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HomeMy WebLinkAbout01-06181 1._- ]. -~j{r -W-~~'1..'" . MARK J. ODREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF National City Mortgage 3232 Newmark Drive Miami sburg , OH 45342 Plaintiff . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County v. David W. Booth Laura G. Booth A/K/A Laura Graham Booth 81 Windwhisper Lane Annapolis, MD 21403 Defendant(s) C'JlC/~ : NO. 01'" ~lPl COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must. take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by .the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Ave. Carlisle, PA 17013 717-249-3166 800-990-9108 'h_~ lR: - T< < ~, ., :'~1 11 TJ AVISO Le han demandado a usted en la corte. si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO o SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Ave. Carlisle, P A 17013 717-249-3166 800-990-9108 "~~ ,~ "'" '.0' _. ,.1_ ~ . ~,' I '" '. T NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN /s/ Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 "''',~i?~T ,"f?' ~ 0 ~_ <" ~ _."_~JI'l!" - 1 ,,~_ r-_M~ ~- ,., . r ~ ':T 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: N/A Assignee: N/A Recording Date: N/A Book: Page: 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant (s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with PA.R.C.P. 1019 (gl. The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 1073 Kuhn MUNICIPALITY/TOWNSHIP/BOROUGH: COUNTY: Cumberland DATE EXECUTED: 9/15/98 DATE RECORDED: 9/18/98 BOOK: Rd. Township of Monroe 1483 PAGE: 621 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. . ''''I~-'j'-'c''~liiIl'~~ ,_' t JJ_ ,'_ l 1, .,H!," ~MM1 .,. " """-M....- ;'iJ.""-'" '1 -" _-J 5. After demand, the Defendant (s) continues to fail or refuses to comply with the terms of the Note as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 10/22/01: Principal of debt due and unpaid Interest at 9.0%* from 2/1/01 to 10/22/01 (the per diem interest accruing on this debt is $13.19 and that sum should be added each day after 10/22/01) $53,505.74 3,482.16 Title Report Court Costs (anticipated, excluding Sheriff's Sale costs) 250.00 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $0.00 and that sum should be added on the first of each month after 10/22/01) 0.00 Late Charges (monthly late charge of $21.94 should be added on the fifteenth of each month after 10/22/01) 0.00 Corporate Advance Other Fees 160.00 22.40 Attorneys Fees (anticipated and actual to 5% of principal) TOTAL 2.675.29 $60,375.59 * This Interest Rate is subject to adjustment as more fully set forth in the Mortgage and Note. -""';i!\''''j;;"""",,;~ L , , ~" " ~- , ,J' "T1W II 7. The attorney's fee set forth above are in conformity with the mortgage documents and pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. B. Notice of Intention to Foreclose under Act 6 of 1974 of the Commonwealth of Pennsylvania has been sent to each Defendant, certified mail, in accordance with the requirements of that act, and copy(s) are attached hereto as Exhibit "A" and made part hereof. The notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 19B3, has not been sent because the Mortgage matured on or about March 1, 2000, and the notice is therefore not required. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $60,375.59 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. f{C/ Mark J. Udren, ESQUIRE MARK J. UDREN & ASSOCIATES Attorney for Plaintiff Attorney I.D. No. 04302 -""1~>~, ..., , - r~~'~~ - ~ " . ~. . - ,''''''''W' ALL THAT CERTAIN TRACT OR PARCEL OF LAND AND PREMISES, SITUATE, LYING AND BEING IN THE TOWNSHIP OF MONROE IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS; BEING LOT NO. 206 AS SHOWN ON THE FINAL PLAN OF LOTS OF SECTION "L" OF WHITE ROCK ACRES, DATED OCTOBER 3, 1978, RECORDED JANUARY 31, 1979, IN CUMBERLAND COUNTY PLAN BOOK 34, PAGE 113, AND MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS. BEGINNING AT A POINT IN THE NORTHERN LINE OF KUHN ROAD (60 FEET WIDE) AT THE DIVIDING LINE BETWEEN LOT NOS. 205 AND 206 AS SBOWN ON SAID PLAN; THENCE BY THE NORTHERN LINE OF KUHN ROAD THE FOLLOWING TWO COURSES AND DISTANCES; (1) SOUTH 81 DEGREES 59 MINUTES 00 SECONDS WEST 232.03 FEET TO A POINT; (2) BY A CURVE TO THE LEFT HAVING A RADIUS OF 326.27 FEET THE ARC LENGTH OF 81.21 FEET AND A CHORD LENGTH OF 81.00 FEET ON A CHORD BEARING OF SOUTH 74 DEGREES 51 MINUTES 10 SECONDS WEST; THENCE BY THE LINE DIVIDING LOT NO. 206 FROM LOT NOS. 207, 208, 209 AND 210 AS SHOWN ON SAID PLAN, NORTH 17 DEGREES 23 MINUTES 17 SECONDS EAST 635.92 FEET TO A POINT IN THE CENTER OF A 30 FEET WIDE DRAINAGE EASEMENT; THENCE BY THE DIVIDING LINE BETWEEN LOT NOS. 205 AND 206 AS SHOWN ON SAID PLAN, SOUTH 12 DEGREES 01 MINUTE 44 SECONDS EAST 565.76 FEET TO THE PLACE OF BEGINNING. CONTAINING 1.998 ACRES. ~.*,..$~"'m>' ' ,!J! ~'''1 ,r . I' . ~~ r"""",",'f'''''''''~'; Or]m~jUl LAW OFFICES MARK J. UDREN & ASSOCIATES 1040 NORTH KINGS HIGHWAY SUITE 500 CHERRY HlIL, NEWJERSEY 08034 856 . 482 . 6900 FAX: 856.482.1199 MARK J. UD1lEN* STUART WlNNEG.. GAYL SPIVAK ORLOFF*.. HB1Dl R. SPIVAK*.. CHRISTOPHERJ. FOX... CORINA CANJZ... -ADMlT12W NJ, PA, FL .-ADMJ1'TlUJ PA ...ADM17TBD NI, PA TINA MARIE RICH OFFICBADMIN1S'tllATOR FREDDIE MAC PENNSYT. VANIA DESTGNA TEn COllNSEL PRNN!:YT.VANlA nR'R'Tr!K 24 NORTH MERlON AVENUE SUITE 240 BRYN MAWR, PA 19010 215-568-9500 215-568.1141 FAX PLEASE RESPOND TO NEW JERSEY OFFICE July 24,2001 CERTIFJEDMAIL RJ!m)RNREOEIPT REOUESTED ARTICLE #700016700011 86714056 David W. Booth 1073 Kuhn Road Boiling Springs, PA 17007 Re: Servicer/Mortgagee: Mortgagor: Loan No.: Premises: National City Mortgage Company David W. Booth & Laura G. Booth 9355192 1073 Kuhn Rd:, Boiling Springs, PA 17007 NOTICE OF DEFAULT AND INTENTION TO TAKE ACTION Dear Borrower(s): National City Mortgage Company, is the holder or se:rvicer of your Promissory Note and Mortgage on the above premises (the "Premises") securing the Note. You are in default of certain obligations under these documents as follows: You have failed to pay the full amount due of 56,218.75 on your loan which matured on March 1, 200 1. .