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Home My WebLink About01-05219. .Our File No_ 148243 ATTORNEYS FOR PLAINTIFF ERIC M_ BERMAN, P_C_ BY: Eric M. Berman, Esquire, I_D_ 83698 BY: Ron Z. Opher, Esquire, I_D_ 57507 198 Allendale Road, Suite 306 King of Prussia, PA 19406 (610) 265-7720 DISCOVER BANK cJo ERIC M_ HERMAN, P.C_ 198 Allendale Road, Suite 306 K3.ng of Prussia, PA 19406 vs_ KAREN L PEIFFER COURT OF COMMON PLEAS X COUNTY OF CUMBERLAND _ TRIAL DIVISION _ CIVIL ACTION _ Term NOTICH You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you. and a judgment may be entered against you by the court without further notice for any money claimed in this complaint or for any other claim ar relief required by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOCT DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET-FORTH BELOW OR FIND OUT WHERE YOU CAN GST LEGAL HELP. AVISO Le han demandadc a usted en la torte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veixite (20} dial de-plaza al partir de 1a fecha de la demanda y la notification. Hate falta asentar una comparencia escrita o en persona o con un abagado y entregar a la torte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, 1a torte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificar_ion_ A demas 1a la torte puede decidir a favor del demandante y requieee que usted compla con todas las pravisiones de esta demanda. Usted puede perder dinerc a sus propiedades u otros derechos importantes para usted_ LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATEMENTE_ SI NO TIENE ABOGA O SO NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO_ VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE 5E PUEDE CONSEGUIR ASISTENCIA LEGAL. LAWYER REFERRAL SERVICE, COUpTTY OF CUMBERLAND BAR ASSOCIATION Address: 2 LIBERTY AVE., CARLISLE, PA 27013 Tel_: 800-990-9108 sB Our File No_ 143243 ATTORNEYS FOR PLAINTIFF ERIC M_ HERMAN, P_C_ BY: Eric M_ Berman, Esquire, I_D_ 83898 BY: Ron Z_ Opher, Esquire, I_D_ 57505 198 ALLENDALE ROAD, SUITE 306 KING OF PRUSSIA, PA 19408 (810} 265-7720 DISCOVER BANK c/o ERIC M_ HERMAN, P.C_ 198 Allendale Road, Suite 308 King of Prussia, PA 19408 vs_ KAREN L PEIFFER COMPLAINT X COURT OF COMMON PLEAS COUNTY OF CUMBERLAND CIVIL ACTION _ Term _ No.OI- S'~lp ~tt~GC,~~-~ 1. Plaintiff, DISCOVER BANK , is a DELAWARE BUSINESS TRUST licensed to do business in the Commonwealth of Pennsylvania with its place of business at P_0_ BOX 8003; HILLIARD, OH 43026_ 2_ The Defendant{s), KAREN L PEIFFER , resides at 1001 OAK LN , NEW CUMBERLND, PA 17070-1329_ 3. There is due from the Defendant(s) the sum of $2,814.80 for credit extended by Plaintiff to Defendant(s), acct_ no_ B0110027B0192500, and which such credit was drawn and used by the Defendant(s)_ Defendant(s) is in default for failure to make payments for such use_ 4_ The Plaintiff has made demand upon the Defendant(s) for payment of monies in the sum of $2,$14.80 advanced to Defendant{s) through Defendant(s) use of the above-referenced credit account, but Defendants} has failed and refused to pay the said sum or any part thereof_ 5_ All applicable credits, if any, have been duly applied to Defendants} credit account_ WHEREFORE, Plaintiff claims of the Defendant(s) the sum of $2,814.80 plus interest, attorneys fees and costs which are justly due and owing from the Defendant(s) to the Plaintiff_ ERIC M-~tERMAN, P.G_ Dated: JUNE 29, 2001 ~ l BY : iLn i'~ ERIC M. HERMAN, ESQUIRE SPACE-A@ BY. RON Z_ OPHER, Esquire Attorneys for Plaintiff - _., ~ ., VERIFICATION RON Z_ OPHER, ESQUIRE, being duly sworn according to law, deposes