HomeMy WebLinkAbout01-06134
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FEDERMAN AND PHELAN
.. . By: FRANK FEDERMAN
Identification No. 12248
Attorney for Plaintiff
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SillTE 1400
PHILADELPIDA, PA 19103-1814
(215) 563-7000
GMAC MORTGAGE CORPORATION
500 ENTERPRISE ROAD, SillTE 150
HORSHAM, PA 19044
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Plaintiff,
CIVIL DIVISION
v.
NO. 01-6134 CIVIL
DANIEL K. KULIG
JILL ANN KULIG
Defendant(s).
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against DANIEL K. KULIG and JILL
ANN KULIG, Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from
service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiff's damages
as follows:
As set forth in Complaint
Interest from 10/1/01 to 12/6/01
TOTAL
$164,314.47
$1,915.98
$166,230.45
I hereby certify that (1) the addresses of the Plaintiff and Defendant( s) are as shown above, and
(2) that notice has been given in accordance with Rule 237.1, copy attached.
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FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICATED.
DATE: /)... 14>--9' Cuvetu K f tM-cJ.
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(Rule of Civil Procedure No. 236) - Revised
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
GMAC MORTGAGE CORPORATION
500 ENTERPRISE ROAD, SUITE 150
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Plaintiff,
CIVIL DIVISION
v.
NO. 01-6134 CIVIL
DANIEL K. KULIG
JILL ANN KULIG
Defendant(s).
Notice is given that a Judgment in the above-captioned matter has been entered against you on
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2001.
By:
t-h.
EPUTY
If you have any questions concerning this matter, please contact:
FRANK FEDERMAN. ESOUIRE
Attorney for Plaintiff
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHNF. KENNEDY BLVD., SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTlNG TO COLLECT A DEBT AND ANY lNFORMATION
OBT AlNED WILL BE USED FOR THAT PURPOSE. IF YOU HA VB PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCENDENCE IS NOT AND
SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A
LIEN AGAlNST PROPERTY."
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FEDERMAN AND PHELAN, L.L.P.
Frank Federman, Esquire
'Identification No. 12248
One Penn Center Plaza at
Suburban Station, Suite 1400
Philadelphia, PA 19103-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
GMAC MORTGAGE CORPORATION
CIVIL DIVISION
Plaintiff
CUMBERLAND COUNTY
vs.
Defendant(s)
NO. 01-6134 CIVIL
FILE COpy
DANIEL K. KULIG
JILL ANN KULIG
TO: DANIEL K. KULIG
905 MAPLEWOOD LANE
ENOLA,PA 17025
DATE OF NOTICE: NOVEMBER 23. 2001
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE
INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN
AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing
and you may lose your property or other important rights. You
should take this notice to a lawyer at once. If you do not have a
lawyer or cannot afford one, go to or telephone the following
office to find out where you can get legal help:
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2LIBERTY AVENUE
CARLISLE, P A 17013
(717) 249-3166
1AlUL!G~ ;b1f){fj,{{ ~
Frank Federman, Esquire
Attorney for Plaintiff
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FEDERMAN AND PHELAN
Frank Federman, Esquire
'Identification No. 12248
One Penn Center Plaza at
Suburban Station, Suite 1400
Philadelphia, PA 19103-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
GMAC MORTGAGE CORPORATION
CIVIL DIVISION
Plaintiff
vs.
CUMBERLAND COUNTY
DANIEL K. KULIG
JILL ANN KULIG
NO.01-6134 CIVIL
Defendant
FILE COpy
TO: JILL ANN KULIG
1225 SOUTH MARKET STREET
MECHANICSBURG, PA 17055
DATE OF NOTICE: NOVEMBER 23. 2001
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE
INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN
AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing
and you may lose your property or other important rights. You
should take this notice to a lawyer at once. If you do not have a
lawyer or cannot afford one, go to or telephone the following
office to find out where you can get legal help:
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LlBERTY AVENUE
CARLISLE, P A 17013
(717) 249-3166
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rank Federman,Esquire
Attorney for Plaintiff
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FEDERMAN and PHELAN
By: FRANKFEDERMAN
Identification No. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PIDLADELPHIA, PA 19103-1814
(215) 563-7000
ATTORNEY FOR PLAINTIFF
GMAC MORTGAGE CORPORATION
500 ENTERPRISE ROAD, SUITE 150
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Plaintiff,
CIVIL DIVISION
v.
NO. 01-6134 CIVIL
DANIEL K. KULIG
JILL ANN KULIG
Defendant(s).
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in
the above-captioned matter, and that on information and belief, he has knowledge of the following facts,
to wit:
(a) that the defendant(s) is/are not in the Military or Naval Service of the United States
or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress
of 1940, as amended.
(b) that defendant DANIEL K. KULIG is over 18 years of age and resides at , 905
MAPLE WOOD LANE, ENOLA, PA 17025.
(c) that defendant JILL ANN KULIG is over 18 years of age, and resides at , 1225
SOUTH MARKET STREET, MECHANICSBURG, P A 17055.
This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to
unsworn falsification to authorities.
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FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.R.C.P.3180-3183
GMAC MORTGAGE CORPORATION
Plaintiff,
v.
No. 01-6134 CIVIL
DANIEL K. KULIG
JILL ANN KULIG
Defendant(s).
TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY:
Issue writ of execution in the above matter:
Amount Due
$166,230,45 v'
Interest from 12/6/01 to 3/6/02
(per diem -27.33)
$2,459.70 and Costs
TOTAL
$168,690.15
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FRANK FEDERMAN, ESQUIRE
One Penn Center at Suburban Station
1617 JohnF. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
Attorney for Plaintiff
Note: Please attach description ofproperty.No.
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ALL TH.-\ T CERTAIN lot or piece of ground siruate in the Township of East Permsboro, Cumberland
County, Permsylvania bounded and described according to a certain final Plan for Penn Valley Phase
r. prepared by Hartman and Associates, Inc., Engineers and Surveyors, Camp Hill, Pennsylvania, dated
June 23, 1993 and last revised September 9. 1993 and recorded on November 5, 1993 in Plan Book 6i.
Page 20, as follows, to wit:
BEGINNING at a point on the Northwest side of Mapiewood Lane and a corner of Lot 01'0. 52 on said
Pian; thence extending along said Lot North 9 degrees 45 minutes 15 seconds West 101.61 feet to a
point in line of Lot No. 47 on said Pian; thence extending along said Lot and continuing Norrh 80
degrees 14 minutes 45 seconds East 80.00 feet to a point, a corner of Lot No, 49 on said Plan: thence
extending along said Lot and continuing South 9 degrees 45 minutes 15 seconds East 129,98 feet to a
point on the Northwest side of Maplewood Lane; thence extending along said lane along a curve having
a radius of 200.00 feet, the arc distance of 85.53 f~et to the point and place of beginning.
BEING Lot No. 51
CONTAINING 9,005.33 square feet.
Tax Parcel #13-0999-094
TITLE TO SAID PREMISES IS VESTED IN _Daniel K. Kulig and Jill Ann Kulig, his wife by
Deed from Perm Valley CorporatIon, a Pa. Corp. dated 1/1//9/ and'recorded 1/29/97 in Record
Book 152, Page 754.
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GMAC MORTGAGE CORPORATION
CUMBERLAND COUNTY
Plaintiff,
COURT OF COMMON PLEAS
v.
DANIEL K. KULIG
JILL ANN KULIG
CIVIL DIVISION
NO. 01-6134 CIVIL
Defendant(s).
AFFillA VIT PURSUANT TO RULE 3129
(Affidavit No.1)
GMAC MORTGAGE CORPORATION, Plaintiff in the above action, by its attorney, FRANK
FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the
following information concerning the real property located at .905 MAPLEWOOD LANE. ENOLA.
PA 17025.
