HomeMy WebLinkAbout01-06181
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MARK J. ODREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
National City Mortgage
3232 Newmark Drive
Miami sburg , OH 45342
Plaintiff
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
v.
David W. Booth
Laura G. Booth
A/K/A Laura Graham Booth
81 Windwhisper Lane
Annapolis, MD 21403
Defendant(s)
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COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must. take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by .the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Ave.
Carlisle, PA 17013
717-249-3166
800-990-9108
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AVISO
Le han demandado a usted en la corte. si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita 0 en
persona 0 con un abogado y entregar a la corte en forma escrita sus
defensas 0 sus objeciones alas demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso 0
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dinero 0 sus propiedades u otros
derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO
o SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Ave.
Carlisle, P A 17013
717-249-3166
800-990-9108
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NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, upon your written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARK J. UDREN
/s/ Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: N/A
Assignee: N/A
Recording Date: N/A Book: Page:
2. Defendant(s) is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant (s) the sum appearing on said Mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness.
Said Mortgage is incorporated herein by
reference in accordance with PA.R.C.P. 1019 (gl.
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 1073 Kuhn
MUNICIPALITY/TOWNSHIP/BOROUGH:
COUNTY: Cumberland
DATE EXECUTED: 9/15/98
DATE RECORDED: 9/18/98 BOOK:
Rd.
Township of Monroe
1483
PAGE: 621
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
said Mortgage itemized below, shall be immediately due.
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5. After demand, the Defendant (s) continues to fail or
refuses to comply with the terms of the Note as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
(b) by failing or refusing to pay other charges, if any,
indicated below.
6. The following amounts are due on the said Mortgage as of
10/22/01:
Principal of debt due and unpaid
Interest at 9.0%*
from 2/1/01
to 10/22/01
(the per diem interest accruing on
this debt is $13.19 and that sum
should be added each day after
10/22/01)
$53,505.74
3,482.16
Title Report
Court Costs (anticipated, excluding
Sheriff's Sale costs)
250.00
280.00
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $0.00 and that sum should
be added on the first of each
month after 10/22/01)
0.00
Late Charges
(monthly late charge of $21.94
should be added on the fifteenth of
each month after 10/22/01)
0.00
Corporate Advance
Other Fees
160.00
22.40
Attorneys Fees (anticipated and actual
to 5% of principal)
TOTAL
2.675.29
$60,375.59
* This Interest Rate is subject to adjustment as more fully set
forth in the Mortgage and Note.
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7. The attorney's fee set forth above are in conformity with
the mortgage documents and pennsylvania law, and will be collected
in the event of a third party purchaser at Sheriff's Sale. If the
mortgage is reinstated prior to the sale, reasonable attorney's
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
B. Notice of Intention to Foreclose under Act 6 of 1974 of
the Commonwealth of Pennsylvania has been sent to each Defendant,
certified mail, in accordance with the requirements of that act,
and copy(s) are attached hereto as Exhibit "A" and made part
hereof.
The notice specified by the Pennsylvania Homeowner's
Emergency Mortgage Assistance Program, Act 91 of 19B3, has not been
sent because the Mortgage matured on or about March 1, 2000, and
the notice is therefore not required.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $60,375.59 plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortgaged premises.
f{C/
Mark J. Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
Attorney I.D. No. 04302
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ALL THAT CERTAIN TRACT OR PARCEL OF LAND AND PREMISES, SITUATE, LYING AND BEING IN
THE TOWNSHIP OF MONROE IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF
PENNSYLVANIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS;
BEING LOT NO. 206 AS SHOWN ON THE FINAL PLAN OF LOTS OF SECTION "L" OF WHITE ROCK
ACRES, DATED OCTOBER 3, 1978, RECORDED JANUARY 31, 1979, IN CUMBERLAND COUNTY PLAN
BOOK 34, PAGE 113, AND MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS.
BEGINNING AT A POINT IN THE NORTHERN LINE OF KUHN ROAD (60 FEET WIDE) AT THE
DIVIDING LINE BETWEEN LOT NOS. 205 AND 206 AS SBOWN ON SAID PLAN; THENCE BY THE
NORTHERN LINE OF KUHN ROAD THE FOLLOWING TWO COURSES AND DISTANCES; (1) SOUTH 81
DEGREES 59 MINUTES 00 SECONDS WEST 232.03 FEET TO A POINT; (2) BY A CURVE TO THE
LEFT HAVING A RADIUS OF 326.27 FEET THE ARC LENGTH OF 81.21 FEET AND A CHORD LENGTH
OF 81.00 FEET ON A CHORD BEARING OF SOUTH 74 DEGREES 51 MINUTES 10 SECONDS WEST;
THENCE BY THE LINE DIVIDING LOT NO. 206 FROM LOT NOS. 207, 208, 209 AND 210 AS
SHOWN ON SAID PLAN, NORTH 17 DEGREES 23 MINUTES 17 SECONDS EAST 635.92 FEET TO A
POINT IN THE CENTER OF A 30 FEET WIDE DRAINAGE EASEMENT; THENCE BY THE DIVIDING
LINE BETWEEN LOT NOS. 205 AND 206 AS SHOWN ON SAID PLAN, SOUTH 12 DEGREES 01 MINUTE
44 SECONDS EAST 565.76 FEET TO THE PLACE OF BEGINNING.
CONTAINING 1.998 ACRES.