and says that he is of Counsel to the Law Firm of Eric M. Berman, P_C_, and/or ERIC M_ BERMAN, ESQUIRE, being duly sworn according to law, deposes and says that he is the Principal attorney of Eric M_ Barman, P.C_, attorneys for the Plaintiff, and as said attorney, he is authorized to take this verification on its behalf, and that the facts in the Complaint as set forth therein are true and correct to the best of his knowledge, information and belief. I verify that the statements made in the within instrument are true and correct_ I understand that false statements are subject to the penalties of 18 Pa C.S_A_ Section 4904 relating to unsworn falsifications to authorities. i w '6a .~ ~ c ~g~ ~ ~ ~~ ~.<;~. <> em: _ ~ ~r ~ a ~ _ -. ~ s : ~ i ~, :~ ~. ,, <:~ _ ~,__ n~~./a•`,~e paymaniduadata newba7ance account number 601100'G760192500 ldiJV .CIS January 28, 2001, $Q.00 enteranwunt enrJOSedbelow r . m/nfmumpaymentdue $ $482.00 1 ~m~~~m~~~ru~u~~{~uuu~~u~~rer~r~~~~n~~ru~ ~.a rb T000171 ~y 'v KAREN PEIFFER ~ti~ ('~ " Save up to 30%onPharmacyelq~enses 1001 OAK LN ~ `~ membership are lruee5! Ca111~800•627.7783. NEW CUMBERLND PA 17070-1329 PO BOX 6011 DOVER DE 19903-GD11 ~ur~~~r~u~r~a~~uur~~u~~u~~uun~~ur~~ur~~ur~~~u~r~ Address w telephone change? Please pint change in fie space above. 000006011002760192500000000000000000045200 Closing Date: December 31, 2000 page 1 of 1 per, a® B011WS Cashirack Botws Award miaperiw to date ' ~ gualiNed purchases $0.00 $0.00 Cashback Bonue award earned $0.00 $0.00 Cashback Bonus annivereary date: Sepfember2 -a 0 0 0 _v P N m Iscover ar ccount ummary acacunf number 6011 0027 6019 2500 payment due date January 28, 2001 minimumpaymenfdue $452.00 credit6mit $2,000.00 credRavailable $0.00 cash crediflimit $1,000.00 cash credo available $0.00 previous balance $2,814.80 payments ami credit - 2,614.60 pundlaaes + 0.00 cash advances + 0.00 balanco tranalere + 0.00 FINANCE CHARGES + OAO newbalanae = $0.00 Tran~ctions trans. pos} dots date Peymems and Credits Dac 31 Osc 31 INTERNAL CHARGE-OFF Average Daily ANNUAL Periodic Dally Penadic PERCENTAGE FINANCE Balances Roles RATES CHARGES current billing period: 29 days $ -2,814.80 Transac8on Fee FINANCE Rate GNARGES Plan Purchases $0 0,06299'/ 22.9995 $0 none fixed Cash Advances $0 0.06299'/ 22.99°/ $0 $0 fixed Questions? Ca111-800-DISCOVER (1-800-947-2fi89) . Fm~TDD ((elecommunication Device(or the Deat) assistance, see reverse :,d- Send billing error notice io: Discover Cartl; P.O. box 15192; W ilmington, DE 19886-1020 - - DISCOVER°ACCOL NTGUARD"aIMPORTANT INFORMATION membe: of wr imrnedute hnY1V. (bl as s result of your recall tp active rtdYrary vice, or y r s a re lt nr an v m site d n of al dis a pu ivin ris ga tr f t •C ~S (W l d @ su ep g e a a a e er as er' PI v a g o _ Ipd qr ar0 employed, y0u.dp nOt gWll(V far L¢dv¢ pf PD50(ICa heneti1511 }dlr Iravet Au e to artevent ttrat baprns porn to the time you enmlf in Drscwur Avg,Mru Ord ~ ' Generalhy, benefits' (or a Coveted Event commence For the bdlinQ peribd {n nleFl we determine that you hevxp r+ded seusractory evidence trier site CV+aretl Evan[1~gg~ nunaed s Ithere s no warong period for leave o` Absence al[M1O Ti ycu must - far 30 consecutrvo da y d sil en h ¢n be o ' a e s a b sl K en[ vtl O 3 h ourr COV¢fetl w r r p ep p Ln9 pet l d lat Lea of A s ce) p un ent dS e pmurs fuss. - -~ - Limitatigns an Benefim~ There 5ra rmpoytant limitations on-isaver Ac«untGuartl benetrts Vw..,,rtner receve any retroactive benefits under Oiacover ACCauntGUard andm4$ afV ua antl be approved for benalita within 99 tiara after the start of a Cpveretl E Vept, you wAl