HomeMy WebLinkAbout01-05743Spear & Hoffman, P.A.
BY: BONNIE DAHL, ESQUIRE
Attorney LD. No. 79294
1020 North Kings Highway, Suite 210
Cherry Hill, New Jersey 08034
(856) 755-1560, Attorney for Plaintiff, Loan No.
5944629665
FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
PLAINTIFF,
vs.
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DocKET No. OI -- .57Y3 ~~v ~ C~Tf2n-~
COMPLAINT -CIVIL ACTION
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages, you
must take action within twenty (20) days after this complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may proceed without you and
a judgment may be entered against you by the court without further notice for any money claimed in the
complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW
TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17103
(717) 249-3166
AVISO
Le han demandado a usted en la torte. Si usted quiere defenderse de estas demandas expuestas en las
paginas siguientes, usted time veinte (20) dias de plazo a partir de la fecha de la demanda y la notification.
Hate falta asentar una com..parencia escrita o en persona o con un abogado y entregar a la torte en forma
escrita sus defensas o sus objeciones a las demandadas en contra de supersona. Sea avisado que si usted no
se defiende, la torte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0
notification. Ademas, la Corte puede decidir a favor del demandato y requiere que usted cumpla con todas
las provisioner de esta demanda. Usted puede perder dinero o sus propiedades o otros dereches importantes
para usted.
LLEVE ESTA DEMANDA A UNABOGADOINMEDIATAMENTE, SINO T1ENE ABOGADO O SINO
TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR
TELEFONO A LA OFICINA CUYA DII2ECCION SE ENCUENTRA ESCRITA ABAJO PARR
AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIAL LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17103
(717)249-3166
Spear & Hoffman, P.A.
BY: BONNIE DAHL, ESQUIIZE
Attorney LD. No. 79294
1020 North Kings Highway, Suite 210
Cherry Hill, New Jersey 08034
(856) 755-1560, Attorney for Plaintiff, Loan No.
FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
PLAINTIFF,
vs.
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17.055
DEFENDANTS
5944629665
COURT OF COMMON PLEAS
CUMBERLAND COUNTY /~. r ~7-'
DOCKETNO. Ol - S7Y.3 l:tU~l. `~-t''"\.
COMPLAINT IN MORTGAGE FORECLOSURE
Plaintiff is FANNIE MAE, with its principal place of business located at P.O. BOX 1093
NORTHRIDGE, CA 91323-1093.
2. The names and last lmown addresses of the Defendants are: LYNDA H. SUMMERS, 502
APPALACHIAN AVENUE, MECHANICSBURG, PA 17055.
3. The iriterest of each individual Defendant is as mortgagor, real owner of the real property
subject to the mortgage described below, or both.
4. On or about AUGUST 26, 1999, Mortgagors made, executed and delivered a Mortgage upon
the premises hereinafter described to NORTH AMERICAN MORTGAGE COMPANY, which Mortgage
is recorded as follows:
Office of the Recorder of Deeds in and for CUMBERLAND COUNTY
DATE OF MORTGAGE: AUGUST 26, 1999
DATE RECORDED: SEPTEMBER 14, 1999
BOOK: 1570. PAGE: 423
The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P. 1019(g). A
true and correct copy of said Mortgage is attached hereto as Exhibit "A" and incorporated herein by
reference.
5. On or about AUGUST 26, 1999, in consideration of their indebtedness to NORTH
AMERICANMORTGAGECOMPANY, LYNDAH.SUMMERS made, executed and deliveredto NORTH
AMERICAN MORTGAGE COMPANY their promissory Note in the original principal amount of
$116,800.00. The Note is referenced herein only insofar as the terms of the Note are incorporated into the
Mortgage.
6. Plaintiff is the legal holder of the Mortgage by virhre of being either the original Mortgagee,
the legal successor in inter ;st to the original Mortgagee, or the present holder of the Mortgage by virtue of
the following assignments:
ASSIGNOR: NORTH AMERICAN MORTGAGE COMPANY
ASSIGNEE: PNC MORTGAGE CORPORATION OF AMERICA
DATE OF ASSIGNMENT: MAY 1, 2001
RECORDING DATE: MAY 1, 2001
BOOK: 673 PAGE: 582
7. The Mortgage is secured by property located at 502 APPALACHIAN AVENUE,
MECHANICSBURG, PA 17055, which is more particularly described in the legal description attached
hereto as Exhibit "B" and incorporated herein by reference.
8. The Mortgage is in default because the monthly installments of principal and interest and
other charges stated below, all as authorized by the Mortgage, due OS/Ol/O1 and monthly thereafter are due
and have not been paid, whereby the whole balance of principal and all interest due thereon have become
immediately due and payable forthwith together with late charges, escrow deficit (if any), and costs of
collection including title search fees and reasonable attorney's fees.
9. The following amounts are due on the Mortgage:
Principal Balance $115,466.95
8.52% interest from 04/01/01 to
SEPTEMBER 25, 2001 at $26.95 per day $4,797.10
Accrued Late Charges $252.50
Other Fees $15.60
Attorney's Fees 2 829.50
TOTAL AMOUNT DUE $123,361.65
2
Interest continues to accrue at the per diem rate of $26.95 for every day after SEPTEMBER 25, 2001
that the debt remains unpaid.
10. During the course of this litigation costs may continue to accrue, including but not limited
to escrow advances, late charges, attorney's fees, etc.
1 I. The original principal balance of the Mortgage is in excess of $50,000.00 and therefore,
Notice of Intention to Foreclose Mortgage, pursuant to Act 6, 41 P.S. §403 is not applicable.
12. Pursuant to the notice provisions of Act 91, 35 P.S. §1680.403(c), notice was sent to
Defendants, dated JULY 3, 2001. Defendants have failed to meet with the plaintiff or any of the consumer
credit counseling agencies listed in the notice and/or have further failed to meet the time limitations specified
in the notice and/or have been denied assistance from the Pennsylvania Housing Finance Agency.
13. Notice pursuant to the Fair Debt Collection Practices Act is attached as Exhibit "C".
WHEREFORE, Plaintiff respectfully requests this Court to enter judgment IN REM in favor of
Plaintiff and against the within named property of the Defendants in the amount set forth in paragraph 9,
together with interest accruing after SEPTEMBER 25, 2001 to the date of Judgment, plus 6% legal rate of
interest from date of Judgment to Final Sale, and Sheriff Sale costs, together with all costs of suit and any
money hereafter expended by.the Plaintiff in payment of taxes, sewer and water rents, claims or charges for
insurance or repairs and any and all other advances hereafter made by the Plaintiff as stated in paragraph 10,
pursuant to the rights andprivileges granted under the terms ofthe subject mortgage, and for foreclosure and
sale of the Mortgaged property.
SPEAR & HOFFMAN, P.A.
DATE: ~ D
~G~/
BONNIE DAHL, ESQUIRE
3
VERIFICATION
I, BONNIE L. DAHL, verify that I am the attorney for the plaintiff in this action and that the
foregoing Complaint in Mortgage Foreclosure is true and correct to the best of my knowledge,
information and belief. I make this verification in lieu of FANNIE MAE, who is outside the
jurisdiction of the court and its verification could not be obtained within the time allowed for filing
this pleading. I understand that false statements herein are made subject to the penalties of 18
Pa.C.S.A. § 4904 relating to unsworn falsification to authorities.
L (p
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BONNIE L. DAHL
Attorney for Plaintiff
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LEGAL DESCRIPTION
- :t,
ALL ehai wRaln Yie0e br pmeel of lead, vieuvpe SX Ch 4ewehip at oppm Ailm,
Cwney a1 ilodhbrlabd aM 9esee OG vvnruylvema, pore clwlvsly Aemded abd
deeophned m tollwu
HHpiW3HB at ~~. poine w cha Xmcam lino Of appalPetllY Avawe a[ !lu swehern 31m
et Lee Xe. li, sa sh0aa w ehe NrainafkXi mentioned 9 eE l.ota: cAmpe vlwp W
eweham liAC et GO! m. ii Mrth 16 dapLeeD 16 minueeb Nee[ Cw tluvd[etl nmey 11101
Lent [e d petnc, ebmw Boeih a droa00e fi Xiweev xeb XERety IDD) Leec ee a pnfnc:
Rmw aleeH;che XwrtACtb line e[ ine W. 36 w epid pl 6vueh a6 drocvve 16 edpukee
Xmt Onc Xmyee nency 11101 Lpct to AppalaeAlm Pwnh : khemm almg the Nealew
11Y o4 Appalaveim Avewa 1roRh 13 droceee bd m1AU[ee e[ aieety (901 Stet !p !Fn
plate bE BpD1%dIXX.
