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Home My WebLink About01-06609 I McCABE, WEISBERG AND CONWAY, P.C. BY~ TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of PA 961 Weigel Drive, P.O. Box 8621 Elmhurst, IL 60126 v. John Carrow, Jr. 506 Walton Court Lemoyne, PA 17043 and Susan Carrow 1420 Bradley Drive Carlisle, PA 17013 '>,-,,- )"", ","i Attorney for Plaintiff Cumberland County Court of Common Pleas Number 0\ -1M'! C~uL/~ CIVIL ACTION/MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing' with the court your defenses or objections to the claims set forth against you. You aTe warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. Cumberland County Bar Association 2 Liberty Avenue CaTlisle, P A 17013 (717) 249-3166 AVISO Le han demandado a usted en la corte. Si listed quiere defenderse de estas demandas ex-puestas en !as paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la feeha de la demanda y la notificacion. Hace falta asentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidu a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE, SINOTIENEABOGADOOSINO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFIONA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue CaTlisle, P A 17013 (717) 249-3166 "~, ,J1 ,-.-,,. --,,-';,-"-- ~ " ,-",. -- 0 r, > ~,L, -" ,'-., 0 lo' ~~kc.--'-""."-:,~'c;.~-:;._;-;",;":;,:~-~-,,,,__;~-";;;:~~i"_~~: McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of PA 961 Weigel Drive, P.O. Box 8621 Elmhurst, IL 60126 Cumberland County Court of Common Pleas v. John Carrow, Jr. 506 Walton Court Lemoyne, PA 17043 and Susan Carrow 1420 Bradley Drive Carlisle, PA 17013 Number DI-~{,o9 Cc:I.{ Cl~ CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of PA, a corporation duly organized under the laws of Pennsylvania and doing business at the above captioned address. 2. The Defendant is John Carrow, Jr., who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 506 Walton Court, Lemoyne, PA 17043. " - c.' _"'".' . ',--'" ^ -, i~"",",:/.'" - ",,",;cd_' _I," -- :h;'.~: C-_,:,:,.;",_" "a'j""'--: ;";"--"i-(',Libii 3. The Defendant is Susan Carrow, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and her last-known address is 1420 Bradley Drive, Carlisle, PA 17013. 4. On January 25, 2001, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1666, Page 232. 5. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known as 506 Walton Court, Lemoyne, PA 17043. 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due July, 2001 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 7. The following amounts are due on the mortgage: Principal Balance Interest 7/01 through 11/1/01 (Plus $43.50 per diem thereafter) Attorney's Fee Cost of Suit Appraisal Fee Title Search $125,173.00 $ 7,263.67 $ 6,258.65 $ 225.00 $ 125.00 $ 200.00 GRAND TOTAL $139,245.32 -,. ~- )';'~ ,uS', "",.,--. " -' .< .',-,,-,:,- :;-,~--;:"J.-~..; - "ci ,----'"",-~",-,,' "'i',:"_:;",",,_",,,~-_,;":, ,,' ---';);rn&a, , 8. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. ~403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular and certified mail. WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $139,245.32, together with interest at the rate of $43.50 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. -r~CJl.. 9. fK-L~ TERRENCE J. M"cCABE, ESQUIRE Attorney for Plaintiff -'"''J .'~~ '. --, -- ,: . I' ,,' '-.' -';-,,;- '~'-,' , '.' -,', _1:_;;'; - __.~ - ~ _ "'''''~2-,';'';''l_;';'' ,,__i".-o~i"~ ',--;".,~ ,~,-,~-,' ,"1":_' VERIFICATION The undersigned, Gail Lumpkins, hereby certifies that she is the Foreclosure Specialist of the Plaintiff in the within action, and that she is authorized to make this verification and that the forgoing facts are true and correct to the best of her knowledge, information and belief, and further states that false statements herein are made subject to the penalties of 18 PA.C.S.g4904 relating to unsworn falsification to authorities. pecialist ""'i ~_.rn~" .~~_. ~ _ ".j '-1 m.~ - ~',-, "-'! ic~J!l;jl!l!i.Erl;,.">r. , /1:) , ~> ~~?-t CI 1) 171;:,~-DI>-!J-.Illlr G' IF BOX IS CHECKED, '~IS MORTGAGE IS AN OPEN-END MORTGAGE AND SBCURES FUTUR1! ADVANCIlS. THIS MORTGAGE is made this day 25TH of JANUARY JOHN CARROW. JR, AND SUSAN CARROW, HUSBAND AND WIFE tV I MORTGAGE I ;ro..QL; between the Mortgagor, (herem "Borrower") and Mortgagee BENEF IC I AL CONSUMER 0 I SCOUNT COMPANY 0/ B/A BENEFICIAL MORTGAGE CO OF PENNSYLVANIA a corporation organized and existing under the laws of PENNSVLVAN I A 4910 CARLISLE PIKE, SUITE 104, MECHANICSBURG, PA 11060 (herem "Lender"). . whose address is The following paragraph preceded by a checked box is applicable. GJ WHEREAS, Borrower is indebted to Lender in the principal sum of $ 126,661. 26 , evidenced by Borrower's Loan Repayment and Sec"rity .Agreement or Secondary Mortg~ge Loan Agreement dated JANUARY 25.' 2001 -.. - ------and'any exteRsion;;; or rertewalnhereof'(herein' "Nole'),ptyviding for monthly installments of principal and mterest, mcluding any a~jUs~ments to: the amount of payments or the contract rate if that rate is variable, with the balance of the indebtedness, il not sooner paid, due'and payable on JANUARY. 26, 2031 '; . D WHEREAS, Borrower is indebted to Lender .in the princiPal sum of $ , or so much. thereof as may be advanced pursuant to Borrower's Revolving Loan Agreement dated , . . and extensions and renewals thereof (herein "Note"), Providing for monthly installments,' and interest at the ratc and under the terms specified in the Note. including any !8~justmen~ ;in tbe interest rate if that rate, i~ .'variable, and providing tor a credit limit stated in the principal sum above an~ an initial advance of $, . ; TO SECURE to Lender the repayment of (I> tpe indebtedness evidenced by the Note, with interest thereon, including any increases if the contract rate is variabl~; (~l future a\lvances under any Revolving Loan Agreement; (3) the paymel1t of all other sums, with interest thereon, allvanced in iaccordance herewith to protect the security 01 this Mottgagei a~d, {4>. the performance ~f the, 9ovenantS' and .agreem~1:S or Borrower hereiri c,on.tal:ned' Bon:ower does hereby mortgage, grant and convey to Lender and Len4er's successors and assigns the fqllowlO~ described property located in the County of CUMBERLAND ..' . CommonwealthofPen,,:"ylvarua: ; ALL THAT CERTAIN PROPERTY SITUATED IN THEBOROUGH OF LEMOYNE IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA. BEING MORE FULLY DESCRIBED IN A DE EO DATED OB/2111990 AND RECOROEO OB/22/1990. AMONG THE LANO RECORDS OF THE COUNTY AND STATE SET- FORTH ABOVE. IN DEED VOLUME. 534 .. ANO PAGE 939, TAX MAP OR PARCEL 10 NO,: 12-23-0543-041 ....," \, -.....,' . ;I.. "..<!' ~-. \.:4\""-: c.. :.;' ~:.}. IIIIIWllnIIIIIlIHlllnlil~n~ml:~~mlwm~imlm~U~~I~~IIIIlI , ..... .... 'C:) " ,n.' . :...... E:;o I c- . . ~ I'Tl..::C " =:D' 1"rJ'C") 0 ~...~::o 0 d:J. ':;,",-, b:sfri ,.0).."_ m '":-I ."t:;::O~ .:31. <> 0;;'" ....;:a; 0-"_ J-I, C:'o fTJ: II':\)' ;z ni ~ ".-r:." ~", M1' ....., . I p~ornl1 . ~. 01-01-00 MTG ~177017258593MTG9DDOPAOD12Bl0--cARROW . ORIGINAL .' I UiiGNi6GaN6~~,'J2 .. .(,~.".' ..Io..x:.... E)(~ I'b I~+- i'A II -,' ,', ... ..... ..t" ". ~~. .. . .~. I I,. . lio(;Ktt~6 j.AiI~..234 ~~-~ .~~ _,J " ,-'''-, '~'" -~~ .'~- "';'~M!&!'~-,~ffi-';,,,- ., .4- . . .. ; 12. N01ice. Except for. any notice required under applicable law to be given in another manner, (a) aDJ notice to. t;I,!rroVfer provided for in this Mortgage shall be given by delivering it. or by. maiJing such notice. by. certified mail addressed to Borrower at the Property Address or at such other address as Jlorrower may dO$igilate by notice to Lemfer as provided herein, and (b) any noti~.e 10 Lendo;r.shat! be gi>;.... by.!"'rti(ie@, m~l tq Lenc!e,r's.,addreSsstated herein or to such other, address "'i Lender may desi~ate by n!'tice to Bo,rower ..;provifil\l<l h.erein, Any notic~ P"!1vided ioi: i,n t!lis ~';rtgage ~hall be deemed to have been given to Borrower or Lender w)len gi.ven in the m~nner designated herein. '. ,;.. '. 13. Go'(erning Law; SeverabilitY",The state and loca.! laws applicable;to this Mortgage shat! be the laws of the jurisdiction in which the Property is 10cate4. The foregoing sentence shan not limit th~ applicability ofFederalIaw to this Mortgage. In the event that any provision or clause of thjs Mortgag~ or the Note conflicts with applicable law, 'such conflict shall not affect other provisions of this Mortgage or the Note which can be given effect without the conflfcting provision an.d to thi~ end. the provisions of this Mortgage and the Note are declared to be severable. As used herein, . costs, ~ 'e;pe~'.and "attorneys'fees" include at! SUms to the elltentnot prohibited by applicable law or limited herein. . 14. Borro,wer's Copy. Borrower shall be furnished a conformed copy Of the Note and o(this Mortgage at the time of execution or after recordation hereof. " 15. Rehabilitation Loan Agreement. Borrower shall fulfill all of Borrower's obligations under any home rehabilitation,. improvement. repair. or other loan agreement which Borrower en~ers into with Leader. Lender. at _:~~:r~~Ji.2.-~~~~SQuire~I1"~!,:tg.e!ey~le_~ILd ~lg~!9..~nd~r._~1) l!!qE:ro~_c.l2-~pt~b!~~,~4e:' an-assignment?!.. .- ~-. any. nghts, cl1l1ms or defenses which BOrrower may have agaInst partJ~ who supply labor, matenals or services In C9nnection with improvements made to the Property - 16. Transfer of the ProperlY. If Borrower sells or transfers all or any part ofthe Property or an interest therein. excluding (a) t.l!e creation of alien or encumbrance subordinate to this Mortgage, (b) a transfer by devi5l>, descent, or by operation of law upon the death of ajoint tenant, (c) the grant of any leasehold inter<;st of three years or less not containing an option to purchase, (d) the creation of a purchase money security interest for household appliances, (e) a tnnsfer to a relative resulting from the death of a Borrower, (f) a transfer where the spouse or children of the Borrower !>ecome an owner of the property, (g) a transfer resulting from a decree of dissolution of marriage, legal separation agreement. or from.an incidental property settlement agreement, by which the'spouse of the Borrower becomes an owner of the property, (h) a transfer,into an inter vivos trust in which the Borrower is and remains a beneficiary and which does not relate to a tnnsfer of rights of occupancy in the property, or (i) any other transfer or disposition described in regwations prescribed by the Federal Home Loan Bank Board, Borrower shall cause to be submitted information required by Lender to ev~uate the transferee as it a new loan were being made to the transferee. BOI'iower will continue to be 'obligated under the Note and this Mortgage unless Lender releases Borrower in writing. . If Lender does not agree to such sale or transfer, Lender may declare all of the sums secured by this Mortgage to be immediately due and paysble. If .Lender exercises such option '0 accelerate, Lender shall.mail Borrower notice of acceleration in accordance with paragraph) 2 hereof. Such notice shat! provide a period of not less than 30 days from the date the notice is mailed or delivered within which Borrower may payjhe sums declared due. If Borrower fails to pay such sums prior to the expiration of such period, Lender may, witho~t f rther notice or demand on Borrower. invoke any remedies permitted by paragraph 17 hereof. NON-UNIFORM COVENANTS. Borrower and Lender further covenanl and agreeasIollows: 1.7. Acceleration; Remedies. Except as provided in paragraph 16 hereof, upon Borrower's breach of any covenant 01' agreement Qf Borrower in this Mortgage, including the covenants to pay when ~ue any ~ums --secured by.this'!lfof!gage,'l:ender prioi'toa-ceeicrlitioiiShill givc'ii6tice-toBarrowerisprovided'in paragraph . 12 hereofspecifying: (I) the breach: (2) the action required to cure such breach; (3) a date. notles. tban 30 day. from'1he date the notice is mailed to Borrower. by which such breach must be cured; and (4) ,that fail1:lre to cure such breach on or before tile date specified in tbe notice may result in acceleration of the sums secured by this Mortgage; foreclosure.by judicial proceeding, and .al~ of the Property. The notice shall further inform Borrower of tbe right to reinstate afler acceleralion al\d the rigbt to a.sert in tbe foreclosure proceeding the nonexistence of a defauIt or any other derense of Borrower to aCCeleration and foreclosure. If the breilch is not cured on or before tbe date specified in the notice, Lender, at Lender's option, may declare all of the sums secured by this Mortgage to be im1Jlcd!ately due and payable without further demand aad may foreclose this Mortgage by judicial proceeding. Lender shall be entitled to collect in sucb proceeding all expenses of foreclosure, including, but not limited to, reasonable attorneys' fees and costs of documentary evidence. abstracts and title reports. 01-01-00 MTG PAD01284 1~lm!lllllllilllmIDllmllll~lm'III~lllllnml~lIMII'UII K177011258S93YTG90aOPA00128405(MCARROW . ORIGINAL '. ~eijd6~~patlE.&t!M ::'," ,6. ".'. .. ~!. ~ -: I ...4...l',.'L.......". .', ,<:-:"'.. ~;,: ~- . .', '''' ~~ ~~ ,1. ,......L L '~-_~j~.'(r--'l1~; '. ~~ilL~:lIii\<~, . , ,~ -5- 18. ~orrower's Right to Reilistate. NotwithStanding Leliaer's acceleration of the sums by this Mortgage due to pori-ower's breach, Borrower shall have the right to have any proceedings begun by Len~er to enforce this Mortgage discontinued .at any time prior .to entry of a judgment enforcing this Mortgage if: ,(a) . Borrower pays Lendet' all sums which . would be then due under this Mortgage and the Note had no acceleration occurred; (b) Borrower cures all'.breaches.of any other covenants or agreements of Borrower contained in 'this. Mortgage; (c) Borrower pays all reasonable expenses incurred bY.Lender in enforcing tlie covenants and agree~ents of Borrower contained in this Mortgage, and in' enforcing Lender's remedies as provided in paragraph 17 hereof, including, but not limited to, reasonable attorneys' fees; and (d) Borrower takes such action as Lender may r<!'8S0nably require to assure that the lien of this Mortgage, Lender's interest in the Property and Borrower's obligatiim to pay the sums secured by this Mortgage shall continue unimpaired. Upon such payment and cure by Borrower~ this Mortgage and the obligations secured hereby shall remain in full force and effect as if no acceleration had occurred. 19. Assignment of Rents; Appointment of Receiver. As additional security hereund~r, Borrower hereby assigns to Lender the rents of the Property, provided that Borrower shall, prior to acceleration , under paragraph 17 hereof, in abandonment of the Property, have the right to collect and retain such renls as th~y become due and payable. Upon acceleration under. paragraph 7 hereof or abandonment of the Property, Lender shall be entitled to have a re<:eiver..appointed'9Y a court to enter:upon. take .possession of and man'g~ theY-rolleffi' an.4i-to c~l~ect !.h~ rents of the Property including those past due. All rents collected by the receiver shall be applied first to payment of the costs of management of the Property and collection of rents, including, but not limited. to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and then to the sums secured by this Mortgage. The receiver shall be liable to account only for those rents actually received. 20. Release. UP9n payment of all sums secured by this Mortgage, Lender shall rele_ this Mortgage without charge to Borrower. Borrower shall pay all costs of recordstion, if any. . 21. Waiver of Homestead. Borrower hereby waives all right of homestead eJtemption in the Property under . state or Federal law. . . . 22. Interest Rate After ludgment. Borrower agrees the interest rate payable after a judgment is entered on . the Note or in an action of mortgage foreclosure shall be the rate slated in the Note. , .... ..1 , . I I i I !.l;. . . I I. j J 'J I.. '''J,.:,:_,'' ..J ...: '~." // , '......,. Jm J^,HA;lI~ I ~YJl-'Tat~lllIJro-OJ.ll1A'-'AAItIIllII 11~~ l\\ilWllJ .IWH18l1 $OM .&')' ~ Z;;$OO lIIJ1ZZIM....~.!!_ .~ -.... ::.- . .... \ul~,~tJtJI7Q.lI: . ~-$' ~1f.i~';' l'f(~ ~~~~..~,Ii~.1e..;.:.'" ~. ~~101....,......,.. "p-'.~~ 'S _~~:;s'....~~'J?!t-:-_~4 ~ i~:i::r:.. ~~~i ...:I:~-:'-':'O ".t..1: .'"'it;.~::.' ,= !:' ,~ ::: ~ ~ '.. ~:"::: '::;"~ .J;;.a_:::: ';;; -':1:'- ~::~.~ ';".: ~"!I. .. '~'I .e.'-~ ". -.., ~ ~ '!'!'"~ ~..;;./.Jl. f./.....;.-- L~f ;: . :ao....'I': ~--.T.-- j' $i ,?,~l!~~ :'{f\~.t/ .'bjl1!!J.~!jt~~~~- . ~ 01-07-00 MTG . PA001285 IIIMtlm~lmIIIIlllIWllmmlllllmlt~llll.illlll.fl M1710'72SBS93MTG9000PA001285QM~~RDW . CR;;JINAL '. .~.. . . .,'. .l'\'h'- "( ,;">t~GK1.66o.P;;GE - ~OO --- ~" iIlll l' '--'--':'--l&1l",~~'"",";'H1'-=>", . .6- ~: REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST ii '. '. BDrrDWer and Lender request the hDlder Df any mDrtgage, deed of trust Dr Dther encumbrance with a lien which has priDrity DVer this MDrtgage tD give NDtice to Lender, at Lender's address set fDrth Dn page Dne Df this MDrtgage, Df any default under the superiDr encum brance and Df any sale Dr Dther fDreclosure actiDn. ...:::;,.....~. ~,_ ~...... _...,.....,.'1'=.. . tI_c-_ t2 / JOHN CARROWJR / ~-L_.,._ ;.Borrowcr ,-,~ ..."-: - ..~--=-=..'~. .....~.,.~-~,-= ...._, .-. ,'~ SUSAN CARROW -Bor~wer I hereby certify that the precise address ,?f the Lender (MDrtgagee) is: MECRANICSBURG,PA 17050 On behalf Df the Lender. By: DONNA A F1lATRT.T,O~COI.T.rN~-, COMMONWEALTH OF PENNSYLVANI~, iE'BANON' 4910 CARLISLE PIKE, SUITE j04 Title: MANAGRR CDunty. ss: :', ,J' . , ~ ,I, ~ , I, DONNA A FRATELLO-COLLIl!S' ,a NDtaryPublic in and fDnaid cDunty and state, dD hereby certifYithat JOlIN CARROW JR. AND SUSAN CAR,ROW , HUSBAND AND WIFE personally known tD me tD be the.same JlOrsd~I~) wh"s~"name(~) ARE' subscribed to the fDregoing ~ru'1'ent, appeared befDre me this day in perrol', arid..acknowledge'that..,.:L heY_ signed.and delivered the sai<l in~mellt as- THEIR OlIN Iree voM'tary act, fDr the uses and purposes therein se~forth. Given under my hand and Dfficial seal,this 2Snl' day Df JANUARY- ,20~, i I I I ,- . . .My G"mmi~i.!'n expires: .f\.....~. f\ -\v...... \. .. ~........... " f\., ... ". ..... '. ';':~~f'i.;i'-"I . 1lOI'~ :~ I ~llll ~l.JJ.U1.o . .",'I!\\Ill'!!l~. ~ 'D.!Il!U&1fIl'"_'" ~.... t-J.! A:J;f,,'''-;;'~/' '." I . ~;J~ ~,~ ",-:>>\-W~ ~~.;if r..1Il" flCl> JOIlr .. >J""i' l~' '''':~ This instrument waa prepared by: ~-l-'~?~:i:z~~,&,..r ,; ~ ___~~,.~;~,;f.:.::)!l!lEFICIAL CONSUMER DISCOUNT COlifi'ANY D/B/A .. ,1i~#"'~~%. .~ .,......,... ~~)1;!.iJ.;"I!!l~WJ;,s..~.~MOR!G!!G~_c;O 9F P~S:YLV~IA ,.. f'<;~r.;-; "'i;l;.'~'%'.ai~N'1'~' -" " ~''''''Jl''';' q'i"_iJ!.i'~'" (N.",.) . If. ~ :5 ';.~./~r :.,,~.; ~.ij:' tl.,.''':':.f .f!..~~~r,~if~~~'.?,:;,..I:{~~~.\ ~~ :4910 CARLISLE PIKE, SUITE 104 ( O#"",,\~ . ti;...~1 ;~.....y!.. .1.. r.a..;t'"p,...t~.r..~. ..... " 4, . ~''Q"~,,,,~~~'~,#iJ ;.;-:'~ ''i:.~~.r<-~'f',. -'f .....';I:;~,.: ::."" $.:.,;, ~,MECHANICSBURG,PA 17050 ~J '\ ~ "<\I; r ~~."* '.:' ":,y~.\;?1 "v .,'1 ~ . ;.. ,,," \"'\ '.:;.; 1.,"' " '~.'. , J~" .6'[,:'-\....... ~~. .... "'u:;",^ t'- K./i'" "'., .,.,c:~"":...r. ' ; .. '0>;;r"l" .:q>v,'li"'" ':';""?>';~1(f,:;:..~:, ,,1o:1-)t~~. ".-1 (Address) 7.,..' 'J3f:;~~.' 'h;llt......,)I:';,~~~'1 '"\ . ... 1:>;j:......'~M:i~~1 . - . t.;[;f;\, /i'Sfate of Pennsylvanj!ll . .: If.~"~~ ~~~;~, '1. ~:., '.~F". r e> ~orJB'/lIJoJ"" Be!&w:if:!li, Li. ~ .:.,ror:ure.!'i!Cr...d Recard.r) '. (;R~~~r~od inlM offre~ for the recgrpqIA~:, . ...':~(i,;rn To: . ~ Co ~~l)!9rla"A CounlY, - - ;,:',' R . ~~-,' ect~" .lor /b.~ ,::>>' Pa .: ;.,".;'r~ ecDrcls Processmg "",,,ces in _' Boo _Nol. --;;!om e of .' ,-'; / 577 LamDnt Road Vlitn~. . mv ho.nd Dl'\d~~dav ~.Cl.,I- Elmhurst, IL ~126 Car1iS\~, PA thIS - 01-01- DD MTG - . '., R~~_ z......,a!. . IUW~_m:mlll_w1lmmllll~t1Wllllm~!llli~ 1l1770,1725859JMFG9000PAOOl2860WKCARROW ]II ORIGINAL , PAOn 1286 '. ;);"'..::BoGd6!)~1A.~ /237 6._, "\-, ,-. ;i-~)1!1E'@_~~'\l,~~m~:Mf,i~'~~4o!f~\:;~'.!!i:!fii,~""'"'''' , E"..S {5 _.-,.",_";E",,,.,-:. "V..-^,"'~',,,,_,^,,,,,~,",=_.~.~._ __ ,'~.~<,. ._" _,~_~ _0,> __ "", .c,.~ '+"';'i'''';''''''~,s..'~:;;';;;H~li~ll\)j!~~~::Mil~~""llllllffi~:i!"",Jil~__1 f:J (.):t1 -to. ~ ~ .~! "'l ~ ~ t;;:; ~ 0 ~ ~ bv ICeY () 0. I Ci) -...0 ~ V) ~~ '-1:- -~.~,"=--'~^",-, '.~ "-'-"-"~- ~, . - ",~ '"~'" "' iii! - IIIIIM'f a c:; C) 'C ., I ;?' .z ~Et~ C'"J' mrn ~:~ . . Z:T' - --<:D 8 zc !'o) (J).J> 0" -- -<2: , , CJ !:;::CJ .-.. -" --'--.".-; ~C) ::0: ~~,:~'A ~-o >c: <t:) z c-1 f'_) .:r",. =< ::D e)1 -< "'it!;' -,. --. ''''" __J I,;~-> llo.-~.W!il..ljj"~~ ""'~""-'~..-ili;",","'- SHERIFF'S RETURN - NOT FOUND CASE NO: 2001-06609 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND BENEFICIAL CONSUMER DISCOUNT VS CARROW JOHN JR ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, DEFENDANT CARROW JOHN JR but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , CARROW JOHN JR PER SUSAN, JOHN IS LIVING WITH HIS MOTHER IN FLORIDA AND DOES NOT KNOW WHEN HE WILL RETURN. . Sheriff's Costs: Docketing Service Not Found Surcharge 18.00 10.40 5.00 10.00 .00 43.40 so.~ R.homas Kline Sheriff of Cumberland County MCCABE WEISBERG CONWAY 11/30/2001 Sworn and subscribed to before me this 7-1[: day of ~~ d-oo( A.D. o '~. ,() 'fJ1, jp'''-',A VI Pr t onotary ~ ". ........ "" ~-" ~ ~ '" ~ ,~J. ""', -' ~--~- r""-"---' '&il'%&iilli$'d;'~+ SHERIFF'S RETURN - REGULAR CASE NO: 2001-06609 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BENEFICIAL CONSUMER DISCOUNT VS CARROW JOHN JR ET AL DOUGLAS DONS EN , Sheriff or Deputy Sheriff of Cumberland County,pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon CARROW SUSAN the DEFENDANT , at 1030:00 HOURS, on the 29th day of November, 2001 at 1420F BRADLEY DRIVE APT 112 CARLISLE, PA 17013 by handing to SUSAN CARROW a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 3.25 .00 10.00 .00 19.25 ?"~w:-<~ R. Thomas Kline me this 7~ day of 11/30/2001 MCCABE WEISBERG CONWAY By: ~~ eputy Sheriff Sworn and Subscribed to before Mur~ olf>lj! A.D. Q6'''- (] /1"'did, ,(~ r thonotary i.:r-,-,", .~ ~~ ~" . , McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of PA 961 Weigel Drive, P.O. Box 8621 Elmhurst, IL 60126 v. John Carrow, Jr. 506 Walton Court Lemoyne, PA 17043 and Susan Carrow 1420 Bradley Drive Carlisle, PA 17013 L ''; ,'- "i, ,~'c,_" >,-':J b-;l~%_-'" Attorney for Plaintiff Cumberland County Court of Common Pleas -- TRUE_COPY FAOMRECORD In TestlmcJnv whereof. J here unto set my hand and the seal of $aid Court at Carlisle, Pa. Th~/;':-Dd~ ~~~~A~J;~~ honotary Number OJ -l.l.o~ Q"o~l~ CIVIL ACTION/MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the daims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights importlUlt to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOr HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. Cumberland County Bar Association 2 Uberty Avenue Carlisle, P A 17013 (717) 249-3166 AVISO Le han demandado a usted en la corte, Si usted quiere defenderse de estas demandas ex-puestas en !as paginas siguientes, usted liene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falla asentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones a las demandas en contra de su persona. Sea avisado que si ,usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda, Usted puede perder dinero 0 SUB propiedades U otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SINOTIENEABOGADOOSINO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA FSCRlTA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Uberty Avenue Carlisle, P A 17013 (717) 249-3166 ,eM" "'--~ ,~ ""~- .'" < ~ ,-',- -"~ ~ ' ":~:i<.H , . McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of PA 961 Weigel Drive, P.O. Box 8621 Elmhurst, IL 60126 Cumberland County Court of Common Pleas v. John Carrow, Jr. 506 Walton Court Lemoyne, PA 17043 and Susan Carrow 1420 Bradley Drive Carlisle, PA 17013 Number CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of PA, a corporation duly organized under the laws of Pennsylvania and doing business at the above captioned address. 2. The Defendant is John Carrow, Jr., who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 506 Walton Court, Lemoyne, PA 17043. D; . "~. ,L IP~' ~-~""-"-;'-ljjj"-'- ;,,;,-;";". > "".' ~'"''''";'.-''-';'-''1 3. The Defendant is Susan Carrow, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and her last-known address is 1420 Bradley Drive, Carlisle, PA 17013. 4. On January 25, 2001, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1666, Page 232. 5. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known as 506 Walton Court, Lemoyne, PA 17043. 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due July, 2001 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 7. The following amounts are due on the mortgage: Principal Balance Interest 7/01 through 11/1/01 (Plus $43.50 per diem thereafter) Attorney's Fee Cost of Suit Appraisal Fee Title Search $125,173.00 $ 7,263.67 $ 6,258.65 $ 225.00 $ 125.00 $ 200.00 GRAND TOTAL $139,245.32 " ~ l-~' -"-.' -,~. " ,'- ----', --,'-j.." -, '-,<~' >""'lri~"-' ~:ril!;;-;,-",,- 8. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. ~403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular and certified mail. WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $139,245.32, together with interest at the rate of $43.50 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. -r~CJl.. 9. fK-L~ TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff ~, ," '~-, .', "'. ,~' ",-,.A",-.> " - ~~--- '''Ii:!t1!<-"" VERIFICATION The undersigned, Gail Lumpkins, hereby certifies that she is the Foreclosure Specialist of the Plaintiff in the within action, and that she is authorized to make this verification and that the f~rgoing facts are true and correct to the best of her knowledge, information and belief, and further states that false statements herein are made subject to the penalties of 18 P A.C.S.g4904 relating to unsworn falsification to authorities. cut . .