L Name and address ofOwner(s) orreputed Owner(s):
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
DANIEL K. KULIG
905 MAPLEWOOD LANE
ENOLA, PA 17025
JILL ANN KULIG
1225 SOUTH MARKET STREET
MECHANICSBURG, P A 17055
2. Name and address ofDefendant(s) in the judgment:
DANIEL K. KULIG
905 MAPLEWOOD LANE
ENOLA, P A 17025
JILL ANN KULIG
1225 SOUTH MARKET STREET
MECHANICSBURG, P A 17055
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
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4. Name and address oflast recorded holder of every mortgage of record:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
TMS MORTGAGE, INC.
1770 TRIBUTE RD., SUITE 109
SACRAMENTO, CA 95815
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which may be affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
905 MAPLEWOOD LANE
ENOLA, P A 17025
Domestic Relations of Cumberland County
13 North Hanover Street
Carlisle, P A 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, P A 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties ofl8 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
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FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
December 7.2001
DATE
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FEDERMAN and PHELAN
By: FRANK FEDERMAN
Identification No. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PHILADELPffiA, PA 19103-1814
(215) 563-7000
ATTORNEY FOR PLAINTIFF
GMAC MORTGAGE CORPORATION
Plaintiff,
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
v.
CIVIL DIVISION
DANIEL K. KULIG
JILL ANN KULIG
NO. 01-6134 CIVIL
Defendant(s).
CERTIFICATION
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in
the above-captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
o an FHA mortgage
() non-owner occupied
() vacant
(X) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn
falsification to authorities.
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FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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GMAC MORTGAGE CORPORATION
Plaintiff,
CUMBERLAND COUNTY
v.
No. 01-6134 CIVIL
DANIEL K. KULIG
JILL ANN KULIG
Defendant(s).
December 7, 2001
TO: DANIEL K. KULIG
905 MAPLEWOOD LANE
ENOLA, PA 17025
JILL ANN KULIG
1225 SOUTH MARKET STREET
MECHANICSBURG, PA 17055
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE, IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY."
Your house (real estate) at. 905 MAPLEWOOD LANE. ENOLA. PA 17025. is scheduled to
be sold at the Sheriffs Sale on MARCH 6. 2002 at 10:00 a.m. in the Cumberland County Courthouse,
South Hanover Street, Carlisle, P A 17013, to enforce the court judgment of 166.230.45 obtained by
GMAC MORTGAGE CORPORATION (the mortgagee) against you. If the Sheriffs sale is
postponed, the property will be relisted for th~ JUNE 5, 2002 Sheriff's Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
L The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered, You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3, The sale will go through only ifthe buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share oftlre money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 UBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
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ALL TH.\ T CERT.\I~ lot or piece of ground sirume in the Township of East Pennsboro. Cumberland
Coumy, Pennsylvania bounded and described according to a certain Final Plan for Penn Valley Phase
I. prepared by Hartman :md Associates. Inc., Engineers and Surveyors, Camp Hill, Pennsylvania. dared
June 23. 1993 and last revised September 9. 1993 and recorded on ~ovember 5, 1993 In Plan Book 67.
Page 20, as follows. to wit:
BEGI~i'lING at a poim on the Northwest side of Maplewood Lane and a corner of Lot 'io, 52 on said
Plan: thence extending along said Lot North 9 degrees 45 minutes 15 seconds \Ves[ lO1.61 feet ro a
poim in line of Lot No, 47 on said Plan: thence extending along said Lot ami continuing 00rth 80
degrees 14 minutes 45 seconds East 80.00 feet to a poim, a corner of Lot No, 49 on said Plan: thence
extending along said Lot and continuing South 9 degrees 45 minutes 15 seconds East 129.98 reee [0 a
point on the Northwest side of ~Iaplewood Lane; thence extending along said lane along a curve having
a radius of 200.00 feet, the arc distance of 85.53 f~et to the point and place of beginning.
BEING Lot No. 51
CONTA.INI~G 9,005,33 square feet.
Tax Parcel #13-0999-094
TITLE TO SAID PREMISES IS VESTED IN Daniel K. Kulig and Jill Ann Kulig. his wife bv
Deed from Penn Valley Corporation, a Pa. Corp. dared 1/11/')7 and'recorded 1/29/97 in Reco~d
Book 152, Page 754,
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-06134 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GMAC MORTGAGE CORPORATION
VS
KULIG DANIEL K ET AL
DAVID MCKINNEY
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
KULIG JILL ANN the
DEFENDANT , at 1120:00 HOURS, on the 1st day of November, 2001
at BOOKSPAN 1225 SOUTH MARKET ST
MECHANICSBURG, PA 17055
by handing to
JILL ANN KULIG
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
6.00
6.50
.00
10.00
.00
22.50
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R. Thomas Kline
11/05/2001
FEDERMAN & PHELAN
Sworn and Subscribed to before
By:
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day of
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-06134 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GMAC MORTGAGE CORPORATION
VS
KULIG DANIEL K ET AL
GERALD WORTHINGTON
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
KULIG DANIEL K
the
DEFENDANT
, at 1846:00 HOURS, on the 2nd day of November, 2001
at 905 MAPLEWOOD LANE
ENOLA, PA 17025
by handing to
DANIEL K KULIG
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
9.75
.00
10.00
.00
37.75
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R. Thomas Kline
11/05/2001
FEDERMAN & PHELAN
Sworn and Subscribed to before
9~
day of
By:
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Deputy Sh lff
me this
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FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO, 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD
SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
GMAC MORTGAGE CORPORATION
500 ENTERPRISE ROAD SUITE 150,
HORSHAM, PA 19044
COURT OF COMMON PLEAS
CIVIL DIVISION
ATTORNEY FOR PLNNTITF
TERM
Plaintiff
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NO. tJ/~ /#/31/
CUMBERLAND COUNTY
DANIEL K. KULIG
JILL ANN KULIG
905 MAPLEWOOD LANE,
ENOLA, P A 17025
Defendant( s)
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are wamed that if you fail to
do so the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE TillS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE,PA 17013
(717) 249-3166
Loan #: 493472609
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IF THIS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. ~ 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO SO IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFTER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
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1. Plaintiffis:
GMAC MORTGAGE CORPORATION
500 ENTERPRISE ROAD SUITE 150,
HORSHAM, PA 19044
2. The name(s) and last known addressees) of the Defendant(s) are:
DANIEL K. KULIG
JilL ANN KULIG
905 MAPLEWOOD LANE,
ENOLA, P A 17025
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 6/12/98 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the
Recorder of CUMBERLAND COlmty, in Mortgage Book No. 1461, Page 488.
4, The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 3/1/01 and each month thereafter are due and tmpaid, and by the terms of
said mortgage, upon failure of mortgagor to make such payments after a date specified by
written notice sent to Mortgagor, the entire principal balance and all interest due thereon
are collectible forthwith. A copy of such notice is attached as Exhibit "A."
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6. The following amOlmts are due on the mortgage:
Principal Balance
Interest
2/1101 through 10/1/01
(Per Diem $29.03)
Attorney's Fees
Cumulative Late Charges
6/12/98 to 10/1101
Cost of Suit and Title Search
Subtotal
$151,392.89
7,054.29
4,000.00
248.64
750.00
$163,445.82
Escrow
Credit
Deficit
Subtotal
0.00
868.65
$ 868.65
TOTAL
$164,314047
7. The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania Law, and will be collected in the event of a third party purchaser at
Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees
will be charged.
8. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.00.
9. The Combined Notice has been sent to the Defendant(s) by regular and certified mail as
required by 35 P.S. g16800403c on the date(s) set forth in the true and correct copy of
such notice(s) attached hereto as Exhibit "A."
10. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance
Program, Act 91 of 1983, has terminated because either:
(i.) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit
Counseling Agency in accordance with Plaintiff's written Notice to Defendants,
a true and correct copy of which is attached hereto as Exhibit "A"; or
(ii.) Defendant(s) application for assistance has been rejected by the Pennsylvania
Housing Finance Agency.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$164,314.47, together with interest from 1011101 at the rate of$29.03 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
~L~
/s/ Frank Federman
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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Rr$.l Morlgage Coan Servicing
3451 Hammond I"'ve
P,Q,Box 780 .
