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HomeMy WebLinkAbout01-05873 " , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .' . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . :+':':'1;;1; ""'l1i",." ~~ _".. ~~ . . . . . . . . . . . . . . . . . . . . + . . + + + . . . ;f.:f.'f;f.'ff:'f:f.T. :f. ~ "''''Of:!:'f''' 'f'f :f.:f. 'f'f'f:f.'f'f:f.'f'f:f.'f'f 'f 'f'fOff: :f.'f:f. 'f:f.'f'f'f:f.'f'f'f:f.'f'f~ . IN THE COURT OF COMMON PLEAS ~ . OF CUMBERLAND COUNTY ;. . STATE OF PENNA. ~EVIN R. MILLER, Plaintiff No. 01-5873 Civil Term VERSUS ~^TlY J MIITE~7 Defendant DECREE IN DIVORCE AND NOW, AJ?"'; 2-~ ;z.oo'1, IT IS ORDERED AND DECREED THAT Kevin R. Miller , PLAI NTI FF, AND Sally J. Miller , DEFENDANT, ARE DIVORCED FROM THE BONDS OF MATRIMONY. THE COURT RETAINS JURISDICTION OF THE FOLLOWING CLAIMS WHICH HAVE BEEN RAISED OF RECORD IN THIS ACTION FOR WHICH A FINAL ORDER HAS NOT YET BEEN ENTERED; Tn&:> r~rr;"c:l c:.t-ip111!:1t-iQT" ont~r~Q i~t9 g~for~ the Magter OR ; ~ inrorpnr,qrpn nt::lr&:>;n . hl1r nrd- m""Y"gt:>,-l -Il ,,~ ~ROTHONOTARY . . . .. :f.:+:'f'f.'f.:+; . .. . .. Of 'f'f.'f.'f.'f'f'f'f. 'f'f. 'f'f. 'r'i-~I '0\ " ,CI"' .. '. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . J. ',~t o^,:, ,'--", ~~ll~uriliM~ ,. ~'.'" ~'"":""~illl~!ilf.i~iiii"!!~';lIiili&.J~",.,;"re-;ru"u/;~4ilI,WW',,"iK!ti'j , , ~:;-'.", f-<. '?JV ~. 4 c;V .' " "Il.UU,!l !l'..~ . U n!!IIU .. ,.,-.t>",,'"..b;;;.J~"" ,';" -",,".l.u~' l~r ' -;7/17 5;7 ,:".(~ :, ;'" l , . ": ~ ':'-4 " WC~~F4.~ '7f~ti..;. ~ ;7 ~ ~ ... IJi KEVIN R. MILLER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 01 - 5873 CIVIL SALLY J. MILLER, Defendant IN DIVORCE THE MASTER: Today is Thursday, February 26, 2004. This is the date set for a conference with counsel and the partie,,,. Present in the hear~ng room are the Plaintiff, Kevin R. Miller, and his counsel Bradley L. Griffie, and the Defendant, Sally J. Miller, and her counsel Aaron J. Neuharth. The complaint in divorce was filed on October 10, 2001, raising grounds for divorce of irretrievable breakdown of the marriage. The Master has been provided today with affidavits of consent and waivers of notice of intention to request entry of divorce decree so that the divorce can be concluded under Section 3301(c) of the Domestic Relations Code. The affidavits and waivers will be filed by the Master's office with the Prothonotary. The complaint in divorce raised the economic claim of equitable distribution; on February 25, 2004, the Defendant filed a claim for alimony, alimony pendente lite and counsel fees; on February 25, 2004, the Plaintiff filed a petition for counsel fees. The parties were married on December 19, 1 ."p....'C~ T 11 ^ - . " ~ ~ 11 - UI 1981, and separated July 23, 2001. The parties are the natural parents of two children who reside with the wife and are currently enrolled at Big Spring High School. After negotiations today the Master has been advised that the parties have reached an agreement with respect to the outstanding economic claims. The agreement is going to be placed on the record in the presence of the parties. The agreement as placed on the record will be considered the substantive agreement of the parties not subject to any changes or modifications except for correction of typographical errors which may be made during the transcription. Consequently, when the parties leave the hearing room today they are bound by the terms of the agreement even though there is no subsequent signing of the agreement affirming the terms of settlement as stated on the record. The agreement will be transcribed and sent to counsel to review for typographical errors. Counsel will advise the Master's office of any corrections that need to be made and then the parties will be asked to affix their signatures affirming the terms of settlement. Upon receipt by the Master of a completed agreement, the Master will prepare an order vacating his appointment and counsel can file a praecipe transmitting the record to the Court requesting a final decree in divorce. Mr. Griffie. 2 "1~~~ >0 ~" ~~~ r" ""'~~ _IlI!'If - ~."~-- ~"~ - ';l"y!~~;.~t;\i"'" "~" ~rm" ~ , MR. GRIFFIE: If the Master please. In order to fully and finally satisfy all of the claims raised by the parties in these proceedings, they agree as follows: 1. The parties' real estate located at 402 West Main Street, Walnut Bottom, Cumberland County, Pennsylvania, shall become the sole and exclusive possession of wife. wife shall assume sole and exclusive responsibility for payment of the first mortgage due and owing to Pentagon Federal Credit Union and the second mortgage due and owing to Household Mortgage Corporation. Wife shall refinance those two mortgages within sixty (60) days of today's date. At the time of refinancing husband shall provide wife with a signed, witnessed, and a notarized deed to allow for her to place the property into her name alone. Husband's counsel shall prepare the deed for this settlement. 2. Wife shall retain ownership and possession of the parties' 1999 Suburban and the 1989 Jeep. Husband shall retain ownership and possession of the 1997 Toyota Corolla and the 1994 camper. Husband shall be responsible for the debt due and owing on the Toyota Corolla and Suburban and shall indemnify wife and hold her harmless from any demands for payment or collection activity or those debts. In the event it is necessary to execute any documents to transfer ownership of the 1989 Jeep and the 1994 camper, the party waiving their interest in the vehicle will sign all documents within fifteen (15) days of being requested to do so. With respect to the Toyota Corolla and the Suburban, titles to those two vehicles will be transferred to the party retaining possession within fifteen (15) days of receipt of title to those vehicles after payment of the encumbrance on the vehicles. 3. The parties' time-share located at Bayse, Virginia, shall become husband's sole and exclusive possession. Husband shall be responsible for all debts, fees, or encumbrances on that time-share from this time forward and shall indemnify wife and hold her harmless from demands for payment or collection activity on any such debts. Wife will cooperate in executing any documents necessary to transfer ownership into husband's name alone. 4. All personal property, both tangible and intangible, will remain the sole possession of the party presently in possession. More particularly, the Members 1st Federal 3 "e "~ " "'~!I!!\'" .<""~" . ~. , ~ . 1" ,~~ Credit Union account, including the IRA, shall remain wife's possession. The 167th Federal Credit Union account and the Pentagon Federal Credit Union account shall remain as husband's sole possession. 5. In addition, husband shall maintain the life insurance policy on his life as his sole property and shall retain the Lutheran Brotherhood IRA account and Putnam IRA account as his sole possession. 6. Further, husband shall retain sole ownership and possession of his thrift savings plan secured through his employment with the federal government as well as sole responsibility for repayment of the loan on that account. I'lithin thirty (30) days husband shall secure documentation and provide such documentation to wife through counsel evidencing the fact that the thrift savings plan loan was secured prior to the time of the parties' separation. 7. All credit cards presently in existence as identified on husband's inventory and appraisement shall become husband's sole and exclusive liability. This includes approximately $42,000.00 in principal balance on credit card debt incurred during the marriage and approximately $23,000.00 in credit card debt incurred post-separation. Any and all credit cards in joint accounts shall not be permitted to be used by either party from this date forward and husband shall promptly close those accounts. Wife will cooperate in closing those accounts through the execution of any documents necessary as provided by husband. The joint credit card accounts shall be closed as permitted by the credit card companies such as having those accounts closed to new debt. Under no circumstances shall either party create additional indebtedness for the other from this time forward. It is understood that the payment of the credit card debt as identified will be husband's sole responsibility regardless of which party actually incurred the debt and regardless of who may have benefited from the debt. It is understood that this is to include the marital debt listed in husband's inventory and appraisement and is not necessarily limited to credit card debt; it could include personal loan debt as well or any other marital debt. The parties acknowledge that wife has one credit card account in her name alone that is not part of this provision. 8. Husband is accruing retirement points through the 4 > -'T"~'I""~.'~~ ,"_r ,...,~, '~I" "'" ~~ ~~.~ - ~~,.~-~~.......- ,.- . ". " '''1t~,_" ,~ -II: United States Air ForcelAir National Guard. As such wife shall be entitled to 50% of the coverture fraction of husband's military retirement at the time of his retirement. The coverture fraction shall be determined by having a numerator which~shall be the total number of retirement points accumulated from the date of marriage until the date of separation. The denominator shall be the total number of retirement points accumulated during husband's military career. Wife shall be entitled to receive 50% of the coverture fraction of the retirement payments contemporaneously with husband receiving said payments. Wife's counsel shall prepare a military Domestic Relations Order to provide the distribution of this sum and shall submit it to husband's counsel for approval within thirty (30) days of today's date, At the time of husband's retirement he will select the survivor benefit annuity, the cost of which will be deducted from the gross retirement amount prior to distribution pursuant to the Domestic Relations Order. In addition, husband will name wife as a survivor in a percentage equal to the coverture fraction percentage that she is to receive on the total benefit, 9. Husband shall pay alimony to wife under the following schedule: Effective March 1, 2004, and continuing for 5 years or 60 consecutive monthly payments, husband shall pay the sum of $1,000.00 per month; effective March 1, 2009, and continuing for 12 payments or one year, husband shall pay the sum of $800.00 per month to wife; effective March 1, 2010, and continuing for 12 payments or one year, husband shall pay the sum of $600.00 per month; effective March 1, 2011, and continuing for 12 months or one year, husband shall pay the sum of $400.00 per month to wife; and effective March 1, 2012, and continuing for 12 months or one year, husband shall make payments of $200.00 per month to wife in alimony. Husband's alimony obligation will cease after the payment in February 2013. The parties shall execute any necessary documents to terminate the spousal support or alimony pendente lite award in effect to the Cumberland County Domestic Relations Office effective March 1, 2004. In addition, the parties will enter into a modified child support order either by agreement or as entered by the Cumberland County Domestic Relations Office with an effective date of March 1, 2004. The alimony provisions provided for herein are non-modifiable but will terminate upon either party's death or wife's cohabitation or remarriage. 5 .- , ~ "._W,"" ~,~~,-,~ -~~ ._=~ -~, -- l ~ ~""_ ~ tl. '. 10. In consideration of husband paying the automobile loan on the Suburban that wife shall retain, he shall be entitled to deduct the monthly payment that he makes on the Suburban loan from his monthly alimony payments for as long as he must make~the monthly payments on the Suburbancloan. If wife chooses to sell that vehicle prior to the loan being paid in full, or at any other time in the future, husband will cooperate in executing the necessary documents to convey that vehicle to the third-party purchasers. At the time of purchase, however, the Suburban loan must be paid in full. The payoff on the automobile loan in the event that wife sells the vehicle prior to the loan being paid in full by monthly payments shall be paid in full from the proceeds of sale. In the event that the Suburban automobile loan is paid in full either through husband's payments or through the sale of the vehicle, husband's payments on alimony shall simply return to the amount provided for above. 11. Both parties withdraw their previously filed claims for attorney fees and costs in this matter. 12. Except as herein otherwise provided, each party may dispose of his or her property in any way and each party hereby waives and relinquishes any and all rights he or she may now have or hereafter acquire under the present or future laws of any jurisdiction to share in the property or the estate of the other as a result of the marital relationship including without limitation, statutory allowance, widow's allowance, right of intestacy, right to take against the will of the other, and right to act as administrator or executor in the other's estate. Each will at the request of the other execute, acknowledge, and deliver any and all instruments which may be necessary or advisable to carry into effect this mutual waiver and relinquishment of all such interest, rights, and claims. MR. GRIFFIE: Mr. Hiller, were you present here in the Master's hearing room this afternoon as I recited the agreement that is entered into between you and your wife? MR. MILLER: Yes, I was. MR. GRIFFIE: Do you understand the terms of the agreement? 6 ;'If",~l"'Ir_,~ " . ~,............'~.- ~~ -. ~. '-"",,"-~lIl"~T " ~ MR. MILLER: Yes, I do. MR. GRIFFIE: Is it your desire to have that agreement, as dictated, be the final agreement to settle all claims between you and your wife that have been raised in the divorce proceedings? MR. MILLER: Yes. MR. GRIFFIE: And is it your desire to then have that stipulation entered into the Court order along with your decree? MR. MILLER: Yes. MR. NEUHARTH: Ms. Miller, were you in the room as the marital settlement agreement was dictated? MS. MILLER: Yes. MR. NEUHARTH: Do you understand the agreement? MS. MILLER: Yes, I do. MR. NEUHARTH: It is your desire to have that agreement entered as stated? MS. MILLER: Yes, it is. MR. NEUHARTH: Is it your desire to have it incorporated into the divorce agreement? MS. MILLER: Yes. I acknowledge that I have read the above stipulation and agreement, that I understand the terms of settlement as set forth herein, and that by signing below I ratify and affirm the agreement previously made and intend 7 -~, ,~ "~ ~1 --~~."..- .~ -., .. to bind myself to the settlement as a contract obligating myself to the terms of settlement and subjecting myself to the methods and procedures of enforcement which may be imposed by law and in particular Section 3105 of the Domestic Relations Code. WITNESS: riffie for Plaintiff ~. fi:e? aron J. Attorney -~ Neuhar for Defendant ,- ",;ryf\,f _ J!1 ~ ~~"",,''''''_~~' ^ r'.'-."--' DATE: 313 / D I.( I I .~ 8 ~~ 4~~ Kevin R. Miller .~a,. Sally JY Mi ler '"'~ ....... -~~^"- ,~,~ .- ,,.,. Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL V AN1A KEVIN R. MILLER, v. CIVIL ACTION - LAW Defendant : NO. 01-5873 CIVIL TERM : IN DIVORCE SALLY J. MILLER, PRAECIPE TO TRANSMIT RECORD TO THE PROTHONOTARY: Transmit the record, together with the following information to the court for entry of a divorce decree: 1. Ground for divorce: Irretrievable breakdown under 9330l(c) 33Gl(d)(1) eftile DiyerGe Cede. (Strike out inapplicable section). 2. Date and manner of service of the Complaint: Certified mail, restricted delivery on October 17,2001. 3. Complete either paragraph (a) or (b). (a) Date of execution of the Affidavit of Consent required by 93301 (c) of the Divorce Code: by Plaintiff: February 26, 2004 by Defendant: February 26, 2004 (b) (1) Date of execution of the affidavit required by 93301 (d) of the Divorce Code: (2) Date of filing and service of the plaintiff s affidavit upon the respondent: 4. Related claims pending: none 5. Complete either (a) or (b). (a) Date and manner of service of the notice of intention to file Praecipe to Transmit record, a copy of which is attached: (b) Date of plaintiffs Waiver of Notice in 93301 (c) Divorce was filed with the Prothonotary: February 27, 2004 Date defendant's Waiver of Notice III 93301 (c) Divorce was filed with the Prothonotary: February 27, 2004 ~ , !"::rn~_ ,,~, "_~ '.< ,_ ,1"'-"--:1.'C;";f"_" '__, '-"~,~,-, i:J . ,<'_ ,.-"'~t""C^'~__."',,,_"__- ,._ C , "~~1"""'" ~J:!l!Il! -~~,- '"~"~-~_',c -r'l~.i;~'{'~": J'Ttirnr Imil Jllllri"1liirl'ii"WI!c () "> ,,,- = 0 '-.."- = -n .;,o'~ ..... =-l~!(i~: 2 --j !...!,! !>" ::J::;u. :t:"TI . -- ::t;I n1.'-: t:j 1') 'Urn :00 , \.0 g~ f~-~ ~':;,... ,-" -0 -~--n .-;.;. ,:--- _e,,.. 90 '.--.' -~ ,,""-' c r:-:.' Of"11 ",::,- :s~ [\" -< .' 2J.'} W -<.; cS'" ff~ " '. "':'''"?'''~'f-, ?_ __ ,:__"",puyt,]i!,~:~~'~-'l~ll';'''1i'*i;!jl''JH~i~,1lj:!i!:~~,_" .. ,~~~~m!IM~I~10 .~~) KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA vs. SALLY 1. MILLER, Defendant, : CIVIL ACTION - L~ W : NO. 01_ s'j 7.:3 ~ : IN DIVORCE -r~ NOTICE TO DEFEND AND CLAIM RIGHTS You have been sued in Court. If you wish to defendant against the claims set forth in the following pages, you must take prompt action. You are warned that if you fail to do so, the case will proceed without and a decree in divorce or annulment may be entered against you by the Court. Ajudgment may also be entered against you for any other claim or relief requested in these papers by the Plaintiff. You may lose money or property or other rights important to you, including custody or visitation of your children. When the ground for the divorce is indignities or irretrievable breakdown of the marriage, you may request marriage counseling. A list of marriage counselors is available in the Office of the Prothonotary at Cumberland County Courthouse, Carlisle, Pennsylvania, 17013. IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DMSION OF MARITAL PROPERTY, LAWYER'S FEES, OR EXPENSES BEFORE A DIVORCE IS GRANTED, YOU MAY LOSE THE RIGIIT TO CLAIM ANY OF THEM. YOU SHOULD TAKE TIllS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association Two Liberty Avenue Carlisle, Pennsylvania 17013 (717) 249-3166 -,-",~- '" "'''''''"''' - ~',-- .~- , _~,. _~~ _"'_""'1' - _w. KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA vs. SALLY J. MTT.T .R~ Defendant, : CIVIL ACTION - LA}\' -r : NO. 0)- 5f13 ~ I.w- : IN DIVORCE COMPLAINT IN DIVORCE COUNT I 1. Plaintiff is Kevin R. Miller, an adult individual currently residing at 115 Fairfield Street, Newville, Cumberland County, Pennsylvania. Plaintiff has resided at this address since August 3,2001. 2. Defendant is Sally J. Miller, an adult individual currently residing at 402 West Main Street, Walnut Bottom, Cumberland County, Pennsylvania. Defendant has resided at this address for approximately ten years. 3. Plaintiff is a bonafide resident of the Commonwealth of Pennsylvania and has been so for at least six months immediately previous to the filing of this Complaint. 4. Plaintiff and Defendant were married on December 19,1981, in Carlisle, Cumberland County, Pennsylvania. 5. There have been no prior actions for divorce or annulment between the parties. 6. The Defendant is not a member of the Unites States Armed Forces or its Allies. 7. Plaintiff has been advised of the availability of counseling and the right to request that the Court require the parties to participate in counseling. Knowing this, Plaintiff does J::;,r~q ,~, "~ ~,..",......,...... ~ ." , . not desire that the Court require the parties to participate in counseling. 8. Plaintiff and Defendant are citizens of the United States of America. 9. The parties' marriage is irretrievably broken. 10. Plaintiff desires a divorce based upon the belief that Defendant will, ninety days from the date of service of this Complaint, consent to this divorce. WHEREFORE, Plaintiff requests your Honorable Court to enter a decree in divorce pursuant to Section 3301(c) of the Domestic Relations Code. COUNT IT EQUITABLE DISTRJBUTION 11. Paragraph 1 through 10 are incorporated herein by reference as if set forth in their full text. 12. Plaintiff and Defendant are joint owners of certain real estate located at 402 West Main Street, Walnut Bottom, Cumberland County, Pennsylvania. 13. Plaintiff and Defendant are joint owners of various items of personal property, furniture, and household furnishings acquired during their marriage which are subject to equitable distribution. 14. Plaintiff and Defendant have incurred debts and obligations during their marriage which are subject to equitable distribution. ~J" '^'__~ __ < > " < ~ ',- '-~ T - ~ ~- ,_",,'" ,'__ M ' WHEREFORE, Plaintiff requests your Honorable Court to enter a decree equitably dividing the parties' property and equitably apportioning the debts incurred by the parties. Respectfully submitted, GRIFFIE & ASSOCIATES ~ 1.4kJ Marylo ,Esquire .. Attorney fo laintiff 200 North Hanover Street Carlisle, PA 17013 (717) 243-5551 (800) 347-5552 '~ -' ,~, ,,~ ", "~" iT ~ ~. -,- ~ I verifY that the statements made in the foregoing document are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. DATE:?-7 5~fJ 0 I bJ KEVIN R. MILLER ''''l\jn~~~~_,~", ~_I '" ,-~ 'll l"l\ ~ ~ ~ t l' ~ 4}- ~ " '" '-. V-, ~ .J;; l--:. .. '1W'l" """' _~'" ~ wl'!"Il'~~~~~~~'~"W;;"'""~t><""'k~;~'~..j~~IJ1~J) Ii "_,,'_'w~jW!i%"';'''W'',,",,,- ~~ ~ I }t ,I I . -0' .... "- ~\ ?" .~ "', d v. 0 ~ -..... ~ h;: 1-""" ';s~.) /, \ ;.", L~~!>- ~-;; ~:' (/J_ -\lIQJU p Ifllll" J1IC'i~ir'ifm' ,. (-:J -:-) "~J @ c: (_.J ~. i (..!"i '\i").'iqi,!il0"p')OIf'}'~"H-<;!",~f'j,"-lpIJ"'''''' "" ;'.iiq J:," '-' ; !:W"'i,:1'F'-(;'J~ 'ii KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. : CIVIL ACT~ON - LAW Defendant : NO. 01-5873 CIVIL TERM : IN DIVORCE SALLY J. MILLER, AFFIDAVIT OF CONSENT 1. A Complaint in Divorce under !i3301 (c) of the Divorce Code was filed on October 10, 2001, and served on October 17, 2001. 2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety (90) days have elapsed from the date of filing and service of the Complaint. 3. I consent to the entry of a final Decree of Divorce after service of notice of intention to request entry of the decree. I VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING AFFIDAVIT ARE TRUE AND CORRECT. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 Pa.C.S. !i4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. DATE: ::;.6 r-:!:~ () t.j ~~~. KEVIN R. MILLER, Plaintiff ,\-_;,} ""'-'"'0- .~ _.',><~","_,". _" "' ~ ;u ~'", '. , ,",= ,""-~ ,.-, '1~ =,-- "' "~"'h".......M_ ....l: nilr....y!"....."..iI~ '" c::l .., '-' c::.:;r '.-n -'" -..., ::::! po,,; jOO;l:D VJ ,- 0-,) --am ~DCJ -, ''J L '::::J<::; -"1 . ., . ~~ .. ~~-- -- -. ---! "'~~ ~I1 ~ C) .< ,,-c . 'ciJJ ~1II\!IIlII1, ,., r ",~Jl.,~~,-, ,', _,.,~,I~L_"",,,, """ < ~~tJ,Ml~.*I#!,'II;iJ"'-WW~'W!l~i$-lim><n:,1:m~,'-'i~Ji'Wf.t-,,~~I"-"', ",~ >tJflU~rOOi~J~~j~~:"'''-~_~]:': ~" ,__ "d_ ' KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. : CIVIL ACTION - LAW Defendant : NO. 01-5873 CIVIL TERM : IN DIVORCE SALLY J. MILLER, AFFIDAVIT OF CONSENT 1. A Complaint in Divorce under S3301 (c) of the Divorce Code was filed on October 10,2001, and served on October 17,2001. 2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety (90) days have elapsed from the date of filing and service of the Complaint. 3. I consent to the entry of a final Decree of Divorce after service of notice of intention to request entry of the decree. I VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING AFFIDAVIT ARE TRUE AND CORRECT. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 Pa.C.S. S4904 RELATING TO UNSWORN F ALSIFICA TION TO AUTHORITIES. DATE: JIp 1iJ-w.~ cJ/YJi ~~ 0. rrltJ1fl/u SALLY J. MI ER,~efend t ''-1"". ,("'- I - ~i ~ '1'l':,c, ",,~.r,^-' "0".' ", "~" '^.' N_,.':!"_I',; n~~- ,"' ~, ,~_. 0 r ,- M' -,,",',, ",~-, ""'il~f If':'W'-; --:'l:"";"{i>1"~";"\'Ji"r~'"'"'wrrjl"r>If-~~""'~_''-~'~''~'T:I'~;o~e"'t-' ",. ~~--:<"_~"~'4''l,~:' "~l~~'i(&~'f"!-1J&W'~I-ll'%II'}'-";")'~!l!,1t!t~~~,,,~ ~~2 "'" = 0 C~ >. . -.-, ;fJ 1'1 CtJ rc~) ~39 -' -'--i() ~~:: ~~ ~.._., '~ '-, a ~'" -<: ,,~,Jf,I\WI~~~~~@~":i': KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. : CIVIL ACTION - LAW Defendant : NO. 01-5873 CIVIL TERM : IN DIVORCE SALLY J. MILLER, WAIVER OF NOTICE OF INTENTION TO REOUEST THE ENTRY OF A DIVORCE DECREE UNDER &330l(c) OF THE DIVORCE CODE 1. I consent to the entry of a final decree in divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses ifI do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a divorce decree is entered by the Court and that a copy of the decree will be sent to me immediately after it is filed with the Prothonotary . I VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING AFFIDAVIT ARE TRUE AND CORRECT. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF ISPa.C.S. 94904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. DATE: ';;Zb rl:~ @ tJ ~MiL KEVIN R. MILLER, Plaintiff ;'S":"O I _'~ " , ,-, .~.-^, ,'N ,~- ii !i!~. '''', ,~,," '_1' - O_h _.iO' .~"-'"",.~ -,":;"'"'~AHOdi.<l.'if-ra m-- I -]i'~tT1~" "', = 0 ~::;, -n ""'l :::1 f.-j p-i1:JJ CO ,- ;"c,," :~58 ,-,.' --..! ell)" ._-=),J 7f""Ti (~~? Zi5 ~'j ;-n .-' u~ -. ' c.:; .""" ~ -"~ -.-' fS , B/J """ . 10~JJf{l!I" ,.", I ,~_~1f~~", ,,_~.~,' c; ",'7,',",", ",:-~v.,,'\,,"~' ':' "._!!fttl~"W"'iiI\'WJ'.r<<iW'Zf~I!iJl:'J!~~~~II~~,\~~,~~, ,._~<;I~l]lUffilj,~~~I, --"-1~,;m~l!Il~~r~\~_~~~'ll\w-:[ KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. : CIVIL ACTION - LAW Defendant : NO. 01-5873 CIVIL TERM : IN DIVORCE SALLY 1. MILLER, WAIVER OF NOTICE OF INTENTION TO REOUEST THE ENTRY OF A DIVORCE DECREE UNDER &3301(c) OF THE DIVORCE CODE 1. I consent to the entry of a final decree in divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses if! do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a divorce decree is entered by the Court and that a copy of the decree will be sent to me immediately after it is filed with the Prothonotary . I VERIFY THAT THE STATEMENTS MADE IN THE FOREGOING AFFIDAVIT ARE TRUE AND CORRECT. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 Pa.C.S. 94904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. DATE: ;& r:JJ.tuc ciOOj ~ o. '!!l'flJv,j SACL Y J. MI. ERQ"Defen ant ,%l'!n~,-:m::~!II!;~ ,,_ , - " -'J':' ,,"~ "'""'-''',-,, ~'" ",. 8if fSC ~H ~ ,_,,,,,,,,,,"",,11-__~ ""..".' "~1', ' _,__ ,-~ ,~, -~ ,,;II!!!Jlf~:~_ ,_<~,~, _'"""."_~::;I~RL~~~~",,:,\1'W!1>0l(i"",,'-n.i";'Ili"'.jWi!l\l1lJ11;fjt*,i,!!?~"", lllllirr'"<""j""'i !---.:J c::;-, c.~ o -q t~F1 ~n,GJ .,',J..........' ~~(~) 0l~ ::r::r ..,< ~::J Cd i'\.... -, o , J ~~ ..,_!jilR-~~,~JI",,~ ~:'~'I:'; KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA vs. SALLY 1. MILLER, Defendant CIVIL ACTION - LAW : NO. 01-5873 CIVIL TERM : IN DIVORCE AFFIDAVIT OF SERVICE AND NOW, this 23'" day of October, 2001, comes Marylou Matas, Esquire, Attorney for Plaintiff, and states that she mailed a certified and true copy of a Complaint in Divorce to the Defendant, Sally J. Miller, at her address of 402 West Main Street, Walnut Bottom, Pennsylvania, by certified mail, restricted delivery, return receipt requested. A copy of said receipt is attached hereto indicating service was made on October 17, 2001. CU- as, Esq . Attorney laintiff GRIFFIE & ASSOCIATES 200 North Hanover Street Carlisle, P A 17013 (717) 243-5551 Sworn and subscribed to before me this ;}3 ~ day of O&h-/:uv' ,2001. /;?~fiaJi~AA ) NOTARYP LIC Notarial Seal Robin J. Goshorn, Notary Public Carlisle Bora, Cumbe~and County My Commission Expi"'s Apr. 17, 2003 '''~f!}li:n!f~ .'_ .~ - " ~ ~ """" ," ,~ ir";,"~"""'-'. '. '€:G"'jlll~te Itel11s 1, 2, and 3. Also complete item 4 if Restricted Delivery is desired. : _ Print your name and addres~ on the reverse so that we can return the card to you. _ - Attl;!.ch this card to th~ back:of the mailpiece, or on the front if sp(Ce pemiits. 1. Article Addressed to: ~,a)'J !?irl;lle~ " ~o:1 fA)e'if~JAu1- tJ;Jnuf /i;IInn /IW 17 (%1, J D. Is delive a ress diffe nt from item 1? If YES, enter delivery address below: o Agent o Addressee DYes ONo 3. Service Type o Certified Mail 0 Express Mail o Registered 0 Return Receipt for Merchandise :1 o Insured Mail 0 C.O.D. 4. Restricted Delivery? (Extra Fee) Yes-- 2. ,Article Number (Copy from"'.,, rviCe, I~ .,~ 7000 O!Apq) .~p ~,;;:;'Cfo Q:llqq>,. PSIFq"rm 3Br1r1 , ~~Iy ~1l99f : ! . ppmestic Return Receipt I~ 'J-'} \ ::} r .', :,'t' J),.r i U "..,.-"'~ t02595':QOiM'\l95" ~~ g liS -84 if1fi-ll . -" ~ <, ,-""'o-r:,'''~ ",\"<,,,," "' ., ,",T:!TL..",_,,, - _"". ~" ~iT"o<qjr"<j~ fill' r 11'11'11 '1lWill 0 C) C_: .. c:-, ~~~~ C~ -, c-- r-~.) :'1"1 Z S~ -, .-, (I) .. -< -;= C) < f~ ,} ::B 4C:; ,.') C) -'-J"-'. ::):".i >c r:~ '7' t.,) ~ =; ~..,'.., -< :< '~I,,~~J .l~[.~~!~I!l<i!MOW~P'mlilfjl!lw,;..;1I;i!""''Rh'-'-1M<i>~1~'_''Y,''''''7''~F!'''1((:>i',<,~,l-Cf$;F'!iH~~~~)l~~ifIFjj_~~rn~;m];Rf'","l1~h~;m;:'f~-1'.!!\-l'l'-!~lIWJ~i KEVIN R. MILLER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 01 - 5873 CIVIL SALLY J. MILLER, Defendant IN DIVORCE THE MASTER: Today is Thursday, February 26, 2004. This is the date set for a conference with counsel and the parties. Present in the hear:cng room are the Plaintiff, Kevin R. Miller, and his counsel Bradley L. Griffie, and the Defendant, Sally J. Miller, and her counsel Aaron J. Neuharth. The complaint in divorce was filed on October 10, 2001, raising grounds for divorce of irretrievable breakdown of the marriage. The Master has been provided today with affidavits of consent and waivers of notice of intention to request entry of divorce decree so that the divorce can be concluded under Section 3301(c) of the Domestic Relations Code. The affidavits and waivers will be filed by the Master's office with the Prothonotary. The complaint in divorce raised the economic claim of equitable distribution; on February 25, 2004, the Defendant filed a claim for alimony, alimony pendente lite and counsel fees; on February 25, 2004, the Plaintiff filed a petition for counsel fees. The parties were married on December 19, 1 ',"""''''~~~,' ._ ~oIl> ,l't . I - ~ ~ " ? --~ ~,.. ~" ~~ -..."",..~",,"~ ~ ~~ ,~..= :tl?" 1981, and separated July 23, 2001. The parties are the natural parents of two children who reside with the wife and are currently enrolled at Big Spring High School. After negotiations today the Master has been advised that the parties have reached an agreement with respect to the outstanding economic claims. The agreement is going to be placed on the record in the presence of the parties. The agreement as placed on the record will be considered the substantive agreement of the parties not subject to any changes or modifications except for correction of typographical errors which may be made during the transcription. Consequently, when the parties leave the hearing room today they are bound by the terms of the agreement even though there is no subsequent signing of the agreement affirming the terms of settlement as stated on the record. The agreement will be transcribed and sent to counsel to review for typographical errors. Counsel will advise the Master's office of any corrections that need to be made and then the parties will be asked to affix their signatures affirming the terms of settlement. Upon receipt by the Master of a completed agreement, the Master will prepare an order vacating his appointment and counsel can file a praecipe transmitting the record to the Court requesting a final decree in divorce. Mr. Griffie. 2 ""-'-'I'-t<',,~~ ~'", ... ~ T , ~"T~ - ~- ......_~ < 1'1' ~ ~_"F"'''''' ,~"~~ , - MR. GRIFFIE: If the Master please. In order to fully and finally satisfy all of the claims raised by the parties in these proceedings, they agree as~follows: 1. The parties' real estate located at 402 West Main Street, Walnut Bottom, Cumberland County, Pennsylvania, shall become the sole and exclusive possession of wife. Wife shall assume sole and exclusive responsibility for payment of the first mortgage due and owing to Pentagon Federal Credit Union and the second mortgage due and owing to Household Mortgage Corporation. Wife shall refinance those two mortgages within sixty (60) days of today's date. At the time of refinancing husband shall provide wife with a signed, witnessed, and a notarized deed to allow for her to place the property into her name alone. Husband's counsel shall prepare the deed for this settlement. 2. Wife shall retain ownership and possession of the parties' 1999 Suburban and the 1989 Jeep. Husband shall retain ownership and possession of the 1997 Toyota Corolla and the 1994 camper. Husband shall be responsible for the debt due and owing on the Toyota Corolla and Suburban and shall indemnify wife and hold her harmless from any demands for payment or collection activity or those debts. In the event it is necessary to execute any documents to transfer ownership of the 1989 Jeep and the 1994 camper, the party waiving their interest in the vehicle will sign all documents within fifteen (15) days of being requested to do so. With respect to the Toyota Corolla and the Suburban, titles to those two vehicles will be transferred to the party retaining possession within fifteen (15) days of receipt of title to those vehicles after payment of the encumbrance on the vehicles. 3. The parties' time-share located at Bayse, Virginia, shall become husband's sole and exclusive possession. Husband shall be responsible for all debts, fees, or encumbrances on that time-share from this time forward and shall indemnify wife-and hold her harmless from demands for payment or collection activity on any such debts. Wife will cooperate in executing any documents necessary to transfer ownership into husband's name alone. 4. All personal property, both tangible and intangible, will remain the sole possession of the party presently in possession. More particularly, the Members 1st Federal 3 ~';f';""ID; ;w: 11: [ .; ,,~~ ,~~ ~~-~ ~~ -._--\' ~ ~ "~~ ~~,-""'. ~~~.-.4 ~ Credit Union account, including the IRA, shall remain wife's possession. The 167th Federal Credit Union account and the Pentagon Federal Credit Union account shall remain as husband's sole possession. 5. In addition, husband shall maintain the life insurance policy on his life as his sole property and shall retain the Lutheran Brotherhood IRA account and Putnam IRA account as his sole possession. 6. Further, husband shall retain sole ownership and possession of his thrift savings plan secured through his employment with the federal government as well as sole responsibility for repayment of the loan on that account. Within thirty (30) days husband shall secure documentation and provide such documentation to wife through counsel evidencing the fact that the thrift savings plan loan was secured prior to the time of the parties' separation. 7. All credit cards presently in existence as identified on husband's inventory and appraisement shall become husband's sole and exclusive liability. This includes approximately $42,000.00 in principal balance on credit card debt incurred during the marriage and approximately $23,000.00 in credit card debt incurred post-separation. Any and all credit cards in joint accounts shall not be permitted to be used by either party from this date forward and husband shall promptly close those accounts. Wife will cooperate in closing those accounts through the execution of any documents necessary as provided by husband. The joint credit card accounts shall be closed as permitted by the credit card companies such as having those accounts closed to new debt. Under no circumstances shall either party create additional indebtedness for the other from this time forward. It is understood that the payment of the credit card debt as identified will be husband's sole responsibility regardless of which party actually incurred the debt and regardless of who may have benefited from the debt. It is understood that this is to include the marital debt listed in husband 1 s. inventory and appraisement and is not necessarily limited to credit card debt; it could include personal loan debt as well or any other marital debt. The parties acknowledge that wife has one credit card account in her name alone that is not part of this provision. 8. Husband is accruing retirement points through the 4 "-';;':1!%',>;;;~~,,,_~ .'. '""--~ - ~ ...,~, ~l ! , . I,-.~ - -""~~'" ~."""""" United states Air ForcelAir National Guard. As such wife shall be entitled to 50% of the coverture fraction of husband's military retirement at the time of his retirement. The coverture fraction shall be determined by having a numerator which shall be the total number of retirement points accumulated from the date of marriage until the date of separation. The denominator shall be the total number of retirement points accumulated during husband's military career. Wife shall be entitled to receive 50% of the coverture fraction of the retirement payments contemporaneously with husband receiving said payments. Wife's counsel shall prepare a military Domestic Relations Order to provide the distribution of this sum and shall submit it to husband's counsel for approval within thirty (30) days of today's date. At the time of husband's retirement he will select the survivor benefit annuity, the cost of which will be deducted from the gross retirement amount prior to distribution pursuant to the Domestic Relations Order. In addition, husband will name wife as a survivor in a percentage equal to the coverture fraction percentage that she is to receive on the total benefit. 9. Husband shall pay alimony to wife under the following schedule: Effective March 1, 2004, and continuing for 5 years or 60 consecutive monthly payments, husband shall pay the sum of $1,000.00 per month; effective March 1, 2009, and continuing for 12 payments or one year, husband shall pay the sum of $800.00 per month to wife; effective March 1, 2010, and continuing for 12 payments or one year, husband shall pay the sum of $600.00 per month; effective March I, 2011, and continuing for 12 months or one year, husband shall pay the sum of $400.00 per month to wife; and effective March 1, 2012, and continuing for 12 months or one year, husband shall make payments of $200.00 per month to wife in alimony. Husband1s alimony obligation will cease after the payment in February 2013. The parties shall execute any necessary documents to terminate the spousal support or alimony pendente lite award in effect to the Cumberland County Domestic Relations Office effective March 1, 2004. In addition, the parties will enter into a modified child support order either by agreement or as entered by the Cumberland County Domestic Relations Office with an effective date of March 1, 2004. The alimony provisions provided for herein are non-modifiable but will terminate upon either party's death or wife's cohabitation or remarriage. 5 ""'fm"'f_~,'~ ~ - 1"""''"1"'' , r= . " ~,~ , ~~ ~~ "......""l ~~"' 10. In consideration of husband paying the automobile loan on the Suburban that wife shall retain, he shall be entitled to deduct the monthly payment that he makes on the Suburban loan from his monthly alimony payments for as long as he must make the monthly payments on the Suburban loan. If wife chooses to sell that vehicle prior to the loan being paid in full, or at any other time in the future, husband will cooperate in executing the necessary documents to convey that vehicle to the third-party purchasers. At the time of purchase, however, the Suburban loan must be paid in full. The payoff on the automobile loan in the event that wife sells the vehicle prior to the loan being paid in full by monthly payments shall be paid in full from the proceeds of sale. In the event that the Suburban automobile loan is paid in full either through husband's payments or through the sale of the vehicle, husband's payments on alimony shall simply return to the amount provided for above. 11. Both parties withdraw their previously filed claims for attorney fees and costs in this matter. 12. Except as herein otherwise provided, each party may dispose of his or her property in any way and each party hereby waives and relinquishes any and all rights he or she may now have or hereafter acquire under the present or future laws of any jurisdiction to share in the property or the estate of the other as a result of the marital relationship including without limitation, statutory allowance, widow's allowance, right of intestacy, right to take against the will of the other, and right to act as administrator or executor in the other's estate. Each will at the request of the other execute, acknowledge, and deliver any and all instruments which may be necessary or advisable to carry into effect this mutual waiver and relinquishment of all such interest, rights, and claims. JVlR. GRIFFIE: Mr.Hiller, were you present here in the Master's hearing room this afternoon as I recited the agreement that is entered into between you and your wife? MR. HILLER: Yes, I was. MR. GRIFFIE: Do you understand the terms of the agreement? 6 '''f'''i''f''J''''~~ ~. ,~. !!:I ~ .