~ ;1 ~~ ' ",-, '-r -'~. "~,o.-(-";\"IT'~~.i_" .' , ~ ~'__ ~~?-t . 1) 17 ~.~.~-oo4-l11 fj D' IF lIox IS CHECKED, 'THi:s MORTGAGE IS AN OPEN-END MORTGAGE AND SECURES FUTUR~ ADVANCES. THIS MORTGAGE is made this day 25 TH of JANUARY JOHN CARROW. JR. ANO SUSAN CARROW. HUSBAND AND WIFE (herem "Borrower") and Mortgagee BENEFICIAL CONSUMER DISCOUNT COMPANY D/B/A BENEFICIAL MORTGAGE CO OF PENNSYLVANIA ~ corporatIon organized and existing under the laws of PENNSYLVANIA 4g10 CARLISLE PIKE. SUITE 104. MECHANI CSBURG. PA 17060 (herein "Lender"). o I MORTGAGE I 20 01 ; between the Mortgagor, . whose address is The following paragraph preceded by a checked box is applicable. W WHEREAS, Borrower is indebted to Lender in the principal sum of $ 126.561. 26 , evidenced by Borrower's Loan Repayment and Security Agreement or Secondary Mortgage Loan Agreement dated JANUARY 26.' 2001 - - - -and-any extelisiOiJS or reilevialnhereor-(herein'"Note"), 'providing for monthly installments of principal and mterest. Jncluding any adjustments to the amount of payments or the contract rate if that rate is variable, with the balance of the indebtedness, if not sooner paid, doc'and payable on JANUARY. 26. 2031 '; D WHEREAS, Borrower is indebted to Lender in the principal sum of $ , or so much. thereof as may be advanced pursuant to Borrower's Revolving Loan Agreemenl dated and extensions and renewals thereof (herein "Note"), providing for monthly installments, and interest at the rate and under the terms specified in the Note, including any adjustments in the interest rate if that rate.i~ .:variable. 8fi1d providing for a credit limit stated in the principal sum above and an initial advanC\> of $ . ; TO SECURE to Lender the repayment of (1) the indebtedness evidenced by the Note, with interest thereon. including any increases if the contract rate i. variable; (2) future advanceS under any Revolving Loan Agreement; (3) the payment of all other sums, with interest thereon., advanced in accordance herewith to protect the security of this Mortgage; an.d.(4) the perfonnance of the.~ovenants and. agreements of Borrower herein contained, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns the following described property located in the County of CUMBERLAND" Commonwealth of Pennsylvania: . ALL THAT CERTAIN PROPERTY SITUATED IN THEBOROUGH OF LEMOYNE IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE FULLY DESCRIBEO IN ~ DEED OATED 08121/1990 AND RECORDED 08/22/1g90, AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET- FORTH A80VE. IN DE'ED VOLUME. 534 .. AND PAGE 939. TAX MAP OR PARCEL 10 NO.: 12-23-0543-041 " , "".' . t...:/.I'~..:.._,.'.:' <:J' \......,..;:.., ". .....; .'.. . . . , 'o....t:"),... , ..... ~:o . . j c..... . tii ITJ..:O ":::0:' t'r).oo <=", ':0 00 ttr. ':;1"'\) ~?5 fri , ,0), ',:.:;:: rr, ";-'I. '0::0"'0 .:Ji!. 00;;'" -::J 0-"_ ~ C::'om: I...... Z ",. 0> ....., -i r-. ,-r:," -<,." TT1 ....., . ,piom, ~. 01-01-00 MTG 1IIIIIflIIIIDIMRD.IIRIlIIWIIIIIII..JIfIJ RI77011258593MTG!OOOPA0012810RRCARROW . ORIGINAL ., - {~~~!~~~~~~q<<J232 E )(h I' b (1- i'A /I 1" .'. "" ..... ..,' ,. .t~. .. . ",1 t. . ~OGK1t~ PAOE ..234 ,'~ ..l ~ ~ -,' '-"j--,, "':'""'''"'1:;idlll:~1 " ., -4- . .. ; 12. Nolice. Except for, any notice required under applicable law to be given in another manner, (a) aD"y notice to' ~rro~erprovi~ed for in this Mortgage shall be given by delivering it. Of by mailing such notice. by. certified mail addressed to Borrower at the Property Address Or at such other address as Borrower may de!hgnate by notice to Lendbr as .provided herein, and (b) any noti~.e to Lend<;r,shall be gi'!"'.' by,!:"rtifjej;l, ml\il tq Lencje,r'!!~ddress,stated her!'in or to such o;he.,address "'i Lender may desj&!!ate by notice to Bo~rower ""provit;l\>d ljerein, Any notic~ Pl'!!vid~ Ior i,I! tMs Mortgage ,~hall bedeemedtohave been given to Borrower or Lender w)1engiyen in the m~!Uler~gnatedherein. '._" , '. 13, Gc;>yemlng .Law; SeverablJjty. The plate and local laws applicable;to this Mortgage shall be the laws of the jurisdiction in lYhich the Property is locat~. The foregoing sentence shall not limit the applicability of Federal law to this Mortgage. In the event that any provision or clause of this Mortgage or the Note conflicts with applicable law, 'such conflict shall not affect other provisions of this Mortgage or the Note which can be given effect without the conflicting provision app to thi~ e!1d. the provisions of this Mortgage and the Note are declared to be severable. As used herein, "costs,: "e,!,pensel!".and "attorneys' fees" include all SUms to the extent not prohibited by applicable law or limited herein. . 14. Borro,wer's Copy. Borrowersholl be furnished a conformed copy of the Note and o( this Mortgage at the time of execution or after recordation hereof. " 15. Rehabilitation Loan Agreement. Borrower shall fulfill all of Borrower's obligations under any home rehabilitation._ improvement, repair. or other loan agreement which Borrower en~ers into with Lender. Lender. at .:~~~~2Plt'lP~'!t.t;qujre7Borr~e!:!2.e!~~,te.~n_c!!J~~m~ndY"iJ} Utgtn.;tl.~~pt!lb~~ tq,~4er. an.assignmentof_ any.~ghts, cl~ims or defenses which BO,rrower may have against patti~ who supply.labor, materials or services in c9flnection with irp.provements made to the Property 16. Transfer of lhe Property. If Borrower sells or transfers all or any part of the Property or aninlerest therein, excluding (a) t~e creation of alien or encumbrance subordinate to this Mortgage, (b) a transfer by deviSl', descent, or by operation of law upon the death ohjoint tenant, (c) the grant of any leasehold inter~ of three years or less not containing an option to purchase, (d) the creation of a purchase money security interest for household appliances. (e) a transfer to . relative resulting from the death of a Borrower, (f) a transfer where the spouse or children of the Borrower !>ceome an owner of the property, (g) a transfer resulting lrom a decree of dissolution of marriage, legal separation agreement, or from, an incidental property sottlement agreement, by which the spouse of the Borrower becomes an owner 01 the property, (h) a transfer,into an inter vivos trust in wmch the Borrower is and remains a beneficiary and which does not relate to a transfer 01 ri8bts of occupancy in the properly, or (i) any other transler or disposition described in regulstions prescribed by the Federal Home Loan Bank Board, Borrower shall cause to be submitted information required by Lender to ev~luate the transferee as if a new loan were being made to the transferee. Borrower will continue to be obligated under the Note and this Mortgage unless Lender releases Borrower in writing. . If Lender does not agree to such sale or transfer, Lender may declare all of the sums secured by this Mortgage to be immediately due and payable. If ,Lender exercises such option '" accelerate, Lender shaUmail Borrower notice of acceleration in accordance with paragraph 12 hereof. Su~h notice shall provide a period of not less than 3(} cia"" from the clate the notice is m011ed or delivered within which Borrower may pay Ihe sums declared due. If Borrowerfails to pay such sums prior to the expiration or such period, Lender may, withoqt fUrther notice or demand on Borrower. invoke any remedies permitted by paragraph 17 hereof. NON-UNIFORM COVENANTS. Borrower aod Lender further covenant and agree as follows: 1,7. Acceleration; Remedies. Exeept as provided in paragraph 16 hereof, upon Borrower's breach ofany covenant or agreement of Borrower in this Mortgage, including the covenants to pay whcn due any sums - -secured by.this.1,{lfnglig....'l:ende'r prlor"toaccelcrlition shill giv'e'ii6tici'-toBiJrrowerliiprovided'in parag,..ph . 12 hereofspecifylng: (l) the breach: (2) the action required to cure such breach: (3) a date. not less than 30 day. from-the date: the noticc is mailed to BorrowcT,' by which such breach must be cured; and (4) that fai11:'rc to cure such breach on or before the date specified in the notice may result In acceleration of the sums secured by this Mortgage; foreclosure'by judicial proceeding, and sa1~ of the Property. The notice shall further inform Borrower of the right to reinstate after aceeleration alld the right to assert in the foreclosure proceeding the nonexistence ot a detault or any other detense ot Borrower to acaoleraljon and foreclosure. If the breach is not cured 00 or before the date specified in the notice, Lender, at Lender.s option, may declare all of the sums secured by this Mortgage to be immediately due and p8'yablc without further demand and may foreclosc this Morlgage by judicial proceeding. Lender shall be entitled to collect in such proceeding all expenses of foreclosure, including, but not Iimiled to, reasonable altorneys. fees and cosls of documentary eviden"". abstracts and title reports. 01-07-00 MTG PA001284 IllmIBIII__lm'lIll1l.illl.llltl Kr710112SSSg3MTGgaaaPAaotZB40~~ . OR'G'~l \ lielid~6ii~a~~.~& l''':.:..j~;;''~ ..u..~J- -: .". .... :--.. .;.:?'. .'~ ~"'f_ ,-J- l" . "-~'In-~j~~-, iliit:l~'-"ai!li""~h!:i_,"1..~;j ,. . ~ .a -5- 18. ~orrower's Right to Rehistate. NotwithStanding Lenaer's aceeleration bf the sums by this Mortgage due to J30ri"ower's breach, Borrower shall have the right to have any proceedings begun by Lender to enforce this Mortgage discontinued .at any time prior .to entry of a judgment enforcing this Mortgage if: (a) . Borrower pays Lender all sums whic)1.would be then due under this Mortgage and the Note had no acceleration occurred; (.b) Boriower cures a11'preaches-of any other covenants or agreements of Borrower contained in this'Mortgage; (c) Borrower pays all i'eason'able expenses incurred by ,Lender in enforcing tlie covenimts and agreements of Borrower contained in this Mortgage, and in' enforcing Lender's remedies as provided in paragraph 17 hereof, including, but not limited to, reasonable attorneys' fees; and [d) Borrower takes such action as Lender may reasonably require to assure that the lien of this Mortgage, Lender's interest in the Property and Borrower's obligation to pay the SUms secured by this Mortgage shall continue unimpaired. Upon such payment and cure. by Borrower, this Mortgage and the obligations secured hereby shall remain in full force and effect as if no acceleration had occurred. 19. Assignment of Rents; Appointment of Receiver. As additional security hereunder, Borrower hereby assigns to Lender the rents of the Property, provided that Borrower shall, prior to acceleration under paragraph 17 hereof, in abandonment of the Property, have the right to collect and retain such rents as they become due and payable. Upon acceleration under. paragraph 7 hereof or abandonment of the Property. Lender shall be entitled to have a recej.ver.-appointed.l;>y a court to enter' upon. take,possession of and manag~ th~ro?!...rty a?g,.to c~l~ect !he rents of the Property including those past due. All rents collected by the receiver shall be applied first to payment" of the costs of management of the Property and collection of rents, including, but not limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and then to the sums secured by this Mortgage. The receiver shall be liable to account only for those rents actually received. 20. Release. UP9n payment of all sums secured by this Mortgage, Lender shall release this Mortgage without charge to Borrower. Borrower shall pay all costs of recordation, if any. 21. Waiver of Homestead. Borrower hereby waives all right of homestead exemption in the Property under' state or Federal law. . . 22. Interest Rate Aller Judgment. Borrower agrees the interest rate payable after a judgment is 'entered on . the Note or in an action of mortgage foreclosure shall be the rate stated in the Note. ." .... . I , . i I i I ! . ( ~.. 'I f. i oJ /.. ."j. .:' :_ '. ....1 ) ,,' ...... '..1":: , i.,A ~j^'ltA;Q''' :lUIIIK1I!.\Tiliftr.I~IA"'.A.IlllIllO lI~IIO:Il\\i:W1lJ .v,oRASJI SlIM,oi.1:lO z3li1'kl \IOIZaI~''OQ:!!- .~ _a.. =." . ... .\\\~,mljtll;d"" ~ ""~ ....-. '-!IIII' . ~"", ~;.;!.T&H~ . ~~ ~~~y~,.,*~!x./. ~. ~ Pi.~~""'~"t:i~~,.;a~ !'A 'j.~~~' "",,%,~~ _~, . ?O.'.Zi.'iS :::e::;~. 'l(;i!''''...._ '-$C'I&i.~ " ia .~ i~ S' 'i ~ . .." ~: '. ~ ~ 1."$'1. Jiff~E 'i ".~' ~..~.~ ~~~ .~41JT.?!'5':.;...~x'a~. ~,.~ ~.....;_.. j' ~ ,-,%t?!.1,'iJ 'iflo<~,1 .~Ut.~t}t~~"~ . . ; . 01-07-00 MTG PA001285 1~lllmlllimlllllllilml,mIUlt~~illll!llll.llIIIlIlil .1770112S8S93MJG9000PAD012BSOM~OW . OR~INAl '- ..,.' '. .... .~"*" '~';"~Gi>d66o~GE -~OO ~',r~' _ " ~~ L- '-'="'~'""~;~=-~'" .-r_ ;~~'~""1"i~"i-'" -6- ~; REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST i ... '. Borrower and Lender request the holder of any mortgage, deed iif trust or other enc\lmbrance with a lien which has priority oVer this Mortgage to give Notice to Lender, at Lender's address set forth on page one of this Mortgage, of any default under the superior encum brance and of any sale or other foreclosure action. ,_...__.,._: ~.~_~_....~.......:...~_~,-= .::;:""=~. ~_..._ __..,i;~ . L.c t2 / JOHN CARROW JR / ~.L_..., -Borrower ...., .~, -'... SUSAN CARROW .Borrower ! hereby certify that the precise address ,?f the Lender (Mortgagee) is: MECHANICSBURG.PA 17050 On behalf of the Lender. By; DONNA A FRA'I'RT.1,n-COI,r. TNS COMMONWEALTH OF PENNSYLVANIA, LEBANON 4910 CARLISLE PIKE. SUITE 104 Title: MANAC:ER County. sa: !, DONNA A FRATELLO-COLLINS , a Notary Public in and for said county and state, do hereby certify that JOlIN CARROW JR. AND SUSAN CARROW. HUSBAND AND WIFE personally known to me to be the same person!s) whose name(s) ARE' subscribed to the foregoing instrument, appeared before me this day in person, and acknowledge that -L heY_ signed,and delivered the said instrument as. THEIR OWN free voluntary act, for the uses and purposes therein set forth. Given under my hand and official seal, this 25TH day of JANUARY' ,20~, ,My Commi~i.pn expires: ~._ _ ~._ \ . ~.~ f\ ....... ,,";~"'..!' ~U~. "lJ-.I.lM.o ,'l~"" "1lOI.!III.II. otaryPublie . ",'I!I\l1ll!!!!'!I/,..-< .~~~ MIll a~" ."'~/' ; ," . ..~ . #~~~~~':.1 r,'1Il' '1Ift_. ""J"'rv!,.{...".l~ This instrument was J)I'!l!l3red by: #~.,:~;.~,j,~ !>~~"...' ,'; _' _.....:!"_"-;1c.i,i':';;..llJltlEFlCIAL CONSUMER DISCOUNT COMPANY D/B/A ,. >ti9.,Ij, - .. ""........\. _~;; ''''7.f{~'\'f}.'~ .!",BENVIC~'J10R!G.~G~_C;0 9F P~SYLV~IA , 'f'(;il'_.v...._~~ =~:"".~"~~=~' ~t""~ :" !':: .'. .r~'. ..j" :~Si:.~~"f'.. .". 'il"'..~~.1~.~;~~......"l..tttt~/~\!.t": (Name) " S ,,,0."". ..' ",J ...!j,h;:~$' .J "'f.i::~'s;,.. .;:~.;..:~;;'{i",~~i,.\ : 4910 CARLISLE PIKE. SUITE 104 '4. . ?."1-1\~J>o,~"",~'<ll~J :;.;-:.,?- ,~:~'~.r<'~\"/~r~;.jl"'.~I': ::."" t:'.i' ~;MECHANICSBURG.l'A 17050 r'" 1joI'~~~r ,;~...~:'\"'. JI .:,y~~' ()o;.... .'1" ~ ., ,"" ~"\' '.. ." ,-,.. "'O~' ,;. ~1I'('~.t9.""....~. .' .::.....~.";"^.\-.- ~v~ "'11 :,-:f'c:'d',:"~f:' . ,..~. i:~ ,"':~\Il'. ';;"'/'it.:;:~. .;~:,~.:'.."~~~" . ,.i. (Addres,) T.:.. k! i".J::\ . . . ~ lf~ .... :~~h~~.;.:t'-"'.Il ~~ri.:d!i~"'''''''' ,-. l'JSP'., /1$(at8 01 Pennsylvania ~'i>I.~"'~f3!' "~~;J!.II/!:fl>-'! '. .'.' ..~ .' l;OUOly"fC"..,t!srlafBi co '!ildfRwa .f-,' ..::= ~~qe~.a-odRecotder) RoeordGd in tho olliee lor the ree .'p" '(" . -':~Reiurn To; I ~,"')50rland CounlY,. - - 1::';. R" rds P . Serv' ~et~., or!l1P..V r P. .: >.,,,.~.r. eco rocessmg Ices in -' Boo . ~t 01 olli e 01 . ',-'; / 577 Lamont Road Ylitnt,. myho,ndond ~ day . ;.Cl.,I- E1mhurst,IL60126 Carlisle, PA thIS . 01-01-DD MTG, Rec~_'2...=-~_._ . IB~I~llIm__n!.li.._fI . PAOOl286 "1170 l1ZS8593MTG9000PAOO lZ860llMCARROW . ORIGINAL '- ;);"'.::BqGd6!)g~~ /J.37 , ~ ~~. O~ "='_"=_'_~_'""", ">'I~_d 'V~, ^",,","'~ - " ~ -' .' - ,,- ----- . -''''''nhd~ :rJFf'j"'''' 'C '."" (Oif . 'fJi}iiBF~'L l~~;)fllflErlt...... h27 . ,cow,lIIff" ".10 2enH '01 P Ch ,.,. ,r ENN~l.l;)U v Yl \I Afn~ 1'~~.~~ ~~~~~ "' -'5RIII1 ~ 17'Vb,__!IIl:' Ill_I -Ul!~_," _ _,_ ,~. '!"'_.4iiH:l$o~~~',?:'i'L~ji.'f.iIl1@~~t~,_~*':(,~~,>,;ql'-'""'JH;"'" '''''<__"~\C'_ - '~" - ,- .-""- c--' ,,_, ], -, ,__,_,_l',' -C_",'.:,_ ,,-:;- ';;'-'-';:'; '~j--'~- ;,-,;-;:;-":j~~,,,;; "-",,,Y,';" "-i;_,;',:~;,;2,,;,\,;" ~,----,:',~>:,~-,>'x:J-;-; ,,,- ,---, ,', ~';.~'E L: ' -' . -." -' "",ci McCABE, WEISBER.G AND CONWAY, P. C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint in Mortgage Foreclosure in the above-captioned matter. J~~~lliIilM-j@l~~.t$~'!-tMiiimi$Jlililltmwji~';~iili'f~,'....j~t~'iy;..~~~~-;MJ v',;'G"W,~..",,,"K "L "j-'I:~ "-,,, ,- ""--'---~ "","~~",", ",,--, , ",,," "'''',....",,~,'",-- --'" -' ---'''-- ~ '" ~= ~, ~ .~" ~" ",,"-, ~" "-'" """,.- .:" ~-"-Gr- _M ~ ,-~ -~""~, r""~ - <> 0 0 c:: N -n $: '- .~."! "'U OJ :;po _"::,'",'1 ~'9~'j Z ' '[';;:;; zr w :_gCl S;:~ C).l.. ~CJ j"-.J .", 'r,', ~') 3: ~)~q " -0 r;: arn >-c z ::j ~ w :D '0 -< ~ - - -""""''''"''_"''''''''''''''''''''''-''''''''~\\,i''":,,,~,<_, -;,~'";,,~""""-'-,-",,',,,:,',~,~, ,',',",'_ ,~"'=_'" ~,,_,". ~ "-,-C ,"w'''_,c, _~,,_, _"'.o'-=""~,_~,.<~...~J.....'i,""~,_<<,","""",-"="""_~~",,,,,,,~,,,,, 'D........" .DI Services for Professionals Inc. 235 SOUTH 13TH STREET PHILADELPHIA, PA 19107 PH~NE: (215) 546-7400 FAX: 215-985-0169 Philadelphia Association of Ptofessional PtocessServers 'LAINTIFF,(S). Ei(~nefJ.c: 1 " 1 CDC IJE~~1D~~r~Sl) CIW '! ,Jr. .ERVE AT AFFIDAVIT OF SERVICE ~~~'~~09':~C:l,V:ll "" ,,1,D1:T~~J;:(X~I\Y9D 8, ." of CUMberland County .c Ie!< .. " ... r' ." "" Civil Action Mortgage Foreclosure 2~j02 6058 43rd Terrace North St. Petersburg FL 33709 BH~VF: BY~ Febru"I'Y f')":' It......", 20r.12 OMP~~~ g~~Wk NO. F.!F.y'ERENCE, NO. ~.J 14661' ~~ Acccptcd f.fyn JlOhn C,H'\"OW, ,Jr. ~rved and made known to , the day of ,20_,at o'clock, M., :>mmonwealth of Pennsylvania, in the manner described below: o Defendant(s) personally served. o Adult family member with whom .aid Defendant(s) reside(s). Relationship is o Adult in charge of Defendant's residence who refused to give name or relationship. o Manager/Clerk of placing of lodging in which Defendant(s) reside(s). o Agent or person in charge of Def@ndant's office or usual place of business. o Posted l~"C!\lfiPT:WN AGE HEIGHT WElCHT RACE SEX "';:" ~.~'" ""~~, '" "'" "';; """" ';';,,;, ," '''"' "Q'Q;' 'J[.:;;""j.,'A- "" ''''''''"' "" ';';5' "" ,~""" "" :~; ~ ""'=, "'':;= ':i"''Ci'''Q'''''':';; '::.;; ~ ':;"' ,= '" ':e ""'~:' ':' "" ,:: '" '" '" '" "'. ~f.~'f~n:al:;.~"~;:;t ' ~~Ur'\(:1 u E-=:::~~M;:;v;;i:i""X~r;l~r\()wi:;'!:~.N(:l A\1'S-::=.=v;:;;;;:;r::f ,,,,,....,,Otl~~~i::...~.~_~ ...- ~ OL-\:,.J CA r/l rA..cJ v.J ~ it... ===~~~=====~===~~============~~:========~:==~~============================:=~=r:=:==l~:~:~~= DEPUTIZED SERVICE N tt I nf 1'1 I do hel",'~by d~)pl.d::L?<<') th~) SI'I<<;)":i.'ff of ow, ': d.~; "''''''_"''"'' t il y. _'''''''''''"_.'''''''''...''',,,,' . ",,_...._, ______________ County to .erv. this ___SuMMons ___CoMplaint ___Other _____________ ilnd Make return thero'f and ilccDrding to Lilw. By (ClOMpetent Adult) ______________________ County Sheriff's Check' __________ ==========================~=:=~:===========:=:==================C:==1:==========~==~=="._'__ _.. Special In.tructions _.. ASAP ..\,,,'\"tU""~ Daniel E. Irvine f~~,:comml88ion # CC 894701 ~...U ,M< Expire. Dec. 17,2003 -:'~DFf\~~;"'.:o Bonded Thl'u "'Im'\" Atltmtic BondinG' Co., Inc. Sworn to & subscribed before me this 2/S1' day of /t!$ 20 {) 7- b' duly sworn according to law, eposes and says hat he/she is process server herein names; and lat the facts herein set forth above are true and correct to the best of lelr knowledge, InformatJon and bellef. heriff Process Server I Competent Adult d2/~ ( ~ ,,<: , ,., . . ", t: '} awFirm T~'~I'1 e\ie:,~.., ~1.:..C~.'ltJC-., [!:;q.U:i.t~: ttorneY'sNf.';l'3 St.lUtll H, (,1011.1 8[" \.."..d, ::;uJ l.l" 2nOn ddress I". . ""I '" !" f:11 j,] ~:Idlr..'lj.JII,;.u I-I ,j.~-..Y..I . '7'10""J.0.1.0 Identification # '<I. Assoc. of Professional Process servers Rev 1 f'~~,:lnt:i.ff ATTEST For PRO PROTHY .liHllWl"y ~,:I" ::.'v.H1\2 DATE h'i;f~:;V; --" -.lN~~ - -~< ~ :-\%+<;i!;fihi-"~ ," ".\ " W. I II --;"i'-\_'0'-'~-~:"!" c;"'.'0_'j)j[(%'-Mtic,,'1l'!*!~~~l~~,~~#~jiBjl.-tl#,S*~,l~>l<\j~:{:W;'iA,,-\'!f'1~!-1,*~",,!;-b'~m5)<i',,'r-'1"~'"-;;.,;-'+-; ~, _~.~ ' ,,',' r,_" liV_ "'. x -=, >, (') c. s: "t:>t)J en!",,, lZ:::Q Ze;, ~~':?:- r:;:CJ :~~(l ~Zt-) '~,c:.' :z "j ~, ., ;~ , "i' o r'" ';:g ~ o -n .--\ ::J,:::o : ,'r- =9,129 ,')~ '>~{~, ::c-r\ ~~2o c::,r" ""':~' . ~ -- -- -0 > 1:". ...t, .? . u:1 ..1\ ,.:;;' 51 oc,Jfi:tJ~x;t~~~~ ,-;'-"-'- ~_'"' _' ;~< _,_ -r -,,,;-, , 0_",', ",. .--",,,I~,,,-,.-,'; ;:-,-,(,,:~, c,;"'$->~>;:"~~';~I~,i--l"4',:,,0,"i;,',"--~:,;,--.- ',6; '--C'''"iiii':!i!I, >. . McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint in Mortgage Foreclosure in the above-captioned matter. /~ rn~ TERRENCE J. McC E, ESQUIRE Attorney for Plaintiff ,,-"~'~-. M~CABE, WEISBERG AND CONWAY, P.C. BY': TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of PA 961 Weigel Drive, P.O. Box 8621 Elmhurst, IL 60126 v. John Carrow, Jr. 506 Walton Court Lemoyne, PA 17043 and Susan Carrow 1420 Bradley Drive Carlisle, PA 17013 ~~ ~, "-lil'l--'" <...;. ~]i-~'-'- :~ ;~i" Attorney for Plai~~ifb (') " c.: _.~- I' ~ 7~ ..,.'j -0[,,' ..2 ";:::1 [!) Lfj ~"- '.,.:..'.\,..,';....,. zr~. N - (/):~~ 0' ::.L~. r:::. \..-~, :.:::::'--' ....;:] ~"'r" :3-;; --"~'_--, 6. ci (:~ en >(.~~ :...;.) 2: ,"'") Cumberland County::;! en Court of Common Pleas ,.").';"'" . .~-;~.' ..f"' ~ ~ '.:; ":-:c': :~ "-- TRUE COpy FROM RECORD III T ilStimooy whereof. I here unto set!ny hand ~ tOO ~ said Court at CarlISle. Pa. ~.~~~~ Number 61 - ('l.CIj (?,~~t~ CIVIL ACTION/MORTGAGE FORECLOSURE NOTICE Y ouhave been sued in court. Hyou wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the .claims set forth against you. You are. warned that if you fail to do so the case 'may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE TIIJS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE TIiE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 A VISO Le han demandado a usted en Ia corte. Si usted quiere defenderse de estas demandas ex'puestas en I.. pagin.. siguientes, usted tiene veinte (20) dias de plaza al partir de Iafecha de Ia demanda Y Ianotificacion. Hacefaltaasentar una comparenda escrita 0 ell persona 0 con un abogado y entregar a Ia corte en forma escrita SUB defens.. 0 sus objeciones a I.. demand.. en contra de su persona. Sea avisado que si .usted no se defiende, la corle tomara medid.. y puede continuar]a demanda en contra suya sin previo aviso 0 notification. Ademas, Ia corte puede decidir a favor del demandante y requiete que usted rumpla con tod..las provisiones de esta demanda. Usted puede perder dinero 0 SUB propiedades u olros derechos importantes para usled. LLEVE ESTA DEMANDA A UN ABOGADO INMEDlATAMENTE. SINOTIENEABOGADOOSINO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA 0 LLAME FOR TELEFONO A LA OFIONA CUYA DlRECaON SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENClA LEGAL. Cumberland County Bar Association 2l.1'berty Avenue Carlisle, P A 17013 (717) 249-3166 '1 - " "' 1,.-"" --'~;..;,"",;,.;,;.'--[ ,----;.- "'--i~~,;t'}, McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2.080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of PA 961 Weigel Drive, P.O. Box 8621 Elmhurst, IL 60126 Cumberland County Court of Common Pleas v. John Carrow, Jr. 506 Walton Court Lemoyne, PA 17043 and Susan Carrow 1420 Bradley Drive Carlisle, PA 17013 Number CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of PA, a corporation duly organized under the laws of Pennsylvania and doing business at the above captioned address. 2. The Defendant is John Carrow, Jr., who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 506 Walton Court, Lemoyne, PA 17043. ~ ~" ~- ~~~- I, ~ ,'.,<,;'_""'.'...-<"c,.-'...., '-~\"'~~~~l ,- . 3. The Defendant is Susan Carrow, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and her last-known address is 1420 Bradley Drive, Carlisle, PA 17013. 4. On January 25, 2001, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1666, Page 232. 5. The premises subj ect to said mortgage is described in the mortgage attached as Exhibit "A" and is known as 506 Walton Court, Lemoyne, PA 17043. 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due July, 2001 and each month thereafter are due an? unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 7. The following amounts are due on the mortgage: Principal Balance Interest 7/01 through 11/1/01 (Plus $43.50 per diem thereafter) Attorney's Fee Cost of Suit Appraisal Fee Title Search $125,173.00 $ 7,263.67 $ 6,258.65 $ 225.00 $ 125.00 $ 200.00 GRAND TOTAL $139,245.32 .-. .Cl ,,,'~", --( -0' -;~-"^ _',"'o.n-',; '-':-"--~lt.~,' '-~t' 8. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriff's S~le. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. ~403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular and certified mail. WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $139,245.32, together with interest at the rate of $43.50 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. -rJ~CJl.. 9.fK-L ~.k-e 'TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff -~ ~ ~;'"" - I '~ " 'n_ ;~ ,~'-=:;, ,__,'C',", >';;';:''''~'''''.-:~~i> VERIFICATION The undersigned, Gail Lumpkins, hereby certifies that she is the Foreclosure Specialist of the Plaintiff in the within action, and that she is authorized to make this verification and that the f~rgoing facts are true and correct to the best of her knowledge, information and belief, and further states that false statements herein are made subject to the penalties of 18 PA.C.S.g4904 relating to unsworn falsification to authorities. , -"~~.~ _I, - ". I' , uill~'" -~atl<;).ji~'t, . ') , ~ rf-'- - ~~?-t . 1)171:.rOO.g...;/~fj G' IF BOX IS CHECKED. '~is ADVANCES.' . THIS MORTGAGE is made this d;ly 25 TH of JANUARY JOHN CARROW. JR. ANO SUSAN CARROW. HUSBANO AND WIFE o I MORTGAGE I MORTGAGE IS AN OPEN-END MORTGAGE AND SECURES FUTUR:E .2O...QL; between the Mortgagor. (herein "llorrower")andMortgagee BENEFICI.AL CONSUMER DISCOUNT COMPANY D/B/A BENEFICIAL MORTGAGE CO OF PENNSYlVANIA P corporation organized and existing und~ the laws of PENNSVL VAN I A 4910 CARLISLE PIKE. SUfTE 104. MECHANICSBURG. PA 17050 (herein "Lender"). . whose address {s The following paragraph preceded by a checked box is applicable. G::J WHEREAS. Borrower is indebted il0 Lender in the principal .um of $ 125.561.26 . evidenced by .B!,r!",!!;er''!,.. Loan Repayment i.nd ~urity Agreement or Secondary Mortgage Loan Agreement dated . JANUARY 25. 