Waterloo, IA 50;'04.0780
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-
Date: May 24, 2001
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This is an otlkial notice tltat the momal!e on vonr home is in default. and the lender intends to foredose.
80edfie information about the natore of the default is provided in the attached oa!!es.
The HOMEOWNER'S MORTGAGE ASSISToV'ICE PROGRAM IHEMAP) DIlIv be able to helo to save vour
home. Tlds Notice exolains how the llro@ram works.
To see ;~HEMAP can helo. vou must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY
WI'I'BlN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with vou wheu vou meet with the
Counselinl! Al!8ncv.
The llalll1e. address and nhonenumber of Consumer Credit Counselin!! A\!endes servin vour County are
listed at the end.ofthis Notice.. U vouhave anv qnestions. Vall maveaUthe Pennsylvania Honsinl! Finance
A!I!encv toB free at 1.800.342.2397. aenon. with Imoaired hearin!! ean caB (717) 78(}.l86!1).
This Notice contain. important legal information. Uyou have any questions, representatives at the Consumer
, Credit Couns"ling Agency may be able to help explain it. You may also WllDt to contact an attorney in your
area. The local bar association may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO lS DE SUMA IMPORTANCIA, PUJES AFECTA SU DERECHO A
CON11NUAl!. VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA
NOTlFICACION OBTENGA UNA TRADUCCION IMMEDIATAMENTE LLAMANDO ESTA AGENCIA
(PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO
ARRIBA. PUIEDES SER ELEGlBLE PARA UN PRESTAI'-fO POR EL PROGRAMA LLAI'-fADO
"HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE
SAL V AR SU CASA DE LA PERDIDA DEL DERECHO AREDIMIR SU BIPOTECA
HOMEOWNllR'S NAME(S):
PROPERTY ADDRESS:
JILL A. KULIG
905 MAP1,EWOOD LANE
ENOLA, PA 17025-2069
LOAN ACCT. NO.:
ORIGINAL LENDER:
CURRENT LENDERlSERVICER:
493472609
N/A
GMAC Mortgage Corporation
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Fir:;1 Marlgag8 il.oan Servicing
3451 Hammond' Ave
P.Q;, Box 780
Waterloo, IA 50704.0780
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-
Dare: May 24. 2001
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
.
FORECLOSURE
This is aD official Dotice that the lUOmal!e on vour home is In default. and the lender intends to loreclose.
Specitic mlormatioD about the nature olthe delault is provided in the attached paees.
The ROl\11EOWNER'S MORTGAGE ASSISTANCE PROGRAM tIlIEMAP) ma\l be able to help to Sllve vour
home. This Notice explains how the pro2J'llm works.
To see .fREMAP can help. vou must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY
WITHIN 311 DAYS OF THE DATE OF THIS NOnCE. Take thit Notice wilJJ \IOU wheJl vou meet with lJJe
CouJlsellJle Al!encv.
The naPI!!. address and Dhone number 01 COBsumer Credit Coanseliinl! Aunties serviu vour Countv are
listed at the end or this Notice. If \IOU i\;l\le an.. questions,v01l IDaV eaII the Pennsvl"D!a R01ldDe FInance
Aeenev toB lree at 1.800..342.23!1'1. IPenons with imllaired heariJ12 ean call (7171780.1869).
This Notice contains important legal inlormation. If fOU have any questions, representatives at the Cons1llDer
Credit CounseUng AgeuC)' may be able to help expbnn it Y01l may also waDt to contact aD attorney in Y01lr
area. The local bllJ' associatioD may be able to help you find a lawyer.
LA NOTIFICAClON EN ADJUNTO ES DE SUMAlMPORTANCIA, PUES AFECTA SU DERECHO A
CONTINUAlll VIVIENDO EN SU CASA. SI NO COMPl,mNDE EL CONTENIDO DE EST A
NOTIFICAaON OBTENGA UNA TRADUCCIONIMMEDIATAMENTE LLAMANDO ESTA AGENCIA
(pENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUl\tERO MENCIONADO
~A. PUEDES SER ELEGmLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO
"HOMl;:Q\VIllER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE
SALV AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIll SU HIPOTECA
HOMEOWNI~.R'S NAME(S):
PROPERTY ADDRESS:
DANn:L K. KULIG
905 MAPI,EWOOD LANE
ENOLA, PA 17025,2069
LOAN ACC1l'.NO.:
ORIGINAL LENDER:
CURRENT LENDER/SERVlCER:
493472609
N/A
GMAC Mortqage Corporation
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HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR H~ME FROM
FORECLOSURE AND HELP YOU MAKE FUrURE MORTGAGE PAYMENTS
IF YOU COM:l'LY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACT OF 198~ (THE" ACr), YOU MAY BE ELIGmLE FOR EMERGENCY MORTGAGE
ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES
YOUR CONTROL,
IF YOU HAVE A REAsONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGmD.J.TY REQUIREMENTS ESTABLISHED BY
THE l'ENNSYLV ANIA HOUSING FINANCE AGENCY.
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TEMPORARY STAY OF FORECLOSURE -- Under the Act, YOll are entitled to a tempomy slay of forecloSUIll
on your mortgage for thirty (30) days from the date of this Notice. During that time you must arnmge and attend a
"face-to-face" Ineeling with one of tho coDStll11er credit COl\l1SOIing agencies listed at the end oflhis Notice. THIS
MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY
MORTGAGE ASSISTANCE. YOU MUSt BRING YOUR MORTGAGE UP TO DATE, TIlE PART OF TIllS
NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT". EXPLAINS HOW TO BRING YOUR
MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNS11.T ,ING AGENCIES -- Ifyoll meet with one of the consumer credit counseling
. agencies listed at tho end of this notice, the lender may NOT take action against you for thirty (30) days after the date
. ofthis meeting.The names. addresses and telenhone numbers of desitmated consmner cxedit cOllnseling agencies for
the co\ in which the ro is located aIll set forth at the end of is Notice. It is only necessary to schedule one
face-to-face m"eting. A vise yo\U, lender.immediatelv ofyo\1r intentions,
APPLICATION FOR MORTGAGE ASSISTANCE -- Y Oll1'mortgage is in default for the :reasons set forth later
in this Notice (see following pages for specific infonnation about the nahlIe of YOlI1' defa\1It.) If you have tried and
are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the
Homeowners Emergency Mortgage Assistance Program. To do so, YOll must fill out, sign and file a completed
Homeownets Emergency Assistance Program Application with one of the designated conS\uner credit cmlnseling
agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the
program and they will assist YOll in submitting a complete application to the Pennsylvania Housing Finance Agency.
Y 0\11' application MUST be filed or postmarked within thirty (30) days of yo \I face-to-face meeling.
YOU MUST IFILE YOUR APPLICATION PROMP1LY.1F YOU FAIL TO DO SO OR IF YOU DO NOT
FOLLOW TElE OTHER TIME PERlODS SET FORTH IN THIS LETTER, FORECLOSURE MAY
PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE
ASSISTANCIE WILL BE DENIED.
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AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They will be dis buzsed
b,Y the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has
s~ty (60) day. to make a decision after it receives your application. During that time, no forecLoS\1Ie proceedings
Wlll be pursued agamst YOll if you have met the time requirements set forth above. You will be notified directly by
the Pennsylvania Housing Finance Agency ofits decision on your application.
FXHtBlT A'
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141005/012
;_0/23/01 ].0:59 FAX
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NOTE' xFYOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BA1~RUPTCY,
rim FOLLOWING PART OF TIDS NOTICE IS FOR INFORMATION PURPOSES ONLY AND
SHOULD NOT BE CONSIDERED AS AN ATIEMPT TO COLLECT THE DEBT.
(If you have med bankruptcy you can stDl apply for Emel'll,ency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT (Brio" it UD to date).
