensburg, PA 17257 The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Chase Mortgage Company -West, f/k/a Mellon Mortgage Company [PLAINTIFF] 4. The name and address of the last record holder of every mortgage of record: Chase Mortgage Company -West, [PLAINTIFF] f/k/a Mellon Mortgage Company 5. The name and address of every other person who has any record lien on the property: C-umberland County Domestic Relations P.O. Box 320 Carlisle, PA 17013 PA Dept. Of Revenue Bureau of Individual Taxes Inheritance Tax Division Dept. 280601 Harrisburg, PA 17128-0601 6. The name and address of every other person who has any record interest in the property and whose interest maybe affected by the sale: NONE 7. The name and address of every other person whom the plaintiff has knowledge who has any interest in the property which maybe affected by the sale:- NONE I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties, of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities. GRENEN & BIRSIC, P.C. By ~~ Kristine M. Faust, Esquire SWORN to and subscribed before Attorney for Plaintiff me this 23Y~ day of lJ ~-~ C.~/ ~- , 2001. 4~t;CC.G~ ~ ~ ~~1,G` L Notary Public Notarial Seal Rebecca G. 6lazina, Notary Public Pittsburgh, Allegheny County My Commission Expires June 2, 2003 Member, Pennsylvania Association of Notaries ,~ c> ~ ,-, c~=- -- 'r1~c:' mr=- G _" ~ - -_ -G .-:_ ~ F~ C '_ ._ ) __ _ j~ _ r l_ i ~ fi _.. ~.-__. ="1 : ~ ay Y ~ -< « rv g IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: 01-5008-CIVIL Plaintiff, vs. DONNA E. COOK, Defendant. NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: Donna E. Cook 126 Airport Road Shippensburg, PA 17257 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the Cumberland County Courthouse Commissioners Hearing Room, 2°d Floor 1 Courthouse Square Carlisle, PA 17013 on Wednesday, March 6, 2002, at 10:00 A.M., the following described real estate, of which Donna E. Cook is the owner or reputed owner: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF DONNA E. COOK OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN SOUTHAMPTON TWP., CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND NUMBERED AS 126 AIRPORT ROAD, SHIPPENSBURG, PA 17257. DBV 148, PAGE 203, AND PARCEL #39-13-0102-060. r The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of Chase Mortgage Company -West, f/k/a Mellon Mortgage Company, Plaintiff, vs. Donna E. Cook, Defendant, at Execution Number 01-5008-CIVIL in the amount of $102,861.93. Claims against the property must be filed with the Sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. This paper is a notice of the date and time of the sale of your property. It has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Court Administrator 4`" Floor, Cumberland County Courthouse Carlisle, PA 17013 Telephone (717)240-6200 You may have legal rights to prevent the Sheriffs Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. You may have the right to prevent or delay the Sheriff s Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection, you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is opened the Sheriff s Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriff s Sale if you can show a defect in the Writ of Execution of service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. GRENEN & BIRSIC, P.C. Kristine .Faust, Esquire Attorney for Plaintiff C7 c~ ?'~ "~ T _. +~' _ _'6 ^ `' ^ r' <_! r ~ ~ `` C ~:_ ' _, i ;` 4', `~ '.~' C .. .. `) G .._ ~-: ~ r ~ - N < ": 1~. .. .. .. - a - tees x :;n:~:,. i. ~ssEEn .~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: O1-5008-CIVIL Plaintiff, vs. DONNA E. COOK, Defendant. AFFIDAVIT OF COMPLIANCE WITH ACT 6 OF 1974, 41 P.S.101, ET. SEO. AND ACT 91 OF 1983 COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF ALLEGHENY Before me, the undersigned authority, a Notary Public in and for the said County and Commonwealth, personally appeared Kristine M. Faust, attorney for the Plaintiff, who being duly sworn according to law deposes and says that on May 5, 2001, Defendant was mailed a combined Act 91 and Act 6 Notice, in compliance with the Homeowner's Emergency Mortgage Assistance Act, Act 91 of 1983 and Act 6 of 1974, 41 P.S. § 101, et seq. j ~y,Ll2~Co`(_ v (~ SWORN TO AND SUBSC~R)IrBLEDtB~E,,F,ORE ME THIS C..J "'DAY OF V li7 ~~Jyl , 2001. `~ ~'. j/LG~- Notary Public Notarial seal Rebecca G. Blazina, Notary Public Pittsburgh, Allegheny County My Commission Expves June 2, 2003 Member, Pennsylvania Association of Notaries C? s:a ,-; M ~' ~~ C L.J C~]_ fTl ~l ' 1 ) ;_I . ~1 cn_>:' c~ . . P ~ : ___ _-_ r~ - ' ~ i -' ~ f ~ 1 , ~ .W ti ~ iii _.; -- ~..~.maa..®s~..,. -x , _...~ . } ~r{,+.S~FFi~€&~?CkA".'s4ti .'kP%f'.. M'u e:.Rnr p P°@isl~~-'+P'? ..®.w~.,.m.M..~s,~v+..:~. . sRe~.ax.x..,~xrs~as,~crn +~wrvK~~s_:. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: O1-5008-CIVIL Plaintiff, vs. DONNA E. COOK, Defendant. AFFIDAVIT OF LAST KNOWN ADDRESS COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF ALLEGHENY Before me, the undersigned authority, a Notary Public in and for the said County and Commonwealth, personally appeared Kristine M. Faust, attorney for the Plaintiff, who being duly sworn according to law deposes and says that the owner of the property located at 126 Airport Road, Shippensburg, Pennsylvania 17257 is Defendant, who resides at 126 Airport Road, Shippensburg, Pennsylvania 17257, to the best of her information, knowledge and belief. ~i~~~ SWORN TO AND SUBSCRIBED BEFORE ME THIS ~ DAY OF (J('~-O~it , 2001. ~ ~ I,~, ~ ~, ~/..~r ~~ '~~'; ' )fol.-~-1 i1 ~1 1.W,r1r~. l/l ~- Notary Public U Rebecca GNBlazmas Notary Public Pittsburgh, Allegheny County My Commission Expires June 2, 2003 Member, Pennsylvania :association of Notaries ~:; ; ' c, ~- ~ _ ~ -, -ao~ ~ - - ~~~: _.