~ ~ . ~~'"""" ~ - ~~" MR. MILLER: Yes, I do. MR. GRIFFIE: Is it your desire to have that agreement, as dictated, be the final agreement to settle all claims between you and your wife that have been raised in the divorce proceedings? MR. MILLER: Yes. MR. GRIFFIE: And is it your desire to then have that stipulation entered into the Court order along with your decree? MR. MILLER: Yes. MR. NEUHARTH: Ms. Miller, were you in the room as the marital settlement agreement was dictated? MS. MILLER: Yes. MR. NEUHARTH: Do you understand the agreement? MS. MILLER: Yes, I do. MR. NEUHARTH: It is your desire to have that agreement entered as stated? MS. MILLER: Yes, it is. MR. NEUHARTH: Is it your desire to have it incorporated into the divorce agreement? MS. MILLER: Yes. I acknowledge that I have read the above stipulation and agreement, that I understand the terms of settlement as set forth herein, and that by signing below I ratify and affirm the agreement previously made and intend 7 -:- ,,'" Pi ~""~"""""-;''''-'" ~~ ~,,,,,,,,,,,,,,,,-,.._"/._,,, - .-\ ~ " ~. ~ i!l to bind myself to the settlement as a contract obligating myself to the terms of settlement and subjecting myself to the methods and procedures of enforcement which may be imposed by law and in particular Section 3105 of the Domestic Relations Code. WITNESS: ~ B a . rUfie rneY-f:r Plointiff ~.. ~~/- aron J. Neuha~ Attorney for Defendant ""~~.JPII:I'~, . .,~_n ~ ~ DATE: 313 If) If , I 3/i/o4 I I 8 4U~ Kevin R. Miller ~,~ ~ -=- .,. .- .~ ,,~~~ >fi!' (11UJ'J'I'E & .JlsSOCIJ\'T'ES Attomeys and Counselors at Law Bradley L. Griffie, Esquire Marylou Matas, Esquire Wendy J. F. Grella, Esquire Brian C. Bornman, Esquire 200 North Hanover Street Carlisle, PA 17013 (717) 243-5551 38 North Main Street Chambersburg, PA 17201 (717) 267-1350 Reply to: Carlisle (800) 347-5552 Fax (717) 243-5063 March 22, 2004 E. Robert Elicker, II, Esquire Divorce Master 9 North Hanover Street Carlisle, PA 17013 RE: Miller v. Miller No. 01-5873 Civil Dear Mr. Elicker: Enclosed herein please fmd an original and two copies of the Stipulation that was entered into between the parties in the above captioned matter. You may recall that we circulated one original document to sign that is enclosed, we have blue backed that document for your convenience. The two photocopies have simply been tabbed. I would appreciate if you would now process this matter so that your commission can be vacated and we can file a Praecipe to Transmit the Record. Your attention and courtesy is appreciated. BLG/kjl Enclosure Cc: Aaron J. Neuharth, Esquire Kevin R. Miller !T_~",'<<"---'" ,'_-<; ___,"C,_,'c' I' ~': " -~ - .~) -". _-__;'L-; - , KEVJN R. WILER VS. SALLY J. MILLER DATE: IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW 01 - 5873 NO. CIVIL 19 : IN DIVORCE Defendant STATUS SHEET ACTIVITIES: '\. _ /J ~V' G'1 ~ # I.h';r- l-~\~~ ',m .;}- .r!i~!A1%' (')\~ 1 ~~/o ~. A1't0/~;'~~ (MJA7; lIiO,Drtk/11"wf 5~ \}J j(y ~Df Clo'~1 tv :ij~ ~~trI',hA~tt~- fJf<11~f. w~abln~1o ~ihp~, '( ) t)P',~fl,,?~ l~(')~ ff:.~7~ I! ~,r1St< ~A1;~~ !1~111 ~117 (tvtt )'(f\fl())1 vyrfTAAft'l..KVt/ ~V^'lIU1. VI ~ nI0./\: 11 Pfl~/.S DIO ;\101 kf,.,i'hJ 11wt. n* l'JK}~'Nlf'h~-y)H:k S~~IJIi-.!J. . .1 I IN~~~k'~~ ' r~'0~~%v~~~ \~ ~~~~~k ')~.~,U30J':~"50"\M' ;' ;"-"\ . . ' .- :f., /j / . i. '.J jlr'l~ (@.VZ); I. . ~1KY1fi" I rJf!)!ilr~ Of/AN/.)! {Li./Vl/j ~, (; u)\KtfM f. \,\)A) t~.kiO, ~ {il CStl\ylJUI J It!< fJ. ,SAJr iq t .. G~ ~ b 0 ~,/'t. , q . / , ,/ I \k)~/O~ ,ij/)'{.03 --,---~'" z.11!'; 10 t .2(2-10 (.a y d' ~ ~ ~~/-eA ~JtJL{tu..~ /.AI'dJ-P7i--AL1~~~..A~ ~ '" c:v~ fJ,JA ~ 2-/C>(o'(, ~~ ~I" . '7-(" (J () '1 4- ( : U-" jlA/- ) pY.~~. .'~~';'''. ~~'==-:-';7~:"""'7;"-'.'7'- ....._.~~.~._.._d..... .. ~. .. i.:1~--q: .~ ~~r > ~__.u_" ,~ ~~"7{. "'"""~~: Af",,-<.JMLi;/ ~'~uWItvj ~ ~.t- N ~. ' 'i-v~f-:.. ~~ ~. ~7;;....,__ I ~ ~, u...;.<A L.:- ~ ~ ~~.~~~.....,;.~. ~'i~' ~~..:J_~~ \..I'I.M.,o"""6,.. ~ ~ ~ ~ t..:.:r. "Y'~>>\(..~1- ;~ KEVIN R. MILLER Plaintiff THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. Ol - 5873 CIVIL SALLY J. MILLER, Defendant IN DIVORCE TO: Marylou Matas , Attorney for Plaintiff Lisa M. Greason , Attorney for Defendant DATE: Thursday, September 4, 2003 CERTIFICATION I certify that discovery is complete as to the claims for which the Master has been appointed. OR IF DISCOVERY IS NOT COMPLETE: (a) Outline what information is required that is not complete in order to prepare the case for trial and indicate whether there are any outstanding interrogatories or discovery motions. 14m~, __",J._ e~ . _"_f",~'~ " , ~ ~ -,~ , (b) Provide approximate date when discovery will be complete and indicate what action is being taken to complete discovery. DATE COUNSEL FOR PLAINTIFF COUNSEL FOR DEFENDANT NOTE: PRETRIAL DIRECTIVES WILL NOT BE ISSUED FOR THE FILING OF PRETRIAL STATEMENTS UNTIL COUNSEL HAVE CERTIFIED THAT DISCOVERY IS COMPLETE, OR OTHERWISE AT THE MASTER'S DISCRETION. AFTER RECEIVING THIS DOCUMENT FROM BOTH COUNSEL OR A PARTY TO THE ACTION, IF NOT REPRESENTED BY COUNSEL, INDICATING THAT DISCOVERY IS NOT COMPLETE, THE DIRECTIVE FOR FILING OF PRETRIAL STATEMENTS WILL BE ISSUED AT THE MASTER'S DISCRETION. HOWEVER, IF BOTH COUNSEL, OR A PARTY NOT REPRESENTED, CERTIFY THAT DISCOVERY IS COMPLETE, A DIRECTIVE TO FILE PRETRIAL STATEMENTS WILL BE ISSUED IMMEDIATELY. THE CERTIFICATION DOCUMENT SHOULD BE RETURNED TO THE MASTER'S OFFICE WITHIN TWO (2) WEEKS OF THE DATE SHOWN ON THE DOCUMENT. " - g'RJJ'J'I'E & JlsSOCI.5llT''ES Attomeys and Counselors at Law Bradley L. Griffie, Esquire Marylou Matas, Esquire Wendy J. F. Grella, Esquire Brian C. Bornman, Esquire 200 North Hanover Street Carlisle, P A 17013 (717) 243-5551 38 North Main Street Chambersburg, P A 17201 (717) 267-1350 Reply to: Carlisle (800) 347-5552 Fax (717) 243-5063 February 23, 2004 E. Robert Elicker, II, Esquire 8 North Hanover Street Carlisle, PA 17013 RE: Miller v. Miller No. 01-5873 Financial Analysis Dear Mr. Elicker: This case was scheduled for a hearing on February 5, 2004. At that time, you requested that the parties each prepare a financial analysis, to be reviewed at a conference on February 26, 2004. This letter and the attached documents will serve as Mr. Miller's financial analysis. Mr. Miller is active military, and earns $4592.01 two times per month. This yields a total gross monthly income of $9184.04. Enclosed are copies of his pay stubs received for the month of January 2004. This is a slight increase from his earnings at the time of the last support conference in July 2003. He was active military at that time, as well, but earned a gross monthly income of $8668.80. At the time of the last support conference, Ms. Miller was employed as the director of a daycare center, earning $10.50 per hour full time, for a net income calculated by Domestic Relations of $1508.85 per month. She was fired from that job in approximately November 2003. It is believed that she now works for the Capital Area Intermediate Unit earning approximately $7.50 per hour and at Value City earning approximately $5.45 per hour. Mr. Miller's position is that Ms. Miller should be assessed an earning capacity of at least her earnings as reported at the time of the last conference, or $1508.85 net monthly income. Using her current income, however, yields a similar net monthly income. The parties are the parents of two children, both of whom reside with Ms. Miller. Each child experiences difficulty in school and neither received credit for the first half of the 2003-2004 school year. The oldest child will not graduate until at least June 2005, and the youngest will not graduate until at least December 2005. Of course, this presumes that they will receive full credit for the second half of this school year and the next school year. Given their extreme difficulties, Mr. Miller believes it is likely that graduation could be even later. Ms. Miller in entitled to receive child support for so long as the children are in school. The current support Order provides for Ms. Miller to receive a total of $2364.52 per month. This Order is enclosed. Of that, Mr. Miller makes a cash payment to Ms. Miller of only $850 per month. The balance is paid as payments for the mortgage, in the amount of $895 per month, and Ms. Miller's vehicle, in the amount of $597.57 per month. Ms. Miller no longer resides at the former marital residence, having moved in approximately November 2003, despite the fact that Mr. Miller continues to make payments for that home. Although Ms. Miller has indicated a desire to retain possession of that home, there has been t(~~_IJi!I'J~~ ~, '~""~"?," ";,~:,,,;'_'J.<" 'f- ,.._"--",,,. "1",', - i,Oj absolutely no showing that she could afford to maintain payments on that home. She indicated at the time of the scheduled hearing that her relative would co-sign a mortgage refinance for her, but no proof of application for this has been provided to Mr. Miller. In addition, Ms. Millet may not be using the vehicle for which Mr. Miller continues to make payments. Enclosed is a support calculation using Mr. Miller's current income and Ms. Miller's income as previously calculated by Domestic Relations. This will provide for Ms. Miller to receive child support payments only in the amount of $1473.84 per month. This total amount can be received by her as a cash payment to her directly. This represents an additional $624 per month received by Ms. Miller over what she receives now as cash. It is likely that this monthly payment will be received for at least two years. If Ms. Miller receives this total amount, and there is no conceivable reason why she should not, her total net monthly income will be approximately $2982. In addition to child support payments, Mr. Miller makes monthly payments for credit card debt incurred by the parties during the marriage. The total marital credit card debt balance at the time of separation was approximately $59,000. Mr. Miller has made a total payment of $39,630 toward these credit cards since separation, reducing the principal balance to $42,560. He makes a total monthly average payment of $1,240 toward credit card debt. Enclosed is a flow chart reflecting the monthly payments for each marital credit card debt, with a running total principal balance due. In addition to marital credit card debt, Mr. Miller is now responsible for credit card debt that Ms. Miller incurred after separation. At the time of separation, Mr. Miller left Ms. Miller with two credit cards, each with a zero balance. Ms. Miller indicated at the time of the scheduled hearing that she used those credit cards following separation because Mr. Miller did not make payments to her or on her behalf. This is simply not true. Mr. Miller has been making payments directly to Ms. Miller, for the mortgage, for her vehicle, and at various times for utilities, since separation. Mr. Miller has proof of payments. All payments were in accordance with Domestic Relations guidelines, despite the fact that a support order was not entered until July 2003. At the present time, the total balance for the two credit cards with debt incurred by Ms. Miller after separation is approximately $22,529. This is the balance reflected on Mr. Miller's credit report as of January 2004. The total monthly payment for these two cards will average approximately $400 per month. Ms. Miller does not make payment for these debts. Mr. Miller is willing to make payment for these debts, as part of a comprehensive resolution of the case. Ms. Miller's portion ofthe monthly credit card payment should be a total approximately of $820. This is calculated by assuming that she should be responsible for a modest 35% (approximate) of the marital credit card debt, or a total monthly payment of $1240, and all of the post-separation debt she incurred, or a monthly payment of approximately $420. Mr. Miller is willing to assume responsibility for the total monthly payment, or $1640. His principle concern on this issue is that Ms. Miller is a prime candidate to file bankruptcy on any debt on which she is an obligor. Therefore, Mr. Miller will ultimately become responsible for the debt even if it is partially assigned to Ms. Miller. Presuming that Ms. Miller should be responsible for half of the total marital debt at $42,558, and all ofthe post separation debt, at $22,529, Ms. Miller should be responsible for a total of$43,808 in credit card payments. If Mr. Miller makes payments in the amount of $820 per month toward that debt, it will take approximately 18 years for Mr. Miller to eliminate that debt. Enclosed is an asset worksheet for the parties, reflecting all other marital assets and debts. Because Ms. Miller has not shown that she can be responsible for the mortgage or that she has taken steps to refinance that in any way, Mr. Miller anticipates retaining possession of that. He expects to sell that '"""" . "--,;,'~ :,~\\ ""'o'-,""~-c__-<'____-' \",':')\-::1,; :~-,,,-, " ,.-',~ 1-" . 'r' ~ .c~, ?&r home. The home was appraised at $79,000. The current mortgage and home equity balance due is $89,728. This results in at least a $10,000 deficiency, for which Mr. Miller will be responsible. The worksheet also reflects that Mr. Miller will take possession of the Suburban vehicle, for which he continues to make payments on Ms. Miller's behalf. Ms. Miller indicated at the time of the scheduled hearing that she has another vehicle available for her use. He will retain possession of the Toyota vehicle that he drives and a camper owned by the parties. He also will retain possession of the timeshare the parties are purchasing, with a credit card. At the time of separation, Mr. Miller retained possession of funds held in various financial accounts, as reflected at the bottom of the worksheet. Ms. Miller retained possession of funds held in two Members First accounts and an IRA in her name individually. Finally, Mr. Miller expects to receive credit for the total payments he has made for credit cards and the utility payments for the former marital residence that Ms. Miller failed to pay, as reflected. Using these values, under a 50% distribution scheme, Mr. Miller owes Ms. Miller $2,133. Under a 55% distribution scheme, Mr. Miller owes Ms. Miller $3,690. This payment can be rolled over to Ms. Miller from Mr. Miller's Thrift Savings Plan under a QDRO. In sum, Mr. Miller is willing to assume full responsibility for all credit card debt, resulting in monthly average payments of $1640, of which Ms. Miller should be responsible for at least $820. Assuming that Mr. Miller makes this $820 payment on her behalf, he is really making payment on her behalf for 18 years. In addition, Mr. Miller anticipates distribution of the remaining assets and debts as reflected on the worksheet. He then owes Ms. Miller a minimal sum, which can be rolled over from his Thrift Savings Plan. Your attention is appreciated. Very truly yours, ~:~ Enclosures Cc: Kevin Miller Aaron Neuharth, Esquire :-~'=_-J, ,~.c" ,_., -- ~"'_~'" ,:':f",,-\'","c,-!__'" '_ u:>' '_-' '-'" ' 'J, In the Court of Common Pleas of CUMBERLAND County, Pennsylvania DOMESTIC RELATIONS SECTION .5--1? SALLY J. MILLER ) Order Number 00466 S 2002 Plaintiff ) Vs. ) PACSES Case Number 107104542 Y.E;VIN R. MILLER ) Docket Number 00466 S 2002 Defendant ) Other State ID Number ORDER OF COURT o Final (i) Interim 0 Modified AND NOW, 2ND DAY OF JULY, 2003 ,based upon the Court's, determination that the Payee's monthly net income is $ 1,508.85 and the Payor's monthly net income is $ 5,955.02 , it is hereby ordered that the Payor pay to the Pennsylvania State Collection and Disbursement Unit EIGHT HUNDRED SEVENTY-TWO AND 00/100 Dollars ($ 872.00 ) a month payable MONTHLY as follows: first payment due IN ACCORDANCE WITH DEFENDANT'S PAY SCHEDULE The effective date of the order is 05/13/03 . Arrears set at $ 100.00- as of JULY 2, 2003 are due in full IMMEDIATELY. All terms of this Order are subject to collection and/or enforcement by contempt proceedings, credit bureau reporting, tax refund offset certification, driver's license revocation, and the freeze and seize of fmancial assets. These enforcement/collection mechanisms will not be initiated as long as obligor does not owe overdue support. Failure to make each payment on time and in full will cause all arrears to become subject to immediate collection by ail the means listed above. For the Support of: Name JOSEPH ROBERT MILLER MATTHEW RYAN MILLER Birth Date 12/17/84 11/29/86 EXHIBIT KK Form OE-518 Worker ID 21105 Service Type M :!I ii a : y,~. ~ ,-"". -~ "", ,. - , ~--~-. -I" . ,~- . "'~ -~ ~ ~""" ,~ """ MILLER V. MILLER PACSES Case Number: 107104542 per month payable MONTHLY The defendant owes a total of $ 872.00 $ 850.00 for current support and $ 22.00 for arrears. The defendant must also pay fees/costs as indicated below. This order is allocated and monies are to be applied as follows: Frequency Codes: Payment Amountl Frequency $ 425.00 $425.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 1 =One Time B =BiWeekly 2 =Bi-Monthly 5 =Semi-Annually S =Semi-Monthly A =Annually M = Monthly W ~ Weekly Q ~ Quarterly Oeht Type f)p.~(';ription Rp.nf>:fic:ii'lty 1M CHILD SPT ALLOC JOSEPH ROBERT MILLER 1M CHILD SPT ALLOC MATTHEW RYAN MILLER / I I I I I I I I I I I I I I I / I Said money to be turned over by the Pa SCDU to: . Payments must be made by check or SALLY JO MILLER money order. All checks and money orders must be made payable to Pa SCDU and mailed to: Pa SCDU P.O. Box 69110 Harrisburg, Pa 17106-9110 Payments must include the defendant's PACSES Member Number or Social Security Number in order to be processed. Do not send cash by mail. Service Type M .- '~j.f' " " , Page 2 of 4 Form OE-518 Worker ID 21105 r" '.,-""""''''''''-'- I '!'"c"". , MILLER V. MILLER PACSES Case Number: 107104542 Unreimbl1rsed medical expenses that exceed $250.00 annually per child and/or spouse are to be paid as follows: 80 % by defendant and 20 % by plaintiff. The plaintiff is responsible to pay the first $250.00 annually (per child and/or spouse) in unreimbursed medical expenses. (i) DefendantO Plaintiff 0 Neither party to provide medical insurance coverage. Within thirty (30) days after the entry of this order, the OPlaintiff (i) Defendant shall submit to the person having custody of the child(ren) written proof that medical insurance coverage has been obtained or that application for coverage has been made. Proof of coverage shall consist, at a minimum, of: 1) the name of the health care coverage provider(s); 2) any applicable identification numbers; 3) any cards evidencing coverage; 4) the address to which claims should be made; 5) a description of any restrictions on usage, such as prior approval for hospital admissions, and the manner of obtaining approval; 6) a copy of the benefit booklet or coverage contract; 7) a description of all deductibles and co-payments; and. 8) five copies of any claim forms. Other Conditions: DEFENDANT IS DIRECTED TO MAINTAIN MEDICAL INSURANCE COVERAGE AS CURRENTLY AVAILABLE THROUGH HIS EMPLOYER. IN LIEU OF PAYING SPOUSAL SUPPORT, DEFENDANT AGREES TO PAY THE MORTGAGE AND HOME EQUITY LOAN TOTALLING $895 ON THE MARITAL RESIDENCE LOCATED AT: 402 WEST MAIN STREET, WALNUT BOTTOM, PENNSYLVANIA, AND THE AUTO LOAN TOTALLING $597.57 ON THE SUBURBAN. DEFENDANT IS STILL RESPONSIBLE FOR 80% OF PLAINTIFF'S UNREIMBURSED MEDICAL EXPENSES IN EXCESS OF THE FIRST $250 PER CALENDAR YEAR. UNREIMBURSED MEDICAL EXPENSES INCLUDE PSYCHOLOGICAL AND/OR PSYCHIATRIC EXPENSES, Defendant shall pay the following fees: Fee T otaI Fee Description Payment Frequency $ 0.00 furJUDICIAL COMPUTER FEE Payable at $ 0.00 per MONTH $ 0.00 for COURT COSTS Payable at $ 0.00 per MONTH $ 0.00 for Payable at $ 0.00 per $ 0.00 for Payable at $ 0.00 per $ 0.00 for Payable at $ 0.00 per Service Type M Page 3 of4 Form OE-518 Worker ID 21105 " ~") I - .....' -..,---- - . = ~ ~ MILLER v. MILLER PACSES Case Number: 107104542 IMPORT ANT LEGAL NOTICE PARTIES MUST WITHIN SEVEN DAYS INFORM THE DOMESTIC RELATIONS SECTION AND THE OTHER PARTIES, IN WRITING, OF ANY MATERIAL CHANGE IN CIRCUMSTANCES RELEVANT TO THE LEVEL OF SUPPORT OR THE ADMINISTRATION OF THE SUPPORT ORDER, INCLUDING, BUT NOT LIMITED TO, LOSS OR CHANGE OF INCOME OR EMPLOYMENT AND CHANGE OF PERSONAL ADDRESS OR CHANGE OF ADDRESS OF ANY CHILD RECEIVING SUPPORT. A PARTY WHO WILLFUllY FAILS TO REPORT A MATERIAL CHANGE IN CIRCUMSTANCES MAY BE ADJUDGED IN CONTEMPT OF COURT, AND MAY BE FINED OR IMPRISONED. PENNSYLVANlA LAW PROVIDES THAT ALL SUPPORT ORDERS SHALL BE REVIEWED AT LEAST ONCE EVERY THREE (3) YEARS IF SUCH REVIEW IS REQUESTED BY ONE OF THE PARTIES. IF YOU WISH TO REQUEST A REVIEW AND ADJUSTMENT OF YOUR ORDER, YOU MUST DO THE FOLLOWING: CALL YOUR ATTORNEY. AN UNREPRESENTED PERSON WHO WANTS TO MODIFY (ADJUST) A SUPPORT ORDER SHOULD CONTACT THE DOMESTIC RELATIONS SECTION. ALL CHARGING ORDERS FOR SPOUSAL SUPPORT AND ALIMONY PENDENTE LITE, INCLUDING UNALLOCATED ORDERS FOR CHILD AND SPOUSAL SUPPORT OR CHILD SUPPORT AND ALIMONY PENDENTE LITE, SHALL TERMINATE UPON DEATH OF THE PAYEE. A MANDATORY INCOME ATTACHMENT WILL ISSUE UNLESS THE DEFENDANT IS NOT IN ARREARS IN PAYMENT IN AN AMOUNT EQUAL TO OR GREATER THAN ONE MONTH'S SUPPORT OBLIGATION AND (I) THE COURT FINDS THAT THERE IS GOOD CAUSE NOT TO REQUIRE IMMEDIATE INCOME WITHHOLDING; OR (2) A WRITTEN AGREEMENT IS REACHED BETWEEN THE PARTIES WHICH PROVIDES FOR AN ALTERNATE ARRANGEMENT. UNPAID ARREARAGE BALANCES MAYBE REPORTED TO CREDIT AGENCIES. ON AND AFTER THE DATE IT IS DUE, EACH UNPAID SUPPORT PAYMENT SHALL CONSTITUTE, BY OPERATION OF LAW, A JUDGMENT AGAINST YOU, AS WELL AS A LIEN AGAINST REAL PROPERTY. IT IS FURTHER ORDERED that, upon payor's failure to comply with this order, payor may be arrested and brought before the Court for a Contempt hearing; payor's wages, salary, commissions, and/or income may be attached in accordance with law; this Order will be increased without further hearing by 0 % a month until all arrearages are paid in full. Payor is responsible for court costs and fees. Copies delivered to parties BY REGULAR MAIL Date '1\'1 \ 0:3 Consented: Plaintiff Plaintiff's Attorney Defendant Defendant's Attorney Service Type M BY THE COURT: / // Judge Form OE~518 Worker lD 21105 'ijh._r ~iFfl;",,> ~~ , - Q" " . ~_~""o~.,," _1'M4 ," ,_ "'~ MyPay Page 1 of 1 ., .... ~ myPay I Save II Print I - View other LESs I~B_~~~~~~013~-:2~\ \ Go I DEFj:NSE FINANCE AND ACCOUNTING SERVICE MILITARY LEAVE AND EARNINGS STATEMENT INAME(lasl Frn Mi) DC SEC NO IGRADE PAY DATE YRS SVC Em I BRANCH IAIlSNlDSSNI PERIOD COVEREO D IMILLER KEVIN R 168487505 . 005 810530 22 000000 I AFANG I 3800 I CHK DT 040130 ENTItLEMENTS DEDUCTIONS ALLOTMENTS SUMMARY Type Amount Type Amount Type Amount I-Am\ F'Mi A ~SIC PAY 3360.40 ED INC TAX 466.[l( Tot Ent 6 NCENTIVE PAY 420.00 ICA TAX 256.& TotDed C ~UBSISTENCEALWS 87.61 TA1'EINCTAX 100.~ TolA\lt o 13M 704.DC NelAmI E ~F~ F G' -~ H I J K L M N o 4592.D 831.OC 3761.0 . ~ IrOTAL 45920 r-EP.VEr~' Emd 1lJse<l pBa~EffiBaIILvLos\l LvPaid 24.0 2.5 0 126.51 1.0 I .0 leA Wage'Period SocWageYTD SocTaxYTD MedWageYlD FrAxeS 3380.40 6760.80 419.17 6760.80 \PAY BAQType BAQDepnlVHAZip RenlAmt Share IoATA W DEP SPOUSEI17241 ~~FT Base ~ Rale Base Pay Correnl I Spec Pay Rale Spec Pay Corrent I"" V1NGS 0 .00 0 .00 ~ TSP YTD Deductions ,,~P) .00 831.00 \JseJLtlse' ED !Nag. PariOOIN"ll" YTDI MIS Ex IMfI Tali Tax YTD 59.0 AXES 3800.40 17600.801 M DO 1 .00 932.10 MedTaxYTD STATE Sl WagePanod WagoYTO MIS Ex TaxYTO 911.03 ~S PA 3800.40 7600.80 M DO 212.70 Slal JF1R 00'''' 20 JF1R BAS Type Charily YTD ~ PACIDN A lOG" Pay Rate lne Pay Current Bonus Pay Rate Bonus Pay Current o .00 0 .00 Deferred .00 Exempt .00 REMARKS: YTD ENTITLE 9184.04 YTD DEDUCT 2528.25 YOUR CHECK W/>S SENT TO: 167TH TFR FEDERAL CREDIT UN 257079033 MARllNSBURGWV 25402.30 AMOUJ'f: $3,781.1l2 ACCOUNT NUMBER: 76411D ACCOUNT TYPE: CHECKING COMPANY CODE: C06504 DiRECT DEPOSIT DATE: 0113004 . M OF 13 MAR 01. 000 HIGH TEMPO DEPLOYMENT DAYS ACCRUED SINCE 1 OCT 00 (OR SINCE ENTERlNG MILITARY SERVICE) roTAL PERFORMANCE FY 04: UTA 00 AFT? 00 PTIRMPo;lJO:l\,JAOT 120 FHOA 000 ACTIVE DUTY (AD) FOR TRAINING: 16 JAN 04 TO 31 JAN 04 ACIP TYPE A 16 JAN 04 - 31 JAN 04 $420.00 YOUR CURRENT STATE ClAIMEO IS: PENNSYLVANIA SERVlCEMEMBER GROUP LIFE INSURANCE COVERAGE: $250,000 YOUR CURRENT MONTH lEAVE AMOUNTS FOR LEAVE EARNED, LEAVE USEO, ANO LEAVE SOLD ARE REfLECTING THE CUMULAllVETOTALS SINCE OCT 1 2001 SYSTEM AX PENDING. ' GEf YOUR W2 ONLINE AT HTIPS:/IMYPAY,DFAS.MIL YOUR 2003 FEll AND S1ATE INCOME 1AXES ARE DUE! FOR FREE TAX ASSISTANCE AND 8.ECmONIC FILING, SEE YOUR INSTALLATION TAX />SSISTANCE cm OR SUPPORTING LEGAl ASSISTANCE OFFICE mlCARE DENTAL PREMIUM RATE INCREASED IN JAN 04. VISIT ww.v.UCCI.COM OR CONTACT UCCI CUSTOMER SERVICE 1fWW. dfas .m:D DFAS Form 702, Jan 02 EXHIBIT IJ~~ SFR-DCPSCP l&globalid=... 1/27/2004 https://mypay.dfas.mil/LESJ)JMSA. f'~"'Wf~_' .~, ~~ ~ ~- ~.. ,",~"""'" """'" ~, ,~"~, .,. ~ ,-~,'~.~-~..~- , - _.~ ._",_""""'" '_M,,",,, ~,_,,~ Mypay Page 1 ofl , _ myI'llY I sa~ I Print I - View other LESs 1~~;.ji<=Dl'~~ol~~=iZI I Go I OEFENSE FINANCE AND ACCOUNTING SERVICE MILITARY LEAVE AND EARNINGS STATEMENT (NAME (Last, Fist. MI) OC. SEC. NO. I GRADE PAY DATE YRS SVC ErS. ~ 8RANCH IADSNJDSSN PERIOD COVERED D IMILLER KEVlNR 68487505 I 005 810530 22 000000 IAFANGI 3800 CHK DT 040115 ENTITLEMENTS DEDUCTIONS ALLO'lMENTS SUMMARY Type A !BASIC PAY B NCENTlVEPAY C UBSISTENCE M.WS D 3AH E F G H I J K , M N o IWrnlnl Type 3380.4 ED INC TAX 420.0 ICA TAX B7.6 TATE INC TAX 704.00 GlI ISC DEDUCTIONS Ammmt T'jp6 466.ot 258.6 106.3 16.2 850.Jl( Amount-FV<<I TolEnt T olDed TotAllt NelAmt 0FV<<I EOM Pay 4592.0 1697.2! 2894.7 [roTAL 45920 .EAVE ~ F Bal Emd I Used P Ball ETS BallLV Lost I Lv Pa~ 124.0 1.5 0 125.5 .0 I .0 leA Wage Period Sac Waye YTD Boo Tax YTD Med Wage YID n-AJ{ES 3380.40 3380.40 209.58 3380.40 pAY BAQType BAQDepnlVHAZip RentAmt Share TA W DEP SPOUSE I 17241 RIFT Base Pay Rate Base Pay Curren! I Spec Pay Rate Is-' V1NGS 0 .00 I 0 ~N TSP YTD Deductions . ,,,P) .00 1697.25 UselLose ED l^'agePenOlfNageYTDI MIS Ex (Add'1T"'1TaxYTD 59.0 AXES 3800.40 13800.40 I M 00 I .00 466.05 MedTaxYTD TATE St WagePariod WageY1D MIS Ex TaxYTO 49.02 AXES PA 3800.40 3800.40 M 00 106.35 Slat JFTR Depns 2D JFTR BAS Type Charily YTD 1PC PACIDN A lnc Pay Current Bonus Pay Rate Bonus Pay Current .00 0 .00 Spec Pay Current Ilfie Pay Rate .00 0 Deferred .00 Exempt .00 RIlMARKS: YTD ENTITLE 4592.02 YTD DEDUCT 1697.25 YOUR CHECK WMJ SENTTO: 167TH TFR FEDERAL CREDIT UN 257079033 MARTlNSBURGWV25402-30AMOUNT: $2,894.77 ACCOUNT NUMBER: 764110 ACCOUNT1YP~ CHECKING COMPANY COOE: C06504 DIRECT DEPOSIT OAT~ 01/15104 ~ /JS OF 13 MAR 01, 000 HIGH lEMPO DEPLOYMENT DAYS ACCRUED SINCE 1 OCT 00 (OR SINCE ENTERING MILITARY SERVICE) TOTM. PERFORMANCE FY 04: UTA 00 AFT? 00 PT/RMP 00 AT/ADT 105 FHDA 000 ACTIVE DUTY (AD) FOR TRAINING: 01 !AN 04 TO 15 JAN 04 CHILD SPRT9062100980 CURAMT~B50.00 CUR YR $850.00 ACIP 1YPEA 01 !AN 04 .15 JAN 04 $420.00 YOUR CURRENT STATE CLAIMED IS: PENNSYLVANIA SERVlCEMEMBER GROUP LIFE INSURANCE COVERAG~ $250,000 YOUR CURRENT MONTH LEAVE AMOUNTS FOR LEAVE EARNED, LEAVE USED, AND LEAVE SOLD ARE REFLECTING THE CUMULATIVE TOTM.S SINCE OCT 1 2003. SYSTEM AX PENDING. ' GErYOUR W2 ONLINE AT HTTPS:/IMYPAY.DFAS.MIL. YOUR 2003 FED AND STATE INCOMETAXES AREDUE FOR FREE TAX ASSISTANCE AND ELECTRONIC FILING, SEE YOUR INSTALLATION TAX ASSISTANCE CTR OR SUPPORTING LEGAL ASSISTANCE OFFICE TRICARE DENTM. PREMIUM RATE INCREASED IN JAN 04. VISIT WWN.UCCI.COIoI OR CONTACT ucel CUSTOMER SERVICE. www.dfas.mil DFAS Form 702. Jan 02 https:/lmypay.dfas.milILES_DJMSA.aspx? AccessString=DJMSFR -DCPSCP1&globalid=... 1/27/2004 "'=F~- I ~_o, ~" I , "~~='_'Iil' '~_M""''' "~~".."..~~ ;,,, In the Court of Common Pleas of Cumberland County, Pennsylvania Defendant Name: Kevin Miller Plaintiff Name: 5ally Miller Support Guideline Worksheet Rule 1910.16-1, etsea. Docket Number: PAC5ES Case Number: Other Case ID Number: Defendant 1. Number of Deoendents in this Case 2. Total Gross Monthly Income 3. Less Monthlv Deductions 4. Monthly Net Income Line 2 minus Line 3 5. Combined Total Monthly Net Income!, " Amounts on Line 4 Combined , 6. Plus Child's Monthlv Soc. Sec. Retirement or Disability Derivative Benefit. ;"" 7. Adjusted Combined Total Monthly Net Income '. ,'; 8. PRELIMINARY Child Suooort Obliaation based on Adiusted Income (Line 71 ;<, 9. Less Child's Monthly Social Security Retirement or Disability Derivative (oj ':,;;, "" "':' Benefit tLine 61 ,t" ", ". " 10. Basic Child Support Obligation "" :"" " From Rule 1910.16-3 Basic Child Support Schedule ' ,', 11. Net Income as a Percentage of Combined Amount 12. Each Parent's Monthlv Share of the Child Supoort Obliaation 13. Adjustment for Shared Custody Rule 1910.16-4 (c) (# of Overnights: - ) 14. Adiustment for Child Care Exoenses Rule 1910.16-6 (a) 15. Adjustment for Health Insurance Premiums Rule 1910.16-6 (b) 16. Adiustment for Unreimbursed Medical Exoenses Rule 1910.16-6 (c) 17. Adjustment for Additional Expenses Rule 1910.16-6 (d) 18. Total Obliaation with Adiustments Line 8 minus Line 9, plus Lines 10,11,12,13 19. Less Solit Custody Counterclaim Rule 1910.16-4 (d) 20. Obligor's Support Obligation Line 14 minus Line 15 Prepared by: MM $9,184.04 $2,976.63 $6,207.41 Plai ntiff 2 $1,508.85 $1,508.85 , $7,716.26 ,';:) :" '" $1,832.00 80.45 $1,473.84 -",' ." ' ,'-: ' .. , 19.55 $358.16 $1,473.84 I Date: $1,473.84 2/ 9/2004 Summary Report S1. PACSE5 Multiole FamilY Adiustment - 52. Spousal Support Award $967.42 53. Adjustment for Excess Mertgage Payments (If Applicablel - S4, Final Calculated 5upport Obligation Monthly: Weekly: Line 16 (or S1, if applicable) plus Line S2 and S3, if applicable $2,441.26 $561.86 TAX INFORMATION Tax Method Filina Status Exemotions S5. Defendant 1040 ES Married Filing Separately 1 56. Plaintiff Circuiar E 5inqie 3 S7. Total 5upport Amount if Deviating from Guidelines Calculation Monthly: Weekly: - - 58. Justification for Deviatin from Guidelines Calculation andlor Other Case Comments: supportCale 2003 - T ',;"1 '--'--"~ "''''''''' "~~-""" - ,,---~ " '~\, " '-' CC Name cm MBNA Discover Chase w. intMBNA cm RS1st MT MBNA PFCU VJsa Bank of Arnerlc Acct# 1596 7578 2339 4629 1339 0883 0037 3383) 6769 2834 3030 (8170) 1339 Jun-01 Balance $8,816.56 $4,911.83 $11,992.10 $6,180.59 5141.25 Payment $183.00 $40.00 $1,242,10 $124.00 115 $10,750 to Chase 1339 Jul-01 Balance $8,682.92 $4,896.79 $10,791.72 $36.10 $6,091.64 $5,055.48 payment $180.00 $39.00 $215.00 $36.10 $122.00 $115.00 AUQ-01 Balance $8,551.54 $4,882.62 Tranfer 4800 $10,594.00 $6,004,22 $4,969.11 IPayment $178.00 $39.00 from MBNA $211.00 $121.00 $110.00 Se 1 Balance $8,425.18 $130.70 $4 810.42 $10,431.30 $5,917.39 $4,888.41 Payment $175.00 $130.70 $97.00 $208.00 $119.00 $108.00 Oct-ll1 Balance $8,297.82 $2.18 $4,752.88 $10,239.92 $5,832.10 $4,B05.63 pavment $172.00 $2.16 $100.00 $204,00 $117.00 $106.00 Left card for $1 Nov-01 Balance $8,171.10 SaDy'suse $4,692.65 $10,052.00 $12,052.90 $5,739.58 $4,723.99 Payment Transfered to $100.00 $201.00 $120.00 $5800 to MY $105.00 MBRS 1st MBNA 2834 De0-01 Balance Lellcatd $4,630.34 $9,867.23 $11,949.67 $8,213.70 $5,889.64 $4,540.89 pavrnent roT Sally's use 16()O to MTMBNA $200.00 $50.00 $190.00 $100.00 $125.00 600 to Mbrs 1st Jan-02 Balance $2,882.35 $9,584-27 $11,917.45 $8,544.34 $7,329_54 $4,534.65 Payment to Cltl 0037 $200.00 $3200 to cm 0037 $192.00 $100.00 $100.00 Feb-02 BaJence $9,500.01 $8,732.36 $5,877.82 $8,372.79 $7,229.64 $8800 from $4,452.86 Payment $205.00 $50.00 $138.00 $190.00 $30.00 w. In' $100.00 Mar-02 Balance I use this card $9,309.43 $8,694.15 $5,778.84 $8,202.76 $7,199.64 $8,604.55 $4,369.01 Payment for monthtv $200.00 $100.00 $160.00 $165.00 $30.00 $215.00 $100.00 expenses now $8800 to PFCU $2000 from MT MBNA to PFCU Apr-ll2 Ba~rn;e and pay it off $9,123.96 $47.12 $5,555,95 $8,057.44 $5,169.64 $10,461.95 $4,286.41 Payment each month. $200.00 $47.12 $117.00 $16200 $45_00 $262.00 $100.00 M 2 Balance $8,939.71 $5,574.32 $7,914.82 $5,199.59 $10,276.71 $4,203.03 Payment $178.00 $150.00 $160.00 SS270to $257.00 $100.00 Wtiypoint'MBNA Jun-02 Balance $8,776.71 $7,056.08 $5,462.60 $7,773.74 -$21.60 $10,095.00 $4,120.46 Payment $175.00 $142.00 $150~OO $200.00 $300.00 $50.00 Jul-02 Balance $8,616.91 $6,943.18 $5347.52 $7,592.23 $7,019.71 $9,868.34 $4,086.02 IPayment $7000 to MY MB $88.00 $145.00 $170.00 . $100.00 $200.00 $50.00 A -ll2 8aIaIwe $1,687.94 $6,882.97 $5,236.62 $7,440.39 $6,929.44 $9,740.83 $4,052.46 Payment $71.00 $70.00 $109.00 $150.00 $35.00 $243.00 $40.00 Sep.()2 Balance $1,575.84 $6,841.63 $5 163.82 $7,353.55 $6,904.44 $9,569.24 $4,028.80 Payment $33.00 $70.00 $107.00 $30.00 $35,00 $239.00 $40.00 from Chase & MBRS 1st $3335 toWavooint MSNA Oct-ll2 Balance Matthew made $1,674.55 $11,844.85 $5,090,26 $4,044.78 $6,879.41 $9,400.25 $4,004.54 ent internet ) to Wawolnt $128.00 $105.00 $100.00 $35.00 $235.00 $42.00 Nov-ll2 Balance purchases with -$25.45 $11,764.54 $5,083.97 $3,978.68 $6,854.02 $9,234.12 $3,978.06 Payment this carel. $110.00 $1,000.00 $80.00 $35.00 $231.00 $42.00 De0-02 Balance -$450.00 $11,700.31 $4,117.78 $3,932.27 $5,S28.27 $9,070.76 $3,987.12 Payment I changed the $105.00 $100.00 $80.00 $35.00 $227.00 $42.00 Jan.(J3 BalanCe card number. $11,647.13 $4,044.36 $3,885.47 $6,898.67 $8,910.37 $3,959.95 Payment $115.00 $110.00 $80.00 $300.00 $223.00 $40.00 Feb-03 Balance $11,577.42 $3,962.15 $3,838.66 $M91.59 $8,752.69 $3,934.65 Payment $105.00 $250.00 $108.00 $500.00 $219.00 $40.00 Mar-03 8aIaIwe $11,517.29 $3747.87 $3,759.38 . $6,280.07 $8,597.78 $3,907_43 ""'"ent $105.00 $160.00 $105.00 $500.00 $215.00 $40.00 -ll3 Balance $11,578.96 $3,622.21 $3,684.61 , $5,911_25 $8,445.66 $3,881.06 P $181.00 $150.00 $75.00 $133_00 $211.00 $40.00 M -ll3 Ba~rn;e $11,356.34 $3,504.88 $3,639.16 $$,614.49 $8,296.60 $3,854.59 Payment $72.00 $150.00 $105.00 $44.00 $207.00 $37.00 JurHl3 Balance $11,339.38 $3,390.14 $3,563.33 . .. $5.597.70 $8,047.41 $3.831.48 >ayment $70.00 $150.QO $72.00 $42.00 $119.00 $38.00 Jul'()3 Balance $11,326.20 $3,273.32 $3,519.96 $5,583.74 $7,968.31 $3,806.83 ent $71.00 $150.00 $71.00 $43.00 $199.00 $37.00 Aua-03 Balance $11,310.11 $3,155.49 $3,476.48 $5,567.80 $7,808-59 $3,782.74 _ent $69.00 $300.00 $70.00 $42.00 $195.00 $36.00 S 3 Balance $11,299.67 $2,883.69 $3,433.61 $ffi,554.62 $7,652.03 $3,795.11 payment $73.00 $300.00 $S9.00 $43.00 $191.00 $50.00 Oct-ll3 Balance $11,281.44 $2,809.04 $3,391.37 $5,538.53 $7,498.84 $3,758.03 ""'"ent $69.00 $200.00 $68.00 $41.00 $187.00 $36.00 N0v-03 Balance $11,261.77 $2,433.16 $3 349.82 $5,523.49 $7,348.70 $3,734.76 Payment $67.00 $600.00 $57.00 $40.00 $184.00 $36.00 De0-03 Balance $11,249.31 $1,853.14 $3 309.03 $5,510.22 $7,200.98 $3,710.99 ""'"ent $59.00 $38.00 $67.00 $41.00 $180.00 $35.00 Jan.Q4 Ba~rn;e $11,240.40 $1,832'.40 $3,287.94 $5,498.85 $7,056.54 $3,688.55 p. $75.00 $38.00 $86.00 $44.00 $17S.00 $35.00 Page 1 2/412004 :'l''''';;;'''f''f'!',~~,~"l"', "._, <- """"" ~, ~ ~,~ -, "-""~~ .~f CCNBme MBNA e.card ~ Dell USAA Visa MBRS1st GECa ltal Total Debt Acct# 8336 4002 6222 7717 PSL 7594 Monthy Payment Jun..o1 Balance $12,037.79 $10,014.03 $59,094.15 Pavmen! $52.00 $2,000.00 $3,756.10 $3,756.1 Jul..o1 Balance $12,035.10 8096.97 $55,686.72 Payment $64.00 $161.00 $932.10 $932.1 A .o1 Balance $12,023.65 $8,048.30 $55,073.44 Pa t $67.00 $160.00 $886.00 $886.0 1 Balance $12,029.56 $7,968.21 $54,601.17 t $62.00 $159.00 $1,058.70 $1,058:70 Oct.o1 Balance $12,018.86 $7,883.32 $53,832.49 Pavrnent $1,050.00 Transfer balance to Waypoint $1,751.16 $1,751:16 tM)Dto e.CBfd..DeII Nov.()1 Balance Left Card for $11,004.88 $56,437.10 Pavment Sally's use $220.00 $746.00 $746.0B Dec.()1 Balance $10,856.44 $56,047.91 P en! $217.00 $88-2.00 $882JID Jan..o2 Balance $10,708.12 $55,380.82 Pavrnent $214.00 $806.00 $806.00 Feb--02 Balance $10,568.80 $54,734.28 Pe en! $211.00 $924.00 $924.06 Mar-02 Balance $10,421.92 $62,580.30 Real balance Is S53.BaO.30 Pevmen! $208.00 $1,178.00 $1,178.00 $8600 was added tWice due to $1000 for local tax transfer from W intto'PFCU A r..o2 Balance $11,311.17 $54,113.64 Pevmen! $226.00 $1,159.12 $1,159.12 M .o2 Balance $11,159.07 $53,267.25 en! $225.00 $1,070.00 $1,070.00 Jun-02 Balance $11,014.11 $54,277.10 Pevmen! $300.00 $1,317.00 $1,317.0a Jul..o2 Balence $10,785.38 $60,259.29 Real balance is ~.259.29 $215.00 $968.00 $968:00 $7000 added twiqe,duringl A 2 Balance $10,645.89 $52,616.54 transfer from Chaset6 MTMBNA Pavmen! $212.00 $930.00 $930:00 Sep.()2 Balance $10,503.63 $52,041.95 Pavmen! $210.00 $764.00 $764.00 stampln U Oct.02 Balance $10,359.94 Debt from $1900 Sail Vet bill fro $53,298.58 Real balance Is $51.624.03 en! $207.00 Sail. transfe_ pet checku $853.00 $853.00 $1675 added twice !in~ tranSfer Nov4J2 Balance $10,225.29 $3,557.33 to checking $54,650.56 fium Chase to Wa ir)tMBNA $204.00 Acct 112676 $1,702.00 $1,702.00 Dec.()2 Balance $10,088.23 $3,502.51 $1,958.38 $652.08 $55,837.71 iPavmen! $201.00 $44.00 $834.00 $834.00 Jan.()3 Balance $9,957.77 $1,850.11 $51,153.83 en! $200.00 $132.00 $1,200.00 $1,200'00 Feb.()3 Balance $9,822.83 $1,n7.57 $738.67 $51,094.23 $200.00 $88.00 $59.Qo $1,569.00 $1,569.00 Mar.()3 Balance $9,664.87 $1,704.42 $671.16 $49,870.87 n! $193.00 $88.00 $50.00 $1,456.00 $1,456.00 .()3 Belence $9,553.05 $3,391.35 $1,557.51 $534.23 $52,359.99 Pe $191.00 : $67.00 $44.00 $60.00 $1,152.00 $1,152.00 May.()3 Balance $9,42.8.84 $3,356.91 $1,667.61 $565.40 $51,284.82 Pe $188.00 i $:46.00 $851.00 $651.00 Jun.()3 Balance $9,300.49 $3,390.14 $1,667.61 $605.05 $50,732.73 Pe $186.00 $134.00 $35.00 $~50.00 $996.00 $996.00 Jul.()3 Balance $9,175.38 $3,288.70 $1,611.76 $464.81 $50,019.01 IPevmen! $183.00 $199.00 $70.00 $464.81 $1,487.81 $1,487.81 AIm-03 Balance $9,056.33 $3,121.72 $1,551.47 $48,830.73 Payment $181.00 $124.00 $70.00 $1,087.00 $1,087.00 Sep.()3 Balance $8,934.30 $3,028.31 $1,460.03 $48,041.37 Pevment $178.00 $1,000.00 $105.00 $2 009.00 $2,009.00 Oct.()3 Balance $8,818.34 $2,053.44 $1,369.99 $46,318.82 Pevrnent $220.00 $1,025.00 $105.00 $1,951.00 $1,951.00. Nov.()3 Balance $8,655.83 $1,044.39 $1,318.98 $44,570.90 $216.00 $600.00 $70.00 $1,880.00 $1,880.00 Dec.()3 Balance $8,496.26 $451.65 $1,255.34 $43,036.92 Pevrnent $212.00 $25.00 $70.00 $737.00 $737.00 $38,892.99 Jan.()4 Balance $8,343.39 $4;11.05 $1,199.34 $42,558.26 ent $208.00 $25.00 $70.00 $737.00 $737.00. 62~.'i' rr:",c..:po..l \0dVS\I.J ~ L to+",J p""'! I'NJ';.[.( {(\~ Page 2 2/4/2004 ',\~~, 7 ,0, , .." - ~r~~ "'''''''''!'' ",,' Loan Calculator Number Enter Values Loan Amount $ 43,808.00 Annual Interest Rate 22.00 % Loan Period in Years 18 of Payments Per Year -~ Start Date of Loan 3/1/2004 tlonal Extra Pavments -~ Loan Summa Scheduled Payment $ Scheduled Number of Payments L:ctUB.' Number of Payments Total Early Payments Total Interest 819.34 216 216 $ $ 133,1-68.59 __o~ Lender Name: I I Pmt Payment Beginning Scheduled Extra Total Ending No. Date Balance Payment Payment Payment Principal Interest Balance 1 4/1/2004 $ 43,808.00 $ 819.34 $ $ 819.34 $ 16.19 $ 803.15 $ 43,791.81 2 511/2004 43,791.81 819.34 819.34 16,49 802.85 43,775.32 3 61112004 43,775.32 819.34 819.34 16.79 802.55 43,758.54 4 711/2004 43,758.54 819.34 819.34 17.10 802.24 43,741,44 5 811/2004 43,741,44 819.34 819.34 17,41 801.93 43,724.03 6 911/2004 43,724.03 819.34 819.34 17.73 801.61 43,706.30 7 1011/2004 43,706.30 819.34 819.34 18.05 801.28 43,688.25 8 1111/2004 43,688.25 819.34 819.34 18.38 800.95 43,669.86 9 1211/2004 43,669.86 819.34 819.34 18.72 800.61 43,651.14 10 1/1/2005 43,651.14 819.34 819.34 19.07 800.27 43,632.08 11 2/1/2005 43,632.08 819.34 819.34 19.41 799.92 43,612.66 12 3/1/2005 43,612.66 819.34 819.34 19.77 799.57 43,592.89 13 4/1/2005 43,592.89 819.34 819.34 20.13 799.20 43,572.76 14 5/1/2005 43,572.76 819.34 819.34 20.50 798.83 43,552.25 15 6/1/2005 43,552.25 819.34 819.34 20.88 798.46 43,531.38 16 7/1/2005 43,531.38 819.34 819.34 21.26 798.08 43,510.12 17 8/1/2005 43,510.12 819.34 819.34 21.65 797.69 43,488,47 18 9/1/2005 43,488,47 819.34 819.34 22.05 797.29 43,466,42 19 10/1/2005 43,466,42 819.34 819.34 22,45 796.88 43,443.97 20 11/1/2005 43,443.97 819.34 819..34 22.86 796,47 43,421.10 21 12/1/2005 43,421.10 819.34 819.34 23.28 796.05 43,397.82 22 1/1/2006 43,397.82 819.34 819.34 23.71 795.63 43,374.11 23 2/1/2006 43,374.11 819.34 819.34 24.14 795.19 43,349.97 24 3/1/2006 43,349.97 819.34 819.34 24.59 794.75 43,325.38 25 4/1/2006 43,325.38 819.34 819.34 25.04 794.30 43,300.34 26 5/1/2006 43,300.34 819.34 819.34 25.50 793.84 43,274.85 27 6/1/2006 43,274.85 819.34 819.34 25.96 793.37 43,248.88 28 7/1/2006 43,248.88 819.34 819.34 26.44 792.90 43,222.44 29 8/1/2006 43,222,44 819.34 819.34 26.92 792.41 43,195.52 30 9/1/2006 43,195.52 819.34 819.34 27,42 791.92 43,168.10 31 10/1/2006 43,168.10 819.34 819.34 27.92 791.42 43,140.18 32 11/1/2006 43,140.18 819.34 819.34 28.43 790.90 43,111.75 33 12/1/2006 43,111.75 819.34 819.34 28.95 790.38 43,082.79 34 1/1/2007 43,082.79 819.34 819.34 29,48 789.85 43,053.31 35 2/1/2007 43,053.31 819.34 819.34 30.03 789.31 43,023.28 36 3/1/2007 43,023.28 819.34 819.34 30.58 788.76 42,992.71 37 4/112007 42,992.71 819.34 819.34 31.14 788.20 42,961.57 38 5/1/2007 42,961.57 819.34 819.34 31.71 787.63 42,929.86 39 6/1/2007 42,929.86 819.34 819.34 32.29 787.05 42,897.57 40 7/1/2007 42,897.57 819.34 819.34 32.88 786,46 42,864.69 41 8/1/2007 42,864.69 819.34 819.34 33,48 785.85 42,831.21 42 9/1/2007 42,831.21 819.34 819.34 34.10 785.24 42,797.11 43 10/1/2007 42,797.11 819.34 819.34 34.72 784.61 42,762.39 44 11/1/2007 42,762.39 819.34 81~.34 35.36 783.98 42,727.03 45 12/1/2007 42,727.03 819.34 8W34 36.01 783.33 42,691.02 46 1/1/2008 42,691.02 819.34 819.34 36.67 782.67 42,654.36 47 2/1/2008 42,654.36 819.34 819.34 37.34 782.00 42,617.02 48 3/1/2008 42,617.02 819.34 819.34 38.02 781.31 42,578.99 49 4/1/2008 42,578.99 819.34 819.34 38.72 780.61 42,540.27 50 5/1/2008 42,540.27 819.34 819.34 39,43 779.90 42,500.84 51 6/1/2008 42,500.84 819.34 819.34 40.15 779.18 42,460.69 52 711/2008 42,460.69 819.34 819.34 40.89 778,45 42,419.80 53 8/1/2008 42,419.80 819.34 819.34 41.64 777. 