HomeMy WebLinkAbout01-06129
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209 State Street 717.232.6300
Harrisburg, Pennsylvania 17101 Fax 717.232.6467
www.srklaw.com
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December 122001
The Honorable Edward E. Guido
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013-3387
INRE:
Krista Coombs, Individually and as Parent and
Natural Guardian of Kayla Coombs, a Minor
Dear Judge Guido:
I am writing to update you on the status of the proposed minor settlement. The
Supreme Court decided Lititz Mutual Ins. Co. v. Steele on November 30,2001
holding that the Lititz Mutual Insurance policy language which contained "a
pollution exclusion" did not exclude coverage for claims involving lead paint.
The Defendant in this case is insured by One Beacon Insurance, a successor of
CNA. Following the decision, I requested from the Defendant insurer their specific
policy language. The insurer forwarded the policy to our attention. The policy, in
this case, has a specific lead paint exclusion and a lead paint rider. I am enclosing
a copy of the policy and rider. (See attached as Exhibit "A").
I incorrectly stated in the Petition that there is an issue of coverage. Upon review
of the policy, there is clearly $50,000 in liability coverage for claims involving
lead paint exposure. This was not previously disclosed, in fact, based on my
conversations with the prior adjuster, there was a clear indication that they were
defending this case on a reservation of rights relying on a pollution exclusion. There
was no mention of a lead paint rider. The Petition requesting the approval of the
settlement alleges that the pollution exclusion was in the policy. The Petition was
served upon the insurance carrier weeks before the hearing.
I have also enclosed for your review a copy of the assets search regarding Kerry
Saintz. (See attached Exhibit "B"). Mr. Saintz is divorced and owns real estate
individually with a value of $890,850.000. There are mortgages in the amount of
$581,500.00. The mortgages have obviously been paid down, but even assuming
maximum mortgages, he owns real estate valued in excess of $300,000.00. He
also owns seven vehicles only one of which is encumbered by a loan.
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The Honorable Edward E. Guido
December 12, 2001
Page Two
There are still issues of liability and damages involved in this case. I would ask that
you continue to hold the Petition in abeyance so that we may reevaluate the value of
this case. We will amend the Petition if the client decides, after further review, that
she still wants to proceed forward and settle the claim or the Petition may be
withdrawn and we may proceed forward with litigation.
Very truly yours,
SCHMIDT, RONCA & KRAMER, P.C.
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Attorney at Law
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Enclosures
cc: Krista Coombs
Victoria S. Price, Esquire
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COMMERCIAL GENERAL LIABILITY
CG 21 55 03 97
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
TOTAL POLLUTION EXCLUSION
WITH A HOSTILE FIRE EXCEPTION
This endorsement modifies insurance provided under the following:
COMMERC1AL GENERAL LIABILITY COVERAGE PART
Exclusion f. under Paragraph 2., Exclusions of Coverage A - Bodily Injury
And Property Damage Liability (Section I - coverages) is replaced by the
following:
This insurance does not apply to:
f. pollution
....top
(1) "Bodily injury" or "property damage" which would not have occurred in
whole or part but for the' actual, alleged or threatened discharge,
dispersal, seepage, migration, release or escape of pollutants at any
time.
This exclusion does not apply to "bodily injury" or "property damage"
arising out of heat, smoke or fumes from a ,hostile fire unless that
hostile fire occurred or originated:
(a) At any premises, site or location which is or was at any time
used by or for any insured or others for the handling, storage,
disposal, processing or treatment of waste; or
(b) At any premises, site or location on which any insured or any
contractors or subcontractors working directly or indirectly on
any insured's behalf are performing operations to test for,
monitor, clean up, remove, contain, treat, detoxify, neutralize
or in any way respond to, or assess the effects of, pollutants.
As used in this exclusion, a hostile fire means one which becomes
uncontrollable or breaks out from where it was intended to be.
(2) Any loss, cost or expense arising out of any:
(a) Request, demand or order that any insured or others test for,
monitor, clean up, remove, contain, treat, detoxify or
neutralize, or in any way respond to, or assess the effects
of pollutants; or
(b) Claim or suit by or on behalf of a governmental authority for
damages because of testing for, monitoring, cleaning up,
removing, containing, treating, detoxifying or neutralizing,
or in any way responding to, or assessing the effects of
pollutants.
Pollutants means any solid, liquid, gaseous, or thermal irritant or
contaminant including smoke, vapor, soot, fumes, acid, alkalis,
chemicals and waste. Waste includes material to be recycled,
reconditioned or reclaimed.
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CG 21 55 03 97
Copyright, Insurance Services Office, Inc., 1996
Page 1 of 1
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Add/Edit Notes
Add Personal Note
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Document information
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r::-.'~E-f:l'" CG 04 31 0998
YEAR 2000 COMPUTER.RELATED AND OTHER ELECTRONIC PROBLEMS -
LIMITED COVERAGE OPTIONS
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
SCHEDULES
SCHEDULE A - COVERAGES TO BE PROVIDED (SUBJECT TO THE DESCRIPTION IN SCHEDULE B)
Check anyone or more of the following:
[]I Bodliy Injury D Property Damage D Personal and Advertising Injury
SCHEDULE B - DESCRIPTION OF LOCATION, OPERATIONS, PRODUCTS OR SERVICES TO BE COVERED
(TO WHICH SCHEDULE A APPLIES)
1gescrlptlon of location(s) operation(s), product(s) or service(s)
All iocations, operations, products or services to which this policy applies.
SCHEDULE C - PREMIUM
...&~
Premium $ WAIVED
The following exciusion is added to Paragraph 2., Exclusions
of Section I - Coverage A - Bodily Injury And Property
Damage Liability and Paragraph 2., Exclusions of Section I
- Coverage B - Personal And Advertising Injury Liability,
2. Exclusions
This insurance does not apply to "bodiiy injury",
"property damage" or "personai injury" and "advertis-
ing injury" (or "personal and advertising injury" if
defined as such in your poiicy) arising directly or
indirectlY out of:
a. Any actual or alleged failure, malfunction or inad-
equacy of:
(1) Any of the following, whether belonging to
any insured or to others:
(a) Computer hardware, including
microprocessors:
(b) Computer application software,
(c) Computer operating systems and related
software:
(d) Com puter networks:
(e) Microprocessors (computer chips) not
part of any computer system, or
(f) Any other computerized or electronic
eqUipment or components: or
(2) Any other products, and any services, data
or functions that directly or indirectly use or
rely upon, in any manner, any of the items
listed in Paragraph 2.a.(1) of this endorse-
ment
due to the inabiiity to.correctiy recognize,
process, distinguish, interpret or accept the year
2000 and beyond.
b. Any advice, consultation, design, evaluation,
inspection, instaliation, maintenance, repair, re-
placement or supervision provided or done by you
or for you to determine, rectify or test for, any
potential or actual prOblems described in Para-
graph 2.a. of this endorsement.
This exclusion does not apply to the types of injury or
damage indicated in Schedule A - Coverages To Be
Provided of this endorsement arising out of any opera-
tions, products or services, or any operations or ser.
vices at or from any specific location, described in
Schedule B - Description Of Location, Operations,
Products Or Services To Be Covered of this endorse-
ment.
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POLICY NUMBER, FPLQ79395 6
SERVICE OFFICE COPY
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Silver Plume Document: ISO I Comm Gen Liab Forms I Countrywide I ...1971 Latest I Form Page 1 of 1
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Comm Gen Liab Forms
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COMMERCIAL GENERAL LIABILITY
CG 00 54 03 97
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
AMENDMENT OF POLLUTION EXCLUSION- EXCEPTION
FOR BUILDING HEATING EQUIPMENT
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE' PART
Subparagraph (1) (a) of the pollution exclusion under Paragraph 2.,
Exclusions of Bodily Injury And Property Damage Liability Coverage (Section
I - Coverages) is replaced by the following:
This insurance does not apply to:
POLLUTION
(1) "Bodily injury" or "property damage" ar~s~ng out of the actual,
alleged or threatened discharge, dispersal, seepage, migration,
release or escape of pollutants:
(a) At or from any premises, site or location which is or was at any
time owned or occupied by, or rented or loaned to, any insured.
However, Subparagraph (a) does not apply to "bodily injury" if
sustained within a building and caused by smoke, fumes, vapor or
soot from equipment used to heat that building.
...top
CG 00 54 03 97
Copyright, Insurance Services Office, Inc., 1996
Page 1 of 1
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Add/Edit Notes
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G14011 0895\
EXCLUSION - LEAD CONTAMINATION - PENNSYLVANIA
I
This endorsement modifi.8S the insurence provided under the follOWing. I
; ,. I
BUSINESSOWNERS LIABILITYCOVERAIlEFORM i
COMMERCIAL l'lENERAL LIABI'LITY COVERAGE PART :
Llal>lnly
Coverage is hereby amended 1:0 exclude 'occurrenees" at any
insured premises which result in:
a. "Bodily Injur}'" arising out of the ingestion, inhalation,
or absorption of lead in any form;
b. "Property Damage" arising from any form of lead;
c. "Personal Injury" ariSing from any form of lead;
d. "Advertising Injury" arising from any form of leed;
e. "Medlcaj Payments" arising from any form of lead;
f' Any loss, cost or expense arising OUt of any reques~
demand or order that any insured or others test for,
mon~or, cleen up, remove, contain, treat, detoxify or
neutralize, or in any way respond 1:0, or assess the
effscts Of lead, or
g. Any loss, cost or expense arising out of any claim or
suit by or on behalf of a governmental authority for
damages because of testing for, monitoring, Cleaning
up, removing, contlllning, treating. detoxifying or
neutralizing; or In any way reSpOnding to, or assessing
the effects of lead.
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LiabtUty
G14012 089
ADDITIONAL COVERAGE-LEAD CONTAMINA ION LIABILITY-PENNSYLVANIA
This endorsement modifies the insurance provided under the following:
BUSINESSOWNERS L1ABILI1Y C;OVERAGE FORM
COMMERCIAL GENERAllIABILI1Y COVEFlAGE PART
A. The following COVERAGE Is added,
LEAD CONTAMINATION
1. Insurlne Agreement.
a. We will paythosesumsthatlheinsured becomes
legally obligated to pay as damages because of
"bodily injuIY" arising out of the ingestion. Inhala.
tion or absorption of lead in any form. We have
the right end duty to'defend any .suit" seeking
these damages. We may ilt our discretion Inves.
tigate any '=urtence" and settle any claim or
"suit" that mey,resuit. But:
(1) The amount we pay" for damages is limited
as described in Item 8. LIMITS OF IN.
SURANCE below, and
(2) Our right and duty end when we have used
up the applitllble limit of insurance in the
payment of jUdgments, settlements or
defense costs incurred by Us.
No other obligation or liability to pay sums or
perform acts or services is tovered under this
policy.
b. This insurance applies to 'bo(Iily Injury" only if:
(1) The "bodily injury" is caused by an 'occur-
rence' that takes place in the "coverage
teYl'itory"; and B.
(2) The "bo(Iily injul)I' occurs during the policy
period.
2. Exclllllo05.
This insurance does not epply to,
a. "Sodlly injul)''' expected or intended trom tM
stendpOlnt of the insured.
b. "Sodily injury" lor which the Insured is obligated
to pay damages by rellson of the assumption of
liability in II contrllct or agreement.
,c. Any obligation of the insured under a workers'
compensation, disabill~ benefits or unemploy-
ment compensation law or any similar law.
d. 'Bodily injUry" to:
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(t) An employee of the insured arising out 01 and
In the course of employment by the Insured:
or
(2) The spOuse, child, parent, brother or sister
of that employee as a consequence of (1)
above.
nis exclusion applies,
(U Whether the insured may be liable as an
employer or In any other c'itpaclty. and
(2) To any obllll~on. to. share damages with or
repay someone else who must Pl\y damages
[ be,::ause of the iniuf)'.
. Any loss. cost or expense arising out of any.
(1) Request, deman'a Or order that eny insured
or others tesUor, monltOl', clean up, ra01we,
contain, treat, detoxify or neutralize. or in any
way respond to, or assess the effects of lead,
or
(2) Claim or suit by 01 on behalf of a govwnmen-
tal authority for damages because of testing
fOr, monitoring. Cleaning UP. removing, con.
taining, treating, detoXilYing or neutralitine,
or in any way respOnding to, 01 ~esslng the
effects of lead.
01' INSURANCE. The follOWing provisions ere
ha most we will pay for anyone "occurrence" tor
dlly injury' reeulting from the ingestion, inhale-
t on, or absorption of lead in any form under the
erage provided by this endorsement is $60,000.
his limit Is reduced by the legal costs nee_al}' to
fend you. legal ,osts are defined as attorney's fees,
penses fOr investigation and court costs.
2. most we will pay for all "o<;currences" during the
Hey periOd for "bodily injury" resulting from the
i gestiO", Inh.Jation. or absorption of lead in any form
u de, the cpverage provided by this endorsement is
$ 0,000. '
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THE EMPLOYERS FIRE INSURANCE COMPANY
A Stock Company, Boston, Massachusetts 02108-3100
KERRY R. SAINTZ
731 HARRISBURG PIKE
DILLSBURG, PA 17019-1602
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TRANSACTION; RENEWAL ' ,::l!
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COMMON POLICY DECLARATIONS
MANED INSURED and MAILING ADDRESS:
BusiNESS: APARTMENTS
FORM OF BUSINESS: INDIVIDUAL
POLICY PERIOD: From 12/18/99
to 12/18/00
at 12:01 A.M. Standard Time at your mailing address.
OCCUPANCY
ADDRESS
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APARTMENTS
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THREE FAMILY DHELLING
203-205-207 KULBERRY LANE
MECHANICSBURG,PA 17019-1602
112-114"116 THIRD STREET
LEMOYNE, PA 17043-0000
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The COMPLETE POLICY consists of: (1) this declarations and (2) all other declarations, forms and endorsements for which symbol numbers =
are listed in this declarations. E-t
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COVERAGE PARTS and SUPPLEMENTS
PREMIUM
PROPERTY fORM COVERAGES - SECTION I
$1,591
LIABILITY FORM COVERAGES - SECTION II
UMBRELLA LIABILITY COVERAGES - SECTION III
BOILER AND MACHINERY FORM COVERAGES - SECTION IV
$174
TOTAL PREMIUM
$1,765
THIS POLICY IS SUBJECT TOINSTALLMATIC MONTHLY BILLING
NAME and ADDRESS OF AGENT:
COUNTERSIGNED BY;
(Authorized Representative)
(Date)
G28100 112-93)
Page 01 of 02
SERVICE OFFICE COPY
OFFICE! HARRISRURC::
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THE EMPLOYERS FIRE INSURANCE COMPANY
A Stock Company, Boston, Massachusetts 02108-3100
The following is a listing of the declarations, forms and endorsements which form your complete polley:
INTERLINE FORMS,
IL00171185 COMMON POLICY CONDITIONS
GI07790588 EXECUTION Of OFFICER'S SIGNATURES
G121510796 CONCEPT ONE COVRG AMENDMENT ENDORSEMENT.
IL00030498 CALCULATION OF PREMIUM
IL09100181 PENNSYLVANIA NOTICE
IL02460996 PENN. CHANGES - CANCELLATION AND NONRENEWAl
IL00210498 NUCLEAR ENE~GY LIAULITY'EXCL. ENDT
IL09350898 EXCL OF CERTAIN COMPUTER-RELATED LoSSES
G141330996 POLICyHOLDER NOTICE - EMPLOV~ENT RELATED PRACTICES
G281001293 CONCEPT ONE Cl)MMON POLICY DE.CLARATIO'NS
G281020493 CONCEPT ONE CO~MON POLICY DEC/FORMS/ENDTS
PROPERTY FORM COVERAGES,
CP01860486
CPOOlO0695
CPI0300695
CP00901185
G121560597
G141960597
CMOOOI0695
CMOO;ZS0695
CM00610695
G140630796
G282011193
CHANGES - POLLUTANTS
BUILDING AND PERSONAL PROP. COVRG FORM
CAUSES OF LOSS - SPECIAL FORM
COMMERCIAL PROPERTY CO.NDITIONS
BUSINESS INCOME COVERAGECAND EXTRA EXPENSE)
BUSINESS INCOME CHANGES (NO WAITING PERIOD)
COMMERCIAL INLAND.MAItINE CONDITIONS
SIGNS COVEM$E FORM
VALUABLE PAP'ERS AND RECORDS COVERAGE FORM
EXTENDER COVERAGE ENDlfRlSEMENT
CONCEPT ONE PROPERTY FORM COVERAGE DEC SECTION I
LIABILITY FORM COVERAGES,
CGOOOI0196 COMMERCIAL GENERAL LIABILITY FORM
GI09550391 ABSlfLUTE. ASBESTOS EXCLUSION
CG21471093 EMPLOYMENT - RELATED PRACTICES EXCLUSION
CG00550397 AMENDMENT OF OTHER INSURANCE CaNilITIONS
CG00540397 POLLUTIO.N EXCL. -AMENDMENT - EXCP FOR BLDG HEATING
G140110895 PENN - EXCLUSION LEAD CONTAMINATION
G140120895 ADDL COVERAGE -PENN. LEAD CONTAMINATION
G121880492 EXCLUSION - NON-OWNED AUTO
CG21550397 TOTAL POLLUTION EXCL WITH HOSTILE FIRE
CG0431 0998 YR2000 LIMITED LIABILITY COVRG
CG21340187 EXCLUSION - DESIGNATED WORK
G282041193 CONCEPT ONE LIABILITY FORM COVERAGES DEC SEC II
6282051193 CONCEPT ONE LIABILITY FORM COV CLASS SCHEDULE
ISO COPYRIGHT, INSURANCE SERVICES OFFICE, INC., 1984,1985,1986,1987,1988.1989,
1990,1991,1992,1993,1994,1995,1996,1997,1998,1999
COPYRIGHT, CGU INSURANCE COMPANY 1999
G28102 (04.93)
OFFICE, HARRISBURG
Page 02 of 02
SERVICE OFFICE COPY
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PROPERTY FORM COVERAGES
SECTION I DECLARATIONS
POUCY PERIOD: From 12/18/99
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BUILDING NO. i
THE EMPLOYERS FIRE IN$HRA'NCE COMPANY
A Stock Company. Boston, Massachusetts 02108-3100
to 12/18/00
at 12:01 A.M. Standard Time at your mailing address.
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BUILDINGS
LIMIT OF INSURANCE:
, VALUATION:
COINSURANCE:
DEDUCTIBLE:
BUSINESS INCOME INCLUDING RENTAL
. LIMIT OF INSURANCE,
WAITING PERIOD :
SIGNS
LIMIT OF INSURANCE,
DEDUCTIBLE:
VALUABLE PAPERS & RECORDS
LIMIT OF INSURANCE,
DEDUCTI BL E :
EXTENDER ENDORSEMENT COVRG .
COVERAGE (S)
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G28201 (Ed. 11.93)
OFFICE, HARRISBURG
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PREMISES NO.
BUILDING NO.
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$416,000 q~;d'.Q"'"
REPLACEMENT COST
80Y.
$250
ACTUAL LOSS SUSTAINED
NO WAIT PERIOD APPLIES
$10,000
$250
$10,000
$250
PREMISES NO.
02
$161,aDO
REPLACEMENT
80Y.
$250
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COST
ACTUAL LOSS SUSTAINED
NO WAIT PERIOD APPLIES
$10,000
$250
$10,000
$250
APPLIES AT LL LOCATIONS
SERVICE OFFICE COpy
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THE EMPLOYERS FIRE INSURANCE COMPANY
A Stock Company, Boston, Massachusetts 02108-3100
LIAl1lLlrY FORM ~OVERAGES
SECTION II DECLARATIONS
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POLICY PERIOD: From 12118/99
to 12118/00
at 12:01 A.M. Standard Time at your mailing address.
PERSONAL AND ADVERTISING INJURY LIMIT;
EACH OCCURRENCE LIMIT:
FIRE DAMAGE LIMIT (Any One Fire):
MEDICAL EXPENSE LIMIT (Any One Person) :
LIMIT OF INSURANCE
$2,000,000
$~,OOO,OOO
$1,000,000
$1,000,000
$100,000
$5,000
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COVERAGE
GENERAL AGGREGATE LIMIT (except Products-Completed Operations) :
PRODUCTS - COMPLETED OPERATIONS AGGREGATE LIMIT:
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SERVICE OFFICE COpy
Page 01 of 02
OFAC~ HARRISBURG
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THE EMPLOYERS FIRE INSURANCE COMPANY
A Stock Company, ijolton, Massachusetts 021 08.31 00
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LlAB'ILITY FORM COVERAGES
CLASSIFICATION SCHEDULE
DESClllPTlON OF CLASSIFICATION
CLASS
CODE
65132
65101
PREMISESI
PRODUCTS
PREIUSES
PREIIISES,
RATE BASIS
EXPOSURE
AMOUNT
ANNUAL
FINAL
RATE
1.555
38.661
P\~EMIUM
CHARGED
$136
$38
1. APARTIIENTS
2. DWELLING - 3 FAMILY
PER 100 SQ.FT.
PER DWELLING
8700
1
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DESCRIPTION OF COVERAGE
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G282D5 (11.93)
Page 02 of 02
SERVICE OFFICE COpy
OFFICE, MARRISBURG
FILE NUMBER, CR308181 IIlSCACQ
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COMMERCIAL GENERAL LIABILITY
CG 00 01 01 96
COMMERCIAL GENERAL LIABILITY COVERAGE FORM
Various provisions in this policy restrict coverage. Read the entire policy
carefully to determine rights, duties and what is and is not covered.
Throughout this policy the words "you" and "your" refer to the Named Insured
shown in t~e Declarations, and any other person or organization qualifying
as a Named Insured under this policy. The words lIwe", "USI! and Ilourll refer
'to the company providing this insurance.
The word "insured" means any person or organization qualifying as such under
WHO IS AN INSURED (SECTION II) .
Other words and phrases that appear in quotation marks have special meaning.
Refer to DEFINITIONS (SECTION V) .
SECTION I - COVERAGES
COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY
1. Insuring Agreement
a. We will pay those sums that the insured becomes legally obligated to
pay as damages because of "bodily injury" or "property damage" to
which this insurance applies. We will have the right and duty to
defend the insured against any "suit" seeking those damages. However,
we will have no duty to defend the insured against any "suit" seeking
damages for "bodily injury" or "property damage" to which this
insurance does not apply. We may, at our discretion, investigate any
"occurrence" and settle any claim or "suitll that may result. But:
....top
'(1) The amount we will pay for damages is limited as described in
LIMITS OF INSURANCE (SECTION III); and
(2) Our right and duty to defend end when we have used up the
applicable limit of insurance in the payment of judgments or
settlements under Coverages A or B or medical expenses under
Coverage C.
No other obligation or liability to pay sums or perform acts or
services is covered unless explicitly provided for under SUPPLEMENTARY
PAYMENTS - COVERAGES A AND B.
b. This insurance applies to "bodily injury" and "property damage" only
if: . ,
(1) The "bodily injury" or "property damage" is caused by an
"occurrence" that takes place in the "coverage territory"; and
(2) The "bodily injury" or "property damage" occurs during the policy
period.
c. Damages because of "bodily injury" include damages claimed by any
person or organization for care, loss of services or death resulting
at any time from the "bodily injury".
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2. Exclusions
This insurance does not apply to:
a.
....top
Expected or Intended Injury
"Bodily injury' or "property damage" expected or intended from the
standpoint of the insured. This exclusion does not apply to "bodily
injury" resulting from the use of reasonable force to protect persons
or property.
b. Contractual Liability
"Bodily injury" or "property damage" for which the insured is
obligated to pay damages by reason of the assumption of liability in a
contract or agreement. This exclusion does not apply to liability for
damages:
(1) That the insured would have in the absence of the contract or
agreement; or
(2)
Assumed in a contract or agreement that is an "insured contract",
provided the "bodily injury" or "property damage" occurs ~
subsequent to the execution of the contract or agreement. Solely
for the purposes of liability assumed in an "insured contract",
reasonable attorney fees and necessary litigation expenses
incurred by or for a party other than an insured are deemed to be
damages because of "bodily injury" or "property damage", provided:
(a) Liability to such party for, or for the cost of, that party's
defense has also been assumed in the same "insured contractU;
and
Page 1 of 13
....top
(b) Such attorney fees and litigation expenses are for defense of
that party against a civil or alternative dispute resolution
proceeding in which damages to which this insurance applies
are alleged.
c. Liquor Liability
"Bodily injury" or "property damage" for which any insured may be held
liable by reason of:
(1) Causing or contributing to the intoxication of any person;
(2) The furnishing of alcoholic beverages to a person under the legal
drinking age or under the influence of alcohol; or
(3) Any statute, ordinance or regulation relating to the sale, gift,
distribution or use of alcoholic beverages.
This exclusion applies only if you are in the business of
manufacturing, distributing, selling, serving or furnishing alcoholic
beverages.
d. Workers Compensation and Similar Laws
Any obligation of the insured under a workers compensation, disability
benefits or unemployment compensation law or any similar law.
e. Employer's Liability
"Bodily injury" to:
....top
(1) An "employee" of the insured arising out of and in the course of:
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(a) Employment by the insured; or
(b) Performing duties related to the conduct of the insured's
business; or
(2) The spouse, child, parent, brother or sister of that "employee" as
a consequence of paragraph (1) above.
This exclusion applies:
(1) Whether the insured may be liable as an employer or in any other
capacity! and
(2) To any obligation to share damages with or repay someone else who
must pay damages because of the injury.
This exclusion does not apply to liability assumed by the insured
undef an 11 insured contract II .
f. pollution
....top
(I) "Bodily injury" or "property damage" an.slng out of the actual,
alleged or threatened discharge, dispersal, seepage, migration,
release or escape of pollutants:
(a) At or from any premises, site or location which is or was at
any time owned or occupied by, or rented or loaned to, any
insured;
(b) At or from any premises, site or location which is or was at
any time used by or for any insured or others for the
handling, storage, disposal, processing or treatment of waste;
(c) Which are or were at any time transported, handled, stored,
treated, disposed of, or processed as waste by or for any
insured or any person or organization for whom you may be
legally responsible; or
(d) At or from any premises, site or location on which any insured
or any contractors or subcontractors working directly or
indirectly on any insured'S behalf are performing operations:
(i) If the pollutants are brought on or to the" premises, site
or location in connection with such operations by such
insured, contractor or subcontractor; or
(ii) If the operations are to test for, monitor, clean up,
remove, contain, treat, detoxify or neutralize, or in any
way respond to, or assess the effects of pollutants.
Subparagraph (d) (i) does not apply to "bodily injury" or
"property damage" arising out of the escape of fuels,
lubricants or other operating fluids which are needed to
perform the normal electrical, hydraulic or mechanical
functions necessary for the operation of "mobile equipment" or
its parts, if such fuels, lubricants or other operating fluids
escape from a vehicle part designed to hold, store or receive
them. This exception does not apply if the fuels, lubricants
or other operating fluids are intentionally discharged,
dispersed or released, or if such fuels, lubricants or other
operating fluids are brought on or to the premises, site or
location with the intent to be discharged, dispersed or
:eleased as part of the operations being performed by such
lnsured, contractor or subcontractor.
....top
Page 2 of 13
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subparagraphs (a) and (d) (i) do not apply to "bodily injury" or
"property damage" arising out of heat, smoke or fumes from a
hostile fire.
As used in this exclusion, a hostile fire means one which becomes
uncontrollable or breaks out from where it was intended to be.
(2) Any loss, cost or expense arising out of any:
(a) Request, demand or order that any insured or others test for,
monitor, clean up, remove, contain, treat" detoxify or
neutralize, or in any way respond to, or assess the effects of
pollutants; or
(b) Claim or suit by or on behalf of a governmental authority for
damages because of testing for, monitoring, cleaning up,
removing, containing, treating, detoxifying or neutralizing,
or in any way responding to, or assessing the effects of
pollutants.
Pollutants means any solid, liquid, gaseous or thermal irritant or
contaminant, including smoke, vapor, soot, fumes, acids, alkalis,
chemicals and waste. Waste includes materials to be recycled,
reconditioned or reclaimed.
g. Aircraft, Auto or Watercraft
Atop
"Bodily injuryll or "property damage" arising out of the ownership,
maintenance, use or entrus.tment to others of any aircraft, "auto" or
watercraft owned or operated by or rented or loaned to any insured.
Use includes operation and "loading or unloading".
This exclusion does not apply to:
(1) A watercraft while ashore on premises you own or rent;
(2) A watercraft you do not own that is,
(a) Less than 26 feet long; and
(b) Not being used to carry persons or property for a charge;
(3) Parking an "auto" on, or on the ways next to, premises you own or
rent, provided the "auto" is not owned by or rented or loaned to
you or the insured;
(4) Liability assumed under any "insured contract" for the ownership,
maintenance or use of aircraft or watercraft; or
(5) "Bodily injury" or "property damage" arising out of the operation
of any of the equipment listed in paragraph f. (2) or f. (3) of the
definition of lImobile equipment".
h. Mobile Equipment
"Bodily injury" or Ilproperty damage" arising out of:
A top
(1) The transportation of "mobile equipment" by an "auto" owned or
operated by or rented or loaned to any insured; or
(2) The use of "mobile equipment" in, or while in practice for, or
while being prepared for, any prearranged racing, speed,
demolition, or stunting activity.
i. War
"Bodily injury" or "property damage" due to war, whether or not
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declared, or any act or condition incident to war. War includes civil
war, insurrection, rebellion or revolution. This exclusion applies
only to liability assumed under a contract or agreement.
j. Damage to Property
"Property damageU to:
(1) Property you own, rent, or occupy;
(2) Premises you sell, give away or abandon, if the "property damage"
arises out of any part of those premises;
(3) Property loaned to you;
(4) Personal property in the care, custody or control of the insured;
(5) That particular part of real property on which you or any
contractors or subcontractors working directly or indirectly on
your behalf are performing operations, if the "property damage"
arises out of those operations; or
.....top
(6) That particular part of any property that must be restored,
repaired or replaced because "your work" was i.ncorrectly performed
on it.
Paragraph (2) of this exclusion does not apply if the premises are
"your work" and were never occupied, rented or held for rental by you.
)?age 3 of 13
Paragraphs (3), (4),. (5) and (6) of this exclusion do not apply to
liability assumed under a sidetrack agreement.
Paragraph (6) of this exclusion does not apply to "property damage"
included in the "products-completed operations hazard".
k. Damage to Your Product
"Property damage" to "your product" arising out of it or any part of
it.
l. Damage to Your Work
"Property damage" to lIyour work" arl.Slng out of it or any part of it
and included in the "products-completed operations hazard".
This exclusion does not apply if the damaged work or the work out of
which the damage arises was performed on your behalf by a
subcontractor.
.....top
m. Damage to Impaired Property or Property Not Physically Injured
"Property damage" to "impaired property" or property that has not been
physically injured, arising out of:
(1) A defect, deficiency, inadequacy or dangerous condition in "your
productll or lIyour workll: or
(2) A delay or failure by you or anyone acting an your behalf to
perform a contract or agreement in accordance with its terms.
This exclusion does not apply to the loss of use of other property
arising out of sudden and accidental physical injury to "your product"
or "your workll after it has been put to its intended use.
n. Recall of Products, Work or Impaired Property
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Damages claimed for any loss, cost or expense incurred by you or
others for the loss of use, withdrawal, recall, inspection I repair!
replacement, adjustment, removal or disposal of:
(1) "Your product";
(2) "Your workll; or
atop
(3) "Impaired property";
if such product, work, or property is withdrawn or recalled from the
market or from use by any person or organization because of a known or
suspected defect, deficiency, inadequacy or dangerous condition in it.
Exclusions c. through n. do not apply to damage by fire to premises
while rented to you or temporarily occupied by you with permission of
the owner. A separate limit of insurance applies to this coverage as
described in LIMITS OF INSURANCE (Section III) .
,COVERAGE B. PERSONAL AND ADVERTISING INJURY LIABILITY
1. Insuring Agreement
a. We will pay those sums that the insured becomes legally obligated to
pay as damages because of "personal injuryll or "advertising injury" to
which this insurance applies. We will have the right and duty to
defend the insured against any "suit" seeking those damages. However,
we will have no duty to defend the insured against any "suit" seeking
damages for "personal injury" or "advertising injury" to which this
insurance does not apply. We may, at our discretion, investigate any
lIoccurrence" or offense and settle any claim or "suit" that may
result. But:
(1) The amount we will pay for damages is limited as described in
LIMITS OF INSURANCE (SECTION III); and
(2) Our right and duty to defend end when we have. used up the
applicable limit of insurance in the payment of judgments or
settlements under Coverages A or B or medical expenses under
Coverage C.
NO other obligation or liability to pay sums or perform acts or
services is covered unless explicitly provided for under SUPPLEMENTARY
PAYMENTS - COVERAGES A AND B.
atop
b. This insurance applies to:
(1) "Personal injury" caused by an offense ar~slng out of your
business, excluding advertising, publishing,.broadcasting or
telecasting done by or for you; .
(2) "Advertising injury" caused by an offense committed in the course
of advertising your goods, products or services;
but only if the offense was committed in the "coverage territory"
during the policy period.
2. Exclusions
This insurance does not apply to:
a. "Personal injuryll or "advertising injuryll:
(1) Arising out of oral or written publication of material, if done by
or at the direction of the insured with knowledge of its falsity;
Page 4 of 13
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....top
(2) Arising out of oral or written publication of material whose first
publication took place before the beginning of the policy period;
(3) Arising out of the willful violation of a penal statute or
ordinance committed by or with the consent of the insured;
(4) For which the insured has assumed liability in a contract or
agreement. This exclusion does not apply to liability for damages
that the insured would have in the absence of the contract or
agreement; or
(5) Arising out of the actual, alleged or threatened discharge,
dispersal, seepage, migration, release or escape of pollutants at
any time.
b. "Advertising injuryll arising out of:
(1) Breach of contract, other than misappropriation of advertising
ideas under an implied contract;
(2) The failure of goods, products or services to conform with
advertised quality or performance;
(3) The wrong description of the price of goods, products or services;
or
(4) An offense committed by an insured whose business is advertising,
broadcasting, publishing or telecasting.
c. Any loss, cost or expense arising out of any:
(1) Request, demand or order that any insured or others test for,
monitor, clean up, remove, contain, treat, detoxify or neutralize,
or in any way respond to, or assess the -effects of pollutants; or
(2) Claim or suit by or on behalf of a governmental authority for
damages because of testing for, monitoring, cleaning up, removing,
containing, treating, detoxifying or neutralizing, or in any way
responding to, or assessing the effects of pollutants.
