HomeMy WebLinkAbout01-05748
Comroe Hing LLP
By: David B. Comroe
1608 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
VS.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Term
No. 01-5748 CIVIL TERM
Defendants
............................................................
............................................................
O R D E R
AND NOW this t 0 day of ? ,
2002, as a good faith reasonable investigation was performed to
ascertain Defendants whereabouts in accordance with Pennsylvania
Rule of Civil Procedure 430, it is hereby ORDERED AND DECREED that
service of Plaintiff's Notice under Pennsylvania Rules of Civil
Procedure 3129 and any other Notices related thereto in connection
with this action is to be made in the following manner:
1. By posting a copy of the 3129 Notice on the most public
part of the property as well as any other Notices related thereto
on the most public part of the property;
DEC 1 9 02 6.
Identification No.: 25694
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
2. By certified mail to the Defendants' last known address;
3. By regular, first-class mail to the Defendants' last known
addre`1s.gVMV IP%5 vQjl?-Q CNVCQ- Ai /he ? •![ bAk ALL".-C
5. Plaintiff is to file a Certification of Service showing
that above mailings were sent by certified mail and regular, first-
class mail. Plaintiff is not required to provide a Certification
that those mailings were received by Defendant(s).
It is further ORDERED AND DECREED that the posting and
Certified and first-class mail of the Notices under Pennsylvania
Rules of Civil Procedure 3129 and any other Notices related thereto
pertaining to this case shall constitute good
BYI\THE COU
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Comroe Hing LLP
By: David B. Comroe
1508 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
Vs.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Identification No.: 25694
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 CIVIL TERM
Defendants
.............................................................
.............................................................
PETITION FOR SERVICE PURSUANT TO SPECIAL ORDER
OF COURT UNDER PENNSYLVANIA RULE OF CIVIL PROCEDURE 430
1. Plaintiff filed a Complaint in Mortgage Foreclosure against
Defendants on October 3, 2001. The Default Judgment was entered
and the Writ of Execution issued on June 21, 2002.
2. Service upon Defendant William C. Trapnell, a/k/a William
C. Trapnell, III was not made at the property address nor at his
last known mailing address. Attached hereto and made part hereof
as Exhibit "A" is a true and correct copy of the Return of Service
form.
3
3. In accordance with Pennsylvania Rule of Civil Procedure
430, Plaintiff commenced a reasonable investigation to determine
Defendants' whereabouts by the following action:
a. inquiry of postal authority;
b. inquiries of neighbors;
c. examination of local telephone directories;
d. examination of voter registration records;
e. examination of local tax records.
Attached hereto and made part hereof, collectively, as Plaintiff's
Exhibit "B" are the Affidavit of Good Faith Report to locate the
Defendants with fact sheet on inquiries of Postal Authority;
inquiries of neighbors; examination of local telephone directories;
examination of local tax records, and examination of voter's
registration records. Based upon this reasonable investigation, no
new address of Defendants has been determined.
4. In accordance with Pennsylvania Rule of Civil Procedure 410
and Pennsylvania Rule of Civil Procedure 430, alternate service is
requested by posting a copy of the Notices under Pennsylvania Rule
of Civil Procedure 3129 as well as any other Notices related
thereto on the most public part of the property and by first-class
and certified mail service to Defendants' last known address.
4
K
WHEREFORE, Plaintiff respectfully requests that Your Honorable
court order service of the Notices under Pennsylvania Rule of Civil
Procedure 3129 as well as any other Notices related thereto in the
manner set forth and requested hereinabove.
Comr i LLP
BY:
David B. Comroe,
5
Comroe Hing LLP
By: David B. Comroe
1608 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
VS.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Identification No.: 25694
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 CIVIL TERM
Defendants
.............................................................
.............................................................
MEMORANDUM OF LAW
The Pennsylvania Rules of Civil Procedure require that when
service of the Notices under Pennsylvania Rule of Civil Procedure
3129 as well as any other Notices related thereto cannot be made by
the Sheriff by personal service, a reasonable investigation must
take place to determine the Defendants' whereabouts. Pennsylvania
Rules of Civil Procedure 410 and 430. As a reasonable
investigation has taken place, a special Order of Service should be
entered to allow service by posting the property and by certified
and regular mail service.
Co'm`rrooe?Hing LLP
BY via d B. Comroe, Esquire
Attorney for Plaintiff
ti
VERIFICATION
David B. Comroe, Esquire, Attorney for Plaintiff, Conseco
Finance Corporation, f/k/a Green Tree Consumer Discount Company,
having express authorization to enter into this Verification
verifies the foregoing Petition for Alternate Service and avers
that the statements of fact therein contained are made subject to
the penalties of 18 Pa. C.S. Section 4904 relating to unsworn
falsification to authorities, and that same are true upon the
signer's personal knowledge or information and belief.
David B.GC`mroe, Esquire
7
Conseco Finance Corporation f/k/a in The Court of Common Pleas of
Green Tree Consumer Discount Company Cumberland County, Pennsylvania
VS Writ No. 2001-5748 Civil Term
William C. Trapnell a/k/a William C. Trapnell, III
And Elizabeth M. Trapnell a/k/a Elizabeth M. Kempasky
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he
made a diligent search and inquiry for the within named defendant, to wit: William C.
Trapnell a/k/a William C. Trapnell, III, but was unable to locate him in his bailiwick. He
therefore deputized the Sheriff of Dauphin County, Pennsylvania, to serve the within
Real Estate Writ, Notice and Description according to law.
DAUPHIN COUNTY RETURN: I, Jack Lotwick, Sheriff of the County of
Dauphin, State of Pennsylvania, do hereby certify and return, that I made diligent search
and inquiry for William C. Trapnell a/k/a William C. Trapnell, III the defendant named in
the within Real Estate Writ Notice and Description and that I am unable to find him in
the County of Dauphin and therefore return same NOT FOUND, September 3, 2002. So
answers: J.R. Lotwick, Sheriff of Dauphin County, PA.
Jason Vioral, Deputy Sheriff, who being duly sworn according to law, states that
on August 13, 2002 at 7:37 o'clock PM, he served a true copy of the within Real Estate
Writ, Notice and Description, in the above entitled action, upon the within named
defendant, to wit: Elizabeth M. Trapnell a/k/a Elizabeth M. Kempasky, by posting the
premises located at 330 Evergreen Street, New Cumberland, Cumberland County,
Pennsylvania, pursuant to court order, the said true and correct copy of the same:
Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that
on October 2, 2002 at 2:18 o'clock P.M., he posted a true copy of the within Real Estate
Writ, Notice, Poster and Description, in the above entitled action, upon the property of
William C. Trapnell a/k/a William C. Trapnell, III and Elizabeth M. Trapnell a/k/a
Elizabeth M. Kempasky located at 330 Evergreen Street, New Cumberland,
Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served
the above Real Estate Writ, Notice, Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Elizabeth M. Trapnell a/k/a Elizabeth M. Kempasky, by regular mail
to her last known address of 330 Evergreen Street, New Cumberland, PA 17070: This
letter was mailed under the date of October 1, 2002 and never returned to the Sheriff's
Office:
Sworn and Subscribed to Before Me
This Day of
2002, A.D.
Prothonotary
So Answer
R. Thomas Kline, Sheriff
B
Rea Est to eputy
IN THE COURT OF COMMON PLEAS OF CUMBERLAND CO.,
PENNSYLVANIA Docket No.
CONSECO FINANCE SERVICING CORP.
Plaintiff(s)
against -
WILLIAM C. TRAPNELL, III Defendant(s)
AFFIDAVIT OF DUE AND DILIGENT SKIP TRACE REPORT
I, THE UNDERSIGNED AM AND WAS ON THE DATES HEREIN MENTIONED, OVER THE AGE
OF EIGHTEEN YEARS AND NOT A PARTY TO THE ACTION, ATTEMPTED TO LOCATE THE
FOLLOWING INDIVIDUAL FOR SERVICE OF PROCESS:
WILLIAM C. TRAPNELL, III
AND THAT AFTER DUE SEARCH, CAREFUL INQUIRY AND DILIGENT ATTEMPTS AT THE
RESIDENCE: 330 EVERGREEN STREET
NEW CUMBERLAND PA 17070
ALTERNATE: UNKNOWN
THE FOLLOWING INFORMATION IS CURRENTLY AVAILABLE ON SEARCH FILES:
11/21/02 SKIP TRACE RECORDS INDICATE A CURRENT ADDRESS
AT:
WILLIAM C. TRAPNELL, III
330 EVERGREEN
NEW CUMBERLAND, PA 17070
TEL. # 7.17-774-6463
LISTED UNDER ELIZABETH TRAPNELL.
CALLED THE ABOVE NUMBER WHICH IS NO LONGER
REGISTERED TO THE ABOVE DEFENDANT.
I SPOKE TO A NEW SUBSCRIBER TO THIS TELEPHONE
NUMBER AND THE ABOVE SUBJECT IS NOT KNOWN.
SS# 126-50-0934
D.O.B. 1/22/1959
I SPOKE TO NEIGHBORS MR. CAMPBELL WHO
INDICATES THAT THE PROPERTY IS VACANT AND
TRAPNELL MOVED A COUPLE OF MONTHS AGO FROM
THIS ADDRESS.
MOVED, NEW ADDRESS UNKNOWN TO NEIGHBORS.
DIRECTORY ASSISTANCE INDICATES .A
NON-PUBLISHED NUMBER IN THE AREA BUT NONE
AT THIS ADDRESS.
SKIP TRACES INDICATE NO OTHER FORWARDING OR
CHANGES OF ADDRESSES ON FILES AT THIS TIME.
ALL RECORDS INDICATE THIS ADDRESS AS CURRENT
ON ALL FILES AT THIS TIME.
ALL CURRENT VOTER REGISTRATION AND POSTAL
RECORDS INDICATE NO NEW ADDRESS OTHER THAN
THE ABOVE ADDRESS ON FILES.
UNABLE TO LOCATE ANY NEW OR FORWARDING
ADDRESS AT THIS TIME.
I CERTIFY THAT TO THE BEST OF MY KNOWLEDGE THAT THE ABOVE INFORMATION IS TRUE
AND IS PROVIDED BASED UPON DUE DILIGENCE AND CAREFUL INQUIRY.
SEARCHER: JERRY COLASURDO
* CONTINUED ON NEXT PAGE *
DGR - THE SOURCE FOR LEGAL SUPPORT
47 Bloomfield Avenue, Caldwell, NJ 07006
(973) 403-1700 FAX (973)403-9222
File No.01-0114
WORK ORDER No. 201988
'-
IN THE COURT OF COMMON PLEAS OF CUMBERLAND CO.,
PENNSYLVANIA
CONSECO FINANCE SERVICING CORP.
- against -
WILLIAM C. TRAPNELL, III
Docket No.
,Plaintiff(s)
,Defendant(s)
SWORN AND SUBSCRIBED TO BEFORE ME THIS
,21 sT DAY OF D1?rn?? 20°y
JOSEPH L. DESCAFANO
NOTARY PUBLIC OF NEW JERSEY
My Commission Expires Mar. 17, 2004
DGR - THE SOURCE FOR LEGAL SUPPORT
47 Bloomfield Avenue, Caldwell, NJ 07006
(973) 403-1700 FAX (973)403-9222
File No.01-0114 WORK ORDER No. 201988
Corp ?? -.-r
._ w .. -a>an?«wen ?swr-
' +==,-amW- ? ll .-..?.? z
• SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2001-05748 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CONSECO FINANCE CORPORATION
VS
TRAPNELL WILLIAM C ET AL
R. Thomas Kline
, Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT , to wit:
TRAPNELL WILLIAM C III
but was unable to locate Him
deputized the sheriff of DAUPHIN
serve the within COMPLAINT - MORT FORE
County, Pennsylvania, to
On October 31st , 2001 , this office was in receipt of the
attached return from DAUPHIN
Sheriff's Costs:
Docketing 18.00
Out of County 9.00
Surcharge 10.00
Dep Dauphin Cc 35.25
Mileage 11.75
84.00
10/31/2001
COMROE HING
So answe
R. Thomas Klin
Sheriff of Cumberland County
Sworn and subscribed to before me
this ;2 " day of
A.D.
) nn
othonota
in his bailiwick. He therefore
i
a SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2001-05748 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CONSECO FINANCE CORPORATION
VS
TRAPNELL WILLIAM C ET
R. Thomas Kline , Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT
TRAPNELL ELIZABETH M
but was unable to locate Her
deputized the sheriff of DAUPHIN
serve the within COMPLAINT - MORT FORE
County, Pennsylvania, to
On October 31st , 2001 , this office was in receipt of the
attached return from DAUPHIN
Sheriff's Costs:
Docketing 6.00
Out of County .00
Surcharge 10.00
.00
.00
16.00
10/31/2001
COMROE HING
So answei
fl , _
Thomas Kline
Sheriff of Cumberland County
Sworn and subscribed to before me
this 1.2 `" day of
A. D.
S )2i j;? , iD
Prothondt r
to wit:
in his bailiwick. He therefore
I ' r .
Mary Jane Snyder
Real Estate Deputy
William T. Tully
Solicitor
Dauphin County
Harrisburg, Pennsylvania 17101
ph: (717) 255-2660 fax: (717) 255-2889
Jack Lotwick
Sheriff
Commonwealth of Pennsylvania
County of Dauphin
CONSECO FINANCE CORP
ITS
TRAPNELL ELIZABETH M
Sheriff's Return
No. 2932-T - - -2001
OTHER COUNTY NO. 01-5748
J. Daniel Basile
Chief Deputy
Michael W. Rinehart
Assistant Chief Deputy
AND NOW:October 15, 2001 at 8:21PM served the within
COMPLAINT IN MORTGAGE FORECLOSURE upon
TRAPNELL WILLIAM C III by personally handing
to HIM 1 true attested copy(ies)
of the original COMPLAINT IN MORTGAGE FORECLOSURE and making known
to him/her the contents thereof at 3753 BRISBAN ST
HBG, PA 00000-0000
Sworn and subscribed to
before me this 23RD day of OCTOBER, 2001
PROTHONOTARY
So Answers,
Sheriff of Dauphir/1CVunty, Pa.