~ ` ~; ~~;. :,, ~ ~; o -~ ; c; -=~ ~- ~~ =~ cv ~N~ ~ ~ 20~~ ,~, IN THE COURT OF COMMON PLEAS OF CUMBLERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY- ) WEST, f/k/a MELLON MORTGAGE ) COMPANY, ) Plaintiff, ) vs. ) DONNA E. COOK, ) Defendant. ) NO.: O1-5008-CIVIL ORDER OF COURT ,' AND NOW, to wit, this day of ~ y , 2002, upon consideration of the within Motion for Special Service of Notice of Sale of Real Property Pursuant to Special Order of Court, it is hereby ORDERED, ADJUDGED AND DECREED that Plaintiff is hereby directed to serve Defendant, Donna E. Cook, with a true and correct copy of Plaintiff s Notice of Sale by causing the Sheriff of Cumberland County to post the real property being, 126 Airport Road, Shippensburg, PA 17257, and Plaintiff is directed to serve the Defendant by certified mail, return receipt requested, and by first class mail, postage pre-paid at 126 Airport Road, Shippensburg, PA 17257. Service on the Defendant shall be deemed complete and valid upon such posting and mailing by the Plaintiff. +m.l /' ni 01~36~02- P ~ .r t ~~ ~ b~ ~~/VSO ~~~~~ «,Tnm~ ,~, ]~i;c~:i-i~ -,~ - -... aga~e~aA.. _ ~I~'ti :vxn.a ~ V`lar'~'Srt naP~lxi§~~?iC3P'+AL~.Fidn1K~~F. . ®,R~... .._ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: O1-5008-CIVIL Plaintiff, vs. TYPE OF PLEADING: DONNA E. COOK, MOTION FOR SERVICE OF Defendant. NOTICE OF SALE OF REAL PROPERTY PURSUANT TO SPECIAL ORDER OF COURT CODE- FILED ON BEHALF OF PLAINTIFF: Chase Manhattan Mortgage Corporation COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Faust, Esquire Pa.LD.#77991 GRENEN & BIRSIC, P.C. One Gateway Center, Nine West Pittsburgh, PA 15222 (412)281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY- WEST, f/k/a MELLON MORTGAGE COMPANY, Plaintiff, vs. DONNA E. COOK, Defendant. NO.: 01-5008-CIVIL MOTION FOR SERVICE OF NOTICE OF SALE OF REAL PROPERTY PURSUANT TO SPECIAL ORDER OF COURT AND NOW, comes the Plaintiff, Chase Mortgage Company-West, f/k/a Mellon Mortgage Company, by and through its attorneys, Grenen & Birsic, P.C., and files the within Motion for Special Service of Notice of Sale of Real Property Pursuant to Special Order of Court, under Pennsylvania Rule of Civil Procedure 430 as follows: On October 11, 2001, Plaintiff entered a Default Judgment against Defendant in this action in the amount of $98,575.19, and for foreclosure and sale of the mortgaged premises. 2. On October 30, 2001, Plaintiff filed with the Prothonotary of Cumberland County, a Praecipe for Writ of Execution on the judgment in this action. 3. In accordance with Pa. Rule of Civil Procedure 3129, on October 23, 2001 Plaintiff mailed the Defendant a true and correct copy of Plaintiff s Notice of Sheriff Sale by certified mail, return receipt requested to her last known address, being 126 Airport Road, 5hippensburg, PA 17257. t 4. On November 9, 2001, the certified mail was returned to Plaintiff marked "Unclaimed." A true and correct copy of the Sheriff s return is marked as Exhibit"A", attached hereto and made a part hereof. 5. On or about December 3, 2001, Plaintiff received notice from the Cumberland County Sheriff indicating that they were unable to serve the Defendant with a copy of the Notice of Sheriffl s Sale. A true and correct copy of the Sheriff s return is marked as Exhibit"B", attached hereto and made a part hereof. 6. An Affidavit of the Plaintiff stating the nature and extent of the investigation which has been made to determine the whereabouts of Defendant, Donna E. Cook, is marked Exhibit "C", attached hereto and made a part hereof. WHEREFORE, Plaintiff respectfully requests that this Honorable Court direct the Sheriff of Cumberland County to post a copy of the Notice of Sheriff Sale on the property at 126 Airport Road, Shippensburg, PA 17257, and permit the Plaintiff to serve Defendant, Donna E. Cook, by mailing a true and correct copy of the Notice of Sheriff Sale by certified mail, return receipt requested, and first class mail, postage pre-paid to 126 Airport Road, Shippensburg, PA 17257. Service on the Defendant shall be deemed complete and valid upon posting and mailing by the Plaintiff. Respectfully submitted, GREI~TEN & BIRSIC, P.C Kristine M. Faust, Esquire Attorneys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412)281-7650 EXHIBIT "A" ,,: 0 0 r ru 0 r O O ~~ O ~~ O ~'~ r u~ OOOO COOHz y ~ymC mr~=~= tin "gmZOm OmmO~ yr-m -~~ w Sw mom oaygfn ems S~ - N O u T S O fA C7 Ts l7 0 ;s a t+i C] O O X ~_. a -~ ~~l wm os ~ZO(~. -~iZmm ~ "' z G~ cmDz ~~~~ _ ~W ~ ~~ ~ n- mn N .Zm7 ~ o STS o a` ~~ . , ~ t ~ ' I '~ I`RpR ~ ~ ~U~ C~ i 9~-! p1 ~~ ~,~..~ ~~i ~~ I ~ ~ 1 ~ m v~ {~ ~ ' `i ~ -,., ,~~,..,a... EXHIBIT "B" ~,~;< Chase Mortgage Company-West, f/k/a ffi The Court of Common Pleas of Mellon Mortgage Company Cumberland County, Pennsylvania VS Writ No. 2001-5008 Civil Term Donna E. Cook R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant, to wit: Donna E. Cook, at 126 Airport Road, Shippensburg, Cumberland County, Pennsylvania, but was unable to locate her in his bailiwick. A further search by Cpl. Michael Barrick at the Shippensburg Post Office revealed the defendant did not leave a new address. Neighbors of 126 Airport Road, Shippensburg, Cumberland County, Pennsylvania, stated to Cpl. Barrick that defendant moved to an unknown location. Sworn and subscribed to before me This day of So An~/sw~~er°°s'~: R. Thomas Kline, Sheriff 2001, A.D. (' ~/' Prothonotary BY 0 ~J ~~Yl Re Estate Deputy EXHIBIT "C" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY- WEST, f/k/a MELLON MORTGAGE COMPANY, Plaintiff, vs. DONNA E. COOK, Defendant. NO.: 01-5008-CIVIL AFFYDAVIT PURSUANT TO PA. R.C.P. 430 COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF ALLEGHENY Before me, the undersigned authority, a Notary Public in and for said County and Commonwealth, personally appeared Kristine M. Faust, Esquire, of GRENEN & BIRSIC, P.C., attorneys for Plaintiff, deposes and says that the following accurately reflects efforts made to ascertain the exact whereabouts of the Defendant, Donna E. Cook, named in the above-captioned matter: 1. A search of a nationwide computer database confirmed the Defendant's address as being 126 Airport Road, Shippensburg, PA 17257. 2. On December 12, 2001, Plaintiff mailed to the United States Postmaster at Shippensburg, PA 17257, certain Request for Change of Address or Boxholder InformationNeeded for Service of Legal Process for Defendant, Donna E. Cook. 3. On or about December 17, 2001, Plaintiff received a response from the United States Postmaster at Shippensburg, PA 17257 stating that there is no change of address order on file. A true and correct copy of said response is marked Exhibit " 1 ", attached hereto and made a part hereof. 4. A search of the Voter's Registration records for Cumberland County indicated that Defendant, Donna E. Cook, is registered to vote at the address of 126 Airport Road, Shippensburg, PA 17257. 5. An examination of the Shippensburg telephone directory showed no listing for Defendant. 6. Finally, affiant deposes and says that the whereabouts of Defendant, Donna E. Cook, axe believed to be 126 Airport Road, Shippensburg, PA 17257. ` ~. ~..