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LAW OFFICES
MARK J. UDREN & ASSOCIATES
1040 NORTH KINGS HIGHWAY
SUITE 500
CHERRY HlIL, NEWJERSEY 08034
856 . 482 . 6900
FAX: 856.482.1199
MARK J. UD1lEN*
STUART WlNNEG..
GAYL SPIVAK ORLOFF*..
HB1Dl R. SPIVAK*..
CHRISTOPHERJ. FOX...
CORINA CANJZ...
-ADMlT12W NJ, PA, FL
.-ADMJ1'TlUJ PA
...ADM17TBD NI, PA
TINA MARIE RICH
OFFICBADMIN1S'tllATOR
FREDDIE MAC
PENNSYT. VANIA
DESTGNA TEn COllNSEL
PRNN!:YT.VANlA nR'R'Tr!K
24 NORTH MERlON AVENUE
SUITE 240
BRYN MAWR, PA 19010
215-568-9500
215-568.1141 FAX
PLEASE RESPOND TO NEW JERSEY OFFICE
July 24,2001
CERTIFJEDMAIL
RJ!m)RNREOEIPT REOUESTED
ARTICLE #700016700011 86714056
David W. Booth
1073 Kuhn Road
Boiling Springs, PA 17007
Re: Servicer/Mortgagee:
Mortgagor:
Loan No.:
Premises:
National City Mortgage Company
David W. Booth & Laura G. Booth
9355192
1073 Kuhn Rd:, Boiling Springs, PA 17007
NOTICE OF DEFAULT AND INTENTION TO TAKE ACTION
Dear Borrower(s):
National City Mortgage Company, is the holder or se:rvicer of your Promissory Note
and Mortgage on the above premises (the "Premises") securing the Note. You are in default
of certain obligations under these documents as follows:
You have failed to pay the full amount due of 56,218.75 on your loan which
matured on March 1, 200 1. .~
Failure to cure the default as specified may result in foreclosure by judicial
proceedings and sale of the Premises.
You can avoid the above actions by making payment to us of $56,218.75, which
includes all costs and attorney's fees incurred to date. -...
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EXHUSIT A
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If your mortgage so provides, you have the right to assert in the foreclosure
proceedings the non-existence of a default or any other defense to foreclosure.
Only if your Mortgage so provides, you shall have the right to have any proceedings
begun by us to enforce the Mortgage discontinued anytime prior to at least one hour prior
to the commencement of bidding at a Sheriff's sale or other sale pursuant to the Mortgage,
if you comply with its requirements allowing such reinstatement.
You may cure your default by making payment of the amounts indicated above to
us at the address on the letterhead.
I urge you to contact the undersigned promptly upon receipt of this letter.
J. UDREN,ESQUIRE
MJU / ath
cc: First Class Mail
Note See Notice attached hereafter pursuant to the Fair Debt Collection Practices
Act.
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NOTICE
The amount of your debt is as stated in the attached document. The name of the
creditor to whom the debt is owed is as named in the attached document. Unless you notify
us within 30 days after receipt of this Notice and the attached document that the validity of
the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. H
you do notify us in writing of a dispute within the 30 day period, we will obtain verification
of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute
the debt, it is not BlII admission of liability on your part. Also, upon your written request
within the 30 day period, we will provide you with the name and address of the original
creditor if different from the current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease
collection of your debt, or any disputed portion of it, until we obtain the information that
is required and mail it to you. Once we have mailed to you the required information, we
will then continue the collection of your debt.
This law f"mn is deemed to be a debt collector and this Notice and the attached document
is an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARK J. UDREN
Isl Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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LAW OFFICES
MARK J. UDREN & ASSOCIATES
1040 NORTH KINGS HIGHWAY
SUITE 500
CHERRY HIlL, NEW/ERSEY 08034
856. 482 . 6900
FAX: 856.482.1199
MARK J. UDREN"
STUART WllINEG"
GAR SPIVAK ORLO_'
HEIDI R. SPIVAK""
CHRISTOPHER J. FOX-
CORlNA CANJZ'"
.ADMl7TB.ONJ, PAt FL
..~PA
."ADMJn'BD NJ, PA
TINA M.\RlE RICH
OFFICE ADMlNlST1lA1'OR
F1lRT>D1E MAC
PRNNSnVANTA
T>ESlGNA 7WT> COllN.f;ET.
PRNN!WLVANlA n1lF1r.R
24 NORTH MERION AVENUE
SUITE 240
BRYN AL4. WR, PA 19010
215-568-9500
2/5-568-1141 FAX
PLEASE RESPOND TO NEW JERSEY OFFICE
July 24,.2001
CERTIFIED lUlL
RET01UJ RECEIPT REOUESTED
ARTICLE #700016700011 86714049
Laura G. Booth
1073 Kuhn Road
Boiling Springs, PA 17007
Re: ServicerjMortgagee:
Mortgagor:
Loan No.:
Premises:
National City Mortgage Company
David W. Booth & Laura G. Booth
9355192
1073 Kuhn Rd., Boiling Springs, PA 17007
NOTICE OF DEFAULT AND INTENTION TO TAKE ACTION
Dear Borrower(s):
National City Mortgage Company, is the holder or servicer of your Promissory Note
and Mortgage on the above premises (the "Premises") securing the Note. You are in default
of certain obligations under these documents as follows:
You have failed to pay the full amount due of 56,218.75 on your loan which
matured on March 1,2001. ..
Failure to cure the default as speci1ied may result in foreclosure by judicial
proceedings and sale of the Premises.