....t~llutants means any solid, liquid, gaseous or thermal irritant or
contaminant, including smoke, vapor, soot, fumes, acids, alkalis,
chemicals and waste. Waste includes materials to be recycled,
reconditioned or reclaimed.
COVERAGE C. MEDICAL PAYMENTS
1. Insuring Agreement
a. We will pay medical expenses as described below for "bodily injury"
caused by an accident:
(1) On premises you own or rent;
(2) On ways next to premises you omlor rent; or
(3) Because of your operations;
provided that:
(1) The accident takes place in the "coverage territory" and during
the policy period;
(2) The expenses are incurred and reported to us within one year of
the date of the accident; and
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(3) The injured person submits to examination, at our expense, by
physicians of our choice as often as we reasonably require.
b. We will make these payments regardless of fault. These payments will
not exceed the applicable limit of insurance. We will pay reasonable
expenses for:
. top
(1) First aid administered at the time of an accident;
(2) Necessary medical, surgical, x-ray and dental services, including
prosthetic devices; ~and
(3) Necessary ambulance, hospital, professional nursing and funeral
services.
2. Exclusions
We will not pay expenses for "bodily injury":
a. To any insured.
b. To a person hired to do work for or on behalf of any insured or a
tenant of any insured.
c. To a person injured on that part of premises you oWn or rent that the
person normally occupies.
d. To a person, whether or not an "employee" of any insured, if benefits
for the "bodily injury" are payable or must be provided under a
workers compensation or di~ability benefits law or a similar law.
e. To a person injured while taking part in athletics.
f. Included within the "products-completed operations hazard".
g. Excluded under Coverage A.
. top
h. Due to war, whether or not declared, or any act or condition incident
to war. War includes civil war, insurrection, rebellion or revolution.
Page 5 of 13
SUPPLEMENTARY PAYMENTS COVERAGES A AND B
We will pay, with respect to any claim we investigate or settle, or any
llsuitll against an insured we defend:
1. All expenses we incur.
2. Up to $250 for cost of bail bonds required because of accidents or
traffic law violations arising out of the use of any vehicle to which the
Bodily Injury Liability Coverage applies. We do not have to furnish these
bonds.
3. The cost of bonds to release attachments, but only for bond amounts
within the applicable limit of insurance. We do not have to Turnish these
bonds.
4. All reasonable expenses incurred by the insured at our request to assist
us in the investigation or defense of the claim or "suitll, including
actual loss of earnings up to $250 a day because of time off from work.
S. All costs taxed against the insured in the "suit".
6. Prejudgment interest awarded against the insured on that part of the
judgment we pay. If we make an offer to pay the applicable limit of
insurance, we will not pay any prejudgment interest based on that period
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of time after the offer.
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7. All interest on the full amount of any Judgment that accrues after entry
of the judgment and before we have paid, offered to pay, or deposited in
court the part of the judgment that is within the applicable limit of
insurance.
These payments will not reduce the limits of insurance.
If We defend an insured against a "suit" and an indemnitee of the insured is
also named as a party to the "suit", we will defend that indemnitee if all
of the following conditions are met:
a. The "suit" against the indemnitee seeks damages for which the insured
has assumed the liability of the indemnitee in a contract or agreement
that is an "insured contractU;
b. This insurance applies to such liability assumed by the insured;
c. The obligation to defend, or the cost of the defense of, that
indemnitee, has also been assumed by the insured in the same lIinsu.red
contract" ;
d. The allegations in the "suit" and the information we know about the
"occurrence" are such that no conflict appears to exist between the
interests of the insured and the interests of the indemnitee;
e. The indemnitee and the insured ask us to conduct and control the
defense of that indemnitee against such lIsuitll and agree that we can
assign the same counsel tO,defend the insured and the indemnitee; and
f. The indemnitee:
~top
(1) Agrees in writing to:
(a) Cooperate with us in the investigation, settlement or defense
of the I1suitll;
(b) Immediately send us copies of any demands, notices, summonses
or legal papers received in connection with the "suit";
(c) Notify any other insurer whose coverage is available to the
indemnitee; and
(d) Cooperate with us with respect to coordinating other
applicable insurance available to the indemnitee; and
(2) Provides us with written authorization to:
(a) Obtain records and other information related to the "suit";
and '
(b) Conduct and control the defense of the indemnitee in such
"suit" .
So long as the above conditions are met, attorneys fees incurred by us in
the defense of that indemnitee, necessary litigation expenses 'incurred by us
a~d necessary litigation expenses incurred by the indemnitee at our request
w~ll be paid as Supplementary Payments. Notwithstanding the provisions of
paragraph 2.b. (2) of COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE '
LIABILITY (Section I - coverages), such payments will not be deemed to be
damages for "bodily injury" and "property damage" and will not reduce the
limits of insurance.
~top
Our obligation to defend an insured's indemnitee and to pay for attorneys
fees and necessary litigation expenses as Supplementary Payments ends when:
a. We have used up the applicable limit of insurance in the payment of
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judgments or settlements; or
b. The conditions set forth above, or the terms of the agreement
described in paragraph f, above, are no longer met.
Page 6 of 13
SECTION II - WHO IS AN INSURED
1. If you are designated in the Declarations as:
a. An individual, you and your spouse are insureds, but only with respect
to the conduct of a business of which you are the sole owner.
b. A partnership or joint venture, you are an insured. Your members, your
partners, and their spouses are also insureds, but only with respect
to the conduct of your business.
c. A limited liability company, you are an insured. Your members are also
insureds, but only with respect to the conduct of your business. Your
managers are insureds, but only with respect to their duties as your
managers.
d. An organization other than a partnership, joint venture or limited
liability company, you are an insured. Your nexecutive officersll and
directors are insureds, but only with respect to their duties as your
officers or directors. Your stockholders are also insureds, but only
with respect to their liability as stockholders.
....top
2. Each of the following is also. an insured:
a. Your "employees", other than either your "executive officers II (if you
are an organization other than a partnership, joint venture or limited
liability company) or your managers (if you are a limited liability
company), but only for acts within the scope of their employment by
you or while performing duties related to the conduct of your
business. However, none of these "employees" is an insured for:
(1) IIBodily injuryll or "personal injury":
(a) To you, to your partners or members (if you are a partnership
or joint venture), to your members (if you are a limited
liability company), or to a co-"employee" while that
cO-"employee" is either in the course of his or her employment
or performing duties related to the conduct of your business;
(b) To the spouse, child, parent, brother or sister of that
co-"employee" as a consequence of paragraph (1) (a) above;
(c) For Which there is any obligation to share damages with or
repay someone else who must pay damages because of the injury
described in paragraphs (1) (a) or (b) above; or
(d) Arising out of his or her providing or failing to provide
professional health care services.
....top
(2) "Property damage" to property:
(a) Owned, occupied or used by,
(b) Rented to, in the care, custody or control of, or over which
physical control is being exercised for any purpose by
you, any of your "employees", any partner or member (if you are a
partnership or joint venture), or any member (if you are a limited
liability company) .
b. Any person (other than your "employee"), or any organization while
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Silver Plume Document: ISO \ Comm Gen Liab Forms I Countrywide.../96\ FOlms-Forms Page 11 of 20
acting as your real estate manager.
c. Any person or organization having proper temporary custody of your
property if you die, but only:
(1) With respect to liability arising out of the maintenance or use of
that property; and
(2) Until your legal representative has been appointed.
d. Your legal representative if you die, but only with respect to duties
aa such. That representative will have all your rights and duties
under this Coverage Part.
3. with respect to "mobile equipment" registered in your name under any
moto~ vehicle registration law, any person is an insured while driving
such equipment along a pUblic highway with your permission. Any other
person or organization responsible for the conduct of such person is also
an insured, but only with respect to liability arising out of the
operati~n of the equipment, and only if no other insurance of any kind is
available to that person or organization for this liability. However.. no
person or organization is an insured with~respect to:
....top
a. "Bodily injury" to a cO-"employee' of the person driving the
equipment; or
b. "Property damage" to property owned by, rented to, in the charge of or
occupied by you or the employer of any person who is an insured under
this provision.
4. Any organization you newly acquire or form, other than a partnership,
joint venture or limited liability company, and over which you maintain
ownership or majority interest, will qualify as a Named Insured if there
is no other similar insurance available to that organization. However:
a. Coverage under this provision is afforded only until the 90th day
after you acquire or form the organization or the end of the policy
period, whichever is earlier;
Page 7 of 13
b. Coverage A does not apply to "bodily injury" or "property damage" that
occurred before you acquired or formed the organization: and
c. Coverage B does not apply to "personal injury" or "advertising injury'"
arising out of an offense committed before you acquired or formed the
organization.
No person or organization is an insured with respect to the conduct of any
current or past partnership, joint venture or limited liability company that
is not shown as a Named Insured in the Declarations.
....top
SECTION III - LIMITS OF INSURANCE
1. The Limits of Insurance shown in the Declarations and the rules below fix
the most we will pay regardless of the number of:
a. Insureds;
b. .Claims made or "suitsll brought; or
c. Persons or organizations making claims or bringing "suits",
2. The General Aggregate Limit is the most we will pay for the. sum of:
a. Medical expenses under Coverage C;
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Silver Plume Document: ISO I Comm Gen Liab Forms I Countrywide.../96I Forms-Forms Page 12 of20
b. Damages under Coverage A, except damages because of "bodily injury" or
"property damage" included in the "products-completed operations
hazardll; and
c. Damages under Coverage B.
3. The Products-Completed operations Aggregate Limit is the most we will pay
under Coverage A for damages because of "bodily injury" and "property
damage" included in the "products-completed operations hazard".
4. Subject to 2. above, the Personal and Advertising Injury Limit is the
most we will pay under Coverage B for the sum of all damages because of
all "personal injury" and all "advertising injury" sustained by anyone
person or organization.
~~ .
5. Subject to 2. or 3. above, whichever appl~es, the Each Occurrence Limit
is the most we will pay for the sum of:
a. Damages under Coverage A; and
b. Medical expenses under Coverage C
because of all "bodily injury;' and "property damage" arising out of any
one lIoccurrence".
6. Subject to 5. above, the Fire Damage Limit is the most we will pay under
Coverage A for damages because of IIproperty damage" to premises, while
rented to you or temporarily occupied by you with permission of the
owner, arising out of anyone fire.
7. Subject to 5. above, the Medical Expense Limit is the most we will pay
under Coverage C for all medical expenses because of "bodily injury"
sustained by anyone person.
The Limits of Insurance of this Coverage Part apply separately to each
consecutive annual period and to any remaining period of less than 12
months, starting with the beginning of the policy period shown in the
Declarations, unless the policy period is extended after issuance for an
additional period of less than 12 months. In that case, the additional
period will be deemed part of the last preceding period for purposes of
determining the Limits of Insurance.
SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS
1. Bankruptcy
~top
Bankruptcy Or insolvency of the insured or of the insured's estate will
not relieve us of our obligations under this Coverage Part.
2. Duties In The Event Of Occurrence, Offense, Claim Or Suit
a. You must see to it that we are notified as soon as practicable of an
"occurrence" or an offense which may result in a claim. To the extent
possible, notice should include:
(l) How, when and where the "occurrence" or offense took place;
(2) The names and addresses of any injured persons and witnesses; and
(3) The nature and location of any injury or damage arising out of the
lloccuI:'rence" or offense.
b. If a claim is made or 11 suit II is brought against any insured, you must:
.(1) Immediately record the specifics of the claim or "suit" and the
date received; and
(2) Notify us as soon as practicable.
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You must see to it that we receive written notice of the claim or
lIsuit" as soon as practicable.
Page 8 of 13
c. You and any other involved insured must:
...top
(1) Immediately send us copies of any demands, notices, summonses or
legal papers received in connection with the claim or "suitllj
(2) Authorize us to obtain records and other information;
(3) Cooperate with us in the investigation or settlement of the claim
or defenae against the "suitllj and
(4) Assist us, upon our request, in the enforcement of any right
against any person or organization which may be liable to the
1nsured hecause of injury or damage to which this insurance may
also apply.
d. No insured will, except at that insured's own cost, voluntarily make a
payment, aSSUme any obligation, or incur any expe~se, other than for
first aid, without our consent.
3. Legal Action Against Us
No person or organization has a right under this Coverage Part:
a. To join us as a party or otherwise bring us into a "suitU asking for
damages from an insured; or
b. To sue us on this Coverage Part unless all of its terms have been
fully complied with.
A person or organization may sue us to recover on an agreed settlement or
on a final judgment against an insured obtained after an actual trial;
but we will not be liable for damages that are not payable under the
terms of this Coverage Part or that are in excess of the applicable limit
of insurance. An agreed settlement means a settlement and release of
liability signed by us, the insured and the claimant or the claimant's
legal representative.
...top
4. Other Insurance
If other valid and collectible insurance is available to the insured for
a loss we cover under Coverages A or B of this Coverage Part, our
obligations are limited as follows:
a. Primary Insurance
This insurance is primary except when b. below applies. If this
insurance is primary, our obligations are not affected unless any of
the other insurance is also primary. Then, we will share with all that
other insurance by the method described in c. below.
b. Excess Insurance
This insurance is excess over any of the other insurance, whether
primary, excess, contingent or on any other basis:
(1) That is Fire, Extended Coverage, Builder's Risk, Installation Risk
or similar coverage for lIyour work";
(2) That is Fire insurance for premises rented to you or temporarily
occupied by you with permission of the owner; or
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Silver Plume Document: ISO I Comm Gen Liab Forms I Countrywide.../96I Forms-Forms Page 14 of20
(3)
If the loss arises out of the maintenance or use of aircraft,
"autos" or watercraft to the extent not subject to Exclusion g. of
Coverage A (Section I) .
When this insurance is excess, we will have no duty under Coverages A
or B to defend the insured against any "suit" if any other insurer has
a duty to defend the insured against that "suit". If no other insurer
defends, we will undertake to do so, but we will be entitled to the
insured's rights against all those other insurers.
.....top
When this insurance is excess over other insurance, we will pay only
our share of the amount of the loss, if any, that exceeds the sum of:
(1) The total amount that all such other insurance would pay for the
loss in the absence of this insurance; and
(2) The total of all deductible and self-insured amounts under all
that other insurance.
We will share the remaining loss, if any, with any other insurance
that is not described in this Excess Insurance provision and was not
bought specifically to apply in excess of the Limits of Insurance
shown in the Declarations of this Coverage Part.
c. Method of Sharing
If all of the other insurance permits contribution by equal shares, we
will follow this method also. Under this approach each insurer
contributes equal amounts until it has paid its applicable limit of
insurance or none of the l?sS remains, whichever comes first.
If any of the other insurance does not permit contribution by equal
shares, we will contribute by limits. Under this method, each
insurer's share is based on the ratio of its applicable limit of .
insurance to the total applicable limits of insurance of all insurers.
Page 9 of 13
5. Premium Audit
.....top
a. We will compute all premiums for this Coverage Part in accordance with
our rules and rates.
b. Premium shown in this Coverage Part as advance premium is a deposit
premium only. At the close of each audit period we will compute the
earned premium for that period. Audit premiums are due and payable on
notice to the first Named Insured. If the sum of the advance and audit
premiums paid for the policy period is greater than the earned
premium, we will return the excess to the first ~amed Insured.
C. The first Named Insured must keep records of the information we need
for premium computation, and send us copies at such times as we may
request.
6. Representations
By accepting this policy, you agree:
a. The statements in the Declarations are accurate and complete;
b. Those statements are based upon representations you made to us; and
c. We have issued this policy in reliance upon your representations.
7. Separation Of Insureds
Except with respect to the Limits of Insurance, and any rights or duties
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specifically assigned in this Coverage Part to the first Named Insured,
this insurance applies:
....top
a. As if each Named Insured were the only Named Insured; and
b. Separately to each insured against whom claim is made or "suitll is
brought.
B. Transfer Of Rights Of Recovery Against Others To Us
If the insured has rights to recover all or part of any payment we have
made under this Coverage Part, those rights are transferred to us. The
insured must do nothing after loss to impair them. At our request, the
insured will bring "suit" or transfer those rights to us and help us
enforce them.
9. When We Do Not Renew
If we decide not to renew this Coverage Part, we will mail or deliver to
the fir~t Named Insured shown in the Declarations written notice of the
nonrenewal not less than 30 days before the expiration date.
If notice is mailed, proof of mailing will be sufficient proof of notice. ~
SECTION V - DEFINITIONS
1. "Advertising injury" means injury arising out of one or more of the
following offenses:
a. Oral or written publication of material that slanders or libels a
person or organization or disparages a person's or organization1s
goods, products or services;
.....top
b. Oral or written publication of material that violates a person's right
of privacy;
c. Misappropriation of advertising ideas or style of doing business; or
d. Infringement of copyright, title or slogan.
2. "Auto" means a land motor vehicle, trailer or semitrailer designed for
travel on public roads, including any attached machinery or equipment.
But Ilauto" does not include "mobile eguipmentll.
3. "Bodily injury" means bodily injury, sickness or disease sustained by a
person, including death resulting from any of these at any time.
4. "Coverage territoryll means:
a. The United States of America (including its territories and
possessions), Puerto Rico and Canada; .
b. International waters or airspace, provided the injury or damage does
not occur in the course of travel or transportation to or from any
place not included in a. above; or
c. All parts of the world if:
(1) The injury or damage arises out of:
(a) Goods or products made or sold by you in the territory
described in a. above; or
.....top
Page 10 of 13
(b) The activities of a person whose home is in the territory
described in a. above, but is away for a short time on your
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business; and
(2) The insured's responsibility to pay damages is determined in a
I1suitll on the merits, in the territory described in a. above or in
a settlement we agree to.
5. "Employee" includes a "leased worker I . lIEmployee" does not include a
lItemporary worker".
6. "Executive officer" means a person holding any of the officer positions
created by your charter, constitution, by-law~ or any other similar
governing document.
7. "Impaired property" means tangible property, other than "your product" or
"your work"l that cannot be used or is less useful because:
a. It incorpolCates "your product" or "your work" that is known or thought
to be defective, deficient, inadequate or dangerous; or
b. You nave failed to fulfill the terms of a contract or agreement;
if such propelCty can be restored to use by:
a. The repair, replacement. adjustment or removal of ."your product" or
lIyour worku; or
....top
b. Your fulfilling the terms of the contract or agreement.
8. "Insured contract" means:
a. A contract for a lease of premises. However, that portion of the
contract for a lease of premises that indemnifies any person or
organization for damage by fire to premises while rented to you or
temporarily occupied by you with permission of the owner is not an
"insured contract";
b. A sidetraCk agreement;
c. Any easement or license agreement, except in connection with
construction or demolition operations on or within 50 feet of a
railroad;
d. An obligation, as required by ordinance, to indemnify a municipality,
except in connection with work for a municipality;
e. An elevator maintenance agreement;
....top
f. That part of any other contract or agreement pertaining to your
business (including an indemnification of a municipality in connection
with work performed for a municipality) under which you assume the
tort liability of another party to pay for "bodily injury" or
"property damage" to a third person or organization. Tort liability
means a liability that would be imposed by law in the absence of any
contract Or agreement.
Paragraph f. does not include that part of any contract or agreement:
(1) That indemnifies a railroad for "bodily injury" or "property
damage" arising out of construction or demolition operations I
within 50 feet of any railroad property and affecting any railroad
bridge or trestle, tracks, road-beds, tunnel, underpass or
crossing;
(2) That indemnifies an architect, engineer or surveyor for injury or
damage arising out of:
(a) Preparing, approving, or failing to prepare or approve maps,
shop drawings I opinions I reports, surveys, field ordersl
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change orders or drawings and specifications: or
(b) Giving directions or instructions, or failing to give them, if
that is the primary cause of the injury or damage; or
(3) under which the insuredf if an architect, engineer or surveyorf
assumes liability for an injury or damage arising out of the
insured's rendering or failure to render professional services,
including those listed in (2) above and supervisory, inspection,
architectural or engineering activities.
9. "Leased worker" means a person leased to you by a labor leasing firm
under an agreement between you and the labor leasing firm, to perform
duties related to the conduct of your business. "Leased worker" does not
include a "temporary workerll.
10. "Loading or unloading" means the handling of property:
a. After it is moved from the place where it is accepted for movement
int't> or onto an aircraft, watercraft or "autoll;
,....top
Page 11 of 13
b, While it is in or on an aircraft, watercraft or lIautoll; or
c, While it is being moved from an aircraft I watercraft or "autoll to the
place where it is finally delivered;
but "loading or unloading" does not include the movement of property by
means of a mechanical device,' other than a hand truck, that is not
attached to the aircraft, watercraft or "auto".
11. "Mobile equipment" means any of the following types of land vehicles,
including any attached machinery or equipment:
a. Bulldozers, farm machinery, forklifts and other vehicles designed for
use principally off public roads;
b. Vehicles maintained for use solely on or next to premises you own or
rent;
e. Vehicles that travel on crawler treads;
d. Vehicles, whether self-propelled or not, maintained primarily to
provide mobility to permanently mounted:
(I) Power cranesl shovels I loaders I diggers or drills; or
(2) Road construction or resurfacing equipment such as graders,
scrapers or rollers;
....top
e. Vehicles not described in a., b., c. or d. above that are not
self-propelled and are maintained primarily to provide mobility to
permanently attached equipment of the following types:
(1) Air compressors, pumps and generators, including spraying,
welding, building cleaning, geophysical exploration, lighting and
well servicing equipment; or
(2) Cherry pickers and similar devices used to raise or lower
workers;
f. Vehicles not described in a., b., c. or d. above maintained primarily
for purposes other than the transportation of persons or cargo.
However, self-propelled vehicles with the following types of
permanently attached equipment are not 'mobile equipment" but will be
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considered "autos':
(1) Equipment designed primarily for:
{a} Snow removal;
(b) Road maintenance, but not construction or resurfacing; or
(c) Street cleaning;
(2) Cherry pickers and similar devices mounted on automobile or truck
chassis and used to raise or lower workers; and
(3) Air compressors, pumps and generators, including spraying,
welding, building cleaning, geophysical exploration, lighting and
well servicing equipment.
....top . . 1 d" d
12. llOccurrence" means an accldentl lnc U lUg cont1uuoUS or repeate
exposure to substantially the same general harmful conditions.
113. llpersonal injuryll means injury, other than IIbodily injurY"1 arising..out
of one or more of the following offens~s:
a. False arrest, detention or imprisonment;
b. Malicious prosecution;
c. The wrongful eviction from, wrongful entry into, or invasion of the
right of private occupancy of a room, dwelling or premises that a
person occupies by or on behalf of its owner, landlord or lessor;
d. Oral or written publication of material that slanders or libels a
person or organization or disparages a person's or organization's
goods, products or services; or
e. Oral or written publication of material that violates a person's
right of privacy.
14. "Products-completed operations hazard":
a. Includes all "bodily injury" and "property damage" occurring away
from premises you own or rent and arising out of "your product" or
lIyour work" except:
(1) Products that are still in your physical possession; or
(2) Work that has not yet been completed or abandoned. However, "your
work" will be deemed completed at the earliest of the following
times:
....top
(a) When all of the work called for in your' contract has been
completed.
(b) When all of the work to be done at the job site has been
completed if your contract calls for work at more than one
job site.
(c) When that part of the work done at a job site has been put to
its intended use by any person or organization other than
another contractor or subcontractor working on the same
project.
Work that may need service I maintenance, correction, repair or
replacement, but which is otherwise complete, will be treated as
completed.
Page 12 of 13
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b. Does not include Ilbodily injuryll or "property damagel1 arising out of:
(1) The transportation of property, unless the injury or damage
arises out of a condition in or on a vehicle not owned or
operated by you, and that condition was created by the "loading
or unloading" of that vehicle by any insured;
(2) The existence of tools, uninstalled equipment or abandoned or
unused materials; or
(3) Products or operations for which the classification, listed in
the Declarations or in a policy schedule, states that products-
completed operations are subject to the General Aggregate Limit.
....top
15. nproperty damage" means:
a. Physical injury to tangible property, including all resulting loss of
use of that property. All such loss of use shall be deemed to occur
at ~he time of the physical injury that caused it; or
b. Loss of use of tangible. property that is not physically injured. All
such loss of use shall be deemed to occur at the time of the
Iloccurrencell that caused it.
i6. "Suit" means a civil proceeding in which damages because of "bodily
injury", "property damage"l "personal injuryll or lIadvertising injury I to
which this insurance applies are alleged. "Suit II includes:
a. An arbitration proceeding in which such damages are claimed and to
which the insured must submit or does submit with our consent; or
b. Any other alternative dispute resolution proceeding in which such
damages are claimed and to which the insured submits with our
consent.
17. "Temporary worker" means a person who is furnished to you to substitute
for a permanent "employee" on leave or to meet seasonal or short-term
workload conditions.
18. IIYour product" means:
a. Any goods or products, other than ,real property, manufactured, sold,
handled, distributed or disposed of by:
....top
(1) You;
{2} Others trading under your name; or
(3) A person or organization whose business or assets you have
acquired; and
b. Containers (other than vehicles), materials, parts or equipment
furnished in connection with such goods or products.
nYour product" includes:
a. Warranties or representations made at any time with respect to the
fitness, quality, durability, performance or use of "your product";
and
b. The providing of or failure to provide warnings or instructions.
"Your product" does not include vending machines or other property
rented to or located for the use of others but not sold.
19. IlYour work" means;
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a. Work or operations performed by you or on your behalf; and
b. Materials, parts or equipment furnished in connection with such work
or operations.
,
l1Your work" includes:
....top
a. warranties or representations made at any time, with respect to the
fitness, quality, durability, performance or use of "your work"; and
b. The providing of or failure to provide warnings or instructions.
CG 00 01 01 96 Page 13 of 13
copyright, Insurance Services Office, Inc., 1994
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Add Personal Note
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This page was created: 11/17/0012:06:40 PM
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-:'*"'--.,
D~&
P.O. Box 60515
Harrisburg, PA 17106-0515
(717) 599-5505
(800) 443-0824
Fax (717) 599-5507
December 6, 2001
Mr. Gerard C. Kramer, Esq.
Schmidt, Ronca & Kramer P.C.
209 State St.
Harris~rg, PA 17101
Re: Krista Coombs, Individually and as Parent and
Natural Guardian of Kayla Coombs, a Minor
Dear Gerry:
This report summarizes Information Network Associates, Inc.'s
("INN') efforts to date to establish the financial assets and
liabilities of the above-captioned individual, pursuant to your
request dated November 26, 2001.
On Monday November 26, 2001, INA conducted a database search
to establish Mr. Kerry R. Saintz' address history to identify
those jurisdictions to be searched for possible assets. The
result of this search is the following address history for a Kerry
R. Saintz having a date of birth of December, 1956 and a social
security number of 182-40-8943:
Address
Date Reported
1) 731 Harrisburg Pike
Dillsburg, PA 17019
11/01
2) 205 Mulberry Dr.
Apt. #C
Mechanicsburg, PA 17050
09/01
3) 1005 Silver Lake Rd.
Lewisberry, PA 17339
10/99
4) 114 S. Third St.
Lemoyne, PA 17043
Not Reported
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Mr. Gerard C. Kramer, Esq.
December 6, 2001
Page 2
On Wednesday November 28, 2001, the indices at the Cumberland
County Courthouse in Carlisle, PA were reviewed for the name Kerry
R. Saintz, with the results as indicated below for the period
January 1, 1990 to November 26, 2001:
INDEX SEARCHED
RESULTS
Secured Transactions (UCC's)
Criminal Convictions
Civil Suits
Judgments
Federal Tax Liens
State Tax Liens
Tax Assessment Office
Property Ownership
Mortgages
Divorce Proceedings
See Attached
No Record
No Record
No Record
No Record
No Record
See Attached
See Attached
See Attached
No Record
Also on Wednesday November 28, 2001, the indices at the York
County Courthouse in York, PA were reviewed for the above-
referenced name with the results as indicated below for the period
January 1, 1990 to November 9, 2001:
INDEX SEARCHED
RESULTS
Secured Transactions (UCC's)
Criminal Convictions
Civil Suits
Judgments
Federal Tax Liens
State Tax Liens
Tax Assessment Office
Property Ownership
Mortgages
Divorce Proceedings
See Attached
No Record
See Attached
No Record
No Record
No Record
No Record
No Record
No Record
See Attached
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Mr. Gerard C. Kramer, Esq.
December 6, 2001
Page 3
On Monday November 26, 2001, the indices at the United States
District Court for the Middle District of Pennsylvania were
reviewed for the name Kerry R. Saintz with the results as follows:
INDEX SEARCHED
RESULTS
Bankruptcy Petitions
Cj,.vil Actions
Criminal Actions
No Record
No Record
No Record
On Tuesday November 27, 2001, INA conducted a search of
motor vehicle ownership in Pennsylvania for Kerry R. Saintz d/b/a
Saint z Plumbing & Electric. The result of this search is seven
(7) vehicles that are currently registered to Kerry R. Saintz.
Of these vehicles, only one is encumbered by a lien held by New
Cumberland FCU, and all are registered to Kerry R. Saintz
indi vidually or Saintz Plumbing and Electric. Copies of the
related abstract motor vehicle ownership reports are attached
herewith to this report for your information and review.
On Monday November 26, 2001, INA conducted a financing
statement search at the Commonwealth of Pennsylvania, Corporation
Bureau, in Harrisburg, PA. The result of this search, as of
November 7, 2001, is one (1) financing statement that is currently
in effect. You will note that this is the same financing
statement that is on file at the Cumberland County Prothonotary's
office as noted above.
The information contained in this report and the. attached
documents is self-explanatory; however, if you have any questions,
or if additional investigation is required, please call me. Thank
you for using INA to help fulfill your information and
investigative requirements.
Very truly yours,
Information Network Associates, Inc.
By ~~~
Daniel . Ryan, CPA, CFA
DPR:wl
Attachments
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PARTIES
DEBTOR name (Last name first if Individual) and mailing address:
SAINTZ, KERRY R.
203, 205 ANO 207 MULBERRY ORIVE
MECHANICSBURG, PA 17055
DEBTOR name (last name first illndivldUal)and rnalllngaddress:
DEBTOR name (last name firsllllndlvidual) and mailing address:
1b
SECURED PA~TY(les) name(s) (last name first If Individual) and address for
security Interest informallon:
PNC BANK, NATIONAL ASSOCIATION
4242 CARLISLE PIKE
CAMP Hill, PA 17001-8874
2
ASSIGNEE(S) OF SECURED PARTY name(s) (last name first if individual) and
address for sec:urity Interest information:
2a
SPECIAL Types OF PARTIES (Check If appliCable):
O The terms -Debtor- and .Secured Party- mean-Lessee- and ~essor",
resp~ctively.
\
o
o
The terms -Debtor" and -Secured Party- mean .Conslgnee- and
-Cool;lgnor-, respectivelY.
Debtor is a TransmltlingUtlllty
SECURED PARTY SIGNATURE(S)
THIS STATEMENT IS FILED WITH ONL YTHE SECURED PARTY'S
SIGNATURE tl>perfect a security Interest In collateral (check applicable
box(es))--
a.o
b.O
ACaUIRED AFTER A CHANGE OF NAME, IDENTITY OR
CORPORATE STRUCTURE of the Debtor.
as to which the flllng has lapsed.
c. already subject to a security Interest In ANOTHER COUNTY In Pennsylvania
o
o
d. already SUbject toa security interest In ANOTHER JURISDICTlON--
o
o
"0
cJ'L/ 1, Jr. 0
STANDARD FORM - FORM UCC-1 (7-89) &.
Approved by the Secretary 01 the Commonwealth of Pennsylvania
'~.~,~7'1_Hrr
" -"7-
when the COLLATERAL WAS MOVED to thlscounty.
wt,en the DEBTOR'S RESIDENCE OR PLACE OF BUSINESS
WA.S MOVED to this county,
wt,en the COLLATERAL WAS MOVE D to Pennsylvania.
wt,en the DEBTOR'S RESIDENCE OR PLACE OF BUSINESS
W A.S MOVE D to Pennsylvania.
which Is PROCEEDS of the collateral described In block 9, In
which a security Interest was prevIously perfected (also describe
proceeds In block 9, If purchased wilh cash proceeds and not
adequalelY described on the origInal ffnanclng statement).
SECURED PARTY SIGNATURE(S):
(required only If box(es) Is checked above):
<,
I'
FINANCING STATEMENT
UNIFORM COMMERCIAL CODE FORM UCC-1
FILING NO. (stamped by filing officer):
DATE, TIME, FILING OFFICE
(stamped by filing off-lcer)
./"Lt.. 9 6, 1/.5" f LA c.-C- T~
1a
.n ""/' <"7\ 0.0 0
-1f11, .. 5 ". j V C" co -n 5
This FINANCING STATEMENT Is presented for flllng pursuant to the-Y[l~~r.m corrifi\erclal ~de, and Is
to be flied wIth the (check applicable box): rA r; >:., --i:\ -_~
.:--" ~...-.' 1
D secretary of the CommonWealth. ~~~:, ~_. ~ .,-~ j~?
,.- .,;C)
[!J Prothonotary of Cumberland county :~..... :~~: : : .+ \
o real estate Records of ~~1Y. ~D -:~f~ 6
NUMBER OF ADDITIONAL SHEETS (If any):
OPTIONAL SPECIAL IDENTIFICATION (Max. to characters):
COLLATERAL
"--I
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.-
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Identify collateral by Item and/or type: 1tr
All Inventory, Chattel Paper, Accounts, Equipment and General Intangibles; together
with the lollowing specifically described property; Instrumenls and Documents;
whether any 01 the loregoing is owned now or acquired later; all accessions,
additions, replacements, and substitutions relating to any 01 the loregoing; all records
01 any kind relating to any 01 the foregoing; all proceeds relating to any of the
foregoing (including insurance, general inlangibles aryd J2!~ accounls proceedst.
klot;'A:t~(I q-,( Otto' (J:i(rj '-'> Co/\:'~~i.') W."ilt 1-k_/~,"'4- 6vrtJ\;~:J" .,,rOt.'H~
(M,.-,il'l #l! pt.,.t.~ ~'w~ qs .;,..~. ;j,Os, "",<I JO, 1'1.../6"',) lh~!