~ Failure to cure the default as specified may result in foreclosure by judicial proceedings and sale of the Premises. You can avoid the above actions by making payment to us of $56,218.75, which includes all costs and attorney's fees incurred to date. -... r EXHUSIT A "~;IOi!~~_ .'__ . ~" r" "'" - T1 I I If your mortgage so provides, you have the right to assert in the foreclosure proceedings the non-existence of a default or any other defense to foreclosure. Only if your Mortgage so provides, you shall have the right to have any proceedings begun by us to enforce the Mortgage discontinued anytime prior to at least one hour prior to the commencement of bidding at a Sheriff's sale or other sale pursuant to the Mortgage, if you comply with its requirements allowing such reinstatement. You may cure your default by making payment of the amounts indicated above to us at the address on the letterhead. I urge you to contact the undersigned promptly upon receipt of this letter. J. UDREN,ESQUIRE MJU / ath cc: First Class Mail Note See Notice attached hereafter pursuant to the Fair Debt Collection Practices Act. ,~'~~O"~, WO'''. Rt~~ ,~ ~ _ _ 1 - ~- -~"'~ ~ - ". --:1iJH NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. H you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not BlII admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law f"mn is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN Isl Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 ~0'f~J:m~,,,=~~ _ _ .. ~ .. ., F ~_.~ , r~~1 l'1.!~U",! 1 ,'. ....:......::)..... .':.:> i"~~~~ _~ ~ ,.,-~ -~'"."--"".., - ~ , - 8671 4056 1n" g; am Co g::t OJ) m3 ~ Ii" c. ~3 al? ai' i ::n= :Do ~! ~i ~ :rir iij";:r "J1 i .BID BID 'II <II .. :r~ a 3' ~ " ~ ~=~,~ ". ..-~',-,.' . . . . . . .'.. -" ;:~-'-',.,,:.,...;.._-"_,__...u:..,__-'__.:....:..c.:,_c.. tll....O ~~~ 001>1 S-~;s 'cup; ~a OIl ;:>;:~ oo~. 'tl tll ~~ g. 0 OIl 61 S. !I'll' ~~ Sit:lo .... ~ ~ 0 0 0 0 0 ~ ~~ ~~ .j>. 0 U1 0\ s:: )> (') ~:O 0" ffi ~~ :0 zcr- ~~2s3l~ ~=i~~O F~enll"31 zo:I:)>.(') ,-0 (5 en rn o :I:~en <Xl ~(') ~ ~~ m en , I I"" 10 .0 '0 .... tr "" o o o ,.... .... . co tr "" .... -" o lr1 tr f" L P....".,. 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Q,. 3: m ~. - [g, i~JJ~ ." o!a .! P 3 ii JJ 0 ~ ~ -g= .D "if o Q" s: ~ . " .0. Ii. I ~: t ; .i ~ ~.. , i' ~ . . . Q >.0"'- .::to u_Q g [!l5'~H g.:ra-< .i:o."C CD3:==g~i g'0e""':CCD "",,~:J CD::+, _Al m 2!,CD ::;;:a:J ~.3 en _a CD am ."0 0 2'~ E.=-" 8~3Q.O~ _DJ (D' lHU~ a:O~CIl-.. _---.0)> . :rog Q.'iE' . CIl,<.g.1B 0 3 g CD ii'S ~. ~ p.3 .'2. tIl "2. ~ U; .!. !D tIl CD i ~ ~ , , ~ -.: , .. Mq' r. j' I I ~ >< .::;: iii -<0. 31 lib . < a.~ ~ l'i g.it .. ~ ~ ~ Il. ;1 !l"3- ~ i3" g-3 ~ii' .. 3 ~ .., \> en <D " !a c a .~ ~ ~. <' .0 c. ~ .Jl m .~ ~. i1. .[;1 . 8: DODD ~ if ~~. c.. m 3- o m ~ i:::: !. t f" --~_i .~ " "'9'1f=~ n LAW OFFICES MARK J. UDREN & ASSOCIATES 1040 NORTH KINGS HIGHWAY SUITE 500 CHERRY HIlL, NEW/ERSEY 08034 856. 482 . 6900 FAX: 856.482.1199 MARK J. UDREN" STUART WllINEG" GAR SPIVAK ORLO_' HEIDI R. SPIVAK"" CHRISTOPHER J. FOX- CORlNA CANJZ'" .ADMl7TB.ONJ, PAt FL ..~PA ."ADMJn'BD NJ, PA TINA M.\RlE RICH OFFICE ADMlNlST1lA1'OR F1lRT>D1E MAC PRNNSnVANTA T>ESlGNA 7WT> COllN.f;ET. PRNN!WLVANlA n1lF1r.R 24 NORTH MERION AVENUE SUITE 240 BRYN AL4. WR, PA 19010 215-568-9500 2/5-568-1141 FAX PLEASE RESPOND TO NEW JERSEY OFFICE July 24,.2001 CERTIFIED lUlL RET01UJ RECEIPT REOUESTED ARTICLE #700016700011 86714049 Laura G. Booth 1073 Kuhn Road Boiling Springs, PA 17007 Re: ServicerjMortgagee: Mortgagor: Loan No.: Premises: National City Mortgage Company David W. Booth & Laura G. Booth 9355192 1073 Kuhn Rd., Boiling Springs, PA 17007 NOTICE OF DEFAULT AND INTENTION TO TAKE ACTION Dear Borrower(s): National City Mortgage Company, is the holder or servicer of your Promissory Note and Mortgage on the above premises (the "Premises") securing the Note. You are in default of certain obligations under these documents as follows: You have failed to pay the full amount due of 56,218.75 on your loan which matured on March 1,2001. .. Failure to cure the default as speci1ied may result in foreclosure by judicial proceedings and sale of the Premises. You can avoid the above actions by making payment to us of $56,218.75, which includes all costs and attorney's fees incurred to date. ')o~"S;t~~~ ~_._ J. 0'-- -,I ~ " or~ . ,'.r ~~ 1'-'--'1 U "_: If your mortgage so provides, you have the right to assert in the foreclosure proceedings the non-existence of a default or any other defense to foreclosure. Only if your Mortgage so provides, you sb,all have the right to have any proceedings begun by us to enforce the Mortgage discontinued anytime prior to at least one hour prior to the commencement of bidding at a Sheriff's sale or other sale pursuant to the Mortgage, if you comply with its requirements allowing such reinstatement. You may cure your default by making payment of the amounts indicated above to us at the address on the letterhead. I urge you to contact the undersigned promptly upon receipt of this letter. J. UDREN, ESQUIRE MJU / ath cc: First Class Mail Note See Notice attached hereafter pursuant to the Fair JOebt Collection Practices Act. "'T>tmn>lt ~,," _ l' ~ _ ._.oK ;;'ji11 ~irF~ ~~ NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, w'e will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law fmn is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARKJ. UDREN Is! Mark J. Udren, Esquire 1040 N. 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";, m ~ ;:: . o. -s:- Q' o ~ ;:: m a ~ <> ,r . -~ . . . ~ ~f3 "'tl~o' eCl_S"3"0 _o::r- 3 g.,::r-f!-< .p."C , CD a::E g :odi:"-, =- III Gl ':" :a-'CD':,.: Clgn='CD- ~.a!!l~!lj: _ ....CDg.cn ~6'!.Q)Cll""'" Il:l _I: :::J 0.. oi3C.o,!'l) (I) _0) (1) "CD'":::To..:Cl'-' ~ P{ CD ~~ a 3;1'\" 0 (1)<< c",) ,"0 a'" lll-.' 9':: 0 rn ~ ::rS':JQ.UJ CD-<_mo 3gia-8 !!1,' iil po 3 " < " _. CD - m ;;l CD. ~ as iB" ,. ~ 5. o ~ <> " "'. -<<> m~ ;. ~ a'"' 91 ~ <><> ~iil < w ~ 9, 1l.iiI' :l'~ ~ a- " 3 ~if ~ 3 :;; >< 9 en .s. ~ ~ 'm DODD Z~>)> o CD 0.