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HomeMy WebLinkAbout01-05517 HOMESIDE LENDING, INC. vs. NORMA J. REEVES IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Defendant THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the tease may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. vi, CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECVERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU j ARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 is r HOMESIDB LENDING, INC., IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA vs. CIVIL ACTION LAW NORMA J. REEVES, ACTION OF MORTGAGE FORECLOSURE Defendant THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL,KRUG & HALLER 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Attorney I.D.# 15700 Attorney for Plaintiff HOMESIDE LENDING, INC., IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION - LAW NORMA J. REEVES, ACTION OF MORTGAGE FORECLOSURE Defendant COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is HOMESIDE LENDING, INC., a corporation whose address is 8120 NATIONS WAY, BUILDING 100, JACKSONVILLE, FLORIDA 32256. 2. Defendant, NORMA J. REEVES, is an adult individual whose last known address is 338 LINCOLN STREET, CARLISLE, PENNSYLVANIA 17013. 3. On or about, December 13, 1996, the said Defendant executed and delivered a Mortgage Note in the sum of $92,850.00 payable to AMERICA'S MORTGAGE SOURCE, LLC, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendant made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned to HOMESIDE LENDING, INC and recorded in the within County and Commonwealth. Said Mortgage and Assignment are incorporated herein. 5. The land subject to the Mortgage is: 338 LINCOLN STREET, CARLISLE, PENNSYLVANIA 17013 and is more particularly described in Exhibit "B" attached hereto. 6. The said Defendant is the real owner of the property. 7. The Mortgage is in default due to the fact that Mortgagor has failed to pay the installment due on April 01, 2001 and all subsequent installments thereon, and the following amounts are due on the Mortgage: UNPAID PRINCIPAL BALANCE Interest at $20.47 per day From 03/01/2001 To 10/01/2001 (based on contract rate of 8.5000%) Accumulated Late Charges Late Charges $36.52 From 04/01/2001 to 10/01/2001 Escrow Deficit Attorney's Fee at 5% of Principal Balance TOTAL $87,910.06 $4,380.58 $288.33 $219.12 $587.98 $4,395.50 $97,781.57 "Together with interest at the per diem rate noted above after October 01, 2001 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third parry purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction.. 9. Notice of Intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendant is not a member of the Armed Forces of the United States of America, nor engaged in any way which would bring her within the Soldiers and Sailors Relief Act of 1940, as amended. 11. The within Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983.. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 8.5000% ($20.47 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of the property within described. 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Bormgh of Car laic, Pe mylaaek. LXHIbi I 11 BII VERIFICATION I, Leon P. Haller, Esquire, hereby swear and affirm that the facts contained in the foregoing COMPLAINT for Mortgage Foreclosure are true and correct to the best of my knowledge, information, and belief based upon information provided by Plaintiff HOMESIDE LENDING, INC. said facts Contained herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Date: September 19, 2001 Leon P. Haller, Esquire C_a i7 ? cr r` . N C /I K SHERIFF'S RETURN - REGULAR CASE NO: 2001-05517 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HOMESIDE LENDING INC VS REEVES NORMA J JASON VIORAL Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE REEVES the DEFENDANT , at 0840:00 HOURS, on the lst day of October 2001 at 338 LINCOLN STREET CARLISLE, PA 17013 by handing to NORMA REEVES a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof Sheriff's Costs: Docketing 18.00 Service 3.25 Affidavit .00 Surcharge 10.00 .00 31.25 Sworn and Subscribed to before me this day of ?e ako A. D. Prothonotary , Sheriff or Deputy Sheriff of So Answers: R. Thomas Kline 10/02/2001 PURCELL KRUG & HALLER By. peputy Sheriff ?3 -9? was served upon Providian National Bank Plaintiff VS. Donald E. Shartzer Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 01 - 5717 CIVIL TERM PRELIMINARY OBJECTION TO AN AMENDED COMPLAINT AND NOW COMES the Defendant by his Attorney John R. Scheidemann and files the within PRELIMINARY OBJECTION TO AN AMENDED COMPLAINT. 