HomeMy WebLinkAbout01-05881
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WASHINGTON MUTUAL HOME LOANS, INC,
SUCCESSOR IN INTEREST BY MERGER TO FLEET
MORTGAGE CORP,
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IN lHE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
CIVIL ACTION - LAW
vs,
ACTION OF MORTGAGE FORECLOSURE
JANET A. V ANVOORHEES AND
JEFFREY D, V ANVOORHEES
Defendants
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TillS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
NOTICE
You have been sued in court If you wish to defend against the claims set forth in the following pages, you must take action
Within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and
'!'il!Ag in writing with the court your defenses or objections to the claims set forth against you, You are warned that if you fail to do so
liJI<, ~ase may proceed without you and a judgment may be entered against you by the Court without further notice for any money
claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights
important to yon.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE TIlE OFFICE SET FORTII BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
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CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE
CARLISLE, P A 17013
717-249-3166
SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA
DE ABOGADOS), (215) 238-6300,
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CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE
CARLISLE, P A 17013
717-249-3166
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WASHINGTON MUTUAL HOME LOANS, INC.
SUCCESSOR IN INTEREST BY MERGER TO
FLEET MORTGAGE CORP.,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
CIVIL ACTION LAW
ACTION OF MORTGAGE FORECLOSURE
JANET A. V ANVOORHEES AND
JEFFREY D. V ANVOORHEES,
Defendants
THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT
COLLECTION PRACTICES ACT, 15 U.S,C, 1601
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The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any
information obtained will be used for that purpose. The amount of the debt is stated in this
Complaint. Plaintiff is the creditor to whom the debt is owed, Unless the Debtor, within thirty
(30) days after your receipt of this notice disputes the validity of the aforesaid debt or any
portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is
valid, If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day
period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall
obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon
written request by Debtor to the undersigned attorney within said thirty (30) day period, the
undersigned attorney will provide debtor with the name and address of the original creditor if
different from the current creditor.
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PURCELL, KRUG & HALLER
1719 North Front Street
Harrisburg, P A 171 02
(717) 234-4178
Attorney I.D,# 15700
Attorney for Plaintiff
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WASHINGTON MUTUAL HOME LOANS, INC,
SUCCESSOR IN INTEREST BY MERGER TO
FLEET MORTGAGE CORP.,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
vs.
CIVIL ACTION -LAW Q/-6~1
ACTION OF MORTGAGE FORECLOSURE
JANET A. V ANVOORHEES AND
JEFFREY D. V ANVOORHEES,
Defendants
COMPLAINT IN MORTGAGE FORECLOSURE
.,,1. Plaintiff is WASHINGTON MUTUAL HOME LOANS, INC. SUCCESSOR IN INTEREST BY
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MERGER TO FLEET MORTGAGE CORP" is a corporation whose address is P.O. BOX 1169, DEPT,
2665, MILWAUKEE, WISCONSIN 53201.
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2. Defendant, JANET A. V ANVOORHEES, is an adult individual whose last known address is 7005
i /\' SALEM PARK CIRCLE, MECHANICSBURG, PENNSYLVANIA 17055. Defendant, JEFFREY D,
V ANVOORHEES, is an adult individual whose last known address is 7005 SALEM PARK CIRCLE,
MECHANICSBURG, PENNSYLVANIA 17055.
3. 011 or about, June 23,2000, the said Defendants executed and delivered a Mortgage Note iIl the sum of
$70,950.00 payable to GATEWAY FUNDING DIVERSIFIED MORTGAGE SERVICES, L.P., which
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Note is attached hereto and marked Exhibit "A",
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4, Contemporaneously with and at the time of the execution ofthe aforesaid Mortgage Note, iIl order to
secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain
real estate Mortgage which is recorded in the Recorder of Deeds Office ofthe within County and
Commonwealth in Mortgage Book 1621, Page 581 conveying to original Mortgagee the subject
premises. The Mortgage was subsequently assigned to FLEET MORTGAGE CORP. and was recorded
in the aforesaid County in Book 647, Page 809.
5. The land subject to the Mortgage is: 7005 SALEM PARK CIRCLE, MECHANICSBURG,
PENNSYLVANIA 17055 and is more particularly described in Exhibit "B" attached hereto,
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6, The said Defendants are the real owners of the property.
7, The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on May
01, 2001 and all subsequent installments thereon, and the following amounts are due on the Mortgage:
UNPAID PRINCIPAL BALANCE
$70,617.24
Interest at $18.13 per day
From 04/0112001 To 1110112001
( based on contract rate of 9.3 7 50%)
$3,879.82
Accumulated Late Charges
$0,00
Late Charges $26,29
From 05/01/2001 to 1110112001
$157,75
Escrow Deficit
$371.86
Attorney's Fee at 5% of Principal Balance
TOTAL
$3,530.86
$78,557.53
**Together with interest at the per diem rate noted above after November 01,2001 and other charges
and costs to date of Sheriff s Sale,
The attorney's fees set forth above are in conformity with the Mortgage documents and
pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale, If the
Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually
incurred by Plaintiff.
8, No judgment has been entered upon said Mortgage in any jurisdiction.