(0 (I) If!: . - . . . ;>- ~ . [ 0- -< Jl m w ~ ~ i ~- i ,. l.. l";.' F_~ ~"'T-""~~ we. -,- '",," . V E R I FIe A T ION Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The.undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. u~QC1/ UDREN & ASSOCIATES Mark J. MARK J. "~"i"'_,''''''''''"'I'''! _? ~',~1 . r,~,._"'" ~ "~ , ~~, ~~ \~~ ~ .:::::-- "'v - : ~_"' h~ _ ,_ ._ . ". ,.-. 'If""" r[(flliilllrflml.IJVlrrr'r~ ~ ~ ~ h~O ~ d 8 ~ ~ I, () ~ - ~D >-' ~ i-j- ~ '-( () ~~; -r) ct n;,,, 2::-:-1.- 7'j 92 ;~~": c;:: ~:. .' ~I~=j s;: ~~~~- /~ -< C;f ~i0) -C. - r OJ c-~ c' ~_.ll '0 IiIlllH",,",," ,.~.~""F~~~mmIDif$f~11~.~ W"_'':'o/'~'''' "r> '" ;_.~_~_~1ff,)~~;"l;;;;Ji-;;:f__-,-'"-i"'''-;':!'''''-';''''"'"H,,,q''f'''i~lH11'f"~;;;1OO~~~~" 111M~ r~ '-, ;'f!;v'"5~~" SHERIFF'S RETURN - NOT FOUND AI CASE NO: 2001-06181 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE VS BOOTH DAVID W ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, DEFENDANT BOOTH DAVID W but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , BOOTH DAVID W MAIL IS DELIVERED TO ADDRESS PROVIDED, BUT THERE IS NO HOUSE ON THE PROPERTY. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 3.90 .00 10.00 .00 31.90 ~ .' Thomas Kline Sheriff of Cumberland County MARK UDREN 11/02/2001 Sworn and subscribed to before me 9~ day of ~ t~, , this .;L;n" A.D. ~ 0 7l"A,i"J ~ Pro honotary , ._yeR'''''"'''''_''',."""""",,, ~ ~\1l.L" """, - ., ~.~~ , ~ , 'r"'"" -'""~,,!, S-llJrf T"'8.t:,,;,.,,--- SHERIFF'S RETURN - NOT FOUND .. C~SE NO: 2001-06181 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE VS BOOTH DAVID W ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, DEFENDANT BOOTH LAURA GRAHAM but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , BOOTH LAURA GRAHAM POST OFFICE DELIVERS MAIL THERE, BUT THERE IS NO HOUSE ON THAT LOT. Sheriff's Costs: Docketing Service Affidavit Surcharge 6.00 .00 .00 10.00 .00 16.00 ~ R. homas Kline Sheriff of Cumberland County MARK UDREN 11/02/2001 Sworn and subscribed to before me this '1~ day of ~ ~I A.D. ~ 0 n.df,.) Pr t onotary ,~~j . }t'~""-~-;-""'(i=1'"ft;..''"''''' ~ !l'IllI " ." - 1'" -~ " "'1'!"""''''''' i\~~t!fJt!-r'< . "WE HEREBY CERTIFY THE WITHIN TO BIE lRUIE AND \\ \- CORRECT COpy OF Til'IE OFUGiNAl" \' MARX J. UDREN & ASSOCIATES BY: Hark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856~482-6900 ATTORNEY FOR PLAINTIFF National City Mortgage 3232 Newmark Drive Miamisburg, OH 45342 Plaintiff . COURT OF COMMON PLEAS ; CIVIL DIVISION ; CUmberland County v. David W. Booth Laura G. Booth A/K/ALaura Graham Booth 81 Windwhisper Lane Annapolis, MD 21403 Defendant(s) : NO. 01 -. to/PI G;()~L '-r~ COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims. set forth in the following pages, you must. take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any . money claimed in the Complaint or for any other claim or relief requested ,by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT RAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL KELP. Cumberland County Bar Association 2 Liberty Ave. Carlisle, PA 17013 717-249-3166 TRUE COPY FROM RECORD 800 - 990 - 91 0 8 In Testimony wheraof, I here unto set my-hand and the seal of said Court at Carlisle. Pa. . ,-Ttlm~:;~:y ~~~~:tJf)fJ\ . othonotary .-.'>'7f'''-';'''-'''''''''''''i1, ~." -- r',~ -~ .= 1 , AV:ISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Race falta ascentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar lademanda . en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dineroo sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO :IMMED:IATAHElIITE, S:I NO T:IDE ABOGADO o S:I NO T:IENE EL D:INERO SUF:IC:IENTE DE PAGAR TAL SERV:IC:IO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OF:IC:INA CUYA D:IRECC:ION SE ENCUENTRA ESCRI.TA ABAJO PARA AVER:IGUAR DONDE SE PUEDE CONSEGU:IR AS:ISTENC:IA LEGAL. Cumberland County Bar Association 2 Liberty Ave. Carlisle, PA 17013 717-249-3166 800-990-9108 _~C_1'_\;",.~,"~~,..,.,,- .~ ~ _" ._~ _"0 _ , I , ~ NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt ofthis Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your Written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to ~ollect a debt, and any information' obtained will be used for that purpose. LAW OFFICES OF MARKJ. UDREN /s/ Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 "'i",>r';'Y'c~~]"'~, 0_ " \'IlI!'_I' , ;"J 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: N/A Assignee: N/A Recording Date: N/A Book: Page: 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant (s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with PA.R.C.P. 1019 (g). The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 1073 Kuhn MUNICIPALITY/TOWNSHIP/BOROUGH: COUNTY: Cumberland DATE EXECUTED: 9/15/98 DATE RECORDED: 9/18/98 BOOK: Rd. Township of Monroe 1483 PAGE: 621 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. '-~;-<-'--"-?{'-";'--!'~~1 ~ -~ , " 5. After demand, the Defendant (s) continues to fail or refuses to comply with the terms of the Note as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 10/22/01: Principal of debt due and unpaid Interest at 9.0%* from 2/1/01 to 10/22/01 (the per diem interest accruing on this debt is $13.19 and that sum should be added each day after 10/22/01) $53,505.74 3,482.16 Title Report Court Costs (anticipated, excluding Sheriff's Sale costs) Escrow Overdraft/(Balance) (The monthly escrow on this account is $0.00 and that sum should be added on the first of each month after 10/22/01) 250.00 280.00 0.00 Late Charges (monthly late charge of $21.94 should be added on the fi~teenth of each month after 10/22/01) 0.00 Corporate Advance Other Fees 160.00 22.40 Attorneys Fees (anticipated and actual to 5% of principal) TOTAL 2,675.29 $60,375.59 * This Interest Rate is subject to adjustment as more fully set forth in the Mortgage and Note. '--"\'-;;'f"_"_,,,,,,_,,_c,,,,,o,~,,- .