HomeMy WebLinkAbout01-05419IN TIIE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COMMUNITY BANKS, N.A., NO. O l - Sid d 4 ~tvt,~~£~y~
Plaintiff
vs.
GARY Z. HERSHBERGER,
Defendant CIVIL ACTION -LAW
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice is served, by entering
a written appearance, personally or by attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed
without you and a judgment may be entered against you by the Court without further notice for any money
claimed in the Complaint, or document, or for any other claim or relief requested by the Plaintiff. You may
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW
TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
NOTICIA
Le han demandado a used en la Corte. Si used quiere defenderse de estas demandas expuestas en las
paginas siguientes, used tiene viente (20) dias de plazo al partir de la fecha de lademanda y la notification.
Used debe presentar una apariencia escrita o en persona o por abogado y archivar en la Corte en forma escrita
sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si used no se defienda,
la torte tomara medidas y puede entrar una Orden contra used sin previo aviso o notification y por cualquier
queja o alivio que es pedido en la petition de demanda. Used puede perder dinero o sus proptedades o otros
derechos importantes para used.
LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO
TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR
TELEFONO A LA OEICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARR
AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL.
Dauphin County Lawyer Referral Service
213 North Front St.
Harrisburg, PA 17101
(717)232-7536
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION
OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF
COLLECTING THE DEBT.
Document #: 215784.1
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA ~~~~ /
COMMUNITY BANKS, N.A., NO. Cpl- $'~11 9 l:lvi.l„ ~£~Lrv~
Plaintiff `
vs.
GARY Z. HERSHBERGER,
Defendant CIVIL ACTION -LAW
COMPLAINT
AND NOW, comes Plaintiff, Community Banks, N.A., by and through its attorneys, Steven
C. Courtney, Esquire and Metzger, Wickersham, Knauss & Erb, P.C., and states the following cause
of action and in support thereof, avers as follows:
1. Plaintiff, Community Banks, N.A., is a financial institution authorized to conduct
business in the Commonwealth of Pennsylvania with a principal place of business located at P.O.
Box 350, Millersburg, Dauphin County, Pennsylvania, 17061.
2. Defendant, Gary Z. Hershberger, is an adult individual with a last known address of
270A Marsh Run Road, New Cumberland, Cumberland County, PA 17070.
3. Defendant Gary Z. Hershberger, and at all relevant times material hereto was, the
primary loan applicant.
4. On or about June 1, 2000, Defendant signed a Motor Vehicle Installment Sale
Contract (hereinafterreferred to as "Contract"). A true and correct copy of said Contract is attached
hereto, incorporated herein and marked as Exhibit "A".
5. The Contract marked as Exhibit "A" contained the terms and conditions of the
extension of credit agreed to by the Defendant.
Document #: 275784./
6. Defendant have accepted the monies borrowed from Plaintiff pursuant to the terms
and conditions of the Contract marked as Exhibit "A".
7. Defendant have made various payments to the Plaintiff as repayment of the monies
borrowed from Plaintiff. A true and correct copy of the partial statement of account, consisting of
two (2) pages, reflecting payments made by Defendants to Plaintiff, is attached hereto, incorporated
herein and marked as Exhibit "B".
8. On or about April 12, 2000, Plaintiff provided a letter to Defendant Gary Z.
Hershberger stating that the vehicle purchased by Defendant, a 1995 Chevrolet Corsica, serial
number 1 G1LD5549SY209888, is being considered as a repossession and unless payment in full was
made on the outstanding loan balance, the said vehicle would be sold at a public sale on account of
the Defendant and Defendant would be still responsible for any resulting deficiency. A true and
correct copy of this letter is attached hereto, incorporated herein and marked as Exhibit "C".
9. As a result of Defendant's failure to cure the default in payment, Plaintiff sold for and
on account of Defendants said 1995 Chevrolet Corsica on or about April 12, 2000.
12. Plaintiff provided a letter to Defendant indicating that there was a resulting deficiency
after the sale of the 1995 Chevrolet Corsica in the amount of Ten Thousand Five Hundred One and
95/100 Dollars ($10,501.95).
13. Plaintiff has maintained a statement of account, marked as Exhibit "B", keeping an
accurate and running amount of debits and credits made on Defendant's account.
14. Plaintiff has submitted to Defendant a copy of the statement of account accurately
showing all debits and credits for transactions with Defendant.
15. Defendant have not objected to any of the monthly statements of account submitted
Document #: 275784.1
by Plaintiffto Defendant.
16. Despite Plaintiff's reasonable and repeated demands for payment, Defendant have
failed, refused and continue to refuse to pay all sums due and owing on Defendant's loan account
balance, all to the damage of Plaintiff.
17. As of August 30, 2001, the balance due, owing and unpaid on Defendant's loan
account with Plaintiffis the sum of Nine Thousand Three Hundred Ninety Three and 43/100 Dollars
($9,393.43). See Exhibit "B".
18. Pursuant to the terms and conditions of the extension of credit contained in the
Contract, Plaintiff is entitled to receive and Defendant agreed to pay an annual interest charge at a
rate of 13.50% on the principal loan balance.
19. Pursuant to the terms and conditions of the extension of credit as set forth in Exhibit
"B", Defendant agreed to pay reasonable attorney's fees and all court and collection costs.
20. Plaintiff has retained the services of the law Earn of Metzger, Wickersham, Knauss
& Erb, P.C. in the collection of the amounts due and owing by Defendant.
21. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees
from the law office of Metzger, Wickersham, Knauss & Erb, P.C. in the collection of the amounts
due from Defendants incident to the within action, and Plaintiff shall continue to incur such
attorney's fees throughout the conclusion of the proceedings.
22. The amount of attorney's fees incurred in this matter is the sum of Two Thousand
Eight Hundred Eighteen and 03/100 Dollars ($2,818.03).
23. Any and all conditions precedent to the bringing of this action have been performed
by Plaintiff.
Documen! #: 215784.1
24. The amount in controversy is within the jurisdictional amount requiring compulsory
arbitration.
WHEREFORE, Plaintiff, Community Banks, N.A., respectfully requests this Honorable
Court to enter judgment in favor of Plaintiff and against Defendant, Gary Z. Hershberger, ni the
amount of Nine Thousand Three Hundred Ninety Three and 43/100 Dollars ($9,393.43), plus interest
at an annual rate of 13.50%, reasonable attorney's fees in the amount of Two Thousand Eight
Hundred Eighteen and 03/100 Dollars ($2,818.03), the costs of this action, and such other relief as
the Court deems just and proper.
Respectfully submitted,
KNAUSS & ERB, P.C.
By:
C. Co>prh3gy, Esquire
Date: G/
Box 5300 '
Harrisburg, PA 17110
(717) 238-8187
I.D. # 74669
Attorney for Plaintiff
Document #: 115784.1
I, JiII R Besttter, hereby ' that the following is correct-
The fags set forth in the foregoing Ccertplaiat ate based upon ir~non which I have
furnished m wunsel, as well es upon informationwltich has been garhered bP oomasel and/or others
actins ott mY behalf in this matter. The lan~mge of the Complaint is that of co~sel and not my
own I have read the Complaint, and to the cxxent that it is based upon infa~ion which I have
gives to counssl, ii is trot and corroctm the best of my k+wwledge, infaamataos, a¢td belief. To the
anent that the contest of the Complaint is that of worse[, I have relied such course! in
matting this Veni"te~tion.' I hereby acl:aowledgc that the theta sa fault is the atueesaid Complaint
are made subject tv the penalties of 18 Pa C.S.A. §4904 relating m unsvroan falsification to
authorities-
DoeuncN ~: l~t1 J
_ _~_ i
n
IYIVIUn YtnIULC INaINLLMtNI aALt CUNIHAGI, '•^metl _.V UYVC Vla 2VUU -
annuMr"^ `>' "FINANCE ^" AmountH 01~.
-PERCENTAGE RATE -•CHARGE'" --' iheamountm,...,d gravid
the cosl'ePylur dedit as "The dollaramount ltie~ ~ tp you orbs ybuyNehall."'
a Yearly rete. credit wdl tort Iwu. ''"nP . a ~, .rams'"~,~,y
-- - -~•i PAT?D'4:
- Y m'
'13.500 %
S :2340.,26. '~'qq~'
'3 - '7823F;58
...: .... „~~,u oY ,
Your Payment Scnedule will be: ~ ~. ~-.ro 152i:~
'~~ Total Df I
•- Th!'amdun
have made
paid after you
payments.
on
9983.84 ~'S 10263.84 I
~Sapurlry:';Ygp are givinga security interest in the motor vehicle being
nurnAamA:
+ nav.n
If you pay oN early, you will not have to pay a penalty.
filing FNS:3' ~ - ° ' - ~ °"- a" a0°' ei
~e"v-~~norn Ygnsumvl~' n,x - '
fate Charge:lf a payment islpk; you YpN be chazgedl296 a1 Ule pgHlgqa(tAepAYlqeAtwMcA i,1laTgfica4ach Igpntli,aT parluf a month greaten than LO days, that N remains unpaid.
See below and any giher Goolrem documents for any adtlmonal inlarmaUOn shout pgnpaymenE deMuA any required repayment in full belore the scheduled date and prepayment
refunds OlM.penalUes. - °:, '-.=esr~r ... Told+`r edF eat upY. ..n: i.'asv-.: ,. ., ~. em¢ans esnmak
In this Comrom -- 'SPANkEY"S At`!TO SALES° °h ° Imu~;,, 1 a' ~ "" ~ IF YOU DO NOT MEE7 YDUR CONTRACT
we are 701 E: LOCUST" ST:_'MECH¢N, C QU . , PA. 17055
Ina SELLER. ~1 , VEH BLE AND P OPERTY TRAM YOU
,Name, - -A9dCegdknA !
e
~ ~- ZipCode
il ~
"'
- T
IT
E
j
r~n a
.
GARY
Z
HER§HBERGER ylgy ;p
~ MONEY ON DEPOSIT W
H T
i
,ARS GNEE
You are 270,/,A.:MARSH.r RUN.IAR':NEW:aCUMEIERL•AND RA.r: 1~7070
S)
-
th
BUYER
° - This Contrudk between Seller and Buyer.All
.
e
(
a
Name(s)
- z
.. Zip Codelsl
Mtl
l05~
c d8cksures have been made by Seller. Ceder
imeMsk astipl ihz ConbxlWihe ASVgnee.