70 42,378.16 54 9/112008 42,378.16 819.34 819.34 42,40 776.93 42,335.75 55 10/1/2008 42,335.75 819.34 819.34 43.18 776.16 42,292.57 56 11/1/2008 42,292.57 819.34 819.34 43.97 775.36 42,248.60 '";~~~ ~~""" 1!Ii).1I~11,~/!!l> ~,II.l'~~~11c .. "---,,,,, l-~ rl' ....r_~ wr~"==~~~ ,,' ,,~........, L, ~~" Pmt Payment Beginning Scheduled Extra Total Ending No. Date Balance Payment Payment Payment Principal Interest Balance 57 12/112008 42,248.60 819.34 819.34 44.78 774.56 42,203.82 58 1/1/2009 42,203.82 819.34 819.34 45.60 773.74 42,158.22 59 2/1/2009 42,158.22 819.34 819.34 46.44 772.90 42,111.79 60 3/1/2009 42,111.79 819.34 819.34 47.29 772.05 42,064.50 61 4/1/2009 42,064.50 819.34 819.34 48.15 771.18 42,016.35 62 5/112009 42,016.35 819.34 819.34 49.04 770.30 41,967.31 63 6/1/2009 41,967.31 819.34 819.34 49.94 769.40 41,917.38 64 7/1/2009 41,917.38 819.34 819.34 50.85 768.49 41 ,866.52 65 8/112009 41,866.52 819.34 819.34 51.78 767.55 41,814.74 66 9/1/2009 41,814.74 819.34 819.34 52.73 766.60 41,762.01 67 10/112009 41,762.01 819.34 819.34 53.70 765.64 41,708.31 68 1111/2009 41,708.31 819.34 819.34 54.68 764.65 41,653.63 69 12/1/2009 41,653.63 819.34 819.34 55.69 763.65 41,597.94 70 1/112010 41,597.94 819.34 819.34 56.71 762.63 41,541.23 71 2/112010 41,541.23 819.34 819.34 57.75 761.59 41,483.49 72 3/112010 41,483.49 819.34 819.34 58.81 760.53 41,424.88 73 4/112010 41,424.68 819.34 819.34 59.88 759.45 41,364.80 74 5/1/2010 41,364.80 819.34 819.34 60.98 758.35 41,303.82 75 6/112010 41,303.82 819.34 819.34 62.10 757.24 41,241.72 76 7/112010 41,241.72 819.34 819.34 63.24 756.10 41,178.48 77 8/112010 41,178.48 819.34 819.34 64.40 754.94 41,114.08 78 9/112010 41,114.08 819.34 819.34 65.58 753.76 41,048.50 79 10/112010 41,048.50 819.34 819.34 66.78 752.56 40,981.72 80 11/112010 40,981.72 819.34 819.34 68.00 751.33 40,913.72 81 12/112010 40,913.72 819.34 819.34 69.25 750.08 40,844.47 82 1/112011 40,844.47 819.34 819.34 70.52 748.82 40,773.95 83 2/112011 40,773.95 819.34 819.34 71.81 747.52 40,702.13 84 3/1/2011 40,702.13 819.34 819.34 73.13 746.21 40,629.00 85 411/2011 40,629.00 619.34 819.34 74.47 744.87 40,554.53 86 5/1/2011 40,554.53 819.34 819.34 75.84 743.50 40,478.69 87 6/1/2011 40,478.69 819.34 819.34 77.23 742.11 40,401.47 88 7/112011 40,401.47 819.34 819.34 78.64 740.69 40,322.83 89 811/2011 40,322.83 819.34 819.34 80.08 739.25 40,242.74 90 911/2011 40,242.74 819.34 819.34 81.55 737.78 40,161.19 91 10/1/2011 40,161.19 819.34 819.34 83.05 736.29 40,078.14 92 11/1/2011 40,078.14 819.34 819.34 84.57 734.77 39,993.57 93 12/1/2011 39,993.57 819.34 819.34 86.12 733.22 39,907.45 94 1/1/2012 39,907.45 819.34 819.34 87.70 731.64 39,819.75 95 2/1/2012 39,819.75 819.34 819.34 89.31 730.03 39,730.44 96 311/2012 39,730.44 819.34 819.34 90.94 728.39 39,639.50 97 411/2012 39,639.50 819.34 819.34 92.61 726.72 39,546.89 98 5/1/2012 39,546.89 819.34 819.34 94.31 725.03 39,452.58 99 611/2012 39,452.58 819.34 819.34 96.04 723.30 39,356.54 100 7/1/2012 39,356.54 819.34 819.34 97.80 721.54 39,258.74 101 8/112012 39,258.74 819.34 819.34 99.59 719.74 39,159.15 102 9/112012 39,159.15 819.34 819.34 101.42 717.92 39,057.73 103 10/112012 39,057.73 819.34 819.34 103.28 718.06 38,954.45 104 11/112012 38,954.45 819.34 819.34 105.17 714.16 38,849.28 105 12/112012 38,849.28 819.34 819.34 107.10 712.24 38,742.18 106 1/112013 38,742.18 819.34 819.34 109.06 710.27 38,633.12 107 2/112013 38,633.12 819.34 819.34 111.06 708.27 38,522.05 108 3/112013 38,522.05 819.34 819.34 113.10 706.24 38,408.96 109 4/112013 38,408.96 819.34 819.34 115.17 704.16 38,293.78 110 5/112013 38,293.78 819.34 819.34 117.28 702.05 38,176.50 111 6/112013 38,176.50 819.34 819.34 119.43 699.90 38,057.07 112 7/112013 38,057.07 819.34 819.34 121.62 697.71 37,935.44 113 8/1/2013 37,935.44 819.34 819.34 123.85 695.48 37,811.59 114 9/112013 37,811.59 819.34 819.34 126.12 693.21 37,685.47 115 10/1/2013 37,685.47 819.34 819.34 128.44 690.90 37,557.03 116 11/1/2013 37,557.03 819.34 819.34 130.79 688.55 37,426.24 117 12/112013 37,426.24 819.34 819.34 133.19 686.15 37,293.05 118 1/112014 37,293.05 819.34 819.34 135.63 683.71 37,157.42 119 2/112014 37,157.42 819.34 819.34 138.12 681.22 37,019.31 120 3/112014 37,019.31 819.34 819.34 140.65 678.69 36,878.66 121 4/112014 36,878.66 819.34 819.34 143.23 676.11 36,735.43 122 5/112014 36,735.43 819.34 819.34 145.85 673.48 36,589.58 123 6/112014 36,589.58 819.34 819.34 148.53 670.81 36,441.05 124 7/112014 36,441.05 819.34 819.34 151.25 668.09 36,289.80 125 8/1/2014 36,289.80 819.34 819.34 154.02 665.31 36,135.78 126 9/1/2014 36,135.78 819.34 819.34 156.85 662.49 35,978.93 -.-"~~~",,,,,~-" ~ ,. .' "~'"'''''''''_'l_:;l," T~1:=<''''''''''''''''''l!j,*"-!~ H " ._~,-~~""""-~~-"~ ~'. ~"~. , _"""""""'""""",t .~ Pm! Payment Beginning Scheduled Extra Total Ending No. Date Balance Payment Payment Payment Principal Interest Balance 127 10/1/2014 35,978.93 819.34 819.34 159.72 659.61 35,819.21 128 11/1/2014 35,819.21 819.34 819.34 162.65 656.69 35,656.56 129 12/1/2014 35,656.58 819.34 819.34 165.63 653.70 35,490.92 130 1/1/2015 35,490.92 819.34 819.34 168.67 650.67 35,322.26 131 2/1/2015 35,322.26 819.34 819.34 171.76 647.57 35,150.49 132 3/1/2015 35,150,49 819.34 819.34 174.91 644,43 34,975.58 133 4/1/2015 34,975.58 819.34 819.34 178.12 641.22 34,797,47 134 5/1/2015 34,797.47 819.34 819.34 181.38 637.95 34,616.08 135 6/1/2015 34,616.08 819.34 819.34 184.71 634.63 34,431.38 136 7/1/2015 34,431.38 819.34 819.34 188.09 631.24 34,243.28 137 8/1/2015 34,243.28 819.34 819.34 191.54 827.79 34,051.74 138 9/1/2015 34,051.74 819.34 819.34 195.05 624.28 33,856.69 139 10/1/2015 33,856.69 819.34 819.34 198.63 620.71 33,658.06 140 11/1/2015 33,658.06 819.34 819.34 202.27 617.06 33,455.78 141 12/1/2015 33,455.78 819.34 819.34 205.98 613.36 33,249.80 142 1/1/2016 33,249.80 819.34 819.34 209.76 609.58 33,040.05 143 2/1/2016 33,040.05 819.34 819.34 213.60 605.73 32,826,45 144 3/1/2016 32,826.45 819.34 819.34 217.52 601.82 32,608.93 145 4/1/2016 32,608.93 819.34 819.34 221.51 597.83 32,387,42 146 5/1/2016 32,387,42 819.34 819.34 225.57 593.77 32,161.86 147 6/1/2016 32,161.86 819.34 819.34 229.70 589.63 31,932.15 148 7/1/2016 31,932.15 819.34 819.34 233.91 585,42 31,698.24 149 8/1/2016 31,698.24 819.34 819.34 238.20 581.13 31,460.04 150 9/112016 31,460.04 819.34 819.34 242.57 576.77 31,217,47 151 10/1/2018 31,217,47 819.34 819.34 247.02 572.32 30,970,45 152 11/1/2016 30,970,45 819.34 819.34 251.54 567.79 30,718.91 153 12/1/2016. 30,718.91 819.34 819.34 258.16 563.18 30,462.75 154 1/1/2017 30,462.75 819.34 819.34 260.85 558.48 30,201.90 155 2/1/2017 30,201.90 819.34 819.34 265.63 553.70 29,936.27 158 3/1/2017 29,936.27 819.34 819.34 270.50 548.83 29,665.76 157 4/1/2017 29,665.76 819.34 819.34 275,46 543.87 29,390.30 158 5/1/2017 29,390.30 819.34 819.34 280.51 538.82 29,109.78 159 6/1/2017 29,109.78 819.34 819.34 285.66 533.68 28,824.13 160 7/1/2017 28,824.13 819.34 819.34 290.89 528,44 28,533.23 161 8/1/2017 28,533.23 819.34 819.34 296.23 523.11 28,237.01 162 9/1/2017 28,237.01 819.34 819.34 301.66 517.68 27,935.35 163 10/1/2017 27,935.35 819.34 819.34 307.19 512.15 27,628.16 164 11/1/2017 27,628.16 819.34 819.34 312.82 506.52 27,315.34 165 12/1/2017 27,315.34 819.34 819.34 318.55 500.78 26,996.79 166 1/1/2018 26,996.79 819.34 819.34 324.39 494.94 26,672.39 167 2/1/2018 26,672.39 819.34 819.34 330.34 488.99 26,342.05 168 3/1/2018 26,342.05 819.34 819.34 336,40 482.94 26,005.65 169 4/1/2018 26,005.65 819.34 819.34 342.57 478.77 25,663.09 170 5/1/2018 25,663.09 819.34 819.34 348.85 470.49 25,314.24 171 6/1/2018 25,314.24 819.34 819.34 355.24 464.09 24,959.00 172 7/1/2018 24,959.00 819.34 819.34 361.75 457.58 24,597.24 173 8/1/2018 24,597.24 819.34 819.34 368.39 450.95 24,228.86 174 9/1/2018 24,228.86 819.34 819.34 375.14 444.20 23,853.72 175 10/1/2018 23,853.72 819.34 819.34 382.02 437.32 23,471.70 176 11/1/2018 23,471.70 819.34 819.34 389.02 430.31 23,082.68 177 12/1/2018 23,082.68 819.34 819.34 396.15 423.18 22,686.52 178 1/1/2019 22,686.52 819.34 819.34 403,42 415.92 22,283.11 179 2/1/2019 22,283.11 819.34 819.34 410.81 408.52 21,872.29 180 3/1/2019 21,872.29 819.34 819.34 418.34 400.99 21,453.95 181 4/112019 21,453.95 819.34 819.34 426.01 393.32 21,027.94 182 5/1/2019 21,027.94 819.34 819.34 433.82 385.51 20,594.11 183 8/1/2019 20,594.11 819.34 819.34 441.78 377.56 20,152.33 184 7/1/2019 20,152.33 819.34 819.34 449.88 369,46 19,702.46 185 8/1/2019 19,702.48 819.34 819.34 458.12 361.21 19,244.33 186 9/1/2019 19,244.33 819.34 819.34 466.52 352.81 18,777.81 187 10/1/2019 18,777.81 819.34 819.34 475.08 344.26 18,302.73 188 11/1/2019 18,302.73 819.34 819.34 483.79 335.55 17,818.95 189 12/1/2019 17,818.95 819.34 819.34 492.66 328.68 17,326.29 190 1/1/2020 17,326.29 819.34 819.34 501.69 317.65 16,824.61 191 2/1/2020 16,824.61 819.34 819.34 510.88 308.45 16,313.72 192 3/1/2020 16,313.72 819.34 819.34 520.25 299.08 15,793,47 193 4/1/2020 15,793,47 819.34 819.34 529.79 289.55 15,263.68 194 5/1/2020 15,263.68 819.34 819.34 539.50 279.83 14,724.18 195 6/1/2020 14,724.18 819.34 819.34 549.39 269.94 14,174.79 196 7/1/2020 14,174.79 819.34 819.34 559.46 259.87 13,615.32 , ~"-''''';~~J\I~ ~ ! - ~...""""""" " ~ M ~I_~ " 1~~, ' ltl~"~ - ~"""""""""~ ~~ "~~~"""""'\I!~ll\_~_~~ ~" ~~ ., ~ ,- T~~~. Pmt Payment Be91nnln9 Scheduled Extra Total Ending No. Date Balance Payment Payment Payment Principal Interest Balance 197 8/1/2020 13,615.32 619.34 819.34 569.72 249.61 13,045.60 198 9/1/2020 13,045.60 819.34 819.34 580.17 239.17 12,465.43 199 10/1/2020 12,465.43 619.34 819.34 590.80 228.53 11,874.63 200 11/1/2020 11 ,874.63 819.34 819.34 601.63 217.70 11,272.99 201 12/1/2020 11,272.99 819.34 819.34 612.66 206.67 10,660.33 202 1/1/2021 10,660.33 819.34 819.34 623.90 195.44 10,036.43 203 2/1/2021 10,036.43 819.34 819.34 635.33 184.00 9,401.10 204 3/1/2021 9,401.10 819.34 619.34 646.98 172.35 8,754.12 205 4/1/2021 8,754.12 819.34 819.34 658.84 160.49 8,095.27 206 5/1/2021 8,095.27 819.34 819.34 670.92 148.41 7,424.35 207 6/1/2021 7,424.35 819.34 819.34 683.22 136.11 6,741.13 208 7/1/2021 6,741.13 819.34 819.34 695.75 123.59 6,045.38 209 8/1/2021 6,045.38 819.34 819.34 708.50 110.83 5,338.87 210 9/1/2021 5,336.87 819.34 819.34 721.49 97.84 4,615.38 211 10/1/2021 4,815.38 819.34 819.34 734.72 84.62 3,660.66 212 11/1/2021 3,880.66 819.34 819.34 748.19 71.15 3,132.47 213 12/1/2021 3,132.47 819.34 819.34 761.91 57.43 2,370.56 214 1/1/2022 2,370.56 819.34 819.34 775.88 43.46 1,594.69 215 2/1/2022 1,594,69 819.34 819.34 790.10 29.24 804.59 216 3/1/2022 ........804.59 819.34 804.59 789.83 ... ..14.75 0.00 ~I ~ , '~~ ~- " .~ . "'. . , MILLER ASSET WORKSHEET Husband Wife House 1stmtg 2nd mtg $79,000 ($71,591) ($18,137) credit card payments ($39,630) PPL ($294.00) oil ($300) Agway ($240) garbage ($72.59) Suburban $9,500 ($14,961) Jeep $500 Toyota $2,500 ($1,127) Camper $5,000 I Timeshare $10,000 Members 1st checking $464 savings $1,516 IRA $4,151 167th checking $260 savings $1,475 PFCU $1,275 TSP $71,490 TSP loan ($27,136) Lutheran $2,726 Putnam $2,921 life insurance $5,048 personal property $6,810 "''-tfl'1''f_~~ I' ~ ,~-, . ., """"""""-, ~""""""""~,~" 1& Total retained Total estate 50% distribution= payment to Sally = 55% distribution= payment to Sally= ,:"W!~~. ,,0_ ''''- $17,706 ,',.... $31,147 $15,573.71 $2,132.71 $17,131.08 $3,690.08 13441 '- I .~~-.,."..... - ~ , ,.",,"'"" l,", KEVIN R. MILLER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION - LAW NO. 01 - 5873 CIVIL SALLY J. MILLER, Defendant IN DIVORCE CONFERENCE WITH COUNSEL AND THE PARTIES TO: Marylou Matas Kevin R. Miller , Counsel for Plaintiff Plaintiff Aaron Neuharth Sally J. Miller Counsel for Defendant , Defendant A conference has been scheduled at the Office of the Divorce Master, 9 North Hanover Street, Carlisle, Pennsylvania, on the 26th day of February 2004, at 1:00 p.m., with counsel and the parties to discuss the outstanding economic issues to determine if there is a basis of settlement of claims. If issues remain after the conference, a hearing ::! i , I' I II :1 'I ,I 'I '1 :1 ,I will be scheduled at another date. Very truly yours, Date of Notice: February 5, 2004 E. Robert Elicker, II Divorce Master 'i I Ii i ,'I I i i L!"-''''J_ _ ",:-","_'>_'_"_ ","_ '_~' '--'If.-,< _~ < " ~, ,""' KEVIN R. MILLER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION - LAW NO. 01 - 5873 CIVIL SALLY J. MILLER, Defendant IN DIVORCE NOTICE OF PRE-HEARING CONFERENCE TO: Marylou Matas , Attorney for Plaintiff Lisa M. Greason , Attorney for Defendant A pre-hearing conference has been scheduled at the Office of the Divorce Master, 9 North Hanover Street, Carlisle, Pennsylvania, on the 23rd day of December 2003, at 9:30 a.m., at which time we will review the pre-trial statements previously filed by counsel, define issues, identify witnesses, explore the possibility of settlement and, if necessary, schedule a hearing. Very truly yours, Date of Notice: 11/13/03 E. Robert Elicker, II Divorce Master Marylou Matas, Attorney for Plaintiff, filed a pre-trial statement on November 4, 2003. Lisa M. Greason, Attorney for Defendant, has not filed a pre-trial statement as of the date of this notice. "'-,->-0-1;" , ,~~ '.l"-. r".." ~ " , If.,!--~Ji~Ji0r":'1l!'I@:'0?$,t:k')~{,;}g,I;-K~3.';i};,iS"fti".',}!I~~.1~ I, ,Ii ii " 'I I 'I 'I , :1 t 'Ii _.0".... , i' r' 1" :'~ , , i_~ 1" i,j iJ ! ~ i) , il I I I. ". 1, '1: ;~ ,j" ,'j' ]: >11 -'i :~ :} i~ ;i ,! " 'J ;; " ii .. GI .. fIl III :E Q>>Ci3m y.. ~'c oli5~ >m>- S~~ _cO) o~"- GI.c:<li Utlii .. 0'- =z~ 0",0 (") ~ o t- ~ , : ,~ :} -, w " .. I- .. o Q, ~ o iil ., ., w ....a: ,. jl~i~~~ '0~D:w3: 0..... w.... a:: CCOCClCClC \.....z::Ec..... zo::lffic !:!::!wz>..... t:I.....:c:::iw i:i:D..t:lwa:l .....::E::IClC ::IWtn.....z ~I=cc:;, -cczz. u\lDD - I- w~ W'=!' O::N "'\\'1tffi~, ; . .-J 0:: ""..-J ZtL~. > .~' w L() w'\+,. '_ ~ ~~~ -d ~~Z"VJ '\ 0~ '\, ,~ ~~ ~~ o ~ ~~ (5 ."' """"_"'1 ;.,<-:." ~.<fdl;-~:if[~f:6c$tk~:;-j11:;;W?S1~~~:~,';';JJ:Ff;"%~'.r~ff~m?i]-Rt-'4~itc'ki ~ -= . '1 == ~ :z -:: 1: ~ =: ~ ~ ::: = - - :: - .Ji === = - <:j' .... :J :i ... '.. -:. .. I'jjj .. ,\ , '-., .-iir fI' '.0~,'f;;.'''',,*,'!:i. _ KEVIN R. MILLER : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : CIVIL ACTION - LAW v. SALLY 1. MILLER : NO. 01 - 5873 : IN DIVORCE ORDER AND NOTICE SETTING HEARING TO: Kevin R. Miller , Plaintiff , Counsel for Plaintiff Marylou Matas Sally J. Miller Lisa M. Greason , Defendant , Counsel for Defendant You are directed to appear for a hearing to take testimony on the outstanding issues in the above captioned divorce proceedings at the Office of the Divorce Master, 9 . North Hanover Street,' Carlisle, Perinsylvania, on the 5th day of February.. . .,.. '2004. at. 9:00.... . a,m:"at which place and time you will bi:given the opportUnity to present witnesses and exhibits in support of your case. By the Court, George E, Hoffer, President Judge Date of Order and Notice: 1/?/O4 BY:~~ Divorce Master . IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. GUMBERLANDCOUNTl'BAR ASSOCIATION 32S0UTH BEDF()RDSTREET,'CARLISLE, P A 1701 J .' TELEPHONE (717) 249.-3166 - .' I' , ' . Copied to: Aaron], Ne~harth, Attomey'at Law ~"~-, ~ _T "r<" ., <, ~.~ - . , OFFICE OF DIVORCE MASTER CUMBERLAND COUNTY COURT OF COMMON PLEAS 9 North Hanover Street Carlisle, PA 17013 (717) 240-6535 E. Robert Elicker, II Divorce Master West Shore 697-0371 Ex!. 6535 Traci Jo Colyer Office Manager/Reporter October 8, 2003 Marylou Matas Attorney at Law GRIFFIE & ASSOCIATES 200 North Hanover Street Carlisle, PA 17013 Lisa M. Greason Attorney at Law P,O. Box 385 Carlisle,PA 17013 RE: Kevin R. Miller vs. Sally J. Miller No. 01 - 5873 Civil In Divorce Dear Ms. Matas and Ms, Greason: I was appointed Master on August 21,2003, Attorney Matas certified that discovery is complete; attorney Greason has not responded to the certification request. A complaint in divorce was filed on October 10, 2001, The complaint raised grounds for divorce of irretrievable breakdown of the marriage and the economic claim of equitable distribution. I am going to proceed on the basis that there are no issues with respect to the grounds for divorce and that the parties will either sign affidavits of consent or have been separated for a period in excess of two years. With respect to the economic claim, I am going to assume that discovery is complete and that we will not be dealing with discovery issues at the time of the pre- hearing conference. In accordance with P.R.c.P. 1920.33(b) I am directing each counsel to file a pretrial statement on or before Monday, November 3,2003, Upon receipt of the pretrial '-~~(~P:'''_''^1h:''-''''!~~!?i'_''':'::;'/_'' ''"0''-',;'.-:'''/' ,~, ,- '::-;: :::;/":"~:}"T'- . ....v' ~_c .~_" v_ -\"",,"'" . Ms. Matas and Ms. Greason, Attorneys at Law 8 October 2003 Page 2 statements, I will immediately schedule a pre-hearing conference with counsel to discuss the issues and, if necessary, schedule a hearing. Very truly yours, E, Robert Elicker, II Divorce Master NOTE: Sanctions for failure to file the pretrial statements are set forth in subdivision (c) and (d) of Rule 1920.33. THE ORIGINAL PRETRIAL STATEMENT SHOULD BE FILED IN THE MASTER'S OFFICE AND A COpy SENT DIRECTLY TO OPPOSING COUNSEL. FAILURE TO FILE PRETRIAL STATEMENTS AS DIRECTED BY THE MASTER MAY RESULT IN THE MASTER'S APPOINTMENT BEING VACATED, .T%~_--"~"'~""J'_'_'_'~ ".c.,__<''_'-. ~ .. """ 'C 1< KEVIN R. MILLER : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : CIVIL ACTION - LAW v. SALLY J. MILLER : NO. 01 - 5873 : IN DIVORCE ORDER AND NOTICE SETTING HEARING TO: Kevin R. Miller Marylou Matas , Plaintiff , Counsel for Plaintiff Sally J. Miller Lisa M, Greason , Defendant , Counsel for Defendant You are directed to appear for a hearing to take testimony on the outstanding issues in the above captioned divorce proceedings at the Office of the Divorce Master, 9 North Hanover Street, Carlisle, Pennsylvania, on the 5th day of February 2004 at 9:00 a,m., at which place and time you will be given the opportunity to present witnesses and exhibits in support of your case. By the Court, George E. Hoffer, President Judge Date of Order and Notice: 1/?/O4 By: Divorce Master IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET, CARLISLE, P A 17013 TELEPHONE (717) 249-3166 Copied to: Aaron J. Newharth, Attorney at Law <:1'1["''''''''J',-," __.>e > T .. - (ireason J9aw Office 1'ost office 'Box 385 . CarCis(e, 1'ennsY('lIa'h.1a 17013 YMne: (717) 241-3030 . J'ax: (717) 241-3040 . ,CjI.f(ij'l"eason@ao(com December 22,2003 E. Robert Elicker, II, Esquire Office of the Divorce MOllter 9 North Hanover Street Carlisle, PA 17013 RC: Kevin R. Miller v. Sally J. Miller No, 01-5873 Civil Dear Bob: I am writing as a follow-up to my verbal request this past week while you were out of the office 10 poslpone the pre-trial conference scheduled on December 23, 2003 in the above referenced matter. In November, I advised your office that I did not feel I could adequately represent Mrs, Miller in this matter due to the bankruptcy issues. I have been diligently working to find Mrs, Miller a new attorney that would be willing and qualified in the domestic, bankruptcy and military issues involved in this case, Aaron Neuharth, Esquire has met with Mrs. Miller and is willing to accept this case, However, Mr. Neuharth will be out of town this entiro wccJ< end will be unable to attend the pre-trial conference. Mr. Neuharth said he would only be Willing to accept the case if I were able to get Ihe pre-trial conference postponed in order to give him time to prepare for the conference, I am making this request for a postponement so that Mrs, Miller will have the adequate representation she needs in order to properly defend this matter. I have not had an opportunity to discuss this matter with Ms, Matas, but I assume her position has not changed and that she would o"pose any request for a postponement. I want to reiterate that I am nol trying 10 delay this case, If we do not receive a delay of at least 30 days. Mrs, Miller will be irrepably harmed whereas no harm will come tu Mr, Miller if this short delay Is granted, Please feel free to contact Mr Neuh::u'lh's office for confirmation that he has mat with Mrs, Miller and he is willing to accept her case if this pre-trial conference can be postponed, If you have any questions, please do not hesitate to contact me, Sincerely Ypurs, 1 ~/ / UIRE cc; Sally J, Miller Marylou Matas, Esquire via fax: 243-5063 Aaron Neuharth, Esquire via fax: 258.9993 z;e 3911d 30I~~O Mill NOSIl3~9 e~eEt~UtL z;~:Ee Eeez;/z;z;/z;t ;""~""' ~'- -" -"--~_. , r~~ - 'r~ ~~,~" (jreason JJaw {Jjri~:e_.__ '-._.~'--"- .,..,-,--_....._...." ......--.-..---... '...,---.--...,....-.------- 'TJo,'.;t. offt.C2 'Box is':; 0.' ct.nthJ,{'\ 'Penl'utY{\JUHi.'d /7(11,".; . ( ) I'/~,~~" 'J.? . ")'11 "r "nl ('/H'I', 'J4ivne: (lI7) :.!.!{J-'-:,o,:;u Jl .Twx; 7J7 :4.41M'-::O.::jO .... ~..' HJrd~.'1I .'." '(.1 ., . TO: ~r- -.....----.-..... ", 'OY(L ft'ltJ-'F;rttf'"6 __....___UlV_M. .. .. FAX COVER SHEET PLEASE DELIVER THE FOLLOW!NG PAGES TO: FAX 1f..._~:t.9-l.'(~{:L Q1fu)'...___.____... -. RE: FROM ,USA M,. GREA~ON. ESQUi.\3F TOTAL PAGES _ 2- O;\TE ...iq.j~i___ COMMENTS:...___....__...__. -=~~ ~.l=-- ___"..__.u._~.,...__...,.-..., ..._._._..._......_."'-_.H.....'._.....____..........__._,_~.. --.'---....--....-...........--......-.-.-....".-..-., ,-.....---.'...,,- .-.._........__."".._-_......__.__.-............-~-_... ..- --".._--...._._-~.__.,..____'_."H_.__. ,.______._.,__..__._...._..,.,_ -"..-..--..--..."'.--...--...,.. ......-- .'..-----..----.....--.....,..-.---...-.----.. '.., ...-...--. ........----.. ._._-_..._-~~...._..- pLEASE' CACCO(jR 'oFFI C~-Al" t j:j7j .;4.i.~':lbjojF-~;O L' Dii5N5T'R;::CE;VET~j E.i';'OMF'Li.::l:~- FAX TI~ANSMiSSION, 'clANK YOU. ~ ..,.....~".......,. .>l"'..,~,...~ ........'.. ~"k'.,. ~ "''/r'.'~''.'~ ....."...Ol>W".;...~w~.",....... ~.' ..."'..,'"~..... .."....... ....,..''"... .'..'. . . ... A I. ~ ~ .'~...."'''',.,....w~ ~ '. ,.,...."'......-4... ........ .... ~ . 11'. ,. CONFIDENTIALITY NOTICE'. This (~csin1ile nontains coniidential infom:aiion which ;)lay be legally pnvilegerJ and which is. inter'lded only ior tIle ~.ISG 0" the Addr'essee(s) r.amec! Abl"nf;-! If YOLI ate not tr& illtclltJI:O reClpienr, or th@ erl1ployee or agent responsible fer delivering it to tIle im~~ndG:d recipient, YClLI ~re !)ereby notified that any oisseminatlon or copying of this facsimile, or t~la taking 01 E,ny action in reiiance on the contents of this telec::opled iriformaticl1 m~y ~~,~ -'~tl'iC.tj:., pn~hibit,".:J. If YOl; hove rcc::ci,,'cd ttHs l'acBlmlle ir'l errQr, please nOidy JS irmnediatsiy by phone and r6\Wm the entire ~aCS!mlle to I,,~S vi;; the U,S. Postal S"lvic<< Thank you .."t ~..~;, ~.. ~'I<w."1 ~'''~';'.'~ ..~ ~'10'''''' ............",....,.:, Jr.; ~ Ii"''''"",... ~ r.<(...... k...l>t.....II"'~"...'" .;.,',,.,,"'.t:"'....; . ~ "'.....~."1<.,-.:I...~ W'~'~ lHn............ "~"'~'''-..."'''''' ,.,.. ~ "'..' 11:) ~d 301.:1.:\0 Mill NOSII3Cl9 0p0np1:UL 1:p'E0 E001: 11:1:/1: l __~",,_l':~_ " ~ "- "~'"',.,,'~~.~~, - , _~'M~~ ~,~. -. , (j1U:f:fIr.E & .JlsSOCI.Jl.'T'r.ES Attomeys and Counselors at Law 200 North Hanover Street Carli,le, PA 17013 (717) 243-5551 Bradley L Griffie, Esquire Marylou Matas, Esquire Wendy J. F, Grella, Esquire Brian C. Bornman, Esquire Robin J, Goshorn Legal Assistant 38 North Main Street Chamber,burg, P A 17201 (717) 267-1350 (800) 347-5552 Fax (717) 243-5063 Reply to: Carlisle December 22, 2003 E. Robert Elicker, II, Esquire Office of Divorce Master 9 North Hanover Street Carlisle, PA 17013 RE: Miller v. Miller No. 01-5873 Dear Mr. Elicker: I have received a ~opy of correspondence sent to you from Lisa M, Greason, Esquire, regarding the above referenced matter. Ms, Greason has requested a continuance of the Pre-Trial Conference scheduled for tomorrow, December 23, 2003, at 9:30 a.m, My client does not concur with this request. Ms. Miller has had ample. opportunity to review the situation with various attorneys, but apparently did not choose to retain other counsel, even as of now. I do not believe that Ms. Greason has withdrawn her appearance or that any other counsel has entered his/her appearance on behalf of Ms. Miller. Therefore, it appears that Ms. Miller is adequately represented still. If you should decide to postpone tomorrow's conference, please notify me of that. Otherwise, I will look forward to meeting with you and either counsel for Ms. Miller or Ms Miller herself at the Pre-Trial Conference, Very truly yours, ~ft~~ Cc: Kevin Miller Lisa M. Greason, Esquire Via facsimile at (717) 241-3040 ;"'~'!h"""'; ,- -,'" - ~r-,,--__,-!C .'~.~_",'"~ ""_~,,,_, -" - ,- - .', ',.1, . -" ,~_ (j1U:F:FI'E & .J\sSOCI5\.T'ES Attomeys and Counselors at Law Robin J. Goshorn Legal Assistant 200 North Hanover Street Carlisle, PA 17013 (717) 243-5551 Bradley L. Griffie, Esquire Marylou Matas, Esquire Wendy J. F. GreUa, Esquire Briau C. Bornman, Esquire Reply to: Carlisle December 22, 2003 38 North Main Street Chambersburg, PA 17201 (717) 267-1350 (800) 347-5552 l'ax(717) 243-5063 E, Robert Elicker, II, Esquire Divorce Master 9 North Hanover Street Carlisle, PA 17013 RE: Miller vs. Miller No, 01-5873 Dear Mr. Elicker: Enclosed is a copy of Plaintiffs Amended Pre-Trial Memorandum and an additional Exhibit to be presented in this matter. Very truly yours, 'lfl MM(?llj(1~W t )'K0vc IV. . Mar{l~ Matas MM/msg Enclosures Cc: Kevin Miller Lisa Greason, Esquire :i~",=:, ,~ '-T-"~"'-"","r_^,_=~,,:"! ,c._Y,__,' ,),-", - - r. '?'", - ~, ~ ,,, KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. : CIVIL ACTION - LAW Defendant : NO. 01-5873 CIVIL TERM : IN DIVORCE SALLY 1. MILLER, AMENDED PRE-TRIAL STATEMENT OF DEFENDANT. KEVIN R. MILLER The above named Plaintiff, Kevin R. Miller (hereinafter referred to as "Husband"), by and through his counsel, Marylou Matas, Esquire, files the following Amended Pre-trial Statement pursuant to Pennsylvania Rules of Civil Procedure 1920.33(b): IV. EXHIBITS In addition to those exhibits identified previously, Husband attaches and incorporates herein by reference the following exhibit, which is of three (3) pages in length or less: Exhibit "NN" - A flowchart prepared by Husband which reflects every credit card payment he has made for the joint debts for which he has an obligation since the date of separation to the present In addition, Husband will provide the following exhibits at trial, which exhibits exceed three pages in length. Exhibit "00" - A binder reflecting credit card debt for which the parties are jointly responsible, reflecting payments made by Husband and balances at the time of separation and the present Husband reserves the right to identify additional exhibits upon receipt and review of the Wife's Inventory and Appraisement and Pre-Trial Statement as well as following the Pre-Trail Conference in the matter. ',"' r. ^~,,"_,''''_''^ _ , _"~=. '~', v, .- ~ -- --,-"'~-,? -"~ ,~ "' ' -- ,-, - ~"-_. .. - - ,~ +,-'..Y , V. GROSS INCOME Husband's income is limited to the income he receives from his current employment and is as reflected on the current Support Order. Since the filing of the original Pre-Trial Statement, is has been discovered iliat Wife has been fired from her position as the supervisor of the Newville childcare center. It is not known where Wife may be employed at this time or wheilier she is receiving additional income from other sources. XI. PROPOSED RESOLUTION OF ECONOMIC ISSUES At the time of separation and until recently, Wife resided at the former marital residence, for which Husband maintained mortgage and home equity payments, Since the fIling of the original Pre-Trial Statement, Wife has moved from the former marital residence, aliliough Husband continues to be obligated to make payments for iliat property, Husband now proposes that ilie home be listed for sale immediately, The property has been appraised, with B-H Realty, and currently appears to be unoccupied, Husband does not believe that Wife will ever be able to maintain payments for iliat home or iliat she will be able to refinance the mortgage and home equity loan into her name individually, Husband proposes that any proceeds gained from ilie sale be applied to joint debt for which Husband also maintains payment. If there is any deficiency from the sale, Husband proposes iliat the parties share in iliat equally. It is anticipated iliat Wife will be obligated to make monthly payments to Husband to maintain her share of that deficiency or will oilierwise have to give up other assets. Husband continues to express his willingness to maintain responsibility for iliose joint credit cards that had balances at the time of separation, Husband is not willing to maintain responsibility for those debts for which Wife has encumbered the parties or herself since that ':"'~"l r ;"","''''''I1l'''1$'?l-,P~',,- '"'.">_' , _~_ -:';j ,",' . -.~ - " - ',-.'" ~-,,-, ",' "" ~~ . time. It is not necessary for Wife to file bankruptcy on any joint obligation. Husband intends to apply for a credit consolidation loan for the debts for which he maintains payments. If Wife intends to file bankruptcy on individual debts incurred since separation, she may do so, Respectfully submitted, . 1.\M /,( J...~ Maryl<f atas, Esquire Attorne or Plaintiff GRlFFIE & ASSOCIATES 200 North Hanover Street Carlisle, PA 17013 (717) 243-5551 '"" Jt;,__. ,_,_.,,_. '~. c' """ -- - ~"_~ '1 - -"~' -- - - ,-' . ;-.. . , CO-Name eitl Chase MBNA Discover WaYDoint MBNA Citi MT MBNA PFCU Visa Bank of America 1-. Acct# 1596 1339 7578 2339 0883 0037 2834 3030 1339 Jun-Q1 Balance $8,816.56 $4,911.83 $11,992.10 5141.25 Payment $183.00 $40.00 $1,242.10 115 I--~ -- Jul~01 $10,750 to Chase 1339 Ba.lance $8,682.92 $10,791.72 $4,896.79 $36.10 $5,055.48 Payment $180.00 $215.00 $39.00 $36.10 $115.00 Aug-01 Balance $8,561.54 $10,594.00 $4,882.62 Tranfer 4800 $4,969.11 Payment $178.00 $211.00 $39.00 from MBNA $110.00 Sep-(l1 Balance $8,425.18 $10,431.30 $130.70 $4,810.42 . $4,888.41 Payment $175.00 $208.00 $130.70 $97.00 $108.00 Oct-D1 Balance $8.297.82 $10,239.92 $2.16 $4,752.68 $4,805.63 Pavment $172.00 $204.00 $2.16 $100.00 . $106.00 left card for Nov-01 Balance $8,171.10 $10,052.00 Sally's use $4,692.65 $12,052.90 $4,723.99 -, Payment Transfered to $201.00 $100.00 $120.00 $105.00 MBRS1s! __Dec..Q1 Balance Left card $9,867.23 ?7 $4,830.34 -<' $11 ,949.67 $5,889.64 $4,640.89 Pavment for Sally's use $200.00 P 001C' TtlNJ $50.00 $100.00 $125.00 Jan-02 Balance $9,684.27 11- $2,662.35 $11 ,917.45 $7,329.64 $4,534.65 Payment $200.00 '1'&' to Clti 0037 $3200 to eltl 0037 $100.00 $100.00 _Feb.o2 Balance $9,500.01 mo.Vff;L.(): f1 $8,732.36 $5,877.82 $7,229.64 $8600 from $4,452.86 Payment $205.00 $50.00 $138.00 $30.00 Waypoint $100,00 Mar-02 Balance $9,309.43 1 use this card $8,694.15 $5,778.84 $7,199.64 $8,604.55 $4,369.01 Payment $200.00 for monthly $100.00 $160.00 $30.00 $215.00 $100.00 expenses now $8600 to PFCU $2000 from MT MBNA to PFCU Aor-02 Balance $9,123.96 and pay it off $47.12 $5,655.95 $5,169.64 $10,461.95 $4,286.41 Payment $200.00 each month. $47.12 $117.00 $45.00 $262.00 $100.00 May-02 Balance $8,939.71 $5,574.32 $5,199.59 $10,276.71 $4,203.03 Payment $178.00 $150.00 $5270 to $257.00 $100.00 Wavpoint MBNA Jun-02 Balance $8,776.71 $7,056.08 $5,462.60 -$21.60 $10,095.00 $4,120.46 Payment $175.00 $142.00 $150.00 $300.00 $50.00 Jul-02 Balance $8,616.91 $6,943.18 $5,347.52 $7,019.71 $9,868.34 $4,086.02 Pavrnent $7000 to MT MBNA $88.00 $145.00 $100.00 $200.00 $60.00 Aug-02 Balance $1,687.94 $6,882.97 $6,236.62 $6,929.44 $9,740.83 $4,052.46 Payment $71.00 $70.00 $109.00 $35.00 $243.00 $40.00 Sep-02 Balance $1,676.84 $6,841.63 $6,163.82 $6,904.44 $9,669.24 $4,028.80 Payment $33.00 $70.00 $107.00 $35.00 $239.00 $40.00 from Chase & MBRS 1st Oct-02 Balance $1,674.55 Matthew made $11 ,844.85 $6,090.26 $6,879.41 $9,400.25 $4,004.54 Payment $1700 to WavDOint MBNA internet $128.00 $106.00 $35.00 $235.00 $42.00 Nov-02 Balance -$25.45 urchases with $11,764.54 $5,083.97 $6,854.02 $9,234.12 $3,978.06 Payment thiscarct. $110.00 $1,000.00 $35.00 $231.00 $42.00 Doo-02 Balance -$460.00 $11,700.31 $4,117.78 $6,828.27 $9,070.76 $3,987.12 Payment I chanaed the $105.00 $100.00 $35.00 $227.00 $42.00 Jan..Q3 Balance card number. $11,647.13 $4,044.36 $6,898.67 $8,910.37 $3,959.95 Payment $115.00 $110.00 $300.00 $223.00 $40.00 Feb-03 Balance $11,577.42 $3,962.15 $6,691.59 $8,752.69 $3,934.65 Payment $105.00 $250.00 $600.00 $219.00 $40.00 Mar-03 Balance $11,517.29 $3,747.87 $6,280.07 $8,597.78 $3,907.43 Payment $105.00 $160.00 $500.00 $215.00 $40.00 Apr-03 Balance $11 ,578.96 $3,622.21 $6,911.25 $8,445.66 $3,881.06 Pavment $181.00 $150.00 $133.00 $211.00 $40.00 Mav-03 Balance $11 ,366.34 $3,504.88 $6,614.49 $8,296.60 $3,854.59 Payment $72.00 $150.00 $44.00 $207.00 $37.00 Jun-03 13alarlC6 $11 ,339.38 $3,390.14 $5,597.70 $8,047.41 $3,831.48 Payment $70.00 $150.00 $42.00 $119.00 $38.00 Jul-03 Balarlce $11,326.20 $3,273.32 $5,583.74 $7,968.31 $3,806.83 Pa ment $71.00 $150.00 $43.00 $199.00 $37.00 Aug-03 Balance $11,310.11 $3,155.49 $6,567.80 $7,808.59 $3,782.14 Payment $69.00 $300.00 $42.00 $195.00 $36.00 Sep-03 Balance $11,299.67 $2,883.69 $6,554.62 $7,652.03 $3,795.11 Payment $73.00 $300.00 $43.00 $191.00 $50.00 Oct-03 Balance $11,281.44 $2,609.04 $5,538.53 $7,498.64 $3,758.03 Payment $69.00 $200,00 $41.00 $187.00 $36.00 Nov-Q3 Balance $11,261.77 $2,433.16 $5,523.49 $7,348.70 $3,734.76 Payment $67.00 $600.00 $40.00 $164.00 $36.00 Dec-03 Balance 3710.99 Payment 35 Page 1 1211412003 : W;!;fl',I:II'$;WI",1 '"c ~ 7,~_"".' ~, _"'if -"'~ q 1.1 ~~ ~~ "1 - ",_ G~Name MBRS 1st MBNA e.card - Dell USAA Visa MBRS 1st GE Capital Total Debt I I Accl# 6769 8336 4002 7717 PSL 7594 Monthy Payment i'_Ii ,11-/],' ") c, '.' ~I(\) Jun~01 Balance $6,180.59 $12,037.79 $10,014.03 $59,094.15 .. 11.\;0i '.i, l'; Payment $124.00 $52.00 $2,000.00 $3,756.10 (ii' ;'" ',: (1'<:''- ~1. Jul-01 Balance $6,091.64 $12,035.10 8096.97 $55,686.72 .il ',. Payment $122.00 $64.00 $161.00 $932.10 !, ">J ,'" .'. AUQ.01 Balance $6,004.22 $12,023.65 $8,048.30 $55,073.44 ~i"d ..... > Payment $121.00 $67.00 $160.00 $886.00 P'., .... Sep-01 Balance $5,917.39 $12,029.56 $7,968.21 $54,601.17 Payment $119.00 $62.00 $159.00 $1,058.70 .., ~'f:~ I;~. '. Oct-01 Balance $5,832.10 $12,018.86 $7,883.32 $53,832.49 .... ~r. > '(tit Payment $117.00 $1,050.00 Transfer balance to Waypoint $1,751.16 ii.;'.. iii ..,i.'. $11000 to e.card~Dell Nov~01 Balance $5,739.58 Left Card for $11 ,004.88 $56,437.10 c_ Payment $5800 to MT Sally's use $220.00 $746.00 MBNA 2834 Dec-01 Balance $8,213.70 $10,856.44 $56,047.91 Payment $190.00 $217.00 $882.00 Jan~02 Balance $8,544.34 $10,708.12 $55,380.82 Payment $192.00 $214.00 $806.00 Feb-02 Balance $8,372c79 $10,568.80 $54,734.28 Payment $190.00 $211.00 $924.00 Mar~02 Balance $8,202.76 $10,421.92 $62,580.30 Real balance is $53,980.30 Payment $165.00 $208.00 $1,178.00 $8600 was added twice due to $1000 for local tax transfer from Waypoinf to PFCU Apr-02 Balance $8,057.44 $11,311.17 $54,113.64 Payment $162.00 $226.00 $1,159.12 May-02 Balance $7,914.82 $11,159.07 $53,267.25 Payment $160.00 $225.00 $1,070.00 Jun-02 Balance $7,773.74 $11,014.11 . $54,277.10 Payment $200.00 $300.00 $1,317.00 Ju'~02 Balance $7,592.23 $10,785.38 $60,259.29 Real balance is $53,259.29 Payment $170.00 $215.00 $988.00 $7000 added twice during Au ~02 Balance $7,440.39 $10,645.89 $52,616.54 transfer from Chase to MTMBNA Pavmem $150.00 $212.00 $930.00 Sep-02 Ba/aRae $7,353.55 $10,503.63 $52,041.95 Payment $30.00 $210.00 $764.00 $3335 toWaypoint MBNA Stamnin Up Oat-O.2 Balance $4,044.78 $10,359.94 Debt from $1900 Sa"" Vet bUl fro $63,298.58 Real balance is $51.624.03 Payment $100.00 $207.00 Sallv transferred Inet checku $853.00 $1675 added twice in transfer Nov-02 Balance $3,978.68 $10,225.29 $3,557.33 to checking $54,650.56 from Chase to Waypoint MBNA Payment $80.00 $204.00 Acd 112676 $1,702.00 Dec-02 Balance $3,932.27 $10,088.23 $3,502.51 $1,958.38 $652.08 $55,837.71 Payment $80.00 $201.00 $44.00 $834.00 Jan-03 Balance $3,885.47 $9,957.77 1850.11 $51,153.83 Payment $80.00 $200.00 $132.00 $1,200.00 Feb.03 Balance $3,836.66 $9,822.83 $1,777.57 $738.67 $51,094.23 Payment $108.00 $200.00 $88.00 $59.00 $1,569.00 Mar ~03 Balance $3,759.38 $9,684.87 $1,704.42 $671.76 $49,870.87 Payment $105.00 $193.00 $88.00 $50.00 $1,456.00 Apr-03 Balance $3,684.61 $9,553.05 $3,391.35 $1,667.61 $834.23 $52,369.99 Paymant $75.00 $191.00 $67.00 $44.00 $60.00 $1,152.00 May~03 Balance $3,639.16 $9,428.84 $3,356.91 $565.40 $49,617.21 Payment $105.00 $188.00 $48.00 $851.00 Jun.03 Balance $3,563.33 $9,300.49 $3,390.14 $1,667.61 $605.05 $50,732.73 Payment $72.00 $186.00 $134.00 $35.00 $150.00 $996.00 Ju'~03 Balance $3,519.96 $9,175.38 $3,288.70 $1,611.76 $464.81 $50,019.01 Payment $71.00 $183.00 $199.00 $70.00 $464.81 $1,487.81 Aug~03 Balance $3,476.48 $9,056.33 $3,121.72 $1,551.47 $48,830.73 Payment $70.00 $181.00 $124.00 $70.00 $1,087.00 Sep-03 Balance $3,433.61 $8,934.30 $3,028,31 $1,460.03 $48,041.37 Pavment $69.00 $178.00 $1,000.00 $105.00 $2,009.00 Oct-03 Balance $3,391.37 $8,818.34 $2,053.44 $1,369.99 $46,318.82 Paymen1 $68.00 $220.00 $1,025.00 $105.00 $1,951.00 Nov-Q3 Balance $3,349.82 $8,655.83 $1,044.39 $1,318.98 $44,670.90 Payment $67.00 $216.00 $600.00 $70.00 $1,880.00 Dee-03 Balance $1,255.34 $4,966.33 Payment $70.00 $105.00 Page 2 1211412003 ,',,;:rAiIWi..t.l\!~,_'",,""""I!l""!f>"'''''''t\~~,.['M! ~_ n "--r" -- ~~"-'" ~~" "- "'1ilIltl'u -""T~E!I;1~ q/\~/~ .. KEVIN R. MILLER Plaintiff THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 01 - 5873 CIVIL SALLY J. MILLER, Defendant IN DIVORCE TO: Marylou Matas , Attorney for Plaintiff Lisa M. Greason , Attorney for Defendant DATE: Thursday, September 4, 2003 CERTIFICATION I certify that discovery is complete as to the claims for which the Master has been appointed. OR IF DISCOVERY IS NOT COMPLETE: (a) Outline what information is required that is not complete in order to prepare the case for trial and indicate whether there are any outstanding interrogatories or discovery motions. I ",....-~ " ........ ~ '": ]1 _H ~- . ~ '~-1i", , '-C '"' (b) Provide approximate date when discovery will be complete and indicate what action is being taken to complete discovery. 9/ / VAT~3 NOTE: PRETRIAL DIRECTIVES WILL NOT BE ISSUED FOR THE FILING OF PRETRIAL STATEMENTS UNTIL COUNSEL HAVE CERTIFIED THAT DISCOVERY IS COMPLETE, OR OTHERWISE AT THE MASTER'S DISCRETION. AFTER RECEIVING THIS DOCUMENT FROM BOTH COUNSEL OR A PARTY TO THE ACTION, IF NOT REPRESENTED BY COUNSEL, INDICATING THAT DISCOVERY IS NOT COMPLETE, THE DIRECTIVE FOR FILING OF PRETRIAL STATEMENTS WILL.BE ISSUED AT THE MASTER'S DISCRETION. HOWEVER, IF BOTH COUNSEL, OR A PARTY NOT REPRESENTED, CERTIFY THAT DISCOVERY IS COMPLETE, A DIRECTIVE TO FILE PRETRIAL STATEMENTS WILL BE ISSUED IMMEDIATELY. THE CERTIFICATION DOCUMENT SHOULD BE RETURNED TO THE MASTER'S OFFICE WITHIN TWO (2) WEEKS OF THE DATE SHOWN ON THE DOCUMENT. -., I~ THE COURT OF COMMONi PLEAS OF CUl1BERL\ND COUNTY. PENNSYLVA..-TU KEVIN R. MILLER, Plaintiff Plaintiff vs. SALLY J. MILLER, Defendant NO. 2001-5873 Civil Ter~ Kevin R. Milller a master with respect to the (x~ Divorce ( ) Annulment ( ) Alimony ( ) Alimony Pendente MOTION FOR AFPO INTMENT OF MASTER (Plaintiff) ~ following claims: !!loves the court to appoint Lite ( xlO ( ) ( ) ( ) Distribution of Property Support Counsel Fees Costs and Expenses and in support of the motion states: (1) Discovery is complete as to the claims(s) for which the appointment or a master is requested. (2) The defendant (has) G!~~ appeared in (by Hi attorney, T.i~a M. ~re::l~nn F.~ql1;rp. (3) The staturory ground(s) for divorce k~) the action (~]{~ljl(~d!J!J) K~:k~) . (areh1()1f~> --d ;J1Q1(el) (4) Delete the inapplicable paragraph(s): (l2Sxx~O!l.'Qt:J4;Jtl~o4~J{\~eoOOM!l~~,,'k- . CllWxxm~~~~~~xl8cxx->> Jt\l!U~:gxd~ claims: (c) The action is contested with respect to the following All claims marked above except for divorce. (5) The action ~ (does not i.-wolve) complex issues of law or fact. (6) (7) The hearing is expected to take Addicional information, if any. one ~~~~ (days). relevant to che ~otion: None. Date: a~~/,vf fq: l6Cf3 Matas, Esq ....., (? a~'tiif)Marylou (iI!U~l!~ ~ ORDER APPOIXTD1G :'!ASTER '- .~'lD ~10W 'Av4I ,)/ .i9~ f:-. ~ Cb./hv is_appointedf~st 'Jich respect to the folloYL~g claims: ~t<- Esquire, J n:~~", -" ,~'~", ' '''-''',''-- --. ,-, , - 1" .. !;0",.i;'~j&.~atGij~Ii;1~~'l&..~4liii<i'<4.!liMl'~""';!'_"~~~%1'~Ul".a;;;;';',~!it."';Mi\;!l~~1~!l'i''''''''';;-ili~'~o--~ ''.Jl''''~ c\I!I"JJ'::,lJ C-r; 1-:' OF "J"!,.'\TiY 03 {lUG ~) ! !:'1 I'.'> ")h , ,I L' ! __ CUiV',j:~:, '1:" ,.;j :./j...:,\jTY 1')I"I";'i:;'Yl.:','I"I'"'' ..... '.li'\iv ~\ '~Ih en (\,: ,-- :7 ,-~ <j:~ ~~-r '-' -":-~ ;::1 ,e-. ( co") '-:.""? -~ ,.:_i~:ifE 2 ::J () ''"-'-- C) (-'-" ll!1~LdJ .U: mll00rll!i,ii!~t,~ ,,~ ~ ;,..;,~..i.'"' .'ie", ~l'-' -~- '" "'''''''[1' ~ '""I .ij KEVIN R. MILLER, Plaintiff :IN THE COURT OF COMMON PLEAS OF :CUMBERLAND COUNTY, PENNSYLVANIA v. SALLY J. MILLER, Defendant :CIVIL ACTION - LAW :NO. 01-5873 Civil Term :IN DIVORCE PRAECIPE TO ENTER APPEARANCE Prothonotary of Cumberland County: Please enter my appearance on behalf of the Defendant in the above captioned matter. Respectfully Submitted, GREASON LAW OFFICE Date: 1- 1<( - {> L Bv(~ ' Lisa ,Or son, Esquire Attorney for Defendant 50 East High Street Carlisle, PA 17013 (717) 241-3030 Supreme Court ill # 78269 1il';P,l~,!_ --1.., _',_. ~ _ " " ~'"1."- , ,~~~ ~ ..... ,,- . , ~~ ,-~~~.~ 'liiJilW!li!_"."." ,. .1.,.'4'"""M'1-"I!