~ Kristine M. ust, Esquire SWORN TO AND BEFORE ME THIS I~~`~` DAY OF~~ 2002. NOTARY PUBLIC ~ ~ ~ ~ r~~., ,~ s,. ,.;~,~ Exhibit "1" • Date December 12, 2001 Postmaster Shippensburg, PA 17257 City, State, ZIP Code Request for Change of Address or Boxholder Information Needed for Service of Legal Process Please famish the new address or the name and street address (if a box holder) for the following: Name: Donna Cook Address: 126 Airport Road NOTE: The name and last known address aze required for change of address information. The name, if known, and post office box address are required for boxholder information. The following information is provided in accordance with 39 CFR 165.6(d)(8)(ii). There is no fee for providing boxholder information. The fee for providing change of address information is waived in accordance with 39 CFR 265.6(d)(1) and (2) and corresponding Administrative Support Manua1352.44a and b. 1. Capacity of requester (e.g., process server, attomey, party representing himselt):Paralegal 2. Statute or regulation that empowers me to serve process (not required when requester is an attorney or a party acting pro se - except a corporation acting prose must cite statute): 3. The names of all known parties to the litigation: Chase v. Cook 4. The court in which the case has been or will be heard: Court of Common Pleas of Cumberland County ~ . The docket or other identifying number if one has been issued:01-5008-CIVIL 6. The capacity in which this individual is to be served (e.g., defendant or witness): Defendant WARNING THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND U5E CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10,000 OR IMPRISONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMATION OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.S.C SECTION 1001). I certify that the above information is true and that the address information is needed and will be used solely for service of legal process in connection with actual or prospective litigation. 5igna Elizabeth M. Paiano Printed Name firemen & Birsic, P.C., One Gateway Center, Nine West, Pittsburgh, PA 15222 (412) 281-7650 FOR POST OFFICE USE ONLY ~" No chan e of address order on file. POSTMARK ' Q,G Pq Not known at address given. NEW ADDRESS OR BOXHOLDER'S ~~~ NAME and STREET ADDRESS ' e'1 _ Moved, left no forwarding address ~p.~ ~~p'~ No such address. `°i~ IUU~~,, IN THE COURT OF COMMON PLEAS OF CUMBLERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY- WEST, f/k/a MELLON MORTGAGE COMPANY, Plaintiff, vs. DONNA E. COOK, Defendant. NO.: O1-5008-CIVIL ORDER OF COURT AND NOW, to wit, this day of , 2002, upon consideration of the within Motion for Special Service of Notice of Sale of Real Property Pursuant to Special Order of Court, it is hereby ORDERED, ADJUDGED AND DECREED that Plaintiff is hereby directed to serve Defendant, Donna E. Cook, with a true and correct copy of Plaintiff s Notice of Sale by causing the Sheriff of Cumberland County to post the real property being, 126 Airport Road, Shippensburg, PA 17257, and Plaintiff is directed to serve the Defendant by certified mail, return receipt requested, and by first class mail, postage pre-paid at 126 Airport Road, Shippensburg, PA 17257. Service on the Defendant shall be deemed complete and valid upon such posting and mailing by the Plaintiff. BY THE COURT: CERTIFICATE OF SERVICE The undersigned hereby certifies that a true and correct copy of the within Motion for Service of Notice of Sale of Real Pro Pursuant to Special Order of Court was mailed to the following on this zZ~ day o 2002, by first class, U.S. Mail, postage pre-paid: Donna E. Cook 126 Airport Road Shippensburg, PA 17257 GRENEN & BIRSIC, P.C. %~~ Kristine M. Faust, Esquire Attorneys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412)281-7650 Y.,7 T 4 Ft' "em _.._~ ~ ' "i ~'„ n~ _ -~; CiJ t- _ =! y r_-~; '. ~.-, _? ,; _.., -' =' i -: ~c~ -< _ .~,. _..~~...~~.~bs..F.,,~~.,,~.,~~a..~~,.~,~~,®~~~.~~~,~~,.,.~ , see F~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, Plaintiff, vs. DONNA E. COOK, Defendant. Sale Date: 3/6/02 NO.:O1-5008-CIVIL ISSUE NUMBER: TYPE OF PLEADING: Pa. R.C.P. RULE 3129.2(c)(2) LIENHOLDER AFFIDAVIT OF SERVICE CODE - FILED ON BEHALF OF PLAINTIFF: Chase Mortgage Company-West, f/k/a Mellon Mortgage Company COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Faust, Esquire Pa. LD. # 77991 GRENEN & BIRSIC, P.C. One Gateway Center, Nine West Pittsburgh, PA 15222 (412) 281-7650 C O ~' ~C;; ..ir ; - ~ G~ -T9 _. - ~~ ..~ ~ ~ i~ C ~ 7 ~ -~G .~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: 01-5008-CIVIL Plaintiff, vs. DONNA E. COOK, Defendant. Pa. R.C.P. RULE 3129.2(cl(21 LIENHOLDER AFFIDAVIT OF SERVICE I, Kristine M. Faust, Attorney for Plaintiff, Chase Manhattan Mortgage Corporation, being duly sworn according to law, deposes and makes the following Affidavit regarding service of the notice of the sale of real property on all persons named in Paragraphs 3 through 7 of Plaintiff s Affidavit Pursuant to Rule 3129.1 as follows: 1. By letters dated October 23, 2001, undersigned counsel served all persons (other than the Plaintiff) named in Paragraphs 3 through 7 ofPlaintiffs Affidavit Pursuant to Rule 3129.1 with a notice of the sale of real property by ordinary mail at the respective addresses set forth in the Affidavit Pursuant to Rule 3129.1. True and correct copies of said Affidavit Pursuant to Rule 3129.1 and Certificate of Mailing and any letters, if returned as of this date, are marked Exhibit "A", attached hereto, and made a part hereof. I verify that the facts contained in this Affidavit are true and correct based upon my personal knowledge, information and belief. GRENEN & BIRSIC, P.C. BY: ~ c: t7L C d '~~~~L~ Kristine M. Faust, squire Attorneys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412)281-7650 Sworn to and subscribed before me this22~day of , 2002. - ~~ ( O Notary Public ._ Notarl8l Seal Rebecca G. Blazina, Not. y Public ° r - ~rgh Allegheny ~ -scion Expires.! N',c~rr~. .,:°ennsylvania ASSOCiatior~ >.r:es Exhibit "A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: O1-5008-CIVIL Plaintiff, vs. DONNA E. COOK, - _ Defendant. __ . ----- -- . ____ _ _ ._ AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF ALLEGHENY Chase Mortgage Company -West, f/k/a Mellon Mortgage Company, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information was of record concerning the real property of Donna E. Cook located at 126 Airport Road, 5hippensburg, PA 17257-and is more fully described as follows: ALL THERIGHT, TITLE, INTERESTAND CLAIM OF DONNA E. COOKOF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN SOUTHAMPTON TWP., CUMBERLANDCOUNTY,PENNSYLVANIA. HAVINGERECTEDT'HEREONADWELLINGBEING KNOWN AND NUMBERED AS 126 AIRPORT ROAD, SHIPPENSBURG, PA 17257. DBV 148, PAGE 203, AND PARCEL #39-13-0102-060. 