NATURE OF THE DEFAULT .- The MORTGAGE debt held by the above lender is on your property located at:
905 Maplewood Lane Enola"PA 17025-2069 IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the
following amounts are now past due: March 1, 2001 through May 1, 2001.
attached Exhibit for payment breakdown.
Monthly Payments
Late CbaIges
NSF
Inspections
Other
Suspense
See
3,780.69
124.32
0.00
0.00
0.00
TOTAL AMOUNT PAST DUE:
3,905.01
B. YOU HAVE FAILED TO TAKE TIlE FOLLOWING ACTION (Do not use unot applicable);
HOW TO CURE mE DEFAULT -- YoullllIY cure the default within relRTY (30) DAYS of the date of !his
. notice BY P A'IING THE TOT AI.. MIOUNT PAST DUE TO THE LENDER, WHICH IS .
$ 3,905.01 ,PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME
DUE DURING TIlE TIllRTY (30) DAY PERIOD. Pavments nmst be made either bv cash. cashiers check.
certified check ormonev omermade pavable and sent to:
Payment Processing
GMAC Mortgage Corporation
PO Box 780
Waterloo, IA 50704'0780
You can cure mny other default by taking the following action within TIllRTY (30) DAYS of the date of this letter.
(Do not use if not applicable.) Nt' l' bl
o npp 1ca e
IF YOU DO NOT CURE THE DEFAULT n If you do not cure the default within TIlIRTY (30) DAYS of the date
oflhis Notice, the lender intends to exercise its ri"hts to accelerate the mortea"e debt, This means that the entire
outstand~ balance o!this debt will be considered due innnediately and you may lose the chance to pay the
.mortgage m monthly InStallments. Iffull payment of the total amolmt past <hie is not made within THlRTY (30)
DAYS, the lender also intends to insmact its attorneys to start legal action to fondose upon vour mortueed
propertv.
IF THE MORTGAGE IS FORECLOSED UPON -- The mortgaged property will be sold by the Sheriff to payoff
the mortgage ,lebllfthe lender refers yom case to its attorneys, but you cure the delinquency before !he lender
begins Ie.gal p'Xlceedings against you, you will still ha required to pay the reasonable attorney's fees that were
actually mcun"d, up to $50.00. However, iflegal proceedings are started against against you, you will have to pay all
reasonable attorney's fees actually inclarred by the lender even if they exceed $50.00. Any attorney's fees will be
added to the ammmt you owe the lender, which may also include other reasorulble costs.
Ifvou cure t1J,e default within the THIRTY (30) DAYS period. vau wiD 1II0t be required to nav attome,"s fees.
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10/23/01 ~l:OO FAX
141006/012
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OTHER LENDER REMEDIES -- The lender may al,o ,ue you personally for the unpaid principal balance and all
other sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE --If you have not =d the default within
the THIRTY (31l) DAY period and foreclo,me prooeedings ha~e begun, vou still have the riEht.to Clare the default
and prevent the sale at anv time UP to one hour before the Shenfi', Sale. You mav do so bv llaVlne: the total amolmt
then ~t dUe, ll/u$ anv late or other ohanzes then.due. reason.able attorney's ~s I1l!d co~~ cOIDleoted with the .
forealp&lu:C sale and any other costscoIDleoted \V1th the Shei:ifl's Sale as slle~ed m writinE bv the lend~r an~ by
:perfolming any other reOlUrements under the mOrll!a~e. Cunng your default m the manner set forth In thiS
notice wiD restore your mortgage to the saID'! pos tion as if you had uever defaulted.
EARLmST POSSIBLE SHERIFF'S SALEDATE -- It is estimated that the earliest date that &llch a Sheriff's Sale
of the mortgaged property could be held would be approximately six (6) montl1ts from the date of this Notice. A
notice of the aclual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to
cure the defatut will increase the longer you wait Yon may find out at any time .xactly what th. reqlUred payment
or action will b~ by contacting the lender.
HOW TO CONTACT THE LENDER:
Name of Lender:
Address:
GMAC Mortgage Corporation
401 Mile of Cars Way
National City, CA 91950
Phone Nwnber:
Fa" Number:
Contaot Person:
(800 I 850 -4622
(619) 470-5579
Collection Department
,"~!
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EFFECT OF SoHERIFF'S SALE -- You sholud realize that a Sheriff's Sale \vill end your ownership of the
mortgaged property and YOlII right to occupy it. If you continue to live in the property after the Sheriff's Sale, a
, lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time.
ASSUMPTION OF MORTGAGE -- Y Oll my or may not sell or tmnsfer your home to a buyer ormmsferee who
will assume th" mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are
paid prior to or at the sale and that the other requirements of the mortgage are satisfied.
;;;;
YOU MAY ALSO HAVE THE RIGHT:
TO SaL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO
BORROW MONEY FROM ANOTHER LENDING INS1TIUTION TO PAY OFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARlY ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD
OCCURRED, IF YOU CURE THE DEF AULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO
CURl, YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.)
TO ASSERT THE NONEXIS1ENCE OF A DEF AUL T IN ANY FORECLOSURE PROCEEDING OR
ANY OTHER LAWSUIT INSTI11JTED UNDER THE MORTGAGE DOCUMENTS,
TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE
LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
,
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY IS ENCLOSED
EXHIBlT A
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PENNSYLV AI'lIA HOUSING FINAl 'iCE AGE:-lCY
HOMEOWNER'S EMERGENCY ASSISTAI'lCE PROGRA.'o1
CONSUMER CREDIT COUNSELING AGE:-lCIES
(REV. 8/00)
CLINTON COUNTY
Lycoming-Climon Counties Commision for
Community Action (STEP)
2138 Lincoln Street P_O. Box 1328
Williamsport, PA 17703
(570) 326.0587 FA-'< (570) 322.2197
CCCS of Northeastern PA
20 I Basin Street
Williamsport. P A 17703
(570) 323-6627 FA-'< (570) 323-6626
COLUMBIA COL';'lTY
31 W, Market Street
POB 1127
Wilkes-Barre. PA 18702
(570) 821-0837 or (SOO) 922,9537
FAX (570) 821.1785
Commission on Economics Opportunity of Luzeme County
163 Amber Lane
Wilkes-Barre, PA 18702
(570) 826-05 to or (800) 822.0359
FAX (570) 829. I 665-{Call Before Faxing)
(570) .55-199. Hazeltown
FAX (570) .55-5631-{Call Befnre Faxing)
(570) 836-4090 Tunkhannock
CRAWFORD COL'NTY
Booker 1. Washington Center
1 no Holland Center
Ene, PA 16503
(SI.) .53-5744 FA-'< (SI.) 5749
John F. Kennedy Center, Inc.
2021 East 20th Street
Ene. PA 16510
(81.) 898,0400
FAX (81.) 898-12.3
CUMBERLAND COUNTY
CCCS of West em Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, P A 17102
(717) 541-1757
Urban League of Metropolitan Harrisburg
N. 6th Street
Harrisburg, PA j7101
(717) 23.-5925 FAX (717) 23.,9459
Community Action Comm of the Capital Region
IS 14 Derry Street
Harrisburg, PA 17104
(717) 232,9757 FAX (717) 234-2227
CCCS of Northeastern PA
1631 South Atherton St, Suite 100
State College, PA 16801
(81.\) 238-3668 FAX (814) 238.3669
1400 Abington Executive Park
Suite 1
Clarks Summit. PA 18411
(570) 5S7,9163 or (800) 922,9537
FAX (570) 587-9134~9135
Greater Erie Community Action Committee
18 West 9th Street
Erie. PA 16501
(SI.) 459-1581 FAX (814) .56.0161
Shenango Valley Urban League, Inc.
601 Indiana Avenue
Farrell, PA 16121
(412)981,5310
FinanCial Counseling Services of Franklin
31 West3rdStreet
Waynesboro, P A 17268
(717) 762.3285
YWCA of Carlisle
301 "G" Street
Carlisle, PA 17013 .