[!] (check only If desIred) Products of the collateral are alsocovered.M\ c/.c1/)ft-f~, fA. 9
IDENTIFY RELATED REAL ESTATE, if applicable. The collateral Is, or Includes (check appropriate
box(es))--
a. D CROPS growing or to be grown on --
b. D goods which are to become FIXTURE on--
c. D MINERALS or fhe/lke (Including 011 and gas)as extracted on~-
d. 0 ACCOUNTSRESUL TING FROM THE SALE OF MINERALS or the like (including oll'and gas)
at the wellhead or mlnehead on--
the following real estate:
STREET ADDRESS:
DESCRIBE AT: Book
lor
of (check one) D Deeds D Morlgages,atPage(s)_.
County. Uniform Parcel Identifier
D Describe on Additional Sheet
NAME OF RECORD OWNER (requIred only If no Debtor has an Interest of record~
,.
DEBTOR SIGNATURE(S)
......,.- ~
'KE;,~a
~ .
1b
11
RETURN RECEIPT TO:
4
PNC BANK, NATIONAL ASSOCIATION
630 DRESHER ROAD, SUITE 200
HORSHAM, PA 19044
" ,fr.;. ;- fa......-{ -r.l, e
'7'i?1--l FILING OFFICE ORIGINAL /
NOTE - This page will not be relurned by Ihe Department of Slate.
----
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CUMBERLAND COUNTY ASSESSMENT OFFICE
DISTRICT: 12 - LEMDYNE TOWNSHIP
SO:
CONTROL # 12000420
9 PARCEL: 12-21-0265-286.
SPEC ID: LOT:
Tback:
Short Name
LAST NAME
FIRST NAME
C/O NAME
ADDRESs1
ADDRESs2
POST OFFICE
STATE & ZIP
SAINTZ, KERRY R
SAINTZ
KERRY R
731 HARRISBURG PIKE
DILLSBURG
PA 17019
I PROPERTY TYPE: RA
SALES
DEED BK/PG.....00116-00766
DATE OF SALE...12/23/1994
SELLING PRICE: 65000
103
307
.08
J CURRENT VALUES
Assessed Fair
I FMV - 146150 L -
C&G- B-
approved? -> - T-
Market
13610
132540
146150
Situs: 114 THIRD
prop Oeser; p. :
LAND USE TYPE:
NEIGHBORHOOD:
DEEDED ACRES:
STREET
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This Indenture, Made the
)
.-,
December
21st day of
in tbe year of one thousand nine hundred and ninety f9Jlr(1994).
-!j
Between
GEORGE A. ZEIDERS, by his Power of Attorney Mary N. Zeiders
and MARY N. ZEIDERS, husband q.nd wife ,i
(hereinafter ealled the Grantors). of the one part, and
KERRY R. SAINTZ, a married man
(llcreiallfter called the Grantee), of the other part,
Witnesseth That the said Grantors for and in consideration of the sum of Sixty Five
Thousand and 00/100 Dollars {$65,OOO.OO} lawful money of the United States of America, uOJo
them well and truly paid by the said Grantee, at or before the sealing and delivery hereof. the receipt
whereof is hereby acknowledged, granted, bargained and sold, released and confirmed, and by these
presents do grant, bargain and sell, release and confirm unto the said Grantee, as sole owne(. his heirs
and assigns,
ALL 1'HOSE CERTAIN TRACTS of land t wi tb the
erected, situate, lying and being in the Borough
Cumberland and Commonwealth of Pennsylvania,
limited and described as follows, to wit:
improvements thereon
of Lemoyne, county of
more fully bounded,
.~.
TRACT NO.1:
BEGINNING at a point on the easterly side of Third Street, said point
being referenced 61 feet southwardly from Bosler Avenue; THENCE North
50 degrees 00 minutes East, a distance of 40 feet to a point; ~HENCE
South 40 degrees 00 minutes East, a distance of 83 feet to a point on
the Northern line of Apple Alley; THENCE along same, south 50 degrees
00 minutes West, a distance of 40 feet to a point on the easterly side
of Third Street; thence along same, North 40 degrees 00 minutes WeSt,
a distance of 83 feet to a point, the Place of BEGINNING.
BEING known and numbered as 114-116 Third Street, Lemoyne, PA
TRA~ NO.2:
BEGtHNING at a point on the northern line of Apple Alley, said point
being referenced eastwardly a distance of 40 feet from Third Street;
THENCE North 40 degrees 00 minutes West, a distance of 21 feet to a,
point; THBNCE North 50 degrees 00 minutes East, a distance of 2 feet to
a point; THENCE south 40 degrees 00 minutes East, a distance of 21 feet
to a point on the northern line of ~pp1e Alley; THENCE along same, south
~OOK 116 rAG[ 766
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50 degrees 00 minutes westl a distanoe of 2 f~~,to a point, the plaoe
of BEGINNING. . -..
BEING the same premises which George A. Zeiders and Mary N. Zeiders, his
wife, by their deed dated June 17, 1977 and recorded in the Office of
the Recorder of Deeds in and for cumberland County, Pennsylvania, in
Book 27-G, page 935, granted and conveyed unto George A. Zeiders and
Mary N. Zeiders, his wife.
Tog e th e r with nil and singular the buildings improvements. ways, streets, alleys, driveways,
passages, waters, water-courses, rights,liberties, privileges. hereditaments and appurtenances. whnlsoevcr
unto the hereby granted premises belonging, Of in anywise nppertainillg, and the reversions and remainders,
rents, issucs, and profits thereof; and all the estate, right, title, interest, properly, claim ami demand
whatsoevcr of the said grantors, as well at law as in equity, of, ill and to lhe same.
To have and to hold
the so!d lot or piece of ground described
hereditaments and premises hereby granted, or mentioned and intended so to be, with lbe appurtenances,
unto the said Grantee, his heirs and assigns, to and for the only proper use and behoof of the said Grantee,
his heirs and 3Ssigns, forever.
And the said Grantors, their heirs, executors and administrators do CQvemmt, promise and agree,
to lInd with the soid Grantee, his heirs and assigns, by these presents, that the said Grantors and their heirs,
all and singular the hereditaments and premises hereby granted or mentioned and intended s.o to be, with
appurlemmccs, unto lhe said Grantee, his heirs and assigns, against the said Grantors and their heirs, and
against all and every person and persons whosever lawfully claiming or to claim the same or any part t11creof,
by, from or under or any of them, shall tlnd will SPECIALLY WARRANT and forever DEFEND.
In Witness Whereof, the parties of lhe first part
their hand and seal. Dated the day and year first above written.
hcrculllo set
Sealed and Delivered
IN THE I'RESENCE OF US:
f~(LI
{SEAL)
of Attorney
~7 71, 80 ;j~{SEAL}
MARY N. EIDERS
Secretary
8ijij~ 116 P^tf. 767
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Commonwealth of Pennsylvania
County of &v,.,tdu~~
ss:
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On this, the 21st day of December, 1994, before me, a Notary Public for the Commonwealth of
Pennsylvania, County of Cumberland, the undersigned Officer, personally appeared MARY N. ZEIDERS
individually and as Power of Attorney for George A. Zeiders known to me
(satisfactorily proven) to be the person whose name is subscribed to the within instrument, and
acknowledged that she executed the same for the purposes therein contained.
I hereunto set my hand and official seal.
The address of the above.named Grantee
is:/oo~-~~~
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Notary Public
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Facetwin Screen print for public, from "CAMA-.Login" 11/28/01.:\2:02:40 PM
t" .
CUMBERLAND COUNTY ASSESSMENT OFFICE
DISTRICT: 19 - MECHANICSBURG 4TH WRD SD:
short Name
LAST NAME
FIRST NAME
C/o NAME
ADDRESS1
ADDRESS2
POST OFFICE
STATE & ZIP
SAINTZ, KERRY R
SAINTZ
KERRY R
731 HARRISBURG PIKE
DILLS BURG
PA 17109
Situs: 203 MULBERRY DRIVE
prop Descrip.:
LAND USE TYPE:
NEIGHBORHOOD:
DEEDED ACRES:
211
19
.61
CONTROL # 19000421
6 PARCEL: 19-23-0569-071
SPEC ID: 'LOT: L-0054 +
Tback:
I PROPERTY TYPE: CA
SALES
DEED BK/PG.....00191-00383
DATE OF SALE. ..12/21/1998
SELLING PRICE: 400000
J CURRENT VALUES
Assessed Fair
I FMV - 414720 L-
C&G- B-
approved? -> T -
Market
132860
281860
414720
Screen 1
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Record: 41657
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LAWOFF'CE!>
MARLIN R. MCCALEB
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.ax Parcel No,: 19-23-0569-071
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'96 DEe 21 RPl 8 5Y
THIS DEED,
MADE .HE ;Ji'-' day of December in the year of our I..ord One Thousand
Nine Hundred Ninety-Eight (1998). between
.HOMAS C. WElZEL and CHERI L. WElZEL, his wife. of
the Borough of Mechanicsbur9, Cumberiend County.
Pennsylvania, parties of the first part, hereinafter called the
Grantors,
AND
KERRY R. SAINTZ, single man. of Dillsburg, York County,
Pennsylvania. party of the second part, hereinafter called
the Grantee,
WITNESSElH, that in consideration of Four Hundred Thousand and No/100
($400,000.00) Dollars, in hand paid, the receipt whereof is hereby acknowledged.
the said Grantors do hereby grant and convey to the said Grantee, his heirs and
assigns,
ALL THAT CERTAIN tract of land situate In the Borough of
Mechanicsburg, Cumberland County, Pennsylvania, more particularly bounded
and described as follows, to wit:
BEGINNING at a point on the western side of Mulberry Road (T-586) at the
dividing line between Lots Nos. 56 and 57 on the Plan of Lots hereinafter
mentioned; thence along said dividing line between Lots Nos. 56 and 57,
South 89 degrees 43 minutes West, a distance of one hundred twenty-six and
eighty-nine one-hundredths (126,69) feet to a point on the dividing line
between Lots Nos. 56 and 46 as shown on said Plan; thence along the line
dividing Lots Nos, 56, 55 and 54 from Lots Nos 4B, 47. 46 and 49. North 01
degree 10 minutes West, a distance of two hundred ten (210) feet to a point at
the dividing line between Lots Nos. 54 and 53; thence along the dividing line
between Lots Nos. 54 and 53. North 89 degrees 43 minutes East a distance
of one hundred twenty-six and sixty-two one-hundredths (126.62) feet to a
point on the western side of Mulberry Road (T-566) first mentioned above;
thence along said western side of Mulberry Road (T-586), South 01 degree 14
minutes East. a distance of two hundred ten (210)/eet to a point on the same
at the dividing line between Lots Nos, 56 and 57. at the point and Place of
BEGINNING,
.uu~ 1St IACf 383
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'W~"'r- :~"""o~"",~.=:' f_'," __.'"__~__",
LAW OFFICEs
MARliN R. McCALEB
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BEING Lois Nos. 54, 55 and 56 on the Plan of Lots entitled ';Section 1, Valley
Streams Estales" as recorded in the Office of the Recorder of Deeds in and for
Cumberiand County, Pennsyivania. in Plan Book 13, Page 8.
BEING Ihe same premises which Edward L. Wertz. et ai.. by their deed daled
May 6. 1988, and recorded in the Office of the Recorder of Deeds of,
Cumberiand County, Pennsylvania, in Deed Book "I", Volume 33, Page 406.
granted and conveyed unto Thomas C. Wetzel and Cheri L. Wetzel, his wife,
the Grantors herein.
AND" the said Grantors hereby covenant and agree that they will warrant specially
the property hereby conveyed.
IN WITNESS WHEREOF, said Grantors have hereunto sel their hands and seals
the day and year first above written.
Signed. Sealed and Delivered
in the Presence of
(SEAL)
(;;.J){,)J
!t.~
~ht?~
Cheri L. W tzei
(SEAL)
I do hereby certify that the precise residence and complete post office
address of the within named Grantee is:
731 Harrisburg Pike, Dillsburg. PA 17019
bOO~ 1S1 rlGE 384
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COMMONWEALTH OF PENNSYLVANIA)
;/: t
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SS.
COUNTY
OF
CUMBERLAND)
On this, the .J8.uJ. day of December, 1998, before me, ~ Notary Public in and
for said State and County, the undersigned officer, personally appeared THOMAS
C. WETZEL and CHERI L. WETZEL, his wife. known to me (or satisfactorily
proven) to be the persons whose names are subscribed to the within instrument,
and acknowledged that they executed the same for the purposes therein
contained.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
/)n"N~~~~'~{SEAL)
Notarial Seal
Je&OnF. emB",No\a~
My~~,~ur::~'1IB11.2002
'.
StM~ of Pp.nnsylvania }
Ce'lnty of Cumberland 86
~" ?fQrdat! in the office for the recording of Deeds
.~~ . in.\lnd for{('MFberlan~unty.12rv2:
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Facetwin Screen Print for public, from "CAMA-Login" 11/28/0~A,2:02:24 PM
, '. ,
CUMBERLAND COUNTY ASSESSMENT OFFICE
CONTROL # 42005459
DISTRICT: 42 - UPPER ALLEN TOWNSHIP SO: 6 PARCEL: 42-28-2417-165.
SPEC ID: 'LOT: II-0008
Tback:
short Name SAINTZ, KERRY R I I PROPERTY TYPE: I
LAST NAME SAINTZ : L1
FIRST NAME KERRY R
C/O NAME SALES
ADDRESSl 731 HARRISBURG PIKE OEED BK/PG.....00216-00261
AOORESS2 DATE OF SALE...02/16/2000
POST OFFICE DILLSBURG SELLING PRICE: 66000
STATE & ZIP PA 17019
situs: SOUTHVIEW DRIVE J CURRENT VALUES l
prop Descrip.: MEADOWVIEW ESTATES Assessed Fai r Market
LAND USE TYPE: 100 I FMV - 65000 L - 65000
NEIGHBORHOOD: 466 c&G - B - 0
DEEDED ACRES: .51 approved? -> - T - 65000
Screen 1 Enter Selection> Record: 89545
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Tax Parcel No. 42-28~2417-165
THIS DEED,
MADE mE
tO~ day of ~6t,,(~
thousand (2000) --. ~
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year two
in
BETWEEN
CINDY L.. ARNOLD and MARK A. KNAUB,
partnership, both of Mechanicsburg,
county, Pennsylvania,
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Grantors~
a general
Cumberland
and
KERRY R. SAINTZ, single person, of oillsburg,
pennsylvania,
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GranteEt::l
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WlINESSETH, that in consideration of Sixty-six ThousanCi and
NO/loa Dollars ($66,000.00), in hand paid, the receipt w~ereof is
hereby acknowledged, the said Grantors do hereby grant and convey
to the said Grantee, his heirs and assigns: 1
ALL THAT CERTAIN piece or parcel of land situate in Upper Allen
Township, Cumberland County, Pennsylvania, bounded and described
as follows, to wit:
BEGINNING at a point on the southern dedicated right-of-way line
of south view Drive, said point being on the dividing line
between Lots Nos. Band 9 on the hereinafter mentioned Plan of
Lots; thence continuing along said dividing line South 47 degrees
27 minutes 21 seconds East, one hundred thirty-five and zero ooe-
hundred~hs (135.00) feet to a point; thence South 42 degrees 32
minutes 39 seconds West, one hundred sixty-five and zero one-
hundredths (165.00) feet to a point on the eastern dedicated
right~of-way line of Kendall Drive; thence along same North 47
degrees 27 minutes 21 seconds west, one hundred twenty-seven and
nine one-hundredths (127.09) feet to a point; thence continuing
along same on a curve to the right, having a radius of twelve and
zero one-hunpredths (12.00) feet, an arc length of twenty and
seventy-one one-hundredths (20.71) feet to a point on the
southern dedicated right-of-way line of South View Drive; thence
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continuing along same on a curve to the left, having a radius of
three hundred thirty-two and fourteen one-hundredths (332.14)
feet, an arc length of fifty-one and twenty-seven on~-hundredths
(51.27) feet to a point; thence continuing along same North 42
degrees 32 minutes 39 seconds East, one hundred and zero one-
hundredths (100.00) feet to a point on the dividing line between
Lots Nos. 8 and 9 on the hereinafter mentioned Plan of Lots, the
place of BEGINNING.
BEING Lot No.8, in section II - Phase IV, Final Subdivision Plan
of Meadowview Estates, said Plan being recorded in the Cumberland
county Recorder of Deeds Office in Plan Book 78, Page 147.
BEING part of the same premises which John M. Knaub by deed dated
June 24, 1996 and recorded June 26, 1996 in the Cumberland county
Recorder of Deeds Office in Deed Book 141, Page 644, granted and
conveyed unto Cindy L. Arnold and Mark A. Knaub, a general
partnership, the Grantors herein.
UNDER AND SUBJECT, NEVERTHELESS, to the Declaration of
Restrictive Covenants dated May 25, 1999 and recorded on May 28,
1999 in the Cumberland County Recorder of Deeds office in
Miscellaneous Book 614, Page 314.
ALSO, UNDER AND SUBJECT, NEVERTHELESS, to a fifteen (15) fdot
utility easement and other restrictions, set-backs and all notes
appearing in Section II - Phase IV, Final Subdivision plan of
Meadowview Estates, said Plan being recorded in the Cumberland
county Recorder of Deeds Office in Plan Book 78, Page 147.
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ANDtne said Grantors hereby covenant and agree that they will
warrant specially the property hereby conveyed.
IN WITNESS WHEREOF, said Grantors have hereunto set their hands
and seals the day and year first above written. ~
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Signed, SoIl.led.nd Delivered
In lhe freaence of
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CINDY L. ARNOLD ~
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MARK A. KNAUB
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(SEAL)
COMMONWEALTH OF PENNSYLVANIA
COUNTy OF CUMBERLAND
55.
On this, the iOo.. day of !Zb/f.,{tl!2;/- ,.;;(){)(), befdre me,
the undersigned officer, personally apVeared CINDY L. ARNOLD,
known to me (or satisfactorily prQven) to be the person whose
name is subscribed to the within instrument, and acknowledged
that she executed the same for the purposes therein contaiQed.
IN WITNESS WHEREOF, I hereunto set my hand and
seal.
Notarial Seal
LIsa A. Killhbauglt, Nota:r. PublIc
Shlremanltown Bom. CulJ"be end County
My CommIssIon ExpIres Apr. 6', 2003
BOOX 216 "ALi 263
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COMMONWEALTH OF PENNSYLVANIA
SS.
COUNTY OF CUMBERLAND
On this, the /rjI-,. day of rePuQ/l-,;. , 2000, before.
the undersigned officer, personally a~peared MARK A. KNAUB,
to me (or satisfactorily proven) to be the person whose n.
subscribed to the within instrument, and acknowledged th~
executed the same for the purposes therein contained. ~
IN WITNESS WHEREOF, I
seal.
NolarJalSeal
Lisa A. Kishbaugh, Notary Public
Stllremanslown Boro. Cumberland COunty
My CommissIon Expires Apr. 6, 2003
I do hereby certify that the precise residence and complete
post office address of the within named grantee is
7,J1 Hf.,M'SO'V~G" /J*.r c)/<<JO" ':;,.P--r /?/~'1
rq:J. /..r- , 2000
At~
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COMMONWEALTH OF,PENNSYLVANIA
SS.
day Of~/?:J
said County, in
Deed Book
COUNTY OF CUMBE~LAND
RECORDED oh this
in t~ Recorder's 0 fice
sil.f C' ' Page
G~ven under In
date above written.
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of the
, 2000,
and and the seal of the said office, the
.,;t, -,.- rr"" J0.L-
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, Recorder.
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FacetWin Screen print for public, from "CAM~Login" 11/28/01 12:01:54 PM
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CUMBERLAND COUNTY ASSESSMENT OFFICE
CONTROL # 40000599
DISTRICT: 40 - SOUTH MIDDLETON TWP SD: 8 PARCEL: 40-09-0533-072.
SPEC ID: LOT: L-0029
Short Name SAINTZ, KERRY R ' Tback: 40-09-0533-008.
: II I
LAST NAME : SAINTZ : PROPERTY TYPE: R
FIRST NAME : KERRY R
C/O NAME : SALES
ADDRESs1 : 22 DERBYSHIRE DRIVE DEED BK/PG.....00248-03855
ADDRESs2 : DATE OF SALE...10/15/2001
POST OFFICE: CARLISLE SELLING PRICE: 270000
STATE & ZIP: PA 17013
Situs: 22 DERBYSHIRE DRIVE J CURRENT VALUES Market L
Prop Descrip.: MAYAPPLE VILLAGE Assessed Fai r
LAND USE TYPE: 101 I FMV - 264980 L - 44710
NEIGHBORHOOD: 844 C&G - B - 220270
DEEDED ..ACRES: .31 approved? -> T - 264980
screen 1 Enter selection> Record: 6'9185
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Parcel No. 40-09-0533-072
SPECIAL WARRANTY DEED
T.ItIS DEED, rrade the 12th day of October, 2001,
BIrn4ImN Jerzy W. I<:w:ha=zyk and Aleksar.1d1:a B. I<:w:ha=zyk, husband and
wife, of South Middleton Township, Cumberland County,
Pennsylvania, Grantors,
AND
Keny R. Saintz, single person, of Dillsblrrg, York Count>:,
~ Pennsylvania, Grantee.
Wl'DIESSETH, 'I11at in consideration of ThD HUndred. Seventy Thousand
($270,000.00) Dollars, in hand paid, the receipt whereof is hereby
acknCMledged, the said grantors do hereby grant and =ey unto the said
grantee, his heirs and assigns,
1\LL 'l'BM' CELmIpllot or parcel of land, together with the inproverrr:nts
thereon erected, situate in South Middleton Township, Cumberland County,
Pennsylvania, rrore particularly bounded and described as follows:
BmINIiI1:NJ at an iron pin on the Westerly right-of-way line of Del:byshire
Drive, a 50 foot wide right-of-way, which said point is !!Pre particularly
located at the intersection of the Westerly right-of-way line of DeJ:byshire
Drive and the dividing line between lDts Nos. 28 and 29 on the Plan of lots
known as "Final Plan for Mayapple Village, Derbyshire lots 1-39", thence
fran said iron pin North 72 degrees 30 minutes 19 seconds West, a distance
of 158.40 feet to an iron pin on the property line of other lands n= or
fonnerlyof Mayapple Village as shown on the aforesaid Plan of lots; thence
fran said iron pin along the property line of other lands DCM or fonrerlyof
Mayapple Village North 33 degrees 57 minutes 06 seconds East, a distance of
70.50 feet to an iron pin on the property line of other lands DCMor
fonnerly of Mayapple Village and the dividing line between lots Nos. 29 and
30; thence fran said iron pin North 81 degrees 06 minutes 31 seconds East,
a distance of 125.00 feet to an iron pin on the Westerly right-of-way line
of Derl:Jyshire Drive and the dividing line between lots Nos. 29 and 30;
thence frc:m said iron pin along a curve to the right having a radius of
300.00 feet, an arc distance of 126.91 feet along a chord bearing of South
05 degrees 22 minutes 31 seconds West, a chord length of 125.97 feet to the
point and place of BEGINNIN3.
BEING lot No. 29 containing 0.3110 acres on the Plan of lots known as
"Final Plan for Mayapple Village, DeJ:bysh:i.re lots 1-39", prepared by
Statler-Brehm, Engineering and Planning Cbnsultants dated Janua:ty 26, 1989,
and recorded in the Office of the Recorder of Deeds of CunU:Jerland County,
Pennsylvania in Plan Book 58, Page 68-A.
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BEIN3 the same premises which George H. Hall, Jr. and Kimberly L. Hall,
husband and wife, by their deed dated February 27, 199B and recorded on
August 14, 1996 in CL1llU:Jerland Cbunty Deed Book 163, Page 554, granted and
conveyed unto JerzyW. Kucharczyk andAIeksandra B. Kilcharczyk, the grantors
herein .
AND the said grantors will SPECIALLY WARR.!IN1' AND FOREVER. DEFiNO the p:rc:perty
hereby conveyed.
m WI'1'NESS WIlEREDF, said grantors have hereunto set their hands and seals,
the day and year first above-written.
Sealed and del'vered in
the - of:
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Certificate of ResiQ~"e
I hereby certify, that the precise residence of the grantee herein is as
follows: 22 Derbyshire Drive
Carlisle, PA 17013
DOOk 248 ",\, .3d56
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CXI>HlNWEAIIIH OF PEalSYLV1\NIA
CClIlNlY OF D~~ ~,J
On this, the Jq.~daYOf October, 2001, before Ire, a notal:ypublic, the
: ss.
:
undersigned officer, personally appeared Jerzy W. Kucharczyk and Aleksandra
B. Kucharczyk, husband and wife, known to Ire (or satisfact=ily proven) to
be the persons whose names are subs=ibed to the within instrument, and
acknowledged that they executed the sarre f= the ptll1;XJSE! therein contained.
IN Wl'lNESS WHERIlX>F, I have hereunto set my hand ~ seal.
NOTNW. 8EAI,
CtWlI..E8I. HNlOH. NaIety PIlbllc
~ PA. Olql/Ih Col.r1ty
00n~1"", . Feb. 26. 2005
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RECORDEf\ OF DEEDS
CU/.lOERLldlD COUtlTY ~ PA
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MORTGAGE
THIS MORTGAGE rSecurity Instrwnenn is givcn 011 December 11, 1994,
The mortgagor Is KERRY It. SA1NTZ
("Borrowez").
This Security Instrument is given to GEORGE A. ZEJl)ERS llnd MARY N. ZEIDERS.
whose address is 698 QUl.lker Road, r..ewlsberry, Falrvlew TownshIp, York County, Pennsylvnnfa,
("Lender").
Borrower owes Lcnder the prlnclllal sum of SIXTY ONE THOUSAND FIVE HUNDRED DOLLARS ond 001100 (U.s. $61,500.(0).
TIlls debt Is evidenced by Borrower's notc d.'Itoo the s.1mc d.,te as this Security Instrument ("Notc"', which provides for monthly
payments, with the full 'debt, if not p<,id earlier, due and payable on January 01,1005. This Securily instnnnent l;C<:urcs to Lender: (a)
thc repllymcnt of the debt cvidelleed by the NOle, with iilteresl. and all renewals, CJ!.lcnslons: and modiGeallons: of the Note; (b) the
p<'ymcnt of all other sums. with Inlerest, advnnced under, paragraph 7 to protect tile sc<:urity of this Security lnsttwnent; and (c) tIle
pcrronnauee of Borrower's covenants and agreements under this Security Instrwnenl and tile NDle. Por this purpose. Borrower docs
hereby mortgagc, grallt and collvey to Lender the following described property located In CUMBERLAND County, Pennsylvania:
See Exhibit "A"
LF.GAL DESCRIPfION
Altaclled hereto and made n part hcrl!Of
which has the address or 112,114,116 TUIRD STREET, LEMOYNE, PENNSYLVANIA
("I'ropertyAddrcss");
TOGETHBR WITH alllhe improvcrnenls now or hcreafier ert(;loo Olllhe property, and al1 e3scmenls. appurtenances, and fixtures
now Of hereafter 11 part of the property. All replacemcnts and lIddillons shall also be covered by this Security Instrument. All of the
foregoing isrcferred to in Ihis Security Instrument nsthc nPropctly,"
BORROWER COVENANTS tfmt Borrower Is lawfully seised of tile eslate hereby conveyed and has the righlto mortgage, grant and
convey we Propr;:rty and tI"'It the Property is uncnclUubered. cxcept for encumbrances of record. Borrower warrants and will defend scnetnlly
tile title to the Property against all claims and demands, subject to any cnel1lllbranees of record.
PENNSYLVANIA.Single Family-Fannie MaC/Freddie Mac UNifORM INSTRUMENT
f>Jtgc J of6
'bllOK :U2A.t; PAct '575
f"(ll"m 3039 9190 Amendodv'~1
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). _?-' I ASSIGNMENT OF NOTE AND MORTGAGE f
C)ID-> I Q.... ...1
KNOW ALL MEN BY THESE PRESENTS, .ha'I, MARY N. ZEIDERS, ,(SSIGNOR,
of Fairview Township, York County, Pennsylvania. being the surviving Mortgagee named in the
Mortgage hereinafter mentioned, for and in consideration of the sum of One ($1.00) Dollar
lawful money unto me in hand paid by Mary E. Flurie, Trustee of TIlE MARY N. ZEIDERS
TRUST AGREEMENT dated May 13, 1998, do hereby grant, bargain, s.ell, assign, transfer and
selover uoto THE MARY N. ZEIDERS TRUST AGREEMENT dated May 13, 1998,
ASSIGNEE.
ALL my right, title and interest in the Mortgage given and executed by KERRY R. SAINTZ, in
the principal sum of Sixty One Thousand Five Hundred ($61,500.00) Dollars dated December
2 t, 1994, and recorded in the Office for the Recording of Deeds in and for Cumberland County,
Pennsylvania. in Mortgage Book 1246, page' 575, and secured upon that certain tract of land
which is located in the Borough ofLemoyne, Cumberland County, Pennsylvania, as set forth in
Exhibit A, attached hereto and incorporated herein
ALSO, the Note in the said Mortgage recited. and all Moneys, Principal and Interest, due and to
grow due thereon, with the Warrant of Attorney to the said Note annexed, together with all
Rights, Remedies and Incidents thereunto belonging. And all my Right, Title Interest, Property,
Claim and Demand, in and to tile same:
TO HAVE, HOLD, RECEIVE AND TAKE, All and singular the hereditaments and premises
hereby granted and assigned, or mentioned and intended so to be, with the appurtenances, unto
THE MARYN. ZEIDERS TRUST AGREEMENT dated May 13, 1998, to and for its ,.,nly
proper use, benefit and behoof forever; subject, nevertheless, to the equity of redemption of said
Kerry R. Saintz, the Mortgagor in the said Mortgage named, and his heirs and assigns therein.
IN WITNESS WHEREOF, I have hereunto set my hand and seal this 13th day or May, 1998.
Sealed and Delivered
in the presence of us:
,
;hr'1n~91( ~~ALJj
MaryN.Ze' rs
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RECORDATION REQUESTED BY:
PNC BANK, NATIONAl ASSOCIATION
4242 CARLISLE PIKE
CAMP HILL, PA 17001-8874
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'sa DEe 21 AI'I B 155'
WHEN RECORDED MAJL TO:
PNC BANK, NATIONAL ASSOCIATlott
630 DRESHER ROAD, SUITE :aoo '
HaRSHAM, PA 19044
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SPACE ABOVE THIS LINE IS FOR RECORDER'S USE; ONLY
OPEN - END MORTGAGE
THIS MORTGAGE SECURES FUTURE ADVANCES
THIS MORTGAGE IS DATED DECEMBER 18. 1998. between KERRY R. SAINTZ1 whose address is 731
HARRISBURG PIKE, DILLSBURG, PA 17019 (referred to below as "Grantor"); and PNC BANK, NATIONAL
ASSOCIATION, whose address Is 4242 CARLISLE PIKE, CAMP HILL, PA 17001-8874 (referred to below as
"Lender"). ~
GRANT OF MORTGAGE. For valuable considerallon, Grantor grants, bargfllnll, seUs, conveys, assigns, transfers, releases, confirms and
mor1gagas 10 Lender aU of Granlof's right, title, amf Interest In and to the foDowlng described real property, tog!!ther with all exlsllng or subsequenlly
erected or afflxed I)ulldlngs, Improvements and illdurest an streets~ 1ar'lBS, alleys, passages, and ways: aD easements, rl\lhts of way, aD IIbBrlles,
priVileges, lone'ments, hereditaments, and appurtenancas lhereuntO belonging or IlntwfSe made Ippurtenant henlatlar, and the revem'ons and
remainders wllh re6peCt thereto; ell water, waler rights, walercoursas and ditch rights (Including stock In utiDlIes wllh ditch or Irrigation rights); and all
olher rights, royalllea, and proHts relating 10 the real property, Including Wllhoulllmllallon all mlnerElls, cR, gas, geothermal and similar mailers, located
in CUMBERLAND County, Commonwealth of PennsYlvania (the "Real Property"):
SEE RIDER "A" ATTACHEO HERETO AND MADE A PART HEREOF
The Real PropertY or Its address Is . commonly known as 203,205 AND 207 MULBERRY DRIVE,
MECHANICSBURG eOROUGH, PA 17055,
GrantOl presently asslgna 10 lender all-of Granlor's right, 1IIIe, and Inl&telt In and 10 all leases of lhe Proparty and all ~enls from the Property. In
addition, Granlor grants to lendel' a Unllorm Commercial Code sacurUy Inlerest In the Personel Property and Rents.
DEFINITIONS. The lollowlng wOlds shall have the 101loWlng meanings when usad In ihls Mortgage. Tarms no! olherwlss deftnsd In Ihls Mortgage shall
have the meanings allrlbuled 10 SUCh terms In the Uniform Commercial Code. All refarences 10 dollar amounts shall maan amounts In lawful money of
the Unlled Slatss of America.
Granlor. The word "Grantor" means KERRY R. SAINTZ. The Granlot Is the morl9agor und&llhls Mortgage,
Guarantor. The wOld "Guaranlor" means and Includes without IImltallon each and all of the guarantors, surell!!s, and accommodal1on parties In
connecffonwflhlhelndebledness.
Improvements. The word "Improvements" means and Includes wllhoulllmllaUon all existing and lulure lmprovemenb, buildings, s\J'Uclures,
mOORe homes affixed on Ihe Real Property, faCllllles, addlllons, mplacemenls and olhetconslrucUon on lIle Real Property.
