HomeMy WebLinkAbout03-2496FULTON BANK,
Plaintiff
VS.
WELLS PRINTING, INC.
SCOTT A. WELLS and
KAY WELLS
Defendants
TO:
Wells Printing, Inc.
P. O. Box 284
New Cumberland, PA 17070
· IN THE COURT OF COMMON PLEAS
· CUMBERLAND COUNTY, PENNSYLVANIA
:
:
· CIVIL ACTION - LAW
Scott A. Wells and Kay Wells
1450 Yocumtown Road
Etters, PA 17319
You are hereby notified that on '-~x~,~, ,2 ~ ,2003, judgment by confession
was entered against you in the sum of $27,431.7-5 in the above-captioned case, plus costs of suit.
Prothonotary
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Lawyer Referral Service
Cumberland County Bar Association
Carlisle, Pennsylvania 17013
(717) 249-3166
/45655
FULTON BANK,
Plaintiff
VS.
WELLS PRINTING, INC.
SCOTT A. WELLS and
KAY WELLS
Defendants
· IN THE COURT OF COMMON PLEAS
· CUMBERLAND COUNTY, PENNSYLVANIA
:
:
:
· CIVIL ACTION - LAW
TO:
Wells Printing, Inc.
P. O. Box 284
New Cumberland, PA 17070
Scott A. Wells and Kay Wells
1450 Yocumtown Road
Etters, PA 17319
A judgment by confession has been entered against you in Court. If you wish to open the
judgment or otherwise attack the claim set forth against you in the following pages, you must
take action as soon as possible after this Complaint and Notice are served, by entering a written
appearance personally or by an attorney, and filing in writing with the Court your defenses or
objections to the judgment entered against you. You are warned that if you fail to timely do so,
you may be foreclosed and not able to do so at some alternate date and execution may be issued
against you without further notice. You may lose money or property or other rights important to
you.
CALD~& KEARNS
By ~ey~or P~t
Atto iff
YOU SHOULD TAKE THIS PAPER TO YOUR"I~WYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP:
Lawyer Referral Service
Cumberland County Bar Association
Carlisle, Pennsylvania 17013
(717) 249-3166
FULTON BANK,
Plaintiff
VS.
WELLS PRINTING, INC.
SCOTT A. WELLS and
KAY WELLS
Defendants
· IN THE COURT OF COMMON PLEAS
· CUMBERLAND COUNTY, PENNSYLVANIA
· NO. a~.aVqG ~ ~.~
· CIVIL ACTION - LAW
TO:
Wells Printing, Inc.
P. O. Box 284
New Cumberland, PA 17070
Scott A. Wells and Kay Wells
1450 Yocumtown Road
Etters, PA I7319
A judgment in the amount of $27,431.79 has been entered against you in favor of the Plaintiff
without prior notice and hearing based on a Confession of Judgment contained in a written agreement or
other paper allegedly signed by you. The Sheriff may take your money or other property to pay the
judgment at any time after thirty (30) days after the date on which this notice is served on you.
You may have legal rights to defeat the judgment or to prevent your money or property from
being taken. YOU MUST FILE A PETITION SEEKING RELIEF FROM THE JUDGMENT AND
PRESENT IT TO A JUDGE WITHIN THIRTY (30) DAYS AFTER THE DATE ON WHICH THIS
NOTICE IS SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Lawyer Referral Service
Cumberland County Bar Association
Carlisle, Pennsylvania 17013
(717) 249-3166
Dated: ~,C~:~ 12_(J~
Respectfully submitted,
C.z ,DWELL & KEARNS
By:_ ~5~ng~
J3~C' ;,,~;quire
qorth Front Street
Harrisburg, PA 17110
(717) 232-7661
FULTON BANK,
Plaintiff
VS.
WELLS PRINTING, INC.
SCOTT A. WELLS and
KAY WELLS
Defendants
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO.
CIVIL ACTION - LAW
CONFESSION OF JUDGMENT COMPLAINT PURSUANT TO Pa. R.C.P. 2952
AND NOW, comes the Plaintiff, Fulton Bank, by and through its attorneys, Caldwell &
Keams, who makes the following Complaint for Confession of Judgment for Money pursuant to
Pa.R.C.P. 2952, and states in support thereof as follows, to wit:
1. Plaintiff, Fulton Bank, is a Pennsylvania Bank and Trust Company duly incorporated
and existing under the laws of the Commonwealth of Pennsylvania. Plaintiff's principal place of
business is located at One Penn Square, Lancaster, Lancaster County, Pennsylvania, 17604. Plaintiff
does regularly conduct business within Cumberland County, Pennsylvania.
2. Wells Printing, Inc. is a corporation organized and existing under the
laws of the Commonwealth of Pennsylvania, having a last known address of 151 Reno Avenue, New
Cumberland, Cumberland County, Pennsylvania 17070.
3. Defendants Scott A. Wells and Kay Wells are both adult individuals whose last
known address is 1450 Yocumtown Road, Etters, York County, Pennsylvania 17319.
4. On or about April 15, 1995, Wells Printing, Inc. did enter into a certain Line of
Credit Note and Agreement in favor of Fulton Bank in the amount of $10,000.00, payable on
demand, with interest at the annual variable rate of 1.50% above the annual floating rate of
interest designated from time to time by Fulton Bank as prime rate. A true and correct copy of
said Line of Credit Note and Agreement is attached hereto, marked Exhibit "A", and made a part
hereof by reference thereto.
5. On or about July 11, 1997, said Line of Credit Note and Agreement, Exhibit "A",
was modified by Supplement increasing said principal sum from $10,000.00 to $25,000.00. A
true and correct copy of said Supplement to Line of Credit Note and Agreement is attached
hereto, marked Exhibit "B", and made a part hereof by reference thereto.
6. In conjunction with said obligations, the individual Defendants, Scott A. Wells
and Kay Wells did execute and deliver, on or about September 25, 1995, to Fulton Bank an
unlimited personal Guaranty of the obligations of Wells Printing, Inc. to Fulton Bank. A true and
correct copy of said Guaranty of Scott A. Wells and Kay Wells is attached hereto, marked
Exhibit "C", and made a part hereof by reference thereto.
7. Defendant, Wells Printing, Inc., did fail and/or refuse to pay the monthly
installments of interest due and billed for the months of October 2002 through April 2003. Said
Defendants were furthermore provided by Fulton Bank a notice of demand of said delinquent
payments due through February 28, 2003 on February 27, 2003 advising that a failure to pay said
amount due could result in acceleration of the full obligation as provided in the Line of Credit Note
and Agreement.