:.
v.
1
,nu.l,
,
Uthere is more than one BuyereacM1 Dromises sepaniely anGtogether(OW!'aasum"rUue u!$pp~p p3dorm ell apeemen6 in this Contract Itemliatien of Amount Financed
,q., ,,
"' ' "- Cash Price
TRADE-IN:
~ i
You have UAdeO in
the igllawmg vehide> ~'~' i'_'
lU & ' """
Cash Ogwnpayment
-- Year one Make ' " Des criPhgn ~ ~ ~~ ' "sr" "- ~
.nit ine 3 30
II a balance is stirs owing onMe vehcele You have traded in, the SmknwilhpaymHAhis,amoum on your behaN. You.warranl and represent to us that -Trade-In
any iretle-inolree~hom lien, daim,encumbrance msecurdy inimeA eauDtasshownMihedkm'pollen;otrNnaunl Financed as ihe'Lien Payo(f.' value of Trade~ln
PROPERTY INSURANCE: You may'[hoou the person through wham Inwraltce$ oblanad agauul lass or damage to the Vahick and against
i
liability arising out of use or gwnershi6 bf the Vehldean thrs CpntrocCYpu ereP
mj~ILaingto insurenheVehmle and,Neep it insured, N/A -
~
r- ,
CREDIT INSURANCE I$ NOTTtEQUIREp Cre9n lileansurance and.FrYelfi Q);phyh(j(,Ipsumdc! and holaregpired ibbblain credit, and will
~ Lien PayoR to:
not be provided. unless, you sigh 6,elaw an~agrearla'ply the,addabopat bps'
~s)API a{e read tAb NOY(C rOF'pflOPOSED CREDIT INSURANCE
an me reverse side. Ypdr insurance ceNfiute qr polity wAl telfygy Uie
t~ap(ggnt gC
'~s
yp'g~{~liu
li6l¢: AU insurance purchased
s 3
Unpaid Cash Price Balanu
t
,
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- .
will be larihe term. of the cmdit
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By smnmg you selecNSlpgk Credit life Insurance
Whafls your - -By sigmn6Yaoaebd xnpaCredAAaidenl6. What is your Tq Credft Insurance Company
wh¢h cosR_S''~ //_TA_A '_a8e7 ~'~_Years Heittb lnslTronq,with cClla'~in'a'N "'-~
', aget_YeaR
,:.
., +us s~
n 2
3 S ~ N
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, n,
~,.:I r...• ,f,vg~V..,- --:. is Public ONicials tor.
Signature o/Buyer to 6e insured lor$ingle Credit till Insurance SIgmWRd911YerboeiwmdlarShigbCrMRPStidemgHwnh lmuRnce a License, Tegs and RegislRtion
By signing you bom Select Joint "~~Wh 9YSamkgYmahomadat Jwm Cretit Wmt e i
al ere
Credit Life Insurance, white cosni N A ~'-1 your egai~-'' are PercenRge
''Aaldenl$t1eeM11mmancCWhk11S;~A;
yauragRi robe ~ Lien Fee
.... ,. : .
,.:ry rr:y I:qY ,rne,C^.I ' rtez, ::5`r:,~ .... insured A g
I_ - riu.:ri'.i_.~aa ::r•. __% m Ta BO~PE
E
JF6dneD 'JnTN2N Iq: '' ~ - 'o -
i
2. - - - "~ '.,y'O ,111?AUg h. v ebl:om P.". _R
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Tp SALF
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Signatures of bem Buyersmep insured.JerlagtArldl(,i.ile,InaprallcO„ ;$jgpatYReDhhalA.9nyeReO taMnlRd'Imlant
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aemtecadmda'xeanhl~kliroAtadr„; d 3
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Insurer - "'!-1 r9n 6:m :,.. al .:,
~n 3
b 3 .
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YENICLE: YOU have agreedkpurchase undertheterms of this Conhect,,dhe follornng motor vehRAe'md;ik extra equipment, which is tailed i Ta '~''
-.
the "Vehide'in this Contract „.,gp r n~'~::. ~ -
_ ~ S~ '
I IOr
'N_C ~YEa[a-d MdNg ~ $BHea "BgdY$IYIN """Bq.Sd1.. :'.i LLCf TRR Ca°acity $Eyld(Numher AmouAt Financed
~
USED 95 lIEYlOLET- .-
SDN- ~~•'C0. It?.:r~ I •-~1G1 LD5549SY209B88 finance Charge - .
Equipped -AT._P.S. -AM-FM Stereo .IS 5$pd:,~Other °~ ~ S
the Contract
Seller in this
and if Seller
CO-SIGNER:
R send
_AC._P.W. _AM~FM Tape -Vinyl Top _~ ~ ~ Total of Payments Rime Balance)
Ye may auign'ihis.Cantragt and.SacuOly Agreement to a ales UFance,Pgrppany whmh g1Ap ;Assignle.'~ Ii the Assignee assigns 3
~O'a subsequent assignee the term also'reters to such;Vhsequyq('~ ¢es ANef Ne Agigpmep4 all dghkentl benefits of the Payment Schedule - Youogree to pay
fantracl#pd in the Secunty Agreerl~ent shall beJang to andbee~o[~cea'~by the Assignee. The Assignee will notify you when to us the Amoun(Rnanced Dlgsinterest in
gjfres an asy8nflppl'.~, ~ ar _
' 1?!a' Tan r w..«akyyYS:n}.'',.. ew+w ...~••r ,.. ,
COMMUNITY BANKS,NA. 15O Market Squxie;rMillelatiurg, Peilpsylvania 17061 paymenn a(s 207.58
- ~ 1;~~,:DOS Zr.i'o 9J6'^ - each, and a linal payment,of
Any person rgmng the CO Slgnefs Agreement below promises separakly ~:~OgRlhpr Wllh all Co-Signegsl and Buyerisl, to pay 5 2Qo7 58 .The tint
and to Pedb:m all agreemr ntsmihls Con~roc~Co SiW~er w;Ilra~h~I~n OWn/wfdoyp~.ha~~~IQlahl~,,. payment wul edue onUU LY 18
Any person signmgthe Cq Owner's'Secunty Agreement helliw'grves usa7secuS°grfi/InteresCin fh'e Vehicle andagrees sepaglely and. - ,, and then payments
~3{I Co-Ownerls)and NuyeYls);to pCdppn all agreemenlsm~lie ~edyrl t apRl¢rpads of lMS ContraC(exgept the"2000
'ay°secngn ''t:;Y a sal. '111' a '~! a14 s11 ~UL L~~pTI' ie - will he due on that same day of each month
Terms shown in the bores ahoylarc`pen'otsihis Cantratt.`i3H TBpH~Nt1,9~ Q33t1pTtlc.r;.; 3' !'' -rollorving ' ' ~ - •-
PAY: You epee to gay us the Total Cab Piave to the Velxcle m ~.'SECGRITYA60.EEMENT To ucuR the ppaymentof aN sums due and the peitainance of all '
'eM assigning the Trade-In it shown ahovR'onmhelorathe dateaT>.h B d'gbli~eUpnfunderthis Controd, you grveasecurity interest in the Vehicle, in all '
Amount Fimnud plus inleresl,YOU promise b make paymeOts iIi'E~'a~- ya caned accesslons9 adached to the Vehmle al any later lime, and in any proceeds of
~dgle Yqu pmmne to" plea paymens np"Qr bekrg die sarReday-~Y~ pYAe'Ne k`intludmq insurance proceeds. The Assignee may se4oft any,amounts due and
dduu ~ '.Unn-e~d,ypdeddhisCOntract agamsl any of Yyour money on deposit with Assignee. this
e date You epee to pay all other amgllntt}yNph may hecbme~ue i¢har.UWacany;money which is now or may m the future he deported with Assignee by you:
Ict`You agree to ppy'he Ceder or Assignee Costs bi YyiLY,q'„{bq2 ~ ye arAssighee.mawdo this wdhoutany poor notice to vou. ~ - -
tirpeys'(eet.l[SellerDl ASLpiee;hire; an atlptppytO Cglled amollnB@TYSfNp7i @'L drABOITIONZ'ERMCANO C~ ONTRACi CONTINUEC ONiH REVERSE
pMteM ar geC possession otmeVehlcM Yobape~y make payments-itihApNCe'br~"SIDE YOU~ARE OBLIGATED TO ALL THE TERMS OF THE CONTRACT. WHICH APPEAR ON THE
s to meaddress whmh the Assignee moslrerently specifiesmme writlen nohce.byow IRONi AND REVERSE SIDES.
By signing below, we agree to sell theVehrcle to yqu under Ne terms'ottni9 Cpolrad13D9M1 fi FNBTI,GETO BUYER''-D0 NOT SIGN THIS CONTRACT IN BLANK. YOU ARE
' '._ ~ '-""=" '^; la w;' `tail BiDx .~~ITE D YO AN EXACT COPY OF THE CONTRACT YOU SIGN. KEEP IT TO
r"D'a ~iPROTE,CT.YOU LEGAL RIGHT
SPANKE O..SALES- s -raw "J~'~~an+y ~1 f~„1,.~,r„
SELLER ., ar-elnER _r--y~ ISEAL7 Q~LQ]LOQ
.~~ ra -.a ~ ~r ,P„ ~.r Oate
GY. ••sO8,fO1 /OOIi' BUYER - _fSEALI Q6/Ol/00
- Date Date
i ^
F,R: V(HI sHOrt.n R},AD TIIF, NOTKF' TO fOSIf.NF.R. WHIfH HAti AFF'v novv rn cnr n.~ .~ n ... ... ...... ........ ... . ....
