HomeMy WebLinkAbout01-05090~~
FEDERMAN AND PHELAN, LLP
by: Francis S. Hallinan, Esquire
Atty. LD. No. 62695 ATTORNEY FOR PLAINTIFF
One Penn Center, Suite 1400
1617 John F. Kennedy Boulevard
Philadelphia, PA 19103-1814
(2~) 563-7000
BANKERS TRUST COMPANY OF CALIFORNIA, N.A.,
AS TRUSTEE FOR VENDEE MORTGAGE TRUST 2000-2,
WITHOUT RECOURSE, EXCEPT AS PROVIDED IN A
POOLING AND SERVICING AGREEMENT DATED
JUNE 1, 2000
6400 LEGACY DRIVE COURT OF COMMON PLEAS
PLANQ TX 72024-3632
CIVIL DIVISION
Plaintiff
VS. CUMBERLAND COUNTY
WENDELL E. MILLHOUSE, JR TERM
MEGAN M. MILLHOUSE
619 WALNUT BOTTOM ROAD
SHIPPENSBURG, PA 17257
NO. Qt - X090 c~~l~
YOU HAVE.BEEN SUED IN COURT. If you wish to defend against the claims set forth
in the followuig pages, you must take action within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by attorney and filing in writing with the Court your
defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case
may proceed without you and a judgment may be entered against you by the Court without further notice for
any money claimed in the Complaint or any other claim or relief requested by the Plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. II' YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
FEDERMAN AND PHELAN, LLP
by: Francis S. Hallinan, Esquire
Atty. LD. No. 62695 ATTORNEY FOR PLAINTIFF
One Penn Center, Suite 1400
1617 John F. Kennedy Boulevard
Philadelphia, PA 19103-1814
r215~s6~-7nnn
BANKERS TRUST COMPANY OF CALIFORNIA, N.A,
AS TRUSTEE FOR VENDEE MORTGAGE TRUST 2000-2,
WITHOUT RECOURSE, EXCEPT AS PROVIDED IN A
POOLING AND SERVICING AGREEMENT DATED
JUNE 1, 2000
6400 LEGACY DRIVE COURT OF COMMON PLEAS
PLANO, TX 72024-3632
CIVIL DNISION
Plaintiff
VS. CUMBERLAND COUNTY
WENDELL E. MILLHOUSE, JR TERM
MEGAN M. MILLHOUSE
619 WALNUT BOTTOM ROAD
SHIPPENSBURG, PA 17257
Defen~iant(G,,1
1. Plaintiffis
BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS
TRUSTEE FOR VENDEE MORTGAGE TRUST 2000-2,
WITHOUT RECOURSE, EXCEPT AS PROVIDED IN A
POOLING AND SERVICING AGREEMENT DATED JiJNE 1,
2000
who is the Seller and Owner of the property at 619 WALNUT BOTTOM ROAD, SHIPPENSBURG, PA
17257.
2. The name and last known address of Defendant is
WENDELL E. MILLHOUSE, JR.
MEGAN M. MILLHOUSE
619 WALNUT BOTTOM ROAD
SHIPPENSBURG, PA 17257
who is the Buyer or Occupants of the property at 619 WALNUT BOTTOM ROAD, SHIPPENSBURG, PA
17257
3. On or about 12/1/99, the Administrator of Veterans Affairs, Plaintiffs Assignor,
and Defendants entered into an Installment Contract for Sale of Real Estate for the property at 619
WALNUT BOTTOM ROAD, SHIPPENSBURG, PA 17257. A true and con•ect copy of said contract is
attached hereto, incorporated herein by reference, and marked as Exhibit A.
4. By Deed dated 6/29/00, the Administrator of Veterans Affairs conveyed its
ownership rights and all interests to the subject premises to Plaintiff. A true and correct copy of said Deed
is attached hereto, incorporated herein by reference, and marked as Exhibit B.
5. Defendants are in default under the Installment Contract because monthly
payments under the contract due 2/1/01 and each month thereafter are due and unpaid, and by the terms of
said contract, upon failure of Defendant Buyers to make such payments after a date specified by written
notice sent to the Buyers, the entire principal balance and all interest due thereon are collectible forthwith.
A copy of said notice is attached hereto, incorporated herein by reference, and marked as Exhibit C.
6. Notice of Intention to Terminate Installment Contract has been sent to the
Defendants by certified mail as required by Act 6 of 1974 of the Commonwealth of Pennsylvania on the
date set forth in the true and correct copy of such notice attached hereto as Exhibit C.
7. The Temporary Stay as provided by the Homeowners Emergency Mortgage
Assistance Program, Act 91 of 1983, has terminated because Defendants have failed to meet with
Plaintiff or an authorized Credit Counseling Agency in accordance with Plaintiffs written notice
to the Defendants. A true and correct copy of said Notice is attached hereto, incorporated herein
by reference and marked Exhibit C.
WHEREFORE, Plaintiff seeks to recover possession of said premises.
Date: ~ ~~ d j
FEDERMAN AN(~D PHELJA~NI~LL~P `
Francis S. Hallinan, Esquire
Attorney for Plaintiff
YA FtJKSVt Lp-o.tfor tcg; ,.,ems, 3U-ltSfi :~Ilta
Rovfsed S'fsP'P 1998 i,1. p.._xti7Aap
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i~~~r~~.~,z~rr ec~~r~~ F~~ s~a.~ c>~~ .~~~ ~:;;~r~,•rr - ~~:r~rrs~ ~.va~~r~t~
'I~[S I.~~{7!AN l~~A'~' NC3~' B A~LJMED I`~'I~CC)I~ T T ~~~P
AP~'~~Vr~~. €~~ T Jf~~;]P~.RrI'~'T O ~1E'I'~S A1~R
(~~ I`1'~' A~'Cb:l:]ED A.CEAt'I', SU~C~~'Zl~.~ E)1Z A~:SIG~TS.
i. T[fY$ AC.7+~E'{:kf1~MT, ttWSln tht t&4 day crf Uexx~m3>er .1999 , lay ansl lxtwacn tine Secretary of ~rxtetana Affairs.
an Uffiwnr 4f tltn Ctoitect States of .4snxr'rna, whvsn adr4[esa is CiepartmW#S nC uctcrnns Affairs, Waxhington, D ~ 24-0~U, to+f dm
frrGt part? dnreina~tet caI'lzri °s'tier'. oral hlafhee aUt?nexauts 4n snub all5ce, as such. arui
wIaNAEI.d, E. Yt MECrAN M. MI1.L1'idU3G, 3R
(patry of the €ttcnnd p(ut)
=r..rminaftxr called `BuyaP',
2. 'T.'IiNES$ETH, 'that. it ix mntaalfy agfznd as fcSHpwa:
Tba 3clter hntuhy agrees m sell tw thn Auqut, and thn 37uyct hctreby aga~~ues rn pushase front thz Sxiier, ell tires real
pitnprmy simntesl ht Sr,uC hau:ptwn 'Pw anuhip a~w[ly of
Cumberland and C~ottwwrtwnnith aC prsttxsyivrmie, hev'niu trfnrt'erl [a as `[hx pasparty"
aaxl more fufly dnserlhnd as faliwws:
Tax parcel f139-31-1v83-D7.2, Ataed $ook 35G, Psye J,D4
619 Wn,.nuc iSattata Road
Shippenahurg, YA 177.57
_t. Phis Agreement is madr subject us:
(1) Existing lea.~es and to ~'ghts, i4 eery, of petswas in pmsse%aian,lf any,
(2) The Bx>~~ ~' and s~.mxJa9 xsaes,mrnfc which the Huyar hnrcinaAcr xrwnrc+ntx u' pay,
{7) E?udding 6nn and bnildtng and Liquor restrixtityns of ncnnl.
(4) Zeroing nod buildhtg Pawa wr ordinnnxes. -
(-5) Party wall rights or agreemems, `
(6) Reads wtd hiy{+twaya.
(7) Cc)venants, candiriona, expepdons, rnxervariona Fer,¢xietiots, ar rasenv nts of record.
($) Rightx of all portico claiming by, chinugir, wr undnx dte Huyer.
(g1 Any state a4 fads wlrinh-an ace[tr9te survey wouldslaww.
(! 0) All unpaid waver artd sewage-dispprai ahatges far aenrrex rnnderert aher tb» (rate ut drrtivery en th,va Agrrenuvnr
(l l j All contracts or agreements, rn orded nr urrtecwtdod, far fUrnksiatng gax, etxstriciry, water, of :xwage-dls7rt35al
szrvinr,
(12} Tha constitution bylaws, toles, rzgulaumts, restriationa; tisarges, ar acseas[ccnu of uny civic iarpravernnnt ur
adrer assauietion, uar'poraSian,at distticF which affect tb'e property.
