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Home My WebLink About01-05010COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND } SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff s Deed in which Wells Fargo Bank Tr for GRP/AG REO 2000-1 LLC is the grantee the same having been sold to said grantee on the 5th day of June A.D., 2002, under and by virtue of a writ Execution issued on the 22nd day of Oct, A.D., 2001, out of the Court of Common Pleas of said County as of Civil Term, Ol Number 5010, at the suit of Wells Fargo Bak Minnesota NA against Melvin F Aucker Jr & Michelle L Aucker is duly recorded in Sheriff's Deed Book No. 252, Page 3729. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this ~~ ay o® A.D. 206 Wells Fargo Bank Minnesota N.A., As T/Tee V5 Melvin F. Aucker Jr. and Michelle L. Aucker In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2001-5010 Civil Term Douglas Donsen, Deputy Sheriff, who being duly sworn according to law, states that on November O5, 2001 at 6:40 o'clock p.m., EST, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon one of the within named defendants, to wit: Melvin F. Aucker, Jr., by making known unto Melvin Aucker personally, at 1610 Orrsbridge Road, Enola, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and attested copy of the same. Douglas Donsen, Deputy Sheriff, who being duly sworn according to law, states that on November O5, 2001 at 6:40 o'clock p.m., EST, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon one of the within named defendants, to wit: Michelle L. Aucker, by making known unto Melvin Aucker, adult in charge, at 1610 Orrsbridge Road, Enola, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and attested copy of the same. Richard Smith, Deputy Sheriff, who being duly sworn according to law, states that on January 04, 2002 at 9:27 o'clock A.M., E.S.T., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Melvin F. Aucker, Jr. and Michelle L. Aucker located at 1610 Orrsbridge Rd., Enola, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Melvin F. Aucker, Jr., by regular mail to his last known address of 1610 Orrsbridge Road, Enola, PA 17025. This letter was mailed under the date of January 18, 2002 and never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the acfion to one of the within named defendants to wit: Michelle L. Aucker, by regular mail to her last known address of 1610 Orrsbridge Road, Enola, PA 17025. This letter was mailed under the date of January 18, 2002 and never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at the Court House, Carlisle, Cumberland County, Pennsylvania, on June 5' 2002 at 10:00 o'clock A.M. He sold the same for the sum of $25,000.00 to Attorney Joseph A. Goldbeck, Jr. for Wells Fargo Bank Minnesota, N.A. as T/Tee. It being the highest bid and best price received for the same, Wells Fargo Bank Minnesota, N.A., as T/Tee ,being the buyer in this execution paid Sheriff R. Thomas Kline, the sum of $3574.34. Sheriff s Costs: Docketing $30.00 Poundage 500.00 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 Prothonotary 1.00 Service 16.90 Certified Mail .85 Levy 15.00 Surcharge 30.00 Postpone Sale 20.00 Legal Search 200.00 Law Journal 237.50 Patriot News 222.30 Share of Bills 24.20 Distribution of Proceeds 25.00 Sheriff's Deed 29.50 $3574.34 paid by attorney 07/05/02 Sworn and subscribed to before me So Answe This ~ day of ~~~ R. Thomas Kline, Sheriff 2002, A.D. P o onotary A p,~ „'7"-J ~ 2 ~,; ~,.~ ~~-~ Real Estate eput h~'" ( 3 n'~ ~~a~L,a WRIT OP EXECUTION' andlor ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) TO THE SHERIFF OF Cwnberland NO.Ol-5010 CIVIL Term CIVIL ACTION -LAW To satisfy the debt, interest and costs due WELLS FARGO BANK MINNESOTA N.A. AS T/TEE PLAINTIFF(S) from MELVIN F. AUCKER JR., MICHELLE L. AUCKER; 1610 ORRSBRIDGE ROAD, ENOLA, PA 17025 (1) You are directed to levy upon the property of the defendant(s) and to See attached legal description (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notrfy the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are, enjoined;from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing thereof; (3) Ifpropertyofthedefendant(s)rwtlevieduponansubjecttoattachmentisfoundinthepossessionofanyoneother than a named garnishee, you are directed to notify hirn/herthat he/she has been added as agarnishee and is enjoined as above stated. Amount Due 578,298.08 Fran 10/11/Ol to sale~aEe Interest at ~2 137 laer diem Atty's Comm Atty Paid Plaintiff Paid Date: October 22, 2001 REQUESTING PARTY: Name Joseph A. Goldbeck, Jr. -ill n e Address: Suite 500 The Bourse Blda. Philadelphia, PA 19106 Attorney for: P-~aantiff Telephone: 215-627-1322 Supreme Court ID No. 16132 L.L. .50G Due Prothy $1.00 Other Costs _ Curtis R. Long by: On October 29, 2001, the sheriff levied upon the defendant's interest in the real property situated in Hampden Township, Cumberland County, PA, known and numbered as 1610 Orrsbridge Road, Enola, and more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. ~ Date: October 29, 2001 By: "~ ~ ~(,~, ~ ~ ~-~(~ ~eal Estate Deputy ~ ~da ~`~: cj (i,, ~Z 1~0 SCHEDULE OF DISTRIBUTION SALE N0.4 Date Filed: July 5, 2002 Writ No. 2001-5010 Civil Term Wells Fargo Bank Minnesota, N.A., as T/Tee VS Melvin F. Aucker Jr. and Michelle L. Aucker 1610 Orrsbridge Road Enola, PA 17025 Sale Date: June 5, 2002 Buyer: Wells Fargo Bank Minnesota N.A., as T/Tee. Bid Price: $25,000.00 Real Debt: $78,298.08 Interest: 1,879.02 Attorney Costs: 124.45 Total: $80,301.55 DISTRHBUTION Receipts: Cash on account (10/25/01): $1,000.00 Cash on account (07/05/02): 2,574.34 Credit Writ: 21,425.66 Total Receipts: $25,000.00 Disbursements: To Sheriff s Costs: $1,222.75 To Legal Search: 200.00 To Cumberland County Tax Claim Bureau: 1,796.62 To Hampden Township: 354.97 Credit Writ: 21,425.66 Total Disbursement: Balance for Distribution: So Answers: ,~- ($25,000.00) 0.00 R. Thomas Kline Sheriff TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING TI'EMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED. SHERIFF SALE N0.4 Held Wednesday, June 5, 2002 Date: June 5, 2002 TAXES: Receipts for all taxes for the years 1999 to 2001 inclusive. Taxes for the current year 2002. WATER RENT: Company assumes no liability for private supply of water or sewer. SEWER RENT Receipts to be produced if services are lienable. MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims. MUNICIPAL CLAIMS MORTGAGES: Listed Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated , 2002, and recorded 2002, in Cumberland County Deed Book ,Page RECITAL: BEING the same premises which Charles D. Ewing, single man, by deed dated June 28,1999 and recorded July 7,1999 in the Office of the Recorder of Deeds in and for Cumberland County at Carlisle, Pennsylvania, in Deed Book 203, Page 532, granted and conveyed to Melvin F. Aucker, Jr., and Michelle L. Aucker, his wife. OTHER EXCEPTIONS: 1. The identity and legal competency of parties at the closing of this titre should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4. Payment of State and local Real Estate Transfer Taxes, if required. 