IADE-IN:
u have traded in
following vehcle:_
- '-Year and Mike Desc~iptim, ~"'r'
r1 i
1 balance is still owing omthe vehicR you have traded in, the Seller will~.paV:oRMis:amount an your heheB. Vat
t be providep unless you sign 6plow pod agreeltg pay; Ifiepddl~Ipppf Ep¢js") kl BeFeatl n E
the reverse side. Yaor insurance certdmate nr policy will tell you the~MA1~~Ml o,Unt ~ 2s IaN"
II he for the term of the credit A p°"~
- :7i,d~°- :71402 ~.P,
signing, you selecNSipgle Cretlit Life Insurance, ~WAat is your By slgnipg'YaeaeRct SingMCradBtu
rich costs$"' AAA age?-Years Health ln4uranm wNch ~~ssy}i"'"
°Rv~:is43Tr
t8. ~ What is your
_ ege?-Years
Gasn rote
Trade In
Value al trade-In
$ N/A
Lien Paycff to:
Cash
io Credit Insurance Company -
;nalYI0 D10YYQR00e1MY1001%$1ngI0 GI00n'LIIl I11a01anCe~ J1gnmW0W.WymD)Cl maf11B1Nf,JinglWlpftaeelpeplfi Mpnn lMUrarfie ~ LiC0n5e, TagO and Regllfrah0n '
signing You both selecUmnt ~" ~Wh
l Byalgmn89suhdhseNm JantCredA. Wh
t e $ 6
a
are
ed6 Life Insurance
wNChcwts$NA ~'r a
are Percentage
DlxidwlBHWU WUmtlw
~
Msh
p 8
~q Li
F
,
yourages? ,
w
as
;,
.
-.. yquraga?t°Be ~ en
ee
.. ,I. ,:. 1 .: _ ~. .... insured
' 8
. a:'
% m T°
.-- D06 FEE
sao nn:'•
'n $
' z:.:~.; .:,1.?, -
;•'.'' % ~
;natures Dl baN Buyers to be insured tar JOint Credit life Insurance
Signaluresofh%hlBUyers{o~helnsured'forJ°int iD SALES T~~
CreditACGdentBHeallh lnsunnce^~s ~ d 8 '
+;>;,_.:q,y ,. a
.. -
~ S io.iN€LBRABIA{-yRARRI~
.
surer .. n: a° $
!NICLE: You have agreed to Durchase, under the terms of this GonVict, Ue following motor vehicle and~its extra equipment, which is called a io
e "Vehicle' in this Contract , , , ~- -
~ $
i': •'.'. TIIIGI(TDII Cadicity $EIIgINumber
N'.1! YEBf iBd Llahg $d~gS - 94flY>i1Y18~;%'~'"ND.yiYl:' Amount Financed
$
iSED 95 CBEVIRLET SDN H--'04x1 ~ I '~ ~~~ ~TG7 LD5549SY209888 finance Charge '
7uippetl _AT._P.S. .AM-FM Stereo _'S Spdi 'Other ~~""'~ ~ $
ith _ AC. _ P.W. _ AM-FM Tape ~_ Vinyl Top ~ ~ ~ ` Total of Payments Rime Balance)
SSIGNEE: We may assign this Contract and Security Agreement to a sales tinaliu¢,cpmpany which; is lha.'A;signee.' If the Assignee assigns $
le Contract (o a subsequent assignee, the term also refers to such spbsegpenP9Fhignae, AfleJ the assignment, ell rights and benefits of the Payment Schedule -You agree to pay
tiller in this Vantract and in the Security Agrepglent shall be)ong t° and 6e enfdlcej4lq~by the Assignee. the Assignee will notify you when ID us the Amount Fnanced plus interest in
.6 if Seller makes an assi8nmgnL.,., ,r , ::",,, a-*. ^,RW DR v .. 9z°gv' , ...,,...
Pe`II'nsylvaR(a 17061
150 Market Squaiea
Mlllers6tirg
COMMUNITY BANKS NA m
of s
,
,
, a
vavme
207 " 58
', I:jr trd 7:151100)2^~l to 9Jb "'f ml !Y-'~" each, and a fipal payment of
0-SIGNER: Any person slgning the Co-Slgner s Agreement below Dromises uparetelyapp~Wg fr wdh III goSignerls) and Buyerfsl, to pay
g
$``o
'~
' $. .The lull
207
55
o~
{} a
1l sums due and to Derlorm allp aeemen15m1hu Conllp Co 5lgner Yajls nothe an OYner
idea.
f
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R" .
a
ment well be tlue an
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n
0 PF7 *f !•SM vln
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-
O~OWNER: Any Person slgmngthe Co-OwnersSeiuiltYAgreemenfbelbw gives use securdy lntere mUe Yehicle~and agrees separately and p
y
JULY 16
Igelher with all Co-Ownesls) and Buyegs), tD perform all agreements In (he,SepunN`~LgfaPm@~It apd,all Dt~er,pads of this Contraq except the
'
'
a „and then payments
2000
~ ~ a"
-
' "
'mmise td~Pay'section.
~
- well he due on that Same day Dl each month
tl0 '
ERMSahe lermsshown in the boxes above are Dart of this ConOact~~ '"kUa ll"'-'i~ '
~' lolbwing.
RORISE TO PAY:
ownpaymentlnd
apng us Ue Ampl
Total
of all sum:
tie by you.
y slgning below, we agree \o sep the Vehicle Lo you underthelumBaf tMaCOnt[aCF.75;af fi INOTIG~R6' BUYER''=00 NOT SIGN iH1G CONTRACT IN BLAN;t. YOU ARE
" " ''"z aTpl'~f''E~ITITCEDTOANERACTCOPYOFTHECONTRACTYOUSION.KEEPITTO
' 'PROTECT YOU LEGAL RIGHT
SPANKE 0-SALES I ~ '~~: ~( . {•~
ELLER ._T-"(.;BUYER ~T .A"'.~'~'h - l5EAL1 OSLQ].[QQ
Oate
y. -. ;08/07 /00 "BIER "~, _ _ Isgay DO8/Oi /oo
n1 Bate
0-SIGNER: Y. SHOULD READ 7HE NOTICE TO;CO,-SICe(;7$Qr~W,HECEB;,Ny~6!BEF.N- CIY.EN TO YOU ON A SEPARATE DOCUMENT, BEFORE
1GNING THE CO-SIGNER5 AGREEMENT,. .; - .,;p; In ~ sm laq,9•r' '. -..
OSIGNERS AGREEMENT: You, the person (or persons) slgpmg betpw.ai .Qg.Ssgng,v Rromise to pay to us all sums due on Ihis Contract and so perform all
greemehss,;I,p Ihis Contract. You intend la be legally bound by aii'jhe te[spa ofltjsj; ~ al(ap( separately and together, with the Buyer. You are making this promise so
nduce us to make this Contract wish the Buyer, even (hough we will,ose tM1e praeeeds'Ynl~for the Buyer's benefit. You agree so pay m<n though we may not have
ode any prior demand far payment on she Buyer or exercised oar securii 'mtereii".'Y'ou also acknowledge receiving a completed copy of Ihis Contract.
o-Signer's Signature - ,, „1 ,,,, .Address,., Date
o-Signers Signature - - -'"' '~A dre9's "- Date
0-OWNERS SECURITY AGREEMENT:You the person signing beloW'm "Fu-0Wn~mf6¢ether'with-the Buyer or otherwise being all of the Owners of the Vehicle,
,ve us a Saurity Ihtercss in the Vehicle identified~above You agredtd b~lbonnd b'y~'thk Ylrtd3 of the Swurity Agreement and all other parts of this Contract except she
Promise To PnY"section. Yau are giving us the sbcurity interest to Yndddl'si4'o iiidlE<lfiia'Pbn[rabt'withfhe Buyer, and to secure the payment by the Buyer of all sums due
n Ihis Contract You will not be rdponsible fbr any deHcienry which idighl7fe CueaR"eryep0'sseiSod and Gale of the Vehicle. '
er's5ignature - - '~ "'" -` 1J I ~ "` AEOrdiY ~' Dete '
C0-SIGNER AND CO.OWNER,.AS APPLICABLE YACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS CONTRACT
:TIMED SIGNING. ~ I
BUYEA-., r, t~ t ,n„,COSICNER': ' ' ~ COSIGNER OR CO.OWNER
•~ - ~"'^ "'-"` '"'" 'NOTICE: SEE REVERSESIDE PORhAIPORTANT INFORMATION.
IFa rOaM eA 115LC 16/99) ivena .. ., e1999 aANCONS°Mfa SEPVICE, INC.
' -n. ~ .. Ien ~° '
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Original
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1. HOW iNE TOTAL OF PAYMENTS IS COMPUTEDy" total of Payments Is the sum of the' money~advaneed as v ne may specify: (il immediately an demand, or lit) along with your
Amount Fihancetl and the"Finahce-Charge:'ihe Fife Charge`consisls:~ of inTeFesl`-"-monmlyr'payinents. II'.. .house tp allow you to repay the mr ivanced along with your ~-~
computed daily on the outstanding balance of the mnount Fnancegy:Th Ice:Charge mantnlwpeymertts,.we can choose the amount of these paym. ,tl how long you have N
shown on.tpe front side-has been computed, on the, assumption thNf%a rreceiVe all g,: reDayrkanY nl put rights staled in This paragraph are not permumd by law, we still have the
payments on their scheduled due dates. : - - ~; I otpea;(ighLS~lneglioned. Our payments on your behalf will not cure your failure to perform i
2. COMPUTING 17tBEHEbDtWe will charge interest on a daily basis on the oulstagding Your pmmises in this Contract. - ~,
balance subject to interest on oath day o6the loan term. The daily interest rate is equal Wthe : }2 DEFAULT: In this paragraph "You" means the Buyer, Co~Signer antl Co-Owner, or any one ~
Annual Percentage Rale divided by the number of days in Ihat calendar year Buyer a tees ` oF'them. Yau will be in "OelaWt" of the Conlrnct if any orw. or mare of the (olWwing things q
that because interest is calculated on a tlaily Oasis, late DaYments will result in adds onal happen:
interest land. if aDppplic~bLe,-p,{a{e chargeL Early paymenLt,gill gsy16igless interest elD~',!! 8@,XB, ~IBIM make any payld¢dt OnDf+Mefae it is due; or ~~ ~' ~ • ~ F ~ ~~
charged EaAy a{artlpr epJgwill cap;€}heA_mpunfD$IRR'I,131y3ylOgn{lgyREpge,'*'.~_„=D"you do nal Neep any promise you made in this ConUad; or I
3 UTE CHARGE Buyer agrees to pay a late charge far any payment.DO,t made wdhin 10 c You do not Neep any promise you made in another Contract Nole, Loan or Agreement - '
vdays afleoits.due date.. ihe.late:charge wil1,65796pr,~ pionth oq thA plNOUnt of the ~ with Seller orAssignee; or -
paymenCWe will consid¢s any past at a md'nth CUSS excess W ]0 Ofys td~fy~'jil~~riUL~he`.-d~Ynti made any untrue statement m the~credlt application for this ContracC or
late charge will be due when earned No late charge wAl be due iCthe reason] tho' -e-Y m ylorgery in connedia h Contract; or
payment is late is pecause, etterdelautt, (1{e a re.pukWndmg bplarlgq,gaar WCppltatl' OOS 0y~og a
: !~ ~~ ~!'4ddi tef~hldicted of a crime involvir~ya~6Ydishonesty, or are folgd by a court
due. No late charge will be' due ifthe only reason that the payment is late k 6ecaus~of a late ~wllh)unsdic0on to do so to he incapacitated; or
charge assessed on an earlier payment. ~ ..II R yoli file DankruptcY or insolvency proce@ding~or anyone files bankruptcy ar
f~slAmPnteresl; and then toEala charges~^lees principal and'anyolhef9P~ Jntihfou ol~Me~n' "silir~h:~ Ydu takethe Veh ie~outsitle~9he United States or Canada without our written consent
_theortler Ualwe choose. ~ ~ ~ pe„.~- ~ -.y...,yr u..-..remgc Arv, ;oc -
' S. PREPAYMENT You may prepay, in full or in part the amount owed qn this ConVad at an I You use the Vehicle or allow someone else to use it in a way Ihat causes it not la he
time without'penalty if yavprepay the'Cgntrectin-partryou agree~to•cpntllNegd"rnak 6y ypurimurance;or.