1. The name and address of the owner or reputed owner: Donna E. Cook 126 Airport Road Shippensburg, PA 17257 2. The name and address of the defendant in the judgment: Donna E. Cook 126 Airport Road Shippensburg, PA 17257 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Chase Mortgage Company -West, f/k/a Mellon Mortgage Company [PLAINTIFF] 4. The name and address of the last record holder of every mortgage of record: Chase Mortgage Company -West, f/k/a Mellon-Mortgage Company [PLAINTIFF] 5. The name and address of every other person who has any record lien on the property: Cumberland County Domestic Relations P.O. Box 320 Carlisle, PA 17013. ..___ PA Dept. Of Revenue Bureau of Individual Taxes Inheritance Tax Division Dept. 280601 Harrisburg, PA 17128-0601 6. Tha name_and address of every oiherperson.who.hos any record interest in the property and whose interest may be affected by the sale: NONE - - __ 7. The name and address of every other person whom the plaintiff has knowledge who-has any interest in the property which maybe affected by,the sale:: NONE I verify that. the statements made in the' Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein aze made subject to the penalties, of 18 Pa, C.S.A. §4904 relating to unsworn falsification to authorities. GRENEN & BIRSIC, P.C. (~ ~~. By: Kristine M. Faust, Esquire Attorney for Plaintiff SWORN to and subscribed before me,tllus 23Y0~ day of C Y~KJ ~ 2001. ~1~CC.Cc r%~~~ Notary Public Notarial Seal Rebecca G. Blazing, Notary Public Pittsburgh, Allegheny County My Commission Expires June 2, 2003 Member, Pennsylvania Association of Notaries U.$. POS A SERVIC I.CRIIf•IInNIC Vr Iyl/irLrryl9 MAV BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE-POSTMASTER Received From: QQ6~' ~rellen & Birsic, P.C. ~( One piece of ordinary mail addressed to: ~ II' f` Pumharjnpr! Porn.T~im~r}~r ~Pir~~irn_r O 2~ ,7a 0 Bnx 320 ~ ~' ' ~ 1~f I~:~ 1013 m ~1~rli.cic_., •~se++.v rx .~..-. PS Form 3817, Mar. 1989 K//'~ ~WQK U.S. POSTAL SEPVICE CERTIFICATE OF 11AAILINC~ MAV BE USED POR DOMESTIC AMO INTERNATIONAL MAIL ' PROVIDE FOR INSURANCE-POSTMASTER ' e F Received From: Gre 5 o !~ lw~ 11~iq O!~'i ~-~'~~_~'d One Gateway Center, Nine W 't 1, ~ , ppp~ Y~ One piece of ordinary mail addressed m: pu n~n+ n~ ~rvenue~ur>'n.i~ ~ I nril u. Taxr_r ~nhPri+r nre TrAx Div.. Dept-. 2 gn1~ a I rn.rhur~~ PA 1712-0 01 or ` t~ i ~ <~ H9 _~ ~, :f. 't~ N I i.Jl m ttt~ ~`, PS Form 3817, Mar. 1989 ~/'/Q~ 11~00~) ,,,, r -,-, -~ Z:a? Cam ~,,,~ ; - ~~ ~ `; L , °;- ~ c ,:_ yY ~. ~"~(,I ~ 1 Z~ .) ; ~ G g ~''C: : i --' ~ •~ ~ '. ~.~ ~uwrc mnueax~ n~rvn+m 3s~~:.xz~.~eam~~e+exlwA~mm~e4~ka5?~I~* . >-~,v., { ..,~,~mr.~n- a sa n-:r-:asp e. n~. ~xevr?zisvai~,p _ ~• IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, ) f/k/a MELLON MORTGAGE COMPANY,) NO.: 01-5008-CIVIL Plaintiff )ISSUE NUMBER: vs. ) TYPE OF PLEADING: DONNA E. COOK, ) Pa. R.C.P. RULE 3129.2(c) AFFIDAVIT OF SERVICE Defendant. )DEFENDANTS/OWNERS CODE - FILED ON BEHALF OF PLAINTIFF: Chase Mortgage Company-West, f/k/a Mellon Mortgage Company ) COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Faust, Esquire Pa. I.D. #77991 GRENEN & BIRSIC, P.C. One Gateway Center Nine West Pittsburgh, PA 15222 (412) 281-7650 Sale Date: 3/6/02 ) ~• IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: O1-5008-CIVIL Plaintiff vs. DONNA E. COOK, Defendant. Pa. R.C.P. RULE 3129.2(c) AFFIDAVIT OF SERVICE Kristine M. Faust, Esquire, Attorney for Plaintiff, Chase Manhattan Mortgage Corporation, being duly sworn according to law deposes and makes the following Affidavit regarding service of Plaintiff s notice of the sale of real property in this matter on March 6, 2002 as follows: 1. Donna E. Cook is the owner of the real property and has not entered an appearance of record. 2. On January 29, 2002 this court entered an order authorizing Plaintiffto serve Defendants by posting the property and serving the Defendant by certified mail return receipt requested and first class mail to addresses set forth in the Order, with service to be valid upon posting and mailing. A true and correct copy of the order is marked as Exhibit "A" attached hereto and made a part hereof. 3. Pursuant to the Order and Pa R. C.P. 3129.2 (C) on February 1, 2002 the undersigned counsel served Defendant, Donna E. Cook, with a true and correct copy of Plaintiffs notice of the sale of real property by certified mail, return receipt requested, and regular U.S. mail postage prepaid, addressed to 126 Airport Road, Shippensburg, Pennsylvania 17257. A true and correct copy of the U.S. Postal Service form 3800, Article Numbers7001 2510 0007 3185 6062, and the Certificates of Mailing, evidencing service by certified mail and first class mail on the identified Defendants, are marked Exhibit "B", attached hereto and made a part hereof. 4. On Feburary 4, 2002, Sheriff s Office of Cumberland County posted the property. I verify that the facts contained in this Affidavit are true and correct based upon my personal knowledge, information, and belief. GRENEN & BIRSIC, P.C. BY: ~'~¢C.L~ ~ ~ ~~ Kristine M. Fau t, Esquire Attorneys for Plainfiff Nine West, One Gateway Center Pittsburgh, PA 15222 (412)281-7650 SWORN TO AND SUBSCRIBED BEFORE ME THIS~~AY OF , 2002. ~~ ~F~/ L~G~ _ ///OOOLLL G~_ Notary Public No[ahal5aal IIRI Rebecca G. 6lazina, Notay Public V~ C=;,~t=Lurgh, Alleghem~ r"~ "~' ,~-,:. 3c.,n~lssion Expires ,' v __ N.ec~.L-=r..'ennsylvania ASSOCiatlos : - 3r,e5 Exhibit "A" ` ` ~ ~ SAN 2 ~ 2U~~~~- IN THE COURT OF COMMON PLEAS OF CUMBLERLAND COi1NTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY- ) WEST, f/k/a MELLON MORTGAGE ) COMPANY, ) ) Plaintiff, ) vs. ) DONNA E. COOK, ) Defendant. ) NO.: O1-5008-CIVIL ORDER OF COURT AND NOW, to wit, this ~ day of 2002, upon consideration of the within Motion for Special Service of Notice of Sale of Real Property Pursuant to Special Order of Court, it is hereby ORDERED, ADJUIDGED AND DECREED that Plaintiff is hereby directed to serve Defendant, Donna E. Cook, with a true and correct copy of Plaintiff's Notice of Sale by causing the Sheriff of Cumberland County to post the real property being, 126 Airport Road, Shippensburg, PA 17257, and Plaintiff is directed to serve the Defendant by certified mail, return receipt requested, and by first class mail„ postage pre-paid at 126 Airport Road, Shippensburg, PA 17257. Service on the Defendant shall be deemed complete and valid upon such posting and mailing by the Plaintiff. TRUE C®PY In Testimony wnere~ and ~ aae~ of said FROM RECORD I here unto setRmy hand. ~- Exhibit "B" U S POSTAL SERVICE (:tH I IhII;~A I k OF MAILIIVIi ~ ~~~~~~ ~ ~~ or MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT et mark. PROVIDE FOR INSURANCE-POSTMASTER oetmae~r m Received From: q C~er~n b Di ~i P """` " c, c r ,~ :a C„tee~3y Center ee Cline West . , . e ~ , w y ., ~ ~i E -agy m ~~ ma 4 ; re ss One iece of ortlinary mail add edKto: ~ 5= ~ ( V ~ IA ' fl to ~~ ~ • la tl ti ~ t t 1 . ~C~ ~ V i 1..71 ~ ttt rn .