not quafry for benefits r: Yom Account rs wrrously delinquent when we -. rev:nv your apphcelion for benefits. Yw may not en6a6e iRarry axliauidnary vs¢ of yam - A«o[miaiter Ne begmmng M A Covered Event and may not use ycur A«punt at all afmr VPIWng for o+ottammg benefits, unless ben¢!its are denied You wnnpi obtain bmapcs Ymahra are aLm" Itled 'a 'DlsahJiry' - an a«Ident or r!Iness [not pray prevents you from fg~_L orunbry Une plpym¢nt gr Leave of Absence if you are refired selfamployed. penormrnp me rYaterulann cens:aMel duties ni pxn lob oq it you are rehredor are o[M1arv+se a preyed by a member of your household pr empleyetl far too short a time or for - moloved. tnz: would orevant yeti hem parlormrna the material ann snns!~nnal comas of too few noun. v ann all Ions YOO mr13t ba u(r[1ar the mmrn¢vrv is traa!manr Of a chysiClaR YOU do rips ' _ Atlditlan~igrmeCOn' Frnher imitatlOns antl d¢[als 3¢t forth in your DistYlVOr ar8 easy rot Drsel314 benefits due t0 tat cnrldnmM1; IM normal bragnency; (c1 ntandorlelly s APmuntGuam Terms antl Gondliens, wnrcM1 will ppvem In the event of arty Igcpnsine ncy elf-mtbc;ad rnmdas (dl prsahi:in donna the lust fi months f Crs«ver AcceuntGUard a with Ns Important Inf m GOn We may nange ha Dis«ver Ac«untGuard terms d v:erage ansma :corr. eu accMert or iineaa char rausad Ynu rn ,nnsu!t i!h h cyan or @ ysl w or either you gr we may nml Dis«ver AccauntGuarri at coy beta Rowevaq rip wch change sew n~.=coral rrearmam u,.rnl„ a ma Jx gnat m enmlbng (o~ Discover Ac¢oun nerd, or (sl ~ ; aarcelle[rpn will reduce the benefits you era elreadY recervrnp A site time of )uch ne'uce uisabLN !mmrr+?ncmg prq! m your enmllmen: m DSSmv=+A¢puntGUerd. It you caoceL wlNin 30 days of your nrgliment date, we wdl mfu:vd yo:d Dlscaver wily b¢nafn3 are o~ovided for ~tn:wo or prison-c // pprovep Absence?for A«wntGuard Ise. DisraverA«ountGuard is no; regmredto obtain onetaina Diacbver Cartl ampblmart wRlVWt pa~. (a)te taro loranew baby.anew adopted child oren inraaaorawd A~unf - THE REGISTER°TERMS AND CONDITIONS _ ~ _ The Reeiner Plan'roau4rzs neuhcanpn wnnm za hours or Ims. Aner rrnnr gripn tc^= Register dsfacu„n of «dam condrtmns d~ulwcd m rou by site r:ra issuer In no eve veal van be n lost m eden wrtls. n wJl «pWCt the lavuars of your c:edR, deb2apdATtd rams Ir I~abl¢ for unauuaixa use o«urnne attar you noafy the card issuer. +ha i am; q,_,cs n6l-aCCEpt nr,r nOGC¢. - wl'm(orm Yon 1( uvc fat 10 nMl(~ trio I¢Spe( or YOV. _ _. Gaoerat blrprmeflan - .ur IraMllry tc wu for the unauthorized ch¢rees pit these .ardv will be hmleed to 559 od aacT Please fill my pis«ver Card A«aunt for The Register protection plan I here selaeted I .ern an_ m m S5ra. i or earn aTM and debit card rstand my membership ~n The Raflister Will conhnue wrttwut in:azruptionzsJOng as I am Important NOtlce~Please Reedu ~rieneraldw,tneampunt of your l'rahiRe. TCr unakihpiv.¢d a D~scorar Cardmember or I, polity you to discontinue .[. Fu;Ure rrrember5nip tees al _' mrrn m rrenn rsrd r5¢ limit e 45p ro each debit card bnqudrp9.actpma[ed mmatirallY be hJled to my Pi«uM at the men wrn¢m rate. I understand enrplGdent m The r altar MecM1rne rsrdsL the Irmt Is 55q d you notlrY the card suer wdhrn two business dayII. rbgg'star rs trot required to manfain my Discover Cartl A«eun[. The Register resolves the rigght m nl fihov P vpu do not Ii you Au Mr nmriv the rani.==! yr ~.~-+Fin sit days after ycur recAipt of 10 tlvn9c member benelrts withpu: novc¢. An e¢IarleGOn of fie Tams and aerlerM1S Indudetl a p¢eoole staWtrr4dt shprw.g unauthortted use, rw P4 r¢aY app'y for ureutnc<¢ed chaz9¢5 'n Iha Mernbarsnlp KtI wrU prpvlde complete dereds. _ Lost or stolen cards Neport a lost or smlen card immediateW! Call 1-800-0ISCOVER (1-800-3474683). 