2001 - - -anaa;w extens.tons or rei1ewals.thei'eoNherein'"Nate"). 'providing for monthly installments of pnncipal and interest, includipg any apjustmonts to the amount of paYll1ents or the contract rate if that fate is variable, with the balance of the indel;ifedoe&S, if- riot sooner paid, due"and payable on JANUARY" 26, 2031 '; . . D WHEREAS. Borrower is indebted to Lender in the principal sum of $ . . or so m~ch . thereof as may be advanced pursuant to BQh-ower'.; Revolving Loan Agreement dated. . and extensions and renewals thereof (herejn i;Note"), providing for monthly i'!S1al1ments. and interest at the rate and under the terms specified in the Note, including any adjustments in the interest rate if that rate is ",ariable. and providing for a credit limit stated in the p~i>.cipal sum above and an initial advan,,\, or $ . . . . ; . TO SECURE to Lender the ropa1m~nt of (I) the indebtednoss.cvidenced by the Note. with intCrest thereon, including any increases if the contract rate is 'variable; (2) future advanceS under any Revolving Loan AgreeQ}ent; (3) the payment of all other sums, with' interestithereon,.advanced in accordance herewith to protect the security of this Mortgage; M"d.(4).the.performilnce o,f tho.fbvenants and. agreements or Borrow~ herein cnntained, Bon:ower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns the following described property located in the County of CUMBERLAND . ..' Commonwealth of Poo,,!,ylvania: ; .' 01-07-00 MTG ALL THAT CERTAIN PROPERTY SITUATEO IN THE BOROUGH OF LEMOVNE IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA. BEING MORE FULLY DESCRIBED IN ~ DeEO DATED . /.' .:.... OBI2111990 ANO RECORDED OB/2211990. AMONG THE LAND RECDROS ',.: .' OF THE COUNTY AND STATE SET-FORTH ABOVE. IN OeED VOLlRoolE. S34 _. ~.,...../,,:....:" .:.:,\. AND PAGE 939. TAX MAP OR PARCEL 10 NO.: 12-23-0543-041 \.: ....:.. '" .',.' ," . : :(;:) :"g."~' . " ~. ....... . S:: :::0 " . .IC,.... t:i:1 ",..::0 "';::x:)' rrJ'o C ;,:....;;0 <> 0>>. . '../'\) r-::O ITI ../ bot::J:tJ . "'0)",'_ rrr-=:-i .' ""o::o-t, .:Ji!. 00;;", ~ o~_ '-" c'o m~ 'F':\)" :z n1 Q ",.,.e" :: m~' -..J . ,p~omlt' :, ~. " 1IIIIIfIW,llil_IIII~~II!l.lmlllliDBlllfll '. M171011258S93MTGSOOOPAOOI2110NMCARROW . ORIGIn&.L . . .~ {!~l!1~~~~~.q~Ja32 ~ ~h I'b'!+- llA fI ;1; :"'. 1.:.1" l....: ,-~. ... POOKtgij6 PAilt..234 ~, . j -'- J." J 'iIil---J""~' ~-o'-' ''("'~ .,,~, - '. ' .' .1 -4- < , .... .. ; 12. Nolice. Except for. any notice required under applicable law to be given in another manner, (a) aDJ notice to. Jil,?rrOlyer .provi'led for in this Mortgage shall be given by delivering it. or by. n:>ai!ing such notice. by. certified mail add~ to Borrower at the Property Address or at Such other address os !larrow.r may d~gjlat. by notice to Lenter as .provided h.rein, and (b) any noti!<.!o Lendo/.shall be gi~"" by.serti~(ep. ml!il t'l Lencj""J!pddreSs.stated.hel'l'in or t,o such o!her,address "-? Len4er may desJg9ate by n?tice to Bo~rower ",!provi~ I!erein: Juiy n'!tie~ pt'Qvide? .~or i.lJ t!lis Mortgag. .~hall be deemed to have been given to Borrower or ~nder w)1en giyen in the rI)~1Uler d<;signated herein. . ,_ ,. , .. 13.. Goyernlng Law; Severability_.Th'!'late and l!'lea! laws applicable;to this Mortgage shall be the laws of the jurisdiction in lYhich the Property is locatc<:I. The foregoing sentence shall not limit the applicability of Federal law to this Mortgag.. In theevent thot any provision or clause of thjs Mortga~ or the Not. conflicts with applicable law, 'such conflict shall not affect other provisions of this Mortgage Or the Note which can be given erfect without the conflicting provision a!lp to thi~ epd.the provisions of this Mortgage apd the Note are declared to be severable. As used herein, "costs: "e;pellSC('".and "attorneys' fees" include all sums to the extent not prohibited by applicable law or limited herein. . 14. B?rr~wer's Copy. Bo~rowershall be furnished a conformed copy oftheNoteando(thisMortgage at thetimeol execution or after recordation hereof. '. 15. Rehabilitation Loan Agreement. Borrower shall fulfill all ol Borrower's obligations under any home rehabilitation,. improv.ment, repair, or other loan agreement which Borrower en!e,. into with Lender. Lender, at ~~r;)E.Pl:t~!l~l!,t.t~uire Bo~~e!=~e!.~!C.~n~ili;!.cr_'t9..~dEr,il! I!.!qr_m.,Al.c.Q.e.p.t:lb1~~.l.eI)4Cr, an.assignmentof_ ., any.r!ghts, cl~ims or defenses which BO.rrower may have against partiO!' who supply,labor, mat.rials or services in c!,nnection with il)1prov.ments made to the Properly 16. Transfer of the Property. If Borrower sells or transfers all or any part of the Properly or an Interest therein, excluding (a) tJ:le creation of a lien or encumbrance subordinate to this Mortgage, (b) a transfer by deviS!', descent, or by operation of law upon the death of ajointtenant, (c) the grant of any leasehold inter~ of threeyea,. or less not containing . an option to purchase, (d) the creation of a purchase money security interest fOr household appliances, (e) a transfer to a relative resulting from the death of a Borrower, (f) a transfer where the spouse or children of the Borrower !>ecome an owner of the property, (g) a tra%]sfer resulting f""m a decree of dissolution of marriage, legal separation ~greement, or from.an incidental property settlement agreement, by which the.spouse of the Borrower becomes 81i:owner of th. p'roperty, (h) a tr'!'nsler,into an inter vivos trUSt in. which thc Borrow.r is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property, or (i) any other transfer or disposition described in regulations prescribed by the Federal Home Loan Bank Board, Borrowershall cause to be submitted information required by Lend.r to ev~luate the transferee as if a new loan were being mad. to the transferee. Borrower will continue to be obligated under the Not.and this Mortgage unless Lender releases Borrower in writing. . If Lender does notageee to such sale or transfer, Lender may declare all of the sums secured by this Mortgage to be immediately due and payable. If .Lender exercises such "l?tionlO accelerate, Lender Shall.mail Borrower notioe of acceleration in accordanoe with paragraph 12 hereof. Supb.notice shall provide a period of not less than 30 daysfrom the date the notice is mailed or delivered within which Borrower msy pay lhe suma declared due. If J;!orrowerfailsto pay such sums prior to the expiration of such period, Lender may, withoU,t f.!rther notice or demand on Borrower, invoke any remedies permitted by paragraph. I? hereof. NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree O8follows: 1.7, Acceleration; Remedies. EXCept as provided in paragraph 16 hcreof, upon Borrower's breach ofany covenant or agreement Qf Borrower in this Mortgage, ,including the covenants 10 pay when ~ue any ~ums --secured by'th:ldyllfifiii:c, -I:ende'r ptlor'foac~lcrlitioiiShtill givc'iidtl",'-toB.arroweflisprovided'!h paratraph ' 12 hereol specifying: (I) the breach; (2) the action required to cure such breach: (3) a date, not less than 30 days from' the date the notice is mailed to Borrower, by which such breach must be cured; and (4) that'f.ih~re to cure such breach on or before the date specified in the notice may result in acceleration of tbe SUI)1S secured by this Mortgage; foreclosure.by judicial proceeding, Bnd sal9 of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration Blld the right to assert in the foreclosure proceeding the nonexistence of a default or any other defense of Borrower to acccleration and foreclosure. If the breach bnot cured on or before the date specified in the notice, Lender, ~t Lender's option, may declare all of the su~s secuTed by this Mortgage to he im/Dedjatelydue and payable wilhoutfurlher demandBn~ may foreclose th.. Mortgage by judicial proeeeding. Lender shall be entitled to collect in such proceedmg all elpe';'""" of foreclosure, including, but not limited to, reasonable attorneys' fees and costs of documentary eVldeD~. abstracts and title reports. 01-07-00 MTG PAD01284 Ilmlllill,llllIUllIIilillllllllWUlllllfn "111017258S93MrG9000PAO01Z8410J(tlCAMOW . ORIGINAl. " li~aKt66ii~AU~.JJtJ.5 i'" :.:..jl;:i~,..H.:1" -: .". ~:--.. ~;.:~ .'~ w& ., ",'"- , ,.1, "~ -.', ~' - .,u' -' -~' " "ltm:.\''-'',"4>1\-i . , ., -s- 18. ~orrower's Right to Reinstate. NotwithStanding Lenaer's aceeleration of the sums by this Mortgage due to J30ri'ower's breach, Borrower shall have the right to have any proceedings begun by Lender to enforce this Mortgage ~iscontinued .at any time prior'to entry of a judgment enforcing this Mortgage if: (a).Borrower pays Lendef all sums whicp. .would be then due under this Mortgage and the Note had no acceleration occurred; (.b) Borrower cures alJ'.1:Jreaches.of any other covenants or agreements of Borrower contained in this. Mortgage; (c) Borrower pays all i'e8sonable expenses incurred by.Lender in enforcing the covenants a:ld agreements nf Borrower contained in this Mortgage, and in' enforcing Lender's remedies as provided in paragraph 17 hereof, including, but not Hmited to, reasonable attorneys' fees; and (d) Borrower takes such action as Lender may reasonably require to assure that the Hen of this Mortgage, Lender's interest in the Property and Borrower's obligation to pay the sums secured by this Mortgage shall continue unimpaired. Upon such payment and cure. by Borrower, this Mortgage and the obligations secured hereby shall remain in full force and effect as if no acceleration had occurred. 19, Assignment of Rents; Appointment of Receiver. As additional security hereunder, Borrower hereby assigns to Lender the renls of the Property, provided that Borrower shall, prior to acceleration under paragraph 17 hereof, in abandonment of the Property, have the right to collect and retain such rents as they become due and payable. 'Upon acceleration under. paragraph 7 hereof or abandonment of the Property, Lender shall be entitled to have a receiver..appointed"9Y a court to entl!r:.upon, take .possession of and manag~ the_~o~rty a!\ctto C?l~~t the rents of the> Property including those pest due. All rents collected by the receiver ahall be applied first to payment' of the easts of management of the Properly and collection of rents, including, but not limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and then to the sums secured by this Mortgage. The receiver shall be liable to account only for those rents actually received. 20. Release. UP9n payment 01 all sums secured by this Mortgage, Lender shall release this Mortgage without charge to Borrower. Borrower shall pay all costs of recordation. if any. 21. Waiver of Homestead. Borrower hereby waives all right of homestead exemption in the Property under . state or Federal law. . . : 22. Interest Rate Afler ludgment. Borrower agrees the inlerest rate payable after a judgment is entered on . the Note or in 8':' action of mortgage foreclosure shall be the rate stated in the Note. , '. '. ,,; 0' ".J . ..1 , . , , j I .' t ( ;. 'I I. j ) u ).....J-.. ~l:." ....J . .....,."..:...j....", .'. .' ........;:...... '. \M\1"-1itftJQ ~"'t lrA...!&/,;. .~1l;~...J3\'i..o.("'''' Sl..:..<<...!ooit.-"""""~'" . ,"'9.:' ~ ~~~.~..'S/.:";:~ ~ ~ .,,_~~~ a".'."'%...."......~_"" :: 'S:t.~. .':If"1b ~ -.::::!;. ....~::: .,.i~:..c.,; ....:t~ ,'""I;;f::\::' .,=..-", ~ : = a \.!"l '.J ~; "E ~ 1,";-..., lif. ~ ::: ,., v'''' -Not"'': ~.~ .'.";!.'!Jy?!~~L..,-~. ~ "l q...."t-.. ~"' ~~ ~&~!t!l '\~,# ~~~. ~ '- 01-07-00 MTG PADD1285 1~1,llllIm_.III~lIlIi..I..BlIIIl N171Q172S8S93U1D90DOPADOJ2BSO~~OW . lllu';mw. \ \'~';';~~1;K16bijtACt -.23t .'~ ~ ,,~" ~ ' ) ~ ""~~ ,",'- .~ "--J~hJM.ilio,~~;,; . -6- ,; REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST i ". .. Borrower and Lender request the holder of any mortgage, deed iif trust or other encumbrance with a lien which has priority over this Mortgage to give Notice to Lender, at Lender's address set forth on page one of this Mortgage, of any default Wlder the superior encum brance and of any sale or other foreclosure action. ,-~"-~'-~ ~.=-~~~.~.....':.,'~-~.~ ..::;""~~'::- ..._....~,.I.~ ~ ti'H~ a / JOHN CARROW JR / -Borrow" ~~ :~L_."~~,,,_ '" SUSAN CARROW "Borrower I hereby certify that the precise address ?l the Lender (Mortgagee) is: MECRANICSBURG,PA 17050 On behalf of the Lender. By: DONNA A FRATRT.T,O-COT.T.TNS COMMONWEALTH OF PENNSYLVANIA, LEBANON 4910 CARLISLE PIKE. SUITE IO~ Title: MANAGRR County. ss: I, DONNA A FRATELLO-COLLINS . a Notary Public in and for'said county and state, do hereby certify that JOHN CARROW JR.AND SUSAN CARROW, HUSBAlID AND WIFE personally kqown to me to be the same person(s) whose name(s) ARE' subs~ribed to the foregoing instrument, appeared befote me this day in person, and acknowledge that..,...L heY..:.-- signed.81jd delivered the said instrument as. THEIR, OWN free voluntary act, for the useS and purposes therein set forth. Given Wlder my hand and official seal, this 25TH day of JANUARY" ,20.E..!.... .My Gomm~.!ln expires: .l'-.. ~. ~'A \ I h.'--' f\ " .;.~~ ~~'. ''', ),..~.It. a. . " ~' ,. L!.llM-o . . '.-w;" . .. ' otary Public ~\1~.. ........ .... .,,,,, . .." . .~ #" ....;#r..1I\' zoat "'~'~{"'''.:-. This instrumentwaspro:pared by,; '>'l'~~~~ '1j /',; ~......~,.~iilf:;..:.tl~EFICIAL COtlSIJMER DIScaUNT COMl'ANY D/B/A ,. .f~61,,-'f:' . '" ....:.~!',.i9EB'~~~~~~IAl.1I0!t~.~Gr;:,c;o 9F PllNNSYLVM!IA . ,.;. t,<;t~.;.' "(If~~~. :~ii"'1'~ . ~ . ""'7~!:~;~.;rg<j't.1f~/~": ,(Nama) - '" 's .~I:. ~:'~ ;'Il<l.;.,-r..f' .f:&~';~~':::i!ii;:~~~.\' :-4910 CARLIStE PIKE. SUITE 104 !4, . ~~\~..;...,,~~~ ~A .~.::fi d~:~if.('il'/~'.:r..-l<,>'I:~;f,': :'."" ~.:.;;i ~"MECHANr<:SBURG,PA 17050 .~~ ~...~., ~. 'l!i:'~ ..11 ...:-!\t'.r)~ '.' ~. ,,'.:'~'., :; ;;i;"~;'';:i'r'" ,(' .."'0"d14Y' .:f!y,~ . ~~':Z-!:'~"~~:':;4 :;",(1&~~~; . ~i (Addres.)' ~.: . ~ " . . ~ r;.,,~~"'" .~~"'~': .. ",.'ff":A, h ',,- .~; ~ ~ ~ f Pennsylvan18 " .6'~1).~;,.'" '. <:. .... . .. S,ate 0 1<; bsrlalSl> co BoIMIlI$ J;io ! ' . .iIOr a.d Ro;cordor) .. (;ROocU~~odin~~officeforthcere'col.~ IA,~) t! ...::;&~~-;, T~: ~ ,~\a..l oun I' ~ 1"0' Records P . <,._,' &ct. " or ~ P' .:. .;.!..f...,r rocessmg O'WI'''lces in _' Boo - V~1. -;10m 01 . "(iL 577 Lamont Road VlilnU my he.nd and ~'I day J,. Elmhurst, IL ~126 Carlisle. PA thlS-Al9- 01-07-00 MTG. Recor '. . PAPOII8! II M lHO 17258593M1'G9000PAOO 12860JlllCAMOW . ORISIIW. \ ;);"',":Bqud6!)!?..rn~ /~37 tiJJ t~~if4'.~f:;i,~'g:,,':;"'::.!,--,';:i,"i' ." ",,,<krd' ,~L:mH'- i,~,,,;L,,;}"-'_"~';": "",""'-'''/:'; , ~""-,. ,0<" 1. ~~ ~""~~.~,~,...'''''''__^ ,~_,,~__, _,'~_ ,~,_ _, ,','^" " v" _, ~"):'''',--.Ir7,,~~," ",_,'~~'^ "" ---';"; J~~,.i"f,(:~i'$'~~W~-"':'~Oi!i~~liMdlLBlI ","\'. ."" ,"~"'""";,, ~,' -- - ~ ~ -, ~","r"',"'~~ _',,' " f-;": ~--- ,/ ,- -'---\ en ' --<:- --" ,~ .~'- I~~ ; C) ,';.; .. ~'" - -." , CD ~" :,_'r '''j f,-) -~~; -< IS> ~tI ,~" ",~ ,'i."J~~ ...' , ~ 'C"~iIil~""""",,,~ " ""'--' . - <~ ~ L r~~'~~ i?il. ~ - .' :..;2-Ji\~';-;"i'-: SHERIFF'S RETURN - REGULAR CASE NO: 2001-06609 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BENEFICIAL CONSUMER DISCOUNT VS CARROW JOHN JR ET AL BRIAN BARRICK , Sheriff or Deputy Sheriff of Cumberland County,pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon CARROW JOHN JR the DEFENDANT , at 1625:00 HOURS, on the lOth day of May 2002 at 506 WALTON CIRCLE LEMOYNE, PA 17043 by handing to POSTED PROPERTY AT 506 WALTON CIRCLE LEMOYNE, PA a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's costs: Docketing Service Posting Surcharge 18.00 11.04 6.00 10.00 .00 45.04 So Answers: r~~J<~~ R. Thomas Kline me this "'" /1 - day of 05/13/2002 MCCABE WEISBE~G CONWAY By: ~ Deputy Sheriff Sworn and Subscribed to before ~ dM:V A.D. O~, 0. )u" P/:...- ~ ~rothonotary , , - "~. , , , ,,,,. , , '--,1 <- ~ -' "-'~,, ~,'"-" ,or,- "'-"':";;)",', ",';'~,~"-,,..~;~;n,~"_,!i;;:_;~;~"""i1-~ii1ii~,~,ilC"j;~ ",~;-, .- v-~~i McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Ident~f~cat~on Number 16496 First Un~on Building 123 South Broad, Suite 2080 philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term AMENDEDORDER AND NOW, this day of , 2002, the Plaintiff is granted leave to serve the Complaint in Mortgage Foreclosure and all other subsequent pleadings that require personal service and the Notice of Sheriff's Sale upon the Defendant, John Carrow, Jr., by regular mail and by certified mail, return receipt requested, addressed to the Defendant's last-known address of 6058 43rd Terr. N., St. Petersburg, FL 33709, and further by posting at the mortgaged premises known in this herein action as 506 Walton Court, Lemoyne, PA 17043. -#rtj -l~rdtt- t~Boo is Not -/Q~~Lf~ it> +0-2;udJe. Y~r!~ 'CoNV~t1()N wi ~ f11lchJ~@ ~, .!1~~ l^01 It .he ~ 14 A /J\J"IIK. fJevv ?dimN t--tJrrkr BY THE COURT: J. 1)D Net s~d \ .. uy. ~* -~ '-' '''- "-' __~,,' ";:.1 , ";,,').~,, -ccl' '(", - -"'-'~'k"--I.. --".'.' > - ew'~~',;,i..''':'' """;":",,,,",,,,-. ~:-i,i..::'''l;-:'' ,-:: -' ~ ' ',;..~~i3:;' McCABE, WEISBERG AND CONWAY, P. C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. JOHN CARROW, JR. and SUSAN CARROW NUMBER 01-6609 Civil Term PETITION TO ALLOW SERVICE ON THE DEFENDANT BY REGULAR MAIL. CERTIFIED MAIL AND POSTING PURSUANT TO PA RULE OF CIVIL PROCEDURE 430 1. Plaintiff attempted to serve a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, John Carrow, Jr., at the Defendant's last-known address of 506 Walton Court, Lemoyne, PA 17043. However, the Sheriff advised that he was unsuccessful since per Co-Defendant, Susan Carrow, the Defendant, John Carrow is in Florida with his mother and she does not know when he will return. A copy of the Sheriff's Return indicating the same is attached hereto and marked as Exhibit "A." 2. Plaintiff has searched for a forwarding address for Defendant, and the Post Master has advised that there is no change of address order on file for the Defendant, John Carrow, Jr., from the address of 506 Walton Court, Lemoyne, PA 17043 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibi t "B"). ,~, '-~c " ,_ ," _,,;,' ~,,' , """~- ',' ,;d,,, - ,_ ""-";;''-;''';'''''L-;i.,;-,,,,,t::>;;i~^iL;,,'j.'~,'''dii,~..!, ';'"," -"-";"ilj;' . 3. Plaintiff has checked the Local Telephone Directory for an address for Defendant; there is a listing for the Defendant, John Carrow, Jr., at 506 Walton Court, Lemoyne, PA 17043, however the phone has been disconnected (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "8"). 4. Plaintiff has made inquiry with the Jane Owens, a neighbor residing at 508 Walton Court, who stated that there was domestic trouble between John & Susan; they spilt up. The house looks secure, but she does not known where John moved to (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "8"). 5. Plaintiff has made inquiry of the local tax bureau and the tax bill is mailed to 506 Walton Court, Lemoyne, PA 17043 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "8"). 6. Plaintiff has made inquiry with the Social Security Administration and was advised that there are no death records on file for the Defendant, John Carrow, Jr. (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B") 7. Plaintiff has investigated the Defendant's Voter Registration Record, and the Cumberland County Voter Registration Office, has advised that the Defendant, John Carrow, Jr., is registered to vote at the address of 506 Walton Court, Lemoyne, PA 17043 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "8"). 9. Plaintiff filed an original Motion for Alternative Service on December 20, 2001, however, the Honorable Edward E. Guido denied said Motion on December 28, 2001 without prejudice. '1$ " ,<" ",--,-- ""'. L_-'" '" ;-,~'c~' ';fJ --"'c;'~''''_; ,,~" jf;"'Yt';:;';-,"_"'E '-';",-.::,i-j,-~";,,__,,,c" ~_,:~_ _","-:'; The Honorable Edward E. Guido directed us to find an address for the Defendant, John Carrow's mother in FL and attempt service there. A copy of the signed order indicating the same is attached hereto an marked as Exhibit "C." 10. Plaintiff conducted a phone search for a telephone number for the Defendants mother in FL. A disconnected telephone number was found for the Defendant at 6058 43rd Terr. N., St. Petersburg, FL 33709. (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "0"). 11. Plaintiff has searched for a forwarding address for Defendant, and the Post Master has advised that there is no change of address order on file for the Defendant, John Carrow, Jr., from the address of 6058 43rd Terr. N., St. Petersburg, FL 33709 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "D"). 12. Plaintiff attempted to serve a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, John Carrow, Jr., at the address of 6058 43rd Terr. N., St. Petersburg, FL 33709. However, the process advised that he was unsuccessful since it is the wrong John Carrow, Jr. A copy of B&R's Return indicating the same is attached hereto and marked as Exhibit "E." 13. If service cannot be made on the Defendant, John Carrow, Jr., the Plaintiff will be prejudiced. WHEREFORE, Plaintiff prays this Honorable Court grant an Order allowing the Plaintiff to serve the Complaint in Mortgage Foreclosure, and all other subsequent pleadings that require personal service, and the Notice of Sheriff's Sale upon the ...t) - ~~ " -- ,-" ' ~- ", '-''l ,:..[ , ,,'tk-"_:~',r.'h t..",;",,~ < '>,':'. ',-;;'~'.'';~;'J<li:b->,-,:".-!':,~'''';,,;,-~:',:~ !l!;;t , Defendant, John Carrow, Jr., by regular mail; certified mail, return receipt requested; addressed to the Defendant's last-knwon address of 6058 43rd Terr. N., St. Petersburg, FL 33709, and further by posting at the mortgaged premises known in this herein action as 506 Walton Court, Lemoyne, PA 17043. TERI~, ~S~Uf[!E~ Attorney for Plaintiff ~ <~- "'"' 'k "c"",_",,..,,(,,~,-,;,;_ "";~ ",-~, !--,~ -r,""_ ;,.,\", '__,";"\'C" "'_-0 ---~;',.'--,:' "'""-'k'" ~'..' '-.:!i:~'~-i:t" McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. JOHN CARROW, JR. and SUSAN CARROW NUMBER 01-6609 Civil Term MEMORANDUM OF LAW If a resident Defendant has obstructed or prevented service of process by concealing his whereabouts or otherwise, the Plaintiff shall have the right of service in such a manner as the Court by special order shall direct service pursuant to P.R.C.P. 430. WHEREFORE, Plaintiff prays this service be made. T~J,Y)IIL~ TE RENCE J. McCABE, ESQUIRE - -,'^ ~ ,~ " , ,',. ." ""'..', -j,- .~ " "",'--, '" -'- ,1,,;," '",~" ",,-:,.-,,'--;; <-;i,;-,;,,,'/,/,,-",:,",, '4-"-,,,,;' '<"'~~'~'<-""~-'~Jl.iE;, McCABE, WEISBERG AND CONWAY, P. C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term CERTIFICATION OF SERVICE I, Terrence J. McCabe, Esquire, attorney for the Plaintiff, hereby certify that I served a true and correct copy of the foregoing Petition to Allow Service on the Defendants by Regular Mail, Certified Mail, and Posting Pursuant to Pa.R.C.P. 430, by United States Mail, first class, postage prepaid, on the 11th day of April, 2002, upon the following: John Carrow, Jr. 6058 43~ Terr. N., St. Petersburg, FL 33709 /~j. mL-~ TERRENCE J. McCABE, ESQUIRE 'i' " ~, _r.,,'., '"~, ""_0';,' ~,,~ _C: ',,,-';,,.-1,,,,,," ',.:",J(~<, c,~: \';00", '~<'~ ,'~' ", ~ '", '" ~-" tLl1 ~iJ.h,*~:,;} VERIFICATION The undersigned, TERRENCE J. McCABE, ESQUIRE, hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. ~4904 relating to unsworn falsification to authorities. /~ f TERRENCE J. MCCA~, fYl~ ESQUIRE ~ ,~..~ . d ~, ." ~A' "", ~,~ ~l,~~'I.~",0:~ SHERIFF'S RETURN - NOT FOUND Cl{SE NO: 2001-06609 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND BENEFICIAL CONSUMER DISCOUNT VS CARROW JOHN JR ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, DEFENDANT CARROW JOHN JR but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , CARROW JOHN JR PER SUSAN, JOHN IS LIVING WITH HIS MOTHER IN FLORIDA AND DOES NOT KNOW WHEN HE WILL RETURN. . Sheriff's Costs: Docketing Service Not Found Surcharge So " 18.00 10.40 5.00 10.00 .00 43.40 R. homas Kline Sheriff of Cumberland County MCCABE WEISBERG CONWAY 11/30/2001 Sworn and subscribed to before me Prothonotary .~" ~\ca\~~3 this day of A.D. ., - , ,......'J 'Jllj" 1 ='-~ ""~ ,; ,,- J'",jl;,-.;.,trw.,'fY,~"v'; " LARRY DEL VECCHIO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY,P.C P,O. BOX 3221 WARMINISTER, PA 19874 (215) 442-5668 (215) 442-9727FAX Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Co. of Pennsylvania COURT OF COMMON PLEAS CUMBERLAND COUNTY VS, JOHN CARROW, JR. NO. 01-6609 LAST KNOWN ADDRESS: 506 Walton Court, Lemoyne, PA 17043 LOAN NUMBER: 5-1466PA AFFIDAVIT OF GOOD F AlTH EFFORT TO LOCATE DEFENDANT (S) I hereby certifY that on November 30, 2001, a good faith effort was made to discover the correct address of said defendant (s), by: 1. Inquiry of Postal authority; Postal authority states defendant's mail is delivered as addressed at property. 2. Examination oflocal telephone directories and 411 assistance; John Carrow, 506 Walton Ct., (717) 774-3341, Number is Disconnected 3. Neighbor Contacts: Jon & Jane Owens, 508 Walton Ct., (717) 774-7207, Jane stated property is abandoned. There was domestic trouble hetween John and Susan; they split up. The water is off, but house looks secure. She doesn't know where John moved too. PJ. Sterling, 504 Walton Ct., (717) 774-8009, Mrs. Sterling stated the property has been empty since April of2ool. 4. Tax Information: Tax office has mailing address same as property, 506 Walton Ct. S. Death Records: Social Security has no death records for the defendant under his social security number. 6. Voter Registration: ..~ - The defendant is registered atl'o. JOl) Walton Ct. '-"""Wi1l~tr."