By
De uty Sheriff
Sheriff's Costs: $35.25 PD 10/12/2001
RCPT NO 155282
COOK
Office Of Q o$4rrf f f
. I M
Mary Jane Snyder
Real Estate Deputy
William T. Tully
Solicitor
Dauphin County
Harrisburg, Pennsylvania 17101
ph: (717) 255-2660 fax: (717) 255-2889
Jack Lotwick
Sheriff
Commonwealth of Pennsylvania
County of Dauphin
J. Daniel Basile
Chief Deputy
Michael W. Rinehart
Assistant Chief Deputy
CONSECO FINANCE CORP
vs
TRAPNELL ELIZABETH M
Sheriff's Return
No. 2932-T - - -2001
OTHER COUNTY NO. 01-5748
I, Jack Lotwick, Sheriff of the County of Dauphin, State of
Pennsylvania, do hereby certify and return, that I made diligent
search and inquiry for TRAPNELL ELIZABETH M
the DEFENDANT named in the within COMPLAINT IN MORTGAGE FORECLOSURE
and that I am unable to find him/her in the County of Dauphin, and
therefore return same NOT FOUND, October 23, 2001
AS PER WILLIAM TRAPNELL, SAYS DEFENDANT MOVED TO YORK COUNTY.
Sworn and subscribed to
before me this 23RD day of OCTOBER, 2001
D
PROTHONOTARY
So Answers,
)?41(-
Sheriff of Dauphin County, Pa.
By
Deputy Sheriff
Sheriff's Costs: $35-25 PD 10/12/2001
RCPT NO 155282
(f) JUTr,e of le o$4ext f f
In The Court of Common Pleas of Cumberland County, Pem sytvania
Conseco Finance Corporation
Vs.
William C. Trapnell III et al
SERVE: Elizabeth M. Trapnell
No. 01 5748 civil
Now, October 8, 2001 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do
hereby deputize the Sheriff of Dauphin County to execute this Writ, this
deputation being made at the request and risk of the Plaintiff.
Sheriff of Cumberland County, PA
Affidavit of Service
Now,
within
upon
at
by handing to _
a
and made known to
20 , at o'clock M. served the
copy of the original
So answers,
Sheriff of
Sworn and subscribed before
me this y day of 20_
COSTS
SER NFiCE 5
MILEAGE
AFFIDAVIT
the contents thereof.
County, PA
Now, October 8, 2001
I, SHERIFF OF CUMBERLAND COUNTY, PA, do
hereby deputize the Sheriff of Dauphin
County to execute this Writ, this
deputation being made at the request and risk of the Plaintiff.
Sheriff of Cumberland County, PA
Affidavit of Service
Now,
within
upon
at
by handing to
a
and made known to
So answers,
the contents thereof.
Sheriff of
Sworn and subscribed before
me this _ day of 20
COSTS
SERVICE $
MILEAGE
AFFIDAVIT
20_, at o'clock M. served the
copy of the original
County, PA
I
N O T I C E
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after the Complaint and notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do
so the case may proceed without you and a judgment may be entered
against you by the Court without further notice for any money
claimed in the Complaint or for any other claim or relief requested
by the Plaintiff. You may lose money or property or other ? ghtzs
important to your -ZTc
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. YOU,D `' c,
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE'--)THE-,b
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEG"I 11 LP;z10?
Cumberland County Bar Association £ ??, ? c
2 Liberty Ave., Carlisle, PA 17013 THIS IS 1 F'a0 ?°v c?tE.P ' "" cam' C
(717) 249-3166 WHICH IS TO COLLECT A DEBT D Mew
INFORMATION OBTAINED FROM Yd 3
ANYONE ELSE WR L BE USED TO THAT ENL
Comroe Hing LLP
By: David B. Comroe
1700 Market Street, Suite 1400
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
VS.
William C. Trapnell,
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
and
Elizabeth M. Trapnell,
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Defendants
a/k/a
Term ?C?
No . Ol - S7YP Cw
TRUE CORM FROM RECORD
aka In T? tI X`r'e ": BB € , i heir n1 a set m hared
and the G ` , z nil Court at cariid4o, Pa.
This ?ay LDc:L,
Proth otary
CIVIL ACTION: FORECLOSURE - COMPLAINT
..............................................................
..............................................................
Identification No.: 25694
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
A V I S 0
LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE
CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE
USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA
DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU
ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA
DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA.
RECUERDE: SI USTED NO REPONDE A ESTA 'DEMANDA, SE PUEDE
PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE
PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA
QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR
RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO,
PROPIEDAD U OTROS DERECHOS IMPORTANTES.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE.
SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE"
(SERVICIO DE REFERENCIA DE ABOGADOS), 215-238-6300.
Cumberland County Bar Association
2 Liberty Aue., Carlisle, PA 17013
(717) 249-3166
1. Plaintiff is Conseco Finance Corporation, f/k/a Green Tree
Consumer Discount Company, with its principal offices at 7360 S.
Kyrene Road, MSD Foreclosure Unit, Tempe, AZ 85282.
2. Defendants are William C. Trapnell, a/k/a William C.
Trapnell, III and Elizabeth M. Trapnell, aka Elizabeth M. Kempasky,
with an address as set forth above.
3. On June 25, 1999 William C. Trapnell, a/k/a William C.
Trapnell, III and Elizabeth M. Trapnell, aka Elizabeth M. Kempasky
executed and delivered a Mortgage upon premises hereinafter
described to Green Tree Consumer Discount Company, now known as
Conseco Finance Corporation, which mortgage was recorded in the
Department of Record at CUMBERLAND County, Pennsylvania in Mortgage
Book 1553, at page 606 on June 29, 1999.
4. This mortgage has not been assigned.
5. The premises subject to said Mortgage are known as 330
Evergreen St., New Cumberland, PA 17070 and are more particularly
described in Exhibit "A" attached hereto and incorporated herein by
reference.
6. The Defendants are the record and real owners of the said
real estate subject to the Mortgage.
7. The said Mortgage is in default by reason of the fact that
the monthly installments of principal and interest as due on April
1, 2001, and as due on the first day of each month thereafter are
still due and owing and have not been paid; and by the terms of the
said Mortgage, upon failure to make such payments when due, the
whole of the principal balance and all interest due thereon,
3 TFIS IS A PRO BSS f- P'J i21 t.
WF,IC H IS -f-O COLL EC'.C A bll'BT A N+ ID A.
RgFOEtMATION OBTA119ED FROM YOU C;l
ANYONE ELSE W .L+ BE USED TO THAT EN a
together with late charges and other recoverable sums and
attorney's fee are now due and payable forthwith.
8. The monthly installment payment composed of principal and
interest due under the terms of said Mortgage and Mortgage Note for
each such month was ONE THOUSAND THREE HUNDRED TWENTY SIX DOLLARS
AND 69 CENTS ($1,326.69).
9. The following amounts are therefore due and owing on said
Mortgage:
(a) Principal Debt
(b) Late Charges at $132.67 per month from
04/01/2001 to 09/25/2001.
(c) Interest from 03/01/2001 through 09/25/2001
at $41.06 per diem.
(d) Total Escrow Deficit to date.
(e) Reasonable Attorney's fees as in the above
stated amount reflect third party sale only. If
the Mortgagor reinstates the account, attorney's
fees will be reasonable based upon work
performed.
(f) Title Report
(g) Court Filing Charges
(h) Uncollected Late Charge(s)
(i) Escrow Credit
TOTAL AMOUNT DUE
$131,514.58
$796.02
$8,581.91
$0.00
$6,575.73
$335.00
$115.50
$75.00
$0.00
$147,993.74
In addition, interest at the rate of $41.06 per day on the unpaid
principal balance will continue to accrue until the default is
resolved. Any payments which are allowable under the :mortgage
document and are necessary to protect Plaintiff, relating to real
estate taxes owed or which become due on the mortgaged property
4
together with fire or homeowners insurance premiums necessary to
protect the Plaintiff, or any reasonable costs necessary to protect
the property from waste or vandalism shall also become due and
owing by Defendants to Plaintiff when expended by Plaintiff.
10. Pursuant to the provisions of Act 91 of the Pennsylvania
General Assembly the Combined Act 6/91 Notice was sent to the
Defendants by Certified Mail, Return Receipt Requested and by
regular First Class Mail. Attached hereto and made a part hereof
as Exhibit "B" is a true and correct copy of said Notices and same
are incorporated by reference herein as though fully set forth at
length.
WHEREFORE, Plaintiff prays judgment against Defendants in the
sum of $147,993.74 plus interest and late charges at the contract
rate to date of Judgment as set forth above and costs, both of suit
and as set forth above, and for foreclosure and sale of the
mortgaged premises.
DATED: September 25, 2001
Respectfully submitted,
Comroe Hing LLP
Bya?
David e,
SupremeCourtI.D. 25694
Attorneys for Plaintiff
5
VERIFICATION
Ruth Hernandez for Plaintiff, having
express authorization to enter into this verification verifies the
foregoing Complaint in Mortgage Foreclosure and avers that the
statements of fact therein contained are made subject to the
penalties of 18 Pa. C.S. Section 4904 relating to unsworn
falsification to authorities, and that same are true upon the
signer's personal knowledge or information and belief
ti
Ruh Hernandez, Foreclosure Manager
DESCRIPTION
ALL THAT CERTAIN piece or parcel of land situate in the Borough of New Cumberland, (formerly
Lower Allen Township), County of Cumberland and Commonwealth of Pennsylvania, bounded and
described as follows, to wit:
BEGINNING at a point on the Southern line of Evergreen Street at the division line between Lots No.
118 and 119 on the hereinafter mentioned plan, which point is three hundred (300) feet, more or less,
from the Northeastern corner of Oak Lane and Evergreen Street; thence in a Southeasterly direction by
said division line, at right angles to Evergreen Street, one hundred and forty (140) feet to an unnamed
twenty (20) feet wide highway; thence in a Southwesterly direction by the line of the said unnamed
highway a distance of fifty (50) feet to a point on the division line between Lots No. 117 and 118;
thence in a Northwesterly direction along said division line a distance of one hundred forty (140) feet
to the Southerly line of Evergreen Street; thence in a Northeasterly direction by the line of said
Evergreen Street a distance of fifty (50) feet to the point or place of beginning.
BEING LOT NO. 118 on a Plan of Property of the Levi Brandt Estate, New Cumberland, Cumberland
County, Pennsylvania, known as Plan "C", amending a portion of "7 Maples No. 1", recorded in the
Recorder of Deeds Office in and for Cumberland County, Pennsylvania, in Plan Book "2", Page 21.
Tax Parcel #26-23-0541-189C
LAW OFFICES
COMROE HING LLP
SUITE 1400
1700 MARKET STREET
(215) 568-5560
DAVID B. COMROE
GLENN F. RING
ROBERT J. WILSON
BLAIR KALISH ADLER
DATE: August 24, 2001
To: Elizabeth M. Trapnell aka Elizabeth M. Kempasky
330 Evergreen Street
New Cumberland, PA 17070
ACT 91 NOTICE TAKE ACTION
TO SAVE YOUR HOME FROM
FORECLOSURE
This Notice contains important legal information. If you have any questions , representatives
at the Consumer Credit Counseling Agency may be able to help explain it. You may also want
to contact an attorney in your area. The local bar association may be able to help you find a
lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO
DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO
ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY)SIN CARGOS AL
NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARAUN PRESTAMO POR EL
PROGRAMA LLAMADO "HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE
PROGRAM" EL CUAL PUEDE SALVAR SU CASA LA PERDIDA DEL DERECHO A REDIMIR
SU HIPOTECA.
?.C, 1' J /? F?•i.?,?v'*t.., ,'' n X5s
L f3IC 1 IS TO COLLEC''T A DEBT iiltD. C Ij
INFORMATION OBTAINED FROM YOU OR
ANYONE Fr SE WILL BE USED TO THAT END.
HOMEOWNERS NAME(S):
PROPERTY ADDRESS:
Elizabeth M. Trapnell
William C. Trapnell
330 Evergreen Street
New Cumberland, PA 17070
LOAN ACCT. NO.: 690425008
ORIGINAL LENDER: Greentree consumer Discount Company
CURRENT LENDER/SERVICER: Conseco Finance Corporation, fka Green Tree
Consumer Discount Company
HOMEOWNERS EMERGENCY MORTGAGE
ASSISTANCE PROGRAM
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR
EMERGENCY MORTGAGE ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY
CIRCUMSTANCES BEYOND YOUR CONTROL
IF YOU HAVE A REASONABLE PROSPECT OF BEING
ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS
ESTABLISHED BY THE PENNSYLVANIA HOUSING
FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE--Under the Act, you are entitled to a temporary stay of
foreclosure on your mortgage for thirty (30) days from the date ofthis Notice. During that time you must
arrange and attend a "face-to-face" meeting with one of the Consumer credit counseling agencies listed at
the end of the Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU
CONSUMER CREDIT COUNSELING AGENCY--If you meet with one of the Consumer credit
counseling agencies listed at the end ofthis notice, the lender may NOT take action against you for thirty
(30) days after the date ofthis meeting. The names and addresses and teleuhone numbers ofdesignated
of this notice. It is only necessary to schedule one
of your intentions.