~1!"II!:N*>r;<!'>;h\'A'~~,~~~!t,~"b4~':,'[W,!-!j;""-'-':~,",.,-,.--". . .~""" ."" < ~"'lrm IT j ililJllf' nmt'U1'T'itil'fff'ij'!ll."r't' (') 0 () C 1'0 -''''1 -oS:: '- rJ:' ~ filf'Y :;:;.t~ =1J Z::r , Zr- :1") (f,:x,; fn '..,.....' -<2: , kC'; CJ :r::-z -, p{.) ::;J: ~ -'" -ro 20 s;;("") Pc 'f> Om 2 ""' =<! Ul ::'D N -< 15 ej,/ !"',,,' '-." "'I.'fm'['I':I:~~""J.'ff[Mi'l';;i}1fiTq's . -. ."''' .-;' n''.:'l'T!!,,!:f!P.'.)j!~i>&iil~);'f '" (i'lU:F:FI'E & J\sSOCIJ\'1''ES Attorneys and Counselors at Law Robin J. Gosborn Legal Assistant 200 Nortb Hanover Street Carlisle, PA 17013 (717)243-5551 Bradley L. Griffie, Esquire Marylou Matas, Esquire Wendy J. F. Grella, Esquire Reply to: Carlisle November 3, 2003 38 Nortb Main Street Cbambersburg, P A 17201 (717)267-1350 (800) 347-5552 Fax (717) 243-5063 E. Robert Elicker, II, Esquire Divorce Master 9 North Hanover Street Carlisle, PA 17013 RE: Miller vs. Miller No, 01-5873 Dear Mr. Elicker: Enclosed is a copy of Plaintiffs Pre-Trial Memorandum and Inventory and Appraisement of this matter. Very truly yours, ~~JVlok MMlmsg Enclosures Cc: Kevin Miller Lisa Greason, Esquire : '-"~t"" ~ ': , ,.,_R:';H~__"i< ;',-,"'4 _ ,,:,_;,_~_ "__o_"~_, '-_-Y~'{ ,',?,"c" I' ~~, '-~', ' . " KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. : CIVIL ACTION - LAW SALLY J. MILLER, Defendant : NO. 2001-5873 CIVIL TERM : IN DIVORCE , :i INVENTORY AND APPRAISEMENT OF PLAINTIFF. KEVIN R. MILLER Kevin R. Miller, Plaintiff, files this inventory of all property owned or possessed by either party at the time this action was commenced and all property transferred within the preceding three years. , I Kevin R. Miller, Plaintiff, verifies that the statements made in this inventory are true and correct. Plaintiff further understands that false statements herein are made subj ect to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, . 4LA~ KEVIN R. MILLER, Plaintiff ASSETS OF PARTIES Kevin R. Miller, Plaintiff, marks on the list below those items applicable to the case at bar and itemizes the assets on the following pages, (x) 1. (x) 2, ( ) 3. ( ) 4, (x) 5, (x) 6, ( ) 7, ( ) 8, (x) 9. ( ) 10. ( ) II. ( ) 12. ( ) \3, (x) 14. ( ) 15, ( ) 16. ( ) 17, '!,~,,1<:'7 ~~.._-p Real property Motor vehicles Stocks, bond, securities and options Certificates of deposit Checking accounts, cash Savings accounts, money market and savings certificates Contents of safe deposit boxes Trusts Life insurance policies (indicate face value, cash surrender value and current beneficiaries) Annuities Gifts Inheritances Patents, copyrights, invention, royalties Personal property outside the home Business (list all owners, including percentage of ownership, and officer/director positions held by a party with company) Employment termination benefits-severance pay, worker's compensation claim/award Profit sharing plans - ~ - (x) 18. (x) 19. () 20. () 21. ( x ) 22. () 23, ( ) 24. ( x ) 25. () 26, Pension plans (indicate employee contribution and date plan vests) Retirement plans, Individual Retirement Accounts Disability payments Litigation claims (matured and unmatured) MilitaryNA benefits Education benefits Debts due, including loans, mortgage held Household furnishings and personalty (include as a total category and attach itemized list of distribution of such assets is in dispute) Other LIABILITIES OF PARTIES Kevin R. Miller, Plaintiff, marks on the list below those items applicable to the case at bar and itemizes the liabilities on the following pages. SECURED (x) 1. () 2. () 3, () 4. UNSECURED (x) 5. () 6, (x) 7. () 8. () 9. Mortgages Judgments Liens Other Secured Liabilities Credit Card Balances Purchases Loan Payments Notes Payable Other Unsecured Liabilities CONTINGENT OR DEFERRED () 10, () II. 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" " " " ~ ~ " t3 ~ ~ " z ~ ::;E ::;E a a 0 .... = " 0 "0 ] ] "0 ] "0 ] ] ] ] ] ] ] ] ] " bJl .... ~ Q cd 0 !a !a !a a a ... .... ~ <( u u u u u u u u u u u u u u U l:l. .~ 0 0 ... 6- 00 .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .. 0 - .~ :a :a .~ .~ :a .~ .~ .~ :a ,~ .~ .~ :a ,~ 0 0 bJl " S " ;> "0 "0 "0 "0 "0 "0 "0 "0 "0 "0 .~ '" 5 l':l " l':l 5 " " 5 5 l':l l':l l':l l':l " " '$ '$ OJ '" 1;; a .... .... .... .... .... cd cd "d ~ .... u u u u u u u u u u U l'I ..8 0 OJ .... " P.. a = or) r-.: '" z .... .... '" '" '" '" '" '" '" '" '" '" '" '" '" '" '" r- r-.: .... ... """"'-,-'.' \'~r' ',-. . ~"-"- - '. ^'-'" ,~ '. ,<.c KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYL V ANlA v. : CIVIL ACTION - LAW SALLY 1. MILLER, Defendant : NO, 2001-5873 CIVIL TERM : IN DIVORCE INVENTORY AND APPRAISEMENT OF PLAINTIFF. KEVIN R. MILLER Kevin R. Miller, Plaintiff, files this inventory of all property owned or possessed by either party at the time this action was commenced and all property transferred within the preceding three years. Kevin R. Miller, Plaintiff, verifies that the statements made in this inventory are true and correct. Plaintiff further understands that false statements herein are made subj ect to the penalties of 18 Pa.C.S. Section 4904 relating to Wlswom falsification to authorities, 4L4!~ KEVIN R. MILLER, Plaintiff ASSETS OF PARTIES Kevin R. Miller, Plaintiff, marks on the list below those items applicable to the case at bar and itemizes the assets on the following pages. (x) 1. (x) 2, ( ) 3. ( ) 4. (x) 5. (x) 6, ( ) 7. ( ) 8. (x) 9. ( ) 10. ( ) 11. ( ) 12, ( ) 13. (x) 14, ( ) 15. ( ) 16. ( ) 17. --"i-~~I~, Real property Motor vehicles Stocks, bond, securities and options Certificates of deposit Checking accoWlts, cash Savings accoWlts, money market and savings certificates Contents of safe deposit boxes Trusts Life insurance policies (indicate face value, cash surrender value and current beneficiaries) Annuities Gifts Inheritances Patents, copyrights, invention, royalties Personal property outside the home Business (list all owners, including percentage of ownership, and officer/director positions held by a party with company) Employment termination benefits-severance pay, worker's compensation claim/award Profit sharing plans "I~ ;. "~ ~ ~. 'I. ex) 18, ex) 19. e) 20. () 2I. ( x ) 22. () 23, ( ) 24. ( x) 25, () 26, Pension plans (indicate employee contribution and date plan vests) Retirement plans, Individual Retirement Accounts Disability payments Litigation claims (matured and unmatured) MilitaryN.A. benefits Education benefits Debts due, including loans, mortgage held Household furnishings and personalty (include as a total category and attach itemized list of distribution of such assets is in dispute) Other LIABILITIES OF PARTIES Kevin R. Miller, Plaintiff, marks on the list below those items applicable to the case at bar and itemizes the liabilities on the following pages. SECURED (x) I. () 2. () 3, () 4. UNSECURED ex) 5. () 6. ex) 7. e) 8. () 9, Mortgages Judgments Liens Other Secured Liabilities Credit Card Balances Purchases Loan Payments Notes Payable Other Unsecured Liabilities CONTINGENT OR DEFERRED () 10. () II. e) 12, () 13. e) 14, () 15. "F-"~","'3'=,",""" "^ Contract or Agreements Promissory Notes Lawsuits Options Taxes Other Contingent or Deferred Liabilities '. 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'<to N' r-.:- €A €A ",' €A €A "" "" "" €A '" ",' "" i:Q t- - - ...... N "" "" "" €A "" "" €A "" €A "" "" "" ... 8 ....; ~ = '" 0 ..... ~ ~ () en ~ ~ u .~ .~ ~ ~ = -e U "0 U ... ~ u u ~ '" ~ "0 'S 0 ~ @ ~ " ~ - ~ ~ ..., 0 u ~ ~ ~ ..., ... 0 en 'JJ la .~ ~ '" .~ en en U = -= = ...... ~ u 0 - - en "0 la = = ...... 0 '" 0 ~ ::E to '" ,.c ,.c to .~ '" 0 0 en ... OJ) en OJ) ... ~ ..., .~ ..., ..., CI) .~ .~ -= > ~ '" OJ) OJ) ... = g 0 '" en ..., .~ .~ ~ ..., ..., u 0 (/) '" to '" ... .~ f-< g. g. .~ .~ u '" '" " 'S 'S ~ 'S ,~ u ~ u u Jt 'S 'S ,.c a :Ii ~ ::E u u ...., S '" '" '" '" os ~ ~ '" ~ ~ ~ '" Z I!< ::E " ::E = to = 0 to - = '" 0 'E ] "0 "0 ] "0 ] ] 'E ] "0 ] "0 "0 'E '" 0 OJ) ...... la ~ ... ~ ~ ... @ @ ~ .~ '" .0 '" '" to to to ..... OJ) -< u u u u u u u u U u u u u u U l:l.. t:: .~ 0 0 ~ .~ 5- (/) ..., ..., ..., ..., ..., ..., ..... ..., ..., ..., ..., ..., ..., ..., ..... - ...... ... 0 .... .~ .~ .~ .~ .~ :a .~ .~ .~ .~ .~ .~ ,~ .~ .~ 0 0 u S '" > "0 "0 "0 "0 "0 "0 "0 "0 "0 "0 "0 "0 "0 "0 ..., ..., 'ijl '" '" '" '" 8 '" '" '" '" '" '" '" 8 '" '" '" g g " ..., '" u ... ... ... ... ... ... u u ... ... ... ... OJ ~ en E u u u u u u u u u u u u ...... = ..8 0 en ... '" p., . a 0 .,.; " z - - '" '" '" '" '" '" '" '" '" '" '" or, '" '" '" ~ ~ ~ ..., .... -'-~' --- I'j:] 'I' 1'- -~ ~..,~~ ~ -,... ~:;:'- " KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYL VANIA v. : CIVIL ACTION - LAW SALLY 1. MILLER, Defendant : NO. 2001-5873 CIVIL TERM : IN DIVORCE INVENTORY AND APPRAISEMENT OF PLAINTIFF, KEVIN R. MILLER Kevin R, Miller, Plaintiff, files this inventory of all property owned or possessed by either party at the time this action was commenced and all property transferred within the preceding three years. Kevin R. Miller, Plaintiff, verifies that the statements made in this inventory are true and correct. Plaintiff further understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, 4LA~L KEVIN R. MILLER, Plaintiff ASSETS OF PARTIES Kevin R. Miller, Plaintiff, marks on the list below those items applicable to the case at bar and itemizes the assets on the following pages. (x) 1. (x) 2, ( ) 3. ( ) 4, (x) 5. (x) 6. ( ) 7. ( ) 8. (x) 9. ( ) 10. ( ) 11. ( ) 12, ( ) 13. (x) 14. ( ) 15, ( ) 16. ( ) 17, "",!"~i~~";t~ Real property Motor vehicles Stocks, bond, securities and options Certificates of deposit Checking accounts, cash Savings accounts, money market and savings certificates Contents of safe deposit boxes Trusts Life insurance policies (indicate face value, cash surrender value and current beneficiaries) Annuities Gifts Inheritances Patents, copyrights, invention, royalties Personal property outside the home Business (list all owners, including percentage of ownership, and officer/director positions held by a party with company) Employment termination benefits-severance pay, worker's compensation claim/award Profit sharing plans "'>'I~'l - - ~~, ,-" !IIjIIIIlI--, '...,...."..... "--'" 4.."..~,,", (x) 18. ( x) 19, () 20. () 2I. ( x ) 22. () 23. ( ) 24. ( x) 25. () 26. Pension plans (indicate employee contribution and date plan vests) Retirement plans, Individual Retirement Accounts Disability payments Litigation claims (matured and unmatured) Military/V.A. benefits Education benefits Debts due, including loans, mortgage held Household furnishings and personalty (include as a total category and attach itemized list of distribution of such assets is in dispute) Other LIABILITIES OF PARTIES Kevin R. Miller, Plaintiff, marks on the list below those items applicable to the case at bar and itemizes the liabilities on the following pages, SECURED (x) l. () 2. () 3. () 4. UNSECURED (x) 5. () 6, (x) 7. () 8. () 9. Mortgages Judgments Liens Other Secured Liabilities Credit Card Balances Purchases Loan Payments Notes Payable Other Unsecured Liabilities CONTINGENT OR DEFERRED () 10, () II. () 12. () 13. () 14. () 15. '<',j~,WI!i_~r"" _ .' Contract or Agreements Promissory Notes Lawsuits' Options Taxes Other Contingent or Deferred Liabilities ",. 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'" c:: c:: 0 c:: 0 c:: c:: 0 0 0 0 0 c:: 0 c:: = '" '" .,., 0 d <.ci .f d c:: d .,., d '" = .,., r- <.ci r- .,., '" C'l 0 .,., C'l 0 '" '" r- "'" 0 C'l r- C'l "'. 00 0 \0 0 c-. c-. c-. c-. c-. c-. 0 C'l .,., '" - 0'1 00. .,., ...... ...... .,.,. ...... 0 "" ... '" N 00. r- M 0'1' ...... o. "'" r-:' C'l. ~ ~ r- ...... y;. '" '" ...... .,., ...... y; '" ...... ...... y; y; y; ..., ..., ..., ..., ..., y; ..., ..., ..., "" . 0 0 0 0 0 0 0 0 0 0 0 0 '" 0 0 0 c:: 0 0 0 0 0 0 0 0 r:n '" d d <.ci d d d d d 0 0 d 0 0 0 0 0 0 d d 0 0 = 0 0 .,., 0 0 0 0 c:: 0 0 0 0 0 0 c:: '" 0 .,., ...... .,., 00 0, 0 o. 0 d d 0 0 d d d d d o. 0 ~ - 00 0, ...... 00 .,., 00 "" 0 '" 6 0\ 00. ...s ...... .;: C'l r-:' ..., ..., M ..., "" "" "" "" "" .,., "" t:Q r- ...... .,., ...... ...... C'l .,., ..., y; "" "" y; "" "" y; y; y; y; y; ... :::J ....; :::J 0 '" 0 .... :::J :::J '" u '" :::J :::J u .~ 'C ~ ::l = "<:l U "0 U ~ "'" < ] ;:: 0 g @ U U "'" '" "'" ...... "'" - 0 U ~ g g "'" "'" - ... 0 '" rJ) .~ Il) .~ ~ '" U = i = ...... :::J u 0 to ...... '" "0 = = ...... 0 0 ~ '" ..0 ..0 '" .~ Il) 0 0 .... 01) '" 'gf .... ~ - .~ - - rJ) .~ .~ -= :> ~ Il) 01) 01) 00 0 ::> 0 '" - ,~ .~ :::J .... - U 0 rJ) .... '" .... .~ E-< g. g. .~ .~ U '" '" Il) '" 'E 0 .... g ..0 .~ U ~ U U .... ;:: ;:: S 8 iI1 = ~ "'" ::s u u ~ ""' Il) Il) Il) Il) '" ~ ~ ~ ~ ~ Il) Z o:l ::s g g 0 ...... = Il) 0 ] "8 ] "8 "0 ] "0 ] "0 "0 ] ] "0 "0 "0 Il) 01) ...... .... 0 '" l;; l;; l;; l;; l;; .... .... g = a .~ .c '" '" '" '" - 01) < u u u U U U U U U U U U U U U '" '" Q. 1:: .~ 0 0 = .~ g. rJ) - - - - - - - - - - - - - - ...... ...... ... 0 - 01) - .~ .~ .~ .~ .~ :.a .~ ,~ .~ .~ .~ .~ .~ .~ .~ 0 0 '" s > "0 "0 "0 "0 "0 "0 "0 "0 "0 "0 "0 "0 "0 "0 .~ Il) ~ 'S 00 '" ~ Il) ~ Il) Il) Il) ~ Il) Il) ~ Il) Il) Il) ~ ~ '" - Il) u .... .... .... .... .... .... .... .... '" ...... ~ 00 s u u u u u u u u u u u u u U to ...... = 0 0 ..0 00 .... " P; e 0 '" z ...... ...... .,., .,., .,., .,., .,., .,., .,., .,., .,., .,., .,., .,., .,., .,., .,., .,., ~ r- ~ .... ... r ~ ~" ,"""~~~~ 1- '" ,...", '\ i KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYL VANIA v. : CMLACTION - LAW SALLY 1. MILLER, Defendant : NO. 2001-5873 CIVIL TERM : IN DIVORCE INVENTORY AND APPRAISEMENT OF PLAINTIFF, KEVIN R. MILLER Kevin R, Miller, Plaintiff, files this inventory of all property owned or possessed by either party at the time this action was commenced and all property transferred within the preceding three years. Kevin R. Miller, Plaintiff, verifies that the statements made in this inventory are true and correct. Plaintiff further understands that false statements herein are made subject to the. penalties of 18 PaC.S. Section 4904 relating to unsworn falsification to authorities. 4~~ 1J1L KEVIN R. MILLER, Plaintiff ASSETS OF PARTIES Kevin R. Miller, Plaintiff, marks on the list below those items applicable to the case at bar and itemizes the assets on the following pages. (x) 1. (x) 2. () 3. () 4. (x) 5. (x) 6. ( ). 7. ( ) . 8. (x) 9. () 10. () 11. () 12. () 13. (x) 14. () 15. () 16. () 17. - ,,>jM:~~~!!\~"... . ~~_.~ Real property Mot{)r vebicles Stocks, bond, securities and options Certificates of deposit Checking accounts, cash Savings accounts, money market and savings certificates Contents of safe deposit boxes Trusts Life insurance policies (indicate face value, cash surrender value and current beneficiaries) Annuities Gifts Inheritances Patents, copyrights, invention, royalties Personal property outside the home Business (list all owners, including percentage of ownership, and officer/director positions held by a party with company) Employment termination benefits-severance pay, worker's compensation claim/award . Profit sharing plans 1--- - , ~ - - ~,-- , , , (x) 18. (x) 19. () 20. () 2L (x) 22. () 23, ( ) 24. (x) 25, () 26. Pension plans (indicate employee contribution and date plan vests) Retirement plans, Individual Retirement Accounts Disability payments Litigation claims (matured and unmatured) Military/V.A. benefits Education benefits Debts due, including loans, mortgage held Household furnishings and personalty (include as a total category and attach itemized list of distribution of such assets is in dispute) Other LIABILITIES OF PARTIES Kevin R. Miller, Plaintiff, marks on the list below those items applicable to the case at bar and itemizes the liabilities on the following pages, SECURED (x) 1. () 2. () 3. () 4, UNSECURED (x) 5. () 6. (x) 7. () 8. e) 9. Mortgages Judgments Liens Other Secured Liabilities Credit Card Balances Purchases Loan Payments Notes Payable Other Unsecured Liabilities CONTINGENT OR DEFERRED e) JO. e) 11. () 12. () 13. e) 14. e) 15. -'Fe"""",",,=-- ,~ Contract or Agreements Promissory Notes Lawsuits' Options Taxes Other Contingent or Deferred Liabilities t . - ,..... ~ ~ ~ ~ ~ ~ ~ ~ ""'f'_,"~, . -a 0 0 ..... 0 .~ = 0 0 0 .. c <l) <l) <l) <l) <l) g <l) <l) 0 0 g <l) c; <l) c; '" .~ = = = = " " " " \() " e ..... 0 0 'D .. 0 0 0 0 0 g 0 0 o^ 0 0 0 ,....; 0 I C " " = " " . " " "f " " r- = N = Il-< ,....; w w c w w Z = 't:l [;j .... ,n .. = ~ .~ "'2 S S ..l g,~ .... "0 0 0 <l) <l) ~ ~ -0:: ::S ~ ::S ~ ~ ::S c '" .- l;i ,....; ,....; " " .. ""& u 0 0 0 0 :z z z z .. ~ OJ .... ~ .... " " = s E .~ g ..... "0 '" ~ <l) '" 0 Z -..= .... u .. ..... 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O\l ~ o o o o (<) €A <l) = o = g o = (l) Ij) <IJ 11) = = = = o 0 0 9 = = = ~ <l) <l) <l) = = = 000 = = = a ..9.... ~ .i ~ ~ ~ ~ ~ ~ o OJ o l(1. €A -< ~ Z r<) o o M >> ~ r<) o o M .a ~ (<) o o M .a ~ o o N - 00 o. - €A r<) (<) 00 00 M M >> >> ~ ~ 8 o M ~ (<) o o M .a ~ <l) g = (<) o o M .a ~ .-< o r<) o 0 M 0 M .a ~ (<) o o M .a ~ .... en 5'0 ~ o o o o (<) €A o ~ o o M M. €A o 000000 ~ oo~ooo M o 0 It") It") d d C'. ..-I N~N""""l{)N 0.., &'7E/7€1'}€I'}€I'}€I'} ("Ii €A o o o €A o o o €A '" 0\ 0\ .-< "'" a ,.0 '" ~ ] ,.0 '" ~ o "<t ~(<) ul(1 ~~ =M O'lto OJ).... '" = -;:;: = <l) 0 ~ g -< ~ "'" Q ~ ~ &; 6 <l) ~ ~ ~ ~ S ~a~~ (:Q~ .- .....4 ~ N " '" '" 0\ ;-;';-ry"_1"~)__l~,,_,,~~" _ir,,__mt4~~,_~. "",< o o o €A ~ 00 0\ - "'" '" OJ ,.0 en " ::r: ~ "S "E '...-l .~ .,.., 000 .~......, ......, o o o C'-- C"-. o l(1 €A 0\ ~ C"-. C'-" .-< ... <l) i:: o Ei OJ) = .~ "'" '1:: '" <l) '5 OJ) 5 .S ~ i:: ~ en ,.0 ~ u ,.0 ... 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N €I't{;;A€I'}~&'7W l(1 0\ 0\ .-< .... '" '0 ......, o 000 o 000 o 000 o 000 \0 ("1'j ("Ij 00 EA- €A- €A- EA (<) 00 0\ 0\ 0\ 0\ 0\ 0\ 0\ .-< .-< .-< <= '0 ......, .... '" '0 ......, <= .~ o ......, <= .~ o ......, ... <l) ... ,.0 <Ll en 15 N ~ .... <l) i':; '" <l) .-< l-l ~ U) ~~a ~ ~ Q) S <1J 'C ....... ~ ~ c-~ ~ ~ 1:: i$: o "'" ... <l) Q ~ o'/:! l() It") I.r) If) lr) lil If) M M M M "I "I M e~I!fI\'~_......._ _. _~,~ "" "'....__~_ ", '"'PlR"'-""''''I'I"''' - " = c:: .. 0 " CIS..... t:l S t: 0 , 0 t:1 =~ o Z " t:1 o t:1 = .. ,~ ... .... o .. .. = .... " Z .. .... " A = o .~ .... '" = - " ;.. " t:1 o t:1 " t:1 o t:1 '" '" o 0 o 0 N N ~~ .. = - ~ 000 C:C:O Vi l.() l.(") N N r- "" "" "" = o .~ .... .~ .:aeu 00 =::: c:C: g~C"--ViO <;.. ~ g :;:; "" '" o U '" .... .. o .. .. ~ ~O Z=: '" .... .... .. .. l:l. o .. ~ .... o ::: o .~ .... l:l. .~ .. ... '" .. Q Eo.,.; .....ZN ..... .., .. .. .~ ::: 0" ~ C'-. C'-. C'-. .. .... 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OJ .. ~ p.. p.. z ~ ~ ~ >:: OJ g 0 - = ~ 0 'B "0 ] 'B "0 'E 'B "0 ] "0 'B "0 ] ] ] ::: Q - a a a .... .... g g E .~ ~ ~ OJ "' "' "' "' "' "' ..... --< u u u u u u u u u u u u u u u OJ Q, -~ 0 ..s 51 .~ [/) ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... - .. 0 - .~ .~ :a .~ :a :a .~ .~ .~ .~ .~ .~ :a .~ :a 0 0 '" s .. > 't:l "0 "0 't:l "0 "0 "0 "0 't:l "0 ..... ~ '0; '" ::: .. ~ ~ .. " ::: " .. " ~ " .. .. ~ g .. ..... .. .... .... .... .... .... .... c'J c'J .... - Q '" S u u u u u u u u u u u u u "' - >:: .,g 0 ~ P.. a .,; <ri <ri .. Z - - <n <n <n <n <n <n or, <n <n <n <n <n <n <n t- r-: r-: ..... .... ~ ~ ') ~~ ~ ~.~~- (jreasonJ]aw Office Post Office Box 385 . Carus(e, PennsY(lIania 17013 Phone: (717) 241-3030 . Yax: (717) 241-3040 . L3vlc;jreason@ao[com November 24, 2003 E. Robert Elicker, II, Esquire Office of the Divorce Master 9 North Hanover Street Carlisle, PA 17013 RE: Kevin R. Miller v. Sally J. Miller No. 01-5873 Civil Dear Bob: I a'm writing in response to your scheduling the above matter for a pre-trial conference on December 23, 2003. I have previously verbally advised your office and opposing counsel of my inability to continue to represent this client. Mrs. Miller is pursuing a bankruptcy through another attorney. I do not have the requisite background in bankruptcy to be able to property advise and represent Mrs. Miller on the divorce and how the bankruptcy will affect any settlement. I have been assisting Mrs. Miller in finding competent counsel to continue on in this matter on her behalf. I am requesting that any hearings in this matter be stayed pending new counsel being retained on behalf of Mrs. Miller. I want to assure opposing counsel and yourself that this is not a delay tactic in any sense. Mrs. Miller wishes to have this divorce finalized. For her protection, I cannot ethically allow this to move forward at this time. If you have any questions, please do not hesitate to contact me. cc:. Sally J. Miller . Marylou Matas, Esquire ' I /r;,e- (l ~~ ~ / uK ~,^~~~T.jl Mvt f1jt- Uf2~C~'1v\~ , , ;/-{) \(fwLd & /Z(;fVf\. J<(~o rf11)~ \ft~~ Gb/~ 'Sf'f'llt ~ I~ VY\0hvv\ tv /.rAot.{vJy,i t) '-''''rr~';''~'"'": ,<".- <' (j'Rl:F:FI'E & ~SOCI.Jl'I''ES Attorneys and Counselors at Law Robin J. Goshorn Legal Assistant 200 North Hanover Street Carlisle, PA 17013 (717) 243-5551 Bradley L. Griffie, Esquire Marylou Matas, Esquire Weudy J. F. Grella, Esquire 38 North Main Street Chambersburg, PA 17201 (717) 267-1350 Reply to: Carlisle November 26, 2003 (800) 347-5552 Fax (717) 243-5063 E. Robert Elicker, II, Esquire Divorce Master 9 North Hanover Street Carlisle, PA 17013 RE: K. Miller v. S. Miller No. 01-5873 Dear Mr. Elicker: 1i In response to Ms. Greason's most recent letter to you dated November 24, 2003, please be advised that my client, Kevin R. Miller, vehemently opposes any hearing in this matter being stayed pending Ms. Miller's retention of new counsel. Ms. Miller has had ample opportunity to investigate the possibility of new counsel since she has had notice of Mr. Miller's request for the appointment of the Master, if she chose to do so, Furthermore, she has additional time to do that now, prior to the pre-hearing conference scheduled for December 20, 2003, if she chooses to do so. In fact, Ms. Miller is not without counsel now since it is my understanding that Ms. Greason has not formally withdrawn her appearance in this matter. '1: :!,: If you intend to consider imposing a stay on this matter pending retention of new counsel by Ms, Miller, I would appreciate the opportunity to discuss this further with you and with Ms. Greason, perhaps by telephone conference. If I can be of any other assistance or you have any other questions, please do not hesitate to contact me. Very truly yours, -ft[~fCLLIf~~ MaryQ ~atas MM/kjl Cc: Kevin R. Miller Lisa M. Greason, Esquire .i': ~;'-,"')~ co"",," -' _ "f'~-'''''."f(;'r''~';~~",'~~--' '--T.-- C' ,"~'''' ,~ "'""'" ro~- . '. - c_~_~ LOPEZNEUHARTH LLP 717 258 9998 01/12/04 02:02pm P. 002 LAW OFFICES OF LOPEZNEUHARTH LLP David Lopez Aaron Neubat1h Megan Malone Pam Mora, Paralegal 401 East Louther Street, Suite 101 Carlisle, Pennsylvania 17013 Telephone (717) 258-9991 Facsimile (717) 258-9993' . www.lnlega\.com P.O. Box 359 232 Lincoln Way East Suite A Chamber,burg, P A 1720 I (717) 264-2939 Reply to Carlisle January 12, 2004 E. Robert Elicker, n, Esquire Office of the Divorce Master 9 North Hanover Street Carlisle, PA 170]3 VIA FACSIMILE AND FIRST CLASS MAIL Re: Kevin R. Miller v. Sally 1. Miller No. 01-5873 Civil Dear Master Elicker: Please be advised that this law office has not been retained by Sally Miller in the above referenced case. Because we have not been retained, we will not be entering an appearance and all further correspondence should be sent directly to Ms. Miller. If you have any questions or concerns, please do not hesitate to contact our office. Sincerely, t'hMj~/l f1'ui1JYLe Megan Malone Law Offices of Lopez Neuharth, LLP / cc: Marylou Matas, Esquire Lisa Greason, Esquire Sally MiJler -,-qf'$iW'"~-~-"l" ~"-"" -,"" '1-' ~ -~ - ~.~"'. ~ " ""'''"''''''''" " , ~ 1!Jt,.~.." , '."~' ~- i': 1:1 01 [i I;:: I',. I;: ,:. j~, ! r'" i :"j j',' i' I i, I" ~ I' 6', I,' r:'! !'-!: F~ ' I'. I I f' i I.: f,- ii >" l;i- I, I;;, I"~ i:i' i": " , i~'- ; i: I;: , , ~\ i, ( I I I,!., i I,. i i-:-, "-'~fJ\l ~~M LAW OFFICES OF LOPEZNEUHARTH LLP David Lopez Aaron Neuharth Megan Malone Pam Mora, Paralegal 401 East Louther Street, Suite 10] Carlisle, Pennsylvania 17013 Telephone (717) 258-9991 Facsimile (717) 258-9993 www.lnlega1.com Reply to Carlisle P.O. Box 359 232 Lincoln Way East Suite A Chambersburg, P A 1720 I (717) 264-2939 January 12, 2004 E. Robert Elicker, II, Esquire Office of the Divorce Master 9 North Hanover Street Carlisle, PA 17013 VIA FACSIMlLE AND FffiST CLASS MAIL Re: Kevin R. Miller v. Sally J. Miller No. 01-5873 Civil Dear Master Elicker: Please be advised that this iaw office has not been retained by Sally Miller in the above referenced case. Because we have not been retained, we will not be entering an appearance and all further correspondence should be sent directly to Ms. Miller. If you have any questions or concerns, please do not hesitate to contact our office. Sincerely, ~~ Megan Malone Law Offices of Lopez Neuharth, LLP cc: Marylou Matas, Esquire Lisa Greason, Esquire Sally Miller '~,," ''" " '. . ,~..'" .~, _r .~..- " J ,~ . > ;!}r1,tal.1 ,- ~ . LOPEZNEUHARTH LLP 717 258 8993 01/19/04 04~8Spm P. 002 LAW OFFICES OF LOPEZNEUHARTH LLP David Lopez Aaron NeuhaJth Megan Malone Pam Mora, Paralegal 40 I East Louther Street, Suite 10! Carlisle, Pennsylvania 17013 Teiephone (71 7) 258-9991 Facsimile (717) 258-9993 www.lnlegal.com R~ply to Carlisle P.O. Box 359 232 Lincoln Way Easl Suite A Chamber'burg, PA 17201 (717)264-2939 January 19, 2004 E. Robert Elicker, II, Esquire Office ofthe Divorce Master 9 North Hanover Street Carlisle, PA 17013 VIA FACSIMILE ONLY Re: Kevin R. Miller v. Sally 1. Miller No 01-5873 Civil Dear Master Elicker: Please be advised that this law firm has now been retained by Sally 1. Miller to represent her in the above referenced case. Therefore, all future correspondence should be sent to this office. If you have any questions or concerns regarding this matter, please do not hesitate to contact our office. Sincerely, JhhJ)11A JtudPu. Megan1.-ralone Law Offices ofLope>:Neuharth, LLP cc: Marylou Matas, Esquire Lisa Greason, Esquire Sally Miller .~ ~ ~I ,r~= , ~" ,~Il!Ill!I...._~. -~~ ... r"r~ PI" - , ,- x KEVIN MILLER : IN THE COURT OF COMMON PLEAS OF : OF CUMBERLAND COUNTY, PENNSYLVANIA : CIVll- ACTION - LAW v. : NO. 01-5873 SALLY J. MILLER: : IN DIVORCE PRAECIPE TO ENTER APPEARANCE TO THE PROTHONOTARY: Please enter the appearance of Aaron Neuharth, Esquire, on behalf of Sally J. Miller, the Defendant in the above-captioned case. Date: \/;;) \ /'oy ~../ --::; -- Aar arth, Esquire 401 East Louther Street, Suite 101 Carlisle, Pennsylvania 17013 r\~, ,_ ,. -,,-,__~__~ -~,"' ,,'_ -~,'_h,'.'O~-C_","""""~'____ - ,~,"-~_~_ - ,~--~-~ , , .~. -. ~,~ :[ ',,"9_ ".-. ~- ~~~ ". ~ .__.~,~__H_"'. ,~",,_ ..'?"'"' ~ l_il;(l~ ." ,_ ~..~ TC' . '," ,,-,~,w-;f"ffi~Tftr;r""f -'_-~YF'Y~'kT~~,~,~_\\~-'~'}-'iaL~mfi."'nrt"'ir'~;i>'t~'~rt.tZ)-j;\: C) .....:) 0 ,:J c; C::::l ., ~ -- -.... '- .,- ~ f11;= ,&;- :Qt9 r-.., (S.L -'''10 -;:'J ?~:.rj -;'.. ::,~o (,-.' t5rn ~ ?~ C'\ -'.. __ ..~_~_ ""_7~N'!>):~~Ji-'o/!}Wm:;1'1'll$.o,_HL".,...."""",_",,_~I1!iI. '.. L_"~ 'N",~ __ "r_l~5:" .~ MILLER ASSET WORKSHEET Husband Wife House $79,000 1st mtg ($71,591) 2nd mtg ($18, '137) citibank ($11,093) capital one ($11,436) usaa ($451) first usa ($8,496) pfcu ($7,200 ) members 1 st ($3,309) citibank ($1,853) mbna ($5,510) mbna ($11,249) discover ($752) bank america ($3,710) members 1st ($1,319) Suburban $9,500 ($14,961) Jeep $500 Toyota $2,500 ($1,127) c/c pymts ($38,261 ) Camper $5,000 Timeshare $10,000 Members 1st checking $464 savings $1,516 IRA $4,151 167th checking $260 savings $1,475 PFCU $1,275 TSP $71 ,490 TSP loan ($27,136) Lutheran $2,726 Putnam $2,921 life insurance $5,048 PPl ($294.00) oil ($300) Agway ($240) garbage ($72.59) ~'-<1"'-"",',","-~1""""""_ ..fA- ,~ 1 ,~ I ~ I--"~ - "' . I , '" ,"', "'" , personal property rotal retained total estate 55% of debt to Kevin 45% of debt to Sally Sally needs to pay Kevin '-'\"#lW'""",",""',,,,," ~ .~ ,.;).,_ oW __", '. ($~7.303) ($33,862) ($18,624) ($15,2~;7.72) ($28,679) $6,810 13441 -, Iv- ~~,~_"_ ""-"'- ~ . "_,~ ~J!!!!l-~,! ~ .. KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. : CIVIL ACTION - LAW Defendant : NO. 01-5873 CIVIL TERM] : IN DIVORCE SAIL Y J. MILLER, INCOME AND EXPENSE STATEMENT OF OF DEFENDANT. SALLY J. MILLER Sally J. Miller, Defendant, files this income and expense statement. Sally J. Miller, Defendant, verifies that the statements made in this income and expense statement are true and correct. Defendant further understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. 4~~ ~if~/() SALLY J. L e. ndant INCOME OF DEFENDANT Employer: (FT) Capital Area Intermediate Unit / (PT) Value City Department Store Address: 55 Miller Street, Summerdale, P A, 17093 / Chambersburg Mall, Chambersburg, P A 17201 Type of Work: Education paraprofessional/ Sales Associate Payroll Number: 206561726 / 206561726 Pay Period (Weekly, bi weekly, etc.): bi weekly / weekly Gross Pay per Pay Period: Itemized Payroll Deductions: Federal Withholding Social Security Local Wage Tax State Income Tax Retirement Savings Bonds Credit Union Life Insurance Health Insurance Other $604.96/ $127.94 $121.00/$13.84 $7.00/$0.00 $65.00/$7.94 $6.04/ $1.22 $21.14/ $3.93 $43.79/ $0.00 $ $ $ $ $2250.00 (Spousal and Child Support) :'"~~ ", ~ '-'. .":. ,;'," I " , , 'I - ~~ Net Pay Per pay Period Other Income Interest Dividends Pension Annuity Social Security Rents Royalties Expense Account Gifts Unemployment Comp Workers' Comp Total Total Income MortgagelRent Maintenance Utilities Electric Gas Oil Telephone Water Sewer Employment Public Transportation Lunch Taxes Real Estate Personal Property Income Insurance Homeowners Automobile Life Accident 'jfM!l"M!'jf,'k..,,-~ 0, ,~ _I Week $3790.00 Month $1540.00 EXPENSES OF DEFENDANT Week Month $25.00 $90.00 $100.00 $45.00 $20.00 $322.15 $149.00 -, Year Year , Health Other Week Automobile Payments Fuel Repairs Medical Doctor Dentist Orthodontist Hospital Medicine Special needs (glasses, braces Orthopedic devices) Education Private School Parochial School College Religious Personal Clothing Food 13arberlhaJrdresser Credit Payments Credit cards Charge Account Memberships Loans Credit Union Home Miscellaneous Household Help Child Care PaperslBooks/Magazines Entertainment Pay TV Vacation Gifts Legal Fees Charitable Contributions '1111.,., '~',,~,' <'_ " "~-,. t-""f-__ '~r , ." -~" - . Month $120.00 $50.00 $180.00 $50.00 $140.00 $75.00 $450.00 $20.00 $25.00 $100.00 $25.00 Year ~ ,~. Company Hospital Blue Cross Other Medical Blue Shield Other Health! Accident Disability Income Dental Other >-]>'ilIi"~~1Jl .. '"' ~T Policy No. - Coverage H W J [-1 - - - -,-- I KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. : CIVIL ACTION - LAW Defendant : NO. 01-5873 CIVIL TERM : IN DIVORCE SALLY J. MILLER, PRE-TRIAL STATEMENT OF DEFENDANT, KEVIN R. MILLER The above named Plaintiff, Kevin R. Miller (hereinafter referred to as "Husband"), by and through his counsel, Marylou Matas, Esquire, files the following Pre-trial Statement pursuant to Pennsylvania Rules of Civil Procedure 1920.33(b): 1. LIST OF ASSETS Husband's Inventory & Appraisement, in compliance with Pennsylvania Rules of Civil Procedure, was filed contemporaneously with this Pre-Trial Statement. All assets and debts known to Husband at this time are identified thereon, Husband reserves the right to name or identify additional assets as there is further disclosure from Wife in this matter. II. EXPERT WITNESSES It is not anticipated that there will need to be any expert witness testimony. Husband reserves the right to name expert witnesses depending upon the position taken by Wife in the filing of her Inventory and Appraisement and her Pre-Trial Statement. ':;~~~" "'!~~- ,,-- - -- . ~",,~...... -~ ,~ ~. J .,rn~ . , KEVIN R. MILLER, Plaintiff 111110~ : IN THE COURT OF COMMON PLEAS OF 'j- : CUMBERLAND COUNTY, PENNSYLVANIA v. : CML ACTION - LAW Defendant : NO, 01-5873 CIVIL TERM : IN DIVORCE SALLY J. MILLER, PRE-TRIAL STATEMENT OF DEFENDANT. KYLE W. SMITH The above named Plaintiff, Kevin R. Miller (hereinafter referred to as "Husband"), by and through his counsel, Marylou Matas, Esquire, files the following Pre-trial Statement pursuant to Pennsylvania Rules of Civil Procedure 1920.33(b): I. LIST OF ASSETS Husband's Inventory & Appraisement, in compliance with Pennsylvania Rules of Civil Procedure, is filed contemporaneously with this Pre-Trial Statement. All assets and debts known to Husband at this time are identified thereon. Husband reserves the right to name or identify additional assets as there is further disclosure from Wife in this matter. II. EXPERT WITNESSES It is not anticipated that there will need to be any expert witness testimony. ,<! Husband reserves the right to name expert witnesses depending upon the position taken by Wife in the filing of her Inventory and Appraisement and her Pre-Trial Statement. 'I' ~ ';"'o/~""'" ,~,"'_'1"~ '" '" -~",~""",,~'_<:'"~''7'':,-''-' <. ,,'" . -" ,,- ,'_:""~_-'I" .c; - -- , ~l"'C""",' "" ' ~ - , , III. WITNESSES Husband will testify on his own behalf in these proceedings, Husband reserves the right to name additional lay witnesses depending upon the position taken by Wife relative to her Inventory and Appraisement and her Pre-Trial Statement. IV. EXHIBITS Husband's Inventory & Appraisement will be an exhibit, as will his Income and Expense Statement to be prepared in the form provided by the Pennsylvania Rules of Civil Procedure, In addition, attached hereto and incorporated herein by reference are the following exhibits, which are of three (3) pages in length or less: ",i Exhibit "A" - A copy of the first three pages of the mortgage appraisal. Exhibit "B" - A copy of the Kelley Blue Book statement for the 1999 Chevrolet Suburban, Exhibit "c" - A copy of the Kelley Blue Book statement for the 1997 Toyota Corolla, Exhibit "D" - A copy of the NADA sheet for the 1994 Hi-Lo trailor. Exhibit "E" - A copy of the Kelley Blue Book statement for the 1989 Jeep Cherokee. Exhibit "F" - A copy of the Members' First Federal Credit Union statement for July 2001. Exhibit "G" - A copy of the 167th TFR Federal Credit Union statement for July 2001. Exhibit "H" - A copy of the Pentagon Federal Credit Union statement for November 2001. Exhibit "I" - A copy of the Pentagon Federal Credit Union statement for July 2003. Exhibit "J" - A copy of the Lutheran Brotherhood Securities Corp statement from June 2001. Exhibit "K" - A copy of the Putnam Investments statement as of June 2001. Exhibit "L" - A copy of the Thrift Savings Plan statement for the period of May 2001 to October 2001. Exhibit "M" - A copy of the Thrift Savings Plan loan statement for the period between May 2001 and July 2001. Exhibit "N" - A copy of the Pentagon Federal Credit Union Mortgage Account statement for December 2001. Exhibit "0" - A copy of the Household Bank home equity statement for July 2001. Exhibit "P" - A copy of the Life insurance policy statement as of March 2003. Exhibit "0" - A copy of the Citi Dividend Platinum Select Card credit card statement for July 2001. Exhibit "R" - A copy of the Bank of America credit card statement for July 2001, Exhibit "s" - A copy of the Members' First credit card statement for July 2001, Exhibit "T" - A copy of the Dell Card credit card statement for July 200 I, Exhibit "u" - A copy of the Chase Credit Card statement for July 2001. Exhibit "V" - A copy of the MBNA Credit Card statement for July 2001. 'q ::'-:;~l< ,- J~'~ -'. 0< .' -''-'''",'J''-'''''_ ;o:-'_';__"~"-' ,- '_',-, " <, jl "e+ < , , Exhibit "W" - A copy of the Discover Card credit card statement for September 2001, Exhibit "X" - A copy of the MBNA credit card statement for June 2001, July 2001, and November 200l. Exhibit "Y" - A copy of the MBNA credit card statement for July 200l. Exhibit "z" - A copy of the Capital One credit card statement for July 2001, Exhibit "AA" - A copy of the Chase credit card statement for September 2001. Exhibit "BB" - A copy of the GE Capital Credit Card statement for June 2001. Exhibit "CC" - A copy of the National Guard Visa credit card statement for March 2003, Exhibit "DD" - A copy of the Bank of America Visa credit card statement for April 2003. Exhibit "EE" - A copy of the E-card Visa credit card statement for April 2003, Exhibit "FF" - A copy of the Citi Platinum Select Card credit card statement for April 2003. Exhibit "GG" - A copy of the MBNA credit card statement for May 2003. Exhibit "HH" - A copy of the MBNA credit card statement for May 2003, Exhibit "II" - GE Capital Consolidation Credit Card statement for May 2003, Exhibit "JJ" - A copy of the Members' First Credit Card statement for May 2003, In addition, Husband will provide the following exhibits at trial, which exhibits exceed three pages in length, Exhibit "KK" - The July 2, 2003 Order of Court from Cumberland County Domestic Relations. Exhibit "LL" - The complete Appraisal Report for the property at 402 West Main Street prepared by Doug Heinaman ofB&H Agency Appraisal Services on June 24, 2003. Exhibit "MM" - A flow chart prepared by Husband reflecting every credit card payment he has made every month since the date of separation. Husband reserves the right to identify additional exhibits upon receipt and review of the Wife's Inventory and Appraisement and Pre-Trial Statement as well as following the Pre-Trail Conference in the matter. V. GROSS INCOME Husband's income is limited to the income he receives from his current employment and is as reflected on the current Support Order, It is presumed that Wife continues to work for the Borough of Newville at a childcare center as she did at the time of the most recent support conference, ],'i', '. ~ , ,-, ~;- ,""""--<-~-'-'-'"''1,-~C:_~''''''' . - t"t~" .~ I F , VI. EXPENSES An updated Income and Expense Statement will be prepared and provided at the time of trial reflecting the expenses to which Husband has been able to limit himself in order to meet his most basic needs in addition to maintaining payments on the joint credit cards, the mortgage and home equity loan payments for the fonner marital residence where Wife resides, and various utility payments for Wife, VII. RETIREMENT ACCOUNTS As reflected in the attached exhibits, Husband had at the time of separation a Thrift Savings Plan account and a Putnam IRA account. Wife had at the time of separation a Putnam IRA account, as well. In addition, Husband anticipates receiving military benefits. A Qualified Domestic Relations Order will need to be implemented relative to Wife receiving her share of Husband's military retirement benefits, VII. COUNSEL FEES Both parties have retained counsel throughout these proceedings. Husband, however, has been the only party to attempt to advance these proceedings in any way. Husband requested infonnation from Wife and made an offer for settlement several times since the parties' separation. Wife has not responded and has not been able to provide the most basic statements reflecting debt for which she may be responsible. In addition, Wife continues to encumber the parties with additional debt through joint credit cards or a joint personal loan leaving Husband to be responsible for payment on these items. Wife also has attempted to obligate the parties for a joint credit consolidation loan without Husband's consent. In addition, Wife has requested continuances of various deadlines and has not responded to the Master's requests in this matter. ','a! _ ,,'- ~ ":~-'~"_ _"-,.",, _,"~"~sV._...""_ I,' < -'~.,.o:""."" _ ; IU r , Wife displays a pattern of requesting continuances of conferences or canceling conferences at the last minute, Husband believes that Wife's conduct is nothing more than dilatory, Under the circumstances, Wife should be responsible for Husband's counsel fees in this case. IX. PERSONAL PROPERTY Husband has attached a listing of. personal property that each party has retained, Husband's position is that each party should be assessed the value of personal property that they have in their possession at this time, X. MARITAL DEBT At the time of separation, the parties were responsible for approximately $55,000.00 in credit card debt. In addition, the parties were responsible for the first mortgage and the home equity loan on the former marital residence, The parties also maintained payments for a time share in Virginia, The parties also were obligated to maintain payments on various automobile loans and a personal loan. Husband has been maintaining payments for all of these debts, At the time of separation, Husband paid off several credit cards that were listed in Wife's name individually, Since the time of separation, Wife has accrned substantial balances on those cards, In addition, Wife has continued to encumber the parties jointly through use of a personal loan and other credit cards for which the parties are responsible. Wife has indicated her intention to file bankruptcy on all joint debts, Husband is completely opposed to this. Husband has been and continues to maintain responsibility for joint credit card debts. It is absolutely not necessary for Wife to file bankruptcy and Husband considers that action to be detrimental to him and his credit history, He has made this position clear to Wife and Wife's counsel. j '-- f"" . _ ~ ", =_~__ """''"'', ;>;-.",":\",!,,~ ;<?J-, ". -;;., ,. ,< "PI . ~<:' ,0" - - ,:,.n XI. PROPOSED RESOLUTION OF ECONOMIC ISSUES Husband proposes that Wife retain the former marital residence and the time share. In addition, Wife may retain the funds in the various Members' First accounts, Husband will retain the funds in the various federal credit union and Patriot Federal Credit Union accounts. Husband will retain the cash value on the life insurance policy. Wife should maintain her IRA account. Husband shall retain his Putnam account, his Thrift Savings Plan account, and the Lutheran Brotherhood Securities account. Wife should maintain the Jeep, the Suburban, and the camper. Husband shall retain the Toyota Corolla vehicle. Husband is willing to maintain responsibility for those joint credit cards that had balances at the time of separation, Husband is not willing to maintain responsibility for those debts for which Wife has encumbered the parties or herself since that time. Finally, Husband is willing to a distribution of his military retirement benefits. Both parties are gainfully employed, Husband is employed as a pilot with the Air Force. Wife is employed at the Newville Daycare Center. At the time of the most recent support conference in July 2003, both parties worked full-time. The parties have two (2) children, both of whom reside with Wife at this time. One son is sixteen (16) and one son is seventeen (17), Both attend high school rather sporadically. Although Wife has maintained primary custody since separation, she has not displayed parental responsibility, Both children are failing school and it is unlikely that either will graduate on time, Husband has been maintaining payments to Wife in the form of child support, spousal support, and various payments for the mortgage, home equity loan, Wife's vehicle, and various ~. "'~." _>"""n,,",>___'" 1--'-'- '\-),-. ,..J " . ,~ utility payments since the time of separation. These payments have comported with and sometimes exceeded support guidelines although there has not been a Support Order in effect until this past year. Despite Wife's own income, the additional amount she has received from Husband in spousal support and the fact that she does not maintain payments for the mortgage, home equity loan, her own vehicle previously, and various utility payments, Wife has found it necessary to further encumber the parties since the time of separation. Under the circumstances, the parties should receive a fifty (50%) percent distribution of .