Indebtedness. The word "lndebledness" means all principal and Interest payable under ItIs Nole and any amounts expended or advenced by
Lendlll'10 discharge obligations 01 Granlor or expenses In<:urred by,lendsr 10 enforce obligatIons of Grantor'under lhls Morlgage, together with
lnleresl on such amounls as pravfded In fhfs Mortgage. In addlllon 10 Ihe Nofa, the word "Indebfedness" Includes all obllgaffons, debls and
IIabllltles, plus Inleresllherson, of Grantor 10 Lender, or anyonE! or !flore of them, as well as 811 claims by Lendlll' agalnsl Granlor, or.any one 0(
more ollhem. Whelher now existing or hereaflar arising, whelher ralaled or unrelated to IhB purpose 01 the Note, whether voluntary or olherwlse,
whether due or ,not due, absolute or contlngenl, Jlquldated or linllquli:lal8d and whether Grantor may be lIab!e Individually or lolnlly Wllh others,
whether ol)lIgaled IS guarantor or olherwlse, and Whether recovery upon such IndebtednllSS may be or hereafter may become barred by any
statute ollimllallons, and whether such Indebtedness may be or hereatter may become olherwlse unenloroeable.
Lender. "The word 'Lender" means PNC BANK, NATIONAL ASSOCIATION,lts sucx:essors and assigns. The Lender Is the morlgagee under this
Morigaga.
Mortgage. The word "Morlgage- means Ihls Mortgage between Grantor and Lender, and Includes wilhoulllmllallon all assIgnments and securlly
Inleresl provlslonsrelallng 10 lhe Personal Property and Renls.
Note. The word, "Nole" means the promIssory nole or credit agreement daled December 18, 1998, In the original principal amount of
$320,000.00 Irom Grantor to Lsnder, together With all renewala 01, exI$nslons 01, modlncations 01, reftnanclngs of,\consolldallons of, and
substllullons lor the promlssorynole or agreement.
Personal Property. "The words "Personal Property"_mean all equlpmen~ fixtures, and other arllcles of personal property now or hereafter owned
by Granlor, an~ now or herealllll' attached or llfflxed 10 the Real Property: together wIIh all a~asslons, parts. and additions to, aD replacemenls of,
J . and all SUbSIllLip~ lor, any of such property: and logether wllh all prooeeds-~ncIudlng wllhoutllmllallon all Insurance proceeds and refunds of
.!: premIUms} frolJl!any Sale or other dfsposKlon of Iha f'loparty.
Property. The \word "PIoperly" means collecllvely lhe Real Property and the Personal Property.
Real Property. The WOlds "RiPl Property" mean lhe property.I~IeAlsls and rights dBSCribed above!n t.h~ "Gran! 01 Mor1gage" secUon.
Relaled DOCUMents. The Words "Related Documents" meen end InclUde wllhoUl lIml1aUon all promIssory noles, credit agreemenls, loan
ejju'llllmenls, envlronmenlal agreements, 'gU8fllnUes, securl!y agreements, mortgages, deeds of !rus!, and llII oUler Instruments, apresmenls and
documents, whelher now or hereafter exlsHng, executed In connection wllh Ihe tndebledness~ .800K1507 fAGE .240
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RECORDATION REQUESTED BY:
PNC BANK, NATIONAL ASSOCIATION
4242 CARUSLE PIKE
CAMP HILL, PA 17001-8874
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WHEN RECORDED MAil TO:
PNC BANK, NATIONAL. ASSOCIATION
630 DRESHER ROAD, SUITE 200
HORSHAM, PA 19044
'98 DEe 21 AI'I 8 55
SPACE ABOVE THIS UNE IS FOR RECORDER'S USE ONLY
ASSIGNMENT OF RENTS
THIS ASSIGNMENT OF RENTS IS DATED DECEMBER 18, 1998, between KERRY R. SAINTZ, wHose address Is
731 HARRISBURG PIKE, DILLSBURG, PA 17019 (referred to below as RGrantor"); and PNC BANK, NATIONAL
ASSOCIATION, whose address is 4242 CARLISLE PIKE, CAMP HILL, PA 17001-8874 (referred to below as
"Lender").
ASSIGNMENT. For valuable consideration, Grantor assigns, grants a continuing security Interest In, and
conveys to Lender all of Grantor's right, tlUe, and Interest In and to the Rents from the following described
Property located In CUMBERLAND County, Commonwealth of Pennsylvania:
SEE RIDER "A" AlTACHED HERETO AND MADE A PART HEREOF
The Real Property or Its address Is commonly known as 203,205 AND 207 MULBERRY DRIVE,
MECHANICSBURG BOROUGH, PA 17055.
DEFINITIONS. The rollowlng words shall hava the following meanIngs when used In thts Asslgnmenl. Tllfms not otherwise ttellned In IhIs Assignment
shall have the meanings al1rlbUled to sUCh terms In Ihe Uniform Commercial Code. All relerences to dollar amounts shall mean amounts In lawlul
money or the United Stales ofAmerlca.
Asslgnmenl. The word ~Asslgnment~ means this Assignment of Rents belwlllln Grantor and Lender, and Includes wllhout IImllallol\ all
assignments and securltylnleresl provislol\S relaUng to the Renls.
Event of Oelaull. The words "Event of Oelaulr mean and include w1thoulllmllallon any of lhe Evenls of Default set forth below In Ihe see lion titied
"Evenlsof Defaull..
Grantor. The word "Grantol' meanS KERRY R. SAlNTZ.
Indebtedness. The word ~lndebtedness~ means all prIncIpal and lnlerest payable under the Note and any amounts expended or advanced by
Lender 10 discharge obligations 01 Granlor or expenses Incurred by Lender 10 enforce obligallons of Grantor under lhls Assignment, together w1lh
Inleresl on such amounts as provided In this Asslgnmenl. In addlUon to the Nole, Ihe word .lndebtedness~ Includes all_obllgallons, debts and
lIablUlies. plus Inlaresllheteon, of Grantor 10 Lender, or any one or more ollh8m, as well as all clallTl$ by Lender against Grenier, or any one or
mere of Ihem, whelher now axlsOng or hereafter arising, whether related er unrelated to the purpose of Ihe Note, whether volunlary or otherwise,
whether due or nol due, absolute or contlngenl, liquidated or unllquldaled and whether Grantor may be liable Indlvldually or lolnlly wllh others,
wheltler obligated as guarantor or otherwise, and whether rllCilV8ry upon such Indebtedness may be or hereafter may become barred by any
statute of IImilallol'lS. and whelher such Indebtedness may be or hereatter may become otherwise unenforceable.
L.ender. The word '1.ender" means PNC BANK, NATIONAL ASSOCIATION, Its successors and assIgns.
Nole. The word ~Note" means the promissory nole or credll agreement dated December lB, 199B, In the original principal amount of
$320,000.00 Irom Granlor 10 Lender. logelher wllh all renewals of, extensions 01, modlflcaUons of, reUnanclngs of, consolidallons of. and
subslilullons for Ihepromlssorynot,e or agreement.
Property. The word .Properly" means the ,eal property. and ell Improvements thereon, described above In the "Assignment" $OOllon.
Real Property. The words "Real Property" mean the property, Interesls and rights described above In the "Property OeUfl1l10n~ sectlon.
Related Ooc;uments. The words "Aelaled OQCuments~ mean and Include wllhout limitation ell promissory noles, cret;flt agreemenls. loan
agreemenls. environmental agreements, guaranties, security agrllQmenls, mortgages, dllQds of trust, and alt other lnslruments, agreements and
documents, whether now or hereafter exlsUng, elCeouted tn oonnectlon wllh I he Indebtedness.
Rents. The word "Rents. means all rents, rllV9nlles, Income, Issues, proftls and proceeds from the Prcperty, whether due now or leter, InCIUdl1lg
w1thoutlimllalton aU Rents from allleasllS described on any exhibit allached 10 Ihls Asslgnmenl.
THIS ASSIGNMENT-IS'GIVEN TO SECURE (1) PAYMENT OF 'THE INDEBTEDNESS AND (2) PERFORMANCE OF ANY'AND All OBLIGATIONS
OF GRANTOR UNDER THE NOTE, THIS ASStGNMENT,'AND THE RELATED DOCUMENTS. THIS A~~I~~ IS GJVEW Hlq ACCEPTED ON
THE FOLLOWING TERMS: BOOK OttO 'PAGE .1.;"10
PAYMENT AND PERFORMANCE. Exceplas olherwlsa provided In this Assignment or any Related Document, Grantor shall pay to Lender all amounts
secured by lhls Assignment as they become due, and shall slrlctly perform ell of Grantor's obligations under this Assignment. Unless and until Lender
exercfses lis right to colJecllhe Renls as provided below and so long esthere Is no defeult under Ihls Assignment, Granlor may remain In possession
and conlrol 01 end operate and manage the Properly and collect the Rents, provided thatlhe granting 01 the right 10 collect the Rents shall no!
constilule Lender's consent 10 the use of cash collalerel In abanknlploy prOOQedlng.
GRANTOR'S REPRESENTATIONS AND WARRANTIES WITH RESPECT TO THE RENTS. WJth r8Sp9l::t 10 lha Rem. Grantor fspresenls and
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12-18-1998
Loan No
ASSIGNMENT OF RENTS
(Continued)
Page 2
warranls 10 lender that:
OwnershIp. Grantor Is enl1lled \0 receive the Renls free and clear of all rights, loans,llens, encumbrances, and claIms except as disclosed to and
accepted by lender In wrillng.
RIghi 10 Assign. Grenlor has the lull rIght, power, and aulhorlty to enter Into Ihls Asslgnmenl and 10 assign and con~~'he Rents 10 Lender.
No Prior AssIgnmenl. Granlor has not previously assigned or conveyed the Renls to any olher person by any Ins"umenl now In1orce.
No Furlher Trllnsler. Granlor will nol sell. assIgn, encumber, or otherWIse dispose of any 01 Grantor's rlghl$ln lhe Rents except as provlc:led In
this AgreGment.
LENDER'S RIGHT TO COLLECT RENTS. Lendel' shall have the rlghl al any lime, and even though no defaull shall have occurred under this
Asslgnmenl, 10 callecland receIve lhe Renls. For this purpose, Lender ts herebyll!ven and lIranled the IoI10wlnll rlghls,powars a ndsuthority:
Notice 10 Tensnls. Lender may send naUces 10 any and aD lenants of the Properly advisIng Ihem of this '1Slgnment and dlrecllng all Rants 10 be
paid dllecllyto Lend9f or Lender's agent. \
Enler the Properly, lender may enler upon and lake possessIon or the Property; demand, colle<:l and receive from IhG lenanls or from any olher
persons lIablelherefar, all 01 the Aents; Inslltute and carryon aD legal proceedings necessary lor the prolectlon01 Ihe Properly,lncludlngsuch
proceedings as may be necesSlll)' 10 recover possession 01 Ihe Property; coltecllhe Rents and remove any tenant or tenants or other persons
lromlhaProparly.
Maintain Ihe Property. Lender may enter upon Ihe Properly to maintain the Properly and keep IIle same In repalr; to pay the costs Ihereaf and of
all services 01 all employees, Including Ihelr equipment, and of an conUnulng costs and expenses of maintaining lhe Properly In proper nlpalt and
candlDon, and elso to pay all taxes, assessments and waler ullUtles, and Ihe premiums on fire and other" Insurance efIecled by Lender on IhG
Property.
Compliance wllh laws. Lender may do eny aru:l all things 10 execute and comply wllh the laws olltle Commonweallh 01 Pennsylvania and also
all other laws, rules, orders, otdlnances and requlremenls ofall olhergovamme nlal agencies ellacllng the Properly.
Lease the ProperlY. Lender may renl Of lease Ihe whole or any pari oltha Properly lor such term or terms and on SUCh candlUons as Lender
may deem appropriate. .
Employ Agenls. Lender may engage such agenl or agents as lender may deem appraprlata, either In Lend81's name or In Granlor's name, 10
renlandmanagetlutProperty,lncludlnglhecallecllonandappflcallonafRlInls.
OIher Acls, Lender may do all such olher Ihlngs and acla with respect to Ihe Properly as Lender may deem appropriate and msy acl exclusively
and solely In the place and slaad of Granlol"end to have all of lhe pOWOr9 01 Granlor for the pl,lrp0se8atatedabava7
No Requlremenllo Acl. Lender shall nol be required to do any of lhe foregoing acts or things, and lhe facllhatlender shall have performed one
or more.of lhe foregoing acls or lhlngsshall not require lender 10 do any otherspeclllcaclorlhlng. .
APPLICATION OF RENTS. All oasis and expenses Incurred by !.Bnc:ler In connecllon with the Property shall be lor Grantor's account and Lender msy
pay such cosls and &Xpensas from the Renls. Lender, In Its sole dlscreUan,'shall determine Ihe BPpllcallon 01 any end all Rents received by II;
however, any such Rents received by Lender which 818 not applied to,such costs and expenses Shall be applied to the Indebledness. All expenditures
msde by Lender undllr thIs Asslgnment and nol reimbursed from the Rents shaD become a pari of !he Indebledness secure~ by Ihls Assignment, and
shall be payable on demand, wilh inlerest althe Note rate from dale of expendllure unllf pald.
FULL PERFORMANCE, If Grantor pays all 01 the lndebledness when dua and otherWI58 perlorms ell the obligations Impasad upon Grantor under this
Assignment, Ihe Note, and lhe Related Documenls, Lender shall execute and deliver to Grantor a sullable saUBfllOllon of Ihls Assignment and suitable
stalemenls olterininallon of sny IInancll1g slalement on me avldenclng Lender's security Interest In the Rents and Ihe Property. Any termination fee
reqlllred by law shall be paid byGranlar,llpermllled by appllcable law.
EXPENDITURES BY LENOER. If Granlar falls to comply wllh eny provision of Ihls AssIgnment, or 11 any IIOlIon or proceeding Is commenced that would
malellallyalrecl Lendef5 Inleresls In the, Propefty, Lender on Gtantar'sbehallmay, bulshall nol be required lo, take any ecllon IhaI Lender deems
approprlala. Any amaunl lhat Lender expends In so doing will bear Intemsl altha rale provided fOl in Ihe Nole from !he date Incurred or pafd by
lenc:ler to tha dale of repaymenl by Granlor. All such expilnses, at Lender's opUon, will (a) be payable on demand, (b) be added 10 Ihe balance ollhe
Ncte and be apportioned among and bel payable with any InS,lallmenl paymenls 10 become dua during either Q) the lerm of any sppllcable InsurallCQ
policy or (D) lhe remaining term of the Nole, or (c) be treated' as a belloon payment whlch wlll be due and payable althe Note's maturlty. This
Asslgnmenl also w1~ 5ecure payment of thsso amounts. The rllIhls provlded !of In thls paragraph shall be In addll1an to any olher rights or any
remedlas 10 which Lender mey be entllled on aocounl of Ihe default. Any such acllon by Lender sl'lllll not be conslruad AS curing tha delaull so as 10
bar Lender from any remedy !hat It otherwise would have hed,
DEF AUL T, Each 01 the following, althe opllon of lender, shall conslllute an evenl 01 default ("Even! of Defaull") under !hIs Assignment:
Default on Indebledness- Failure 01 Grantor to make any peymenl when dua on Ihelndebledll9Ss,
Compliance Defaul!. Failure of Granlor 10 comply wllh any other term, obligation, covenant 01 candlllon conlalned In this Assignment, Ihe Nale or
In any of lha Related Documents.
False Slalements, Any warranty, represonlallon or slalamenl made or furnished to Lendar by or on behalf cl Grenlor under this Assignment, the
Note or the Relaled Documents is false or misleading In any malerial respect, either now or altha I1ma made orfumlshad.
Delecllve Collaterallzallon. This Assignment or any of Ihe Relaled Documents ceases lo be in lull farce and effect (Including fallure of any
collateral dacumenl$lo creale a valid and perfected security Interest or lien) at any lime and lor any reason.
Olher Defaults. FaUllre of Grantor 10 comply wllh any term, obligallon, covenant, or condition contained In eny olhet egreement between Granier
and Lender.
Death or Insolvency. the death of Granier or the dissolution or lermlnatlon of Grantot's~~ncV~~gJ~~us~~,~e InsolVency of Grantor.
the appolntmenl of a receiver fcr any pari 01 Grantor's property, any asslgnmenl for Ihe beneOl of credllors, any lype of creditor workout or the
commellCQmanl ot any proceadlng under any bankrUptcy Of Insolvency laws by or agalnsl Granlar.
Foreclosure, Forlellure, ele. Comfl\9noemenl of _lareclosllt9 cr fOrlel1ure pr~edlngs, whGther by Judicial proceeding, sell-help, repossession or
any alher melljo!:l, by aflY creditor ol,Grantor or by IIny governmenlal agency: against anyofthe,Proparly. However,th_Is subsecllon shall not apply
In Ihe evenl 01 a good fallh dlspule by,Grantor as 10 the vaJ!I;Ilty ones,sonllblene$s 01 the claim whia~ Is the basls of tholorecJOSlN8 or forefellura
proceedIng, provided that Granlor gives Lender wril\en noHoe of such cJa1m and furnishes reserves cr a_surely bond forthe claim satlsfaclory to
Lendar.
Events AffecUng Guaranlcr. Any of the preceding events ocCUrs wllh respeclta any Gueranlor 01 any of the Indebtedness Of any Guarantor dies
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12-18-1998
Loan No
ASSIGNMENT OF RENTS
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or becomes lncompelenl,orrevokes ordlsputesthevalldllyof,orllabnlly under ,anyGuaranly of the Indebtedness. _ '\
Adverse Change. A malerial adverse change OC1:urs In Grenlots financial condlllon, or Lender believes the prospect of paymenl or pertormanCG
01 the Indeblednessls Impaired.
RIGHTS AND REMEDIES ON DEFAULT. Upon the OCCUITenC8 01 eny Evenl 01 DelauJl and at any Ume thereallSl, L,rrilQr may exercise anyone or
more 01 lhelollowlng rlghls and remedies, In addlUon to any olher righls or remedies provided by law: {.,
Accelerate tndebtedness. Subject tit applicable law. Lender shall have lhe righl at lis option wlthoul nollCG to Granlor 10 c!eQlare the enllre
Indebledness Immedlatelydue and payable.
Colfeel Rents. LlInder shall have thll righI, wllhout nollca to Grenlor,lo lake possessIon of the Properly and eoll9c1 the Renls,lncludlng amounts
pasldueand unpeld,and apply Ihe net proceeds, over and above Lender's costs, aga Insllhelndebledness.lnfurtheranceollhlsrlghl.Lendllt
shall have all the rlghls provided lor In the Lender's Right to Collect SeelIon, above. If Ihe Rents are collecled by Lender, then Grantor IrreVocably
deslgnales Lender as GraRlor's allOlnB)'--ln-facllo endorse Inslrumenls received In paym&nl thereolln llI:e name of Grantor and to negollalelhe
same and collecllha proceeds. Payments by lenants or other users 10 Lender In response 10 Lender's demand Shall satisfy lhe obligations for
which the payments are made. whelher or nol any proper grounds lor the demand existed. lender may exercise lis rlghls under Ihls
subparagraph ellherln person, byagenl,orthrough llreoelver.
Appoint Receiver. lender shaQ have Ihe righllo have a receiver appolnled 10 take possession of all or any part of the Properly, wllh IhB power to
proleclandpreservetheProperly,tooperalelhePropEHtyprecedlngforeclosureorsale,andtooollecl Ihe Renls from Iha Properly and applylhe
proceeds, over and above Ihe cost ollhe receivership, agalnsllhe Indebtedness. The receiver may serve wllhout bond II permllted by law.
lender's rlghlto the appolnlmenl of a recelvar shall exlslwhatherornollheapPllllllll-value oflhe Property exceeds Ihe Jndebladnoss bya
substanllal amounl. Employmenl by Lender shall nol disqualify a person from seJVlng as a receiver.
Olher RemedIes. lander shall have all olher fights and remedies provided In this AssIgnmenl or Ihe Nole or by law.
Waiver, Elecllon 01 Remedies. A waiver by any party 01 a breach of a provisIon ollhls Asslgnmenl shall nol conslltule a waiver of 01 prejudice
lhe party's fighl$ otharwlse 10 demand strlcl compHance with Ihal provision or any oIher provision. EleaUon by Lender 10 pursue any remedy shall
nol exclude plU$ull 01 any olher remedy, and an alecUon to make expendllures or lake ,ac110n 10 p9lform an obllgaUon 01 Granlor under this
AssIgnmenl aller fallul"9 01 Grantor to perlorm shall not alleel Lender's righl to Oeclare a defaull and exercise lis remedl9$ under IhlsAsslgnmenL
Atlorneys' Fees; Expenses. If Lender lnsmutes any sull or llC!lon to enforce any oIlhe !elms of Ihls Assignment, Lender shall be enntled 10
recover such sum as Ihecourt may adJudge reasonable asaRorneys'fees allrial and on llny appeal. Whelher 01 nol any courl IlQUon Is Involved.
all reasonable expenses Incurred by Lenderlhal In Lender's cplnlon are necessary alanyUmelorlhBprolecllotlofnslnl9fBSlorlheen~mBnl
01 Us rlghls shall become a part ollhe Indebtedness payable on demand and shall bear Interesl from the dale QI expenditure untit repaid althe
rale provIded 101 In the Note. Expenses covered by this paragraph Include, wilhoul Dmllallon, however subJacllo any IImlls under applicable law.
Lender's attorneys' lees and,lender's IegaJ expenses whelheror not there Is a lawsull, Includ!ng attorneys' fees lor bankruplcyproceedlngs
(Including efforls 10 modify or vacale any automatic slay orlnJunollonl. appeals and any anllclpaled'post-Judgmenl collecllon services. tha cost of
searchlngrecords,oblalnlng IllIe reporls (lncludlng loreclosurereporls),surveyors'repo rts,and appraisal lees, and title Insurance, 10 the lllllenl
permllted by applicable law. GrantOl also will pay any court cosls, In addlUon 10 all other sums provided by law.
MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part olthlsAsslgnmenl:
Amendments. This Asslgnmenl, togethBt wilh any Related Oocumsnls, conslllules the entire underslandlng and agrqement of lhe parties as 10
Ihe mailers set forth in Ihls Assignment. No allerallon, of or amendmenllo this Asslgnmenl shall be effecllve unless given In writing and signed by
the parlyOl parlles sought 10 be cnarged or bound by the alleraflon oramendmenL
Applicable Law. This A",gnment has been delivered 10 Lender and accepted by Lender in Ihe Commonweallh of Pennsylvania. This
Assignment shall be governed by and construed In accordance with the laws of Ihe Commonweallh of PennsylvanIa.
No Modlffcallon. Granlor shall nol enter Inlo any agreemenl with the holder of any mortgage or olher security agreement which has priorily over
this Asslgnmenl by which lhal agreemenlls modillGd. amended, extended, or renewed wllhoultho prlOl written consenl of LSndllf. Granlor shall
nellherrequeslnoracceplanyfulureadvancasundaranysuchsecufilyagreement wilhoul the prior wrlllen coneent 01 Lender.
Severablllly. II a court of compelenl JurisdlcUon llnds any provlslon 01 this Ass1gnmenl to be Invalid or unenforceable as 10 any person or
clrcumslance, such finding shall nol render tnal provision lnvand or unenlolll eable as 10 any other persons orclrcumslances. Ilfeasibte,e!lysuch
of lending provision shall be deemed 10 be modlned 10 be wRhln the IImfts 01 enforceability or validity; however. ilthe offending provision cannot be
so modllied, II shall be stricken and all othet provisions ollhls Asslgnmentln all olher respects shall remain valid and enforceable.
Successors and AssIgns. Subject 10 IhetlmltaUons slated In this Assfgnment on transfer of Granlor's Interest, this Asslgnmenl shall be binding
upon and Inure 10 the benefil oIlhe parl19s,lh'elrllBlrs,pSflonalrepresenlallves,s uccessorsendasslgns. If ownership of lhe Propartybecomes
vested In a parson other lhan Grantor, Lender, wilhoul notlceto Grantor, may deal wlIh Grantor's successors wllh reference 10 thls Assignment
and lhe Indebledness by way of lorbearance or exlansloo wllhout releasing Granlor from the obllgallons of Ih!$ Asslgnmenl or lIabillly under the
Indebtedness.
Time la,of the Essence. TIme Is ollhe essence in the performance 01 this Asslgnmenl.
WaIvers and Consents. Lender shall nol be deamed 10 have waived any rlghls under lhls Assignment (or under Ihe Relaled Documents) unless
such waIver Is In writing and sIgned by lender. No delay or omission on Ihe pari of Lender In exercising any rlghl shall operale as a waiver of
suchrlghtoranyolherfighl. A wa1ver by any party 01 a provlslon orlhls Asslgnmenl shall nolconslllUleawalveroforprejudloelhepart)"srlghl
otherwlse 10 demand slrlcl compllanCG wllh thai provision or any olher provision. No prIor waiver by Lender. nor any course 01 dealing between
Lender and Grenlor, shall constltute a waIver of any 01 Lender's rights 01 any !?I Granlor's obligations as 10 any lulure transactions. Whenever
consenlbyLemlerlsrequlredlnlhlsAsslgnmenl,lhegranllngolsuchcol'lSllnlbyLenderlnanylnslanCGshallnotconsllluteconllnulngconsenlto
subsequenlJnstances whera such consenl Isrequlred.
~::~~~R ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS :ASSIGNMENT OF RENTS, AND GRANTOR AGREES TO ITS
THIS ASSIGNMENT HAS SEEN SIGNED AND SEALED BY iHE UNDERSIGNED.
GRANTOR:
X~~""'"'4~\lI
BOOK 598 rAGE 200
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Rider "A" - Assignment of Rents by Kerry R. Saintz to . '.
PNC Bank, National Association dated December 18, 1998 I
-,
ALL those three lots of land and premises, situate, lying and being in the Borough of
Mechanicsburg in the County of Cumberland and Cornxnonwealtlf of Pennsylvania,
more particularly described as follows:
BEGINNING at a point on the western side of Mulberry Road (T-586) at the dividing
line between Lot Nos. 56 and 57 on the Plan of Lots hereinafter mentioned; thence
along said dividing line between Lots Nos. 56 and 57, South 89 degrees 43 minutes
West, a distance of one hundred twenty-six and eighty-nine one-hundredths (126.89) feet
to a point on the dividing line between Lots Nos. 56 and 46 as shown on said Planj
thence along the line dividing Lots Nos. 56, 55, and 54 from Lots Nos-, 46, 47, 48, and
49, North 01 degree" 10 minutes West, a distance of two hundred ten (210) feet to a
point at the dividing line between Lots Nos. 54 and 53; thence along said dividing line
between Lots Nos. 54 and 53, North 89 degrees 43 minutes East, a distance of one
hundred twenty-six and sixty-two one-hundredths (126.62) feet to a point on the
western side of Mulberry Road (T ~586) first mentioned above; thence along said western
side of Mulberry Road (T-586), South 01 degree 14 minutes East, a distance of two
hundred ten (210) feet to a point on the same at the dividing line between Lots Nos.
56 and 57, at the point and place of BEGINNING. I
BEING Lots Nos. 54, 55, and 56 on the Plan of Lots entitled "Section 1, Valley
Streams Estates" as recorded in the Office of the Recorder of Deed in and for
Cumberland County, Pennsylvania, in Plan Book 13, Page 6.
BEING the same premises which Thomas C. Wetzel and Cheri L. Wetzel, husband and
wife, by their deed dated December 18, 1998 and intenqed to be recorded previous to
this Assignment in the Cumberland County Recorder of Deeds Office, granted and
conveyed unto Kerry R. Saintz, grantor herein.
~\;l\e of PennsVIVania} 86
County uf Cumberland
t!!COf 'd in the Olf8;' for Ine recording of Deeds
€h, n ndfor~ erland.COUn1Y~p
\ Bookt.J.....LJ._Vol._Page
witne '$ my hand and &;,1 of office a a(f
CarHsle,PAthis~davof ~
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12-18-1998
Loan No
ASSIGNMENT OF RENTS
(ConUnued)
x
Witness
x
Wllness
CERTIFICATE OF RESIDENCE
Page 4
/,.
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I hereby certlfy,ll'Iallhe precise address of the mortgagee, PNC BANK, NATIONAL ASSOCIATION, herein Is as follows:
4242 CARLISLE PIKE, CAMP HILL, PA 17001-8874
~",,::"~..
INDIVIDUAL ACKNOWLEDGMENT
STATE OF n..UO:;I)'....d.a.J\A
COUNTY OF \)A H {"\..h J
)
ISS
,
Onthls.the~dayo' D~ft:MBj:Rt19.2!Lbe'Offlma . l~. e, ,the
undersigned Nolary Public, personally appaared KERRY R, SAINTZ, known 10 ma tlor lisfaclorlly proven) 10 be Iha person whosa nam9 Is
sUbSCtlbedlolhewllhlnlnslrumelll,andacllnowledgedlhatheorsheexeculed Ihe same' lhe purposes Iherelnconlalnod.
In wllness whereOf,l hereunto set my hand and olUcla1 seal.
Notarial Seal
Jason F. Ernest, NolaIy Public
Harrisburg, Dauphln Countv
MyCommlsslorl ExpIres June 11, 2002
BOOK 598 PAGE 201
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!; 'J I,! [J~' L\ ii"~ (:(1 '; 'JTY - p~
'01 OCT is Pr112 18
Prepared By:
Jennie West. Merrill Lynch Credit
Corporation
4802 Deer Lake Drive East
Jacksonville, FL 32246
Return To:
Merrill Lynch Credit Corporation
2001 8ishops Gate Blvd. Mount
Laurel. NJ 08054
Parcel Nwnber: 40-09-0533-072
Loan #: 7075811179
[Space Above This Line For Recording Data]
MORTGAGE
DEFINITIONS
Words used in multiple sections of this docwnent are defined below and other words are defined in
Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are
also provided in Section 16.
(Al "Security Imtrument" means this docwnent, which is dated October 12th, 2001
together with all Riders to this document.
(Bl "Borrower" is Kerry R Saintz, AN UNMARRIED PERSOtf
Borrower is the mortgagor under this Security Instrument.
(el "Lender" is Merri 11 Lynch Credit Corporation
Lenderis a Corporat i on
PENNSYLVANIA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
. -6(PA) 10008'
"
Page 1 of 16
form 3039 1/01
'''ffi".' H J!2f
VMP MORTGAGE FORMS. j8oo1521-7291
BK I 7 35 F G 3 7 5 5
Original
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organized and e)listing under the laws of Del awa re
Lender's address is 4802 Deer Lake Dri ve East Jacksonvi 11 e, FL 32246
Lender is the mortgagee under this Security Instrument.
(D) "Note" means the promissory note signed by Borrower and dated October 12th, 2001
The Note states that Borrower owes Lender Two Hundred Thousand Doll ars and Zero Cents
Dollars
(U.S. $ 200.000.00 ) plus interest. Borrower has promised to pay this debt in regnlar Periodic
Payments and to pay the debt in-full not later than November 1st, 2016
(E) "Property" means the property that is described below under the heading "Transfer of Rights in the
Property. "
(F) "Loan" means the debt evidenced by the Note, plus imerest, any prepayment charges and late charges
due under the Note, and all sums due under this Security Instrument, plus interest.
(G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
Riders are to be executed by Borrower [check box as applicable];
D Adjustable Rate Rider
o Balloon Rider
D VA Rider
o Condominium Rider D Second Home Rider
o Planned Unit Development Rider 0 1-4 Family Rider
o Biweekly Payment Rider llU(other(s\ Ispecifvl. . )
Property ae~CrtptlOn
(II) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
ordinances and administrative roles and orders (that have the effect of law) as well as all applicable final,
non-appealable judicial opinions.
(I) "Community Associatlnn Dues, Fees, and Assessments" means all dues, fees, assessments and other
charges that are imposed on Borrower or the Property by a condominium association, homeowners
association or similar organization.
(J) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated hy
check, draft, or similar paper instrument, which is initiated through an electronic teooinal, telephonic
instrument, computer, or magnetic tape so as to otder, instruct. or authorize a {mancial institution to debit
or credit an account. Such teoo includes, but is not limited to. point-of-sale transfers, automated teUer
machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
transfers.
(K) "Escrow Items" means those items that are described in Section 3.
(L) "MJsceIlaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
by any third party (other than insurance proceeds paid under the coverages described in Section 5) for; (i)
damage to. or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
Property; (iii) conveyance in lieu of condeJDIiation; or (iv) misrepresentations of, or omissions as to, the
value andIor condition of the Property.
(M) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
the Loan.
(N) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the
Note, plus (ii) any amounts under Section 3 of this Security Instrument.