8. The balance due on the obligation as of May 7, 2003 is as follows:
Principal $24,987.27
Interest through 05/07/03 $ 887.56
Late Fees $ 56.96
Total $25,931.79
It is noted furthermore that the Note carries a per diem interest of $3.99 per day, after
May 7, 2003.
9. Fulton Bank has made demand upon all Defendants, and furthermore, herein
makes further demand, to pay said obligation, with accrued interest and costs, but said Defendants
have failed and/or refused to pay any and all delinquent sums now due.
10. Confession of judgment at any time that liability exists under the instruments is
authorized by the confession of judgment provisions contained in Exhibit "A", the Line of Credit
Note and Agreement, and Exhibit "C", the Guaranty.
11. Judgment has not hereinbefore been entered on this obligation in this or any other
jurisdiction with regard to any of the Defendants.
12. The individual Defendants are not members of the armed forces of the United States
or its allies.
13. Demand is also made for reasonable attorneys fees in the amount of $1,500.00 as
authorized by the Line of Credit Note and Agreement and the Guaranty.
14. The transaction, as represented by Exhibits "A" through "C", is for a commercial
transaction and not, in any manner or form, a consumer transaction.
WHEREFORE, PlaintiffFulton Bank demands judgment against Defendants Wells, Printing,
Inc., Scott A. Wells and Kay Wells, in the total amount of $25,931.79 plus attorneys fees of
$1,500.00, cost of suit and accruing interest after May 7, 2003.
Date:
By:
Respectfully submitted,
CALD~ 7ELL & KEARNS
James ~ i~.n~squire
Attom~,.
Attorne~,,36r Plaintiff
3631 North Front Street
Harrisburg, PA 17110-1533
(717) 232-7661
20-531/56981
Exhibit A
~ Fulton Bank
' " , , Lancaster, Pennsylvania
$ ~*~**~10~000o00
Line or Credit Note and Agreement
Date
FOR VALUE RFIiP~VED, Wells Print£ngt Inc.
(~c 'Borvowe~) pmmis~s to ~y to t~ o~er ~ Ba~ ~dicatcd ~ov~ at any ~ i~ ban~ug officer~ the ~1 ~m of ~N THOUS~ ~
~O/lOO
DOLLARS ($ * * * * * * 10 · 0 0 0.0 0 ~ or such les~r or ~.ater principal amount a~ may bc ouL~t~ding from time to gmc under ~ Linc of
CFadil Note and Ag~ement (the 'Note arid Agreement') as shown o~ Batik's record~ payable oa DF. MAND by Bank, with interest at the Fate ~ified below.
INTERP_.b~ RATI~ - Thc intcx~t rate is thc annual variable ~ ~ 1 · 5 0 % ~ ~ ann~ ~thg me of ~ d~ f~ ~ m fl~
by ~c ~nk ~ j~ ~r~e rate a~ ~ ~ ~ ~ a ~rc~ m~ ~th ~ ~ d~c~t ~ ~ ~ ~ m ~~
~ htc~all~b~ ~th~ ~ ~th ~y~m~ ~taaUsumd~u~cr th~ha~n ~d~ fullafldt~mdit
a~bUi~ ~ hc~y ~ ~ ~ ~n te~t~
Thc intcreM rntc shah change &utonmtleaHy and ~mulm~ u~n thc ~f~ ~ M ~ ~ti~ of ~y ~an~ M ~ ~fm ~t~
~nk's ~a~ from time to ~mc ~ iu 'palm' ~te ~l ~ ~ any ~y p~lu~ ~ from ~g 1~ to ot~r ~ at a ~tc ~h ~ ~er
or I~r ~n or diffc~nt from t~ p~ ~te.
~l iatc~ ~1 ~ ~mputcd ~ the ~1 numar of ~ claud on t~ ~ ~ a y~r ~tiflg of ~ ~
~ ~RGE - ~c ~r ~ p~ m ~y to hnk ~ a la~ ~a~ and ~t n a~ition~ inte~ un amo~t ~ual ~ 5~ ~ any ~cflt n~
~ by ~k ~ ~ ~f~ t~ ~th ~u ~y after t~ ~te it ~ du~
The fotJowifl~ paFagrnpb s~s ~orsh a rant or ~om~ ~ ~ess JuSt ~in~ t~ ~r. in ~nt~ t~ wa~t of ~ to co~
u~ondil~ ~s a~ ~ ~ ~s tb ~r ~ ~ my bye ~o p~ m~ a~ ~ ~M~ for ~ u~ the ~
and ~ of the U~t~ ~ ~ ~e ~m~h of
CONFESSION OF JUDGMENT -- THE BORROWER HEREBY AUTHORIZES AND EMPOWERS IRREVOCABLY THE PROTHONOTARY OR
ANY CLERK OR A'FrORNEY OF ANY COURT OF RECORD TO APPEAR AND TO CONFESS JUDGMENT AGAINST THE BORROWER IN FAVOR
OF THE HOLDER OF THIS NOTE AS oFrEN AS NF. CF..SSARY UNTIL ALL LIABIIJ'I'iES HAVE BEEN PAID IN' rt/LL, AS OF ANY TERM, FOR ALL
AMOUNTS OWING OVHKTHER OR NOT THEN DUE} UNDER THIS NOTE AND AGREEMENT, TOGETHER WITH COSTS OF ~
PROCEEDINGS AND A RF. KSONABLE A'ITORNEY~ FEE FOR COLLECTION (WHICH laOR PURPOSES OF EXERCISING THIS WARRANT OF
ATTORNEY TO CONFE.q~ JUDGMENT SHALL BE DEEMED TO BE EQUAL TO IS~ OF THE SUM OF THE PRINCIPAL PLUS INTEREST FOR
WHICH JUDGMENT IS THEN CONFE~qED), WITH RELEASE OF ALL ERRORS, WAI~ER OF APPEALS, AND WITHOUT STAY OF
EXECUTION. THE BORROWER HEREBY WAIVES ALL REUEF FROM ANY AND ALL APPRAISEMENT~ STAY OR EXEMPFION LAWS OR
RULES OF COURT NOW OR HEREkFrER IN EFI~,CT.
Thc tcm~ and condition~ stated on the w~r~e side and thc ~g~ a~a~ed hc~ a~ ~mt~ hc~ by ~c~n~.
Witn~ t~ due cx~t~ ~ th~ No~
and ~ un~r ~1 on ~c ~ ~d
~ ~t a~ ~en.
Wells Printing, Inc.