Advise your
APPLICATION FOR MORTGAGE ASSISTANCE--Your mortgage is in default for the reasons set
forth later in this Notice (see following pages for specific information about the nature ofyour default..) If
you have tried and are unable to resolve this problem with the lender, you have the right to apply for
financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must
fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of
the designated Consumer credit counseling agencies listed at the end ofthis Notice. Only Consumer credit
counseling agencies have applications for the program and theywill assist you in submitting a complete
application to the Pennsylvania Housing Finance Agency. Your application MUSTbe filed orpostmarked
within thirty (30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO
NOT FOLLO W THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE
MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR
MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION.-Available funds for emergency mortgage assistance are very limited. They will be
disbursed by the Agency under the eligibility criteria established by the Act. It is extremely important that
your application is accurate and complete in every respect. The Pennsylvania Housing Finance Agency hag
sixty (60) days to make a decision after it receives your application. During that time, no foreclosure
proceedings will be pursued against you if you have met the time requirements set forth above. You will
be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN
BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT
THE DEBT.
(If you have filed a bankruptcy you can still
apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT(Bring it up to date).
NATURE OF THE DEFAULT--The MORTGAGE debt held by the above lender on yourproperty
located at: 330 Evergreen Street, New Cumberland, PA 17070
IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE THE MONTHLY MORTGAGE PAYMENTS. The following amounts
are now past due:
Monthly Payments $ 7,960.14
March 1, 2001 through August 24, 2001
payments at $1,326.69 each
Late Charges $ 796.02
March 1, 2001 through August 24, 2001
payments at $132.67 each
Misc. $ 75.00
TOTAL AMOUNT PAST $ 8,831.16
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (EXPLAIN):
HOW TO CURE THE DEFAULT--You may cure the default within THIRTY (30) DAYS ofthe date
ofthis notice.BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS
$8,831.16 total, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH
BECOME DUE DURING THE THIRTY DAY PERIOD. Pavments must be made eitherhv cash-
-1 W0.
Conseco Finance Corporation, formerly known as
Green Tree Consumer Discount Company
MSD Foreclosure Unit
7360 S. Kyrene Road
Tempe, AZ 85282
You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter:(Do
not use if not applicable.)
IF YOU DO NOT CURE THE DEFAULT--If you do not cure the default within THIRTY (30) DAYS
of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt.
This means that the entire outstanding balance ofthis debt will be considered due immediately and you may
lose the chance to pay the mortgage in monthly installments. If fall payment ofthe total mount past due is
not made within THIRTY (30) DAYS, the lender also intends to instruct its. attorneys to start legal action
to foreclose upon your mortgaged property.
HOW TO CONTACT THE LENDER
Name of Creditor: Conseco Finance Corporation, fka Green Tree Consumer
Discount Company .
Address: 7360 S. Kyrene Road, Tempe, AZ 85282
Phone Number: 1-888-315-8733
Fax Number: 1-480-333-6457
Contact Person: Customer Service
EFFECT OF SHERIFF'S SALE--You should realize that a Sheriff s Sale will end your ownership ofthe
mortgaged property and your right to occupy it. Ifyou continue to live in the property after the Sheriffs
Sale, a lawsuit to remove you and your furnishings and other belongings could be started bythe lender at
any time.
ASSUMPTION OF MORTGAGE-- You _ may or X may not (check one) - TO SELL OR
TRANSFER THE YOUR HOME TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE
MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES
AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE AND THAT
THE OTHER REQUIREMENTS OF THE MORTGAGE ARE SATISFIED.
YOU MAY ALSO HAVE THE RIGHT:
• TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR
TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITIONAS IF NO T)EFAULTHAD
OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT
TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.)
. TO ASSERT THE NONEXISTENCE OF ADEFAULT IN ANY FORECLOSURE PROCEEDING
OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS,
• TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY
THE LENDER.
. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
A LIST OF THE CONSUMER CREDIT COUNSELING AGENCIES
SERVING YOUR COUNTY IS ATTACHED HERETO
Very truly yours,
6?
AVID B. COMROE, ESQUIRE
CERTIFIED MAIURETURN RECEIPT REQUESTED
This is aprocess the purpose ofwhich is to collect a debt and any information obtained from you or anyone
else will be used to that end.
FAX (5 lui ,
AweCgan Carlisle Red C Street s-Hanover Chapter
Hanover, PA 17331
(419) 637-3768
FAX (717) 637-3294
of Western Pennsylvania, Inc.
CCCS , lestown Road
H200burg PA 17102
Adams County Housing Authority
Carlisle
139-143 Gettysburg, PA17325t
(717) 334-1516
YORK COUNTY
Housing Council of York
116 North George Street
York, PA 17401
(717) 854-1541
FAX (717) 845-7934
CCCS of Western Pennsylvania, Inc
912 South George Street
York, PA 17403
(717) 846-4176
FAX (717) 334-8326
(P-B. Du No, 99-699. FUe far public w pe . April 2, 1999, 9:00 ..m.l
PENNSYLVANIA BULLETIN, VOL 29, NO. 14, APRIL 3,, 1999
111 win, "Mm
- LAW OFFICES
COMROE HI NG LLP
SUITE 1400
1700 MARKET STREET
(215) 566-5560 -
DAVID B. COMROE
GLENN F. HING
ROBERT I. WILSON
BLAIR KALISH ADLER
DATE: August 24, 2001
To: William C. Trapnell aka
330 Evergreen Street
William C. Trapnell, III
New Cumberland, PA 17070
ACT 91 NOTICE TAKE ACTION
TO SAVE YOUR HOME FROM
FORECLOSURE
you meet with the Counseling Agency.
LA NOTIFICACION EN AD7UNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO
DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO
ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY)SIN CARGOS AL
NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL
PROGRAMA LLAMADO "HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE
PROGRAM" EL CUAL PUEDE SALVAR SU CASA LAPERDIDADEL DERECHO AREDINIIR
SU HIPOTECA.
WHICH IS TO COLLECT A DTBT AND ANY
kiFORIVIATION 0BTAINED FROM YOU OR
ANTONE ELSE WILL BE' USED TO THP? T END
-.,
This Notice contains important legal information. If you have any questions, representatives
at the Consumer Credit Counseling Agency may be able to help explain it. You may also want
to contact an attorney in your area. The local bar association may be able to help you find a
lawyer.
HOMEOWNERS NAME(S):
PROPERTY ADDRESS:
Elizabeth M. Trapnell
William C. Trapnell
330 Evergreen Street
New Cumberland, PA 17070
LOAN ACCT. NO.: 690425008.
ORIGINAL LENDER: Greentree consumer Discount Company.
CURRENT LENDEWSERVICER: Conseco Finance Corporation, fka Green Tree
Consumer Discount Company
HOMEOWNERS EMERGENCY MORTGAGE
ASSISTANCE PROGRAM
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR
EMERGENCY MORTGAGE ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY
CIRCUMSTANCES BEYOND YOUR CONTROL
IF YOU HAVE A REASONABLE PROSPECT OF BEING
ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS
ESTABLISHED BY THE PENNSYLVANIA HOUSING
FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE--Under the Act, you are entitled to a temporary stay of
foreclosure on your mortgage for thirty (30) days from the date ofthis Notice. During that time you must
arrange and attend a "face-to-face" meeting with one of the Consumer credit counseling agencies listed at
the end of the Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU
CONSUMER CREDIT COUNSELING AGENCY--If you meet with one of the Consumer credit
counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty
(30) days after the date ofthis meeting. The names and addresses and telephone numbers ofdesi2nated
of this notice. It is of
of your intentions.
your creditor immediately
APPLICATION FOR MORTGAGE ASSISTANCE--Yourmortgage is in default for the reasons set
forth later in this Notice (see following pages for specific information about the nature ofyour default.) If
you have tried and are unable to resolve this problem with the lender, you have the right to apply for
financial assistance from the Homeowner's EmergencyMortgage Assistance Program. To do so, you must
fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of
the designated Consumer credit counseling agencies listed at the end of this Notice. Only Consumer credit
counseling agencies have applications forthe program and theywill assist you in submitting a complete
application to the Pennsylvania Housing Finance Agency. Your application MUST be filed orpostmarked
within thirty (30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO
NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE
MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR
MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION--Available funds for emergency mortgage assistance are very limited. They will be
disbursed by the Agency under the eligibility criteria established by the Act. It is extremely important that
your application is accurate and complete in every respect. The Pennsylvania Housing Finance Agency has,
sixty (60) days to make a decision after it receives your application. During that time, no foreclosure
proceedings will be pursued against you if you have met the time requirements set forth above. You will
be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN
BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT
THE DEBT.
(If you have filed a bankruptcy you can still
apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT(Bring it up to date.
NATURE OF THE DEFAULT--The MORTGAGE debt held by the above lender on your property
located at: 330 Evergreen Street, New Cumberland, PA 17070
IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE THE MONTHLY MORTGAGE PAYMENTS. The following amounts
are now past due:
Monthly Payments $ 7,960.14
March 1, 2001 through August 24, 2001
payments at $1,326.69 each
Late Charges $ 796.02
March 1, 2001 through August 24, 2001
payments at $132.67 each
Misc. $ 75.00
TOTAL AMOUNT PAST $ 8,831.16
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (EXPLAIN):
HOW TO CURE THE DEFAULT--You may cure the default within THIRTY (30) DAYS of the date
ofthis notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS
$8,831.16 total, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH
BECOME DUE DURING THE THIRTY DAY PERIOD. Pavments must be made eitherhv cash-
Conseco Finance Corporation, formerly known as
Green Tree Consumer Discount Company
MSD Foreclosure Unit
7360 S. Kyrene Road
Tempe, AZ 85282
You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do
not use if not applicable.)
IF YOU DO NOT CURE THE DEFAULT--If you do not cure the default within THIRTY (30) DAYS
of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt.
This means that the entire outstanding balance ofthis debt will be considered due immediately and you may
lose the chance to pay the mortgage in monthly installments. If full payment ofthe total mount past due is
not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action
to foreclose uRoon your mortgaged property.
HOW_TO_CONTACT THE LENDER
Name of Creditor: Conseco Finance Corporation, fka Green Tree Consumer
Discount Company
Address: 7360 S. Kyrene Road, Tempe, AZ 85282
Phone Number: 1-888-315-8733
Fax Number: 1-480-333-6457
Contact Person: Customer Service
EFFECT OF SHERIFF'S SALE--You should realize that a Sheriffs Sale will end your ownership of the
mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs
Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at
any time.
ASSUMPTION OF MORTGAGE-- You _ may or X may not (check one) TO SELL OR
TRANSFER THE YOUR HOME TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE
MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES
AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE AND THAT
THE OTHER REQUIREMENTS OF THE MORTGAGE ARE SATISFIED.
YOU MAY ALSO HAVE THE RIGHT:
• TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF. THE MORTGAGE DEBT OR
TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAYOFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD
OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT
TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.)
. TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING
OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS,
. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY
THE LENDER.
. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
A LIST OF THE CONSUMER CREDIT COUNSELING AGENCIES
SERVING YOUR COUNTY IS ATTACHED HERETO
Very truly yours, DAVID B. COMROE, ESQUIRE
CERTIFIED MAIL/RETURN RECEIPT REQUESTED
This is a process the purpose ofwhich is to collect a debt and any information obtained from you or anyone
else will be used to that end.
e 1
FAX(5fui ,-
9 Carlisle ReddtCross-Hanover Chapter
K?over, PA 17331
(417) 637-3768
FAX (717) 637-3294
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
gartisburg, PA 17102
Adams County Housing Authority
139-143 Carlisle Street
C,ttysburg, PA 17325 .
(717) 334-1518
pAX (717) 334-8326
YORX COUNTY
Housing Council of York
116 North George Street
York, PA 17401
(717) 854-1541
FAX (717) 845-7934
CCCS of Western Pennsylvania, Inc
912 South George Street
York, PA 17403
(717) 8464176
[P..a. Doc N.. 9 Mg. FO?d for public i p. m April 2, 1999, 9M am.)
PENNSYLVANIA BULLETIN, VOL 29, NO. 14, APRIL 3, 1999
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Comroe Hing LLP
By: David B. Comroe
1700 Market Street, Suite 1400
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
VS.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
and
Elizabeth M. Trapnell, aka
Elizabeth M, Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Defendants
Term -T
No. 01- S'Yy (Ilut. C /"
CIVIL ACTION: FORECLOSURE - COMPLAINT
..............................................................
..............................................................
N O T I C E
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after the Complaint and notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do
so the case may proceed without you and a judgment may be entered
against you by the Court without further notice for any money
claimed in the Complaint or for any other claim or relief requested
by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association 1'tIIS IS APREX PROCESS ilfL U c?°
2 Liberty Ave., Carlisle, PA 17013 WMCHIS TO COLLECT ADEBT AND AN"
(717 ) 249-3166 INFORMATION OBTAINED FROM YOU OR
ANYONE ELSE WILL. BE USED TO THAT END'
Identification No.: 25694
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
A V I S 0
LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE
CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE
USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA
DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU
ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA
DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA.
RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE
PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE
PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA
QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR
RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO,
PROPIEDAD U OTROS DERECHOS IMPORTANTES.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE.
SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE"
(SERVICIO DE REFERENCIA DE ABOGADOS), 215-238-6300.
Cumberland County Bar Association
2 Liberty Ave., Carlisle, PA 17013
(717) 249-3166
1. Plaintiff is Conseco Finance Corporation, f/k/a Green Tree
Consumer Discount Company, with its principal offices at 7360 S.
Kyrene Road, MSD Foreclosure Unit, Tempe, AZ 85282.
2. Defendants are William C. Trapnell, a/k/a William C.
Trapnell, III and Elizabeth M. Trapnell, aka Elizabeth M. Kempasky,
with an address as set forth above.
3. on June 25, 1999 William C. Trapnell, a/k/a William C.
Trapnell, III and Elizabeth M. Trapnell, aka Elizabeth M. Kempasky
executed and delivered a Mortgage upon premises hereinafter
described to Green Tree Consumer Discount Company, now known as
Conseco Finance Corporation, which mortgage was recorded in the
Department of Record at CUMBERLAND County, Pennsylvania in Mortgage
Book 1553, at page 606 on June 29, 1999.