(13} Coal Notice under the 64mminous Mine Snbsidepen xnd Land Cwnservation Act of 1966 a[urhed.
The Buyer shall indemn,iCY wtd Savo harmless the Sxltxr from all Ions and liability that arise by reaxon of any and all
nbliga,tions and liabtl{ties rxistmg or arising auC of rmy of the 9aregning matters.
d, Buyer shall pay to Seller for the prapecry the sure ar
($ 61(}[1(1,00 ) in lawful moony of thx Urated States of America at dre {Regioaai dfEcej (Center), Dapartxrv•ni t+t
l4[etans Affairs, an agency of thx United Statea,or at a-ucb other place within uhe (Jolted States as the Seller m [he Seller's
Agent, may tram time to titnr dexlgnete in w•ritittg, at dre times, in dte nrm?untx, and in the mwmer Following:
f3 SOO.CX7 i in cash Prior to ar open the czenutfan and Je(ivery oC this Agreemert; wtd the hatnnce of
rti; ersDO.tx1 }herein refen'ed to as "principal stun" ur as "principal' with interest thernnn at the rate of
SF4'GN itND THR6f Lti.ARTGRS pemx[n ( 7.75 >`~ per annum. from the date of I.,ac eu;be r ; i?y,
which raid principal xnd interest on tLe mtpaid {nrrtiow thnreof sha11 he pxyahle in equal nxxrddy instnhmen[s as fsijaa•s:
ifs 1s3.4.i 1 un lire (lest day of February , 2~ and a like sum n¢ [iir ifnt day at each and every
u,nndr thncafter for 3S9 corn revtlve, additianai moodas, until said nrincipai and intxrest shah inrae been fiilly paid.
1'ntess sonne'r paid, rite. unpaid balwse of principal plus the accrued and unpaid iuterea ehali he due and peyabte nn the First day
++f Janaary 2030
Ui the u,bd nurcllaxr prcr paid fire doe said described property, the amount of S -°--------`-- i> a rrhahilita:ion lv,m
granted pursuwu m? Public i,aw (00-198, to be disbursea7 under a separate Escrow Agrennrent which rehabilimtion luau bearx Lhe
awns. rate rrt interest us die ba3anxr of dte anrrJUnt rernaining and to be paid for the Fzcept as hereinafter otherwsse provided, each
payment mode bereundrx shat[ 1>e credited first on the interest then due a. herein provided and the renmindzt' shall he cruliteS
up'~n unpaid priiuipsL Addicimtel paymcurs of principal iv any amount oat !ezs dean we amount of die mondtly insudlmenis
;ti+i,ve provided ur Oan Hundred Doll« rs {810(7}, whichever is less, may be made at say time ana shall he credited on dte unpaid
principal um in such tns[me[ as dte Buyer may elect, or in the absence of xuch eiec Bon, as Seiler nwy erect.
5. :4!i real estate roses, water rents, sewer chargrx, assessineotx, and otl;er charges hayayae io years svbsequer, to tiro year
1 qq;; ar levied after the date of execution of [his Agreement, m for imorovcmen[s which ::[~ no: ilten n mpiered upon the
+rapeq-t~, xre xnd shall br the ohligxtlon of the But-nr. rout Bu}'er covenants to pay (`rte same in ihc: manner provided in para8raph
,,even borrnf. Watexlsewer and special asxessntr¢LS to lee paid dira~ctly by buyr. r.
~XN0~1T A
-:~,an~4:.
' Guyer heretry assig+ts, ttanttrrr., apd seta aver to Sel7ar, pp to lire ampuc[ r~i [is total indel>tednesa of Buyer m Sailor
I.crcmulrr, alt nL Buyct`s right, title, and ;niezest in ur w all awn«is anti clavtr in c~+muction .vidt cvndemnativn of arg• of the
I+mperry f:u inrbl is use, or fat injury w any pptilnn thereof, and Ou pttk?eeds of ati such awards nr dninus, a#rar payment
r,.=rcbom of nil n:asnnxbic en[tattsas incpmd, {tnafrdutg fads for atWtnays representing Srlier in any suck proc:ecding, shill he
..a,J to SeI&° a7x1 Buyer`s vistigµtinp hurauUtlar shalt themby br, tedus~d art agnal umnnnt encrpt w the extant Setia[ aiccte w use
+, x: fi+rul,a «, +mprnve the prnpamy in necgrdattpe with paragraph t,6. Sa11ar ix itenhy auchnrnud in the name of Boyar w exaettte
a+ai deriver slid acyuittuncas iberegf and k> aprycal frrnn (rt gtherw€se approptiuteiy 1ttigata a-ry or aH of auch awards or claima-
';.:;ire sianA I>P wader ro obligation hercundar to sell nr eonvey ail qr airy past of Ote propeety, ur right or intaress Orarein which is
.~ vnlrmocYl.
Ir: all mousrys received by Seiler carder arty policy qr part :tea ~qf insutan~ of any cordrmom'ivn award or other award after
payment titrrnftom of all rausotiabla ax ex ipcurxad. h! nonxtatainn rkarawldt. including fern for unurneys raprasanting 3cdlar,
inx; ut the option of Satlar ba used Etrr~ tho' putposa of repairiz4g, rasmeiug, or unprgving the tfamaged s;nacntre upon rite
prol>rrty, ur may ha utedjted on the lndetr[ednpas in accnttiam~e with the prmxisinox rd dais Aittrepunt.
z. Execution and ec-Cap4xnee of titig Agreerneutby Ule Btayei n?xpsiimt2s deli;~aly to uttd acceptanea Iry Buyer of persaanalgn of
dm pntixety harem dasedhetl, and Otc bpildir€gs and impmvarnant3 dteraon nraarad, artd aekuewladgmuut by rho Boyar that dre
,,ntix;rtp. and t}~ buUdings and @mproven~nta thn.~nn are'aECd, hrva lteszr lnsprxtad and rnamined, d+nt buyer is satisfiesi wfth ip
~=nd dsi[ conditiau, and that kilo prnporry end the t+vildl'ngs and itupmvemenLs thereon et~tcd in ;rtpeb nondiNnu are ba'rng tnvught
and uanp[trd wic'-tout any te-pcaventntiov whfn[snaver 1ty tiw Ballot, axogpt as t~nay kre p«nrided in paragrapk 'I 7 of ABdt+a?ytetn of
Sale dated The Bpynr axmtzms respgruibjl€ty feu Jnju r qr death stn ur nailing s5vt x>f the
property and also aexgmes OIa riadt of lass or damage m ~, hpildPitga nqw ;IY.lrata, qF hdr;aftar etrnstruded, in or opop said
proem ty by fire, eaxualry, or Debar happening and 4ha11 lndvnuu'fy uzul save itw Seltar h;ttmiess from alt last a,taving From or by
[ca50t, n(theee eVCnfti bS i-CidaatA.
I R. Time is of the est9see of tkix ggattttent,and if dafatdt ba rmtde aztd cqun:ma Pot x peritd of druty (30) days in the peymern
of any of ilia inamAments nY prigciirai, lptar~xt, grxay gt}tar items 6areinMl3rr: st€ptrJatad, when We same beta-me st:veraily due
hrrcunder, or in the payrnam of any otttar sum karain agreed to }~ paid by Buyer, or if default be made in. the. per£orrrwrtua I+y
Buyer of mty outer agreatnam,. covenant, qr gniiga~fina~ of Buya bareundgr, Otan In etdtar, ~nr any of said uvertts, tkte whole
unpaid btOancee due under the teens o(' this Agrtxawm sLaB, at the optiop of Sager, inupadiataty baCOme dud and payable and
Sallrr may, tit hislher option, (a) tarvumta by simple daalaretion of ap electign so to do wilt na, witdmut rwdua, alt of Buyar'x
rights unda.r Otia Agreernem and all of Buyer`s right, rido, and Entareat in Ifie propatty; or (b} tarsn3tatc ail of Buyer's rights
tinder tidy Agreanten[ and u1} of Buyar`a right, title, and interest in dAe pttrpetiy rit nay ugprappsiate p«taead7rtg, legal ar
rquimbla; nr (c) enftrrea Buyer's obligaBarts hareurnieF ~+ aAy appkopdan ptgceading, ]agnl yr aqu€txhta. Buyer agraas tv pay iii
coats and t:xpasuas, indvdin$ a reaaonahla a+Ftri. Fur n[tornay's fetes incurxad hY Sailor 1n tarnainahug BtaYet's rigitia under th}s
Agreement nr claims to Ota petty ou ip anfgrping any or aik of the tetras trf this Aytr~ucnt, and in appropriate jail{c{ul
prcmeedings. if atrv ate initiated to astaitliab or maintrin Sa#ler'a right or title m, and prrtsassinn o(sai~3. property after breach ny
Buyer, Tree of any dde or d-aims ofBuyes.