(SEAL)
.(SEAL)
(s~)
Addre,~:
151 Reno Avenue, New Cumberland, PA 17070
(SEAL)
, Ltne of Credit Note and Agreement (Continued)
This Note ]tad ,'s~rceancflt evidences thc ]~Jormwcr's lilbilitics and ~fi~tio~ to ~nk in ~nc~ioa ~h a li~ ~ ~dit (thc '~flc') ~ ~ c~ h thc
a~tc at ~ ~c ~ ~ f~ a~at ~ ~ N~ a~ ~cmcnt, ~b ~11 bc ~Uablc ~ thc ~r u~ thc f~ng tc~ ~nd ~nditio~:
~ ~k~ bc~, t~ L~ s~l[ ~ a ~ng line of ~it under ~ch ~r may ~, ~y and ~bo~ amoun~ n~ to ~ in
~tc at a~ o~ ~ the f~ am~nt of the ~ and ~mcnt.
~ ~ ~ hc~ ~c ~ ~ ~ a n~ I~c ~ ~it u~cr ~h ~r m~ ~ am~n~ not ~ e~ ~ thc a~ the
am~nt of ~ ~ a~ ~cnc
a. ~ -- ~C ~ "~F m~ ~ and ~y ~ or mo~ ~ the ~ ~ enti~ cx~uting th~ N~ and ~mcnt ~ in
~ · mo~ t~n ~c ~r ex~u~ th~ ~tc end ~t+ all such ~ a~ j~ntly ~d ~lly
~) ~ ~ ~ any nam~ ~a~ ~ th~ ~r n~ or ~ftcr in the ~n of ~ ~i~ or h~h~t~ ~ ~ f~ any pu~
and any ~ or s~ ~ng ~ t~ ~r of ~y ~t, a~ or other a~ ~th ~n~ and any ot~r amount ~h ~y ~ ~g ~
~ ~ fi~ ~ ~k m ~e ~r.
d. ~ - ~ ~ ~nb~- i~ud~ (1) aH amoun~ at any fi~ ~n~ un~r ~ Note and ~men~ ~luding any ~ p~nt or
~ ~r ou~ to ~ ~cthcr ab~u~ ~ ~n~n~nk di~ or ind.. ~int, ~1 or i~c~n~nt, d~ or to ~mc duc, ~r
d~r~ ~ker, ~r, ~nt~. su~ or othc~ h~d ~ to ~.h~d ~ ~nk for i~ ~ ac~nt or ~ a~nt for another or ot~ ~ ~n
~fi~ by P~ml ~ ~ ~la~ ~ 12 CF.~ ~ ~1 et ~., and ~ch ~ n~ exempt~ from t~ a~fi~tion ~ ~t ~lati~
~n~ ~ in the fu~ ~ ~ ~k a ~ ~tc~ in, ~ li~ u~n, p~ to ~ t~ Note and ~mcnt ~1~ or ~n~
~biflfi~ of ~ ~ to t~ ~ ~.
~ ~ C~ Av~ - F~m ~c ~ hc~f a~ p~or to ~mand ~ ~ ~ to thc te~ ~d ~dit~ ~ ~ No~ and
~r may ~ ~cr. ~r s~ ha~ the ~t ~lun~ ~ p~y ~t~ ~nal~ or p~um. at aay t~c ~ f~ t~ to t~ any ~
~ of thc ~f ~a~ ~d~g u~r the ~ncl p~ ~t ~ intc~ u~ t~ a~unt ~ ~11 ~ ~id at t~ ti~ of any ~
p~enL ~r ~ and ~ ~ ~ p~ he~. ~r any ~ of ~ ~ ~ion he~t~ s~H ~ d~ to ~ or
~m ~r ~ -- ~ ~ unt~ f~cr not~ f~ ~nk that, u~n ~Fs ~u~t by telephone f~ time ~ time f~ either
or
~ to bo~ ~ey un~r t~ ~n~ ~k ~fl lend ~d f~lh ~dit ~s ~maad ~it ~nt
~tutc a ~p~t~ ~ ~ that ~ of thc ~ndili~ ~t f~h ~ ~i~ 5 hc~ ~ ~n ~t~fi~ ~r a~ to fo~ ~t~n
~n~ ~ s~h ~mt f~ a~n~ ~ ~llm~ on the ~ ~y a ~t~r of ~ation ~cd ~ the P rn n ~ d ~n~ ~r V 4 e~ P r~n t
~ ~r ~fi~ing t~ amount ~ ~d. P~di~ ~ipt ~ s~ ktter by
~ t~ o~ ~ ~ the ~i~ any su~ of mon~ ~ by ~f~hone in a~ ~lh the fo~n~ ~n~enU shaft ~m~t~y ~
~r at ~ ff f~ ~ ~ ~unt ~ ~t, ~ ~e un~nfi~ ~n~ and a~ly tke ~bit~ amou~ to t~ p~ b~ ou~d~
4. P. eprasentmtons and Warranties - The Borrower herr. by mak~ ~ f~l~g ~p~n~io~ and ~nti~ ~ of ~ ~t~ and ~ of ~ ~ ~ any
~n~ he.unit and ~6n~g until ~H amou~ ou~Ming un~r t~ ~ M~ been ~id in
~ ~ -- [f the ~r ~ a ~t~n or a ~ne~i~ (1) ~e ~ ~ du~ o~, ~id~ t~ing ~d h ~ ~nd~[
t~ la~ ~ the ju~on in ~h t~ ~r ~ ~t~ or ~ fo~ (2) thc ~r h~ t~ ~r and auth~ ~ ~ i~ p~ and
~ ~ to ~ ~ i~ b~ ~ n~ being ~nd~cd; and (3) the ~r k q~fi~ to do b~a~ in ~ j~ion in ~ it ~ ~ui~ to
qu~i~ to ~ ~h~.
b. ~ A~ -- ~ ~ ~r ~ a ~ ~ a ~ip, ~ e~tlon, del~ and ~o~ ~ ~ N~c ~ ~mcnt, thc
~1 ~n~ ~d afl m~r d~n~ a~ ~t~mcn~ ex~t~ and de~ m ~nk ~ ~nne~ h~th and the~ h~ ~n du~
auth~ ~ all ~u~ ~te ~ ~nc~ip ~.