9. Notice of Intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No.6 of
1974 is not required in that the original principal balance exceeds $50,000.00,
10, Defendants are not members of the Armed Forces of the United States of America, nor engaged in any
way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended.
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11. The within Mortgage is insured by the Federal Housing Administration under Title II of the National
Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No, 91 of 1983.
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned
total amount due together with interest at the rate of 9,3750% ($18,13 per diem), together with other charges
and costs including eScrow advances incidental thereto to date of Sheriff s Sale and for foreclosure and sale
ofthe property within described,
By:
PURCELL, KRUG & HALLER
Leon P, Haller, Esquire
Attorney for Plaintiff
LD, # 15700
1719 N. Front Street
Harrisburg, P A 17102
(717-234-4178)
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Frnc52392 (1696x2200x2 tiff) [13]
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NOTE
FHA-138047
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L/o I.t/IT957
! FHA Case No.
441-62~187.8
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June 23 , 2000
[Date)
7006 SALEM PARK CIRCLE
MECHANICSBURG, PA 17055
[l'roperty All_I
1. PARTIES
"Borrower' means each person signing at the end of this Note, and the person's successors and assigns. "Lender" means
GATEWAY FUNDING DIVERSIFIED MORTGAGE SERVICES, L.P.
and its successors and lI88igns,
1. BORROWEIVS PROMISE TO PAY; INTEREST
In return for a loan received from Lender, BorroWClpromises to pay the principalswn of Seventy Thousand
Nine Hundred Fifty and nO/100
Dollars (U.S. $ 70,950.00 ), plus interest, to the order of Lender. Interest will be charged on unpaid principal,
from the dale of disbursement of the loan procee~ by Lender, at the rate of Nine and Three Eighths
percent ( 9.376 %) per year until the full amoUJll of principal bas been paid.
3. PROMISE TO PAY SECURED
Borrower's promise to pay is securedby a mortgage, deed of trust or similar security inst:nunentthatis daledthe same date
....lbis Note and called the 'Security Instrument,' The Security Instrumentprotecls the LenderfrOJJ1losses which might result if
Borrower defaults under this Note.
4. MANNER OF PAYMENT
(A) 11me
Borrower sball make a payment of principal and interest to Lender on the first day of each month beginning on
August ,2000. Any principal and interest rem";ni'1g on the first day of July
2030 , will be clue on that date, which is called the "Maturity Date."
(B) Place
Paymentshall be made at 600 OFFICE CENTER DRIVE, SUITE 325
FORT WASHINGTON, PA 18034 or at such. place as Lender may designate in writing
by notice to Borrower.
(C) Amouut
Eachmonthly payment of principalandinterestwill be in the amountof U.s. $ 690.13 , This amO\mt
will be part of a larger monthly payment req1lired by the Security Instrument, that shall be applied to principal, interest and
other items in the order described in the Security Instrument.
(D) Allonge to this Note for payment .41ustments
If an allonge providing for payment adjustmentsis executed by Borrower togetherwith this Note, the covenants of
the allonge shall be incorporatedinto and shall amendand supplementthe covenants of this Note as if the allonge were a part of
this Note. [Check applli:able box] ..
o Graduated Payment AllongU Growing Equity Allonge 0 Other [specify]
5. BORROWEIVS RIGHT TO PREPAY
Borrower bas the right to pay the debt evidenced by this Note, in whole or in part, without charge or penalty, on the first
day of any month, Lendersball acceptprepaymemon other days provided thatBorrowerpays interestou the amonntprepaidfor
the remainderof the month to the estentrequiredby Lender and permittedby lCl!nlations of the Secretary, If Borrowermakes a
partial prepayment, therewill be no cIlang<is in the due date or in the amountol the mODthly payment unless Lender agrees in
writing to those changes. .
..- FJUMultlstateFlsed'RateNote...oo,S.'
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CD VMPMORTGAOEFOAMS'(800)521"12,~' .
Page 1 012 Inltl .
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1~1~1111~ 1111//1111111111111111
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Fmc52392 (1696x2200x2 tiff) [14]
FHA-138047
6. BORROWER'S FAILURE TO PAY
(A) Late Cbarge for Overdue Payments
If Lender has not received the full moothly paymentrequil'edby the Security Instrument, as descrihedin Paragraph
4(C) of this Note, by the end of fifteen calendar days after the paymellt is dne, Lender~y coI1ect a late charge in the amount
of FOUR percent (4.000 %) Of the overdue amount of each payment.
(B) Default
If Borrower defaults by failing to pay in full any mOnthly payment, thenLendermay, exeept as limited by regulations
of the Secretary in the case of payment defaults, require immediate payment in full Of the principal balance remaining due and
all accrued iuterest, Lender may choose not toexerclse this option Without waiving ~ rights in the event of any subsequent
default. In many cirCllIll8tancesregulations issued by the Secretaty will limit Lender's iights to require immediatepaymellt in
full in the case of payment defaults, This Note does, not authorizeaccelerationwhen I\Ot permittedlly HUDregulations, As used
in this Note, "Secretary" mellll8 the Secretary of Housing and Urban Development or his or her designee,
(C) Payment of Costs and Expenses
If Lender has requiredimmediatepayment in full, as descn'bedabove, Lender may requireBorrowerto pay costs and
expenses u>c1ud;"g reasonableand customary attorneys' fees for enforcing this Note to the extentnot prohibited by applicable
law, Such fees and costs sha1l bear interest from the date of disbursement at the same rate as the principal of this Note,
70)'750'
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7. WAIVERS
Borrower and any other person who has obligations W1der this Note waive the rights of presentment and notice of
dishonor. "Presentment" means the right to requireLenderto demandpayment of amounts due. "Notice of dishonor" mellll8 the
right to require Lender to give notice to other perSons that amounts clue have not been paid.