79. Upon Srlfer axeu.isidg t37a riglN of ferminatipn ax provided heroin, all rights, Cxtate utxi Interest hereby created and then
existing in IIn}=ex and in spy atutai}parsgns aJaimittg under Buyer, a1}a11 whnUy least am! dattmrhino. Buyer shalt dteraupon yuh
and avrmndar to ScBer widtopt demand, peacefi>i pnsxaseion of said prantfsex itr nx g5tgd cortditinn ns they now era. reasonable
wrnr and tear alnna excepted. In the avant Boyar neglacra nr ra,fuus to snrraoder sudt possession when obligated xu w do ii
shall he lawful for Seller m enter upon oral cake lmssassioa ot'svch prm»isee widurot natter and remnvu at) persons and the..
property.
26. The !'«wis:ors of paragraph 1'4 and 20 of t}4S Agreement shall also apply, at ilia option of Seller, w (t} arty vivletivn or
breach of any of Ora uovenattts, conditions. qr nesaiM1nns. inditemd in dill Agreement qr which may he of record, and (2) w
any violation of any taws qr ordinagoes in any tnanpar. ¢ffeuting said proporty.
21. Seller agreeu upon receipt of p¢yments in err, o[dxnca widt Ore provisions heravf, of We entire pridcipal awn with interest, In
execute and deliver a spacial Warranty Deed on VA Fosnc 2Cr-6496a eonvey{ng the title w said pntpexry w Boyar io such trtatmer
and form as Seller elders. Such decd nay be delivered at such earlier time as Seller may erect. Said Deed wig ix nn Sadier's
form and ennveytmce shell be made under and subject w troy rest/€etions. reservations, and exception of recnrsl and also sntbject
ur all Netiotwl and State Incas, statutes, ant regulairons, then uffac[ing ilia tranxfer of real esm[a or of any right therein. In the
event any port of said principal sum shall not Jrave been paid ut the Time nt the execution and delivery of dre deed to said '
p« rperry. Buyer rlrall simultaneatrsly execute and deiivrr to Seller a Mortgage Nnte in rite just vt pxira:ipal sum remaining
unpaid, together with interest thereon at Ore [ate prvvidad in paragraph d hereof, payable in insrallmems of die same amounts :ts
stated in said pnra}traph, dint a purchase money mortgage of said premises to secure the same, which mortgage skill bee trot
lien nn the property; die Mortgage Nate and Mottgxge shat€ bent the same date as said Deed; they dhoti be on the forms of such
instntments then in use by Ore Departmerrt qF Veteran; Affairs or itt suucrssor in interest, modifies and amended a.. to Inch
tetras, conditions and detailed pmvisigns xs are in conflict with dill Agreement.
22. Buyer reprasetns and ucrvenams that Sellei s bile is satisfactory to Euyet as of tine date hereof.
1? Buvcr shall pay fqr all recnzding, transaction, [ransfar, conveyance, and other macs upon this Agrrumrm and urym tin}'
deed, txmd, mortgage, or oOtar instrument exeuuted under Ote terms and provisions of this Agreement. aqd fir all revenue.
drxumrnmty. or gOter stamps required m be affitxed to arty such instrument and snail also }ray [he fees fur rnaarding the deed and
die rnorigaue, if u!ry, when executed, as well as all costs and expenses For auch title seardt as Ore Buyer stay elect w have trade'
1a The Auver shat! nodty the Sclicr of an assigrunent of the Buyr;'rc interest in chic mmract. Seller may at any time sel€ and
;;nuvey die property subject to Otis Agreement artd may assign this Agreement arni nay aztd :dl right. hereunder witbnor the
,.~~q+eni of (fie BLLber.
;5. Any notices from one party hetew [a Ota other parry shad tr in writing utwJ delivered in parsuo or forwarded by cettified
mail. notices sham be addressed to Ote pmpatty I+ereinabgvu riescrihed carless written of a ditfrre~.t nddresx st.:+i have been
f,revinvsly detivaraU to Seiler, in which even[ notice shall he sent w loch address. Nrtices 0.i Sa;lr~ xhall he addresseJ tv tin` _
I ~,av Guaranty Officer, Drpamnrnt of Veterans Affairs at titr Office s+fiere +h is Agreement is execute) umil Buyer is nnrfiad in
writing ni' a ch;tnged address. Thereafter any notice .c€tail he sent to Bic hest adriress p(•a9tich Buyer :hall have been notified.
~6. Buyer hrrei,y audwriXes and etttpewers any atlomey of amp court in the C'or:tn~onwealth nE Pennsyh'ania er elsewhere tc
appear P.n them +tnd each of them in soy and ail actions tq he brought f<x any breach nr default of dm terns of this Agreement
red hereby coofasses judgment in favor of Ote Seller for the wh+tla ;uneuni of the prirryal suet and any interest remaining
nnpnid theret~n, whdher the same shall have been due nr oat, rogei}ira wkth ar atmrncy'a ..nmmix+ion or fee of five (t~~7i~aj// ~~}...~yy( T {~
nmcent, with or without prior dedaratign made, w¢ivit?e stay n! ezecutior, inquisition. and ell exenr3unn iaw,_ g... }'[ ~ ~}•4JT r~
6. Bayer shall ubnrin anti wntiauousi~ tuaintain hazard itrsurancr oC such ty} .• er tYlwn and arno•~nts a.+ the Sc.-er uwv irom unto
so time Ratify Boyer to gbtaFn un wa truprovcments now err hereafter made otr said premises xnd viii f'.nr w,= prewiunro ihemhx
pnrmpcfy when due. Ali insurance shall be Carried in companie^ approved 6y Salter xnd psi, ides and ernes n: d;ereof shoo }u.•
Itald Gy Seiler aqd bane anadred ihesto loss payable clauses in favor of Salter as Srnretary of Votemna~ Affairs in nccspt hie
form. to dre event of loss, $uyer will give smtbadiau mrtice by mail ss, Seller and Sel(c. rnay, nut is ern uialer duty tr tnxkr
pxaaf of lass, if such proof is trot made promptly by Buyer. Aif insurance carriers are lxcreby audrorirsd awd din;cted to make
paymanu fox such lass direedy to Seller instead or [o Buyer oral Salter jnfody. lire prtxeads from (he payment of such loss oT
any part thereof' may he uppliatf by Seller eeiler to reduction of the {ndebtedncus or in ilea restnratian and repair of ilea pmpurty
st[unuge.
7. Taguthet with a.u4 in add5tlatr to the mAnthfy payAta» to uF pi;mipal and nttertxt payable urnier der reaAts hexaof. Btevra will
pay Che S•ollnr an ilea first day of eaa:h rmrmlt umil dre tarots of this contran hart been fully campNed wish, d:e fallowing auras:
(a) Such amount or amnurts as may fee rreuesaary ix) equal ufl ur any of ilea pra~miurns which next trrc:onuz due and payable
on die policy or policies of foe attd other fitarard invtuance covaring the prop.-ng, plus taxes. next due an the propurry
tab as estimated Uy Seler, soil of which Buyer is notified) fuzes all suns afrnady paid dterefor divided fry the number of
utnutha ,,, elapse before one tnnndi prior h} ilea date when such premiums, taxes will become deiinyuem„ such sums to he
helot try Seller ut 'tease (irrevtatal}fe unlit ark of Buyer's oh{igatiotu tender this Agrcrntent are dixchucged) to puy slid
pa!utlums, rases, -
(1,) 7'be installment for princtipal and imorest stated in paragraph 4 which sum plus ilea amounts ptryablr putswutt to
subpttragraph (s7 of this paragtwplt titre#1 bu pail in a single paymetr each mnntlt. Except as otherwisu prnvidud in
paragraph l4, snub pagmeut ehalt ha appfied u[ tfte hums and in rba order statt~d hefow:
!. Taxes, tiro and tether 6araid insurance premium;
11. Interest oa the unpsid pottion of dre pritrcipal; and
4t1. Unpaid prirseipah
(c} Any deficiency ht arty suc}r payroant ahafl, unless madC good prier «• the dun date of fire next paymara, constitute nn
event of defauh hereunder. Tire Sutler may oolluev. a "late charge° not to exr:eed au amount aquaf m four (A~) par
cenmm of the iusWhneot wltieh is not paid wddiin fifteen (13) days tram [be due date drereof, «~ cover dre exua expanse
involved itr bandllng delinquent payments.