~7~~'bo'cl C ~" , Larry Del Vecchio, Process Server NOTAR~UBLIC: Sworn to and descri before me of I N i GEORGE It HESSER, NolaJy Pub.c I SOUTHAMPTONlWP~ BUCKS COUNTY I MY COMMISSION IiXPlREs FEB. 29, 2004 . ; , l j ~ "'~ ~ '~--"&;:*^ LARRY DEL VECCHIO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY, P.e. P.O. BOX 3221 WARMlNSTER, PA. 18974 (215) 442-5668 FAX (215)442-9727 November 30, 2001 Postmaster Lemoyne, PA 17043 REQUEST FOR CHANG,! OF ADDRESS OR BOXHOLDER INFORMATION NEEDED FOR SERVICE OF LEGAL PROCESS Please furnish the new address or the name and street address (if a boxholder) for the following: Name: Address: John Carrow, Jr. 506 Walton Ct. Lemoyne, PA 17043 The following information is provided in accordance with 39 CFR 26S,6(d) (4) (ii), There is no fee for providing boxholder information, The fee providing change of address information is waived in accordance with 39 CFR 265.6 (d) (1) and (2) and corresponding Administrative Support Manual 352.44a and b. 1. Capacity of requester: Process Server 2. Statute or regulation that empowers me to serve process (not required when requester is anattomey or a party acting Pro Se- except a corporation acting Pro Se must cite statute: Process Server for McCabe, Weisberg & Conway, P.C. 3. The names of all known parti~sto this litigation: Beneficial CDC v. John Carrow, Jr.. & Susan Carrow 4. The court in which the case has been or will be heard: Cumberland County, PA, Court of Common Pleas 5. The docket or other identifying number if one has been assigned: 01-6609 6. The capacity in which this individual is to be served: Defendant( s) THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSEPCTIVE LmGA TION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10,000.00 OR INPRlSONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMRA TION OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.S.C. SECTION 100 I). I CERTIFY THAT THE ABOVE INFORMATION IS TRUE AND THAT THE ADDRESS INFORMATION IS NEEDED AND WILL BE USED SOLEL V FOR SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE LlTlG~. L2-~ P.O. Box 3221 LARRY DEL VECCHIO Wanninster. PA. 18974 For McCabe, Weisberg & Conway, P,C. FOR THE POST OFFICE USE ONL~ NO CHANGE OF ADDRESS ORDER ON FILE & . ~./ ~ ~\ \ I S cl.~\\\)'i'.~<;:.~Ci:s. m. (' POSTMARK NEW ,(j)DRESS OR BOXHOLDER'S NAME AND PHYSICAL STREET ADDRESS:. "'~~'. ~ - - ~'" 0' ...... -'~' ',"" 'iilljm~~;-g, .' BENEFICIAL CONSUMER DISCOUNT d/b/a BENEFICIAL MORTGAGE COMPANY OF PA : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. JOHN CARROW, JR. AND SUSAN CARROW : NO. 2001-6609 CIVIL TERM ORDER OF COURT AND NOW, this 28TH day of DECEMBER, 2001, Plaintiffs leave for alternate service of pleadings is DENIED without prejudice. Plaintiff is directed to attempt to serve the defendant John Carrow, Jr. at the home of his Mother in Florida. If that attempt fails, we will consider another petition for alternate service as long as it sets forth the attempts to discover Defendant's Florida address. Edward E. Guido, 1. ..,.,' Terrence J. McCabe, Esquire For the Plaintiff EXHIBIT "C" John Carrow, Jr. 506 Walton Court Lemoyne, Pa. 17043 :sld .iii ~~ , .~ > ~, I ".~, l1lJ1: ,;~ )1--~~f&"'&1M};"\,'{;;-";,' LARRY DEL VECCHIO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY, P.C. P.O. BOX 3221 WARMINISTER, PA 19874 (215) 442-5668 (215) 442-9727 FAX Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Co. of Pennsylvania COURT OF COMMON PLEAS CUMBERLAND COUNTY VS. JOHN CARROW, JR. NO. 01-6609 LAST KNOWN ADDRESS: 506 Walton Court, Lemoyne. PA 17043 LOAN NUMBER: 5-1466PA AMMENDED AFFIDA vrr OF GOOD FAITH EFFORT TO LOCATE DEFENDANT (S) I hereby certifY that on November 30, 200 I, a good faith effort was made to discover the correct address of said defendant (s), by: 1. Inquiry of Postal authority; Postal authority states defendant's mail is delivered as addressed at property. 2. Examination oflocal telephone directories and 411 assistance; John Carrow, 506 Walton Ct., (717) 774-3341, Number is Disconnected 3. Neighbor Contacts: Jon & Jane Owens, 508 Walton Ct., (717) 774-7207, Jane stated property is abandoned. There was domestic trouble between John and Susan; they split up. The water is off, but house looks secure. She doesn't know where John moved too. P.!. Sterling, 504 Walton Ct., (717) 774-8009, Mrs. Sterling stated the property has been empty since April of2001. 4. Tax Information: Tax office has mailing address same as property, 506 Walton Ct. ",' 5. Death Records: Social Security has no death records for the defendant under his social security number. 6. Voter Registration: The defendant is registered at property, 506 Walton Ct. "0" EXH\B\l -" . -~ - ~."~ " 7. Other Information: A phone listing was found in Florida which was disconnected at 6058 43'" Terr. N, St. Petersburg, FL 33709. Can't confmn this is said defendant. I certifY that this infonnation is true and correct to the best of my knO~ infonnation and belief. BY: Larry Del Vecchio, Process Server , Notaliai $aai 1 GEORGE R. HESSER, NoIary PubRc : c;OU>liAMPTON lWP. BUCKS COUNTY l MY <XlI&I5SIOlI ElG'IRESfEB. 29: 2CC4 , <-R -';\-(~x.'.!..,; -,,' IW J- u""" ','C_ ~~,<~--tJj*,'0; Jan 22 02 01:06p larr~ del vecchio 2154429727 p.l " C,;'"')pY' '. >>,A...... ~ . LARRY DEL VECCmO PROCESS SERVER FOR '. McCABE, WEISBERG & CONWAY, P.c. P.O. BOX 3221 WA~MJNSTER, PA. 18974 (215) 442-5668 FAX (215)442-9727 January 11,2002 Postmaster St. Petersburg, FL 33709 REQUEST FOR CHANGE OF ADDRESS OR BOXHOLDER INFORMATION NEEDED FOR SERVICE OF LEGAL PROCESS Please furnish the new address or the name and street addft:ss (if a boxholder) for the following: Name: Address: John Carrow, II. 6058 43rd Terr. N. St. Petersburg, FL 33709 6u{ '111e following inronnation is provided in accordance with 39 CFR 265_6(d) (4) (ii), There is no fee for providiug boxholder intbrmatioo. The fee providing change of addreSii: information is waived in accordance with 39 eFR 265.6 (d) (I) and (2) and comsponding Administrative suppon Manual 352.44n and b. 1. Capacity of requester: Process Server 2. Statute or regulation that empower's me to serve process (not required when requester is an attorney or a party acting Pro Se- except a corporation acting Pro Se must cite statute: Rule 400.(b); Process Server for McCabe, Weisberg & Conway, P.C. 3. The names of all known patties to this litigation: Beneficial CDC v. John Carrow, Jr. 4. The conrt in which the case has been or will be heard: Cumberland County, PA, Court OfCOlllmOn Pleas 5. The docket or other identitying nllmber ifone has been assigned: 01-6609 6. The capacity in which this individnal is to be served: Dcfendant( s) THE SUBMISSION Of fALSE INfORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE Of LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSEPCllVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10.000.00 OR lNPRlSONMENT OR (2) TO AVOID PAYMENT Of THE FEE fOR CHANGE Of ADDRESS INfORMRA TION Of Nor MORE THAN 5 YEARS. OR BOTH (TITLE 18 U.S.c. SECTION 100 I). ,.,' I CERTIFY THAT THE ABOVE INfORMA llON IS TRUE AND THAT THE ADDRESS INFORMATION IS NEEDED AND WILL BE USED SOLELY FOR SERVICE OF LEG!'.!. PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE LlTlGA~.. .I ~ P,O. Box 3221 LARRY DEL VECCHIO Warmioste', PA 18914 For McCabe, Weisberg & Conway, P.C. FOR THE POST OFFICE USE ONLY NO CHANGE OF ADDRESS ORDER ON FILE NEW ADDRESS OR BOXHOLDER'S NAMEAND PHYSiCAL SlREET ADDRESS.: POST MARK /~ROu.';': I-.r'" ,;;-? ":' \' !;-:; f ,'" ~~ i'/' ( ~ii \;) i ~\:1,:_, -\"'~'---'j ~. <'" _.'-~ H.J. - ~ , - ~ ~ ,.. ."'" ',_.,1" '"'~~"'~:~"""',f;" Cu'-")PV , ~ ~ P.O. BOX 3221 WARMlNSTER, PA. 18974 LARRY DEL VECCmO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY, P.C. (215) 442-5668 FAX (215) 442-9727 Postmaster 51. Petersburg, FL 33709 January 11,2002 REQUEST FOR CHANGE OF ADDRESS OR BOXHOLDER INFORMATION NEEDED FOR SERVICE OF LEGAL PROCESS Please furnish the new address or the name and street address (if a boxholder) for the following: Name: Address: John Carrow, Jr. 6058 43rd Terr. N. S1. Petersburg, FL 33709 The following information is provided in accordance with 39 CFR265.6(d) (4) (ii). There is no fee for providing boxholder information. The fee providing change of address information is waived in accordance with 39 CFR 265.6 (d) (I) and (2) and corresponding Administrative Support Manual 352.44. and b. 1. Capacity of requester: Process Server 2. Statute or regulation that empowers me to serve process (not required when requester is an attorney or a party acting Pro Se- except a corporation acting Pro Se must cite statute: Rule 400.(b); Process Server for McCabe, Weisberg & Conway, P.C. 3. The names of all known parties to this litigation: Beneficial CDC v. John Carrow, Jr. 4. The court in which the case has been or will be heard: Cumberland County, P A, Court of Common Pleas 5. The docket or other identifying number if one has been assigned: 01-6609 6. The capacity in which this individual is to be served: Defendant( s) THE SUBMISSION OF F ALSE INFORMATION TO OBT AlN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSEPCTIVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10,000.00 OR INPRISONMENT OR (2) TO AVOID PAYMENT OF TlJE FEE FOR CHANGE OF ADDRESS lNFORMRATION OF NOT MORE THAN 5 YEARS, OR BarH (TITLE 18 U.S.C. SECTION 1001). I CERTIFY THAT THE ABOVE INFORMATION IS TRUE AND THAT THE ADDRESS INFORMATION [S NEEDED AND WILL BE USED SOLELY FOR SERVICE OF LEGAL PROCESS IN CONNECTION WlTH ACTUAL OR PROSPECTIVE LlTIGA~~ _' J . ~ - P.O. Box 3221 LARRY DEL VECCHIO Warmi",ter, PA. 18974 for McCabe, Weisberg & Conway, P.c. -,,' FOR THE POST OFFICE USE ONLY NO CHANGE OF ADDRESS ORDER ON FILE POST MARK NEW ADDRESS OR BOXHOLDER'S NAME AND PHYSICAL STREET ADDRESS: -~ ('~ ~.~~ (~ ._,~~ """.~-- ~~~=,~, "',= . ~~,..k. L_'__, ....-"'.''-li-lOib..;",,)!il~.. etiM.-ii.%'hN"dj'h,,",, - \ 235 SOUTH l~TH $TREET PI-iILADElPHI;!,!PA 1 e'i 07 ~NE: (215)546-7400 FAX: 215-985-01'69 \' ,,, "..11 , AFfIDAVIT OFSql=lVICE .~,,,,, :"", } \, G"'~E NO _'. I{l:l" bbtl",~" 'f': \ \,"j'\ .., ;,,1.;'.\1 j. (i ,{: Cu!"!b(.-.'(:I. <-I ne! Philadelphia Association of Professional Process Servers PLAINTI~F(S) . n(:~'oP T \ C 1 ':~i,l CIte: Di~~n~?;\IJ;~D (, ,''.)','':' D~FENDAt'lT(S) ,JDhn Ld'('j"(.ly,l,.! . :~ -' e'l),nt:>, SERVE AT 'i- " ,..... C:iv:i,l t-lc'!"inn j"}j()'rtUd9(':'-' fure'~ }()': U,l 6058 43r'd Ter'r'a:e ~l()r.'th St~ PeterSb\Ar'g r't.. 337~? ..-' G[F.~VF BY:: j" F'lb r l.t ,:(1 j' ,.~ ' '!'J :::1;:11,::') COMPANY CONTROL NO. CB:J. 6 t ~.:'::~:j\.~it} ~EFERIi'NCE NO. ~')"':I 4,(:;61:) ,,1 ':1'_ ""~:') ;"'1:::..1 '0,7 " ..in\'li;i l..;i:l'(row.,.1 ,Jr" SelVed and made known to on the day of .20_,at o'clock, o 0 C r"..,) ~ vce mr-;-'. , z:. ::':'0 zc ~2: yc: :>c: :3' Zr' >c:~ Z -;1 :.::> _.... \.0 at Commonwealth of Pennsylvania, in the manner described below: o Oefendant(s}'personally served. o Adult family member with whom said Defendant(s} reside(s). Relationship is o Adult in charge of Defendant's residence who refused to give name or relationship. D.Manager/Clerk of placing of lodging In which Defendant(s) reside(s). o Agent or person in charge of 'Defendant's office or usual place of business. o Posted IrJ Qlb,e!,,,,.. .,. nl',' A'" C ,l::,':1Ch.t~" ! "I.".," \"\.;;1.. :;!:; ~ :;::0 C) ----h I "'-.'-: r. ; ~2. S-) ',-,,-, :3~; :-'~,\ ':-~C) i;\rTI ~ :<: 1'!EIC1 i r kl:::: r (;;( f-i' p,"',CC ,::;c:x: ". i;(:,i";';':('I':j;;i\_:~,;:;I;;:~'J::(::,'.F..:.~0i~2i~>61\I:r;(1);~,~~' rl:":;r~';l~,".~..':"~';?;r,l,t:,' ~~Ol-\ r-J ~ ..-.." .... ,,- .:: ::~ :;:: ,::: :::: :;:: :;:: :::: ~;:; I.Ol:k)",f"':', ".',~C-- .."... n'!,"~'lf"iu l~....~,~..~"---,,... .," /'\ ,~,.t;.,~,.~:J"~,, ,..-;:-' '.:::,,J. , Dr PUT I /:1")) l~~VICE _.. '.~ _H ~.,' """,..~, .". m. .." ... ~.. ,...... '''-', d /:'i V U -;: '_"_"~ ,,_,~. ,."_,, ..."..'. :i. 9 ,:~\.,:,~.._".,,:i I d n ',.... (..1.'..'..',.,.,......,'. .,' ,") "," "', .t,.'. ',',.",' . "\~'::"I'II"';I""''')i'''''' , .'. :~; :': i v,,:. :.< .... hh .... >, , . , I,,, .... -!-,1.. ...;',"!)'.,I' .'; "'i,'j ;; j" "ili"(j i.ii.\'" 'l"n I ':il.',!, .. II \"h I.. -u I, ,I -, \--, ..., "'~' 'f-- .... ... ,_, l'IPr':~by dppl;ti~:2 't~\0 _...C()!ijpJ0irlt ('}'tt)pr Sh, :1"' ,i, 'f"f ..-.:,'1 .."I)OllJ'J t:;'j i';,:;. a nd l~ia k (7.' j" (.:~, t,'u r' ri ==~:===:=~==::.~::~:~~:~":~ ""~ <>".... ....,." ,., ...~.." ,.., ",- ,... '". CDunt:}' , . : :';: ;;;; ::;; .~: :,:~ :;:, :::; ~:11 ::il i.:")" :L 'f '1" ': ~';. Cj'l C'C, k ~Il By -(CoMl'lf~terlt Adlllt) *** ,SF)ec:i~l Ins.tr'll~tlOr}5~ **~ (~~;JI~iF' ,/ NAME OF SERVER ',. "'~,, -s _::,,:'(.:-1\"lf:!' ',' ' , , .", , Co;' , 'C1l1jv sWom"accQrding t~ law, ~., , ,'- dep~,ses, and Sa)'$ :h~'( ets,he is pf.oce,sJ~.se'fver h~erefn 'names~,~n~,:',,~,' ,":. ' ': ,.... E""" . th.atth. e- facts 'h..ere,iR.se.Jfort. .hJibPV. e. ....a... .re. . tru.e and~corr. ect to 1P~'iti.~ t..r f ~, '..,1. BIT. '. theirk"~Wled9~.inlO'"l~tionaiidOeli~t,' .' , CA . _' Process Server I " Sheriff Competent Adult -It, .' ~ swom't~ ~l;Ib~C1ibed before me,this rL .' daYl'tv 1;>7'- X ;tCf5?< , MZ/~~ 1',13..1! If,ll,' ATTEST 20_ C'2 '. (,: "' {;'1 ':'1 (:!~ '} 1,;,) e :!. ,:", [< E' j" :;! '" ,.:~ D r '.J-.J ,'; / '~ Law Firm 'j't..'r i \'.'fllt,~':.' i'11..,\:.~:llll:,,';I [::'l..!u..; I I::' ;" ::.-;;3.:,,';1.. : 'j AttorneY'sN:r~~;\ ~;~Qu'r:n -,-':~r Q:''!(l ;:; i::r..:.'(;t ':')U i,t,;::! ::1,:1,';/1 For Address 1:-' ('I J '.. ':\ 1.:1 E 1 \:1 'h ,;, {;; F j"; .i.', ,;. ',,', PRO PROTHY J ~',( 'n \ l :"l"{~" ','~:i" " 'll/jm' ttl :t!/) Telephone # ~ 2000 Philadelphia Assoc. of Professional Process SelVers Rev 1 Identification ,# DATE 1:::;">". n",~~,!,~._~,>_"",,,,,,,,,,,_~,,,,,",,~""'"',~,~_,,,,,",~ 'O<,~,~ _'_;W:_:';:!""_'.j"";<'",~:,;'"'-"i<;,~;,\~J'Mi@<VJ.~i'h-' ~_~i"'>~,~Jii""M~J:llI:r'. ~""":,",,,,,, y," C,'-""" "",'~,,-._,"S .'-' --'~'" ",.. ,0';) ,.,"-,-,~,]",,_... '- ""',, ','':::'"'',- ,,,..,~~~ ~. ,,~ ~~*~I_' . . 0 C,) 0 C r",) $:: -n -"., I'~ :Do --. i~? .v , "-J ;,-, :g --1-' m --< -- (Xi '? ," L) r-) ~~ --" C) -"0 "-r, CJ ::rt ,\~~ " .--'1 ('"5 ':b' ~~,,' c ~~ 0 ;-n 2~ -., -i ::> -< (::> ::tJ -< '" 'U_".I.~ - ~- .< I.. lr ' , -",'- "~, <"~i~," McCABE, WEISBERG AND CONWAY, P. C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsy~vania 19109 (215) 790-1010 Attorney for P1aintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term AMENDED ORDER AND NOW, this day of , 2002, the Plaintiff is granted leave to serve the Complaint in Mortgage Foreclosure and all other subsequent pleadings that require personal service and the Notice of Sheriff's Sale upon the Defendant, John Carrow, Jr., by regular mail and by certified mail, return receipt requested, addressed to the Defendant's last-known address of 6058 43rd Terr. N., St. Petersburg, FL 33709, and further by posting at the mortgaged premises known in this herein action as 506 Walton Court, Lemoyne, PA 17043. BY THE COURT: J. ,,',~ ll'~l "".,~, ' .'~ ,,_' of' , -"--'" --..-" ~', " :.t:!ll~~1#I"'l",-i''';' ~~ McCABE, WEISBERG AND CONWAY, P. C . BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Bui~ding 123 South Broad, Suite 2080 Philadelphia, Pennsy~vania 19109 (215) 790-1010 Attorney for Plaintiff o ~ -v 6'; nl/i; 2:::0 ~S~,~, CUMBERLAND COUNTY;:"(; :.0- _J w"'tJ COURT OF COMMON P~S ...~ .c~ (~I >~; ::3 , BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW NUMBER 01-6609 Civil Term PETITION TO ALLOW SERVICE ON THE DEFENDANT BY REGULAR MAIL. CERTIFIED MAIL AND POSTING PURSUANT TO PA RULE OF CIVIL PROCEDURE 430 1. Plaintiff attempted to serve a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, John Carrow, Jr., at the Defendant's last-known address of 506 Walton Court, Lemoyne, PA 17043. However, the Sheriff advised that he was unsuccessful since per Co-Defendant, Susan Carrow, the Defendant, John Carrow is in Florida with his mother and she does not know when he will return. A copy of the Sheriff's Return indicating the same is attached hereto and marked as Exhibit "A." 2. Plaintiff has searched for a forwarding address for Defendant, and the Post Master has advised that there is no change of address order on file for the Defendant, John Carrow, Jr., from the address of 506 Walton Court, Lemoyne, PA 17043 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"l. C) 1'0 o -r, '''" -n ~J ---,I ~:~i ~~ ""~'--I oTl ~~ ~,~~ ,---'-'1", ~:~j~ ~~5 rti ..4 >' :0 -< (j; . . ~ {::> ~~-' ilil;" . - - ,~" ,""-. "',~, ";;":"-',", ;:-"~j.f'~~ 3. Plaintiff has checked the Local Telephone Directory for an address for Defendant; there is a listing for the Defendant, John Carrow, Jr., at 506 Walton Court, Lemoyne, PA 17043, however the phone hai been disconnected (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 4. Plaintiff has made inquiry with the Jane Owens, a neighbor residing at 508 Walton Court, who stated that there was domestic trouble between John & Susan; they spilt up. The house looks secure, but she does not known where John moved to (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 5. Plaintiff has made inquiry of the local tax bureau and the tax bill is mailed to 506 Walton Court, Lemoyne, PA 17043 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 6. Plaintiff has made inquiry with the Social Security Administration and was advised that there are no death records on file for the Defendant, John Carrow, Jr. (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 7. Plaintiff has investigated the Defendant's Voter Registration Record, and the Cumberland County Voter Registration Office, has advised that the Defendant, John Carrow, Jr., is registered to vote at the address of 506 Walton Court, Lemoyne, PA 17043 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 9. Plaintiff filed an original Motion for Alternative Service on December 20, 2001, however, the Honorable Edward E. Guido denied said Motion on December 28, 2001 without prejudice. '"' -~~. . ~ -,-,J", ,,_< . "O'h'____' - '-1,' - '_i.- " '-.-;wi~;lli'i" The Honorable Edward E. Guido directed us to find an address for the Defendant, John Carrow's mother in FL and attempt service there. A copy of the signed order indicating the same is attached hereto an m~rked as Exhibit "C." 10. Plaintiff conducted a phone search for a telephone number for the Defendants mother in FL. A disconnected telephone number was found for the Defendant at 6058 43'd Terr. N., St. Petersburg, FL 33709. (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "0"). 11. Plaintiff has searched for a forwarding address for Defendant, and the Post Master has advised that there is no change of address order on file for the Defendant, John Carrow, Jr., from the address of 6058 43'd Terr. N., St. Petersburg, FL 33709 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "0"). 12. Plaintiff attempted to serve a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, John Carrow, Jr., at the address of 6058 43'd Terr. N., St. Petersburg, FL 33709. However, the process advised that he was unsuccessful since it is the wrong John Carrow, Jr. A copy of B&R's Return indicating the same is attached hereto and marked as Exhibit "E." 13. If service cannot be made on the Defendant, John Carrow, Jr., the Plaintiff will be prejudiced. WHEREFORE, Plaintiff prays this Honorable Court grant an Order allowing the Plaintiff to serve the Complaint in Mortgage Foreclosure, and all other subsequent pleadings that require personal service, and the Notice of Sheriff's Sale upon the _h~' ~_ .~.~ ~,_... - , ......""'~. '';H ~ &iJ"~\11i':; Defendant, John Carrow, Jr., by regular mail; certified mail, return receipt requested; addressed to the Defendant's last-knwon address of 6058 43rd Terr. N., St. Petersburg, FL 33709, and further by posting at the mortgaged premises known in this herein action as 506 Walton Court, Lemoyne, PA 17043. -- J/V'Ll;rutL rl'1 In ~ TERRlNCE J. McCABE, ESQUIRE Attorney for Plaintiff l\O """""'"';.....~' ,'"~~'~ -~". ,,~ 11 .,.'''.''-'-'[:;;''' '''l't-'''"~i,t, McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term MEMORANDUM OF LAW If a resident Defendant has obstructed or prevented service of process by concealing his whereabouts or otherwise, the Plaintiff shall have the right of service in such a manner as the Court by special order shall direct service pursuant to P.R.C.P. 430. WHEREFORE, Plaintiff prays this service be made. 0~ J. yYlt~..., TE RENCE J. McCABE, ESQUIRE .....~~ ~ - ~.". .. -- 'j ~ '"~~:" McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term CERTIFICATION OF SERVICE I, Terrence J. McCabe, Esquire, attorney for the Plaintiff, hereby certify that I served a true and correct copy of the foregoing Petition to Allow Service on the Defendants by Regular Mail, Certified Mail, and Posting Pursuant to Pa.R.C.P. 430, by United States Mail, first class, postage prepaid, on the 11th day of April, 2002, upon the following: John Carrow, Jr. 6058 43~ Terr. N., St. Petersburg, FL 33709 /~j,rJ~~ TERRENCE J. McCABE, ESQUIRE , ~~~".~ " ",. ..~ " ~,' " ' '--".Q!' ',' '''"-''ijli@'f'~ ',j:: VERIFICATION The undersigned, TERRENCE J. McCABE, ESQUIRE, hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. 54904 relating to unsworn falsification to authorities. I~ f.rn~ TERRENCE J. MCCA~, ESQUIRE .," l~';i -- , ",^ , ~.,.,. ~ " ' d' '.' ~ v '~, ^ ^' -~ "~ ;~.[_~~~1ili"",ic-;, SHERIFF'S RETURN - NOT FOUND CASE NO: 2001-06609 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND BENEFICIAL CONSUMER DISCOUNT VS CARROW JOHN JR ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, DEFENDANT CARROW JOHN JR but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , CARROW JOHN JR PER SUSAN, JOHN IS LIVING WITH HIS MOTHER IN FLORIDA AND DOES NOT KNOW WHEN HE WILL RETURN. . Sheriff's Costs: Docketing Service Not Found Surcharge 18.00 10.40 5.00 10.00 .00 43.40 ~. So an~w. . ~~j R. homas Kline Sheriff of Cumberland County ,~"". MCCABE WEISBERG CONWAY 11/30/2001 Sworn and subscribed to before me Prothonotary .~" ~\~\'r\y..3 this day of A.D. ~ "'I", r S~#'.-i"'''''X0;,,";,:, LARRY DEL VECCHIO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY, P.C. P.O. BOX 322\ WARMINISTER, PA 19874 (215)442-5668 (215) 442-9727 FAX Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Co. of Pennsylvania COURT OF COMMON PLEAS CUMBERLAND COUNTY VS. JOHN CARROW, JR. NO. 01-6609 LAST KNOWN ADDRESS: 506 Walton Court, Lemoyne, PA 17043 LOANNUMBER: 5-1466PA AFFIDAVIT OF GOOD FAITH EFFORT TO LOCATE DEFENDANT (S) I hereby certilY that on November 30, 2001, a good faith effort was made to discover the correct address of said defendant (s), by: 1. Inquiry of Postal authority; Postal authority states defendant's mail is delivered as addressed at property. 2. Examination of local telephone directories and 411 assistance; John Carrow, 506 Walton Ct., (717) 774-3341, Numberis Disconnected 3. Neighbor Contacts: Jon & Jane Owens, 508 Walton Ct., (717) 774-7207, Jane stated property is abandoned. There was domestic trouble betWeen John and Susan; they split up. The water is off, but house looks secure. She doesn't know where John moved too. P.J. Sterling, 504 Walton Ct., (717) 774-8009, Mrs. Sterling stated the property has been empty since April of200 1. 4. Tax Information: Tax office has mailing address same as property, 506 Walton a. ....,." 5. Death Records: Social Security has no death records for the defendant under his social security number. 6. Voter Registration: ...\ - The defendant is registered awn JIll) Walton a. ,-,,,,..It\~trm..~~..bcl", c Xn' L3rry Del Vecchio, Process Server NOTAR~UBLlC: ;:~~ I N j GEORGE It HESSER, NoIaIy PubHc i SOUTHAMPTON~1lUCKS COUNTY MY COMMiSSION EXPiRes FEa 29, 2004 , --1.<>;, ,~ ~ '" J ""0',' '", '~'- 'o."';lfi'~,,; ~~9;0" P.O. BOX 3221 WARMlNSTER, PA. 18974 LARRY DEL VECCmO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY, P.C. (215) 442-5668 FAX (2 I 5) 442-9727 Postmaster Lemoyne, P A 17043 November 30, 2001 REQUEST FOR CHANGE OF ADDRESS OR BOXHOLDER INFORMATION NEEDED FOR SERVICE OF LEGAL PROCESS Please furnish the new address nr the naine and street address (if a boxholder) for the following: Name: Address: John Carrow, Jr. 506 Walton Ct. Lemoyne, PA 17043 The following infonnation is provided in accordance with 39 CPR 265.6(d) (4) (ii), There is no fee for providing boxholder infonnation. The fee providing change of address information is waived in accordance with 39 CFR 265.6 (d) (I) and (2) and corresponding Administrative Support Manual 352.44a and b. 1. Capacity of requester: Process Server 2. Statute or regulation that empowers me to serve process (not required when requester is an attorney or a party acting Pro Se- except a corporation acting Pro Se must cite statute: Process Server for McCabe, Weisberg & Conway, P.C. 3. The names of all known parti~s to this litigation: Beneficial CDC v. John Carrow, Jr. & Susan Carrow 4. The court in which the case has been or will be heard: Cumberland County, PA, Court of Common Pleas 5. The docket or other identifying number if one has been assigned: 01-6609 6. The capacity in which this individual is to be served: Defendant{ s) THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSEPCTIVE UTIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP .... TO SIO,OOO.OO OR INPRISONMENTOR (2) TO AVOID PAYMENTOFTHE FEE FOR CHANGE OF ADDRESS INFORMRATION OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.s.C. SECTION 1001). I CERTIFY THAT THE ABOVE INFORMATION IS TRUE AND THAT THE ADDRESS INFORMATION IS NEEDED AND WILL BE USED SOLELY FOR SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACfUAL OR PROSPECTIVE LITIG~. L2-~---- P.O. Box 3221 LARRY DEL VECCHIO Wanninster, PA. 18974 For McCabe. Weisberg & Conway. p.e, FOR THE POST OFFICE USE ONL~ NO CHANGE OF ADDRESS ORDER ON FILE --n . ~./ ~ ~\\ IS <\.~\\\1..>~'i'.c\ as. ~\ STMARK NEW ,(DDRESS OR BOXHOLDER'S NAME AND PHYSICAL STREET ADDRESS:. ;g '-" " h.. '" ,.,.""-L ",.'n, ..'