4. This mortgage has not been assigned.
5. The premises subject to said Mortgage are known as 330
Evergreen St., New Cumberland, PA 17070 and are more particularly
described in Exhibit "A" attached hereto and incorporated herein by
reference.
6. The Defendants are the record and real owners of the said
real estate subject to the Mortgage.
7. The said Mortgage is in default by reason of the fact that
the monthly installments of principal and interest as due on April
1, 2001, and as due on the first day of each month thereafter are
still due and owing and have not been paid; and by the terms of the
said Mortgage, upon failure to make such payments when due, the
whole of the principal balance and all interest due thereon,
i PAS IS A PROCESS TIIE
3 WHICH IS TO COLLECT A DEBT AND AN'.
INFORMATION OBTAINED DONE YOU OR
A1,71ONE ELSE WILL BE USED TO THAT END-
together with late charges and other recoverable sums and
attorney's fee are now due and payable forthwith.
8. The monthly installment payment composed of principal and
interest due under the terms of said Mortgage and Mortgage Note for
each such month was ONE THOUSAND THREE HUNDRED TWENTY SIX DOLLARS
AND 69 CENTS ($1,326.69).
9. The following amounts are therefore due and owing on said
Mortgage:
(a) Principal Debt
(b) Late Charges at $132.67 per month from
04/01/2001 to 09/25/2001.
(c) Interest from 03/01/2001 through 09/25/2001
at $41.06 per diem.
(d) Total Escrow Deficit to date.
(e) Reasonable Attorney's fees as in the above
stated amount reflect third party sale only. If
the Mortgagor reinstates the account, attorney's
fees will be reasonable based upon work
performed.
(f) Title Report
(g) Court Filing Charges
(h) Uncollected Late Charge(s)
(i) Escrow Credit
TOTAL AMOUNT DUE
$131,514.58
$796.02
$8,581.91
$0.00
$6,575.73
$335.00
$115.50
$75.00
$0.00
$147,993.74
In addition, interest at the rate of $41.06 per day on the unpaid
principal balance will continue to accrue until the default is
resolved. Any payments which are allowable under the mortgage
document and are necessary to protect Plaintiff, relating to real
estate taxes owed or which become due on the mortgaged property
4
together with fire or homeowners insurance premiums necessary to
protect the Plaintiff, or any reasonable costs necessary to protect
the property from waste or vandalism shall also become due and
owing by Defendants to Plaintiff when expended by Plaintiff:.
10. Pursuant to the provisions of Act 91 of the Pennsylvania
General Assembly the Combined Act 6/91 Notice was sent to the
Defendants by Certified Mail, Return Receipt Requested and by
regular First Class Mail. Attached hereto and made a part hereof
as Exhibit "B" is a true and correct copy of said Notices and same
are incorporated by reference herein as though fully set forth at
length.
WHEREFORE, Plaintiff prays judgment against Defendants in the
sum of $147,993.74 plus interest and late charges at the contract
rate to date of Judgment as set forth above and costs, both of suit
and as set forth above, and for foreclosure and sale of the
mortgaged premises.
DATED: September 25, 2001
Respectfully submitted,
Comroe Hing LLP
By:
David
SupremeCourtI.D. 25694
Attorneys for Plaintiff
5
VERIFICATION
Muth Hernandez for Plaintiff, having
express authorization to enter into this verification verifies the
foregoing Complaint in Mortgage Foreclosure and avers that the
statements of fact therein contained are made subject to the
penalties of 18 Pa. C.S. Section 4904 relating to unsworn
falsification to authorities, and that same are true upon the
signer's personal knowledge or information and bjelieq
Ruth Hernandez,-Foreclosure Manager
DESCRIPTION
ALL THAT CERTAIN piece or parcel of land situate in the Borough of New Cumberland, (formerly
Lower Allen Township), County of Cumberland and Commonwealth of Pennsylvania, bounded and
described as follows, to wit:
BEGINNING at a point on the Southern line of Evergreen Street at the division line between Lots No.
118 and 119 on the hereinafter mentioned plan, which point is three hundred (300) feet, more or less,
from the Northeastern corner of Oak Lane and Evergreen Street; thence in a Southeasterly direction by
said division line, at right angles to Evergreen Street, one hundred and forty (140) feet to an unnamed
twenty (20) feet wide highway; thence in a Southwesterly direction by the line of the said unnamed
highway a distance of fifty (50) feet to a point on the division line between Lots No. 117 and 118;
thence in a Northwesterly direction along said division line a distance of one hundred forty (140) feet
to the Southerly line of Evergreen Street; thence in a Northeasterly direction by the line of said
Evergreen Street a distance of fifty (50) feet to the point or place of beginning.
BEING LOT NO. 118 on a Plan of Property of the Levi Brandt Estate, New Cumberland, Cumberland
County, Pennsylvania, known as Plan "C", amending a portion of "7 Maples No. 1", recorded in the
Recorder of Deeds Office in and for Cumberland County, Pennsylvania, in Plan Book "2", Page 21.
Tax Parcel #26-23-0541-189C
LAW OFFICES
COMROE HING LLP
SUITE 1400
1700 MARKET STREET
(215) 568-5560
DAVID B. COMROE
GLENN F. HING
ROBERT J. WILSON
BLAIR KALISH ADLER
DATE: August 24, 2001
To: Elizabeth M. Trapnell aka Elizabeth M. Kempasky
330 Evergreen Street
New Cumberland, PA 17070
ACT 91 NOTICE TAIKE ACTION
TO SAVE YOUR HOME FROM
FORECLOSURE
you meet with the Counseling Agency.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO
DE ESTA NOTIFICACION OBTENGAUNA TRADUCCION INMEDITAMENTE LLAMANDO
ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY)SIN CARGOS AL
NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARAUNPRESTAMO POREL
PROGRAMA LLAMADO "HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE
PROGRAM" EL CUALPUEDE SALVAR SU CASA LAPERDIDA DEL DERECHO A REDINIIR
SU HIPOTECA.
,
WRICH IS TO COLLECT ,z-\y,DE;;T PI
INFORMATION OBTAINED FROM YOU OR
ANYONE ELSE WILL. BE USED TO THAT END.
This Notice contains important legal information. If you have any questions, representatives
at the Consumer Credit Counseling Agency may be able to help explain it. You may also want
to contact an attorney in your area. The local bar association may be able to help you find a
lawyer.
HOMEOWNERS NAME(S):
PROPERTY ADDRESS
Elizabeth M. Trapnell
William C. Trapnell
330 Evergreen Street
New Cumberland, PA 17070
LOAN ACCT. NO.: 690425008
ORIGINAL LENDER: Greentree consumer Discount Company
CURRENT LENDER/SERVICER: Conseco Finance Corporation, fka Green Tree
Consumer Discount Company
HOMEOWNERS EMERGENCY MORTGAGE
ASSISTANCE PROGRAM
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR
EMERGENCY MORTGAGE ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY
CIRCUMSTANCES BEYOND YOUR CONTROL
IF YOU HAVE A REASONABLE PROSPECT OF BEING
ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS
ESTABLISHED BY THE PENNSYLVANIA HOUSING
FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE--Under the Act, you are entitled to a temporary stay of
foreclosure on your mortgage for thirty(30) days from the date ofthis Notice. During that time you must
arrange and attend a "face-to-face" meeting with one of the Consumer credit counseling agencies listed at
the end of the Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU
CONSUMER CREDIT COUNSELING AGENCY--If you meet with one of the Consumer credit
counseling agencies listed at the end ofthis notice, the lender mayNOT take action against you for thirty
(30) days after the date of this meeting. The names and addresses and telephone numbers of designated
of thisnotice. It is onlynecessaryto schedule one
of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE--Your mortgage is in default for the reasons set
forth laterin this Notice (see followingpages for specific information about the nature ofyourdefault.) If
you have tried and are unable to resolve this problem with the lender, you have the right to apply for
financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must
fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of
the designated Consumer credit counseling agencies listed at the end of this Notice. Only Consumer credit
counseling agencies have applications for the program and they will assist you in submitting a complete
application to the Pennsylvania Housing Finance Agency. Your application MUST be filed orpostmarked
within thirty (30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO
NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE
MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR
MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION .-Available funds for emergency mortgage assistance are very limited. They will be
disbursed by the Agency under the eligibility criteria established by the Act. It is extremely important that
your application is accurate and complete in every respect. The Pennsylvania Housing Finance Agency has
sixty (60) days to make a decision after it receives your application. During that time, no foreclosure
proceedings will be pursued against you if you have met the time requirements set forth above. You will
be notified directly by the'Pennsylvania Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN
BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT
THE DEBT.
(If you have filed a bankruptcy you can still
apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT(L36ng it up to dateA.
NATURE OF THE DEFAULT--The MORTGAGE debt held by the above lender on your property
located at: 330 Evergreen Street, New Cumberland, PA 17070
IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE THE MONTHLY MORTGAGE PAYMENTS. The following amounts
are now past due:
Monthly Payments $ 7,960.14
March 1, 2001 through August 24, 2001
payments at $1,326.69 each
Late Charges $ 796.02
March 1, 2001 through August 24, 2001
payments at $132.67 each
Misc. S 75.00
TOTAL AMOUNT PAST $ 8,831.16
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (EXPLAIN):
HOW TO CURE THE DEFAULT--You may cure the default within THIRTY (30) DAYS of the date
ofthis notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS
$8,831.16 total, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH
BECOME DUE DURING THE THIRTY DAY PERIOD. Pavments mustbe made eitherhv caeh_
.,??. .
Conseco Finance Corporation, formerly known as
Green Tree Consumer Discount Company
MSD Foreclosure Unit
7360 S. Kyrene Road
Tempe, AZ 85282
You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter:(Do
not use if not applicable.)
IF YOU DO NOT CURE THE DEFAULT--If you do not cure the default within THIRTY (30) DAYS
of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt.
Thismeans thatthe entire outstanding balance ofthis debtwillbe considered due immediately andyoumay
lose the chance to paythe mortgage in monthlyinstallments.If full payment ofthe total mountpast due is
not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action
to foreclose upon your mortgaged property.
HOW TO CONTACT THE LENDER
Name of Creditor: Conseco Finance Corporation, fka Green Tree Consumer
Discount Company .
Address: 7360 S. Kyrene Road, Tempe, AZ 85282
Phone Number: 1-888-315-8733
Fax Number: 1-480-333-6457
Contact Person: Customer Service
EFFECT OF SHERIFF'S SALE--You should realize that a Sheriffs Sale will end your ownership ofthe
mortgaged property and your right to occupy it. Ifyou continue to live in the property after the Sheriffs
Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at
any time.
ASSUMPTION OF MORTGAGE-- You _ may or X may not (check one) • TO SELL OR
TRANSFER THE YOUR HOME TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE
MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES
AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE AND THAT
THE OTHER REQUIREMENTS OF THE MORTGAGE ARE SATISFIED.
YOU MAY ALSO HAVE THE RIGHT:
. TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR
TO BORROW MONEY FROM ANOTHERLENDING INSTITUTION TO PAY OFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO 15EFAULT HAD
OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT
TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.)
TO ASSERT THENONEXISTENCE OF ADEFAULT IN ANY FORECLOSURE PROCEEDING
OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS,
• TO ASSERTANY OTHER DEFENSE YOUBELIEVE YOUMAYHAVE TO SUCH ACTIONBY
THE LENDER.
. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
A LIST OF THE CONSUMER CREDIT COUNSELING AGENCIES
SERVING YOUR COUNTY IS ATTACHED HERETO
Very truly yours,
DAVID B. COMROE, ESQUIRE
CERTIFIED MAIL/RETURN RECEIPT REQUESTED
This is a process the purpose ofwhich is to collect a debt and any information obtained from you or anyone
else will be used to that end.
FAX (5" ,..-.-,,. __
YOR% COUNTY
Council of
an Cross-Hamover Chapter H
o
ri
North George
Street
116
c
9e
5
rover, PA 17331 York, PA 17401
( 717) 637-3768 (717) 854.1541
AX (717) 637-3294 FAX (717) 845-7934
F
CCCS of Western Pennsylvania, Inc. CCCS of Western Pennsylvania, Inc
912 South George Street
d
0
York, PA 17403 _
bu g, PA 17102
Il
(717) 84611176
Adams County Housing Authority
139.143 Carlisle Street
Gettysburg, PA 17325
-
-
,
FAX (717) 334-8326
W&B. Ike No. 99-699. Fna for public immpe m April 2. 1999. 9:00 a.m.]
PENNSYLVANIA BULLETIN, VOL 29, NO. 14, APRIL 3,, 1999
LAW OFFICES
COMROE DING LLP
SUITE 1400
1700 MARKET STREET
(215) 568-5560
DAVID B. COMROE
GLENN F. RING
ROBERT J. WILSON
BLAIR KALISH ADLER
DATE: August 24, 2001
To: William C. Trapnell aka William C. Trapnell, III
330 Evergreen Street
New Cumberland, PA 17070
ACT 91 NOTICE TAKE ACTION
TO SAVE YOUR HOME FROM
FORECLOSURE
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PLIES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO
DE ESTA NOTIFICACION OBTENGAUNA TRADUCCION INMEDITAMENTE LLAMANDO
ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY)SIN CARGOS AL
NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL
PROGRAMA LLAMADO "HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE
PROGRAM" EL CUALPUEDE SALVAR SU CASA LA PERDIDA DEL DERECHO AREDIMIR
SU HIPOTECA.
F, vF
iAR S A1''.Yi.GC-Ellis 1 1-° 1 t.i i..s
WHICH IS TO COLLECT A DEB' AND ANY
RdFORMATION OBTAINED FROM YOU OR
A rYQNE ELSE SVILL BE USED TO THAT END
This Notice contains important legal information. If you have any questions, representatives
at the Consumer Credit Counseling Agency may be able to help explain it. You may also want
to contact an attorney in your area. The local bar association may be able to help you find a
lawyer.