c. Co~ l~ - ~ ~fi~, ~ ~d ~o~a~ of t~ ~ and ~ement, t~ ~ie~l D~men~ and aU ~her
~en~ ~ ~ c~ut~ a~ ~ m ~nk in ~on he~th ~ t~ ~ ~:. (I) ~o~tc any p~ion ~ law, any ~er
any ~ or ~en~l ~, ~%' ~r ~nm ~d ~ ~ a~mnt o~ thc ~r, m any p~on ~
~ ~ of ti~) a dcfa~t un~r any Indents, a~e~nt ~ ~her imt~nt b~g ~n thc ~r or any ~ i~ ~ ~ ~ ~ (3) ~It
d. Va~ B~ Nm -- ~ ~r h~ ~ ~r ~ c~, ~r ~ ~o~ th~ ~e and ~ment and ~ ~ateml
~ ~n ~ a~ ~ t~ N~e and ~e~m and th~ ~tml ~men~ ~ ~ ~ ~d ~d~g ~li~tio~ of the ~r,
e~b~ ~ ~u~ ~ the~ ~ ~pt ~ ~fo~bi~ may be li~ted by ~n~, ~n~ or other ~ar ~ aff~ing
e. ~on -- ~ ~ ~ ~ ~l~g to ~n~ t~ ~ no ~, suit ~ p~g at ~ or ~ ~ui~ ~ ~ ~fo~ ~y ~1
~men~i~ or a~ ~n~ or, m t~ ~ ~ t~ ~r, th~ten~ ~ or ~i~ or aff~ng t~ ~r ~ any ~
P~ ~ ~ ~c~ if ~e~d a~ to I~ ~ ~ ~r the ~Fs ~t to ~ ~ i~ b~inm ~ n~ ~
f. Authorization and Consent - No authorization, consent, approval, license or cxcmptinn os', and no regulation, qualification, designation,
declaration or filing with any court or governmental cle~artmcnt, Commission, board, bureau~ agency or instrumentality, domestic or f~orcign, is anCeStry
to the valid execution, delivery or peff'ormance Of this Note and Agreement, the Collateral DOcomcnts.or any other dorumcntz or instruments executed
and delJvcrod to Bank in connection hct~'with or therewith.
g. Finaachl Condition -- The m~,t recent financial statements Of thc [~orrowcr delivered to Bank arc true and correct and represent accurately nad
compgctely the Bofl'owcr's financial condition as of the date thcrcof and the resulu of its oFcrations for thc pcrioda indicated and show all
IJabilkca of the Borrower, dhcct or contingent, as Of the date thereof. S~nce thc date of such trmaflcial mtements, thera has been no material adverse
change in the financ/al conditio~ of thc Bosro~cr or in its operatinns, busincsc~ pn~cts or properties, and fince such date, thc Borrower has not
incurred, other than in the ordinary cours~ of bualne~ any indcblcdnssr,, I~ab[lities, obligations or commitments.
h. Cousplinmce with Laws - Th~ I~o~r is ~ in v~olatJon of o~ subject to any contingent liab[llty on account of any law or any order or ragulation
issued by any court or governmental authority, ~tate or federal, including, without limitation, the ~mpioycr I~tircmcnt Income Security Act Of 1974,
&mended (*]~RISA'), thc lntcroal as
ReVenue Code of 1986, as amended (the *Code'), any applicable occupatiov~i and health or snfcty L~w, cnvicontocnlal
protection or poHutinn control law or hazardovs waste or toxic substances managemnnt, handling or disposal
$. Conditions Prat -- Thc Borvo~,cr's ability to requcat an advance heraunder is tuhject to the performance by the Bocrow~r of the o~ligatinn to hc
performed by the Bot'xo~cr under this Note and Agreement, under the Collateral Document~ and under the other documents and instruments executed in
c°nnnctJon hcrawith and therewlth ors or hcfore t he date Of each advance. .
hereunder and also to thc sett~fnctton Of the fofloWing addit~al condition~:
· . 'The re--tat/cats and xtcncranties contained in this i~otc and ?~ccmcnt and in thc Collateral Documents shall bc truc on and as of thc date Of
cnch advance hcteundcr with thc same cffec~ as though each such rcptesentation and urarranty ,was made on a~d as of thc date of each advance
hereunder,
b. 'The cot~ditions, if any, spe~fied in thc Collateral Documents and in any document or iostrument amending, modify~g or supplamcnting this Note
and Ag~emcnt shall have been fvlfil]cd.
6. A/g*wnmtfve Core,mits The Borrower here~y covenants end agrees that so long ns any ot thc LhbsfiUex or any other os' Borrower's obligations to Bank
cranium pursuant to this Note and Agx~cmcnt or any of thc Collateral Documents are outstanding or unpcrformed, the Borrower shaft, except as ]lank may
oth~ ag~c in writing:
L F'uume'ml S~utements o A~nual -- Furnish to Bank, within 120 day~ afte~ the end of each fl~cal year of the Borrower, & balance sh~-t and inCOme
statom~nt, co~,ofidatcd and consol;dating and with a reconci~ation Of surplus for such fiscal )~r, and setting forth in compar~t~c form thc
conzsponding figusc~ for the pracedlng f'~cal year, all in ~m~ble detaU aad all prepared by an independent, certified public accountant satisfactoD, to
l~aflk; in c~xform~ty with genc~l]y accepted accounting stafldarck consistently appliccl.
b. ~'~llmm~iM hffotmafloa . (Mher -- Furnish to ~aflk each finanfial statement or certifieste required to be del~vcl~l by thc BoFrc,~r to ~k
purstmnt to nny amendment or supplement to this Note and Ag~emcnt, and such other information concerning thc Borrower's finans/al or basins~
affairx as I~nk may frmu time to time require.
c. J~v0pevty -- Maintain, pre.eryc and kccp all of its properties in good repair, condition and M~Flfing order and mahe or cause to bc made all
renewals, rcl~acements, aubstitutionx, additions and improvements thereto nece~ary or apl~ropr~te to properly preserve and maintain the cfficicncy of
all such properties.
Tazes and Asse~meots -- Pay and discharge all taxc~, asses~ncnre and governmental chat~_s Ic~ed upon or ~ against the Borrower or its
prot~2~rties or i~com¢ prior to the date any pcns]tiex arc attached thereto.
e. Llt~gMion -- Notify l~ank pcomptly of the commencement of any'material lltigatien, ay'nitration or go~rnmcntal proceeding a~cctlag thc Borrmver,
and notKy Bank of any govzrnmental inve~,tJgation or labor dlsputc peadlng, or to the knowledge of thc [?,orrc~r, threatened, which could interfe.~ with
thcf.nornral operations Of thc Borg.vet's businsus or materially adveracly affect th~ Borrower's financial conditk)n, businc~ or opcrations~
Books and Ibx-~ords -- Maintain nnd hccp proper records and books Of account' ia conformity w/th generally accepted accounting standards applied
on · ctms~cnt bas~ which shall nccucately end completely reflect the Bolx~wcr's buboes3, operations and affair&
g. Aecns~ to Books. Records and l~per~s - Permit of TIcet~, employees and other representatives Of Bank to visit and ifupect the Borrower's
properties and to examine thc Borrc~zr's books and rex~rds, "nd shall discuss thc Borrower's accounts, finances, businc~ and affairs with Bank
rcptr~cntat~cf,, during normal baslness hours and as often as Bank may
h. Fbm~scb, I IM'ormat~on. Ge~rautora - Caul: any guazantor and any surety of the I~abilil]cs to submit to Bank peraoflal and business fiflanc/al
statnngnts aMtaining snch finnnciai information m; Bank may from ¢imc to time raqunst.