--j 0-1 the marital assets and Husband should be compensated for his attorney's fees. This is reasonable considering the economic situations of the parties and Husband's continued maintenance of all <1 '.'j ~J joint debts since the time of separation. Husband maintains that the parties' separated on or about July 1, 2001. Wife has not indicated a contradictory position or put forth evidence to establish an earlier date of separation. Thus, a divorce entered under S3301(d) would be appropriate at this time, Husband is prepared to sign an Affidavit of Consent pursuant to S3301(c) at this time. 'IV Mary Attorn or Defendant GRIFFIE & ASSOCIATES 200 North Hanover Street Carlisle, P A 17013 (717) 243-5551 :-,,-,^,~-' ] ",. _-""..__,_~_,!?,,.:'rp~_~_/:,"__-"'='-"--"'":' ,',-' - I _._'--.._.------~ PraperiyAddress: 402 W. Main Street - .. City, Slale,lip: Walnut Bottom P,a 17266 - Legal Description: SfP. Attached Deed Cnpy Borrower: N/A - Lender/Client: Kl'vin R MillAr Address: 402 W Main St. Walnut Bottom Pa.172.66 Prepared By: DouoLa<; R HeJneman/G Arthur Calaman Address: 6:tl..Ag.entY Appraisal Service'S 1113 N H;:mover S~ Cnrlisle pa 17013 Phone Number: 1717) 243-1000 Prepared As ot: June 7.4 2003 Est Markc>tValue: $79,000 DO Cover Page witll Contents Cover Lett,~r Appraisal Summary Unjform Residential Apprai5al Report Text Addendum Subject Photos Building Sketch Comparable Photos Location Map Certification and Limiting Conditions Attached Addenda - - .. ~ EXHIBIT j A Thill/ormw1lSropraducedbyUnlbldSYSlilmsScftWalIlCcmp;my (800)969-8127 ,'ff.~ "'-~- ., ....r-._ B-H Agency Appraisal Services 163 N. Hanover Street Carlisle, Fa. 17013 (717) 243-1000 Date: June 30, 2003 Client: Kevin R. Miller In accordance .vith your request., I have inspected, as per your instructi0113, and appraised the property located at : -l-02 W. Main Street, Walnut Bottom, Pa. 17266. As per your instructions, the purpose ofmis appraisal was to determine "Market Value" in unencumbered fee simple title of ownership, and was done in compliance with and as defined by "liSP AP" aud the Appraisal Standards Board. This report in it's entirety is intended and valid for the use of the named Client only, and is invalid if photo copied in part or in whole by anyone other than tlle Client or the State Certified Real Estate Appraiser(s) named in the report. It is intended soley for the Client, and shall not be used by anyone other than tlle Client without the prio~ 'written consent of the Client and the State Certified Real Estate Appntiser(s) conducling the appraisal process. Note: TIus is a Summary Appraisal Report, and contains 12 pages (plus the attached addenda), and any single page is invalid if det'lched or usec1 separately from the entire report as originally submitted. '. This report was conducted and prepared with the utmost care and confidentiality and was established with no pre- delermined opinion of value. Thank you for choosing B-H Agency Apprdisal Services (~ 'I' .~;l "-',,- / '------ . '--jjougJas R Heineman Designed by lInit~l! ~s1em~ Soitware [)ampany (800) 969"872.7 !-'f'i~~ ~ __,~~ ......- ~or--"" "~~, , ~ "~ ~ SllbjectAddress legal Description City. County State. . Zip Code . CenSllsTract. . Map Reference Sales Price Borrower/Client. Lender. Size (SQllareFeet) . Price psrSquare Foot Total Rooms Balhs. Appraiser. Dare of Appraised Vafue . APPRAISAL SUMMARY . .102 W. Main Street See Attached Deed Cop- tit 0 Cum!rerland pa 7 6 01 798 32-2292-007 ..$ N A NA ev' R i e ...... 256 ......$ . Jlllmg 1730rm/l} Fair 8 4 00 . . .. Dou~:lIa5 R. Heineman & GAur Calama Ju e 24 2003 Final Estimate 01 Value ............ $ ..$79 000 00 ';~~f"""l__ ",~_ ~,~IOl!l'll~ 1;' Oeslgned by llnited SY:;\emG SQIIwilIll CCmp.1nY(BIJIJ) 96S--8727 'r~-~ ,.,....." . ~~" Kelley 1:51ue 1:500K Usee! Car vames rag\:; 1 UJ."", I~"=,= New Car Pridng sl.ild a Car Incentives My Car's Value Used Car Retail' Buy a New Car . Buy a Used Car Sell Your Car Motorcydes Financing Insurance Lemon check Warrar1ties ~es' car Re'iews i ~ """"iews i OedSion GI/i#es ! Acihrice : Al:x>uIf kbb ' ~me' . , EXHIBIT j.......D Click on the image above to visit this advertiser Blue Book Used Car Retail Report Pennsylvania' August 31,2001 ALL LUXURY SPORT PICKUP VANS CARS CARS UTIUTY TRUCKS IItHlVANS 1999 Chevrolet Suburban 1500 Sport Utility Buv a Used Car Financina Quote Insurance Quote Warranty Quote Pre~Purchase Inspection . Payment Calculator Review of This Car Engine: VB 5.7 Liter Trans: Automatic Drive: 4 Wheel Drive Mileage: 38,000 Equipment Air Conditioning Rear Air Power Steering Power Windows Power Door Locks Tilt Wheel Cruise Control AM/FM Stereo Cassette Compact Disc Dual Air Bags ABS (4-Wheel) Power Seat Third Seat Rqof Rack Privacy Glass RLjnning Boards Tawing Pkg Retail Value See Loqal Listinq for This Car $27,465 Suggested retail represents the price a dealership might ask for this make and model vehicle, This represents a fully reconditioned vehiclle in excellent condition with a clean title history. This retail price is not ~ trade-in or private- party value, but rather assumes that a dealer has absorb~d the cost of making the vehicle ready for sale, reconditioning, advertising, sal~s commissions, arranging for financing and insurance and standing behin~ the vehicle for any mechanical or safety problems, Many late model vehicles:at this price have http://www.kelleybluebook.comlkb/ki.dll/kw.kc.urr?kbb.P A;526194& 17266;sU\!&277 ;Che... 8/31/2001 Y~""1'lh"""""''''''l__~1''_ - ~ r~ r:" "'1.1! ~~ ".1 "-< "-''''''''''', ~ .~~~~~'""""'" , [1 Kelley Blue Book Used Car Values . e~":::,=c New Car Pricing Build. Car Inanlives My Car's Value . used Car Retail. Buy a New Car Buy a Used Car Sell Yoor Car Motorcydes Financing Insurance . Lemon Oleck Warranties , Acc:essories ; Car .Re,,;......: earPrevl_f Decision G1ii<llls' , Advice About kbb Home 'I' rage 1 o~ L. CHEVY 2001 SUBURBAN POWERS PAST THE COMPETITION. I Click on the image above to visit this advertiser Blue Book Trade-In Report Pennsylvania. August 31,2001 1999 Chevrolet Suburban 1500 Sport Utility Engine: V8 5.7 Liter Trans: Automatic Drive: 4 Wheel Drive Mileage: 38,000 Equipment Air Conditioning Rear Air Power Steering Power Windows Power Door Locks Tilt Wheel Cruise Control AM/FM Stereo Cassette Compact Disc Dual Air Bags ABS (4-Wheel) Buy a New Car Find! a New GM Vehicle Buv a Used Car LisfVour tar For Sale-Online- I FinancinQ Quote Insurance Quote Warranty QiJote jPavment Calculator Poviter Seat Thitd Seat Roq,f Rack Privacy Glass , Rulilning Boards Towing Pkg Good "Good" condition means that the vehicle is free of any maJ~r defects. The paint, body and interior have oniy minor (if any) blemishe , and there are no major mechanical problems. In states where rust is a prob em, this should be I very minimal, and a deduction should be made to correct ir The tires match and have substantial-tread wear left. A clean title history is assumed, A "good" vehicle will need some.reconditiqning to be sold at retail; tlowever major recondltioni ngshould-bedeductecjfromthe;)(illue.Mostre~entmodeLcars owned by consumers fall into this category. . . , " ~'" r' Consumer Rated Condition: http://www.kelleybluebook.comlkb/ki.dll/kw.kc.ur?kbb; 194923&;t&27S;Chevrolet; 1999%:... 8/31/2001 "'~l~ "~.~ .~ ~ "~, - ~ http://www.kelleybluebook.comlkb/ki.dll!kw.kc.ur?kbb; 1 94923&t&278;Chevrolch; i 999%2... i I J<..e.U.ey .':S'ue .!:jOOK usea \..-aT v ames Trade-ln'Value $17,985 I , Trade-in value represents what you might expect to receive from a dealer for this consumer owned vehicle, Keep in mind that the dealer must then absorb the cost of making the vehicle ready for sale, advertising, sales commissions, . arranging financing and insurance and standing behind the vehicle for any mechanical or safety problems. P.l~'~J~~ Now get a new car orice report of the car you are thinking about purchasing next. CoPY'ight @ 2001 by Kelley Blue Book Co., All Rights Reserved. Jul-Aug 2001 Edition. The Information, in this report was printed from the Kelley Blue Book Web site (www_kbb.com) and is intended for the personal use of the customer only and may not be sold or transmitted to another party. We assume no responsibility for err'C)r5 ~r o~issions.(y,Ql0?1)_ -~ _(8 . ,- - .. .. ... . CHEVY 200fSlJeURUN." '>_~ PASTTHECOM_In'ION. .., . . ..... .... .... .... ... ............__.......~...__........._....................... . . . .. - -. - --'i""'.,"~~."'~''i!I' ", ~~'" ,-- rClgc L. Ul L. 8/31/2001 - "' l\..elley l:~\1Ue J:jOOK useo. \....-oJ:' ValueS r"g" 1 01 L. . '-,~'"=,~~ N_ CiorPri<;ing a...iJCI a Car · Ind!ntiifeS' My Car's Value lJsed Car Retail ' " I I .._-=~~I1~bl~::cmn&~dMWh_bb~~;8:1870&~ n66;=J::~ ~ " .! i i ,I i i Buy a New Car Buy a Used Car Sell Your Car' Motorcycles Financing Insural1Cl! : Lemon Cleck Wan'ilrities . Ac:a!ssQries ; ~.~ews) . CarPnMews t Decision Guides' Ad\rid! ; About,kbb ; Home" , ''-j , j :i ii 'I ;'! :I ';,1 'I ;i/ i:i! ,I ":1 I .1 ',-;: i ~ EXHIBIT r~ 'I' "-Ii Ratl'l~;,<:,,~Ir:.w 2,3 :~.8~,-./c ~ntm or 9JHl%. On!1)oii'l1{ APR L.-~~ - --- 30 second app!'OlIai . 30 second apprcllai . 30 s~col1d approval Click on the image above to visit this advertiser Blue Book Used Car Retail Report Pennsylvania' August 31,2001 ALL LUXURY SPORT PICKUP VAHS CARS CARS U11UlY TRUCKS MINIVANS 1997 Toyota Corolla CE Sedan 40 Buv a Used Car. . Financina Quote Insurance Quote Warranty Quote Pre-l1>urchase Inspection IPavment Calculator , Review of This Car ~ ~-.='" ~ ~ - .~:}~-::-=- ~ . .!!- Engine: 4-Cyl. 1.6 Liter Trans: 5 Speed Manual Drive: Front Wheel Drive Mileage: 98,000 Equipment Air Conditioning Power Steering Power Windows Power Door Locks Cruise Control AM/FM Stereo Cassette Dual Air Bags Retail Value $8,140 See Local Listinq for This Car Suggested retail represents the price a dealership might ask for this make and model vehicle, This represents a fully reconditioned vehicle I in excellent condition with a clean title history, This retail price is not a ~rade-in or private- party value, but rather assumes that a dealer has absorbe~ the cost of making the vehicle ready for sale, reconditioning, advertising, sale~ commissions, arranging for financing and insurance and standing behind ~he vehicle for any mechanical or safety problems. Many late model vehicles a~ this price have passed an inspection program or carry a warranty, Actual qea/er seiling price ay vary from this price. opyright @ 2001 by Kelley Blue Book Co., All Rights Reserved. Jul-Aug 20011 Edition. The information in his report was printed from the Kelley Blue Book Web site (www.kbb.com) arJd is intended for the rsonal use of the customer only and may not be sold or transmitted to ano~er party. We assume no responsibility for errors or omissions_(v.Ol071) : 8/31/2001 ^_~,1 """'~~ = .1.:.........J..1.....1 L'J.u.... L1VVI'\.. u;:,....u.......cu va1.u.......:'l r<lgt:: 1 or L . ..11:.... . .t_ . . .. _.__ __L> ,'..,..-.", ..... ..... kbb.com - guiding the car buyer New car Pridng Build a Car Incentives , My Car's Value ' Used Car Retail' Buy a New Car Buy a Used Car Sell Yoor Car Motorcycles Financing . Insurance : Lemon Cleek WilmInties . Accessories; Car Ileviews : mCarPt~! . Decision Guidils ! Advice : About kbb , Home: Click on the image above to visit this advertiser Blue Book Trade-In Report Pennsylvania' August 31,2001 1997 Toyota Corolla CE Sedan 40 Buy a New Car Buv a Used Car List Your Car For Sale Online - t=inanciiia O.uate Insurance Quote Warranty Ouote pavment Calculator ~-: Engine: 4-Cyl, 1.6 Liter Trans: 5 Speed Manual Drive: Front Wheel Drive Mileage: 98,000 Equipment Air Conditioning Power Steering Power Windows Power Door Locks Cruise Control AM/FM Stereo Cassette Dual Air Bags Consumer Rated Condition: Good "Good" condition means that the vehicle is free of any major defects. The paint, body and interior have only minor (if any) blemishes, and there are no major mechanical probiems, In states where rust is a problem, this should be very minimal, and a deduction should be made to correct it. The tires match and have substantial tread wear left. A clean title history is assumed, A "good" vehicle will need some reconditioning to be sold at retail; however major reconditioning should be deducted from the value. Most recent model cars owned by consumers fall into this category, Trade-In Value $4,475 Trade-in vaiue represents what you might expect to receive from a dealer for this consumer owned vehicle. Keep in mind that the dealer must then absorb the cost of making the vehicle ready for sale, advertising, sales commissions, arranging financing and insurance and standing behind the vehicle for any mechanical or safety problems. http://www.kelleybluebook.com/kb/ki.dll!kw.kc.ur?kl:1b;568463& 17266;t&39;Toyota; 1997... 8/31/2001 'T!,!'fe~~*~. ~ I =..~. ".,,' "'r-=~~""~.~~^" .~"" ....~ --~ - ~ =~" , I ~'-".--~ NADA Appraisal Guides - Get a Va\ue - '!'ravellFi!:t.h Wheel Trailers rage 1 or .4, NA.D'.,.....e......!SI. . Y4)Ur o.thlll IIll if".t.w 'VeIiicle Dr.faHdftUttt'l Appraisal Report TraveUFifth Wheel Trailers Consumer Edition November 10, 2001 www.NADAguides.com HllO HI-La TRAILER co. 1994 Model: FUN LITE 21FLL LengthlWidth: 21' x 7' 8" Axles: 2 Weight: 3,000 Self-Contained: YES Low Retail: $5,970 Average Retail: $7,190 Optional Equipment AIR CONDITIONING AND HEATING 11,000 BTU: Low: $215 Avg.: $285 7,000 BTU: Low: $185 Avg.: $245 APPLIANCES 3-Way Refrigerator (Camping Trailer): Low: $120 Avg.: $160 Microwave Oven: Low: $85 Avg.: $110 JACKS AND LEVELING SYSTEMS Stabilizer Jacks (Crank Down): Low: $80 Avg.: $105 MISCELLANEOUS OPTIONAL EQUIPMENT Awning 15' -16' (Each): Low: $240 Avg.: $315 Totals Total Low Retail: $6,895 Total Average Retail: $8,410 '~4Ds..~!!f'IJ.!i!~ Low Retail Value - A low retail unit may have extensive wear and tear. Body parts may have dents and blemishes. The buyer can expect to invest in cosmetic and/or mechanical work. This vehicle should be in safe running order. Low retail vehicles usually are not found on dealer lots. D Average Retail Value - An average retail vehicle should be clean and without glaring defects. Tires and glass should be in good condition. The paint should match and have a good finish. The interior should have wear in relation to the age of the vehicle. Carpet and eat upholstery should be clean, and all power options should work. The mileage should be ithin the acceptable range for the model year. Average Retail vehicle on a dealer lot may include a limited warranty or guarantee, and ssibly a current safety and/or emission inspection (where applicable). ExHiBIT http://www.nadaguides.com/ValueReport.asp?UserID=0545632478D&DID=37205&0=1...11/1 0/200 1 '-c"'rF~~'\"":n"__~~"..,u_ ~~ ,~~ , T~, ,.,..., " ..,~ ''''''I''''''-~'' - ~ ~~,~ ~K.elJey .lj'.ue .ljOOK usee. Lar values rag!:: 1 Ul L. -. .' "i ~IIeJ:BJue ... . . . . kbb,com - guiding the car buyer New Car Pridng Build a Car Incentives MV Car's Value . used Car Retail Buy a New Car . Buy a Used Car Sell Yoor Car' Motorcydes Financing Insurance . Lemon Check . Warranties . A<:Cess<lries Car R.e:viiI!WS CarPr~ Decision Guides Advice About kbb Home EXHIBIT ~ b ;; j i,! '~,! Hi "" ;'j ~'~i' ';-,,) >> Flff~nqlHr ~ ~ ","~~m', "" -a R ~ ~] ~;!"!:ii~ , -::.J} , :/ -;=\~S<J""'::' ~ ~ IF., ~~T-" . ~ ~..... . - ,-- "" 'ftlj{i ~-!5 f.J i'_ fj'u. \) ~ . Click on the image above to visit this advertiser Blue Book Used Car Retail Report Pennsylvania. August 31, 2001 ALL UlXURY SPORT PICKUP VANS CARS CARS U11UTY TRUCKS Iil1NIVANS 1989 Jeep Cherokee Sport Utility 40 Buv a Used Car Financinq Quote Insurance Quote Warranty Quote Pre-Purchase Insoection Payment Calculator Engine: 6-Cyl. 4,0 Liter Trans: Automatic Drive: 4 Wheel Drive Mileage: 120,000 Equipment Air Conditioning Power Steering AM/FM Stereo Towing Pkg Retail Value $5,360 Suggested retail represents the price a dealership might ask for this make and model vehicle. This represents a fully reconditioned vehicle in excellent . condition with a clean title historv, This retail price is not a trade-in or private- party value, but rather assumes that a dealer has absorbed the cost of making the vehicle ready for sale, reconditioning, advertising, sales commissions, arranging for financing and insurance and standing behind the vehicle for any mechanical or safety problems. Many late model vehicles at this price have passed an inspection program or carry a warranty, Actual dealer selling price may vary from this price, Copyright @ 2001 by Kelley Blue Book Co" All Rights Reserved, Jul-Aug 2001 Edition. The information in this report was printed from the Kelley Blue Book Web site (www.kbb.com) and is intended for the personal use of the customer only and may not be sold or transmitted to another party. We assume no responsibility for errors or omissions.(v.Ol071) ~ Wrangler ~ , ~, 'Ieep ~~~ _~~~ 'fi'lE~~'1, fl"ll:' 01"[:: 0 . ~ http://www.keneybluebook~com/kb!ki.dl1!kw.kc.urr?kbb.P A;887938&17266;suv&40;Jeep; .~. 8/3112001 :-,i~I"%'l?l';~, , ,-" "'T .' ,~, !---~" '-'<=<''''''' ",- ~" " Kelley Blue Book Used Car Values t'a.ge 1 ot 1. -' , , .:~ Bille Boek '.kbb.com - guiding the car buyer New Car ,Pricing , Build a Car ' Incelltives . My Car's Value i USed Car Retail i Buy a New Car : Buy a Used Car sell Yoor Car' Motllrcydes . Financing Insurance Lemon O>eck W"""nties ~'!!SSO'ies Car lleoil!WS Car Previews Decision Guides Advice About, kbb Home , The easiest way to fi!1idl the ~ght 'vehicle, ~B~ DEIJ-ER~ BEST PRICE LOCATE VEHICLE BUILD YOlJR cqMPARE OWN IlEHlCLE OPTIONS Click on the image above to visit this advertiser Blue Book Trade-In Report Pennsylvania' August 31,2001 1989 Jeep Cherokee Sport Utility 40 Buy a New Car Buy a Used Car List Your Car For Sale Online FinancinQ Quote' Insurance Quote Warranty Quote Pavment Calculator Engine: 6"CyJ. 4.0 Liter Trans: Automatic Drive: 4 Wheel Drive Mileage: 120,000 Equipment Air Conditioning Power Steering AM/FM Stereo Towing Pkg Consumer Rated Condition: Fair "Fair" condition means that the vehicle probably has some mechanical or cosmetic defects, but is still in safe running condition. The paint, body and/or interior need work to be performed by a professional in order to be sold. The tires need to be replaced. There may be some repairable rust damage. The value of cars in this category may vary wIdely. A clean titlehistorv is assumed. Even after significant reconditioning this vehicle may not qualify for the Blue Book Suggested Retail value. Trade-In Value $1,425 Trade-in value represents what you might expect to receive from a dealer for this consumer owned vehicle. Keep in mind that the dealer must then absorb the cost of making the' vehicle ready for sale, advertising, sales commissions, arranging financing and insurance and standing behind the vehicle for any mechanical or safety problems. .",'~i;':'i~ ~, ~~"";" .~ Now get a new car oriel! report of the car you are thinking about purchasing next. http://www.kelleyb1uebook.comlkbiki.dll/kw.kc.ur?kbb;023881&17266;t&39;Jeep; 1989%:.. 8/31/2001 '~{ij<~,~,,~~~ ~,~ ~,~ - ~,- -" --~,.., - 5000 Louise Drive PO Box 40 Mem.. bers. 1: ST M"h,nlcsbu'9. PA 17055 www.members1st.org FEDtRAL CRtDIT L"dO:" M<lin.Swjtchbo~rd: (7Fl 697.;161 0118001283-2328 Ciill-24: (717) 697...1.372 OJ !800l 283...1.372 TOO: 171?l d9i'-5312 or raOOI 283-2328 ,,"xl. 5312 TeleBranch: 17171 795.6049 or '800) 237-7288 Member's Statement of Account Account Number From TO Page 112674,07-01-01 07-31-01 of 2 WANT A GREAT LOAN RATE WITH A LITTLE PUNCH? SEE THE ENCLOSED INSERT FOR MORE INFORMATION. 1",111",)"),),11",11"1,1"1.,,1,,,111,,1,11,,,,,1,1.,,)11 EXHIBIT ~ 2.: : 3 SALLY JD MI LLER 402 W MAIN ST WALNUT BOTTOM PA 17266-9762 " "-E- :0 ~ 3 TRANS: EFF. DATE . DATE TRANSACTluN DESCRiPTiON AMOUNT : BALANCE SUFFIX:OO SAVINGS :070601( PAYROLL AlLOCATION ,0713011 DISCOVER BUS SVC ~7130n DISCOVER BUS SVC 071901! DISCOVER BUS SVC 10719011 DISCOVER BUS SVC 0720011 PAYROLL ALLOCATION 0724011 0 I SCOVER BUS SVC 0724011 0 I SCOVER BUS SVC 0731011 DIVIDEND JOINT OWNERS: KEVIN R MILLER Y-T-D DIVIDENDS: 15.67 FROM 112676-00 200,001 322.6 I I - 3 2 2 .6 11 _ 63.061 -63.06[ 200.001 45.551 -45.551 2.761 FROM 112676-00 TRUTH iN SAVINGS INFORMATiON ANNUAL PERCENTAGE YIELD ANNUAL PERCENTAGE YI ELD EARNED / 2.50% / 2,50% SUFFIX: 11 CHECKING BEGINNING BALANCE DEPOSITS DRAfTS DEBITS/FEES MAINT/SERVICE CHGS END I NG. BALANCE 70 1.91 1579.35 698.07 5.00 .00 157B.19 TOTAL NUMBER DRAFTS CLEARED YOUR AVG DAILY BALANCE WAS YOUR LOW MONTH BALANCE WAS 0703011 DIRECT DEPOSIT REG-E TRANSACT ION -5.001 AMERICAN EXPRESS 07060 II SHARE DEPOSIT 34.17' 07130 l' PAYROLL ALLOCATION FROM 112674-00 322.61 : 0719 071 B01: SHARE DRAfT # 256 0718011502 -69B .07, 071901: PAYROLL ALLOCATION FROM 112674-00 63.06, 072401 PAYROLL ALLOCATION FROM 112674-00 45.55, 072601 TAKE DEPOSIT 1113.96 1071.27 1271.27 1593.88 127.1.27 1334.33 1271,27 1471.27 1516. B2 1471.27 1474.03 862.17 355.62 696.911 731.08 1053.69 355_62 418.68 464.23 1578.19 NO. AMOUNT " * * * * * * * * * * * * * * ~ * * * * * * * * * * * * * * * * * * * * * * * * * * * * ~O. AMOUNT 256: 698,07 JOINT OWNERS: KEVIN R MILLER Y-T-D DIVIDENDS: .00 AMOUNT NO. ~O. TOTA L : TRUTH IN SAVINGS INFORMATION ANNUAL PERCENTAGE YIELD / 2.02% AMOUNT 698,07 ---------------------------------------------------------------------------------- I SUFFIX:16 IRA 12 MONTH CERTF 415i.141 073101' DIVIOEND 21.26, 4172.40 :J NOTleF' SFF RFVFRSF SIrlF FOR IMPORTANT INFORMATION " -:~~w>W'~,",,_ ~ ~_ ~ __~ ",1\-..4 ~ "1 - .~ - ,~ - lViembers 1ST FEDERH CREDIT ['.'\10.... ':':':'4 Account Number To Page 11267407-01-01 07-31-01 2 of 2 TRANS! j EFF. I DATE ' DATE ! I TRANSACTlON DESCRIPTION Y-T-D DIVIDENDS: TRUTH IN SAVINGS INFORMATION AMOUNT i BALANCE 129.30 FORFEITURES: .00 ANNUAL PERCENTAGE YIELD ANNUAL PERCENTAGE YIELD EARNED I 6.20% / 6.20% CERT NO: o ISSUE DATE:012201 MATURITY DATE:012202 DIV RATE: 6.0300 ---------------------------------------------------------------------------------- FOR 2001 * IRA YTD * OTHER YTD * TOTAL YTD * TOTAL YTD * TOTAL YTD * DIVIDENDS DIVIDENDS DIVIDENDS WITHHOLDING FORFEITURES 135.49 15.67 ] 5 I. 16 .00 .00 c~~, ~ "~ ^~,,""'~" -~~~" I ~~ ~"~- I"~ ,. ~, ,~ \'-'~. 5276 o 167TH TFR FEDERAL CREDIT UNION 'P.O. BOX 1897 MARTINSBURG, WV 25402-1897 KEVIN R MILLER PO BOX 6021 MARTINSBURG, WV 25402 j~/'i ('1. lJ ',ii,lh'" !,', ,',,' " \i'; ;\~-!! TF t \"-"FFN.-1flU-.- EYer/'TO.\" THE RECOfWS Or TT/fs CIU'{lfJ' [f,\}flY. PDsting Date 7/25 FOR INQUIRIES CAL 304-267-2944 F.\'InF' ).! ,\ ,'.< -;J,' l\ ( '(}l. "fransaction Amount 25.00 r I ~f~~r~~;'[Y~N~-~~~~~A\lAI[ABLE , , i I i , , L____.," ~;/~~)~~o~lr 0913012001 lii"i!" I' .11 .__m__ m ___._,! -.:....Jl _ II 00~gg16;5~]r~)8~,i~~~~ J, if.)f NEW BALANCE TRANSACTION DESCRIPTJqN 5000 REGULAR SHARE STATEMENT PERIOO: BEGINNING OATE 07/25/2001 ENDING DA7E 09/30/2001 NEW ACCOUNT OEPOSIT TRANSFER-MILLER. KEV ON 10/01/2001 A DIVIDEND OF DIVIDEND PERIOO 07/25/2001 TO 09/30/2001 DIVIDEND EARNED ANNUAL PERCENTAGE YIELO EARNED AVERAGE DAILY BALANCE DIVIDENDS YEAR TO OATE PREVIOUS BALANCE 0.00 25.00 25.00 ACCOUNT NEW SHARE BALANCE 0.12 WILL BE POSTED TO YOUR -500.00 -100.00 400.00 50.00 500.00 0.12 2.60% 25.00 0.00 950.00 1223.03 0.00 - SOlO SHARE DRAF'l STATEMENT PERIOO: BEGINNING DATE 09/01/2001 ENDING DATE 09/30/2001 WITHDRAWAL TRANSFER-MILLER, KEVIN R WITHDRAWAL DEPOSIT-DFAS-OE/FNP ACH: FED SALARY COMPANY 10: 3102036545 OEPOSIT OEPOSIT-OFAS-DE/FNP Ac;Ii.,.JE[J SALARY COMPANY 10: 3102036545 PREVIOUS BALANCE 814.56 9/04 9/07 9/13 9/14 9/27 DRAP".r "" 100 t...l-E-W--.-S'HARE --SA-t:-A-NCE '-5-4:1.53 ITEMS ,,",.RaRlm DIS SDTEMEtr.r PERIOD AMOUlI'.J: DA'.rE DRAP'l t AM01JII'l DA'.rE DJRlUi"r # 623.03 9/25 TOTAL DRAFT DEPOSITS TOTAL DRAFT WITHDRAWALS DIVIDENDS YEAR TO DATE i'O'lAL YEAR TO DATE lWlRIlfGS: ITEMS CLEARED 623.03 AMOUlI'.J: DATE ----------------------------------------------------------------------------------------- . CHECK NUMBERS NOT CONSECUTIVE Dividends and/or interest (if $10.00 or more) will be reported to Internal Revenue Service and applicable state agency through period ending Dec. 31st as interest income for the calender year. 0.00 TOTAL YEAR TO DA'.rE FINANCE CHARGE: SEND INQUIRIES TO: fB7TH TFR FeU MARTINSBURG WV AT ABOVE ADDRESS "~^f\'I~~ EXHIBIT i& -~"'I ~ "~ ~-" 0.00 ~ ...~- V.I.') v FOR fNQUIRIES CA 304-267-294, . 167TH TFR FEDERAL CREDIT UNION .P.O. BOX 1897 MARTINSBURG, WV 25402-1897 VACATION LOANS NOW AVAILABLE $1200 12% 12 MONTHS KEVIN R MILLER 402 WEST MAIN ST. WALNUT BOTTOM, PA 17266 07/01/2001 07/31/2001 1 0000007641 168-48-7505 posting Dale TRANSACTION DESCRIPTION Transaction Amount NEW BALANCE 7/01 7/06 7/11 7/11 7/19 7/19 7/25 7/31 SOOO REGULAR SHARE STATEMENT PERIOD: BEGINNING DATE 07/01/Z00l ENDING DATE 07/31/2001 DEPOSIT DIVIDEND 6_65 WITHDRAWAL -100.00 DEPDSIT-5257DODMAHA 10.43 NTE*PMT*LDCAL TPK0002733 001 010711\ ACH: FED PAYMNT COMPANY 10: 9104036019 DEPOSIT-5257000MAHA 75_B2 NTE*PMT*LOCAL TPK0002908 001 010719\ ACH: FED PAYMNT COMPANY 10: 9104036019 WITHDRAWAL TRANSFER-MILLER. KEVIN R -50.00 WITHDRAWAL -235.00 PREVIDUS BALANCE 317.9; 324.51 224.51 235.0 310.8; NEW SHARE BALANCE 260_8; 25 _ 8: 25 _ S; DIVIDEND PERIOD 04/01/2001 TO 06/30/2001 DIVIDEND EARNED . ANNUAL PERCENTAGE YIELD EARNED AVERAGE DAILY BALANCE DIVIDENDS YEAR TO DATE 6.65 3_03% 8B9.'56 60,79 SOlO SHARE DRAFT STATEMENT PERIOD: BEGINNING DAlE 07/01/2001 END I NG DATE 07/31/2001 7/09 DEPDSIT-DFAS-DE DEN, CD ACH: AF RES PAY COMPANY TD: 3102036503 7/11 DEPOSIT 7/13 DEPOSIT-DFAS-DE DEN. CO ACH: AF RES PAY COMPANY 10 ; 3102036503 7/18 DEPQSIT-OFAS-OE DEN, CO ACH: AF RES PAY COMPANY 10 : .3102036503 7/23 DEPQSIT-DFAS-DE DEN, CO ACH: IF RES PAY COMPANY IO: 31020313503 7/30 DEPOSIT-DFAS-DE DEN. CO ACH: AF RES PAY COMPANY lD: 3102036503 7/31 DEPOSIT PRFVIQUS BAI.ANGF 704.-6: 411.-6,6 118.29 334.26 167.13 835.65 411.66 235.00 NEW SHARE BALANCE 1475,8' ----------------------------------------------------------------------------------------. DRAFT # 2128 2129 2130 2131 2132 2133 2134 2125 AMOUNT 4.57 52.00 50.00 9.34 31. BO 31.50 47.70 36.00 DATE 7/05 7/02 7/02 7/02 7/02 7/05 7/12 7/11 ITEMS CLEARED THIS STATEMENT PERIOD DRAFT # AMOllllT DATE 2136 69.82 7/09 2137 22.26 7/12 2138 15.54 7/11 2139 124.007/10 2140 41.60 7/12 2141 30.00 7/13 2142 200.00 7/18 2143 142.23 7/16 DRAFT # 2144 2145 2147 '" 2148 2150 '" 2151 AMOUNT 115 _ 00 144.13 250.00 15.00 129.98 180.00 DATE 7/16 7/17 7/26 7/26 7/27 7/30 22 ITEMS CLEARED 1742_47 ~ CHECK NUMBERS NOT CONSECUTIVE ----------------------------------------------------------------------------------------. -"",."",,,,,,,,,,,,,,,,_ ~~. T '. '1""""" ~,' -- *,Pentagon FederaICreditUnion.ofE~.f:1o~RHR11o~!?-5~rATEMENJ: ' . Distinguished Members. Proven Service" " Box 1432, Alexandria, Virginia 22313-2032 www.PenFed.nrg Prepared for Member Member Number Statement Period MAJ KEVIN R MILLER 2105340 11/14/2001 THRU 12/14/2001 MAJ KEVIN R MILLER PO BOX 6021 MARTINSBURG, WV 25402-6021 1..1.1.1,1..1..111.,.,.1,\,\\,.11....,1,1..,\1,.\,1."1\.\,1.1 .REGUL/j.RSHARE Ac::.COUNT ~ AccounUlumber 2105340,0 1,8 ~ Date Description Shares Paid 1n or Withdrawn Dther Charges Share Balance .'j 11/14/61 PREVIOUS BAUNCJ: 11/23/01 PREAUTHDRIZED DEPOSIT DFAS-CLJ:VELAND FED SALARY 1210./01 AUTDHA1IC TRANSFER,DEBIT 12/06/01 AUTDMATIC TRANSFER,DEBIT 12/07/01 PREAUTHORIZED DEPOSIT DFAS-CLEVELAND FED SALARY 12110/01 PREAUTHORIZED WIiHDRAWAL PENTAGON FED C UHTG PYHT 12/14/01 DIYIDEND ANNUAL PERCENTAGE YIELD EARNED: 2.10% based on 30 days DIVIDEND RATE: 2,081 % NOVEMBER AND DECEMBER 725.00 1,405.97 2,130.97 -231,99 -609.59 725.00 1,898.98 1,289.39 2,014.39 3.,00 1,270.39 1,273.39 -74....00 NEW VEHICLE LOAN Account Number 24286971-80-9 Dat. Description Finance Principal InsurGnc8 Other Principal Loan Charge ChergBs Balance 11/15/01 PREVIOUS BALANCE 12/06/01 AUTOMATIC TRANSFER LN PHT 166,4'" ......3.15 26,470.71 26,027,56 USED VEHICLE LOAN Account Number 24169961-81-0 Date -~, Description ."", Finance Principal Insurance other Principal Loan Charge C~rges ,Balance ll/15/D1 PREVIOUS BALANCE 12/D6/01 AUTOHATIC TRANSFER LN PHT 35.47 196,52 6,,174.20 5,977.6B EOUITY LINE OF CREDIT: 4.9% APR THE FIRST YEAR, PRIME + 0% VARIABLE AFTER THAT. VEARTO DATE DIVIDEND SUHHARY YEAR TO DATE CERTIFICATE PENALTY IRA CONTRIBUTION fOR 2000 50.56 D.OO .0.00 YEAR TO DATE .. FINANCE CHARGES .. 2,710.09 IRA CONTRIBUTION FOR 2001 0.00 EXHIBIT I IH , .'F"~"'!f-%'i"<'Pf"'-'~ :"!",.!l!II~-~9'!"'r- .~,-~ ~_ .~l"""',_ "' .'..~, .,'N,~. 18'1IIII . ~~ - - ... .... ~J Pentaaon Federal Credit Union Superior Rates. Proven Service_ VI/'\fMIPenFed_org Box 1432, Alexandria, Virginia 22313-2032 1-800-247-5626. CONSOLIDATED STATEMENT QUESTIONS? CALL BOO-247-SG2G 1 I Prepared (or Member Member Number Statement Period KEVIN R 1...1ILLER 2105340 06! 1412003 TI-IRU U7 11412003 . . ',I' KEVIU R MILLER PO BOX 6021 MARTINSBURG. WV 25402-6021 1,.1.1.1.1..1..111..,..1.1.11..11.....1,1...11..1.1..,11.1.1.1 REGULAR SHARE ACCOUNT .Account N\!mber 21 05340-01 ~8 Date Description Sha~es Paid in or Withdrl3w" other Charges Share Balance 0&/14/03 PREVIOUS BALANCE 07/03/03 MAIL DEPOSIT 07/07/03 AUTOMATIC TRANSFER,DEBIT 07/07/03 AUTOMkTIC TRANSFER,OEBIT 07/10/03 PREAUlHORIZED HITHDRAWAL PENTAGON FED C UMTG PYMT 333.5' 1,833.59 1,601. 91 1,,004.34 308.99 1,500.00 -231.&8 -5'7.57 -695.35 07/14/0, DIVIDEND ANNUAL PERCENTAGE YIELD EARI,IED: 1.2B% based on 30 days DIVIDEND RATE:1.392'Vo JUNE; 1.243% JULY 0.63 309.62 NEW VEHICLE LOAN Account Number 24286B7 t -BO-9 Date Finance Principal Insurance Other Principal -Loan Charge Charges Balance Des.cription 06/15/03 PREVIOUS BALANCE 07/07/03 AUTOMATIC TRANSFER LN PHT 17,533.73 17...025.51 89.35 508.22 USED VEHICLE LOAN AGGount Number 24"16H9Gl-Bl-0 Date Description PrinCipal Insurance other Principal Loan Charges Balance Finance Ctlarge .. #.. 0&/15/03 PREVIOUS BALANCE 07/07/03 AUTOMATIC TRANSFER 220.2& 2,240.51. 2,020.25 LN PHT 11.42 NEW VISA PLATINUM WITH 8.B9% .APR VARIABLE AND NO ANNUAL FEE. APPLY TOD.A V: YEAR TO DATE DIVIDEND SUMMARY YEAR TO DAlE CERTIFICATE PENALTY IRA CONTRIBUTION - 2002 10.76 0.00 0.00 YEAR TO DATE ** FINANCE CHARGES ** 852_68 IRA CONTRIBUTION 2003 0_00 '" EXHIBIT j I -,'R''''~ ~ -, ~ .. ~, "-~"iIln .. I1JlHERAN BROlHERHOOD SECURrnES COR!? FamilyofFutUls StatemenP 625 Fourth Avenue South Minneapolis_ MN 5541.5 Investor Number: FFS-Z91813 Social Security No. or Tax ill: 168-48-7505 1."111."/"1,1.11,.,11"1,1,,1,,.1,,.11/,,1,1/,,,,,1,1",11/ KEVlN R MIllER TOD 402 W MAlN ST WAlNUTBOTIOMPA 17266-9718 Statement Period: APR 1 - JUN 30, 2001 Your LE Family of Funds Statement is mailed following the quarter.s tmtJing Marcb,june, Sepiemher & December. Registered Representative: DAVID V ERICKSON 445 PHOENJX DRIVE GlAMBERSBURG. P A 17201-0000 a17) 263-4267 Do you want to benefit from the recent tax law changes? Lutheran Brotherhood can help inform you of the changes and how to use them to your advantage! Your LESe registered representative can help or visit our webslte at www.luthbro.com or call 1-800-990-6290 for the 2001 Tax Law Summary. Cl!S37 AccountSummary FUND: . _ LB OPPORTUNITY GROWTH FUND - A ACCOUNT: 61-7340433 .....~."'....:._-.-=-...". -- Total Market Value T_ Trade ..-EmII $2,280.06 $50.00 $50.00 $50.00 52,726,21 Sbaret Fer ~ TIlAMSACYlIlI\l YRAIISACTlOII SHARES 04/25 04;23 OS/22 OS/22 06/22 06/22 Beginning Balance Automatic Purchase -ACH Automatic Purchase -ACH Automatic ~e -ACH $10.10 $11.52 $10.55 $10.45 4.950 4.340 4.831 246.760 251. 710 256.050 260.881 260.881 _1I__~_(l._I~,gg~I!lA~ SAllY J MlL1.ER SSN: 206-56-1726 ~~'- =~~~~ Birthdate: 1961-01-11 ~ 100 . 00% -, - I EXHIBIT ,~ "'fm^~"l:1 ,0 ~ "- ~ f r" .n_'_ I Year- Janu.ry ..nent PUT NAM INVESTMEN,TS - Kf 4 Putnam Conv Income -Growth CI- A '. """';,,,' ~"',"'~;""';''''~''"''''~'i<,~.,>, .", - ': ".:,n"'''' . '- '- ,,,.- -, -"",' -. - '." ' - ".:'-, .A~?:qlli)!.~.1I1j1!5J~E~9!lf.H98:1ll:I-?Q?@'!}W;"i Account open date: 0411 511987 PUTNAM FIDUCIARY TRUST CO TRUSTEE KEVIN R. MILLER IRA PLAN Year to date distributions Dividends (reinvest) $ Capital gains (reinvest) $ 61.07 0.00 Account value as 010110111992 Additional investments Wirhdrawals = Net amount + inv~sted Change in value = Total value of your account on 6/301200 I $1.164.17 $0.00 $90.00 $1,074.17 $0.00 $1,846.98 $2,921.15 Capital gains and dividends distributed in cash since 0 1/0 1/1991 Ii I' If "Not available" appears in any box. the performance information was not available at the time this statement was produced. or the fund has not been in operation long enough for perfonnance to be reported. See reverse side for performance information. EXHIBIT I l( 1111111181111111111111111111111111 e ?AGE10Fl "ji"''''~'-''''''", COO<I195J<\9 x002479!lBSOCOOJ23t - " ,< - . -~_.~ , ..., '~ / , THRIFT SAVINGS PLAN , . PARTICIPANT STATEMENT For the period: 05/0 1 /200 1 through 10/31/2001 TSP-'g-A Your Thrift Savings Plan (TSP) accDunt statement is issued by the National Finance Center for the Federal Retirement Thrift Investment Board. Review your statement carefully; to correct account information, contact your agency employing office. Failure to report errors timely may preclude correction of financial transactions. IReport contribution allocation OT interfund transfer errors to tne TSP Service Office, (504) 255-6000, within 30 days of receiving this statementJ Name: KEVIN ROBERT MILLER Social Securit') Number: 168-48-7505 Date at Birth: 11/11/59 Retirement Coverage: FERS (N) Separation Status: Not separated Beneficiary Designation on 'File:* No Total Service Required for Vesting: 3 Years from 01/12/92 (TSP Service Computation Date) *If you choose to submit a Beneficiary Designation (Form TSP-31. you are responsible for its correctness .i:lnd completeness. G FUND Government Securities Investment Fund F FUND Fixed Income Index Investment Fund Source of Contributions: Employee Agency Automatic 11%) Agency Matching Total Beginning Balance 7,308.70 3,728.39 15,482.46 26,519.55 Tr.ansactions This Period 3,691.08 162.85 653.33 4,507.26 Earnings This Period 253.14 104.16 433.50 790.80 Ending BaLance 11.252.92 3,995.40 16,569.29 31,817.61 Beginning Balance 1,134.49 851.45 3,406.00 5,391.94 Transactions This Period 8.27- 0.77 9.72- 17 . 22- Earnings This Period 90.14 67.60 270.40 428.14 Ending Balance 1,216.36 919.82 3,666.68 5,802.86 Beginning Balance 12,815.70 4,123.56 15,829.32 32,768.58 Transactions This Period 7,533.39 327.48 1 , 377 . 22 9,238.09 Earnings This Period 2,605.06- 632.11' 2,447.41- 5,684.58- Ending Balance 17,744.03 3,818.93 14,759.13 36,322.09 Beginning Balance C FUND Common Stock Index Investment Fund s FUND Transactions This Small Capitalization Stock Earnings This Jndex Investment Fund Period Period Ending Balance FUND Beginning Balance International Stock Index Investment Fund Transactions This Period Earnings This Period Ending Balance TOTAL ACCOUNT BALANCE Beginning Balance Transactions This Period Earnings This Period 8,703.40 34,717.78 21.258 _ 89 64,680.07 11,216.20 2,261. 78- 491.10 460.35- 2,020.83 1,743.51- 13,728.13 4,465.64- Ending Balance 8,734.15 30,213.31 34,995.10 73,942.56 Web site: www.tsp.gov - ThriftLine: 1504) 255-8777 84315124941N AF NG 3384 97380900 11/01 T-00006620 01250524 1 AT 0.269 01 1,,1,1,1,1,,1,,11I,'1111.1,11,,11,,11I1,111I11111.111I1('1.1,1 KEVIN ROBrRT MILLER PO BOX 602"1 MARTINSBURG WV 25402-6021 "'f"1'l""""O",!"'t:,~"Il"'!II)'!, ~" EXHIBIT . . i L . 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'" , ..., '" o '" " o ~ :; e "0 '" ~ 0" f1. o ~ e o ~ o <J1 ~ o ~ " o o '" 'i" ~ ;r ~ ". " o c '" ". - - "- 4 - "- '" '" o ;;; ~ " o o C) C ~ " '" " ~ ." . "< ~ Q. <2 ~ n ~ w " OJ '" o w o o -I ." C/lJl ""U e I " CD Q I -" )> '" I ./~ THRIFT SAVINGS PLAN : h LOAN STATEMENT For the period: 05/01/01 through 07/31/01 TSP-24 THIS IS NOT A BilL. This is a statement providing information .about your Thrift Savings Plan {TSP} loan. It is issued by the National Finance Center for the Federal Retirement Thrift Investment Board. If you want to prepay your loan in full. you must contact the TSP Service Office for instructions, You must send a certified check. a cashier's check, a cashier's draft from a credit union or a money order for the amount due. {Personal checks will not be accepted,} To correct your address, please contact your personnell payroll office, Any questions concerning your stat,ement should be addressed to: Thrift Savings Plan Service Office, National Finance Center P.O. Box 61500, New Orleans, LA 70161-1500 (504) 255-6000. Name: KEVIN ROBERT MILLER Social Security Number: 168~48-7505 Date of Birth: 11/11/59 I. INFORMATION ABOUT YOUR LOAN Loan Number: 0075704-M Amount Borrowed: -$30.000,00 Annual Percentage Rate: 5.625% Loan Issue Date: 02/08/01 Frequency of Payments: 26 per year Amount of Each Payment: $322.44 II. ACTIVITY THIS PERIOD Activity Amount Process Date Activity Type Principal Interest Total 05/11/01 Payment 260. 34 62.10 322.44 OS/25/01 Payment 260.90 61. 54 322.44 05/31/01 SUMMARY 521. 24 123.64 644.88 06/08/01 Payment 261.47 60.97 322.44 06/22/01 Payment 262.03 60.41 322.44 06/30/01 SUMMARY 523.50 121.38 644.88 07/06/01 Payment 262.60 59.84 322.44 07/20/01 Payment 263.17 59.27 322.44 07/31/01 SUMMARY 525.77 119.11 644.88 Apportionment of Activity Among Your Investment Funds G Fund F Fund C Fund S Fund 106.40 216.04 106.39 216.05 212.79 432.09 106.40 216.04 106.39 216.05 212.79 432.09 106.39 216.05 106.39 216.05 212.78 432.10 I Fund Summary This Period: Beginning Principal Payment ActiVity Prin. Outstanding 28.706.70 1.570.51 ~ 364.13 1,934.64 638.36 1.296.28 8131512494 T-00000903 AF NG 3384 97380900 00217125 1 AT 0.269 01 172660233220 2 2 111.111",1"1,','1".11,.'111",1.11111".11...11...1,,,1"II KEVIN R08ERT MILLER PO 80X 233 WALNUT BOTTOM PA 17266 0233 EX IBIT b-M ~ j . 01'~t,.~. >f'"~ ~, ,--- ." ~ ~~'" .~ "- ~ , f:lE'CIP1E'NTS/LENl-'CH" I~","I'" ",.... "......."..., PENTAGON FEDERAL CREDIT UNION ~664 1001 N. FAIRFAX STREET ALEXANDRIA VA 22314 2001 ACCOUNT!NMBm O.M.S. NO. 1545-0901 0001059249 RECIPIENT'S FEDERAL IDENT, NO 0.00 .., 0.;00 GROSS INTEREST PAID . 0.00 PLUS PREPAID INT. NOT ALLOWED PRIOR YEARS LESS INTEReST SUBSIDY (BUVDOWN) LESS INTEREST 0.00 SHORTAGE LESS PREPAID INT. NOT 0.00 ALLOWEp THIS YEAR 60031037 PHONE: (703) 838-1177 00001-000105924.9 . BEGINNING BALANCE 75555.94 AMOUNT PAID 1131.71 0.00 PAYER'S SOCIAL SECURIT'( NO. tNTf-RfsrSHOflTAGE ADDED TO PRINCIPAL 0.00 53-0197037 168-48-7505 PAYER'SIBORROWER'S NAME AND ADDRESS AMOUNT DISBURSEIJ 0.00 0.00 ENDiNG BALANCE 74418'.23 0.00 KEVIN R MILLER SALLY J MILLER 402 WEST MAIN STREET WALNUT 80TTOM PA 17266 *Theinformation in boxes 1, 2and3is imporlanttax information and is being furnished tothe Internal Revenue Service. If you are required to file a return, a negligence penalty or other sanc1ion may be impos ed on you if the IRS determines--that an underpayment of tax results because you overstated a deduction for this mortgage interest or for these points or because you did not report this refund of interest 0 n your return. The amount shown may not be fu))y deductible by YOil on your Federal income tax return. limitations based on the cost and value of the secured property may apply. in addition, you may only deduct an amount of mortgage interest to the extent it was Incurred by you, actually paid byyou, and not reimbursed by another person . 