8. GMNG OF NOTICES
Unless applicable law r"'luiresa different method, any notice thatmust be given to BorrowerW1der this Note will be given
by delivering it or by mailing it by first class mail to Borrower at the property address above or at a different address if
Borrower has given Lender a notice of Borrower's different address.
Any notice that must be given to Lenderunder this Note will be given by first' class mail to Lender at the address statedin
Paragraph 4(B) or at a differellt address if Borrower is given a notice of that different address,
9. OBLIGATIONS OF PERSONS UNDER THIS NOTE
If more than one person signs this Note, each person is ful1y and personally obligated to keep all of the promises made in
this Note, including the promise to pay the foil amount owed, Any person.who is a gnarantor, surety or endorser of this Note is
also obligated to do these things, Any person who takes over these obligations, including the obligations of a gnarantor, surety
or endorserof this Note, is also obligated to keep all of the promisesmadein this Note. Lendermay cnforceits rights underthis
Note against each person individually or against all signatories together. Any one person signing this Note may be required to
pay all of the amounts owed under this Note,
BY, SIGNING BEL00' Borrower accepts and agrees to the lermsand covenants rnnt.;n..tiin this Note,
/7i1 I) V()hi.di~_~h"C ",l,),,"()~
~ANVOORHEES I, -Bonowcr ET A VANVOORHEES
- (Seal)
~Borrower
(Seal)
-Borrower
(Seal)
-Borrower
(Seal)
,Bonowcr
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Fleet rtgageCorp.
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(Seal)
, -Borrower
fLEETMORTGAGE CORF'.
10 Ihe order of (Seal)
Gat av Flllndlng Diversified Mortgage -Borrower
Se cea, L.P. '
By 8 General pa~Undlng, Inc,
Antho . Bruno
Asst. ce President
r.sy lvltlt:,6rElerQ1
(Seal)
-Borrower
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MAY-14'2001 12'21 FROM:8EINHAUR CURCILLO
717-651-9200
TO:C!15591E1221
P,010/014
EXHIBIT A
7005 Salem Park Circle
Mechaniesburg, P A 17055
parcel No, 10-19-1606-096
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ALL THAT CBRTAIN piece 01 parcel of land situate in Hampden Township, Cumberland'
County. Pennsylvania, more particularly bounde4 and described as follows, to wit:
BEGINNING at a point on the line of adjolner between Lots 121 and 122 as shown on the
hereinafter mentioned plan of lots, said point also being measure4 in a southerly direction a
distance of 40 feet from the southern line of inlersection with a 10 feet wide cart path; thence by
the ] Ine of adjoiner between Lots 121 and 122 aforesaid, Souib 22 degrees 29 minute!? 3S seconds
West a distance of l00.0Jeet to a point; thence North 67 degrees 30 minutes 2S seconds West
along common grounds now or formerly of The Homestead Group, Inc. a distance 'Of 20.0 feet to
a po!!!t; thence North 22 degrees 29 minutes.35 seconds East along the line of adjolner between
Lots 122 and 123 on Said plan a distance of 100.0 feet to a point; thence South 67 degrees 30
minutes 2S seconds East along other common grounds a distance of 20.0 fcetto a point, the place
of BEGINNING.
BEING Lot No. 122 on Plan of Salem Park Land Development, which Plan is recorded in the
Cumberland County Recorder of Deeds Office in Plan Book 25, Page 12.
HAVING thereon erected a townhouse type dwelling known and numbered 700S Salem Park
Circle.
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EXHibIT I~e/'
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VERIFICATION
I, Leon P. Haller, Esquire, hereby swear and affirm that the facts
contained in the foregoing COMPLAINT for Mortgage Foreclosure are
true and correct to the best of my knowledge, information, and
belief based upon information provided by Plaintiff
WASHINGTON MUTUAL HOME LOANS, INC. SUCCESSOR ,IN INTEREST BY MERGER
TO LFEET MORTGAGE CORP. said facts Contained
herein are made subject to the penalties of 18 Pa.C,S. Section
4904 relating to unsworn falsification to authorities.