5. Public and private rights in the roadbed of Orrsbridge Road. 6. Mortgage in the amount of $63,750.00 given by Melvin F. Aucker and Michelle L. Aucker to Ameriquest Mortgage Company dated June 28,1999 recorded July 7,1999 in Mortgage Book 1555, Page 759. Assigned to Wells Fargo Bank Minnesota, N.A., as trustee by instrument recorded February 5, 2001 in Miscellaneous Record Book 665, Page 894. Complaint in mortgage foreclosure filed by Wells Fargo Bank Minnesota, N.A. as Plaintiff against Melvin F. Aucker, Jr. and Michelle L. Aucker as Defendants on August 27, 2001 in the office of the Prothonotary of Cumberland County to File No. 2001-5010. Default judgment entered October 22, 2001 in the amount of $78,298.08.11, 2001. 7. Mortgage in the amount of $6,500.00 given by Melvin F. Aucker, Jr., and Michelle L. Aucker to Pennsylvania Housing Finance Agency dated Apri128, 2000 recorded June 1, 2000 in Mortgage Book 1615, Page 533. 8. Delinquent real estate taxes turned over to the Cumberland County Tax Claim Bureau in the amount of $1,785.24 as of the date of sale. 9. Exemplified record of York County judgment in the amount of $2,264.92 entered by Drover's and Mechanics Bank as Plaintiff against Melvin F. Aucker as Defendant in the Office of the Prothonotary of Cumberland County on March 11, 2002 to file No. 2002-1201 said judgment may be a lien on the real estate by virtue of divorce. 10. Municipal lien in the amount of $354.97 entered by the Township of Hampden as Plaintiff against Melvin F. Aucker, Jr., and Michelle L. Aucker as Defendants on February 21, 2002 in the Office of the Prothonotary of Cumberland County to file No. 2002-887. 11. Exemplified record of York County judgment in the amount of $2,264.92 entered by Drover's and Mechanics Bank as Plaintiff against Michelle L, Aucker as defendant on Mazch 11, 2002 in the Office of the Prothonotary of Cumberland County to file No. 2002-1200. Said judgment may be a lien on the real estate by virtue of divorce. 12. Rights granted to the Township of Hampden by instrument recorded in Miscellaneous Record Book 195, Page 965 and Miscellaneous Record Book 223, Page 610. 13. Satisfactory evidence to be produced that proper notice was given to holders of all liens and encumbrances intended to be divested by subject Sheriff Sale. In particular it is to be noted that no notice of said sale appeazs to have been given to Drover's and Mechanics Bank. 14. Satisfactory evidence to be produced that the advertisements of the property for sale is satisfactory in spite of the absence of any reference to the improvements on the subject property. 15. Real estate taxes accruing on and after July 1, 2002 not yet due and payable. It is to be noted that no search of Domestic Relations Records has been made to determine support arrearages regarding House Bi111412, Act 58 of 1997, nor has any search been made for environmental liens in Federal District Court. Robert G. Frey, Agent Note: This Title Report shall not be valid or binds until countersigned by an authorized signatory. ,~Q~ ~~1tEAL ESTATE SALE NO. 4 Wnt Na. 2001-5010 Civfl Wells Fazgo Bank Minnesota, N.A., as T/Tee vs. Melvin F. Aucker Jr. and Michelle L. Aucker Atty.: Joseph A. Goldbeck, Jr. ALL THAT CERTAIN piece or pazcel of land situate in Hampden Township. Cumberland County, Pennsylvania, being more particu- lazly bounded and described as fol- lows, to wit: BEGINNING at a point on the eastern .side of Orrs Bridge Road, at a point on the northwest comer of and now or formerly of Ellen Deschenes; thence by same North 15 East one hundred eighty-three and five tenths (183.5) feet, more or less to a pomt at the southeast comer of land now or formerly Gary E. Walker; thence by same South 79 05' East Two hundred twenty- ,AW JOURNAL two (222) feet more or less to a point - at land now or formerly of Larry G. ~ ~ - Moore et al; thence by same South .~ 9 East forty-eight (489 feet, more or - - ~ - less, to a point; thence by same South 15 West one hundred twenty- two and corner of the aforesaid land now or formerly of Ellen Deschenes; ~. - - - thence by same North 82 West two ~ _ hundred forty-two (242') feet, more or less, to a point, the place of BE- '=`""~~ ~_"~~"'-~~'` GINNING. ~~:' ~~ Tax Pazcel #10-15-1285-007. Being known as 1610 Orrsbridge Road, Enola, PA 17025. s t s 3e 3e 3 ar-.- w Wells Fargo Bank Minnesota N.A. as T/Tee CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION Vs. Melvin F. Aucker Jr. Michelle L. Aucker Defendants NO. 01-5010-Civil Wells Fargo Bank Minnesota N.A. as T/Tee, Plaintiff in the above action, by its attorney, Joseph Goldbeck, Jr., Esquire, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 1510 O+~y„bridya Road, Enola. PA 17025. 1. Name and address of owner(s) or reputed owner (s): Name Address (if address cannot be reasonably ascertained, please so indicate) Michelle L. Aucker 1610 Orrsbrid_ae Road Enola. PA 17025 2. Name and address of defendant(s) in the judgment: Name Address (if address cannot be reasonably ascertained, please so indicate) 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please so indicate) 4. Name and address of the last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please so indicate) pA Housing F~na*+ce Aaencv 2~0'i N. F on rue* Harrisburg. vA ~7~0 i 5. Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please so indicate) 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please so indicate) Pa Deat. of Public Welfare Health and Welfare Bldg, Room 432 Bureau of Child Suvnort Enforcement P.O. Box 2675 Harrisburg. PA 17105 7. Name and address of every other person of whom the plaintiff has knowledge that has any interest in the property that may be affected by the sale: Name I verify that correct to the best I understand that penalties of 18 Pa. authorities. October 11, 1998 Address (if address cannot be reasonably ascertained, please so indicate) the statements made in this affidavit are true and of my personal knowledge or information and belief. false statements herein are made subject to the C.S. #4904 relating to unsworn falsification to Plaintiff 0 ,,,,. ,a, , "I!