'QUESTIOIlSABOUT YOUR.HOIHGAG'E.CAII ,8E :SENT To PENTAGON FEDERAL BY'E"HAIl AT,' PLUS INTEREST SHORTAGE PAID PAEPAYMENTPENALTY ,f.. 0.00 0.00 1. NET INTEREST PAm 6003.37 .2. POINTS PAID 3. REFUND OF OVER PAID: INTEREST 0.00 ,:1 0.00 " . BEGINNING BALANCE DISBURSEMENTS ADJUSTMENTS END1NG BALANCE 0.00 0.00 0.00 0.00 . .. ., . ~ . ESCROW ACCOUNT STATEMENT THIS NOTICE CONTAINS INFORMATION REGARDING YOUR ESCROW ACCOUNT AS REQUIRED BY THE REAL ESTATE SETTLEMENT AND PROCEDURES ACT (RESPA) AND IS A RECAP OF YOUR ESCROW ACCOUNT. BEGINNING '.BAl!A'NCE 595.09 515.25 BEGINNING BALANCE, ADD INT. SHORTAGE: LES~ INT. $HOA1AGE PRi:;PAID ENDJNG BALANCE 0.00 0.00 0.00 0.00 1266.58 0.00 0.00 0.00 0.00 0.00 TOTAL ESCROW RECEIPTS 148.91 TOIAl; E~'GRoW OIS~;;R~EM~ms ' 1802.92 ,.~ 11l~s.51f REAU ES1WfE TAXES RAID ESCROW INTEREST 0.08 LATE CHARGES PAJD tATE CHARGES DUE__BUT- UNPAIP , OPTIONAL INSURANCE FEES PAID FEES DUE BUT UNPAID ,,- POST t~SM:TlO~ TRANSACTION INTEREST PRINCIPAL PRINCIPAL BALANCE ESCROW/IMPOUND B~,Sf~8~~~~~~~s. LATE OPTIONAL INSURANCE UNAPPLIED C I DUE DATE uRg~~~~~gIOB~L CODE DATE HfE(;fi\JUIA AMOUNT PAID PAID AFTER TRANSACTION PAID CONSTRUTIONINT,RATE CHARGE FUNDS DU lAP Ul/Ol/O 10l/1I ;~;W 'U~~: "0 ".,7 ."" uu uY' UU' AP 02/01/0 02/1 02/0 50U 919 7537~5 lS6~ 8290 00 00 00 Ap 03/01/0 03/1 03/0 74~ 50ti\: 9Z. 752799 1489 9779' 00 00 00 E9 03/01/0 03/2 -26~iii TAX '"r . 75279..9 -266l 7118, 00 00 00 ,1." E2 ..~~ .u,"^ YO<, '.'.'f!' ..., .ou'" uv vv, vv' 04/01/0 04/1 -559,. OTHER Ese1j W TRANS 751867 -559c 3017~ 00 00 00 AP 05/01/0 05/1 7446" 50t;!, 931f 750928 1489. 4506~ 00 00, 00 AP 06/01/0 06/1 06/0 74~~ 50~~ 944 749984 148'1 59955 00 00 00 , UN '~:,!/l . " . ,...... ~ ""H~?,,: ,'H.>;<; vu - vu' E9 07/01/0 OSlO -100011. TAX 749033 -1000~ -2519. 00 00 00 AP 08/01/0 08/1 7440 499.3 957 748075 1489 -10305 00 00 00 AP 09/01/0 09/1 09/0 744j[ 4987 963 747112 148.~ 458 00 00 00 I'V' " 744,6 '~~, nv, . ..~' .... , uu vv' vu' AP 11/01/0 11/1 11/0 49714 976 74516. 1489 34361 00 00 00 . AP 12/01/0 12/1 12/0 74411: 4967 983 74418:2 1489 4925' 00 0,0 00 0 " n 12/01/0 12/3 oq- 00. 00 744182 00 4926 00 00 00 '" .. ... ! c , z , . , , " . c ': .J' .. ~ . ,. " ~ ,;. .". . . . 0 ... : ,. ... . . ... ] EXHIBIT .,. II , \~ " D .. .. .. N " q 8 . .... ',.' . ~ 0 . '..:. , . Z .. ~ ;:, . .... ~ -~"':~""'s""'''''~_'~_ .-F1R.l,,~; ~, , '-t-"~. ~" , ,--~---"~" ,- ~~,~,~--- .. - HOUSEHOLD .. STATEMENT OF YOUR HOME EQUITY CREDIT LINE Your Home Equity Credit Line is $25,000 Your Available Credit is $5,729 Account Number 8iHing Date Due Dale Amounl Past Due Total Paymem Due 3209228 07/02101 07/24/01 .00 195.36 Previous . - (-}Credits & (+) Advances'& (+j Finance -- (+)Insurance Balance (-) Payments Adjustments Other Charges Charge Charges "New Balance 19.520.14 250.00 0.00 0.00 195.36 .00 19,465.50 ""_.,,':"'''' ': ~"" .~,~,.,~,'m "".""~,,,;,"'."';';"'i""""""';:::: .. """.''''~''''''''''':,'':''''",O'- . .._____._. _nO. - "'-;",";".:~::';;;i;;;c.:;:~'; 'l!iOO:Olilmil)aA:Il::'.sumE',liiAS\t,ST~tEMEJit]l"'li~h~iil'i - ...._~..-_._.,.~.._.. :::~-i1t:;i:~'i,;;t~::; ',';;'",,~:,;: ,.,",.~''',,'' Transaction Posting Dale Date Transaction Description Principal! Advances Interest Fees/Other Transaction Amount 06118/01 06/18101 08/18/01 PRINCIPAL PAYMENT 06/18/01 PAYMENT 45.77 0.00 0.00 204.23 0.00 0.00 45.77 204.23 A $24.00 late fee will be due if payment is received aftar 08/08/01. ;,t"1l;;;;t;~1"';";~1~~11,tl~111;;lil,;1';;1;1,1;~,;taSq::~.fSl:B~lCel~~'~~''''';'~",;l'' .__nn..........'".__.'............ ....., --~--.- ..... . .~. .,___.'....._______...'._.um.... ."-'~~,,--~~..~"~-~"'--"~. .....______........,...,0._____.. .~~,.-~-;:"-~:::.' ~ New Balance may not include interest accrued since the billing date. II you would like to determine your payoff balance. or it you have questions on this billing. please call Customer Service at c-c;.. 1-800~333-7023, ..., ""'0 - Address written inquires about billing errors or questions and all non-payment correspondence to cr--2J-1 P.O.BOX 2393 BRANDON FL 33509-2393 -<1J '- (}' I Visit us at our web site www.householdmongageservices.com. "'?-.O v Please include your name, address, and account number on all correspondence. For additional funds call1~800-636.1442. ".....".,-""..~."""'".,,,. ,';;,,':";-"',',~,,;=:;~,;";;' .. '::',,~'.FINANCE"CFlARGE'iNFORMA'IlON""~':'" Days 16 '5 Actual Daily Balance Periodic Rale ANNUAL PERCENTAGE RATE Finance Charge 19,315.91 19.270.14 .0321644 .0321644 11.74000 11.74000 100.70 - 94.66 AVERAGE CAlLY BALANCE, 19,293.71; ANNUAL PERCENTAGE RATE, 11.74 TOTAL F1NANCE CHARGE: 195.36 ??oo627 Page 1 01 1 Please enclose the bottom portion of vqur ~atement Vf'ith your payment so that our addr8$S appears in the window. EXHIBIT 10 '-'t"';~_"1i'.""""""~"'_ ~ - r= ~ ~ ,",-~ . ' POLl CY NUMBER: 38c2020839 PAGE 2 ISSUE DATE: INSURED: ISSUE AGE: 0~/21/1986 ~6LLER, KEVIN ROBERT CURRENT SPECIFIED AMOUNT PLANNED PREMIUM DEATH BENEFIT OPTION ~100 000.00 65.60 - MONTHLY - LEVEL DEATH BENEF IT: NET DEATH BENEFIT AFTER POLICY LOAN: ACCUMULATED VALUE: LESS SURRENDER CHARGE: LESS LOAN BALANCE: CASH SURRENDER VALUE: * * * * * SUMMARY OF POLICY LAST ANNIVERSARY AS OF 03/21/02 100,000.00 95,023.01 10,025.97 0.00 4,976.99 5,048.98 * THE SURRENDER CHARGE IS ASSESSED ONLY VALUES * * * * * ENDING REPORT DATE AS OF 03/21/03 100,000.00 95,023.34 10,812.11 0.00 4,976.66 5,835.45 UPON FULL OR PARTIAL SURRENDER. * ,'( 1: ,', SUMMARY OF ACTIVITY FOR POLICY YEAR ENDING 03/21/03 ,'c .,: ":i" "Ie POll CY GROSS --MONTHLY CHARGES-- INTEREST NET ACCUMULATED MONTH PREMIUM LOADING INSUR EXPENSE RIDER CRED I TED WITHDRAWALS VALUE MAR .00 t: 20.4~ 0 1 1 4B.B~ 0.00 100B~. ~g APR .00 20.4 0 1 1 4~. 1 0.00 1011 . MAY .00 t: 20.4 0 1 1 t :~1 0.00 102 .0 JUN .00 20.4~ 0 1 j 0.00 102 2.t) JUL .00 t: 20.4 0 1 1 .12 0.00 10~ ~. 0 AUG .00 20.4 0 1 1 0.4~ 0.00 10 1 . SEP .00 t: 20.41 0 j 0 O.~ 0.00 1044 iJ OCT .00 2O'i~ 0 1 0 1. 0.00 10~ 4. 1 NOV .00 t: 20. 0 1 0 1: 0 0.00 10 11. DEC .00 20. 0 1 0 L6~ 0.00 18 44:{~ JAN .00 t: 20. ~ 0 1 0 0.00 10~12. 1 FEB .00 20. 0 1 0 2.3 0.00 TOT 780.00 58.56 244.95 63.60 234.06 607.31 0.00 WITH NO NEW LOANS, PARTIAL WITHDRAWALS,OR FUTURE INCREASES MADE AFTER THIS REPORT DATE, BASED UPON LURRENT ASSUMPTIONS, YOUR POLICY WILL REMAIN IN FORLE UNTIL 03/21/2017 WITH NO FUTURE PREMIUMS, OR TO 07/21/2032 WITH FUTURE PREMIUMS, AND, BASED UPON GUARANTEED ASSUMPTIONS, YOUR POLICY WILL REMAIN IN FORCE UNTIL 03/21/2017 WITH NO FUTURE PREMIUMS, OR TO 07/21/2032 WITH FUTURE PREMIUMS. THESMAXIMUM PREMIUM WHICH CAN BE PAID ON THIS POLI.CY DURING THE NEXT 12 MONTHS IS 5,451.25 AS SPECIFIED BY THE TEFRA LEGISLATION. THE CURRENT LOAN I NTEREST RATE IS 7.400% PAYABLE I N ADVANCE. THE INTEREST RATE(S) DISPLAYED ON THE NEXT PAGE ARE THE CURRENT RATES ON PREMIUMS CREDITED DURING.T~E PRECEDING 12 MONTHS. THE TOTAL ACCUMULATED VALUE MAY HAVE EARNED A DIFFERENT RATE ON THAT PORTION NOT C~EDITED DURING THE PRECEDING 12 MONTHS, AND THIS RATE MAY BE LOWER THAN THE RATE(S REFLECTED ON THE STATEMENT. IF YOU HAVE OUESTIONS CONCERNING THE RATES THAT ~A E BEEN APPLIED TO THE ACCUMULATED VALUE, PLEASE CONTACT US AT THE 1-800 NUMBER LISTED AT THE TOP OF PAGE 1. CURRENT INTEREST RATE AND RISK CHARGES ARE NOT GUARANTEED FOR THE FUTURE. THE GUARANTEED INTEREST RATE IS 6.000%. THIS POLICY IS NOT A MODIFIED ENDOWMENT CONTRACT (MEC).' **NOTICE: THE TAX STATUS OF THIS CONTRACT AS IT APPLIES TO THE HOLDER OF THIS POLICY SHOULD BE REVIEWED EACH YEAR. EXHIBIT P ~ :;; i O?~~"'i""r-c_.,:,">~,__ - f' ~ -,,~",I!I-' , - '- I Citi'" Dividend Platinum Select" Card FarCustomerService,caUorwrlte 1-BOO-950-5114 Account Number 5424 1B05 440B 1596 Payment must be reeelved by 1:00 p,m local tlme on 08/13/2001 Tor~ortbllllnq<lfTOf"!l.MIt. ,,,thl.radtlrllS;uWnq"'" ""t presttrl. y..... rlQhb. BOX 6500 SIOUX FALLS, SO 57117 ri$ileoi-iJ.ia:e~ Available Credit line Casl'! Advance limIt Aval/able Cash limit $1817 $1800 $1800 Amount Oller Purch/Adv Credit LIM Past DUB MinImum Due Minimum Amount au $0.00 + $0.00 + $180.00 = $180.01 pi1St;~M~~~m~~~i;1i;,qxj3Wi-,*\lL42~1t1_S'~~t:sta~"$;;~;,:!KG,;}:_wt~;ff*~t~~;,r3;f&}bi,:g'~iif7~ii.i{il;i,fu;~(~~nt I Total C rlldit line $10500 New Balanc5 $8682.9; statementfcroslnqDatll 07/18/2001 6/27 I 4445612B I 7/1B PAYMENT THANK YOU PURCHASES'FINANCE CHARGE'PERIOOIC CHARGE TO BALANCE 1 -183.0C RATE 49.3< Previous Oividend$ .00 New Dividend$ Adjustments + .00 + .00 = Total Oividend$ .00 cO' J "60 ~ Jell;]!; L" 1 -- ~.__. ..'----.." ",g:;t.. JS" J -.- Pl ease see the- enclosed Change-" tn' Terffl,S'::"_noti_ ce for _-_.~,_important. in-fo.rmation. about- c.banges.:to.-" vou,.-"CHibank-- Card A.greement.. Th.ese changt!s wi 11 _ bt! e,ffecti ve on - the day after your August 2001 billing statement and wi 11 appear on' your September statement. YOU MAY QUALIFY FOR A SPECIAL LOW BALANCE TRANSFER RATE AND OTHER CURRENT ACCOUNT BENEFITS!! Don't wait - log onto accountonline.com or call 1-800-950-5114 to find out more. Send money abroad with the click of a mouse! Now c2it (sm) serv-ice from Ci"tibank allows you to send money internationally on1ine4 To learn more~ go to www.c2it.com/send30 ***-*New FINANCIAL SOLUTIONS paqe***** Visit our new FINANCIAL SOLUTIONS page at www.fi.nancia-lsclutions.citibank.-com &- check out our. exciting new products and -services all in one convenient location on our website. $8,816.56 $0.00 $8,816.56 so.oo $0,00 SO.OO .. H Payments & Credits US3.00 $0,00 $'183.00 {+J FINANCE CHARGE $49.36 $0.00 $49.36 (~JNet't Balance ACCDunt Summary PURCH1l"SES -- ADVANCE.S TOTAL Pl'Svlcrus Balanc. (+, PurCha1:ffS & AdVances $8,682-.92 $0.00 $8,682.92 Rate Summary PURCHASES Standard Purch Balance 1 ADVANCES BalanCll SubJect to FlnanceCbarge Periodic Rate Oay-s This Nominal APR 81lllng PeriQd: ~o ANNUAL PERCENTAGE RATE $0,00 $8,706.30 $0.00 0.04082%(0) 0.01890%(0) 0.05477'1(0) 14.'00% 6.900% 19 .990" 14. '00" 6.9001. 19.990lli SEND PAYMENTS TO: CITI CARDS P,O. BOX SI1Z 5 HACKENSACK. NJ 07606-8112 PLEASE FOLLOW PATMEHT INSTRUCTIONS ON REVERSE SIDE. Make clteckurmoney order payable In U.S. dollars on a U.5. bank to Cltl Canis. include accQunt number on cl'leck or money order. No cash please. 52824S EXHIBIT 10. ,.;.)..'!l~"'~",_. ~"~ !~. l" .,.,........~-~ ,~ " 1 ~ ".....,." - "T'""",,,,,~,,~~~,.,. Bank of America ~ Your Bank of America Visa@ Account SALLY J MILLER KEVIN R MILLER Account Number: 4024-1160-0214-1339 Please return the above coupon with your paymenl...J Page 1 of 1 New Balance $5,055.48 Billing Dale 07102101 $8,500 Available Credit $3,444.52 T atal Credit Line Min Payment Due Bank of America News $111.22 Payment Due Date 07/27101 - Ji 5' 5:--' ~ 9.J-J I..--C' v# 1-74-9 Posting Date 06-14 07-02 Trans. Oat. 06-13 07-02 Ref. N.. 477 Transactions PAYMENT - THANK YOU PERIODIC FINANCE CHARGE Charge Credit $115.00 $29.23 Customer Service Send BIlling Inquiries to: Customer Service: For Lost or Stolen C~rd: Statement Code: Finance Charge Purchases Cash promotional 4 4024-1160-0214-1339 .-- . I BANK OF AMERICA PO BOX 2930 PHOENIX, AZ85a62-2930 1-800.529-8804. 24 hours 1-80Q..84S.6090, 24 hours 004225974 Corresponding APR 15.74% 19.80% 7,00% Daily Periodic Rate (OPR) 0.04313%v 0.05425%v 0.01918%v Account Summary Previous Balance Purchases + Cash Advances + Other DebITS + $5,141.25 $.00 $.00 $.00 Average Daily Balance (ADB) $.00 $.00 $5,078.71 Credits FINANCE CHARGE + Payments New Salance $.00 $29.23 $115.00 $5,055.48 Minimum (M) I Periodic (P) Charge Balance $.00 P $.00 P $29.23 P $.00 $.00 $5,055.48 EXHIBIT ANNUAL PERCENTAGE RATE 7.00% 1\2- - "r~'- - . _ 4~ ,,~~ ,. SEND INQUIRIES TO: CLOSING DATE I I CARD NUMBER 07/25/01 4121 4499 9112 6769 8000 CUSTOMER SERVICE PO BOX 30495 TAMPA FL 33630 1908 (717) 795 6032 MCC POSTING TRANS CODE DATE DATE --------------------------- ---- PAYNEN S, AD USTNENTS AND OTHERS ------------------ 74121441190001006604154 0000 7 09 7 09 PAYNENT RECEIVED - THANK yOU YOU HAVE EARNED $8.73 IN CASHBACK SO FAR THIS YEAR! w . . * . TO REPORT A LOST OR STOLEN CARD PLEASE CALL: 800-325-3678 LST STLN AFTER HRS 717-795-6032 NEMBERS 1ST F.C.U. TO OBTAIN ACCOUNT INFORKATION 24 HOURS A DAY CALL: 800-299-9842 REFERENCE NUMBER DESCRIPTION AMOUNT 124.00- *_,_ ...._u.. _* _.. ._._..__ .__ - -.----.--- DID YOU KNOW THAT YOUR RELATIVES ARE ELIGIBLE TO JOIN MEMBERS 1ST FCU? SEE THE ENCLOSED INSERT FOR MORE INFORllATIOH. . * . * * WHO WILL PAY YOUR CREDIT CARD ACCDUNT IF YOU CAN'T - SEE YOUR ENCLOSED INFORKATION. . . )f }I . . :If SCORECARD IS SIZZLING WITH HOT REWARDS. HEAT UP YOUR CASHBACK EARNINGS BY USING YOUR SCORECARD. '3 jrJ&O; Vif-:J.J'S/ ~ -;1 :-- }i- ~ AVERAGE DAllY BALANCE PERIODIC,. . CORRES FINANCE A.NNUAL ACCOUNT SUBJECT TO FINANCE- CHARGE- RATE APfl CHARGE PERCENTAGE RATE SUMMARY CURR PURCH 0.00 .1250X 13.50r. 0.00 ~ anx PREVIOUS BALANCE 6180.59 CURR CASH 0.00 .1250r. 13.50r. 0.00 MINIMUM PAYMENT PURCHASES 0.00 PREV PURCH 0.00 .1250X 13.50X 0.00 122.00 CASH 0.00 PREV CASH 6094.88 .5750X 6.90X 35.05 PAST DUE CREDITS 0.00 OLD PURCH 0.00 .OOOOX .OOX 0.00 o . 00 PAYMENTS 124.00 OLD CASH 0.00 .OOOOX .00r. 0.00 QVERlIM1T AND FEES INSURANCE 0.00 ASH FEE 0.00 o . 00 OTHER CHARGES 3~'~~ AvS IN CVC.E 30 I TDTAL 35.05 TOTAL M1N PAYMENT FINANCE CHARGE . 122.00 NEW BALANCE 6091.64 FINANCE CHARGE CALCULATION METHOD~ CREDIT PURCHASES: G CASH ADVANCE: A .SEE REVERSE SIDE FOR EXPLANATION NOTE: IF YOU HAVE A VARIA8LE RATE ACCOUNT THE PERloore RATE AND ANNUAL PERCENTAGe RATE {APR} MAY VARY. NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION AND BILLING RIGHTS SUMMARY EXHIBIT is - - -= ~~ 1~' I /~ / " o,"IT'~~,,",-,;'if'. ~ _~ I '"De II - . r ,1 ~l cJ~ s''Y-c -f ft:': CI 10 fil-b,,,14 I IoJL+' -tr?~'1<["t:-,rr-e~l [){,-Clc S"'"~''' <;;(;1(( (f"cft CUSTOMER SERVICE 1-800-215-4516 (INSIDE US) 1-302-594.8200 (OtITSIDE US) caU coUect 1-888-446-3308 (en Espllllol) www.fIrstusa.com BIT-LING INQUIRY P.O. BOX 8650 WIT-MINGTON, DE 19899-8650 PAYMENT .-\DDRESS P.O. BOX 15153 WIT.MINGTON DE 19886-5153 ACCOUNT NUMBER TOTAl. CASll ADVANCE AVAILABLE AVAILABLE PORTION PAYMENT CLOSING CREDIT LINE CREDIT UNE t CREDIT FOR CASH ADVANCES DUE DATE DATE 4417 124113274002 $11,500 $2.300 $1,485 SI,485 07121/01 06/26/01 TRANS POST REFERENCE NUMBER MERCHANT NAME OR TRANSAC1lON DESCRJP110N AMOUNT DATE DATE 0613 0613 744I7I254015JCB31!P PAYMENT. THANK YOU 202.00- ,062& ' 062& I "FINANCE CHARGE' -",eo" -,' .- --"'= - - '-,. _. 19,5,9 ' .-------. ,-- ---,"- , - --'-~_..- ' - - .. --'.. -~- ,,-----_. ---'-,- .. ----- H - .------.-- ._~_. ----" , cc , cccoD-' PROMOTIONAL RATE SUMMARY CORRESPONDtNG pROMOTIONAL APR 9,990% QOee---- PROMOTIONAL AVERAGE DAILY BALANCE $6.783.37 ttPi'g4Q REMAINING PROMOTIONAL BALANCE $6.783.94 PROMOTIONAL FmANCE CHARGE .$61.24 , PROMOTIONAL RATE SUMMARY 3JilLOJ CORRESPONDING PROMOTIONAL APR 9.990% PROMOTIONAL AVERAGE: DAfL Y BALANCE $1./32.39 REMA~GPROMOTIONALBALANCE $1,108.00 PROMOTIONAL FINANCE CHARGE $10.22 Cardmember News CONVENIENCE CHECKS YOU RECEIVED BEFORE OCTOBER 2000 Wll.L NOT BE ACCEPTED AFfER lUl Y 16, 2001. PLEASE LOOK AT THE NUMBERS AT TIlE BOTIOM LEFT OF YOUR ACCOUNT CHECKS. VAlID CHECKS WIT-L BEGIN wrrn 044115511. PLEASE DESTROY CHECKS TIlA T BEGIN wrrn ANY OTHER 9 DIGIT SEQUENCE. Y--.& ' I'.)):j .-- . "'17/- L/ ___ IcJI 1"1.5";1./.r ai, OJ /{ ,- } . ,fo,? ...,'"1 )0 ...-~..J bo..! Cu'1 C!J ~ 309~.97 '" EXHIBIT I J "~ ~ ,~ "r - ~ ,~ o CHASE Chase Platinum Visa'S' ACCOUNT NUMBER: 4305872380481339 NEW BAlANCE $10,791.72 PAYMENT DUE DATE 08/03/01 STATEMENT CLOSING DATE 07/09/01 DAYS IN BilLING CYCLE 30 TOTAL CREDIT LINE $11,000 Here is your Account Summary: TOTAL AVAILABLE CREDIT $208 CASH ACCESS LINE $11,000 AVAILABLE CASH $208 TOTAL Previous Balance $0.00 (-) Payments, Credits 0.00 (+) Purchases, Cash, Demts 10750.00 (+) FINANCE CHARGES 41.72 ;=\ New Balance 10791.72 . _Minlinum Payment Due -'_ ' '$215.00, .,,_d.' ..... _. ., ,_",,_, . ..,.., -- .' " .'. '.' -.- .,. ....~~F6M:E;'fO(;fIi\.sE.TIIANK YOU ,~I~lF.mili, Your charges and credits at a glance: O-i ~~. I ~OST ~6F. DESCRIPTION OF TRANSACTIONS CREDITS CHARGES DATE 06i20 06f20 aass BALANCE TRANSFER 5000 WilMINGTON 10750.00 Total of your credits and charges 0.00 10750.00 CHASE IS A PROUD SPONSOR DFTHE 2001 HISPANIC HERITAGE AWARDS. 0= ;;2.1:; ~ -'"H 3 t6-"l-- 7 CJ ?-. J, ~2.i 2.- , . ' , Here's bow we determined your Finance Cbarge*: ---- '!} """""" 0 ~ ---- '" == , 0 ~ ---- '" , ---- 0 - m - '" , !:'i . , - '" - ---- ~ , ~ - = ~ - ~ === " - 0 - ~ :0; """"'" N - ,. , ---- 0 - '= - ~ '" ---- --- -< z. """"'" ~ , ~ - " - ~ - " == 0 N ., TRANSACTION NOMINAl. . AVERAGE PERIOOtc t MlN. FEE TOTAL ANNUAL ANNUAL " DAllY DAlLY- _ FINANCE .. FINANCE FINANCE PERCENTAGE . PERCENTAGE PERIODIC RATE BAlANCE CHARGE CHARGE CHARGE RATE ,RATE Purchases V 0.03353% $0.00 $0.00 $0.00 $0.00 12,24% 0.00% Cash V 0.05014% $0.00 $0.00 $0.00 $0.00 18.30% 0.00% Transferred Balance 0.00545% $7170.37 $11.72 $30.00 $41.72 1.99% 4.65% -: 1t Please see raverse side for balance computation method and other important information, ~ Questions about your account? Credit Card lost Or stolen? Call Chase Customer Service 24 hours a ~ day, 7 days a week, toil-free, at 1-800-334-0601 or write PO BOX 15902, Wilmington, DE 19850-9800. Para Servicio al Cllente en Espanol: 1-800-545-0464. ) ) Send Peyments to: Chase Platinum Visa, P.O. Box '15652, Wilming10n DE 19886-5652. ( -"IMPORT ANT: Don't forget to write your account.number on your check or money order... never send cash! Page 1 of 2 EXHIBIT i l) - -~-,,,,-,~,,.-,,,=-,,,,,,~,,,,, H""~.1 , ~~ ~"""~' "I - .~ "'I!II'JI_ " "~ 1" ,.(.' .=~'r>~~'~-<-"_ .-, I\At'7fj 6t , +( p-,';-\S,(i..( ~(cl V) 0\.-[0..-{/\.(.2- I, ~iD 1> I<"CVJC'l $2,603.21 C/osing!Jate TotaJ Minimum PalofTl8llt Due PsymentDue Date Cash or Cmdit AVlJilsb/B $7,500.00 07/07/01 $39.00 08/06/01 Posting D," Transactions JULY 2001 STATEMENT Charges Credits (CAl PAYMENTS AND CREDITS 06/25 06/24 0883 VS PAYMENT - THANK YOU TOTAL FOR BILLING CYCLE FROM 06/07/2001 THROUGH 07/07/2001 $0.00 40.00 CR $40.00 CR ( ""-'OOD -6 I :;;.-- . !5~JV 1-, [! r "'-1F . .~ IMPORTANT NEWS ENJOY THE SUMMER AND THE CONVENIENCE THE ENCLOSED CHECKS HAVE TO OFFER-- OR VISIT US ONLINE AT WWW.MBNACASH.CoM. SUMMARY OF TRANSACTIONS TOTAL MINIMUM PAYMENT DUE Previous Balance (.) Payments (;0). Cash (+) Purch~ses and {;oj Periodic Rate ' (+) Transaction Fee {-I New Balance and Credits Ad\lances Adju_ FINANCE CHARGES FINANCE CHARGES. T_ Past Due-Amount '..'M........... $0.00 - Cu~ payment ........."..".., $39~OO $4,911.83 $40.00 $0.00- $0.00 $24.96 $0.00 $4.696~ 79 Total Minimum Payment .. DuB.....,..,......,....,....,..,..".".. $39.00 ANANCECHARGSSCHEOULE Category Periodic Rate Cash Advances A. BALANCE TRANSFERS, CHECKS.0.016410% oLY B. ATM, BANK... _ . . . . . . . . . . . . .0.062958% DL Y C. PURCHASES.................. .0.021890% DLY Oorrespondlng Annual Percentage Rate Balance Subject: to Finance Charge FOR YOUR SATISFACTION, EVERY HOUR, EVERY DAY For Customer Sa~sfaction and up to the minuJe automated infounalioo inclucing, balance, available credi!., payments received. payments due. clue dale.~ilYmel11 address informalioo. or to request dupicale statements, call1.B00-7 Q;.fiIiRS. For TOO (Telecommunication Device for the Deaf) assistance, ooU 1-800-346-3178. Mail payments to: MBNA AMERICA, P.O. BOX 15019, WILMINGTON. DE 19886-5019. Billing ,ighls Me plesl!l'Yed ooly by written inqujly. Maij bilfiny inquiries, usmg form on !he back. and other inquiries 10: MRNA AMFRIr.A POBOX 10m" WI! MINGTON OF 19RoQ.50?6. 5.99% 22.98% . 7.99% $4,905.86 $0.00 $0.00 FOR THIS BlWNG; PERIOD: ANNUAL PERCENTAGE RATE................... 5.99% (Includes Periodk: RBiB and Transaction Fee Finance Charges.) PLEASE SEE RENERSE SIDE FOR IMPORTANT INFORMATION. 6500 4264 2927 1S06 7578 OSK Y 76N 0200 0000 00 PAGE 1 OF 1 I . \)BIT _ '."';tJ*'I<,'1':r;,''l!~ ~~ " " . ~-r"'----"'" -~ ~,~"""- "-'''1':'-1''''';' >~"''''~-'' "-<".',,,. =-- ~ - - - - B~~~J , award Closing Date: September 11. 2001 page 1 of 2 Cashback 8onus(8)Award Qualified Purchases Cashback Bonus award earned Cashback Bonus anniversary date: this period $0.00 $0.00 March 11 to date $0.00 $0.00 ........ - DIscover Platmum Card Account Summary = account number - - payment due date minimum payment due credit limit credit available cash credit limit cash credit available /,,;))1,1; ","""",," N '" ~ l'l "l M 11 0020 5652 2337 October 10, 2001 $97.00 $11,500 $6,689 $5,750.00 ~b $5,750.00 $oc/T,;!= 1 a OS- 17- previous balance $0.00 payments and credits 0.00 purchases + 0.00 cash advances + 0.00 balance transfers + 4,800.00 FINANCE CHARGES + 10.42 new balance = $4,810.42 You may be able to avoid Periodic Finance Charges. see the reverse side for detaHs. 6 '" .... '" '" '" " ~ Use this Oiscover(R) Platinum Check... the smart, simple way to transfer balances and save. Offer Expiration Date: 01101102. Rate Valid Until: 02102. If you make a balance tlansfer by 01101/02 with this check, the _introductory APR will be 9.90% (Dally 'Periodic Rate of 0.02712'%) until 02102, then the APR for ptrchases applies. See back of second page of statement for additlonallnformatlon. ..., 0328 KEVIN MILLER SALLY MILLER PO BOX 6021 MARTINSBURG WV 25402-6021 PAY TO THE ORDER OF DATE 62-64 3" $ DOLLA 0. ~~T:-deii{f.atur.. RS llJ DlI'Iaillon back. DISCOVER BANK GREENWOOD, DELAWARE Memo: EXHIBIT W :; " i 1:0:1 nOOI;I,CjI: 2Cj 'i' 51.1, 21,00 2CjIl" 2 1.0:128 ~ ,~~ ~ _ Alii. _ '-~-I'" ~" ~ Transactions $647.10 NOVEMBER 2001 STATEMENT C/oal Date Tota' Minimum Fa Due Fa """DsiB Cash or Credit Avalfable $12,100.00 11/14/01 $67.00 12/13/01 Posl!.ng 0"'" Charges Credlts(CA) DIRECT DEPOSIT BALANCE TRANSFER 12,000.00 40.00 $12,040.00 c/ J -:J-.O ---- vtP//b ...-, tl jI)d\) 0 I ,-1 $0.00 I \ fl \ '-r' G ; r) J-.-.J L/V'-i r' EXHIBIT I Y IMPORTANT NEWS USE ACCESS CHECKS AND ENJOY A PROMOTIONAL APR THROUGH YOUR MARCH 2002 STATEMENT CLOSING OATE--OR CONTACT US AT WWW.IBSCASH.COM OR 1-B88-515-3309. EVEN THE 8EST CREDIT RATING CAN 8E THREATENED. CALL 1-800-301-7554 FOR INFORMATION A80UT OPTIONAL CREDIT PROTECTION. ADDING SOMEONE TO YOUR ACCOUNT IS EASY, CALL 1-800-635-0581. $UMMARY OF TRANSACT'OI\f$ TOTAL MINIMUM PAYMENT DUE Prevloull Balance (-) Payments (+) Cash (+) Purchases and (+) Periodic Rate (+) Transaction ~ee (...) New Balance end Or.- Advances Ad/ustm.... RNANCE CHARGES FINANCE CHARGES Total Past Due Amount .."...._...... $0.00 Current Payment ...."............ $67.00 $0.00 $0.00 $12,000.00 $0.00 $12.90 $40.00 $12,052.90 Total Minimum Payment Due,..,........"..,.........,...."..,.. $67.00 FII\fAIICE CHARGE $CHEOULE Category Periodic Rate Cash Advances A. 8ALANCE TRANSFERS, CHECKS.0.004657% OLV 8. ATM, BANK................ .0.004657% OLV C. PURCHASES.................. .0.004657% OLY Corresponding Annual Percentage Rate Balance SLlbJectto Finance Charge FOR YOUR SATISFACTION, EVERY HOUR, EVERY DAY . fCl" Customer Satisfaclion and up 10 the milIale automated informalioo including. balanee. available credi~ paymenls received. payments due, due date,&~ment address information, or to request duplicate statements, calI1-ROO-S ?_fi?99. For TOO (T e1ecomllWnication Device for the Deaij assistance, caD 1-80Q-346-3178. Mail payments 10: BANKCARD SERVICES, P.O. BOX 15019, WILMINGTON, DE 19886-5019. BilUng rights are preserved only by written inquiry. Mail billing inquiries, using form on the back, and other in~iries to: ~~~~~ SERVICE ,P 0 BOX 15WS WII MINGTON DF 1.70% 1.70% 1.70% $9,553.B5 $0.00 $0.00 FOR THIS BlWNG PERIOD: ANNUAL PERCENTAGE RATE................... 5.29% (IOO/udes Periodic Rate snd Tral'lBaOlJon Fee Finance Charges.) PLEASE SEE REVERSE SIDE FOR IMPORTANT INFORMATION. 376 5329 0309 7800 0883 09F V ODd 1002 0000 00 PAGE 1 OF 1 "C~~;:J ",. .r -~ '>?1~ I Tranaacli'on* $12,663.90 ~ULY 2001 STATEMENT Total MInimum fa fit DuB fa $12,700.00 07/16/01 $15.00 Due_ 08/14/01 Cash or Credit Available Charges Credits 1Cf{l PAYMENTS AND CREDITS 06/20 6696 MC PMT FROM BILL PAVER SERVICE 06/25 06/24 0844 MC PAYMENT - THANK YOU TOTAL FOR BILLING CYCLE FROM 06/15/2001 THRoUGH 07/16/2001 10,750.00 CR 1,242.10 CR $0.00 $11,992.10 CR jtY 36- ::2.3 J7i L 0 7 /-f:rJ "6'0,"3 IMPORTANT NEWS. EVEN THE BEST CREDIT RATING CAN BE THREATENED. CALL 1-800-301-7554 FOR INFORMATION ABOUT OPTIONAL CREDIT PROTECTION. j.Jr1A 1.. e-rJ P}- (1;0#40";;' Jl i:R o} f1Jt.v' ",'Iv 'tOt!) 'C; '10 ,-(j'3 -r ).1 lb. q., SUMMARY OFTRAN$ACTIONS TOrAl. MINIMUM PAYMENT DUE Previous Be,lanCEl (-) Payments {+l Cash (+) Purchases atld ~r1odlC Rate l~ansactlon Fee (=) New Balance and Crealt8 Advances Adjullbnent& CE CHARGES ce CHARGES rota' Past Due Amount .......,......... $0.00 Current Payment "...."..."'"., U5.00 $11,992.10 $11,992.10 $0.00 $0.00 $36.10 $0.00 $36.10 Total MInimum Payment Due,......,..,..,.....,....,..,.......... $15.00 FINANCE CHARGE SCHEDULE Category Periodk: Rate Cash Advances A. BALANCE TRANSFERS, CHECKS.0.024383%OLV B. A TM, BANK................. 0.054739% OL Y C. PURCHASES.................. .0.054739%OLV Corresponding Annual Percentage Rate Balance &JbJsct to Ananes Charge FOR YOUR SATISFACTION, EVERY HOUR, EVERY DAY . For Customer SaUs1action and Up to the minute automated information incllJding, balance, available credit, payments. received, payments dlJe, dlJe date p~ment address information, or to request duplicate slalements, calI1--AOO-~fi?~?gg, For TOO IT e1ecomnwnicatioo Device for the Deal} assistance call1-800-346-3178. . Mail payments to: BANKCARD SERVICES, P.O. BOX 15019, WILMINGTON, DE 198f16.5019. Billing righls are preserved ooly by wrilten inqlJiry. Maifbillinginquiries,using 10rm on !he back, and other inquiries to: BANKCARD SFR\1ICFS POBOX 1S0?6 WII MINGTON DE 19R50-50?6. 6458 08H 5329 0309 7800 0883 758 0200 0000 00 PAGE 1 OF 1 8.90% 19.98% 19,98% $0.00 $2.061.09 $0.00 !=OR THIS BILUNG PERJDD: ANNUAL PERCENTAGE RATE"................. 19.98% (Inc/udes Periodic RaI8 snd TI'8n8IWIJon Fee Rfl8f/08 Cf/arr1fHi,) PLEASE SEE REVERSE SIDE FOR IMPORTANT INFORMATION. ;""';'-:'."'\'1W__'~ . ~~ r"~' -" ~. ~. ........~~. - ~ ..~, I $707.90 Clos/n Ds1s Tol8l MInimum Ps Duo Po Duo"'.. Ilooount Number Cash or Cl8Clft AvaIlable $12.700.00 06/14/01 $65.00 07/15/01 Transactions ~UNE 2001 STATEMENT Charges Credits (GAl PAYMENTS 06/02 AND CREDITS 8539 MC PAYMENT - THANK YOU TOTAL FOR BILLING CYCLE FROM 05/15/2001 THROUGH 06/14/2001 $0.00 64.00 CR $64.00 CR ';}O JJ-lrJ 1/ 1- 0""/ ;f..LtfJ / 0) ~4,.J5 Fd1~J( 47-- .e-- I~ 3~'-1l8 J I SVp) -?-- IMPORTANT NEWS ENJOY THE SUMMER AND THE CONVENIENCE THE ENCLOSED CHECKS HAVE TO OFFER. USE THEM ANYWHERE YOU WOULD USE A PERSONAL CHECK--OR CALL US AT 1-888-515-3309. EVEN THE BEST CREDIT RATING CAN BE THREATENED. CALL 1-BOO-301-7554 FOR INFORMATION ABOUT OPTIONAL CREDIT PROTECTION. IBS SHOPSAFE--THE SAFEST WAY TO SHOP ONLINE. GO TO WWW.IBSSHOPSAFE.COM SUMMARY OF TRANSACTIONS TOTAl. MINIMUM PAYMENT DUE PrENIous BllIance (-) Payments (+) Cash (+) Purchases and (+l Periodic Rate (+) Transaction Fee (=) New Balance SInd Credits Advances AdJuatments FINANCE CHARGES FINANCE CHARGES Total $12,005.23 $64.00 $0.00 $0.00 $50.67 $0.00 $11,992.1J, J, ?-,'f;z..t Past Due Amount ............,.... $0.00 Current Payment ..".............. $65.00 Total Minimum Payment Oue ...................................... $65.00 PINANCE CHARGE SCHEDULE Category Periodic Rate Cash Advances A. BALANCE TRANSFERS, CHECKS.0.013671% OLY B. ATM, BANK.................0.054739%OLY C. PURCHASES.................. .0.054739% oLY Corresponding Annual Percentage Rate Balance Sublectto FlnanCfl Charge FOR YOUR SATISFACTION, EVERY HOUR, EVERY DAY . Fa' Customer Satisfaction and IJp to !he minute automated in1ormlllion including. bll.lance, available Cledi~ payments received, payments due, due dale, p~ment adtJress informalioo, Of to request dnpJicaleslalemMJs, call1-A00-362~6?9..q. For TOO (T eIecomffillnicaliOll Device 10r the Deaf) assistance, call 1-800-346-3178. Mail payments to: BANKCARD SERVICES, P,O. BOX 15019, WILMINGTON, DE 19886-5019. aiDing rights are preserved only by wrillen inquiry. Mail bilUng inquiries, using fDrm DII the back, anrl mher in~ 10: BANKCARD SERVICE~_ ~.O BOX 150?6 WIl.MINGTON DF 19850-50?6. 3227 5329 0309 7800 0883 OBR Y 3KK 0912 0500 00 PAGE 1 OF 1 4.99% 19,98% 19.98% $12.003.02 $0.00 $0.00 FOR THIS BlLUNG PERJOD: ANNUAL PERCENTAGE RATE................... 4.99% (Includes PerlodIc RsIe &nd TI'8nBlIl:tJon Fee Rnanoe Charges.) PLEASE SEE REVERSE SIDE FOR IMPORTANT INFORMATION. '''~'l!'~~_ ~ . .~ " . ~ -~ . J fV\ f) N l+. i r <;~,.-<e-c\h 11 dL.jf\. , ~ ~((-(I\ ( Nc\J,o\ $664.90 CIo8I IAIB 07/20/01 Total MlnlrrJJm Ps Duo Po Duo IAIB Cash or CtedJt M11abJe $12.700.00 $64.00 08/20/01 Credits (CAl Posting Date ~ULY 2001 STATEMENT Ch.,.os PAYMENTS AND CREDITS 06/~9 0759 VS PAYMENT - THANK YOU TOTAL FOR BILLING CYCLE FROM 06/21/2001 THROUGH 07/20/2001 '$0.00 52.00 CR $52.00 CR ROAO TO REWAROS o MONTHLY 525 AVAILABLE (, if::: A./"(P )~b-( al ~(, JU L, .\ IMPORTANT NEWS EN~OY THE SUMMER AND THE CONVENIENCE THE ENCLOSED CHECKS HAVE TO OFFER-- OR' VISIT US ONLINE AT WWW.MBNACASH.COM. FOR UP-TO-THE-MINUTE ACCOUNT INFORMATION, VISIT WWW.MBNANETACCESS.COM EXCLUSIVE OFFER FOR MBNA CUSTOMERS-$loo CASH BONUS WHEN YOU OPEN ANO ACTIVATE A NEW ONLINE BROKERAGE ACCOUNT WITH CSFBOIRECT. VISIT WWW.CSFBDIRECT.COM/MBNA100 SUMMARY OF TRANSACTIONS TOTAL MINIMUM PJftMSNT DUE PrevtousBalIlt1Ce HPsy/lNllts "(+) Cash (+) PurehSSI!lS fItCd (+) petfodlc Rate (+1 Tranaadfon Fee {...) New BaJanee-- - . andCr8dlt:s ......... Adju_.. FlHANCS CHARClES fiNANCE CHARGES T_ Past Due Amount."......,......, $O.~O Current PII'/ment .................. $64.00 $12#037.79 $5.<..00 $0.00 $0.00 $49.31 $0.00 $12,035.10 Tote! MInImum Payment . Due._.......,...,.....,..,..,....,....., $64.00 FI/IIANCE CHARGE SCHEDULE Category PedodIc Rate Cash Advances A. BALANCE TRANSFERS. CHECKS.0.013671% OLY B. ATM, BANK............... ..0.049232%DLY C. PURCHASES. ............ ..... .0.049232% OLY Correspondlng Annual -...... - Subject: to Finance Ohsrge FOR YOUR SATISFACTION. /EVERY HOUR. EVERY DAY Fer Customer Satisfactioo and up: to Ihe minute aulomated itfcrmalioo indJang, balance, avaiable credit payments received, payments due, due daI~~menl address infcrmalion. ~ 10 requesl dupicate statements, cali-ROO- RAS. Fer TOO IT eecommunicalion Oevia! f(l' Itle 0Qaf) assistance, cd 1-8QO.346-3178. Mal payments to: MBM AMERICA, P.O. BOX 15019, WILMINGTON, DE 19886-5019. Billing rights &repleslllVedoolv by den ilqufry. Mai_ b"g inquiries. usilg larm 00 lhe~and oIher inQlliies to: MANA A CA PO AOX 15ll?6 WlI MINGTON m: 19!150-5O?6. 4,99% 17.97% '17 .97% $12.023.49 $0.00 $0.00 FOR THlS BlWNG PERIOD: ANNUAL PERCENTAGE RATE..-._..__ 4.99% 1___ondT..-FeeF/nsrcs """-) PLEASE SEE REVERSE SIDE FOR IMPORTANT INFORMATION. 1106 4264 2940 1602 B336 09F Y 16W 0402 ??oo 00 PAGE 1 OF 1 ~ \"'YB1T jl Y _--'amilW\!""W""''''T4''' ~ -~~-"" - ,-- CapitalQneo Account Summary Previous Balance Payments., Credits and Adjustments Transactions Finance Charges New Balance Minimum Amount Due Payment Due Date $1,027.17 $1,027.17 $882.24 7 $.00 "2' JIJLD ~. 66 ~ '113 'if 7 AuJl'lS' 17, 2001 Total Credit Line Total Available Credit' C,edir Line fo, Cash Available Credit for Cash 110,500 $9,617.76 110,500 $9,617.76 At your s~ice To call ClUoomcr Rdatioos oc to report a.lo.t <)c stolen card.: 1-800-955-7070 Send payments to: Attn: Remittance Praasring CapitaIOneSICtVices P,O. Box 35147 Richmond, VA 23276 Send inquiries to: Capita1 One Services P.O. BoxSSO:tS Richmond, VA 23285-5015 po-.:d off J v.- \ lj JDO l 166295 PLATINUM VISA ACCOUNT 4305-7213-6453-2916 JUN 18 - JUL 17,2001 Pagel of I Payments, Credits- and Adjustments 1 30JUN PAYMENT RECEIVED - THANK YOU Transacdons V'l1,027.17 - DATE 2 15 JUN 3 17JUN 4 19 )UN ,5 20JUN - 6:- 2(lJUN" 7 20 )UN 8 20)UN 9 20 JUN 10 22JUN 11 26)UN 12 27JUN 13 28]UN 14 28JUN 15 29 JUN 1l;-29jUN 17 29 JUN 18 29JUN 19 .9 JUN 20 .9)UN 21 04 JUL .2 05 JUL 23 14 JUL Finance Charge. PURCHASES CASH K.l\1ART 00009769 SHlPPENSBURG P A WM SUPERCENTER CHAMBERSBURG PA KMART 00009769 SHlPPENSBURG PA SAYLORS NEWVIULLE PA GAL"GALLS INC 800-477-7766 KY. TERRY'S VlLLAGES 800-2280475 NE BROOKSIDE MARKET WALNUT BOTrOM PA KMART 00003225 CHAMBERSBURG PA JOHNNYS REST 60870011 CHAMBERSBURG PA BROOKSlDEMARKET WALNUT BOTIOM PA BROOKSIDE MARKET WALNUT BOTIOM PA USA'S FLORAL SHOPPE NEWVILLE PA BROOKSIDE MARKET WALNUT BOTTOM PA NELL'S #208 SNS CARLISLE PA GAL"GALLS INC 800-477-7766 KY SHEETZ #263 CARLISE P A BROOKSIDE MARKET WALNUT BOTIOM PA SA YLOltS MARKET NEWVILLE PA SHEETZ #263 CARLISE PA BROOKSIDE MARKET WALNUT BOTIOM PA CVS #5726 SHlPPENSBURG PA USPS 4134870266 WALNUT BOTrOM PA " $110.65 v 149.06 v 20.54 ./ 8.97 1/ 18.97 '/53.75 ./ 9.76 ,/ 2.77 v 22.40 ...... 2 09 27.3 . 43.9 25.38 0'196.04 '@ 16.81 -12.58 0/'35.00 0/17.30 0/'8.04 ./ 22.59 0/' 13.2S Ba/.mu raY applitdta s.on S.on Plet1.u lee re'VC"Je Jide for impurtan/ inftrmation Ptriodic ",,, Curmpcmding .;PR ~~8f .04356% .05425% 15.90% 19.80% $,00 $.00 0.00% ANNUAL PERCENTAGE RATE applied this period ~ PLEASE RETURN PORTION BELOW WITH PAYMENT. ~ '~O!Wii"'~__ - ~ EXHIBIT JZ- "'. '9"_ , ~" ~~ 'j CURRENT AGCOUNT 'NUMBER PAST DUE LATE CHARGES CURRENT DUE PAYOFF' AMOUNT OWING INTEREST PRINCIP AL DATE AMOUNT BILLED BILLED I I 0.00 I 109/09/20011 I 98920012903455 I 0.00 461. 60 I I THE PAYMENT ON THE BELOW-REFERENCED NOTE WILL BE aUE ON THE DATE !NDIC~TED, PLEASE REMIT THE TOTAL P~YMENT AMOUNT SHOWN ON OR BEFORE THE OUE OATE. THANK YOU. ***FORCUSTOMER SERVlCE OR BILLING INQUIRIES PLEASE*** ***CALL 1-800-235-8522*** ON N (::)V , 7-.L:JJ \ pcx-,d \T , CHASE. The right relationship is everything:m FOR CALIFORNIA RESIDENTS ONLY, AS REQUIRED BY LAW, YOU ARE IlEREBY NOTIFIED THAT A NEGATIVE CREDIT REPORT REFLECTING ON YOUR CREDIT RECORD MAY BE SUBMITTED TO A CREDIT REPORTING AGENCY IF YOU FAIL TO FULFILL THE TERMS OF YOUR CREDIT OBLIGATIONS EQUAL HOUSING LENDER 98920012903455 000278b82 8080 0 Chase Processing Center P.O. Box 79030 Houston, Texas 77279-9030 ........f1:E-ASe:JNP$!i':...... ::.....:.:..:.>WPR~S$...:.::. <~j(NGE;HE~ ...... PAYMENT NOTICE 1 ! i I ii, ii' " "I '1! i I i To avoid additional finance charges your payment should reach us by 09/09/2001 004 . ACCOUNT NUMBER ! DUE DATE TOTAL PAYOFF PLEASE WRITE IN I .p A YMENT AMOUNT AMOUNT OF I ; DUE PAYMENT ENCLOSED I I I I 461.60 I I 98820012803455 ! 09/09/2001 0.00 I MAKE CHECK PAYABLE TO CHASE WRITE YOUf! ACC:OllHT HUMBER ON THE FACE OF YOUR CHECK. PLEASE DO HOT FOLD OR lIEND. RETURN THIS PORTION OF YOUR STATEMENT WITH YOUR CHECK, PLEASE DO NOT SEND CASH CHASE PROCESSING CENTER P.O. BOX GsoG47 OEPT 529 DALLAS, TEXAS 7S2GS-oG47 EXHIBIT SALLY J MILLER PO BOX 233 ALNUT BOTTOM PA 172GG-0233 'u i AA i :,,,,,,,,,,,-;,:<,-",,,~--,,,,.,.,,.,, ^, ~~ ,-, ,~ " ~~~-" ~, - ~~- , -",'" CARE CREDIT/GE CAPITAL CON CC GE CAPITAL CONS CARD CO ::ACCOUN~'E::INFORMA!IONm .....~i,;;i.'. .........,.,....,..... .,.,...-..-.......-..-.-.,.,. .........-..-..".,...---_. n. ... ....'-,."......- ......",.....,.. Account Number Statement Date Payment Due Date 07/1912001 Days This Period Credit Umit Credit A vai/ab/e 5019 1803 0778 7594 OS/20/2001 31 $5,500.00 $4,594.00 Ili'B'AIlli. , .;~StJjMM#Q~~~fl4ifI~tf.~Hj~~g,~~tiliw~~~i[~~~~~W~ITI~1ili[ill!1W~llm~~#~@.~G~~@L~j:~J,:~~~~~:1;fq"~;:t', Previous Satancs + New Purchases - PaymentS' +/- Credits, Fe.. and I +/- ANANCE = New Balance Adjustments [Mil CHARGE $1 ,005.55 $0.00 $1 00.00 $0.00 $0.00 $905.56 ):mRA:NSAct(O'NHSllMM~F[~];j~!l ~.:: - .n '. ..........,.,.....,.... Oon4 Tran Date 00114 ..- Reference Number Description Amount Post Date P9072005501QP7AV4 PAYMENT - THANK YOU- ...-- -$1 00.00 :cCR -"':..-- ' /CJO ! . \ e! -"J" LjJV 'J-'; 1.-/ .0t '3 '3 '-! No Finance Charges will be incurred 0f1 the amount of a Defemm Interest or Same as Cash promotional purchase ifyo~ pay the promotional purchase amount in fufJ by the indicated Due Date and (as applicable) you pay at least any Mn;mum PaYmfmt Due"" your Account each month when dUB. If a promotional purchase amount is not paid in full by th9 indicated Due Date, Finance Charges will (or if any Mnimum Payment DUB is not paid when due, may) be assessed on this amount from the transaction date (or, at creditors option, /rom the posting date)_ Purchase Date Purchase Amount- Deferred Current Balance DUB Date ANANCE CHARGE 04120/2001 $1,005.56 Same As Cash $37.39 $905.55 08/1912001 -NOTICE: See reverse side and additional pages (if any) for important information concerning your Account- 5302 00Z7 KJD z 7 ZO 0106Z0 Page 1 of Z 907Z 0300 CCPO OlAGS30Z 19007 EXHIBIT ~ 'l'2..f2..-.. i l_l--> "'R<"'""""",q"'l'WR, ~- ~ ~ r - ~! ~ ,... _Iii!. , ..l ''''''~iffi'''''4'.'''1''~"" '" ~, " . CARE CREDIT/GE CAPITAL CON CC GE CAPITAL CONS CARDce I i'ACGOUNJi;"[NFORMATIONi,,"''': ., - ----" ".. ...."...........,...,.,.,. .-.."....,."..--.----. ......................... _H__d.'.."'_____,,_ ..-.---.---.-.-.-----...-....,....-.. ..,....,......,....-.--.--......._.. ...-..._....__.........,.....-.,-.-. .................,....---.--...-... ...........-..._.. ...".........----,.",-.... ..........,.-.-..--...-.-.,..-. .....,."..,.--...--...,... .......,. Account Number Statement Date Payment Due Days This Credit Umit Credit Available Dat. Period 6019 1803 07787594 0612012001 0711912001 31 $5,500.00 $4,594.00 'i~[NANCE;'iCHARGEiSUMMABYii; .,.-.,...--..., ,'".,...,..... n._...,.. ....,. .... ...,.,... ,,;.,,~~,,~,,~,.,,~..., ._.._,_u. ........-. .......-.....-..-.-......-...,-...-- _.....uu...................,.. How Your Portion Of Average Daily Computed on Daily (D) Corresponding Periodic ANANCE FINANCE Balance Average Daily Periodic Annual CHARGE CHARGE Principal Balance Rate Percentage Was Calculated Rate Purchases $.01 AND ABOVE $0.00 .06090%(0) 2.223% $0.00 Same As Cash $1,010.65 .06090%(D) 22.23~f, . $0.00 ANNUAL peRCENTAGE RATE 22.230% r Total Period~ FINANOE CHARGE $0.00 ~,CARf)HOIllif)EB~,NEWS,,&'1NE0RM'A'FION~1~;~~8!1~~";!~"~~~":: ...., ...,...-ij::12]~~~fi~~~~1S:~~1:~~~~i~:~mhl~if,:~~i~~~~~;,~~. Your eriodic rate and ANNUAL PERCENTAGE RATE ma va exce t in Puerto Rico, . ON YOUR NEXT VISIT TO THE VETERINARIAN, YOU CAN USE CARE CREDIT TO PURCHASE PET FOOD, TOYS AND FLEA TREATMENTS. . IMPORTANT NOTICE: AS A REMINDER, IN ALL STATES. EXCEPT PR, FINANCE CHARGES Will BE CALCULATED USING THE 2 CYCLE A VERAGE. DAilY BALANCE METHOD AS DISOLOSED IN YOUR CARDHOLDER AGREEMENT. MAIL PAYMENT TO: GE GAPITAL CONS GARDCO PO BOX 9001557 LOUISVILLe KY 40290.1557 FOR CUSTOMER SERVICE: BILLING ERRORSIINQUIRIES: Send inquiries (not payments) incfuding your account number to: ' For customer service or to report your card lost or stolen, call: 1-800-333-1071 GECCCC C/O CARD SERVICES PO BOX 276 OA YTON, OH 45401 5302 0021 KJD z 7 20 010620 Page 2 of 2 9072 0300 CCPO OlAG5302 19007 , ~_. ..., -~~ <. I ~~~:'f~ r , . -, ~ , c '" @)~ National Guard Association \~ . of the United States ,.. ,..,. ale Account number Credit limit Available credit 4233 2720 5010 8170 $10,800 $2,202 BiII",lL~oIe closing dale Previous balance PaymentB and creditB Purchases Cash advances FINANCE CHARGES New balance Minimum payment due Payment due date 03126103 $8,752.69 219.00 0.00 0.00 64.09 $8,597.78 215.00 04120103 Questions? Call Member Service Lost or Stolen Oa.rd 800-247-5626 800-556-5678 orWritfJ: PFCU VISA P.C.BCX 456 ALEXANDRIA, VA 223130456 Remit payment to: P.O. BOX 79917 BALTIMORE, MO 21279-0917 TRANSACTIONS See statement back for explanatkm of Finance Charge calculation, Jf on the billing oycle oJosing date shown above you have no previous balance for either purchase8 or cash advancea after we apply payments and credits made during the billing cycle and If you pay the new bCllance shown above In full within 25 days 01 the bjJJing cycle oJosing diilfe (thiil/ is on or ""fors ths piilymen/ dus diil/e), you will no/ havs 10 PiilY iiI FINANCE CHARGE on 'he new purchases shown above, However, cash advances con#nue to accrue finance charges until pam In ful,. Trans Post Reference Number Description Amount 03/18 03/18 74233272DOOXVJM96 PAYMENT-THANK YOUI TOTAL 'FINANOE OHARGE' PAID IN 2002 PROMOTIONAL BALANCES ALEXANDRIA VA $585.12 -219.00 "}...J')- 01 "2'-1q1- d-;(.ff(tf) BALANCE TRANSFER CASH Average Daily Balance 8,637.97 Monthly NOlTlinal ANNUAL Periodic Rate PERCENTAGE RATE 0.742 a.900 FINANCE CHARGE 64.09 FINANCE CHARGE INFORMATION Average Dally Balance PUl"Chases 0.00 Average Dally Balance Cash 0.00 Days In BillIng Cycle 28 Periodic Finance Charge Purchases 0.00 Petiodic Finance Charge Cash 64.09 PERCENTAGE RATES Corresponding ANNUAL PERCENTAGE RATE Purchases Correspond~g ANNUAL PEROENTAGE RATE Cash Monthly Periodic I=\ate Purchases Monthly Periodic Rate Cash Effective ANNUAL PERCENTAGE RATE Purchases Effectivs ANNUAL PEROENTAGE RATE Cash 12.90 12.90 1.075 1.075 12.90 8.90 Total FINANCE CHARGES: NOTES OF INTEREST SAVE MORE WITH A LOW 8.9% APR PERSONAL ADVANTAGE LOAN FROM PENTAGON FEDERAL OREDIT UNION. BORROW AS LITTLE AS $500 OR AS MUOH AS $25,000 AT THIS GREAT RATE FOR WHATEVER YOU NEED. TREAT YOURSELF TO NEW GOLF OLUBS, PAY WEDDING EXPENSES, FINANOE HOME IMPROVEMENTS, AND MORE.ALL AT A RATE LOWER THAN ALMOST AN~REDiT OARD. SEE ENOLOSED INSERT FOR DETAI S [ItA Gpll-rfI JPI5.ALI:'P, 70"3 ~3~ 655" $64.09 ...(} t EXHIBIT ~ .J; il C'c_ 9006 QKD 1 26 7 B Page 1 of 1 3427 2000 Jro 0081 0 -'I " ".,,_.. " SALLY J MILLER KEVIN R MILLER Account Number: Your Bank of America Visa@ Account 4024116002141339 24-Hour Customer Service For Lost or Stolen Cards Transactions POST. TRANS. DATE DATE MAR 24 MAR 22 APR 02 APR 02 Acc.ount Summary Previous Balance Purchases Cash Advances Other Debits Credits FINANCE CHARGE Payments New Balance 1.800.732.9194 1.800.848.6090 Pay onlinel Visit www.bankofamerica.eom View recent transactions and pay your biJJ online at www.bankofamerica.com. REF. DESCRIPTION AMOUNT NO. CR=CREDIT 530 PAYMENT - THANK YOU CR$40.00 PERIODIC FINANCE CHARGE $13.63 +, + + $ 3,907.43 $0.00 $0.00 $0.00 $0.00 $13.63 $ 40.00 $ 3,661.06 + Finance Charge Summary Corresponding APR Daily Periodic Average Daily Minimum (M) I Rate(DPR) Balance(ADB) Periodic (P) Charge Purchases Cash Promotional 4 11.49% 19.99% 4.25% $0.00 $0.00 $ 3,898.01 $ O.OOP $ O.OOP $ 13.63P O.03148%v O.054770/0v 0.011650/0v ANNUAL PERCENTAGE RATE 4.25% ""'~~___<'t~" ~" v=Variable _M ~~ 1~- I ' ,) Please return coupon with yolK pavm&nt J Bank of America ~ Customer Corner GET A CD PLAYER JUST FOR TRYING TRAVELERS ADVANTAGE REWARDS AND DISCOUNT PROGRAM, TWO MONTHS FOR ONLY$1. GO TO "WWW.TRAVELERSADVANTAGE. COMIOFFER" NOW TO CLAIM YOUR CD PLAYER. YOU'LL SAVE ON CAR RENT ALS...HOTELS...AIRFARE AND MUCH MORE! c"'"' t.fO ~ v# '2-::0-0"] It, AlA EXHIBIT I-DQ - _0" .