(d} If day total of dre paymrnu made by Buyur antler subparagraph (a} of this pang-aph slrell m any time in the opinion
nf' Seller axccmd the amount requited for (hc payment of texas nr insurance premiums, as dae cage nary be. such excess
shall hu crudimd on subsequent paymentR m he niada by dre payer for such items, if, hvwuvur, such m<mdrly payments
sha[I not be sufficient to pay each irenra when tiro same sha}f beatrna due and puyah'le, rba IIuyer shall pay the Seller any
amount necessary to make up iha duficieney.
(e) A)1 payments of said items trade hY Sailor may be in ouch uunouuts as are shown by records, ux by bills nbtzhied by
5rtler, or un the basis of any other inPoAtW[If1n retuivad 6y Seler, ax he due, payable, past due, or delinquent on
acctmni dturuf, 1f ruyues6ed by Sutler, Buyur shall promptly obtain, approve and dativer [o Seller all h81s for said
itetus.
&, Boyar cvvarWittg and agrnas to deposit with Sallee at ilea e.zecution and delivery pf dtix Agreement au mnoum m he Determined
by Seller to be raguired m meat the payments of taxes a'nd trey premiams her halsrtl imsuranue which it may he necessary to pay
prior to the uceu¢mlarion of a $rnd sufficient therefor as provided herein,
9. A(t payrnantr of pritn:ipal, intusast and odru items regt$red to be made by the eaters of this wntraut, shall be made to the
Agent Cashier tit the office of lire flepartntant of Veterans Affaprs designated "ra paragraph 4. to dre order of dre Depurunent of
Veteraws Affairs, unless the Buyer shell be notified in writing to make such payments to xnodrer payee or pface,aml Drily such
payments as shall be receiptesi for by the said Agent Cashier, ax other payee after notice ro the Buyer, shall hr recognized 6y the
Setter, and all odrrr paymetts, it any, shah be made ax dre risk of the Buyer.
10. All moneys paid to Seller hereunder shall he deposited wide the 7Teasurer of the United States who is hereby audromed uy
commingle the same with the general funds of ilea United Sm[es. Na interest shall he payable vn the rands received by Seger fur
any purpose pursuant to any pnrviainn of dris Agreement.
I (. Buyer covenants uo[ [o commit, permit or suffer any waste ro ilea property, ro keep the property in a good =tare, order and
repair. Buyer lirtthrr wrverrant< not to abandon said property and not m wee, penniA, or suffer the use of any of die propery Ihr
soy illegal or immonil purpose, and agrees to comply with all laws and orclirrxnces which trey in any manner affect dre propery'.
12. Thr Buyer is authorized and permitted m make such repairs. alterations, and renovations m said property a desired and
dctennincn- to Fe tiecexsarv xt Buyrts awn expense and widtoni any liability nn ilea pan of the Seiler Fur same. as are approved in
advance by the Sr,lter. Failure of the Buyer to obtain advance approval for repairs, ahrratinns. and renuvutitnrs, m •wid property,
[mry nt the option of dre Seller, he cowsidered a breach of me terms of this agreement and an act nF defauh. Buyer PurTher
cnvemuus and agrees w tmke prompt payment for all labor arrd materials in such behalf expended and cot to suffer any
mechanics' or rnatarialmen's liens to attach to said property. A{i such repairs and alterations made by d"a Buyur shall inure to the
benefit of the property and dre Seller in dtc event of a default in der terms of this Agreement by der Buyer. Buyer also u,vrnan[s
and ugroes n> rompletr and pay for ilea following repairs of alterations within f [
days after execution of dris Agreement and that breath of dris arverrant will constitute an act of default
i 3. Na rytn of tl;c property shall he used in dre nwnufaanre, sale, or distribution of in«izicating liquors.
l4. lu the event Buyer fzds, neglects, or refuses u> p steno, in wbn{e or in part, arty of dre covenants, agreements. nr oh}igutions
herein provided upon the part of Buyer «r he performed, Shcrr is hereby audurrized xnd empowered without notice xnd at use cast
f Buyer, u, Lrrforn e: cause to he performed, any or ail of said coveRan[n- agreements and obligations, anti u, rXpe¢d such
urns e( money as may Ix rensonahle therefor, nr for aoy other purpose :vhk6 in [hc opinion of Seller ip reasonably oeces-sary for
the protection of Seiler, Se;ier's lien, investmem or property. All such sums of money s„ expem<led by Seller, together with
ultereai thereon xt dre rate xforusnid, from dre several dates of nzperadimre thereof until paid, shu-1 become =n ranch additional
indebtedness under [Iris Agreement. and shatl tu: repaid by Buyer to Salle[. in lawful rtinney of the United Su,tes of America.
immrdiatuly and without dentan$ at the same place or places as other sums aze payat+lr herruoder. unless Se-(et shall agree that
such sums be otherwise repaid, in which event such repayment shall F,e made by Buyer to Serer n[ such elutes and in such tnamrer
ns Seller xha71 rryeire. Any failure, neglect, or refusal by Buyer kr repay snt'h corns a9 i>r tale, onr:cled shell canstimtr de(au11
Iterrundrr. Aa; paymenns .nadu wa6r d±e terms of dris Agreement may, at the election of Seller. t>e applied first .o the
[e),ayntcrt of any su.ru Seiler slut! have expended iv acconiance with the terms hera>f. ~~~'~'~
,ice
L; And ,Le said 9L^fer hereby open tA.- breach of ally- of Ulu eorxfxnotrs ,rf this Agrcesnent. ae.du?rius stay an„rney of any c,(=un
of Reecsrd to n¢{ronx f'nr [hs:n •usd each of tbeur and e.;ua un ata+enbie sultan or ejcttment anJ ecmfcsa n jud,¢rvem of rize[mrnt
gzerrin stir the premises heroin described and Ua authvrfu she isnme¢iate issuing and exac:utson of a writ of hatsrr_- facial
la:,axrssfvnem wztlt clntuon of $et4 fanius fps cults utni five {5'%+ txrceat utu=rnrv's earumissivn or fee, withou: asking leave of
aOUrt.
. ±n rr,n_rys paW by Btryrr n> SeL1er utukr the tcuu of this Agreement sytatl t>e retained by sttleT as cotnpens[ion f'or the use
.,.d occupancy of We pmpezry, cvnsiden(tion t=r the ezecvtion pf this Agreement nrzu rent es titiuidated damages to Sr]kr far
default nr a~ n pecwity.
"--..says ~=s delay oC Uic £r41er to enforct any HR1u or to excmise any aptipn hereumicr available because of any default shalt
not oporatr as a wasver ot` We right of the Softer to thereufte[ rn£uce sut~~ rigtat nr to a;e[cise such optipn air any other right yr
~rsttun, i'or dae same ar fix any subsryuem default.
'.;U. $vyet extucssly agrees tha4 the r4titts and remniies herein granted Seller to the event of default, tp enforct the trnnc and
uvnditians pf this Agrratnent, rbe recovery pf damages fps arty breach, pc possession of the atx=vr described prpper[y, may be
rrtercisable as often as there is defnul[ vn the part of Buyer rend shaA not he ezhauafed by one ar moxe toes thereof, and that it
;tu~ti not he necessary t< file the original of this rnn[roct as a a^arrant pf attorney if a tme ~~;:n~. harenf shaft be filed in any action,
37. 'Che covenants, vbligatitms, lietsilities, terms and grovistpns horein contained shalt bo taht¢ing open, and the benetils and
advantagrx hcreundef shalt inure to Wp Huyer Eotntty and sevecaily and [o Wei[ and each of Weir respective heirs, exel;utnrs,
administrators, and assig[u, and to fhe auccessurs and essi,.,rts of the Seiler.
'}3. 'This Agreement shalt not be recotUed In U1e office Cpr fhc recording of deeds pr say ether office or place bt public ietxud.
tf [layer uuuux it tQ he secpzdrd Isrlshe will be consi<jered 3n default wids the rig4rt a}' Sel%er u> forthwith terminau this
Agreemem and nr eNorre and rzercise Seiier's rights herevndcr becuusb of such default.
33. .over nndersuucds and agrees that if this In}nnl7ment Agreement is terminated by Buyer or Seller, any remaining nrpoum of
she rebnbifitation loan in dre hnntis of as escrow agent shalt immediately be retumcd to 5e11er (Depanmenl of Veterans Affairs).