~..... te9 ire' of fo went c d l .:~ ~`~ `t I ~~ (9 ~~ ~.... PS Form 3617, Mar. 1989 z I ~ e ~ ; i II •. .I a F~ e y ~ '" t ~ K ..0 Postage $ of ' ~ Certified Fee '~ ' rTi Postmark' Return Receipt Fee Here (Entlarsement Required) l~- p Restricted Delivery Fee ' ~ (Entlorsement Required) d Total Postage 8 Fees ,$ ~ ~ ~~ O ~ Sent Ta .{l-- ~ ~ N ......... .. .. !ktQ!.,._... __ _.~_ _1.~51._ ,.________ ~ orPo BOx NO.~~_`K--~-1..~A-..1...._I~i~,_!_... ---`-~~ Z p fate, lP '--y ~~ _~ cn c ~ t,~? . ~ c.. Cn[r; ~ ~''~ , -~ _- . - ~~-, w fV . , -:: r_- r `- ~ : CC• .-~ G.3 ~ffi L ~ _ .C^ .,-~-f .n "'"/ .__ ~ .~.~..as..m.~,1-,.N..~.~.w~o~w~amweksa. m r.:«usa . r~. =F ,. ..,~.m< r n~.~rg i ~ -~nm~.k9wM'~F~r4~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY- WEST, f/Wa MELLON MORTGAGE COMPANY, NO.: 01-5008-CIVIL Plaintiff, vs. DAVID M. COOK and DONNA E. COOK, TYPE OF PLEADING: PRAECIPE TO SETTLE AND DISCONTINUE WITHOUT PREJUDICE (as to David M. Cook, only) Defendants. FILED ON BEHALF OF PLAINTIFF: Chase Mortgage Company, f/k/a Mellon Mortgage Company COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Faust, Esquire Pa.I.D.#77991 GRENEN & BIRSIC, P.C. One Gateway Center Nine West Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY- WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: 01-5008-CIVIL Plaintiff, us. DAVID M. COOK and DONNA E. COOK, Defendants. PRAECIPE TO SETTLE AND DISCONTINUE WITHOUT PREJUDICE TO: PROTHONOTARY SIR: Kindly settle and discontinue without prejudice the above-captioned matter, as to Dauid M. Cook, only, and mark the docket accordingly. GRENEN & BIRSIC, P.C. BY:~.- Attorney for Plaintiff Sworn to and subscribed before me this~day of , 2001. /~~, t ~ ~ ~ ~ ~. ?MG~- Notary Publi Notarial Seal Rebecca G. Blazina, Notary Public Pittsburgh, Alleeggheny County My Commission E>gtlres June 2, 2003 McR~Gei, F'ennSVivanla ASSOCIal10n of NOtafleS °J VV v ~, ~ ~ f.7 U 'L7 C` t~ i;'r. ~ ~i.. <~i, ~ -I:. -1 <'.. C;`' U ~r t._. C r,^ - r.~ "f1 ^3 _.. _~ ~~ . ~ _, - - ~?n+l~ - ,..~er;^xa-c~.: =s ,.~ ~: f ~ ~w~rm r_ amrz~..+mai ~~~~"~ln+r~de _. o~~ ~~ ~ STATE OF PENNSYLVANIA, COUNTY OF CUMBERLAND ss. Robert P Ziegler I, ----°-°--- -----------°--------------------------°°------------°-------- Recorder of Deeds in and for said County and State do~hereby certify that the Sheriff's Deed in which ________________ Secretary of Vererans Affairs ---------------------------~----°--------------------------------------------------'s the granue 6th the same having been sold to said grantee on the _______________________________________________ day o[ March 02 ------------------°-----------------_-- A. D., ' __---, under and by virtue of a writ--------____-- 30th ----Execution ----__------issued on the --------------------------- Oct O1 day of __________________________ A. D., _____, out of the Court of Cotnman Pleas of said County~as of Civil O1 --°-------°°---------------...-----------------------------°---------°-------- Term, : ------ 5008 Chase Mtg Co-West fka Mellon Mtg Co Number -------------->atthesuitof-------------------------°------------------------------------ Donna E Cook ---^--^------------°--------------against---------------------------------------------------- u 251 1372 duly recorded inSherifFsDeedBookNo.____________, Page____________. IN TESTIMONY WHEREOF, I ha~~vjje hereunto set my ha~nd~,andQseal of said office this _f L_~ day Deeds Chase Mortgage Company-West, f/k/a In The Court of Common Pleas of Mellon Mortgage Company Cumberland County, Pennsylvania VS Writ No. 2001-5008 Civil Term Donna E. Cook R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant, to wit: Donna E. Cook, at 126 Airport Road, Shippensburg, Cumberland County, Pennsylvania, but was unable to locate her in his bailiwick. A further search by Cpl. Michael Barrick at the Shippensburg Post Office revealed the defendant did not leave a new address. Neighbors of 126 Airport Road, Shippensburg, Cumberland County, Pennsylvania, stated to Cpl. Barrick that defendant moved to an unknown location. Brian Barrick, Deputy Sheriff, who being duly sworn according to law, states that on January 03, 2002 at 1:13 o'clock P.M., E.S.T., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Donna E. Cook located at 126 Airport Road, Shippensburg, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on March 6, 2002 at 10:00 o'clock A.M., EST. He sold the same for the sum of $30,000.00 to Attorney Kristine Faust for The Secretary of Veterans Affairs. It being the highest bid and best price received for the same, The Secretary of Veterans Affairs of 1240 East Ninth Street, Cleveland, OH 44199, being the buyer in this execution paid Sheriff R. Thomas Kline the sum of $1,733.26, it being costs. Sheriffs Costs Docketing $30.00 Poundage 600.00 Advertising 15.00 Posting Handbills 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 Prothonotary 1.00 Mileage 12.35 Certified Mail 4.41 Levy 15.00 Surcharge 20.00 Legal Search 200.00 Law Journal 395.60 Patriot News 308.70 _,~~~._ . ~n~, Shaze of Bills 24.20 Distribution of Proceeds 25.00 Sheriffls Deed 26.50 $1,733.26 Sworn and subscribed to before me This ~F~ day of Q~~ 2002, A.D. ro honotary So Answers: / ~~ ~~,,,~cs R. Thomas Kline, Sheriff BY~a C~.C y~L~vu-~ Real Estate Deputy lP~ ~~JN'- 3b' ~ ~ ~~ 3L 30~ ~, fa~a~ SCHEDULE OF DISTRIBUTION SALE NO. 17 Date Filed: April 5, 2002 Writ No. 2001-5008 Civil Term Chase Mortgage Company-West f/k/a Mellon Mortgage Company VS Donna E. Cook 126 Airport Road Shippensburg, PA 17257 Sale Date: March 6, 2002 Buyer: The Secretary of Veterans Affairs Bid Price: $30,000.00 Real Debt: $98,575.19 Interest: 4,286.74 Writ Costs: 134.00 Total: $102,995.93 DISTRIBUTION Amount collected: $1,733.26 Sheriff s