~UJ"""~'_"""""I ~ ~ , - "' " ''''"'''"'1'"lI\IlHL ~~ 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. Notice of Intention to Foreclose under Act 6 of 1974 of the Commonwealth of Pennsylvania has been sent to each Defendant, certified mail, in accordance with the requirements of that act, and copy(s) are attached hereto as Exhibit "A" and made part hereof. The notice specified by the Pennsylvania Homeowner's. Emergency Mortgage Assistance Program, Act 91 of 1983, has not been sent because the Mortgage matured on or about March 1, 2000, and the notice is therefore not required. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $60,375.59 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. ,."~." f{ Mark J. Udren, ESQUIRE MARK J.. UDREN & ASSOCIATES Attorney for Plaintiff Attorney I.D. No. 04302 :,-"",,,,,,~~-,,,,,--,~'''''''''"~_'''''' T "~_'f""""""""""'_ ',-1 ~,'~' I, 0 -"-- ~ ~ ','- ALL THAT CERTAIN TRACT OR PARCEL OF LAND AND PREMISES, SITUATE, LYING AND BEING IN THE TOWNSHIP OF MONROE IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS; BEING LOT NO. 206 AS SHOWN ON THE FINAL PLAN OF. LOTS OF SECTION "L" OF WHITE ROCK ACRES, DATED OCTOBER 3, 1978, RECORDED JANUARY 31, 1979, IN CUMBERLAND COUNTY PLAN BOOK 34, PAGE 113, AND MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS. BEGINNING AT A POINT IN THE NORTHERN LINE OF KtIIIN ROAD (60 FEET WIDE) AT THE DIVIDING LINE BETWEEN LOT NOS. 205 AND 206 AS SHOWN ON SAID PLAN; THENCE BY THE NORTHERN LINE OF KtIIIN ROAD THE FOLLOWING TWO COURSES AND DISTANCES; (1) SOUTH 81 DEGREES 59 MINUTES 00 SECONDS WEST 232.03 FEET TO A POINT; (2) BY A CURVE TO THE LEFT HAVING A RADIUS OF 326.27 FEET THE ARC LENGTH OF 81.21 FEET AND A CHORD LENGTH OF 81.00 FEET ON A CHORD BEARING OF SOUTH 74 DEGREES 51 MINUTES 10 SECONDS WEST; THENCE BY THE LINE DIVIDING LOT NO. 206 FROM LOT NOS. 207,208, 209 AND 210 AS SHOWN ON SAID PLAN, NORTH 17 DEGREES 23 MINUTES 17 SECONDS EAST 635.92 FEET TO A POINT IN THE CENTER OF A 30 FEET WIDE DRAJ:NAGE EASillMENT; THENCE BY.THE DIVIDING LINE BETWEEN LOT NOS. 205 AND 206 AS SHOWN ON S~D PLAN, SOUTH 12 DEGREES 01 MINUTE 44 SECONDS EAST 565.76 FEET TO THE PLACE OF BEGINNING. CONTAINING 1.998 ACRES. --,,:.,"'j~--. ""'>"'-'~"?1_'ffli'.1<1Il~J. ., ,_ _ .,. "__, O~~I -~ -"~ ,~ ~~>-.. LAW OFFICES MARK J. UDREN & ASSOCIATES 1040 NORTH KINGS HIGHWAY SUITE 500 CHERRY HILL, NEW JERSEY 08034 856. 482 . 6900 FAX: 856. 482 . 1199 MARK J.. UD1lBN" STUART WINNEG.. GAYLSPIVAK ORLOFF**. HEIDI R. SPlVAK*.. CBBISTOPHER J. FOX-.. CORINA CANJZ... .ADMlJ1'BDNI, PA, FL "ADJm7.BD PA ".ADM1'lTBD-NI. PA TINA MA1llE RICH 0FFlCl<ADM1N1STBA7f1R FREDDTE MAC PENN,f;YLVANTA nE,f;TGNA TEn ('flUNSET. P1lNM.~V1.VAN1A n1ll1lt!R U NORTH MEBION AVENUE SUITEUO BRYN ~\VR, PA 19010 21S.S~8-9S00 21S.S~8-1141 FAX PLEASE RESPOND TO NEW JERSEY OFFICE July 24,2001 CER'tJI'lED .l\!AIL RJilt!"f;lltNRECl!lJPTREQtJESTED ARTICLE #700016700011 86714056 David W. Booth 1073 Kuhn Road Boiling Springs, PA 17007 Re: Servicer jMortgagee: Mortgagor: Loan No.: Premises: National City Mortgage Company David W. Booth & Laura G. Booth 9355192 1073 Kuhn Rd:, Boiling Springs, PA 17007 NOTICE OF DEFAULT AND INTENTION TO TAKE ACTION Dear Borrower(s): National City Mortgage Company, is the holder or servicer of your Promissory Note and Mortgage on the above premises (the "Premises") securing the Note. You are in default of certain obligations under these documents as follows: You have failed to pay the full amount due of 56,218.75 on your loan which matured on March 1,2001. Failure to cure the default as specified may result in foreclosure by judicial proceedings and sale of the Premises. You can avoid the above actions by making payment to us of $56,218.75, which includes all cOsts and attorney's fees incurred to date._~ r E'V~~~~~IT A .i~ b b .,,;..11 '"-"''"''"'.-'''''''/ffi~~'''''''''''MT I~ , -~ ,-- If your mortgage so provides, you have the right to assert in the foreclosure proceedings the non-existence of a default or any other defense to foreclosure. Only if your Mortgage so provides, you sh~ have ,the right to have any proceedings begun by us to enforce the Mortgage discontinued anytime prior to at least one hour prior to the commencement of bidding at a Sherifi's sale or other sale pursuant to the Mortgage, if you comply with its requirements allowing such reinstatement. You may cure your default by making payment of the amounts indicated above to us at the address on the letterhead. I urge you to contact the undersigned promptly upon receipt of this letter. truly yours, J, UDREN, ESQUIRE MJU j ath cc: First Class Mail Note See Notice attached hereafter p1I1'Suant to the Fair Debt Collection Practices Act. Y"""'H'C',,,,,,,,;,~ ~ i1ilIlI ,1"~", _ .. ~ I r.~ ~~ """""'... r-~"~"""'"-'" ,_on -=-.-~- ~- NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification . of the debtor a copy of a judgment against you, and man it to you. If you do not dispute , , the debt, it is not an admission ofJiability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have maned to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OmCES OF MARKJ. UDREN Is! Mark J. Udren, Esquire 1040 N. Kings mghway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 ~i~ n r , ~ - -~~ '" - ,. """""",, !' :i'..... .. "~;;.....".""".""";.~;' - ~ . . . . ... . : :_..:..:.,........:..........:.,--"'.:...:.......:.~ .-:'..:. .:.....,... - tJ:l.....tJ u 00111 g: -.l is 'Wp.; (Jll :><l::El CIJ~. 't:l tJ:l ~i S' 0 (Jll ~s. !I'll> ~~ ~p. ..... -.l -.l 0 0 0 0 0 -.l ~I .....1::1 ... 0 CI1 0\ , I..", 10 ,0 '0 ""' I:r ...", '0 0 0 ,,,", ""' ',," I:r ..", . ""' -'= 0 1J'1 I:r 7000 1670 0011 8671 4056 ~ m" m "- lib J ~~ i~ ~ 'll i~ ,,1 .. ~ ... ...!! h 0 i . nn i' or. 'Ii! * if~ "!l, ,.... ":..,....;:... ..'~' . . ". 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"'),~"'. .<:1.. ;Z~~1i:o ~ ~ 0 8 it 3 !'! . ~ "!-~~.. ~) "8f;I1I,(1l Rr~-'t~ ~ 0"0 .g: ~ ~gL.,'6' fi1 a- :a o(l).~ " ........ =' :Ilii_ 3...... 7-0 III 0 ; , "" _. ..!l. .2l' 3~'" ;;:. y" =: ~"C~ iiil ~c8:~~O ilJ~ ff1 -1'/ ~ ~~,. Q ~ g t~iil rt ~~:!l. ~ ~ ;> g, g[.'R 3fi '<3o,~~~ c.gj a~' g . _ sfiri. ~!l.'ia.g~i~. 3 ~ Sf "_ ~g.JlD :ro ()~ ....:la :=;:;: ~ m _ 3' ~.., . _ ~; . !l. '" g ~ ~ ~ i:;~' F ~~'i~S' H ~ m cI1S.!!1oUIU ~~~~ ~!!1oQ " , ,)"" '" . iil "'. 0 ~.. 0. ." ~~. !l.it ~.~ ~~g~1l- ;: R o ~ ,. :fCP !e.<< 'C ~!!!. - ~ il'!l~. .,,!ll!!lil'a '< =. i6~ =a:l=Es' "Tl ~ .Ul"'ilD3a . Q: := ":'..'