34. Fizis lomi may he declared immediately true amt payable upon trnnsfrr of Wt property srcur'mg such )oau [o any transferee,
unless We accepwbiftry ref' she assumption of We tpao is raWb(ishrd either pursuant m the provisiovs of s.~rtion 3774 of chapter
^, ti0c 36, United State Cade, pr by dsr lean hpldrr if the loan has bcrrt sold without recourse,
:;5. h, fee equal to one-half of 1 percent of We balaace of tills bxn as of the date of transfer shall be payable to We Department of
"v`etervns Affairs at dm lone oJ' n~nnsfer. tf Use assumes falls tp pay obis fee at the nine ,.f transfer, We free shall constitute na
additional debt to Wat a(reaUV secured by this insjrurnetrt and Shall bear interest nt die rate-herein provided, and, at We option of
dye paYec of ttte hulebtrdrnss hereby secnteJ or any transFeree hereof; fhb fWl indebtedness half be ftv[uediately due end payable.
"ffsis h+ ss auromn[icatty waived it We.assuater is ezampY under the provisiorss pt' 78 U.S.C. 3i23(b). "f'he assumes a m+t
ohligatrd m pay this tee if the Drparuhent of Vrterags Affairs has sold Wis Inan withrnu recnurse.
(>. i.'tum application Rsr approvni to atlpw nsxumplipn of this loan, u prpcesshtg fee may hr. chr reed by We Cirpanmem nt
1'eterm=s A.CCaira <rc its succcssvrs or assi({os for de[ersniriing the cttditwuttltiness of the sssumer and suhscyuetuty mviaing riu:
c,wnrr,hip reconis when an approved tansfer is cbmpietetl. The vrpunt of'this charge shall rent exarrd S3U0.
IN W IT'NE55 WIIGREOP, We Se13er has roused this instrumem co }ie xignai sad sealed in hislher came au din 4is/her t+ehalf by
the utuicrsfgned employee, tieing t}toreuntn 3u[y appointed, goat dreci and acting pursuam tp title 3&, United States Csx1e, sections
:;2 and iS20, artd title 38, L;pde of Faders! Rtigvlatfbas, secxioun ?4.4342 and 3ti.4520, pursuant Uremtp, as amended, arzd who
ix aufhoriud u~ execute this in5irmnent, and the S+!yer.bas herenu:o sal hislher individual hand and c:nl on the day and vase first
shave written.
NOTICE - 'pHfS DOCUMENT MAY NOTlDOES NOT SELL, CONVEY, TRANSFER, INCLUDE OR 1N5URE
THE 'T'ITLE ~l'O 'I}lE COAL AND RIGHT OF SUPPORT UNDERNEATH THE SURFACE LAND DESCRIBED OR
REFERRED TO HEREIN, AND THE c)WNER OF OWNERS OR SUC}i COAL MAY HA VEfHAVE THE C"OMPLETI:
t.EGAL A-IGH-t' TO REMiJVE ALL OP Sl3CH COAL ANA, fN THAT C.ONNECTICI:?, DAD7AGE MAY RESULT TO THL-
StiRFACE OF THE LAND AND ANY i{OUSE, BUIi.UM OR OTHER STRUCTURE ON OR tN SfICH LAND. THE
INCLUSION OF "I}AS NOTICE DOES NOT ENLA RL"E, RESTRICT OA MODFF}' :,NY LEGAL R1G}I'IS [ ' (iS'IATES
O'T'HER W'iSE CREAFF.D. TRANSFERRED, EXCEPTED OR RESERVED $Y THIS tNSTRi'ME'NT. (This nnsi.-r is set forth
in the manner pra~idert in Section i of the Act of .hriy 77. 1957, P.L. 984, n-`. umendrd, and is trot intended as notice pt
unrecorded instnnnents, if atN. )
`.iF,ALED ANU DELIVERED
IN I'FiE PRfSC vC: F.'OF
,_,
to n Veyerans hffairs
~X~~q~ ~c__~'-.'..'°... .___ JSEALJ
,/"~-'"fob K stic ",
"fillet ..._~:'""n [:;varanty 4f}icer
VA Regrorwl Office nr Reai+xtal O}jice
Insurance Center, Philadelphia, PA.
'f elephone:275-542-2r1Q0
Porsnant to a dr}egauun of authority in '+R ('FR
iti.d'342 anU 35_d52U.)
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'~t: ~[. :"=cill(/C~`~.>?y~~~_-ri,~:[~f~'~r!.._t~4~fthC.tsR.Q_ J5}~Al.l
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VA Fotm 26-6436a
IGNNSYLVAN[A
TH[S iNDEN]'tJRE made the 29t1t day of Junt , 2000 between the Secretaty of the Department of Vetaratts Affairs,
an Officer of the United Stales of America, whom addrau Is Deparknrnt of Vctetatts Atfitin, Washington D.C. 20420, huainaRa
calla! the Grantors and Baakets'tYust Company ofCalifornia, N.A., as Truske for Vendee Mortgage Trust 2000.2, without raotase,
exupt as provided in a Pooling and Servicing Agreement dated lone 1, 2000.
hacinntter plied the Grutiec
W1TN8SSETH that rho said Gtaatot far and in wnsidcration of the stun of SIXTY ONE THOUSAND (S6I,000.00) DOLLARS and
nthu valuable considerations
the receipt aC whereof is horeby aeimow(ulgcd, hdeby giar[tx, bargainx seila, atiena anfeolfs, reteases, artd confirms unto tha said
Orontes and Grantee's heirs or suoesmn and assigtts, the Grantor heroin, in feF
ALL the following ducribed tract of rul estate, lying aad being Siy[ate in iht Village of Leesburg, Southampton Township,
Cumberland County, Pennsylvania, bounded and described as follows;
ON the South by the Walnut Bottom Road; on tha West by an aightacn (f$) foot wida a(ky; on the North by an alley; and on the Eau
by Iot now or [otmaly oPAGca Stnmey. Having a frontage on said Walnut Bottom Road ot50 feet and extending in depth 330 fut.
liA VBVG erected thereon a two and one-haifstory frame dweIIittg boost frama stable and out-building
HB[NO the soma premises which R. Tbomas Kline, SharifC of Cumberland County by dud dated Decrmber 27, [998 and recorded
December 28, 1998 in the Office Yor fhe Recording eYDeeds in and Cor Cumberland County in Deed Hook 141 page 927, gran[cd and
conveyed unto the Oran[or herein, in fie.
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TOGETHER wiW ail end singular the improvanems, ways, streets, allq; pusages, waters, watereouraa, rights, Betties, privileges, hercditamrnts
srrd appurtonanees whauoevcr Ihercunb belonging, on in any wLse eppermirting, and the reversions and remainders, roots, issues, and proRts Ihueof,
arW VI the esnty righ4 ttle; inta'est, t~DcrA', cleiau, and demand whatmever of the said grantor. in law, equity, or otherwise howsoever, a>: In,
and to the same attd every pert Thereof.
TO HAVfi AND TO HOLD the said Tot or piett of ground above detrst'bed with the hueditammts and eppurtaranccs, unto the said Grantee and
Grantee's heirs or sucasson and assigns, forever.
Grantor covenants to wmmgt and defend all that hcrcinabove deteribcd against ell persons lawfully claiming or to claim the same or any part therwt
by, a under Grantor. .
M WfiNESS WHEREOF, Grantor on the day and year fast above written has caused this itraWmeat to be signed mrd scelod tm Grmtcr's behalf by
the undersigned: Deing thereunto duly appointed, gdnlified and att(ng pursuant to title 38, Uuited States Gsde, sorAions 2l2 artd 4824, and title 38,
Code of Federal ReguleGons sectiors 36.x342 and 36.4520, pursuantthueto, as mndrded, and who ii authorized to eraule this instrurtrcnt
SkALED AND DELtYEItED IN THE PRESENCE OF-
cry of airs t..
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nc
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. ' Title: Loan Gumanty Olfittr
Veterarss Affairs RegMpal Office or
Regfonat O(fia.t Iosmancc Cantu PDi14, PA
'. 7clcphona _ (2t5) 381-3026
(Arta Codc mid Namber) .
® STATE OF PkNNSYLVAMA) ,
~- {Pursant toadelegation ofauWariry conWincd
County of PHILADELPHIA ) In VA itegulationa, 38 C.F.R., 36.4342 end
3Q4S20.)
On this dme, before mq dre undersigned, personally appeazed fOHN G, gOS'ffC~ mt employs of Vetuans Affairs, an ngrncy o! the United
State Govemmenr, sigttw and sealu of the foregoing Inahumcnf and Wmuwtodged that /~~ / / tut the aema in the eapaciry thuein sratcd for
the purposes thuein contained, and as Ne dud of the Secretary of VIXcrene Aft '
M WfRJkSS WHEREOF, I hcrwrsto set my hand and official se~this the day of , 20=~!