costs: 1,533.26 Legal search 200.00 So Answers: y~i6~~=a,~~~~ R. Thomas Kline Sheriff TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED. SHERIFF SALE N0.17 Held Wednesday, March 6, 2002 Date: March 6, 2002 TAXES: Receipts for all taxes for the years 1999 to 2001 inclusive. Taxes for the current year 2002. WATER RENT: Company assumes no liability for private supply of water or sewer. SEWER RENT Receipts to be produced if services aze lienable. MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims. MUNICIPAL CLAIMS MORTGAGES: Listed Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated , 2002, and recorded 2002, in Cumberland County Deed Book ,Page RECITAL: BEING the same premises which Kevin T. Boland and Cazol L. Boland, husband and wife, by deed dated August 24,1996 and recorded October 30,1996 in the Office of the Recorder of Deeds in and for Cumberland County at Carlisle, Pennsylvania, in Deed Book 148, Page 203 granted and conveyed to David M. Cook and Donna E. Cook, his wife. OTHER EXCEPTIONS: 1. The identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded easements, discrepancies or conflicts m boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4. Payment of State and local Real Estate Transfer Taxes, if required. 5. Public and private rights in the roadbed of L. R. 21088 known as Airport Road. 6. Conditions, easements and restrictions shown on or set forth on Subdivision Plan for Jesse F. Jones Estate recorded in Cumberland County Plan Book 61, Page 59. 7. Mortgage in the amount of $94,733.00 given by David M. Cook and Doona E. Cook to Mellon Mortgage Company dated February 2, 1999 recorded February 12,1999 in Mortgage Book 1519, Page 655. Complaint filed by Chase Mortgage Company Reth West Formerly known as Mellon ,~ Mortgage Company as Plaintiff against David M. Cook and Donna E. Cook on Augusr 27, 2001 in the office of the Prothonotary of Cumberland County to File No. 2001-5008. Judgment in the amount of $98,575.19 entered against Donna E. Cook on October 11, 2001. Complaint against pavid M. Cook was satisfied on September 17, 2001. 8. Satisfactory evidence to be produced that satisfaction in the above mentioned mortgage foreclosure against one of two Defendants did not cause a satisfaction and exoneration in favor of the remaining Defendant. 9. Satisfactory evidence to be produced that execution of the above mentioned mortgage foreclosure action against one Defendant on property owned by husband and wife was not defective. 10. Possible rights of Orpha Jones consisting of Life estate in the subject premises. Pail to fmd recorded release of Life Estate referenced in Deed Book "X," Volume 34, Page 507. 11. Rights granted to Pennsylvania Electric Company by instrument recorded March 28, 1962 in Miscellaneous Record Book 157, Page 750. 12. Rights granted to the Commonwealth of Pennsylvania Department of Highways by instrument recorded March 23,1962 in Miscellaneous Record Book 161, Page 655. 13. Rights granted to Pennsylvania Electric Company by instrument recorded February 13,1967 in Miscellaneous Record Book 176, Page 1050. 14. Rights granted to Pennsylvania Electric Company by instrument recorded March 7, 1952 in Miscellaneous Record Book 99, Page 322. 15. Rights granted to United Telephone Company of Pennsylvania by instrument recorded July 15,1953 in Miscellaneous Record Book 103, Page 387. 16. Rights granted to Pennsylvania Electric Company by instrument recorded October 21, 1949 in Miscellaneous Record Book 91, Page 223. 17. Satisfactory evidence to be produced that proper notice was given to holders of liens and encumbrances or ownership interests intended to be divested by subject Sheriff Sale. 18. Real estate taxes accruing on and after July 1, 2002 not yet due and payable. It is to be noted that no search of Domestic Relations Records has been made to determine support arrearages regarding House Bi111412, Act 58 of 1997, nor has any search been made for environmental liens in Federal District Court. ~~~~ Robert G. Frey, Agent Note: This Title Report shall not be valid o bin ing until countersigned by an authorized signatory. REAL ESTATE SALE NO. 17 Writ No. 2001-5008 Civil Chase Mortgage Company-West f/k/a Mellon Mortgage Company vs. Donna E. Cook Atty.: Kristine Faust LONG FORM DESCRIPTION ALL that certain tract of land, be- ing improved with abrick-cased ranch-style house. situate in South- ampton Township. Cumberland County, Pennsylvania, more partlcu- lazly bounded and described as fol- lows: BEGINNING at a point, a set rail- road spike m the centerline of Air- port Road (L.R 21088) at common comer of this tract and Lot No. 2 on Subdivision Plan of Jesse F. Jones Estate; thence along Lot No. 2 North 10 degrees 30 minutes 00 seconds East 304.38 feet to a set iron pin: thence along lands now or formerly of Kenneth E. Mowen South 83 degrees 14 minutes 49 seconds East 65.00 feet to a set iron pin; thence along lands now or formerly of John W. Jones South 09 degrees 33 minutes 51 seconds East 324.60 feet to a set railroad spike m the centerline of Airport Road: thence over the centerline of Airport Road North 84 degrees 59 minutes 23 seconds West 99.16 feet to a point; thence continuing over the center- line of Airport Road by a curve to the right having a radius of 229.74 feet, a chord bearing of North 75 degrees 15 minutes 00 seconds West, an aze distance of 78.11 feet to a set railroad spike, the point and place of bea nning, BEING all of Lot No. 3 on Subd1- vtsion Plan for Jesse F. Jones Es- tate, dated December 5, 1989, and recorded in Cumberland County Plan Book 61. Page 59. BEING the same premises which Kevin T. Holand and Carol L. Boland. by Deed dated August 24. 1996 and recorded In the Office of the Record- er of Deeds of Cumberland County on October 30. 1996. at Deed Book Volume 148, Page 203, granted and conveyed unto David M. Cook and Donna E. Cook, his wife. Upon the death of Davtd M. Cook, title vest solely m the name of Donna E. Cook. by operation of law. TOGETI-IER with all and singu- lar the improvements, ways, streets, alleys, driveways, passages. waters, watercourses, right, liber- ties, privileges. hereditaments and appurtenances, whatsoever unto the hereby granted premises belonging, or in any wise appertaining, and the i reversions and remainders, rent: issues and profits thereof; and a the estate. right, title, interest, prof erty, claim and demand whatsoeve of Grantor(s), as well at law as i equity, of, in and to the same. Pazcel No. 39-13-0102-060. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: O1-5008-CIVIL Plaintiff, vs. DONNA E. COOK, Defendant. AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF ALLEGHENY Chase Mortgage Company -West, f/k/a Mellon Mortgage Company, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information was of record concerning the real property of Donna E. Cook located at 126 Airport Road, Shippensburg, PA 17257 and is more fully described as follows: ALL THERIGHT, TITLE, INTEREST AND CLAIM OF DONNAE. COOK OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN SOUTHAMPTON TWP., CUMBERLAND COUNTY,PENNSYLVANIA. HAVINGERECTEDTHEREONADWELLINGBEING KNOWN AND NUMBERED AS 126 AIRPORT ROAD, SHIPPENSBURG, PA 17257. DBV 148, PAGE 203, AND PARCEL #39-13-0102-060. 1. The name and address of the owner or reputed owner: Donna E. Cook 126 Airport Road Shippensburg, PA 17257 2. The name and address of the defendant in the judgment: Donna E. Cook 126 Airport Road Shippensburg, PA 17257 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real properly to be sold: Chase Mortgage Company -West, t7k/a Mellon Mortgage Company [PLAINTIFF] 4. The name and address of the-last record holder of every mortgage of record: Chase Mortgage Company -West, f/k/a Mellon Mortgage Company [PLAINTIFF] 5. The name and address of every other person who has any record lien on the property: Cumberland County Domestic Relations P.O. Box 320 Carlisle, PA 17013 PA Dept. Of Revenue Bureau of Individual Taxes Inheritance Tax Division Dept. 280601 Harrisburg, PA 17128-0601 6. The name and address of every other person who has any record interest in the property and whose interest maybe affected by the sale: NONE 7. The name and address of every. other person whom the plaintiff has knowledge who has any interest in the property which may be affected bythe sale: NONE I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa, C.S.A. §4904 relating to unsworn falsification to authorities. GRENEN & BIRShC, P.C. By~ Kristine M. Faust, Esquire Attorney for Plaintiff SWORN to and subscribed before me this Z3Y~ day of V ~~tJX./~ , 2001. -} Notary Public L Notarial Seal Rebecca G. Blazing, Notary Pubfic Pittsburgh, Allegheny County My Commission Expires June 2, 2003 Member, Pennsylvania Association of Notaries IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: O1-5008-CIVIL Plaintiff, vs. DONNA E. COOK,. Defendant. NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: Donna E. Cook 126 Airport Road Shippensburg, PA 17257 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the - - Cumberland County Courthouse Commissioners Hearing Room, 2°" Floor 1 Courthouse Square- Carlisle, PA 17013 on Wednesday, March 6, 2002, at 10:00 A.M., the following described real estate, of which Donna E. Cook is the owner or reputed owner: ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF DONNA E. COOK OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN SOUTHAMPTON TWP., CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING-KNOWN AND NUMBERED AS 126 AIRPORT ROAD, SHIPPENSBURG, PA 17257. DBV 148, PAGE 203, AND PARCEL #39-13-0102-060. The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of Chase Mortgage Company -West, f/k/a Mellon Mortgage Company, Plaintiff, vs. Dorma E. Cook, Defendant, at Execution Number O1-5008-CIVIL in the amount of $102,861.93. Claims against the property must be filed with the Sheriff before the above sate date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days-from sale date. - ---- Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. This paper is a notice of the date and time of the sale of your property.. It has been issued because there is a judgment against you. It may cause your property to beheld or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Court Administrator 4`h Floor, Cumberland County Courthouse Carlisle, PA 17013 Telephone (717)240-6200 You may have legal rights to prevent the Sheriffs Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. You may have the right to prevent or delay the Sheriff s Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection, you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, youmay have the rightto have the judgment opened if youpromptly file apetition with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is opened the Sheriffs Sale would ordinarily be delayed pendang a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the rightto have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriffs Sale if you can show a defect in the Writ of Execution of service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO $XERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. - - --- GRENEN & BIRSIC, P.C. B ~~ 'C'~tG C. L l~ G~Ct~ C~. Y ~~ ~ Kristine .Faust, Esquire Attorney for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CHASE MORTGAGE COMPANY-WEST, f/k/a MELLON MORTGAGE COMPANY, NO.: O1-5008-CIVIL Plaintiff, vs. DONNA E. COOK, Defendant. LONG FORM DESCRIPTION ALL hat.certain tract.of land, being_mproved with a brick-cased ranch-style house, situate in Southampton Township, Cumberland County, Pennsylvania, more particularly bounded and described as follows: BEGINNING at a point, a set railroad spike in the centerline of Airport Road (L.R. 21088) at common corner of this tract and Lot No. 2 on Subdivision Plan of Jesse F. Jones Estate; thence along Lot No. 2 North 10 degrees 30 minutes 00 seconds East 304.38 feet to a set iron pin; thence ..along lands now or_formerly of Kenrieth E. Mowen South 83 degrees 14 minutes 49 seconds East 65.00 feet to a set iron pin; thence along lands now or formerly of John W. Jones South 09 degrees 33 minutes 51 seconds East 324.60 feet to a set railroad spike in the centerline of Airport Road; thence over the centerline of Airport Road North 84 degrees 59 minutes 23 seconds West 99.16 feet to a point; thence continuing over the centerline of Airport Road by a curve to the right having a radius of 229.74 feet, a chord bearing of North 75 degrees 15 minutes 00 seconds West, an arc distance of 78.11 feet to a set railroad spike, the point and place of beginning. BEING all of Lot No. 3 on Subdivision Plan for Jesse F. Jones Estate, dated December 5, 1989, and recorded in Cumberland County Plan Book 61, Page 59. BEING the same premises which Kevin T. Boland and Carol L. Boland, by Deed dated August 24, 1996 and recorded in the Office of the Recorder of Deeds of Cumberland County on October 30,1996, at Deed Book Volume 148, Page 203, granted and