You can avoid the above actions by making payment to us of $56,218.75, which
includes all costs and attorney's fees incurred to date.
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If your mortgage so provides, you have the right to assert in the foreclosure
proceedings the non-existence of a default or any other defense to foreclosure.
Only if your Mortgage so provides, you sb,all have the right to have any proceedings
begun by us to enforce the Mortgage discontinued anytime prior to at least one hour prior
to the commencement of bidding at a Sheriff's sale or other sale pursuant to the Mortgage,
if you comply with its requirements allowing such reinstatement.
You may cure your default by making payment of the amounts indicated above to
us at the address on the letterhead.
I urge you to contact the undersigned promptly upon receipt of this letter.
J. UDREN, ESQUIRE
MJU / ath
cc: First Class Mail
Note See Notice attached hereafter pursuant to the Fair JOebt Collection Practices
Act.
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NOTICE
The amount of your debt is as stated in the attached document. The name of the
creditor to whom the debt is owed is as named in the attached document. Unless you notify
us within 30 days after receipt of this Notice and the attached document that the validity of
the stated debt, or any portion of it, is disputed, w'e will assume that the debt is valid. If
you do notify us in writing of a dispute within the 30 day period, we will obtain verification
of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute
the debt, it is not an admission of liability on your part. Also, upon your written request
within the 30 day period, we will provide you with the name and address of the original
creditor if different from the current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease
collection of your debt, or any disputed portion of it, until we obtain the information that
is required and mail it to you. Once we have mailed to you the required information, we
will then continue the collection of your debt.
This law fmn is deemed to be a debt collector and this Notice and the attached document
is an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARKJ. UDREN
Is! Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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V E R I FIe A T ION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The.undersigned understands that
this statement herein is made subject to the penalties of 18
Pa.C.S. Section 4904 relating to unsworn falsification to
authorities.
u~QC1/
UDREN & ASSOCIATES
Mark J.
MARK J.
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SHERIFF'S RETURN - NOT FOUND
AI
CASE NO: 2001-06181 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
NATIONAL CITY MORTGAGE
VS
BOOTH DAVID W ET AL
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named defendant, DEFENDANT
BOOTH DAVID W
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
, NOT FOUND , as to
the within named DEFENDANT
, BOOTH DAVID W
MAIL IS DELIVERED TO ADDRESS PROVIDED, BUT
THERE IS NO HOUSE ON THE PROPERTY.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
3.90
.00
10.00
.00
31.90
~
.' Thomas Kline
Sheriff of Cumberland County
MARK UDREN
11/02/2001
Sworn and subscribed to before me
9~
day of ~ t~, ,
this
.;L;n" A.D.
~ 0 7l"A,i"J ~
Pro honotary ,
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SHERIFF'S RETURN - NOT FOUND
..
C~SE NO: 2001-06181 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
NATIONAL CITY MORTGAGE
VS
BOOTH DAVID W ET AL
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named defendant, DEFENDANT
BOOTH LAURA GRAHAM
but was
unable to locate Her in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
, NOT FOUND , as to
the within named DEFENDANT
, BOOTH LAURA GRAHAM
POST OFFICE DELIVERS MAIL THERE, BUT
THERE IS NO HOUSE ON THAT LOT.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
.00
.00
10.00
.00
16.00
~
R. homas Kline
Sheriff of Cumberland County
MARK UDREN
11/02/2001
Sworn and subscribed to before me
this
'1~
day of ~
~I A.D.
~ 0 n.df,.)
Pr t onotary
,~~j .
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"WE HEREBY CERTIFY THE
WITHIN TO BIE lRUIE AND \\ \-
CORRECT COpy OF Til'IE OFUGiNAl" \'
MARX J. UDREN & ASSOCIATES
BY: Hark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856~482-6900
ATTORNEY FOR PLAINTIFF
National City Mortgage
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
. COURT OF COMMON PLEAS
; CIVIL DIVISION
; CUmberland County
v.
David W. Booth
Laura G. Booth
A/K/ALaura Graham Booth
81 Windwhisper Lane
Annapolis, MD 21403
Defendant(s)
: NO. 01 -. to/PI
G;()~L '-r~
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims. set forth in the following pages, you must. take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
. money claimed in the Complaint or for any other claim or relief
requested ,by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
RAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL KELP.
Cumberland County Bar Association
2 Liberty Ave.
Carlisle, PA 17013
717-249-3166 TRUE COPY FROM RECORD
800 - 990 - 91 0 8 In Testimony wheraof, I here unto set my-hand
and the seal of said Court at Carlisle. Pa.
. ,-Ttlm~:;~:y ~~~~:tJf)fJ\
. othonotary
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AV:ISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Race falta ascentar una comparencia escrita 0 en
persona 0 con un abogado y entregar a la corte en forma escrita sus
defensas 0 sus objeciones alas demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar lademanda . en contra suya sin previo aviso 0
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dineroo sus propiedades u otros
derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO :IMMED:IATAHElIITE, S:I NO T:IDE ABOGADO
o S:I NO T:IENE EL D:INERO SUF:IC:IENTE DE PAGAR TAL SERV:IC:IO, VAYA EN
PERSONA 0 LLAME POR TELEFONO A LA OF:IC:INA CUYA D:IRECC:ION SE
ENCUENTRA ESCRI.TA ABAJO PARA AVER:IGUAR DONDE SE PUEDE CONSEGU:IR
AS:ISTENC:IA LEGAL.