(717) 243-3818 FA-'< (717)-731.9589
Adams County Housing Authority
139-143 Carlisle St.
Gettysburg, PA 17325
(717) 334.1518 FAX 334.8326
PENNSYLVA.'l1A BULLETIN, VOL. 29, :'110. 23, JlJ"'NE 5, 1999
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ALL THAT CERTAIN lot or Ieee of ground situate in the Township of East Pennsboro. ,
Cumberland County, Pennsylv nia bounded and described according to a cerrarn Final Plan for Penn
Valley Phase I, prepared by H rtman Be Associates, Inc., Enginecrs and Surveyors, Camp Hill,
,
Pennsylvania, dated June 23. 1 93 and last revised September 9, 1993 and recorded on November 5,
1993 in Plan Book 67 page 20, as follows, to wit:
,
BEGINNING at a point on the orthwcst side of MapIewood Lane and a corner of Lot No. 52 on said
Plan; thence extending along d lot north 09 degrees 45 minutes 15 seconds west 101.61 feet to a
point in line of Lot No. 47 on id plan; thence extending along said lot and continuing north 80
degrees] 4 minutes 45 seconds st 80.00 feet to a point, a corner of Lot No..49 on said plan; thence
extending along said lot and co dnuing south 09 degrees 45 minutes 15 seconds east 129.98 feet to a
point on the northwest side of Ntaplewood Lane; thence extending along said lane along a curve
having a radius of 200.00 feet, the arc distance of 85.53 feet to the point and place of beginning.
I
,
,
I
BEING Lot No. 51 i
CONTAINING 9,005.33 SQU4.RE FEET
BEING PART OF THE SAME!PREMISES which James A. Acri, as Executor of the Estate of Edith
Loretto Acri, and as Trustee of the Testamentary Trust of Ovidio Acri, and James A. Acri,
individually, by Deed dated Notember 22, 1993 and recorded in the Office for recording of Deeds in
and for Cumberland County in peed Book IDa, Page 148, and Deed Book R36, Page 155, granted
and conveyed unto Penn Valley iCorporation, a Pennsylvania corporation, in fee.
,-
PREMISES ON:
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VERIFICATION
KRISTINE-WILSON hereby states that she is FORECLOSURE SPECIALIST of
GMAC MORTGAGE CORPORATION mortgage servicing agent for Plaintiff in this matter, that she
is authorized to take this Verification, and that the statements made in the foregoing Civil Action in
Mortgage Foreclosure are true and correct to the best of her knowledge, information and belief. The
undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904
relating to unsworn falsification to authorities.
C)0.wr;" () - Ui.f/wiU
DATE: /0/73/01
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AFFIDAVIT OF SERVICE
CUMBERLAND COUNTY
PLAINTIFF
GMAC MORTGAGE CORPORATION
No. 01-6134 CIVIL
DEFENDANT(S)
DANIEL K. KULIG
JILL ANN KULIG
ACCT. #493472609
SERVE JILL ANN KULIG AT
1225 SOUTH MARKET STREET
MECHANICSBURG, PA 17055
Type of Action
- Notice of Sheriff's Sale
Sale Date: MARCH 6, 2002
Served and made known to
at do: 0 ~" o'clock em., at
SERVED
~
, Defendant, on the 11.0
e+5+.
day OfJi'WIUNi f 20Q
. (. Commonwealth
of Pennsylvania, in the manner described below:
..t.-Defendant personally served.
Adult family member with whom Defendant(s) reside(s). Relationship is
Adult in charge ofDefendant(s)'s residence who refused to give name or relationship.
Manager/Clerk of place oflodging in which Defendant(s) reside(s).
Agent or person in charge of Defendant( s)' s office or usual place ofbusiness'I\lO+-e: '\ h -e 6l'o~v€...
an officer of said Defendant(s)'s company. _"'\... .l~'l~~ 'IS Ji 1\ s. plaCe.
Other: ..,.,00 =
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Agea'8"L3d-.-Height~ Weighd~-1I5Racew::Lsex~ Other 6cD~~
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a true and correct copy of the
the address indicated above.
, a competent adult, being duly sworn according to law, depose and state that I personally handed
otice of Sheriff s Sale in the manner as set forth herein, issued in the captioned case on the date and at
Sworn to and subscribed
before me this _ day
of ,200_.
Notary:
By:
PLEASE ATTEMPT SERVICE AT LEAST 3 TIMES. INDICATE DATES & TIMES OF SERVICE ATTEMPED.
NOT SERVED
On the day of
,200_, at
o'clock _.m., Defendant NOT FOUND because:
Moved Uuknown
No Answer
Vacant
Other:
~~~---" ,
By:
Notarial Seal
US2. M. Greasor., Notary Pubiic
em'lis!':; 80,0. C1.!rr:bf.:riand Cc,
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or e forPI . tiC
Frank Feder Ii, E uire - I.D. No. 12248
One Penn C er at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
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FEDERMAN AND PHELAN
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATIONNO.12248
ONE PENN CENTER AT SUBURBAN STATION,
SUITE 1400
PHILADELPHIA, PA 19103-1814
(/1~) ~hi-7000
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CNIL DMSION
GMAC MORTGAGE CORPORATION
CUMBERLAND COUNTY
vs.
No.: 01-6134
DANIEL K KULIG
JILL ANN KULIG
AFFIDAVIT OF SERVICE OF NOTICE OF SHERIFF'S SALE
PI JR STJ A NT TO P R c: P , 404(/)/401
FRANK FEDERMAN, ESQUIRE, Attorney for Plaintiff, hereby certifies that service of the
Notice of Sheriff's Sale was made by sending a true and correct copy by certified mail to Defendant,
at 905 MAPLEWOOD LANE, ENOLA, P A 17025, which notice of Sheriffs Sale was received by
Defendant, on 12/17/01 as evidenced by the attached return receipt.
The undersigned understands that this statement is made subject to the penalties of 18 P A
C.S. s 4904 relating to unsworn falsification to authorities.
9- ~ 9:;-"/?-,, .
FRANK FEDERMAN, ESQUIRE
Date: Fp,hm~ry h. ?om
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2. Article Number
1111111
?J.bD 3'1]1 'taqq t.S3D q'l'll
3. Service Type CERTIFIED MAIL
4. Restricted Delivery? (Extra Fee) Yes
1. Article Addressed to:
DANIEL K. KULIG
905 MAPLEWOOD LANE
ENOLA, P A 17025
SALES (493472609)
PS Form 3811, July 2001
D. Is delivery address different from Item 17
If YES, enter delivery address below:
Domestic Return Receipt
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SALE DATE: MARCH 6. 2002
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CNIL ACTION - LAW
GMAC MORTGAGE CORPORATION
No.: 01-6134 CNIL
vs.
DANIEL K. KULIG
JILL ANN KULIG
AFFIDAVIT PURSUANT TO RULE 3129.1
AND RETURN OF SERVICE PURSUANT TO
Pa. R.C.P. 405 OF NOTICE OF SALE
Plaintiff in the above action sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property located at:
905 MAPLEWOOD LANE. ENOLA. PA 17025.
As required by Pa. R.C.P, 3129,2(a) Notice of Sale has been given in the manner
required by Pa. R.C.P. 3l29.2(c) on each of the persons or parties named, at that address set forth
on the attached Affidavit No.2 (previously filed) and Supplemental Affidavit No.2 on the date
indicated, and a copy of the notice is attached as an Exhibit. A copy of the Certificate of Mailing
(Form 3817) and/or Certified Mail Return Receipt stamped by the u.s. Postal Service is attached
for each notice.
J, ~ ~ /
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
February 25, 2002
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GMAC MORTGAGE CORPORATION
CUMBERLAND COUNTY
Plaintiff,
COURT OF COMMON PLEAS
v.
DANIEL K. KULIG
JILL ANN KULIG
CIVIL DIVISION
NO. 01-6134 CIVIL
Defendant(s).