[";;"["~
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f)
Page 2 of 16
form 3039 1/01
BK I 7 3 5 PG 3 7 5 6
Original
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PBl
In The Court of Common Pleas of York County, Pennsylvania
2001/11/28
KERRY R SAINTZ
VS
JENNIFER P SAINTZ
Case Number 1993 SU 04456 02D
Case Type Divorce
APPEARANCES
BRUNT, CONSTANCE P
D 001 SA~NTZ, JENNIFER P
703 YMCA DRIVE
NEW CUMBERLAND PA
17339
CONNELLY, JOHN J JR
POOl SAINTZ, KERRY R
1005 SILVER LAKE ROAD
LEWISBERRY PA
17339
DOCKET ENTRIES
1993/10/18 COMPLAINT IN CIVIL ACTION - DIVORCE
1994/10/03 WITHDRAWAL AND ENTRY OF APPEARANCE
WITHDRAW JOHN J CONNELLY ESQ & ADD DIANE G
RADCLIFF ESQ FOR PLTF
1995/01/12 PLAINTIFF'S AFFIDAVIT UNDER SEC. 3301(D)
1995/02/01 ANSWER AND COUNTERCLAIM
W/CERT OF SVC
1995/02/01 COUNTER-AFFIDAVIT UNDER SEC 3301(D)
DEFTS W/CERT OF SVC
1995/04/03 CERTIFICATE OF SERVICE OF
PLAINTIFFS AFFIDAVIT UNDER SECTION 3301(D) OF
THE DIVORCE CODE
1996/03/01 ACCEPTANCE OF SERVICE
OF COMPLAINT IN DIVORCE BY ATTY CONSTANCE P
BRUNT ESQ ON 10/18/93
1996/04/12 WITHDRAWAL AND ENTRY OF APPEARANCE
WITHDRAW DIANE G RADCLIFF ESQ & ENTER GARY L
KELLEY ESQ FOR PLTF
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115.00
0122
0332
0,00
0096
0358
0.00
0004
0181
0.00
0010
0199
0,00
0010
0200
0.00
0033
0099
0.00
0021
0030
0.00
0037
0573
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PB1
In The Court of Common Pleas of York County, Pennsylvania
2001/11/28
KERRY R SAINTZ
VS
JENNIFER P SAINTZ
Case Number 1993 SU 04456 02D
Case Type Divorce
DOCKET ENTRIES
1996/08/0~ ENTRY OF APPEARANCE
JOHN J CONNELLY JR ESQ ON BEHALF OF PLTF
KERRY R SAINTZ
1997/03/05
AFFIDAVIT OF CONSENT OF PLAINTIFF
1997/03/05
WAIVER OF NOTICE OF INTENTION TO REQUEST DCRE
OF PLAINTIFF
1997/03/05
AFFIDAVIT OF CONSENT OF DEFENDANT
1997/03/05 WAIVER OF NOTICE OF INTENTION TO REQUEST DCRE
OF DEFENDANT
1997/03/19 WITHDRAWAL OF
DEFT/COUNTERCLAIM PLTFS CLAIM FOR EQ DIST
APL COUNSEL FEES COSTS & EXPENSES & ALIMONY
1997/03/19
RECORD TRANSMITTED TO COURT FOR FINAl DECREE
1997/05/02
ACCEPTANCE OF SERVICE
1997/05/02
RECORD TRANSMITTED TO COURT FOR FINAl DECREE
1997/05/06 DIVORCE GRANTED
**SPECIAL DECREE** UNDER SECTION 3301(C) BY
THE CT MICHAEL J BRILLHART JUDGE
1997/05/06
NOTICE GIVEN RE: PA R. C. P. 236
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In The court of Common Pleas of York County, Pennsylvania
2001/11/28
KERRY R SAINTZ
VS
JENNIFER P SAINTZ
DOCKET ENTRIES
** END
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CAS E
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Case Number 1993 SU 04456 02D
Case Type Divorce
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fully i::.~on:ed as to his or her .legal rights and obligations.
Eac:. par:'::.y acknowledges and accepts that this Agreement is, under
the circumsta"ces, fair and equitable. and that it is being
entered into freely and voluntarily after having received such
ad.....ice and \.rith !-H.~ch Y:.nO\,:l~dge, and that execution of this
Agreement is not the resulc of any duress or undue influence and
that it is not the result of any collusion or improper or illegal
a9re~ment or c\greements. In addition, each p'3.rty hereto acknow-
ledges that he or she has been fully advised by his or her
respective at~crney of the impact of the Penn3ylvania Divorce
Code, whereby the Court has the right a:1d duty to determine nil
marital right@ of the parties. incluuing divorce, alimony,
alimony Dcnd~:'lte liJe, equitable distribution of all marital
property owned or possessed jointly or individudlly by either
party, counsel fees and costs of litigation, and, fully knowing
the same and oeing fully advised of his or her rights ther"und"r.
each party h~~eto still desires to execute this Agreement,
acknowledging that th" terms and condition. set forth her"in are
fair. just and equitable to each of the parties. .nd waive. hi.
and her respective right to have the Court of Common Plea. of
York County or any oth"r court of comp"tent jurisdiction make ^ny
detenr.ination or order affElcting the rl'!Bpt!ctivl! parties' rightiP
to a divorce, alimony, ulimony Q~n.~ liu, ~quit.1blp.
distribution of all marital proparty, counsel fees and coats of
litigati0n.
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PB1
In The Court of Common Pleas of York County, Pennsylvania
2001/11/28
KERRY R SAINTZ
VS
JENNIFER SAINTZ
Case Number 1993 SU 01064 03
Case Type Custody
APPEARANCES
BRUNT, CONSTANCE P
D 001 NO~LE-SAINTZ, JENNIFER
703 YMCA DRIVE
NEW CUMBERLAND PA
17339
BRUNT, CONSTANCE P
D 002 RINKER, JENNIFER
YMCA DRIVE
NEW CUMBERLAND PA
17339
CONNELLY, JOHN J JR
POOl SAINTZ, KERRY R
1005 SILVER LAKE ROAD
LEWISBERRY PA
17339
DOCKET ENTRIES
1993/03/10 COMPLAINT IN CUSTODY ACTION
1993/03/10 DIRECTIVE APPOINTING CUSTODY CONCILIATOR
STEVEN M CARR ESQ ASSIGNED TO CONDUCT A
CONFERENCE ON MARCH 23 1993 AT 10:00
1993/05/04 ORDER OF COURT
MATTER DISMISSED W/OUT PREJUDICE VIDE
BY CT J BLACKWELL
1993/05/04 NOTICE GIVEN RE: PA R. C. P. 236
1993/05/04 REPORT OF CONCILIATOR
STEVEN CARR ESQ
1993/11/24 ORDER RE: CUSTODY
BY CT PENNY L BLACKWELL JUDGE
1993/11/24 NOTICE GIVEN RE: PA R. C. P. 236
55.00
0028
0015
100.00
0028
0015
0.00
0049
0395
0.00
0000
0000
0.00
0049
0109
0.00
0137
0859
0.00
0000
0000
,
PB1
In The Court of Common pleas of York County, Pennsylvania
2001/11/28
KERRY R SAINTZ
VS
JENNIFER SAINTZ
Case Number 1993 SU 01064 03
Case Type Custody
DOCKET ENTRIES
1993/11/24
CONSENT TO ENTRY OF COURT ORDER
1993/11/24
CONCILIATION CONFERENCE MEMORANDUM
1994/06/06
PETITION FOR MODIFICATION OF CUSTODY ORDER
1994/06/06 DIRECTIVE APPOINTING CUSTODY CONCILIATOR
STEVEN M CARR ESQ ASSIGNED TO CONDUCT A PRE
HRG CONF 6/21/94 AT 11 AM/DIST CT ADMNR
1994/06/24 REPORT OF CONCILIATOR
FILED BY STEVEN M CARR ESQ
1994/06/30 ORDER FOR MEDIATION
BY THE CT: PENNY L BLACKWELL JUDGE (BOTH
PARTIES TO ATTEND ORIENTATION MEDIATION)
1994/06/30
NOTICE GIVEN RE: PA R. C. P. 236
1994/06/30 ORDER RE: CUSTODY
BY THE CT: PENNY L BLACKWELL JUDGE
1994/06/30
NOTICE GIVEN RE: PA R. C. P. 236
1994/08/05 WITHDRAWAl AND ENTRY OF APPEARANCE
WITHDRAW OF MARIA P COGNETTI ESQ & ENTRY OF
CONSTANCE P BRUNT ESQ ON BEHALF OF DEFT
1994/10/03 WITHDRAWAl AND ENTRY OF APPEARANCE
WITHDRAW JOHN J CONNELLY JR ESQ & ADD DIANE G
RADCLIFF ESQ FOR PLTF
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0096
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0.00
0.00
0.00
100.00
0.00
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0.00
0.00
0.00
0.00
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s
PB1
In The Court of Common Pleas of York County, pennsylvania
2001/11/28
KERRY R SAINTZ
VS
JENNIFER SAINTZ
Case Number 1993 SU 01064 03
Case Type Custody
DOCKET ENTRIES
1995/07/1~ ORDER FOR
RESCHEDUlED
BY THE CT:
PRE-TRIAL CONFERENCE
FOR AUG 31 1995 1PM IN CHAMBERS
PENNY L BLACKWELL JUDGE
1995/07/19
NOTICE GIVEN RE: PA R. C. P. 236
1995/07/28 ORDER FOR PRE-TRIAL CONFERENCE
SCH FOR 9/29/95 @ 8:30AM IN CHAMBERS
BY THE CT: PENNY L BLACKWELL JUDGE
1995/07/28
NOTICE GIVEN RE: PA R. C. P. 236
1995/08/08
MEDIATION REPORT
1995/10/23 ORDER FOR PRE-TRIAL CONFERENCE
SCHEDULED FOR NOV 16 1995 1PM IN CHAMBERS
BY THE CT: PENNY L BLACKWELL JUDGE
1995/10/23
NOTICE GIVEN RE: PA R. C. P. 236
1995/12/22
PETITION FOR CONTEMPT OF CUSTODY ORDER
1995/12/22 DIRECTIVE APPOINTING CUSTODY CONCILIATOR
STEVEN M CARR ESQ ON 1/9196 AT 9:00 AM
1996/02/20 ANSWER TO PETITION
FOR CONTEMPT ORDER
1996/02/22 ORDER RE: CUSTODY
TRIAL SCHEDULED FOR MAY 14 & 15 1996 lOAM
BY THE CT: PENNY L BLACKWELL JUDGE
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PB1
In The Court of Common Pleas of York County, Pennsylvania
2001/11/28
KERRY R SAINTZ
VS
JENNIFER SAINTZ
Case Number 1993 SU 01064 03
Case Type Custody
DOCKET ENTRIES
1996/02/2~
NOTICE GIVEN RE: PA R. C. P. 236
1996/02/23 REPORT OF CONCILIATOR
FILED BY STEVEN M CARR ESQ
1996/02/27 CONCILIATION CONFERENCE MEMORANDUM
SUBMITTED BY CONSTANCE P BRUNT ESQ
1996/02/27 ORDER RE: CUSTODY
COUNSEL DIRECTED TO CONTACT COURT FOR HEARING
DATE BY CT: PENNY L BLACKWELL JUDGE
1996/02/27
NOTICE GIVEN RE: PA R. C. P. 236
1996/03/05 CERTIFICATE OF SERVICE OF
DEFT/RESPONDENT'S ANSWER TO PET FOR CONTEMPT
ORDER
1996/03/13 ORDER OF COURT SCHEDULING HEARING
RESCHEDULED FOR JUNE 11 & 12 1996 lOAM CT RM
5 BY CT: PENNY L BLACKWELL JUDGE
1996/03/13
NOTICE GIVEN RE: PA R. C. P. 236
1996/05/10 WITHDRAWAL AND ENTRY OF APPEARANCE
WITHDRAW DIANE G RADCLIFF ESQ & ENTER JOHN J
CONNELLY JR ESQ FOR PLTF
1996/06/28 ORDER RE: CUSTODY
BY THE CT: PENNY L BLACKWELL JUDGE
1996/06/28
NOTICE GIVEN RE: PA R. C. P. 236
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0.00
,
PB1
In The Court of Common Pleas of York County, Pennsylvania
2001/11/28
KERRY R SAINTZ
VS
JENNIFER SAINTZ
Case Number 1993 SU 01064 03
Case Type Custody
DOCKET ENTRIES
1996/07/0! ORDER OF COURT
SHARED LEGAL CUSTODY BY THE CT PENNY L
BLACKWELL JUDGE
1999/02/19 PETITION
TO RECEIVE COURT APPROVAL TO MOVE W/CERT OF
SVC
1999/02/19 DIRECTIVE APPOINTING CUSTODY CONCILIATOR
STEVEN M CARR ESQ TO CONDUCT CONFERENCE ON
3/2/99 AT 2PM BY THE CT RICHARD KRENN J
1999/03/31 REPORT OF CONCILIATOR
BY JAMES A HOLTZER ESQ
1999/04/01 PRE-TRIAL ORDER
CUSTODY RELOCATION/MATTER SCHEDULED FOR JUNE
6/2/99 AT 1:30 CTRM 11 BY THE CT R K RENN J
1999/04/01
NOTICE GIVEN RE: PA R. C. P. 236
1999/04/06 CONCILIATION CONFERENCE MEMORANDUM
SUBMITTED BY JOHN J CONNELLY, JR
1999/04/06 ORDER SCHEDULING HEARING
JUNE 2, 1999 AT 1:30 PM FOR RELOCATION
BY THE CT RICHARD KRENN J
1999/04/06
NOTICE GIVEN RE: PA R. C. P. 236
1999/04/19 STATEMENT
FOR RELOCATION W/CERT SVC
1999/06/30 ORDER OF COURT
THIS ORDER SHALL SUPERSEDE THE PRIOR ORDER OF
COURT ENTERED BY THE COURT RICHARD KRENN J
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100.00
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0.00
0.00
0.00
0.00
0.00
0.00
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PB1
In The Court of Common Pleas of York County, Pennsylvania
2001/11/28
KERRY R SAINTZ
VS
JENNIFER SAINTZ
Case Number 1993 SU 01064 03
Case Type Custody
DOCKET ENTRIES
1999/06/3Q NOTICE GIVEN RE: PA R. C. P. 236
1999/12/01 DIRECTIVE APPOINTING CUSTODY CONCILIATOR
STEVEN M CARR ESQ ON 12/21/99 AT 2:00PM IN
CONFERENCE ROOM BASEMENT GOVT CENTER
1999/12/01 PETITION FOR CONTEMPT
& MODIFICATION OF EXISTING CUSTODY ORDER
WICERT OF SVC
1999/12/16 ENTRY OF APPEARANCE
OF CONSTANCE P BRUNT ESQ ON BEHALF OF DEFT
W/CERT OF SVC
1999/12/21 WITHDRAWAL OF APPEARANCE
FREDRICK B GIEG JR W/ CERT OF SVC
2000/01/20 PETITION
FOR TRANSFER OF ACTION TO MORE CONVENIENT
FORUM W/CERT OF SVC
2000/02/04 REPORT OF CONCILIATOR
BY STEVEN CARR ESQ
2000/02/07 ORDER RE: CUSTODY
6/30/99 ORDER SHALL REMIAN IN FULL FORCE &
EFFECT BY THE CT RICHARD KRENN J
2000/02/07
NOTICE GIVEN RE: PA R. C. P. 236
2000/02/16 ORDER OF COURT
TESTIMONY WILL BE TAKEN ON 3/8/00 AT 3:00 PM
IN CT RM #5 BY THE CT PENNY L BLACKWELL J
2000102/16
NOTICE GIVEN RE: PA R. C. P. 236
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0627
0022
0522
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0.00
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0.00
0.00
0.00
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PB1
In The Court of Common Pleas of York County, Pennsylvania
2001/11/28
KERRY R SAINTZ
VS
JENNIFER SAINTZ
Case Number 1993 SU 01064 03
Case Type Custody
DOCKET ENTRIES
2000/03/0~ APPLICATION FOR CONTINUANCE
ON 4/11/00 AT 9:00 IN CT RM #5 BY THE CT
PENNY L BLACKWELL J
0.00
0029
0473
2000/06/21 ORDER RE: CUSTODY AND VISITATION
BY THE CT:BLACKWELL J(VIDE ORDER ENTERED PUR-
SUANT TO A NEGOTIATED SETTLEMENT)
0.00
0077
0066
** END
o F
CAS E
P R I N T 0 U T **
(PROTR10)
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PB1
In The Court of Common Pleas of York County, Pennsylvania
2001/11/28
KERRY R SAINTZ
VS
JENNIFER P SAINTZ
Case Number 1993 SU 02597 03
Case Type Custody
APPEARANCES
D 001 SAINTZ, JENNIFER P
703 YMCA DRIVE
NEW CUMBERLAND PA
COGNETTI, MARIA P
17339
CONNELLY, JOHN J JR
POOl SAINTZ, KERRY R
1005 SILVER LAKE ROAD
LEWISBERRY PA
17339
DOCKET ENTRIES
1993/06/16
COMPLAINT IN CUSTODY ACTION
1993/06/16 DIRECTIVE APPOINTING CUSTODY CONCILIATOR
DOROTHY LIVADITIS ESQ ASSIGNED TO CONDUCT A
CONFERENCE ON JULY 2 1993 AT 9:00
1993/07/07 REPORT OF CONCILIATOR
FILED BY DOROTHY LIVADITIS CONTINUING HEARING
SEPT 1, 1993
1993/08/03 AFFIDAVIT OF SERVICE OF COMPLAINT
FOR CUSTODY
1993/10/12 REPORT OF CONCILIATOR
CONF CONTINUED FILED BY GLENN C VAUGHN ESQ
1993/11/23 REPORT OF CONCILIATOR
GLENN C VAUGHN ESQ
1997/05/06 CASE INACTIVE PER LOCAL RULE 6036
97-MI-00154
** END
o F
CAS E
P R I N T 0 U T **
(PROTR10)
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PBI
In The Court of Common pleas of York County, Pennsylvania
2001/11/28
JE~NIFER P NOBLE-SAINTZ
VS
KERRY R SAINTZ
Case NUl)lbei
Case Type
1993 SU 03181 08
Other
APPEARANCES
D 001 SAtNTZ, KERRY R
1005 SILVERLAKE RD
LEWISBERRY PA 17339
LYONS, JOHN F
POOl NOBLE-SAINTZ, JENNIFER P
703 Y M C A DRIVE
NEW CUMBERLAND PA 17070
BRUNT, CONSTANCE P
DOCKET ENTRIES
1993/07/23 PETITION FOR PROTECTION FROM ABUSE 50.00
0087
0132
1993/07/23 TEMPORARY ORDER. HEARING DATE, 0.00
JULY 28 1993 AT 2:00 (VIDE) BY THE COURT 0087
PENNY L BLACKWELL JUDGE 0132
1993/07/28 ORDER OF COURT 0.00
MATTER CONTINUED 8/27/93 @llAM IN CT RM #5 0089
VIDE BYCT J BLACKWELL 0091
1993/07/28 NOTICE GIVEN RE, PA R. C. P. 236 0.00
0000
0000
1993/09/13 SHERIFF RETURN OF SERVICE 33.52
SERVICE WITHDRAWN BY PLNTF ON 8/2/93 0108
9/10/93 SHF OF YORK CO 0511
1993/10/22 ORDER OF COURT 0.00
PFA ORDER WITHDRAWN - PLT TO PAY COSTS W/IN 0125
30 DAYS BY CT PENNY L BLACKWELL JUDGE 0033
1993/10/22 NOTICE GIVEN RE: PA R. C. P. 236 0.00
0000
0000
1994/07/19 PETITION FOR PROTECTION FROM ABUSE 20.00
0070
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PB1
In The Court of Common Pleas of York County, pennsylvania
2001/11/28
JENNIFER P NOBLE-SAINTZ
VS
KERRY R SAINTZ
Case Number 1993 SU 03181 08
Case Type Other
DOCKET ENTRIES
1994/07/1~ TEMPORARY ORDER. HEARING DATE:
JULY 19 1994 AT 1:45 BY THE COURT
PEWNY L BLACKWELL JUDGE
1994/07/29 STIPULATION
OF PARTIES
1994/07/29 ORDER RE: FINAL RESOLUTION OF PFA
BY THE COURT PENNY L BLACKWELL JUDGE
1994/08/04 ORDER OF COURT
CON'T TILL 8/23/94 BY THE CT:BLACKWELL JUDGE
1994/08/04
NOTICE GIVEN RE: PA R. C. P. 236
1994/09/02 ORDER OF COURT
ORDER OF CT DATED 7/29/94 IS AMENDED PARTIES
TO SPLIT COSTS BY THE CT:BLACKWELL JUDGE
1994/09/02
NOTICE GIVEN RE: PA R. C. P. 236
1994/10/20 SHERIFF RETURN OF SERVICE
DEFT KERRY R SAINTZ NOT SERVED WITHIN HEARING
DATE
**
**
(PROTR10)
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CAS E
P R I N T 0 U T
END
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PENNSYLVANIA DEPARTMENT OF TRANSPORTATION
VEHICLE RECORD ABSTRACT
11/27/01
PAGE 1
231000
OWNER
KERRY R SAINTZ
731 HARRISBURG PIKE
DILLSBURG PA 17019
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ADDRESS: 6191lRIDGE ST
NEW C,UMBERLAND PA 170711
013310733000138 002
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VEHICLE RECORD SERVICES
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11/27/01
PAGE 1
231000
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731 HBG PIKE
DILLSBURG PA 17019
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TAG NUMBER
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VEHICLE RECORD ABSTRACT
11/27/01
PAGE 1
SAINTZ PLUMBING &
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53523994
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PLUMBING & ELECTRIC
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731 HARRISBURG PIKE
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1005 SILVER LAKE RD
LEWISBERRY PA 17339
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4242 CARLISLE PIKE
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OPTIONAL SPECIALIO[NTiFICATI,ON,{Max. 10characlerS):
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IN RE: KRISTA C90MBS, Individually
and as ~nt and Natural!.
Guardian of KAY LA COOMBS,
a Minor
.
.
IN THE COURT OF COMMON
PLEAS. CUMBERLAND COUNTY,
PENNSYLVANIA
.
.
NO. 01 - ~/;)'f
C(oL'T~\.
PETITION FOR APPROVAL OF
MINOR'S SETTLEMENT
HEARING ORDER
AND NOW, this ~ tlJ day of Novu-n/;ve..
, 2001, IT IS
HEREBY ORDERED AND DECREED that a Hearing will be held on the Petition
for Approval of Minor's Settlement for Kay1a Coombs, a minor, in Courtroom
No. S- of the Cumberland County Courthouse, One Courthouse Square,
Carlisle, Pennsylvania 17013 on the ;./ 5~ay of NtJ V E..rYJ~ I/t-, 2001,
at II: 30 o'clock, ~.m.
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IN RE: KRISTA COOMBS, Individually
and as Parent and Natural
Guardian of KAYLA COOMBS,
a Minor
IN THE COURT OF COMMON
PLEAS CUMBERLAND COUNTY,
PENNSYLVANIA
NO. CI-I,IJ..f C.oll '7-~
PETITION FOR APPROVAL OF
MINOR'S SETTLEMENT
ORDER
AND NOW, this
day of
,2001, IT IS HEREBY
ORDERED AND DECREED as follows:
1. The settlement terms as set forth in the foregoing Petition on behalf of the
minor, KAYLA COOMBS, are hereby approved.
2. The Court specifically approves the Settlement in a lump sum of Thirty-
Five Thousand and no/ 100 Dollars ($35,000). The funds shall be distributed as
follows:
SCHMIDT, RONCA & KRAMER, P.C.
Attorneys fees (25%). . . . . . . . . . . . . . . . . . . . . .. . . . . . . $ 8,750.00
SCHMIDT, RONCA & KRAMER, P.C.
Costs incurred to date. . . . . . . . . . . . . . . . . . . . . . . . . . . $ 88.52
SCHMIDT, RONCA & KRAMER, P.C
Costs for filing fees and service. . . . . . . . . . . . . . . . . . .. $ 145.50
COMMONWEALTH OF PENNSYLVANIA,
DEPARTMENT OF PUBLIC WELFARE
Lien. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 717.87
(The lien is $963.40. A proportionate share of
attorneys' fees and costs is $717.87)
WAYPOINT BANK, Camp Hill Mall, Camp Hill,
Pennsylvania 17011 to be deposited in an
account marked as follows:
"Krista Coombs, as Parent and Natural
Guardian of Kayla Coombs, a
. "
mmor . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $25.298.11
TOTAL. . . . . . . . . $35.000.00
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3. The funds shall be invested by the Petitioner, KRISTA COOMBS, Parent
and natural guardian for the minor, to invest the said funds as follows:
A. to invest the funds in Certificates of Deposit to
the extent possible with Waypoint Bank, not to
exceed such sums as are fully insured by F.D.1.C.;
and
B. to invest the balance of said sums which cannot
be invested in Certificates of Deposit, if any,
in a Savings Account with Waypoint Bank not
to exceed sums as are fully insured with F.D.1.C.
Each account shall be marked as follows:
"This money shall be held in trust not to be
redeemed, withdrawn, negotiated, or in any
way alienated except for the renewal in its
entirety before October 15, 2016, except by
Order of this Court."
4. The law firm of SCHMIDT, RONCA & KRAMER, P.C. shall oversee that the
directive set forth in the preceding paragraph is carried out.
5. The Petitioner may execute the Release attached hereto as Exhibit "D."
BY THE COURT:
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IN RE: KRISTA COOMBS, Individually
and as Parent and Natural
Guardian of KAYLA COOMBS,
a Minor
IN THE COURT OF COMMON
PLEAS CUMBERLAND COUNTY,
PENNSYLVANIA
NO. Ot - t.1J.7' C?;0~l~~
PETITION FOR APPROVAL OF
MINOR'S SETTLEMENT
PETITION FOR APPROVAL OF COMPROMISE SETTLEMENT AND
DISTRIBUTION OF PROCEEDS FOR KAYI,A COOMBS. A MINOR
AND NOW, comes the Petitioner, Krista Coombs, Individually and as Parent
and Natural Guardian of Kayla Coombs, a minor, and respectfully set forth as follows:
1. Petitioner, Krista Coombs, Parent and Natural Guardian of Kayla
Coombs, is an adult individual residing at 607B Geneva Drive, Apt. 14,
Mechanicsburg, Pennsylvania 17055.
2. Kayla Coombs is a Minor, born on October 15, 1998, who currently
resides in the custody of the Petitioner, Krista Coombs.
3. Kayla Coombs, a Minor, suffered lead poisoning while residing in a lead-
contaminated apartment located at 116 South Third Street, First Floor, Lemoyne,
Cumberland County, Pennsylvania ("the apartment"). Kayla Coombs and Krista
Coombs resided at the apartment for one year and three months between June of
1999 and September 21,2000.
4. Kay1a Coombs was tested for lead poisoning and it was discovered that
she had a high level of lead in her blood (Please see Medical Records attached as
Exhibit "A.")
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5. A lead inspection was performed on the apartment. The lead inspection
revealed that the apartment contained lead. (Please see Lead Inspection Records
attached as Exhibit "8.")
6. Kerry R. Saintz is the owner of the apartment.
7. The medical costs for Kay1a Coombs' lead poisoning are currently at
least Eight Hundred Forty-Eight Dollars ($848.00). (Please see copies of Medical Bills
attached hereto as Exhibit "C.")
8. It is most likely that Kayla Coombs will continue to incur future medical
expenses arising from the lead poisoning.
9. The Defendant had a policy of insurance with CGU Insurance.
10. The policy contained a pollution exclusion provision.
11. I t was uncertain whether there would have been coverage provided
under the policy.
12. The liability limit on the policy was $50,000.00.
13. The Petitioner has entered into an agreement to settle the case for
Thirty-Five Thousand Dollars ($35,000). (Please see copy of Release attached hereto
as Exhibit "D.")
14. The Petitioner is satisfied that the offer of settlement is just and
reasonable and is willing to accept the said offer if approved by the court.
15. In pursuing the claim against Kerry Saintz, the Petitioner engaged the
law firm of Schmidt, Ronca, & Kramer, P.C., under a contingency fee providing that
the said law firm should be paid 25% of any settlement obtained before the filing of
suit. (Please see copy of Contingent Fee Agreement attached hereto as Exhibit "E.")
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16. Schmidt, Ronca, & Kramer, P.C., has incurred costs associated with the
investigation of this matter.
17. The Commonwealth of Pennsylvania Department of Public Welfare has a
lien of Nine Hundred Sixty-Three Dollars and Forty-Eight Cents ($963.40) against a
recovery or settlement.
18. The Petitioner requests that your Court distribute the present payment
of Thirty-Five Thousand Dollars ($35,000) as follows:
Schmidt, Ronca, & Kramer, P.C.
Attorney fees (25%). . . . . . . . . . . . . . . . . . . $ 8,750.00
Schmidt, Ronca, & Kramer, P.C.
Costs incurred to date. . . . . . . . . . . . . . . . . $ 88.52
Schmidt, Ronca & Kramer, P.C.
Costs for filing fee and service. . . . . . . . . . . $ 145.50
Commonwealth of Pennsylvania,
Department of Public Welfare
Lien. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 717.87
(The lien is $963.40. A proportionate
share of attorneys' fees and costs is
$717.87)
Waypoint Bank, Camp Hill Mall, Camp
Hill, Pennsylvania 17011 to be
deposited in an account marked
as follows:
"Krista Coombs, as Parent
and Natural Guardian of
Kayla Coombs, a minor". . . . . . . . . . . $25,298.11
TOTAL. . . . . . . . . . . . . . $35.000.00
19. The Petitioner requests that this account be authorized without the
formal appointment of a guardian of estate of the minor or the entry of security,
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with the Petitioner, Krista Coombs, being authorized and directed to invest funds
belonging to Kay1a Coombs, a Minor, as follows:
A. to invest the funds in Certificates of Deposit to
the extent possible with Waypoint Bank, not to
exceed such sums as are fully insured by F.D.I.C.;
and
B. to invest the balance of said sums which cannot
be invested in Certificates of Deposit, if any,
in a Savings Account with Waypoint Bank, not
to exceed sums as are fully insured with F.D.I.C.
Each account shall be marked as follows:
"This money shall be held in trust not to be
redeemed, withdrawn, negotiated, or in any
way alienated except for the renewal in its
entirety before October 15, 2016, except by
Order of this Court."
WHEREFORE, Petitioner Krista Coombs requests that this Honorable Court
enter an Order approving the foregoing compromised settlement directing the
distribution of proceeds set herein.
Respectfully submitted,
SCHMIDT, RONCA & KRAMER, P.C.
~
erard C. Kramer
Attorney at Law
Attorney I.D. No. 44715
209 State Street
Harrisburg, PA 17101
(717) (232-6300
Attorney for Plaintiffs
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VERIFICATION BASED UPON PERSONAL KNOWLEDGE
AND INFORMATION OBTAINED THROUGH COUNSEL
I, KRISTA COOMBS, Individually and as Parent and Natural Guardian of
Kayla Coombs, a minor, verify that I am the Petitioner in the foregoing action and
that the attached Petition is based upon information which has been gathered by
my counsel in the preparation of this lawsuit. The language of the Petition to the
extent that it is based upon information which I have given to my counsel is true
and correct to the best of my knowledge, information and belief. To the extent that
the contents of the Petition is that of counsel, I relied upon counsel making this
Verification.
1 understand that intentional false statements herein are subject to the
penalties of 18 Pa.C.S.A. 13 4904 relating to unsworn falsifications to authorities.
Date: ID-,9d.-OI
KRISTA CO S, Individually
and as Parent and Natural
Guardian of Kayla Coombs,
a minolr
'{';>'Iii''''''''''''''''''--' _ _~
EXHIBIT
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209 State Street
~'llllm'I, Ronca & Kramer PC _ Han1sburg, PennsylvanIa 17"!Q1
rNIIIIUIII'" : .aV'. ERS----
717 232 6300
Fax 717 232.6467
wwwsrklaw.com
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May 14, 2001
6"
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Polyclinic Medical Center
2601 North Third Street 0..
Harrisburg, PA 17110 ~# ,
Attention: Medical Records Department ~ L ~ ",f-..,' (j1)
non pI'& one o.rt /' ,"cJY
REQUEST FOR HO.TA~:: \0
Client
: Kayla J. Coombs, a minor
Krista J. Coombs, parent
116 South Thitd Street, 10' Floor
Lemoyne, PA 1 - _ .. ~
180-78-6446 S{j) ~ 4-1 - O'tPJ ~
~I~t05100tothe
Adctren
Blrthdate :
S.S.Ho. :
Records Reque.ted:
BlUa Requested
present.
: All bUla from 10/05/00 to the present.
Dear Sir or Madam:
Our office represents the above-named patient. Please forward to my attention
copies of the following:
[x] any and all hospital records, including but not limited to: discharge
summary, admittlng notes, history, physical exammations, consultation
reports, x-ray or other diagnostic test reports, emergt!ncy raom records,
pathology reports, operative reports, medical photographs, if any; all doctors'
orders, notes, etc.; I:1ssue committee report, if any; employees' day sheet
showing names of nurses; physical therapy records; any and all outpatient
records for the dates requested above.
[x] any and all billings for services rendered for the dates requested above. On
your bill for hospltal services, please do not show any amounts paid by
insurance, as we cannot use these m Court. Your blll should include your
total charges for servICes without showing the source of payment.
(please bill us separately for your report or photocopy charges).
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May 14, 2001
Page Two
Enclosed you will find a signed Medical Authorization authorizing the release of this
information to me. Thank you for your kind attention to this matter.
Very truly yours,
SCHMIDT, RONCA & KRAMER, P.C.
~
erard C. Kramer
Attorney at Law
GCKj det
Enclosure
cc: Billing Department
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POLYCLINIC MEDICAL CENTER
.
To:
From: KRISTA COOMBS P/N/G of KRISTA COOMBS and GERARD C. KRAMER, HER
ATTORNEY
You .re hereby authorized anc:l c:lirected to pennit the exalllination of, anc:l the copying
or reproduction in any manner, whether mechanical, photographic, or otherwise, by ~y
attorney or such other person as he may authorize, all or any portions desired by him
of the following'
(a) Hospital records, X-rays, X-ray readings and repOrts,
laboratory records and reports, all tests of any type,
character and reports thereof, statements of charges, any and
all of my records pertaining to the hospitalization, history,
condition, treatment, diagnos1s, prognosis, etiOlogy or
expense;
(b) Medical records, including patient's record carda, X-rays, X-
ray readings and reports, laboratory records anc:l reports, all
tests of any type and~ character anc:l reports tharllof,
statelDents of charges, and any and all of my records
pertaining to medical care, history, condition, treatment,
diagnosis, prognosis, etiology or expense.
'{ou are further authorized and directed to furnish oral and written repoxts to my
attorney, or h1s delegate, as xequested by him for any of the foregoing matters.
By reasonS of the fact that such infonnation that you have acqUJ.red as my physician or
surgeon is confident1al to me, you are also xequested to treat such infonnation as
conf1dential and xequested not to furnish any such infoxmation in any form to anyone,
without written authorization from me. I hereby revoke any previously dated medical
authorization.
Thu Authorization does not prevent the health care provider from supplying billing
and other infoxmat1on to the first party carrier or medical insurer in order that the
bills are paid. It does, however, prevent the III4'ldica1 provider from supplying this
information to a third party insurance adjuster or an adjuster for an adverse party.