conveyed unto David M. Cook and Donna E. Cook, his wife. Upon the death of David M. Cook, title vest solely in the name of Donna E. Cook, by operation of law. TOGETHER with all and singular the improvements, ways, streets, alleys, driveways, passages, waters, watercourses, right, liberties, privileges, hereditaments and appurtenances, whatsoever unto the hereby granted premises belonging, or in any wise appertaining, and the reversions and remainders, rents, issues and profits thereof and all the estate, right, title, interest, property, claim and demand whatsoever of Grantor(s), as well at law as in equity, of, in and to the same. GRENEN & BIRSIC, P.C. By: Kristine M. Faust, Esquire Attorneys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412)281-7650 Parcel No. 39-13-0102-060 WRIT OF EXECUTION ansf/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO: 01-5008 CIVIL 78X CIVIL ACTION -LAW TO THE SHERIFF OF Cumberland To satisfy the debt, interest and costs due Chase Mortgage Company - West, f/k/a Mellon Mortgage from Donna E. Cook y (1) You are directed to levy upon the property of the defendant(s) and to sell Please see attached legal (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as folbws: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the gamishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or othervvise disposing thereof; (3) Ifpropertyofthedefendant(s)notlevieduponansubjecttoattachtnentisfoundintttepossessionofanyoneother than a named garnishee, you are dirededto nofrfy him/herthat he/she has been added as agamishee and is enjoined as above stated. Amount Due $98,575.19 Interest $4,286.74 (from 10/8/01 to Sale) Atty's Comm Atty Paid Plaintiff P L.L. S • 50 Due Prothy, Other Costs $1.00 Date: October 30, 2001 REQUESTING PARTY: Curtis R. Long Prothonotary, Civil Division by: /~~1J-/.vlLt. ~- ~- ~% `~ OaPeSY Name Kristine M. Faust, Esq. AddfeSS: 1 Gateway Center, 9 West Pittsburgh, PA 15222 Attorney tOf: Plaintiff Telephone: (4121 281-7650 Supreme Court ID No. 77991 SAL .~STAT SAS, ~~a. ~~ On November O1, 2001, the sheriff levied upon the defendant's interest in the real property situated in Southampton Township, Cumberland County, PA, known and numbered as 126 Airport Road, Shippensburg, and more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: November 01, 2001 By: ~/dam S. Real lEsta~e Deputy ~a ~_ ~' (s'~ ,, .,,,. `, ~, r'A ~~`~ L~~~ li ~~ ~JQ ,iJ~t~ .~j~H~h~ -..i. '- ,,.._ .m,~.,.a.,..~.®~.m.as.~n.~~aUrcc~r+em~riwxomerire~m~s'~s~ct~ew+~ae rc.:n«: ae~sn ~wz. a•... arm .j .~~r~,o ~ .,._.~auF s ?~,~n~ ,nne ,e~ea~1'~'F(~k-.,` F~ THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Ad No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Michael Morrow being duly sworn according to law, deposes and says: That he is the Asst. Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sundav Patr of-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 29th day(s) of January and the 5th and 12th day(s) of February 2002. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Da~phin in Miscellaneous Book "M", Volume 14, Page 317. > ~ ~~ , ~~ PUBLICATION COPY SALE#17 22nd dQv of Feb'Lr arv 2002 A.D. Notarlel Seal Terry 4 Ruse~ll, Nofery Publ Henisburg, Dauphin County My Comralesion Expires JUna e, 2004 - N ARY PUBLIC Member, Pennsywania Associallon d Notdll'ecommission expires June 6, 2002 CUMBERLAND COUNTY SHERIFFS OFFICE CUMMBERLANDCOUNTYCOURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs ( To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached " hereto on the above stated dates $ 307.20 Probating same Notary Fee(s) $ 1.50 Total $ 308.70 Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patrict-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. By .................................................................... PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: JANUARY 25, FEBRUARY 1, 8, 2002 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. i-'~.~ Ro er M. Morgenthal, Editor SWORN TO AND SUBSCRIBED before me this 8 day of FEBRUARY. 2002_ LAIS E. S R, N k Cadisio Baas, ~a ~as~d pqy Expires Memh 5, REAL ESTATE SALE NO, a'. Writ No. 2001-5D08 Civll Chase Mortgage Company-West fJkJa Mellon Mortgage Company vs. Donna E. Cook Atty.: Kristine Faust LONG FORM DESCRIPTION ALL that certain tract of land, be- ing improved with abrick-cased ranch-style house, situate in South- ampton Township, Cumberland County, Pennsylvania more particu- larly bounded and described as fol- lows: BEGINNING at a point, a set rail- road spike in the centerline of Air- port Road (L.R 21088) at common corner of this tract and Lot No. 2~ on Subdivision Plan of Jesse F. Jones Estate; thence along Lot No. 2 North 10 degrees 30 minutes 00 seconds East 304.38 feet to a set iron pin; thence along lands now or formerly of Kenneth E. Mowen South 83 degrees 14 minutes 49 seconds East 65.00 feet to a set iron pin: thence along lands now or formerly of John W. Jones South 09 degrees 33 minutes 51 seconds East 324.60 feet to a set railroad spike in the centerline of Airport Road: thence over the centerline of Airport Road North 84 degrees 59 minutes 23 seconds West 99.16 feet to a point; thence continuing over the center- line of Airport Road by a curve to the right having a radius of 229.74 feet, a chord beazing of North 75 degrees 15 minutes 00 seconds West, an arc distance of 78.11 feet to a set railmad spike, the point and place of beginning. BEING all of Lot No. 3 on Subdi- vision Plan for Jesse F. Jones Es- tate, dated December 5, 1989, and recorded in Cumberland County Plan Book 61. Page 59. BEING the same premises which Kevin T. Boland and Cazol L. Boland, by Deed dated August 24. 1996 and recorded in the Office of the Record- er of Deeds of Cumberland County on October 30, 1996, at Deed Book Volume 148, page 203, granted and conveyed unto David M. Cook and Donna E. Cook, his wife. Upon the death of David M. Cook, title vest solely in the name of Donna E. Cook, by operation of law. TOGETHER with all and singu- lar the improvements, ways, streets, alleys, driveways, passages, waters, watercourses, right, liber- ties, privileges, hereditaments and appurtenances, whatsoever unto the hereby granted premises belonging, or in any wise appertakiing, and the reversions sad remainders, rents, issues and profits thereof; and all the estate. right, title, interest, prop- erty, elaiui and demand whatsoever of Grantor(s(, as well at law as in equity, of, in and to the same. Pazcel No. 39-13-0102-060.