regularly uDeduled ceymen6 unQl, you pay all amounts due under this Contract This wi~u do s~tt~'~gllat~ypsA~fYfhe 4Yhiole lp bteJVblecV to confiscation by government ;
reduce the number of paYmenh you will make. thoriU s; or '
6 WAIVERS. --~ ~ ~'~~ ~ ddOC ! . A9 a ml r}~~~r{slplA~ildeslroy¢d ar'dg~maged beyonG econogJi cat repan, and not
a. WAIVER: BY SEILER AND ASSIGNEE: We:anfC(sslgnee waive the right to treat any" fi WttPo" ° "°'A"nahle stmt or` - -
I. Another cred'{~gs~ t 1ap~ Vnhi le-or us- oe on deposit with Assi nee b
property assecurdy/arttie repaymenGaf Nis Codtract'except for the Vehicle and the other legal process ny~~gaH~~y"~ `y4 ^~°y g y
security scedifically mentioned inthis Cpntract
D. WAWERS BY BUYER: CO-SIGNER AND CO-OWNER: You agree 41Ea1~51tceymdh®on. f1f3,6U16ARNLDIE9odvitR'LItN DEFAULT OYr~HIStCD~I TA~iail yarlarean Default oa this
or belore they are due wilhoul'our having to ask. Ifyau don't'we may enforce our'Nghts ~ -CoAUact wq;may enforce our rights according la law. We may also do the things sDecilically
without ngUlYing'you in advance. You..give pp any right yoU may have to require that we memioned in this Contract. We may do one of these things and at the same time or later do
enforce our fights against some oNer person of Rroperty before. we enlgrce our. igllU xgaigs!<,r ., anoNer, Some of the things we may do are the following:
you. You agree that we may'give up ourTighls against some other persah bdt'no~againstyoh- - s. ACCELERATION: We can demand that you pay to us the entire unpaid balance awing ,
You waive fide diligence in collection and all defenses based on suretyship and impairment of on the ConUacl and all unpaid Finance Charges and other money due. Yau agree that you will
collatery~pl Ee~9t8B DaY this money to us in one single payment immediately upon receiving our demand.
7. INTEREST AFTER. NATURITY.AND.JUDCMENT: Interest at the rate_provided in this b. REPOSSESSION: We can repossess the Vehicle, unless prohibited by law. We can do
Contrac)spall WgyBue to aurva on the ugDaid balance until paid in !ull, even SNe~ matudiy--Nls"OUrselvpls; have t qualified person do it for us, or have a government pHicisl (by replevinl
and/or r tad kah judgmen4against you for the amoun6 due. This will apply even it the da it for us. you agree That we can peaceably came on to your property to do this. We may
maturity occurs because of aueleralian. IFAt anytime Interest as'Drovided daYlid thla no hke'any.other things found in the Vehicle, but will return these things to you if you ask. If you -
paragraph Is not permiUed Dy law, yleresl shall accrue at the hlghesF rate atldweN' ~IeosvaaAUlasa:minga bacN, you agree N ask usin a saner sent tp'us by unll'red mail wiMin 24
applicable law beginning at that time. .^a~~s: u+z.i szbmao +FwRLShcfyoU-0q notsend.us thisleOeA you give uD any claim to these things Yau agree Nat
B. YOUI1 ~IIbMISES ABOUT OUR SECURITY INTEREST You well not yermlt an nebYheY`dl We{pp`yyV,,useypur lliense plates in repossessing the Vehideand UMng it tea placefor storage. ,
than us to obtain a security interest or other rights in the Yehmle You'wi11;7aYID~4e.Asu~nJen g fD eceRYO Vagrl eEogive us the Vehide tlwe aisle, us the Vehicle at a reasonably
necessaW~dayiaas to obtain and maintain our security Intereri In the Veh~P.gYSyROail~ ~)s(~I Use ,d DELAY 1N' ENFORCEMENT: We can delay enfardng our rights under this Contsact
in bout oLLiC 4ecudty inteseri Iroted on the Celli}ka@ of TGI¢ W the~Y 1y
or¢ive awav the Vehide. If someone pu6aliendd the Vehicle. voh well pevUeobliEaOon'and'lowdhdu}llisidQSnyrights: -
clear thA7ipi, g.T d d
9. YOUR PROMISES ABOUT THE VEHICLE: You will keeD~Ne Vehicle in good~tontl
repair. Yggy W pay all Uxes and charges on NeAehide. Yoµwill Day all coss),yRpa
.the Vehrck Yliu will,not abuse the Vehidle pr permit anyming to be done to the Vehii
will retluce i6'Value btheTNin~forngmial wear and use, Yqu wNl ngluse Lhe Vl
illegal purposes or for hire or lease; You will not move tie Vehide.fromyouraddress:
the fron), Id thb Contract to a new permanent place ol-garaging without npUfY
aovanc tlB - .. '. .. y '
]O. YOUR PROMISES ABOUT INSUMNCE: You will keep the:Vehick~i~a{fked'ig
theN an(}7gvllispn until all sums due us are paid in'lull. The insurance coverage
salisladd N 3W Rrotegtyoyr interests and our interests at the time of any ins
The insurence m ame W Toss-payee" on the policy. The insurance must bah
an insurDipe pony qualified to do business in Pennsylvania and licensed to sell i
m the state ~er~~ffhe,Ve~ic~eG,isy ermanepdy garaged. the insurance policy muri,p
with al least 0adeys'~prrorWriReq notice of any cancellation or.reduc0on in:uw
requestgQ_q 41g11ldWiver Bhe policy or other evidence of insurance Coverage to I
event o{ . spAGAwAa3t¢Uk.Yehicle, you will immediately notify us in wrlUng
proof o tfiN1fRUYeF W0'maylfile a proof of loss on your behall if you fail or
14. SOME THINGS YOU SHOULD KNOW IF WE REPOSSESS THE VEHICLE: If we repossess
andnit wNhout:usinga government official t6y replevinl: "
IIDp,~ irae a. NOTICE: We will send you a Notice of Repossession to your ifdt'sdDress we know about.
iieh ~ ThlsNodu will tell you how l0 buy hack (redeeml the Vehcle. You wNl NOT have Ne fight to
.fw _reiOSMte the WnlracL this means you will have to pay the total balance on the Contract and
apmm'AUey~emDUnLS due: Yqu may not gel the Vehicle back by paying delinquent installments. This
atiR--Notice will tell you other inlormalian required by law.
!naA nsw Ap; REDEMPTION: You have the right to buy b cpp (redeeml the Vehide within 15 days or
jrrerr"Yllelmeiling of the Ngtice end at any laser time~eloro we sell Ue Vehicle. If you do nql
rDe redeem, you give up aN daim to the Vehide.
oss. c. SALE: If you don't redeem, we will sell the Vehicle. The money received at sale will be
I by ' llse0 to pay costs and expenses you owe, and then to pay the amount you owe on the
mce CpnUacl
'lU5 DA DEFICIENCY: If Ihere is money left, we win Day if tq the Buyer. If (here is
money from the sale to pay what yqu owe, Buyer and Co~Signer agree to pay what
casts of repossessing storing, repairing, preparing far
do se. Y®fpay3606tse our namkto an check; draft ur o1heF Inslrumenl warecerve~lr---- lowed by law, these costs will gnly be due il:
Y - Y TDefault exceeds fifteen 1151 days at the Gme of repossession;
payment of an insured loss or return insurance premiumsiWe~ may~epplV ahybinsuranee:7c^r+3'..y,"Ehd amount of costs are actual, necessary and reasanahle; and"
prgceedsagqe rpceive to repair or replace the Vehlde IL In our opinion, IL Is economicagy 3. We can prove me costs were Daid.