7. Billing Rights Summary. (n Case of 6rors oT Questions Atidut YcuP 801: If sou Nink your bII[is wrong, or i you need mars letormauon shout a Transaction on Your hell, write us qn a separate sheet of paper at the address shoW'n on the reverse v-de next to'SenG 6Jlinq error notice to.' as soon as possible- We must hear-fmm >qu no later than 60 days afterwa sent yeti the Frsi bill on which the error or problem appealed You can telephone us. but doing so well not preserve your rigftLS. In your !attar, qwa rs this totlow'~ng information. - - - • roar name anilAccount number _ _ _ - ' • Tne dgllar amourri of the susaected error • Describe Ne error ono explain, Ih;ou can. why yeti believe Olere is aaauo2 If you need more Iniormanon, describe the item yeti are unsure about. - 1w100 oat have to pay env amount m Queston whlle'we ate invas:inaNan hu4 you am sitll obogated to pay the parts of Ycur bill that are not In auestidh.~hJFiie wa n Nerllgdta Vpuf dCia5[ign_ We Canngl !sport you es delinquent qr tlke arty aptlgn 1p collect the amount Yqu Question. ' 3. Special Rule for Credit Card Purchases: If you have a problem wiN Ne qua6tY otgoods of services that yeti purchased with a credit card. and yeti have Vied rn good faith N cdrrettthe problem with the merchant. You maw not have to pay Ne rrtmamrno amount due on the Hoods or services. You have this protection only wMn the purchase price was more than 350 and the purchase was made in your home =tats or w¢hln 700 miles of your malting address. flf we ovm or operate [he merchant s If we malted y00 the advertisement far the goods or services all purchases arfi =overed regardless of amount or location of purchases - -- _- 3. Payments. Send payments and the top portion of this statement N the env?lope promdetl ro the address mtlicated on [he reverse side.lf you have misplaced 'trout envelope, send your payment ro Discover Bxnk. P.O. Box 801t Dover DE 199036011. Pavmenis received before 1 PM Mondev through Podev will be posted to ycur Account as of that day; payments received on or after 1 PM on a weekend nr bank nghdav will 4e posted to your Account as o{ the next business"day. Do not =aria cash, The pnc~esslnq of your payment may be delayed Ii you send cash or •brresoondence vrBh Yow payment If you send the payment to any otfier address opt yqu use an envelope ether than the one Drovided. Peaze allow Eve days for defvery- 4. Periodic finance Charges. Except as provided below, we vNlimpose Periodic gnanca charges on purchases, cash advances and balance transfers beginning with-[he date the transactidn occurs until the date of repayment end on Oltl Balances until the cote nt tepavmeni:8ld Balances are comprtsad M purchases and cash advances made nn pr prior to the lest day qF your bl!linq pedod endlnq donna Febmary 1983. iou pit avoid payment o' Periodic Finance Chortles on new purchases if you pay the New 8s!ance shown on the hdlirtp statement on which the purchase firs appears by the Payment Due Daze. and the Payments and Credits or. that statemen;eowl or exceed roar Pravleus Balance. We call this the "grata period" You do not have a trace period on balance transfers or cash advances. Periodic Einance Charges are imposed on nave F~aian!?r transfere a3 cash aMancas bepinninq with the data the vansaclion bCClifS. rf you pay the New Balance shown on this statement by the Payment Due Date and the Payments and Credds on this statement eoual pr exceed your Previous Balance. Otherwise, you will