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No.1)
GMAC MORTGAGE CORPORATION, Plaintiff in the above action, by its attorney, FRANK
FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the
following information concerning the real property located at ,905 MAPLE WOOD LANE, ENOLA,
PA 17025.
L Name and address ofOwner(s) orreputed Owner(s):
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
DANIEL K. KULIG
905 MAPLEWOOD LANE
ENOLA, P A 17025
JILL ANN KULIG
1225 SOUTH MARKET STREET
MECHANICS BURG, P A 17055
2. Name and address of Defendant(s) in the judgment:
DANIEL K. KULIG
905 MAPLEWOOD LANE
ENOLA, P A 17025
JILL ANN KULIG
1225 SOUTH MARKET STREET
MECHANICSBURG, PA 17055
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
t,;':l_~~[I\'1'~.'o,O"'I_"" ,.,,,. ',>.O"~~_"'", ,,"" _'1,'_ ,'oj' '-'1
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4. Name and address of last recorded holder of every mortgage of record:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
TMS MORTGAGE, INC.
1770 TRIBUTE RD., SUITE 109
SACRAMENTO, CA 95815
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which may be affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
905 MAPLEWOOD LANE
ENOLA, P A 17025
Domestic Relations of Cumberland County
13 North Hanover Street
Carlisle, PA 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, P A 171 05
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
t ~ rJ~
FRAJ{KFEDERMAN,ESQUIRE
Attorney for Plaintiff
December 7.2001
DATE
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DATE:
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY
OWNER(S) DANIEL K. KULIG
JILL ANN KULIG
PROPERTY: 905 MAPLEWOOD LANE
ENOLA, PA 17025
Improvements: Residential Property
CUMBERLAND COUNTY
The above-captioned property is scheduled to be sold at the Sheriff's Sale on MARCH 6,
2002, at 10:00 a.m. in Cumberland County Courthouse, South Hanover Street, Carlisle, PA. Our
records indicate that you may hold a mortgage or judgment on the property, which may be extinguished
by the sale. You may wish to attend the sale to protect your interests.
A schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff
not later than 30 days after sale. Distribution will be made in accordance with the schedule unless
exceptions are filed thereto within 10 days after the filing of the schedule.
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SALE DATE: MARCH 6. 2002
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CNIL ACTION - LAW
GMAC MORTGAGE CORPORATION
No.: 01-6134 CIVIL
vs.
"
DANIEL K. KULIG
JILL ANN KULIG
J.filUHNEY FilE COpy
PLEASE RETURN
AFFIDAVIT PURSUANT TO RULE 3129.1
AND RETURN OF SERVICE PURSUANT TO
Pa. R.C.P. 405 OF NOTICE OF SALE
Plaintiff in the above action sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property located at:
905 MAPLEWOOD LANE. ENOLA PA 17025.
As required by Pa. RC.P, 3l29.2(a) Notice of Sale has been given in the manner
required by Pa. RC.P. 3l29.2(c) on each of the persons or parties named, at that address set forth
on the attached Affidavit No, 2 (previously filed) and Supplemental Affidavit No.2 on the date
indicated, and a copy of the notice is attached as an Exhibit. A copy of the Certificate of Mailing
(Form 3817) and/or Certified Mail Return Receipt stamped by the U.S. Postal Service is attached
for each notice.
1
~
, J.:\ I I UiiNc:.Y f!l:~ copy
February 25, 20<i'lEASE RE ,URN
FRANK FEDERMAN, ES UIRE
Attorney for Plaintiff
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Corrected Deed
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STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
} SS.
Robert P Ziegler
I, ______________________________________________________________________________Ilecorderof
Deeds in and for said County and State do 'hereby certify that the Sheriff's Deed in which _________n.U__
Secretary of Veterans Affairs .
___________________________.________________________________________________________ ~ thegr.antee
6th
the same having been sold to said grantee on the ___._______________n__________n______._______ day of
March . 2002 "
__u__________________n_______n__n___ A. D., , n___' under and by virtue of a wnt______________
11th
Execution .
_______________________ __________ .__u ___ __n__ _ ISSued OIl the ___ _____ _ ____ _____ ____ ____ ________ ___
2001
__no' out of the Court of Cornman Pleas of said County"as of
20'P
. December
day of __________________________ A. D.,
Civil
------------------------------... _____u _ .______ __ ____ _____ ___ u____ ________ __ _n__ Term, :
6134 GMAC Mtg Corp
Number ______________, at the suit of ------u----_________nn___n_______________.____n________n_
DAniel K Kulig & Jill Ann
----------_________________________against____________________________________________________ 6
duly recorded in Sheriffs Deed Book No. ___::~______, Page _____!_~~=.._.
IN TESTIMONY WHEREOF, I have hereunto
*
set my hand and seal of said office th~ __j~____u day
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STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
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Robert P Ziegler
I, _____________________________________________________~________________________Flecorderof
Deeds in and for said County and State do 'hereby certify that the Sheriff's Deed in which ________________
GMAC Mtg Corp
---------------------------.---------------------___________________________________ ~ the grantee
6th
the same having been sold to said grantee on the -______________________________________________ day of
March ' .2002 "
________________________________________ A. D., , _____, under and by vIrtue of a wnL____n_______
Dee
day of __________________________ A. D.,
Civil
------------------------------,. ------- - -- ------- -- ---------- n________ ____ ____ ___ T enn, :
6134 GMAC Mtg Corp
Number ______________, at the suit of ________________________________..______________________________
Execution . 11 th
-------------------------_______________________~uedonthe_____________________________________
2001
-----, out of the Court of Cornman Pleas of said County'as of
2001
---------------------------- ------- against____ ______n___ ___ __ n___ ____ ____ __ ____ ______ _______ is
Daniel K Kulig & Jill Ann
duly recorded in Sherifrs Deed Book No. _______:_~~_, Page ____________~9
IN TESTIMONY WHEREOF, I have hereunto
set my hand and seal of said office this ___L______ day
/Tr"" f
of ____________n________________ A. D.,
~::_-~-----------------
Recorder of Deeds
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GMAC Mortgage Corporation
VS
Daniel K. Kulig and
Jill Ann Kulig
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2001-6134 Civil Term
Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, states
that on January 17, 2002 at 7:33 o'clock pm, EST, he served a true copy of the within
Real Estate Writ, Notice and Description, in the above entitled action, upon, the within
named defendant, to wit: Daniel K. Kulig, by making known unto Daniel K. Kulig,
personally, at 905 Maplewood Lane, Enola, Cumberland County, Pennsylvania, its
contents and at the same time handing to him personally the said true and correct copy of
the same.
Jason Vioral, Deputy Sheriff, who being duly sworn according to law, states that
on December 21,2001 at 4:41 o'clock pm, EST, he served a true copy of the within Real
Estate Writ, Notice and Description, in the above entitled action, upon the within named
defendant, to wit: Jill Ann Kulig, by making known unto Jill Ann Kulig, personally, at
1225 S. Market Street, Mechanicsburg, Cumberland County, Pennsylvania, its contents
and at the same time handing to her personally the said true and correct copy of the same.
Gerald Worthington, Deputy Sheriff, who being duly sworn according to law,
states that on January 08, 2002 at 1:40 o'clock P.M., E.S.T., he posted a true copy of the
within Real Estate Writ, Notice, Poster and Description, in the above entitled action,
upon the property of Daniel K. Kulig and Jill Ann Kulig located at 905 Maplewood Lane,
Enola, Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served
the above Real Estate Writ, Notice, Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Daniel K. Kulig, by regular mail to his last known address of 905
Maplewood Lane, Enola, P A 17025. This letter was mailed under the date of January 28,
2002 and never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served
the above Real Estate Writ, Notice, Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Jill Ann Kulig, by regular mail to her last known address of 1225 S.