feasible end~bu are not Nemin default under this ConUact. Otherwise, we. will A ~~I~ t~e `~
insurance proceeds tq reduce the unpaid balance due us: "- - -- - :D1 ~U`J 15. NEIRS~AXD'PERSONAL REPRESENTATIVES BOUND: ANer your death, this Contract shall
IL OUR~tWHTS]BKOU, BREAK YOUR PROMISES ABOUT THE SECURITY INTEREST, he enforceable against your heirs and personal representatives of your eriate. _
p~mmgtg@RaMFpipgpgq,Raxes, hens ar -16. GOVERNING UW: This C6nlr3ct is to he inlerDreted acwrdi~'10y1K~ha~i'bfQennsylvanM
VEHICLE OR INSURANCEallyou fail to kee ,
the costs necessary to keep the Yehiele in good colMltion a~ seDair, we may advance any 17. SEVERABILITY-0F PROVISIONS: II for any reason any part of this Cgntrad shall became
money yb{C~ro pay. If yqu-fail to keep Your promises about required insurance,.we .illegal, void or unenlgrceable, that pad shall nal be a pad of this Contract
may advancemoney to obtain insurance tq over loss or damage to the Vehide:Wa have me
choice of wpathprprnp( to advance any money far these-purpaus, Sgch insuranl»wlll.be-`1&cA.S'SmNYENT BY aUYER: Boyer shall not assign Nis Contract ;
limited tc Yn emdSNt'ea4greaterihamyou Dwe~ ad'thls Contracl'dHE' INSURANCErWFYr "(9m,rpERERpE NO WARRANTIES BY SELLER, E%PRESSED OR IMPLIED, INCLUDING THE
PURCHASE MAYBE SIGNIFICANTLY MORE EKPENSIVE AND PflOVIDE YOU tESS'COVERA~11 WARRANTIEB Of YERCNANTABILITY ANO FITNESS fOR A PARTICULAR PURPOSE,
THAN INSURANCE YOU COULD PURCHASEYOURSEIF: "' ar - e:eis ~? 7'~ UNL'FSS'WE HAVE GIVEN YOU A SEPARATE WRITTEN WARRANTY OR UNLESS SELLER
We will add any money wve..{{dvance on your behalf Io the balance on which we impose ~ ENTERS.IXTO A SERVICE CONTRACT WITH BUYER WITHIN 90 DAYS FROM THE DATE OF
Fnance Charges at the Anpu51 percentage Rate of this ContmcL Yqu Leese tq,~ggA~. R~~~T~,i
9d. CCS ., P,. .,
Buyer's Guide Window Sticker. If Lhe Car which is described on the face of this Contract has a Buyer's Guide Window Sticker required by the Federal
iradeCommisgDn,U~~;CarTradeRegulationRulethefbgowmg,'potlc4,~"~"pIyQS~ow'~°'" -
B r vTfte~ylformation'you see on;the window fgrrp:,~or thlsr"V'elllche'yarpar~of~t6is'~COntract. Information on the window form overrides any
contrary provisigDtY,jgthe i:onffact of sale "`;'
NOTICE-ANY HOLDER OFTNIS CONSUMER CREDIT CONTRACT IS"SUBJECT TO All CLAIMS AND DEFENSES WHICH THE DEBTOR COULD
ASSERT AGAINST THE SELLER Of GOODS'.OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY
HEREUNDER BY THE DEBTOR SHALL NOLEXCEED.AMOI~,N~S P~~D,.~1,Y°JHEgEBTOR'HEREUNDER.
- .r.,:NOTiCENF,PROROSED'CNEOIT']XSURANCE
ine signeg5l of lAU~Contrad-0erel
Contract if sD marked~on the front
insurer, covers only the DerSOn qr
' NOTICE: SEE OTHER5IDE.FOR IMPOATANi
THE PROVISION BELOW IS XOT PART OF TXE PENNSYLVANIA MOTOR.YENICLE IXSTALI
To induce you, the "Assignee" idenD/ietl.oA the face of Nis Cahtracf9rlas lpllowy
to gxrWlase~f within Contract, the,SelleNie[e~;rLart4nts @nd fepresepts, an ogtipuat to warrant and
federal,s and tool laws and regulations, including, but no4limited to,-Adide 2ofthe'Pen'fisylwnia Unil
the Vehide covered thereby is absolute, tree of all liens, encumbrances and security interests, antl is suhle(
srgnalures`Ila?Ceon are nal forgeries, arose from the sale of tAe Vehlde therein described, and aIIQDbe{Qi
antl extra equipment is cgmDleleand correct; the cash downpayment and/or trade-in allowance were act
Wean advancetl by us ip Buyer or rebates or similar paymems from us to Ne Buyer (however manufadur
Auldent and Disability Insurance coverage will he applcable to this
vance,company named. this insuranu, suDlect to acceptance Dy the
icaled for each type of Credit Insurance to De DVrchased. The term of
aturity date o/the indebtedness. Subleu to aueptance by the insurer
ling the insurance. In the event of prepayment of the indebtedness; a
BETWEEN THE BUYER AND SELLER.
rm Commercial Code (13 Pa. C.S.A 442101 et segl; our title to the Contract antl
only to the rights of the Buyer as set torch therein; the Contract is genuine, the
tab are of lull age and hatl capacity to contrail; the description of the Vehicle
ally receivetl and nq pan thereof consisted of notes, Dos4dated checks, other
r rebates may cpnsinule all or a Dari DI the dpwnpaymenp', all warranties and
nutls uNa:«waasen a ~
u YOU agree Ihal we may groe up Our rights against some OIAer person but not xgainri you. a. ACCFLERA710N: We can demand that you pay to us the entire unpaid Oalance owing
u waive due diligence in collection and all defenus based on suretyship and impairment of on Ne Cantmcl and all unpaid Finance Charges and other money due. You agree that you will
Iatery~pl seEurjtpd - paY Nis money to us in one single payment immediately upon race' ar demand.
INTEREST AFTER MATURITY AXD JUDGMENT: Interest at the rate pro in this b. REPOSSESSION: We can repossess the Vehicle, unless Drr, . by law. We can do
ntrac{syll rgptjQue to accrue On the unpaid balance unN paid in lull, even after rnZurity ~ Nis,-ourwlv~s;,have z qualified person do II for us, or have a government official 16y replevin)
d/pr r vh' kp('a judgment against ydu for the amounts due. this will apply even if the de it for us. You agree that we can peaceably come on to your property to do this, We may
Ilurity Occurs because of acceleration. (tat any time ~interesbas'-provided forlid this 'i* hke'anyuther things found in the Vehicle, hul will return these things to you it you ask. II you
ragraph is not permined by taw; ipterest shall accrue'at the highest rate-alloWe~ i"+Want Neae.Nings 6acN, you agree to ask us in a letter sent to us by certified mail within 24
pliable law beginning at that lime. .•,,;i jpsrafk aCge i1~4!!R`I)"yyu do not und.us Nis leaeq you give up any claim to These things. You agree that
YOUta 1!faUMISES ABOUT OUA SECUAl1Y INTERESinYOU will no4~permiManyonesOYhe1'dt;~~' R56 yWr license plates in reposseumg the Vehicle and taking it to a place for storage.
rn us to obtain a security idterest orother ngh6 m Ne Vehde You wdlj7ag~all IQg)eg{~ynn ,D yNTRRYgEIIVEAY: We can ask you to give vs the Vehicle at a reasonably
ceua~ tD Obtain and maintain our secunty interest in the Vehm(a Yoy(•s'BI"aBS~Dgxb~ 70tetlY yifplace: You agree to give us the Vehicle if we ask. ,
having oLi 4ecurityinterest noted qn Ne Cedificate of Title to the Vemglh. Ypu will qgt u~ll ~ ~~Il~AY'1f~ ENFOAC,EMENTr We can delay'enforcing our rights under this Contract
give away Ne Vehide. Il someone DUlsalieri on the Vehide, you wiU Day the obligaaodand~ °~o dsGg:myrighLx~
~.a+th(Jgp, E `a p 14. SOME THINGS YOU SHOULD KNOW IF WE REPOSSESS THE VEHICLE: II we repossess
YOUR PROMISES ABOUT THE VEHICLE: You will Neep the Vehicle in goodcondition andm! wiNommsing a government ollicial (by replevin):
tau, Ypu.W~l Day all Uxes and charges on Ne Vehicle. You will pay all costgNUpaiMaining .; D,x a. ND.TICE:.We will and you a Notice of Repossession la your Il3tvad8ress we know about
Vem"`dIe)You will not abuse Ne Vehide or permit anything to be done 1o The Vehide which 4hlc Ndfice will tell you how 1o buy bacN (redeem) the Vehide. You well NOi have the right 10
I reduce its value;"other lhad'lor pormal wear and use. You will not.uw the Yehide.loT _. fein5tate fhe Contract this means you will have 1o pay the total balance on the Contract and
.gal purposes or for hire or lease. You will not move the Vehicle Iromyaur address shown onus, eoUmramounts due. You may not get the Vehicle back by paying delinquent msMllments. TAis
e IrOnl Of th ggOntrad to a new permanent place of garaging wtlhout nolifpng us m -Notice will tell you other inlormalion repaired 6y law.
vent . ~ • ~tl. r .c acs-+b: REDEMPTION: You have the right 1o buy h cgg (~deeml the Vehicle within 15 days of
I. YOUR PROMISES ABOUT INSURANCE: Yau will keep 4he-Vehicl,ai{ts~'ed against tire; s' iTHe~mailidg ofthe Notice and at any later lime ~eYdre we sell the Vehicle. If you do not
eh an~ipgllu~an until all sums due us are paid~in full. The insurance coverage must be redeem, you give up all claim to the Vehicle.
bsladdry'td us 3rlp pVotesl'yyoyyr interests and our interests at the Ume of any insured loss. c. gALE: If you don't redeem, we will sell the Vehicle. The money received at sale will 6e
e mmrance m ame usSS~'aloss-payee" on the policy. The insurance must 6e written by- used-lo pay costs and expenses you owe, and then to Day the amopnl you owe on the
msurappq ppympany qualified to do business in Pennsylvania and licensed to sell insurance Conhacl
the state g'ppCr¢¢,,(Nhe Aegide isppermanen0y garaged. the insurance policy ingot provid4 us d. SURPLUS OR DEFICIENCY: II there is money IeH, we will pay it tp the Buyer. If (here is
Ih at leasl•10sdeys'dprrors~yiHen notihe of any cancellation OcreducUon inlcOVerege. On. r.xnin enoogh'money from the sale to Day what you owe, Buyer and CO-Signer agree to pay what
cuesigpu shjllldMiver the policy or other evidence Of insurance coverage N usam0e'~. r~idgsWl owed to us. ,
enl Ot y`aA@pB9 tp, ~¢ Vehide, yeti will immediately notify us in writing and file a ¢. E%PFNSES: You agree 1a pay the costs of repossessing, scoring, repmring, preparing for
sold~hlfil+llRUYeF. WE'may.fileaprOOl Ol loss on your heAalf if you fail or resuse to sale and tilling the Vehicle as may he allowed by law. these costs will Only 6e due iC
s0. V(s may34d6su your name to any check; draft ar other instrument we receive in- - - 1: Default exceeds fifteen DB) days al the lime of repoueuion;
yment of an insured loss or return insurance premiums. We may apply anpinsumnce ~ - 2. The amount of costs are actual, necessary and reasonable; and
sseeds, w[e heceive lO repair or replace the Vehicle ii in our opinion, it is economically 3. We can prove the casts were pale,
table end you are n01 Then in default under this Conlracl. Otherwise, we. will apply the
:urance proceeds to reduce the unpaid balance due us. -~ -~ - - - 15. HEIRSANO PEAGONAL REPRESENTATIVES BOUND: After your death, This Contract shall
OUR~aLOHISIFl YAU BREAK YOUR PROMISES ABOUT THE SECURITY INTEREST. 6e enforceable against your heirs and personal represenlalives of year estate.