receive a billing statemenCnext month Nat ipcludes Periodic Finance Charges imposed until the date of repayment We compute Periodic Finance Charges each day for purchases, cash advances, balance transfers and Old Balances (which we-refer to as VBnsac[ion categories) M using the following equation: Average Daily Balance x number of days in the pilling period d Daily Periodic Rate. (Refer to the fnance charge summary on the (root pf vbm statement for these amounts.) Then. we add all site Periodic Finance Charges for each transaction category to get-the total Periodic Finance Charges for your Account. The Average Daily Balance is shown as 0 if no periodic Finance Charges apply to the balance in a transaction ratagory. _ ,- NJe use the two-rycle average daily balance (including new Vatisactions) method of calculating the balance '!pen which we impose PeriodicFlnance Charges. This means if yeti did not pay the New Balance shown on the billing statement you received during tfie previous billing period by the Payment Due Date. we will impose Periodc Finance Charges on new purchases that first appeared on that billing statement, as well as new purchases that first appear on this billing statement, unless we already imposedPeriodic finance Charges on the purchases on your previous billing statement. lNe compute Neaverage aatly balance for each transaction category by adding up all the daily balances in a billing period for a transaction category and dividinc the total Sy the number o; days in the billing cycle. We compute the daily balance, far each transaction category on each day by firs[ addng the-follbwiw [o the previous day's daily balance', ttansabtions made that day, fees charged that day and Periodic Finance Charges accrued on the previous day's daily balance; andby then subtracting any credits and payments that are applied against the balance of Ne transaction category on Epos day, In calculating the daily balance for the previous bllhng paned, we eohsider [he "previous day s daily balance" to have been 0 on the first day of Ne pilling period. - _ -- OItl Balances are exc!udetl from the balance of the purchase and cash advance transaction categories. Only special rate balance transfers are included in the - dally balance of the balance transfer transaction category. In cafculaling the dally balance of the balance transfer transaction category on the first day of the billing period, we subtract the unpaid balance.of those balance Vansfers -that become purchase rate balance vansfers on that day and we .add that unpaid balance to the balance of the purchase Vansaction category'. '- All tees charged to your Account are added to the purchase trartsactign category wtth the exception of Transaction Fee Finance Charges which are added to the cash advance transaction category. If a transaction mace in a previous billing period Is itemized on this statement, we constg'eT the transaction date co he the fivsi day of tfie current billing period vyhan we calculate your Periodic Finance Charges, - --` - 5. Rate Plan. Tne Datly Periodic and Annual Percentage Rates thad apply - to your Account are either fixed or variable as noted in the Rate Plan_FOlumn on the front of this statement. --- - penodlc Finance Charges are imposed on all transacncns and Old Balances until the B Credlit Reporting. V1re~normally report the status and payment history date of repaymeRL Repayment means Garment of ypur entire New palanbe. of your Account to credit reporting agencies each month. If you believe that Nowevet. if you pagthe Mew Balance shown on this'allinq statement by site , aymebt our report