HOMEOWNERS NAME(S):
PROPERTY ADDRESS
Elizabeth M. Trapnell
William C. Trapnell
330 Evergreen Street
New Cumberland, PA 17070
LOAN ACCT. NO.: 690425008
ORIGINAL LENDER: Greentree consumer Discount Company
CURRENT LENDER/SERVICER: Conseco Finance Corporation, fka Green Tree
Consumer Discount Company
HOMEOWNERS EMERGENCY MORTGAGE
ASSISTANCE PROGRAM
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR
EMERGENCY MORTGAGE ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY
CIRCUMSTANCES BEYOND YOUR CONTROL
IF YOU HAVE A REASONABLE PROSPECT OF BEING
ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS
ESTABLISHED BY THE PENNSYLVANIA HOUSING
FINANCE AGENCY.
TEMPORARY STAY F FORECLOSURE--Under the Act, you are entitled to a temporary stay of
foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must
arrange and attend a "face-to-face" meeting with one ofthe Consumer credit counseling agencies listed at
the end of the Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU
counseling agencies listed at the end of this notice,
(30) days after the date ofthis meeting. The names
ofthis notice. It is only necessary to
of your intentions.
--If you meet with one of the Consumer credit
lendermavNOT take action asainst you for thirty
meeting.
APPLICATION FOR MORTGAGE ASSISTANCE--Your mortgage is in default for the reasons set
forth later in this Notice (see following pages for specific information about the nature ofyour default.) If
you have tried and are unable to resolve this problem with the lender, you have the right to apply for
financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must
fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of
the designated Consumer credit counseling agencies listed at the end ofthis Notice. Only Consumer credit
counseling agencies have applications for the program and they will assist you in submitting a complete
application to the Pennsylvania Housing Finance Agency. Your application MUST be filed orpostmarked
within thirty (30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO
NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE
MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR
MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION--Available funds for emergency mortgage assistance are very limited. Theywillbe
disbursed by the Agency under the eligibility criteria established by the Act. It is extremely important that
your application is accurate and complete in every respect. The Pennsylvania Housing Finance Agency has,
sixty (60) days to make a decision after it receives your application. During that time, no foreclosure
proceedings will be pursued against you if you have met the time requirements set forth above. You will
be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN
BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT
THE DEBT.
(If you have filed a bankruptcy you can still
apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT(Bring it up to datel.
NATURE OF THE DEFAULT--The MORTGAGE debt held by the above lender on your property
located at: 330 Evergreen Street, New Cumberland, PA 17070
IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE THE MONTHLY MORTGAGE PAYMENTS. The following amounts
are now past due:
Monthly Payments $ 7,960.14
March 1, 2001 through August 24, 2001
payments at $1,326.69 each
Late Charges $ 796.02
March 1, 2001 through August 24, 2001
payments at $132.67 each
Misc. $ 75.00
TOTAL AMOUNT PAST $ 8,831.16
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (EXPLAIN):
HOW TO CURE THE DEFAULT--You may cure the default within THIRTY (30) DAYS of the date
ofthis notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS
$8,831.16 total, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH
BECOME DUE DURING THE THIRTY DAY PERIOD. Payments must be made either by cash.
cashier's check, certified check or money order made payable and sent to:
Conseco Finance Corporation, formerly known as
Green Tree Consumer Discount Company
MSD Foreclosure Unit
7360 S. Kyrene Road
Tempe, AZ 85282
You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter:(Do
not use if not applicable.)
IF YOU DO NOT CURE THE DEFAULT--If you do not cure the default within THIRTY (30) DAYS
of the date ofthis Notice, the lender intends to exercise its rights to accelerate the mortgage debt.
This means that the entire outstandingbalance ofthis debt will be considered due immediately and you may
lose the chance to pay the mortgage in monthly installments. If full payment ofthe total mount past due is
not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action
to foreclose upon your mortgaged Rroperty.
HOW TO CONTACT THE LENDER
Name of Creditor: Conseco Finance Corporation, fka Green Tree Consumer
Discount Company
Address: 7360 S. Kyrene Road, Tempe, AZ 85282
Phone Number: 1-888-315-8733
Fax Number: 1-480-333-6457
Contact Person: Customer Service
EFFECT OF SHERIFF'S SALE--You should realize that a Sheriffs Sale will end your ownership of the
mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs
Sale, a lawsuit to remove you and your furnishings and other b elongings could be started by the lender at
any time.
ASSUMPTION OF MORTGAGE-- You _ may or X may not (check one) - TO SELL OR
TRANSFER THE YOUR HOME TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE
MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES
AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE AND THAT
THE OTHER REQUIREMENTS OF THE MORTGAGE ARE SATISFIED.
YOU MAY ALSO HAVE THE RIGHT:
. TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF. THE MORTGAGE DEBT OR
TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD
OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT
TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.)
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING
OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS,
. TO ASSERT ANY OTHERDEFENSE YOUBELIEVEYOU MAYHAVE TO SUCH ACTION BY
THE LENDER.
. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
A LIST OF THE CONSUMER CREDIT COUNSELING AGENCIES
SERVING YOUR COUNTY IS ATTACHED HERETO
Very truly yours,
DAVID B. COMROE, ESQUIRE
CERTIFIED MAIURETURN RECEIPT REQUESTED
This is aprocess the. purpose ofwhich is to collect a debt and anyinformation obtained from you or anyone
else will be used to that end.
FAX (51ul
American Fed Cross-Hanover Chapter
529. Carli 17 31
H,nover, PA
(117) 637-3768
FAX (717) 637-3294
CCCS of Western Pennsylvania, Inc.
Road
H Oburg PA 1702
Adams County Housing Authority
,39-143 Carlisle Gettysburg, PA 17325t
.
(717) 334-1518
FAX (717) 334-8326
YORK COUNTY
Housing Council of York
116 North George Street
York, PA 17401
(717) 854-1541
FAX (717) 845-7934
CCCS of Western Pennsylvania, Inc
912 South George Street
York, PA 17403
(717) 846-4176
(PLH. 1l . Ne. 9 ws. Fned for public i»pmuoe Aprl 2, 1999, MO e.=.j
PENNSYLVANIA BULLETIN, VOL 29, NO. 14, APRIL 3, 1999
a ca
o m
s m
Or Er-
LIT Posta9P S ? Postage $
,9 CertNed Fee Certified Fee
S Postmark S
N Return Receipt Fea Hera Return Receipt Fee
IEntlorsement Required) )Endorsement Required)
O O
O Restricted Deliver, Fee 0 Restricted Delivery Fee
C3 (Endorsement Required) M (Endorsement Required)
O
Total Postage & Fees $
- N
Total Posta
e & Fees 1If ,,
4
rv g .
L??
-? Sent To "n
-- Willi-am -C=_.-' TrapnelL--III----------------- ?
O Street Apt. No.; or PO Box No.
-- -------330---Evergr-een--S-tr-e-et------------------------------ o
C3 City,Statez ew Cumberland, PA 17070 °
Postmark
Here
Street.
E?
r3
i
sp
lp
J ?
Comroe Ring LLP
By: David B. Comroe
1608 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Identification No.: 25694
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
VS.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
and
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Defendants
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 CIVIL TERM
PRAECIPE FOR ENTRY OF JUDGMENT
AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Enter Judgment in the amount of $159,731.16 in favor of the
Plaintiff and against the Defendants for failure to file an
Answer in the above action within twenty (20) days from the date
of service of the Complaint and assess Plaintiff's damages as
follows:
(a) Principal Debt $131,514.58
mrri
( Z rl
(b) Late Charges at $132.67 per month from $1,857.38
04/01/2001 to 06/12/2002.
(c) Interest from 03/01/2001 through $19,257.97
06/12/2002 at $41.06
(d) Total Escrow Deficit to date $0.00
(e) Reasonable Attorney's fees as in the above $6,575.73
stated amount reflect third party sale only.
If the Mortgagor reinstates the account,
attorney's fees will be reasonable based upon
work performed.
(f) Title Report $335.00
(g) Court Filing Charges $115.50
(h) Uncollected Late Charge(s) $75.00
(i) Escrow Credit $0.00
TOTAL AMOUNT DUE $159,731.16
DATED: June 12, 2002
Damages /assessed as above Ate'
this -;Zgq day of J
Pro Prothonotary
2
Respectfull submitted,
C Hin LLP
BY: ` 2
David B. Comroe, Esquire
Attorney for Plaintiff
2002.
_ .. .... _ _.. %ek?saw?'.r:AR®.: aam.. vwi'gn:Rrv wxssi.%X?E+fi?,? ??•?:.ra. .,r u,F:n a. ? .? u:-z-,FA. ? .. ea^smsu ?3ri ,. ... rya-r'n...; .,. - FRi
Comroe Hing LLP
By: David B. Comroe
1608 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
VS.
Plaintiff
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
and
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Identification No.: 25694
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 CIVIL TERM
Defendants
..............................................................
..............................................................
Certification of Service
David B. Comroe, Esquire, Attorney for Plaintiff in the
above captioned matter, being duly sworn according to law
certifies that Notices of Intention to Take Judgement, as set
forth in PA R.C.P., 237.1 copies of the Complaint in Mortgage
Foreclosure were served upon the Defendants by Certified Mail
and Regular, First-class Mail on April, 3, 2002.
David B. Comroe, Esquire
Attorney for Plaintiff
ra o
1 ? r,? -c t-rr
Ol t
Comroe King LLP
By: David B. Comroe
1608 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
VS.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
and
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Identification No.: 25694
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 CIVIL TERM
Defendants
..............................................................
..............................................................
CERTIFICATION
David B. Comroe, Esq., Attorney for Plaintiff in the above
captioned matter, hereby certifies that the provisions of the
Emergency Mortgage Relief Act, P.L. 1688 No. 621, as amended,
December 23, 1983 have been met.
David B. Comroe, Esquire
Attorney for Plaintiff
Sworn to and subscribed before me
this III*- day of-June 2002.
"4•
Notary Public
n
NOW
tv Of
oft I N300Ot
.,rte.
? nr -ri
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NON-MILITARY AFFID VTT
STATE OF Arizona
SS
COUNTY OF Maricopa
FE:
u rh Hernandez , being first duly sworn on
oath deposes and says:
1. That I am employed by the Plaintiff herein as
servicer of the-mortgage.-
2. That the captioned individual(s) are the owners of the
premises described in the mortgage or deed of trust.
3. That the collection procedures of the Plaintiff are
designed to discover facts concerning the titleholder's
occupations and military status.
?. That said procedures were followed in connection with
the current delinquency.
5. That, on information and belief, that captioned
titleholders are not incompetent or in any branch of the
military service.
Ruth Hernandez, Foreclosure Manager
10WRMYNO lC
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See Exhibit "A" attached
(Costs to be added) AMOUNT DUE $159,731.16
Interest from 6/12/2002 $4,918.84
to 12/4/2002 @11.24°%
David B. Comroe, sg 're
Attorney for Plaintiff
PRAECIPE FOR WRIT OF EXECUTION
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
Comroe Hing LLPIdentification No.:,25694
By: David B. Conroe
1608 Walnut Street, Suite 300
Philadelphia, F'A 19103
(215)568-0400 _
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer -
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
VS.
Plaintiff.
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
William C. Trapnell, a/k/a
William C. Trapnell, III-
330 Evergreen St.
New Cumberland, PA 17070
and
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Term
No. 01-5748 CIVIL TERM
Defendants
PRAECIPE FOR WRIT OF EXECUTION
TO THE PROTHONOTARY:
Issue Writ of Execution in the above matter:
PREMISES: 330 Evergreen St., New Cumberland, PA 17070
DESCRIPTION
ALL THAT CERTAIN piece or parcel of land situate in the Borough of New Cumberland, (formerly
Lower Allen Township), County of Cumberland and Commonwealth of Pennsylvania, bounded and
described as follows, to wit:
BEGINNING at a point on the Southern line of Evergreen Street at the division line between Lots No.
118 and 119 on the hereinafter mentioned plan, which point is three hundred (300) feet, more or less,
from the Northeastern corner of Oak Lane and Evergreen Street; thence in a Southeasterly direction by
said division line, at right angles to Evergreen Street, one hundred and forty (140) feet to an unnamed
twenty (20) feet wide highway; thence in a Southwesterly direction by the line of the said unnamed
highway a distance of fifty (50) feet to a point on the division line between Lots No. 117 and 118;
thence in a Northwesterly direction along said division line a distance of one hundred forty (140) feet
to the Southerly line of Evergreen Street; thence in a Northeasterly direction by the :line of said
Evergreen Street a distance of fifty (50) feet to the point or place of beginning.
BEING LOT NO. 118 on a Plan of Property of the Levi Brandt Estate, New Cumberland, Cumberland
County, Pennsylvania, known as Plan "C", amending a portion of "7 Maples No. 1", recorded in the
Recorder of Deeds Office in and for Cumberland County, Pennsylvania, in Plan Book "2", Page 21.
Tax Parcel #26-23-0541-189C
(J L It -k-, 4z
0
S 0 °`0o w w C C C
C 0 C S C
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JA ? m
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 05-5748 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due CONSECO FINANCE CORPORATION, F/WA
GREEN TREE CONSUMER DISCOUNT COMPANY, Plaintiff (s)
From WILLIAM C. TRAPNELL, A/K/A WILLIAM C. TRAPNELL, HI AND ELIZABETH M.