_ ^.!'il'~"""-,;,"""'_""':' BENEFICIAL CONSUMER DISCOUNT d/b/a BENEFICIAL MORTGAGE COMPANY OF PA : IN THE COURT OF COMMON PLEAS OF ; CUMBERLAND COUNTY, PENNSYLVANIA V. JOHN CARROW, JR. AND SUSAN CARROW : NO. 2001-6609 CIVIL TERM ORDER OF COURT AND NOW, this 28TH day of DECEMBER, 2001, Plaintiffs leave for alternate service of pleadings is DENIED without prejudice. Plaintiff is directed to attempt to serve the defendant John Carrow, Jr. at the home of his Mother in Florida. If that attempt fails, we will consider another petition for alternate service as long as it sets forth the attempts to discover Defendant's Florida address. Edward E. Guido, J. Terrence J. McCabe, Esquire For the Plaintiff John Carrow, Jr. 506 Walton Court Lemoyne, Pa. 17043 "e" EXHIB\l :sld .'-, , ........'< ,il iI""~ '''''-'';a-''..:i;.;'''' "....' ,- ";&i'illlr;:,;.!"'4>~.t,," - LARRY DEL VECCHIO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY, P.C. P.O. BOX 3221 WARMINISTER, PA 19874 (215) 442-5668 (215) 442-9727FAX Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Co. of Pennsylvania COURT OF COMMON PLEAS CUMBERLAND COUNTY VS. JOHN CARROW, JR. NO. 01-6609 LAST KNOWN ADDRESS: 506 Walton Court, Lemoyne, PA 17043 LOAN NUMBER: 5-1466PA AMMENDED AFFIDAVIT OF GOOD FAITH EFFORT TO LOCATE DEFENDANT (8) I hereby certify that on November 30, 200 I, a good faith effort was made to discover the correct address of said defendant (s), by: 1. Inquiry of Postal authority; Postal authority states defendant's mail is delivered as addressed at property. 2. Examinatiou of local telephone direetories and 411 assistanee; John Carrow, 506 Walton Ct., (717) 774-3341, Number is Disconnected 3. Neighbor Contacts: Jon & Jane Owens, 508 Walton Ct., (717) 774-7207, Jane stated property is abandoned. There was domestic trouble between John and Susan; they split up. The water is off, but house looks secure. She doesn't know where John moved too. P.!. Sterling, 504 Walton Ct., (717) 774-8009, Mrs. Sterling stated the property has been empty since April of2001. 4. Tax Information: Tax office has mailing address same as property, 506 Walton Ct. ,,",,' 5. Death Records: Social Security has no death records for the defendant under his social security mnnber. 6. Voter Registration: The defendant is registered at property, 506 Walton Ct. " 0" EXH\B\1 .....J_k .. ~~ ~ J. 'iil J 7. Other Information: A phone listing was found in Florida which was disconnected at 6058 43"' Terr. N, St. Petersburg, FL 33709. Can't confmn 1his is said defendant. I certify that 1his information is true and correct to 1he best of my knowle e, information and belief. BY: Lany Del Vecchio, Process Server Notalial !leal GEORGE R. HESSER, Notary PublIc ccOU ,HAMPTON lWP. BUCKS COUN1Y MY COIIMISSIOH Ell'lIlES FEB. 29,20,4 , ,- ~ "~.",-. " -~"",,'~q. ''''-'\" " '-~.... ~ ~ - "" - "'l11 ", '-Il.l:J:ili~f'''',F.1i:,'-fjd<~_",.;o. _ Jan 22 02 01:06p larr~ del vecchio 2154429727 p.1 C. U.npy' n . j ~ . . LARRY DEL VECCmO PROCESS SERVER FOR . McCABE, WEISBERG & CONWAY, P.C P.o. BOX 3221 WARMlNSTER, PA. 18974 (215) 442.5668 FAX (215) 442.9727 January 11, 2002 Poshnaster St. Petersburg, FL 33709 REQUEST FOR CHANGE OF ADDRESS OR BOXHOLDER INFODfATION NEEDED FOR SERVICE OF LEGAL PROCESS Please furnish the new address or the name and street addr-ess (if a boxholder) for the following: Name: Address: John Carrow, Jr. 6058 43'd Terr. N. St. Petersburg, FL 33709 6u{ The foliQwing information is provided in accordance with 39 CFR 265.6(d) (4) (ii), There is no fee for providjng boxholder infurmation, The fee providing (:han~ I)f addre.ss infQnnatiQn is waived in accordance with 39 CPR 265.6 (d) (I) and (2) and corresponding AdminisJrative Suppon Manual 352.44(1 nnd b. 1. Capacity of requester: Process Server 2. Sratute or regulation that empowers me to serve process (lIot required when requester is an attorney or a party acting Pro Se. except a corporation acting Pro Se must cite statute: Rule 400.(b); Process Server for McCabe, Weisberg & Conway, P.C. 3. The names of all known parties to this litigation: Beneficial CDC v. John Carrow, Jr. 4. The court in which the case has been or will be heard: Cumberland County, PA, Court of Common Pleas 5. The docket or other identifYing nllmber if one has been assigned: 01.6609 6. The capacity in which this individual is to be served: Dcfcndanl( s) TIlE SUBMISSION OF FALSE INfORMATION TO OBTAIN AND USE CHANGE OF ADDRESS tNFORMA nON OR BOXHOLDER INfORMATION FUR ANY PURPOSE OTIIER THAN THE SERVICE OF UiGAL PROCESS iN CONNEcrlON WITH ACruAL OR PROSEPCllVE LmGA TI0N COULD RIJSULT IN CRIMINAL PENALTIES INCLUDING A FINE OF lIP TO $10,000.00 OR lNPRlSONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INfORMRA110N Of NOT MORE THAN 5 YEARS. OR BOTH (TITLE 18 U.S.C. SECTION 1001). I CERTIFY THAT THE ABOVE INfORMATION IS TRUE AND THAT THE ADDRESS INFORMATION IS NEEDED AND WILL~E US.D SOLELY FUR SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECIlVE UTlGiI . P.Q, Box 3221 LAll.RY DEL VECCHIO Wanninsltr. PA 18974 For McCabe. Weisberg &. Conway. P.c. --~,,;' FOR TIlE POST OFFICE USE ONLY NO CHANGE OF ADDRESS ORDER ON FILE NEW ADDRESS OR BOXIIOLDER'S NAME AND PHYSICAL STREET ADDRESS.: POST MARK ACCROS,. :,,/7 i;] . ~,~ !~ ~~ \~ ,".f \~ ~-$ ~ ,~~.' "~-, -- .'~ .,t", L '=~"",,,-,- ..i..L 'L ~ ~"y~'"",-":";:,,,-J~';~.<o~ C'~PY. U1J P.O. BOX 3221 WARMlNSTER, PA. 18974 LARRY DEL VECCHIO . PROCESS SERVER FOR . McCABE, WEISBERG & CONWAY, P.C. (215) 442-5668 FAX (215) 442-9727 January 11,2002 Postmaster 81. Petersburg, FL 33709 REQUEST FOR CHANGE OF ADDRESS OR BOXHOLDER INFORMATION NEEDED FOR SERVICE OF LEGAL PROCESS Please furnish the new address or the oame and street address (if a boxholder) for the followiog: Name: Address: John Carrow, Jr. 6058 43rd Terr. N. S1. Petersburg, FL 33709 The following information is provided in accordance with 39 CFR 265,6(d) (4) (H), There is no fee for providing boxholder information. The fee providing change of address information is waived in accordance with 39 CFR 265.6 (d) (J) and (2) and corresponding Administrative Support Manual 352.44. and b. 1. Capacity of requester: Process Server 2. Statute or regulation that empowers me to serve process (not required when requester is an attorney or a party acting Pro Se- except a corporation acting Pro Se must cite statute: Rule 400.(b); Process Server for McCabe, Weisberg & Conway, P.C. 3. The names of all known parties to this litigation: Beneficial CDC v. John Carrow, Jr. 4. The court in which the case has been or will be heard: Cumberland County, PA, Court of Common Pleas 5. The docket or other identifYing number if one has been assigned: 01-6609 6. The capacity in which this individual is to be served: Defendant( s) THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSEPCTIVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10.000.00 OR INPRISONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMRATION OF NOT MORE THAN 5 YEARS, OR BOTH (TITI.E 18 U.S.C. SECTION 1001). -S<". I CERTIFY THAT THE ABOVE INFORMATION IS TRUE AND THAT THE ADDRESS INFORMATION IS NEEDED AND WILL BE USED SOLELY FOR SERVICE OF LEGAL PROCESS IN CONNECTION WlTH ACTUAL OR PROSPECTIVE LITIGA~:.. ~ ./ ~ - P.O. Box 3221 LARRY DEL VECCHIO Wanninster. PA. \8974 For McCabe, Weisberg & Conway, P.C. FOR THE POST OFFICE USE ONLY NO CHANGE OF ADDRESS ORDER ON FILE POST MARK NEW ADDRESS OR BOXHOLDER'S NAME AND PHYSICAL STREET ADDRESS: ~.('~ F~~ ~~' ..,,~ ,~", .. ~ ~~-- '~, " ~ .J ~" '. '~ ^ .l'-~~lk."ifu<li&"""*i~'j".-__-", , 235 SOUTH 1 STHi"TREET , '" P!-IILADElPHI$fPA 19'107 ~NE: (215) 546'7400 FAX: 215-985-Of69 PLAINTIPF(S) r:F,.rir::,"f:!. c :i.a:1 f DC AFfIDAVIT OF:S~VICE , '\G;~~E t-l9,"'''' . f' !O J " (::. t:. [!':~!, . Philadelphia Association of Professional Process SetvetS :i, "/:i 1 D~~M~?,~\\l7D f; " ',"',1 DEFENDANT(S) .,JDhn r...:!':)'j'Y'Uhl',l .",lj'.. ~~' ", ",tJ;1.1.1 r.. '.' f i' ",:> (j'!' CU!"tbf:'Y Jc"lnd C~C\l"I.n SERVE AT , ~,.., .' , . 71-"'" ,.'" C:iv:i.l ;:'ict:i,nrl i"}iortCj.;;-j(jI;:,< 1:''::irf:'~.l()~';''l.J\'(':'' 6058 43r'd T~rr'ace Nor'th St~ Peteriitlur-g F'l.. 33709 -' /' --- F~CF.~VF BY;: Fi:')-!':<j"!,\d'f"'/ "J"'; "'J "'Vl~;:' COMPANY CONTROL NO. CB 1. ~~~ 1. ;,?f/I\.1{'l ~EFER~,,!C?E NO. ,J'''' :t4,;:,(~'\.jd Jnlln Served and made known to C,;r)"'TCiJAI,.l Jr-" i tic- i4l(t J" ; ;- cl (.". I:"~, ~,~:.) :" ~t.i 1:<" " onthe day of f, !;-' ,20_.at o'clock, ~ ~ at Commonwealth of pennsylvania, in the manner described below: o Defendant(s) personally served. o Adult family member with whom said Defendant(s)reslde(s). Relationship is D Adult in charge of Defendanfs residence who refused to give name or relationship. O"Manager/Clerk of placing of lodging in which Defendant(s) reside(s). D A-gent or person in charge of Defendant's office or usual place of business. o Posted ,.O,ptp.el,...,...,....".. .'W,,,, '1' "1'" .,.......,.. 1-:~:.hL,r....Li'. ! J.\..l'i Hbc. ".~:::i(; '!'j i,.!"lc Li,si, i 3. po "'" o -'ll ..J ;:i~;R ::: v 0.: .~~ cr'---"'- -<2.: yc: :J>Q 21) PC: Z :2 r ~,~;x :j:.T; ~~~~ (''')r''n d-o "'< ~ -c ::]::: => \.0 F<f;CF Sf /'" g2.i':,;-;~:i;;I-:~,;t. 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'rf~t:UTn .....O-l::h~?>.( ~~~ , By -(CoMI'lf~ter~t Adtllt> =========:~===:=.~:=~'::~~ ,.. .". ~,."~..,, .... .,. .~~.. .........'. ,'" '. .:: :~. _. .:;; .~'~ .~~ ~.:~ ',;:; ',~: ~": ~;':';::: :;;; '.~:'; :~: ~~ ~:~ ~~} ':)::: :f~!:: i~~; I:': ~::: :~;; ~;:: :~:~ ~.. ~':;i;,:: ~~: 1:::; :~: c k ~Ii *** GPf::::c i <:::1 M,iW Ins.tr'llftionsi *** / NAME OF SERY.l;fl ). .. :: .~ ""~:i- ,"" ,,-::,(~.. (~ '~,. ' _ .., ',' ':' ,', ,'~ , ," "~<'," . '.: ',' Cltily sW'orn.,Bceqrding to lliw, ~)' , ' ',' dep~es,and~,~(3 :h~thdf$,he is,procea$.s.t~1Verherefn.name$;, ~nd:',,_;,' ,'. BIT' tha. t the.,'facts'heieM:!'S6t'.fort..h,~?v..e.:.... r.e. . true ancrc..or..r.ect. t01Ji~tt.o.J .t~ . .. ..1.. .'. thei'~"w1edg~.infO~tiOnandbel'~f: .. ,', ," cA _. " , Process Server I . Sheriff Competent Adult '.'-- .". 'I, ,,;, .',,' ,.; swomt~ ,,".!lCri~od belo,'" ",o"his L' :~ lr M2/~ " E" . Law Firm Attorney's N.~l,lJe. Address _r. "..' . ~:, h :~ " C ... El',j {~~ 'I' LJ, 0:' 1 ':~~ :) (.! r ~.:J ;\. ~:~ U f, ~J..l ,-, ;/ 'J ," 'l~"; i l,;!!P~~':.' i'II...C~:;i"..,,'l [~~q'\.,:.; I \';' SC)lltn brlJAU S~r~eL PRO PROTHY /.;:t,';.,j For ;'" J ,~ .i. I r l.. j f' i ,. I,!, ATTEST lid \,'" ::)U ;. Ct.::> :' (.\ (. E~ J I:.>! I j. i) r' 1:-; .f. ',; .l. ~ j ': ...l,:"!'(j[l, ;,ll? 'A'i., ,:::~"i{i';: DATE " 'll/.! ,.. I. VJ L '/.\ Telephone # @2OO0 Philadelphia Assoc. of Professional Process SeNers Rev 1 Identification ,# ;;c, ---~........"'" " :'i'L'~-"'M:~,~~,t.- , McCABE, WEISBERG AND CONWAY, P. C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term AMENDEDORDER AND NOW, this day of , 2002, the Plaintiff is granted leave to serve the Complaint in Mortgage Foreclosure and all other subsequent pleadings that require personal service and the Notice of Sheriff's Sale upon the Defendant, John Carrow, Jr., by regular mail and by certified mail, return receipt requested, addressed to the Defendant's last-known address of 6058 43rd Terr. N., St. Petersburg, FL 33709, and further by posting at the mortgaged premises known in this herein action as 506 Walton Court, Lemoyne, PA 17043. ,.,,' BY THE COURT: J. _:jj """"--^ .J ," --';" McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Phi~adelphia, Pennsylvania 19109 (215) 790-1010 Attorney for P~aintiff o c -oeD !TirT; ~2~~1 ~~ ,~> ~ CUMBERLAND COUNT~8 COURT OF COMMON ~S ~ =< BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW NUMBER 01-6609 Civil Term PETITION TO ALLOW SERVICE ON THE DEFENDANT BY REGULAR MAIL. CERTIFIED MAIL AND POSTING PURSUANT TO PA RULE OF CIVIL PROCEDURE 430 1. Plaintiff attempted to serve a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, John Carrow, Jr., at the Defendant's last-known address of 506 Walton Court, Lemoyne, PA 17043. However, the Sheriff advised that he was unsuccessful since per Co-Defendant, Susan Carrow, the Defendant, John Carrow is in Florida with his mother and she does not know when he will return. A copy of the Sheriff's Return indicating the same is attached hereto and marked as Exhibit "A." 2. Plaintiff has searched for a forwarding address for Defendant, and the Post Master has advised that there is no change of address order on file for the Defendant, John Carrow, Jr., from the address of 506 Walton Court, Lemoyne, PA 17043 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). lj'L'ijw;ti;):.,jj!it-;,,:.,:;,""" Cr{ :::~ "] ~"J ,;/1 (,,,-", ',";: n -:, ':,J ~~~~ (....J-- ""0-0 csrn 'i;! :TI -< -~J 3.. I::> ~-'- " "'.'- ,--~ .. . ~ ,~ 3. Plaintiff has checked the Local Telephone Directory for an address for Defendant; there is a listing for the Defendant, John Carrow, Jr., at 506 Walton Court, Lemoyne, PA 17043, however the phone has been disconnected (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 4. Plaintiff has made inquiry with the Jane Owens, a neighbor residing at 508 Walton Court, who stated that there was domestic trouble between John & Susan; they spilt up. The house looks secure, but she does not known where John moved to (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 5. Plaintiff has made inquiry of the local tax bureau and the tax bill is mailed to 506 Walton Court, Lemoyne, PA 17043 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 6. Plaintiff has made inquiry with the Social Security Administration and was advised that there are no death records on file for the Defendant, John Carrow, Jr. (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B") 7. Plaintiff has investigated the Defendant's Voter Registration Record, and the Cumberland County Voter Registration Office, has advised that the Defendant, John Carrow, Jr., is registered to vote at the address of 506 Walton Court, Lemoyne, PA 17043 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 9. Plaintiff filed an original Motion for Alternative Service on December 20, 2001, however, the Honorable Edward E. Guido denied said Motion on December 28, 2001 without prejudice. "' l~li'#:'~''';r ,~. ' ~ O='O~ , ., L c ~ ,"'" ',~ '--- &,' ,~o<" 'ri-i:.>.'--''''~~i; The Honorable Edward E. Guido directed us to find an address for the Defendant, John Carrow's mother in FL and attempt service there. A copy of the signed orde~ indicating the same is attached hereto an marked as Exhibit "C." 10. Plaintiff conducted a phone search for a telephone number for the Defendants mother in FL. A disconnected telephone number was found for the Defendant at 6058 43"d Terr. N., St. Petersburg, FL 33709. (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "D"). 11. Plaintiff has searched for a forwarding address for Defendant, and the Post Master has advised that there is no change of address order on file for the Defendant, John Carrow, Jr., from the address of 6058 43"d Terr. N., St. Petersburg, FL 33709 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "D"). 12. Plaintiff attempted to serve a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, John Carrow, Jr., at the address of 6058 43"d Terr. N., St. Petersburg, FL 33709. However, the process advised that he was unsuccessful since it is the wrong John Carrow, Jr. A copy of B&R's Return indicating the same is attached hereto and marked as Exhibit "E." 13. If service cannot be made on the Defendant, John Carrow, Jr., the Plaintiff will be prejudiced. WHEREFORE, Plaintiff prays this Honorable Court grant an Order allowing the Plaintiff to serve the Complaint in Mortgage Foreclosure, and all other subsequent pleadings that require personal service, and the Notice of Sheriff's Sale upon the w."~""""__.., " .1 ~" "'-1 "~ ;.(<-"r"";~'<'" ~ '~~'~,",'",:,-.i" Defendant, John Carrow, Jr., by regular mail; certified mail, return receipt requested; addressed to the Defendant's last-knwon address of 6058 43rd Terr. N., St. Petersburg, FL 33709, and further by posting at the mortgaged premises known in this herein action as 506 Walton Court, Lemoyne, PA 17043. TERI~E, 4S~/[!E~ Attorney for Plaintiff >",' "''''''"''~ "--' , , ,_ - llM .. 1'."-- --il""" ,--..,'"' ~~"',~~",c:",",', McCABE, WEISBERG AND CONWAY, P. C . BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, PennsYlvania 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. JOHN CARROW, JR. and SUSAN CARROW NUMBER 01-6609 Civil Term MEMORANDUM OF LAW If a resident Defendant has obstructed or prevented service of process by concealing his whereabouts or otherwise, the Plaintiff shall have the right of service in such a manner as the Court by special order shall direct service pursuant to P.R.C.P. 430. WHEREFORE, Plaintiff prays this service be made. T~J.f}/lt~. TE RENCE J. McCABE, ESQUIRE , -:.l- - = .drd.""-.>..':"'.,.- ~"""'1~"''',''''.b",.-~''-0;,; McCABE, WEISBERG AND CONWAY, P. C . BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term CERTIFICATION OF SERVICE I, Terrence J. McCabe, Esquire, attorney for the Plaintiff, hereby certify that I served a true and correct copy of the foregoing Petition to Allow Service on the Defendants by Regular Mail, Certified Mail, and Posting Pursuant to Pa.R.C.P. 430, by United States Mail, first class, postage prepaid, on the 11th day of April, 2002, upon the following: John Carrow, Jr. 6058 43~ Terr. N., St. Petersburg, FL 33709 'T~j.nJL~ TERRENCE J. McCABE, ESQUIRE ~ -""-,. ~ ~_.~~~ ~~ L ~ . ~.... ",'~ -- ~""---1iiilli!.l,~'~A",_'-<>""'~"" VERIFICATION The undersigned, TERRENCE J. McCABE, ESQUIRE, hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. 54904 relating to unsworn falsification to authorities. -/~ f.m~ TERRENCE J. MCCA~, ESQUIRE "'l ~. ~ -- ~ . " -",1;" - >, , kt....JiMnIi:."-~"":s---f;,., SHERIFF'S RETURN - NOT FOUND CASE NO: 2001-06609 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND BENEFICIAL CONSUMER DISCOUNT VS CARROW JOHN JR ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named defendant, DEFENDANT CARROW JOHN JR but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND, as to the within named DEFENDANT , CARROW JOHN JR PER SUSAN, JOHN IS LIVING WITH HIS MOTHER IN FLORIDA AND DOES NOT KNOW WHEN HE WILL RETURN. . Sheriff's Costs: Docketing Service Not Found Surcharge 18.00 10.40 5.00 10.00 .00 43.40 ~.. soan~w . :~/ R. homas Kline Sheriff of Cumberland County ....,,' MCCABE WEISBERG CONWAY 11/30/2001 Sworn and subscribed to before me Prothonotary .~" \-\~\~y..3 this day of A.D. "- -~ .. " - - ,,>, ',c!~'_~[\ijf" LARRY DEL VECCHIO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY, P.C. P.O. BOX 3221 WARMINISTER, PA 19874 (215) 442-5668 (215) 442-9727 FAX Beneficial Conswner Discount Company d/b/a Beneficial Mortgage Co. of Pennsylvania COURT OF COMMON PLEAS CUMBERLAND COUNTY VS. JOHN CARROW, JR. NO. 01-6609 LAST KNOWN ADDRESS: 506 Walton Court, Lemoyne, PA 17043 LOAN NUMBER: 5-1466PA AFFIDAVIT OF GOOD FAITH EFFORT TO LOCATE DEFENDANT (S) I hereby certify that on November 30, 2001, a good fuith effort was made to discover the correct address of said defendant (s), by: 1. Inquiry of Postal authority; Postal authority states defendant's mail is delivered as addressed at property. 2. Examination of local telephone directories and 411 assistance; John Carrow, 506 Walton Ct., (717)774-3341, Number is Disconnected 3. Neighbor Contacts: Jon & Jane Owens, 508 Walton Ct., (717) 774-7207, Jane stated property is abandoned. There was domestic trouble between John and Susan; they split up. The water is off, but house looks secure. She doesn't know where John moved too. PJ. Sterling, 504 Walton Ct., (717) 774-8009, Mrs. Sterling stated the property has been empty since April of2001. 4. Tax Information: Tax office has mailing address same as property, 506 Walton Ct. -..."," 5. Death Records: Social Security has no death records for the defendant under his social security nwnber. 6. Voter Registration: ..ll - The defendant is registered a~a.. J(Jl5 Walton Ct. '-"'''l1\~",",ID'"~7~"';O' c Xn \ L3ny Del Vecchio, Process Server NOT AR""UBLlC: swomtoanddesc~i " before m11 ~ d of ~ ~.~ IN' , 0 i GEORGE R. HESSER. NolaIy PubrIC I SOUTHAMProNlWP~ Bl/Cl(SCOUNTY MY COMMISSION EXPIRES FEB. 29, 2004 . ~" , - I, " L< ,~- ~-~ " ^ ,~, ':"'!\:~ ~Wc""j)","',"";- P.O. BOX 3221 WARMINSTER, PA. 18974 LARRY DEL VECCHIO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY, P.c. (215) 442-5668 FAX (215) 442-9727 Postmaster Lemoyne, P A 17043 November 30, 2001 REQUEST FOR CHANGE OF ADDRESS OR BOXHOLDER INFORMA1'ION NEEDED FOR SERVICE OF LEGAL PROCESS Please furnish the new address or the name and street address (if a boxholder) for the following: Name: Address: John Carrow, Jr. 506 Walton Ct. Lemoyne,PAl7043 The following information is provided in accordance with 39 CFR 265.6(d) {4) (ii). There is no fee for providing boxholder infonnation. The fee providing change of address information is waived in accordance with 39 CFR 265,6 (d) (1) and (2) and corresponding Administrative Support Manual 352.44. and b. 1. Capacity of requester: Process Server 2. Statute or regulation that empowers me to serve process (not required when requester is anatlomey or a party acting Pro Se- except a corporation acting Pro Se must cite statute: Process Server for McCabe, Weisberg & Conway, P.C. 3. The names of all known parti~sto this litigation: Beneficial CDC v. J9hn Carrow, Jr. & Susan Carrow 4. The court in which the case has been or will be heard: Cumberland County, PA, Court of Common Pleas 5. The docket or other identifying number if one has been assigned: 01-6609 6. The capacity in which this individual is to be served: Defendant( s) THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSEPCTIVE LmGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP ",' TO $10,000.00 OR INPRISONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMRATION OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.S.C. SECTION 1001). I CERTIFY THAT THE ABOVE INFORMATION IS TRUE AND THAT THE ADDRESS INFORMATION IS NEEDED AND WILL BE USED SOLELY FOR SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE UTIG~. L1-~ P.O. Box 3221 LARRY DEL VECCHIO Wanninster, PA. 18974 For McCabe. Weisberg & Conway. P.C, FOR TIlE posr OFFICE USE ONL~ NO CHANGE OF ADDRESS ORDER ON FILE -- H . ~./ ~ ~\ \ IS d..<[.\\\)<e.Il""c\ CiS 0%\. POSTMARK NEW ,(i)DRESS OR BOXHOLDER'S NAME AND PHYSICAL STREET ADDRESS:. k<1._"~ -. ~~ ..oJ. n'.' ~'~' > -" ~ .0." ii~' iaiil::.l~",,~-,H"h,,~O,,_ BENEFICIAL CONSUMER DISCOUNT d/b/a BENEFICIAL MORTGAGE COMPANYOFPA : IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V. JOHN CARROW, JR. AND SUSAN CARROW : NO. 2001-6609 CIVIL TERM ORDER OF COURT AND NOW, this 28TH day of DECEMBER, 2001, Plaintiffs leave for alternate service of pleadings is DENIED without prejl;1dice. Plaintiff is directed to attempt to serve the defendant John Carrow, Jr. at the home of his Mother in Florida. Ifthat attempt fails, we will consider another petition for alternate service as long as it sets forth the attempts to discover Defendant's Florida address. Edward E. Guido, J. ,--~.;' Terrence 1. McCabe, Esquire For the Plaintiff SIC" EXHIB'l John Carrow, Jr. 506 Walton Court Lemoyne, Pa. 17043 :sld . '._~ ~ "'~ ,~ ,-,' J ' _ ~.'"^ , ~"" ,'a:.1 ~" 1ili,---w"',~~"~":,,,,,,,,~ LARRY DEL VECCHIO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY, P.c. P.O. BOX 3221 WARMINISTER, PA 19874 (215) 442-5668 (215) 442-9727 FAX Beneficial Conswner Discount Company d/b/a Beneficial Mortgage Co. of Pennsylvania COURT OF COMMON PLEAS CUMBERLAND COUNTY YS. JOHN CARROW, JR. NO. 01-6609 LAST KNOWN ADDRESS: 506 Walton Court, Lemoyne, PA 17043 LOANNUMBER: 5-1466PA AMMENDED AFFIDAVIT OF GOOD FAITH EFFORT TO LOCATE DEFENDANT (S) I hereby certify that on November 30, 200 I, a good faith effort was made to discover the correct address of said defendant (s), by: 1. Inquiry of Postal authority; Postal authority states defeudant's mail is delivered as addressed at property. 2. Examination oflocal telephone directories and 411 assistance; John Carrow, 506 Walton Ct., (717) 774-3341, Number is Disconnected 3. Neighbor Contacts: Jon & Jane Owens, 508 Walton Ct., (717) 774-7207, Jane stated property is abandoned. There was domestic trouble between John and Susan; they split up. The water is off, but house looks secure. She doesn't know where John moved too. P.J. Sterling, 504 Walton Ct., (717) 774-8009, Mrs. Sterling stated the property has been empty since April of2001. 4. Tax Information: Tax office has mailing address same as property, 506 Walton Ct. ',v..'-' 5. Death Records: Social Security has no death records for the defendant under his social security number. 6. Voter Registration: The defendant is registered at property, 506 Walton Ct. EXH\B\l "0" ~" , d -, ~ llllil~"';_~li~~"m,~t;,":"",,,,<,_",-"" 7. Other Information: A phone listing was found in Florida which was disconnected at 6058 43"' Terr. N. St. Petersburg, FL 33709. Can't confnm this is said defendant. I certifY that this infonnation is true and correct to the best of my knO~ infonnatioll and belief. BY; Lany Del Vecchio, Process SelVer , Notarial $eai I GEORGE R. HESSER. Notary Public ; ,;OUiiiAMPTllN 1WP. BUCKS COUNTY l MY COMIIISSKlN EXPIRES FEB. 29, 2I)j' . f< -,'", "~ '~~" ~ " , ~"'. " ,.1: .1:::.....- "~,'~ '" llf:."~~=,:,;>~,,,,,,,,~~,,-,,,-,,,.,z Jan 22 02 01:06p 1a~~~ del veeehio 2154429727 p.1 C,iI~, ,:PV' &' "","--,, ~ . LARRY DEL VECCmO PROCESS SERVER FOR . McCABE, WEISBERG & CONWAY, P.c. P.O. BOX 3221 WARMINSTER, PA. 18974 (215) 442-5668 FAX (215) 442-9727 January 11,2002 Poshnaster St. Petersburg, FL 33709 REQUEST l-OR CHANGE OF ADI)RESS OR BOXHOLPER INFORlIfA nON NEEI)ED FOR SERVICE OF LEGAL PROCESS Please furnish the new address or the name and street addlliSs (if a boxholder) for the following: Name: Address: John Carrow, Jr. 6058 43'd Terr. N. St. Petersburg, FL 33709 6~ The following information is provided in accordance with 39 CFR 265.6(d) (4) (ii). There is 00 fee fur providing boxholder infonnatioo. Tht: fee providing change of address: information is waived in accord;mce with 39 CPR 265.6 (d) (I) and (2) and corresponding Administrative support Manual 352.448 and b. 1_ Capacity of requester: Process Server 2. Statute or regulation that empowers me to serve process (not required when requester is an attorney or a party acting Pro Se- except a corporatiOll acting Pro Se must cite statute: Rule 400.