~~ ~k-u I. IU F.''r: ~,,.U d31,i~., _ .., ~.. . ~. '. GOLDBECK McCAFFERTY & McKEEVER By: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 Wells Fargo Senk Minnesota N.A. as T/Tee Plaintiff vs. Melvin F. Aucker Jr. Michelle L. Aucker Defendants ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO.O1-5010-Civil NOTT E O GH RT ~R AT O R Ar TAT. TO: Malvin F. Aucker Jr. 1610 Orrsbridge Road Enola, PA 17025 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. Your hou9e (real estate) at 1610 OrrsbridQe Road, 8nola. PA 17025. is scheduled to be sold at the Sheriff's Sale on Mareh 6, 2002 at 10:00 a.m., in Cumberland County, Cumberland County Courthouse, Commissioners Hearing Room, 2°d Floor, Carlisle, PA 17013 to enforce the court judgment of $78,298.08 obtained by Wells Fargo Bank Minnesota N.A. as T/Tee (the mortgagee) against you. NOTICE OF OWNER'S RIGHTS v0 Mnv B8 L~' TO REC~'N^' mHr HF,RTF~" c SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the Back payments, late charges, costs and reasonable attorneys Fees due• To find out how much you must pay, you may call: (215) 627 1322 2. You may be able to stop the sale by filing a petition asking the .Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. ~~. You may need an attorney. to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) vOU any amrii n8 A8T 8 'r0 QAVB vOi~ PROPF.Rmv ArND YOU HAVE OTHER RIGHTS ~~N TF TH8 SHSRIFF~S SALE DOSS TAKB PLACE ._ 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling ~ i 1 6.7-~3 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff's office at (7i 7) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At this time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff within 30 days of the Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the Schedule of Distribution. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCB. IF YOU DO NOT HAVB A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17103 (800) 990-9108 Legal Services, Inc. 8 Irvine Row Carlisle, PA 17103 (717) 243-9400 .~°, ~,~t„~. ~~~"~~? f ,. yxp~^{~~:~. r,~YYryry 5311 i:."u~L'.` ~' '!, _ :'. .y~n ti~J4i tvaa~~ ... 5,~:u ~. ~, a.m--, ~ ~~h~n,:€!n e~r~6~*'u;ea,ez~!aar-e~+m~nm~SF~ns»Rt~ ... ..., ~. . . !~ GOLDBECK McCAFFERTY & McKEEVER By: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 500 - The Bourse Bldg. 111 5. Independence Mall East Philadelphia, PA 19106 ( 'I ) 6 7-~ 3 ATTORNEY FOR PLAINTIFF Wells Fargo Sank Minnesota N.A. as T/Tee CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff :,CIVIL DIVISION Vs. Melvin F. Aucker Jr. Michelle L. Aucker NO.O1-5010-Civil Defendants Trl1T T('F O SH T ~ SA O R T .STATE TO: Michelle L. Aucker 1610 Orrsbridge Road &nola, PA 17025 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. Your house (real estate) at 1610 Orrsbridae Road, Enola. PA 17025. is scheduled to be sold at the Sheriff's Sale on March 6 2002 at 10:00 a.m., in Cumberland County, Cumberland County Courthouse, Commissioners Hearing Room, 2"" Floor, Carlisle, PA 17013 to enforce the court judgment of $78.298.08 obtained by Wells Fargo Sank Minnesota N.A. as T/Tea (the mortgagee) against you. NOTICE OF OWNER'S RIGHTS vOi nv 3s O PREVENT THT HQRTF ' Ar.F To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the Back payments, late charges, costs and reasonable attorneys Fees due. To find out how much you must pay, you may call: (215) 627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. t~.. You may need an attorney to assert your rights. The sooner you Contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) vOLT ~nY STILL B8 ABLE TO SAVE YOUR PROPrrRmy I~ND vOU H_nVE OTHSR RTCHmS Rtm~ TR mHE HERIFF'B BALE DOES TAKE PtACS- 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling ( "ISl 627-322. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff's office at (7171 40-6 90. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At this time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff within 30 days of the Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the Schedule of bistribution. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17103 (800) 990-9108 Legal Services, Inc. 8 Irvine Row Carlisle, PA 17103 (717) 243-9400 YOU DO NOT HAVE OFFICE LISTED .~ !~o '_'~' ~t C! ~l iap A.i~.i , , ~:~a~ ~~iay; ::. !. ;::~7:~do _.. .. _ PF+'4?e5^R *'~ -'~-n t x . a;a~pt-„{t'HfY~ #*'+WC14Fw3'r ts~ iSYrleX%*'k!4iaY1"P'~165~E ALL THAT CERTAIN piece or parcel of land situate in Hampden Township, Cumberland County, Pennsylvania, being more particularly bounded and described as follows, to wit: BEGINNING at a point on the eastern side of Orrs Bridge Road, at a point on the northwest corner of and now or formerly of Ellen Deschenes; thence by same North 15 East one hundred eighty-three and five tenths (183.5) feet, more or less to a point at the southeast corner of land now or formerly Gary E. Walker; thence by same South 79 OS' East Two hundred twenty-two (222) feet more or less to a point at land now or formerly of Larry G. Moore et al; thence by same South 9 East forty-eight (48') feet, more or less, to a point; thence by same South 15 West one hundred twenty-two and corner of the aforesaid land now or formerly of Ellen Deschenes; thence by same North 82 West two hundred forty-two (242') feet, more or less, to point, the place of BEGINNING. Tax Parcel#10-15-1285-007 Being known as 1610 Orrsbridge Road, Enola, PA 17025 Y ~ THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication UnderAd No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Michael Morrow being duly sworn according to law, deposes and says: That he is the Asst. Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 tc 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and~jgl Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 29th day(s) January and the 5th and 12th day(s) of February 2002. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Da hin in Miscellaneous Book "M", Volume 14, Page 317. ~ I n, PUBLICATION COPY SALE#4 ........................... .,.... n . ~........:............................................... . 22nd day Febr 2002 A.D. Notadel Seal Terry L. qusegll, Notary Public HaMSbUig. Dauphin County My Commission Expires June 6, 2 Member,PennsyNaniaASSOCIatbnolNOtarles NOT YPUBLIC My commission expires June 6, 2002 CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates $ 220.80 Probating same Notary Fee(s) $ 1 .50 Total $ 222.30 Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. By ............................................................ fA~At EETATEBdC~Nc,4~ --. LYVitTaratt--: . WYeAsFerg4Bank - 4Alr~erafs t4.Ay eaTrRel -. -: vs - - - - - - IMkivin ~, 14aiv)cea Ji: L, d a pi119P uit iuiu_ 4t- Ax'~u SiMt ti12::. mtnec ur -; ~bnScei~g;- :crc~x~-IMa+ -=- ~Au.x~n 3 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle hi the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: JANUARY 25, FEBRUARY 1, 8, 2002 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is'not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. [ / ~~~~~~~~ V ~4 Roger M. Morgenthal, Editor SWORN TO AND SUBSCRIBED before me this 8 day of FEBRUARY 2002 L~ E. Car;Esfa Bono, REAL E&TATE SALE NO. 4 Writ No. 2001-5010 Civll Wells Fazgo Bank Minnesota, N.A., as T/Tee vs, Melvin F. Aucker Jr. and Michelle L. Aucker Atty.: Joseph A. Goldbeck, Jr. ALL THAT CERTAIN piece or parcel of land situate in Hampden Township, Cumberland County, Pennsylvania, being more particu- lazly bounded and described as fol- lows, to wit: BEGINNING at a point on the eastern side of Orrs Bridge Road at a point on the northwest corner of and now or formerly of Ellen Deschenes; thence by same North 15 East one hundred eighty-three and five tenths (183.5) feet, more or less to a point at the southeast comer of land now or formerly Gary E. Walker; thence by same South 79 05' East Two hundred twenty- two (222) feet more or less to a,point at land now or formerly of Larry G. Moore et al; thence by same South 9 East forty-eight (48') feet, more or less, to a point: thence by same South 15 Weat one hundred twonty- two and corner of the aforesaid land now or formerly of Ellen Deschenes; thence by same North 82 West two hundred forty-two (242') feet, more or less, to a point, the place of BE- GINNING. Tax Pazcel #10-15-1285-007. Being known as 1610 Qrrsbrldge Road, Enola, PA 17025. ~ y _CASE NO: 2001-05010 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FARGO BANK MINNESOTA NA VS AUCKER MELVIN F JR ET AL BRYAN WARD Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE AUCKER MELVIN F JR was served upon the DEFENDANT at 0912:00 HOURS, on the 30th day of August 2001 at 1610 ORRSBRIDGE ROAD ENOLA, PA 17025 by handing to MELVIN F AUCKER JR a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 8.45 Affidavit .00 Surcharge 10.00 .00 36.45 Sworn and Subscribed to before me this 3~ day of ~~ssa-~icn~ o2eu/ A.D. ' rothonotary So Answers: ~~~.~%~ R. Thomas Kline 09/04/2001 GOLDBECK MCCAFFERTY MCKEEVER By . ~ ~_ / ~ ! Del ty heriff « CASE NO: 2001-05010 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FARGO BANK MINNESOTA NA VS AUCKER MELVIN F JR ET AL BRYAN WARD Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MICHELLE L the DEFENDANT at 0912:00 HOURS, on the 30th day of August 2001 at 1610 ORRSBRIDGE ROAD ENOLA, PA 17025 by handing to MELVIN F AUCKER JR a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 .00 16.00 Sworn and Subscribed to before me tDhis ~ day of ~, 2-~ ~/ A . D . 2 ~~ ' rothonotary T~ So Answers• '~ ~~~ R. Thomas Kline 09/04/2001 GOLDBECK MCCAFFERTY MCKEE` ER By. ( ~~ puty heriff :.~ GOLDBECK, MCCAFFERTY & MCKEEVER By: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 500-The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 ( .1 1 6 .7-1 Wells Fargo Sank Minnesota N.A. as T/Tee Vs. Melvin F. Aucker Jr. Michelle L. Aucker ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CUMBERLAND COUNTY CIVIL DIVISION N0. 01-5010-Civil JOSEPH A. GOLDBECK, JR., ESQUIRE, hereby states that he is the attorney for the Plaintiff in the above captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) an FHA Mortgage ( ) non-owner occupied ( ) vacant (X) Act 91 procedures have been fulfilled This certification is made subject § 4904 relating to unsworn falsification o the penalties of 18 Pa. C.S. to authorities. Jose A. G _~ eck, Jr. Att ey fo Plaintiff ' C ^ ~~ `-~ ~~ o ~' ~ ~"- „~ ~, _-n ' ms ~; ~=, ~ _ s ~ _ ~~ ._-~ y ~ f6) J fTi 't 'C Pal °G ~~ i 1 GOLDBECK McCAFFERTY & McK~~VER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff WELLS FARGO BANK MINNESOTA NA AS IN THE COURT OF COMMON PLEAS TRUSTEE cfo GRP Loan Corp. OF CUMBERLAND COUNTY 444 Park Avenue South, 8th Floor : New York, NY 10016-7321 CIVIL ACTION - LAW Plaintiff :ACTION OF MORTGAGE FORECLOSURE vs. MELVIN F. AUCKER JR. AND Term 01 -S'616 l.:tut~ No. MICHELLE L. AUCKER (Mortgagor(s) and Real Owner(s)) 1610 Orrsbridge Road Enola, PA 17025 Defendant(s) FORECLpSUR~ CRTG~4GE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. N O T I C E You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) Jaye after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights import Ant to yov. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH HELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue, Carlisle, PA (800) 990-9108 Legal Sexvic es Inc. 8 Irvine Row, Carlisle, PA 1']013 (919) 243-9400 A V I S O LE HAN -E A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE U5TED RESPONDA DENTRO DE 20 DIAS DES PUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARR DSFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGI STRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTIiD Y CUALQUIER OHSECCION CONTRA LAS QUESAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DENANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTOMCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIA A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROM SIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER OINERO, PROPIEDAD U OTR05 DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE AHOGADOS), 215 -23A-6300. Cumberland County Bar Association 2 Liberty Avenue, Carlisle, PA (8007 990-9108 Legal Services Inc. 8 Irvine Row, Carlisle, PA 1'1013 (919) 243-9400 COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is WELLS FARGO BANK MINNESOTA NA AS TRUSTEE, c/o GRP Loan Corp., 444 Park Avenue South, 8th Floor, New York, NY 10016-7321. 2. The name(s) and address(es) of the Defendant(s) is/are MELVIN F. AUCKER JR., 1610 Orrsbridge Road, Enola, PA 17025 and MICHELLE L. AUCKER, 1610 Orrsbridge Road, Enola, PA 17025, who is/are the mortgagor(s) and real owner(s) of the mortgaged property hereinafter described. 3. On June 28, 1999, mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to AMERIQUEST MORTGAGE CO., which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1555, Page 759. By Assignment of Mortgage dated July 6, 1999, the mortgage was assigned to Plaintiff, which Assignment is lodged for recording. These documents are matters of public record and are incorporated herein by reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g). 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due May 1, 2000, and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amounts are due on the mortgage: Principal Balance $ 63,540.97 Interest from 4/ 1/00 through 8/31/01 at 10.500% 9,450.76 Per diem interest rate at $18.28 Attorney's Fee at 5% of Principal Balance 3,177.05 Late Charges 5/ 1/00- 8/31/01 559.84 Monthly late charge amount at $34.99 Costs of suit and Title Search 750.00 $ 77,478.62 Escrow Balance Monthly Escrow amount $ $ 77,478.62 7. The Attorney's Fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and, will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the Sale reasonable Attorney's Fees will be charged based on work actually performed. 8. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendant(s) by Certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "A". The Defendant(s) has/have not had the required face to face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant(s) through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure the sum of $77,478.62, together with interest at the rate of $18.28, per day and other expenses incurred by the Plaintiff which are properly chargeable in accordance with the terms of the mortgage, and for the foreclosure and sale of the mortgaged premises. By: ~ ~-e~ GOLDB CK M FFERTY & McKEEVER BY: oseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff VERIFICATION I, Mazlene A, Hahn, as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and con•ect to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. Date: ~ 7'j~b~ Marlene A. Hahn Loan Department Head GRP Financial Services Corp. ~- that cesenin pieco or paroel of land situate in Rampden boundcdpandudeacribadCasnfo~lo~+s~,et°Vwita, being more pasticulnrly AL GINNING at a point on the eastern tide of OssS 8sidge Roacl, aC a oaint on the aorthweao~rNno=~°15odEast OnefPundrod Eightyethree Deschenes; thence by and Five 'Tencha (183.5) feet, most or lase to a point at the pyusamesSOUthn78o OSla£ast 'Pw0=HUndredlTwen yszWOE(2221kfeettmoreoor 1259 to a point at land noW Or tozmerly or T'a'° feet,Nmore os 1ea9r thence by same South 9° East Forty-o 9 t (48') co a point; theme by same South 15 roost One Hundred Twenty-two and Two Tenths (122.2') feet mere or lase to a point at the aorthRaat cosnes of, the afosesaid 1And now of formetwo (2421 ~oEeetSemcta6orthe lesaamto arpointo thetYlaesPoLdBEGSN~NT 6 CONTAINING two (2) Acres, mdse or leas. BEING part of that same premises which Wayne Efi H1853 tad reeosded~ taker, his mite, by their deed dated yWruary in the Office of the Cumberland Cqunty RACOrdoz of Deeds in Record RsamQSKandyElaies!tramez.1h15 ~iet~Exaapt~ng and reaervingld E. ~~ 176 ->.cE :6 a ~ ~ ~~~~ ~, . , ~~ i ~ ~ ~~~ ~A~~~ ~. Certified Article Number_ r ~ ~ SENDERS RECORD 7106 4575 1i?94 0419 4166 ~ ••® ACT 91 NOTICE t OF NOTICE: 12/11/00 TAKE ACTION TO SA~~E YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Snecific information about the nature of the default is provided in the attached paees. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the program works. To see if HEMAP can hel~you must MEET WITH A CONSUMER CREDIT COUN5ELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address an phone number of Consumer Credit Counseline Aeencies servingyour County are listed at the end of this Notice. If you have any questions, may call the Pennsylvania Housing Finance AQencv toll free at 1-800-342-2397. (Persons with impaired hearing can call (7171 780-1869.E This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact any attorney in your area. The local bar association may be able to help you find a lawyer. La notificacion en adjunto es de sums importancia, pues afecta su derecho a continuer vivierido en su case. Si no comprende el ~ontenido~de esta noti_f cation. obtenga una traduccion immediatamente llamanda esta agenda (Pennsylvania Housing Finance Agency) sin cargos al numero mencionada arriba. Puedes ser elegible pare un prestamo por el programa llamado "Homeowner's Emergency Mortgage Assistance Program" el cual puede salver su case de la perdida del derecho a redimir su hipoteca. 1 Prepared by: GOLDBECK McCAFFERTY & McKEEVER Suite 500 -The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 Fax (215) 627-7734 Date: December 11, 2000 Homeowners Name: NIELVIN F. AUCKER JR. and MICHELLE L. AUCKER Property Address: 1610 Orrsbridge Road, Enola, PA 17025 Loan Account No.: 6735 Original Lender: AMERIQUEST MORTGAGE CO. Current Lender/Servicer: GRP FINANCIAL SERVICES CORP. HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, ANA * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY TIIE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE.-.Under the. Act, you are entitled~Sp-a.teruporary _. _ ~.. stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the designated consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (301 DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO 2 CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE -Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your fact-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND XOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION -Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. . °,~ 3 HOW TO CURE YOUR MORTGAGE DEFAULT Brina it up to date). NATURE OF THE DEFAULT -The MORTGAGE debt held by the above lender on your property located at: 1610 OrrsbridQe Road, Enola, PA 17025 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: (a) Monthly payment from 5/ 1/00 thru 12/11/00 $ 4,665.20 (8 mos. at $583.15/month) (b) Late charges from 5/ 1/00 thru 12/11/00 279.92 (8 mos. at $34.99/month) (c) Other charges; Escrow, Inspec., NSF Checks (d) Other provisions of the mortgage obligation, if any (e) TOTAL AMOUNT OF (a) (b) and (c) REQUIRED AS OF THIS DATE $ 4,945.12 HOW TO CURE THE DEFAULT -You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH IS 4 945.12, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: GRP FINANCIAL SERVICES CORP. 444 Park Avenue South 8th Floor New York, NY 10016-7321 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its ri¢hts to accelerate the mortgaee debt. This means that the e~tire;„nutstanding,balance„of thi~,#iebt ._. _ will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON -The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you 4 cure the delinquency before the lender beings legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY 30) DAY period. you will not be required to pay attorney's fees. OTHER LENDER REMEDIES -The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time uy to one hour before the Sheriff s Sale. You may do so by~avine the total amount then past due, plus any late or other charees then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writine by the lender and by nerforming any other requirements under the mortg~ Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriff s Sale of the mortgaged property could be held would be approximately four 4 to six 6 months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: GRP FINANCIAL SERVICES CORP. Address: 444 Park Avenue South 8th Floor _. .~ .