Cumberland County Bar Association
2 Liberty Ave.
Carlisle, PA 17013
717-249-3166
800-990-9108
_~C_1'_\;",.~,"~~,..,.,,- .~ ~ _"
._~ _"0 _ ,
I
, ~
NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt ofthis Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, upon your Written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to ~ollect a debt, and any information' obtained will be used for that purpose.
LAW OFFICES OF MARKJ. UDREN
/s/ Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
"'i",>r';'Y'c~~]"'~, 0_
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,
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1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: N/A
Assignee: N/A
Recording Date: N/A Book: Page:
2. Defendant(s) is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant (s) the sum appearing on said Mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness.
Said Mortgage is incorporated herein by
reference in accordance with PA.R.C.P. 1019 (g).
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 1073 Kuhn
MUNICIPALITY/TOWNSHIP/BOROUGH:
COUNTY: Cumberland
DATE EXECUTED: 9/15/98
DATE RECORDED: 9/18/98 BOOK:
Rd.
Township of Monroe
1483 PAGE: 621
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
said Mortgage itemized below, shall be immediately due.
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5. After demand, the Defendant (s) continues to fail or
refuses to comply with the terms of the Note as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
(b) by failing or refusing to pay other charges, if any,
indicated below.
6. The following amounts are due on the said Mortgage as of
10/22/01:
Principal of debt due and unpaid
Interest at 9.0%*
from 2/1/01
to 10/22/01
(the per diem interest accruing on
this debt is $13.19 and that sum
should be added each day after
10/22/01)
$53,505.74
3,482.16
Title Report
Court Costs (anticipated, excluding
Sheriff's Sale costs)
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $0.00 and that sum should
be added on the first of each
month after 10/22/01)
250.00
280.00
0.00
Late Charges
(monthly late charge of $21.94
should be added on the fi~teenth of
each month after 10/22/01)
0.00
Corporate Advance
Other Fees
160.00
22.40
Attorneys Fees (anticipated and actual
to 5% of principal)
TOTAL
2,675.29
$60,375.59
* This Interest Rate is subject to adjustment as more fully set
forth in the Mortgage and Note.
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7. The attorney's fee set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
in the event of a third party purchaser at Sheriff's Sale. If the
mortgage is reinstated prior to the sale, reasonable attorney's
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
8. Notice of Intention to Foreclose under Act 6 of 1974 of
the Commonwealth of Pennsylvania has been sent to each Defendant,
certified mail, in accordance with the requirements of that act,
and copy(s) are attached hereto as Exhibit "A" and made part
hereof.
The notice specified by the Pennsylvania Homeowner's.
Emergency Mortgage Assistance Program, Act 91 of 1983, has not been
sent because the Mortgage matured on or about March 1, 2000, and
the notice is therefore not required.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $60,375.59 plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortgaged premises.
,."~."
f{
Mark J. Udren, ESQUIRE
MARK J.. UDREN & ASSOCIATES
Attorney for Plaintiff
Attorney I.D. No. 04302
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ALL THAT CERTAIN TRACT OR PARCEL OF LAND AND PREMISES, SITUATE, LYING AND BEING IN
THE TOWNSHIP OF MONROE IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF
PENNSYLVANIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS;
BEING LOT NO. 206 AS SHOWN ON THE FINAL PLAN OF. LOTS OF SECTION "L" OF WHITE ROCK
ACRES, DATED OCTOBER 3, 1978, RECORDED JANUARY 31, 1979, IN CUMBERLAND COUNTY PLAN
BOOK 34, PAGE 113, AND MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS.
BEGINNING AT A POINT IN THE NORTHERN LINE OF KtIIIN ROAD (60 FEET WIDE) AT THE
DIVIDING LINE BETWEEN LOT NOS. 205 AND 206 AS SHOWN ON SAID PLAN; THENCE BY THE
NORTHERN LINE OF KtIIIN ROAD THE FOLLOWING TWO COURSES AND DISTANCES; (1) SOUTH 81
DEGREES 59 MINUTES 00 SECONDS WEST 232.03 FEET TO A POINT; (2) BY A CURVE TO THE
LEFT HAVING A RADIUS OF 326.27 FEET THE ARC LENGTH OF 81.21 FEET AND A CHORD LENGTH
OF 81.00 FEET ON A CHORD BEARING OF SOUTH 74 DEGREES 51 MINUTES 10 SECONDS WEST;
THENCE BY THE LINE DIVIDING LOT NO. 206 FROM LOT NOS. 207,208, 209 AND 210 AS
SHOWN ON SAID PLAN, NORTH 17 DEGREES 23 MINUTES 17 SECONDS EAST 635.92 FEET TO A
POINT IN THE CENTER OF A 30 FEET WIDE DRAJ:NAGE EASillMENT; THENCE BY.THE DIVIDING
LINE BETWEEN LOT NOS. 205 AND 206 AS SHOWN ON S~D PLAN, SOUTH 12 DEGREES 01 MINUTE
44 SECONDS EAST 565.76 FEET TO THE PLACE OF BEGINNING.
CONTAINING 1.998 ACRES.
--,,:.,"'j~--. ""'>"'-'~"?1_'ffli'.1<1Il~J.
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LAW OFFICES
MARK J. UDREN & ASSOCIATES
1040 NORTH KINGS HIGHWAY
SUITE 500
CHERRY HILL, NEW JERSEY 08034
856. 482 . 6900
FAX: 856. 482 . 1199
MARK J.. UD1lBN"
STUART WINNEG..