i. O~her Obligations - Maintain in n current statu~ ail of/ts obligatiot~ hov,,~,cr incurr~ including, without limitation, obligations for borrow~
money or for setv/cc~ or goc~s parchac. M by the Borrower, and not amend or modify any existing agreement with any per,,on,or entity in any manner
materially ad~t~ to the
shall Bm~a~ss Oper~ioas I~asntaln the management, secluding management personnel, Of its b~mess as It currantiy exists aM is currently conducted,
not engage in any llne of buMAe~ other then those in which thc Borrower is actively engaged as of the date of this Note and .Ag~emcnt, and shall
not e~tabl]sh any partnet~tip, subsidmry, corporation, Jams ,,q~nture or other form Of business combtnatio~n.
k. Compliance With Laws - Comply with all laws and all rules, regulations and order3 issued pursuant thereto including, without limitation,
thc Code, any appficabJc' . . .
occupational and health or safety law~ cnvzronmental protection or pollution control Iow or hasardons ~tstc or toxic substances
nunngement, handiing or disposal law.
L ][muram - K~cp all of ia properties, raal and persor, a~, now owned or hereafter acquired, annUl'Cd it all times agaj~t k~ or damage by fire and
extended coverage r~sks and other hazards customarily insured against, shall maintain liability insurance and such other insurance cox~cage required by
Bank or by law, with car~rs and in amounts, form and substance satisfactol~ to Bank lad naming Bank as additional lnsured/k~ payee, us Bank's
inter~t my appear, and shah pcomptly d~liver to Bank from time to time upon request a summa.,y schedule indicating aH insurancc in effect.
m. IUse ar La~n Proceeds ~ f~se advances under the L~nc only for the pot'poses stated in thc application suhnfitled by the Borrower to Bank ia
connection w/th thc Linc if any, or iA any commisment letter issued by Bank to the Borrower in connncVion with the
n. Other Linb~rias ~ Not endorse, assume, become guarantor or surety for or otherwise hoc'oran liable h connection with thc obligations of any
j)cr'~on, firm or cat, oration, except in favor of Bank; provi~d, however, that the Borrower may endorse flcgorlabL~ or other instruments for daposit or
collection or sim~tar transactions in thc ordinary course of its bminess.
o. ~ od' Asses ~ Not scl], lease, transfer or othcl~;ise dispose of in a single transaction or series of cransuctions, all or a sub~.antial part of the
Borrowers assets and properties, whether now owned or hereafter acquired.
p. InvestmefMa ~ Not purchase, ow~, inve~t in or acquire, directly or indirectiy, any stock or other securities or any other intcrcat whatsoe~r in any
other corporation or other entity or permit to e~ any loans or adv~hces for such pncposcs except for investments in di~'t obligations of thc United
States or any agency thereof.
q. S~Uinf Accounts ReceivabLe -- fqot sell, reign or discount an), Of Jta aCCOunts receivable or any pcomissory notus held by it~ with or without
recourse, other than the discount Of such receivables or notc~ for collection in the ordla&cy Course of business.
r. ]qo41ce of Brueh ~ Promptly give notice in writing to Banh of the occurrence or existence of any event, condition, act or omission, which
cons'titute a bra~h or vinhtinn of any of the repi~entatiofls, warrantius or cox~ants made by thc []orrowcr in this Note and Agecemcot or in any
Collateral Documents.
7. Co[lateral; [ntorpo/ation of Otifer Deeuments - The Collateral ~all secure payment to Bank of any and all amounts due under ~is l~ot?and
Agreement Thc Botx'ov~t hereby grantt or confirms the grant to Bank o[ a s~curity interest in. licn upon. and 'right of sctoff against the Collateral The
holder of this Note and Agreement shall be entitlnd to all rights, vemndies and benefits of any of thc Collateral Documents and any oti~t document~ and
im'truments erecuted and dalivet'nd to Bank in connection hcre~th or Cherewith and aU of such documents are incorporated in this Note and Ag~cment by
reference. Without limiting the generality of the foregoing, tbe Collateral Documun~ a~ of the date hereof, include the following:
~usr~t¥ of Scott k. ~etLs and Kay ~etls
Accounts recefvnb|e, |nYe~tory, general Intangibles, anchi~ry nnd equil~ne~t of Borrower
8. A,orneT~ Fees; Kzpenses - The Borrcmer also agrees m ~y to ~n~ ~n ~nd at ~y fim~ all ~ a~ ~ (~lndi~ ~le atm--'
f~ and le~ ~) ~ ~ ~nk ~ ~e enfo~ent ~ the ~s fiab~ a~ ~li~ ~ ~ under t~ Note ~d
9. ~ ~ ~ _ If the ~r ~ ~ ~y ~ ~d t~ b~ or any ~r amount de~d (or ~t duc ~ to ~mand)
~m~L ~ ~H ~ the ~ti~ to ~m m ~ ~m~ d~ ~d ~ any and all ot~r ~iHti~ ~ ~ n~ it ~ m ~mte thc
~ ~nk may ~ off ~n~ ~ may ~ any ~ a~ ~mcdi~ a~ any Ob~ ~ ~ ~to~l ~ may ~ ~l~le to ~nk un~
~ ~ ~mcnt. the ~llat~ ~en~ ~ Unifo~ ~m~ ~e or ~h~ ~p~bl~ law. ~t~shaH ~ ~ to ~
aR~ any ~ult ~ ~enl~ ~ether or n~ ~y ~k or ~unfing ent~ shall ~ ~en m~ If ~ent ~ ~ a~un~ ~ ~r t~ N~e a~
~nt ~ ~ ~ by ~nk m~ 15 ~ a~r ~nk's ~nd the~for. ~te~ ~aH ~ at t~ opt~n ~ ~ and
~t. at a ~ 5~ ~r ~ a~ t~ ~te~ ~te s~fi~ ~ ~tH ~ moun~ d~ ~r th~ ~te and ~nt
~a~ ~ a~ after ~ of j~ent by ~f~i~ or ~h~ at the ~n~ inte~ n~ un~ aH ~u~ d~ ~der ~ ~ a~ ~ut and
un~r any juSt a~ ~ - ·
~ ~ t~ ~t to p~ a~ any Ob~ aM ~ a~ ~ ~ ~te~l to ~nm
~t ~ to any ~er ~li~ in ~ am~nu ~d ~ su~ o~r ~ ~nk m~ in i~ ~le ~t~n
1~ M~ - (a) ~ ~ ~ ~ ~t for ~ ~i~ ~ ~ n~ ~ ~nt or ~r.