. . ;.;. ....".. '.:~ ,,:.,';";" .... . ..... '';;'''[7_''''';'''<'''''' "",",""'n., . I~ ~r . .' l- i .. \/:.:;~ .' ..... I .., OJ-~" o C7, :1 _' -t' C i';: ~ ru 0. -. U. .0:. [ J'.6~ :i1 () 5- . C>~;)~ D~~~ . . ':' '::5' .... ~ i f'o " DO ~U(") [ !!Ii ~. ~3:l!l.f i' ~ i ~. - IiI 0"" it P l ." Pc .! P 3 il f~ .. !!, 1< .0 i .0 ~ I .~ ii f" . . . g ~.~ ~r(') gg.ia=1~ $'",_li"''C CD:..:Et:::;;CD g0CD"",:OS' ~U~U ..,;;"!l" .'OQ2'!a""" ~ i3 c.cl-> 1 C'$'8.!!!;lD lD .. c. ii'" ~&l i-<::; .::;:0 afD-o' !' _ 6 In~' ;: S'::J c.'ctJI ',' .....:$':0. 3 g" ilL !!l,' ;;! c. 3 ...., :'0 ;::. "0- iD" S lir" 16 .. or ~ )( .:;;r;r <Il- H f! ~[ h. 0'3 P .. 3 - ." p .,. f c iil DODD 1fii';:~ P . I 1\ ~ I ~. ~. r ~ , ,. " j ! i r.< r:' ~ . , L ~ .: ., .. ~ + I . I.t......\:..~: ..... - ,. F::: : I ,', I..' [.- ." r f f' . - ~ ~J -. 1'=" -'''~ LAW OFFICES MARK J. UDREN & ASSOCIATES 1040 NORTH KINGS HIGHWAY SUITE 500 CHERRY HILL, NEWJERSEY 08034 856. 482 . 6900 FAX: 856.482.1199 MARK J. UD1lBN" STUART WINNEG.. GAYLSPlVA/lORLOFFO*. 1IBIDI R. SPlVAK*" C111I1STOPBER J. FOX*". C()R1NACANIZ*** 'AIIMDTII>Nh PA, FL "ADMlJ7BD-'A "'Amm'JZD NI, itA TINA MA1lIB RICH OFFICB ADM1lIlS'tBATOR PREnDrE MAC PENN!\YT. VA N1A nESIGNA TEn ~01JN,~EL PR~VAN1A n1l'R'1r.R 24 NORTH MEBION A VENUE SUITE 240 BRYN ~Wll, PA 19010 21s.s~8-9S00 21s.s~1141 FAX PLEASE RESPOND TO NEW JERSEY OFFICE July 24,.2001 CERtiFIED MAIL RETtmN':R1llOSIPT REOUESTED ARTICLE #7000 16700011 86714049 Laura G. Booth 1073 Kuhn Road Boiling Springs, PA 17007 Re: ServicerjMortgagee: Mortgagor: Loan No.: Premises: National City Mortgage Company David W. Booth & Laura G. Booth 9355192 1073 Kuhn Rd., Boiling Springs, PA 17007 NOTICE OF DEFAULT AND INTENTION TO TAKE ACTION Dear Borrower(s): National City Mortgage Company, is the holder orservicer of your Promissory Note and Mortgage on the above premises (the "Premises") securing the Note. You are in default of certain obligations under these documents as follows: You have failed to pay the full amount due of 56,218.75 on your loan which matured on March 1, 2001.. Failure to cure the default as specified may result in foreclosure by judicial proceedings and sale of the Premises. You can avoid the above actions by making payment to us of $56,218.75, which includes all costs and attorney's fees incurred to date. -'-"_-,__";'-1~~"OY",~,*f~w.;~ ~ ,~1!Wl '1'1 ~r ,-< . . -, ~~ , e"_'='~~ " ;~,:;"","""Jf,,,,,;""'~'C',~""I':ll! If your mortgage so provides, you have the right to assert in the foreclosure proceedings the non-existence of a default or any other defense to foreclosure. Only if your Mortgage so provides, you' shall have the right to have any proceedings begun by us to enforce the Mortgage discontinued anytime prior to at least one hour prior to the commencement of bidding at a Sherifi's sale or other sale pursuant to the Mortgage, if you comply with its requirements allowing such reinstatement. You may cure your default by making payment of the amounts indicated above to us at the address on the letterhead. I urge you to contact the undersigned promptly upon receipt of this letter~ f ~ J. tnDREN,ESQtrnRE MJU j ath cc: First Class Mail Note See Notice attached hereafter pursuant to the Fair Debt Collection Practices Act. , , M~~ - ~-1"- .. :'J~-~.M>" NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any.portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do ,nl)t dispute I the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARKJ. UDREN Is! Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 -"--""'K,;~"_ ......., H """ ..... , :. .-,. :.~.:"J.hl if. ~ - ';',-", ........ ;:. ..... """;671=ij'049 i' ~ Wif W ~~ ~" ~,[ 0!. ~~ I~ alii' -if :D=: :Dn lD ~ 2m. .go<! s,~ ~ii'U ~ ~ I ~ . ~ i;-I. -:\t :'", ',}'f;,,, ~... i ':~!:; ,(,,' . :,:;;, ! !~< '''c' '.:.. I,: ..... ", ......:.. ':-. " ", ;:'::'" ..... ~'"'i' . ., : ~.::......;." tIl.....t"" o O~1l> !;;;....:J ij'(,JPl oq ~O 00'" . '8. S 1P l:l ~o ~gS- 'tip.. ;l> ..... ....:J o o ....:J ....,. " ~., s:: ...?D ('") ~^ :c 0'- gJ zi::,.. ::JJ . C~ ~OO^::JJc:; ~C-m ~=izz~ Fm~jlO:I! ~g~~rn o ~O ~ C:;C') c..> ~S;; ~ i=il en ( , ~ ( I", :'. ':'. . ....., c .~ .c ... II"" ..... C co II"" ..... ... .::: c ..:= ..a ..... . ,. " L.. r ... t. . " f' I ! . .,,'....,. ~ , ,~ _l~ i~*r11~~qf0\Y.. ~";'"..~. . i?i~~;~.". .. Ii;:, .. ...... '.' '." .'.... ..... ,,&~rJ~~(: .. ..... ~H'iiif}. Jf ~~, · ,._ 0 lOt)::;:; · .= ~ itlll :3Al ':TI ~ ~-S'~"tJ Q.&O mill"'" · · ,~~.. 0 oa' -"o.IB'il'Ii-J1 < ..~ ..~ '"" ;'~g Nm~ ~g,!/.~;; ~~ a? o.g;.. .- .~ .. Sl"l1~ mIBm p.o.o....;!, m_ ;; ~~ > > .. _,~ ~ o~" i<:;'/i lf~~~PI f~ S' i-1f ~ ~ 5 ;a. <>....;!~;dC..amwO'.<:: o.~ ,-m"": -;~J~:~ ~ ~~~. ~U'~~ i~ i ~~ ~ ~ ~ j<[ ~ ~(bf;[j\f ,,::l :J.1ll CIl 2 - -;;:I Q. lo a: ._.. ~ mE" [imiil' a;;;'''",= mO. &~. m C ~ illS ,.""....or' o.~.m ~m~m!88milli!ii-~"8=m.. .~. f:tJni ~lifiUH'm'~ I ~.. ~ ~~l""''\~- !8"'::.E& 1I~ If i6 ;; ~ g ~ ~ JD x "- ~" (flm ,,~;o c'" _" '" ' CD ~'. ...;r'P m.""",g:....ilmQO" 3 .. "'" -g o-;:;;I:i ~....""'.... 01:llllPnl CI.._ III 3 CD III o. , .,.J>? "" $a" ~.~,,,rn-'" g " -6' .= ~m. <D' 3~ -.. :E'" 0 o' . . ~ 's:"u '1.' ~~ ~ ~:ii!:'iJ;~a ;r g .."". Q~ oil./l:.ll""'~'i!!g en ~ ~.!~ 3~ ~iI:Bmi6Jlo603 ~ ~ ~ _ s.:..'Iio"ilr ~8. ,,;;;di 21 ~ [ g' :..3' mn: "0 Clo6-"ffi'~" 3 6 0- ...~~ (Q\ '8.~ l\l 0n1ii)"wa :=;:;- e:..m ;: ~..'.' 3" ,\o"m-8. .=<5'. " .:,~~ ~..I1l"l III III . 1l.3i~.OAl 00. 0 , _ d)CIl ~ m tD:J 0- AI s: '< '> .~"ta = _::::~ lll:t.lIl litD- - III - m III ,'.*.'.. ' ,'" _0 ~ 0. ;:om", m'" ,,3 = m .,.,:S. ~;;. Illg. tlIlD'l'D::::a m$!!!.o iiJ "' ~ ~ 0.- . =m_ms ~ ' " :;; '" m ~m ~"og,a: 0. " " ~ ~!1 SIB ~..8m~ ;:0 g' "2;;:,,"c '_. =,' ito ~.~ ~ il'g ~ <f ._' ." . ., 1ii~iNQ ~. - ? :"" ,. f; .' r.:..... I i I I. , . I , :- .',' ..,. .-,' '.~. c. ...'... ....:'.::::. ..:. ;CO" t~~;,;~lt. .' 1'--'<""""""f'lI''<'Il_. ~'""""""'-~ - ~ ,~'""""""I- " .' , " ~ ..- & o ~ * ;: .6 ~ Kl !" ill DO '" !!L _ m ~ ~ I &' c. a _!li "" ~ ~ Hi < - I!!. ~ - i ~::p 21 0 ~l ~ ~ ~ m H "9:- ij' f '" ~ Ii o ~ . /.---' ~...'.; - :" . . . o I !l ~niiC) n m gn~;,i3~ ....,-: ! ~:r~.'