~ ~_ Phone Number: 212-951-2400 Fax Number: 212-686-7018 Contact Person: Albert Nolberto EFFECT OF SHERIFF'S SALE -You should realize that a Sheriff's Sale will end your 5 ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE -You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: * TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. * TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. * TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) * TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. * TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. * TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Contact Person: Albert Nolberto Phone Number: 212-951-2400 6 PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES CUMBERLAND COUNTY CCCS OF WESTERN PENNSYLVANIA INC. 2000 Linglestown Road Harrisburg, PA 17102 (717)541-1757 URBAN LEAGUE OF METROPOLITAN HARRISBURG 2107 N. 6th Street Harrisburg, PA 17101 (717)234-5925 FAX (717) 234-9459 COMMUNITY ACTION COMM OF THE CAPITAL REGION 1514 Decry Street Harrisburg, PA 17104 (717) 232-9757 FAX 234-2227 FINANCIAL COUNSELING SERVICES OF FRANKLIN 31 West 3rd Street Waynesboro, PA 17268 (717)762-3285 YWCA OF CARLISLE 301 G Street Carlisle, PA 17013 (717)243-3818 FAX (717) 731-9589 ADAMS COUNTY HOUSING AUTHORITY 139-143 Carlisle Street Gettysburg, PA 17325 (717)334-1518 FAX (717) 334-8326 `~~ ~_ ; ~~ (J ,r. ~~ fi ~ ~ ~ o ~~ V" O - { ~ 1 f ~ d ~, _~' ,~ ~ ~ ~ -. '+~1~9 a aamrs= - ~. :µ'~~ n .~,F:r»~-s ~v,=,siu.~.,:!~,'!li±€~~rwm~c,~:eza:i.rexx!~:RSat.x ..... . r s GOLDBECK MCCAFFERTY & MCKEEVER By: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 wells Fargo Bank Minnesota N.A. as T/Tee c/o GRP Loan Corp., 444 Park Avenue South, 8th Floor New York, NY 10016-7321 Vs. Melvin F. Aueker Jr. 1610 Orrsbridge Road Enola, PA 17025 Michelle L. Aueker 1610 Orrsbridge Road Enola, PA 17025 ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO O1-5010-Civil PRAECIPS FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against Melvin F. Aueker Jr. and Michelle L. Aueker, Defendants for failure to file an Answer to Plaintiff's Complaint within 20 days (or 60 days if defendant is the United States of America) from the date of service of the complain and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $77,478.62 Interest - 9/1/01 - 10/il/O1 $ 749.48 Late Charges S 69.98 TOTAL $78,298.08 I hereby certify that (1) the addresses of the Plaintiff and Defendants are as shown above, and (2) that notice has been given in accordance with Rule 237.1, copy attached. Jo h dbeck, Jr. At ney Plaintiff DAMAGES ARE HEREBY ASSESr~S~~E~D,, AS INDIC1~l1~ED_ DATE: ~~ o~.J~ /~/ PRO PROTHY~ I hereby certify that the above names are correct and that the precise residence address of the judgment creditor is c/o GRP Loan Corp., 444 Park Avenue South, 8th Floor, New York, NY 10016-7321 and that the names and last known addresses of the Defendants are: Melvin F. Aueker Jr., 1610 Orrsbridge Road, Enola, PA 17025 Michelle L. Aueker, 1610 Orrsbridge Road, Enola, PA 17025 Jo Ih A. dbeck, Jr. At ney Plaintiff ~ ~ _, _ ;~ , CR fT! ..~ -. _~ ~..~ ~ ~ N -~:~t ~. ~ N ~:,J ..a - ~ t ..+.. ~}m 4 W amrare9~asmrr~o- .~ v°F-+^~ ~ -~ s ~i^:~+wrga~x .. ,. .. sccb q~sYaan°, ., TO: MICHELLE L. AUCKER 1610 Orrsbridge Road Enola, PA 17025 WELLS FARGO BANK MINNESOTA NA AS TRUSTEE c/o GRP Loan Corp. 444 Park Avenue South, 8th Floor New York, NY 10016-7321 Plaintiff vs. MELVIN F. AUCKER JR. AND MICHELLE L. AUCKER (Mortgagor(s)) (Record Owner(s)) 1610 Orrsbridge Road Enola, PA 17025 Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 01-5010 CIVIL TERM THIS LAW FIRM IS A DEBT COLLECTOR AND W8 AR8 ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOII WILL SE IISED FOR THE PIIRPOSB OF COLLECTING THS D88T. TO: MICHELLE L. AUCKER 1610 Orrsbridge Road Enola, PA 17025 DATE OF THIS NOTICE: September 20, 2001 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association 2 Liberty Avenue, Carlisle, PA (800) 990-9108 /s/ ode h ~ CaoCdbech. ~r. GOLDBECK McCAFFERTY & McKEBVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 TO: MELVIN F. AUCKER JR. 1610 Orrsbridge Road Enola, PA 17025 WELLS FARGO BANK MINNESOTA NA AS TRUSTEE . c/o GRP Loan Corp. 444 Park Avenue South, 8th Floor New York, b7Y 10016-7321 Plaintiff vs. MELVIN F. AUCKER JR. AND MICHELLE L. AUCKER (Mortgagor(s)) (Record Owner(s)) 1610 Orrsbridge Road Enola, PA 17025 Defendant(s) IN THE COURT OF CONIINON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 01-5010 CIVIL TERM THIS LAW FIRM IS A DEBT COLLECTOR AND WE AR8 ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BS IISED FOR THE PURPOSE OF COLLECTING THE DEBT. T0: MELVIN F. AUCKER JR. 1610 Orrsbridge Road Enola, PA 17025 DATE OF THIS NOTICE: September 20, 2001 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association 2 Liberty Avenue, Carlisle, PA (800) 990-9108 /S/ ~o~enh ~ CoCdbech. ~r. GOLDBECK McCAFFERTY & McREEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 GOLDBECK, MCCAFFERTY & MCKEEVER By: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 500-The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 Wells Fargo Bank Minnesota N.A. as T/Tee Vs. Melvin F. Pucker Jr. Michelle L. Aucker ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION No. 01-5010-Civil CUMBERLAND COUNTY JOSEPH A. GOLDBECK, JR., ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the following facts, to wit: (a) that the defendants are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant Melvin F. Aucker Jr., is over 18 years of age, and resides at 1610 Orrsbridge Road,Enola, PA 17025. (c) that defendant Michelle L. Aucker, is over 18 years of age and resides at 1610 Orrsbridge Road, Enola, PA 17025. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. JO PH A.~ L BECK, JR. A rney r Plaintiff October il, 1998 (Rule of Civil Procedure No. 236) - Revised IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW Wells Fargo Bank Minnesota N.A. as T/Tee Plaintiff Vs. NO. 01-5010-Civil Melvin F. Aucker Jr. Michelle L. Aucker Defendants Notice is given that a Judgment in the above captioned matter has been entered against you on October 2001. By: DEPUTY If you have any questions concerning this matter please contact: Josep A. Gol ck, Jr. Atto y for intiff **TH23 FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY,. THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BS AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. ** c; c, nYY ~ mC ~ ' J\ ~~ ! iT _ °{1,. ~ ~ ~ ~ ~ ,~ f~ :7 ~ ~ ~ -~ ,~ °~ ~, ~ -. ,, J PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE P.R.C.P. 3180-3183 Wells Fargo Bank Minnesota N.A. as T/Tee Plaintiff Vs. Melvin F. Aucker Jr. Michelle L. Aucker Defendants TO THE OFFICE OF THE PROTHONOTARY: COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA NO: 01-5010-Civil PRAECIPB FOR WRIT OF EXECUTION (MORTGAGE FORECLOSURE) Issue writ of execution in the above matter: Amount Due Interest from 10/11/O1 to sale date at $12.87 per diem Total $78,298.08 and Costs Jo e h A. (~p-ldbeck, Jr. S e 50O a Bourse Bldg. 11 S. In ependence Mall East Philadelphia, PA 19106 Attorney for Plaintiff Note: Please attach description of property. .