~ ~d a~ ~ber no~ ~ ~ ~th t~ ~!~. a~n~. ~ffo~ ~ e~o~ment ~ ~ent of th~ N~
No~t~n~ng ~y ~r p~ ~ th~ ~ ~d ~emem. at no ~e s~H the ~t ~ ~H~t~ ~ ~y inte~ he~u~et at
e~ ~ ~e ~um n~ ~itt~ ~ hw. a~ if. by t~ ~ ~ ~ ~te a~ ~menL ~e ~r ~ at any t~e ~Hp~ to
~ ~h ~um m~ ~ ~ of inte~ be~un~ s~ ~ ~m~ i~iately ~d to s~ ~m~ ~te ~ ~t; (c) [f any
aM ~t ~ f~ any ~ ~d i~d or ~o~ble. ~ ~ber p~ ~ ~ nff~ ~c~. ~ t~ N~e ~ ~nt
~ · the ~ ~ ~o~ble ~ ~ n~t ~ a ~n ~ ~; (d) ~e duti~ of ~e ~t ~a[I ~ ~ding on t~ ~r ~d
~p~nmt~ ~ t~ tu~ a~ ~ of ~ ~r a~. ~th ~ m any ~ne~ ~fing th~ ~ a~
~nl ~er shall be ~ he~ ~th in ~ ~ne~ ~ft Ind~d~ ~ ~ ~t~ (e) ~ Note and ~ent ~ll
~ ~ by a~ ~t~ ~ ~ ~th t~ ~ ~ the ~ml~ of Pc~ (0 ~ long ~ ~nk ~ ~t ~r he~. ~k'a ~ and
~ ~1 be p~ (~pt ~ the ~ ~ manif~ e~r) ~ a~ly ~ at MI ~ MI ~n~ d~ u~r ~ N~e and ~ment a~ the
~te ~d a~unt of ~ ~u rome puget begin; ~ ~ Nme and ~t ~ ~ ~fid and eff~ m ~ ~
made ~un~r ~ the fm ~at th~ may ~ ~ ~n no in~t~ ~ ou~d~g ~un~G ~d (h) No~t~d~
~ ~ p~l a~ont ~ing ~r ~ ~c ~ t~ amount for ~h th~ Note ~d A~:nt ~ ~t~n. ~ t~ te~ ~t ~ be~iu and in
· e ~te~ ~men~ ~1 a~ly to a~ n~ ~kh ~ ~ mount ~tan~g u~ t~ ~ ~ t~ ~ ~iL
Exhibit B
Fulton Bank ~qy)£.L 0~,
' ~-,,~' 520 ~,f'la/.~ - I- I
Supplement to Line of Credit Note and Agreement '
rage'lof 1 Date:. ?itl/q7.
The prov/sions set forth in this Supplement constitute additional provisions or modifications of that certain Line of Credit Note and
Agreement dated. AUGUST 15, 1995 (the "Note and Agreement') cover/nE the obi/gations and
liab/I/ties of the U'ndersigned (the 'Borrower") to Bank in connea/on w/th the Line (as the term is del'reed in the Note and Agreement).
1. The provisions of th/a Supplement shaU be deemed to be fuUy incorporated by reference in and shall con~itute provisions of the Note
and Agreement as of the date of th/s Supplement.
2. Except as expressly supplemented or modified by this Supplement, the Note and Agreement shall continue in full force and effect in
accordance w/th/ts terms, conditions, covenants and provisions, all of which are hereby reaffirmed in their entirety c~cept as supplemented or
mogified hereby.
3. Terms not defined in th/s Supplement shah have the meanings ascribed to thcm in the Note and Agreement.
4. Borr.ower hereby covenants and agrees as follows:
The Note la amended to increase the principal st~ evidenced by the Note fram $10,000.00 to $25,000.00.
Witness the due execution of th/s Supplemont to Line of Credit
Note and Agreement, under Seal and INTENDING TO BE ~/etls Printing, inc.
w~.tGALLY BOLrND HEREBY~_on th_~..dey and year ftt~ above
Scott A. Wells, President
Exhibit C
FULTON BANK ~ ' Bank '
GUARANTY (ALL LIABILITIES)
The Undersigned, inteRdin~ to be qegally bound hereby, and in consideration of the credit heretofore, concurrently or hereafter c~tended by
Bankto W~lln Pr,int.(no: Tnt~,
('Borrower"), has entered into this Guaranty and Bank has agreed to make available or maintain such credit for Borrower in gcliance on this
Guaranty. ,
1. DEFINITIONS. As herein the following terms shall have the mean/nfs that follow:
The terms "Borrower's Liabilities" or 'Liabll/ties" mean and refer to all existing and future indebtedne~ and other ftabilkies
outstanding to Bank from Borrower, whether absolute or contingent, direct or indirect, joint, several or independent, held or to be
held by Bank for its own account or as agent for another or others, and even ff acquired by way' of a~ignment.
"Collateral" means all real and personal property, tangible and intang~'ble, of even/description, as set forth on any separately e~ex:uted
mortgages or other security agreements or documents granting to Bank a security interest to secure this Guaranty specifically or
liabilities of thc Undersigned generally;, and afl property of any nature whatsoever of the Undersigned now or herenfter in the
- po~ession of or assigned or hypothecated to Bank for any purpose, and am/balance or share belonging to the Undursigned of any
deposit, agency or other accounts with Bank and other amounts which may be owing from trine to thne by Bank to the Undersigned.
Without l/miting the gnnerallty of the foregoi~_g, thc Collateral includes the following:
NONE --~ - .'-
2. CONTINUING SURETY OBLIGATION - The Undersigned does hereby unconditionaUy guarantee, and become surety to Bank for
the full and prompt payment when due, whether by acceleration or othelxvise, and at ali times thereafter, of ail the Liabilities. This Guaranty is
a Continuing one and shall be effective and binding on the Undersigned regardless of how long before or after the date hereof any of
Borrower's Liabilities were or are incurred. Notwithstanding the foregoing, any one of the Undersigned may at any thne not lens than 365 days
from execution of this Guaranty, ~ve written notice to Bank of such Underaigned's intention to terminate prospectively their surety obligation
for Borrower's Liabi/ities pursuant to this Guaranty. Any notice so given shall be effective with reject to Borrower's Liabilitie~ incurred after
receipt by Bank of the written notice, but shall not be effective with re,peet to, nor terminate the Undcrsigned's liability for, Liabilities which
are rent. ntis, extensions or modil~tcatioas of existing Liabilities or Liabilities aa to which Bank is then bound by agreement or Conu~tment to
thereafter ex'tend.