(b); Process Server for McCabe, Weisberg & Conway, P.c. 3. The names of all known p8!ties ro this litigation: Beneficial CDC v. John Carrow, Jr. 4_ The court in which the case has been or will be heard: Cumberland County, PA, Court of Common Pleas 5. The docket or other identitying I1Innber if one has been assigned: 01-6609 6. Thc capacity in which this individual is to be served: Dcfcndanl( s) THE SUBMISSION OF FALSE INFORMATION TO OBTAlN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMA TlON fOR ANY PURPOSE OTHER TIIAN THE SERVICE Of WGAL PROCESS iN CONNECTION WITH ACtUAL OR PROSEPCTIVE LmGA TION COULD R[;SUL T IN CRIMINAL PENALTIES INCLUDING A fINE OF UP TO $10,000.00 OR [NpRlSONMENT OR (1) TO AVOID PA YMENTOF THE FEE FOR CHANOEOF ADDRESS INFORMRATION Of NOT MORE THAN 5 YEARS. OR B01H(TITLE 18 U.S.C. SECTION 1001). I CF.RTIFY THAT 1HE ABOVE INfORMATION lS TRUE AND THAT THE ADDRESS INFORM'" nON IS NEEDED AND WlLL~E. US ,DSOLEL Y ~,()R SERVICE OF LEG"'L PROCESS IN CONNECflON WITH ACTUAL OR PROSPECTIVb UTIGA 11 . P.O. Box 322J LARRY DEL VC{;CHIO Warmins",. PA 18974 For McCabe. Weisberg & Conway, r.c, ,.,,:;" l'OR TIlE POST OFFICE USE ONLY NO CHANOE OF ADDRESS ORDER ON FILE NEW ADDRESS OR BOXHOLDER'S NAME AND PHYSICAL STREET ADDRESS.' POST MARK ., i~'1 '1[\,. i~~ \~ '[7 r,' "-Q ~ ~ ,~... ,~, '-' ~fJlifu.~!,,,,,,,~ COpy LARRY DEL VECCHIO PROCESS SERVER FOR . McCABE, WEISBERG & CONWAY, P.C. P.O. BOX 3221 WARMlNSTER, PA. 18974 (215) 442-5668 FAX (215)442-9727 January 11,2002 Postmaster St. Petersburg, FL 33709 REQUEST FOR CHANGE OF ADDRESS OR BOXHOLDER INFORMATION NEEDED FOR SERVICE OF LEGAL PROCESS Please furnish the new address or the name and street address (if a boxholder) for the following: Name: Address: John Carrow, Jr. 6058 43'd Terr. N. St. Petersburg, FL 33709 The following information is provided in accordance with 39 CFR 265,6(d) (4) (ii). There is no fee for providing boxflOlder information. The fee providing change of address information is waived in accordance with 39 CFR 265,6 (d) (I) and (2) and corresponding Administrative Support Manual 352.44. and b. 1. Capacity of requester: Process Server 2. Statute or regulation that empowers me to serve process (not required when requester is an attorney or a party acting Pro Se- except a corporation acting Pro Se must cite statute: Rule 400.(b); Process Server for McCabe, Weisberg & Conway, P.C. 3. The names of all known parties to this litigation: Beneficial CDC v. John Carrow, Jr. 4. The court in which the case has been or will be heard: Cumberland County, P A, Court of Common Pleas 5. The docket or other identifying number if one has been assigned: 01-6609 6. The capacity in which this individual is to be served: Defendant( s) TIlE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITII ACTUAL OR PROSEPCTIVE LITlGA TION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $ I 0,000.00 OR INPRISONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMRATION OF NOT MORE THAN 5 YEARS. OR BOTH (TIlLE 18 U.S.C. SECTION 1001). I CERTIFY THAT TIlE ABOVE INFORMATION IS TRUE AND THAT THE ADDRESS INFORMATION IS NEEDED AND WILL BE USED SOLELY FOR SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE LITIGAl#.:. ~ J r~ - P.O. Box 3221 LARRY DEL VECCHIO Warmin'te,. PA. 18974 For McCabe, Weisberg & Conway, P.C. FOR THE POST OFFICE USE ONLY NO CHANGE OF ADDRESS ORDER ON FILE POST MARK NEW ADDRESS OR BOXHOLDER'S NAME AND PHYSICAL STREET ADDRESS: r~~ -~('~ ~''-_..1 "w K"~~"",~ ~~~"1 ~..~ ., ~,~~ _,L. u'~' ~i\I],ji~~O'W,/,:",-~-,; .. ..,\ 235 SOUTH I;}TH~TREET PHILADELPH{jifPA 19't07 i'l'lIDNE: (215) 546:7400 FAX: 215-985-61'69 , " Philadelphia fusodation of Professional Process Servers PLAINTIPF(S) F:F.:npf :~. c: :i. a:! t ~OC AFfIDAVIT OF,S~~VICE 'G;[\~E N9,... IO:l' (,{::,t.l".:'" .r:.; "/J:L DATE; RECEIVED j.. (.:~o r 1..1.,:":\ Y" y H" :::' ?; V\:.: D~FENDANT(S) ,)ohn Ci:)"()"()1,c.l'J .,.ir .', " ;1 '..', I ~, , I',) "'1,:> -' fj', CUPi\)(::'r l<~!'nd C(ju.nty SERVE AT ".J \- ',-,? C:i viI (:it:"!: iOYl i'-1o'('\' D~il~J(~'.' f dY t:.~ 1 1:'1 ,:,!.1\.' ;;", 6058 43r'd '[err' ace Norttl !;t. Peterst1tAr'g F'l._ 337G~ ---" nFh:VF F::Y:: Ff'!hr'!,\di- ')' ,l,! '::'17\12 COMPANY CONTROL NO. CBlbl;?~3\,3(.':f REFERENCE NO. ~)"" j 4:::, <,;,. p .Ci; 1'"'1', \ "'~:') L ;",""t.: 1;1,:'" .Julin C"':lr,rniJJ,) ',..1.,.-" S-erved and made known to onthe day 01 .20_,at o'clock, al Commonwealth of pennsylvania, in the manner described below: o Defendanl(s) personally served. o Adult family member with whom said De~endant(s) 'reside(s). Relationship is o Adult in charge of Defendant's residence who refused to give name or relationship. o Manager/Clerk 01 placing of lodging in which Delendanl(s)reside(s). o Agent or person in charge of Defendant's office or usual place of business. o Posted l'O.,QtP,ef,..,....,...." ,....... 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'",,-~:, _....~__ -,....~,...._.._,'..'..m. ...n-l:-,h~?>'( -,": ::: ~:: ::~ :::: :::~; ::::-;1;;~::~ 1:::: I:::: ~~~~:'~:~ I::'::: :~: ~~ f.:~~ t;~ ::~ '::':'::: ::: ~ ;:;': ..:.;: ':~: :~~ ~': ~~~ ;~~ ''':~': :~.~ '~.~ ',~~', :.:: ..::'. :~: ":: ~'. ~'., ":~~~;:: ~';, .;;: :~: :;~ ~~~ ~1~Jl.::,r: :i~~!~ I:::: (~: I::. ,~::: ::.. :~~' '! ,~:~~ .' r: h f'? C k ~i! ***t,pE,c:i.a] (~S(.;P :[nstr'lAciionEi *** --~.... .' ,~ -,,- ,,; " NA'ME OF SERVE,\:! ~he~1.he.:f;:.~'~;::,~~~.I~.t~. ~;v. ~...r...o..~eifu::;co..O.h. ~:~;:"i. ~..i:il;.'r....'.'. .'1... .8. . .'.T' ".. ... their knowfedg~. Info"1j.~tion..na belJ~.'.. .... C ^~. . ... . p.rocess Server I She,iff Competenl Adult \"'IC .,C) )(,~,~,~ I, (-:'~'.l.':.s-D{':. )"IJ ',' ,:~Uf ~~,,' " '~ LawFirm .';'t.-.; j ...~ljl...~':.' i'ILC{;;L'f.~"'J C~,..,q~.!,,; I ~':' Attomey'sNflr,qe.- ''''ttT''.' :.,., C):'\U ;:'!t'.l'E'(-:~T'- '-It' \', ,,:::;i,':,LA Address ,1. ,,:.". ':1, .,~;~:i, , .11, .1:,'1 .:~ - ;, . '::. i'"Cl:l..,':)UF',i.!)!'IJ,;; ;:'-F: .I,:; l,~',:;' .;, ~i>mto~ ""bl'Crl&e<i befole "'.; IhiS '" ,"\; ,:'P:,,'.'.':".'.;:-, ":_, ...... .. - d$. " 20~ GtE"'. ;." 1 ,~ .;, 'II t. .i "r I . I.!.. I ! l ~ i \,' ATTEST PRO PROTHY For ..J,:'.[nl\,;I{ >' :',.1 ,) ::;,'I~'iV;:) ,. 'll/J.n.l. l/j 1. \') Telephone # :g 2000 Philadelphia Assoc, of Professional Process Servers Rev 1 DATE Identification # """\iIL'Ii!IiI!l!ill1lL, ~,,~ . ,; iI"', ~~'~ N ,c, N (>,,1 .00 ': C1 ~;I ' Vr< 'j '. &': "~ ~l i :. ,I~,',. I 'VlI.:l1 !1f1~.:::i. L- fil' f' <> o..~. '%'" M ~f<" ,l"'~, ~'?iN 00 .L:+' 'C"" t<.... Q '" .... ~ s: 5 u ~z d~ ~ & WOT r"""'IO NUJ ~ ~ ~~~ cf) 0 o:::~l1J HZl (JJCJ)O-_ ~uJ (") <:( ~i ~ ! < W o . <{ ~ of ~ n. < U n. ~ ~ N o '" o 0; ~ '- ~ o ;; ;... f--< -<:: 53z ~ c.:-< o ~:"i [j3uOQr :::<id;g-<z '-'-<c..:;NOZ w.."LllO:::;J.) O~t:o:lo.. ~~~~~ -l~ c"" ~ Vl:J (",'..Ll ," ~ - <, -:t:. ~ iO ~ ~ o " il\ ... , '.' .. " lJl -- ~"'''ll:~.a J .!IWId!t!L~;l ,,",' "" .. , '"' i J" r McCABE, WEISBERG AND CONWAY, P. C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 APR 2 6 2002 D Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term AMENDEDORDER AND NOW, this ~ 9tA day of A P/C.t , L , 2002, the Plaintiff is granted leave to serve the Complaint in Mortgage Foreclosure and all other subsequent pleadings that require personal service 3L3. tL~ n~'Ei3@ D~ Qhor;rr'c:: Q~lB upon the Defendant, John Carrow, Jr., by regula~ mai.l a~d by certified/IJ. ., "U!lOtL) ~.;.' ~ ~l~~~"'" ~c.J ,.,..,.....r.7" 'r;: mail, return receipt requested, and by posting at the Defendant's (), last-known address and the mortgaged premises known in this herein action as 506 Walton Court, Lemoyne, PA 17043. J. . :: "~ '-, ,~ 'i', ~ ..I l. , 0 ",">< ' _ ~~ ~ rig >3 . ,., ",,'.'ss" H ',0".""','",'" y""""""",, . , -'ll11i.m IImiili:l~Hln'KT, i :rb j ~ rt ri ' i%1 "- j- 02,n"z" 1)"3'10 i ,~V(-' 1."[ I' I'" '. ' r ,. t" ,'I _... '- C"I"'" " /"""")"J'I'\I UH-,..i:....,- -'-"t":') ,'i,"; I v,'-':....llL,' 'c: -,1-, '.,.".-,.. ~ 1 PENNSYLVf\~lii\ v ~ ~f \1 . ; J' ,,;,> ,--",-"""'~<,:t,~~;'-,,,,, --"~, __ ~ ",',,"_ <J";~,__.,>;,.i;~,, '-,", "'c'~:wsi ',' , , , . . McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Bui1dinq 123 South Broad, Suite 2080 Philade1phia, Pennsylvania 19109 (215) 790-1010 Attorney for P1aintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. JOHN CARROW, JR. and SUSAN CARROW NUMBER 01-6609 Civil Term PETITION TO ALLOW SERVICE ON THE DEFENDANT BY REGULAR MAIL, CERTIFIED MAIL AND POSTING PURSUANT TO PA RULE OF CIVIL PROCEDURE 430 1. Plaintiff attempted to serve a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, John Carrow, Jr., at the Defendant's last-known address of 506 Walton I~ Court, Lemoyne, PA 17043. However, the Sheriff advised that he was unsuccessful since per Co-Defendant, Susan Carrow, the Defendant, John Carrow is in Florida with his mother and she does not know when he will return. A copy of the Sheriff's Return indicating the same is attached hereto and marked as Exhibit "A." 2. Plaintiff has searched for a forwarding address for Defendant, and the Post Master has advised that there is no change of address order on file for the Defendant, John Carrow, Jr., from the address of 506 Walton Court, Lemoyne, PA 17043 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). Ci ~' ~ .'. J " ,<, "..<"1- l,."" ""',:;,,, 'L'';''- ';:;-> ."",-,,-- -<-- 'iW:.h'.."r.f!:!'J,'i\:li, . .-;- ,. \ ,1 3. Plaintiff has checked the Local Telephone Directory for an address for Defendant; there is a listing for the Defendant, John Carrow, Jr., at 506 Walton Court, Lemoyne, PA 17043, however the phone has been disconnected (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 4. Plaintiff has made inquiry with the Jane Owens, a neighbor residing at 508 Walton Court, who stated that there was domestic trouble between John & Susan; they spilt up. The house looks secure, but she does not known where John moved to (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 5. Plaintiff has made inquiry of the local tax bureau and the tax bill is mailed to 506 Walton Court, Lemoyne, PA 17043 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 6. Plaintiff has made inquiry with the Social Security Administration and was advised that there are no death records on file for the Defendant, John Carrow, Jr. (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B") 7. Plaintiff has investigated the Defendant's Voter Registration Record, and the Cumberland County Voter Registration Office, has advised that the Defendant, John Carrow, Jr., is registered to vote at the address of 506 Walton Court, Lemoyne, PA 17043 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B"). 9. Plaintiff filed an original Motion for Alternative Service on December 20, 2001, however, the Honorable Edward E. Guido denied said Motion on December 28, 2001 without prejudice. ~'" ,-. "~' ~ ," - .-I " ,.-;,';c ;,.",~,-;~l~~, :,<::';:',~~;j;;:i:~',,;-&~~:~'{;;~;'/':,-,i,;~2-;,"~:;;ii~,~~:: 'h'c jhrliJrT .r: ,. '\ The Honorable Edward E. Guido directed us to find an address for the Defendant, John Carrow's mother in FL and attempt service there. A copy of the signed order indicating the same is attached hereto an marked as Exhibit ~C.H 10. Plaintiff conducted a phone search for a telephone number for the Defendants mother in FL. A disconnected telephone number was found for the Defendant at 6058 43rd Terr. N., St. Petersburg, FL 33709. (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "0"). 11. Plaintiff has searched for a forwarding address for Defendant, and the Post Master has advised that there is no change of address order on file for the Defendant, John Carrow, Jr., from the address of 6058 43rd Terr. N., St. Petersburg, FL 33709 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "0"). 12. Plaintiff attempted to serve a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, John Carrow, Jr., at the address of 6058 43rd Terr. N., St. Petersburg, FL 33709. However, the process advised that he was unsuccessful since it is the wrong John Carrow, Jr. A copy of B&R's Return indicating the same is attached hereto and marked as Exhibit "E." 13. Plaintiff received a phone call from John Carrow, Jr. who stated that he is not the John Carrow, Jr. that is the Defendant in our foreclosure action since he has a middle initial of D and the John Carrow, Jr. that is the Defendant in this case has a middle initial of M. 14. If service cannot be made on the Defendant, John _"'..c,",<,""_,,:I_,," -; ~ . '~'->J'T ;,,,1.:';,,,, w" - -- '\:"<-i,'^~~;[.'--di1,c-~ c"."",,;i;""-'riihi~ill!~i~' ,~ " \ Carrow, Jr., the Plaintiff will be prejudiced. WHEREFORE, Plaintiff prays this Honorable Court grant an Order allowing the Plaintiff to serve the Complaint in Mortgage Foreclosure, and all other subsequent pleadings that require personal service, and the Notice of Sheriff's Sale upon the Defendant, John Carrow, Jr., by regular mail; certified mail, return receipt requested; and by posting at the Defendant's last- known address and the mortgaged premises known in this herein action as 506 Walton Court, Lemoyne, fA 17043. -; ~ J' fYl etakv( TERRENCE J. McCABE, SQUIRE Attorney for Plaintiff ~~ ',' ~ " ",'-'I"-'__c '"'-""1'';,,' ---'-"'_ -i'"....,h' '"-,~,-",<>_,,e"'" ,j-"(lif~;i L". , '\ .' McCABE, WEISBERG AND CONWAY, P. C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SIJSI'.N CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civj.l Term MEMORANDUM OF LAW If a resident Defendant has obstructed or prevented service of process by concealing his whereabouts or otherwise, the Plaintiff shall have the right of service in such a manner as the Court by special order shall direct service pursuant to P.R.C.P. 430. WHEREFORE, Plaintiff prays this service be made. TERLc~E~~S~I~(Lb-( ,l ",'""' ~"" ,,"J ",:-, " :- ,~ ,: ",~~I,,:, ;',<:,,;'..,,;,::,;.-,,;,,,:,;, '<,,'- ,;,-: ,~>;s'\,:",;,;:'~ii,;~:,--~; "',' ,"""-, -, .k:l~' " '> McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term CERTIFICATION OF SERVICE I, Terrence J. McCabe, Esquire, attorney for the Plaintiff, hereby certify that I served a true and correct copy of the foregoing Petition to Allow Service on the Defendants by Regular Mail, Certified Mail, and Posting Pursuant to Pa.R.C.P. 430, by United States Mail, first class, postage prepaid, on the 22nd day of April, 2002, upon the following: John Carrow, Jr. 506 Walton Court Lemoyne, Pa 17043 T JJvv/fILV-' /lhcl!t~ TERRENCE J. McCABE, SQUIRE .. - ,~' ',""- " '__~,', ,,>_1,' " ',', - ,'.>'__',L ,'d.",;,'~'___I^ ,~ " --O,'-".i. _,~,&:J~,;li;;;.\~,,, i:;n.;>-i_;~ ' :~'fi'~"~"~;:ii~, , \ VERIFICATION The undersigned, TERRENCE J. McCABE, ESQUIRE, hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. ~4904 relating to unsworn falsification to authorities. ];kJJ/l1Jt}c cf ~ TER E E J. McCABE, ESQUIRE OJ_ ''''i'_~_, - ..1. ":.J-' -~.,' '-.-;,~. ",,",,- ,'- ~--~,~, SHERIFF'S RETURN - NOT FOUND " C:A~E NO: 2001-06609 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND BENEFICIAL CONSUMER DISCOUNT VS CARROW JOHN JR ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being inquiry for the within named defendant, DEFENDANT duly sworn according to law, saysi that he made a diligent search and CARROW JOHN JR but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , CARROW JOHN JR PER SUSAN, JOHN IS LIVING WITH HIS MOTHER IN FLORIDA AND DOES NOT KNOW WHEN HE WILL RETURN. . Sheriff's Costs: Docketing Service Not Found Surcharge 18.00 10.40 5.00 10.00 .00 43.40 SO~ R. homas Kline Sheriff of Cumberland County MCCABE WEISBERG CONWAY 11/30/2001 Sworn and subscribed to before me this day of A.D. f:.",-r\ \'0\1 \\ r>: Prothonotary - 1-,'-, " .~ = ,'.1" ",' iiuL(:~,; ; , LARRY DEL VECCHIO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY, P.C. P.O. BOX 3221 WARMINISTER, PA 19874 (215) 442-5668 (215) 442-9727 FAX Beneficial Consnmer Discount Company d/b/a Beneficial Mortgage Co. of Pennsylvania COURT OF COMMON PLEAS CUMBERLAND COUNTY VS. JOHN CARROW, JR. NO. 01-6609 LAST KNOWN ADDRESS: 506 Walton Court, Lemoyne, PA 17043 LOAN NUMBER: 5-1466PA AMMENDED AFFIDAVIT OF GOOD FAITH EFFORT TO LOCATE DEFENDANT (8) I hereby certify that on November 30,2001, a good faith effort was made to discover the correct address of said defendant (s), by: 1. Inquiry of Postal authority; Postal authority states defendant's mail is delivered as addressed at property. 2. Examination of local telephone directories and 411 assistance; John Carrow, 506 Walton Ct., (717) 774-3341, Nnmber is Disconnected 3. Neighbor Contacts: Jon & Jane Owens, 508 Walton Ct., (717) 774-7207, Jane stated property is abandoned. There was domestic trouble between John and Susan; they split up. The water is off, but house looks secure. She doesn't know where John moved too. P.J. Sterliog, 504 Walton Ct., (717) 774-8009, Mrs. Sterliog stated the property has been empty sioce April of2001. 4. Tax Information: Tax office has mailiog address same as property, 506 Walton Ct. 5. Death Records: Social Security has no death records for the defendant under his social security nnmber. 6. Voter Registration: The defendant is registered at property, 506 Walton Ct. EXH\B\1 \' '0'\ ,,- ~ -"',~- , .L _'J '""-,,,-,-,, -,,-t --.;-;'~,<---.i " -:'fooJltl'-,; --iii~", : , LARRY DEL VECCHIO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY, P.C. P.O. BOX 3221 WARMINSTER, PA. 18974 (215) 442-5668 FAX (215) 442-9727 November 30,2001 Postmaster Lemoyne, PA 17043 REQUEST FOR CHANGE OF ADDRESS OR BOXHOLDER INFORMATION NEEDED FOR SERVICE OF LEGAL PROCESS Please furnish the new address or the name and street address (if a boxholder) for the following: Name: Address: John Carrow, Jr. 506 Walton Ct. Lemoyne, P A 17043 The following information is provided in accordance with 39 CFR 265.6(d) (4) (ii). There is no fee for providing boxholder information. The fee providing change of address information is waived in accordance with 39 CFR 265.6 (d) (1) and (2) and corresponding Administrative Support Manual 352.44a and b. I. Capacity of requester: Process Server 2. Statute or regulation that empowers me to serye process (not required when requester is an attorney or a party actiog Pro Se- except :a corporation acting Pro Se must cite statute: Process Server for McCabe, Weisberg & Conway, P.C. 3. The names of all known parti~sto this litigation: Beneficial CDC v. John Carrow, Jr. & Susan Carrow 4. The court in which the case has been or will be heard: Cumberland County, PA, Court ofComm0n Pleas 5. The docket or other identifYing number if one has been assigned: 01-6609 6. The capacity in which this individual is to be served: Defendant( s) THE SUBMISSION OF F ALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSEPCTIVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10,000.00 OR INPRISONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMAA TION OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.S.C. SECTION 100 I). I CERTIFY THAT THE ABOVE INFORMATION IS TRUE AND THAT THE ADDRESS INFORMATION IS NEEDED AND WILL BE USED SOLELY FOR SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE LITIG~. ~~ P.O. Box 3221 LARRY DEL VECCHIO Warminster, PA. 18974 For McCabe. Weisberg & Conway, P .C. FOR TIlE POST OFFICE USE ONL~ NO CHANGE OF ADDRESS ORDER ON FILE . n&, c . ...:::,/ ~ ~\\ IS <'\'L'\\)'E-\l~~ as l.."-' POSTMARK NEW ADDRESS OR BOXHOLDER'S NAME AND PHYSICAL STREET ADDRESS:. .m : , -~~ -:1 ~..,,"". ~,,~~ ~ ~ .. .Ii$'J~~lt!r~r . BENEFICIAL CONSUMER DISCOUNT d/b/a BENEFICIAL MORTGAGE COMPANYOFPA : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA V. JOHN CARROW, JR. AND SUSAN CARROW : NO. 2001-6609 CIVIL TERM ORDER OF COURT AND NOW, this 28TH day of DECEMBER, 2001, Plaintiffs leave for alternate service of pleadings is DENIED without prejudice. Plaintiff is directed to attempt to serve the defendant John Carrow, Jr. at the home of his Mother in Florida. If that attempt fails, we will consider another petition for alternate service as long as it sets forth the attempts to discover Defendant's Florida address. Edward E. Guido, 1. Terrence J. McCabe, Esquire F or the Plaintiff EXHIBIT "C" John Carrow, Jr. 506 Walton Court Lemoyne, Pa. 17043 T!WE In Testmr :sld " " ~. "-" *JJ . LARRY DEL VECCHIO PROCESS SERVER FOR McCABE, WEISBERG & CONWAY, P.C. P.O. BOX 3221 WARMINISTER, PA 19874 (215) 442-5668 (215) 442-9727 FAX Beneficial Consnmer Discount Company d/b/a Beneficial Mortgage Co. of Pennsylvania COURT OF COMMON PLEAS CUMBERLAND COUNTY YS. JOHN CARROW, JR. NO. 01-6609 LAST KNOWN ADDRESS: 506 Walton Court, Lemoyne, PA 17043 LOAN NUMBER: 5-1466PA AFFIDAVIT OF GOOD FAITH EFFORT TO LOCATE DEFENDANT (S) I hereby certify that on November 30, 200 I, a good faith effort was made to discover the correct address of said defendant (s), by: 1. Inquiry of Postal authority; Postal authority states defendant's mail is delivered as addressed at property. 2. Examination of local telephone directories and 411 assistance; John Carrow, 506 Walton Ct., (717) 774-3341, Nnmber is Disconnected 3. Neighbor Contacts: Jon & Jane Owens, 508 Walton Ct., (717) 774-7207, Jane stated property is abandoned. There was domestic trouble between John and Susan; they split up. The water is off, but house looks secure. She doesn't know where John moved too. P.J. Sterliog, 504 Walton Ct., (717) 774-8009, Mrs. Sterliog stated the property has been empty sioce April of200 1. 4. Tax Information: - Tax office has mailiog address same as property, 506 Walton Ct. " 5. Death Records: \~ ~~ n - Social Security has no death records for the defendant r~-e1 "urity n~. 6. Voter Registration: f!:.:'" ~ \ - The defendant is registered at property, 5061i1t~ I certify that this ioformation is true and correct to the b:~~f7~ and belief. L3ny Del Yecchio, Process Server NOTARY PUBLIC: Sworn to and deS~'dw- :~~" Nota . GEORGE R. HESSER, ........ Publ' SOUTHAMPTON ..v_, Ie MY COMM1SSl00lWP.BUCKS COUNTY . EXPIREs FEB. 29, 2004 . .~ '0 < "~;'-AO:~',i : '\ . '-~-"'-,.--,....= ."" >~ '. , J-_" ~~ '<"~ " - .~- . 7. Other Information: A phone listiog was found in Florida which was disconnected at 6058 43"' Terr. N, St. Petersburg, FL 33709. Can't confinn this is said defendant. I certify that this ioformation is true and correct to the best of my knO~ information and belief. BY: Larry Del Vecchio, Process Server . Nolarlai $oal I GEORGE R. HESSER. Nolary Pub"c ; ,'OUi1iAMPTON lWP" BUCKS COUNTY \ lAY COlllISSIONEXPIRES FEB. 29. 2D:. . ',-~ '-';'-', itili:i1:tbi-t:;lffi'l_<:k'. ~.,. -- =~~_. ~~" ~ ~ -~'~ ,~. - '- . ,~--,'_. -~' J " '" '-, - ~ . --" ',. "";- :~ .'";'!:~-;...." . ~= ill Jan 22 02 01:06p 1a~~~ d@1 v@cchio 2154429727 p.l , ., . COpy . LARRY DEL VECCmO PROCESS SERVER FOR .. McCABE, WEISBERG & CONWAY, P.c. po. BOX 3221 WARMlNSTER, PA. 18974 (215) 442-5668 FAX (215) 442-9727 January II, 2002 Postmaster St. Petersburg, FL 33709 REQUEST .'OR CHANGE OF ADDRESS OR BOXHOLDER INFOlU1A TION NEEDED FOR SERVICE OF LEGAL PROCESS Please furnish the new address or the name and street address (if a boxholder) for the following: Name: Address: John Carrow, Jr. 6058 43rd Terr. N. St. Petersburg, FL 33709 ~ 'l1\e following information is provided in accofdancc with 39 CFR 265.6(d) (4) (ii), There is 00 tee for providing boxholder infurmation. The fee providing change of 1!ddress information is waived in acc(lrdance with 39 CPR 265.6 (d) (1) and (2) and corresponding Adminislrative Suppon Manua.l 3S2.44~ nnd b. I. Capacity of requester: Process Server 2. Statute or regulation that empowers me [0 serve process (not required when requester is an attorney or a party acting Pro Se- except a corporation acting Pro Se must cite statute: Rule 400.(b); Process Server for McCabe, Weisberg & Conway, P.c. 3. The names of aU known parties to this litigation: Beneficial CDC v. John Carrow, Jr. 4. The court in which the case has been or will be heard: Cumberland County, P A, Court of Common Pleas 5. The docket or other identifYing number if one has been assigned: 01-6609 6. The capacity 10 which this individual is to be served: Dcfcndant( s) THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS iNFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF WGAL PROCESS IN CONNECTION WiTH ACTUAL OR PROSEPCTIVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FlNF OF liP TO $10,000.00 OR INPRlSONMENT OR (2) TO AVOID PAVMENTOF THE FEE FOR CHANGE OF ADDRESS lNFORMRATION OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.S.C. SECTION 100 I). I CERTIFY THAT THE ABOVE INFORMATION IS TRUE AND THAT THE ADDRESS INFORMA nON IS NEEDED AND WILL BE USED SOLELY FOR SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECT1% LrnGA~~ _ ~ yt/".~ P.Q.Box3221 LARRY llf.L VECCHIO Warm;",ter, PA. 1~74 .:or MCCabe~ Weisberg & Conway, P.C. POST MARK /\C~ ;;0>/ \ !;~-) { ",., ( ~f\ :\~~'}\J ,,,,y- '-"\"''-. \;~' US\":> .. FOR THE POST OFFICE USE ONL \' NO CHANGE OF ADDRESS ORDER ON FILE NF.W ADDRESS OR BOXHOLDER'S NAME AND PHYSICAL STREET ADDRESS: 'i: 1"'"' ~=~ ,~.~""""J , '" ~ _'" I, . .~ . e. ~- ., - .,-.,-- .<.'-_c , -~ -~ " ' :ui Ji:'; ." ...) . COipy LARRY DEL VECCHIO . PROCESS SERVER FOR . McCABE, WEISBERG & CONWAY, P.C. P.O. BOX 3221 W ARMINSTER, P A. 18974 (215) 442-5668 FAX (215) 442-9727 January 11,2002 Postmaster St. Petersburg, FL 33709 REQUEST FOR CHANGE OF ADDRESS OR BOXHOLDER INFORMA nON NEEDED FOR SERVICE OF LEGAL PROCESS Please furnish the new address or the name and street address (if a boxholder) for the following: Name: Address: John Carrow, Jr. 6058 43rd Terr. N. St. Petersburg, FL 33709 The following information is provided in accordance with 39 CFR 265.6(d) (4) (ii). There is no fee for providing boxholder infonnation. The fee providing change of address information is waived in accordance with 39 CFR 265.6 (d) (1) and (2) and corresponding Administrative Support Manual 352.44a and b. I. Capacity of requester: Process Server 2. Statute or regulation that empowers me to serve process (not required when requester is an attorney or a party acting Pro Se- except a corporation acting Pro Se must cite statute: Rule 400.