Hp3pp Inc XD: 31. Plm of Sechlon i, Xc. oleo Neiphte: anid v1An bPim reawdvd Sn
[he dtLlw pt Che Reaeedei of Gay in mB tai Cumbe[1' Cemcy fa DSm Hoek 11,
pope 16,
gAACXL Rb. D1•iB•i1g1-10
pD ppsAyY ADMRDB: SDi APPA4CNSAN AVppR, 1O11up1CDXHh i PA 31055 '
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LEGAT. DESCRIPT'!ON
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ALL that oertain pd.ece er parcel of laLd, aieuate it
County o£ Clvaherldad sad Heats of Peaneylvanla, moxtF
doscrib¢d ae falloba:
HBG1NNlm0 at a poinnt ea,eha me¢tern lice of Ayyalao4
of S,Ot No. 31, a6 ~6hama ail the-her¢inaftar mentlanek
southern Sine cE Got No. i2 Nord. 75 degrees 16 mink
£eet La a poiatj thence South l3 degrees 44 miautea~
thence along the morthexa line of Lot mo. 39 on saitl
8aat One 8undred 9meaty (],70) feet to Appalachian Ak
lids of Agpnlachiaa Avenue North 13 degrees 94 mina!
plaoa of lYE4i4ININC.
881NG Let No. 33, ;Plan o£ 8actign 2, Mt. Allen HeigY
the O££iCe of the ;8ecorder of Deeds iq and for Cumb4
pegs 16.
!~OVSSIS
the-ROmgshiy of oyyer Allen,
pnreiwlarly bouMep and
as Avenue at the esuthern line
Plea of Lots; thaace along the
ea mast One 8uadred Tmeaty (320)
'ese 8laety (s0) feet to a point;
Plan goukh 76 Qegreas 16 minutes
nue~ thenco along the meatwn
B Sast ninety (901 feet to Ehe
a, said elan being recoxdefl in
land Coaaty i6 Plan Hook 12,
PAP.CM3L NO. 42-2H-2921-267
DACP8RT7f ADpaa55: E02 APPALaCgrAN AYBNC6, AIECmamIC9 ^It0, PA 1705$
Curnx~er a~Y^d, ~
1 Certify this, 'o be recorded
In Cumberl d County PA
R order of Deeds
NOTICE REQUIRED BY THE FAIIZ DEBT COLLECTION
PRACTICES ACT (the Act) 15 U.S.C. SECTION 1601 AS AMENDED
1. This law firm may be deemed a "debt collector" under the Fair Debt Collection
Practices Act. Any and all information obtained during the prosecution of this lawsuit maybe
used for the purpose of collecting the debt.
2. The amount of the debt is stated in paragraph 9 of the Complaint.
3. The Plaintiff as named in the Complaint is the creditor to whom the debt is owed,
or is servicing agent for the creditor to whom the debt is owed. The undersigned attorney
represents the interests of the Plaintiff.
4. The debt described in the Complaint, evidenced by the copy of the mortgage note
attached hereto, will be assumed to be valid by the creditor's law firm unless the debtor, within
thirty (30) days after the receipt of this notice, disputes in writing the validity of the debt or some
portion thereof.
5. If the debtor notifies the creditor's law firm in writing within thirty (30) days of
the receipt of this notice that the debt or any portion thereof is disputed, the creditor's law firm
will obtain a verification of the debt and a copy of the verification will be mailed to the debtor by
the creditor's law firm.
6. If the creditor named as Plaintiff in the Complaint is not the original creditor, and
if the debtor makes a written request to the creditor's law firm within the thirty (30) days from the
receipt of this notice, the name and address of the original creditor will be mailed to the debtor by
the creditor's law firm.
7. Written requests should be addressed to Spear & Hoffrnan, P.A„ 1020 North
Kings Highway, Suite 210, Cherry Hill, NJ 08034.
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SPEAR & HOFFMAN, P.A.
BY: BONNIE L. DAHL, ESQUIRE
ATTORNEY LD. NO. 79294
1020 NORTH KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SLIMMERS
DEFENDANT
COURT OF COMMONI'LEAS
CUMBERLAND COUNTY
NO. 01-5743 CNIL TERM
PRAECIPE TO WITHDRAW JUDGMENT BY DEFAULT
TO THE PROTHONOTARY:
Kindly withdraw the judgment by default in the above captioned matter which was filed on
NOVEMBER 20, 2001, as the Mortgagors have reinstated their mortgage.
SPEAR AND HOFFMAN, P.A.
i~~~ "
BONNIE L. DAHL, ESQUIILE
Attorney for Plaintiff
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-05743 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FANNIE MAE
VS
SUMMERS LYNDA H
SHANNON SUNDAY Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
SUMMERS LYNDA H
DEFENDANT
the
at 2112:00 HOURS, on the 4th day of October 2001
at 502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055 by handing to
LYNDA SUMMERS
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 6.50
Affidavit .00
Surcharge 10.00
.00
34.50
Sworn and Subscribed to before
me this ~~ - day of
~e~Q,_.~,.. a c9v I A . /D~~ .
~.~q f ~ J~ JLO~
Prothonotary
So Answers: e/
~~~4 /~~~
R. Thomas Kline
10/05/2001
SPEAR & HOFFMAN
~ Deputy Sheriff
SPEAR & HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIRE
ATTORNEY LD. NO. 79294
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856)755-1560
ATTORNEY FOR PLAINTIFF
LOAN# 5944629665
FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
PLAINTIFF,
vs.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET 01-5743 CNIL TERM
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
DEFENDANTS
PRAECIPE FOR JUDGMENT FOR FAILURE
TO ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Enter Judgment IN REM in the amount of $124,574.40 in favor of the Plaintiff and against the
defendant(s), jointly and severally, for failure to file an answer to Plaintiff s Complaint in Mortgage
Foreclosure within 20 days from service thereof and assess Plaintiffls damages as follows and calculated
as stated in the Complaint:
Principal of mortgage debt due and unpaid $115,466.95
Interest at 8.52% from 04/01/01
to NOVEMBER 9, 2001 (223 days @ $26.95 per diem) $6,009.85
Accrued Late charges $252.50
Other Fees $15.60
Attorneys Fees $2,829.50
TOTAL AMOUNT DUE ~~ $124,574,40
BONNIE DAHL, ESQUIRE
Attorney for Plaintiff
AND NOW, judgment is entered in favor of the Plaintiff and against the Defendant(s) and
damages are assessed as above in the sum of $124,574.40
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SPEAR & HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIItE
ATTORNEY LD. NO. 79294
1020 NORTH KINGS HIGHWAY
SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
FAX (856) 755-1570
ATTORNEY FOR PLAINTIFF
FANNIE MAE ~ I COURT OF COMMON PLEAS
PLAINTIFF, CUMBERLAND COUNTY
vs.
LYNDA H. SUMMERS
DEFENDANTS
DOCKET NO.O1-5473
CERTIFICATION OF
MAII,ING NOTICE PURSUANT
TO RULE 237.1
The undersigned hereby certifies that a Written Notice of Intention to file a Praecipe for the Entry of
Default Judgment was mailed to Defendant(s) and to his, her or their attorney of record, if any, after the
default occurred and at least ten (10) days prior to the date of the filing of the Praecipe for the Entry of
Judgment. A true and eprrect copy of each Notice is attached hereto, sent as stated.
SPEAR & HOFFMAN, P.A.