The Undersigned guarantees that all payments and recoveries of collateral (including, but not limited to, the CoUateral) applied by Bank to
the Liabilities will, when made, or when so applied, be final and not recoverable in any insolvency or bankruptcy proceeding; and agrees that if
any amount applied to the L/abilities ia recovered from, or repaid by, Bank in whole or in part in any bankruptcy, insolvency or similar
proceeding instituted by or against Borrower, the obligation of the Undersigne~d ahab continue to be fully applicable to the amount so repaid or
recovm'ed to the same extent as though the amount recovered or repaid had n~ver been applied with re~ to the L/abilities. Thc
Undersigned hereby grants to Bank authority to maintain of record, and to record, documents nece~nan/ to perfect or to continue Bank's
perfected interest in the Collateral until such time as Battk is satisfied in its sole discretion that it no longer has e:~osure to diagotgement. The
right of Bank to continue its perfected interest in the Collateral ia for its sole benefit, and the Undersigned shall not be relieved of personal
liability for Borrower's L/abilities because Bank elects not to continue an interest in the Collateral.
3. AMOUNT OF LIABILITY- The amount of the Undersigned's liability hereunder shall be limited to the maximum principal sum
of $ UNLIMTTED , ~lua interest accrued thereon. If no insertion has been made in the preceding space, the amount of
the Undersigned's Liability hereunder shall be UNLIMITED. if the amount of the Undersigned's liability hereunder is herein ~q~ted, the
Undarsigued agrees that the amount of Borrower's Liabilities may from time to time ~xceed the limit of the Undersigned's liability hereunder
without in any way affecting or diminishing the obligation of the Undersigned, and that Bank may apply any payment by or on behalf of
Borrower with respect to Borrower's Liabilities to or on account of such of Borrower's Liabilities and in such order aa Bank may elect.
4. UNCONDITIONAL LIABILITY - The liability of the Undersigned hereunder is absolute and unconditional and shall not be affected
in any way by reason of (a) any failure to retain or preserve, or the lack of prior enforcement of, any judgment or other righ~ agai~t any
pe~on or persons (including Borrower and any other surety or guarantor) or in any propetXy, (b) the invalidity or unavailability of any such
judgment or other rights which may be attempted to be obtained, (c) any delay in enforcing or failure to enforce any such rights even ff such
rights are thereby lost, or (d} any delay in making demand on the Undersigned for performance or payment of the Undersigned's obligations
hereunder.
3. WAIVERS - The Undersigned hereby waives all notices of any character whatsoever with respec~ to this Guaranty and Liabilities to Bank,
including but not being ihnited to notice: of the acceptance hereof and reliunc~ hereon, of the pret~nt enistence or future incurring of any of
the Borrower's Liabilities to Bank, of the amount, tcrm~ and conditions thereof, and of any defaults thereon. The Undersigned hereby
ennsents to the taking of, or failure to take from time to time without notice to the Undersigned, any action of any nature whatsoever with
respect to the Borrower's Liabilities to Bank and with respect to any rights against any person or persons (including Borrower or any of the
Undersigned) or in any property, including but not being limited to any renewals, extensions, modifications, postponements, compromise%
indulgences, waivers, surrenders, exchanges, and releases, and the Undersigned will rem2in fully liable hereon notwithstanding any of the
foregoing; provided, however, that the granting of a release of the liabil/ty hereunder of le~ than all of the Undersigned shall be effective with
respect to the liability hereunder of the one or more Undersigned who are specifically released, but shall in no way affect the liability
hereunder of aW of the Undersigned not specifically released. The death or incapacity of any of the Undersigned shall in no way affect the
liability hereunder of any other of the Undersigned. The Undersigned hereby waives the benefit of ali laws now or hereafter in e~ect in any
way li~ting or restricting the liability of the Undersigned hereunder, including~ without limitation, (i) all defenses whatsoever to the
Under. ed's liability hereunder, ex ~c~pt the defense of payments made on account of Borrower's L/abilities to Bank and the Unde~igned's
liability hereunder and (ii) all right to stay of execution and exemption of property in any action to enforce the liability of the Undersigned
hereunder.
6. PAYMENT OF COSTS - In addition to ail other liability of the Undersigned he.under and notwithstanding the limit, if any, set forth in
paragraph 3 hereof, the Undersigned also agrees to pay Bank on demand all costs and expanses (including reasonable attorneys' fees and legal
ex'penses) which may be incurred in the enforcement of the Borrower's Liab/llties or the liability of the Undersigned hereunder.
7. ACCEU~RATION OF LIABILITIES - If any of Borrower's Liabilities to Bank are not paid when due or ff there occurs a default or
event of default under agreements pertaining to any of Borrower'~ Liabilities, all Borrower's L/abilities to Bank shall at Bank's option and
without prior notice to the Undersigned be deemed to be forthwith due and payable for purpose~ of this Guaranty and the liability of the
Undersigned hea'enndc~r. As bet~veen the Undersigned and Bank, the Liabilitie~ for which the Undersigned is surety hereunder may be
declared to be due and payable for purpeaes of this Guaranty notwithstanding any stay, injunction or other prohibition which may prevent,
delay or initiate any such declaration aa agnh~ Borrower.
8. DEFAULT- There ~hafl occur a #De, fault' under thin Gueranty ff the Undersigned fails to pay when due any amount owing hereunder or
fal~ to do or perform any of its obligations under any documents pertaining to tho Collateral. Lf a Defanli occurs, Bank may exercl.~ its right
of scruff and may ~erct~ any and all lights and remedies against the Undersigned or the Collateral as may be available hereunder, under
security and other collateral documents pertaining to the Collateral, under the Uniform Commercial Code, or otherwise. The terms of the
security and other collateral documents are incoq~orated herein by referenca. The remedies set forth in those other documents shaft be in
addition to other remedlea of the Bank hereunder with resp~ to the indebtednes& of the Undersigned, including, without limitation, the right
to confess judgment against the Undersigned at any time, whether or not a Default has on:curred.