I also authorize Irr:I attorneys or their delegate to photograph Irr:I person while I alii
present in any hospital.
I agree that a photostatic copy of this authorization shall be considered as effective
and valid as the original. .
Date. 5/14/01
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PinnacleHealth Hospitals
A. piper, M.D., Medical Director
Harrisburg, PA
INTERIM REPORT
PAGE 1
James
Name: COOMBS,KAYLA
H# : 180785446
ACCT: 429338851
Age/Sex: 31M F
LOC: UNLISTED
DR: VARMA,BHUPINDER
W13589 COLL: 10/25/2000 09:30
REC: 10/25/2000 10:23 PHYS: VARMA,BHUPINDER
COMP METABOLIC PANEL
SODIUM 140 [137-147] MMOL/L
POTASSIUM 4.8 [3.6-5.1] MMOL/L
CHLORIDE 101 [97-108] MMOL/L
CO2 26.0 [20-30] MMOL/L
ANION GAP 13 [6-18]
ALBUMIN 4.0 [3.5-4.8] GM/DL
ALK PHOSPHATASE 305 [80-450] U/L
UREA NITROGEN, BLOOD 5 [0-20] MG/DL
CALCIUM 10.1 [8.9-10.3] MG/DL
CREATININE 0.3 [0.3-0.8] MG/DL
GLUCOSE *56 [74-118] MG/DL
AST 38 [0-40] U/L
ALT *17 [24-65] U/L
BILIRUBIN,TOTAL 0.5 [0.4-2.0] MG/DL
TOTAL PROTEIN 6.1 [6.1-7.9] GM/DL
AUTO DIFF REQUEST CREDITED
MANUAL DIFF ORDERED
CBCA
WBC COUNT 8.59 [5.5-15.5] K/ul
RBC COUNT *5.04 [3.70-4.90] M/ul
HEMOGLOBIN 11.7 [11.0-14.0] G/DL
HEMATOCRIT 35.0 [31. 0-44.0] %
MCV *69.4 [70.0-85.0] FL
MCH 23.2 [22.0-31. 0] PG
MCHC 33.4 [28.0-36.0] G/DL
PLATELET COUNT 322 [129-366] K/ul
RDW 14.0 [11.0-15.3] %
MPV 9.0 [6.5-12.2] FL
WBC DIFF
NEUTROPHILS 20.0 [16-60] %
BAND 1.0
LYMPHOCYTES 66.0 (45-75] ""
"
EOSINOPHILS 7.0 [0-8] %
MONOCYTES 6.0 [0-12] %
RBC MORPHOLOGY ANISOCYTES +1
POLYCHROMASIA +1
MICROCYTES +1
COOMBS,KAYLA
END OF REPORT
PAGE
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Schmidt, Ronca & Kramer PC
209 State Street
HaITIsburg, Pennsylvama 17101
717 /232-6300 Fax 717 /232-6467
Polyclinic Med~ca
2601 North Third
Harr~sburg, PA 1
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October 10, 2000
Attent~on: Medical Records Department
rIlilQUIIST 1'01\ BOSl'ITAI. lRlilCORDS
C11ent Kayl. J. Co~s, . .!nor
Krista J. Coombs, parent
Adc:l.ress 116 South Th1rd Street, lot Floor
L_oyn., l'A 17043
Buthdate : 10/15
S.S. No. : 180-78-5446
Records Request.d:......, ecords froa 9/1/00 to the present.
Bills Requested All 'b111s from 9/1/00 to the present.
Dear S1r or Madam:
Our off1ce represents the above-named patient. Please forward to my
attent~on copies of the follow~ng:
.
[xl any and all hospital records, including but not l~mited to:
d1scharge summary, adm1ttlng notes, history, physlcal
examinations, consultat~on reports, x-ray or other d~agnost~c
test reports, emergency room records, pathology reports,
operative reports, med~cal photographs, ~f any; all doctors'
orders, notes, etc.; t1ssue comm1ttee report, ~f any;
employees' day sheet show~ng names of nurses; phys~cal therapy
records; any and all outpatient records for the dates requested
above.
[x] any and all b1l1ings for services rendered for the dates
requested above. On your b~ll for hosp~tal services, please
do not show any amounts pa1d by insurance, as we cannot use
these ~n Court. Your b1ll should include your total charges
for serVlces wlth?ut show1ng the source of payment.
(Please bill us separately for your report or photocopy
charges).
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October 10, 2000
page Two
Enclosed you will find a slgned Medical Authorization author1z1ng
the release of this ~nformatlon to me. Thank you for your k1nd
attention to th~s matter.
Very truly yours,
SCHMIDT, RONCA & KRAMER, P.C.
/4/~
Gerard C. Kramer
/ Attorney at Law
GCK/det
Enclosure
cc: Billlng Department
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To" POLYCLINIC MEDICAL CENTER
From: KRISTA J. OOOMSS P/N!G of KAYLA J. COOMllS. A MINOR AND GF,1tAlUl C. KRAMER.
HEll. ATTORNEY
You are hereby authorized and dtrected to permit the examination of, and the copytng
or reproduction 3.n any INlnner, wIlether mechanical, photographJ.c, or otherwise, by my
attorney or such other person lIS he may authorize, all or any portions deeired by hilll
or the follOWJ.ng.
la) Hospital records, X-rays, X-ray rudings and reports,
laboratory records and reports, all tests of any type,
character and reports the:reof, stat_nts of charges, any and
all of my recorda pertnning to the hospitalization, history,
condition, treatment, diagnous, pro<Jl'olJis, et3.010gy or
expen.sel
(b) Medical records, inoludin9 patient'a record c:ards, X-rays, X-
ray readings and reports, laboratory records and reports, all
tests of any type and character and reports thereof,
statements of charges, and any and all of my records
pertain~ng to llledical care, history, condition, treatment,
diagnosis, prognosis, et1010gy or ellpense.
'tou are further authorized and directed to furnish oral and written reports to my
attorney, or his delegate, as requested by him for any of the foregoing matters.
By reasons of the fact that such J.nformation that you have acquJ.red as my physJ.cian or
surgeon is confidential to me, you are also requested to treat such infonoation as
confidential and requested not to furnish any such ~nformation in any form to anyone,
without written authorization from me. I hereby revo~e any previouslY dated medical
authorization.
Thu Authorization doea not prevent the health c:ar:e provider frOlll supplying billinll'
and other information to the first party carrJ.er or ~cal insurer in order that the
bills are paid. It does, however, prevent the medicd provider from supplying this
inforroatJ.on to a thJ.rd party insurance ad,uster or an adjuster for an adverse party.
I also authori2:e my attorneys or their delegate to photograph my person while J: am
present in any hospital.
I agree that a photostatic copy of this authorization Shall be considered as effective
and. valid as the ori\l'inal.
Date,
10/10/00
Ps
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'AnENT 1DENTlFJPA,TION
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Hospitals ~,~
PROGRESS RECORD
Form'INV1081lUII01)MA
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10/04/2000
00;28
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PinnacleHealth HosRital~
James A. piper, M.D., Med1cal Director
Pt. Name:
Age/Sex:
Hosp. No.:
Account #:
COOM~LA
23M : 10/15/199S
lS0 5446
42990
Loc. : ...IId..IN13 rNII18 1?R....E!TICE-'
Ordering Physician
T72156 COLL: 10/03/2000 16:00 REC: 10/03/2000 16:20 Dr. VARMA,BHUPINDER
COMP METABOLIC PANEL
SODIUM * 135 [137-1471 MMOL/L
POTASSIUM 4.4 [3.6-5.11 MMOLjL
CHLORIDE 103 [97-10S] MMOL/L
CO2 24.0 [20-30] MMOL/L
ANION GAP S [6-lS]
ALBUMIN 4.1 [3.5-4.S1 GM/DL
ALK PHOSPHATASE 293 [80-4501 U/L
UREA NITROGEN, BLOOD 14 [0-201 MG/DL
CALCIuM lO.O [8.9-10.31 MG/DL
CREATININE 0.3 [0.3-0.8] MG/DL
GLUCOSE 118 [74-118] MG/DL
AST * 43 [0-40] U/L
ALT * 18 [24-65J U/L
BILIRUBIN, TOTAL 0.4 [0.4-2.01 MG/DL
TOTAL PROTEIN 6.4 [6.1-7.9] GM/DL
AUTO DIFF REQUEST CREDITED
MANUAL DIFF ORDERED
CBCA
WBC COUNT 9.42 [5.5-15.51 K/ul
RBC COUNT * 5.20 [3.70-4.90] M/ul
HEMOGLOBIN 12.0 [11. 0-14.0] G/DL
HEMATOCRIT 35.9 [31. 0-44. OJ %
MCV * 69.0 [70.0-85.0] FL
MCH 23.1 [22.0-31. Ol PG
MeHC 33.4 [28.0-36.0) G/DL
PLATELET COUNT 276 [129-366) K/ul
RDW 13.5 [11.0-15.3] %
MPV 9.2 [6.5-12.2] FL
WBC DIFF
NEUTROPHILS * 15.0 [16 -60l %
LYMPHOCYTES * 81.0 [25-75] %
EOSINOPHILS 4.0 [0-8J %
RBC MORPHOLOGY MICROCYTES +2
WEC MORPHOLoGY ATYPICAL LYMPHS PRESENT
COOMBS,KAYLA
END OF REPORT
PAGE
1
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09/4s/2000
OLSS
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pinnaeleHealth Hos~ita
James A. piper, M.D., MedJ.cal Director
pt Name:
Age/Sex:
HaSp No.:
Account #:
COOMBS,KAYLA
23M P DOB: 10/15/1998
180785446
429903134
Loe.: "l(J 1"11l 'iJIllHLY PR.~GrT(,F. ):/'C
W1588
COLL: 09/27/2000 UNK
OrderJ.ng Physician
REC' 09/27/2000 16:08 Dr. VARMA,BHUPINDER
CBC & MANUAL DIFF
WBC COUNT
RBC COUNT
HEMOGLOBIN
HEMATOCRIT
MCV
MCll
MCRe
PLATELET COUNT
RDW
MPV
NE'(JTROPHILS
LYMPHOCYTES
MONOCYTES
EOSINOPHILS
RBe MORPHOLOGY
eOOMBS,KAYLA
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11.37
ANALYSIS REPEATED
CONFIRMED
* 4.94
11.4
32.8
* 66.4
23.1
34.8
PLATELET COUNT IS
PLATELET CLUMPING
SLIDE ESTIMATE OF
NORMAL LIMITS.
13.4
10.0
20.0
73.0
3.0
4.0
ANISOCYTES +1
MICROCYTES +1
ROULEAUX PRESENT
END OF REPORT
j'F"
[5,5-15.5] K/ul
[3.70-4 90] M/ul
[11.0-14.0] GIDL
[31.0-44.0] %
[70.0-85.0] FL
[22.0-31.01 PG
[28.0-36.0] G/DL
[129-366] K/ul
UNRELIABLE DUE TO
PLATELETS APPEARS WITHIN
[11.0-15.3] %
[6.5-12.2] FL
[16-60] %
[25-75] t
[0-12] %
[0-8J t
PAGE
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09/22/2000
06:25
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pinnacleHealth HOsp1tal~
James A. Piper, M.D., Medical D~rector
Pt. Name:
Age/Sex:
HoSp No.'
Account #:
COOMBS,KAYLA
23M ~B'
1807 446
2100
10/15/1998
Lac.: KLINE PED CTR POLY
Ordering Phys~cian
H61521 COLL: 09/21/2000 15:45 REC: 09/21/2000 19:33 Dr. VARMA,BHUPINDER
LIPID P1\N~L
CHOLEST~ROL FOR LIPO
TRIGLYCElRIDE
HOL CHOLESTEROL
LDL (CJU,C)
VERY LO DENSITY LIP
RISK FACTOR LIP (CAL
195
* 274
48
92.2
55
4.1
RISK
1/2 AVERAGE
AVERAGE
2X AVERAGE
3X AVERAGE
FEMALE
3.3
4.4
7.0
11.0
[0-200]
[<200]
[29-89]
[0-130]
MALE
3.4
5.0
9.5
24,0
MG/DL
MG/DL
MG/DL
MG/DL
MG/DL
Ordering Phys~cian
H61520 COLL: 09/21/2000 15:42 REC: 09/21/2000 19:32 Dr. VARMA,BHUPINDER
RENAL FUNCTION PANEL
SODIUM
POTASSItlM
CHLORIDE
C02
ALBUMIN
UREA NITROGEN, BLOOD
CALCIUM
CREATININE
GLUCOSE
PHOSPHOROUS
AUTO DIFF
CBCA
WBC COUNT
REC COUNT
HEMOGLOBIN
HEMATOCRIT
Mev
MCR
MCHC
PLATELeT COUNT
RDW
MPV
WBC DIFF
COOMBS, KAYLA
137
4.7
104
21.0
4.4
10
10 0
0.3
* 65
5.6
REQUEST CREDITED
MANUAL DIFF ORDERED
10.43
* 4.92
11.4
33.1
* 67.3
23.2
34.4
* 369
13.3
9.6
CONTINUED
[137-147l
[3.6-5.1]
[97-108]
[20-30]
[3.5-4 8]
[0-20]
[8.9-10.3J
[0.3-0.8]
[74-118]
[3.5-6.8l
MMOL/L
MMOL/L
MMOL/L
MMOL/L
GM/DL
MGIDL
MG/DL
MG/DL
MG/DL
MG/DL
[5.5-15.5] Klul
[3.70-4.90] M/ul
[1l.0-14.0l GIDL
[31.0-44.0] %
[70.0-85.0] FL
[22.0-31. 0] PG
[28.0-36.0l G/DL
[129-366] K/ul
[11.0-15.3] %
[6.5-12.2] FL
PAGE 1
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09/22/2000
06:2-5
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PinnacleHealth Hospitalb
JameS A. P1per, M.D., Medical Director
Pt. Name:
Age/sex:
Hosp. No :
Account #:
COOMBS,KAYLA
23M F DOB: 10/15/1998
180785446
210083732
Loc.: KLINE PED CTR POLY
Ordering PhYS1Clan
H61520 COLL' 09/21/2000 15:42 REC: 09/21/2000 19:32 Dr. VARMA,BHUPINDER
WEC DIFF
NEUTROPHILS
BAND
LYMPHOCYTES
EOSINOPHILS
MONOCYTES
RBC MORPHOLOGY
( CONTINUED)
17.0
1.0
* 76.0
1.0
5.0
[16-60]
[25-75]
[0-8]
[0 -12 1
%
%
%
%
NO DETECTABLE RBC ABNORMALITIES
FERRITIN
33.6
[10-155]
NG/ML
COOMBS, KAYLA
END OF REPORT
PAGE
2
CLIENT REPORT COMPLETED
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COOMBS , KAYLA F
Atn Dr: WILLIAMS RONALD J
Adm Dt: 09/21/00 OA
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------------------------------------------------------ -----------------
CHEM-ROUTINE
SODIUM
POTASSIUM
CHLORIDE
C02
BUN
CREATININE
GLUCOSE
PHOSPHORUS
CALCIUM
ALBUMIN
HDL CHOL
TRIGLYCERIDE
LDL CHOL
RISK FACTOR
CHOLESTEROL
137-147
3.6-5.1
97-108
20-30
0-20
0.3-0.8
74-118
3.5-15.8
8.9-10.3
3.5-4.8
29-89
<200
0-130
0-200
09/21/00
15:45
o 121
15:42 ~-"'l031
137
4.7
104
21.0
10
0.3
65*
5.15
10.0
4.4
48
274*
92.2
4,1
195
T
===========================================.===~~==================~=======
LIPID EVALUA
HOL CHOL
TRIGLYCERIDE
LDL CHOL
VLDL
RISK FACTOR
29-89
<200
0-130
09/21/00
15:45
48
274*
92.2
55
4.1
T
==============#===~.====m===_.~===_========_===-===~===:=~=========~=======
HEMOGRAM
WBC
RBe
HEMOGLOBIN
HCT
MCV
MCH
MCRC
PLATELETS
ROW
MPV
5.5-15.5
3.70-4.90
11. 0-14.0
31.0-44.0
70.0-85.0
22.0-31. 0
28.0-36.0
129-366
11.0-15.3
6.5-12.2
09/21/00
l5:42
10.43
4.92*
11.4
33.1
67.3*
23.2
34.4
369*
13.3
9.6
DIFFERENTIAL
NEUTROPHILS
LYMPHOCYTES
MONOCYTES
EOSINOPHILS
BAND
=======~===a====~=========e===..===#===~===~========~===~==================
09/21/00
15:42
17.0
76.0*
5.0
1.0
1.0
16-60
25-75
0-12
0-8
RBC, WEe, PLT
RBC MORPHOLO
==~================~=====================~==========~==-==~==~========.~=.=
09/21/00
15:42
SEE TEXT
==~===~==.====-=========================r===============================m==
CKL87286
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IMMUNOASSAY
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09/21/00
15:42
33.6
SEP 2 2000
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MOTHER'S NAME K n::.\o.. t "I> In be..
ADDRESS \\lJ, 5. ~.IA ~ lunoy l'\e.. (JA IJo4~
FATHER'S NAME
ADDRESS
ALTERNATE CONTACT
ADDRESS
SIBLINGS < 6 VRS OF AGE
TESTED FOR PbANO Pb LEVELS
HEALTH CARE PROVIDER 1v. Kiln n' "dL
ADDRESS 50=' &'.!<jL 5:l- .).,)~ C .......bu'\0J\~
ENVIRONMENTAL INFORMATIO~ ,
DATE OF INSPECTION ~ 00
TELEPHONE # .." "I-~.t.l cO
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REFERRAL SOURCE ~I+\\
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TELEPHONE #
TELEPHONE #
TELEPHONE #
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Pb SOURce -Pil" A ~1 '" MI j 111I'I'K
Does the child spend more than 10 hours a week In anotl1er location?
Does any careglller work at an occupatunI Inllolvmg lead?
Does any careglller have hobbles that use lead?
Is the dweHlng located near lead related Industry?
Is the dwelling located near a heavy traveled street?
Is there a wood burning stove or furnace If! the home?
Does the dwelling have a mUniCIpal water source?
How long has the falTuly lilled at this reSidence?
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PATIENT NAME t6..., 1(1.. e.,o rn b !>..
DATE OF BIRTH 10 - J:J - q B
NURSE %AlJA. 6~L .~~ I trn
PHYSICIAN ~ J{ Vtlfma... 1h.Q
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<4 Hospitals
PATIENT IOeNTlFlCATION
Pattenl Name: Kit.. I 0.. ~ Don m 6 s-
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LEAD POISONING CLINIC
EVALUATION SHEET
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Medical RecordN -1'1.h 78 6<f~ ~
DateoIVIS~' q 1').1 /60
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MINOl'l MALFORMATIONS HAIR WHORL EPICANTHIC FOLDS ~ EARS 'N
HYPERTELORISM N PALATE FjJ CLlNOOACTYLY N SYNDACTYLY N
PALMS ope ~ SIMIAN ~ FACT SIMIAN N SANDAL GAP
HISTORY
BIRTH: '
CHILD'S
NUTRmON
STATUS
MEDICAL
H/STORY
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GESTATION-'=!.fl <.<J((~ WEIGHT1ItAl~ G~P ..L-AB _ NEWBORN HISTORY
Lu...~l- h"...... c IYlIm
FETAL AOTIVITY NORMAL ,/ HYPER/HVPOAOTIVE UNKNOWN
COMPLICATIONS HYPERTENSION 0 DIABETES @ PRE-EClAMPSIAGl
TOXEMIA EJ UTI G FLUNlRUS G PREMATURE LABOR (;J
MEDICATIONS TAKEN -!\J 0
DIDVOU SMOKE? ~USEALCOHOL? _~) 0
DELIVERY VAGINAL./ SPONTANEOUS./
OR TAKE NON-PRESCRIBED DRUGS? llJu
-
INDUCED C-SECTION
HASTHEREBEENACHANGE"lNAPPETITE? fdH,...r b"",~ a. ~(l',J....c.-l-.-<r
DOES THE CHILD EAT A Will IW.ANCED DIET CONSISTING OF RED MEATS ~JOR EGGS, DRIED BEANS,
PEANUT BUTTER, MIU<ANDJDR CHEESE, ENRICHED BREAD AND/OR CEREAL, FRUITS AND VEGETABLES?
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DOES THE CHILD EAr A LARGE AMOUNT OF HIGH FAT FOODS? _ fU'l
DOES THE CHILD EAT MEALS AND SNACKS REGULARLY SPACED DURING THE DAY? 1.(1 ~
1-f?:r ~ Hh1 II. ~
ARE IMMUNIZATIONS UP TO DATE? lA If P
HOSPITALIZATIONSJO
SURGERIESJubc" - )CI-.... OcOO
ALlERGIES ID t! Pr
H/O PICA~ FOREIGN BODY INGESTION-i\10
T~= v' fIl..... '(."'.
INJURIES STITCHES I\.~.J - ~t FRACTVRES
DETAILS OF HEAD TRAUMA . fu 1\
ILLNESSES tJ 0
MEDICATIONS Fe..lf\ S<JI I Cf,tf r).g.,J.J'j
EVER CHELA TED Ai II DATE
AJc> HEAOTRAUMA No
OTHER t.l
SKIN ~
NEURO CNS
STRENGTH N MASS rJ
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DEVELOPMENT MOTOR, SAT
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HANDEDNESS, R_ L_AMBIDEXTROUSWITH RIL TENDENCY ,/- h.<f'~" (j) AD_A
SPOONJ" <, FORK Y ( ... KNIFE AJ)
No
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SELF HELP CUP l.{ ';'
DRESSES SELF -If ~ <.:0
USES FASTENERS BUTTONS, ZIPPERS, SNAPS J )r)
LANGUAGE, VOCABULARY (II OF WORDS) ~ WORDS PER SENTENCE
COLORS POINTS TO BODY PARTS
TIES SHOES
,9- 5 warJs.
l{<'i>
USES PRONOUNS? YES_ NO
APPROPRIATELY
CHILD'S
FAMILY
HISTORY
HOW OLD DOES THE CHILD ACT? %~ IS THE CHILD CLUMSY OR COORDINATED? (' nnrd..,,, c,..1J,
O,<<prup r\o. k.
HAS ANYONE IN YOUR IMMEDIATE FAMILY HAD ANY OF THE FOLLOWING?
ATTENTION DEFICIT DISORDER
LEARNING DISABILITY
"AILED OR HELD BACK A GRADE
BEHAVIOR PROBLEMS
SPECIAL CLASS IN SCHOOL
SPEECH THERAPY
SLOWIMENTAL RETARDATION
'TUTORED
TREATED WITH MEDS FOR BEHAVIOR
PSYCHIATRIC HISTORY
COMMENTS
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LABS
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DATE "
LEAD LEVEL v
HGSlHeT v
FERRITIN V
SMAC 20 V
OTHER LABS
PHYSICIAN SIGNATURE
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~~ew.-eJ-- Iro~'ffAY.2..D"ljJtc", ~'"/) ,*'4LJ/~ .tr.",ef.':'t..~P~/!lf'l
&-"tllIl.I'o4t~ IN~J."I.,:;;" 4~r";' "'O'fo,f{ . ~ ~-eL /)1.l,c,~
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PATIENT NAME
k!Qy Iv.
C.oOMbs
MEDICAL
TREATMENT
PLAN
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209 State Street 717 232 6300
,:!arrIS~UIl;J, ~enns&~ ~7~0~ Fax 717 2326467
wwwsrklawcom
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May 14,2001
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Jerome Korinchak, M.D,
Greenhill Family Practice
503 Bridge Street
New Cumberland, PA 17070
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: Kayla J. Coombs, a mlaiai" /J~' t(~ '
Krista J. Coombs, parent 7 1-. tJ, \ I
116 South Tblrd Street, lat Floor
Lemoyxae, PA 17043 . t
: 10/16/98 [)
180.78-15446 v?1
: All medical reoor. froID 9/'1.3/00 to the preeent. A,) \
: All bW. from 9/1/00 to the present. : \~-A'" ~ti'
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Please be advised that I represent the above named patlent. Please forward copies Y' /
of all recorda you have e c ditlon, treatment, and progress of this ,..,:'
mdividual from Septe r 23, '1.000 t the preaent. . If
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of}'
Please mclude copies of m September I, 2000 to the preaeDt. ,r,)
I have enclosed an executed Medical AuthorlZatlon for the release of this infor&.C;onf' '> ~
to me. I gm not at this tUne requestlng any SpeCially prepared medical reports. ~
If you have a."l.y questions. ples'Se ff'e! free to call or write.
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Client
Addrea.
Birthdate
S.B.No.
Recorda Roqueated
BWeReqlleated
Dear Dr. Kormchak:
Very truly yours,
SCHlllIDT, RONCA l!I KRAMER, P.C.
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Request #
Pages
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non
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erard C. Kramer
Attorney at Law
Enclo8ure
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To:
M8d1~&l Anthoz~s.~on
JEROME KORINCHAK, M.D.
From: KRISTA COOMBS P!NtG of KAYLA COOMBS AND GERARD C. KRAMER, HER
ATTORNEY
You are hereby authonzed and dJ.re<>ted to pe.cmit the ."a/lU,natJ.on of, and the copying
or reproductJ.on in any manner, whether mechan1cal, photograph:!.c, or otherwise, by my
attorney or such other peraon aa he may authorize, all or any portions des:!.red by h1m
of the followJ.ngl
(aJ Hospital records, X-rays, X-ray readJ.ngs lUId reports,
laboratory recorda and reports, all tests of any type,
character and reporta thereof, statements of charges, any and
all of my records pertalnJ.ng to the hosp:!.ta11zat10n, history,
cond1tJ.on, treatment, ciiagnosu, prognosu, et1010gy or
expense;
(b) Medical,records, includJ.ng patJ.ent's record cards, X-rays,' x-
ray readings and reports, laboratory records and reports, all
tests of any type and character and reports thereof,
statements of charges, and any and all of 11.11' records
pertnnJ.ng to medJ.cal care, tustory, c01'lditJ.on, treatment,
~a9nos18, prognos1s, et101ogy or expense.
'{ou are further authorized and duected to furnish oral and written reports to my
attorney, or hu delegate, as requested by him for any of the foreqo~ng utters.
By reason" of the fact that "uch informatJ.cn that you have acquJ.red as my physioJ.lUI or
surgeon is. ..confJ.dentiel to ...., you are also requested to treat euch J.nfol:Dlllt:1on as
confidentii.;L and requested not to fumisb any such 1nformat10n J.n any form to anyone,
without wr~tten authorization from me. I hereby revoke any previously dated medJ.cal
authorization.
Th18 Authorization aoes not prevent the health care provJ.der from supplying bill.J.ng
and other infox.ation to the first party carrJ.er or medical insurer in order that the
bUla arepnd. It does, however, prevent the medical provider from supplYJ.ng this
1nformation to a th1rd party 1nsurance adjuster or an adJuster for an a~erse party.
I also authorize my attorneys or theJ.r delegate to photograph my person wtule I am
present 1n any hospital.
I agree that a photostatic copy of this author1zation shall be considered as effective
and valid as the original.
Date.
5/14!Ol
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HOLY SPIRIT HOSPITAL
GREEN HILL FAMILY HEALTH CENTER
PREVIOUS MEDICAL HISTORY
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CHROI IC P OB~EMS ONSET P.AST MEDICAL HISTORY
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ACUTE PROBLEMS OATES I FAMILY HISTORY {S ),.oM ~"P 0 II REM
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OCCUP
DRUG ALLERGIES
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SCREENOO lESTS
Breast
Cholestral TINE TESTS ADULT IMMUNIZATIONS .
Mamma DATE RESULTS TYPE DATES
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Prostate 1
Recta 1
PEDIATRIC IMMUNIZATIONS
OPT OPV HIB HEP B
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03119/01 KAYLAJ. COOMBS
S 'IlnJ IS a 2-year-dd wlntefema1e who pll:SetlI8 mth,ellow nasal dir(:hot:f,l:. QOJIW$OD.8D<lhackmg cough fur the last dnee
days She bad fever oflO(Wtlus IIlOllIllIlIo She ~ bas myrmgotomy tubes m pIaoe
o <. Tempemlme 97 S" EEN1' Eyes notmaI 1Ms mveal the nsbt tube 10 be ID Pac:e The left 1IIbe can not be seen The dnun
app:anI abgblIy a:amd, bot there IS no redness Noso lS ~ congested. Pharynx IS w""-'d pOIlleriorly mth alol of p"""'...1
cIIalnalle Nedr IS supple mlllout nodes Heart reJUlllr rate iIIId 1I1ythm. Loop are cJear ft~ IS soft Skm Wldlout rash.
A < 1 Acule SIIlUSIlls
2 Acute brom:bII1s
P 1 Z1thromax 200 mg/S \:c _tImds teaspOon today and then ollC-tlmd teaspOOn for four more cIasI. 'l'usa-<:ll'pmdm
D ~ one-tIurd q4h p r II, cough awlRynaIaII suspc:1ISlOD one-thnd teaspoon bId
2 Jnaease flwds, use Tylenol .
3 The mother will call mth prlJbIemt, otherw1se she will retnm fur her lIlIIlWIl c"""k lip and P r n.
O~SJ:T
TELEl' HOI\"E Ml>SSAGE
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W PHONl!:.[ 7//.-,15J7 PHOr-.F.~2~-If1ifhDOB__. .,_
~PHAnM4.CY 1A).p~ raoNl CP 7-f'('f) (' -
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HOiv SPIRIT HOsPITAL
GREEN HILL FAMILY HEALTH CENTER
PROGRESS NOTES
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TELEPHONE MESSAGE
llAlI: -Z~U -p I TIME tf:(7) DR., 1- !NIT. 10ate 1 ast see~
PATIENl ~/p. tlOMI4.S" PHONE~I. 7'1-~S-S7 'HONEn /008
CALLER. ~"/'-CYisJt.t,,~lw.CY /Ntis -S'llto\j)s.." ~....r1HONE: '/101 -. ~.lJl1o-
ONSItT HEAD CHEST AIIDOMEN I - r-,,*,
FEVER. ~ACHE COUGHNON-l'I\OOOcrlVE PAIN I ~.jQ..),f...
NOSe COLOR CIlasT,P;.IN DIARPJlE.o\, . I _ ". ^I ." _
SORE THROAT - SOB tt'w.... ~ NAUSE.< "~~ ,....' ''''''"'''- "
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S1IIIISllls
PerslSleDl brouclults
Lead toxlc1ty
She will follo)V with Polyc;h1lll: We will clledt the leaclleve1 tIl8IIlIs also
BegmZltbroiuax 200 roW5 cc: ~ two-tIurds ltaSpOOIl today alld thLm llJIColInrd ltaSpOOIlfilr four more days,
Tusst~D M. cmc-duld ~ q 4IL prn. c:oag\llUdoa.tl,w~'11"ll
3 AdY1l q 6b IIIl Deecbl. _ ftw.ds
4 The DlOlber...,u call Mth p'Ob1ems or WO<SCIIJII&
S _~_~_ ~ zetumm lbllow-llP m tbree II10IIlhs lIlId p rn
GREEN HILL FAMILY HEALTH CENTER
PROGRESS NOTES
01/13101 KAnA J. COOMIl8
S Tbls IS a 2.year~ wlute fiImaIe wllo JIR*ldlI m lb\Iow"1Ip cfleld PJI-g She has bad a ooueJIlIlId congcsUon over II1e
past week or so. .~ 1110 __ hu lIlll beelI aWlIIIl of1tNer She'u IIlIt 011 IllY CUltS! ~~ Sbe bad a lead level redrawn
after \ieaIIIlCIIt 1br lead ~""1IJ1t ~ Ilat DO 1a1Ik.. beelI ~"'Cd yet She \I pel1y lI81DlId, 1& very acuve and_
8dwnced m many dmlIQpmea1ll1areu '
o WCI8hI up 2 JICIUIll!s to ,21b T........~ 100 S' EmIT Eyes normal TMs an: 1KB:IIIIIl With \I1}'JlIlIOIOII tubes
bIateralIy NOIC III ~ t'l.ynx.1lI very It~' a mt1loat exIIdaIe Nel:k IlII1UpJl1e Wlthaul: 1Illdes. Hea1t regular tale lIDd
rlIytbm L\IDllII are clear SIIe lias a very loase h8nh coogb, DO wbccrzes ~ is soft. bomga. SkIn wtthmlt wb. Extnmul1eS
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S TIns III a Z-)'OII'-oId w_1i:mlIIe who praems for woIllllby ~beI:k lIP As per Ihe IIIllcs in Ihe cbllrt, sbe was lbuDd 10 have
lead plISllIIIII& lIll4alW ~nn 1t was lbuDd IIllIt tbetll_ lead-111. f JIIIIIt IIIIt _ dllpped 8IId a lot of clast adbm\lIIt to du:
wmdinn. * ,in tile llJlUbIIeIIt wIII:nlsbe aDd herlllOlher -1Mua. ThelllDclordbas lllbIlac\tOlltoplilll8Dd llecms: \be rut,
althnu&h tile __1ll1lUl'llllS out ofdus _buwd. The ehlId bas beea seeD .. POqcbulc LClII\'~ ClI1m: 8IId llasalIeady
<YUn~ a two WIlllk_ ofmecllcatroa to Jower tIJe lead Ievd 'There was 8IIllIWI1 dRIp m tbo level 8IId IIhc IS IPIl8 tomon'Ow
for 8.iepeat lewd Sllellas beea eva1aaIl:clby BiIII.y I~ has __ forms OIltbo dIIrt SIIe lIIdallCll1ll811ew1 m July, SIlll
was cin'Iy two to three IIIIJIIlhs 1hat 1IhcY1811 apo&al to tlus 1lIg\l1lBl1evol She does 1Illl_ to have aay deIic:Il ac:cordmg to the
mother, aJtbou&h dIac IS CllIIlllIIIIlld Ilbaut lIltCIItIOIl flIIIll by tile exammers
0' HeJgbt. 'IIeIIiIt 8IId h81....~....d't;.".,cc alia tile 50111 peR:eIIllIe TCIIIJIllllI\1ll'e 98 10 EENT ADtenor llmIanelle cIo&e4
Eyes I8.clIDDg Illd mftex IIOIII18i TMs IDlIIIL Nose, IIIlRdh 8IId plmryDx beman '!nth the exceplloII of a very lUly cystocele on tbe
ngbt bIta:al_ Neck 18 5UIIPe I'Illhout .... or tI1yromepIy Heart regular !lite 811d!hythm WI1ho1It mutmllr L~ are clear
Bld:1\'Ilbout llQ)JlOSI' ,*,L'" eP 18 soft, tolIIly 1IllIIIaIdeIr8Ddbntgn. Geallaba lIIlImI1for. HllldI8IIdextrelll1l1e$ nepllVe
NeIlI'Ologtc exam WJl:bm 1lllmIIII JmuIs
A 1 Rec:cat Icad JlOISOIIIIII.