GAYLSPIVAK ORLOFF**.
HEIDI R. SPlVAK*..
CBBISTOPHER J. FOX-..
CORINA CANJZ...
.ADMlJ1'BDNI, PA, FL
"ADJm7.BD PA
".ADM1'lTBD-NI. PA
TINA MA1llE RICH
0FFlCl<ADM1N1STBA7f1R
FREDDTE MAC
PENN,f;YLVANTA
nE,f;TGNA TEn ('flUNSET.
P1lNM.~V1.VAN1A n1ll1lt!R
U NORTH MEBION AVENUE
SUITEUO
BRYN ~\VR, PA 19010
21S.S~8-9S00
21S.S~8-1141 FAX
PLEASE RESPOND TO NEW JERSEY OFFICE
July 24,2001
CER'tJI'lED .l\!AIL
RJilt!"f;lltNRECl!lJPTREQtJESTED
ARTICLE #700016700011 86714056
David W. Booth
1073 Kuhn Road
Boiling Springs, PA 17007
Re: Servicer jMortgagee:
Mortgagor:
Loan No.:
Premises:
National City Mortgage Company
David W. Booth & Laura G. Booth
9355192
1073 Kuhn Rd:, Boiling Springs, PA 17007
NOTICE OF DEFAULT AND INTENTION TO TAKE ACTION
Dear Borrower(s):
National City Mortgage Company, is the holder or servicer of your Promissory Note
and Mortgage on the above premises (the "Premises") securing the Note. You are in default
of certain obligations under these documents as follows:
You have failed to pay the full amount due of 56,218.75 on your loan which
matured on March 1,2001.
Failure to cure the default as specified may result in foreclosure by judicial
proceedings and sale of the Premises.
You can avoid the above actions by making payment to us of $56,218.75, which
includes all cOsts and attorney's fees incurred to date._~
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E'V~~~~~IT A
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If your mortgage so provides, you have the right to assert in the foreclosure
proceedings the non-existence of a default or any other defense to foreclosure.
Only if your Mortgage so provides, you sh~ have ,the right to have any proceedings
begun by us to enforce the Mortgage discontinued anytime prior to at least one hour prior
to the commencement of bidding at a Sherifi's sale or other sale pursuant to the Mortgage,
if you comply with its requirements allowing such reinstatement.
You may cure your default by making payment of the amounts indicated above to
us at the address on the letterhead.
I urge you to contact the undersigned promptly upon receipt of this letter.
truly yours,
J, UDREN, ESQUIRE
MJU j ath
cc: First Class Mail
Note See Notice attached hereafter p1I1'Suant to the Fair Debt Collection Practices
Act.
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NOTICE
The amount of your debt is as stated in the attached document. The name of the
creditor to whom the debt is owed is as named in the attached document. Unless you notify
us within 30 days after receipt of this Notice and the attached document that the validity of
the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If
you do notify us in writing of a dispute within the 30 day period, we will obtain verification
. of the debtor a copy of a judgment against you, and man it to you. If you do not dispute
,
,
the debt, it is not an admission ofJiability on your part. Also, upon your written request
within the 30 day period, we will provide you with the name and address of the original
creditor if different from the current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease
collection of your debt, or any disputed portion of it, until we obtain the information that
is required and mail it to you. Once we have maned to you the required information, we
will then continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document
is an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OmCES OF MARKJ. UDREN
Is! Mark J. Udren, Esquire
1040 N. Kings mghway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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LAW OFFICES
MARK J. UDREN & ASSOCIATES
1040 NORTH KINGS HIGHWAY
SUITE 500
CHERRY HILL, NEWJERSEY 08034
856. 482 . 6900
FAX: 856.482.1199
MARK J. UD1lBN"
STUART WINNEG..
GAYLSPlVA/lORLOFFO*.
1IBIDI R. SPlVAK*"
C111I1STOPBER J. FOX*".
C()R1NACANIZ***
'AIIMDTII>Nh PA, FL
"ADMlJ7BD-'A
"'Amm'JZD NI, itA
TINA MA1lIB RICH
OFFICB ADM1lIlS'tBATOR
PREnDrE MAC
PENN!\YT. VA N1A
nESIGNA TEn ~01JN,~EL
PR~VAN1A n1l'R'1r.R
24 NORTH MEBION A VENUE
SUITE 240
BRYN ~Wll, PA 19010
21s.s~8-9S00
21s.s~1141 FAX
PLEASE RESPOND TO NEW JERSEY OFFICE
July 24,.2001
CERtiFIED MAIL
RETtmN':R1llOSIPT REOUESTED
ARTICLE #7000 16700011 86714049
Laura G. Booth
1073 Kuhn Road
Boiling Springs, PA 17007
Re: ServicerjMortgagee:
Mortgagor:
Loan No.:
Premises:
National City Mortgage Company
David W. Booth & Laura G. Booth
9355192
1073 Kuhn Rd., Boiling Springs, PA 17007
NOTICE OF DEFAULT AND INTENTION TO TAKE ACTION
Dear Borrower(s):
National City Mortgage Company, is the holder orservicer of your Promissory Note
and Mortgage on the above premises (the "Premises") securing the Note. You are in default
of certain obligations under these documents as follows:
You have failed to pay the full amount due of 56,218.75 on your loan which
matured on March 1, 2001..
Failure to cure the default as specified may result in foreclosure by judicial
proceedings and sale of the Premises.