Dated: 10/26/01 BY: --~~`%~~
' BONNIE DAHL, ESQUIRE
Attorney for Plaintiff
SPEAR AND HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIRE
ATTORNEY LD. NO. 79294
1020 NORTH KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW 7ERSEY 08034
(856)755-1560
FAX (856) 755-1570
ATTORNEY FOR PLAINTIFF, LOAN N0.: 5944629665
FANNIE MAE
PLAII~TTIFF,
vs.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO.O1-5743
LYNDA H. SUMMERS
DEFENDANT(S)
To: LYNDA H. SUMME1tS
502 APPALAGtFIIAN AVENUE
MECHANICSBURG, PA 17055
Date of Notice: 10/26/01
NOTICE
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIItED OF YOU AV
THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A
NDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE
YOUR PROPERTY OR.OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET HELP:
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17103
(717) 249-3166
~~
ONNIE DAHL, ESQUIRE
Attorney for Plaintiff
THIS LAW FIRM MffY BE DEEMED A "DEBT COLLECTOR" UNDER THE FAIR DEBT
COLLECTION PRACTICES ACT. ANY AND ALL INFORMATION OBTAINED Di1RING
THE PROSECUTION OF TffiS LAWSUIT MAY BE USED FOR THE PURPOSE OF
COLLECTING THE DEBT.
SPEAR & HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIltE
ATTORNEY LD. N0.79294
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HII,L, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SUMMERS
DEFENDANT(S)
COURT OF COMMON PLEAS
CIVIL DPJISION
CUMBERLAND COUNTY
NO.O1-5743 CIVIL TERM
CERTIFICATION OF ADDRESS
I hereby certify that the correct address of the judgment creditor (Plaintiff) is:
FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
and that the last known address(es) of the judgment debtor (Defendant (s)) is (are):
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
SPEAR & HOFFM , P.A.
BY: ~--~'
ONNIE DAHL, ESQUII2E
SPEAR & HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIRE
ATTORNEY LD. N0.79294
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-]560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
vs.
PLAINTIFF,
LYNDA H. SUMMERS
DEFENDANT(S)
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO.O1-5743 CNIL TERM
CERTIFICATE OF SERVICE
We, Spear and Hoffman, P.A, Attorney for the Plaintiff, hereby certify that we have served by
first class mail, postage prepaid, true and correct copies of the attached papers upon the following
person(s) or their attorney of record:
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
Date mailed: _~~~v
SPEAR & HOFFMAN, P.A.
BY: ~~~
ONNIE DAHL, ESQUIRE
_,~ _
SPEAR & HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIltE
ATTORNEY LD. N0.79294
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856)755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SUMMERS
DEFENDANT(S)
COURT OF COMMON PLEAS
CUMBERLAND COUN I'Y
DOCKET NO.Ol-5743 CIVIL TERM
AFFIDAVIT OF NON-MILITARY SERVICE
BONNIE DAHL, ESQUIRE, being duly sworn according to law, deposes and says that he is
attorney for Plaintiff in the above-captioned matter, that he makes this Affidavit on Plaintiffs behalf, and
that the statements in this Affidavit are true to the best of his knowledge, information and belief.
Defendant, LYNDA H. SUMMERS, is over 21 years of age. Her last employment is unknown.
Defendant is not in the military service of the United States as contemplated by the Soldiers' and
Sailors' Civil Relief Act, as amended.
This Affidavit is made in comtection with the judgment upon a note and mortgage secured upon
the premises located at 502 APPALACHIAN AVENUE, MECHANICSBURG, PA 17055.
SWORN TO AND S'~S~CRI
BEFORE ME THIS 1~3T"`
DAY OF~ , 20 ~~ .
of
BY: ~/"~
ONNIE DAHL, ESQUIItE
November 15, 2001
> ~ OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
LAWRENCE E. WELKER
Prothonotary
TO: LYNDA H. SIIMIVIERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SiJMNIERS
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO.Ol-5743 CNIL TERM
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a
Judgment has been entered against you in the above proceeding as indicated below:
X Judgment by Default
Money Judgment
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
ATTORNEY BONNIE DAHL, ESOUIItE at this telephone number: (856) 755-1560
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SPEAR & HOFFN,'AN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
LOAN# 5944629665
FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
PLAINTIFF,
vs.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET 01-5743 CIVIL TERM
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
DEFENDANTS
PRAECIPE FOR JUDGMENT FOR FAILURE
TO ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Enter Judgment IN REM in the amount of $137,510.40 in favor of the Plaintiff and against the
defendant(s), jointly and severally, for failure to file an answer to Plaintiff's Complaint in Mortgage
Foreclosure within 20 days from service thereof and assess Plaintiff's damages as follows and
calculated as stated in the Complaint:
Principal of mortgage debt due and unpaid
Interest at 8.52% from 04/01/01
to MARCH 4, 2003
(703 days @ $26.95 per diem)
Late charges
Other Fees
Attorney's Fees (As stated in Complaint)
TOTAL AMOUNT DUE
$115,466.95
$18,945.85
$252.50
$15.60
$2,829.50
~"~e-~~_1 \ - ~-~`-~~ $137.510.40
LAURENCE R. CHASHIN, ESQUIRE
Attorney for Plaintiff
AND NOW, judgment is entered in favor of the Plaintiff and against the Defendant(s) and
damages are assessed as above in the sum of $137,510.40
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 01-5743 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due Fannie Mae Plaintiff (s)
From Lynda H. Summers
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also duected to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEES} as follows:
and to notify the garnishee(s) that: (a) att attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due$137,510.40 L.L.$.50
Interest $2,214.80
Atry's Comm % Due Prothy $1.00
Atty Paid $115.50 Other Costs
Plaintiff Paid
Date: March 10, 2003
CURTIS R. LONG
Prothonotary
(Seal) By: `~p~~, ~ ~ ~~
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Deputy
REQUESTING PARTY:
Name Laurence R Chashin, Esq.
Address: 1020 N. Kings Highway, Suite 210
Cherry Hill, NJ 08034
Attorney for: Plaintiff
Telephone: 856-755-1560
Supreme Court ID No. 77558
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
CIVIL DIVISION
PRAECIPE FOR W RIT OF EXECUTION
FANNIE MAE { ) Confessed Judgment
( ) Other
vs. File No. 01-5743 CIVIL TERM
LYNDA H. SUMMERS
Amount Due $137.510.40
Interest $ 2,214.80
Atty's
TO THE PROTHONOTARY OF THE SAID COURT:
The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or
account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed
pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended.
Issue writ of execution in the above matter to the Sheriff of CUMBERLAND County, for
debt, interest and costs upon the following described property of the defendant(s)
502 APPALACHIAN AVENUE. MECHANICSBURG, PA 17055
PRAECIPE FOR ATTACHMENT EXECUTION
Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest
and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real
estate, supply six copies of the description; supply four copies of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s).
(Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the
defendant(s) described in the attached exhibit. /~ /'
DATE: March 4, 2003 Signature: ~ --~ __/ ~ - ~`~~-
Print Name: LAURENCE R. CHASHEV, ESQUIRE
Address: 1020 N. Kines Hiehwav, Suite 210
Chem Hill, N.J. 08034
Attorney for: FANNIE MAE
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IN THE UNITED STATES BANKRUP'T'CY COURT
FOR THE MIDDLE DISTRICT OF PENNSYLVANIA
IN RE:
Lynda H. Summers
Washington Mutual Bank, (n)
MOVANT,
vs.
BKY CASE NO. 01-05871/RJW
CHAPTER NO.: 13
Lynda H. Summers
RESPONDENT(S)/DEBTOR(S)
Charles J. Dehart,III, Trustee
RESPONDENT/TRUSTEE
11 U.S.C. SECTION 362
ORDER MODIFYING §362 AUTOMATIC STAY
AND NOW, this 9th day of August , 2002, at the MIDDLE District of Pennsylvania,
upon failure of the Debtor to file an answer within the time allowed, appear or otherwise respond
to the Motion of the above-named Movant for Relief fiom the Automatic Stay, and for good
cause shown, it is:
ORDERED AND DECREED that the Automatic Stay of all proceedings, as provided
under §362 of the Bankruptcy Reform Act of 1978 (The Code) 11, U.S.C. §362 is modified to
allow the above-named Movant, its successors or assigns to proceed with, or to resume
proceedings iri mortgage foreclosure, including, but not limited to, Sheriffs or Marshal's Sale of
502 Appalachian Avenue, Mechanicsburg, PA 17055; and to take action, by suit or otherwise as
pernvtted by Iaw, in its own name or the name of its assignee, to obtain possession of said
premises.
FURTHER, this order shall take effect immediately without regard to Bankruptcy Rule
4001(a)(1).
/s! John J. Thomas
UNITED STATES BANKRUPTCY JUDGE
cc: Robert W. Cusick, Esquire
SPEAR & HOFFMAN, P.A.