(b); Process Server for McCabe, Weisberg & Conway, PeC. 3. The names of all known parties to this litigation: Beneficial CDC v. John Carrow, Jr. 4. The court in which the case has been or will be heard: Cumberland County, P A, Court of Common Pleas 5. The docket or other identifYing number if one has been assigned: 01-6609 6. The capacity in which this individual is to be served: Defendant( s) THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL ORPROSEPCTlVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10,000.00 OR INPRlSONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMRATION OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.S.C. SECTION 1001). I CERTIFY THAT THE ABOVE INFORMATION IS TRUE AND THAT THE ADDRESS INFORMATION IS NEEDED AND WILL BE USED SOLEL V FOR SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE LITIGA~~ ~ J ~ - P.O. Box 3221 LARRY DEL VECCHIO Warminster, PA. 18974 For McCabe, Weisberg & Conway, P.C. FOR 11IE POST OFFICE USE ONLY NO CHANGE OF ADDRESS ORDER ON FILE POST MARK NEW ADDRESS OR BOXHOLDER'S NAME AND PHYSICAL STREET ADDRESS: ~-('~ r<h~ 1B1 _M ~,"~ "'. ~~ ' ~"f~l'jJ:J~!llll!ld-~~'"~~.-:.3~~~, " fa, '. . '.'."~.' '. .,,' .'..' , . .",: ' .~~ Services for i>rofesslonals Inc. . . \ 235 SOUTH 1;'lTH~TREET , " P~ILADELPHIA/PA 1e'107 P'I'roNE: (215) 546-7400 FAX: 215-985,0169 Philadelphia Association of Professional Process Servers PLAINTIPF(S) .H{;,:'nf::~'f:;,ci.:;\:! C:OC AFf.IDAVIT OF, S~RVICE ;'-~ ;.'\ . \ GAilE ~Ol'''''' . (': ' \fl.] ',' ()(::' {)".'>' .'i \i:i :; DATE RECEIVED .. I.. (:;:br'u'.;":\Y'Y H.; :::'C';;;:~.) D~FENDANT(S) ...iC'ihn C;d 'j' Y-U~.,-! ',I .jr -~-" ,., ",],}..1..1 '.. 'f (s';' C1JPib(:'( Jo~!'('!d I 1. ,'.";l:'} CUJ..I.(ft ,- SERVE AT ...'" 6~58 43r'd 'rerr'a~e ~[orth St~ Petel.!;;tl'~y'g F'L 3370? C:! V 11 l~'it: .J: ion j"1c\ r'l- ~.! ,~'j~,:1 ~:: \:if e.( :1. () iU.... ;;;', --......' ~:~FI:~\iF ~'5y;: j (!hi \_1.;;'1" :,:::'''';'J '?ii!rl': COMPANY CONTROL NO. C~:~ 1. 1::. t 2~~}(l~(.i Fl.EFER~f'o!CE NO. ~:.;--- :t 4<:~ (;;. p (,j .,jol'ln Served and made known to C,',I'!" Y'OVl.,1 ,..\ r ~ ;~t-'i iI..1.V.'.f ill ,.,..... ~f "', .- I;' '-- "-.':":.1 L,,_~d '0/" )n the day ot ,20_,at o'clock, o 0 f; r0 ~. :-~ -Of".'" ~'" rn (6 -:.:.:0 Z~7~" ZC ~"7' r:: c.:: >c; Z;o PC::: Z :::2 _J ,t ~ommonwealth of Pennsylvania, in the manner described below: D Oefendant(s) personally served. o Adult family member with whom said Defendant(s) reside(s). Relationship is o Adult in charge of Defendant's residence who refused to give name or relationship. D.Manager/Clerk of placing of lodging in which Defendant(s) reside(s). 0- Agent or person in Charge of Defendant's office or usual place of bl,Jsiness. o Posted I O,ptb,er,.... .1. ")1'" ("I'" 111""1' ("II', '[..1',........[ .,.....', II" ~H...h.,l.~"!..t 'I l"};l::. ',::...'.. --; ... _. ,:.; "-il .r:- ! :~-q y ,.",-, ):.f, t.,~~:~ /"::;IIT1 ::-.; ,- ::0 -< - v -'" '=' ,D f:;I>,CI:': (:'1.,;.... Dn tl,;:~""i:~.~..dd ,," ,).; .~f::R...~l':1-/~~/.:.., ~~,;i. ".:.,; .....:.:.3.:'..9:q}t!i:; .... D&::!fE'nd,'iini.: 'lJ'nt: r~l1.'1lldll ~ ~ Jlt, '~>r' A .IJ~lkljlj:~,j ~N.l]l) f::rn;::" Vac,:,.n--r.' l.nc: k '} Dt~.! f"'C G~!~~ "J: Ol-\ r-J ..,.........,...,...""........... ".-,..._..~_... .... ,.....-." ....\,'t.ifJ,....~5!.~... '5;'.r.R. : :::: :;;;:::: :1:: ;;:::~ ., ;1::::' I)~.fjlJ.r~zl~O SERVICE ,a i':ld J\'~:l k (-::' . 'f' f..;.-i::u'r n Ci)Uflty to ',::.(-.' thir':~i"6f -i:~nd f\/i::': "1:.;-'1 J.. :L (j ::~_ "."._"..~:;,_ I d () !'l E~ j" (.\ b / d I'.:.: P u. '1: .,-- '" . . . ""!"!'\"""'" f ,.\,.... I...!....'.. .m.....:....,:.'.\ l'~.) i~_. ....._....L....."p..,~:;..lj;.. i. __'_':F: t ('j F' '::; h'" \" .i. .~.: f .....C:Jt'he-r. ". ,hIOI/,I" "'- t:h i ';;:. tl"'i>/ !J'( ....-.."'1 _.._ _.. ~.. 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WfE'l'~~n(~'i"~] ,;, L,on~~'d/'J ,"I., _awFlrm 'j"I:.-'; i ".-!lii...\.:.' j';I.,,~::dl.ll."'J [~;.,q,.I..; 1\';' ~ttorneY'sN.r~e.\ ;:;.OUT:n ,;,":;y 0"'.'1(/ ;1'~'.r.~:~(:t ."'lU ;.\.1::: _,::,:',,':,~:, )"ddress . .... ,,- I:: t'r .l. .I t'lD F'.l. P h .1. ie', i: f'" :;-). ~'l ',: I_I.I! -,,-)1.',,' ;~ 1 i~ .;. I i I.. ,;. I ;. ATTEST PRO PROTHY For J '"nt!.di' " '} .'1,-',1,1:: .... '-/I,-:j.... t Ill:l. !l~ r elephone # :. 2000 Philadelphia Assoc. of Professional Process Servers Rev 1 DATE Identification .# '. ,,;:1f;~__f;.j:i:~:tj1-'.ni'1~Yli;:i.E'jl!;")!;/;;!f\pc!;ta<.Jf',,\-_j,~lli'":-1..~!ll;ft"1-~il;:i'ih';'h'" ;~:." 'i,"'-""' i-'!i""';,~",1W:l~~61~o~'iW.;;.ffi~<_.;'b"i;1i!~:M'Ii!IIl~l" rh ,,c.- "<,"'_"..v.-,__",,,'_", ~-- ~-''''''-', <<-",,..,,,-__I~,:-,,,,,,,-,, _"_,t, ,}':", -,,"00_,_,,,,,,,,__,,, " " - ~__"". ,~, . ~ " '" IIIl ~m!flllil-~.~""'- llMm' . ,..,. ./': () 0 '.---) c: ,'. , --',''1 <'" ~ " i-=-- (1'1 I '"" ~. ;;~ ,. f',J i, (, J .;- - . I ~;~~ C~~ ~~C} I -",-- -;,., '. " ,-" ;Z :J1 :;:J . ..J '_,_.-~ 0 "'~~,"" ~ '",~~_<" - '"-~--~ - I <_~' " ,,"'~_'O" "-"'",'_7 .-hCiL_.; ,",_c' '~, tal"--'"""~'" ~-"i!J.:J\~~_:: . "",.. f APR 2 6 2002 ~ TERRENCE J. McCABE*""" MARC S. WEISBERG" EDWARDD. CONWAY MARGARET GAlRO RITA C. BUSCHER'. LISA L. W ALLACE+t MATTHEW B. WEISBERG' BETH L. THOMAS FRANK DUBIN BRENDA L. BROGDON' NICOLE M. CARDIELLO^ LAW OFFICES McCABE, WEISBERG & CONWAY, P.c. SUITE 2080 123 SOUTH BROAD STREET PHILADELPHIA, PA 19109 (215) 790-1010 FAX (215) 790-1274 SUITE 600 216 HADDON AVENUE WESTMONT, NJ 08108 (856) 858-7080 FAX (856) 858-7020 SUITE 503 53 WEST 36" STREET NEW YORK. NY 10018 (917) 351-][88 FAX (917) 351-0363 . LieonscdinPA&NJ .. Llc<:n,odinPA&NY ... LIOCJLSod in PA, NJ & NY t LieclISI)d in NY & cr A Pending admission in NY 01~Y :j: Man"ging Attorney for NJ + ManagingAllOrnoyforNY Of Counsel: M. SUSAN SHEPPARD' April 22, 2002 Prothonotary's Office Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013-3387 Re: Beneficial Consurner Discount Company d/b/a Beneficial Mortgage Company of PA v. John Carrow, Jr. and Susan Carrow Cumberland County; C.C.P.; Number 01-6609 Civil Term Dear Sir or Madam: Enclosed please find an original and two copies of an Amended Petition to Allow Service on the Defendant by Regular Mail, Certified Mail, and Posting Pursuant to Pa.R.C.P. 430 relative to the above matter. Kindly file the original of record with the Court and return to me a time-stamped copy in the stamped, self- addressed envelope which is provided. Thank you for your cooperation. Very truly yours, J~ o,/J1[f~ TERRENCE J. McCABE TJM/mh Enclosures H', -- --",-^ '~" ''I-: ,"', . McCABE, WEISBERG AND CONWAY, P. C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE COMPANY OF PENNSYLVANIA v. JOHN CARROW, JR. and SUSAN CARROW '~,~' d,';J;;,'-:~;~,,~;~;,~'";';;: ,,^ -''', -,-",,"," ,:;~ ~~h.~~~<-,,:" c -"]W.-"'1~f; ~:~i . Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term AFFIDAVIT OF SERVICE COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF CUMBERLAND Terrence J. McCabe, Esquire, being duly sworn according to law, deposes and says that the following is true and correct to the best of his knowledge and belief: 1. That he is counsel for the above-named Plaintiff; 2. That on May 13, 2002, per the attached Court Order, Plaintiff served a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, John Carrow, Jr., by regular mail, certificate of mailing and certified mail, return receipt requested, addressed to his last-known address of 506 Walton Court, Lemoyne, PA 17043. True and correct copies of the letter, certificate of mailing, and certified receipt, are attached hereto, made a part hereof, and marked as Exhibit "A." 3. That on May 10, 2002, per the attached Court Order, , , ,- '~ " . -:- ,~,--".' " , ,-,-~--- r--'-'='-" -~-< , ,.. ,I,~' -,~~<-- ';'~<--<;f'::';;;,' ,'; '",. ' ,-",;,_c, ,,,:,~,;1i-Y"A_: ,,'" ,,",, ;"~q'~f. Plaintiff served a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, John Carrow, Jr., by posting the same at the mortgaged premises of 506 Walton Court, Lemoyne, PA 17043. A true and correct copy of the Sheriff's Return of Service is attached hereto, made a part hereof, and marked as Exhibit "B." 4. That on May 24, 2002, in accordance with the attached Court Order, Plaintiff served a true and correct copy of the Notice of the filing of the Complaint in Mortgage Foreclosure upon the Defendant, John Carrow, Jr., through publication in the Cumberland Law Journal. A true and correct copy of the Proof of Publication indicating the same is attached hereto, made a part hereof, and marked Exhibit "C." 5. That on May 17, 2002, in accordance with the attached Court Order, Plaintiff served a true and correct copy of the Notice of the filing of the Complaint in Mortgage Foreclosure upon the Defendant, John Carrow, Jr., through publication in The Sentinel. A true and correct copy of the Proof of Publication indicating the same is attached hereto, made a part hereof, and marked Exhibit "D." I JNV1u-L i. /Vl~ TERRE CE J. McCABE, SQUIRE SWORN TO AND SUBSCRIBED BEFORE ME THISI/tJ DAY OF JU/1'.-L ' 2002. ~/t<. ;.. t}tt~ NOTARY PUBLIC NOTARIAl. SEAl. . MIGHEUEA. HOlACIK. NoI8IYPUbHc '.. Cityof~Pllila.COunIY I "I Commission ~ MllI'9!L28, 2005 II J' " " e.' T~Y.:!1'&~'-';" ~ .~'_. MOCABE, WEISBERG AND CONWAY, P. C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 APR 2 I} ZOO? I> Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term AMENDEDORDER AND NOW, this:" 9tII day of 11f'~' L , 2002, the Plaintiff is granted leave to serve the Complaint in Mortgage Foreclosure and all other subsequent pleadings that require personal service .:lFt& "tL<:.. ll,s,"tisB 'g~ c.:1,-,cr; ff"' c:: C~18 upon the Defendant, John Carrow, Jr., by regular mail and by certified/D. 't.. D U3iJ k~';"~c.J ,.....~ T.7 ~ mail, return receipt requested,-~nd by posting at the Defendant's (t) last-known address and the mortgaged premises known in this herein action as 506 Walton Court, Lemoyne, PA 17043. J. ~-'" '- -, ~"', . ..;,-, "-, ' ,-" ,-, '0' I' , '"",,;.' , f ""d_.. -,' -": ~,.,_, " ,- '-'_', rr- ~.-~" TERRENCE J. McCABE'" MARC S. WEISBERG" EDWARDD.CONWAY MARGARET GAIRO RITA C. BUSCHER't LISA L. W ALLACE+t MATTHEWB. WEISBERG' BETH L. THOMAS FRANK DUBIN BRENDA L. BROGDON' NICOLE M. CARDIELLO^ LAW OFFICES McCABE, WEISBERG & CONWAY,P.C. SUITE 2080 123 SOUTH BROAD STREET PHILADELPHIA. PAl 9 109 (215) 790- 1010 FAX (215) 790-1274 SUITE 600 216 HADDON AVENUE WESTMONT. NJ 08108 (856) 858-7080 FAX (856) 858.7020 SUITE 503 53 WEST 36'" STREET NEW YORK, NY 10018 (917)351-1188 FAX (917)351-0363 . LiCMSCdinPA&NJ ~. LiccnmtIaPA&'NY ... Licensed In PA, NJ&. NY t Lia:mcdin NY&.Cf " Pending 1Idlllission in NY Only :t MapagingAttomeytorNJ + ManagingAltomeyfDrNY Of Counsel: M. SUSAN SHEPPARD' May 13,2002 John Carrow, Jr. 506 Walton Court Lemoyne, P A 17043 Re: Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of PA v. John Carrow, Jr. and Susan Carrow Cumberland Count; Court of Common Pleas; Number 01-6609 Civil Term Dear Mr. Carrow: Enclosed please find a true and correct copy of Complaint in Mortgage Foreclosure, the original of which has been filed against you in regard to the above-captioned matter. Very truly yours, TERRENCE J. McCABE TJM/mh Enclosures SENT VIA REGULAR MAUL AND CERTIFIED MAIL NUMBER 7001 2510 0008 5228 2955 RETURN RECEIPT REQUESTED EXHIBIT "~I . ~ ~(;Iq'~~::~~~:~ 1:\ !,i U.S. POSTAGE P82.232577* 7 () t G $ 00.750 M P.Y 13 j} 2. o 8 7 1 , .Ji{i~Jir''''4t:.IJ&liJD]~ 1 <; "; 0 ,] ....' , ~'" . Cl U ~ z b 0; ~ ::; :;;: z ~ ~~ '" ::; w ... 0 0 7- E-> 0 -' ClIO V1-J W ~ WUO:i!>- 5 g~~ VJ ~ ~~~~~ ~ ii: 0 ~"::>i:~ ~ ~ ." """ z -lr:;j ~ W .", ~ 0,,- 0 ww "'..0 H- . ~w ~ ~~ W N:i! " - 0 0" ." d 0 Ze- N ...'" ~ :t i':' 00 :;: 0- ;:::~ ro W " "'w c U Wo ro :;; "z ..., 0: 8~ ,..; W ",=- ~ '" 0'" E ... -' ~~ e CO ~ ITIo ~ .., ~ E "'~ . 0 "w .. . 0 "- Wo u ... "'5 . <Ii ,,0 '" U) :i "if "- ~ <F> . . !S !~ ; ~ If ~. ~. If 15.'3 ,,'3 .. 0 -g" .~ 0. ~'" ~~ . .- m "''' Oc J;'! E. i~ 0 il~ o. 0. "'0 :s~ ! ~ .~ c .0 "'- "'",- S'S'b2 .",. 'e;;'e ~- , '~ ,~ ~~ ~.!j ~:.....: ....i~ ~~ lit' , ~, , '~ ~~ .s:: '1= ~i~ ~~ :~~ [~ IE : lIl:~ " Iii( i" ~ [05 ~:(3 \1DDD D'!:S'2 ,[DDl. -d_..' ..~~., "' "'-,, .--,,~-> .,', '-'0' ", ,'1, "'-r.~-~~-:b.j:"iH '~ -. I "~ -bl-" , ,,- '~ ''-. ,:,'.Jo-' __ie",,,- " --, ,',' -,,".,",'-' }",-, >'-----~~:- - :jj;:I1~;~ SHERIFF'S RETURN - REGULAR < CASE NO: 2001-06609 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BENEFICIAL CONSUMER DISCOUNT VS CARROW JOHN JR ET AL BRIAN BARRICK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon CARROW JOHN JR the DEFENDANT , at 1625:00 HOURS, on the 10th day of May , 2002 at 506 WALTON CIRCLE LEMOYNE, PA 17043 by handing to POSTED PROPERTY AT 506 WALTON CIRCLE LEMOYNE, PA a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Posting Surcharge So Answers: 18.00 11. 04 6.00 10.00 .00 45.04 ~~~/~J R. Thomas Kline me this day of 05/13/2002 MCCABE WEISBE~G CONWAY. By: .. "-,, . . , Deputy Sheriff Sworn and Subscribed to before A.D. EXHIBIT liB" Prothonotary - ,~' ' ,_ ,- ',_or_, ,-",~ ,-,--, "" - =<,;;;'w~~ .,' ',_~_ - 'iJ:i:l-- -"~'iio PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. 1.1784 STATEOFPENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being d1;lly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Viz MAY 24, 2002 Affiant further deposes that he is authorized to verifY this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are reJ..~\'O\\.C' (~ Roger M. Morgenthal, Editor --') SWORN TO AND SUBSCRIBED before me this 24 day of MAY. 2002 NOTARIAL SEAl.. I.OlS E. SH'VDER. NGtI1ty PIIbIlc CdJI&Boio. ~ Counly My CGmi'M.1 ElIpiI83 Man:h 5, 2iI05 -'l' ,,-' "" .-~--" ~";'" '~"'''\Miii, CUMBERLAND lAW JOURNAL NOTICE Cumberland County Court of Common Pleas Number 01~6609 Civil Term BENEFICIAL CONSUMER DISCOUNT COMP!\NY. djbja BENEFICIAL MORTGAGE COMP!\NY OF PA v. JOHN CARROW. JR. and SUSAN CARROW TO: John Carrow. Jr. TIPE OF ACTION: CML ACTIONj COMPLAINT IN MORTGAGE FORECLOSURE PREMISES SUBJECT TO FORE~ CLOSURE: 506 Walton Court. Lernoyne. PA 17043 NonCE If you wish to defend. you must enter a written appearance person- ally or by attorney and file your de- fenses or objections in writing with the court. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you without further notice for the relief requested by the Plaintiff. You may lose money or property or other rights Important to you. YOU SHOULD TAKE TIllS NO~ TICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAYWER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE TIlE OFF1CE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNlY BAR ASSOCIATION 2 Uberty Avenue Carlisle. PA 17013 (717) 249~3166 (800) 990~9I08 McCABE. WEISBERG AND CONWAY. P.C. TERRENCE J. McCABE. ESQUIRE Identification Number 16496 Attorneys for Plaintiff F1rst Union Building 122 South Broad Street Suite 2080 Philadelphia. PA 19109 (215) 790~I010 May 24 4 ,,- b .~_.^'.,= ,-;,,-,~--" .-. ~,-,.,>-"""i"I~,:,,~:'t.i__.;~~ ---',0;,-, "~~_:: IPROOF OF PUBLICATION State of Pennsylvania, County of Cumberland. Lori Saylor, Classified Advertising Manager of THE SENTINEL, of the County and State aforesaid, being duly sworn, deposes and says that THE SENTINEL, a newspaper of general circulation in the Borough of Carlisle, County and State aforesaid, was established December 13th, 1881, since which date THE SENTINEL has been regularly issued in said County, and that the printed notice or publication attached hereto is exactly the same as was printed and published in the regular editions and issues of THE SENTINEL on the following dates, viz Copy of Notice of Publication McCABE;WIiISBERG AND CQNWAY, P.C. Bri 1:~B,~~E,-,~,,_M,c(:A~I:; i:S_QUIRE Attorney for Plaintiff Id.n1i_ficat~n' Nutriber .1649~ .FI~HI~iim;Bulld",g . . 123:Sb'u1H~Bro-ad Street. Suite- 2080 Phitaci~lp~i_...'Penns.~_lvania:19109: . {2~$r1$ll'\Ib10': . ....... '.: May 17, 2002 . BENEFi€llJ\titjoNl>UMERt'lI'sCOUNT .... (lUMBERLANpc6L1NTY. COMPANYd/b/a BENEFIC(ALMORTGAGE OOURT OF COMMON pLEAS OOMPANYpFPJ\ ..' , h' . d' V' ...' .... .... .' . deposes that e IS not Intereste In . JeHNoA!'tMW,JR;, '. ~hcl:.." 'N'U' MBE'. R' 01-6'6'OS".CiviIT.erffilter of the aforesaid notice or SUSAN.OARROW. . TO:~.h~'carrow:~r; . .' . " and that all allegations in the TYPE OFACTIONl<:IVILAc~lolllqoMPLAINnN:MoRTGAGE FOREOLOSUREment as to time, place and character PREMISESSUBJECTTOFOilEC(OSURE:fi96.W4jllon Co~r\. .. . 'Ire true : ' ,_. ,-' "': ..' ", '::'. _ Lemqy;ne_. PA n043 ' . . '. NoncE..... .. If -you wish to ~ef~nd!:y~:)\:.. m'u~t e,~\er,~.:.wti~~n, app.~'~~flce 'p,ersona,lY or by attcirn~y'~ . arid file your defen$e$_or-oblectlOn~ In~_ritlng ~1!h-o,tQ~ ,col!rt. You ~r~ w~rhed that_If c{f ~ you f~i1 fo do:so tM c:ase. may P!op~~d:",:,it~c;>ut,y?u:~!1d a Judgl11ent .m~Y be entered . # ag~i!1..!l:~_you-WithpUt f,Urth~., r !1O.1'.C~'-(Qdti...,e'r~lu:~tr.fl.qq_~.:,~~ed by the Plamtl~.; ~o~:r(I,ay:, " 1 j J A IJ.A. . lose money or property Qf Qther ng"'ts l,mQprtlii(ltto:;Y;QU. , ,-f" '___0 " , YOU SHQULDT AKE THIS NOTICE TO YOUR QlW,'liER AT ONCE. IF you DO NOT '. HJ\VEAbAWYEROR CANNOT'AFFORD,O"lE,G~ TO OR TElEPHQNE THE., OFFIC!?,SETFORTH BELOW TO FINDOI;JTYVHEREYOUeANGETJEG~L M 22 2002 .~~ ~ , CUMBERLJ\ND COUNTY BAR AililOCIATION . 2 L1BERWAVE"lUE," CARLlSLE;PA,U013 ...(717)24a,S166 'i (SbO)!Il1lP!liM . ....... . .'. '''i i:)Wurn lU lUlU ;"I.lbscribed before me this day of May, 2002. ~O.~ Notary Public 22nd My commission expires: NOTARIAL SEAL SHIRLEY O. DURNIN, Notary Public Carlisle Bora., Cumbertand County M Commission Ex 'res Au . 9, 2003 EXH' B'T lion ~~i~~\i:ll:jl'l.1:r~~>iti';ah1~{;",',,,,,"^,-""ri",~L"~:"~~W'iH5f3l'~~1i,~tW1~1;&"'''~'''''''''''';^~'_:i'~~'-.''1~1l' ~'-ii1'f~_UJi( ~,' :~~,'''' f10ij '"r"~~""" , ,~ 'It. ,1;1 , -1% ~~f~~~ .',: '\',",', "~t.~,:~~,,~: ;t~[ J:!\b,,,J c'" ."""It~""""~p,,,_,gJ,,.L",",~,~" ~ 'It'''''f ,'~ ,j" ,,1 B tt(l- . ,._~~,~ ~ ", ~ "~"~,,,,,,,.~,,,,>,,,_,~'''",1 ',f" ,,"'__"~_"'''''''' ',',"", -'--' ,< ,-",. ~.- ',' >,'__rl" . -, " ""'''''''=''''~, () c Z -06::_1 mr"', 2::;::: t1jl)'_:; ~~-f~~ 7"(-) z;:.-:, )?c:: z .-, ...(, C~ I',) (,..- S ~. ~- "~"\IlII[J~ . " -:h ~ ..-, i:rj!~) .L-H ~2~"'\ :d J:;"~ 'CO :< ....!.~, ~? ::::> .0 ,..,,,~-,,, ,;',- ""'.-- -j,.,," - ~. ,';:-' "';'c ,~ 'I,;", ,.- ' '-',:;, _",! ,~ 'c"_;_, "~\~-d,"",,:, ,,~-, ':~-j;ililt'.%' ~ McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE COMPANY OF PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. JOHN CARROW, JR. AND SUSAN CARROW NUMBER 01-6609 CIVIL TERM AFFIDAVIT OF SERVICE COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF CUMBERLAND Terrence J. McCabe, Esquire, being duly sworn according to law, deposes and says that the following is true and correct to the best of his knowledge and belief: 1. That he is counsel for the above-named Plaintiff; 2. That on October 21, 2002, per the attached Court Order, Plaintiff served a true and correct copy of the Notice of Sheriff's Sale of Real Property upon the Defendant, John Carrow, Jr., by regular mail and certified mail, return receipt requested, addressed to 506 Walton Court, Lemoyne, PA 17043. True and correct copies of the letter, certified return receipt, and certificate of mailing are attached hereto, made a part hereof, and marked as Exhibit "A ." .,<;', ''''-A- ,'~ 'i. ,:- :-"""~ ,""_r._",""'h~, -_," , ',- ,I '0" l' ,--_0"';' ,;:;, ,-,,~ ,-~, ," ",-',,,;<;, '"__'1'.: ,:,,; ~- ,;,.~,:, ,'_',,~ ~ ~,;.;."", ','" ~>,', ' ~f!1;~ ~ marked as Exhibit "A " 3. That on September 9, 2002, in accordance with the attached Court Order, Plaintiff served a true and correct copy of the Notice of Sheriff's Sale of Real Property upon the Defendant, John Carrow, Jr., by posting the same at the mortgaged premises known as 506 Walton Circle, Lemoyne, AP 17043. A True and correct copy of Sheriff's Return of Service form indicating the same, is attached hereto, made a part hereof, and marked as Exhibit "Bn 4. That, in accordance with the attached Court Order, Notice of Sale was published by the Sheriff of Warren County once a week for three successive weeks in a newspaper of general circulation and in the designated legal paper for Warren County Pursuant to Pa.R.C.P. 3129(d). -:1InlllJ. /Jt1A TER ENC J. McCAB , ESQUIRE SWORN TO AND SUBSCRIBED BEFORE ME THIS 25th DAY OF NOVEMBER, 2002 11l4iltl (tL It. fWltuh NOTARY PUBLIC .. ." ~""N6rA.q,AL SEAL' .~~ , . .qHELLE, A. HOLACIK, Notary Publi ! '" CI~J of PilIladelph/a, Phila. Coun ' C __'_Com~~:,~?:1 ~~(!)1_~~~. !~i~?ff'1l28, ~()~ ' ""'-'",--",,,,~,-,'-.~,, 1 V""ll ~.~ n.= ",~,,~,,- --K ~'" '--""""'~~1Ii ~ .~ Mc.'CABE, WEISBERG AND CONWAY, P. C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 APR 2 nmfV t> Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA v. JOHN CARROW, JR. and SUSAN CARROW CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term AMENDEDORDER AND NOW, this ~ 9tI1 day of 111"If-t'L , 2002, the Plaintiff is granted leave to serve the Complaint in Mortgage Foreclosure and all other subsequent pleadings that require personal service 3.Y.e~ tL.c.. tL:..tie!~ '9'f C'hori-ff'c::: C'~l% upon the Defendant, John Carrow, Jr., by regular mail and by certified/D. 1It..f.u3iL1 k~~~&.J r"',f- .7 \C1 mail, return receipt requested,-~nd by posting at the Defendant's (f) last-known address and the mortgaged premises known in this herein action as 506 Walton Court, Lemoyne, PA 17043. J. 'A_-_ 'I.;;; ~' ~ -=,,,,,,,,,_,,,:m-;,,; . , TERRENCE J. McCABE LAWOFF]CES McCABE, WEISBERG & CONWAY, P.C. SUITE 2080 123 SOUTH BROAD STREET PHILADELPHIA, PENNSYLVANIA 19109 (2]5) 790-]010 FAX (215) 790-1274 SUITE 600 216 HADDON AVENUE WESTMONT, NJ 08108 (856) 858-7080 FAX (856) 858-7020 SUITE 503 53 WEST 36" STREET NEW YORK. NY 10018 (917) 35l-l ]88 FAX (917) 351-0363 october 21, 2002 John Carrow, Jr. 506 Walton Court Lemoyne, Pa 17043 RE: Beneficial Consumer Discount Company, d/b/a Beneficial Mortgage Co of PA v. John Carrow, Jr. and Susan Carrow Cumberland County; Court of Common Pleas; Number 01-6609 Dear Mr. Carrow: Enclosed please find a true and correct copy of a Notice of Sheriff's Sale regarding the above-captioned matter. Very truly yours, TERRENCE J. McCABE TJM/lt Enclosures SENT VIA REGULAR MAIL AND CERTIFIED MAIL NUMBER 7001 2510 0008 5227 0495 RETURN RECEIPT REQUESTED ~~H\~\1 " p\' . : " ,--, , ,.l~__" ~ '~ 0 , ..;.,,,. " , ,,,,,,,,,,,,.-;r'-.~l~ U) lr ~ CJ """:"":.~'-""-'-".-::w l"'- nJ nJ U) Certified Fee i,'~'postmar ~:' Here ,;E1 ~ "t,i x," c[I CJ CJ CJ Return Receipt Fee (Endorsement Required) Restricted Delivery Fee (Endorsement Required) CJ .-'l U) nJ .-'l CJ CJ l"'- Sent 70 , --.,)D_~:~---~"'~("'.L--\---'ifL_-------_------._n________ """'t. Apt. No.; <f"- ^ I r . 'n I '- __ Ii ~ _ I O~.~_~':..~!'!~:__.Q__U_lil_____~~_~__1.....fll.A..l~___________ -6; . Slate. ZIP+4 . '0\ . I,J c . ~ -- E-go~ .m:l!!:> ,5l'~~ l!!rnE:,:: ~&.~.s 4l~<IlV'l J!!~E<Il ~E1ii~Gi c( a 8.a..ol!! u '" Cll .: 0 z 0: ::; > 1;;:> ~ ~ IL Z ;:l~ 0 o ~~ , w au 0 ~ >- , { !;( ~ Qtj ~ CI) t ;.~NO~.~ , U - ~"' ~ --' c ii: , JiI;l f-o lXl UJ .. ~ .=5p~e < 5 f!l en <c . w ., ::J:I; S U ~ iil:J 11 - ~"' ~ ., "'0 ~ -~ . ~ 0 'd :I; ];I '" .. N W ::;: "" E '" " " . ~ ~ . 0 c . w <<- " , en 0" E ~ ,..; -' u.1'; 2 0 ~ <: e<< u. . ... t; wo ~ 0 ., ..u. ~ . 0 ;Ow 'li E .~ . "- we c 0 .; "'5 . 0 u. ~~ << :;i en "- - oil' I ,~, ~ ~ ' o-,;,':_~""..c"';:'I)":;" '",,: " __"';;j;",-,,, -""~'W@; ... . , Beneficial Consumer Discount Co. d/b/a Beneficial Mortgage Co ofP A VS John Carrow, JI. and Susan Carrow In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2001-6609 Civil Term Ron Hoover, Deputy Sheriff, who being duly sworn according to law, states that on September 09, 2002 at 12:18 o'clock PM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: John Carrow, JI., by posting the premises located at 506 Walton Circle, Lemoyne, PA 17043 pursuant to court order with a true and correct copy of the same. Ron Hoover, Deputy Sheriff, who being duly sworn according to law, states that on September 11, 2002 at I: 11 o'clock PM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Susan Carrow, by making known unto Jennifer Carrow, adult daughter of defendant, at 2B Richland Lane, Apt T -7, Camp Hill, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on October 2,2002 at 2:13 o'clock P.M., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Jolm Carrow, Jr. and Susan Carrow located at 506 Walton Circle, Lemoyne, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Jolm Carrow, by regular mail to his last known address of 506 Walton Circle, Lemoyne, PA 17043. This 1etterwas mailed under the date of October 1,2002 and never returned to the Sheriff s Office. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Susan Carrow, by regular mail to her last known address of2B Richland Lane, Apt. T-7, Camp Hill, PA 17011. This letter was mailed under the date of October 1, 2002 and never returned to the Sheriffs Office. Sworn and Subscribed to Before Me This _ Day of ~.:s~~ ~ ~~ R. Thomas Kline, Sheriff BY, It\~ RealEst eputy. 2002, A.D. Prothonotary EXH\B\1' "B" ~.ii1:~~:dt~~~\~ill3~~Jt~.f.W&'itJ(q\!til11i1'if~"~"~"'-},f0\;'t~i,,,,;i;.- ,,- ' . '. , ;,.,~,',,; ",o-~tdW4',~i~~~~rr'>-.d 'i.nilJiilii1~~~il '~l!~&'~~-' "--llii""""-'-"- ,.,~n'[.'~- ~ o C :?'" \Jct; O)L~; ZT~~: ~~;;: Gej =r;__ Z,,} "",,0 FC Z :~ :ttd}}i:J~;",~"~:Lt~- ",~'_"!'\'!"'~_o~J.^"J"",.,,,-,,",_,~_,,: ",,,,_, ---"'-'_"";ii_"CI~'!f"!<_ "'~' ~>~"n ~ ,~_ _ '" '<>,_""-,,,__,_ __"""-" "'-,".<_' . . ",,,'1~. '.. ~, ~ '~",.'__~ -)C-_., ,,, ", ~ I. ... . ~ o f"0 c:l M " I N o '., .,,,,, ;~fl::; 'Y';nl :~uQ 'fS~ (Sfil --l :E: :::0 .< .v ~- ~ c- (11 ~~ -Ji ~ ' ,-", "'---'-~ "o~._,:~~ ,-'_I;_'~ ,'" : ", ,-,~- ''- -,-:,::,-",- ",' -,;",," -" "L~:"h", 'co' ,-,>.-----',-,~_':'i,S.\.!"'j"'o:~"",t,;'~'.;c'i,;,~~c.-;--,_" ' g,,!.!~r (]1" ,. ' McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY OF CALIFORNIA, N.A., AS CUSTODIAN OR TRUSTEE : CUMBERLAND COUNTY : COURT OF COMMON PLEAS V. JOHN CARROW, JR. AND SUSAN CARROW : NUMBER 01-6609 AFFIDA VII OF SERVICE COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF CUMBERLAND Terrence J. McCabe, Esquire, being duly sworn according to law, deposes and says that the following is true and correct to the best of his knowledge and belief: 1. That he is counsel for the above-named Plaintiff; 2. That on November 25, 2002, per the attached Court Order, Plaintiff served a true and correct copy ofthe Petition to Specially Advertise Real Estate Sale and a certified copy of the Court's Order entered on November 14, 2002 upon the Defendant, John Carrow, Jr., by regular mail and certified mail, return receipt requested, addressed to 506 Walton Court, Lemoyne, P A 17043. True and correct copies of the letter, certified '" ,," '=~"~,A_'__-<-""-~'_: ',"""T~'_""",,<, I -0( ,~, '0 -~.