<,fIo."C ,\1 0. CD~:Eg=iD v- I gPil~ ~ ,-yli :cri: ~~. v' " c:" 0.:-' f i i~Ui.... . ... ~,.~ lll~fo' J flJg,Q.ofR~ ltS'::Ig.s ~.~ ~~!U _ 9-y -a= <"'C: :;n . [ ~ ~. "? !' CD i r p >< ~iii' mil- Jn~ m . a" .~ !1. ~i iI ~ il' g3 H P !II. '" o ~ .; ~ DODD ~~U I~ i ~ .:' ~ . ; r. >f~1."~"'" .- ~ ~ , . V E R I FIe A T ION Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. u~ft1/ UDREN & ASSOCIATES Mark J. MARK J. -'~~";!',';-Y"Of'i<-~'""l-_"'~ A~ t ""'-- . , ., , ;';8'..'-;'~'~~' - L"-"< , ~i~~~~Jlhiiil;'~ili>M:\:'"lt:'=~~''Zd'Jd,- ,-,",);r;-,-"'jd"H'i~",-"";;,"i,,,'_'!1i'b-lli~;jt',,,.i."'"'''--~'H9,~liIlJitilJli4ii!ll~ti\M~I~_!i' OFF!lll C\>:: ~ Gel 29 " l.. r '.. ~mt8l~~ ljJ/JjjJ: ~ , - .')L h.,L~, U.WIL,~]~LlLJ ',~.'""~A..,.""E,d". ,'". '.:.\-\FJHFF " ,-):.:1A'fY ') ,.r "1'1' '0,\ '- ,,) oJ I \ t... ,;",\,1\ ~-'~""~-li ..... " 1. .-,,~< -=. '----1i,'''-"''''',"'-'''y~~_ < 'WE HEREBY CERTIFY THE . WITHIN TO BE TfiUEAND ~ CORRECT COPY OF THE ORIGINAL" '\ MARK ~. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF National City Mortgage 3232 Newmark Drive Miamisburg, OH 45342 Plaintiff . COURT OF COMMON PLEAS : CIVIL DIVISION : cumberland County v. David W. Booth Laura G. Booth A/K/A Laura Graham Booth 81 Windwhisper Lane Annapolis, MD 21403 Defendant(s) c.()~(~~ . :NO. ol-/ol/>I COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages , you must. take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any . money claimed in the Complaint or for any other claim or relief requested ,by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Ave. Carlisle, PA 17013 717-249-3166 800-990-9108 TRUE COPY FROM RECORD In Testimony whereof, I here unto set my hand . and the seal of said Court at Carlisle, Pa. '-- Th~~~odaP~f~~)~ . honotary "I '" - " 0-- - ,-- _ _~, . '~"~r=[!ij~ .~~:'"""'."'..~' H'~ ".~ __ ~_ , AVISO Le han demandado a usted en la corte. si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dineroo sus propiedades u otros de~echos importantes para usted. ~ I LLltVE ESTA DEMAllDA. A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO o 81 NO TIENE EL DlNERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN .PEItSONA 0 LLAHE POR TELEFONO A LA OFICINA CUYA DIRECCION SE .ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASlSTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Ave. Carlisle, P A 17013 717-249-3166 800-990-9108 ;""_-7N,"'~';"""'''''''-J.llf.!-~mlW ~, "I r'" , .. ~ - , ~ . ~~ ~ O,y~, -iT~tl' 'lnl ': -""~ . ," , NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt ofthis Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your Written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information' obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN /s/ Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 "Vi'_",":;-,l''''''"'''~~~~ 1'1 ., ~, .= ", , ""11"" "":;fjW' -~ >" - . 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: R/A Assignee. R/A Recording Date: R/A Book: Page: 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant (s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with PA.R.C.P. 1019 (g). The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 1073 Kuhn MUNICIPALITY/TOWNSHIP/BOROUGH: COUNTY: Cumbe:dand DATE EXECUTED: 9/15/98 DATE RECORDED: 9/18/98 BOOK: Rd. Township of Monroe 1483 PAGE: 621 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. --"^>,---"~..;"~,.,,,,lj~ I~ - . , ~~-~ ~ ~~~ ",. ~.~ ,~ i'1~"-"<'~- - 5. After demand, the Defendant (s) continues to fail or refuses to comply with the terms of the Note as follows: (a) by failing or refusing to pay the installments of. principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 10/22/01: Principal of debt due and unpaid Interest at 9.0%* from 2/1/01 to 10/22/01 (the per diem interest accruing on this debt is $13.19 and that sum should be added each day after 10/22/01) $53,505.74 3,482.16 Title Report Court Costs (anticipated, excluding Sheriff's Sale costs) Escrow Overdraft/(Balance) (The monthly escrow on this account is $0.00 and that sum should be added on the first of each month after 10/22/01) 250.00 280.00 0.00 Late Charges (monthly late charge of $21.94 should be added on the fi~teenth of each month after 10/22/01) 0.00 Corporate Advance Other Fees 160.00 22.40 Attorneys Fees (anticipated and actual to 5% of principal) TOTAL 2,675.29 $60,375.59 * This Interest Rate is subject to adjustment as more fully set forth in the Mortgage and Note. '''''",C'''''-_'''''''''''''!~~!lII! ,^ _ }'.III~~Il:lIIUI o. ~~"""__~ ,_~ t ~Iill~~ ,,~---"' 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. Notice of Intention to Foreclose under Act 6 of 1974 of the Commonwealth of Pennsylvania has been sent to each Defendant, certified mail, in accordance with the requirements of that act, and copy(s) are attached hereto as Exhibit "An and made part hereof. The notice specified by the Pennsylvania Homeowner I s Emergency Mortgage Assistance Program, Act 91 of 1983, has not been sent because the Mortgage matured on or about March 1, 2000, and the notice is therefore not required. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $60,375.59 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. ,,^_.- f{ Mark J. Udren, ESQUIRE MARK J. UDREN & ASSOCIATES Attorney for Plaintiff Attorney I.D. No. 04302 :-_,~;C""i'_'"';"''''-''''!'I'~ "~ I~""'~ , ,"- , " , ~ . ALL THAT CERTAIN TRACT OR PARCEL OF LAND AND PREMISES, SITUATE, LYING AND BEING IN TH2 TOWNSHIP OF MONROE IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS; BEING LOT NO. 206 AS SHOWN ON THE FINAL PLAN OF LOTS OF SECTION "L" OF WHITE ROCK ACRES, DATED OCTOBER 3, 1978, RECORDED JANUARY 31, 1979, IN CUMBERLAND COUNTY PLAN BOOK 34, PAGE 113, AND MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, BEGINNING AT A POINT IN THE NORTHERN LINE OF KtIIIN ROAD (60 FEET WIDE) AT THE DIVIDING LINE BETWEEN LOT NOS. 205 AND 206 AS SHOWN ON SAID PLAN; THENCE BY THE NORTHERN LINE OF KUHN ROAD THE FOLLOWING TWO COURSES AND DISTANCES; (1) SOUTH 81 DEGREES 59 MINUTES 00 SECONDS WEST 232.03 FEET TO A POINT; (2) BY A CURVE TO THE LEFT HAVING A RADIUS OF 326.27 FEET THE ARC LENGTH OF 81.21 FEET AND A CHORD LENGTH OF 81.00 FEET ON A CHORD BEARING OF SOUTH 74 DEGREES 51 MINUTES 10 SECONDS WEST; THINCE BY THE LINE DIVIDING LOT NO. 206 FROM LOT NOS. 207, 208, 209 AND 210 AS SHOWN ON SAID PLAN, NORTH 17 DEGREES 23 MINUTES 17 SECONDS EAST 635.92 FEET TO A POINT IN THE CENTER OF A 30 FEET WIDE DRAJ:NAGE EASEMENT; THENCE BY THE DIVIDING LINE BSTWEIN LOT NOS. 205 AND 206 AS SHOWN ON S~D PLAN, SOUTH 12 DEGREES 01 MINUTE 44 SECONDS EAST 565.76 FEET TO THE PLACE OF BEGINNING. CONTAINING 1.998 ACRES. ---":"""'F'""'"-""~"_1l!"" ,r ,.,~~'" -I ~~~"_. ..,..,_~~ _ '_r .