is inaccurate or incomplete, please write us at the following address: oue hate and the Payments and Credits shown on this statemen; equal or exceed Discover Card, P.O. Box 15376, Wilmington DE 19850-5316.. Please include the Pr?woos 6alar~, e:e vest not Impose Periodic Finance Charges on new -- porenases, fhaf is, pprchases first appearing on this statement If your Account was your name, address, home telephone number and Account number. closed as of Septem11er27, 1999. vpu ran avoid payment of Periodic Finance Cfiergss - - 7. See your Cardmember Agreement. Your Cardmember Agreement -gntame all the terms pf your ACCOURi. For TDD RalecommuniceEion Device (dr the Deaf1 assistance, please cad tAa4-341-]449. t%qn?Rn1100 - ~ - - -- _ - The Discover® Card rs issued W Orscpver Bank, MembseFDIC SHERIFF'S RETURN - REGULAR CASE NO: 2001-05219 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DISCOVER BANK VS PEIFFER KAREN L JASON VIORAL Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon PEIFFER KAREN L the DEFENDANT at 1820:00 HOURS, on the 10th day of September, 2001 at 1001 OAK LANE NEW CUMBERLAND, PA 17070 by handing to KAREN PEIFFER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 11.05 ~ _ ~y~~ / 'J~ .00 7~ 10.00 R. Thomas Kline .00 39.05 09/11/2001 ERIC BERMAN Sworn and Subscribed to before By: me this ~~ ~ day of ~?wrp/ A.D. ..., ~12./1rae, Prothonotar'y~ ~~.._. _w _ _.__.,~ .. ~ i ~~x,m. SHERIFF'S RETURN - GARNISHEE CASE N0: 1997-05219 P COMMONWEALTH OF PENNSLYVANIA COUNTY OF CUMBERLAND FIRST DEPOSIT NATIONAL BANK VS HEIKES JAMES P And now KENNETH GOSSERT ,Sheriff or Deputy Sheriff of Cumberland County of Pennsylvania, who being duly sworn according to law, at 0014:55 Hours, on the 19th day of October 2001, attached as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named DEFENDANT , HEIKES JAMES F in the hands, possession, or control of the within named Garnishee BANK 1 E. MAIN ST MECHANICSBURG, PA 17055 Cumberland County, Pennsylvania, by handing to ROB STOVER (SECURITY OFFICER) , personally three copies of interogatories together with 3 true and attested copies of the within COMPLAINT & NOTICE and made the contents there of known to His Sheriff's Costs: So answers: Docketing .00 Service .00 Affidavit .00 R. Thomas Kline Surcharge .00 Sheriff of Cumberland County .00 .00 00/00/0000 Sworn and subscribed to before me ~ BY this ~b ~ day of ~e.2u-~c.~ ~~ A.D. a~~ Pr onotary Our File No. 143243 ATTORNEYS FOR PLAINTIFF , ERIC M:;BERMAN,.P.C. BY:;'Eric'Mc'Berman; Esquire, I.D. 83698 BY: Ron Z. ppher;,Esquire, I.D. 57507 198'ALLENDALE ROAD; SUITE 402 KING OF 'PRUSSIA; PA 19406 (610)~,~,265=~772~0 ----------=------------------------------X DISCOVER BANK c/o ERIC M. BERMAN, P.C. , 198 Allendale Road, Suite 402 . King of Prussia,. PA 19406 vs. KAREN L PEIFFER COURT OF COMMON PLEAS COUNTY OF CUMBERLAND TRIAL DIVISION CIVIL ACTION No. 01-5219 -----------------------------------------X NOTICE OF INTENTION TO TAKE DEFAULT JUDGMENT TO: KAREN L PEIFFER 1001 OAK LN NEW CUMBERLND, PA 17070-1329 DATE OF NOTICE:. I ~ I u /~~ T, `IMPORTANT NOTICE You are in default because you have failed to take action required of you in this case. Unless you act within ten (10) days of the date of this Notice, as set forth above, a Judgment may be entered against you without a Hearing, and you may lose your .property or other important rights. YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER. OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW OR FINI} OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE, COUNTY OF CUMBERLAND COUNTY BAR ASSOCIATION Address: 2 LIBERTY