Date: October 8, 2001
Leon P. Haller, Esquire
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-05881 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WASHINGTON MUTUAL HOME LOANS
VS
VANVOORHEES JANET A ET AL
SHANNON SUNDAY
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
VANVOORHEES JEFFREY D
the
DEFENDANT
, at 1009:00 HOURS, on the 17th day of October ,2001
at 7005 SALEM PARK CIRCLE
MECHANICSBURG, PA 17055
by handing to
JEFFREY D VANVOORHEES
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof,
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
6,00
7,15
,00
10,00
,00
23.15
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R. Thomas Kline
11/07/2001
PURCELL KRUG HALLER
Sworn and Subscribed to before
me this /3 ~
day of
By' 1l h
. ~ AAIJHl 7ll. a/ltia-r-
Deputy Sheriff
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SHERIFF'S RETURN - OUT OF COUNTY
C~SE NO: 2001-05881 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WASHINGTON MUTUAL HOME LOANS
VS
VANVOORHEES JANET A ET AL
R. Thomas Kline
, Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT
, to wit:
VANVOORHEES JANET A
but was unable to locate Her
in his bailiwick, He therefore
deputized the sheriff of YORK
County, Pennsylvania, to
serve the within COMPLAINT - MORT FORE
On November 7th, 2001 , this office was in receipt of the
attached return from YORK
Sheriff's Costs:
Docketing
Out of County
Surcharge
Dep York Co
18,00
9.00
10.00
30,35
,00
67.35
11/07/2001
PURCELL KRUG
So answe~~
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Sheriff of Cumberland County
HALLER
Sworn and subscribed to before me
this
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COUNTY OF YORK
OFFICE OF THE SHERIFF
SERVICE CALL
(717) 771-%01
28 EAST MARKET ST" YORK, PA 17401
SHERIFF SERVICE
. PROCESS RECEIPT and AFFIDAVIT OF RETURN
,. PLAINTIFF/SI
Washington Mutual Hane Loans Inc. 4. TYPEOFWRITORCOMPLAINT
3. DEFENDANT/SI Notice and Canplainlm
Janet A. Vanvoorhees et al Mortgage Foreclosure
5. NAME OF INDIVIDUAL. COMPANY, CORPORATION, ETC. TO SERVE OR DESCRIPTION OF PROPERTY TO BE LEVIED. ATTACHED, OR SOLD
Janet A. Vanvoorhees
6. ADDRESS (STREET DR RFO WITH BOX NUMBER, APT, NO" CITY, BORO, lWP., STATE AND ZIP CODE)
923 Emanuel Road Lewisberry, PA 17339
7,INDICATESERVICE, QPERSONAL QPERSONINCHARGE xx.OEPUTIZE Cum~f'l~'L Q1STClASSMAlL QPOSlED QOTHER
October 22 , 20Jl.!.... I, SHERIFF OF ~ COUNTY, PA, d hereby deputize the sheriff of
York COUNTY to execute t ake return ccording
to law, This deputization being made at the request and risk of the plaintiff, ~"'...... ~.c:
SERVE
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NOW
8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE:
ADVANCE FEE PAID BY ATTY
NOTE~ ONLY APPLICABLE ON WRIT OF EXECUTION: N~B. WAIVER OF WATCHMAN. Any deputy sheriff levying upon or attaching art1 property under wfthin writ may lea..e same
without a watchman, in custOdy of whomever is found in possession. after notifying person of levy or attachment, without liability on the part of such deputy Of the sheriff to any plaintiff
herein for any loss, destruction, or removal of any property before sheriff's sale thereof.
9. TYPj:~~ME and ADDRESS of ATIORNEY I ORIGINATOR and SIGNATURE
Lt.'UN P. HALLER, ESQ.
1719 N. FRONT ST. HARRISBURG PA 7
12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW (This area must be completed if notice is to be mailed).
10. TELEPHONE NUMBER 11. DATE FilED
(717) 234-4178
10/11/01
._01:''''.
15. Expiration/Hearing Date
J. LUDWIG
, 6. HOW SERVED: PERSONAL
o
RESIDENCE (
POSTED ( )
POE( )
SEE REMARKS BELOW
12
41. AFFIRMED and subscribed to before me this
42.dayof NOVEMBER ,200143,
I'l "JAI. SEAl
MELISSA J: $I:IAFF""'~1Io1Bry I'ilblc
City 01 v. York n.
fAI,' (~mi?-.!'lSl: .XI) A , ~,2002
2
y
44. Signature of
Dep. Sheriff
. Signature of York
County Sheriff
WILLIAM M.
SEfi~
11-2-01
49. DATE
51. DATE RECEIVED
1. VVHITE. Issuing AuthOrity 2. PINK ~ Attornev 3. CANARY - Sheriff's Office 4. BLUE - Sheriffs Office
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COUNTY OF YORK
OFFICE OF THE SHERIFF
SERVICE CALL
(717) 771-9601
2B EAST MARKET ST, YORK, PA 17401
:;":" Washington l"JUtlJal Hane Loans
, 3.' DEFENDANT/SI
1. PLAINTIFF/S~
2, COURT NUMBER
1-5881 civil
4, Tf~'MlJI.08C~NT, cI,
N=ce--:'B1Q re~~.lalnl'-,-n
Janet A.=~anycorhees et al ~Drtgage Foree osure
{ 5. NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC. TO SERVE OR DESCRIPTION OF PROPERlY TO BE LEVIED, ATTACHED, OR SOLD.
Jan,;,t A. vanvoorhees
6. ADDRESS (STREET OR RFO WlTH BOX NUMBER. APT. NO" CITY. BORO, TWP" STATE AND ZIP CODE)
92.3, Ell1anuel, Road. ,Lewisberry. PA;i7339. '"
7, INDICATE SERVICE: '. a PERSONAL,. a PERsON IN CHARGE liiIDEPUTI~E
O~tober .-;,2
York COUNTY to execute
to law. This deputization being made at the request and risk of the plaintiff,
Inc.