Market Street, Mechanicsburg, P A 17055. This letter was mailed under the date of
January 28,2002 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after
due and legal notice had been given according to law, exposed the within described
premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County,
Pennsylvania on March 6, 2002 at 10:00 o'clock A.M., EST. He sold the same for the
sum of$l.OO to Attorney Frank Federman for GMAC Mortgage Corporation. It being
the highest bid and best price received for the same, GMAC Mortgage Corporation of
500 Enterprise Road, Suite 150, Horsham, PA 19044, being the buyer in this execution
paid SheriffR. Thomas Kline the sum of $761.50, it being costs.
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Sheriff s Costs:
Docketing
Poundage
Advertising
Posting Handbills
Acknowledging Deed
Auctioneer
Law Library
Prothonotary
Mileage
Certified Mail
Levy
Surcharge
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sheriff s Deed
$30.00
14.93
15.00
15.00
30.00
10.00
.50
1.00
17.25
.82
15.00
30.00
284.00
222.30
24.20
25.00
26.50
$761.50
Sworn and subscribed to before me
This ~ day of () k1<,JJ
,
2002, AD. ~ a. ~/#'
Pro onotary
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R. Thomas Kline, Sheriff
BY ~ eLl J~-bbc
Real Estate Deputy
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GMAC MORTGAGE CORPORATION
CUMBERLAND COUNTY
.
Plaintiff,
COURT OF COMMON PLEAS
v.
DANIEL K. KULIG
JILL ANN KULIG
CIVIL DIVISION
NO. 01-6134 CIVIL
Defendant(s).
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No.1)
GMAC MORTGAGE CORPORATION, Plaintiff in the above action, by its attorney, FRANK
FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the
following infonnation concerning the real property located at ,905 MAPLEWOOD LANE, ENOLA.
PA 17025.
L Name and address ofOwner(s) orreputed Owner(s):
Name
Last Known Address (if address cannot be
,reasonably ascertained, please indicate)
DANIEL K. KULIG
905 MAPLEWOOD LANE
ENOLA, P A 17025
JILL ANN KULIG
1225 SOUTH MARKET STREET
MECHANICSBURG, P A 17055
2. Name and address of Defendant(s) in the judgment:
DANIEL K. KULIG
905 MAPLEWOOD LANE
ENOLA, P A 17025
JILL ANN KULIG
1225 SOUTH MARKET STREET
MECHANICSBURG, P A 17055
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
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4. Name and address of last recorded holder of every mortgage of record:
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Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
TMS MORTGAGE, INC.
1770 TRIBUTE RD., SUITE 109
SACRAMENTO, CA 95815
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which may be affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
905 MAPLEWOOD LANE
ENOLA, P A 17025
Domestic Relations of Cumberland County
13 North Hanover Street
Carlisle, P A 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, PA 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties ofl8 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
December 7.2001
DATE
t ~(rJ~
FRAJ{KFEDERMAN,ESQUIRE
Attorney for Plaintiff
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GMAC MORTGAGE CORPORATION
Plaintiff,
CUMBERLAND COUNTY
v.
No. 01-6134 CIVIL
DANIEL K. KULIG
JILL ANN KULIG
Defendant(s).
December 7, 2001
TO: DANIEL K. KULIG
905 MAPLEWOOD LANE
ENOLA, PA 17025
JILL ANN KULIG
1225 SOUTH MARKET STREET
MECHANICSBURG, PA 17055
..THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
AN ATTEMPT TO COLLECT A DEBT, BUT ONL Y ENFORCEMENT OF A LIEN AGAINST PROPERTY...
Your house (real estate) at, 905 MAPLEWOOD LANE, ENOLA, PA 17025, is scheduled to
be sold at the Sheriffs Sale on MARCH 6, 2002 at 10:00 a.m. in the Cumberland County Courthouse,
South Hanover Street, Carlisle, P A 17013, to enforce the court judgment of 166,230.45 obtained by
GMAC MORTGAGE CORPORATION (the mortgagee) against you. Ifthe Sheriffs sale is
postponed, the property will be relisted for th~ JUNE 5, 2002 Sheriff's Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
L The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due, To find out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale, (See notice on page two on how to obtain an attorney.)
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. Ifthe Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000,
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of tIre money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale, This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, P A 17013
(717) 249-3166
(800) 990-9108
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ALL TH.-\ T CERT.-\I:-i 1m or piece of ground siruate in the Township of East Pennsboro. Cumberland
Coumv. Pennsylvania bounded and described according to a certain Final Plan for Penn Vallev Phase
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1. prepared by Hartman and Associates. Inc" Engineers and Surveyors. Camp Hill, Pennsylvania. datd
June 23. 1993 and last revised September 9. 1993 and recorded on ;.iovember 5. 1993 in Plan Book 67.
Page 20, as follows. to wir:
BEGIXNING at a poim on the Northwest side of Maplewood Lane and a corner of Lot '\0. 52 on said
Plan; thence extending along said Lor North 9 degrees 45 minutes 15 seconds \Vest 101.6l feet to a
poim in line of Lot No. 47 on said Plan: thence extending along said Lot ami continuing :'Iorth 80
degrees 1-1- minutes 45 seconds East 80.00 feet to a poim, a corner of Lot :'la, 49 on said Plan: thence
extending along said Lot and conrinuim: South 9 degrees 45 minutes 15 seconds East 129.98 Ieee [0 a
- '-' ..........
point on the Sorthwest side of Maplewood Lane; thence extending along said lane along a curve having
a radius of 20000 feet, the arc distance of 85,53 f~et to the point and place of beginning.
BEING Lor ;.io. 5l
CONTA.INL'lG 9,005,33 square feet.
Tax Parcel #13-0999-094
TITLE TO SAID PREMISES IS VESTED IN Daniel K. Kulig and Jill Ann Kulig. his wife bv
Deed from Penn Valley Corporation, a Po.. Corp. dated 1/ 111'9~ and'recorded 1/29/97 in Reco~d
Book 152. Page 754.
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WRIT OF EXECUTION.and/or ATTACHMENT
.
COMMONWEAL TH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 01-6134 CIVIL 19
CIVIL ACTION, LAW
CUMBERLAND
TO THE SHERIFF OF
COUNTY
To satisfy the debt, inferest and costs due _~MAc:...tJl()rtgage Corporation
from,_. Danie.:': K. Kulig, 905 Maplewood Lane,
Kulig, 1225 S. Market St., Mechanicsburg
Enola PA 17025
PA 17055.
PLAINTIFF(S)
and Jill Ann
DEFENDANT(S)
Real estate located
(1) You are directed to levy upon the property of the defendant(s) and to sell
at 905 Maplewood Lane, Enola PA 17025. (See attached legal
descript6n. )
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of __
GARNISHEE(S) as tollows
and to notify the garnishee(s) that: (a) an attachment has been issued: (b) the garnishee(s) is/are enjoined frorn paying any
debt to orJor.the account of the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) If propertyofthe defendant(s) not levied upon an subject to attachment is found inthe possession of anyone other
than a named garnishee, you are directed to notify him/herthat he/she has been added as a garnishee and is enjoined as above
stated.
Amount Due
Interest 12/6/01
$166,230.45
to 3/6/02 $2,459.70
L.L.
$.50
$1.00
Atty's Comm
Atty Paid
Plaintiff Paid
%
Due Prothy
Other Costs
$132.25
Date:
December 11, 2001
CURTIS
by
Deputy
REQUESTiNG PARTY:
Name
Address:
Frank Federman, Esq.
1617 JFK Blvd., Ste 1400
~--
PA 19103 1814
Attorney for:
Telephone:
Philadelphia
Plaintiff
(215)
563 7000
12248
Supreme Court 10 No.
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REAl ESTATE SALE No. 55
On December 13,2001, the sherifflevied upon the
defendant's interest in the real property situated in
East PennsboroTownship, Cumberland County, P A,
known and numbered as 905 Maplewood Lane, Enola
and more fully described on Exhibit "A" filed
with this writ and by this reference incorporated herein.