AVE., CARLISLE, PA 17013 Tel.: 800-990-9108 LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATEMENTE. SI NO TIENE ABOGA O SO NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO. VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. LAWYER REFERRAL SERVICE, COUNTY OF CUMBERLAND BAR ASSOCIATION Address: 2 L RTY AVE., CARLISLE, PA 17013 Tel.: 800-990-9108 SPACEJUD-ZF V `~Z~ ERIC M. BERMAN, P.C. ERIC M. BERMAN, P.C. F~ttorneys for Plaintiff Attorneys for Plaintiff By: Eric M. Berman, Esquire By: Ron Z. Opher, Esquire Our File No. 143243 "` , ATTORNEYS FOR PLAINTIFF ' ERIC M. BERMAN, P.C. • BY: Eric M Berman, Esquire, LD. 83698 BY: Ron Z. Opher, Esquire, I.D. 57507 198 Allendale Road, Suite 402 King of Prussia, PA 19406 (b10)265-7720 DISCOVER BANK C/O ERIC M. BERMAN, P.C. 198 Allendale Road, Suite 402 King of Prussia, PA 19406 COURT OF COMMON PLEAS COUNTY OF CUMBERLAND TRIAL DIVISION CIVIL ACTION Vs. KAREN L. PEIFFER NO. 01-5219 PRAECIPE TO ENTER DEFAULT JUDGMENT TO THE PROTHONOTARY: Please enter a default judgment in favor of Plaintiff, DISCOVER BANK, against Defendants KAREN L. PEIFFER, for failure to answer or otherwise respond to the Complaint-Civil Action. The Complaint was served upon the Defendant on 9/10!2001, by the Sheriff's Office of the COUNTY OF CUMBERLAND County. A copy of the proof of service is attached hereto as Exlribit A. A co y o the Notice of Intention to Take Default served upon the Defendant by regulaz mail on O ( is attached hereto as Exhibit B. I certify that written notice of the intention to file this praecipe was mailed or delivered to the parry against whom judgment is to be entered after the default occurred and at least ten days prior to the date of the filing of this praecipe. Copies aze attached R.C.P. 237.1. Assess damages in the principal amount of $2,814.80, being the amount demanded in the Complaint, together with attorney's fees and court costs. ~~~ ERIC M. BERMAN, P.C. Attorneys for Plaintiff By: Eric M. Berman, Esquir2 C M. B .C. Attorneys for Plaint By: Ron Z. Opher, Esquire Our File No. 143243 ATTORNEYS FOR PLAINTIFF ERIC M. BERMAN, P.C. BY: Eric M. Berman, Esquire, I.D. 83698 BY: Ron Z. Opher, Esquire, I.D. 57507 198 ALLENDALE ROAD, SUITE 402 KING OF PRUSSIA, PA 19406 (610) 265-7720 -----------------------------------------X DISCOVER BANK c/o ERIC M. HERMAN, P.C. 198 Allendale Road, Suite 402 King of Prussia, PA 19406 vs. KAREN L PEIFFER -----------------------------------------X CERTIFICATION OF ADDRESSES TO THE PROTHONOTARY: COURT OF COMMON PLEAS COUNTY OF CUMBERLAND TRIAL DIVISION CIVIL ACTION No. 01-5219 The address of the Plaintiff, Judgment Creditor, is c/o Eric M. Berman, P.C., 198 Allendale Road, Suite 402, King of Prussia, PA 19406. The last known address of the Defendant, Judgment Debtor, is 1001 OAK LN, NEW CUMBERLND, PA 17070 1329. Eric M. Berman, P.C. Attorneys for Plaintiff By: Eric M. Berman, Esquire SPACEJUD Eric M. Berman, P.C. Attorneys for Plaintiff By: Ron Z. Opher Our File No. 143243 ATTORNEYS FOR PLAINTIFF ERIC M. BERMAN, P.C. Sy: Eric M. Berman, Esquire, I.D. 83698 By: Ron Z. Opher, Esquire, I.D. 57507 198 ALLENDALE ROAD, Suite 402 King of Prussia, PA 19406 (610) 265-7720 --------------------------------------- DISCOVER BANK C/o ERIC M. BERMAN, P.C. 198 Allendale Road, Suite 402 King of Prussia, PA 19406 COURT OF COMMON PLEAS COUNTY OF CUMBERLAND TRIAL DIVISION CIVIL ACTION No. 01-5219 vs. KAREN L PEIFFER ----~----------------------------------------X NOTICE Pursuant to Rule 236 hereby notified that the above proceeding of the Supreme Court of Pennsylvania, you are a Judgment has been entered against you in as indicated below. ~udgment Money Jw Judgment Judgment Judgment Judgment by Default figment for Possession on Award of Arbitration on Verdict on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEYS, ERIC M. BERMAN, P. C., att: Eric M. Berman, ESQUIRE, at this telephone number. 