1Ny m .. ...... fAt SEAL V
JANI~ P DIBENEDETTp, Notary Public '
C I Ia. Phlla County r•, ,;'. :~~..
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'.~r:~.:r•~a~ Cou~nrytandSlateaforasaid.
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t hcrcby ttmfy that the Dry resldrncc of the within-named Gra`n(artb:~~': •f ~;•;r:.
m stamp names
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State of Pen~sYWania ll
County of Cumberland!
nocordo~ln the olflce for th° "c°rdinq of Daads
a iq ~1orefrlaMlf.r,.u1tY'~
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in _„a,,,,l~ealo~~fflcerpt„ f~v.
witness my i;.~....~ --' day of .~1~- ~-"- r ~.>.. - i
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.:` ooox 228 race 884
EXHIBIT
ACT 91 NOTICE
(INSTALLMENT CONTRACT)
TAKE ACTION TO SAVE
YOUR HOME FROM
DATE: July 2, Zoos EVICTION
TO: Wendell E. Millhouse Megan M. Millhouse
619 W alnut Bottom Road 639 W a]nut Bottom Road
Shippensbwg, PA 17257 Shippensbwg, PA 17257
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS
SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN
AND ANY INFORMATION OBTAINED FROM YOU W ILL BE USED FOR THAT PURPOSE. IF
YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO
COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.
This is an official notice that the Installment Contract on vour home is in default and the lender intends to
start eviction proceedines. Specific information about the nature of the default is provided in the attached
paees.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save
vow home. This Notice exolains how the oroeram works.
To see if HEMAP can heln, voti must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY
WITHIN 33 DAYS FROM THE DATE OF THIS NOTICE. Take this Notice with you when you meet
the Counseling_Aeency.
This Notice contains important legal information. If you have any questions, representatives at the
Consumer Credit Counseling Agency maybe able to help explain it. You may also want to contact an
attorney in your area. The local bar association may be able to help you find a lawyer.
LA NOTIFICACION EN AD7UNT0 ES DE SUMA TMPORTANCIA, PUES AFECTA SU DERECHO A
CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA
NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA
AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARR UN PRESTAMO POR EL PROGRAMA
LLAMADO "HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDE SALVAR SU CASA DE LA FERDIDA DEL DERECHO A REDIMAR SU HIPOTECA.
EXN6BIT C
STATEMENTS OF POLICY
HOMEOWNER'S NAME(S): Wendell E. Millhouse and Megan M. Millhouse
PROPERTY ADDRESS: 619 Walnut Bottom Road, Shippensburg, PA 17257
LOAN ACCT. NO.: 5566737
ORIGINAL LENDER: Countrywide Home Loans
CURRENT LENDER/SERVICER: Countrywide Home Loans
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY
MORTGAGE ASSISTANCE.
• IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL,
• IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR CONTRACT
PAYMENTS, AND
• IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE
PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF TERMINATION OF YOUR CONTRACT-Under the Act, you aze entitled to a
temporary stay of eviction on your contract for thirty three (33) days from the date of this Notice. During
that time you must arrange and attend aface-to-face meeting with one of the consumer credit counseling
agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (33)
DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE ,YOU MUST
BRING YOUR CONTRACT UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE
YOUR CONTRACT DEFAULT" EXPLAINS HOW TO BRING YOUR CONTRACT UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES-If you meet with one of the consumer credit
counseling agencies listed at the end of this notice the lender may NOT take action aeainst you for thirty
three(33) days after the date of this meetine. The names, addresses and telephone numbers of desi ng ated
consumer credit counseline agencies for the county in which the property is located aze set forth at the end
of this Notice. It is only necessary to schedule one. face-to-face meeting. Advise your lender immediately
of your tntentions:
APPLICATION FOR CONTRACT ASSISTANCE-Your contract is in a default for the reasons set forth
later in this Notice (see following pages for specific information about the nature of your default.) If you
have tried and are unable to resolve this problem with the lender, you have the right to apply for financial
assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out,
sign and file a completed Homeowner's Emergency Assistance Program Application with one of the
designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit
counseling agencies have applications for the program and they will assist you in submitting a complete
application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked
within thirty three (33) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, EVICTION
~~17~L7~ 1
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR
CONTRACT ASSISTANCE WH,L BE DENIED.
AGENCY ACTION-Available funds for emergency mortgage assistance aze very limited. They will be
disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing
Finance Agency has sixty (60) days to make a decision after it receives your application. During that time,
no eviction proceedings will be pursued against you if you have met the time requirements set forth above.
You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your
application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN
BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSE ONLY AND SHOULD NOT BE CONSH)ERED AS AN ATTEMPT TO COLLECT
THE DEBT.
(If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR CONTRACT DEFAULT (Brine it up to date).
NATURE OF THE DEFAULT-The CONTRACT debt held by the above lender on your property located
at: 619 Walnut Bottom Road, Shippensburg, PA 17257IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE MONTHLY CONTRACT PAYMENTS for the following months and the
following amounts aze now past due: StardEnd: 2I1/Ol thm 7!1/01 at $503.00 per month.
Monthly Payments Plus Late Chazges Accrued $3,018.00
NSF: $0.00
Inspections: $24.00
Other: $0.00
(Suspense): X0.00
Total amount to cure default $3,042.00
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTIONS (Do not use if not applicable): N/A
HOW TO CURE THE DEFAULT-You may cure the default within THIRTY THREE (33) DAYS from
the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS
$3,042.00, PLUS ANY CONTRACT PAYMENTS AND LATE CHARGES WHICH BECOME DUE
DURING THE THIRTY THREE (33) DAY PERIOD. Because of interest, late chazges, and other charges
that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the
amount shown above, an adjustment maybe necessary after we receive your check, in which event we will
inform you before depositing the check for collection. For further information, write the undersigned or call
and ask for the Reinstatement Department.
PLUS ANY CONTRACT PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING
THE THIRTY-THREE (33) DAY PERIOD. Payments must be made either by cash, cashier's check.
certified check or money order made navable and sent to: FEDERMAN AND PHELAN, One Penn
Center at Suburban Station, Suite 1400, Philadelphia, PA 19103-1814.
You can cure any other default by taking the following action within THIRTY THREE (33) DAYS from
the date of this letter. (Do not use if not annlicable.l N/A.
IF YOU DO NOT CURE THE DEFAULT-If you do not cure the default within THIRTY THREE(33)
DAYS from the date of this Notice, the lender intends to exercise its riehts to accelerate the contract debt.
The means that the entire outstanding balance of this debt will be considered due immediately and you may
lose the chance to pay the contract in monthly installments. If full payment of the total amount past due is
not made within THIRTY THREE(33) DAYS, the lender also intends to instmct its attorney to start legat
action to start eviction proceedings upon your contract nroperty.
IF THE CONTRACT IS TERMINATED- If the lender refers your case to its attorneys, but you cure the
delinquency before the lender begins legal proceedings against you, you will still be required to pay the
reasonable attorney's fees that were actually incurred, up to $50.00, However, if legal proceedings aze
EXHIBIT ~
started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even
if they exceed $50.00. Any attorney's fees will be added to the amount to the lender, which may also
include other reasonable costs. If you cure the default within the THIRTY THREE (33) DAY period, you
will not be required to nay attomev's fees.
OTHER LENDER REMEDIES-The lender may also sue you personally for the unpaid principal balance
and all other sums due under the contract.
RIGHT TO CURE THE DEFAULT PRIOR TO EVICTION-If you have not cured the default within the
THIRTY THREE (33) DAY period and eviction proceedings have begun, you still have the rielrt to cme
and costs connected with the eviction and anv other costs connected with the eviction as specified in
writine by the lender and by gerformina anv other requirements under the contract. Curing your default in
the manner set forth in this notice will restore your contract to the same position as if you had never
defaulted.
EARLIEST POSSIBLE EVICTION DATE-It is estimated that the earliest date that such eviction from the
property could be held would be approximately SIX (6) MONTHS from the date of this Notice. A notice
of the actual date of the eviction will be sent to you. Of course, the amount needed to cure the default will
increase the longer you wait. You may fmd out at any time exactly what the requued payment or action
will be by contacting the lender.
HOW TO CONTACT THE LENDER: Attorney Representing Lender:
FEDERMAN AND PHELAN
One Penn Center at Station, Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000 Attention: Janette Mahoney
EFFECT OF EVICTION-You should realize that an eviction will end your interest in the property and your
right to occupy it.
YOU MAY ALSO HAVE THE RIGHT:
• TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT.
• TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
• TO HAVE THE CONTRACT RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD
OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT
TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.)
• TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY EVICTION PROCEEDING OR
ANY OTHER LAWSUIT INSTITUTED UNDER THE CONTRACT DOCUMENTS.
• TO ASSERfi ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY . .
THE LENDER
• TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY IS ATTACHED
If this is the first notice that you have received from this office, be advised 4hat: you may dispute the
validity of the debt or any portion thereof. If you do so in writing within thirty three (33) days from
the date of this letter, this firm will obtain and provide you with written verification thereof;
otherwise the debt will be assumed to be valid, Likewise, it requested within thirty three (33) days
from the date of this letter, the firm will send you the name and address oC the original creditor if
different from above.
Very truly yours,
FEDERMAN AND PHELAN, LLP
Cc: Countrywide Home Loans
Attn: Robert Nelson AccountNo.:5566737
~cr~rBir ~
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Mailed by 1" Class mail and by certified Mail No:
PENNSYLVANIA HOUSING FINArYCE AGENCY
HOMEOWNER'S EMERGENCY ASSISTANCE PROGRA,rI
CONSUMER CREDIT COUNSELING AGENCHiS
(REV. 8/00)
CLINTON COUNTY .
Cycoming-Ciinton Counties Commision for - CCCS ofNortheazcem PA
Community Action (STEP) 1631 South Atherton SL, Suite t00
2138 Lincoln Sweet P.O. Box 1328 Stare College, PA 1680i
Williamsport, PA 17703 (814) 238-3668 FAX (814) 238-3669
(570) 326-0587 FA7C (570) 322-2197
CCCS ofNortheaztem PA
201 Basin Street
Williamsport, PA 17703
(570) 323.6627 FAX (570) 323.6626
31 W. Market Sueet
P00 t 127
Wilke-Barre, PA 18702
(570) 821.0837 or (800) 922-9537
FAX (570) 821-t 785
1400 Abingwn Execu[ive Park
Suite 1
Clarks Summi4 PA 18411
(570)587-9163 or (800)922-9531
FAX (570) 587-9134-9135
Commission on Economics Opportunity of [.uzeme County
163 Amber Lane
Wilkes-Barre, PA !8702 -
(570) 826A5l0 or (800) 822-0359
FAX (570) 829-1665-~Catl Beforc Faxing)
(570) 455.4994 Hazetmwn
FAX (570) 455-563 t-{Call Before Faxing}
(570) 836-M1090 Tunkhannock
CRAWFORDCOUNTY
Booker T. Wazhington Crnter
1720 Holland Center
Erie, PA 16303
(814) 453-5744 FAX (814) 5749
lohn F. Kennedy Crnter
2021 East 201° Street
Erie, PA 16510
(814) 898-0400
FAX (814) 898-1243
Greater Erie Community Action Committer
IS West 9i°Street
Erie, PA 16501
(814) 459-1581 FAX (814) 456-0161
(nc. Shenango Valley Urban League, Inc.
601 tndiana Avenue
Farrell, PA 16121
(412)981-5310
COLUMBIA COUNTY
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
Hartisburv~, PA 17102
(717) 541-1757
Urban League of Metropolitan Harrisburg
- N. 6° Strect
Harrisburg, PA ! 7101
(717) 234-1925 FAR (717) 234-9459
Community Action Comm of the Capita Aegion
15 t4 Derry Strect
Harrisburg, PA 17104
(717) 232-9757 FAX (717) 234-2?27
CIJMBERL.4YD COUNTY
Financial Counseling Services of Franklin
3l West 3'" Street
Waynesboro, PA 17268
(717) 762-3285
YWCAofCarlisle
- - - - 301 "G"Street ~ ~.
-- ~ - Carlisle,PA 17013 e
(717) 243.3818 FAX (717) 731-9589
Adams County Housing Authority
139-143 Carlisle St.
Gemsburg, PA 17325
(717) 334-1513 FAX 334.8326
PENNSYL V,-N1A BULLETIN, VOI» 29, N0.23, JUNE 5.1999
EXHIBIT C
VERIFICATION
BRANDON SCIUMBATO hereby states that he is VICE PRESIDENT of
COUNTRYWIDE HOME LOANS, INC. mortgage servicing agent for Plaintiff in this matter, that he
is authorized to take this Verification, and that the statements made in the foregoing Civil Action in
Ejectment aze tme and correct to the best of his knowledge, information and belief. The
undersigned understands that this statement is made subject to the penalties of 18 Pa. C.SyBec. 4904
relating to unsworn falsification to authorities.
DATE: ~ 9
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CASE N0: 2001-05090 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
BANKERS TRUST COMPANY OF CALIF
VS
MILLHOUSE WENDELL E JR ET AL
SHAWN HARRISON Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - EJECTMENT was served upon
MILLHOUSE WENDELL E JR the
DEFENDANT at 1850:00 HOURS, on the 7th day of September, 2001
at 619 WALNUT BOTTOM ROAD
SHIPPENSBURG, PA 17257 by handing to
MEGAN MILLHOUSE WIFE
a true and attested copy of COMPLAINT - EJECTMENT together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 13.65
Affidavit .00
Surcharge 10.00
.00
41.65
Sworn and Subscribed to before
meDthis ,3~ day of
x- ~ o2o-p/ A.D.
U _
P othonotary
So~An®swers:
7 ~~
R. Thomas Kline
09/10/2001
FEDERMAN & PHELAN
By: 1
epu y iff
CASE N0: 2001-05090 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
BANKERS TRUST COMPANY OF CALIF
VS
MILLHOUSE WENDELL E JR ET AL
SHAWN HARRISON Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - EJECTMENT was served upon
MILLHOUSE MEGAN M
the
DEFENDANT at 1850:00 HOURS, on the 7th day of September, 2001
at 619 WALNUT BOTTOM ROAD
SHIPPENSBURG, PA 17257
by handing to
a true and attested copy of COMPLAINT - EJECTMENT together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
Sworn and Subscribed to before
me thhis /3 `L day of
~i~a~-~^~ -~ ~nvl A.D.
~ ~l u ~T
othonotary
So Answers:
R. Thomas Kline
09/10/2001
FEDERMAN & PHELAN
c
By:
p riff
,.
FEDERMAN AND PHELAN, LLP
by: Francis S. Hallinan, Esquire
Atty. LD. No. 62695
One Penn Center, Suite 1400
1617 John F. Kennedy Boulevard
Philadelphia, PA 19103-1814
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BANKERS TRUST COMPANY OF CALIFORNIA, N.A,
AS TRUSTEE FOR VENDEE MORTGAGE TRUST 2000-2,
WITHOUT RECOURSE, EXCEPT AS PROVIDED IN A
POOLING AND SERVICING AGREEMENT DATED
JUNE 1, 2000
6400 LEGACY DRIVE
PLANO, TX 72024-3632
Plaintiff
VS.
WENDELL E. MILLHOUSE, JR.
MEGAN M. MII,LHOUSE
619 WALNUT BOTTOM ROAD
SHIPPENSBURG, PA 17257
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DNISION
CUMBERLAND COUNTY
TERM
NO.Ol-5090
PRAECIPE FOR JUDGMENT IN EJECTd~]ENT
TO THE PROTHONOTARY:
Kindly enter Judgment in Ejectment in favor of the Plaintiff,
BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS TRUSTEE FOR VENDEE MORTGAGE
TRUST 2000-2, WITHOUT RECOURSE, EXCEPT AS PROVIDED IN A POOLING AND SERVICING
AGREEMENT DATED JUNE 1, 2000 and against the Defendant (s) WENDELL E.
MILLHOUSE, JR. and MEGAN M. MILLHOUSE for possession of premises 619
Walnut Bottom Road, Shippensburg, PA 17257 for failure to file an
Answer within twenty (20) days of service.
I hereby certify that according to Rule 237.1, written 10
day notice of Plaintiff's intention to file a praecipe for Entry
of default Judgment was mailed to Defendant(s), a true and
correct copy of which is attached hereto.
<<~GwJX.R/ ~
SHEETAL SHAH-JAN SQUIRE
Attorney for Plaintiff
Default Judgment entered as indicated above.
DATE ~))4 ~ Z GY>
FEDERtVIAN AND PHELAN, LLP
FR?,NK FEDERMAN, ESQUIItE ATTORNEY FOR PLAINTIFF
IDENTIFICATION NO. 12248
ONE PENN CENTER AT SUBURBAN STATION
SUITE 1400
1617 JOHN F. KENNEDY BOULEVARD
PFIILADELPHIA, PA 19103-1814
(215)563-7000
BANKERS TRUST COMPANY OF CALIFORNIA, N.A.,
AS TRUSTEE FOR VENDEE MORTGAGE TRUST 2000-2,
WITHOUT RECOURSE, EXCEPT AS PROVIDED IN A
POOLING AND SERVICING AGREEMENT DATED
JUNE L 2000
v.