You can avoid the above actions by making payment to us of $56,218.75, which
includes all costs and attorney's fees incurred to date.
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If your mortgage so provides, you have the right to assert in the foreclosure
proceedings the non-existence of a default or any other defense to foreclosure.
Only if your Mortgage so provides, you' shall have the right to have any proceedings
begun by us to enforce the Mortgage discontinued anytime prior to at least one hour prior
to the commencement of bidding at a Sherifi's sale or other sale pursuant to the Mortgage,
if you comply with its requirements allowing such reinstatement.
You may cure your default by making payment of the amounts indicated above to
us at the address on the letterhead.
I urge you to contact the undersigned promptly upon receipt of this letter~
f
~
J. tnDREN,ESQtrnRE
MJU j ath
cc: First Class Mail
Note See Notice attached hereafter pursuant to the Fair Debt Collection Practices
Act.
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NOTICE
The amount of your debt is as stated in the attached document. The name of the
creditor to whom the debt is owed is as named in the attached document. Unless you notify
us within 30 days after receipt of this Notice and the attached document that the validity of
the stated debt, or any.portion of it, is disputed, we will assume that the debt is valid. If
you do notify us in writing of a dispute within the 30 day period, we will obtain verification
of the debt or a copy of a judgment against you, and mail it to you. If you do ,nl)t dispute
I
the debt, it is not an admission of liability on your part. Also, upon your written request
within the 30 day period, we will provide you with the name and address of the original
creditor if different from the current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease
collection of your debt, or any disputed portion of it, until we obtain the information that
is required and mail it to you. Once we have mailed to you the required information, we
will then continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document
is an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARKJ. UDREN
Is! Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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V E R I FIe A T ION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties of 18
Pa.C.S. Section 4904 relating to unsworn falsification to
authorities.
u~ft1/
UDREN & ASSOCIATES
Mark J.
MARK J.
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'WE HEREBY CERTIFY THE
. WITHIN TO BE TfiUEAND ~
CORRECT COPY OF THE ORIGINAL" '\
MARK ~. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
ATTORNEY FOR PLAINTIFF
National City Mortgage
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: cumberland County
v.
David W. Booth
Laura G. Booth
A/K/A Laura Graham Booth
81 Windwhisper Lane
Annapolis, MD 21403
Defendant(s)
c.()~(~~
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:NO.
ol-/ol/>I
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages , you must. take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
. money claimed in the Complaint or for any other claim or relief
requested ,by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Ave.
Carlisle, PA 17013
717-249-3166
800-990-9108 TRUE COPY FROM RECORD
In Testimony whereof, I here unto set my hand
. and the seal of said Court at Carlisle, Pa.
'-- Th~~~odaP~f~~)~
. honotary
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AVISO
Le han demandado a usted en la corte. si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita 0 en
persona 0 con un abogado y entregar a la corte en forma escrita sus
defensas 0 sus objeciones alas demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso 0
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dineroo sus propiedades u otros
de~echos importantes para usted.
~ I
LLltVE ESTA DEMAllDA. A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO
o 81 NO TIENE EL DlNERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
.PEItSONA 0 LLAHE POR TELEFONO A LA OFICINA CUYA DIRECCION SE
.ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASlSTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Ave.
Carlisle, P A 17013
717-249-3166
800-990-9108
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NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt ofthis Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of liability on your part. Also, upon your Written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information' obtained will be used for that purpose.
LAW OFFICES OF MARK J. UDREN
/s/ Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: R/A
Assignee. R/A
Recording Date: R/A Book: Page:
2. Defendant(s) is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant (s) the sum appearing on said Mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness.
Said Mortgage is incorporated herein by
reference in accordance with PA.R.C.P. 1019 (g).
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 1073 Kuhn
MUNICIPALITY/TOWNSHIP/BOROUGH:
COUNTY: Cumbe:dand
DATE EXECUTED: 9/15/98
DATE RECORDED: 9/18/98 BOOK:
Rd.
Township of Monroe
1483 PAGE: 621
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
said Mortgage itemized below, shall be immediately due.
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5. After demand, the Defendant (s) continues to fail or
refuses to comply with the terms of the Note as follows:
(a) by failing or refusing to pay the installments of.
principal and interest when due in the amounts indicated
below;
(b) by failing or refusing to pay other charges, if any,
indicated below.
6. The following amounts are due on the said Mortgage as of
10/22/01:
Principal of debt due and unpaid
Interest at 9.0%*
from 2/1/01
to 10/22/01
(the per diem interest accruing on
this debt is $13.19 and that sum
should be added each day after
10/22/01)
$53,505.74
3,482.16
Title Report
Court Costs (anticipated, excluding
Sheriff's Sale costs)
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $0.00 and that sum should
be added on the first of each
month after 10/22/01)
250.00
280.00
0.00
Late Charges
(monthly late charge of $21.94
should be added on the fi~teenth of
each month after 10/22/01)
0.00
Corporate Advance
Other Fees
160.00
22.40
Attorneys Fees (anticipated and actual
to 5% of principal)
TOTAL
2,675.29
$60,375.59
* This Interest Rate is subject to adjustment as more fully set
forth in the Mortgage and Note.
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7. The attorney's fee set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
in the event of a third party purchaser at Sheriff's Sale. If the
mortgage is reinstated prior to the sale, reasonable attorney's
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
8. Notice of Intention to Foreclose under Act 6 of 1974 of
the Commonwealth of Pennsylvania has been sent to each Defendant,
certified mail, in accordance with the requirements of that act,
and copy(s) are attached hereto as Exhibit "An and made part
hereof.