9. WAIVER OF SUBROGATION-The Undersigned hereby irrevocably waives a '
(whether arising directly or indirectly bt, onerati~- ~, .......... any nd ali rights the Undersi ed ·
· . ~, -, r v,, v, ,aw uz uy COn[tact to azse . . gn may have ar a tmle
under th~s Guaranty including, without/h~tatio ................ ? . rt any,cla/m against Borrower on acCOunt d~ en~
...... , ....... ,r~,,a or Suorogat,on reimoursernent exoneration contn'butinn orP~m~ddenulJ~,add
I0. OTHER GUARANTIES- A subsequent agreement of suretyship or guaranty by the Undersigned or any Other obligor shall not be
deemed to be in lieu of or to supersede or terminate tltis Guaranty but shall be construed az an additional or supplementao, agreement of
suretysl~p or guaranty unless otherwise exprezdy provided therein; and in the event the Undersigned or any other obligor has given to the
Bank any such agreemen! of sureO/shjp or guaranty previouSly, th/s Guaranty shall be construed to be an additionai or supplementav/
agreement of suretyship, and not to be in lieu thereof or to terminate any such previous agreement of Suretyship or guaranty unless expressly
so provided herein. ' -
11. MISCELLANEous_ l[ the Undersigned consists of more than one person, such
Th/s Guaranty shaU inure to the benefit of the Bank, its succe, ssors, assigns, endorsers and any person or persons, including any banking
persons shall be jointly and severally Uable hereunder.
institution or in-~titutions, to whom the Bank may grant any interest in Borrower's Liabilities, or any of them; and shal/be binding upon the
Undersigned and the Undersigned's heirs, executor% administrators, successors, assigns, and other legal representatives. The Undersigned
intends this to be a scaled instrument and to be legally bound hereby. AU /ssue~ arising hereunder shall be governed by thc law of
The following paragraph sets forth a warrant of aHorney to confess judgment against the Undersigmed. in granting this worraat of attorney
to confess judgment against the Undersigned, the Undersigned hereby knowingly, Ieteutionnlly add voluntarily, add, with opportunity for
the advice of separate counsel of the Undersigned, unconditionally waives any and all rights the Undersigned has or may have to prior notice
and aD opportlmley for hearing udder the respective coastitutians add laws of the United States and the Commonwealth of Pennsylvania.
CONFESSION OF JUDGMENT. EACH OF THE UNDERSIGNED HEREBy AUTHoRIZEs AND EMPOWERS IRREvOCABLy
THE PROTHONOTARy OR ANY CLERK OR ATTORNEy OF ANY COURT OF RECORD TO APPEAR AND TO CONFESS
JUDGMENT AGAINST THE UNDERSIGNED OR ANY ONE OR MORE OF THEM 11%/ FAVOR OF THE HOLDER OF THIS
GUARANTY AS OFI~N AS ~y UNTIL ALL LLA. BILITIEs OF THE UNDERSIGNED HAVE BEEN PAID IN FULL, AS
OF ANY TERM, FOR ALL AMOUNTS OW]~G (WMETHER OR NOT THEN DUE) UNDER THIS GUARANTy, TOGETHER
WITH COSTS OF LEGAL PROCEEDINGS AND A REASONABLE ATTORNEYS, FEE FOR COLLECITON (WHICH FOR
PURPOSEs OF EXERCISING THIS WARRANT OF ATTORNEY TO
TO 15% OF THE SUM OF THE PRII%TCIPAL PLUS INTEREST FOR CONFF-'SS JUDGMENT SHALL BE DEEMED TO BE EOUAL
OF ALL ERRORS, WAIVER OF APPEALS, AND WHICH JUDGMENT IS THEN COIVFESSED), WITH RELEASE
WITHOUT STAY OF EXECUTION. THE UNDERSIGNED HEREBy WAIVES
ALL RELIEF FROM ANY AND ALL APPRA.[$EMEFrV, STAY OR EXEMPTION LAWS OR RULEs OF COURT NOW OR
HERF_.AFTER IN EFFECT.
WITNESS
W/tne~ the due execution of this Guaranty on the
_(S~,L)
_(SEAL)
Address: 4 s. P~ 1731~_
FULTON BANK,
Plaintiff
VS.
WELLS PRINTING, 1NC.
SCOTT A. WELLS and
KAY WELLS
Defendants
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
:
: NO. 03-2496 Civil
: CIVIL ACTION - LAW
AFFIDAVIT OF SERVICE
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF DAUPHIN
SS:
Personally appeared before me, a Notary Public in and for said Commonwealth and County,
James R. Clippinger, Esquire, who, being duly sworn according to law, states that he served a copy of the
Confession of Judgment Complaint upon the Defendants, Scott A. Wells and Kay Wells, by mailing to
the said Scott A. Wells and Kay Wells at 600 Beacon Hill Road, New Cumberland, Pennsylvania 17070,
by certified mail, return receipt requested, said certified mail piece being No. 7099 3400 0012 8973
0764, on May 30, 2003; and that attached hereto, marked Exhibit "A", and incorporated herein by
reference is Postal Receipt Form 3811, bearing the signature of the Defendant, Scott A. Wells,
acknowledging receipt of the aforementioned document by the Defendant on May 31, 2003.
Sworn to and subscribed this
~/-]¥']~ day of June 2003
Nc;tary Publ~/
My Commission Expires:
23183
NOTARIAL SEAL
NANCY L. BRESKI, Notar~ Public
Susquehanna Township, Dauphin Counly
My Commission Ex?ir~es_March 16, 2004
James R. ~
Attorney ~ ~'ng~i?l~ire
· Complete items 1, 2, and 3. Alan COmplete
item 4 if Restricted Delivery is desired.
· Pdnt your name ancl aadress on the reverse
so that we can return the card to you.
· Attach this card to the back of the maJlpiece.
_or on the front if space Dermifs.
Scott A. and Kay Wells
600 Beacon Hill Road
New C~land, PA 17070
2. Article Number (Copy from ~ label)
PS Form 381 1, Jury 1999
7099 3400 0012 8973 0763
FULTON BANK,
Plaintiff
VS.
WELLS PRINTING, 1NC.
SCOTT A. WELLS and
KAY WELLS
Defendants
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
:
: NO. 03-2496 Civil
CIVIL ACTION - LAW
AFFIDAVIT OF SERVICE
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF DAUPHIN
SS:
Personally appeared before me, a Notary Public in and for said Commonwealth and County,
James R. Clippinger, Esquire, who, being duly sworn according to law, states that he served a copy of the
Confession of Judgment Complaint upon the Defendant, Wells Printing, Inc., by mailing to the said
Wells Printing, Inc. at 600 Beacon Hill Road, New Cumberland, Pennsylvania 17070, by certified mail,
return receipt requested, said certified mail piece being No. 7099 3400 0012 8973 0305, on June 25,
2003; and that attached hereto, marked Exhibit "A", and incorporated herein by reference, is Postal
Receipt Form 3811, acknowledging that Defendant has refused service of the aforementioned document.
Sworn to and subscribed this
My Coffimission Expires:
23183
HARRISBURG, PENNSYLVANIA 17110
Wells Printinc
600 Beaco~
New PA