WENDELL E. MILLHOUSE, JR.
MEGAN M.M[LLHOUSE
TO: WENDELL E. MILLHOUSE,.IR.
619 WALNUT BOTTOM ROAD
SHIPPENSBURG, PA 17257
DATE OF NOTICE: October 2, 2001
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO. 2001-05090
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THAT PURPOSE.
IMPORTANT NOTICE
You are in default because you have failed to enter a written appearance personally or by attorney and
file in writing with the court your defenses or of objections to the claims set forth against you. Unless you
act within ten (10) days from the date of this notice, a Judgment may be entered against you without a
hearing and you may lose your property or other important rights. You should take this notice to a lawyer at
once. If you do not have a lawyer or cannot afford one, go [o or telephone the following office to find out
where you can get legal help:
' CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(7(7)249-3166
Frank Federman, Esquire
Attorney for Plaintiff
FEDERMAN AND PHELAN, LLP
PRANK FEDERiYIAN, ESQUIItE ATTOR~iEY FOR PLAINTIFF
IDENTIFICATION NO. 12248
ONE PENN CENTER AT SUBURBAN STATION
SUITE 1400
1617 JOHN F. KENNEDY BOULEVARD
PHILADELPHIA, PA 19103-1814
(215)563-7000
BANKERS TRUST COMPANY OF CALIFORNIA, N.A.,
AS TRUSTEE FOR VENDEE MORTGAGE TRUST 2000-2,
WITHOUT RECOURSE, EXCEPT AS PROVIDED IN A
POOLING AND SERVICING AGREEMENT DATED
JUNE I, 2000
v.
WENDELL E. MILLHOUSE, JR.
MEGAN M. MILLHOUSE
TO: MEGAN M. MILLHOUSE
619 WALNUT BOTTOM ROAD
SHIPPENSBURG, PA 17257
BATE OF NOTICE: October 2.2001
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO. 2001-05090
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THAT PURPOSE.
IMPORTANT NOTICE
You are in default because you have failed to enter a written appearance personally or by attorney and
file in writing with the court your defenses or of objections to the claims set forth against you. Unless you
act within ten (10) days from the date of this notice, a Judgment may be entered against you without a
hearing and you may lose your property or other important rights. You should take this notice to a lawyer at
once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out
where you can get legal help:
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717)249-3166
Frank Federman, Esquire
Attorney for Plaintiff
FEDERMAN AND PHELAN, LLP
by: Francis S. Hallinan, Esquire
Atty. LD. No. 62695
One Penn Center, Suite 1400
1617 John F. Kennedy Boulevard
Philadelphia, PA 19103-1814
(2>_.5~ SF~ 7nnn
BANKERS TRUST COMPANY OF CALIFORNIA, N.A.,
AS TRUSTEE FOR VENDEE MORTGAGE TRUST 2000-2,
WITHOUT RECOURSE, EXCEPT AS PROVIDED IN A
POOLING AND SERVICING AGREEMENT DATED
JUNE 1, 2000
6400 LEGACY DRIVE
PLANO, TX 72024-3632
Plaintiff
VS.
WENDELL E. MILLHOUSE, JR.
MEGAN M. MILLHOUSE
619 WALNUT BOTTOM ROAD
SHIPPENSBURG, PA 17257
Defenrlant(,~
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DNISION
CUMBERLAND COUNTY
TERM
NO.O1-5090
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is Attorney
for Plaintiff in the above captioned matter, and that on
information and belief, he has knowledge of the following facts,
to wit:
(a) that the defendant(s) is/are not in the Military or Naval
Service of the United States or its Allies, or otherwise
within the provisions of the Soldiers' and Sailors' Civil
Relief Act of Congress of 1940, as amended.
(b) that defendant Wendell E. Hillhouse, JR. is over 18 years
of age, and resides at 619 Walnut Bottom Road,
Shippensburg, PA 17257.
(c) that defendant Mehan M. Hillhouse is over 18 years of
age, and resides at 619 Walnut Bottom Road, Shippensburg,
PA 17257.
This statement is made subject to the penalties of 18 PA.
C.S.S 4904 relating to unsworn falsification to authorities.
SHEETAL SHAH-JANI-~RE
Attorney for Plaintiff
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PRAECIPE FOR WRIS OF POSSESSION
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
BANKERS TRUST COMPANY OF CALIFORNIA, N.A.,
AS TRUSTEE FOR VENDEE MORTGAGE TRUST 2000-2,
WITHOUT RECOURSE, EXCEPT AS PROVIDED IN A
POOLING AND SERVICING AGREEMENT DATED
JUNE 1, 2000
6400 LEGACY DRNE
PLANO, TX 72024-3632
Plaintiff
V S.
WENDELL E. MILLHOUSE, JR.
MEGAN M. MILLHOUSE
619 WALNUT BOTTOM ROAD
SHIPPENSBURG, PA 17257
COURT OF COMMON PLEAS
CN1L DIVISION
CUMBERLAND COUNTY
TERM
NO.Ol-5090
PRAECIPE FOR WRIT OF POSSESSION
TO THE PROTHONOTARY:
Issue Writ of Possession in the above matter for possession of
619 Walnut Bottom Road, Shippensburg, PA 17257
Being Known as No. 619 Walnut Bottom Road
SHEETAL SH - NI, SQUIRE
ATTORNEY FOR PLAINTIFF
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ALL the Coilowing described tract of real estate, lying and being situate b, the Village of Lccsburg, Southampton Township,
Cumberland County, Pennsylvania, bounded and deseribad as follows:
ON the South by the Walnut Bottom Road; on the West by an sfghteat ~Ig~ foot wide alley; oq the North by an alley; and on the East
by lot now or formerly of Aliu Stamey. Having a frontage on said Walnut Bottom Road of SO feet and extending in depth 330 feet
HAVING ereekd thereon a two and ane-half story frame dwelling house frame s[ablc and out-building.
SBING the same premises which R. 'Thomas Kline, Sheriff of Cumberland County by deed dated December 23, 1998 and recorded
December 28, 1998 in the Office for the Recording of Deeds in and for Cumberland County in Dced Book S41 page 92), grsntcd and
conveyed unto the Grantor hwein, in fcc.
' WRIT OF POSSESSIOr .,Ejectment Proceedings PRCP 3160 - 316 eul
BANKERS TRUST COMPANY OF CALIFORNIA, N.A.,
AS TRUSTEE FOR VENDEE MORTGAGE TRUST 2000-2, ~ 'I'TIE COCR.T OF COJf~.fO`+ PLE.aS OF
WITFIOILT~EL9_UASE~_EXCFPT_AS Pi20VIDED IN A CL~I$ERLA~'D COL-D'I'Y; PEti-~~SYZVA.`+Z~
POOLING AND SERVICING AGREEMENT DATED JUNE 1, 2000
Vo, O1 _5090___
~'O• ----
49.
I WENDELL E. MILLHOUSE, JR. .0.,'o _____
' MEGAN M. MILLHOUSE ' P!• r (;' -__
~ Prom V, __--
CO1CbiO^+~VE.~LTH OF PE.VV5YI.4'.~:~Z3:
COt'V'TY OF Ct~IBERL.~~~:
CUMBERLAND __Cuun:v. Perara.
Tu :,ie Shersf of ---------------------------------
Tem 1°------
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1' To sarsv Lz judo nen::or Possession ;a ::.e abo vz ~a~er ~:ou are d:s^c:zd co de_~-e: ?ossess:on cf cnz
:oifrnrag destr:'beci nropery ;o:
BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS TRUSTEE FOR VENDEE MORTGAGE TRUST 2000-2, WITHOUT
RECOURSE, EXCEPT AS PROVIDED IN A POOLING AND, SERVICING AGREEMENT DATED JUNE 1, 2000
---------------------------------------------- ----- P!aincff ,.
---------------------------------------
OCl-1~ ', D: C.III~CS i5 iOLO'NtSj
619 WALNUT BOTTOM ROAD
SHIPPENSBURG, PA 17257
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hay:: possession Jr :t:P 2remi;r de~c;bPd coi:h :4e aocui^.enaac~. aad _WRIT_OF_POSSESSION
-------------------------
RETURNED STAYED AS PER ATTY.
SHERIFF'S COSTS;
ADVANCE COSTS: 150.00
Docketing $ 18.00-------------------_..____
--------------------------------- _SHE&IEE'S_~OS.TS;.61_25-------------
Prothonotary 1.00 -~--
Milage 11.05
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-REFUNDED TO ATTY ON 1/4/02
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