NIGLE OR INSURANCE: If you fail to gee m ' °j
p rorp~s3~peyBllpg,Ngp3,Raxes, liens or 16, GOVERNING LAW; This Ch'ritrdd is to be interpreted accordir~tl0'ifii<Ma1v'al'Penrisylvanm
_- casts necessaryry 1~o keep the Vehicle in goad condition and repair, we may advance any r7 SEVEMAILITY OF PROVISIONS: If for any reason any pad of this Conlracl shall become
rney yOUEpmmisNd'lo'.pay. If you fail to keep Your Oromises abOm required insuance, we .Illegal, void or unenforceable, that part shall not be a part OI this Contract.
ay advance money to obtain insurance tO cover loss Or damage to Ne Vehicle. We have Ne
ame of,w~llIelherpr,npt to advance any money for these purposes. Such insurance will be -'18. ASSIGNMENT BY BUYER: Buyer shall not assign this CanUad.
oiled to Cn em63R1 eot greater than you owe on'this Conlracl THE INSURANCE`WF 19. I11E9E APE NO WARRANTIES BY SELLER, E%PRESSED OR IMPLIED, INCIUDINC THE
1RCHASE MAY BE SIGNIFICANTIV MORE EKPENSIVE AND PROVIDE YOU LESS COVERAGE WARRANTIES Of MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE,
IAN INSURANCE YOU COULD PURCHASE YOURSELF. - "UNLESS WE HAVE GIVfN YOU A SEPARATE WRITTEN WARRANTY OA UNLESS SELLER
e wpl add any money w¢ ~tlvance on your behalf Io the Oalance on which we impose ENTERS INTO A SERVICE CONTRACT WITH BUYER WITHIN 90 DAYS FROM THE DATE OF
nonce Char es at the Anhual Percentage Rate of this Contract You agree lar4pp . thp;~ M~ fq TAACi.
42.t-~c - .. ...c,..,~.,... ,9~ Se Q~i.. ,.. .
uyer's Guide Window Sticker. If the Car which is described on the face of this Contract has a Buyer's Guide Window Sticker required 6y the Federal
~ade Commisgpn Us~:Car Trade Regulation Rule the following notlcg~0pp'~€es; ~F " '
;, r vThe ~ jlformaUon you sea on the window form for thls'Vehule Isipari~of~tAis Contract. Information on the window form overrides any
contrary provisi,gn$rjathe contract of sale: "-"": "
OTICE-ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT~IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD
SSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY
EREUNDER BY THE DEBTOR SHALLNOT EXCEED AMOUNTS PAID BY,THE-DEBTOR'HEREUNDER.
,..r. e....~.....
!ne signerls) Of this Conlracl hereby takelsl nWice Nal Group Credit Life InwRnee'fOVef88B Dn,Gmup Credit Accident and Disability Insurance coverage will 6e applicable to this
;.ontract if so marked on the front of Nis Conlracl and each such type'~ot eovgrage•will bq WilUep py the insurance company named. This insurance, suhlect t0 acceptance by the
insurer, covers only the person Or persons signing Ne request lOr such inwrarlce:Tha•ameunt et charge is indicated for each type of Credit Insurance to he purchased. The term of
insurance will commence as of the date Ne indebtedness i5 incurred a4dwillpxpire on fhe Odginalsclleduled maturity dale of the indebtedness. Subject to acceptance by the insurer
and within 30 days, (here.will 6e delivered to Ne insured debtogs) a ceAilicelepf insurenCp`mor4;tyllyilescribing the insurance. In the event of prepayment of the indebtedness, a
~elund of insurance charges will6e made when due.- ,
iXE PROVISION BELOW IS XOT PART OF
DRTANT INFORMATION.
INSTALLMENT SALE CONTRACT BEIWEEX THE BUYER ANO SELLER.
_ . ... .., I......,.,+aaaumnwxn r
TO induce you, the "Amgnee" itlenfilied on the face of this ConUacf~r as fellows, - (Name)
purgrlase~py wilNn Contract Ne. $ellervhergby.warranlsrand leproupls, an~cOnhnu95 N warrant and represent that: the saledias )zeerlEinade in'SUkl.cOnfdylmty`W pplicable
oer51, s ate and local laws and regulations, including, but not IimRed to, A~Ide 2'oYNe'PenjrsylvaniaUoiform Commercial Cotle 113 Pa. C.S.A §§2101 et seq); our title to the Contrail and
ie Vehide covered thereby is absolute, tree of all liens, encumbrances and security interest;, and is subjeQpt ~~o~~n~lpp 10 the rights of the Buyer as set lorlh therein; the Contrail is genuine, the
gnalyrP;`j~rgon are not lOrgeries, arose Irom the sale of the Vehicle the[ein deuribed, anQ aIIQQbCFthayatNare of lull age and had capacity to gOntmd the description of the Vehicle
ad eilra equipment is complete and correcC the cash downpayment and/or hade~in allowance were;acWally received and no Dad (hereof consisted of notes, DosFdated checNS, other
edR advanced by us to Buyer or rebates Or similar payments Irom us Iq the~Buyer-{however-manufacturer rebates may constitute all or a Dart of the EOwnpaymepl); all warranties and
elements therein are true; there is awing thereon the Amount Financed Allis interesl!at'tfieAnhuadpercedUge Rate 01 the Contract set forth therein; we are duly licensed under the '
ennsylvania Motor Vehide Sales Finance Ad and have duly complied with all requirements {Ilereol with respect to the transaction and with the federal Trulh~imLending Acl and with any
(her federal or stale law, rule or regulation aDDlicahle 1o this Cpntracg a motor veh¢I¢ hUgperptleat~,showing a lien or encumbrance in favor of Assignee has been or will be applied for
romptly; the registration of the Vehide has riot liven suspended and the Seller d0ow5 o1pJf',(~cts which m#Y result in the suspension of said regiSUation under the Pennsylvania Motor
chide Fnancial Responsihilily Ad; the Buyegs) named in the, wilhld Cgn,U;Ctu Igre) pquopally, l}novlp to; the Seller N be the same identical personls) whose signalurels) is fare) aXixetl
I Nis Contract and Seller Aas no knowledge 01 facts impairing the validity ar value of the Contract II any such warranties or reDresenlatipnsahould be breached al any time, Seller shall
'purchase said Conlracl Irom Assignee, on demand, and will pay therefor, in wsh, tMpmount awing,thereon, computed as set forth below, and said remedy shall be cumulative and not
xdusiue, and shall not aged any other right or remedy that Assignee might have, a{;law or ip'egdRy against Seller, In the event that Buyer tails or refuses to make any payment due
ereunder on the assertion, either oral or wrinen, Hal the Vehicle is defective, nofas'represenled 10Ihe Buyer by Seller, m IAaI Seller refuses to honor any warranty or service agreement
I Seller or manufacturer, Seller agrees that, on being advised by. AS;ignee of-such claim gt.BUyer, Seller will repurchase the Contract Irom Assignee and pay Assignee for same
nmedlately in accordance with the repurchase terms set fonh below, and Seller{uM,;7?grees tphpld Assignee harmless from any other claims of Buyer, including attorneys' lees, costs
nil expenses incurred in defending againstdaimsauerted by RpyeEAOd ipdpdNCdaimsl4[fefwdpl Daymems made by Buyer to Assignee. If the Seller contrails 1o purchase property
uurance on behalf al the Buyer, and that insurance~is cancelled by the jpaprap4rrnlppanMY7bhNdts'uheduled expiration date, Seller will.attempt to place comparable. coverage wdh
nolner insurance company on hehdll 01 fhe Buyec.lf Seller u unahle.(p;dB w. Sallepgill nghty~8pyer and pay to Buyer any a0dilional cosU incurred 6y the Buyer in obtaining
¢placement insurance lOr the unexpired period of the original in5urancepolicy,ByAelivtrinyDais Cpnhagtlo the Assignee and accepting payment for it Seller authorizes the Assignee to
omplele or correct the idenlificalion of the Assignee in this Assignment tp, refleglghe,lrue. A1;ignee vibe-purchased this Conlracl, andPor to sign Seller's name to this Auignment, without
ecourse, d the Assignment has keen delivered without Sellers signature.
In the event that Seller is required by this Auignment to repurchase the Contract and/or Vehlde;Seller shall pay to Assignee, in cash, the full unpaid balance of the Confrad as 01 the
ate of repurchase, plus any Then earned Finance Charge and any and all costs and expenses Daid or incurred by Assignee in respect thereto, including reasonable anorneyi lees, in
onnecti0n with claims by or against any Buyer, Owner or persons in poueuion o11he,VeNdgand(arpy Or against Seller.
Far value received; Seller hereby sells, assigns and transfersunlo the~ASSignee; iti sucr%surs9hd'auigns, the within GOplraCl, all moneys due and to become Oue thereunder, and all
fight title and interest in an0 to the Vehicle therein described, with full power in the Assignee in its or our name to lake such legal or other achon which we might have taken save for This
Issignment Unleu Seller marks either al the en0orsements below, titled "WITH FULL RECOURSE" or "WITH REPURCHASE;' Seller's assignment shall, except for the provsions of the
raragraph tilled "Asignmenl;' be without recourse. - - -
7 WITH FULL RECOURSE-Seller agrees Thal, in ao0dion Io the paragraph above liUed~"Assignment" in the even) of delaull by Buyer in the lull payment on the due date thereat of any
nslalimenl payable under Ne Confrad or in the prompt performance 01 any plheF,ogligallONN be. pedprmetl under the Conned by Buyer, Seller will, on demand by Assignee. Iorthwilh
epurchase the Contract from Auignee for a repurchase price, in cash, computed as set forth above.
7 WITH REPURCHASE-Seller agrees that, in addition to the provisions Of the paragraph above liUed "Auignment;' in the event pl any delaull by Buyer which shall entitle Assignee to
eposseu Ne Vehde, Seller will, if the Vehicle is repouessetl by Auignee and delivered to Selle6 a without regard to Ue then condition of the Vehicle, forthwith repurchase the
:onbad angfne Vehicle Irom Assignee far a repurchase rice, in cash, computed as sal lodh ab ve.
dy sgnmg o low, we agr a to the terms of the signm t.
r ~~`` /~~OJ ..