1-610-265-7720. Our File No. 143243 ATTORNEYS FOR PLAINTIFF ERIC M. BERMAN, P.C. BY: Paul M. Schofield, Esquire IDENTIFICATION NO.: 81894 198 ALLENDALE ROAD, Suite 402 King of Prussia, PA 19406 (610) 265-7720 -----------------------------------------X DISCOVER BANK c/o ERIC M. BERMAN, P.C. 198 Allendale Road, Suite 402 King of Prussia, PA 19406 vs. . KAREN L PEIFFER -----------------------------------------X NOTICE TO: KAREN L PEIFFER 1001 OAK LN NEW CUMBERLND, PA 17070-1329 COURT OF COMMON PLEAS COUNTY OF CUMBERLAND TRIAL DIVISION CIVIL ACTION No. 01-5219 Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a JUDGMENT BY DEFAULT has been entered against you in the above proceedings and that enclosed herewith is a copy of all the (record) documents filed in support of the said judgment. IF YOU ANY QUESTIONS CONCERNIN ERIC M. BERMAN, P.C., Attorneys at Esquire, at this telephone number: THIS NOTICE, PLEASE CALL: Law, Attention Eric M. Berman, 610-265-7720. (''~. a2. PROTHONOTARY SPACENOT-ZG + y L. VL1D P~ltLtILVL k 11 y, tf 4y '~i `f ~"k J .: 1 i s ~ ~ ~ ~ ~' i DISCOVER BANK ~~~ t ua~f`' ~ o ; f '~ " Ra ~ i ^~ ~ ~_ ~ ia ~ t , 1~, ,~~ ~ i ~ =, :~ ~~ ~ , ~ , ~~ ~ ~ r w. ~~ ~ E G "I I ~: ~ .~ ~~~y S ~- I~ ~~ .. ~ ~I~ Y~~~ PEIFFER KAREN R ~ ~ ~ m ~' -L ~ ~ ~' 1 ~ ~ ~~~ al i W' " " ~, t ~ ,„ JASON `VIORAL , Sheriff orDeputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPhAINT & NOTICE.. was served upon PEIFFER-KAREN L ~ the DEFENDANT at 1820:00 HOURS;"on the 10th day of September 2001 , Sheriff's Costs:. So Answers: Docketing Service "18.00 11.05 Affidavit .00 Surcharge 10.00 R. Thomas Kline .00 -- _ _ 39.05 _ 09/11/2001 _„.; -ERIC BERMAN Sworn and Subscribed to "before B~ me this .: ,_ - .-."'day'of ~: -- t __ A.D. Prothonotary ~ ~ ~~ C c - -n m ~ w{ a _t" _1 'v ~ .~. fl ~ ~ ,w, ;'i `R3, %" .Y cn File# 143243 AFFIDAVIT OF NON-MILITARY SERVICE State of Pennsylvania: ss. County of Cumberlaud Eric M. Berman, Esq. being duly sworn according to law, deposes and says that he/she (is) (represents) the Plaintill(s) in the above entitled case; that he/she is authorized to make this affidavit on behalf of the Ptaitrtifi~s): and that the above named Defendant(s) is (are) above 18 years ofsge; the address ofDefendant(s) is 1001 Oak Ln., New Cumberland, PA 17070-1329, Occupation of Defendant(s) is unknown; and Defendant is not in the Military Service of the United States, nor any State or Territory thereof or its allies as defined in the Soldiers' and the Sailors' Civil Relief Act of 1940 and the amendments thereto. Commonwealth of Pennsylvania Coumy of Cumberland I, Eric M. Berman, Esq. depose and gay that the facts set forth in this eomptaiet are true and correct and acknowledge that I am subject to the penalties of 18 P. S. 4904 relating to Unsworn Falsification to Authorities ~~~ Eric M. Berman, Esq. Attorney for the Flai-rtiff I hereby acknowledge receipt of the following affidavit forms which I understand must be properly completed, notarized and presetrted to the Court at the hearing: Medical Affidavit Repair Affidavit Bookkeeper Affidavit Signature So sworn before me this oZy of 20~ otary Public ELLEN M CALABRESE NotaN Public, State of New York No.02CA6024830 pualified,~es May 17.20 Term Exp C ~ ~ r -~ ~ '~ ..9 ~ r rte : ~ , -*s ~ -~ u A~ n W J -~-t - r -< cn ~ 'C h: ~i