1020 North Kings Highway, Suite 210
Cherry Hill, NJ 08034
856-755-1560
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SPEAR & HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIRE
ATTORNEY LD. NO. 79294
1020 NORTH KINGS HIGI-IWAY
SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856)755-1560
FAX (8S6) 755-1570
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. Ol- 7~3
CERTIFICATION OF
MAILING NOTICE PURSUANT
TO RULE 237.1
The undersigned hereby certifies that a Written Notice of Intention to file a Praecipe for the Entry of
Default Judgment was mailed to Defendant(s) and to his, her or their attorney of record, if any, after the
default occurred and at least ten (10) days prior to the date of the filing of the Praecipe for the Entry of
Judgment. A true and egrrect copy of each Notice is attached hereto, sent as stated.
SPEAR & HOFFMAN, P.A.
Dated:l0/26/OI BY: /~~~~~ ~~-~
' BONNIE DAHL, ESQUIlZE
Attorney for Plaintiff
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SPEAR AND HOFFMAN; P.A.
BY: BONNIE DAHL, ESC!1JIRE
ATTORNEY LD. NO. 79294
1020 NORTH KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
FAX (856) 755-1570
ATTORNEY FOR PLAIN'I'iFF, LOAN N0.: 5944629665
FANNIE MAE
PLAINT!FP,
vs.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. O 1-5743
LYNDA H. SUMMERS
DEFENDANT(S)
NOTICE
To: LYNDA H. SUMMERS
502 APPALAGtHIAN AVENUE
MECHANICSBUP.G, PA 17055
~~.
Date of Notice: 10/26/01'
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN
THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A
NDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE
YOUR PROPERTY OR,O'THER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET HELP:
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17103
(717) 249-3166
~~~
ONNIE DAHL, ESQUIRE
Attorney for Plaintiff
THIS LAW FIRM 1VIAY BE DEEMED A "DEBT COLLECTOR" UNDER THE FAIR DEBT
COLLECTION PRACTICES ACT. ANY AND ALL INFORMATION OBTAINED DURING
THE PROSECUTION OF THIS LAWSUIT MAY BE USED FOR THE PURPOSE OF
COLLECTING THE DEBT.
ALL THAT CERTAIN PIECE OR PARCEL OF LAND, SITUATE IN THE TOWNSHIP OF UPPER
ALLEN COUNTY OF CUMBERLAND AND STATE OF PENNSYLVANIA, MORE
PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS:
BEGINNING AT A POINT ON THE WESTERN LINE OF APPALACHIAN AVENUE AT THE
SOUTHERN LINE OF LOT NO. 32, AS SHOWN ON THE HEREIN AFTER MENTIONED PLAN
OF LOTS; THENCE ALONG THE SOUTHERN LINE OF LOT NO. 32 NORTH 76 DEGREES 16
MINUTES WEST ONE HUNDRED TWENTY (120) FEET TO A POINT; THENCE SOUTH 13
DEGREES 44 MINUTES WEST NINETY (90) FEET TO A POINT; THENCE ALONG THE
NORTHERN LINE OF LOT NO. 34 ON SAID PLAN SOUTH 76 DEGREES 16 MINUTES EAST
ONE HUNDRED TWENTY (120) FEET TO APPALACHIAN AVENUE, THENCE ALONG THE
WESTERN LINE OF APPALACHIAN AVENUE NORTH 13 DEGREES 44 MINUTES EAST
NINETY (90) FEET TO THE PLACE OF BEGINNING.
BEING LOT NO. 33, PLAN OF SECTION 2, MT. ALLEN HEIGHTS, SAID PLAN BEING
RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND
COUNTY IN PLAN BOOK 12, PAGE 16:
BEING THE SAly?E PREMISES WHICH LYNDA H. SUMMERS BY DEED DATED AUGUST 26,
1999 AND RECORDED SEPTEMBER 14, 1999 IN THE COUNTY OF CUMBERLAND AND
STATE OF PENI<'SYLVANIA IN DEED BOOK 207 PAGE 738 CONVEYED UNTO LYNDA H.
SUMMERS, MOT;TGAGOR HEREIN.
PARCEL NO. 42 28-2421-267
PROPERTY ADL.RESS: 502 APPALACHIAN AVENUE, MECHANICSBURG, PA 17055.
_:,
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SUMMERS
DEFENDANT(S)
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO. 01-5743 CIVIL TERM
CERTIFICATION OF ADDRESS
I hereby certify that the correct address of the judgment creditor (Plaintiff) is:
WASHINGTON MUTUAL BANK
C/O FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
and that the last lmown address(es) of the judgment debtor (Defendant (s)) is (are):
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
SPEAR & HOFFMAN,//P.A.
BY: _ C~-~-~~
LAU NCE R. CHASHIN, ESQUIRE
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SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE COURT OF COMMON PLEAS
PLAINTIFP, CIVIL DIVISION
vs. CUMBERLAND COUNTY
LYNDA H. SUMMERS I NO. 01-5743 CIVIL TERM
DEFENDANT(S)
CERTIEICAfE OF SERVICE
We, Spear and Hoffman, P.A., Attorney for the Plaintiff, hereby certify that we have served by
fast class mail, postage prepaid, true and correct copies of the attached papers upon the following
person(s) or their attorney of record:
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
Date mailed: Ja - S- 03
SPEAR & HOFFMAN, P.A.
BY: ~ 0\ ~C
LAURENCE R. CHASHIN, ESQUIRE
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SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SUMMERS
DEFENDANT(S)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01-5743 CIVIL TERM
AFFIDAVIT OF NON-MILTTARY SERVICE
LAURENCE R. CHASHIN, ESQUIRE, being duly sworn according to law, deposes and says
that he is attorney for Plaintiff in the above-captio„ed matter, that he makes this Affidavit on Plaintiff's
behalf, and that the statements in this Affidavit are true to the best of his knowledge, information and
belief.
Defendant, LYNDA H. SUMMERS, is over 21 years of age. His last employment is
unknown.
Defendant is not in the military service of the United States as contemplated by the Soldiers'
and Sailors' Civil Relief Act, as amended.
This Affidavit is made in connection with the judgment upon a note and mortgage secured upon
the premises located at 502 APPALACHIAN AVFNUE, MECHANICSBURG, PA 170SS.
SWORN TO AND SU` B~CRIBED
BEFORE ME THIS ~' ~-
DAY OF yYl CC)^e~l~ , 20 ~ .
_,
Mazch 4, 2003
BY: _ C /,
A CE R. CHASHIN, ESQUIRE
DONNA M. l.UPO
Notary Public of New Jersey
My Commission Expires
February 22, 2005
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COURT OF COMMON PLEAS
CUMBERLAND COUNTY
r'r
LAWRENCE E. WELKER
Prothonotary
TO: LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. Oi-5743 CIVIL TERM
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you aze hereby notified that a
Judgment has been entered against you in the above proceeding as indicated below:
X Judgment by Default
^ Money Judgment
^ Judgment for Possession
^ Judgment on Award of Arbitration
^ Judgment on Verdict
^ Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
ATTORNEY LAURENCE R. CHASHIN, ESQUIRE at this telephone number: (856) 755-1560
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SPEAR & HOFFMAN, P.A.
~ BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE ::
PI>AINTIFF,
vs.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01-5743 CIVIL TERM
LYNDA H. SUMMERS
DEFENDANTS
AFFIDAVIT PURSUANT TO RULE 3129.1
FANNIE MAE, Plaintiff in the above action, by its attorney, LAURENCE R. CHASHIN, ESQUIRE
sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information
concerning the real property located at 502 APPALACHIAN AVENUE,
MECHANIC5BURG, PA 17055:
1. Name and address of Owner(s) or Reputed Owner(s):
LYNDA H; SUMMERS
502 APPALACHIAN AVENUE
MECHANI~SBURG, PA 17055
2. Name and address of Defendant(s) in the judgment:
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
Name and last known address of every judgment creditor whose judgment is a record lien on
the real property to be sold:
UPPER ALLEN TOWNSHIP
4714 INDIAN TRAIL ROAD
NORTHAMPTON, PA 18067
REF/i 200]-2657
Name and address of the last recorded holder of every mortgage of record:
WASHINGTON MUTUAL BANK
C/O FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
NORTH AMERICAN MORTGAGE COMPANY
3883 AIRWAY DRIVE
SANTA ROSA, CA 95403
PNC MORTGAGE CORP.