~ """",?~~_EI\'!f1f ,b" _~" "^"". LAW OFFICES MARK J. UDREN & ASSOCIATES 1040 NORTH KINGS HIGHWAY SUITE 500 CHERRY HILL, NEW JERSEY 08034 856. 482 . 6900 FAX: 856. 482 . 1199 MARK J. UD1lBN" STUART WINNEa-. GA~ SPIVAKORLOFF**. Bl!1D1 R. SPlVAK*" C1IRISTOPHElf. J. FOX... COBlNA CANJZ... .ADMIf'l'BD NJ. PA. FL ..ADMl7!'IBD PA ".~NI,PA TINA MA1llE RICH 0FF1Cl< ADMINI$111ATOR PREnnrE MAC PENN,~Y1. VANIA nESlGNA TEn CfJllNSEL 'P'R~.VAN1A (J11R'1l!R 24 NORTH MEBION AVENUE SUITE 246 BRYN ~ WR, PA 19010 21S.S~8-9S00 2lS.S~8-1141 FAX PLEASE RESPOND TO NEW JERSEY OFFICE July 24, 2001 CER'J:ll'.~DMAIL RJll'lIl1I'RNRECEtPT REOUESTED ARTICLE #700016700011 86714056 David W. Booth 1073 Kuhn Road Boiling Springs, PA 17007 Re: ServicerjMortgagee: Mortgagor: Loan No.: Premises: National City Mortgage Company David W. Booth & Laura G. Booth 9355192 1073 Kuhn Rd:, Boiling Springs, PA 17007 NOTICE OF DEFAULT AND INTENTION TO TAKE ACTION Dear Borrower(s): National City Mortgage Company, is the holder or servicer of your Promissory Note and Mortgage on the above premises (the "Premises") secui:ing the Note. You are in default of certain obligations under these documents as follows: You have failed to pay the full amount due of 56,218.75 on your loan which matured on March 1, 200 1. ~ Failure to cure the default as specified may result in foreclosure by judicial proceedings and sale of the Premises. You can avoid the above actions by making payment to us of $56,218.75, which includes all costs and attorney's fees incurred to date. .~~ r Ev~<~~~.T A i\.u y"G.il1 , 'iH".'-'- "~'''''"''''''''~MI!''!''_~~"".'^~_f!!!liJ~ - 1IjIl","'""'~1 ~ r -~ , ~. "..~ .-~.",~ ,..---. ,-. If your mortgage so provides, you have the right to assert in the foreclosure proceedings the non-existence of a default or any other defense to foreclosure. Only if your Mortgage so provides, you' shall have .the right to have any proceedings begun by us to enforce the Mortgage discontinued anytime prior to at least one hour prior to the commencement of bidding at a Sherifi's sale or other sale pursuant to the Mortgage, if you comply with its requirements allowing such reinstatement. You may cure your default by making payment of the amounts indicated above to us at the address on the letterhead. I urge you to contact the undersigned promptly upon receipt of this letter. J. UDREN, ESQUIRE MJU j ath cc: First Class Mail Note See Notice attached hereafter pursuant to the Fair Debt Collection Practices Act. , , "".,~",_... ~.,"_. . ,,:,,''', :".,,. ~,~~,' VIlIIIi~I~ ~,..- I , . ,. ""..,"'"""", :. ,~. , ,,' !-'..'" ','/ ""'i.-'~'_'",,-,,,,,_;,. NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification . of the debt or a copy of a judgment against you, and mall it to you. If you do not dispute , , the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 3Q day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have malled to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document , is an attempt to Collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARKJ. UDREN IsI MarkJ. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 'r""'",:,," -~~ I ='~~~'~'~'''11;. r' - - t__h':J'", :--_"--~""_' ~'--- . .-,. , -.... . .. . .. . . . " ..... ,'.... .:: --'-""'.....:..-.--'- ,=-..:....:..:...:.~ :-:..:;. ~..~..::.. ; "~""-",,,,:....,..,,;...,. ;,. .._..... .... - .~ - 7000 1670 0011 8671 4056 m:u " II i, hh !~ i~ ~ ~j ~i I -a' Ii Ii ~ f' . .. '. .... . ." .' .' ,",'C'"_' "...,~~ A,4~n!i>!<lI'L .. :r~ m 3 ~ .... '.' . . ~.,... . . 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I "-"'a.~(b;;;a-:::I 3l::111"'Ill::l mz - =::1 Q. a. iil~ ~.~',\.":w ~O.. -B'33'" Wo o' 3S....g ~ ~6i' ~~'f.:D ~[;;r ~~'!ilil'ii' 8m ~.l1~ ~ g ~"[= r.iI Ii-!!l~ ...J' ;s'",::";" 50. 0.,.'< il-::' =l' ~t) ~~ttJ~l ~ ;~~~~ ~~ i ~ ~ ~ ~ ~, .. lih::!o35:<ii'E< c"'ffiPlc:5':O~O" tr-<g Co :: a:_o..~. ~~ _ "'i!t-1!'S ~a;." 8 '< ' III . --1$' . -~. ],f.~'~' (ll;~-;;;i" ~m <r 3 ~ ~ ,. ~~. "leF 11"" - . g: " -B' 1Il':6" fi1!!a. ~ Q.Cf.l~'i 0 " . :0 ,0-"_ --jj"...." 2 ; ,,,,,"=."'!2. 3 - 3:-'J!t:o'Iit, "- " . \," "" ~."o. h ~c8:~""O fl)~ g> -T/ ~ ~ilJl.. Q ~ g f!~~ :U;~:!l.:;; < .' .. uSj,s n' il..g<!J ..m" -. g . . ;;.. :0, g...o. 3 ~ ","!l.8E ,,3 0 '_. =f8ri ~il."s.i.J.g~ ~~ 3 ~ <r ;:.,_ ~~i ~" ~~!n "'~ ~ ~ ~ ,-1 :~~. ,~.it 0.ffi'~~!!l5 &l 3~ ~ ~ '1 :0'''' ' - .~;> - . l .S'.!!1, "..~.il. s:~<g." ;;;!!1,Q 0. . ,Jog . ~ ~!l" !!1,m"~~ !' ~ ~::;" !tst :E/ii m::E"~::Tlll :::0' 0 N"< CD;:;:fg gl!!:;:!Dl"O' .,.. :::l. g' S:. ". _'~'!ll:O" !!l, '" '"'l ~9::fo -g,..._!113 . s: . (D ... _.O'::rc - "Tl m .CI3-.CIl39. . Q := . ", ........ .:<:~~~(.:;i. I ," ..... .....,. . , . . -. " ':."\" .. ':..' .' ....<...:... '.' .. '.:.. ",;..' .. ....... -''',,{,:,'-, "-'-''''''';<)''JJ''''!'f'f'' ~~" ""~I , I ~ ~ f ~. ! l ~ 1 , ~ .. t .... . it/ .::.; .... 'l; . ~ ~ . , + OJ Q~ ~ o .'" ;::.:. .+I c .~. i_!!l.'g"'2, _. ru,C):.. I.'a-~~ s;.;;~..... v~. nll"lIl"".. = a S ~ s: S'-~:' J" [; liisi: a:~. It.. ~ gS:3a~.., &__ U\ . 'Hi~.~[..... '12 l 3 ...&d!<< '" "-' '~aa:; ar.~ .J 9S':JD. 0> __ $: '11>,<.-a8...'. .cB . 3gi:r8 ~. iil c.3 :'0 <." CD CD CD .. . ~ ':5 j,l ii i' ~ H ~.! n J~ ~[ ~ i Jii .. 3 - ... .... I !" i'DD ~ rHO il. r~~ ~ f ~[~i .., ! 8r ~pff\ :om ~ s: ~ "- "[- <r DODD g:jl'U P >< p .~ <il' I .I .,!l' .'jl I ~ .~ ~ .0 jl' f ! ~. I I ,.' r..\..~.; /:. ...... - L:' : t.' .. !., , . i', r.' " i --' ,. -~_.J ; ~,- ~~ - ~ . LAW OFFICES MARK J. UDREN & ASSOCIATES 1040 NORTH KINGS HIGHWAY SUITE 500 CHERRY HIlL, NEWJERSEY 08034 856. 482 . 