-'f;I!:~~,_.~ r! -.1 ~= , , ='" ~~ N (6)~f";!IQ ~~\'Ii!-_~" ,'...""",,, VISA ACCOUNT SUMMARY Previous Balanee $9.822,83 Payments,Oredlts - $200,00 Purchases, Oash, Debits + $0.00 Finance Charges + $62,04 New Balance $9,684.87 I I 02127103 . 03127103 CUSTOMER SERVICE 04121/03 In U.S. 1-800-436-7927 $193.00 Espai\oll-888-446-33Q8 TDD 1-800-955-B060" Outside U.S. call collect , -302-594-B200 Statement Date: Payment Due Date: Minimum Payment Due: Account Number: 44171241 55906222 Total Oredit Une $11,500 Available Oredit $1,815 Oash Access Une $2,300 Available for Oash $1,815 ACCOUNT INDUIRIES P,O. BOKB650 Wilmington, DE 19899-8650 PAYMENT ADDRESS P.O. BOK 15153 Wilmiflgton, Dt 19886-5153 ECARD REWARDS SUMMARY VISIT US AT: 10J & _f;"'~ s.----- ECARD REBATE: $ J r ;J..L/ 1/ /"?- 4-1'1<.. 03 .00 TRANSACTIONS Trans Date Reference Number 03/1t 74417122B014TYCTH 03127 Amount Credit Debit Merchant Name Dr Transaction Description PAYMENT. THANK YOU 'FINANCE CHARGE' $200.00 62.04 FINANCE CHARGES Dally Corresponding Periodic Rate APR 29 days in cycle .0451 B% .05477% .02190% .02190% PERIODIC RATE(S) AND APR(S) MAY VARY Finance Oharge Due To Periodic Rate Transaction Feea FINANCE CHARGES $0.00 $0.00 $55.65 $6.39 $52.04 Average Daily Balance Previous Cycle Current Oycle Category Purchases Cash advances Pramotional purchases Promotional purchases Total finance charges Effective Annual Percentage Rate (APR): 7.99% Grace Period Type: A (Please see back of statement for the Grace Period explanation.) . The Corresponding APR is the rate of interest you pay when you carry a balance on purchases Dr cash advances. The Effective APR represents yaur total finance charges -Including transaction fees such as cash advance and balance transfer fees. expressed as a percentage, 16.49% 19.99% 7.99% 7.99% $B,753.16 $1 ,005.95 $55.55 $5.39 IMPORTANT NEWS PROTECT YOUR ACCOUNT WITH FIRST PROTECT(R): TO lEARN HOW YOU CAN DEFER YOUR REGULAR MONTHLY PAYMENTS AND WAIVE RELATED FINANCE CHARGES DURING CERTAIN FINANCIAL HARDSHIPS, CAll I.B56.635-9614 TODAYI TAKE THE STRESS OUT OF PAYING YOUR PERSONAL INCOME TAXES. PAY THEM WITH YOUR VISA(R) CARD. FIND OUT HOW AT WWW.OFFICIAlPAYMENTS.COMIBANKONEC.JSP GET A FREE CREDIT REPORT WHEN YOU TRY PRIVACYGUARD FRAUD PROTECTION FOR 30 DAYS FOR ONLY $1. DISCOVER THE SECURITY OF KNOWING YOUR PERSONAL REOORDS CAN STAY ACCURATE. NOT VALID IN CA. CAll 1-888-398-3631. EXPIRES 06-01-03. FIRST USA IS NOT AFFILIATED WITH PRIVACYGUARD OR ITS AFFILIATES. SEND FLOWERS, PLANTS, CHOCOLATES, POPCORN AND OTHER GREAT GIFTS FROM 1-800-FlOWERS.COM THIS SPRING AND SAVE 15%' WHEN YOU USE PROMOTION CODE "FUSA".ORDER BY PHONE OR ONLINE AT WWW.1800FlOWERS.COM. OFFER GOOD THROUGH JUNE 30, 2003. 'FOR DETAilS PLEASE VISIT WWW.1800FlOWERS.COM/DISCLAIMER. 61'1776 7fo<g7(rA~J SRf,t.1U LfTTl;~;R..o;fl f..d;MflJJ1-)Vf)/:f2.. &wI< o;JJ~- t:>+l<.b St:'f..W(,2J EXHIBIT ArT 5sc..fZli ~rQ.VP3"T po l3~x 'Db SO W/LIIIIN1lW iJJ: /'7<J11~3(,ro 'II Cc I~ 5630 aa4a USD 800 ., 18 030327 Page 1 of 1 3366 4000 ADD919 OlGS5630 2052660 -~-~ , "'" - " .....1 , , Citr Platinum Select"' Card For Custtlmer Servke, call or write 1-800-950-5114 Account Number 5424 1808 7542 3383 P<lyment must be rE'celved by 1:00 pm local time on 05/09/2003 To r~port blllInq errors. write to Ihls address; t>Il1UnQwlll notpreserveyourrlqhts. BOX 6500 SIOUX FALLS, SO S7117 PastDul1 $0.00 + AvaHabl" Casl1 Umlt $2377 Purch/Adv Minimum Due $75',00 = New Balance $3622.21 Stf.lteml/nt/ClllsinQDete 04/16/2003 Total tredlt Llne $6000 Availablp credit Line $2377 Amount Over Credit Line $0.00 + CashAdvancQUmlt $3000 Minimum Amount Due $75.00 4/07 62587447 Activity Since Last statement Payments. Credits & Adjustments PAYMENT THANK YOU Amount Sale Date Post Date Reference Numb9r ".' ,'-"--' ;;-"-:,:;:/: ",,,( ',160.00 4/16 standard purch PURCHASES *FINANCE CHARGE* PERIOOIC'R~crE ,,:,,;'::', _')",.-.'c- , ;"):{:31t .,3 4 ,-,j'" ~:L('lli-~;f~" ::<', i:';'7!Y:',';'J:~~;:" '~;; , 'T,'^ ;1.(<;";_-":', Did you know that you won't lose a~~~n~~~when YOo" use your Citi (R) Card onl i ne? Witb,;,cfl;-j?bank' 5 $ l j abll i ty, you can have peace of rili(n'j:t(,1tnbwj og that you won't be held responsible for -.an'V~:-un-authorized _, charges on ~YP_U~~:~,,e;;,;ount. ,',~~':" ~<~L,',::~~\ ;:rf::#,~::~t:~~(: },; _, ,:,:',:L::;:"-;;':--~i?\-,-;-i':;':-!;;/:'<, ".c;fl!,Ee"ONLIN[;;$'j;i~!,altf.:s . fOR CIiTT'PAR/J"f!M~e~g" ,';'(~-,M,1.'.:~W;'--V:ou r ca:~~c1::<~i'C.iti .,,_.,~N1 t y. che:pk,,__yq,u.r.<__1j(J~'a.n.c,e^f' pay ,'!';v.~1ir~,"bi 11 O~n,~in~:~ih,~ommunj cate - ~ecu'pe:l'y:':-.w:;:th' ~U$iomer s~r~~c~~an~ more~ Act1vat~:~our~free ~lnbership_ at:'::c:,,;t:rcards~c-om today.:" r. ' 2~~~CJ3'. :--:i.""'. ~:,~\;;_:_,j :'~F_:::,<~~'"J;;, -q":,>, " , . ,-":"-' ',-/--: ",' ",': "-' -" " " :,/:i;::"J'::\;-;':,--,:" ",!, "_::~" ,: Use you:r: ,CUi6anl<}:cr:edil- 'ca't;.d ,to, rEmt ~<~ar, from Hertz",anci,:enl~y~,;qir:e'at:' sa-vtnqs: -tn', -the::.lJ .,-s ~" and. "-. a!",ound the :,wo_rldJ",Call-_1-800~65'4-",2200 'and ment,1on your citi,bank Hertz COP ',number, 160005. >,{ b :;; D S ,;,,"._ ",.-__,i-".- , '\- ,/ -;' .,:>,-:J ,,' __ --<_>';;'Y:T,*,};::H.:'-;i0_~:r,;:{;~;;-:!t)~w- )!;(ii);:;!)0,w-/;;-.;Ps" "-:Pr~V;Il1l;i~ ^"';{~J-:8~~rn~nt~';i", ",:,f{+)---fJNA~CE'i:;-i;:'--';:>'" <t:::);tN~w ,.:"'" B~I~nc' . . &.crealt"s""CHARGe!,':'B.re"ce.( . 'BURCliAS{S C .$3;1"7:87, '$il'io}OQ" $:l4;:lilc.;...,.;,$5,,'I'iZg;/Z'fJ;... ;ADVANCES' . ....$Q.OO.. $0:'00',. $<!:Q<!"";:,'.C'/;$O:.:.o~;;. TOrl'l' $3,."(47"87 ,$160'.119; $34;.34,;',;,$3,,622"'21 ;'. ,"" ,; ;",-, ,'J, -;;F,;,h r:S;~':; L~~>'<' ,:;(,;t~';6:~i:;~i#:ih~~~;li#~:~~~~~~i,~:~;:i~~~fp;:' '--"">\:'--.< -"'--' ' --, __ ~ ___i-' '>~~Ij-~'SuiTinui:ry :,' " , >N~l11ln~, <i-;:::';i',>J:C;': -i~N~:tIjUil\J;'~',''-'/:>:~ /, ,.ic.""" . . ..APRi>:p&noEjA:""G.E;RA:jlEi',c: ;''';PUR"t!iA~.ES;;<,Y'' '" .. .... ..... , ..' .;.,,'" .,. . '.' . ;.;,: ;i\g~~n~~g~;PY.Tth . c$3;7~9':~1; . '9.03l.1i~(&~;.;.;;;; ;~%~~~O%'1;;:~:;H;P!,;:~:~((J~S~;~t;; F, 'Stand"rlf AdV $0.00 0'.054Fl\(l!} '.: '.19'.990% ' . 19J990%'" ",;t,' ::~~;,:f~;::;':>' ':,";.",i",:",;(,' ',- ," ",-s.'4 --..,,;i,-", !1;';;~~~~f~~~~tt~~!~~~~~i0~N~#:&};'~~~~':~~~~~~~~$i.:1k~~0~.~t;~L'~2"c.7:~o~I~}~""/.;..'~;t:;. .;. . . .' .. ...d:";tt;,. .' ""iz~;~$J , - , ~ ':" ;\;t'!~Mi!:L~~:lS?r-m9~~~Y)Pr<!e.r:,p~'yapJ!l:,'Jn,(j'- .;ltolfi:ll:s'-"Of\,a;tliSj Ilari~(to..altl ca~, 'I('IC lIaiil ilClCOUfJtnuml1er-o:r('Che~k,-Q'r:/tt(l(l-eY!f)rder.--;'No;ca$hipJease.:-- -,' -...; . '__,' ;\::YP~::::<'.,\' :i.(,,<t ,__;'",'~<<;, ,: ?,'.-,':::},'/-;,~.: ::;-,~':f' /,;t;:-~:'--- -: -,':-_',,';' --;'-..;,:' ~'<,/ t' '-; "-\"/;; :;,~,: ,~:i.' ~-:-- :,:':':'rJ~.':-,i;<;}-L';~< -: />;;?i./:: '-'-;;:;A,>.1:::::,<;;:; ~ ,..::;:':~'-;--: ,::-:':':~'-;:,':.:ih-\;;;" ,'i-:\ ..' "-<j "-,-',,-", ",":-"-;' .<,i::K.>': ,.-;"<".-;-;!,,,--- " -.;-:-.1 , ,',; --"",:,,:,-:,'.';::'\','::' - ',' -" , A~(i~lul~>s,~mr1iary:~:' ""-:i'*",,*~~"'~,~,,;,_Zow.~ _ ",. ~~ ,.,.- , 1 ~, ( ....j $1,121.04 Closin Date Tom! Minimum Pe nt Due Pa nt Due Date Axount Number Cash or Credit Available $12,700.00 04/14/03 $181.00 05/14/03 Posting Dat. Transactions APRIL 2003 STATEMENT Charges Credits (GR) PAYMEIIITS AIIID 04/05 CREDITS 2844 MC PAYMENT - THANK YOU TOTAL FOR BILLIIIIG CYCLE FROM 03/1S/2003 THROUGH 04/14/2003 $0.00 105.00 CR $105.00 CR J~(~ v#p ?-S?..-g 7 lfl111Y oJ EXHIBIT ibfL IMPORTANT NEWS OON'T WORRY ABOUT ECONOMIC UNCERTAINTIES! HELP PROTECT YOUR ACCOUNT. ENROLL IN OPTIONAL CREDIT PROTECTION! CALL 1-800-580-8836 TODAY! ACCESSING AODITIDNAL CASH IS EASYl PRESENT YOUR CREDIT CARD AT THE BANK COUNTER, DR CALL 1-800-771-3575 TO REQUEST A PIN CODE FOR USE AT AN ATM. VISIT WWW.IBSCASH.COM to CONSOLIDATE BALANCES TO YOUR INDIVIDUALIZED BANK- CARD SERVICES ACCOUNT. IT'S A FAST AND CONVENIENT WAY TO SAVE TIME AND MONEY. SUMMARY OF TRANSACTIONS TOTAL MINIMUM PAYMeNT Due Previc>us Balance (.J Payments (+) Cash (+) Purchases and (+~rlodIC Rate (+) Transaction Fee ("'J New Balance and Credits Advances Adjustments FI CE CHARGES FINANCE CHARGES Total Past Due Amount ..........,,"... $0.00 I Current Payment ............".,.. $1B1.00 :;;11,517.29 $105.00 $0.00 $0.00 $166.67 $0.00 $11,57B.96 Total Minimum Payment Due,.,..,,,...,,..........,,,............ $181.00 FIN~CE CHARGE SCHEDULE Category Periodic Rate Cash Advances A. BALANCE TRANSFERS, CHECKS.0.046493% DLY B. ATM, BANK................ ,0.046493% DLY C. PURCHASES.................. '0.046493% DLY Corresponding Annual Percentage Rate Balance SUbject to Finance Charge FOR YOUR SATISFACTION, EVERY HOUR, EVERY DAY For Customer Satisfaction and up to !he minute automated information induding, balance, available credil, paymenls received, payments due. due dale, p~menl address information, or 10 requesl dupUcale slalemenls, cali 1.R(J(J.36?6?9Q. For TDD (Telecommunication Devicefor the Deaf) assistance call 1-80lJ..346.3178. . MEliI payments to: BANKCARD SERVICES, P.O. BOX 15019, WILMINGTON DE 1988&5019, ' BiDing righls are preserved only by writlen inquily. Mail billing inquiries, using form on Iheback, and olher in9!liries to: ~~~~R SFRVICF\i. POBOX 1S0~6 WII MINGTON OF 16.97% 16,97% 16.97% $11,564.02 $0.00 $0.00 FOR THIS BlLUNG PERIOD: ANNUAL PERCENTAGE RATE................... 16.97% (Includes Periodic Rate and Transaction Fee Finance Oharges.) PLEASE SEE REVERSE SIDE FOR IMPORTANT INFORMATION. 2740 07P 5329 0309 7800 OBB3 31B 1302 0000 00 PAGE 1 OF 1 7'~~~"~= ,",,'l!'l"_ - -,~.~ , ~,- I>" "-< I' .,.. '1,. . , , . $1,588.75 0108/ Dale TofaI Minimum Prl Due Pa TIt Due Date kacud Numbsr CeflhOl CItKiiJ IwsJJsbJe $7,500.00 04/14/03 $133.00 05/14/03 Postlng Dal. Transactions APRIL 2003 STATEMENT Oharges Credits (CR) PAYMENTS 04/05 AND CREDITS 2843 MC PAYMENT - THANK YOU TOTAL FOR BILLING CYCLE fROM 03/15/2003 THROUGH 04/14/2003 $0.00 500.00 CR $500.00 CR jJ') b'm4r OJ .-f/f-"79-9 . EXHIBIT II J:1lL :;; D S .. IMPORTANT NEWS SHOPPING FOR AUTO INSURANCE HAS NEVER BEEN EASIER. VISIT WWW.MBNAAUTO.COM/MS2 ANO REQUEST UP TO FOUR QUOTES FROM SOME OF THE NATION'S TOP INSURANCE CARRIERS. INVEST IN MBNA PLATdNUM PLUS CD ANO MONEY MARKET DEPOSIT ACCOUNTS. CALL 1-800-414-1270, MDN-FRI 8 A.M.-8 P.M.; SAT 8-5 (EASTERN TIME). MEMBER FDIC. WWW.MBNANETACCESS.CDM - AT YOUR SERVICE. SUMMARY OF TRANSACTIONS TOTAL MINIMUM PAYMENT DUE PrevIous Balance (-) Payments (+)Ci!lSh _ (+) Purchases and ~+~r10dIC Rate ~+l,1N~msactlon Fee (=) New BalanCEI and Credits Advances Adjustments I CE CHARGES I CE CHARGES Total Past Due Amount ..,,,.........,,. $0.00 Current Payment ....."........... $133.00 $6,280.07 $500.00 $0.00 $0.00 $131.18 $0.00 $5,911.25 Total Mll1lmum Payment Due...."..,.....,.......,.............., $133.00 FINANCE CHARGE SCHEDULE Category Periodic Rate Cash Advances A. BALANCE TRANSFERS, CHECKS.0.068438%OLY B. ATM, BANK................ ,0.068438% DLY C. PURCHASES"..",.,.".,.". '0.068438% DlY Corresponding Annual Percentage Rate Balance SUbJect to Finance Charge FOR YOUR SATISFACTION, EVERY HOUR, EVERY DAY . For Custom~ Satisfaction and up 10 the minule fWlomated information including, balance, available credit, payments received, payments due, due dote,&~eflf address information, C1t 10 fequest dupHcate slalemenls, call1-BOO. 7 9.66R5. Fa TDD (Telecommunication Device for tile Deaf) assistance, caIIl-BDD-346-3178. Mail payments 10: MBNA AMERICA, P.O. BOX 15019, WILMINGTON, DE 198136-5019. BiDing rights me pl'eserved only by writlen inquiry. Mail billing inquil"les, using formoolhebacK andolherinQ\!irieslo: ~~~~RICA PO ROX15026 WilMINGTON DF 24.98% 24.98% 24.98% $6,183.17 $0.00 $0.00 FOR THIS BIlliNG PERiOD: ANNUAL PERCENTAGE RATE................... 24.98% (InoJudes PerlorJIc FIaIe and TfBlJ8(JotJon Fee Rnance ChargeB,) PLEASE SEE REV.ERSE SIDE FOR IMPORTANT INFORMATION. 4779 530 5490 9913 0100 2834 599 0506 0200 00 PAGE 1 OF 1 """"*,,_~_:7I ,".,.."" ~ ~"-I ~"'r-- - -- J , ~f , 1 _ ~ , , . , ' . ~ , N CARE CREDIT/GE CAPITAL CON CC For Customer Service or to report your card lost or stolen, calJ~ 1 - 800-333-1071 GE CAPITAL CONS CARDeD $50.00 +/- Credits, Fees and Adjustments (net) $0.00 +1- FINANCE CHARGE $12.47 = New Balance Previous Balance + New Purchases - Payments $671.76 $0.00 $634.23 'TRANSACTION"SUMMARY':!:"'" .",------._,.,..",,-,_..,. ..... .,.,,-.,.,...-.-.-.-.'.,. """""","."'-""'"''''ii'-,'-''''''''' .CO.._........,...,'."_'n.. ........_n_.....'... ......,.__....nn..."..'. Post Date rran Date Referenoe Number Descrintian Amount 04/15 04n5 P9072003A01 EFW1 89 PAYMENT-THANK YOU 00- $50.00 CR (,O ~ 04120 04120 'FINANCE CHARGE' $12.47 vPf'?-~-) I 7 JIIIt i 'E:INANClE"QHAR(lEl!!:SUMMARY":::::::::j,,,,''''''.'' ,...'.....____n__ ,., "',',.....""",,,.,.,.,,,,,,,,,,,,,.. _....,...'..'.__n ".,."....... ...n___......."'.'..".....'.n_..n.'..... .,...,...____..........'n___.. ......"..'...__n__.'...,.,.. "",-'''''''''''''''''''-' ...'....'...n_nn_...'............"......_nn......'..."'.. ......,.....'."'.n__..........,.......'...___n___...... ....."...nn_n___.'....,.,.....'''.....__. ..........,......'__..'"'nn.....'...",..._. ..........,._......_.n_........._.. .....,.,...........-..,- How Your Portion OflAverage Daily Computed on Daily (D) Corresponding Periodic RNANCE FINANCE Balance Average Daily Periodio Annual CHARGE CHARGE Principal Balance Rate Percentage Was Calculated Rate Purchases $.01 AND ABOVE $667.85 .06021%(0) 21.98% $12.47 ~: ANNUAL PERCENTAGE RATE 21.9800% I Total Periodic FINANcE CHARGE $12.47 1,:,CAR'DI;IQL::DER,,:NEWS:,:&,,'INEORMAlIION:::::::,,:::',,:::,:: "",::,:,:,:",:::,,:,,"'" I Your Deriodic rate and ANNUAL PERCENTAGE RATE mavvarv. except in Puerto Rico. EXHIBIT ~ jl II- GENERAL INQUIRIES: GECCCC C/O CARD SERVICES PO BOX 276 DA YTON, OH 45401 MAIL PAYMENT TO: GE GAPITAL GONS GAROOO PO BOX 9001557 LOUISVILLE KY 40290-1557 BILLING ERRORS: Send inquiries (not payments), including your account number to: GECOOO % CARD SERVICES PO BOX 3601 DAYTON, OH45401 "NOTICE: See reverse side and additional pages (if any) for important information concerning your Account." 5302 0032 KJD 2 7 20 030420 C Page 1 of 1 9072: 0300 CCPO 01AG5302 12323 C"fc~jiI~''''I_"..""""", ~~~ - - "'~~~ " ~ """,ti!"i . . l j I .,_~ , ' . " I , ' . CLOSING DATE 11-' 'CARD NUMBER ,I 04/23/03 4121 4499 9112 6769 10000 SEND INQUIRIES TO: CUSTOMER SERVICE PO BOX 30495 TAMPA FL 33630 6315 (717) 795 6032 REFERENCE-NUMS'ER _,::-" ': - Mec POSTING T~NS..' c ".,'.' ..... . DEseRIP:nON.' . ...:.... AMOUNT' . ". . CODE DATE ' ATE --------------------------- --.- PA VHE~ S, AD WsTIlENTS AND OTHERS ------------------ ------.--..-- 74121443111001611464459 0000 4 21 4 21 PA YHENT - THANK YOU 105.00- YOU HAVE EARNED $.00 IN CASHIlACK SO FAR THIS YEAR! . . . . . TO REPORT A LOST OR STOLEN CARD PLEASE CALL: d 800-325-3678 LST STLN AFTER HRS 7S':;..-- 717-795-6032 HEItIlERS 1ST F.C.U. TO DBTAIN ACCOUHT INFORIlA TION 24 HOURS A DAY CALL: 1> fYllf- yO] 800-299-91142 . . . . . . ~ PLANT YOUR SCORECARD GARDEN - GROll YDUR CASHBACK EARNINGS BY SIHPLY USING VOUR CARD. '*=:Z-S-3O , EXHIBIT ~ J~ 11 , :':':_;- _; ,,\:, A\(,ERAG~'~D;ti.ILYd3ALiijoE:'-,;,".- ':/ 7:;-:: "_, ,'PERIOD1C,-, :{jpRRES,~ ',,::-- 'FIN~NC_; ,,' _,:_- '_~:' ~",A.NNUAL-,' :':: __ ::,-' , ';->,,,:':_,':' 'ACCoUNT-':---_< ---:;~":-:;,":i,:,:,' -:" :,SUB!l~9:tXfQ'i~!i!l'NCE;'Ctt,~RGE:;>"':\:-'-: ",<' RATE" .- , :<APR'-_',:' CHARCilE,' ' 'PE!"CENtA,GE:RATE,, ' "SYMMARY:-': ' .- CURR PURCH 0.00 .81257- 9.757- 0.00 Q 7"" PRE\f10qS_ BAtANc:_E 3159.38 CURR CASH 0.00 .81257- 9.157- 0.00 MINIMUM PAYMENT :~URC~~S_g~ ' 0.00 PREV PURCH 0.00 .81257- 9.157- 0.00 GASt1:-:';"-,:'-.:, .i 0.00 PREV CASH 0.00 .24927- 2.997- 0.00 ,,' PAST DUE ,'-',:: C.RE~lt$ :' 0.00 OLD PURCH 0.00 .81257- 9.157- 0.00 n nn Pf.X~E:l'9t,$ 105.00 OLD CASH 3720.98 .81257- 9.157- 30.23 ''OVERUM1T-'AND FEE;S INs.ll~r~f)JCE~ _;," 0.00 FEFS / FI NANCE CHARG 0.00 n nn '-P!Hf:_Fl'CHJ\A,GES; , ,,~.~~ DAVS TN CVCIE 2 TOTAL 3n.2~ TOTAL M1N,PAYMENl' f'INANCE-CHAaGE 14.00 ~j~W'-~~N(;E: ' '-': 3684.61 FINANCE CHARGE CALCULATION METHOD* CREDIT PURCHASES: G CASH ADVANCE: A 'SEE REVERSE SIDE FOR EXPLANATION NOTE: IF YOU HAVE A VARIABLE RATE ACCOUNT THE PERIODIC RATE AND ANNUAL PERCENTAGE RATE (APR) MAY VARY. NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION AND BILLING RIGHTS SUMMARY ':-'3-i!("'>(,~);Il""""!iYm;'~"",,, .~, - ^, ~..,",o/ .~~ . ~ - - ~,..,...,. T Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA KEVIN R. MILLER, v. : CIVIL ACTION - LAW Defendant : NO. 01-5873 CIVIL TERM : IN DIVORCE SALLY J. MILLER, PRE-TRIAL STATEMENT OF DEFENDANT. SALLY J.MILLER The above named Defendant, Sally J. Miller (hereinafter referred to as "Wife"), by and through her counsel, Aaron J. Neuharth, Esquire, files the following Pre-trial Statement pursuant to Pennsylvania Rules of Civil Procedure 1 920.33 (b): I. LIST OF ASSETS Wife's Inventory and Appraisement, in compliance with Pennsylvania Rules of Civil Procedure, is filed contemporaneously with this Pre-Trial Statement. All assets and debts known to Wife at this time are identified thereon. Wife reserves the right to name or identify additional assets as there is further disclosure from Husband in this matter. II. EXPERT WITNESS It is not anticipated that there will need to be any expert witness testimony. Wife reserves the right to name expert witnesses. III. WITNESSES Wife will testify on her own behalf in these proceedings. Wife reserves the right to name additional lay witnesses. IV. EXHIBITS Wife's Inventory and Appraisement will be an exhibit, as will her Income and Expense '-"'icllW , - , - Statement to be prepared in the form provided by the Pennsylvania Rules of Civil Procedure and presented at the hearing. In addition, attached hereto and incorporated herein by reference are the following exhibits, which are of three (3) pages in length or less: Exhibit "D" Exhibit "E" copy of Chase credit card statement for June, 2003 copy of Capital One credit card statement for June, 2003 copy ofUSAA Federal Savings Bank credit card statement for January, 2003 copy of Citibank past due letter to Defendant dated June 17, 2003 copy ofProvidian credit card statement for June 2003, Exhibit "A" Exhibit "B" Exhibit "C" In addition, Wife will provide the following exhibits at trial, which exhibits exceed three pages in length: Exhibit "F" Inventory and Appraisement Exhibit "G" Income and Expense Statement v. GROSS INCOME Wife's income is limited to what she is receiving from her employment. Wife is currently working a full-time job which she began on January 26, 2004. Wife makes approximately $7.50 per hour at this job. Wife also works approximately 20 hours per week at part-time job that Wife began in November 2003. Wife makes approximately $5.75 per hour at this job. Wife's current income is not reflected on her support Order, but it appears that a recalculation of the Support Order based on Wife's income will make little difference to the parties. Additionally, Wife is not likely to continue working two jobs indefinitely. At some point, she will quit her part-time job. VI. EXPENSES An updated Income and Expense Statement will be prepared and provided at the time of trial reflecting the expenses to which Wife has been able to limit herself in order to meet her and ",;Jm~ ~, '",'-"" --' -,"'" ~,,"' ' -' ",'" . . ~~" " i , t! r: fj I' I' ,i n I " il , I, !: ':1 "-V~>;j\i;"'~...1,l_I~ her children's most basic needs in addition to maintaining payments of the joint debts, insurance and utilities. VII. RETIREMENT ACCOUNTS Wife's retirement assets are extremely limited. Wife is contributing 7.25% of her income toward a retirement pan that is offered by her full-time employer. The majority of the parties' retirement assets will have been generated by Husbands employment by the federal government and the West Virginia Air National Guard. It is expected that Husband will receive both civilian and military retirement benefits from the federal government. Additionally, Husband has a substantial amount of savings in a Thrift Savings Plan Amount and a Putnam IRA. A Qualified Domestic Relations Order will need to be generated in regard to Wife's interest in Husband's military and civilian federal government retirement benefits. The QDRO will also have to reflect Wife's interest in Husband's Thrift Savings Plan and IRA accounts. VII. COUNSEL FEES Both parties have retained counsel throughout these proceedings. It is acknowledged that Husband has attempted to advance these proceedings. Wife has also attempted to advance these proceedings and resolve these matters amicable and reasonably. Wife has not agreed to the proposals that Father has presented, and this matter is at its present state due only to Wife's reasonable disagreement to Husband's proposed resolutions of his matter. The key contention in the parties' disagreement is related to the question of whether Wife is entitled to permanent alimony from Husband. Wife made a proposal to settle the alimony aspect of this matter, and Husband flatly refused to enter into any agreement which would require him to pay any alimony. The record is conspicuously clear that Husband has not presented any reasonable offer that would include permanent alimony, and Husband currently refuses to entertain any settlement offer that . ~, . " ,,< ,"""~ " ~"' - includes alimony. In regard to the current financial condition of the parties, Wife acknowledges that the parties have substantial debt. This debt was mostly generated during the parties' marriage. Wife does acknowledge that she incurred further financial obligation after the parties separated. The reason that Wife incurred significant financial obligations is due to the fact that Wife was a homemaker at the time of separation and that Wife was primarily a homemaker during the course ofthe parties' marriage. Wife had no income. Husband did not provide any support to Wife for several months after the parties separated, so Wife used the parties' available credit to purchase necessities for herself and the parties' children. Although Husband has made the payments on most of the parties' joint debt, the reason for this is related to the fact that Husband is the only party who is realistically able to make the payments on the parties' debt. If Husband did not make the payments on the parties' debt his credit rating would have severely suffered in the same manner that Wife's did. Wife has had an extremely difficult time providing for the basic necessities since the parties have separated. Wife has also not had the fmancial ability to pay for counsel ill'tliis'lnatter. Wife has had to borrow money to afford counsel in this manner; therefore, Husband should be responsible for Wife's counsel fees. IX. PERSONAL PROPERTY Wife has attached a listing of personal property that each party has retained. Wife's position is that each party be assess the value of the personal property that it has in its possession at this time. X. MARITAL DEBT Wife acknowledges that the parties have incurred significant marital debt during the marriage. Wife further acknowledges that Husband has paid a large majority of the payments cr_"""l'_p< """,..,,.., ---," , >~, " 7'~- - l ' "",.lIfi',*,,"! toward the parties' debt obligations after separation because Husband was the only party financially able to do so. XI. PROPOSED RESOLUTION OF ECONOMIC ISSUES Wife proposes that she receive an award of permanent alimony in the amount of two- thousand five-hundred dollars ($2500.00 per month). This amount is justified and appropriate under Pennsylvania law for the following reasons: 1. Husband earning capacity greatly exceeds Wife's. Husband's gross income is over one-hundred thousand dollars per year. Wife is currently employed full-time by one employer and works part-time (approximately twenty hours per week) for another employer. Wife's current gross annual income from both of her jobs is twenty-two thousand and fifty-six dollars ($22,056.00) per year. Wife has been trained to be a teacher's assistant and is currently working full-time in that capacity. Husband is a pilot and a Lieutenant Colonel in the AirNational Guard. ......^;, 2. The parties have been married for more than twenty years. Two children were born of the marriage, and Wife became extremely financially dependant on Husband. Wife's contribution to the marriage was mostly that of homemaker. Wife did not work from 1980 to 1989. From 1990 to 1995, Wife worked full- time as a teacher's assistant. From 1995 to the date of separation, the parties agreed that Wife would be primarily a homemaker even though wife worked several odd part-time jobs during this period. Wife did not again become employed full-time until approximately August 2002. Wife c~nt1y lacks sufficient property to meet her reasonable needs or continue with a lifestyle that is even remotely similar to what the parties lived during the course of the marriage. If Wife's award of permanent alimony is twenty-five hundred dollars ($2,500.00) per month, Husband's net income would drop to approximately six-thousand dollars ($6,000.00) per month. Wife's net income with the proposed alimony amount and her part-time job factored in would be a total offour-thousand two-hundred dollars ($4,200.00), or forty-one (41 %) percent of the parties' total monthly net income. Additionally, wife does not plan to work her part-time job indefinitely. She is currently only working that job because, for financial reasons, she has no - - ,<""'~ .,- . . ,-. , . ""~ - , i ;j :! Zi >1 :'I ;1, i<: -i; , " '1:1 <' " -I) , i'l '1:-1 , '-'; :-' -j, '!! {j , '1:: I I , I , i' ';;.w~__ vn other choice. Once wife quits her part-time job, Husband will have an even greater portion of the parties' combined monthly net income. If this plan is implemented, Wife proposes that she assume the payment on the former marital home and refmance the marital home in only her name and that Husband sign the deed over to her. In the alternative, if Wife is unable to refinance the former martial home in only her name, Wife then proposes that Husband be responsible for the mortgage payments on the former marital residence and that Husband's alimony obligation be reduced by the amount of the mortgage payments. In either case, Wife proposes that she have the sole right to occupy the former marital residence. In regard to the parties' automobiles, Wife proposes that she maintain the Suburban and the camper along with all associated costs. Wife further proposes that Husband retain the Toyota Corolla and all other automobiles and the associated costs. In regard to the parties' bank accounts, Wife proposes that she retain the funds in the Member's First accounts and that Husband retain the funds in the various credit union accounts. In regard to theYanous retirement accounts and Husband's life insurance policy/\\itileproposes that the parties' equally split the balance of all the accounts and the insurance policy. Wife further proposes that Husband's military retirement and federal civilian retirement benefits be equally distributed between the parties upon Husband's respective retirements. In regard to the credit card balances, Wife proposes that she be responsible for forty-one percent (41 %) of the total balance of the parties' joint credit card accounts and that Husband be responsible for fifty-nine percent (59%) of said accounts. Wife acknowledges that Husband has been providing support to Wife and that Husband has maintained the payments on the mortgage of the marital residence and the monthly payments , L. ! . .i il ,I fi ,1 ij '., :-1 ;1 ,! 'i " !~ "i :\: ';': H ;i; l,I ';'.',1 ,i',1 " <, ;j ., ;-i'l .'1 ,-,, ,,:'-'mwr__~ on Wife's vehicle since the time of separation. Wife further acknowledges that Husband has made the payments on most of the marital debts since the time of separation because Wife was financially unable to do so. Wife further requests that Husband be responsible for her attorney's fees. Respectfully submitted, ~....-?- ~ ~ ~ J, Neuharth, Esquire Attorney for Defendant LopezNeuharth LLP 401 East Louther Street, Suite 101 Carlisle, PA 17013 (717)258-9991 ,,'~,,~;'.:,,' -" "'- ~ ,_ ~ ,. _' .-. 1 ""1"""''''- , -~ ~"[\I FAX NO. : 7175309437 Feb. 032004 04:15PM P5 " ," FROM : THE MILLERS o l,.;HA:::Ic PAYMENT DUE DAT~ I NEW BALANCE I MINIMUM DUE 07107/03 $n .308.06 $885.53 CI'lln9~y.JY' ~ckJf~ilnd l1eII:'Ft>:lnc;-n1Jml.l€/ cnlino_kl!Icrlto _.c:ntl:6dcOl'II/...."'::.. or pnnl!w.te. N~",Adu[..t>,j. Tall1ll}I'K/fid: ( SALl V J MILLER ..1<" PO BOX 233 WALNUT BOTTOM PA 17266-0233 1.,,1/1.../,,1,/,/100.1/001/,00,,1,1,,1/,..11,001/,..1/..1..11 ACCOUNT NUMBER: 5300 2tOO 02269158 Enter Amount Enclosed In Boxes Below $DDDDD.DD Pie-ala make check or mone-y o(d~, p"~tlbl9- to OHASE GOLD MASTERCARD. P.O. BOX 15583 WILMINGTON DE 19886-1194 1."11I.1../..1,1..1.,11..,,,1/...111,1...1..11.,1..,11.,,1.11 53DD2100022b~1580113D8DbODoaa553'100~01 New BALANCE $11,S08.08 [ PAyMeNt DUE DATE 07107/03 f } lQTALAVA;-:BLECREDlT TOl1o.L CREOIT UNE: $13,000 l{ere is your Accouut SUlUmary: Pravious aaJance (..) Paymenfs, Oredits (.] Purcnue&, Cash, Debita I-I FINANCE CHARGES (=) New Balance Minimum Due ......P..t.n.'~-".vlmm.di.,."'. . M"lnimum Payment ~e TOTAl. $11,070.61 20.00 35.00 222.45 1 t ,:308.06 226.00 . 659.53 $885.53 Your charges and eredits at a g1anee: uPlo~. .tiI&lD."h ~ p~!1u.ra~c:a.n and return I/I'~ ~pJr Pll;~n'l!"!t.' Cbase Gold MaslerCa,'d@ ACCOUNT NUMBER: 5300 2100 0226 8158 I l , I I I DAYS IN BILLING CYCLE 30 STA1E~NT Cl-OSJNG. DATE 06/12103 CASH ACCESS LINE $3.000 AVAILAlU.E CASH $0 T~~~ ~ST REF. OHAA"ES DA ATE NO. DESCRIPTION OP TRANSACTIONS CREDITS G5I15 05115 3GOT PAYMENTTHANf(VOV 2O.QO LATE CHARGE_ MlN PYMT NOT RiOt) av OATE O\.Iii :)$.00 , -'. .... 'Total oT you< <ndito _'cl1algeo '''20,00 .. :~&,OO- .. Here's how we determined your Fimmte Charge": """INAL AVERAGE P!;;~IOOICJ"'IN TOTAL ANNUAL ANNUAL OMY OArt..Y FINANCE FINANCE P\i;RCI:NTAGE PERCENTAGE PERIODIC RAn: BAlANC< CHARGE CHARGE RATE RATE F'urcha.eelil V 0.05641% $11.165.37 $22:2.45 $222.45 2424% 24.24''- C..o' V 0.OSS41 % $0.00 . $0.00 $0.00 24.24% 0.00% . Pleaaa see reverse side lor halBl1ce computation method and other important infQrmation ~. QU~. ,tlons obQut your account? O:edlt Oard..lost or Molen? Call a Chase R"I"'ooentative. toll.IrOQ, at . ... ,. "IllID.44+937Q orWrilePOBo~15912~wllminglOn,DE 19850-5919. . . . " Para $ervi.;o aI Cliente en Esp,,"oJ: 'cllUD'54lHI4~... . .OUR ACCOUNT IS se~JOUSl Y DELINQUENT. WE WANT TO WORK WITH YOU TO RESOlVE THIS MATTER. CALL NOW TO OJSCuss 'OUR P)WMElff OPTIOIoiS. ~n<l P.ymonbto: Cba...GoId MiuoterCard, P.O. Box 15583, Wilmington DE 1888IHl94. Pag" 1 01 T ,rite your ac<:;Ol.Int number on your chl:!ek or money Order. Never send c8ih, Seo revero9 Side'Of other paymont instruotions. I I :!.;t"'!!'~', ~ )( h.:tb (-I- l'l/ 'I .F r'~" ~"'lilr ~ , .. ;:! ~ = ~ 5 o. " Il ~ !;l ~ a,,,. .. -~... :~. Ii .. .. L - = N ~ :!: ... i:: l!Ili ~ ~ :: ~ - -- - . :l = .. ... 0 !!! .. . .. ~ . ~Ir' FROM: THE MILLERS ...aplTa'lJne" Account Summary PrcYit'lUS B:Janee P:lymt"ms.. CTc:dit~ and Adju6I.mtnt5 Tr:ul!<3CnOnll Fimmce Ch~s S10.153.62 $.00 u,.oa mUl SIO.320.63 II.U05.0U July 17, 2003 NewS;tl:mc.c Minimum Am(lunt Due POl.ymel\t D\I~ D:l.te TOr;;.ltCredirf....lf1f! T 000 A\/';It"~ble Credit Credit Lint" for Cash Amil"ble Credit for Cash $10,400 $.00 $10.400 1.00 At )'our:srcrvice' TOOlllC\lltorn..rR.I!!llt'i"r1~ortol"l!pM,...lo.<tM'ltolot1lc:ard.:. 1-800-955-7070 1"<>1' frtoe ""line tea'llInt Sft'Viu _!lel ~aJ ~"t..rnu IIffen,I.., DflI6: "''WW:c.ri~iIl~'Jl~.~,)fti Seod paYllIftlU to): AUII' R~!ni\hnOl: Pw~..ng C~ritzl Due Suyic~ P_O. &o..:SSH7 R.idm.olMl. VA 2121& Smd inquicil5 to: ClIrnal One ScIl'itQ P.O,Bw:~OU: Ridnn01ld. VA 2128,;'-il)1S " FAX NO. , 7175309437 iPLATlNUM VISA ACCOllNT I \4305-7213-6453-2916 Feb. 032004 04' 15PM P5 MAY lit - JUN ]7, luL.. P:\gt" 1. of 1 ~~aymcnts. Credits and ^diu$tfl1~ntl i :-,TrlIifts!1ctlonl I, 17JUN PAST DUE FEE 129M Yout rcq1H:61 to dOM::)'DUl' account bas been rtctl"td. Y O\tr account will be d(l~td when it ruches il to b;t!anc(:. Until tben, }'()U will r.ontinu/! to reed",.&! lit3.t~~nt5 and must continue to mllkc payments. AU ~rms llnd conditions of the aa:ount will apply while a balaoce remains. Please remember to cut your cards and Ctl.ncel all eh3rge~ which ::lUtom3tia1ly bill to your account. COIn 9 million nungrykidsln'Plrt:\ n:ttloo? 1t'!J inspire.d C-apmJ. One and America's Stco1\d Harvert, 01D'" country's largm: domrstic nungt:r""tclief charitf, to build an online food ddNC. On JURe 5, 2003, NlIlionall ')ungtT AW'o1J1:RCli'S DAY. and throughout June, you em help Fred hungry children and tlleiJ u.mmes by fUppM'ting the Dnlinf food drive ~t www.secondM.rvl!i!.D1'g. You were ~d a pMt dur ff~ of 129.00 on 0611712003 brame your minimum p:tymcpt WIL4 not rl!Ceiyed hythe due Ibre of06l11nU03. To 2.voiG thiJ fee in the future. we ~!f:on\l'nl!od rll:''- J'U\l 3llow tt.l[!3St 7 bw.iness dll)'l for yonr J'3.Yn'lCnI to reach Capital Ont'o FinllllCe Chup PI.'"g Ire mJff'~e J;d...pl' IJ1Ifurlnnf i'~f~n':.t'i.rJ p';"t'" "-1M""" 'iJIt~8~ H,tlO\Y. lUlm PUllCHASES CASII Jh}iJl7tfr/l/( W/~J'~ 110,11... s.oo $US.lH UO .MUM{, ,n1JS6% ANNUAL PERCENTAGE RATE "PP1ied \hi, period l'i.9O% I'"-.pI'....ane. PLEASE.RETURN. POlITI ON Ilnow. WlTH Pi\ YMENT. ". 0000000 0 4305721364532916 17 0000000020001005009 New Balance Minimum Amount Due P.2pnenr Due DJte Il(),3lU.63 11.005.00 July 17. ~COJ L _ , 4JOH213-64S3-Z'16 T(ltalcl1c:l<l6rd t Account NumbCl': 1 capital One 8qnk ~j~h'.oBnOdX 8y5141 1,/,,/...1/1.1..1,,1,1 . A 2321& 1"1.1"11",1.1/",1.1I..11",11",11",11...11...11,,,11,,., PI,..,-:.../m.Hli,. H__._" " . -no ill'""~-"'f-"'tI"''-grlhbw,..i''~l<J..,....N",lr ;..f_ ..... .-A;l..- IDq.-.-------w;-.- 0., HOftot Pho6e .--- A1!l!tlllL>~ ~rm: . := ... =~ :: D_ .9DI693619342DD81. HAIL 10 IIUH8ER SA~LY J HILLER KEVIN R HILLER PO BOX <'33 WALNUT BOTTOH PA 11260-0233 1".1/1",1"1.,.11",11"11"",1,1"11,,.11,,,11,,,11,,1,,11 r Pkr1JtrlffiJeYlJllrdUfIIl1Ilfttll1Iblfil")lDlII'l/)ed"IUIt&tmkr"rtukL..._1.kJ 1'1-:'-'0 B -. . . ',? roT-' fI--,.,/ru '" l1_rt1Hl~,I'"lhtOl(/fIJ~dl'''~/ot<t!. "-,",,,,,,,",,,,."""'-, ,~-., ,,', . -~, /:::"lu'b,'./. L\(.2, 'I -.'11 .,,, . ,1- d ;j :j ':j 'j FROM : THE M1LLERS FAX NO. : 7175309437 CredWCoiit:lic)coUj}l ~~.!1~lmur - ~ USAA USAA FEDERAL SAVINGS BANK ,OlSO MCDERMoTT FWY SAN ANTONIO TX 7828S.()59C' ~. ~""" ~it~;;i{L ~Y'. l!ISA I Feb. 032004 04:15PM P4 5416300002737117 n.441.fa 568.00 02114/03 I Account numb:er NBw 8olanea: '" ijlrdmum p~y'm~nt due M' ~mttnt due date Am::nt enclosed l 5 TllflIIllllroP'6W"a4lt,;I..I&NlllrJIthlll,""J1lan...fOl'jOu, l'~r'''"ll'l'lllllio pll)lilbl" fD USAA Ft!dlll....t .!hIVlftp 81111< llf I..m 5(11)1l11l,lo.,llJil"lJillllt6, ADDl\E:i~ StA.lE: ZIP IIIUlUIIIIIIIIII I III KEVIN R MILLER Sl\LL Y J MILLJ;R PO SOX 233 WALNUT BOTTOM PA 17266-0233 1..,1/1",'"',',11.../1..1/..".1,/"11,,.11..,11,,,11,,1..11 5'7 USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FW'f SAN ANTONIO TX 18288.0509 ell'" I I HPMi P~ONE ( I BUSINess PHONE: Artdress- Ctllnftl7 hI"t new iJdt/ret#J aM Mime llumllsr(Bl. The itdrJr~u ~lianl)1!l: you IlldJcals above wlllllpdste ALL USAA ,oroduc:ta al'Hf BelY/eft! anor;;IBfed with YfllI' hCll$C1h~. DDC!5!11i!'l& 541103DDOOC!13771700006!10DD031141LOl. ~ USAA U5AA _ =rc FEDERAL . . '. lIIlIl SAVINGS "AN)( Statement closlnll date 01120/03 Previa". balance $3,502.51 Payments 90.0~ Purcha.... and Oebits 0.00 FINANCE CHARCES 34.58 New bal.."" $3.447.10 MinImum payment due see.Oo ftavmll'n't due datI! 02/14/03 TO AVOID ADPITIONAl FINANCE CHARGES ON PURCHASES. PAY VOUR ENTIRE NEW IW.ANCE, INiiN I~ YOU EXPECT TO Ra;eI'JE A CR5tlJT, BY THE OIIE bATE SUOWN ABOVE. MAILED PAYMENTS IlECEIVEO AFTEJ{ 6:00 A,U. WILL BE CREDITED THE NiXT BU!UNESS DAY. TrallsadlGns 7f'ii,;s p(lU c:ltI'd Itefenrnc. NMmber DII8crill'tion ,1IJ'1I1Ullt "FINANCE CIoIARGE" 85416300<;OI_VJll PA'i'I.IENT. THAN!( YOU 34.59 .90.00 ", ; '~.-0.<\1 \' ;;;; == = == := - ... Accounl "umber Credit limit Available credit ~Ilans' lost at stolen cards? Cd-CWttomer SeM08 In San Antonio 0VenIeaI cOlJoOl 5415300002737717 $7.600.00 NONE .-.. ""1'ln;sl\ce CharGes Annual Pl!l'C9l1talle Rates oaYG in 81111...,. PMtad " . gr,NUAL Rate.son M6r\ttlly RCENTAGE A\leAg~ Ave~!.D~.~~."ce U,459.02 Current aalencu PerladlcRate "ATt Daily BlIlance FINANCE CHARGES $34.59 PYfohalell 1.000% 12.00% $3,459.02 ~ Cl1sh AQvanc:e1 I.OOM(. 12.0M(. to.OO .^~~ 1-.:n_ 21lM511""35 210-491._ - - ;;: - - ! ii - "" Or writ. us. at: i'b75l:J MCCWtLtOT1 ANY SAN ANTONIO D( 7.zn.oS8Q Rentlt ~Ilnt to: USAA FEDERAL SAVINGS BANK lOTS. MCDERMOTT .wy SA~ Att'rONlO 'J'w. 782811..o5Ot 01120 01120 ili716 01116 M You may pay tbe Hew Balance In whole M In part at any tlmo. To awid addHionilll Aniline; ClIargea 'on Purehal81, you must fl'ay me New 981aftCII shown on 11'11.1: 'talament. ellflft if you lIXPlct 10 receive a CTe<Ut, In full by the 'ij, dale. We Ciltculate Flnanee t:hlr'98' CIIn your ....UlII lor ...h Cosh M/a...t....1ha dato WIt po.IIIlo Cosh Adv.... t. you,_IlII1111lIIn. Cll'" AdVllllCl J, Pilld In lull. "y.... N8W h!ante Oft ",Ie tta"'n,,"llndl.ldes. alt}l Cash Advance arid you pay thl! eMil'll NAW Balance ~ UlI dUI elate. YHr "1M slatllm,nt will Include a Finance eh.,O'! that aCCl'\I9. 01\ IheII c..sh AdvaftCD from tho dO$11'11 date listed abolM until the dale the Cac.h AdVancD" paid In 1ult . .Notlce: See Rye"e side for ImpDrtant Informatloll. .'''" n. P-'xl~'h..J.. "'r '. , , 'r FROM : THE M1LLERS FAX NO. : 7175309437 Feb. 03 2004 04: 15PM P3 cill CIT! CARDS 4600 HOUSTON ROAD FLORENCE. KY 41042 June 17. 2003 47758 001901 SALLY MILLER PO BOX 233 WALNUT BOTTOM PA 17266'0233 MASTERCARD ACCOUNT NUMBER 5410654408186812 BALANCE: $9.752.49 .......--.....Jlear.$A.LL'LMIU.EJL.--. '_' "'- --.. '.-.:". . Your Citibank account is now five (5) months past due and without sufficient payment will soon be charged off as a bad debt Your account is now under review to determine whether placement with an outside collection agency or with our Litigation Management Unit is necessary. You must contact us to make payment arrangements to avoid this collection action and further derogatory credit reporting. It is in your best interest to resolve this delinquency immediately. We need to hear fram you. Please call us at the tall free number below. Sincerely. d trJ~ J. Walter Vice President TollFr.ee Telephone Number: 1-800-156-4000 TDDNumber.1-80o-926-5&18.{~~3ring Impaired only) .., .M!Y..!!I?!~~Ql~tiye caQ aS3LstVou.. ". ... VI iCe Hours (Central Time): Mondily' Thursday 6:30 a.m. -11:00 p.m. Friday 6:30 a.m. - 9:00 p.m. Saturday 8:00 a.m. - 5:00 p.m. .<;':',:: ;' ! , Send Correspondence to: Card Service Center P.O. Box 6077 Sioux Falls, SO 57117-6077 FEDERAl. RiiGULATIONS REQUIRE THE STATEMENT PRINTED ON THE REVERSE SIDE. CINS018 a036 A member of CltlGrou6j"" t:-xv,.;b,t"f) ., '-'h~ "" "~ <-, "" 'I~ ~" -.-7 ". ~'I')!Ib, ~;..,~", FROM : THE M1LLER5 FAX NO. 7175309437 Feb. 03 2004 [I PROVIDIAN BALANCIO A~ PAVMENT OFOIlIfl103 DI.Il: ClATE I U.fi7G3JI> t I JUL 14. 2903 I FYIIN'MUM PAVMt:~T AMOU~T rtJCI.O~ED J3lJD.iJD Il!-. Milkr:: Chrd:.lf payal\le To provldlan aCCOUNT NUMB.:.A 541a-lS50-0000-l910 ~ SAUV J MILLER 4Dl ill MAUl ST POBOX 233 WALNUT BOTTOM PA 17Z66-971B 1...111...)..1.1.11...11..1.1..1...1...111..1.11.....1.1...111 Pi':Ige 1 or 2 NDllnt PROVIDIAN PLATINUM MASTERCARD 5418255DDDDD2~10002880002b700bO .~.~T~~~.:::-~: _ _ _.. ~_ _ _ __...._ __,* _ _ _ _.. '" _ _.. _." _' _ _ '" _ _ ____.___ _______._____,..____ __________ _ _____ _ __ ________ _______ _ __ ____ ___ 'Ut accounfis -issued bY previdian Hanen;;1 Ba~k.- i1itDn~ Hie - - - - - - - - - - - - - - - - - - - - - -- - - - - - - - ~ESSAGES FROM I'ROVJDIAN I'I.ATIN\lM MASTERCARD .,..- -<-1m'Porra:n~angt.tovCilr At'Counf AgroomorU ' .- "-,'" ..- - ,.,- "-... ", -." .-.-.,......~-_. Tn_ Finane. chargn Mellon 01 YOUr Account Agraement 16/ll1 H amended to pruvlde Hlat for any bllllngl;yCo:'le-, tit. tom "Prfn\o R~." MUM Uto "'I"OCt flrlmo Rate publl!tblMf In. Th. Wall S'~e' Jeumal Cl'rI the first bUGI","S day IOllowlngtbo 22nc1 clay of the c;;tlond"T mom" befoTo lh month Inwhloh the bllllna cycle bepl\. EhleM't E)et:errn,,,.tl,n Mtmod 'or Lat8 F085_ The IImcunt. of any lale Foo you Incur may dtpond onvour Aenunt balanco, lho balaM'O \I'SOd todotllrmlno ';'0 -amou"t cl' tho laU! feetwtll be the bBlaM' on the 18th day 9'1 the bllflng oy-CIo In Which tho paymont IS duo (mlmu: ;Jnv amouRts In dfspUlo', YOUR PAYMENT IS LATE AND YOUR BALANCE 1$ OVER IT$ c:REl)\T UMITI To avoid I,ldditional fees and further collection efforts, send the minimum ,ilm!;'lU.nt dl,.le of $28'.00 alDng with the DVl!rlimit amount If p;llymem has been made, call us lit 1.800-75:3.81&2, Paying just the minimum amount due will "!;It ctIenge your ovc-rlimit status. '''OVlDllNPLATlNUM MASTERCARD TRANSACTIONS tate o.scriDtion "-17 eRE T P T CTION F E Amount 20.'); " , ~: FOR BILLING ERRORS AND IMPORTANT INFORMATIO~. SEE REVERSE SIDE. ; " .;1 ! I),TA(I-t "'F.IU 4"'_~.~__~_.~~..~ .-..- ~..--::-----_..~- .._--~- -~ -- .....~........ .........--_.... - - ...--_.. .'. "'---.---------'-- ---------t-- -:-- ---..--- -----. _ . _......