P.O. BOX 2026
FLINT, MI,48501-2026
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y 5. Name and address of every other person who has any record lien on the property:
NONE
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale:
DOMESTIC RELATIONS
P.O. BOX 320
13 N. HANOVER ST.
CARLISLE, PA 17013
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE -LIEN
BUREAU OF COMPLIANCE
DEPT. 280946
HARRISBURG, PA 17128-0946
ATTENTION: SUE BLOUGH
CUMBERLAND COUNTY
TAX CLAIM BUREAU
1COURTHOUSESQUARE ---
CARLISLE, PA 17013
CAROLYN MCQUILLEN
TAX COLLECTOR
1044 PINE ROAD
CARLISLE, PA 17013
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX DIVISION
DEPT. 280601
HARRISBURG, PA 17128-0601
7. Name and address of every other person of whom the plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
TENANT(S)/OCCUPANT(S)
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge, information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa.Q.S. §4904 relating to unsworn falsification to authorities,
SPEAR & HOFFMAN, P.A.
LAURENCE R. CHASHIN, ESQUIRE
Attorney for Plaintiff -
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SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. HINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856)755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01-5743 CIVIL TERM
CERTIFICATION
LAURENCE R. CHASHIN, ESQUIRE, hereby verifies that she is the attorney for the
Plaintiff in the above captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
( ) an FHA mortgage
( ) non-owner occupied
( ) vacant
(x) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa.C.S. section 4904 relating to
unsworn falsification to authorities.
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LAURENCE R. CHASHIN, ESQUIRE
Attorney for Plaintiff
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SPEAR & HOFFMAN, P.A.
~y BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856)755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON, PLEAS
CUMBERLAND COU>~JTY
DOCKET NO.Ol-5743 CIVIL TERM
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
Your house (real estate) at:
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
is scheduled to be sold at Sheriff's Sale on JUNE 11, 2003 at:
CUMBERLAND COUNTY COURTHOUSE
2ND FLOOR, COMMISSIONERS HEA1'tING ROOM
1COURTHOUSESQUARE
CARLISLE, PA 17013-3387
at 10:00 a.m. to er..force the court judgment of $137,510.40 obtained by FANNIE MAE against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale you must take immediate action:
1. The sale will be canceled if you pay to FANNIE MAE the amount of the judgment plus
costs or the back payments, late charges, costs and reasonable attorney's fees due. To find out how
much you must pay, you may call: (856) 755-1560.
2. You may be able to stop the sale ley filing a petition asking the Court to strike or open
the judgment, if the judgment was improperly enterer'. You may also ask the Court to postpone the
sale for good cause.
You may be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder.
You may fmd out the price bid by calling (717)240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the
sale. To find out if this has happened, you may call (717)240-6390.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner
of the property as if the sale never happened.
5. Ycru have a right to remain in the property until the full amount due is paid to the
Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid for your house. A
schedule of distribution of the money bid for your house will be filed by the Sheriff no later than JULY
11, 2003 This schedule will state who wilt be receiving the money. The money wlll be paid out in
accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after the date of filing of said schedule.
7. You may also have other rights and defenses, or ways of getting your house back, if
you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY COURTHOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17103
PURSUANT TO THE FAIIi DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED
THAT TffiS LAW FIItM IS DEEMED TO'3E A DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
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SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY LD. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856)755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO.O1-5743 CIVIL TERM
CERTIFICATION AS TO THE SALE OF REAL PROPERTY
I hereby certify that I am the Attorney oY record for the Plaintiff in this Action against Real
Property and further certify this property is:
[ ] FHA -Tenant Occupied or Vacant
[ ] Commercial
[ ] As a result of a Complaint in Ass~.rttpsit
[ X ] That the Plaintiff has complied in all respects with Section 403 of the
Mortgage assistance Act including but not limited to:
(a) Service of notice on Defendant(s)
(b) Expiration of 30 days since the service of notice
(c) Defendant(s) failure to request or appear at meeting with Mortgagee or
Consumer Credit Counseling Agency
(d) Defendant(s) failure to file appli~dtion with Homeowners Emergency
Assistance Program.
I further agree to indemnify and hold harmless the Sheriff of CUMBERLAND County for any
false statement given herein.
LAURENCE R. CHASHIN, ESQUIRE
Attorney for Plaintiff
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CERTIFICATE TO THE SHERIFF SHERIFF'S OFFICE
CUMBERLAND COUNTY COURTHOUSE
1COURTHOUSESQUARE
CARLISLE, PA 17013-3387
FANNIE MAE :COURT OF COMMON PLEAS
vs.
NO.Ol-5743 CIVIL TERM
LYNDA H. SUMMERS
I HEREBY CERTIFY THAT
The judgment entered in the above matter is based on an action:
A. In Assumpsit (Contract)
B. In Trespass (Accident)
X C. In Mortgage Foreclosure
D. On a note accompanying a purchase money mortgage and the property being
exposed to sale is the mortgaged property.
IL The defendant(s) own the property being exposed to sale as:
X A. An individual
B. Tenants by the Entireties
C. Joint tenants with right of survivorship
D. A partnership
E. Tenants in Common
F. A corporation
III. The defendant(s) is (are):
X A. Resident in the Commonwealth of Pennsylvania
B. Not resident in the Commonwealth of Pennsylvania
C. If more than one defendant and either A or B above not applicable, state which
defendants are residents of the Commonwealth of Pennsylvania.
Residents:
Name: LAURENCE R. CHASHIN. ESQUIRE
Attorney LD. NoQ. 77558
Signature: ~~- /~ _ ~~~
Phone No. (8561755-1560 Address: 1020 N. Kings Highway. Suite 210
Cherry Hill. N.J. 08034
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SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 NORTH KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SUMMERS
DEFENDANT
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 01-5743 CIVIL TERM
PRAECIPE TO WITHDRAW JUDGMENT BY DEFAULT
TO THE PROTHONOTARY:
Kindly withdraw the judgment by default in the above captioned matter which was filed on March
10, 2003.
SPEAR AND HOFFMAN, P.A.
LAUR NL'E R. CHASHIN, ESQUIRE
Attorney for Plaintiff
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Mar 12 03 04:04p SpearaHoffman 18567551570 P•1
Law Offices
Spear and Hoffman, P.a.
March 12, 2003
SHERIFF'S OFFICE
CUMBERLAND COUNTY COURTHOUSE
1COURTHOUSESQUARE
CAP.LISLE, PA 17013-3387
ATTN:JODY
RE: FANNIE MAE vs. LYNDA H- SUMMERS
Docket No. 01-5743 CIVIL TERM
Sale Date: JUNE 11, 2003
OuT File WMS-P-273
Dear Sir/Madam:
Wine C. Spear f1922-1976)- '
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Kindly stay the sale scheduled for the above-referenced case due to the fact that Defendant LYNDA H.
SUMMERS has satisfied her payments to ow clietit. No monies were received.
In order for our firm to properly bill our client, please take the time to send us the refund of $1,500.00
and a copy of the writ-
Please return the writ to the prothonotary.
If you have any questions or concerns, please do not hesitate to contact the undersigned.
Thank you for your anticipated cooperation and courtesy in this matter.
Very truly yours,
SPEAR AND HOFFMAN, P.A.
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Holly C. Koenig,
Paralegal
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VIA FACSIMILE TO 717-240-6397
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NJ/PA: 1020 N. Kings Highway/ Suite 210/Cherry Hill, New Jersey 08034/(856) 755-1560/ Fax(856) 755-
L570
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA).
COUNTY OF CUMBERLAND)
NO 01-5743 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due Fannie Mae Plaintiff (s)
From Lynda H. Summers
(I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION .
(2) You are also duected to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are duetted to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due$137,510.40 L.L.$.50
Interest $2,214.80
Atty's Comm % Due Prothy $1.00
Atty Paid $115.50 Other Costs
Plaintiff Paid
Date: March 10, 2003
CURTIS R LONG
Prothonota/r~y ~I ~o ~~ nn //
(Seal) By: 7C.,P/L/,~nr ~- d.5e/X~
Deputy
REQUESTING PARTY
Name Laurence R. Chashin, Esq.