The notice specified by the Pennsylvania Homeowner I s
Emergency Mortgage Assistance Program, Act 91 of 1983, has not been
sent because the Mortgage matured on or about March 1, 2000, and
the notice is therefore not required.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $60,375.59 plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortgaged premises.
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Mark J. Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
Attorney I.D. No. 04302
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ALL THAT CERTAIN TRACT OR PARCEL OF LAND AND PREMISES, SITUATE, LYING AND BEING IN
TH2 TOWNSHIP OF MONROE IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF
PENNSYLVANIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS;
BEING LOT NO. 206 AS SHOWN ON THE FINAL PLAN OF LOTS OF SECTION "L" OF WHITE ROCK
ACRES, DATED OCTOBER 3, 1978, RECORDED JANUARY 31, 1979, IN CUMBERLAND COUNTY PLAN
BOOK 34, PAGE 113, AND MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS,
BEGINNING AT A POINT IN THE NORTHERN LINE OF KtIIIN ROAD (60 FEET WIDE) AT THE
DIVIDING LINE BETWEEN LOT NOS. 205 AND 206 AS SHOWN ON SAID PLAN; THENCE BY THE
NORTHERN LINE OF KUHN ROAD THE FOLLOWING TWO COURSES AND DISTANCES; (1) SOUTH 81
DEGREES 59 MINUTES 00 SECONDS WEST 232.03 FEET TO A POINT; (2) BY A CURVE TO THE
LEFT HAVING A RADIUS OF 326.27 FEET THE ARC LENGTH OF 81.21 FEET AND A CHORD LENGTH
OF 81.00 FEET ON A CHORD BEARING OF SOUTH 74 DEGREES 51 MINUTES 10 SECONDS WEST;
THINCE BY THE LINE DIVIDING LOT NO. 206 FROM LOT NOS. 207, 208, 209 AND 210 AS
SHOWN ON SAID PLAN, NORTH 17 DEGREES 23 MINUTES 17 SECONDS EAST 635.92 FEET TO A
POINT IN THE CENTER OF A 30 FEET WIDE DRAJ:NAGE EASEMENT; THENCE BY THE DIVIDING
LINE BSTWEIN LOT NOS. 205 AND 206 AS SHOWN ON S~D PLAN, SOUTH 12 DEGREES 01 MINUTE
44 SECONDS EAST 565.76 FEET TO THE PLACE OF BEGINNING.
CONTAINING 1.998 ACRES.
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LAW OFFICES
MARK J. UDREN & ASSOCIATES
1040 NORTH KINGS HIGHWAY
SUITE 500
CHERRY HILL, NEW JERSEY 08034
856. 482 . 6900
FAX: 856. 482 . 1199
MARK J. UD1lBN"
STUART WINNEa-.
GA~ SPIVAKORLOFF**.
Bl!1D1 R. SPlVAK*"
C1IRISTOPHElf. J. FOX...
COBlNA CANJZ...
.ADMIf'l'BD NJ. PA. FL
..ADMl7!'IBD PA
".~NI,PA
TINA MA1llE RICH
0FF1Cl< ADMINI$111ATOR
PREnnrE MAC
PENN,~Y1. VANIA
nESlGNA TEn CfJllNSEL
'P'R~.VAN1A (J11R'1l!R
24 NORTH MEBION AVENUE
SUITE 246
BRYN ~ WR, PA 19010
21S.S~8-9S00
2lS.S~8-1141 FAX
PLEASE RESPOND TO NEW JERSEY OFFICE
July 24, 2001
CER'J:ll'.~DMAIL
RJll'lIl1I'RNRECEtPT REOUESTED
ARTICLE #700016700011 86714056
David W. Booth
1073 Kuhn Road
Boiling Springs, PA 17007
Re: ServicerjMortgagee:
Mortgagor:
Loan No.:
Premises:
National City Mortgage Company
David W. Booth & Laura G. Booth
9355192
1073 Kuhn Rd:, Boiling Springs, PA 17007
NOTICE OF DEFAULT AND INTENTION TO TAKE ACTION
Dear Borrower(s):
National City Mortgage Company, is the holder or servicer of your Promissory Note
and Mortgage on the above premises (the "Premises") secui:ing the Note. You are in default
of certain obligations under these documents as follows:
You have failed to pay the full amount due of 56,218.75 on your loan which
matured on March 1, 200 1. ~
Failure to cure the default as specified may result in foreclosure by judicial
proceedings and sale of the Premises.
You can avoid the above actions by making payment to us of $56,218.75, which
includes all costs and attorney's fees incurred to date. .~~
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If your mortgage so provides, you have the right to assert in the foreclosure
proceedings the non-existence of a default or any other defense to foreclosure.
Only if your Mortgage so provides, you' shall have .the right to have any proceedings
begun by us to enforce the Mortgage discontinued anytime prior to at least one hour prior
to the commencement of bidding at a Sherifi's sale or other sale pursuant to the Mortgage,
if you comply with its requirements allowing such reinstatement.
You may cure your default by making payment of the amounts indicated above to
us at the address on the letterhead.
I urge you to contact the undersigned promptly upon receipt of this letter.
J. UDREN, ESQUIRE
MJU j ath
cc: First Class Mail
Note See Notice attached hereafter pursuant to the Fair Debt Collection Practices
Act.