2 Hislmy ofllOll~l:Ilq' - vf-
P 1 The motIIcI' w1l1 tbIlow With Po\ychmc W11h regard 10 the lead ~
2 Sbewill-on_ .~I8DdvUambls
3 SIIe will caD wJtb I"~ aacI will otberwue retum m two mon1hs for teeheck an4 P r n
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GREEN HILL f:AMILY HEALTH CENTER
PROGRESS NOTES
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Attome)'s and ~e!ors at Law
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October lO, 2000
'"
Birthdate
B.S. No.
Records Requested:
B1ll11 Requested
Kayla J. Coombs, a m1nor
Kr111ta J. Coombs, parent
116 South Th~rd Street, 1.~
Lemoyne, l'A 17043
10/15/98
180-78-5446
All DledJ.cal records from
All bills from 9/1/00 to
Floor
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present.
",' 8 fl,..
nliV _ 01 '"I
Jerome Kor~nchak, M.D. \
Greenh111 Family Pract~ce\
503 Br1dge Street \
New Cumberland, PA 17070
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Client
Adc:l.ress
911/00 to the
the present.
Dear Dr. Kor1nak:
Please be adv1sed that I represent the above named pa~ent.
Please forward copies of all records you have kept on the cond~tlon,
treatment, and progress of thi, ~nd~v1dual from Septemper.l, 2000
to.__:~e present. ("//U/VD ) -
Please ~nclude cop1es of all b~ll~ngs from September 1, 2000 to the
present. .
I have enclosed an executed Med1cal Author~zat~on for ~he release
of th~s lnformat1on to me. I ~ not at th~s t~me requ~stlng any
specially prepared medical reports.
If you have any quest1ons, plea5e feel free to call or wrlte.
Very truly yours, - \
eM'
SCHMIDT, RONCA & KRAMER, P.C. Date ,dhtJJ~
Request II ~.;)l/0_
v---- Pages Z -~ -;
AsSOC . F r\
rard C- Kramer one ~lJ
ttorney at Law non ~ ggtftP
pat etd ab!l
p/u s6tlI1-'-"
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Enclosure .-
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To:
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Heche'\! 1W.tli",;,ba.1:>.on
'JEROME KORINCHAK, M.D.
~'rom' KRISTA J. COOMllS P/N/G of KAYLA J. COOMBS, A MINOR AND GERARD C. KRAME1l,
RER ATTORNEY
You are hereby authonzed and dl.rected to pertnit the eXaJlIJ.nat1on of, and the copyi"ll
or reproduct1on in any manner, Whether mechan1cal, photographic, or otherw1se, by my
attorney or such other person as he may authorlze, all or any port10ns desired by h~m
of the folloW;l.ng'
(a) Hosp1tal records, X-rays, X-ray readl.n9s and reports,
laboratory records and reports, all tests of any type,
character and reports thereof, statements of charges, any and
all of my records perta~ning to the hospitalizat1on, history,
condition, treatment, dl.agnos~s, prognosis, et1010gy or
expenqe;
(b) Medical records, including patient's record cards, X-rays, X-
ray readings and reports, laboratory records and reports, all
tests of any type and character and reports thereof,
statements of charges, and any and aU of my records
pertaJ.nlng to medical care, Iustory, condl.tion, treatment,
dl.agnosis, prognosis, et~oloqy or expense.
You are further authorized and directed to furnish oral and wr:Ltten reports to lilY
attorney, or his delegate, as requested by h11l\ for any of the fore\lo1ng IIlAtters.
By reasons of the fact that such 1nformatlon that you have acqulred as my phYSlcian or
surgeon is conf1dentul to me, you are also requested Co treat such informatJ.on as
COnfldential and reque5ted not to furn15h any such ~nformat~on in any form to anyone,
w:Lthout wri.tten authorizat10n from..... I hereby revok.. any prev>.ouslv elated med1cal
authoruation.
This Authoruation does not prevent the health care provider frOlll supplying billing
and other ~nfo~tion to the first party carrier or medlcal lnsurer in order that the
bills are paid. It does, however, prevent the _di.o.al prOV>.der from supplyin!l tlu.s
infoJ:tl\atlon to a third party "nsuranee adjuster or an adJuster for an adverse party.
I also author1ze illY attorneys or the~r deleqate to photograph illY person wh11e I am
present in any hospital.
Pat
copy of this authorization shall be considered &s effective
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HOLY SPIR HOSPITAU
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PROliRESS NOTES
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.
TELEPHONE MESSAGE
DATE: q -( f~oCJ TIME> IV: '-r t) D-" /<--
- PATmIl'. J("",/'d ('I!XJ...J...-:. , PBONE~ 737-,31." PBOl'lIU.
C"U''''~'''''-:- ~"'I'l~, "~ 331 'BONZ.
0!lS!T. BEAD car.sr
JlEVD, HItI.D1>CRE c:ooGlI~
NOSE COLOll_ CIlIlST'AIN
soll!T1IlROAr SOIl
BAR-PAIN
1l'llT:
AllIIOMEN
PAIN
oWllUlEA
NAtlSEA
VOMIIlNG
---/-
1.oa:.Y'.1...1 "111I.11._
GREEN HILL MIlLY HlALTH 4IN11f1ol
PROGREfll NOTES
GRH 100
1196
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,,) 'S 98 - 4154~7
180 ]8 544~ GHILL FH
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PROB # I SOAP .1 DATE/PROGRESS NOTES
TELEPHONE MESSAGE
DATI::9 - II t:.:>D TIME: tb-. <.f.b DIl_ K INIT' Ihf:
PAm:NT:_rQ ~ \0. Cro'NlbS mONU1' I ~ :3 ~;>Ci.~u;
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HOLY SPIRIT HOSPITAL
GREEN HILL FAMILY HEALTH CENTER
PROGRESS NOTES
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Atn Dr: VARMA BHUPI )F J
Adm Dt: 10/03/00 ofDER
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REF
Pt#:
429903147
IV i 2>{0tl 0;).(...
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LAB
1801, Mr#: 180785446
--~---~---------._-------------------_..._-----------------------------------
09/21/00 09/21/00
CHEM-ROUT1NE 15:45 15:42
SODIUM 13'1-147 137
POTASSIUM 3.6-5.1 4.7
CHLORIDE 97-108 104
CO2 20-30 :n.o
BUN 0-20 10
CR.E:ATININB 0.3-0.8 0.3
GLUCOSE 74 -118 65*
PHOSPHORUS 3.5-6,8 5.6
CALCIUM 8.9-10.3 10.0
ALBUMIN 3.5-4.8 4 4
RDL CHOI.. 29-89 48
TRIGLYCERIDE <200 274*
LUI.. CHOI.. 0-130 92.2
RISK FACTOR 4.1 T
CHOLESTEROL 0-200 195
=~~===============~~===~~=.=~=s..~==============~===~=========~=========~==
09/21/00
. LIPID EVALUA 15:45
::1 HOL CHaL 29-89 48
'I TRIGLYCERIDE <200 274*
ii
, LOL CHaL 0-130 92.2
';,
, VLDL 55
,',I RISK FACTOR 4.1 '1'
=========~=====~====~.~~O~__.._R_=.=~.=_===_.==~~===.====~=~==~====.=~~.~..
HEMOGRAM
WBC
Rac
HEMOGLOBIN
HCT
MCV
MCH
MeHC
PLATELETS
RDW
MPV
5.5-15.5
3.70-4.90
11.0-14.0
31. 0-44.0
70.0-85.0
22.0-31 0
28.0-36.0
l29-366
11 0-15.3
6.5-12.2
09/21/00
15:42
10.43
4.92*
11.4
33.1
67.3- ,
23.2
34.4
369* ,
13.3
9.6
I
cj-
~~#====.==~D.==~.#================~====~====*====~~==~~~==~===~~~~==#=z=~=#
IFFEREN'l'IAL
NEUTl<OPHILS
LYMPHOCYTES
MONOCYTES
EOSINOPHILS
BAND
16-60
25-75
0-12
0-8
09/21/00
15 ,42 (
17.0
76 0*'
5.0
1.0
1.0
~=$====~====~====~c~======~~====#~=========~==~========~~===;=~===~~~===~
09/21/00 .
',WBC,PLT 15,42
BC MORPHOLO SEE TEXT
~=~~==~~====~~===~======~==~=.~=~====~=======~=$====~~=~~~==~.=~~=~=$~=#~
q~'F"'J""''''''"'''''' '^~r< ,
13;37 10/09/00 FROM CKD1,ZRPRTGFl
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COOMBS , KA~LA
Atn Dr. VARMA BHUPINDER
Adm Dt. 10/03/00 OA
F
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REF
Pt#: 429903147
Mr#. 180785446
LAB
Isol:
---~-------~-~------------~------------------~----~-----------------------------
IMMUNOASSAY
FERRITIN
10-155
09/21/00
15 ;,i.Z
33.6
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====q$~s=====~=~==~=======~====End
of Report===~====~==========~~~~========
13:31 10/09/00 FROM CKD1,ZRPRTGF1
CKL88899
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COOMBS ,KAYLA F
Atn Dr' WILLIAMS RONALD J
Adm Dt: 09/21/00 OA
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CLINIC
Is01:
KPC
pt#:
210083732
Mr#: 180785445
~-------------------~-----------------------------------------------------------
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09/21/00 09/21/00
CHEM-ROUTINE 15'45 15:42
SODIUM 137-147 137
POTASSIUM 3 6-5.1 4.7
CHLORIDE 97-108 104
CO2 20-30 21 0
BUN 0-20 10
CREATININE o 3-0,8 0.3
GLUCOSE 74-118 55*
PHOSPHORUS 3.5-6.8 5.6
CALCIUM 8.9-10.3 10.0
ALBUMIN 3.5-4.8 4 4
HDL CHOL 29-89 48
TRIGLYCERIDE <200 274*
LDL CHOL 0-130 92.2
RISK FACTOR 4.1 T
CHOLESTEROL 0-200 195
n'
!:'
[I
==~;=~=====~===;====~========~==#===============~~======~=~======;====~====
r;-'
.'
LIP ID EVALUA
HDL CHOL
TRIGLYCERIDE
LDL CHOL
VLDL
RISK FACTOR
29-89
<200
0-130
09/21/00
15:45
48
274*
92.2
55
4 1
T
';.
1\1
=====~=====~==========~===========~=====~==================~===============
,<
09/21/00
HEMOGRAM 15.42
WBC 5.5-15.5 10.43
RBC 3.70-4 90 4.92*
HEMOGLOBIN 11.0-14.0 11.4
HCT 31.0-44.0 33.1
MCV 70.0-85.0 67 3*
MCH 22.0-31.0 23.2
MCHC 28.0-36.0 34.4
PLATELETS 129-366 369*
ROW 11 0-15.3 13 3
MPV 6 5-12.2 9.6 b
===============~==~;======================~================== ~.===-=====~
09/21/00
DIFFERENTIAL 15:42
NEUTROPHILS 16-60 17.0
LYMPHOCYTES 25-75 76.0*
MONOCYTES 0-12 5.0
EOSINOPHILS 0-8 1 0
BAND 1. 0
i"
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RBC,WBC,PLT
RBC MORPHOLO
==~=========~==~=~====~~=~==~a=====~=====~~=.==s==~===a====~===============
09/21/00
15:42
SEE TEXT
===============~=======~================T=======~===================~======
CKL87286
~
11:17 09/22/00 FROM CKD1,ZRPRTGF1
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COOMBS , KAYLA F
Atn Dr: WILLIAMS RONALD J
Adm Dt: 09/21/00 OA
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Isol'
KPC
Pt#:
210083732
Mr#: 180785446
-----~------------------------------------~--------------------.-----------------
IMMUNOASSAY
FERRITIN
10-155
09/21/00
15:42
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11.17 09/22/00 FROM CKD1,ZRPRTGF1
CKL87286
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Schmidt, RoCca & Kramer PC
209' State Street
Harrisburg, Pennsylvania 17101
717/232-6300 Fax 717 /232-6467
October lO, 2000
Attorneys arul Counselors at Law
Holy Spirit Hospital
North 21" Street
Camp Hill, PA l7011
Attention: Medical Records Department
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REQUEST FOR HOSPITAL RECORO'~'"'
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Client
Kayla J. Coombs, a minor
Krista J. Coombs, parent
116 South Third Street, 1st Floor
Lemoyne, PA 17043
10/15/98
180-78-5446
All medical records from 9/1/00 to the present.
All bills from 9/1/00 to the present.
Address
Birthdate
S.S. No.
Records Requested:
Bills Requested
Dear Sir or Madam:
Our office represents the above-named patient. Please forward to my
attention copies of the following:
!'-
[x] any and all hospital records, including but not limited to:
discharge summary, admitting notes, history, physical
examinations, consultation reports, x-ray or other diagnostic
test reports, emergency room records, pathology reports,
operative reports, medical photographs, if any; all doctors'
orders, notes, etc.; tissue committee report, if any;
employees' day sheet showing names of nurses; physical therapy
records; any and all outpatient records for the dates requested
above.
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[x] any and all billings for services rendered for the~ates
requested above. On your bill for hospital services, please
do not show any amounts paid by insurance, as we cannot use
these in Court. Your bill should include your total charges
for services without showing the source of payment.
'(Please bill us separately for your report or photocopy
cha~ges) .
,;tVJW~~(>MW'~""f.".'i'fif,_ _ _ ,
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Holy Spirit Hospital
October 10, 2000
Page Two
Enclosed you will find a signed Medical Authorization authorizing
the release of this information to me. Thank you for your kind
attention to this matter.
Very truly yours,
SCHMIDT, RONCA & KRAMER, P.C.
,/1 erard~
A~~~'~ney at Law
GCK/det
Enclosur/
cc: ~ing Department
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Medical Auth~rization
From: KRISTA J., COOMBSP INf.G of KAYLA J. COOMBS, A MINOR AND GERARD C. ::Kfu\MER,
'HER ATTORNEY
You are hereby authorized' and directed to permit the examination of, and the copying
or reproduction in any ,manner, whether mechanical, photographic, or otherwise, by my
attorney or such other person as he may authorize, all or any portions desired by him
of the following: '
(al Hospital records, X-rays, X-ray readings and reports,
'laboratory records and reports, ali tests of any type,
character and reports thereof, statements of charges, any and
all of my records pertaining to the hospitalization, history,
condition, treatment, diagnosis, prognosis, etiology or
. expense;
(b) Medical records, including patient's :record cards, X-rays, X-
ray readings and reports, laboratory records and reports, all
tests of any type and character and reports thereof,
statements of charges, and any and all of 'my records
pertaining to medical care, history, condition, treatment,
diagnosis, prognosis, etiology or expense.
You are further authorized and directed to furnish oral and written reports to my
attorney, or his delegate, as requested by him for any of the foregoing matters.
By reasons of the fact that such information that you have acquired as my physician or
surgeon is confidential to me, you are also requested to treat such information as
confidential and requested not to furnish any such information in any form to anyone,
without written authorization from me. 'I hereby revoke any previously dated medidal
authorization.
This Authorization does not prevent the health care provider from supplying billing
and other information to the first party carrier or medical insurer in order that the
bills are paid. It does, however, prevent the medical provider from supplying this
information to a third party insurance adjuster or an adjuster for an adverse party.
I also authorize my attorneys or ,their delegate to photograph my person while I am
present in any hospitai.
I agree that a photostatic copy of this authoriZation shall be considered as effective
and valid as the original.
Date:
.\
I
10/10/00
Pa
~ . -.
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,<I
Test Results
x"
I
'SPECIALTY LABORATORIES
, 2211 Michigan Avenue Phone 800' 421 . 711 0
Santa Monica, CA 90404-3900 Fax 310-828-6634
Holy Spirit Hospital
A TTN: Laboratory
503 N, 21st Street
Camp Hills,P A l70 II
Tel! Fax:717 763-294117177632947
"
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LEAD WHOLE BLOOD
/1
I Analyte II Result II Reference Range I
ISpecimen IIVenous II I
ILead Whole Blood 1149,5* II < 10.0 mcgfdL I
REFERENCE RANGES for Lead Whole Blood:
Age Reference Range Alert
< IS years old < 10,0 mcgfdL > 20 mcgfdL
IS years and older < ]0,0 mcgldL > 30 mcgfdL
OSHA Industrial Alert ~~ -- > 40 mcgldL
Lead Whole Blood: Confirmed by repeat analysis,
This test result or one or more of its components was developed
and its performance characteristics determined by Specialty
Laboratories, It has not been cleared or approved by the U,S.
Food and Drug Administration. The FDA has determined that such
clearance or approval is not necessary,
10915K27-0UTII
Recelved
Date:
IResult Status: IIComplete
Reported
Date:
Ipatient:
ISex:
IAge - DOB:
IPatient ID:
!Physician:
Collection
Date:
Client
Accession #
Report
Comments:
r
i
.Page lS 014.\
IICOOMBS,KA YLA J
IIF
III - 1011511998
11415427
IIM,~, Jerome L.
Konnchak
19115100 6:31 :00 PM
Specialty Accession #
098-5197029
91171004:05:00 AM PST
9120100 1:15:00 AM PST
James B. Pete" M.D.. Ph.D,
Page I ofl
\'''n'ffu""~,, ,1otO""<<nmtmcl~nmlFi1es/17r26541447,htm
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SPECIALTY LABORATORIES
2211 Michigan Avenue Phone 800-421-7110
Santa Monica, CA 90404-3900 Fax 310'828'6634
Holy Spirit Hospital
A TTN: Laboratory
503 N. 21st Street
Camp Hills,? A 17011
Tel/ Fax:717 763-2941/717 763 2947
?,
LEAD WHOLE BLOOD
r~'
I Analyte II Result II Reference Range I
ISpecimen IIVenous II I
ILead Whole Blood 1142.1 * II < 10.0 mcg/dL I
REFERENCE RANGES, for Lead Whole Blood:
Age Reference Range Alert
< 15 years old < 10.0 mcgldL > 20 mcgldL
15 years and older < 10.0 mcgldL > 30 mcgldL
OSHA Industrial Alert ~- .~ > 40 mcgldL
Lead Whole Blood: Confirmed by repeat analysis.
This test result or one or more of its components was developed
and its performance characteristics determined by Specialty
Laboratories. It has not been cleared or approved by the U.S.
Food and Drug Administration. The FDA has determined that such
clearance or approval is not necessary.
IPatient:
ISex:
IAge - DOB:
IPatient ID:
Iphysician:
Collection
Date:
A. o.~"'" ;7 U.l V/
IICOOMBS,KA YLA J
IIF
III - 10/15/1998
11415427
I M.D. Jerome L.
Korinchak
19/7/00 4:49:00 PM
Specialty Accession #
Client
Accession #
10907K28-0UTII 098-5130644
Received 1919/003:57:00 AM PST
Date:
IResult Status: IIComplete
Reported
Date:
Report
Comments:
9/111002:47:00 AM PST
(I
i;.'.1
;-'.!
:.'1
~
James 8. Petel. M.D" Ph.D,
Page 1 of 1
http://www.datapassportmd.com/Files/17r25541615.htm
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9/11/2000
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qOLV ;?-PIRIT HOSPITt~L, C,(~!~}I-' Hiu':',! l~'[-l J.~.VJ.l
K, '~RTMENr OF LMlORATORY MEDlCINE' '
STEPHENSON S.P. SIoIAMIDOSS' ~l.D., OmECTOn
n"ll.~c. .::.
l!ii***DISCHAf,GE SUMMARYuu*
"" _~ _ ,,_u _N _ .. _ ..~ _ _. _._._.~ .__ _ N~_ ....._..~ ... _ _. _._ ___._..a _.~.._ _ ..~_... __ _ _._ ..~ N~ .__ ....._ _ ..~__ _ ,,*_... ..- .. -_ ....-. ..a__....__.__ ...__~. -.--,.. .-,.. _._.....N._ ... ---.---- - .-.
EG IlR' KORINCHAK,JEROME L Mil
AceT f: 00001M47290
AGE/SX: lV i1M/F
STATUS: REG CU
OP RHi
U t': '[1.6427
flEG, 09/16/00
DIS:
(\HENT: COOMBS,KAYLA cl
LOC,
ROO~j,
8FO,
_,,, ._.... _ ..~ _ -. _ a_ ~~ _ ... ....__ WM.__ _._ _ ._.. .__. _ .~ _.__ ___ ___... ___.._ _ _ _ ~._ _.__ ... _ ...._ ~~ ....____ .~.~. ~ ..~. ..~..- ._- ....- a... -.- - ....----. -.-- ..~... --~~.---. - .----- - -...
REFE:l<ENCE LAB TESTING
. .....~ ...._._....... ~_ _ ._..._ _._ _.._ _. M~ "N__"_ _ ...._ ...__._ _ __..~...._. .____.__. ~._..._ .... .H_ __ ...._ _ .-_ .__.... ._-.. a _.... ........ ~._ .__ a.____ ,~.-....-... -- - -- .--..~.-- .~- -- ---- _.~
LEAO,8LOOO
lat~' T I me
.._ _ _",_..M _......_ ~~ ........~_ _ "M_ _. _ .__.~..__. ...._ ,,~__ _ __ _..~ ___ _ .____._...a_ _ .~.- ..~ - -- - -... --..~ --.- .. - .....-- ...- ._- ...---.... --..~,..-. -.- ...-_. .-- ........-- - ----- ....-..
)9115/00 18')9
(ill
IOTES ~ (i1 I SEE SEPARATE REPORT
* d~notes PANIC valu~
---.----- ._---------------~---------
--...------ .__.~._--.. - ----- .. ..... ..- ...--...--- .._---------_..~-_..._--_._-....----_.-
Patient: COOM8S,KAYLA cl
Age/Sex: 1)' l1M/F Acct;f<000015,S47290 Un i t#415427
". ..._ - - ...._._ _ .. __ __ __ -0 .~....___ _ _ .__._.._ ..~ _....____ .... '__ __MM _.~ .~. _... _ ,.~_.... ~~._ ..~._ ~M __~M _<OM __ .._ ,,~__ _._ .__ ...____ ___..._ __ __... __._._______ ____
P?;p;'p-''I,'5'O~T ,____,
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HUL Y ~~~..l.Xl \ i-uJ!3i"'.t I AL; t:r~Mt'. H.tLL'I l"'(.) l,~~n..J.
~ 4fnMENT OF LABORATORY MEDICINE\,
STEPHENSON S.P. SI~AMIDOSS M.D., IHf~ECTor,
, .
1~'Af.:H:. 1
***,~*[iISCHMGE SUMMARY"****
_ ~~ __.._ _.._~ _'h _..~ ..~ _.._ _ _. ~~ _.__.~~ _._._....._ _~_....~".- __ _~" ._. ._._ __._ _~_ _.~ _.." _.~" _ ~~_. ~~ _ ~..____" __... _.~.._ ~..._ __ _w _...._ _'_W-"'" '__ __.__ .~. -- -... -- -.--_ ___.__~_
"I\TJ:ENT: COOMBS, KAYLA J
ACGT ffi: ()()<)Oi660396;?,
AGE/SX: 1'1' lOM/F
STATUS: REG eLl
OP RI::G
U #: 415427
REG: 09/07100
DIG:
'~EG DR: KORINCHAI( ,JEROME': L MD
LOC:
Rom-I:
Br:o:
'H 'H' _.~.._.... H~ _. ,,_ _ _ _~" M _ _ _._ _ ....._ _ .~._..,,_ _.___ ___ _..__ _._ __ __~.~._.~.. ._~" _._ _. ...._. _ _ ___ _". .__.._ _ _. ._.....H _M"_" .".- -- .........".----~.. -.-- -~,,-~~-.- --- -----
REFERENCE lA8 TESTING
_..~------------------------------------------------------------,---------..-----------------------------
LEAD,tlLOOD
)l~tt:f Time
... ....~ ,,~~"_ ..._... __ __... __ _ __.__._."._....__.... _.____ _._ .~_.~. _ _ __.__.".. w~.", ,.~._. _._ _.... _. _._.___..__... _ "" ,,~___._. ...... ~..--.-".. -_._ ___ "" ____.~..__._. _- __.__.__..
)'1/07/00 164'1
(a)
~OTES: (a) SEE SEPARATE: REPORT
* denotes PANIC value
-__._ __ ___ _""__.____.~_._."w_.. ~~
-------_."--_._--_._.~--- ------." _ .------ .--... -"..--.----.. _.~._-.. -- .---.-.--.-.------------.--.
~atient: COOMBS,KAYLA J
Age/Be>:: i V 10M/F At:d;i!OOOOi%0396~~ Un j't;lE41!:'427
'jJ ._--.~ ----" --.---------."-~....._ __~._______ ".________.~ _.., _.____ .__._______~ _._.____.__.. _____.______~,,_________._______.
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EXHIBIT
j 13
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PINNACLE HEALTH
POLYCLINIC HOSPITAL
CHILDHOOD LEAD POISONING PREVENTION CENTER
2601 NORTH THIRD STREET
HARRISBURG, PENNSYLVANIA 17110
(717) 782-2884 or 1-1300-374-7114
TO:
Krista Coombs
FROM:
'lJKaren Orlando, RN
Public Health Nurse
DATE:
September 22, 2000
RE:
Environmental inspection for lead-based paint
Enclosed is a copy of the environmental inspection for your child, Kayla Coombs.
If you have any questions regarding this inspection please do not hesitate to call me.
Thank you,
Enclosures (3)
This program is partially funded through a contract with the Pennsylvania Department of Health.
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LEAD PAINT INSPECTION REPORT
REPORT NUMBER: 09/21/00 11 :27
INSPECTION FOR: Kayla Coombs
PERFORMED AT: 116 S. 3rd Street
Apt #1
Lemoyne, PA 17043
INSPECTION DATE: 09/21/00
INSTRUMENT TYPE: R M D
MODEL LPA.1
XRF TYPE ANALYZE
Serial Number: '1528
ACTION LEVEL: 1.0 mg/cm2
OPERATOR LICENSE: 000510
SIGNED:
1!WAL O~M/.Lr-{ pm
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Date: 31 j){}j Co
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PINNACLE HEAL rH
POL YCUNIC HOSPITAL
CHILDHOOD LEAD POISONING PREVENTION CENTER
2601 NORTH THIRD STREET
HARRISBURG, PENNSYLVANIA 17110
(717) 782-284 or 1-800-374-7114
Date:
September 22, 2000
Owner:
Address:
Kerry Saintz
, 731 Harrisburg Pike
Dillsburg, PA 17019
Re:
Lead-based paint inspection at 116 South 3rd Street, Apartment 1
Lemoyne PA 17043
Dear Mr. Saintz:
As owner of the above named property, you are hereby advised that a child who
lives at or frequently visits the above named address is being followed for an
unacceptably high blood lead level. An environmental investigation was conducted at
the above named address and revealed the presence of lead-based paint ha:zards.
Enclosed is, the report of the inspection. The detailed report has the readings
segregated first by rO,omnumber and then by type of structure with the exterior rooms
appearing first. This report is for your reference and shows all areas tested. A P (poor)
under paint condition designated a defective siJfface (chipping, peeling, cracked). An I
(intact) indicated the sufface is not a hazard at the present time. The areas positive
and intact are not an immediate hazard, but would be hazardous if the surface should
fall into disrepair or if the sufface is disturbed during renovation work.
The summary report is organized exactly like the detailed report, however, only
readings or averaged sets that have a lead value that is equal or greater than the action
level are listed. A lead hazard constitutes painted surfaces that contain lead greater
than or equal to 1.0 ilg/cm2 and are in disrepair, (chipping, peeling, cracked or
blistering), even if the leaded layer(s) does not constitute the top layer(s) of paint. The
areas listed in this summary report with a paint condition of (PI must be corrected.
As painted sufface's age, lead-based paint becomes brittle and produces chips
and fine dust particles that are easily picked up on children's fingers. Due to the normal
hand to mouth activity of small children, this leaded dust is ingested. Exposure of young
children to lead can result in developmental delays, attention deficit disorder, learning
disabilities, mental retardation and in extreme cases death. The only way to prevent
and treat lead poisoning is to eliminate the child's intake of lead by reducing the lead
hazard in his/her environment.
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Prior to undertaking any actions to achieve a lead safe environment it is
necessary to read the enclosure "LEAD BASED PAINT: HAZARD REDUCTION
GUIDELINES" .
Our goal is to assist families of children with lead poisoning in their efforts to
reduce the lead hazards in their environment. Through our education efforts and your
cooperation in correcting the lead hazards in the child's home environment we can
reduce the risks of lead poisoning for these children, If you have any questions or
concerns please call the Childhood Lead Poisoning Prevention Center at (717) 782-
2884 or 1-800-374-7114.
Sincerely.
fklJA1JYV OUI /(1/1
Karen Orlando, RN
Public Health Nurse
cc: Cumberland County Housing Authority
Lemoyne Codes Enforcement Officer
Child's Physician '
Cumberland County State Health Center
Family
Enclosures: (6)
This program is partially funded through a contract with the Pennsylvania Department of Health.
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DETAILED REPORT OF LEAD PAINT INSPECTION FO~: Kayla Coombs
Inspection Date:' 09/21/00 116 S. 3m Street
Report Date: 9/22/2000 Apt #1
Abatement Level: 1.0 Lemoyne, PA 17043
Report No. 09/21/00 11 :27
Total Readings: 135
Job Started: 09/21/00 11 :27
Job Finished: 09/21/0012:56
Reading
No. Wall Structure
Location Member
Paint
Cond Substrate
Color
Lead
(mglcm') Mode
Exterior Roam 001 Front Porch
005 C Door Lft agt jamb P Wood White 1.8 OM
004 C Door Lft Rgt casing J: Wood White 2.0 OM
006 C Door Lft U Ctr I Wood Green 1.2 OM
008 C Door Rgt agt jamb P Wood White 1.6 OM
009 C Door Rgt Lft casing P Wood White 3.5 OM
010 C Door Rgt U Ctr p Wood White 1.4 OM
007 C Threshold Lft p wood Green 3.7 OM
011 C Threshold Rgt p Wood Green 0.1 OM
Comment: Readingft's 8-11 are for the entrance to house * 114. Mom states
that ahe and the child do sit on the front steps, and the child does have
access to the door. The front porch overhan9,....is noted as having chipping
and peeling ..hite paint. Unable to test with the XRF due to the height.
Exterior Room 002 Side Porch
069 B Door ctr agt casing J: Wood White 1.3 OM
070 B Door Ctr U Ctr p Wood White 1.4 OM
071 B Threshold Ctr P Wood Gray 2.7 OM
072 D Windo.. Lft Rgt casing J: Wood White >9.9 OM
Interior Room 001 Li~ing Rm
030 A Windo.. Ctr Rgt jamb P Wood White 1.3 OM
031 A Window Ctr Rgt jamb P Wood White 1.4 OM
024 A WindoW' Ctr Rgt casing P Wood Beige -0.1 OM
026 A Window Ctr Sash J: Wood Beige 0,0 QM,
027 A Window ,Ctr Well P Wood White 1.0 OM
028 A Window Ctr Well p Wood White 1.0 OM
029 A Window Ctr Well I? Wood White 0.2 2M
Average = 0,6
025 A Window Ctr Sill I? Wood Beige -0.1 OM
032 A Window Ctr I?art. bead P Wood White 0.6 OM
013 A Door Rgt Rgt casing' I Wood 88ige -0.1 OM
012 A Door Rgt Lft casing I Wood Beige -0.1 OM
014 A Door Rgt U Ctr I? Wood Green 0,1 OM
016 C Door Lft Rgt jamb I Wood Beige -0.2 2M
015 C Door Lft Rgt casing J: Wood Beige -0,1 \1M
017 C Door Lft UCb.' I Wood Beige -0.1 OM
018 C Door Ctr Lft .casing I Wood Beige -0.1 OM
019 C Door Ctr U C\;r I Wood Beige -0.1 OM
021 C Door Rgt Rgt jamb I? Wood Beige 1.3 OM
020 C Door Rgt Rgt c;:asing J: Wood Beige -0,1 OM
022 C Door Rgt UCb.' P Wood Beige 0.2 \1M
033 D Wall U Ctr P Plaster Beige 0.3 OM
023 D Baseboard Ctr I Wood Beige 0.1 OM
035 D Door Lft Rgt jamb I Wood Beige 0.2 OM
034 D Door Lft Rgt casing I Wood Beige 0.0 OM
Comment: Readings . 34 and 35 are for the entrance to the dining room.
The
1
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DETAILED REPORT OF' LEAD PAINT INSPECTION FOR: Kayla Coombs
Reading Paint Lead
No, Wall Structure Location Member Cond Substrate Color (mg/cm') Mode
074 A Door ,Ctr U ctr P Wood Beige -0.1 QM
086 B Door Rgt Rgt jamb p Wood Beige 0.0 QM
085 B Door Rgt Lft casing :r Wood Beige 0.0 QM
087 B Door Rgt Uctr p Wood Beige 0.1 QM
083 C Door Lft Rgt casing :r Wood Beige 0.1 QM
084 C Door Lft U Ctr :r Wood Beige 0.2 QM
080 C Door Rgt Rgt casing p Wood Beige 0.2 QM
081 C Door Rgt Lft jamb P Wood Beige 0.0 QM
082 C Door Rgt U Ctr :r Wood Beige 0.0 QM
078 0 Door Lft Rgt jamb p Wood Beige 0.1 QM
077 0 Ooor Lft Rgt casing :r Wood Beige 0,0 QM
079 0 Door Lft U Ctr p Wood Beige -0.1 QM
075 0 Ooor Rgt Rgt casing :r Wood Beige 0,2 QM
076 0 Door Rgt U Ctr :r Wood Beige 0.1 QM
Comment: Readings 73-74 are for the door to the Living roolll. 75-76 are for
the side closet door, 77-79 are for the door to the Master Bedroom, 80-82
are for the door to the bath, 83-84 are for the rear oloset door, and 85-87
are for the door to Kayla's room.