_M ____ Of .,..:,.... . " PROVlDIAN NATIONAL BANK We appreciate your business. Thank You! t"xh;bit "E'l -;i.'-'_''':,!",,'''''_, ., , -"" ,'~, -- 04: 14Pt1 Pi FROM : THE MILLERS FRX NO. 7175309437 Feb. 032004 04:14PM P2 PROVIDIAN ACCPl1PH NUMIlER 5418-2550-0000-2910 SALLY .J MILLER. 402 W MAIN 5T POBOX n"5 WALNUT BOTTOM PA 17266-9718 P8!Jb 20f 2 PROVIDIAN PLATINUM MASTERCARD 5416255a00002~10002660002b700bO , rOi~~~fR~ \ ~ ""...; ..._.,,; ...-__",,:...-.. -:. _.: =- -.::.. -..:. ..._,.;;.....; ...-,,;: ;:,_.... ::0_... :..-..: =.-.=:..-..: :.....: :..,r..: :-".: ..."-=..--= ;...,: :..-..; :..-..: :..-..: :;;.-.,,:- :..-..; :.-..; :.... io-" ...-" ..-0::'- ~ ~--=:.. -..; ;:".... ..-.. ...-"" ...-"':; -- rour ilc:cllunfls Issued by Providian National Ban~, Tilton, NH. \ ACCOUNT SUMMARY ACCOUNT NUMBER , 5418-2SS0-0000-2t10 , ,P.loYIOw..8..:tILi1tlC.e..__., .:..... '. ___~ .$Z.$ll1.S1.. Davs..Jn..Slltl.._c~'e_.. . - ---. - - ... .__...n ----. . c.edfl. .00 Statement Date 1lO1171l!3 - pavrnenls .00 Minimum payment S288100 + PurCtMN$ &: OIh&1' Charges 20.115 p~"t Due' Date 01114103 + Cash Aclvantu .00 Credit Liner $2......au + FINANCE CHARGE 52.84 Available Credit as af Slatemel'tt Date $.au + Lilli'. Qarge 35.00 Available credit tot Cash Advam::es as af Statement Date $.00 (prRVtDUS DUe Date 06-12) = NEW B"\.ANCE 52.&70.06 Average ANNUAL DailV Grace TyPe of liillance DailY PERCENTAGE Periodic To...... Balance RATE R.le Purchi\w $1,512,72 23.30% .~% T.....A cash Advance $1,074.1B 23.:10% ,0638% Term 11 . For 24-hour Automated AccDunt Information. can 1.BOO~S64.6000 or visit us at www.providianonline.com. I 01000ll00ll15~e A523 ~Dlil,. Porilll!ic lI::iI1~ mil)' ""IV FOR BILLING ERRORS AND IMPORTANT INFORMATION, SEE REVERSE SIDE. r=~1t~_H_ .~-"~~ ,~:"'.'-=-_'\i':...:,~,,,,,:-,,""'~~:>-"~~...:'.!'..':o."''.:-.l--,,~-_",,,,~,,,,,,,._,,,,,,,,,~--,-:-_-:-. _':~'_'~'':'''-~'-..-=~'''''':'_'''''';-,-'''''.r'',,':o-:-:,'.'~. ..~._'--_-:......_ _ .".., . __ _ ___ __ _ _ ___ , .:~ PROVIDlAN NATIONAL BANK We appreciate your business. Thank You! ~fu.~ - . - -,.,~ ~ . - , . . -~ - ,-" KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYL VANIA v. : CIVlL ACTION - LAW SALLY I MILLER, Defendant : NO. 01-5873 CIVlL TERM] : IN DIVORCE INVENTORY AND APPRAISEMENT OF DEFENDANT. SALLY J. MILLER Sally J. Miller, Defendant, files this inventory of all property owned or possess by either party at the time this action was commenced and all property transferred within the preceding three years. Sally J. Miller, Defendant, verifies that the statements made in this inventory are true and correct. Defendant further understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. d /I .J .1 . "'';kui?~1'~fi?{/ SALLY I R, De ndant ASSETS OF PARTIES Sally I Miller, Defendant, marks on the list below those items applicable to the case at bar and itemizes the assets on the following pages. ( X) 1. (X) 2. ( ) 3. ( ) 4. (X) 5. (X) 6. ( ) 7. ( ) 8. (X) 9. ( ) 10. ( ) 11. ( ) 12. ( ) 13. ( X) 14. ( ) 15. '?,,",,,,,,,,""- ' , Real property ..' ,.f),,, . Motor vehicles Stocks, bond, securities and options Certificates of deposit Checking accounts, cash Savings accounts, money market and savings certificates Contents of safe deposit boxes Trusts Life insurance policies (indicate face value, cash surrender value and current beneficiaries) Annuities Gifts Inheritances Patents, copyrights, invention, royalties Personal property outside the home Business (list all owners, including percentage of ownership, and officer/director positions held by a party with company) ?- , ''''~, ( ) 16. ( ) 17. (X) 18. ( X) 19. ( ) 20. ( ) 21. ( X) 22. ( ) 23. ( ) 24. (X) 25. ( ) 26. Employment tennination benefits-severance pay, worker's compensation claim! award Profit sharing plans Pension plans (indicate employee contribution and date plan vests) Retirement plans, Individual Retirement Accounts Disability payments Litigation claims (matured and unmatured) MilitaryN.A. benefits Education benefits Debts due, including loans, mortgage held Household furnishings and personalty (include as a total category and attach itemized list of distribution of such assets in dispute) Other LIABILITIES OF PARTIES Sally J. Miller, Defendant, marks on the list below those items applicable to the case at bar and itemizes the liabilities on the following pages. SECURED (X) I. () 2. () 3. () 4. UNSECURED (X) 5. () 6. (X) 7. () 8. () 9. Mortgages Judgments Liens Other Secured Liabilities Credit Card Balances Purchases Loan Payments Notes Payable Other Unsecured Liabilities . ' , ' ';'';; ;:; ~ '; CONTINGENT OR DEFERRED () 10. () 1I. () 12. () 13. () 14. () IS. 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'" ::> 0 '" ~ '5 e ~ J s ~ "S 1;l u ~ .t: U .D 1Jl '" '" ~ os Ii :E ~ !ij< .'" .", '" Po< Z '" ~ .!:I ~ (3 m U U ..c: 8 u Po< Po< o:! p;., U u ::> u Po< ..... m = 0 .- ... Q. a .. .. '" ,g '" " ~ p ~ 'S ] ] ] ] ] ] '"d ] 'E ] ] ] ] ] '"d go" C' ~ '" ~ 1:: '" " " " " " " " " " " " " s '" ...: ~ ~ ~ i ~ ~ ~ ~ ~ ~ :a ~ ~ ~ ~ S '5 '5 '5 '5 '5 '5 .- m 5 e 5 e 5 '" e '"d ~ ~ .... .... .... d .... .... e .... - u u u u u u u u u u u e = " ;:: Z ...< ...< vi vi vi vi vi vi vi vi vi vi vi vi vi vi vi vi . J 0'""_."" , ~" 'g '" 'g '" [;i '" ~ ~ ~ ~ ~ ~ 0 ~ 0 0 on 0 0 '" 0 0 0 '" on t-" 0 '" ~ N ~ '" '" '" 0 0 0 0 0 0 0 0 0 0 or> on 0 '" on" 0 '" '" '" B ~ B ~ u . ~ ~ ~ " " ~ f f .... " 'S " Il.. Il.. ;;s " '" ..9 " ~ .~ [;i [;i ~ ..9 ..9 ] 0 ! 'ii ~ " < Il.. '" '" '" '~.1 ~ ." ,,~" I - ,,~~ '- -~ r .., ,~ KEVIN R. MILLER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. : CIVIL ACTION - LAW Defendant : NO. 01-5873 CIVIL TERM : IN DIVORCE SALL Y 1. MILLER, PETITION FOR COUNSEL FEES AND NOW comes Petitioner, Kevin R. Miller, by and through his counsel of record, Marylou Matas, Esquire, and the law firm of Griffie and Associates and petitions the Court as follows: 1. Petitioner is the above named Plaintiff, Kevin R. Miller, an adult individual whose mailing address is P.O. Box 6021, Martinsburg, WV, 25402. 2. Respondent is the above named Defendant, Sally 1. Miller, an adult individual whose last known address is 402 West Main Street, Walnut Bottom, Cumberland County, Pennsylvania. 3. A Complaint in Divorce on October 10, 2001, in the Court of Common Please of Cumberland County, Pennsylvania. 4. The Divorce Master was appointed, at the request of Petitioner, to hear issues of divorce and equitable distribution. 5. Respondent has repeatedly failed and refused to comply with the Master's directives in this matter. 6. Respondent failed to certify that discovery was complete in this matter. 7. Respondent failed to present a Pre-Trial Statement within the time frame established by the Master. 8. Respondent and her counsel failed to appear at the Pre-Trial conference scheduled by the Master. 9. The matter was scheduled for a Master's Hearing for February 5, 2004. 10. Petitioner prepared in detail for a full Master's hearing as scheduled. II. At the time of the Master's Hearing, Respondent presented a Pre-Trial statement. 12. At the time scheduled for the Master's Hearing, Respondent requested payment of alimony from Petitioner, raising an issue for the first time since the Complaint in Divorce was filed. '-~"":>;-""'~""~",",,,,,-, . . I ? ~ ~ , >', > """"'""""......_~~.~!I>,,~ I ,4.~~ L_L~~,..,,~, T~_ 13. Over Petitioner's objections, the Master allowed Respondent the opportunity to file a Petition for Alimony and continued the hearing. 14. Petitioner believes that the Master did not have information from Respondent sufficient to review the matter. - 15. At the time scheduled for the hearing, the Master requested that the parties prepare a financial analysis to be delivered by February 23, 2004, and rescheduled the matter for an additional conference for February 26, 2004. 16. Respondent has failed to prepare and provide a financial analysis, as directed by the Master. 17. Respondent's actions in delaying the proceedings are dilatory, vexatious and obdurate. 18. Petitioner has complied with all Master's directives and has taken all steps necessary to move this case forward in an expeditious and timely manner. 19. Petitioner was prepared to present the matter to the Master for a hearing on February 5, 2004. 20. Petitioner has incurred substantial attorney's fees in preparation for litigation, to which Respondent has either not been prepared or not responded, and as such, has not incurred fees. WHEREFORE, Plaintiff requests your Honorable Court to enter an Order requiring Defendant to pay for Plaintiff's counsel fees, expenses, and costs. Respectfully submitted, -'''"-':7 (/;:~ iffie, E~ o . anover Street Carlisle, PA 17013 (717) 243-5551 (800) 347-5552 lRUE COpy FROM RECORD 10 Testimony wnereof. I here unto set my haIlO ... .. ""..... ~. ... ~~~~~p . ~~ """~_~,,,,,,,,,,,,,,'r""_,' , <. " ~" T ~ 41 - ...~~" ~ ,~,...~ , -,.,....,.,..,--"' , -,''''-~~' ~ ~.~~ ~" ,-- VERIFICATION I verify that the statements made in the foregoing document are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsifications to authorities. DATE: 2.b Fe""!'> c,z.). ~~ KEVIN R. MILLER '"~",_",,,,,;;=',,,r,W"~~~~_, ~. ~_,="" -"'I~' _I!'lD'\l ~~""""'~ _.~ ~: "~ Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA KEVIN R. MILLER, v. : CIVIL ACTION - LAW Defendant : NO. 01-5873 [CIVIL TERM] : IN DIVORCE SALLY J. MILLER, PETITION FOR ALIMONY. ALIMONY PENDENTE LITE. AND COUNSEL FEES AND NOW comes, Sally J. Miller, Defendant/Petitioner in the above captioned-mater, by and through her attorneys, the Law Offices of LopezNeuharth LLP, who sets forth the following Petition for Alimony, Alimony Pendente Lite, and Counsel Fees pursuant to Pa.R.C.P. No. 1920.15(b): 2. Petitioner and Respondent were married in December 1981. t) ""~-' r- g 0 ~ ...1:'- 11 C .." .-; 1. On or about October 10, 2001, the respondent, Kevin R. Miller, filed a ~bfD:P1ailiJin ff1iI! ::_'.1 '~-'- f'..) ~lnl ;c: U"I (::3 '? -lQ -v T....;.I -~:,.. (-) ,-0 --;-c) ..r:- om ;~ --< ALIMONY Divorce. 5'C') ~'-:~~' ~l -< 3. Petitioner did not have a regular income during the marriage. 4. Petitioner has held various jobs during the marriage consisting mainly of odd jobs, but Petitioner's main occupation during the marriage was that of homemaker. 5. Petitioner is now gainfully employed as teacher's aid. Petitioner also has a part-time job, and has is making approximately $18,000 gross per year from both of these jobs. 6. Respondent is currently a pilot for the US Armed Forces with a gross income of approximately $110,000.00 per year. 7. Respondent is gainfully employed and financially able to provide for the reasonable needs of the petitioner. 8. Petitioner requires reasonable support to adequately maintain herself in accordance <)1\'."'-'"w'_- ~~ ~~" "--~ - '.1 - . . " " "-,"",',"" with the standard ofliving established during the marriage. 9. Respondent engaged in marital misconduct during the marriage. 10. Petitioner lacks sufficient property to provide for her reasonable needs and is unable to support herselfthrough her full-time employment. WHEREFORE, petitioner requests the Court to enter an award of reasonable alimony, and any other such relief as the Court deems just and proper. ALIMONY PENDENTE LITE. COUNSEL FEES AND EXPENSES 11. The resolution of the issues raised by this Complaint have required Petitioner to incur considerable additional expenses and costs. 12. Petitioner is without sufficient means to adequately support herself and meet the costs of this litigation and is unable to maintain herself during the pendency of this action. 13. Respondent is currently employed at by the US Armed Services with a gross annual income of approximately $110,000.00. 14. Due to length of the marriage between the parties and Petitioner's role as a homemaker, Petitioner has been unable to support herself and her children and currently has an annual gross income of approximately $18,000.00. WHEREFORE, petitioner requests the Court to enter an award of reasonable alimony pendente lite, counsel fees, and any other such relief as the Court deems just and proper. Respectfully submitted, ~~, Esquir:- --=--' Attorney for DefendantlPetitioner Law Offices ofLopezNeuharth LLP 401 East Louther Street, Suite 101 Carlisle, P A 17013 i'i.~'"", - ,_F 1"":""'T . ,-, -- VERIFICA nON I verify that the statements made in this document are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: J.:") r;)WJA{))j- J-001 '",~- '-'< -, I -.I~ r,--, CERTIFICATE OF SERVICE I, Pamela Mora, of the law offices of LopezNeuharth LLP hereby certify that I am on this day serving a true and correct copy of the Petition for Alimony, Alimony Pendente Lite, Counsel Fees on Marylou Matas, Esquire, attorney for Plaintiff/Respondent at 200 North Hanover Street, Carlisle, PA 17013 by hand delivery. Date: F f"i[) '1.\ l0.{:\..\ -PCVVV'\Jb m CiLQ Pamela Mora ; --""'~," ~, -"',' I' ~" ," .~ I .. , . KEVIN R. MILLER, Plaintiff :IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. : CIVIL ACTION - LAW Defendant : NO. 01-5873 CIVIL TERM : IN DIVORCE SALLY J. MILLER, PETITION FOR COUNSEL FEES AND NOW comes Petitioner, Kevin R. Miller, by and through his counsel of record, Marylou Matas, Esquire, and the law firm of Griffie and Associates and petitions the Court as follows: 1. Petitioner is the above named Plaintiff, Kevin R. Miller, an adult individual whose mailing address is P.O. Box 6021, Martinsburg, WV, 25402. 2. Respondent is the above named Defendant, Sally J. Miller, an adult individual whose last known address is 402 West Main Street, Walnut Bottom, Cumberland County, Pennsylvania. 3. A Complaint in Divorce on October 10, 2001, in the Court of Common Please of Cumberland County, Pennsylvania. 4. The Divorce Master was appointed, at the request of Petitioner, to hear issues of divorce and equitable distribution. 5. Respondent has repeatedly failed and refused to comply with the Master's directives in this matter. 6. Respondent failed to certify that discovery was complete in this matter. 7. Respondent failed to present a Pre-Trial Statement within the time frame established by the Master. 8. Respondent and her counsel failed to appear at the Pre-Trial conference scheduled by the Master. 9. The matter was scheduled for a Master's Hearing for February 5, 2004. 10. Petitioner prepared in detail for a full Master's hearing as scheduled. 11. At the time of the Master's Hearing, Respondent presented a Pre-Trial statement. 12. At the time scheduled for the Master's Hearing, Respondent requested payment of alimony from Petitioner, raising an issue for the first time since the Complaint in Divorce was filed. ':~~ ,:-< ~, ._,-~--, " ,~ ,., "_.___.0", '. 13. Over Petitioner's objections, the Master allowed Respondent the opportunity to file a Petition for Alimony and continued the hearing. 14. Petitioner believes that the Master did not have information from Respondent sufficient, to review the matter. 15. At the time scheduled for the hearing, the Master requested that the parties prepare a financial analysis to be delivered by February 23, 2004, and rescheduled the matter for an additional conference for February 26, 2004. 16. Respondent has failed to prepare and provide a financial analysis, as directed by the Master. 17. Respondent's actions in delaying the proceedings are dilatory, vexatious and obdurate. 18. Petitioner has complied with all Master's directives and has taken all steps necessary to move this case forward in an expeditious and timely manner. 19. Petitioner was prepared to present the matter to the Master for a hearing on February 5, 2004. 20. Petitioner has incurred substantial attorney's fees in preparation for litigation, to which Respondent has either not been prepared or not responded, iUid as such, has not incurred fees. WHEREFORE, Plaintiff requests your Honorable Court to enter an Order requiring Defendant to pay for Plaintiff's counsel fees, expenses, and costs. Respectfully submitted, ,.r -"7 ( '. ../,- {. / . ffie, Es anover Stre6t Carlisle, P A 17013 (717) 243-5551 (800) 347-5552 :'W;~!l!!,.~ 'T ~'" , '." "",'~-". .-" >'" - - . - ~---- "".,,. IT! l VERIFICATION I verifY that the statements made in the foregoing document are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsifications to authorities. DATE:.;u Fl-i3 CiLJ ~~. KEVIN R. MILLER i-:~"'--,"1 ">'""-"- ,~ -,,~ , f ~, "'~" - ,- ", ~~ . ( (_.j \ ~'~\ ~~" ," ,-.." " .',," ~~ ""~_o__-'""'" ,~_ ,__~ ". -'-' ~~, '~H < _~.,. '^ II . ,"-, co""_ 0, L"'},"" tfif' l'"'],'fl'f" -Xli''' ;:'::1' -7ri";'; 'i>'W)~! i~"~;;{~~-#i(~iF :0h;'fl-3 ie-,' ;\:g "-> c..-, 0 ...:::;:> -n "'- ......, --I f",-J ::r: l7J n1r~ '" -" IT! :,,) '.- G') ~i1~~ (::J ~?6 f'-...) "~;--il :r;i (]1 ~c) W ~< :'1' i ! "'~~~lJ"""~~"""~~"'_~'P'~'!',~Wl~@;l!Witi:~L~~"",_...-- -"Ill! {i _lllil,'-"iF l' 0 ,- '-' 1.1 /'~ tT1 ~ r!1 c. N ::.:. ~, Z r .r;. r'." 'C ,. :>- -of ~ B tTJ ~ r ", - '--,~ g:' " ="" ,;:C s (0' n ~ , en ;J> U) ., ~ ;?::J ~ ,.... " ~ ',.N ~ ,--. r rl "'"0 LAW OFFICES OF LOPEZNEUHARTH LLP David Lopez Aaron Neuharth Megan Malone Pam Mora, Paralegal 401 East Louther Street, Suite 101 Carlisle, Pennsylvania 17013 Telephone (717) 258-9991 Facsimile (717) 258-9993 www.lnlegal.com P.O. Box 359 232 Lincoln Way East SuileA Chambersburg, PA 17201 (717) 264-2939 Reply to Carlisle February 26, 2004 E. Robert Elicker 8 North Hanover St. Carlisle, PA 17013 Re: Miller v. Miller No. 01-5873 Dear Mr. Elicker: Please find the enclosed Asset Worksheet for Ms. Sally Miller. According to the worksheet, Mr. Miller's net worth is $87,639.00, and Ms. Millers net worth is ($21,741.00). Mr. Miller also makes nearly $110,000 gross per year, and Ms. Miller makes $7.50/hour. In light of this, Ms. Miller proposes that she be awarded permanent alimony. In regard to the marital debt, Ms. Miller proposes that her share of the approximately in credit card debt ($42,560.00) be split equally between the parties. Ms. Miller acknowledges that she will not be able to pay this debt without an award of permanent alimony. Mr. Miller has concerns that Ms. Miller will file for bankruptcy protection. To alleviate these concerns, Ms. Miller proposes that the TSP that is in Mr. Miller's name be split, and her portion can be used to pay the credit ~carddebt. ..M~. Miller further proposes to split the remaining assets equally. I appreciate your attention to this matter. Sincerely, --~- ~.. Aaron 1. Neuharth Law Offices of Lopez Neuharth, LLP cc: Sally Miller Marylou Matas ~"'~,!€ ~ ,'^~' ,.. C"""',,,",-, -.' '_~="'<. '1",,"'~~"'" . ~ '",. " "-~ ~~..,. '1 ~-~ ~ ..- " Miller Asset Worksheet WIFE HUSBAND House $79.000 First Mortgage ($71.591) Second Mortg:age (18,137) Suburban $14.485.00 (14.961) Jeep $000.00 Toyota $2,175.00 Camper $7,000 Timeshare $14,000 . Checking $100.00 $260.00 Savings $1,516.00 $1,275.00 Ira $4151.00 $2,921.00 Putnam Lutheran IRA $2726.00 TSA $71,490.00 Life Insurance $5,048.00 Personal Property $4,500.00 $2,500.00 Credit Card Debt. : ($21,280.00) ($21,280.00) T ota! Assets ($21,741.00) $87,639.00 ..~~,"'''~ .' =,~, .. . '.., . , ~- ,. . ~" , ~ , ~~m1 v. : IN THE COURT OF COMMONPLBAS OF : CUMBERLAND COUNTY, PENNSYL VANIA : CIVIL ACTION - LAW KEVIN R. MILLER, Plaintiff Defendant : NO. 01-5873 [CIVIL TERM] : IN DIVORCE SALLY 1. MILLER, ANSWER TO DIVORCE COMPLAINT AND NEW MATTERS COUNT I - DIVORCE 1. Admitted. 2. Admitted. 3. Admitted. 4. Admitted. 5. Admitted. 6. Admitted. 7. Defendant is without sufficient information with which to either admit or deny that Plaintiff has been advised of the availability of counseling and that Plaintiff may have the right to request the Court to require the parties to participate in counseling and proof is hereby demanded. 8. Admitted. 9. Denied. 10. Defendant is without sufficient information with which to either admit or deny this averment. COUNT II - EOUITABLE DISTRIBUTION 11. Admitted. 12. Admitted. 13. Admitted. ""'lrll'l!'l1_"11W " -"-I ,-. ,- ~ w, NEW MATTERS COUNT III - ALIMONY 1-13 The answers to paragraphs 1 through 9 hereof are incorporated herein as fully as though listed in entirety. 14. Defendant is without sufficient property to reasonably provide for her needs, and is unable to adequately support herself. 15. Defendant will not be able to support and maintain herself in the manner that she maintained herself during the course of the marriage without continued the financial assistance from Plaintiff. WHEREFORE, pursuantto Section 3701, et seq., of the Divorce Code, "Alimony," Defendant respectfully requests your Honorable Court to Order Plaintiff to file within thirty days of service of this Answer and New Matters on Plaintiff, a complete income and expense statement and to require the scheduling of a hearing to determine Defendant's entitlement to alimony, and if so, the amount. COUNT IV - ALIMONY PENDENTE LITE. COUNSEL FEES AND EXPENSES 1-15 The answers to paragraphs 1 through 11 hereof are incorporated herein as fully as though listed in entirety. 16. The resolution of the issues raised by this Complaint will require Defendant to incur considerable additional expenses and costs. 17. Defendant is without sufficient means to adequately support herself and meet the costs of this litigation and is unable to maintain herself during the pendency of this action. 18. Plaintiff is currently employed at by the US Armed Services with a gross annual income of approximately $110,208.48. 'fA'Ml'l~_ -I' . .. - 19. Due to length of the marriage between the parties and Defendant's role as a homemaker, Defendant has been unable to obtain employment necessary to support herself and her children and currently has an annual gross income of approximately $18,000.00. WHEREFORE, pursuant to Section 3702, et. seq., of the Divorce Code, "Alimony Pendente Lite, Counsel Fees and Expenses," Defendant respectfully requests this Honorable Court to order Plaintiff to file within 30 days of service of this Answer and New Matters upon Plaintiff, a complete income and expense statement, and to require the scheduling of a hearing to determine Defendant's entitlement to Alimony Pendente Lite, counsel fees and expenses, and if so, the amount. Respectfully submitted, e~ 1 ~~ axon J . Neuharth, Esqwre Attorney for Defendant Law Offices of LopezNeuharth LLP 232 Lincoln Way East, Suite A Chambersburg, PA 17201 (717) 264-2939 VERIFICATION 1 verify that the statements made in this docwnent are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date:J~ ~~DO~ ~ g,1/fJhA) Sally J. Mille ;iii'i_ " ~ !I!J'lII_~ "'_, -" - .""",,..,,,~ . """ ".':'ti"h"'A'''''''''T~:''''1t.\jr'-~''-1j~'1\ijf:-,,:;,~',L"1r"'.'j~~r'~T..t~M~~~~:~::5W~f{"fij{it";..~ ?J ......, 0 = t:,:'. -n 7 ..\-- m .." .-1 ,..,-, III c:::l fl1r= r-,) -nm " ~L~? (J"l ~c, -. -1."'" ~--," --;OJ c5:D S:", ::: ,::/0 .C (~r-n ;;..:: 3?- -.-j c..~ -< N -. ~""" , , ,..,~;~~!J!'lI!\'!~'!l'F",;;~,~~~~~-~<t~',-H,.n""'W":""";!",,, . ''i~'''j'NS'-'',_'~j""q~':''!'Inm1;'1W~W"''i''F'i*;A~:~~j1$iltml)1l!~!_ _"\ .Ff~~.l.~:fl Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA KEVIN R. MILLER, v. : CIVIL ACTION - LAW Defendant : NO. 01-5873 [CIVIL TERM] : IN DIVORCE SALLY 1. MILLER, PETITION FOR ALIMONY. ALIMONY PENDENTE LITE. AND COUNSEL FEES AND NOW comes, Sally 1. Miller, Defendant/Petitioner in the above captioned-mater, by and through her attorneys, the Law Offices of LopezNeuharth LLP, who sets forth the following Petition for Alimony, Alimony Pendente Lite, and Counsel Fees pursuant to Pa.R.C.P. No. 1920.15(b): ALIMONY l. On or about October 10,2001, the respondent, Kevin R. Miller, filed a Complaint in Di",orce. 2. Petitioner and Respondent were married in December 1981. 3. Petitioner did not have a regular income during the marriage. 4. Petitioner has held various jobs during the marriage consisting mainly of odd jobs, but Petitioner's main occupation during the marriage was that of homemaker. 5. Petitioner is now gainfully employed as teacher's aid. Petitioner also has a part-time job, and has is making approximately $18,000 gross per year from both of these jobs. 6. Respondent is currently a pilot for the US Armed Forces with a gross income of approximately $110,000.00 per year. 7. Respondent is gainfully employed and financially able to provide for the reasonable needs of the petitioner. 8. Petitioner requires reasonable support to adequately maintain herself in accordance "~~-...-- "''''1 ~, - with the standard of living established during the marriage. 9. Respondent engaged in marital misconduct during the marriage. 10. Petitioner lacks sufficient property to provide for her reasonable needs and is unable to support herself through her full-time employment. WHEREFORE, petitioner requests the Court to enter an award of reasonable alimony, and any other such relief as the Court deems just and proper. ALIMONY PENDENTE LITE. COUNSEL FEES AND EXPENSES 11. The resolution of the issues raised by this Complaint have required Petitioner to incur considerable additional expenses and costs. 12. Petitioner is without sufficient means to adequately support herself and meet the costs of this litigation and is unable to maintain herself during the pendency of this action. 13. Respondent is currently employed at by the US Armed Services with a gross annual income of approximately $110,000.00. 14. Due to length of the marriage between the parties and Petitioner's role as a homemaker, Petitioner has been unable to support herself and her children and currently has an annual gross income of approximately $18,000.00. WHEREFORE, petitioner requests the Court to enter an award of reasonable alimony pendente lite, counsel fees, and any other such relief as the Court deems just and proper. Respectfully submitted, ~<- ----=--. . Neuharth, Esquire Attorney for Defendant/Petitioner Law Offices of LopezNeuharth LLP 401 East Louther Street, Suite 101 Carlisle, P A 17013 o(~"""~ - r ~- ~ """ VERIFICATION I verify that the statements made in this document are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: cJ. ~ ~r>>uj 0001 M 9'7lf1~) ally J. Mill -'.r;~_~__._ ,-,~ "', ,~. --,-r, " >1> CERTIFICATE OF SERVICE I, Pamela Mora, of the law offices of LopezNeuharth LLP hereby certify that I am on this day serving a true and correct copy of the Petition for Alimony, Alimony Pendente Lite, Counsel Fees on Marylou Matas, Esquire, attorney for PlaintifilRespondent at 200 North Hanover Street, Carlisle, PA 17013 by hand delivery. Date: Fd') "2\ l()(11.( --?~ mOLQ Pamela Mora ,":-illl'~ '1- _~ 'I-~ .".. ~, IlIIIIIlI -" <.,=. -, _."'-,'" ".';";',,,i="",'~"<" '"-W_"""M~-"-~Cr'[fli"'~f'.~'mY':;fl{jf~'illf1trLf'''~gyw.4':~r / ( / /:1 \ 'J \ , W-i/;.'. .......1 -( \/1 ,~{ ~ R ~ f. C5 '- () ~ ~ () t:::, ~ '-C) ~. ~ r- ~ ~ ~ If 0 a.. ~ /' 0 ..., 0 = C i:..::;) -n ....., --l rTJ I "Tl to r11 r= u en r,~ -n D 01 15J.. ...l..) '. ~i~ ,--- LJ ;~-:;:nl - :=--: "L: <f:: ._..( _,J " -, .~ -< _~m;~p~~_ ,_Ii'1!" '''''''''':Y''''_=~qiin~,B'II!~I~~~,,*,,:W''j1f'i;M~$#!P;F<''l~'JH,"i'"r'M"~''"l~'-UI1~"~j1'Wi~V~it~~I!!~(RiIl'\"n '"1;11 ~. J,;~I)t~,,- KEVIN R. MILLER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 01 - 5873 CIVIL SALLY J. MILLER, Defendant IN DIVORCE ORDER OF COURT ,J.. 3/ldday of ~~ AND NOW, this 2004, the parties and counsel having entered into an agreement and stipulation resolving the economic issues on February 26, 2004, the date set for a conference, the agreement and stipulation having been transcribed, and subsequently signed by the parties and counsel, the appointment of the Master is vacated and counsel can conclude the proceedings by the filing of a praecipe to transmit the record with the affidavits of consent of the parties so that a final decree in divorce can be entered. BY THE COURT, cc: ~radley L. Griffie Attorney for Plaintiff ~ron J. Neuharth Attorney for Defendant ? A:~.r.le ~ 03- g.3~O ~ -= , ,"-" -. ,"-~ ''7 n :"1 ~ - ,"' .!"",,""'~- "" '\~ e~ '-. 1 ,..., c= (:.;.::) () -:n :::J :.:-r: :;::::-" "'" r-hf~ =~~3 f~~ ~";,~ (-', ;~-c:;(f: ;;:;! :~ r-...., w :0;; SY ";'. o _.~ i!liiIlI_f'\ilI~I_-r~\-,,4I" _ ! L~""''lI!;,!f!)~_ _'T,"_ !'I!!'llI.iI~~,n;ffl~'lt~'~;c;-<MW{-O_%"I-'f""";~"~-H"'';F.\'~f''''''W"?"~'~~omJ'!'~~ ~1n8~,!,;,'TI'~~0W: ~,~~ TI'l KEVIN R. MILLER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 01 - 5873 CIVIL SALLY J. MILLER, Defendant IN DIVORCE THE MASTER: Today is Thursday, February 26, 2004. This is the date set for a conference with counsel and the parties. Present in the hearing room are the Plaintiff, Kevin R. Miller, and his counsel Bradley L. Griffie, and the Defendant, Sally J. Miller, and her counsel Aaron J. Neuharth. The complaint in divorce was filed on October 10, 2001, raising grounds for divorce of irretrievable breakdown of the marriage. The Master has been provided today with affidavits of consent and waivers of notice of intention to request entry of divorce decree so that the divorce can be concluded under Section 3301(c) of the Domestic Relations Code. The affidavits and waivers will be filed by the Master's office with the Prothonotary. The complaint in divorce raised the economic claim of equitable distribution; on February 25, 2004, the Defendant filed a claim for alimony, alimony pendente lite and counsel fees; on February 25, 2004, the Plaintiff filed a petition for counsel fees. The parties were married on December 19, 1 :;::-$~ '.~"- ,~-,-,,<~ ~... "'~, "1"' ~~r~ ~ '. 1981, and separated July 23, 2001. The parties are the natural parents of two children who reside with the wife and are currently enrolled at Big Spring High School. After negotiations today the Master has been advised that the parties have reached an agreement with respect to the outstanding economic claims. The agreement is going to be placed on the record in the presence of the ,parties. The agreement as placed on the record will be considered the substantive agreement of the parties not subject to any changes or modifications except for correction of typographical errors which may be made during the transcription. Consequently, when the parties leave the hearing room today they are bound by the terms of the agreement even though there is no subsequent signing of the agreement affirming the terms of settlement as stated on the record. The agreement will be transcribed and sent to counsel to review for typographical errors. Counsel will advise the Master's office of any corrections that need to be made and then the parties will be asked to affix their signatures affirming the terms of settlement. Upon receipt by the Master of a completed agreement, the Master will prepare an order vacating his appointment and counsel can file a praecipe transmitting the record to the Court requesting a final decree in divorce. Mr. Griffie. 2 '''''",_~L ,-- _._, ~Y'" -~7' _. 'C"',' ,~_', ,""""' __d I . '. ~ > v ,c ,0>,,_ ~ ,'~ n MR. GRIFFIE: If the Master please. In order to fully and finally satisfy all of the claims raised by the parties in these proceedings, they agree as follows: 1. The parties' real estate located at 402 West Main Street, Walnut Bottom, Cumberland County, Pennsylvania, shall become the sole and exclusive possession of wife. Wife shall assume sole and exclusive responsibility for payment of the first mortgage due and owing to Pentagon Federal Credit Union and the second mortgage due and owing to Household Mortgage Corporation. Wife shall refinance those two mortgages within sixty (60) days of today's date. At the time of refinancing husband shall provide wife with a signed, witnessed, and a notarized deed to allow for her to place the property into her name alone. Husband's counsel shall prepare the deed for this settlement. 2. Wife shall retain ownership and possession of the parties' 1999 Suburban and the 1989 Jeep. Husband shall retain ownership and possession of the 1997 Toyota Corolla and the 1994 camper. Husband shall be responsible for the debt due and owing on the Toyota Corolla and Suburban and shall indemnify wife and hold her harmless from any demands for payment or collection activity or those debts. In the event it is necessary to execute any documents to transfer ownership of the 1989 Jeep and the 1994 camper, the party waiving their interest in the vehicle will sign all documents within fifteen (15) days of being requested to do so. With respect to the Toyota Corolla and the Suburban, titles to those two vehicles will be transferred to the party retaining possession within fifteen (15) days of receipt of title to those vehicles after payment of the encumbrance on the vehicles. 3. The parties' time-share located at Bayse, Virginia, shall become husband's sole and exclusive possession. Husband shall be responsible for all debts, fees, or encumbrances on that time-share from this time forward and shall indemnify wife and hold her harmless from demands for payment or collection activity on any such debts. Wife will cooperate in executing any documents necessary to transfer ownership into husband's name alone. 4. All personal property, both tangible and intangible, will remain the sole possession of the party presently in possession. More particularly, the Members 1st Federal 3 ,-,-,,~__ ~- , _1~~'~'1 ',~, t~ '. -;J.i~_, < ,0,'"",_., Credit Union account, including the IRA, shall remain wife's possession. The l67th Federal Credit Union account and the Pentagon Federal Credit Union account shall remain as husband's sole possession. 5. In addition, husband shall maintain the life insurance policy on his life as his sole property and shall retain the Lutheran Brotherhood IRA account and Putnam IRA account as his sole possession. 6. Further, husband shall retain sole ownership and possession of his thrift savings plan secured through his employment with the federal government as well as sole responsibility for repayment of the loan on that account. Within thirty (30) days husband shall secure documentation and provide such documentation to wife through counsel evidencing the fact that the thrift savings plan loan was secured prior to the time of the parties' separation. 7. All credit cards presently in existence as identified on husband's inventory and appraisement shall become husband's sole and exclusive liability. This includes approximately $42,000.00 in principal balance on credit card debt incurred during the marriage and approximately $23,000.00 in credit card debt incurred post-separation. Any and all credit cards in joint accounts shall not be permitted to be used by either party from this date forward and husband shall promptly close those accounts. Wife will cooperate in closing those accounts through the execution of any documents necessary as provided by husband. The joint credit card accounts shall be closed as permitted by the credit card companies such as having those accounts closed to new debt. Under no circumstances shall either party create additional indebtedness for the other from this time forward. It is understood that the payment of the credit card debt as identified will be husband's sole responsibility regardless of which party actually incurred the debt and regardless of who may have benefited from the debt. It is understood that this is to include the marital debt listed in husband's inventory and appraisement and is not necessarily limited to credit card debt; it could include personal loan debt as well or any other marital debt. The parties acknowledge that wife has one credit card account in her name alone that is not part of this provision. 8. Husband is accruing retirement points through the 4 - '" , ,'''',",," ~ ~ ,. , , .-- ,__I'(!' ,;;fii - '. United States Air Force/Air National Guard. As such wife shall be entitled to 50% of the coverture fraction of husband's military retirement at the time of his retirement. The coverture fraction shall be determined by having a numerator which shall be the total number of retirement points accumulated from the date of marriage until the date of separation. The denominator shall be the total number of retirement points accumulated during husband's military career. Wife shall be entitled to receive 50% of the coverture fraction of the retirement payments contemporaneously with husband receiving said payments. Wife's counsel shall prepare a military Domestic Relations Order to provide the distribution of this sum and shall submit it to husband's counsel for approval within thirty (30) days of today's date. At the time of husband's retirement he will select the survivor benefit annuity, the cost of which will be deducted from the gross retirement amount prior to distribution pursuant to the Domestic Relations Order. In addition, husband will name wife as a survivor in a percentage equal to the coverture fraction percentage that she is to receive on the total benefit. 9. Husband shall pay alimony to wife under the following schedule: Effective March 1, 2004, and continuing for 5 years or 60 consecutive monthly payments, husband shall pay the sum of $1,000.00 per month; effective March 1, 2009, and continuing for 12 payments or one year, husband shall pay the sum of $800.00 per month to wife; effective March 1, 2010, and continuing for 12 payments or one year, husband shall pay the sum of $600.00 per month; effective March 1, 2011, and continuing for 12 months or one year, husband shall pay the sum of $400.00 per month to wife; and effective March 1, 2012, and continuing for 12 months or one year, husband shall make payments of $200.00 per month to wife in alimony. Husband's alimony obligation will cease after the payment in February 2013. The parties shall execute any necessary documents to terminate the spousal support or alimony pendente lite award in effect to the Cumberland County Domestic Relations Office effective March 1, 2004. In addition, the parties will enter into a modified child support order either by agreement or as entered by the Cumberland County Domestic Relations Office with an effective date of March 1, 2004. The alimony provisions provided for herein are non-modifiable but will terminate upon either party's death or wife's cohabitation or remarriage. 5 ".~~41o~ , ~_""'ll IIA ~' jj ~-::--" ~ "~'. 10. In consideration of husband paying the automobile loan on the Suburban that wife shall retain, he shall be entitled to deduct the monthly payment that he makes on the Suburban loan from his monthly alimony payments for as long as he must make the monthly payments on the Suburban loan. If wife chooses to sell that vehicle prior to the loan being paid in full, or at any other time in the future, husband will cooperate in executing the necessary documents to convey that vehicle to the third-party purchasers. At the time of purchase, however, the Suburban loan must be paid in full. The payoff on the automobile loan in the event that wife sells the vehicle prior to the loan being paid in full by monthly payments shall be paid in full from the proceeds of sale. In the event that the Suburban automobile loan is paid in full either through husband's payments or through the sale of the vehicle, husband's payments on alimony shall simply return to the amount provided for above. 11. Both parties withdraw their previously filed claims for attorney fees and costs in this matter. 12. Except as herein otherwise provided, each party may dispose of his or her property in any way and each party hereby waives and relinquishes any and all rights he or she may now have or hereafter acquire under the present or future laws of any jurisdiction to share in the property or the estate of the other as a result of the marital relationship including without limitation, statutory allowance, widow's allowance, right of intestacy, right to take against the will of the other, and right to act as administrator or executor in the other's estate. Each will at the request of the other execute, acknowledge, and deliver any and all instruments which may be necessary or advisable to carry into effect this mutual waiver and relinquishment of all such interest, rights, and claims. MR. GRIFFIE: Mr. Miller, were you present here in the Master's hearing room this afternoon as I recited the agreement that is entered into between you and your wife? MR. MILLER: Yes, I was. MR. GRIFFIE: Do you understand the terms of the agreement? 6 n, . ~_ " 0 ",,' v_DI~ ,"'~ , , -~ , , , ~,,~ ~"">'" , - =~- MR. MILLER: Yes, I do. MR. GRIFFIE: Is it your desire to have that agreement, as dictated, be the final agreement to settle all claims between you and your wife that have been raised in the divorce proceedings? MR. MILLER: Yes. MR. GRIFFIE: And is it your desire to then have that stipulation entered into the Court order along with your decree? MR. MILLER: Yes. MR. NEUHARTH: Ms. Miller, were you in the room as the marital settlement agreement was dictated? MS. MILLER: Yes. MR. NEUHARTH: Do you understand the agreement? MS. MILLER: Yes, I do. MR. NEUHARTH: It is your desire to have that agreement entered as stated? MS. MILLER: Yes, it is. MR. NEUHARTH: Is it your desire to have it incorporated into the divorce agreement? MS. MILLER: Yes. I acknowledge that I have read the above stipulation and agreement, that I understand the terms of settlement as set forth herein, and that by signing below I ratify and affirm the agreement previously made and intend 7 -"'1!'l1_< , y-",''''''''-''' " -" " . .. it! - \:_~..r_, ~ ".,~ '. ,." to bind myself to the settlement as a contract obligating myself to the terms of settlement and subjecting myself to the methods and procedures of enforcement which may be imposed by law and in particular Section 3105 of the Domestic Relations Code. WITNESS: riffie for Plaintiff eJ. Neuha~ Attorney for Defendant "~'T'-' . ;' DATE: 3/3/ D ~ , I 4~~ Kevin R. Miller ~ ~iM~ 8 ,