TRAPNELL, A/K/A ELIZABETH M. KEMPASKY, 330 EVERGREEN ST., NEW
CUMBERALAND, PA 17070
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $159,731.16 L.L. $.50
Interest FROM 6/12/02 TO 12/4/02 @11.24% - $4,918.84
Atty's Comm % Due Prothy $1.00
Atty Paid $254.36 Other Costs
Plaintiff Paid
Date: JUNE 21, 2002
CURTIS R. LONG
Prothonot
(Seal) -By- a7- o r ?p
Deputy
REQUESTING PARTY:
Name DAVID B. COMROE, ESQUIRE
Address: 1608 WALNUT STREET, SUITE 300
PHILADELPHIA, PA 19103
Attorney for: PLAINTIFF
Telephone: 215-568-0400
Supreme Court ID No. 25694
- "-
Certificate To The Sheriff
Conseco Finance Corporation, M.C.
f/k/a Green Tree Consumer
Discount Company C.P.
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
VS.
Plaintiff
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070.
and
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Defendants
(Circle One)
Term
No. 01-5748 CIVIL TERM
I HEREBY CERTIFY THAT:
I. The judgment entered in the above matter is based on an
action:
A. In Assumpsit (Contract)
B. In Trespass (Accident)
X C. In Mortgage Foreclosure
D. On a note accompanying a purchase money
mortgage and the property being exposed to
sale is the mortgaged property.
II. The Defendants own the property being exposed to sale as:
A. An individual
X B. Tenants by Entireties
C. Joint tenants with right of survivorship
D. A partnership
E. Tenants in Common
F. A corporation
III. The Defendants are:
X A. Resident in the Commonwealth of Pennsylvania
B. Not resident in the Commonwealth of Pennsylvania
C. If more than one Defendant and either A or B
9111 lip
above not applicable, state which Defendants are
residents of the Commonwealth of Pennsylvania:
Residents:
This certification must be signed by the attorney of record if
an appearance has been entered; otherwise certification must be
signed by Plaintiff.
Name: David B. Comroe, Esquire
Phone No. 15)568-0400
Signature:
Address:
1608 Walnut Street, Suite 300
Philadelphia, PA 19103-5446
C s`?j "t
711
=cs
i= ? ant
C ..
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fT
?. z:Fa9;?Tro .e=?K+iws??wg?+ ? yv.r., e v=??,ate':. ?y? ?e +5?+me?ae.._?«.?ms t.,.
Commonwealth of Pennsylvania
Bureau of Child Support
Enforcement
P.O. Box 320
Carlisle, PA 17013
Family Court r
? ?f
Domestic Relations Division l+?
Ip
One Courthouse Square
Carlisle, PA 17013-3387
Commonwealth of Pennsylvania ???71U2
l? .?
Department of Welfare f
P.O. Box 2675
Harrisburg, PA 17105
7. Name and address of every other person of whom the plaintiff
has knowledge who has any interest in the property which may be
affected by the sale.
(attach separate sheet if more space is needed)
I verify that the statements made in this affidavit are
true and correct to the best of my personal knowledge or
information and belief. I understand that false statements
herein are made subject to the penalties of 18 Pa. C.S.
Section 4904 relating to unsworn falsification to authorities.
DATED:
Plaintiff
3
,wpm
Hama Ann AddraS.G of nPfPndAnts in the iudument:
Date Service Code
William C. Trapnell a/k/a
William C. Trapnell III
330 Evergreen St.
New Cumberland, PA 17070
Elizabeth M. Trapnell
aka Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
3. Name and last known address of every judgment creditor
whose judgment is a record lien on the property to be sold:
Date Service Code
Steven C. Moss and Debbie J.
Moss
514 Woodcrest Drive
Mechanicsburg, PA 17055
4. Name and address of the last recorded noider or every
mortgage of record:
Date Service Code
5. Name and address of every other person who has any record
interest in or record lien on the property and whose interest
may be affected by the sale:
Date Service Code
6. Name and address of every other person of whom the plaintiff
has knowledge who has any record interest in the property which
may be affected by the sale.
Date Service Code
2
Comroe Hing LLP
By: David B. Comroe
1608 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
VS.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
and
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Identification No.: 25694
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 CIVIL TERM
Defendants
..............................................................
..............................................................
AFFIDAVIT PURSUANT TO RULE 3129.1
Conseco Finance Corporation, f/k/a Green Tree Consumer Discount
Company, Plaintiff in the above action, sets forth as of the
date the praecipe for the Writ of Execution was filed, the
following information concerning the real property located at
330 Evergreen St., New Cumberland, PA 17070:
1. Name and address of Owners or Reputed Owners:
William C. Trapnell aka William C. Trapnell, III
330 Evergreen St.
New Cumberland PA 17070
Elizabeth M. Trapnell aka Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
1
Comroe Hing LLP
By: David B. Comroe
1608 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
VS.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
and
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Identification No.: 25694
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 CIVIL TERM
Defendants
..............................................................
..............................................................
AFFIDAVIT PURSUANT TO RULE 3129.2
AND RETURN OF SERVICE PURSUANT TO
PA R.C.P. 405 OF NOTICE OF SALE
David B. Comroe, Esq., Attorney for Plaintiff, Conseco
Finance Corporation, f/k/a Green Tree Consumer Discount Company
sets forth as of the date of the praecipe for the 'writ of
execution was filed the following information concerning the
real property located at 330 Evergreen St., New Cumberland, PA
17070 to be sold at Sheriff's Sale on December 4, 2002. As
4
required by PA R.C.P. 3129.2 (a) Notice of Sale has been given
in the manner required by PA R.C.P. 3129.2 (c) on each of the
persons or parties named at the addresses set forth below on the
date and in the manner noted in the margin by the names of each
and copies of each notice together with return receipts or proof
of mailing are attached as Exhibits. The manner of service, as
noted in the margin, utilizes the following codes:
1. Personal Service by the Sheriff or in accordance with
Pennsylvania Rule of Civil Procedure 400.1.
2. Certified mail-return receipt attached
3. First Class Mail-Certificate 3817
I verify that the statements made in this affidavit are true
and correct to the best of my personal knowledge or information
and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S. Section 4904 relating to
unsworn falsification to authorities.
Date: June 12, 2002
David B. Comroe ^--?.,
Attorney for Plaintiff
5
LAW OFFICES
COMROE HING LLP
SUITE 300
1608 WALNUT STREET
PHILADELPHIA, PA 19103-5446
(215) 568-0400
FAX NUMBER (215) 568-5560
w .wom hmgxom
DAVID B. COMROE
GLENN F. HING
Steven C. Moss and Debbie J. Moss
514 Woodcrest Drive
Mechanicsburg PA 17055
June 12, 2002
ROBERT L WILSON
BLAIR KALISH ADLER
RE: Conseco Finance Corporation, f/k/a Green Tree Consumer
Discount Company vs William C. Trapnell, a/k/a William
C. Trapnell, III and Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
Docket No.: Term 01-5748 CIVIL TERM
Property Address: 330 Evergreen St., New Cumberland, PA
17070
NOTICE OF SALE OF REAL PROPERTY
Dear Sir/Madam:
Please be advised that the property and improvements, if
any, as set forth above, will be sold by the Sheriff of
CUMBERLAND County, in the County Court House, One Courthouse
Square, Carlisle, PA 17013 on December 4, 2002, at 10:00 AM.
This property and improvements, if any, is being sold
pursuant to a Judgment entered in favor of Plaintiff and against
Defendants in the Court of Common Pleas of CUMBERLAND County.
The name of the owners, real owners and reputed owners of
the aforesaid property is as set forth as the Defendants above.
It has come to our attention that you might be a creditor to the
Defendants named herein. Sheriff's Sale of the mortgaged
property could adversely affect your interest if you are, in
fact, a junior creditor herein.
A Schedule of Distribution will be filed by the sheriff on
a date specified by the Sheriff no later than thirty (30) days
after said sale, and a distribution will be made in accordance
with the schedule unless exceptions are filed thereto within ten
(10) days after the date said schedule. You should check with
the Sheriff's office by calling (717) 240-6930 to determine the
actual date of the filing of the sa' schedule.
Very r urs,
David B. Comroe, Esquire
DBC/jb
LAW OFFICES
COMROE HING LLP
SUITE 300
1608 WALNUT STREET
PHILADELPHIA, PA 19103-5446
(215) 568-0400
FAX NUMBER (215) 568-5560
w .co=oehing.com
DAVID B. COMROE ROBERT S. WILSON
GLENN F. RING BLAIR KALISH ADLER
Commonwealth of Pennsylvania
Bureau of Child Support Enforcement
P.O. Box 320
Carlisle PA 17013
June 12, 2002
RE: Conseco Finance Corporation, f/k/a Green Tree Consumer
Discount Company vs William C. Trapnell, a/k/a William
C. Trapnell, III and Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
Docket No.: Term 01-5748 CIVIL TERM
Property Address: 330 Evergreen St., New Cumberland, PA
17070
NOTICE OF SALE OF REAL PROPERTY
Dear Sir/Madam:
Please be advised that the property and improvements, if
any, as set forth above, will be sold by the Sheriff of
CUMBERLAND County, in the County Court House, One Courthouse
Square, Carlisle, PA 17013 on December 4, 2002, at 10:00 AM.
This property and improvements, if any, is being sold
pursuant to a Judgment entered in favor of Plaintiff and against
Defendants in the Court of Common Pleas of CUMBERLAND County.
The name of the owners, real owners and reputed owners of
the aforesaid property is as set forth as the Defendants above.
It has come to our attention that you might be a creditor to the
Defendants named herein. Sheriff's Sale of the mortgaged
property could adversely affect your interest if you are, in
fact, a junior creditor herein.
A Schedule of Distribution will be filed by the sheriff on
a date specified by the Sheriff no later than thirty (30) days
after said sale, and a distribution will be made in accordance
with the schedule unless exceptions are filed thereto within ten
(10) days after the date said schedule. You should check with
the Sheriff's office by calling (717) 240-6930 to determine the
actual date of the filing of the said schedule.
ry ruly our ,
c
684??
Davi B. Comroe, Esquire
DBC/jb
LAW OFFICES
COMROE HING LLP
SUITE 300
1608 WALNUT STREET
PHILADELPHIA, PA 19103-5446
(215) 568-0400
FAX NUMBER (215) 568-5560
w .commching.com
DAVID B. COMROE ROBERT I. WILSON
GLENN F. HING BLAIR KALISH ADLER
Commonwealth of Pennsylvania
Department of Welfare
P.O. Box 2675
Harrisburg PA 17105
June 12, 2002
RE: Conseco Finance Corporation, f/k/a Green Tree Consumer
Discount Company vs William C. Trapnell, a/k/a William
C. Trapnell, III and Elizabeth M. Trapnell, aka
Elizabeth M..Kempasky
Docket No.: Term 01-5748 CIVIL TERM
Property Address: 330 Evergreen St., New Cumberland, PA
17070
NOTICE OF SALE OF REAL PROPERTY
Dear Sir/Madam:
Please be advised that the property and improvements, if
any, as set forth above, will be sold by the Sheriff of
CUMBERLAND County, in the County Court House, One Courthouse
Square, Carlisle, PA 17013 on December 4, 2002, at 10:00 AM.
This property and improvements, if any, is being sold
pursuant to a Judgment entered in favor of Plaintiff and against
Defendants in the Court of Common Pleas of CUMBERLAND County.
The name of the owners, real owners and reputed owners of
the aforesaid property is as set forth as the Defendants above.
It has come to our attention that you might be a creditor to the
Defendants named herein. Sheriff's Sale of the mortgaged
property could adversely affect your interest if you are, in
fact, a junior creditor herein.
A Schedule of Distribution will be filed by the sheriff on
a date specified by the Sheriff no later than thirty (30) days
after said sale, and a distribution will be made in accordance
with the schedule unless exceptions are filed thereto within ten
(10) days after the date said schedule. You should check with
the Sheriff's office by calling (717) 240-6930 to determine the
actual date of the filing of the said schedule.
Very. t lyQy urs
ar,
i
David B. Comroe, Esquire
DBC/jb
LAW OFFICES
COMROE HING LLP
SUITE 300
1608 WALNUT STREET
PHILADELPHIA, PA 19103.5446
(215) 568-0400
FAX NUMBER (215) 568-5560
w .commehingxom
DAVID B. COMROE ROBERT J. WILSON
GLENN F. HING - BLAIR KALISH ADLER
Family Court
Domestic Relations Division
One Courthouse Square
Carlisle PA 17013-3387
June 12, 2002
RE: Conseco Finance Corporation, f/k/a Green Tree Consumer
Discount Company vs William C. Trapnell, a/k/a William
C. Trapnell, III and Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
Docket No.: Term 01-5748 CIVIL TERM
Property Address: 330 Evergreen St., New Cumberland, PA
17070
NOTICE OF SALE OF REAL PROPERTY
Dear Sir/Madam:
Please be advised that the property and improvements, if
any, as set forth above, will be sold by the Sheriff of
CUMBERLAND County, in the County Court House, One Courthouse
Square, Carlisle, PA 17013 on December 4, 2002, at 10:00 AM.
This property and improvements, if any, is being sold
pursuant to a Judgment entered in favor of Plaintiff and against
Defendants in the Court of Common Pleas of CUMBERLAND County.
The name of the owners, real owners and reputed owners of
the aforesaid property is as set forth as the Defendants above.
It has come to our attention that you might be a creditor to the
Defendants named herein. Sheriff's Sale of the mortgaged
property could adversely affect your interest if you are, in
fact, a junior creditor herein.
A Schedule of Distribution will be filed by the sheriff on
a date specified by the Sheriff no later than thirty (30) days
after said sale, and a distribution will be made in accordance
with the schedule unless exceptions are filed thereto within ten
(10) days after the date said schedule. You should check with
the Sheriff's office by calling (717) 240-6930 to determine the
actual date of the filing of the said schedule.