SHERIFF SERVICE
PROCESS RECEIPT and AFFIDAVIT OF RETURN
SERVE
..
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a POSTEP
a OTHER
NOW
8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE:
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\DVANCE PEE PAID BY ATl'Y
NorE: O,NL Y APP-LlCABLE ON WRIT OF E)Q:CUTlON: N.S._ WAIVER.OF'WATCHMAN .,- Any deputy sheriff levying uppn or ~ng 'any -property'under within Writ may leave,same
without a watchman, in custody of whomever is found-in possession, after notifying person of levy or attachment. without liability DfI,the part Qf'such deputy or the sheriff to, any-plaintiff.
herein for any loss, destruction, or removal of any property before sheriffs sale thereof.
9, TYPf,B ~~. A?Jm,M{ ~-rw~:Y I .oRIGINATOR a~d S~!lNAlURE 10, TELEPHONE NUMBER 11. DATE FILED
1719 N. FRONT ST., HARRISBURG,PA 17102.'(7117)~ 234-417B 10/11/01
12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW' (This area must be completed if notice is to be mailed).
CUMBERLAND COUNTY SHERIFF
16. HOW SERVED:
POSTED ( )
POE( )
10/23/01
SHERIFf'S OFFICE Vf OTHER ( ) ,.
SEE REMARKS BELOW
;.~
13. I acknowledge receipt of the writ
or complaint as indicated above. oJ ~ LUr)l;.AJIG
22, REMARKS:
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41.AFFIRMEDand5Ub~bed_to~etor~,~';'thi~<' 2 ,', \ _ , SOAN~,._.-
4Zdayof NO\lEMBt.R .'" ,20 Jl143, ,....--- 44, Sign~~:__y{/CkY"7/",-fto/}---,.-
PRQTH~~~Y..46: Signature 01 York .,' _;'
'. ' :"" "-. --~ .- -60u~,Sheriff-_ .'~ (, ,,-- --;f-r;~-t:.;,It.;' " ,;.~-./'-,
_. . WILLIAM M. H'OSE,,/ (.-.2>;:;:::'l/~V'~-e..
... ;."/ l:J' < ._," j ~~. tir //- 'F_ 48.. Signature of Foreign
.-'~ /" i'j:....v~~.:.../:,1... _,,:tlj~'(-''''''''' ..&;,-,/ County Sheriff
50. i#lCKNOWLEDGE RECEIPT OF.THE,S IFF'S ETURN SI!lNATURE
OF AUTHORIZED ISSUING AU-OJ;ORI 'AND TITLE
1
,
:'''23. Advance Ceists
:: 75 , 00 1 B. 00
~ ''J4. foreign County Costs
32. Tot. Costs . Costs Due or Refund Check No.
44. 65 1'-t1~C)
40. Costs Due Of Refund
45. !;lATE! /
J) J ~C-' ,
47. DATE
11-2-01
49. DATE
51. DATE REC!;:IVED
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1. vvHlTE - Issuing Authority 2. PINK - Attorney 3. CANARY. Sheriffs Office 4. !3LU~ - Sheriffs Office
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Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
WASHINGTON MUTUAL HOME LOANS, lNe.
SUCCESSOR IN lNTEREST BY MERGER TO FLEET
MORTGAGE CORP.
vs,
ACTION OF MORTGAGE FORECLOSURE
..
JANET A. V ANVOORHEES AND
JEFFREY D, V ANVOORHEES
Defendants
-A'O{-f'1Y[ ~
TillS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORM~TIQN OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
NOTICE
You have been sued in court If you wish to defend against the claims set forth in the following pages, you must take action
\y.ithin twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attomey and
filing in writing with the court your defenses or objections to the claims set forth against you, You are warned that if you fail to do so
tl~ 9ase may proceed without you and a judgment may be entered against you by the Court without further notice for any money
~laim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights
important to you,
YOU SHOULD TAKE TIllS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE TI!E OFFICE SET FORTI! BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
, ,
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"
"
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 2 LffiERTY AVENUE
CARLISLE, PA 17013
717-249-3166
A VISa
LE HAN DEMANDADO A USTED EN LA CORTE, SI DESEA DEFENDERSE CON1RA LAS QUEJAS
PERESENTADAS, ES ABSOLUTAMENTE NECESSARlO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE
SER SERVIDO CON ESTA DEMANDA Y A VISa. PARA DEFENDERSE ES NECESSARlO QUE USTED, 0 SU ABOGADO,
I<I\!JISTRE CON LA CORTE EN FORMA ESCRlTA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION
G8l'lTRA LAS QUEJAS EN ESTA DEMANDA.
".. " RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU
P!:\ltTICIP ACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARlO, DECIDIR A FAVOR DEL DEMANDANTE Y
REQUERlRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. paR RAZON DE ESA
DEClSION, ES POSSffiLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE.
( \,0
SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA
DE ABOGADOS), (215) 238-6300,
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 2 LffiERTY AVENUE
TRUE COPY FROM RECORD CARLISLE,PA 17013
In Testimony wner8Cf, I b8nI umo SI!t mv hano 717-249-3166
,iidithe seal of CouC/U1lill8. Pi.