6900 FAX: 856.482.1199 MARK J. UD1lBN" STUART WINNEG.. GAYL SPIVAK ORLOFF"" HEIDI R. SPIV~" CHRISTOPHER J. FOp.. CORINA CANIZ*" .ADMJ7TBD NI. PA, FL "Al>MlT1Zl> PA ".A.DMlnWDNJ, PA TINA MA1llE RICH OFF1Cl<ADMINI1l'tBA1'tm. PREnnIE MAC PENN,f;YLVANTA nE,f;1GNA TEn COllNSRT. PRNN!lYl.VANrA rJW1CR 24 NORTH MERION A VENUE SUITE 240 BRYN ~'WR, PA 19010 21s.s~8-9S00 2ls.s~1l41 FAX . PLEASE RESPOND TO NEw JERSEY OFFICE July 24,.2001 CEBT:umlDMAIL H'#ua!f"RECElPT REOtJESTED ARTICLE #7000 1670 0011 8671 4049 Laura G. Booth 1073 Kuhn Road Boiling Springs, PA 17007 Re: ServicerjMortgagee: Mortgagor: Loan No.: Premises: National City Mortgage Company David W. Booth & Laura G. Booth 9355192 1073 Kuhn Rd., Boiling Springs, PA 17007 NOTICE OF DEFAULT AND INTENTION TO TAKE ACTION Dear Borrower(s): National City Mortgage Company, is the holder orservicer of your Promissory Note and Mortgage on the above premises (the "Premises") securing the Note. You are in default of certain obligations under these documents as follows: You have failed to pay the full amount due of 56,218.75 on your loan which matured on March 1, 2001.. Failure to cure the default as specified may result in foreclosure by judicial proceedings and sale of the Premises. You can avoid the above actions by making payment to us of $56,218.75, which includes all costs and attorney's fees incurred to date. _.,jl"''''6<ir'''''-'''-''~''H;."?,, "?'>" ~~~ _ .t:!;~~, , ",".P ~ ~ - ~ ~~ (- . If your mortgage so provides, you have the right to assert in the foreclosure proceedings the non-existence of a default or any other defense to foreclosure. Only if your Mortgage so provides, you' shall have the right to have any proceedings begun by us to enforce the Mortgage discontinued anytime prior to at least one hour prior to the commencement of bidding at a Sheriff's sale or other sale pursuant to the Mortgage, if you comply with its requirements allowing such reinstatement. You may cure your default by making payment of the amounts indicated above to us at the address on the letterhead. I urge you to contact the undersigned promptly upon receipt of this 1etter~ { t J. UDREN, ESQUIRE MJU j ath cc: First Class Mail Note See Notice attached hereafter pursuant to the Fair Debt Collection Practices Act. , '";'''V",''',''''.'''"".:Al'''!- .;rlll!' ~~M , ,~ , _ ,"<, 11_ II!!II!I'III . NOTICE The amount ofyoilr debt is as stated in the attached document The name of the creditor to whom the debt is owed is as named in the attached document Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute I the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document , is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARKJ. UDREN Isf Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 '~-"-c-'''_''''~~'''''_ ~.""""" ~ ',~ ~.~, ," t- _".,_ ,.. " ,- ~" _._~~ " ~ ~ -""~' ..... ., . """ ;.. .. :~":;'.l:;'" ... idf~it(~.:".:.. .., $;.'-,.., :-J" if. ~ - ";,", '. ~1~~11~>.2::::' t1~rr_:.: :~i.~:;.,,.: ...... ',.. ~i;;,,>.,. /~$;\(;.:: .:.. " .... ", 8b7i~4.D49 'Oi 1ji" ]ji C.m 8"::0 i~ ~! !Ii !f ~ .. "< . ~ .g~ ~~ I Ii: Iii' l' * <I> 10. . . - 0 :t~ ~ ~ ;> ~ .': ". . ~;..:::r':' ~~':;:f .:":.. ....;:.: :,', ~.'. .:: ..... .... ~ ~. 'S: >. ~" ",:.. " .... ,,:;," .....::::" ..,..... . "'--'.-', '~H IF,,,,,,,,, > ~-~- ltII~~!P1!l'"l "-, ...... 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'< /; :.",. ~:gil ~!l. ~;';iINi;:g ~ ii ii 11>'~;~ ~ 8. ~ lS' ()~ ll~f.!Ii,! ~ ~ ~ ;. . ,I,J g:,'.l~ ~3', ~2,,;;a ."g.m ~ t~-~' ..~~ 5' ~~fJ! -6' 111 N~'!iiJ- 0 i s: '<: t*... ,./P'" ;a, .i't >o&m ~ '3 !Ii, 1II ." . "'.= ~., 00. ~_o" -. m ' 'J1 .",'~' 1'1.5' Oil ~~,.m< "',..~ . ,_, iil' 0 !I.m iiI ~ 0 g.;r 0. " ,~ Ei'!! 3'~ 2 ~.8 m 0 > 6- ~ ~T. 5' ~.~~:o" ili' '" .",:"'C ^-, o~ .",,0 '" " . '. . oo.O's-t:g' i: ...lJl3a d1 Dl ... :=t= .' '. ,," ...... .... :.... .,.,- ,"" ...... ,"". .' i: .'. .-c-.:' "'. ..-' " ~.'. .~.:'." . . . . . ",:'<0 ".:.' t{f:;~~~;~. . ~,-- "'''l~~~"Jl!l''1\l!!! !llIIi!llrMil ,~~_1O:""1,1 ., r> ,. ! ! I ! ..' . "". .' ..-.... I ! .. .... ,.' !" ":' o N III 'I' ~ .~ N /" ~ (7 ~. d ~ i ~ 0' ., r j.1 w~ f" f 00 en [U . ll. il m' ~ . Ii' ~a~ = I!!.l!. 3: '" ~ - g, ~ i ~~.o :n p ~l ! P 3 ~ . . :0 ~ ;:: -!~ ~ it n ~ m o 1f o ~.,'': P >< p "'IZ -<0. ~~ ".:I .~ l! 0.0. H .!! e. ll.= IlJ m~ ll'3 ~il' .. 3 . . . g~Ul""D..(") g g..;~~-~ ~ !!to<." OJ S':E g '" i!i:. ;rCi"CD":"I:niD o~,,::J ,,- a D1 II) sa.-) => ::::13 ::Li,', .g ~~a;, gii3:;Cl" i ~~~t[_ 3"'~ ",-<! '" iif!l.l:l."'-' '- Sto-g ~ir OJ ll: 0' ~gh8 ~' ~ p.~ ~ ~ i: JD Q) CD r en 6' il ", 'il ~ .., 0000 ~tU po ~ i l'. i ~'; l t" l ., .. '0) .. V E R I FIe A T ION Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. u~ UDREN & ASSOCIATES Mark J. MARK J. Y1!lgf'l'i"r';+."""'""'ll1.",,,,,~ ~ . ;'1" . ,_:t" ,o~""""='--'):~~tiil:il1liiM$I~~,tiM,;j4<l"~:$-;;;''''EH)jN..l4~L~.:tii&~'i<~''~"^H;";_"i_".,,,'i<.) 'i_h,jWoIW..1"fl""'M~:!;ilf~i~ld;!.ilii(Hti~~j~1Il~~ll!,_",,~_-~~" ---'~'~'l~""""~""-"-~ ""'JJIlIIII"" IR-~: i i "If'li~ ~i~ 1.'1 !\.H~'I..It.' ~ I I~.;~, !-: ''i- ,)tHi~" " '~IJ I, - . , ", - ' - -,-j' : 0", ~~ ;~ 1\ F i I ~ \ I ; _',' ' j C"~ 2JU~~~~ $/lOf1IJ$!$ ... .,,1> ~' dP _ OFF:C~ '" . S'.![Pi,F C!lii' l~rY OCT Z9 2 IIi; : i; 'Di 1.1 r", ,_ j. I L. '/ ;=\ i"; l r.. . MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage 3232 Newmark Drive Miamisburg, OH 45342 Plaintiff v. David W. Booth Laura G. Booth A/K/A Laura Graham Booth 81 Windwhisper Lane Annapolis, MD 21403 Defendant(s) ATTORNEY FOR PLAINTIFl" . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County . NO. 01-6181 PRAECIPE TO MARK SETTLED. DISCONTINUED AND ENDED TO THE PROTHONOTARY: Please mark the above captioned matter SETTLED, DISCONTINUED and ENDED, upon payment of your costs only. Dated: November 9 2001 ',-'T.''''-_5';-_-''-''"",.,.-___~ ~_ __ "",--~ T' . ~ Mark J. Udren, Esquire Mark J. Udren & Associates Attorney for Plaintiff -1~ ~ ~ ~ !lilli".,. , " _.,.fIIl__., o c ~_:;l'" >- '"'ODe qJer:: ~.~,. ..::::'.L "8 7~_ ~C) ~~C '2< ~-c #"-;..c::. -?' :2 c~ -;;e: Q ..,'.:::.. 1',) (J"\ '''''T'' -0 :':5: t;? I'J~ r:!JI~""~",,,_ r ,;lo"t",}lll~''''''''''''_1'''"'''''' _-M_~~~l!iiP-~.>%!""r"':"-"'~:(r~-;-?*,'!"~-';l"~~~~;~~~~~,~'~",J;;!R~~.,m~_<~_-:'