Ve y my y urs,
a
Davi omroe, squire
DBC/jb
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U.S. POSTAL SERVICE CERTIFICATE OF MAILING
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
Received From: C®1V1ROE HI G LLP _t
1608 Walnut fias' S :
Suite 300, / 0- Pe
Philadelphia, PA 1 -544 y
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One piece of ordinary mail addressed to: P?"A
ELIZABETH M. TRAPNELL, AKA ELI
110 EVERGREEN STREET
NEW CUMBERLAND, PA 17070
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PS Form 3811, January 2001
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PS Farm 3091, January 2001
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PROVIDE FOR INSURANCE-POSTMASTER
Received From: COMR®E i'$ING T T P
1608 Walnut Street
Suite 300 t2 Py
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One piece of ordinary mail addressed to:
FAMILY COURT DOMESTIC RELATI01
USE SQUMR I
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Comroe Hing LLP
By: David B. Comroe
1608 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Identification No.: 25694
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
VS.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
and
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 CIVIL TERM
Defendants
..............................................................
..............................................................
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: William C. Trapnell, a/k/a William C. Trapnell, III,
Elizabeth M. Trapnell, aka Elizabeth M. Kempasky
Your property at 330 Evergreen St., New Cumberland, PA 17070
in CUMBERLAND County, Pennsylvania is scheduled to be sold at
Sheriff's Sale on December 4, 2002, at 10:00 AM, in CUMBERLAND
County to enforce the Court Judgment of $159,731.16 obtained by
Conseco Finance Corporation, f/k/a Green Tree Consumer Discount
Company against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale you must take immediate
action:
1. The sale will be canceled if you pay to Comroe Hing LLP,
attorneys for the Plaintiff, the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much
you must pay call:
(215)568-0400
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the judgment, if the judgment
was improperly entered. You may also ask the Court to postpone
the sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the greater chance you will have of stopping
the sale. (See notice below to find out how to obtain an
attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the bid price by
calling the Cumberland County Sheriff's Office at (717) 240-
6930.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to the
value of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount due in the sale. To find out if this has
happened, you may call the Cumberland County Sheriff's Office
at (717) 240-6930.
4. If the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the
sale never happened.
5. You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives a deed
2
to the buyer. At that time, the buyer may bring legal
proceedings to evict you.
6. You may be entitled to a share of the money which was
paid for your house. A schedule of distribution of the money bid
for your house will be filed by the Sheriff within thirty (30)
days of the Sale date. This schedule will state who will be
receiving the money. The money will be paid out in accordance
with this schedule unless exemptions (reasons why the proposed
distribution is wrong) are filed with the Sheriff within ten
(10) days after.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET HELP.
THIS IS A PROCESS THE PURPOSE OF WHICH IS TO COLLECT A DEBT AND
ANY INFORMATION OBTAINED FROM YOU OR ANYONE ELSE WILL BE USED TO
THAT END.
3
DESCRIPTION
ALL THAT CERTAIN piece or parcel of land situate in the Borough of New Cumberland, (formerly
Lower Allen Township), County of Cumberland and Commonwealth of Pennsylvania, bounded and
described as follows, to wit:
BEGINNING at a point on the Southern line of Evergreen Street at the division line between Lots No.
118 and 119 on the hereinafter mentioned plan, which point is three hundred (300) feet, more or less,
from the Northeastern corner of Oak Lane and Evergreen Street; thence in a Southeasterly direction by
said division line, at right angles to Evergreen Street, one hundred and forty (140) feet to an unnamed
twenty (20) feet wide highway; thence in a Southwesterly direction by the line of the said unnamed
highway a distance of fifty (50) feet to a point on the division line between Lots No. 117 and 118;
thence in a Northwesterly direction along said division line a distance of one hundred forty (140) feet
to the Southerly line of Evergreen Street; thence in a Northeasterly direction by the line of said
Evergreen Street a distance of fifty (50) feet to the point or place of beginning.
BEING LOT NO. 118 on a Plan of Property of the Levi Brandt Estate, New Cumberland, Cumberland
County, Pennsylvania, known as Plan "C", amending a portion of "7 Maples No. 1", recorded in the
Recorder of Deeds Office in and for Cumberland County, Pennsylvania, in Plan Book "2", Page 21.
Tax Parcel #26-23-0541-189C
Comroe Hing LLP Identification No.: 25694
By: David B. Comroe
1700 Market Street, Suite 1400
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
IN THE COURT OF COMMON PLEAS
Plaintiff
vs.
William C. Trapnell, a/k/a William
C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Term
No.. 01-5748 civil term
Defendants
.............................................................
.............................................................
O R D E R
ZCa-2 .
AND NOW this day of 2-0-6'1
as a good faith reasonable investigation was performed to ascertain
Elizabeth M. Trapnell whereabouts in accordance with Pennsylvania Rule
of Civil Procedure 430, it is hereby ORDERED AND DECREED that service
of Plaintiff's Complaint in Mortgage Foreclosure and any other notices
to Defendants including the Notice under Pennsylvania Rules of Civil
Procedure 3129 in connection with this action is to be made in the
following manner:
1. By posting a copy of the original process in accordance with
Pa. R.C.P. 400.1 as amended, and any other documents on the most public
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
part of the property;
EY
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... W., ? .... PAAGtlfa.?eaerzwv?rxm?arf34l?wn3RnaFe:?mi5i??£+ its.,, s.'.vvr-.?u v ... =.=r., , .r?s:'-: a.:?^ ? He...w,e..m?c i. vi.:n:.n,'np, get, •.
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2. By certified mail to the Defendants' last known address;
3. By regular, first-class mail to the Defendants' last known
address.
4. Plaintiff is to file a Certification of Service showing that
the above mailings were sent by certified mail and regular, first-class
mail. Plaintiff is not required to provide a Certification that those
mailings were received by Defendant(s).
It is further ORDERED AND DECREED that the posting of the
Complaint and mailing of the Complaint by Certified and first-class
mail as well as all notices under Pennsylvania Rules of Civil Procedure
3129 pertaining to this case shall constitute good service.
2
, ,
Comroe Hing LLP Identification No.: 25694
By: David B. Comroe
1700 Market Street, Suite 1400
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
Plaintiff
vs.
William C. Trapnell, a/k/a William
C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 civil term
Defendants
..............................................................
..............................................................
PETITION FOR SERVICE PURSUANT TO SPECIAL ORDER
OF COURT UNDER PENNSYLVANIA RULE OF CIVIL PROCEDURE 430
1. Plaintiff filed a Complaint in Mortgage Foreclosure against
Defendants on October 3, 2001.
2. Service upon Elizabeth M. Trapnell was not made as "Sheriff was
unable to locate her."
Attached hereto and made part hereof as Exhibit "A" is a true and
correct copy of the Return of Service form.
3. In accordance with Pennsylvania Rule of Civil Procedure 430,
Plaintiff commenced a reasonable investigation to determine Defendants'
whereabouts by the following action:
3
a. inquiry of postal authority;
b. inquiries of neighbors;
c. examination of local telephone directories;
d. examination of voter registration records;
e. examination of local tax records.
Attached hereto and made part hereof, collectively, as Plaintiff's
Exhibit "B" are the Affidavit of Good Faith Report to locate the
Defendants with fact sheet on inquiries of Postal Authority; inquiries
of neighbors; examination of local telephone directories; examination
of local tax records, and examination of voter's registration records.
Based upon this reasonable investigation, no new address of Defendants
has been determined.
4. In accordance with Pennsylvania Rule of Civil Procedure 410 and
Pennsylvania Rule of Civil Procedure 430, alternate service is
requested by posting a copy of the original process as well as all
Notices under Pennsylvania Rule of Civil Procedure 3129 on the most
public part of the property and by first-class and certified mail
service to Defendants' last known address.
WHEREFORE, Plaintiff respectfully requests that Your Honorable
Court order service of the Complaint in Mortgage Foreclosure as well as
any Notices under Pennsylvania Rule of Civil Procedure 3129 in the
manner set forth and requested hereinabove.
Com Hing LLP
D id B. Comroe, Esquire
4
darer„ ...
11 " loll win 111IR II. I
..
Comroe Hing LLP
By: David B. Comroe
1700 Market Street, Suite 1400
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
vs.
William C. Trapnell, a/k/a William
C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Identification No.: 25694
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 civil term
Defendants
.............................................................
.............................................................
MEMORANDUM OF LAW
The Pennsylvania Rules of Civil Procedure require that when
service of a Complaint in Mortgage Foreclosure cannot be made by the
Sheriff by personal service, a reasonable investigation must take place
to determine the Defendants' whereabouts. Pennsylvania Rules of Civil
Procedure 410 and 430. As a reasonable investigation has taken place,
a special Order of Service should be entered to allow service by
posting the property and by certified and regular mail service.
Comroe ing LLP
r
By :
Dav' B. Comroe, Esquire
Attorney for Plaintiff
5
,rs
poll
VERIFICATION
David B. Comroe, Esquire, Attorney for Plaintiff, Conseco Finance
Corporation, f/k/a Green Tree Consumer Discount Company, having express
authorization to enter into this Verification verifies the foregoing
Petition for Alternate Service and avers that the statements of fact
therein contained are made subject to the penalties of 18 Pa. C.S.
Section 4904 relating to unsworn falsification to authorities, and that
same are true upon the signer's personal knowledge or information and
belief.
D id B. Comroe, Esquire
6
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2001-05748 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CONSECO FINANCE CORPORATION
VS
TRAPNELL WILLIAM C ET AL
R. Thomas Kline , Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT to wit:
TRAPNELL ELIZABETH M
but was unable to locate Her in his bailiwick. He therefore
deputized the sheriff of DAUPHIN
serve the within COMPLAINT - MORT FORE
County, Pennsylvania, to
On October 31st , 2001 , this office was in receipt of the
attached return from DAUPHIN
Sheriff's Costs: So answ J
Docketing 6.00 ?-:
Out of County .00
Surcharge 10.00 Thomas Kline
.00 Sheriff of Cumberland County
nn
L V . V V
10/31/2001
COMROE HING
Sworn and subscribed to before me
this day of
A. D.
Prothonotary
Mary Jane Snyder
Real Estate Deputy
William T. Tully
Solicitor
Dauphin County
Harrisburg, Pennsylvania 17101
ph: (717) 255-2660 fax; (717) 255-2889
Jack Lotwick
Sheriff
Commonwealth of Pennsylvania
County of Dauphin
CONSECO FINANCE CORP,
vs
TRAPNELL ELIZABETH M
Sheriff's Return
No. 2932-T - - -2001
OTHER COUNTY NO. 01-5748
J. Daniel Basile
Chief Deputy
Michael W. Rinehart
Assistant Chief Deputy
I, Jack Lotwick, Sheriff of the County of Dauphin, State of
Pennsylvania, do hereby certify and return, that I made diligent
search and inquiry for TRAPNELL ELIZABETH M
the DEFENDANT named in the within COMPLAINT IN MORTGAGE FORECLOSURE
and that I am unable to find him/her in the County of Dauphin, and
therefore return same NOT FOUND, October 23, 2001
AS PER WILLIAM TRAPNELL, SAYS DEFENDANT MOVED TO YORK COUNTY.
Sworn and subscribed to
before me this 23RD day of OCTOBER, 2001
SWIM) e-.
PROTHONOTARY
mffirQ of Q S ert .
So Answers,
l°
a?
Sheriff of Dauphin County, Pa.
By
Deputy Sheriff
Sheriff's Costs: $35.25 PD 10/12/2001
RCPT NO 155282
IN THE.COURT OF COMMON PLEAS OF CUMBERLAND CO.,
PENNSYLVANIA Docket No. ST
CONSECO FINANCE CORPORATION F/K/A GREEN TREE CONSUMER DISCOUNT CO.
- against Plaintiff(s)
-
ELIZABETH M. TRAPNELL
,Defendant(s)
AFFIDAVIT OF DUE AND DILIGENT SKIP TRACE REPORT
I, THE UNDERSIGNED AM AND WAS ON THE DATES HEREIN MENTIONED, OVER THE AGE
OF EIGHTEEN YEARS AND NOT A PARTY TO THE ACTION, ATTEMPTED TO LOCATE THE
FOLLOWING INDIVIDUAL FOR SERVICE OF PROCESS:
ELIZABETH M. TRAPNELL
AND THAT AFTER DUE SEARCH, CAREFUL INQUIRY AND DILIGENT ATTEMPTS AT THE
RESIDENCE: 330 EVERGREEN STREET
NEW CUMBERLAND PA 17070
ALTERNATE: UNKNOWN
THE FOLLOWING INFORMATION IS CURRENTLY AVAILABLE ON SEARCH FILES:
11/16/01 SKIP TRACE RECORDS INDICATE A CURRENT ADDRESS
AT:
330 EVERGREEN STREET
NEW CUMBERLAND, PA 17070
DIRECTORY ASSISTANCE INDICATES A
NON-PUBLISHED NUMBER AT THIS ADDRESS.
SS#: 115-40-1926
DOB: 04/1947
SKIP TRACES INDICATE NO OTHER FORWARDING OR
CHANGES OF ADDRESSES ON FILE AT THIS TIME.
ALL RECORDS INDICATE THIS ADDRESS AS CURRENT
I CERTIFY THAT TO THE BEST OF MY KNOWLEDGE THAT THE ABOVE INFORMATION IS TRUE
AND IS PROVIDED BASED UPON DUE DILIGENCE AND CAREFUL INQUIRY.
SEARCHER: KIM GIBSON _
;u4 , . b,r u
SWORN AND SUBSCRIBED TO BEFORE ME THIS
167k4 DAY OF Y 2001
GERALD COLASURo
b0TARY KWIC CF NEWJERSEY
MY Comr"Slon EXPIMS April 16, 2006
DGR - THE SOURCE FOR LEGAL SUPPORT
47 Bloomfield Avenue, Caldwell, NJ 07006
(973) 403-1700 FAX (973)403-9222
File No.01-0114 WORK ORDER No. 160162
C7 G i?a
rte
-? '
17
-4 f J
t
Comroe Hing LLP
By: David B. Comroe
1608 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
VS.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Defendants
Term
No. 01-5748 CIVIL TERM
Certification of Service
David B. Comroe, Esquire, Attorney for Plaintiff in the above
captioned matter, hereby certifies that in accordance with the
Order of Court dated December 16, 2003, copies of the Notice of
Sale in Mortgage Foreclosure were served upon the Defendants by
Certified Mail and Regular, First-class Mail on December 23, 2003.