Interior Room ODS-- Bedroom
110 A Baseboard Ctr P Wood Beige -0.1 QM
093 A Door Rgt Rgt casing :r Wood Beige 0.0 QM
094 A Door Rgt Uctr :r Wood Beige -0.1 QM
091 A Closet Lft Door p Wood Beige -0,1 QM
090 A Closet Lft Door Casing :r Wood Beige 0.1 QM
092 A Closet Lft Door Jamb :r Wood Beige 0.1 QM
106 C Window Lft Rgt jamb P Wood White 1.0 QM
107 C Window Lft Rgt jamb p Wood White 1.0 QM
108 C Window tft Rgt jamb P Wood White 1.0 QM
Average = 1.0
109 C Window Lft Rgt jamb P Wood Beige -0.1 QM
102 C Window Lft Rgt casing :r Wood Beige -0.1 QM
104 C Window Lft Sash :r Wood Beige 0.2 QM
105 C Window Lft Well p Wood White >9,9 QM
103 C Window Lft Sill :r Wood Beige -0.2 QM
099 C Window Rgt Rgt jamb P Wood White 1.0 QM
100 C Window Rgt Rgt jamb P Wood White 1.0 2M
101 C Window Rgt Rgt jamb p Wood White 1.0 QM
Average = 1.0
097 . C Window Rgt Sash :r Wood Beige 0.1 QM
098 C Window Rgt Well P Wood White >9.9 QM
096 C Window Rgt Sill P Wood Beige "0.2 QM
095 C Window Rgt Lft casing :r Wood Beige -0.1 QM
088 .0 Door Rgt Lft casing p Wood Beige 0.2 QM
089 D Door Rgt U Ctr F Wood Beige -0.1 QM
Comment: Kayla's room. Both window tracks and we11s need to be stablized
with -paint, then t~e we1ls need to be covered with aluminum coil stock and
the edges sealed.
Interior Room 006 Bathroom
112 A Door Lft Rgt jamb p Wood Beige 0.1 QM
111 A Door Lft Rgt casing :r Wood Beige 0,2 QM
113 A Door Lft UC1:r I Wood Beige -0.1 QM
3
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DETAILED REPORT OF 'LEAD PAINT INSPECTION FOR: Kayla Coombs
Reading Paint Lead
No. Wall Structure Location Member Cond Substrate Color (mglcm') Mode
115 c Window Ctr Rqt casing I Wood Beige 0.0 QM
117 C Window Ctr Sash P Wood Beige 0,1 QM
118 C Window Ctr Well P Wood White 1.6 QM
116 C Window ctr Sill p Wood Beige 0.0 QM
119 C Window ctr Part. bead I Wood Whi.te 2.0 QM
120 C Window ctr Lft jamb P Wood White 1.3 QM
114 0 Wall U Ctr I Plaster Beige -0.1 QM
Interior Room 007 Bedroom
124 A Closet Lft Door I Wood Beige -0,2 QM
123 A Closet Lft Door Casing I Wood Brown 0.2 QM
122 A Closet Rgt Door I Wood Beige 0.2 QM
121 A Closet Rgt Door Casing I Wood Brown 0.2 QM
127 B Baseboard Ctr .1 Wood Brown -0.2 QM
125 B Door Lft Rgt casing p Wood Brown 0.2 QM
126 B Door Lft U Ctr I Wood Beige 0,0 QM
132 C Window Ctr Rgt jamb I Wood White 0.8 QM
128 C Window Ctr Rgt casing I Wood 8rown 0.0 QM
130 C Window ctr Sash I Wood Brown -0,2 QM
131'" c Window Ctr Well p Wood White 7,6 QM
129 C Window Ctr Sill p Wood Brown 0,2 QM
Calibration Readings
001 0.8 Std
002 1.0 Std
003 0.8 Std
133 0.9 Std
134 0.6 Std
135 0.8 Std
I:' ---- _End of Readings' ----
4
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SUMMARY REPO~T OF LEAD PAINT INSPECTION FOR: Kayla Coombs
Inspection Date: 09/21/00 11.6 S, 3rd Street
Report Date: 9/22/2000 Apt #1
Abatement Level: 1,0 Lemoyne, PA 17043
Report No. 09121/0011 :27
Total Readings: 135 Actionable: 35
Job Started: 09121/00 11 :27
Job Finished: 09/21/0012:56
Reading
No. Wall Structure
Location Member
Paint
Cond Substrate
Color
Lead
(mg/cm'J Mode
Exterior Room 001 Front Porch
005 C Door Lft Rgt jamb P Wood White 1. 8 QM
004 C Door Lft Rgt casing I Wood White 2.0 QM
006 C Door Lft U Ctr I Wood Green 1. 2 QM
008 C Door Rgt Rgt jamb P Wood Whi te 1. 6 QM
009 C Door Rgt .Lft casing P Wood White 3.5 QM
010 C Door Rgt U Ctr P Wood White 1.4 QM
007 C Threshold Lft P Wood Green 3.7 QM
Comment: Readingtls 8-11 are for the entrance to house :It 114. Mom states
that she and the child do sit on the front steps, and the child does have
access to the door. The front porch overhang is noted as having chipping
and peeling white paint. Unable to test with the XRF due to the height.
ExterioJ:' Room 002 Side Porch
069 B DOOl: Ctr Rgt casing I Wood White 1.3 QM
070 B Door Ctr U Ctr P Wood White 1.4 QM
071 B Threshold Ctr P Wood Gray 2.7 QM
072 0 Window Lft Rgt casing I Wood White >9.9 QM
051 0 Window Ctr Well P Wood Whi te >9. 9 QM
Conunent: The side window needs to receive the same treatment as the living
room window.
Interior Room 003 Kitchen
061 0 Door Rgt Lft, jamb P Wood Beige 1.0 QM
062 D Door Rgt Lft jamb P Wocd Beige 1.0 QM
063 0 Door Rgt Lft jamb P Wood Beige 1.0 QM
1
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EXHIBIT
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(
, LAW
;~,tSttfrllaf~}Ronca & Kramer PC
....,\;~i,;;7,~t~s];~t~YERS
.-,,~. ,0 ~_:~~}~~:;'>
May 14,2001
209 State Street
Harrisburg~ Pennsylvania 17101
'./
717.232.6300
Fax 717.232.6467 www.srklaw.com
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Jerome Korinchak, M.D,
Greenhill Family.Practice
503 Bridge Street
New Cumberland, PA 17070
Client
Kayla J. Coombs, a minor
Krista J.,Coom,l>s, parent
; 116 South Third Street, ist Floor
Lemoyne, PA 17043
; 10/15/98 __-;:>:----
; 180-78- ~i'
All m 'calrecords from 9/23/00 to the p esent.
All Ills from 9/1/00 to the present.
~
Address
Birthdate
S.S. No.
Records Requested
Bills Requested
Dear Dr. Korinchak:
Please be advised that I represe the a'Gove named lease forward copies
of all records you have kept on the con lon, eatment,and progress of this
individual from September 23, 2000 to the present.
Please include copies of all billings from September 1, 2000 to the present.
I have enclosed an executed Medical Authorization for the release. of this information
to me. I am not at this time requesting any specially prepared medical reports.
If you. have a..'1y questions, plea.seJeeHree to caUor write.
Very truly yours,
SCHMIDT, RONCA & KRAMER,P.C.
.~/~~
~erard C. Kramer .
I AttorneyatLaw' .
J
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Enclosure
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SPIR!T' PfWSIC\AN { J\CES. iNC.
205 GR1\.NOVIEW AVENUE
SUITE 210
DTL S\JMMARyCWjP 6b'lrlrogt9N7~l1COOMBS KAYLA J
GU 000000594879 CA 5$4870016 GHILL OFFICE VISIT
COV/AMT SCHM 1
D21 1 GUR
-90.00
LINE# DOS
TYPE DOE
21 10/02/00
10/02/00
till.
22 10/02/00
10/02/00
23 10/23/00
fO/23/00
24 01/04/01
01/05/01
SVC
PV
8
.00
CD
DESC
DX
MEDICAID
BPO
CiA
BL PV
05/24/01
TOTAL
GHILL
0751
-90.00
3501
077107
BD SUP #RESP PTY 0
1501 MEDICAID PAYMENT
077107
BD SUP #RESP PTY
40086 EPSD'!'.
077107 V20. 2
BD N SUP #RESP PTY
3501 MEDICAID CiA
077107
BD
suP
#RESP PTY
IQ PV
QTY
BATCH#
INV#
87591
23000470
TOT AMT
RESP AMT
-25.00
-25.00
DTL#
RESP
30
D21
POS
RESP-TO
o
87591 31 -25.00
23000470 D21 -25.00
70.00/r~d
1397 23 11
30000539 D21 .00
14679 32 -5.00
30000539 D21 -5.00
1
1
--------------------------------------------~-----------------------------------
o
PFl INQ MENU
PF2 GU CA LST
PF3 CA PV LST
NPARDLQO
'~"'~'''''-~
<--~
PF4 RESP PRTY
PF5 CHGE DTLS
PF6 PYMT DTLS
PF7 CS LVL DTLS
PF8 GU LVL PRPY
PF9 ADDL FIELD
, ., _~~ r,1 :
.'. ,.-
PF13 PT INV LST PF16 BDEBT TRAN
PF14 PAGE BACK *LN#:
PF15 RETURN *ENTER NXT LN 25
i!-t
DTL SUMMARY PT: 000000594879 COOMBS KAYLA J OS/24/01 0751
GU 000000594879 CA 594870016 GHILL OFFICE VISIT TOTAL -90.00
COV/AM:r SCHM 1 BL PV GHILL IQ PV
D21 1 GUR 8
-90.00 .00
LINE# DOS SVC CD DESC BATCH# DTL# POS TOT AM:r
TYPE DOE PV DX BPO QTY INV# RESP RESP-TO RESP AMT
25 01/04/01 1501 MEDICAID PAYMENT 14679 33 -65.00
01/05/01 077107 30000539 D21 -65.00 ~LI.kW
BD SUP #RESP PTY 0
26 01/23/01 99213 EP LEVEL 3 18506 24 11 57.00
lJ:i7Z:>T01 077107 466.0 1 102600517 D21 ,00
BD N SUP #RESP PTY 1
27 03/09/01 3501 MEDICAID CiA 28240 34 , -32.00
03/09/01 077107 102600517 D21 -32.00
BD SUP #RESP PTY 0
28 03/09/01 1501 MEDICAID PAYMENT 28240 35 -25.00
03/09/01 077107 102600517 D21 -25.00
BD SUP #RESP PTY 0
-------------------------------7------------------------------------------~-----
PFl INQ MENU
PF2 GU CA LST
PF3 CA PV LST
NPARDLOO
PF4 RESP PRTY
PF5 CHGE DTLS
PF6 PYMT DTLS
PF7 CS LVL DTLS
PF8 GU LVL PRPY
PF9 ADDL FIELD
PF13 PT INV LST PF16 BDEBT TRAN
PF14 PAGE BACK *LN#:
PF15 RETURN *ENTER NXT LN 29
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DTL SUMMARY PT: 000000594879 COOMBS KAYLA J
GU 000000594879 CA 594870016 GHILL OFFICE VISIT
COV/AMT SCHM 1
D21 1 GUR
-90.00
LINE# DOS
TYPE DOE
29 Q3/19/01
'03/19/01
30
05/09/01
05/10/01
05/09/01
05/10/01
31
SVC
PV
8
.00
CD
#RESP PTY
#RES PTY
BATCH#
INV#
30050
108100692
o
BL PV
DTL#
RESP
1
D21
36
D21
37
D21
OS/24/01
TOTAL
GHILL
IQ PV
0751
-90.00
POS TOT AMT
RESP-TO RESP ~o
ll'\~
-32.00
-32.00
,
-25.00
,25.00
-------------~------------------------------------------------------------------
PFl INQ MENU
PF2 GU CA LS'r
PF3 CA PV LST
NPARDLOO
-H-~2"_""""""'--'l'I;'" ~__":
~,^'":,
DESC
DX BPO QTY
99213 EP LEVEL 3
077107 466.0
BD*UP '#RESP PTY
3 1 MEDICAID CiA
077107
BD Sl} #RESP PTY 0
1501 DlCAID PAYMENT
077107
BD
SUP
BD
SUP
PF4 RESP PRTY
PF5 CHGE DTLS
PF6 PYMT DTLS
I.:
PF7 CS LVL DTLS
PF8 GU LVL PRPY
PF9 ADDL FIELD
PF13 PT INV LST PF16 BDEBT TRAN
PF14 PAGE BACK *LN#:
PF15 RETURN *ENTER NXT LN 1
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BILL
DATE 'Of'
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ADDRESS
KAYLA COOMBS
116 S 3RD ST
LEMOYNE PA 17043
101428188
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EST. COVEIlIIGE ,on
INS.CO. NO. ""'>IT
DETA L OF CURRENT CHARGES, ADJUSTME TS
10/25 0264006 001 15.00-
CBC & AUTO DIFFERENTIA85025
10/25 0264006 001 15.00 15.00
CBC & AUTO DIFFERENTIA85025
10/25 0265107 001 49.00 49.00
CBC & MANUAL DIFF 85023
10/25 0265394 001 54.00 54,00
COM REHENSIVE METABOLI80053
BA CE FORWARD 0.00,
S Y OF CURRENT CHARGES
86 LABORATORY 103.00 103.00
SUB- OTAL OF CURRo CHARGES 103,00 103.00
GU RELATIONSHI P: P SEX: F UAR NO: 1807854 6
ACC DATE: TYPE: TI E: P CE: EMPL REL:
DIA NOSIS: 984.9
PINNACLE HLTH HOSP
HARRISBURG, PA
ADDITIONAL PllTIDI'I BILLIRG illY BE NECESSARY
FOIl ANY CHARGES HOT FOS1:ED WHI!lI nns ST'ATE-
HEHT WAS PREPARED. OR IF IHSUIlllIICE CARRIERS
no HOT PAY ANY PART OF nm AHllUNTS SHOW
UNDER ESTIMATED IRSIJJIANl:E COVEIlAGE.
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5('1" !II 21ST ST
cli'til" HIll, PA
717 763-2141
FEI ft 23-1512747
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BIRTH-DATE H08P.NO.
10/15/98 ~9000
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OUTP.
~OOMB
R PATIENT NAME I PATIENT NUMBER 8EX AGE ADMISSION DATE DISCHARGE DATE I DAYS I
S KAYlA J I 15603962 F?2M 09/07/00 I I
~
,.---'- G.O.B. INSURANCE COMPANY NAME GROUP NUMBER POLICY NUMBER
GUARANTOR 71014~8188
KAYlA J COOMBS 1 MED ASSIST OP D'lI8
NAME 116 S 3RD STREET
AND LEMOYNE,PA 17043
ADDRESS KORINCHAK,JEROME -C-
PLEASE RETURN THIS PORTION WITH YOUR PAYMENT. 7~ ~ I
AMOUNT OF I $
PAYMENT
DATE
POSTED
DESCRIPTION OF
HOSPITAL SERVICES
I
SERVICE
CODe
TOTAL
CHARGES
EST. COVERAGE
INS. co. NO.1
EST. COVERAGE
INS. CO. NO.2
EST. COVERAGE
INS. co. NO.3
EST. COVERAGE
INS. CO. NO.4
PATIENT
AMOUNT
DETAIL OF CURRENT CHARGES, PAY~ENTS AND
09/07 lEAD LEVEl,Bl,Q0125102369 62.00
09/07 SPEC COLLECT FE0125101031 7.00
ADJUSTME ns
62.00
7.0
BALA~CE FORIJARD
0.00
SUMM~RY OF CURRENT CHARGES
LABORATORY 300
69.00
62.00
7.0
SUB-TOTAL OF CURRo CHARGES
69.00
62.00
7.0
DIAGNOSIS:
nO.6
PAYMENT IS DUE UPON RECEIPT OF THIS STATEMENT.
YOU MAY SUBMIT THIS FORM
TO YOUR INSURANCE CARRIER
FOR REIMBURSEMENT,
FEDERAL IDENT. NO. 23.1512747
TOT A l S
PATIENT NUMBER I
1 S6 03962 I
6'l1.00
62.00
7.~
REFER ALL QUESTIONS TO THE
BUSINESS OFFICE
(717) 763-2136.
PLEASE SEND PAYMENT TO:
HOLY SPIRIT HOSPITAL
503 NORTH 21 ST STREET
CAMP Hill, PA. 17011-2288
I PAY THIS AMOUNT
7. ~
HOLY SPIRIT HOSPITAL
CAMP HILL, PA
ADDITIONAL PATIENT BILLING MAY BE NECESSARY FOR A
CHARGES NOT POSTED WHEN THIS BILL WAS PREPAR
OR IF INSURANCE CARRIERS DO NOT PAY ANY PART
THE AMOUNTS SHOWN UNDER ESTIMATED INSURAN
COVERAGE.
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TYPE OF \ DATE OF BILL I DATE OFl
Bill I ,r'" i' PREVo BIL
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50-'''~ 21 ST ST
CM., HILL, PA
717 763-2141
FEI # 23-1512147
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17011 ' C~~)
BIRTH-DAlE HOSP, NO,
10/15/% 39000
A R PATIENT NAME PATIENT NUMBER SEXI AGE I ADMISSION DATE I DISCHAAGE DATE DAYS I
COOMBS ,KAYLA J 15647290 FI23M 109/15/001 I
C,O,B. INSURANCE COMPANY NAME GROUP NUM8ER POLICY NUMBER
CiUARANTOR
KRISTA COOMBS 1 MED ASSIST OP D98 7101428188
NAME 116 S 3RD STREET
AND LEMOYNE,PA 17043
ADDRESS KORINCHAK,JEROME
PLEASE RETURN THIS PORTION WITH YOUR PAYMENT. 7~ ~ I
AMOUNT OF I $
PAYMENT ,
DATE
POSTED
DESCRIPTION OF
HOSPITAL SERVICES
I SERVICE
CODE
TOTAL
CHARGES
EST. COVERAGE EST. COVERAGE EST. COVERAGE EST. COVERAGE
INS. CO. NO.1 INS. CO. NO.2 INS. CO. NO.3 INS. CO. NO.4
PATIENT
AMOUNT
DETAIL OF CURRENT CHARGES, PA'MENTS ANt
9/15 LEAD LEVEL,BL,Q012510236~ 62.00
9/15 SPEC COLLECT FE0125101031 7.00
ADJUSTMENTS
62.00
7.0l
BALA~CE FORWARD
0.00
.
SUMM~RY OF CURRENT
LABORATORY
CHARGES
300
69,00
62.00
7.01
SUB-'OTAL OF CURRo CHARGES
69,00
62.00
7,01
DIA~NOSIS;
V15.86
.
PAYMENT IS DUE UPON RECEIPT OF THIS STA EMENT.
YOU MAY SUBMIT THIS FC RM
TO YOUR INSURANCE CARF IER
FOR REIMBURSEMENT.
FEDEAAlIDENT. NO. 23-1512747
TOT A L S
PATIENT NUMBER I
15647290 I
69.00
62.00
7,0'
REFER ALL QUESTIONS TO THE
BUSINESS OFFICE
(717) 763.2138.
PLEASE SEND PAYMENT TO:
HOLY SPIRIT HOSPITAL
503 NORTH 21ST STREET
CAMP Hill, PA. 17011-2288
I PAY THIS AMOUNT
7.01
HOLY SPIRIT HOSPITAL
CAMP HILL. PA
ADDITIONAL PATIENT BILLING MAY BE NECESSARY FOR AN'
CHARGES NOT POSTED WHEN THIS BILL WAS PREPAREI
OR IF INSURANCE CARRIERS DO NOT PAY ANY PART 01
THE AMOUNTS SHOWN UNDER ESTIMATED INSURANCI
COVERAGE.
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SERVICE: I TOTAl EST. COVERAGe- EST, COVERAGE EST. COVEMGE EST. COVERAGE PATIENT I
CQ:JE CHA;=tC;:S. INS. CO. )I,'C.! ;/'<3. CO. NO. 2 Jr:$. C0, NO. ~ INS, Co.. r:o. II A/A0l.lN"
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PATlENT l'iAME
GUARANTOR
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KRISTA COOMBS
116 S 3RD ST
LEMOYNE PA 17043
h)
N....ME
AND
ADDRESS
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I
DETAIiL OF CURRENT CHARGES, PA'V!MENTS AND
J9/21 p115071 001 43.00-
CBC E AUTO DIFFERENTIA85025
09/21 0115071 001 43.00
CBC ~ AUTO DIFFERENTIA85025
09/21 10115130 001
FERRITIN 82728
09/21 p116023 001
CSC ~ MANUAL DIFF
09/21 p117043 001
LIPID PANEL
09/21 0117060 001
RENA!IL FUNCTION PANEL 80069
09/21 1266420 001
EXPA'INDED VISIT - EST T99213
09/21 1266421 001
EXPA:~DED VISIT - EST P99213
09/27 u116023 001
CSC ~ MANUAL DIFF
09/29 p037499 001
SYSGrN MEDICAL ASSIST CONTR
SALAN1CE FORWARD
SUMMAry OF CURRENT PAY/ADJ
SUMMARY OF CURRENT CHARGES
86 LABORATORY
60 OUTPATIENT VST
I OAT< !
DESCRIPTION Of
H05P;'~AL sr;iWtC!;S
76.00
55.00
85023
26.00
80061
68.00
15.00
43.00
55.00
85023
262.00-
0.00
262.00-
280.00
58.00
L
SUS-TfTAL OF CURRo CHARGES
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338.00
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7101428188
WIllIAMS RONALD J
ADJUSTMENTS ~
43.00-
43.00
76.00
55.00
26.00
68.00
15.00
43.00
55.00
262.00-
262.00-
280.00
58.00
338.00
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_ AD.DJTJOlitol. P,ll,TlENT B:JlUNG M.!l,'r BE NECESSARY I
FOR AN'! CHARGES NOT POSTED WHEN. TH\S BILL
WAS P~EPAREO OR If INSURANCE CARRIERS DO PAY TH I S AMOUNT
NOr- ~AY ANV PART OF THE AMOUNrs SHOWN "-
UNDER ESTIMATED INSURANCE COVE11:ACiE.
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1 OACE "l0.
.;W~1~~~~~h.~#PA1~il HOS: . NO.
to?n(;1tg.~i .......~..~ C 0 6 7
NAME
KAYLA COOMBS
116 S 3RD ST
LEMOYNE PA 17043
MAPA
1'101428188
(lL~\RANTOR
AND
ADDRESS
EST. COVERAGE PATIENT
INS. co. NO. 4 AMOUNT
DETAI~ OF CURRENT CHARGES, PAYMENTS AND ADJUSTMENTS
10/03 '10116023 001 55.00 55.00
CBC & MANUAL DIFF 85023
10/03 0117041 001 87.00 87.00
COMPiREHENSIVE METABOLIC PANE
10/11 p037499 001 124.00- 124.00-
SYSGEN MEDICAL ASSIST CONTR
BALANIC E
I
SUMMA'RY
FORWARD
0.00
OF CURRENT PAY/ADJ
124.00-
124.00-
SUMMARY OF CURRENT CHARGES
86 LABORATORY
142.00 I
142.00
SUB-TFTAL OF CURRo CHARGES
142.00
142.00
TYPE
780.6
SEX F
TIME
6UAR NO 180785446
PLACE EMPL REL
GUAR RELATIONSHIP
ACC DATE
D I AG,NOS I S
,
P
ADDITION,A,L PATIENT BILLING MAY BE NECESSARY
FOR ANY CHARGES NOT POSTED WHEN THIS SILL
WAS PREPARED OR IF INSURANCE CARRIERS DO
NOT PAY ANY PART OF THE AMOUNTS SHOWN
UNDER ESTIMATED !NSURANCE COVERAGE.
PAY THIS AMOUNT
0.00
PINNACLE HLTH HOSP
HARRISBURG, PA
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EXHIBIT
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Settlement Agreement and Release
This Settlement Agreement and Release is made and entered by and between:
Claimants:
Kayla Coombs (a minor) and Krista Coombs (her mother)
Insured:
Kerry R. Saintz
Insurer:
OneBeacon Insurance Group
Recitals
A. The claimants have presented a claim against the insured for alleged lead poisoning
arising our of conditions at 116 South Third Street, First Floor, Lemoyne,
Cumberland County, Pennsylvania.
B. The insurer is the general liability insurer of the insured for the relevant time period
(6/99-9/21/00) and would be obligated to pay any judgment against the insured that is
covered by the policy.
C. The parties desire to enter into this Settlement Agreement in order to provide for
certain payment in full settlement and discharge of all claims now existing or which
may hereafter arise out of the above incident, upon the terms and conditions set forth
herein.
Agreement
The parties hereby agree as follows:
1. Release and Discharge
In consideration of the payment called for herein, the claimants completely
release and forever discharge the insured and the insurer, and their past, present
and future officers, directors, stockholders, attorneys, representatives, employees,
predecessors and successors in interest, and any other persons, firms or
corporations with whom any of the former have been, are now or may hereafter
be affiliated, from any and all past, present and future claims, liens, demands,
costs, obligations, actions, causes of actions, damages, expenses and
compensation of any nature whatsoever, whether based on a tort, contract or other
theory of recovery, and whether for compensatory or punitive damages, which the
claimants now have, or may hereafter accrue arising out of any and all known or
unknown claims for bodily and personal injury to the claimants, and the
consequences thereof, which have resulted from the above-described claim for
lead poisoning.
..,.
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This release on the part of the claimants shall be a fully binding and complete
settlement between the claimants, the insured and the insurer.
2. Pavment
In consideration of the release set forth herein, the insurer, on behalf of the
insured, hereby agrees to pay the claimants Thirty-Five Thousand Dollars
($35,000),
3. Warrantv of Capacity to Execute Agreement
The claimants represent and warrant that no other person or entity has had any
interest in the claims, demands, obligations or causes of action referred to in this
Settlement Agreement except as otherwise set forth herein, and that they have the
sole right and exclusive authority to execute this Settlement Agreement and
receive the sum specified above. The insurer warrants and represents that it has
the sole capacity and authority to execute this Agreement on its own behalf and
on behalf of the insured,
4. Entire Agreement
This Settlement Agreement contains the entire agreement between the claimants,
the insured and the insurer with regard to the matters set forth herein,
5. Representation of Comprehension of Document
In entering into this Settlement Agreement, the claimants represent that they have
relied upon the legal advice oftheir own attorneys who are the attorneys oftheir
own choice, and that the terms of this Settlement Agreement have been
completely read and explained to them by the attorneys, and that those terms are
fully understood and voluntarily accepted by them.
6. Governing Law
This Settlement Agreement shall be construed and interpreted in accordance with
the laws of the State of Pennsylvania.
7. Confidentiality
The parties understand and agree that the terms and conditions of this Settlement
Agreement are confidential and shall not be disclosed to any person or entity
other than: auditors, accountants, the IRS, attorneys, directors, officers, managers,
insurance agents and brokers, and reinsurers of the parties, or as otherwise
required by a court of law.
2
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8. Construction
This Settlement Agreement is not and shall never be construed as an admission of
liability, fault or wrongdoing by any of the parties, each of which/whom
specifically denies any liability, fault or wrongdoing, Instead, the Settlement
Agreement reflects a settlement and accord and satisfaction of contested, doubtful
and disputed matters, by which each of the parties has forever bought their peace
as to the claims released herein.
This Settlement Agreement shall become effective following execution by the claimants
and the insurer.
Executed this
day of
, 2001.
OneBe~onInsuranceCompany
And its Insured Kerry R, Saintz
Victoria S. Price, Esq.
Krista Coombs, Mother of
Kayla Coombs, a Minor
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CONTINGENT FEE AGREEMENT
THIS AGREEMENT entered into the 81--( day of (\11 (:I- \l
, 20.Qi, by
and between SCHMIDT, RONCA & KRAMER, P.C. and KRISTA J. COOMBS
p/n/g of Kayla J, Coombs, of 250 Pleasant View Drive, Etters, Pennsylvania
17319, hereinafter referred to as "Client."
WITNESSETH:
The law firm of SCHMIDT, RONCA & KRAMER, P.C., will act as Client's
attorney in negotiating for a settlement, and in bringing a claim against
KERRY SAINTZ and/or anyone else with respect to a potential medical
malpractice claim for complications relating to lead paint incident which
occurred on or about September 1, 2000, in Lemoyne, Cumberland County,
Pennsylvania.
In return, the Client will:
1. Promptly supply accurate information, as requested by SCHMIDT,
RONCA & KRAMER, P.C., and cooperate fully, including making herself
available for meetings with attorneys and for legal proceedings. Client
promises all information supplied will be truthful and accurate.
2. (a) In any claim brought on Client's behalf, to pay to SCHMIDT,
RONCA & KRAMER, P.C., for its services an amount equal to twenty-five (25%)
of all funds or property accruing to Client as a result of SCHMIDT, RONCA &
KRAMER, P.C.'s services in securing a settlement of these claims without
litigation; an amount equal to thirty-three-and-one-third percent (33-1/3%) of
all funds or property accruing to Client as a result of SCHMIDT, RONCA &
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KRAMER, P.C.'s services in securing a settlement of these claims after a suit
has been filed; and an amount equal to forty percent (40%) if such funds or
property are secured after start of trial or as a result a verdict or judgment.
Trial begins at jury selection. In any matter submitted to arbitration, suit is .
filed when the arbitrators are appointed or when a Petition to Appoint
Arbitrators is filed, whichever first occurs. In any matter submitted to
arbitration, trial starts the first day the arbitrators have convened to hear
testimony.
(b) Client agrees not to settle or negotiate the above claim or any
proceedings based thereon.
(el If Client terminates this Agreement before recovery, Client agrees
that SCHMIDT, RONCA & KRAMER, P.C., shall be entitled to a fee based upon
work done and benefit conferred.
(d) Client agrees to read and follow SCHMIDT, RONCA &
KRAMER, P.C.'s "Instructions to Our Clients."
3. Client agrees to reimburse SCHMIDT, RONCA & KRAMER, P.C.,
out of any recovery, in addition to attorneys' fees, all costs and expenses
incurred on Client's behalf in order to make the claim. All such costs and
expenses will be advanced by SCHMIDT, RONCA & KRAMER, P.C. as they are
incurred. Such costs and expenses include, but are not limited to, filing fees,
cost of medical records, copying costs, fax costs, long distance tefephone costs,
expert witness fees and sheriffs service costs. In the event there is no
recovery, the Client will not be responsible for any costs or interest charges.
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Costs will be repaid to SCHMIDT, RONCA & KRAMER, P.C., out of any
funds or property collected either by settlement or judgment.
The Client has read and does understand this Agreement.
Signed the day and year set forth above.
WITNESS:
Client:
.~~c~
KRISTACOO . S p/n/g of
'KAYLA COOMBS
Approved:
SCHMIDT, RONCA & KRAMER, P.C.
~
I have received a copy of this Contingent Fee Agreement.
u~
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INRE:
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
KRISTA COOMBS,
Individually and as Parent and
Natural Guardian of
KA YLA COOMBS,
A Minor
: NO, 2001-6129 CNIL TERM
ORDER OF COURT
AND NOW, this 17TII day of DECEMBER, 2001, at the request of Plaintiff, the
hearing on the Petition for Approval of Minor's Settlement is continued generally to be
rescheduled at the request of Plaintiff.
Gerard C. Kramer, Esquire , '(\ \
209 State Street /I ($]UAD .If) /JJ..h.a)
Harrisburg,Pa, 17101 /lJ-;7-IJ,. <..*
For the Plaintiffs
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SHERIFF'S RETURN - U.S. CERTIFIED MAIL
CASE NO: 2001-06129 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
COOMBS KRISTA
VS.
PRICE VICTORIA S
R. Thomas Kline
Sheriff
of Cumberland
County, Pennsylvania, who being duly sworn according to law served the
within named RESPONDANT
,PRICE VICTORIA S ESQUIRE
by United States Certified Mail postage
prepaid, on the 29th day of October ,2001 at 0000:00 HOURS, at
ONE BEACON INSURANCE GROUP
PO BOX 9546
BOSTON, MA 02205-9546
, a true
and attested copy of the attached PETITION
Together
with
The returned
receipt card was signed by SIGNATURE ILLEGIBLE
00/00/0000
on
Additional Comments:
THERE WAS NO DATE ON THE GREEN CARD FROM POST OFFICE.
Additional Comments
Sheriff's Costs:
So
Docketing
Cert Mail
Affidavit
Surcharge
18.00
7.16
.00
10.00
.00
35.16
Thomas Kli e
Sheriff of Cumberland County
Paid by SCHMIDT RONCA KRAMER on 11/06/2001 .
Sworn and subscribed to before me
this t3~ day of~
.)+of A.D.
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. Gompleie ~~ms 1, 2.; and 3. Also complete
item 4 if Restricted Delivery is desired.
. Print your name and address on the reverse
50 that we can return the card to you.
. Attach this card to the back of the mailpiece,
or on the front ]f space permits.
1. Article Addressed to:
Victoria S. Price. esquire
One Beacon Insurance Group
pO Box 9546
Boston, MA 02205-9546
2. Article NumQ.9rlCQ..'Pyjro.m $eIVic8. "./abell'_
10,00 1670" uOOit 8790]038
wx
o Agent
o Addressee
Dyes
D No
3. Service Type
.>om Certified Mail
o Registered
o Insured Mail
o Express Mail
o Return Receipt for Merchandise
DC.D.D.
4. Restricted Delivery? (Extra Fee)
Dyes
01-6129 civil
102595-99-M.1189
PS Form 3811, July 1999
Domestic Return Receipt
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