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WASHINGTON MUTUAL HOME LOANS, INC,
SUCCESSOR IN INTEREST BY MERGER TO
FLEET MORTGAGE CORP"
Plaintiff
: IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
CIVIL ACTION LAW
ACTION OF MORTGAGE FORECLOSURE
~
JANETA,VANVOORHEESAND
JEFFREY D, V ANVOORHEES,
Defendants
THE FOLLOWING NOTICE IS BEING PROVIDED,PURSUANT TO THE FAIRDEBT
COLLECTION PRACTICES ACT, 15 U.S.C. 1601
" ~ >
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!' L ; The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any
information obtained will be used for that purpose, The amount of the debt is stated in this
Complaint. Plaintiff is the creditor to whom the debt is owed, Unless the Debtor, within thirty
(30) days after your receipt of this notice disputes the validity of the aforesaid debt or any
portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is
; ,',' . valid, If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day
; ,; period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall
obtain written verification of the said debt from the Plaintiff and mail same to Debtor, Upon
written request by Debtor to the undersigned attorney within said thirty (30) day period, the
undersigned attorney will provide debtor with the name and address ofthe original creditor if
different from the current creditor.
PURCELL, KRUG & HALLER
1719 North Front Street
Harrisburg, P A 17102
(717) 234-4178
Attorney I.D.# 15700
Attorney for Plaintiff
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WASHINGTON MUTUAL HOME LOANS, INC,
SUCCESSOR IN INTEREST BY MERGER TO
FLEET MORTGAGE CORP"
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
CNIL ACTION - LAW
vs,
~TION OF MORTGAGE FORECLOSURE
JANET A. V ANVOORHEES AND
JEFFREY D. V ANVOORHEES,
Defendants
COMPLAINT IN MORTGAGE FORECLOSURE
1, Plaintiff is WASHINGTON MUTUAL HOME LOANS, INe. SUCCESSOR IN INTEREST BY
MERGER TO FLEET MORTGAGE CORP" is a corporation whose address is P,O, BOX 1169, DEPT.
2665, MILWAUKEE, WISCONSIN 53201.
r,
2, Defendant, JANET A. V ANVOORHEES, is an adult individual whose last lmown address is 7005
j.,\.
SALEM PARK CIRCLE, MECHANICSBURG, PENNSYLVANIA 17055, Defendant, JEFFREY D,
V ANVOORHEES, is an adult individual whose last lmown address is 7005 SALEM PARK CIRCLE,
MECHANICSBURG, PENNSYLVANIA 17055.
'., j"
3, On or about, June 23, 2000, the said Defendants executed and delivered a Mortgage Note in the sum of
$70,950,00 payable to GATEWAY FUNDING DIVERSIFIED MORTGAGE SERVICES, L.P" which
Note is attached hereto and marked Exhibit "A",
4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to
secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain
real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and
Commonwealth in Mortgage Book 1621, Page 581 conveying to original Mortgagee the subject
premises. The Mortgage was subsequently assigned to FLEET MORTGAGE CORP, and was recorded
in the aforesaid County in Book 647, Page 809,
5. The land subject to the Mortgage is: 7005 SALEM PARK CIRCLE, MECHANICSBURG,
PENNSYLVANIA 17055 and is more particularly described in Exhibit "B" attached hereto.
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6. The said Defendants are the real owners of the property.
7, The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on May
01,2001 and all subsequent installments thereon, and the,following amounts are due on the Mortgage:
UNPAID PRINCIPAL BALANCE
$70,617,24
Interest at $18.13 per day
From 04/01/2001 To 11/01/2001
(based on contract rate of 9.3750%)
$3,879,82
Accumulated Late Charges
$0,00
Late Charges $26,29
From 05/01/2001 to 11/01/2001
$157,75
Escrow Deficit
$371.86
Attorney's Fee at 5% of Principal Balance
TOTAL
$3,530,86
. $78,557,53
**Together with interest at the per diem rate noted above after November 01, 2001 and other charges
and costs to date of Sheriff s Sale.
The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale, If the
Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually
incurred by Plaintiff,
8, No judgment has been entered upon said Mortgage in any jurisdiction,
9. Notice of Intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No, 6 of
1974 is not required in that the original principal balance exceeds $50,000,00,
10, Defendants are not members of the Armed Forces of the United States of America, nor engaged in any
way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended,
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11, The within Mortgage is insured by the Federal Housing Administration under Title II of the National
Housing Act and, as such, is not subject to the provisions ofPeunsy1vania Act No, 91 of 1983,
WHEREFORE, Plaintiff demands judgment in mortgage fareclosure "IN REM" for the aforementioned
total amount due together with interest at the rate of 9.3750% ($18.13 per diem), together with other charges
and costs including escrOW advances incidental thereto to 'date of Sheriffs Sale and for foreclosure and sale
ofthe property within described,
By:
PURCELL, KRUG & HALLER
Leon P, Haller, Esquire
Attorney for Plaintiff
I,D, # 15700
1719 N, Front Street
Harrisburg, P A 171 02
(717-234-4178)
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Fmc52392, (1696x2200x2 tiff) [13J
Multistate
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NOTE
FHA-13B047
Jt> / J/ IT9'.s/
I PIfA ~ No.