Date: December 13,2001
By: q6~-Srni1h
Real Estate Deputy
V"IN'f'^l^S~HI3d
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10. Wd ZE 8 ZI 330
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PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.l784
STATE OF PENNSYL VANIA :
ss.
COUNTY OF CUMBERLAND :
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues ofthe said Cumberland Law
Journal on the following dates,
VIZ:
JANUARY 25, FEBRUARY 1, 8, 2002
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
}
Roger M. Morgenthal, Editor
~
SWORN TO AND SUBSCRIBED before me this
8 day of FEBRUARY. 2002
NOTARIAL
LOIS E.SNYD1~\.~:'~1c
CarliSIEI Boro. "U1...."a'N
My Commisalon Expires Man:h 5.
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REAL ESTATE SALE NO. 55
Writ No. 2001,6134 Civil
GMAC Mortgage Corporation
vs.
Daniel K. Kulig and
Jill Ann Kulig
Atty.: Frank Federman
ALL TIiAT CERTAIN lot or piece
of ground situate in the Township
of East Pennsboro. Cumberland
County, Pennsylvania botulded and
described according to a certain Fi~
na1 Plan for Penn Valley Phase I.
prepared by Hartman and Associ-
ates. Inc.. .Engineers and Survey-
ors, Camp Hill. Pennsylvania. dated
Jnne '23. 1993 and last revised Sep-
tember 9, 1993 and recorded on
November 5. 1993 in Plan Book 67,
Page 20. as follows. to wit:
BEGINNING at a point on the
Northwest side of Maplewood Lane
and a corner of Lot No. 52 on said
Plan; thence extending along said
Lot North 9 degrees 45 minutes 15
seconds West 101.61 feet to a point
in line of Lot No. 47 on said Plan;
thence extending along said Lot and
continuing North 80 degrees 14
minutes 45 seconds East 80.00 feet
to a point, a comer of Lot No. 49 on
said Plan; thence extending along
said Lot and continuing South 9
degrees 45 minutes 15 seconds
~ast 129;98'feet to a point on the
Northwest side of .Maplewood Lane;
thence extending along said lane
along a curve having a radius of
200.00 feet. the arc distance of
85.53 feet to the point and place of
beginning.
BEING Lot No, 51.
CONTAINING 9,005,33 square
feet.
Tax Parcel # 13,0999,094.
TITLE TO SAID PREMISES 18
VES1ED IN Daniel K. Kulig and Jill
Ann Kulig. his wife by Deed from
Penn Valley Corporation. a Pa. Corp.
dated 1/17/97 and recorded 1/29/
97 in Record Book 152. Page 754.
,,-,--.
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16,1929
Commonwealth of Pennsylvania. County of Dauphin} ss
Michael Morrow being duly SWOrn according to law. deposes and says:
That he is the Ass!. Controller of The Patriot News Co., a corporation organized and existing under the laws
of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in
the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The
Sundav Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the
City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th,
1854, and September 18th, 1949, respectively, and all have been continuously pubiished ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 29th day(s) of January and the 5th and
12th day(s) of February 2002. That neither he nor said Company is interested in the subject matter of said printed
notice or advertising, and that all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said countYlD . phin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION .................... .. .. ......
COpy Sworn to and subscribe
SALE#55
Notarial Seal
Terry L Ru..~I, Notary Public
Harrlsburg,OauphlnCounty ARY PUBLIC
My Comrll's.'on Expires June 6 2002
, commission expires June 6, 2002
Member, P6nnsylvanla Assocletion 01 Notaries
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERlAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or pubiication attached
hereto on the above stated dates $
Probating same Notary Fee(s) $
Total $
220.80
1.50
222.30
Publisher's Receipt for Advertising Cost
. . The Patriot News Co., publisher of The Patriot-News and The Sundav Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
By....................................................................
1'tffi~!l!I_
,~, ,p. ~,~ e,
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REAL ESTATE SALE No. 55
writ No, 2i)llHl.134
CMITerm
GMACMorlgago
COipo_ration
vo
Osnial K.l(ulig and
-Jill. Ann Julig
;::.'tty:~::Fr.al1k Federmin
f::).>ES('lutmJN~,:- :.-_--:---- :_.-'_ "'-:_--':':,,--:
~:xA;l;.I~:.-1~fl...r.. J:::J):.K1:~\~ JQt" 9r,:_ p,itx;~f~~f-:~:CiuQ;:t.: ':
;:::::::::~~::<:rii_::the;::':'l~n~hiii:::~f:,#itili:-\l~ti..*~~_;-,
t::.;.':::~$'ffli.',' ~li'iiif::{,':P:rilifj~_,:_:Pe...,-_itii~,YN;tUI~,,::.)Nii.'~'~fulf
r::':':::~a.a.3~t9l'l~_ ~~oP,rdinK t<;:r:,.l'cC~.i:t 'l'l:n,~::'pllw
"'''f<~'::~~: Yall~,ji "PIifu~-l; prepa!i...:t h)" fIartmaij
find .Ai\:m\:;hu~, '1m:.; -F!lIsrineerii ttui1 Sun";~'(}t~,
Camp Hill. Pennsylv-.:mia._ d;tled hme 23, 19:(,
Hild .IllS! :r~'li!i<:q.: :SL'PrelIrl"'~r 9, 1993. and
-recorded ()n-_.N()~'tmil:>l.';t s; rmn_lll Phm BOl)k
, :Q1. Pag;e20~ as follm.'Zi,.tn 1ir1t"
, .s.mprNNrNG ;!t,_1l Jl_oilit :Ofi_ the_Nf11fb\\-'t~t ~lde
::-'fjfM'Wlew~i(l!ll4iti~ ~D_Q;i ~!i1;l~i'_(lf Lot No, 52
, ;:;ii--~:jld P!im-;-t1i~ii~i-~,irtliiLitkt.;:--a:kl1l!J_~;tld 1.,)t
Nm:ili 9_lk,grel."s.45 minutes J.'i-_~~,Jttd~-W~~t
'---HH.f,l focj'tl'-il-pl)j:rifhdiite-~!fLiltNQ. .~7 Oil
::W~l PI.dl:; tl1en1::e:_e,~,:tefl,jin:g- Il!Cl(l,g I'jild-_Lot _and
,c(intlnatIlE_-NIJ.rtk S.o .dew.-':S': 14_ minute-!o 45
li~'()ndsE3~t Sr.LOO fe.eU~) l-l point,_H ~;{H't'ler.of
J~!).t_ No, A.-9 ml s.aW Plaa; thcru;c. l:xtend_G;Lg
;::,alollg ~llirJ"LQL.md_<Clmtblliltlg Souttl_9 deW:f-e~
'is-minute!;; _l3.!<<([ltd~ East 129.98 fed to a
't>_Cthit _Oil_ .the:-- NCI[t11~\e.~t ,.;ide, _91' M~4....vrJl;;.d
L&TJe; thence ex!tmdln;g_aIOTIl.t_,~J.lld hlne ,tllmg ill
Cti:tife:-,li'lf\:-j-tlj(a nUlla..; of :lOO.DO_ fect:, tl1J:: art'
:di.'iUltll.."e_ of85,53 fee:t 1,(1 tbe pnlnt.ll.rn~ place "f
-,bc.gilm1tlg.
,- 'BETNG:L~(nil, j.l
'C;aNTAmJN.G_9:005J3 ;;quare f~t.
'-:-,Taj;-PakeJ #1 3'()9,9ft.H94.
.TlTL.E'fOSAlD PREMISES IS ya'.TED IN
'::Datlid K.: f[lJ.Ii$~ imd,_li1l.Atln_J{ullg, hi!' wifi:: 'by
'D~-fmrn f~,'t1t1- Vli11t'.)'_-CIll]l!ltittion~ Ii_ P:it.
Corp.' dated lfl1.!91 and Wl.,"lm1t.'Ii 1119/91 ill
.~:~~l.I~"_~OQ~ _I?J_~ _~~~~~~:____ __"___