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NOTICE
The amount of your debt is as stated in the attached document. The name of the
creditor to whom the debt is owed is as named in the attached document. Unless you notify
us within 30 days after receipt of this Notice and the attached document that the validity of
the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If
you do notify us in writing of a dispute within the 30 day period, we will obtain verification
. of the debt or a copy of a judgment against you, and mall it to you. If you do not dispute
,
,
the debt, it is not an admission of liability on your part. Also, upon your written request
within the 30 day period, we will provide you with the name and address of the original
creditor if different from the current creditor.
If you notify us in writing within the 3Q day period as stated above, we will cease
collection of your debt, or any disputed portion of it, until we obtain the information that
is required and mail it to you. Once we have malled to you the required information, we
will then continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document
,
is an attempt to Collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARKJ. UDREN
IsI MarkJ. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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LAW OFFICES
MARK J. UDREN & ASSOCIATES
1040 NORTH KINGS HIGHWAY
SUITE 500
CHERRY HIlL, NEWJERSEY 08034
856. 482 . 6900
FAX: 856.482.1199
MARK J. UD1lBN"
STUART WINNEG..
GAYL SPIVAK ORLOFF""
HEIDI R. SPIV~"
CHRISTOPHER J. FOp..
CORINA CANIZ*"
.ADMJ7TBD NI. PA, FL
"Al>MlT1Zl> PA
".A.DMlnWDNJ, PA
TINA MA1llE RICH
OFF1Cl<ADMINI1l'tBA1'tm.
PREnnIE MAC
PENN,f;YLVANTA
nE,f;1GNA TEn COllNSRT.
PRNN!lYl.VANrA rJW1CR
24 NORTH MERION A VENUE
SUITE 240
BRYN ~'WR, PA 19010
21s.s~8-9S00
2ls.s~1l41 FAX
.
PLEASE RESPOND TO NEw JERSEY OFFICE
July 24,.2001
CEBT:umlDMAIL
H'#ua!f"RECElPT REOtJESTED
ARTICLE #7000 1670 0011 8671 4049
Laura G. Booth
1073 Kuhn Road
Boiling Springs, PA 17007
Re: ServicerjMortgagee:
Mortgagor:
Loan No.:
Premises:
National City Mortgage Company
David W. Booth & Laura G. Booth
9355192
1073 Kuhn Rd., Boiling Springs, PA 17007
NOTICE OF DEFAULT AND INTENTION TO TAKE ACTION
Dear Borrower(s):
National City Mortgage Company, is the holder orservicer of your Promissory Note
and Mortgage on the above premises (the "Premises") securing the Note. You are in default
of certain obligations under these documents as follows:
You have failed to pay the full amount due of 56,218.75 on your loan which
matured on March 1, 2001..
Failure to cure the default as specified may result in foreclosure by judicial
proceedings and sale of the Premises.
You can avoid the above actions by making payment to us of $56,218.75, which
includes all costs and attorney's fees incurred to date.
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If your mortgage so provides, you have the right to assert in the foreclosure
proceedings the non-existence of a default or any other defense to foreclosure.
Only if your Mortgage so provides, you' shall have the right to have any proceedings
begun by us to enforce the Mortgage discontinued anytime prior to at least one hour prior
to the commencement of bidding at a Sheriff's sale or other sale pursuant to the Mortgage,
if you comply with its requirements allowing such reinstatement.
You may cure your default by making payment of the amounts indicated above to
us at the address on the letterhead.
I urge you to contact the undersigned promptly upon receipt of this 1etter~
{
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J. UDREN, ESQUIRE
MJU j ath
cc: First Class Mail
Note See Notice attached hereafter pursuant to the Fair Debt Collection Practices
Act.
, '";'''V",''',''''.'''"".:Al'''!- .;rlll!' ~~M , ,~ , _ ,"<, 11_ II!!II!I'III
.
NOTICE
The amount ofyoilr debt is as stated in the attached document The name of the
creditor to whom the debt is owed is as named in the attached document Unless you notify
us within 30 days after receipt of this Notice and the attached document that the validity of
the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If
you do notify us in writing of a dispute within the 30 day period, we will obtain verification
of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute
I
the debt, it is not an admission of liability on your part. Also, upon your written request
within the 30 day period, we will provide you with the name and address of the original
creditor if different from the current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease
collection of your debt, or any disputed portion of it, until we obtain the information that
is required and mail it to you. Once we have mailed to you the required information, we
will then continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document
,
is an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARKJ. UDREN
Isf Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
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V E R I FIe A T ION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties of 18
Pa.C.S. Section 4904 relating to unsworn falsification to
authorities.
u~
UDREN & ASSOCIATES
Mark J.
MARK J.
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OCT Z9 2 IIi; : i; 'Di
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.
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
v.
David W. Booth
Laura G. Booth A/K/A Laura
Graham Booth
81 Windwhisper Lane
Annapolis, MD 21403
Defendant(s)
ATTORNEY FOR PLAINTIFl"
. COURT OF COMMON PLEAS
: CIVIL DIVISION
: Cumberland County
. NO. 01-6181
PRAECIPE TO MARK SETTLED. DISCONTINUED AND ENDED
TO THE PROTHONOTARY:
Please mark the above captioned matter SETTLED, DISCONTINUED
and ENDED, upon payment of your costs only.
Dated: November 9 2001
',-'T.''''-_5';-_-''-''"",.,.-___~ ~_ __ "",--~
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Mark J. Udren, Esquire
Mark J. Udren & Associates
Attorney for Plaintiff
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