~, s .,~ U 0 0 i rl 0 z° w A', o~ ~ ~ a a~ o a~ a v°~ w O ~Up7.~ U iS W m z~ H d v H H m ro z ro O m ro as br t, ro w m a~ h d Sa U x~ U ~a w~ r-I ~ U ~~ z 0 ~~'NJ1 Vm H w m w .° O ~ ~w o ro w ~ a o U ~ v .~, w ro ro a v~ roo N rrl m ~ ~a o ro o ~ rbi W N m N ro ro N O1 Q v _.. WRIT OF EXECUTION - (MORTGAGS FORECLOSURE) P.R.C.P. 3180-3183 and RULE 2357 Wells Fargo Sank Minnesota N.A. as T/Tee Plaintiff Vs. Melvin F. Aucker Jr. Michelle L. Aucker Defendants COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA NO: 01-5010-Civil WRIT OF EXECUTION (MORTGAGE FORECLOSURE) TO THE SHERIFF OF CUMBERLAND COUNTY, PENNSYLVANIA To satisfy the judgment, interest and costs in the above matter, you are directed to levy upon and sell the following described property (specifically described property below): Premises: 1610 Orrsbridge Road, Enola, PA 17025 (see attached legal description) Amount Due Interest from 10/11/O1 to Date of Sale at $12.87 per diem Total $78,298.08 ~ Plus Costs as endorsed Clerk ~~~ .,, ~i U O 0 i rl 0 z I~ ~ 17 H i~ a ai z~ a 1~ ~ O ~u ~~ ~ ~o U m v E E W ro a z ro O m a ro 00 rn -~ ro a~ to r-I ri m 3 m hd u v x~ U a w ~ > v ~~ v z~ o ,~ H O U ~~ as m x ~' w o G W y O ~ E ~ H y ~" ro ro ° a v w ~ v N ~ roo ~ ~ - i ~ v ,~ °v m H o ~ ~ ro w o ,i m rl p ~ ~ w ro o ~'' ~ ~ ~ b ro ~ N a' ri .~ W ~' _ .;.-rsxg s ~,,.i:~ ~ n:xn~x; ;tea ~~.=;'S~o-r3?~s-.~...,~ssn4'bve~pa?aeq. x . ALL THAT CERTAIN piece or parcel of land situate in Hampden Township, Cumberland County, Pennsylvania, being more particularly bounded and described as follows, to wit: BEGINNING at a point on the eastern side of Orrs Bridge Road, at a point on the northwest corner of and now or formerly of Ellen Deschenes; thence by same North 15 East one hundred eighty-three and five tenths (183.5) feet, more or less to a point at the southeast corner of land now or formerly Gary E. Wallcer; thence by same South 79 OS' East Two hundred twenty-two (222) feet more or less to a point at land now or formerly of Larry G. Moore et al; thence by same South 9 East forty-eight (48') feet, more or less, to a point; thence by same South 15 West one hundredtwenty-two and corner of the aforesaid land now or formerly of Ellen Deschenes; thence by same North 82 West two hundred forty-two (242') feet, more or less, to point, the place of BEGINNING. Tax Parcel#10-15-1285-007 Being known as 1610 Orrsbridge Road, Enola, PA 17025 C? c-> C~ S, ~°~ O i0 ~ }l/[`\`,' ~ (~ ~_"~ ~' (i , Imo} ;'T, 3 ~" ``'''TT -~ ~° ~ -~ ~ i r~ V ~~^ ~ ~ } ~ ~ ~t ~- ~~ ~~ ~ ~~ rA ?~ ~ ~ ~~ ~~S ..gam _E°._ .. _. ... .. q}rp!s@^ v,=~rmarv s , ~n.~~~N'rw-k+-~W~3ik -... v..= ~'i 3 " GOLDBECK McCAFFERTY & McKEEVER By: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 (251 627-1322 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota N.A. as T/Tee CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION Vs. Melvin F. Aucker Jr. Michelle L. Aucker NO.01-5010-Civil Defendants TO: Melvin F. Aucker Jr. 1610 Orrsbridge Road Enola, PA 17025 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. Your house (real estate) at 1510 Orrsbridae Road, Enola. PA 17025 is scheduled to be sold at the Sheriff's Sale on March 6 2002 at 10:00 a.m., in Cumberland County, Cumberland County Courthouse, Commissioners Hearing Room, 2"d Floor, Carlisle, PA 17013 to enforce the court judgment of $78_,29.08 obtained by Wells Fargo Sank Minnnesota N.A as T/Tee (the mortgagee) against you. NOTS S O O ~R' Rrrume vOII M_n`r BF A73LS TO PREVSN'~' 'STS SHERIFF' A To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the Back payments, late charges, costs and reasonable attorneys Fees due. To find out how much you must pay, you may call: (215) 627-1322 2. You may be able to stop the sale by filing a petition asking the .Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) vATT Mnv STILL BE A8T E TO SAVE ~'OLTTZ PROPERmv nND vOU H_nVE OTHER RTCHTS T'VEhT TF THE SHERIFF'S SALE DOES TpT(E p~AC$. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 627-1322. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff's office at .(717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At this time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff within 30 days of the Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the Schedule of Distribution. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONS, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERB YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17103 (800) 990-9108 Legal Services, Inc. 8 Irvine Row Carlisle, PA 17103 (717) 243-9400 ~~ ~ ~; --{ ~ ~ ~ R'J _ i ~ ~ '4~ ~ _ ~' ~~ V ~(~~~ ~I .. r~:aw .~.:.ae=^~ ,.m.. eae:`-*;gax~€ahIX.?~M~%sP~uw -.... A • ? GOLDBECK McCAFFERTY & McKEEVER By: Joseph A. Goldbeck, Jr. AttorT~ey I.D. #16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 (2~~1 627-1322 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota N.A. as T/Tee CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION Vs. Melvin F. Aucker Jr. Michelle L. Aucker NO.O1-5010-Civil Defendants NOTT OF H T ~ R 4A ~ O T. .STATE TO: Michelle L. Aucker 1610 Orrsbridge Road Enola, PA 17025 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. Your house (real estate) at 1610 Orrsbridee Road, Enola. vn 17025. is scheduled to be sold at the Sheriff's Sale on Mar h 6. 2002 at 10:00 a.m., in Cumberland County, Cumberland County Courthouse, Commissioners Hearing Room, 2°d Floor, Carlisle, PA 17013 to enforce the court judgment of 578,_298.08 Obtained by Wells Fargo Bank Minnesota N.A. as T/Tee (the mortgagee) against you. NOmrCE OF OWNER' RT .uTR vO av BE ABLE TO PRE«'NT mHr H .RTFF' S SAI;.F To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the $ack payments, late charges, costs and reasonable attorneys Fees due. To find out how much you must pay, you may call: (2151 627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. .~ You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) vnrr ryrnv amrr L BE ABr.E m0 SAVE `JOUR PROPERTY A_ra0 YOU RAVE OTHER RIGHTS RVF.N TR mHE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling l2rS) 627-1322. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff's office at (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At this time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff within 30 days of the Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the Schedule of Distribution. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17103 (800) 990-9108 Legal Services, Inc. 8 Irvine Row Carlisle, PA 17103 (717) 243-9400 ~" ~ G~ ~ ~ ..~ -~ ~; ~ .-- z~_ ~ ~; z~, ~~ ~~ .~ P~ mow ' -G Y`~ -< ~~~ ., Arta ..,~?'s!'.Tx¢c .w3>a++s=.a w-pa„e r, . ,: _, . ., GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff WELLS FARGO BANK MINNESOTA NA A5 TRUSTEE c/o GRP Loan Corp. 444 Park Avenue South, 8th Floor New York, NY 10016-7321 Plaintiff vs. MELVIN F. AUCKER JR. AND MICHELLE L. AUCKER 1610 Orrsbridge Road Enola, PA 17025 Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 01-5010 CIVIL TERM CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2(c)(2) Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: ( Y ) Personal Service by the Sheriff's Officefee~ape~ /'` ~cr~oD~ ~.sm~ n-(-~ Sh~~.r~s v~p er ~f ~S ICS i. ( ) Certified mail by Joseph A. Goldbeck, Jr. (orig°a~ reen Postal return receipt attached). ( ) Certified mail by Sheriff's Office. ( ) Ordinary mail by Joseph A. Goldbeck, Jr., Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriff's Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriff's Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriff's Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriff's Office (copy of return attached). ( ) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jr. (original receipt(s) for Certified Mail attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Joseph A. Goldbeck, Jr., Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 49~. t GOLDBECK Mc~AF~'ERTYr McKEE BY: Joseph Goldbe Jr. Attorney f Plainti f N i Yi W (Y ~j ~~~ ~~„ ~5 ~~ "'~' -C:; !fie ~• ~.., r,-w r^~ O v ~. F e _u. ~"'- Vt ¢i °= _. r{q P p ft u _ zo~~r :. y~a~ aykeg° b-m°~~ sy ' .xGa ~~ n„~w a`®~Q88 4~P +~~v 3 °xi As>~ ~g.~' .~ off;>i~~*'° -t~83~: a~M1~Lg ~ ~qr A a `~" ~'~ o .:x~3 s{ $e2~ ~~~w~a a ~ S ~`'-~ my~aaj _::: a:,d.yfS ~~~"a~ i ~ x nv °;'t.~v _ ~- -+ a A. io N .. (~> iA W `J iA cn .1'+ l.:.~ N ~ S~ b m ._ _ -_ .. .__ ... 0 a p 3 ti b ? N d ~y/a~ ''~ uY ~ Y i a ~~ ~~~m x s 'z ~ .a 0 ;~' ;d ~ ~ ~ o ~..~ = x ~ o r ~ - ? P. ;:~ w ""^/- ~-. 5 . " " we i~ w, '"' o O.OY '~ .~. ?1 ',:a ac~ .s W'~ ~°,, y - ..' ~'' y `^ La- ei3-i. Fr ^1' '~ n C ~~..jj '~ kR IS ~y Y. •i• R F C'• v N" Vi h F ~~Jj J ~~Gj y~ M1 (y{ ~~ «4 ~ li ~ ry h ' ~~ ~~ ~ ~ ~ q ~ y W ti C N' pqi n .~i. ~~~•i ~ ~i ^~ /xn ~ ~~~' r% „m ~ ow~~ ;~ s° rn rr ((~~ z:~ L~U q m ~ a C} Q 'N' s u m'~ v c ~~ ?l "tl 4 :_a aT e (Y u .... ~ P m 11 (p ~ffi a~ °sh ~~w Y U yl S a m a a~ ~ [P N y C p .. - r x -- - _ ~ C'.lf_1ClCJm 6 41w }~~tf A' a „ ~ v m __ - - - $s: n » ~ ro - - ~ 7C1C:1^ ~ -- -- ~_~ _. _ . o ~ cn T.r • m Y (3 n "'' 4 ° "'":n ~" m ° 3 ~' a z; - ~ :3 *~ Q .tn ,oa ° e'" ,r. ,~ ~ °v ~s ti .n 4' ~ / ,p$y ~~M1 yni~' ti ~ ~ 'U ~ ~ ~ G cza ~'C N ..:. ,5: ~ .m •r "'Ci ,s: a0 .y ny b " ~wt Q' f.5 -.n ~.~ A a Wells Fargo Sank Minnesota N.A. as T/Tee CUMBERLAND COUNTY ' COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION Vs. Melvin F. Aucker Jr. Michelle L. Aucker NO. 01-5010-Civil Defendants Walls Fargo Bank Minnesota N.A. as T/Tee, Plaintiff in the above action, by its attorney, Joseph Goldbeck, Jr., Esquire, sets forth as of the date the Praecipe for the writ of Execution was filed the following information concerning the real property located at 1514 Orrsbridae Road, Enola. PA 17025. 1. Name and address of owner(s) or reputed owner (s): Name Address (if address cannot be reasonably ascertained, please so indicate) Michelle L. Aucker 1610 Orrsbrid_ae Road Enola PA 17025 2. Name and address of defendant(s) in the judgment: Name Address (if address cannot be reasonably ascertained, please so indicate) 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please so indicate) 4. Name and address of the last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please so indicate) t ~ ' 5. Name and address of every other person who has any record lien on'the property: Name Address (if address cannot be reasonably ascertained, please so indicate) 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please so indicate) Pa DeBt. of Public Welfare Health and Welfare Blda. Room 432 Bureau of Child Sun$ort Enforcement P.O. Box 2675 Harrisburg. PA 17105 7. Name and address of every other person of whom the plaintiff has knowledge that has any interest in the property that may be affected by the sale: Name I verify that correct to the best I understand that penalties of 18 Pa. authorities. October 11, 1998 Address (if address cannot be reasonably ascertained, please so indicate) the statements made in this affidavit are true and of my personal knowledge or information and belief. false statements herein are made subject to the C.S. #4904 relating to unsworn falsification to dbeck, Jr. Plaintiff ~ c= _~ „~ ~ z7 c ' ' .fir ~- __ - ~ n s r , C..{ ~+-- cn ~~ w .~ ~ ~ -~ z < C -cr ? -i (~ ~ }y s CS ~. ~ m /~, 1 SJ '+_` ~ ~~ "fj `,~ FS ~" Wells Fargo Hank Minnesota N.A. as T/Tee CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION Vs. Melvin F. Aucker Jr. Michelle L. Aucker NO. 01-5010-Civil Defendants SVells Fargo Bank Minnesota N.A. as T/Tee, Plaintiff in the above action, by its attorney, Joseph Goldbeck, Jr., Esquire, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 1610 Orrsbridae Road. Enola PA 17025. 1. Name and address of owner(s) or reputed owner (s): Name Address (if address cannot be reasonably ascertained, please so indicate) Michelle L. Aucker 1610 Orrsbridve Road Enola. PA 17025 2. Name and address of defendant(s) in the judgment: Name Address (if address cannot be reasonably ascertained, please so indicate) 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please so indicate) 4. Name and address of the last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please so indicate) a a 5. Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please so.indicate) 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please so indicate) Pa Dg~t. of Public Welfare Health and Welfare Bldg. Room 432 Bureau of Child Suflnort 8nforcement P.O. Sox 2675 Harrislburg~ PA 17105 7. Name and address of every other person of whom the plaintiff has knowledge that has any interest in the property that may be affected by the sale: Name I verify that correct to the best I understand that penalties of 18 Pa. authorities. October 11, 1998 Address (if address cannot be reasonably ascertained, please so indicate) the statements made in this affidavit are true and of my personal knowledge or information and belief. false statements herein are made subject to the C.S. #4904 relating to unsworn falsification to dbeck, Jr. Plaintiff ~ r; ; ' c ` - y ~ ~ "43 ~; C"7 - --' i~ `- ~~ ~! - ~ ~,. ~,.C . P .._f -. ~ -G S'J -< /~ ~~~~