- - ,,,.
GARY HERSHBERGER
INTEREST BEGINNING ENDING IMPUTED
CUSTOMER 'DATE DAYS RATE BALANCE PRINCIPLE BALANCE INTEREST
DEFAULT BALANCE 04/24/01 14 13.50% $6,804.58 $0.00 $6,804.58 $35.23
05108101 56 $6,804.58 $22.50 $6,827.08 $141.40
07/03/01 58 $6,827.08 $2,566.35 $9,393.43 $201.51
08/30/01 0 $9,393.43 $0.00 $9,393.43 $0.00
OS/30I01 $9,393.43 $0.00 $9,393.43 $0.00
TOTALS 128
ENDING BALANCE $9,393.43
ACCURED INTEREST $0.00
IMPUTED INTEREST $378.15
LATE CHARGES (IMPUTED) $20.75 (4.15 X 5 @AP -AUG )
LATE CHAREGES (REVERSED) $37.35
$9,829.68
$378.15
C
RB-101 REL d 3.00.00 (BRRNCH 14, OPER JRB)
INQ - TRRNS HISTORY
HERSHBERGER GRRY
CUST-NO 04580484 DEPT-NO 3 LORN-NO 45804842 EFF DRTE?
Y OR N (Y)
ENTER N/L TO LIST RLL RECORDS - OR STRRTING POINT RS MMYYYY042000
D LORN-NO P CL RRTE TJC BR E DOTE PRIN-RMT INT-flMT LDRN BRLRNCE
3 45804842 0 04 13.500 800 45 060100 7,623.58 . 00 7,623. 58
3 45804842 0 04LT CHRG 830 45 072600 .00 4. 15 7,623. 58
3 45804842 0 04LT CHRG 830 45 082500 .00 4 .15 7,623. 58
3 45804842 0 04LT CHRG 630 45 092600 .00 4 .15 7,623. 58
3 45804842 0 04LT CHRG 830 45 102600 .00 4 .15 7,623. 58
3 45804842 0 04LT CHRG 830 45 112400 00 4 .15 7.623 .58
3 45804842 0 04LT CHRG 830 45 122600 .00 4 .15 7,623. 58
3 45804842 0 04LT CHRG 830 45 012601 .00 4 ,15 7,623. 58
3 45804842 0 04LT CHRG 830 45 022601 .00 4 .15 7,623. 58
3 45804842 0 04LT CHRG 830 45 032601 .00 4 ,15 7,623. 58
3 45804842 0 04 13.500 805 45 040301 1,181.00 .00 8,604. 58
YTD INT 00
(102 = CUST PROF, 302 = CUST INFO, 303 = CUST CODE, 312 = LIRB, 309 = MEMOS)
(305 = RCCT INFO, 304 = STRTUS, 313 = COL SCRN, 318 = DERLER) _
TUESDRY RPR 24 2001
Community
nrru. I'. znnl ` Banks, N.A.
Gary 'L. }iershbcr~;ar
27p A 6larsh Run (;rl.
Nrw Cmnbcrland, PA I%l)711
y'nn .qhE IIGRfRY NGTIPIGU TIIE; FaLLOwhuG VEHI('LF;
19n5 ('hevrolel Corsica l'Ih'. IGILU5549S1'2098(SS
financed for you under an insl.alhnenl cuntrarl. dalarl, OG',~UI;`oO,
has been repossessrd by or Pot us in excrci;e of our ri;=hls as holders of Lhe said cnnlr'act,
fhe celncle I: cwrenl.ly stored rd IIARRISUIIRG AIffG r1UCTli;>I! !tlo :<. PORE sT.:.':1Ef'HA~I(BIIkG.
P,A I`IO55 If you xlsh Ln rrdeem ynw vchlrlr yrm h;n'e (li) dav.: !a do Sa and !rill he
regmred .v pny lhr anrounl of ~9,U4U.91. Tnir ,. the ama!ml rri;uu'rd lu rrdernl your vehicle
ns o; 04;;f(I~01. pb.is any storage fees accrued
If ya1 do not redeem ihr,•ehirle xilhin ::alA fiflaen~l'~~ dt~yx ~ae kill sell i( and af'i~}Y }}Ir'
proceeds first to nnv costs and expenses incurred for the salt u( (Ile vehicle and then to fhe
oulclandin; hnlanoe of your Inan ,Y'nn well Ire resit=~nslhle far a!rv defic,enry remaining nn
cost Iran ~dus runtl;;clilal rnlerr>:I ~ lhu <,tb,' In,,v I„h~• lilor~~ ,il rl!her pnhllr nr prlvnlr >ale•
-•~ uiil,~ln h;' >dh' IIdP IiIPn-P ~arliirtt plll In'tiri9lnl15 do(it ~i
49ti 11119' - 799 3400 X019 2073 9583
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SHERIFF'S RETURN - OUT OF COUNTY
CASE N0: 2001-05419 P
~. COP;MONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
COMMUNITY BANKS N A
VS
HERSHHERGER GARY Z
R. Thomas Kline Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT to wit:
HERSHHERGER GARY Z
but was unable to locate Him
deputized the sheriff of YORK
serve the within COMPLAINT & NOTICE
County, Pennsylvania, to
On October 8th 2001 this office was in receipt of the
attached return from YORK
Sheriff's Costs:
Docketing 18.00
Out of County 9.00
Surcharge 10.00
Dep York Co 47.60
nn
So answe
": ,.
R. omas Kline
Sheriff of Cumberland County
10/08/2001
METZGER WICKERSHAM
Sworn and subscribed to before me
this /B~ day of ®cle-V~w
~-8[7 / A . D .
~ Prothonotary
in his bailiwick. He therefore
COUNTY OF YORK
Seo` ~ 5. NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC. TO SERVE OR DESCRIPTION OF PROPERTY TO 8E LEVIED, ATTACHED, OR SOLO.
Gary Z. Hershberger
6. ADDRESS (STREET OR RFO IMTH BOX NUMBER, APT. NO., CITY, BORO, TWP., STATE AND ZIP CODE)
AT 270A Marsh Run Rd.;New Clunberland,' PA 17070
7. INDICAYE SERVICE: OPERSONAL ^PERSON;9N CHARGEX}D~;DEPUTIZE - gCERT. MAIL 01ST CLASS MAIL -^POSTED ^OTHER
NOW September 18 PO Ol I, SHERIFF bF ~4( COUNTY, PA, do hereby deputize the sheriff of
York COUNTY to execute •' ~ 1'make retur ~ cording
to law. This deputization being made at the request and risk of the plaintiff. ~ ~
SHERIFF OF COUNTY
e. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE: Glmtberland
ADVANCE FEE PAID BY CUMBERLAND COUNTY SHERIFF
NOME: ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN -Any deputy sheriff levying upon or attaching any pmperty antler within cant may leave same
wiUout a watchman, in custotly of whomever is fountl in possession, after notifying person of levy or attachment, without IiabTily on Me part of such tlepuly or the shedH to any plainUH
herein for any loss, desbudion, or removal of any property before shedfrs sale [hereof.
9. TYPE NAME and ADDRESS oLATTQRN~Y1QRIOINATOR antl SIGNATURE 76. TELEPHONE NUMBER 1 t. DATE FILED
,l1L~Vi=,LV V• L.VVl\}lY 6,d/ LVL/•
3211 N. F1~NT ST., SOX 5300, HAP.E
72. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS
CUMBERLAND COUNTY SHERIFF
(G, PA 17110 (717) 238-8187 9/17/01
(This area must be completed iF nogce is to be mailetl).
13. I acknowletlge receipt of the writ 14. DATE RECER/ED 15. Expira5on/Hearing Date
or complaint as indicated above. J. LUDWIG 9/20/01 10/17/01
16. HOW SERVED: PERSONAL (~ RESIDENCE,(~Q POSTED ( ) POE ( ) SHERIFF'S OFFICE ( ) OTHER ( ) SEE REMARKS BELOW
17. O I hereby certify and return a NOT FOUND because am unable to locate the individual, company, etc. rrarrred above. (See remarks below.)
7 e. NAME AND y/TLE OF INDIVIDUAL SERVED /LIST ADDRESS HERE IF NOT SHOWN ABOVE (Relationship to Defentlant) 119. pate of Service 120. ,Time of Serxice
~Q
21. ATTEMPTS) J,j I T(mbe Mi~ I Int. Ipdt~ I Ti e ~ M~s I Int. I Date I Time I Miles I InL I Date ~ Time f Miles I InL I Dale I Time I Miles I InL I pate ~ urns I Mnes I ~ mc.
~ 3. Advance Costs
75.00 24. Service Costs
18.00 25. N/F 26. Mileage
27.6 27. Postage 28. Sub Total
45.60 29. Pound 30. Notary
2.00 3t. Surchg. 32. Tat. Coats
47.6 33. CosLS Due Refund
27. heck No
~~{~
.Foreign County Costs 35. Atlvance Costs 36. Service Costs 37. Notary Cert. 38. Mileage/POStage/No[Foand 39. Total Costs 49. Costs due or Refund
3 ANSWERS
4t. AFFIRMED and subscribed to before me this
OCT
-
~ ~ 44. Signature of - 45. DAT
, 2A
'- 43. ~_
42. day of DeP. Sherff
' PRO Y /NOTARY 4 Signature of Yo
` 47. DATE
„r( -_ County ShenH ~
,
,; ,
4JILLIAM Pri, HOST '`~"°°'~,_- 10-3-01
~.~,yt.;PQYIc. Qt
/
+1Y~i"C ,. ~'-~~.=,~A.
46. Signature of Foreign
- County Sheriff 49. DA7E
I OF ~tUTHORIZED ISSUING AUTHORITY ANDyTYfLE r
-~
i. WHITE-Issuing Authority 2. PINK-Attorney 3. CANARY-Shertirs Offce 4. BLUE-Sherifrs Office
51. DATE RECEIVED
~~. .
COUNTY OF YORK
Of FILE OF THE SHERIf F
28 EAST MARKET ST., YORK, PA 17401
SHERIFF SERVICE ~ ~ ¢ ~ ~~..