David B. Comroe, Esquire
Attorney for Plaintiff
SWORN TO AND SUBSCRIBED before me
t is day of 7an.,ac 2003.
Notary Public
P-?E4TA
n?t??. b?d98P pp
Y 4+Lf rey tl.
. ?:'
Identification No.: 25694
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
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Comroe Hing LLP
By: David B. Comroe
1608 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Identification No.: 25694
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
vs.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Defendants
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 CIVIL TERM
Certification of Service
David B. Comroe, Esquire, Attorney for Plaintiff in the
above captioned matter, hereby certifies that in accordance with
the Order of Court dated January 18, 2002, copies of the Notice
of Sale in Mortgage Foreclosure were served upon the Defendant
by Certified Mail and Regular, First-class Mail on June 20,2002.
7
David B. omroe, ire
Attorney for Plaintiff
SWORN TQ AND SUBSCRIBED before me
this day oAfO(_43zr , 2002.
PLM:
U dti? / 4 _ City d Ph 7a
Notary Public _. Jaq.2?,.
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DESCRIPTION
ALL THAT CERTAIN piece a.t parcel of land situate in the Borough of New Cumberland, (.formerly
Lower Allen Township), County of Cumberland and Commonwealth of Pennsylvania, bounded and
described as follows, to wit:
BEGINNING at a point on the Southern line of Evergreen Street at the division line between Lots No.
i 18 and 119 on the hereinafter mentioned plan, which point is three hundred (300? feet., more or less.
from the Northeastern corner of Oak Lane and Evergreen Street; thence in a Southeasterly direction by
said division, line, at right angles to Evergreen Street, one hundred and forty. (140) feet to an unnamed
twtTity C?Q) feet ;vide highway; thence in a Southwesterly direction by the line of the said unnamed
highway a distance of fifty (50) feet to a point on the division ime between Lots No. 117 and 118;
thence in a Northwesterly direction along said division line a distance of one hundred forty (140) feet
to the Southerly tine of Evergreen Street: thence in ai Northeasterly direction by the line of said
Evergreen Street a distance of fifty (50) feet to the point or place of beginning.
BEING LOT NO. 118 cm a Plan of Property of the Levi Brandt Estate, New Cumberland, Cumberland
County, Pennsylvania, known as Plan "C", amending a portion of "7 Maples No. 1", recorded in the
Recorder of Deeds Office in and for Cumberland County, Pennsylvania, in Plan Book "2 Page 21.
Tax Parcel #26-23-0541-189C
SHERIFF'S RETURN - REGULAR
CASE NO: 2001-05748 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CONSECO FINANCE CORPORATION
VS
TRAPNELL WILLIAM C ET AL
KENNETH GOSSERT Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
TRAPNELL ELIZABETH M AKA ELIZABETH M KEMPASKY the
DEFENDANT , at 1920:00 HOURS, on the 7th day of March 2002
at 330 EVERGREEN ST
NEW CUMBERLAND, PA 17070 by handing to
POSTED PROPERTY AT 330 EVERGREEN ST. NEW CUMBERLAND
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Posting
Surcharge
So Answers:
18.00
11.73
6.00
10.00 R. Thomas Kline
.00
45.73 03/27/2002
COMROE HING
Sworn and Subscribed to before By:
me this y ?r- day of
zb Dn o2lsa,L A. D.
rothonotary
SHERIFF'S RETURN - U.S. CERTIFIED MAIL
CASE NO: 2001-05748 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CONSECO FINANCE CORPORATION
VS.
TRAPNELL WILLIAM C ET AL
R. Thomas Kline , Sheriff
of Cumberland
County, Pennsylvania, who being duly sworn according to law served the
within named DEFENDANT
ELIZABETH M KEMPASKY
,TRAPNELL ELIZABETH M AKA
by United States Certified Mail postage
prepaid, on the 6th day of March 2002 at 0000:00 HOURS, at
330 EVERGREEN ST
NEW CUMBERLAND, PA 17070 a true
and attested copy of the attached COMPLAINT - MORT FORE Together
with
The returned
receipt card was signed by RETURNED AS UNCLAIMED on
00/00/0000 .
Additional Comments:
Sheriff's Costs:
Docketing 6.00
Cert Mail 4.63
Affidavit .00
Surcharge 10.00
.00
20.63
Paid by COMROE HING
Sworn and subscribed to before me
this- Al?: day of Q"
A. D.
?, r. , ?
??othonota y¢ ,
So answ rs:.- yam,
R. Thomas K ine
Sheriff of Cumberland County
on 03/27/2002
SHERIFF'S RETURN - U.S. MAIL
CASE NO: 2001-05748 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CONSECO FINANCE CORPORATION
VS
TRAPNELL WILLIAM C ET AL
R. Thomas Kline , Sheriff
of Cumberland
County, Pennsylvania, who being duly sworn according to law served the
within named DEFENDANT TRAPNELL ELIZABETH M AKA
ELIZABETH M KEMPASKY , by United States Mail postage prepaid,
on the 6th day of March 2002 , at 0000:00 Hours, at
330 EVERGREEN ST
NEW CUMBERLAND, PA 17070
a true and attested copy of the attached COMPLAINT - MORT FORE
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So answers:
6.00
.00 ,
,
.00
10.00 R. Thomas Kline
.00 Sheriff of Cumberland County
16.00 COMROE HING
03/27/2002
Sworn and subscribed to before me
this y+t!?- day of
A. D.
Prbthonotary
Comroe Hing LLP Identification No.: 25694
By: David B. Comroe
1700 Market Street, Suite 1400
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
IN THE COURT OF COMMON PLEAS
Plaintiff
VS.
William C. Trapnell, a/k/a William
C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Term
No. 01-5748 civil term
Defendants
PRAECIPE TO REINSTATE COMPLAINT
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
You are hereby directed to Reinstate the Foreclosure Complaint in
the above captioned proceedings for service upon Elizabeth M. Trapnell
by Posting the premises and by certified mail, return receipt required,
and by regular first class mail with certification of service per court
order dated January 18, 2002.
DATED: February 26, 2002
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Comro?e Hing LLP
By:
Davi B. Comroe, Esquire
T,
Mr
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Conseco Finarrce Corporation In The Court of Common Pleas of
f/k/a Green Tree Consumer Discount Cumberland County, Pennsylvania
Company Writ No. 2001-5748 Civil Term
VS
William C. Trapnell a/k/a William C.
Trapnell, III and Elizabeth M. Trapnell a/k/a
Elizabeth M. Kempasky
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED pursuant to instructions from Attorney David B. Comroe
Sheriff's Costs
Docketing 30.00
Surcharge 30.00
Advertising 15.00
Posting Bills 15.00
Law Library .50
Prothonotary 1.00
Mileage 23.46
Levy 15.00
Certified Mail 5.09
Law Journal 307.25
Patriot News 280.15
Poundage 16.24
Postpone Sale 20.00
Out of County 18.00
Dauphin County 29.25
York County 30.95
Posting 6.00
Share of Bills 25.20
$ 868.09
paid by attorney
03/06/03
Sworn and subscribed to before me
wers:
This /.7 ` day of
Sheriff
2003,A.D. R. Thomas Kline, Sheriff
By ,? C?
Ly
dYY? d
Prothonotary Real Es? ttat Deputy
90 ISn
13-5
Comroe Hing LLP
By: David B. Comroe
1608 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Identification No.: 25694
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
VS.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
and
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
IN THE COURT OF COMMON FLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 CIVIL TERM
Defendants
..............................................................
..............................................................
AFFIDAVIT PURSUANT TO RULE 3129.1
Conseco Finance Corporation, f/k/a Green Tree Consumer Discount
Company, Plaintiff in the above action, sets forth as of the
date the praecipe for the Writ of Execution was filed, the
following information concerning the real property located at
330 Evergreen St., New Cumberland, PA 17070:
1. Name and address of Owners or Reputed Owners:
William C. Trapnell aka William C. Trapnell, III
330 Evergreen St.
New Cumberland PA 17070
Elizabeth M. Trapnell aka Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
1
.
V
2_ Name and address of Defendants in the ludament:
Date Service Code
William C. Trapnell a/k/a
William C. Trapnell III
330 Evergreen St.
New Cumberland, PA 17070
Elizabeth M. Trapnell
aka Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
3. Name and last known address of every judgment creditor
whose judgment is a record lien on the property to be sold:
Date Service Code
Steven C. Moss and Debbie J.
Moss
514 Woodcrest Drive
Mechanicsburg, PA 17055
4. Name and address of the last recorded holder of every
mortgage of record:
Date Service Code
5. Name and address of every other person who has any record
interest in or record lien on the property and whose interest
may be affected by the sale:
Date Service Code
6. Name and address of every other person of whom the plaintiff
has knowledge who has any record interest in the property which
may be affected by the sale.
Date Service Code
2
a
Commonwealth of Pennsylvania
Bureau of Child Support
Enforcement
P.O. Box 320
Carlisle, PA 17013
Family Court
Domestic Relations Division Ip
One Courthouse Square
Carlisle, PA 17013-3387
Commonwealth of Pennsylvania III?'Uv
?1(
Department of Welfare
P.O. Box 2675
Harrisburg, PA 17105
7. Name and address of every other person of whom the plaintiff
has knowledge who has any interest in the property which may be
affected by the sale.
(attach separate sheet if more space is needed)
I verify that the statements made in this affidavit are
true and correct to the best of my personal knowledge or
information and belief. I understand that false statements
herein are made subject to the penalties of 18 Pa. C.S.
Section 4904 relating to unsworn falsification to authorities.
DATED:
Plaintiff
3
Comroe Hing LLP
By: David B. Comroe
1608 Walnut Street, Suite 300
Philadelphia, PA 19103
(215)568-0400
Attorney for Plaintiff
Conseco Finance Corporation,
f/k/a Green Tree Consumer
Discount Company
7360 S. Kyrene Road
MSD Foreclosure Unit
Tempe, AZ 85282
Plaintiff
VS.
William C. Trapnell, a/k/a
William C. Trapnell, III
330 Evergreen St.
New Cumberland, PA 17070
and
Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
330 Evergreen St.
New Cumberland, PA 17070
Identification No.: 25694
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Term
No. 01-5748 CIVIL TERM
Defendants
..............................................................
..............................................................
AFFIDAVIT PURSUANT TO RULE 3129.2
AND RETURN OF SERVICE PURSUANT TO
PA R.C.P. 405 OF NOTICE OF SALE
David B. Comroe, Esq., Attorney for Plaintiff, Conseco
Finance Corporation, f/k/a Green Tree Consumer Discount Company
sets forth as of the date' of the praecipe for the writ of
execution was filed the following information concerning the
real property located at 330 Evergreen St., New Cumberland, PA
17070 to be sold at Sheriff's Sale on December 4, 2002. As
4
required by PA R.C.P. 3129.2 (a) Notice of Sale has been given
in the manner required by PA R.C.P. 3129.2 (c) on each of the
persons or parties named at the addresses set forth below on the
date and in the manner noted in the margin by the names of each
and copies of each notice together with return receipts or proof
of mailing are attached as Exhibits. The manner of service, as
noted in the margin, utilizes the following codes:
1. Personal Service by the Sheriff or in accordance with
Pennsylvania Rule of Civil Procedure 400.1.
2. Certified mail-return receipt attached
3. First Class Mail-Certificate 3817
I verify that the statements made in this affidavit are true
and correct to the best of my personal knowledge or information
and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S. Section 4904 relating to
unsworn falsification to authorities.
Date: June 12, 2002
David B. Comroe ?'?_„
Attorney for Plaintiff
5
LAW OFFICES
COMROE HING LLP
v SUITE 300
1608 WALNUT STREET
PHILADELPHIA, PA 19103-5446
(215) 568-0400
FAX NUMBER (215) 568-5560
w .comr hmg.com
DAVID B. COMROE
GLENN F. I-IING
Steven C. Moss and Debbie J. Moss
514 Woodcrest Drive
Mechanicsburg PA 17055
June 12, 2002
ROBERT J. WILSON
BLAIR KALISH ADLER
RE: Conseco Finance Corporation, f/k/a Green Tree Consumer
Discount Company vs William C. Trapnell, a/k/a William
C. Trapnell, III and Elizabeth M. Trapnell, aka
Elizabeth M. Kempasky
Docket No.: Term 01-5748 CIVIL TERM
Property Address: 330 Evergreen St., New Cumberland, PA
17070
NOTICE OF SALE OF REAL PROPERTY
Dear Sir/Madam:
Please be advised that the property and improvements, if
any, as set forth above, will be sold by the Sheriff of
CUMBERLAND County, in the County Court House, One Courthouse
Square, Carlisle, PA 17013 on December 4, 2002, at 10:00 AM.
This property and improvements, if any, is being sold
pursuant to a Judgment entered in favor of Plaintiff and against
Defendants in the Court of Common Pleas of CUMBERLAND County.
The name of the owners, real owners and reputed owners of
the aforesaid property is as set forth as the Defendants above.
It has come to our attention that you might be a creditor to the
Defendants named herein. Sheriff's Sale of the mortgaged
property could adversely affect your interest if you are, in
fact, a junior creditor herein.
A Schedule of Distribution will be filed by the sheriff on
a date specified by the Sheriff no later than thirty (30) days
after said sale, and a distribution, will be made in accordance
with the schedule unless exceptions are filed thereto within ten
(10) days after the date said schedule. You should check with
the Sheriff's office by calling (717) 240-6930 to determine the
actual date of the filing of the sa' schedule.
Very r lyty urs,
David B. Comrce, Esquire
DBC/jb