1. DEMURRER. The complaint, as written does not state a cause of action against the Defendant. 2. MOTION TO STRIKE COMPLAINT. In Paragraph number 8 the complaint states that the Defendant has acknowledged the validity of this account within the applicable Pennsylvania Statute of Limitations. This is a legal conclusion for which a response is not required, however since it contains a language of an acknowledgement this paragraph must be stricken as scandalous and impertinent. 3. MOTION TO STRIKE FOR INSUFFICIENT SPECIFICITY IN A PLEADING. The amended complaint attaches as an exhibit, ledgers, and payment history but does not show that the Defendant has signed and made purchases to account for the balance, which is due. The exhibit contains history of the account but does not show what purchases were made, when they were made, and if in fact Defendant Donald Shartzer used this account and signed for this account. Accordingly, this complaint should be struck for insufficient specificity in a pleading as required by the Pennsylvania Rules of Civil Procedure. WHEREFORE, Defendant respectfully requests that the within Complaint be dismissed. Respectfully s fitted, -J6?in'Rr''SCheidemann, A rney-at-Law 352 S. Sporting Hill Road Mechanicsburg, PA 17050 717-737-2033 Attorney I.D. #86772 Providian National Bank Plaintiff VS. Donald E. Shartzer Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 01 - 5717 CIVIL TERM CERTIFICATE OF SERVICE I, JOHN R. SCHEIDEMANN, Attorney-at-Law, do hereby certify that I have mailed to the parties listed below, a copy of the foregoing: 1. PRELIMINARY OBJECTION TO AN AMENDED CIVIL COMPLAINT 2. CERTIFICATE OF SERVICE By placing a copy of same in the United States Mail, first class, postage prepaid, on the 27? day of November, 2001 to: OFFICE OF THE PROTHONOTARY CUMBERLAND COUNTY COURT HOUSE ONE COURT HOUSE SQUARE CARLISLE, PA 17013-3387 PARK LAW ASSOCIATES ATTN.: ATTORNEY VALERIE ROSENBLUTH PARK 25 EAST STATE STREET P. 0. BOX 1779 DOYLESTOWN, PA 18901 DONALD E. SHARTZER 22 SINCLAIR ROAD, UNIT #4 MECHANICSBURG, PA 17055 AND TO ALL THOSE LISTED ON HE C I R MATRIX November 27, 2001 DATE HN R. IDEMANN Attorney I.D. No. 86772 352 South Sporting Hill Road Mechanicsburg, PA 17050 717-737-2033 C) i:a 7 s utc n ° - ;, . GO ih. -..C) ,QS7 z"/171/ HOMESIDE LENDING, INC. : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff : : CIVIL ACTIN - LAW VS. NO. 2001-05517 NORMA J. REEVES Defendant : IN MORTGAGE FORECLOSURE SUGGESTION OF BANKRUPTCY PLEASE TAKE NOTICE that the above captioned Defendant, Norma J. Reeves filed a Chapter 13 Voluntary Petition of Bankruptcy in the United States Bankruptcy Court for the Middle District of Pennsylvania, Case No. 1-01-05572, on October 16, 2001. Pursuant to Section 362 of the Bankruptcy Code, all proceedings in this case are to be stayed. PURCELL, & H ER By: Leon P. Haller, Esquire 1719 North Front Street Harrisburg, PA 17102-2392 (717)234-4178 Attorney ID #15700 Attorney for Plaintiff Dated: September 14, 2004 CERTIFICATE OF SERVICE I, Leon P. Haller, Attorney for Plaintiff, hereby certify that a true and correct copy of the foregoing Suggestion of Bankruptcy was forwarded to the following individuals by regular U. S. Mail, first class service, postage prepaid, on September 14, 2004, addressed as follows: Norma Jean Reeves 338 Lincoln Street Carlisle, PA 17013 Charles J. DeHart, III, Esquire Post Office Box 410 Hummelstown, PA 17036 Dorothy L. Mott, Esquire 125 State Street Harrisburg, PA 17101 Dated: September 14, 2004 7'' 71 _ s HOMESIDE LENDING, INC Plaintiff VS. NORMA J. REEVES Defendant : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTIN - LAW NO. 2001-05517 IN MORTGAGE FORECLOSURE STATEMENT OF INTENTION TO PROCEED TO THE PROTHONOTARY: Plaintiff intends to proceed in the above captioned action. However, the case was stayed by Bankruptcy as evidenced by the Suggestion of Bankruptcy heretofore filed. PURCELL, KRUG & HALLER .?7 By: Leon P. ller 1719 No Front Street Harrisburg, PA 17102-2392 (717)234-4178 Attorney ID #15700 Attorney for Plaintiff Dated: September 14, 2004 i. . CF1 = CiT LEON P. HALLER, ESQUIRE PURCELL, KRUG & HALLER 1719 NORTH FRONT STREET HARRISBURG, PA 17102-2392 (717)234-4178 ATTORNEY FOR PLAINTIFF HOMESIDE LENDING, INC. . IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PLAINTIFF VS. NORMA J. REEVES DEFENDANT TO THE PROTHONOTARY: NO. 2001-5517 CIVIL ACTION - LAW . IN MORTGAGE FORECLOSURE P R A E C I P E Kindly Settle and Discontinue the above matter of record. PURCELL, KRUG & HALLER By: Llt?on Vaiier ID ?15*/00 Attorfor Plaintiff Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: October 3, 2007