PROCESS RECEIPT and-AFFIDAVIT OF RETURN ,~ ~,
,
SERVICE CALL
(71'7) 771-9601
1. PLAINTIFF/S/ _ _ _._ ........ ........ „..... .. ... .:..., ..~.,
9r'°~;51'C['till"Il'~7 w8Fi1C5 2~1 U~~1`1 C1`,1~
3. DEFENDANTlS/ - ~ 4. TYPE OF WRIT OR COMPLAINT
Cary Z. Hexehtserger iL1~,,r, Notice & Crarmtair~±
S~ E 5. NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC. TO SERVE OR DESCRI ON OF PROPERTY TO BE LEVIED; ATTACHED, OR SOLD.
Gaxy 7. Herahberger ~? ~~
6. ADDRESS,(STREE7 OR RFO WITH BOX NUMBER, APT. NO., CITY, BORO, TWP., STATE AND ZIP CODE)
AT 270A Marsh Rtu? Rd. Ne~r+ Clmbeslanc3, PA .17070
7. INDICATE SERVICE: ~ l7 PERSONAL ' O. PERSON IN CHARG EPUTIZE - - ^ 7ST CLASS MAIL ^ POSTED - ^ OTHER
NOW SeptESTt r , 2(~_ I, SHERIFF OF 441JftK COUNTY, PA, do hereby deputize the sheriff of .
YOL ~ COUNTY to axecute thi make retuFn f according
to law. This deputization being made at the relauest and risk of the plairitiff.
SHERIFF -
8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE: - Tlc'1t1C1
AUVA ~`EE PAiD i3Y CUNIDERllSl~7 COU1V"I°5' SHERiE'F
NOTE: ONLY APPLICABLE ON WRIT OF EXECUTION: N.B: WAIVER OF WATCHMAN -Any deputy sheriff levying upon or attachirg any property under within wdt may leave same
without a watchman, in cestotly of whomeveris found in possession, after notifying person of levy or attachment, wilhoukliability on the part of such deputy or the sheriff to any plaintiff
herein for any loss, destruCioq or removal of any property before sheriff sale thereof. - ..
9. TY n~yLA{Dp$~ ~pRNEy,.(~(~RI,GINATOR and SIGNATURE yo^ 10 TELEPHONE NUMBER tt:, DATE FILED
U. G'U~@i7L r. Cif .7- _ ., .... .
d2i1 N._ F,ifONi'_ ST./ BOX 5300, -HA),'Ei_TSBU[2G, PA 17110 ~~ r71.?'!'~2~£l~-~81.$'. 9%27101.
12. SEND NOTICEOF SERVICE COPY TO NAME AND ADDRESS BELOW: (This area must be cbmpleterl.if notice is to be rdailetl). -
CUMSEI2T~AIIJ `COUNTY Sk1ER.IFF
1
13. I acknowledge receipt of the writ. ~ 14. DATE RECEIVED 15. Ekpira5on/Hearing Date
or complaint as indicated above. - J. LUI)kf.IG 9/20101 .1:;?/].7/01
i6. HOW SERVED: PERSONAL (ri) : = RESIDENCE {? ~) POSTED ( ) POE ( ) SHERIFF,'SOFFICE ( ) OTHER ( ) SEE REMARKS BELOW
t7 . ^ I hereby certify antl realm a NOT FOUND because I am unable to locate the individual, company, etc. namee above. (See remarks below.)
18 . ME AND TLE OF INDIVIDUA4 SERVED / L4$T ADDRESS HERE IF NOT SHOWN ABOVE (Relationship to Defendant) 19. Date 9f Service 20 Time of Serc/ce
21. ATTEMPTS ,C~
te Time Miles I
n
t a'te Time Miles Intl ' Date Time Miles Int. ,pate Time Miles InL Date Time Miles Int. Date Time Miles Int.
t
I/ /
J J
22 i .-e7 , ,. ~ _ ~ ~~: _ _ ~
. REMARKS:
P ,. <r
"r. m t
y1:"'
~ t
23. Advance Costs 24. Service Costs 25. N/F 26. Mileage 27. Postage 26. Sub Total - 29. Pound 30. Notary 31. Surchg. 32. Tot. Costs 33. Costs Due a Refuntl Check No.
75.00 18,00 2x.60 45.60 2,00 47.0 27.4n >vS `~`i~G
4. Foreign Countytosts 35. Atlvance Costs 36. Service Costs 37. Notary Cert. 38'. Mileage/Ppstage/Not Found 39. Total Costs 40: Costs Due or Refund
r9
- '~ - .~x 17 " ANSWERS
41. AFFIRMEDa ds tisr:,nbed to before methis
a` - r-'°-±
` _
44. Si nature of ~~ 45. DATE> y
-
42. day of , 20..- 43 ~ Dep. Sheriff
- PROT Y /NOTARY
^- 4 Signature of VorN . •
`
~ ~ 47 DATE
-a. _
Goun Sheriff ~
~
`r
- -.
~
F ._
~
z -. ~
/
~'
~ ~
' 48. Signaturd of Foreign ' 49..OATE
d ,,,/.+r 1L
, - /<
, , County St)edff
( ~I
SO.IAC OWLEOGE-RECEIPT OF THESHERIF SRETURN SIGNATURE - 51. DATE REDEIVtu
OF UTHORIZED ISSUING AUTHORITY AN TATLE ~.
-~
1. WHITE -Issuing Aumority 2. PINK -Attorney 3. CANARY - ShedfPS Office 4. BLUE $heriffsOffice
,-
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COMMUNITY BANKS,
Plaintiff
vs.
GARY Z. HERSHBERGER,
Defendant
NO.Ol-5419
CIVIL ACTION -LAW
PRAECIPE FOR JUDGMENT
Enter Judgment in favor ofPlaintiff and against Defendant,GARY Z. HERSBHERGER, for want of
ANSWER TO COMPLAINT.
(X) Assess damages as follows:
Debt --------------------------•
Interest from September 17, 2001 @ 6%------------
Attorney's Commission-------------------------------
Filing costs-------------------------------------------------
TO TAL-----------------------------------------------------
$9,393.43
$to be determined
$2,818.03
$to be determined
plus interest and costs
(X) I certifythat the foregoing assessmentof damages is for specified amounts allegedto be due in the
complaint and is calculable as a sum certain from the complaint.
(X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certifythat a copy of
this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record.
(X) Pursuant to Pa.R.C.P. 237.1, I certify that written notice of the intention to file this praecipe was
mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any,
after the default occun•ed and at least ten days prior to the date of the filing of this praecipe and a copy of the notice is
attached.
DATE:
NOW, J~,~ ~.3 ,2002,
Signature:
Steven C. Cou ey E c
Attorney for Pla D 7
3211 N. Front Street, Box .
Harrisburg, PA 17110
Telephone: (717) 238-8187
Document#:225314.1
IN THE COURT OF C ON PLEAS OF CUMBERLAND C TY, PENNSYLVANIA
COMMUNITY BANKS, N.A.
Plaintiff
No. 01-5419
CIVIL ACTION LAW
v.
GARY Z. HERSHBERGER,
Defendant
TO: Gary Z. Hershberger
270A Mazsh Run Road
New Cumberland, PA 17061
DATE OF NOTICE: November 13, 2001
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU FAILED TO TAKE THE ACTION REQUIRED
OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF
THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING
AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLO WING
OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP:
Lawyer Referral Service
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
By:
Steven ,
METZGER WIC
3211 N. Front Street
Harrisburg, Pennsylvania 17110
Telephone: (717) 238-8187
I.D. # 74669
Attorney for Plaintiff
Document #: 220486.1
:r._
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COMMUNITY BANKS,
Plaintiff
vs.
GARY Z. HERSHBERGER,
Defendant
NO.OI-5419
CIVIL ACTION -LAW
TO: Gary Z. Hershberger, Defendant
You are hereby notified that on ~~ 'a ~,~ J, the following (Ardor) (Begree)
r
(Judgment) has been entered against you in the above captioned case for your failure to file an answer to the
DATE:
Gary Z. Hershberger
270A Marsh Run Road
New Cumberland, PA 17061
A: Gary Z. Hershberger, Defendido/a (Defendidos/as)
Por este medio se le esta notificando que el
de
del el/la siguiente (9~den) (Besrete) (Fallo) ha sido
anotado en contra suya en el caso mencionado en el epigrafe.
FECHA:
Prothonotario
Certifico que la siguiente direction es la del defendidofa segn indicada en el certificado de residencia:
Gary Z. Hershberger
270A Marsh Run Road
New Cumberland, PA 17061
Document #: 2253/4.1
I hereby certify that the name and address o$he proper person(s) to receive this notice is:
OFFICE OF THE PROTHONOTARY
OF CUMBERLAND COUNTY
Curt Long Telephone:
Prothonotary (717)240-6195
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
IN THE COURT OF COMMON PLEAS OF CUMBERLAND, PENNSYLVANIA
Plaintiff: COMMUNITY BANKS
versus
Defendant: GARY Z. HERSHBERGER
Judgment No. 01-5419
CERTIFICATE OF RESIDENCE
PA. R. C. P. 236
I, hereby certify that the precise residence of Plaintiff is:
Community Banks
P.O. Box 350
Millersburg, PA 17070
and certify that the last known address of the within defendant is:
Gary Z. Hershberger
270A Marsh Run Road
New Cumberland, PA 17061
3211 N. Front Street
Harrisburg, PA 17110
(717)238-8187
Attorney for the Plaintiff
Attorney ID# 74669
Document #: 225374.1
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,:
Godfrey &Courtuey, P.C.
BY: Steveu C. Courtuey, Esquire
Attorney LD. No. 74669
P.O. Box 6280
Harrisburg, PA 17112
7171540-3900
Attorney for Plaintiff
COMMUNITY BANKS, : IN THE COURT OF COMMON PLEAS
:CUMBERLAND COUNTY,
PENNSYLVANIA
Plaintiff
vs.
GARY Z. HERSHBERGER,
Defendant
NO. 01-5419
CIVIL ACTION -LAW
PRAECIPE TO WITHDRAW/ENTER APPEARANCE
TO THE PROTHONOTARY:
Please withdraw Steven C. Courtney, Esquire of Metzger, Wickersham as counsel of
record for Plaintiff in the above-referenced matter.
Please enter the appearance of Steven C. Courtney, Esquire of Godfrey & Courtney, P.C.
as counsel of record for the Plaintiff in the above-referenced matter.
Respectfully submitted,
GODFREY &
Dated:
By:
P.C.
Steven C. Co ey, Esquire
Attorney ID# 669
P.O. Box 62
Harrisburg, 12
717-540-3900
Attorney for Plaintiff
Document #: 2!8597.1
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