441F~1B7.8
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June
23. 2000
[Date)
7005 SALEM PARKCIRCLE
MECHANICS BURG. PA 17055
[l'roperty Ad-J
1. PARTIES
'Borrower" means each person siguing at the eDd of this Note, and the person's successors .u assigns. 'Lender" means
GATEWAY FUNDING DIVERSIFIED MORTGAGE$ERYICES, L.P.
and its successors and assigm.
2. BORROWER'S PROMISE TO PAY; JNTEREST
In returnfor a loan received from Lender, Borrowerpromises to pay the princlpalSUlll of 'Seventy Thousand
Nine Hundred Fifty end nO/l00
Dollars (U,S, $ 70.~50.oo ), plus interest, to the order of Lender. Interest will belcharged on lInpaid principal,
from the date of disbursement of the loan proce~ by Lender, at the rate of Nine and Three, EighthS
percent ( 9.376 %) per year until the fo1l amount of principal has been paid.
3. PROMISE TO PAY sECURED
Borrower's ~e to pay is securedby a mortgage, deed of trust or similar security iDstrumejltthatis datedthe same date
as this Note and called the "Security Instrument," The Security Instrumentprotecls the Lenderfromilosses which might result if
Borrower defaults under this Note,
4. MANNER OF PAYMENT
(A) 'llme
Borrower sIWl make a pa:yD1l>1lt of principal and interest to Lender on the first day of each month beginDing on
August ,2000. Any priucipal and interest rem.nning on the first day of July
2030 , will be due on that date, which is called the "Matmity Date."
(B) Place
Paymentshall be madeat 500 OFFICE CENTER DRIVE, SUITE 325
FORT WASHINGTON. PA 19034 or at auch place as Lender may designate in writing
by 1I0tice to Borrower.
(C) AmOUllt
EachmOl1th1y paymentof principal andinterestwil1 be in the llJIIOUIItof U.S. $ 590.13 , This amount
\\IiIl be part of a larger!lIlOJIthIy payment required by the Security Instrument, that sbaJI be appIi<<I to principal, interest and
other items in the order. described in the Security Instrwnent.
(D) AIIoage' to this Nole for pa,...-lUlJllItme1lfs
If 11I1 aIloIIge providiDg for pa:yD1l>1lt ~entsis cxecutedby Borrowectogetherwilh this Note, the covenants of
the allonge shall be incotporatedinto and sIWl ameDdand aupplementthe COVC1lIl1lta of this Note as if the allonge were a part of
this Note. [Check appliclible bOKJ .
o Graduated Payment AlIOt1ge[] Growing Bquity ADonge 0 Other [specify]
5. BORROWER'S RlGllT TO PREPAY
Borrower has the right to pay the debt evidenced by this Note, in whole or in JllITt, without clutrge or penalty, on the first
day of any month, ~sIWl acceptprepaymentOll otfrer days provided thatBOttOWerJll4P intereston the amountprepaidfor.
the ~emainderof the mot\th ~o the extent~by Lender and.perm;ttedby rl'f'I."1J1I8 of theSccr~, If Borrowexmakes a
p~ prepayment. tberewil1 be 110 c:\umgtla m the due date or m the amounto the lIlOJIthIy pa)'Jlllilll unless Lender agrees in
writillg to those changes. .
_ FHA MuIlfstale PJxed'IIateNDte .10195. :
~ -1R (88011.01 .
.. VMPMORTQAQEFORMS.C'OOJ&2'472~' .
Poge 10f2 lnlll
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Fmc52392 (1696xnOOx2 tiff) [14]
,
FHA-138047
6. BORROWER'S FAILURE TO PAY ,
(A) Late Charge for Overdue Payments .
rf Lender has not received the full monthly payment required by the Security Inslrllln$t, as described in Paragraph
4(C) of this Note, by the end of fifteen calendar days after the p~yment is due, Lendermay coIIe<it a late charge in the amount
of FOUR percent (4.000 %) of the oveJidue amount of each payment.
(B) Defanlt
rf Borrower defaults by failing to pay in full any monthlypa}'ll1ent, thenLendermay, ~t as limited by regulations
of the Secretaryin the case of payment defaults, require immediate payment in full of the princip~ balance rP.l1lA;n;ng due and
all a=ued interest. Lender may choose not to exercise this option without waiving its rights inl the event of any subsequent
default. In many circumstancesreguIations issued by the Secretary will limit Lendl\r's rights to ~immediate payment in
full in the case of payment defanlts. This Note does not authorize acce1erationwhenilOt permittedl>Y HUDregulations, As used
in this Note, .Secretary" means the Secretary of Housing and Urban Development or his or her dbsignee.
(C) Payment of Costs and Expenses
rf I.enderhas requiredimmediatepaymentinful1, ,as described above, Lender, ma~~Borrowerto pay costs and
expenses including reasonableand customary attorneys' fees forenforcini this Note to the DOt proIn'bited by applicable
law, Such fees and costs shall bear interest from the date of disbursenient at the same rate as thelprincipal of this Note,
70) cr "SO
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7. WAIVERS
Borrower and any otlwr person who has obligations under this Note waive the rights of presentment and notice of
dishonor. "Presentment" meanstherigbt to requireLenderto w.mAn4paymentof amounts due. "Notice of dishonor" meansthe
right to require Lender to give notice to otlwr persons that amounts due have not been paid.