Address: 1020 N. Dings Highway, Suite 210
Cherry Hill, NJ 08034
Attorney for: Plaintiff
Telephone: 856-755-1560
Supreme Court ID Nc. 77558
Real Estate Sale # 33
On March 12, 2003 the sheriff levied upon the
defendant's interest in the real property situated in
Upper Allen Township, Cumberland County, PA
known and numbered as 502 Appalachian Ave.,
Mechanicsburg, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: March 12, 2003 By:~-1C~5M,(~q
Real Estate Deputy
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WRIT OF EXECUTION and/or ATTACHMENT'
COMMONWEALTH OF PENNSYLVANIA) NO 01-5743 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY: '
To satisfy the debt, interest and costs due Fannie Mae Plaintiff (s)
From Lynda H. Summers
(1) You are duected to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are duected to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due$137,510.40 L.L.$.50
Interest $2,214.80
Atty's' Comm % Due Prothy $1.00
Atty Paid $115.50 Other Costs
Plaintiff Paid
Date: March 10, 2003
CURTIS R. LONG
Prothon
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REQUESTING PARTY:
Name Laurence R Chashin, Esq.
Address: 1020 N. Kings Highway, Suite 210
Cherry Hill, NJ 08034
Attorney for: Plaintiff
Telephone:856-755-1560
Supreme Court ID No. 77558
TRIf~ a;~t~pY ~R~a~i1 RE~ClRD
In Testimony v~hereof, I here unto set my hand
and the seal of said Court at Carlisle, Pa.
This ..../.0...._. day of.._`dv(ac~i
p ............. `~ . _ kt/s...... ~.. .
Prothonotary
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-WRIT OFEXECUTION-and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COi1N'I'Y OF CUMBERLAND)
NO 01-5743 Civil
CNIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due Fannie Mae Plaintiff (s)
From Lynda H. Summers
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION .
(2) You are also duetted to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are duetted to notify him(her that hefshe has been added as a
garnishee and is enjoined as above stated.
Amount Due$137,510.40 L.L.$.50
Interest $2,214.80
Atty's Comm % Due Prothy $1.00
Atty Paid $115.50 Other Costs
Plaintiff Paid
Date: March 10, 2003
CURTIS R. LONG
Prothonotary
(Seal) ~ ,,~
By: ~/~~d,~` /~. ~~~~
v Deputy
REQUESTING PARTY:
Name Laurence R. Chashin, Esq.
Address: 1020 N. HIngs Highway, Suite 210
Cherry Hill, NJ 08034
Attorney for: Plaintiff
Telephone: 856-755-1560
Supreme Court ID No. 77558
TRUE C:~PY F~~l~ RECORD
In Testimony v.~hereof, I here unto set my hand
and the seal of said Court at Carlisle, Pa.
This ..../..~........ day of._..d2?ac~~
.......
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Prothonotary
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO 01-5743 Civil
COUNTY OF CC1IvIBERLAND) CML ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due Fannie Mae Plaintiff (s)
From Lyuda H. Summers
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRH'TION .
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are dtrected to notify himlher that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due$i37,510.40 L.L.$.50
Interest $2,214.80
Atty's Comm % Due Prothy $1.00
Atty Paid $115.50 Other Costs
Plaintiff Paid
Date: March 10, 2003
CURTIS R. LONG
Prothonotary
(Seal) By: 7~l~isLi,!„^ /~. ~°l~
Deputy
REQUESTING PARTY:
Name Laurence R. Chashin, Esq.
Address: 1020 N. Kings Highway, Suite 210
Cherry Hill, NJ 08034
Attorney for: Plaintiff
Telephone: 856-755-1560
Supreme Court ID No. 77558
YRUE COPY F~;3sU R~~~RD
In Testimony whereof, I here unto set my hand
and the seal of said Court at Carlisle, Pa,
This ... ~~........ day of....~d~ac~~.,
p~~ ~p ~~'
~d/ Prothonotary
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO 01-5743 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due Fannie Mae Plaintiff (s)
From Lynda H. Summers
DESCRIPTION .
(1) You are duected to levy upon the property of the defendant (s)and to sell SEE LEGAL
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amoun[ Due$137,510.40 L.L.$.50
Interest $2,214.80
Atty's Comm % Due Prothy $1.00
Atty Paid $115.50 Other Costs
Plaintiff Paid
Date: March 10, 2003
CURTIS R. LONG
Prothonotary
(Seal) ~ .,!
By: ~~~.,~ /~. ~O ~ ~
Deputy
REQUESTING PARTY:
Name Laurence R. Chashin, Esq.
Address: 1020 N. Kings Highway, Suite 210
Cherry Hill, NJ 08034
Attorney for: Plaintiff
Telephone: 856-755-1560
Supreme Court ID No. 77558
l'R~lE COPY ~~~3iy1 R~~~RD
In Testimony ~Fritereof, I h;;re unto set my hand
and the seal of said Court at Carlisle, Pa.
This ..../D........ day of....`A?!/ac~`
,.........._.`~ .. ytGc,_.~_..
~...
Prothonotary
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Real Estate Sale # 33
On March 12, 2003 the sheriff levied upon the
d.efendant's interest in the real property situated in
Upper Allen Township, Cumberland County, PA
known and numbered as 502 Appalachian Ave.,
Mechanicsburg, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: March 12, 2003 By. -
Real Esta Deputy
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 01-5743 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due Fannie Mae Plaintiff (s)
From Lynda H. Summers
(1) You aze duetted to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also duetted to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are duetted to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due$137,510.40 L.L.$.50
Interest $2,214.80
Atty's Comm % Due Prothy $1.00
Atty Paid $115.50 Other Costs
P1ain6ff Paid
Date: March 10, 2003
CURTIS R. LONG
Prothon~~(ota///ry~~~~~~
(Seal) By: ~~ /~'. ~
Deputy
REQUESTING PARTY:
Name Laurence R. Chashin, Esq.
Address: 1020 N. Kings Highway, Suite 210
Cherry Hill, NJ 08034
Attorney for: Plaintiff
TRUE COPY ~~~~M RECORD
In Testimony ~rohereof, I here unto set my hand
and the seal of said Court at Carlisle, Pa.
This ... %o........ day of....evlg-~
Telephone: 856-755-1560
Supreme Court ID No. 77558
Prothonotary
'^s==«
Real Estate Sale # 33
C-n March 12, 2003 the sheriff levied upon the
defendant's interest in the real property situated in
Upper Allen Township, Cumberland County, PA
known and numbered as 502 Appalachian Ave.,
Mechanicsburg, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: March 12, 2003
By:
Real Estate Deputy.
~'0~
WRIT OF EXECUTION and/or ATTACHMENT-
COMMONWEALTH OF PENNSYLVAN'A) NO 01-5743 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due Fannie Mae Plaintiff (s)
From Lynda H. Summers
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION .
(2) You aze also duected to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) no[ levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due$137,510.40 L.L.$.50
Interest $2,214.80
Atty's Comm % Due Prothy $1.00
Atty Paid $115.50 Other Costs
Plaintiff Paid
Date: March 10, 2003
CURTIS R. LONG
Prothon
ota
ry
(Seal) ``
~~
~ .,.~
By: 7~Dr~Gi,t^ /~. `~o~ ~~_
Deputy
REQUESTING PARTY:
Name Laurence R. Chashin, Esq.
Address: 1020 N. Kings Highway, Suite 210
Cherry Hill, N3 08034
Attorney for: Plaintiff
Telephone:856-755-1560
Supreme Cour[ ID No. 77558
TR~J~ Ci~P1'
In Testimony t~~hereof ~^~a~i1 R~~~RD
I he
,
re unto set my hand
and the seal of said Court at Carlisle, pa.
This ..../..~.......- day of....`d~~~
P..v..........~~j,~y~..
Imo/ .,
. ~..,, ~rCd/~YJ ~`
Pr(((///ot°°°hllP"o~~~n..o"`tary~J J
,._ { i
i'' I ~ ~
i;
~.,
.s
few,»«~.,:..,,,~,~R
Real Estate Sale # 33
(hi March 12, 2003 the sheriff levied upon the
defendant's interest in the real property situated in
Upper Allen Township, Cumberland County, PA
known and numbered as 502 Appalachian Ave.,
Mechanicsburg, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: March 12, 2003 By
Real Es e Deputy
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856)755-1560
ATTORNEY FOR 1
FANNIE MAE
PI:AINTIFF,
vs.
LYNDA H. SUMMERS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01-5743 CIVIL TERM
DEFENDANTS
AFFIDAVIT PURSUANT TO RULE 3129.1
FANNIE MAE, Plaintiff in the above action, by its attorney, LAURENCE R. CHASHIN, ESQUIRE
sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information
concerning the real property located at 502 APPALACHIAN AVENUE,
MECHANICSBURG, PA 17055:
Name and address of Owner(s) or Reputed Owner(s):
LYNDA H; SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
2. Name and address of Defendant(s) in the judgment:
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
3. Name and last known address of every judgment creditor whose judgment is a record lien on
the real property to be sold:
UPPER ALLEN TOWNSHIP
4714 INDIAN TRAIL ROAD
NORTHAMPTON, PA 18067
REFN 2001-2657
4. Name and address of the last recorded holder of every mortgage of record:
WASHINGTON MUTUAL BANK
C!O FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
NORTH AMERICAN MORTGAGE COMPANY
3883 AIRWAY DRIVE
SANTA ROSA, CA 95403
PNC MORTGAGE CORP.
P.O. BOX 2026
FLINT, MI,48501-2026
Name and address of every other person who has any record lien on the property:
NONE
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale:
DOMESTIC RELATIONS
P.O. BOX 320
13 N. HANOVER ST.
CARLISLE, PA 17013
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE -LIEN
BUREAU OF COMPLIANCE
DEPT. 280946
HARRISBURG, PA 17128-0946
ATTENTION: SUE SLOUGH
CUMBERLAND COUNTY
TAX CLAIM BUREAU
1 COURTHOUSE SQUARE
CARLISLE, PA 17013
CAROLYN MCQUILLEN
TAX COLLECTOR
1044 PINE ROAD
CARLISLE, PA 17013
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX DIVISION
DEPT. 280601
HARRISBURG, PA 17128-0601
7. Name and address of every other person of whom the plaintiff has knowledge wh"o has any
interest in the property which may be affected by the sale:
TENANT(S)/OCCUPANT(S)
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge, information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa.z/.S. §4904 relating to unsworn falsification to authorities.
SPEAR & HOFFMAN, P.A.
~°~~ ~
c.
LAURENCE R: CHASHIN, ESQUIRE
Attorney for Plaintiff
.:w,~,,A.a.~ .
SPEAR & HOFFMAN, P.A.
B!: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856)755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SUMMERS
DEFENDANTS
~oP~r
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO.Oi-5743 CIVIL TERM
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: LYNDA H.. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
Your house (real estate) at:
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
is scheduled to be sold at Sheriff's Sale on JUNE 11, 2003 at:
CUMBERLAND COUNTY COURTHOUSE
2"'D FLOOR, COMMISSIONERS HEARING ROOM
1COURTHOUSESQUARE
CARLISLE, PA 17013-3387
at 10:00 a.m. to enforce the court judgment of $137,510.40 obtained by FANNIE MAE against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale you must take immediate action:
1. The sale will be canceled if you pay to FANNIE MAE the amount of the judgment plus
costs or the back payments, late charges, costs and reasonable attorney's fees due: To fmd out how
much you must pay, you may call: (856) 755-1560.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open
the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the
-...._. sale for good cause. ......:.:......,_.
3. You may be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
•
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder.
You may find out the price bid by calling (717)240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the
sale. To find out if this has happened, you may call (717)240-6390.
4: If the amount"due from the buyer is not paid to the Sheriff, you will remain the owner
of the property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the
Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. Yqu may be entitled to a share of the money which was paid for your house. A
schedule of distribution of the money bid for your house will be filed by the Sheriff no later than JULY
11, 2003 This schedule will state who will be receiving the money. The money will be paid out in
accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after the date of filing of said schedule.
7. You may also have other rights and defenses, or ways of getting your house back, if
you act immediately afer the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY COURTHOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17103
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED
THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
COp~
ALL THAT CERTAIN PIECE OR PARCEL OF LAND, SITUATE IN THE TOWNSHIP OF UPPER
ALL1;N COUNTY OF CUMBERLAND AND STATE OF PENNSYLVANIA, MORE
PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS:
BEGINNING AT A POINT ON THE WESTERN LINE OF APPALACHIAN AVENUE AT THE
SOUTHERN LINE OF LOT NO. 32, AS SHOWN ON THE HEREIN AFTER MENTIONED PLAN
OF LOTS; THENCE ALONG THE SOUTHERN LINE OF LOT NO. 32 NORTH 76 DEGREES 16
MINUTES WEST ONE HUNDRED TWENTY-(120) FEET TO A POINT; THENCE SOUTH 13
DEGREES 44 MINUTES WEST NINETY (90) FEET TO A POINT; THENCE ALONG THE
NORTHERN LINE OF LOT NO. 34 ON SAID PLAN SOUTH 76 DEGREES 16 MINUTES EAST
ONE HUNDRED. TWENTY (120) FEET TO APPALACHIAN AVENUE, THENCE ALONG THE
WESTERN LINE OF APPALACHIAN AVENUE NORTH 13 DEGREES 44 MINUTES EAST
NINETY (90) FEET TO THE PLACE OF BEGINNING.
BEING LOT NO. 33, PLAN OF SECTION 2, MT. ALLEN HEIGHTS, SAID PLAN BEING
RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND
COUNTY IN PLAN BOOK 12, PAGE 16.
BEING THE SAME PREMISES WHICH LYNDA H. SUMMERS BY DEED DATED AUGUST 26,
1999 AND RECORDED SEPTEMBER 14, 1999 IN THE COUNTY OF CUMBERLAND AND
STATE OF PENNSYLVANIA IN DEED BOOK 207 PAGE 738 CONVEYED UNTO LYNDA H.
SUMMERS, MORTGAGOR HEREIN.
PARCEL NO. 42 28-2421-267
PROPERTY ADDRESS: 502 APPALACHIAN AVENUE, MECHANICSBURG, PA 17055.
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY LD. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
vs.
LYNDA H. SUMMERS
DEFENDANTS
~~~
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO,Ol-5743 CIVIL TERM
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
Your house (real estate) at:
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
is scheduled to be sold at Sheriff's Sale on JUNE 11, 2003 at:
CUMBERLAND COUNTY COURTHOUSE
2N° FLOOR, COMMISSIONERS HEARING ROOM
1COURTHOUSESQUARE
CARLISLE, PA 17013-3387
at 10:00 a.m. to enforce the court judgment of $137,510.40 obtained by FANNIE MAE against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale you must take immediate action:
1. The sale will be canceled if you pay to FANNIE MAE the amount of the judgment plus
costs or the back payments, late charges, costs and reasonable attorney's fees due. To find out how
much you must pay, you may call: (856) 755-.1560.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open
the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the
sale for good cause.
You may be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (see notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
BEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If she Sheriff's Sale is not stopped, your property will be sold to the highest bidder.
You may find out the price bid by calling (717)240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the
sale. To find out if this has happened, you may call (717)240-6390.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner
of the property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the
Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings
to evict you.
6. You may be entitled to a share of the money which was paid for your house. A
schedule of distribution of the money bid for your house will be filed by the Sheriff no later than JULY
11, 2003 This schedule will state who will be receiving the money. The money will be paid out in
accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after the date of filing of said schedule.
7. You may also have other rights and defenses, or ways of getting your house back, if
you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY COURTHOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17103
PURSUANT TO THE FAIIt DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED
THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
ALL THAT CERTAIN PIECE OR PARCEL OF LAND, SITUATE IN THE TOWNSHIP OF UPPER
ALLEN COUNTY OF CUMBERLAND AND STATE OF PENNSYLVANIA, MORE
PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS:
BEGINNING AT A POINT ON THE WESTERN LINE OF APPALACHIAN AVENUE AT THE
SOUTHERN LINT OF' LOT NO. 32, AS SHOWN ON THE HEREIN AFTER MENTIONED PLAN
OF LOTS; THENCE ALONG THE SOUTHERN LINE OF LOT NO. 32 NORTH 76 DEGREES 16
MINUTES WEST ONE HUNDRED TWENTY (120) FEET TO A POINT; THENCE SOUTH 13
DEGREES 44 MINUTES WEST NINETY (90) FEET TO A POINT; THENCE ALONG THE
NORTHERN LINE OF LOT NO. 34 ON SAID PLAN SOUTH 76 DEGREES 16 MINUTES EAST
ONE HUNDRED. TWENTY (120) FEET TO APPALACHIAN AVENUE, THENCE ALONG THE
WESTERN LINE OF APPALACHIAN AVENUE NORTH 13 DEGREES 44 MINUTES EAST
NINETY (90) FEET TO THE PLACE OF BEGINNING.