8. GIVING OF NOTICES
Unless applicable law requireia different method, any notice that must be given 10 Borrowerunderthis Note will be given
by delivering it or by mailing it by first class mail to Borrower at the property address above or at a different address if
Borrower has given Lender a notice of Borrower's different address.
Any notice that must be given to Lenderunder this Note will be given by fu:st'class mail to Lender at the address slated in
Paragraph 4(B) or at a different address if Borrower is given a notice of that different address.
9. OBUGATIONS OF PERSONS UNDER THIS NOTE
If more than one person signs this Note, each personls fully and personally obligated to keep all of the promises made in
this Note, including the promise to pay the full amouutowed. Any person.who is a goarantor, surety or endorserof this Note is
also obligated to do these things. Any person who takes over these obligllflO11", including the obllgations of a guarantor, surety
or endorserof this Note, is also obligated to keep all of the promisesmadein this Note. LenderIDll)' enforceits rights underthis
Note against each personindividual1y or against all signatories together..AIlJ OIW person sigoing this Note may be required to
pay all of the amounts owed under this Note,
BY S GNlNGBELO'~r Borroweraccepts and agrees to the terms and eovenants r.nnrninp.o;\in this Note.
. VCMV( ~ (Seal) ~(J Ill.T It. \.)cu.J)~
Y VANVOORHEES ...Jlorrowor ET A VANVOORHEES
.. (Seal)
-Bonower
(Seal)
-Borrower
(Seal)
-Borrowe:r
~.1RI8eOll.01
..
Without RecoUlse
Fleet rtgageCorp.
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(Seal)
. -BoJ'[OWl:J'
F1EErMORTGAGE CORP.
10 \he order of (Seal)
Gat llY Funding Dlverslfuod Mortgage -Borrower
&e ..... LP. .
By General p~Undlng, Inc.
. Bruno
ce President
(Seal)
..Jlorrowe;r
f""rsy IV If.e. ~'Eler Q1
(Seal)
-Borrowor
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MAY-14-20~1 12:21 FROM:BEINHAUR CURCILLO 717-651-9200
TD:2155910221
P,010/014
EXI-nBIT A
7005 Salem Plll'k Circle
Mechanic~burg, PA 17055
l'arcel No', 10-1!l-1606,O96
:l'-l
ALL THAT CERTAIN piece or parcel of land sllUlltc in Hampden Township, Cumberland
County, Pennsylvania, more particularly bounded and describ,ed as follows, to wit:
BEGINNING at a point on the line of adjoiner between Lots 121 and 122 as shown on the
hereinafter menlioned plan of lots, said point also being measured in iil southerly directiOl! a
distance of 40 feet from the southern line of inlersection wim a 10 feet wide ClI1t path; thence by
the Jlne of adjoiner between Lots 121 and 122 aforesaid, South 22 degrees 29 minut~ 35 seconds
West a distance of lOO.O.feet to a point; thence Nort1167 degrees 30 minutes 2S sc<:onds West
along common grounds now or formedy of The Homestead Group, me. a distance 'Of 20.0 feet to
a po!gl; thence North 22 degrees 29 minutes.35 seconds EastalODg the line of adjol.ner between
Lots 122 and 123 on said plan a dislance of 100.0 feet to a point; thence South 67 degrees 30
minutes 2S seconds East along other common grounds a diSUll\c!l of 20.0 feet to a point, the place
of BEGINNING.
BErNG Lot No. 122 on Plan of Salem Park Land Development, which Plan is recorded in the
Cumberland Counly Recorder of Deeds Office in Plan Book 25, Page 12.
HAVING thereon erected a townhouse type dwelling known and numbered 700S Salem Park
Circle.
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VERIFICATION
~
I, Leon P. Haller, Esquire, hereby swear and affirm that the facts
contained in the foregoing COMPLAINT for Mortgage Foreclosure are
true and correct to the best of my knowledge, information, and
belief based upon information provided by Plaintiff
WASHINGTON MUTUAL HOME LOANS, INC. SUCCESSOR IN INTEREST BY MERGER
TO LFEET MORTGAGE CORP. said facts Contained
herein are made subject to the penalties of 18 Pa,C.S. Section
4904 relating to unsworn falsification to authorities.
Date: October 8, 2001
Leon P. Haller, Esquire
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WASHINGTON MUTUAL HOME LOANS, INC.
SUCCESSOR IN INTEREST BY MERGER
TO FLEET MORTGAGE CORP,
IN THE COURT OF COMMON PLEAS
CUMBERLAND CO., PENNSYLVANIA
PLAINTIFF
VS,
NO. 01-5881 CIVIL TERM
JANET A. VANVOORHEES AND
JEFFREY D. VANVOORHEES
DEFENDANTS
CIVIL ACTION - LAW
IN MORTGAGE FORECLOSURE
P RAE C I P E
TO THE PROTHONOTARY:
Kindly Settle and Discontinue the above matter of record.
PURCELL, KRUG & HALLER
BY'~
Leon P. Haller ID #15700
Attorney for Plaintiff
Purcell, Krug & Haller
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
DATE: November 13. 2001
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