BEING LOT NO. 33, PLAN OF SECTION 2, MT. ALLEN HEIGHTS, SAID PLAN BEING
RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND
COUNTY IN PLAN BOOK 12, PAGE 16.
BEING THE SAl~?E PREMISES WHICH LYNDA H. SUMMERS BY DEED DATED AUGUST 26,
1999 AND RECORDED SEPTEMBER 14, 1999 IN THE COUNTY OF CUMBERLAND AND
STATE OF PENI<'SYLVANIA IN DEED BOOK 207 PAGE 738 CONVEYED UNTO LYNDA H.
SUMMERS, MORTGAGOR HEREIN.
PARCEL NO. 42 ~28-2421-267
PROPERTY ADI`~-RESS: 502 APPALACHIAN AVENUE, MECHANICSBURG, PA 17055.
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
vs.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01-5743 CIVIL TERM
LYNDA H. SUMMERS
DEFENDANTS
CERTIFICATION
LAURENCE R. CHASHIN, ESQUIRE, hereby verifies that she is the attorney for the
Plaintiff in the above captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
( ) an FHA mortgage
( ) non-owner occupied
( ) vacant
(x) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa.C.S. section 4904 relating to
unsworn falsification to authorities.
LAURENCE R. CHASHIN, ESQUIRE
Attorney for Plaintiff
i,
CERTIFICATE TO THE SHERIFF
SHERIFF'S OFFICE
CUMBERLAND COUNTY_COURTHOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
FANNIE MAE :COURT OF COMMON PLEAS
vs.
NO.01-5743 CIVIL TERM
LYNDA H. SUMMERS
I HEREBY CERTIFY THAT
The judgment entered in the above matter is based on an action:
A. In Assumpsit (Contract)
B. In Trespass (Accident)
X C. In Mortgage Foreclosure
D. On a note accompanying a purchase money mortgage and the property being
exposed to sale is the mortgaged property.
II. The defendant(s) own the property being exposed to sale as:
X A. An individual
B. Tenants by the Entireties
C. Joint tenants with right of survivorship
D. A partnership
E. Tenants in Common
~_ F. A corporation
III. The defendant(s) is (are):
X A. Resident in the Commonwealth of Pennsylvania
B. Not resident in the Commonwealth of Pennsylvania
C. If more than one defendant and either A or B above not applicable, state which
defendants are residents of the Commonwealth of Pennsylvania.
Residents:
Name: LAURENCE R. CHASHIN. ESOUIRF.
Attorney I.D. NoQ. 77558
Signature: ~ /~- _ ~~-~~~
Phone No. (856) 755-1560 Address: 1020 N. Kings Hiehwav. Suite 210
Cherrv Hill, N.J. 08034
SPEAR & HOFFMAN, P.A.
Attorneys at Law
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
Tel: (856) 755-1560
Fax: (856) 755-1570
March 4, 2003
OFFICE OF THE SHERIFF OF CUMBERLAND COUNTY
CUMBERLAND COUNTY COURTHOUSE
ICOURTHOUSESQUARE
CARLISLE, PA 17013-3387
ATTN: SHERIFF'S SALE DEPARTMENT
RE: FANNIE MAE v. LYNDA H. SLMMERS
Docket No. 01-5743 CIVIL TERM
Our File No. WMS-P-273
Dear Sir/Madam:
The Prothonotary shall have delivered the Writ of Execution for sale of Real Property to you together
with the below listed documents for the JUNE 11.2003 sale date. Please advise if this property
will not be scheduled for that date.
In accordance with CUMBERLAND County's requirements for scheduling a Sheriff's sale, I enclose:
X Sale deposit in the amount of $1,000.00;
X Bankruptcy dismissal court order;
X Property legal description;
X Affidavit pursuant to Rule 3129.1;
X Act 91 Affidavit;
X Notices of Sale for each Defendant;
X Certification as to the sale of real property;
X Certificate to the sheriff;
X Request for service of the notice of sale;
X Request for posting, advertising, of the notice of sale.
Please time stamp the enclosed "ATTORNEY COPY" of the 3129 Affidavit and return in the prepaid
envelope provided.
We will send notice of the sale to all known lien holders prior to the sale and will file a Certification.
Thank you for your cooperation in this matter.
Very truly yours,/~
_0~ _ ~~_~
LAURENCE R. CHASHIN, ESQUIRE
LC/hck
Enclosures
5
Law Offices
Spear and ~~offman~ P.a.
ORDER FOR SERVICE
TO: SHERIFF OF CUMBERLAND COUNTY
FROM: LAUREN~E R. CHASHIN, ESQ.
ATTORN ~Y ID# 77558
SPEAR AND HOFFMAN, P.A.
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, N.J. 08034
(856) 755;1560
(856) 755J1570 FAX
FANNIE MAE
PLAINTIFF
Vs.
LYNDA H. SUMMERS
DEFENDANT
SERVE: LYNDA H. SU1~iMERS
March 4, 2003
Irvine C. Spear (1922-1976)
DOCKET NO. 01-5743 CIVIL TERM
WRIT OF EXECUTION
SERVE AT: 502 APPALACHIAN AVENUE, MECHt1NICSBURG, PA 17055
PROPERTY ADDRESS: 502 APPALACHIAN AVENUE, MECHANICSBURG, PA 17055
INSTRUCTIONS FOR SERVICE:
SERVICE ON ALL DEFhNDANTS X
CERTIFIED MAIL _ _ ORDINARY MAIL COURT ORDER
POST PROPERTY X _
DEPUTIZE COUNTY (WITHIN PA. ONLY) DEPOSIT$
REGISTERED MAIL _ (OUTSIDE OF THE UNITED STATES ONLY)
PERSON IN CHARGE _.
OTHER
SPECIAL INSTRUCTIOEIS:
PLEASE ATTEMPT SER@ICE THREE TIMES AND PLEASE POST THE PROPERTY ADDRESS.
NJ/PA: 1020 N. Kings Highway/ Suite 210/ Cherry Hill, New Jersey 08034/ (856) 755-1560/ Fax (856) 755-1570
IN THE UNITED STATES BANKRUPTCY COURT
FOR THE MIDDLE DISTRICT OF PENNSYLVANLA
IN RE:
Lynda Ii. Summers
Washington Mutual Bank, (n)
MOVANT,
vs.
Lynda H. Summers
RESPONDENT(S)/DEBTOR(S)
Charles J. Dehart,III, Trustee
RESPONDENT/TRUSTEE
BKY CASE NO. O1-05871/RJW
CHAPTER NO.: 13
11 U.S.C. SECTION 362
ORDER MODIFYING §362 AUTOMATIC STAY
AND NOW, this 9th day of August , 2002, at the MIDDLE District of Pennsylvania,
upon failure of the Debtor to file an answer within the time allowed, appear or otherwise respond
to the Motion of the above-named Movant for Relief from the Automatic Stay, and for good
cause shown, it is:
ORDERED AND DECREED that the Automatic Stay of all proceedings, as provided
under §362 of the Bankruptcy Reform Actof 1978 (The Code) 11, U.S.C. §362 is modified to
allow the above-named Movant, its successors or assigns to proceed with, or to resume
proceedings in mortgage foreclosure, including, but not limited to, Sheriff's or Marshal's Sale of
X02 Appalachian Avenue, Mechanicsbwg, PA 17055; and to take action, by suit or otherwise as
permitted bylaw, in its own none or the nanie of its assignee, to obtain possession of said
premises.
FiJRTHER, this order shall take effect immediately without regard to Bankruptcy Rule
4001(a)(1).
1st 9oh~ J.'Elaomas
UNITED STATES BANKRUPTCY JUDGE.
cc: Robert W. Cusick, Esquire
SPEAR & HOFFMAN, P.A.
1020 North Kings Highway, Suite 210
Cherry Hill, NJ 08034
856-755-1560
~~ ug ~, ~~
~,.