- ,~-<'"., -".-,',h~ ,_,,-';-.--, "-;"'~f;-.db' ,<,.',;;,,,,;o",'.iL\5 "V~''''-' ',;..__ 0.';'+] return receipt, and certificate of mailing are attached hereto, made a part hereof, and marked as Exhibit"A." 3. That on November 19, 2002, in accordance with the attached Court Order, per Plaintiffs conversation with Jody of the Cumberland County Sheriffs Office, Plaintiff served a true and correct copy of the Petition to Specially Advertise Real Estate Sale and a certified copy of the Court's Order entered on November 14,2002 upon the Defendant, John Carrow, Jf., by posting the same at the mortgaged premises known as 506 Walton Court, Lemoyne, PA 17043. ----yJlllll/lJ J ~ TERRENCE J. McCABE, ESQUIRE SWORN TO AND SUBSCRIBED BEFORE ME THIS 26th DAY OF NOVEMBER, 2002 NOTARY PUBLIC NOTARIAL SEAL I VERA ULZINOW, Notary Public Cl1y of PhiladeIPhia,.Phila. coo._ L tbt COmmission EJqJires Aprll25.. , ~ ,- ^- ., ~" "-, " - --, ',- - '".., ~,- . -~ '~L_ 'lJliiJIi,lli; , , ItO~l uv 14 zoo; BENEFICIAL CONSUMER DISCOUNT CO DIE! A BENEFICIAL MORTGAGE CO OF PA, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA Plaintiff NO. 01-6609 CIVIL ACTION-LAW v. JOHN CARROW, JR. and SUSAN CARROW, Defendants ORDER AND NOW, this ~ day of /1 fh"'mk1 , 2002, the Sheriff of Cumberland County is hereby ordered to cause one additional pJ,iblication of notice of the within real estate sale in the Patriot-News, which publication shall precede the Sheriff Sale scheduled for Wednesday, December 4, 2002. . The Sheriff is further ordered to serve a certified copy Qfthis Order and the within Petition upon the Defendants in the same manner as the original Writ of Execution was served, and serve copies of this Order and the within Petition by regular mail upon counsel for Plaintiff and upon all persons identified in Plaintiffs Affidavit under Pa. R.C.P. No. 3129.1. Upon compliance with the foregoing, and absent further Order of this Court, the Sheriffis directed to expose the real estate, levied upon under the within writ, for sale on December 4, 2002, according to the usual and customary terms and conditions applicable thereto. Is/ k'QAI:-./a i/f?~A.J I J. TR':JE COpy FROM RECORD 111 TastllllCr.ywherOOf. Illere UlltIJ stlt m\lllaml ii!'!~ tile ~ Of saki Coon at Cal1isle Fa ~<W,~. ,--' n"':'~ p. .~D , ~~~ ~,~,~ ~~ -~" ,~"=' . ~~ ,.I ~ . '--'^ ,~~, _-0"-'" ,-.~-. ;-",;~j~..;'-J',-'''-'-~''''1':~6;' TERRENCEJ.McCABE LAW OFFICES McCABE, WEISBERG & CONWAY, P.e. SUITE 2080 FIRST UNION BUILDING 123 SOUTH BROAD STREET PHILADELPHIA, PENNSYLVANIA 19109 (215) 790-1010 FAX (215) 790-1274 SUITE 600 216 HADDON AVENUE WESTMONT, NJ 08 I 08 (856) 858-7080 FAX (856) 858-7020 SUITE 1503 52 V ANDERBIL T AVENUE NEW YORK, NY 10017 (212) 697-001 I FAX (212) 953-0986 November 25,2002 John Carrow, Jr. 506 Walton Court Lemoyne, P A 17043 RE: Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company ofP A. v. John Carrow, Jr., and Susan Carrow Cumberland County, Court of Common Pleas, Number 01-6609 Dear Mr. Carrow: Enclosed please find a Petition to Specially Advertise Real Estate Sale and a certified copy of the Court's Order entered on November 14, 2002 relative to the above-captioned matter. Very truly yours, TERRENCE J. McCABE TJM/st Enclosure SENT VIA REGULAR MAIL AND CERTIFIED MAIL NO. 7002-0860-0002-4490-5063 RETURN RECEIPT REQUESTED t~\-\\e\1 " P\' '"-, --,~.""' i*j j ~l~""'" ~~~".", ~,,- ~< """" ,~,,"" -- .:aI_I --iilIi ~'lill:!lillillil&illJ 'r- ~-~ - '" -jf ""',.,.. 0 t ~z , I ~ ~ r--. ~~ .!if" I ~~ ",3 ~ ~- Co> ~~lf , '" il-!l. t-:. ~~ ' "'~ ... ~ ~ Dc> 1; ~ :-' ~v m ;;? ~ g ~- ~ ~ 0::0 '" m '=::: ~ >~'" c ~ \ ~- ;,"'~ !!< .... '" ~ ~ ~ >. ~ ~~~ g ;>. "''iJ ~~ n' >- ~E;~ '" h ~ :"- <D'; ,..., Z " '" !~ " <'" ::::- ~ " ~~~ 3 ;z~ ~ 0- 03 ~ _0- ~!'1 ,,~ ... ~" ~a ~ -;... '" ~i!l ~ ~ ~. ;; '" o g ~ ~ . ~ v ::.,.... " ~ OOODO 9 0 . . 3' . ~ ~ ~ '. ..~ )> in8i ~ ~ . 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",,0;; vr!lH i j,--;. CC 6g~' ...~...'I 1--'---/ ~ -iil . ~ a. r" ='69\ .. ~~~ ~ j:: r0' "",. 0 ",JIll c 10 ~ I "'. Ult 00> . OCD' ~ 05- 10- . ~ -iN :~ '\, !<ion ~. I'" -'0 ~~ i I" Ill" : :0 H~ . \e Co tic t;::. . . ~'" "'i' 0'" ~o iill .c:N ;.. iH ncIi ng ~ I.J :~ N ... N lH ~- l~ ~D ~ '. '>O~ N i ";: - ... ~ . D~O Cl 0 ... i RE ~~ ~ , ~ R . c' . i"Ci '>0 '" ... _6"\ . ~ ~'" I, i < ~'; ~ ~ : ~ ~ ~ ~ 'li! i. '" ~. t;J>1 ;~Ic C1 =ij " ~o: n m,t o Ul~_ ~ :\ <: .. >- '1 ..:: ),{ ~ t . ~: ~ ~~ :~ [' (: :- L , ~ ~, t .S g', , f ~ l I , I l 1 I . ~ )- * ' , ". ''',~,,- j .,-~~..~ .'..' .~_....-_. . ..~ _.~.".,."",r-',- ..... """~.~-...". ~ .,. ,,, '~."'~"'- -- ~ - ~ ...~ ~,' " ...L~ ~ .~ ""'i--ri" , . "-C"--U"-'-~', ","-- .'~!ll:f~i: ~ fI'\ ..II .0 In ru p_e $ o g ce"",od f" ~G'~~ .o~~"" o (End~~ ru o o \"" ." . ";S:., ~ " ,~ -<il ,'~ .' .;..--- McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 APR 2 f} ZOOt 1> Attorney for Plaintiff BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE: COMPANY OF PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. JOHN CARROW, JR. and SUSAN CARROW NUMBER 01-6609 Civil Term AMENDEDORDER AND NOW, this ~ 9tI1 day of l1f?iW'L , 2002, the Plaintiff is granted leave to serve the Complaint in Mortgage Foreclosure and all other subsequent pleadings that require personal service an~ ~t~ tl~ti6@ &~ Qhcriff'q c~le upon the Defendant, John Carrow, Jr., bY~~U~~~ :d~e;;Ip:..U..p.'130ii mail, return receipt requested, and by posting at the Defendant's (I) last-known address and the mortgaged premises known in this herein action as 506 Walton Court, Lemoyne, PA 17043. J. . ". . -;>2ti%'illm-ili!b@,""~~<j!<t;-@-j3~"",~;;,*tf];\ti;!}it*,,,;riM~~~~j~i'li~~Pim-*,":,,~;;r';;"~~"-' "<,k,\e1'''''''',''''?'&;;'U",,,i$1l~~rl~!iOO~-~<~:tQt~~_,;ill41U''f&HI'~ifoH1i~ "_ ,_ 0._ "___<~j, ~_ ~, ""~., ,~,__,I',,_ ~,"'. ,~,," ^,"- r- "....,.., " , (") C) C) ~ 1",,) ~" ~T'! <~~. W C6B~ e." ~.:i ;,-~} '-'\?';~ ,,-..-,.' z I - " '~~I ~~~~: L.J -. ~j ~Ci -- ::,~;~;~ "i> "',2] ZO :::-Jl: C) )>0 '" :::J q C -". ..-1 ~. ::- 'J::;.. ::2 :0 fv -< ffd , ,," ~~ ,-, L.~ ." ~' . ~' ,. ,I', ," " . , " -',-,- ,....~ ,,~, ,b.';, '~,> . ''';-'," --;,"'. -'~';--':,: ,",,_,,\:,~,j- ,i--.- -''''i_..... ~, -~il ,. ... . ,., IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA CIVIL DIVISION FILE NO.: 01-6609 Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA AMOUNT DUE: $151,120.82 INTEREST: from 11/2/01-8/2/02 v. John Carrow, Jr. and Susan Carrow ATTY'S COMM.: COSTS: TO THE PROTHONOTARY OF SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue writ or execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s) 506 Walton Court Lemoyne, Pa 17043 (More fully described as attached) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as 'above f -directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. August 2, 2002 ./.'" Signature: \. C -[ ("e.\(\0 -e "') Print Name: TERRENCE J. McCABE, mQ..(~J\ t 'E- ESQUIRE DATE: Address: 123 S. Broad Street, Suite 2080 Philadelphia, PA 19109 Attorney for: Plaintiff Telephone: (215) 790 1010 Supreme Court ID No. 16496 " ';" - - ,-, -, ,,- '-';+'-"--~~ _~~rit ....._"'""',' ~ W'.' ~,.;,-~, ;~cii~1;':;;'>i1-.M'L~l~,,~~~Wi;llijll@llli-'$''-'f'~''''''-M<'~*'''"''" li\Ii_ W f' (::l ~). ....... ;:; ~ ~~ ....} () f"' ;.0 ~ i/1 ~ 0 f' ..c -.. 0 D ~ J ~{} , (- , ::f- ~ % " f,D [ ~' W ~ () ,..~ t.~__l:-ofq .t, -:0 ~- ~ :-0 tv ~ ~O~ DYvl:O o CO..tc, Oe- I I (I I:v ~ ~ ~ ~ ::: f:p:. ., ~~ _ t~ - ~ CO-t- 't:f . _~ ,N~~. I, ,__"~_"""~~,,__,..~. _ "v"=_~"_..e, ,_," '>'< '~_. ,__~". ,~-" ,'~ , .',. ' ' ", (') C S -00:' ITlrn ZX\ zr-- U;'l;"; .:.< '~.:- ~C- -;; r-, ~7" ~- ~C) ):>C Z ::2 o N (/) f'1 -0 I W ,,{. 11ii!i!!,':' . ... .... :> :::Jr,: '2 :..:> c::> o -" ::::] ,":::0 '"r -om "JO ,A L 9,(~ ."~,; _..... -11 ~O ~rn o .--\ ~ L-- , - . - . .' -. , ~-""", " " ," BEING know as 506 Walton Court Lemoyne, Pa 17043. ALL THAT CERTAIN TRACT OR PARCEL OF LAND SIWATE IN THI!: BOROUG{ OF LEMOYNE. CUMBERLMD COUNTY, Pi:NNSn.VANJ:A, BOUNDED.AND DESCRIBED AS FOLI..CWS: BEGINNING M A POINT ON THE. EAST SIDE OF lUUaTON OOURT I AT THE DIVIDING LINE BE'lWEEN LOTS NOS. 1 AND 2 OF PLOT '"AI' ON '1'HJi: HERE:INAi"nR MENT:IONED PLAN; 'l'H!:NCE NORTH 62 DEGREES 19 :MINUTES EAST ALONG 'l'HE EAST SIDE OF WALTON COURT 23.3 FEli:T TO AN IRoN PIPJt; THENCE NOR'l'HWARDLY ON A CURVE TO 'rflE LEFT WI.'rH A 'RlaDI.US OF 40 J'EE'J: AI..ONG THE EAS't'ElW" L'INE OF WALTON COIJIlT 26.' FEET 'l'O A pOINT, SAID POINT BEING AT 'l'HB DXVID:ING LINE BETWJ:EN LOTs NOS. 2.AND 3. PLOT "'AI( ON SAID PIAN; THENCE SOUTH 82 DEGREES 15 MINUTEs J:AST ALONG SAID DrvroDlG LINE 179.64 I'EET TO A poIN7'; THJi:NCE SOUTH 52 DEGm:J:S 00 MINUTES lfES'l' il.S FEET TO A POINT AT THE DIVJ:DING LIRE BE'lWEEN LOTS lIDS. 1.AND 2, PLOT' "AN ON SAID PLl\N; THENCE NORTH 50 DEGBEES 4.6 MINUTES WEST 132.05 FEET TO A POINT ON THE EAST SIDE OF W1UltON COURT, THE: PLACE OF BEGINNING. TAX MAP PARCEL NUMBER: 12-23-0543-047 . . ~ . ~ - .- , ,,~ -'l-__~' .'c..' Cc,' 'hf,~';;.' "", "" .-;0-,<";,;;'__' ";,-~ '"',-," " " "'" c, " ,-'," " "it' r McCABE, WEISBERG AND CONWAY, P.C. ,BY: TERRENCE J. McCABE, ESQUIRE . Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. NUMBER 01-6609 Civil Term John Carrow, Jr. and Susan Carrow AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the writ of Execution was filed the following information concerning the real property located at 506 Walton Court Lemoyne, Pa 17043, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) or Reputed Owner(s): Name Address John Carrow, Jr. 506 Walton Court Lemoyne, Pa 17043 Susan Carrow 1420F Bradley Drive Carlisle, Pa 17013 2. Name and address of Defendant(s) in the judgment: Name Address John Carrow, Jr. 506 Walton Court Lemoyne, Pa 17043 Susan Carrow 1420F Bradley Drive, Carlisle, Pa 17013 3 . Name whose judgment Name and last known address of every judgment creditor is a record lien on the real property to be sold: Address Plaintiff herein. .m =-, -- ~" ",..'.; , F < ," ,J.,",,, ~, ,_ '_" ,-,"'_~^'?' c;':'--'-~";;;"-l"-'';i':~C;;)'h';,'" 4. Name and address of the last recorded holder of every .mortgage of record: . Name Address Plaintiff herein. Beneficial Mortgage Co, D/b/a Beneficial Mortgage Co of pa 4910 Carlisle pike Ste 14 Mechanicsburg, Pa 17050 AND 961 Weigel Drive, P.O. Box 8604 Elmhurst, IL 60126 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Address None. 6. Name and address of Plaintiff has knowledge who has may be affected by the sale: every other person of whom the any interest in the property which Name Address Tenants (s)/Occupant (s) 506 Walton Court Lemoyne, Pa 17043 Domestic Relations Cumberland County P.O. Box 320 Carlisle, PA 17015 Commonwealth of Pa Department of Welfare P.O. Box 2675 Harrisburg, Pa 17105 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. ~! \ 1. t1olr^- TERR NCE J. McCABE, ESQUIRE Attorney for Plaintiff August 2, 2002 DATE "ii ~ - . ,~ , " . ., '1":0" ,,'. ""'^~, ;"'" '''''It:~-IT";;' >-~'-~-" ";d",fl,,,",,-..~~';. ,j, , ", ,ii',..'..;';';'..:." "-,",,, < .- . BEING know as 506 Walton Court Lemoyne, Pa 17043. ALL THAT CERTAIN TRACT OR PARCEL OF LAND SITUATE IN THI!: BOROUGH OF LEMOYNE, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED 1\ND DESCRIBED AS FOLLctrS: BEGINNING AT A POINT ON THI!: EAST SIDE of WALTON COURT, AT '1'HE DIVIDING LIND: BETWEEN LOTS NOS. 1 AND 2 OE PLOT "A" ON THE Hli:BEINAli'TER MENTIONED PLAN; THENCE NORTH 62 DEGREli:S 19 MINUTES EAST ALONG THE EAST SIOI: OE WALTON COURT 23.3 li'EET TO AN IRON PlPE; THENCE NORTliN:MIDLY ON A CURVE TO 'rHE LEFT WI.'rH A RADIUS OF 40 FEET ALONG THE EASTE9N LINE 01i' 'WAL'I'ON COURT 26.' DE'!' TO A POINT I SAID :POINT BEING AT THE DIVIDING LINI: BETWJCEN LOTS NOS. 2 AND 3, PLOT "A" ON SAID PLAN; THENCE SOUTH 82 DEGREEs 15 MINtJ'J.'Jl::S EAST ALONG SAID DIVIDING LINE 179.64 :FEET TO A POINT; THENCE SOUTH 52 DEGRElI:S 00 MINUTES WEST 145 FEET TO A FOIN'l' AT THE DIVIDING LINE BETWEEN LOTS NOS. 1.AND 2, PLOT "A" ON SAID PIAN; THENCE NORTH 50 DEGREES 46 MINUTES WEST 132.05 FEET TO A POINT ON THE EAST SIDE OF W1\LTON COURT I THE PLACJC OF BEGINNING. TAX MAP PARCEL NUMBER: 12-23-0543-047 A~~&t~~1i'!lllJ-""d1j''';1i'"bl~:W.'''''''''~b;;!'la~~~-''""'':"iif~- '"~".!.~_IiilIlI'';' ..... 'l.l-'Ilff...- ..tliw""'.....,.....;>?/.....~ ;.J!-,!JL~",,_, ,0,__ .~c._ ,~~ .,~. '" ""w.---...!'(""""",,,-~,,,_,~,,~,< ~.'t< ~" __-,,"___~~~J_. , ;"'-"--"-"~",,,,-,~".,,, ~ --~ ~,=-, ~, ~ -llllll~-~ "- . (') <:::::> 0 c N <'" ., va; U) ,";::1 fT1 Sflr..-! --0 rli :n :e r- zc I -orn (nJ-':. w (5Y _-r..-::. ~c "--JO d;::C) ;c. ;;;c:::i :x ';-?c) ~,.::c,,\ 5 )> ~" ;5f'r1 c C7 5;! :~ :.,j c:> ~ , ,,,,~ ~ """,i: ( -~McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. NUMBER 01-6609 Civil Term John Carrow, Jr. and Susan Carrow NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: John Carrow, Jr. 506 Walton Court Lemoyne, Pa 17043 Your house (real estate) at 506 Walton Court Lemoyne, Pa 17043 more fully described as attached) is scheduled to be sold at Sheriff's Sale on DECEMBER 4, 2002 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $151,120.82 obtained by Beneficial Consumer Discount Co, d/b/a Beneficial Mortgage Co of PA against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: -. 1. The sale will be canceled if you pay to Beneficial Consumer Discount Co, d/b/a Beneficial Mortgage Co of PA the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790- 1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. "~ -" ,- , " , , "I ~;,- ,,--,--- ,-,>,-.:;~-,,,.;-~-...-,,, ," , ',--;;;,: "( 'E~ . -. 3 . You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5 . You have a right to remain in amount due is paid to the Sheriff to the buyer. At that time, proceedings to evict you. the property until the full and the Sheriff gives a deed the buyer may bring legal 6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 - . j~~~~M::l~~~}-,\l!ifi. l' ~l>iliwtfui%'~~J,":'i-%"R_;'_;';"'''~'',''',<<'''1iY'ii~$'bliWfl~~it'i~.ifll~r'~_bi:iDIIiI:II'-~'-'- -"~I~,~~' '.;;", ""'Kliiii- " ~~,4':"_:~__;,::~J"W.f-L3L~(!Jl],^""",~,__"y~_ _.* ~.. .~,_" ,~-".L_'''''''"'''__'''''h'''''''''' .~,' .""",~ ..~-"., ,.'~_ ,~,,~.. '* ., .~ -.. () c: $: '"'PIXJ 92f.D ~~' :i> ;~f~' ~c.-: z :<i ~~~' I... .... . o N U) j"Jl " I <....) (') ,., ::::1 ;i1,JJ r- ':-:<glTo ;;-:' ~=4 ) '('" -I"; ::::-::-:0 ~O ;c,rn '-' j;! ~ ;::,. 3: 9 :.v . ~ -'- . ,-I i > s. :,[,-'-', ,-, id_,~;'_~", ",-,_-,-,-"""j-'.'-- McCABE, WEISBERG AND CONWAY, P.C. .BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 Firat Union Building '123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. NUMBER 01-6609 Civil Term John Carrow, Jr. and Susan Carrow NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Susan Carrow 1420F Bradley Drive Carlisle, Pa 17013 Your house (real estate) at 506 Walton Court Lemoyne, Pa 17043 more fully described as attached) is scheduled to be sold at Sheriff's Sale on DECEMBER 4, 2002 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $ 151,120.82 obtained by Beneficial Consumer Discount Co, d/b/a Beneficial Mortgage Co of PA against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to Beneficial Consumer Discount Co, d/b/a Beneficial Mortgage Co of PA the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790- 1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. - ~- ~~ . ", h i.. .. .' ',. ~I :, ,-, '''- ',ii<-" "ilI'-,;, 3. You may also be able to stop the sale through other legal proceedings. You.. may need an attorney to assert your rights. The sooner you . contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. MCCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5 . You have a right to remain in amount due is paid to the Sheriff to the buyer. At that time, proceedings to evict you. the property until the full and the Sheriff gives a deed the buyer may bring legal 6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SgOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 "t ;t-~,~"',;",,i<~~ill"'I;~~~~l~!'.ii!i~~ii~-' --'~'~ii~w<;j,;)-M-}~t$l'1:<G-';~i~~ 'I' I'" i~f(~b~iI 1 ilH "'-1~wi,jjl'-"- 'liilIiW.i!liili " o c s: -0 eo !"Tln-:' Z:r:; zr'-' ~:2 ,<:C ~C )>0 c :z: ::;;I , ~ ~ .- o N {/) fTl " I (,.) ~ ~:;:! Hi:TI r- -'--'1m /l? :::~~c..> S=H 7(") ,5m -, ~ ".. :;;;: ? ::.,) """,,",,-~L ~~ _..,-- '~Iibii. ' -"",,' . ,-- ~: '-"""<i~'ii;' WRJ[T OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 01-6609 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, ioterest and costs due BENEFICIAL CONSUMER DISCOUNT CO D/B/A BENEFICIAL MORTGAGE CO OF P A Plaintiff (s) From JOHN CARROW, JR. AND SUSAN CARROW, 506 WALTON COURT LEMOYNE, PA 17043 (I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notifY the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoioed from payiog any debt to or for the acconnt of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found 10 the possession of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as a garnishee and is enjoioed as above stated. Amount Due $151,120.82 Interest FROM 11/2/01 - 8/2/02 L.L. $.50 Ally's Comm % Ally Paid $179.69 PlaiotiffPaid Date: SEPTEMBER 3, 2002 Due Prothy $1.00 Other Costs CURTIS R. LONG (Seal) Prothonw "-- Bv: ~.A. t1J p~ Deputy REQUESTING PARTY: Name TERENCE J. MCCABE, ESQUIRE Address: 123 BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme Court ill No. 16496 "ti , ,". -~ ' ," ,- ,~ ,~.: ~-",,--y ,-".' '-', ,_'1-_,."._" , D,;: -.,w'0_,;,:',~'~"'~:,'k,_-_".; ,,-,' ',-, L ',X:<:";',~,;~,';,,;;,-. '::;;;.\~,c\:: ...:: ,",".>-<' _",j-,::, McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. NUMBER 01-6609 Civil Term John Carrow, Jr. and Susan Carrow ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT TO THE PROTHONOTARY: Kindly enter judgment by default in favor of Plaintiff and against Defendant in the above-captioned matter for failure to answer Complaint as required by Pennsylvania Rules of Civil Procedure and assess damages as follows: Principal Interest from TOTAL $ 139,245.32 11/2/01-8/2/02 $ 11.875.50 $ 151,120.82 ~~~~SQUIRE ;;20-A AND NOW, this~ay of AUGUST, 2002, Judgment is entered in favor of Plaintiff, Beneficial Consumer Discount Co, d/b/a Beneficial Mortgage Co of PA and against Defendant John Carrow, Jr. and Susan Carrow and damages are assessed in the amount of $151,120.82, plus interest and costs. BY THE PROTHONOTARY: " =, "..,..,<,' ,,' ,,.~ ,__, ',1;- w__ " '~ ," ,..,-,"--,= .. ::..~".jJo ~":I;i<iS'-:':','~"A__;;--,;~;::~.._;;_~_~, ,,--'.:'i';~ '_'C_,'-'___':": : "-, --'''~;,,~,,-,--,: -- ~- ,- ~",'I 'Xi-.inlcil~~i OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERuAND COUNTY COURTHOUSE, CARLISLE, PA 17013 Curtis R. Long Prothonotary To: John Carrow, Jr 506 Walton Court Lemoyne, Pa 17043 Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. John Carrow, Jr. and Susan Carrow NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proce~~ ~nZi~a~b:low, Curtis R. Long v ~~ Prothonotary x Judgment by Default Money Judgment Judgment in Replevin Judgment for po.ssession If you have any questions concerning this Judgment, please call Terrence J. McCabe, Esquire at (215) 790-1010. ~~ "'~,""" "<;,,-,, ;,';,.,;' ,,' ,", ,:..~ ,~-~, '0 " ,-"-,', ,~,~ ,'.~ -1-'-:"",:- .' ',-',' . "_h' ", '-.' ;i:;'i~I:,~~~~:,:_,~:;'-,,;:-l~~~,;;;,,'~::~ -';:~;~\ :;;;::;~~i~i;;;-:;;i:;::~ii;,'~:i-'; ; ~ " < . '><Sidi OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013 Curtis R. Long Prothonotary To: Susan Carrow 1420F Bradley Drive Carlisle, Pa 17013 Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. John Carrow, Jr. and Susan Carrow NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proce~~&in)d~~~~W' Curtis R. Long v-J- Prothonotary X Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession If you have any questions concerning this Judgment, please call Terrence J. McCabe. ESQuire at (215) 790-1010. ~ . ."-.'1_'""__",:"_,,,, ",- ,.."~,~->,,.-' ..--;,,"It,~" ,'c'";, ,'"0-' ~-, --'~" McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE . Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. NUMBER 01-6609 Civil Term John Carrow, Jr. and Susan Carrow CERTIFICATION I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the Complaint and is calculable as a sum certain from the Complaint. I certify that written notice of the intention to file this Praecipe was mailed or delivered to the party against whom judgment is to be entered and to the attorney of record, if any, after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A true and correct copy of the notice pursuant to Pennsylvania Rule of Civil Procedure No. 237.1 is attached hereto and marked Exhibit ~A". J. McCABE, ESQUIRE for Plaintiff SWORN TO AND SUBSCRIBED BEFORE ME THIS 200 DAY OF AUGUST, 2002. 7r~~ NOTARY PUBLIC __"~c=- --''''-'''l ..' NOTARiAL SEAL ebIle\ VERA UblINOW., NOWY_~.~J ei\y 01 Philadel(Jhia, !'l\1lii. . '.l~ Commissio.n..~x~~es ^~~n 25. --~,.- ~-"_;ii";,;-,, .. -: ,', ~'- :," '-!I!..~~j~: ',,-~ - - , < .-. ~ ,-,,';: ;,T:-;,",L , '""~~-"'^"-',,"'". ,,~b:>:. '-xU; -"~;;, '. ~-~$.~" ':_;~;;-~:-:;~l{>::;~~~-~~~" -~,-ir.i'~: McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. NUMBER 01-6609 Civil Term John Carrow, Jr. and Susan Carrow AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF PHILADELPHIA The undersigned, being duly sworn according to law, deposes and says that the Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940 as amended; and that the Defendants, John Carrow, Jr., is over eighteen (18) years of age, and resides at 506 Walton Court Lemoyne, Pa 17043 and Susan Carrow, is over eighteen (18) years of age, and resides at 1420F Bradley Drive, Carlisle, Pa 17013 . TERREN J. McCABE, ESQUIRE Attorney for Plaintiff SWORN TO AND SUBSCRIBED BEFORE ME THIS 2nd DAY OF AUGUST, 2002. t1~UB~~. "; ", , --q,,",,"-, 1'-,..', ')'''''''~;;''''--'-~'".I~ ""', "i:,,'~",_;- ..", ;;',~ >--- -~..-, , ;-'(':-;-;':;~ VERIFICATION The undersigned, TERRENCE J. McCABE, ESQUIRE, hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. Section 4909 relating to unsworn falsification to authorities. tJ-~~ TERRE E J. McCABE, ESQUIRE ...!!-% - ""~ x' l.' ~',,, t..... , ,.- -",,'i.A ~>: ',,, .';b '_'h'"",,",,- ,. - ,",-,'~ /-.,,~--- ,,; OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS COUNTY COURTHOUSE, CARLISLE, PA 17013 CUMBERLAND LAWRENCE E. WELKER Prothonotary To: John Carrow, Jr. 506 Walton Court Lemoyne, PA 17043 BENEFICIAL CONSUMER DISCOUNT COMPANY D/B/A BENEFICIAL MORTGAGE COMPANY OF PA v. JOHN CARROW, JR. AND SUSAN CARROW June 18, 2002 CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the Court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other imports"t rights. You should take this notice to a Lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal heLp: NOTIFICACION IMPORTANTE Usted se encuentra en estado de rebeldia por no haber presentado una comparecencia escrita, ya sea personalmente 0 por abogado y por no haber radicado por escrito con este Tribunal sus defensas u objeciones a los reclamos formulados en contra suyo. Al no tomar la accion debida dentro de diez (10) dias de la fecha de esta notificacion, el Tribunal podra, sin necesidad de comparecer usted en corte u oir preuba alguna, dictar sentencia en su contra y usted podria perder bienes u otros derechos importantes. Debe llevar esta notificacion a un abogado inmediatamente. 5i usted no tiene abogado, 0 si no tiene dinero suficiente para tal servicio, vaya en persona o llame por telefono a la oficina, nombrada para averiguar si puede conseguir asistencia legal. Court Administrator Cumberland County Courthouse Carl isle, PA 17013 (717) 240-6200 any questions concerning this notice, please call: Terrence J. McCabe, Esquire McCABE, WEISBERG AND CONWAY, P.C. 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 at this telephone nw:nber: (215) 790-1010 Court Administrator Cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 If you have TJM/cc eXHIBIT u~' 'if . ,.~ ^' - "",~ 1-,,,-, ,-Ib'~" _ .,' '- , "",'-' ,,_ """, 0;_,-"";__, '~, ---'", , OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS COUNTY COURTHOUSE, CARLISLE, PA 17013 CUMBERLAND LAWRENCE E. WELKER Prothonotary To: Susan Carrow 1420F Bradley Drive Apartment 112 Carlisle, PA 17013 BENEFICIAL CONSUMER DISCOUNT COMPANY D/B/A BENEFICIAL MORTGAGE COMPANY OF PA v. JOHN CARROW, JR. AND SUSAN CARROW June 18, 2002 CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 01-6609 Civil Term NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the Court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal heLp: NOTIFICACION IMPORTANTE Usted se encuentra en estado de rebeldla par no haber presentado una comparecencia escrlta, ya sea personalmente 0 por abogado y par no haber radicado por escrito con este Tribunal sus defensas u objeciones alas reclamos fonmulados en contra suyo. At no tamar la accion debida dentro de diez (10) dias de la fecha de esta notificacion, el Tribunal podra, sin necesidad de comparecer usted en corte u oir preuba alguna, dictar sentencia en su contra y usted podria perder bienes u otros derechos impartantes. Debe llevar esta notificacion a un abogado inmediatamente. 5i usted no tiene abogado, 0 si no tiene dinero suficiente para tal servicio, vaya en persona o llame por telefono a la oficina, nombrada para averiguar si puede conseguir asistencia legal. Court Administrator Cumberland County Courthouse Carl isle, PA 17013 (717) 240-6200 any questions concerning this notice, please call: Terrence J. McCabe, Esquire McCABE, WEISBERG AND CONWAY, P.C. 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 at this telephone number: (215) 790-1010 Court Administrator Cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 If you have TJM/cc EXHIBIT u~' ',; 4~.~.Ut'<~ ;,,___....0 *~)1I"','.;~ Ii" ,_",'"00'0',.,""",,,"0,_ ,-""," - e"1~-' ~~ilitt{i1m~{,~-;;;-~;AA,~~r~ --' ---~'~ ~ ~ ~,= ,_d~~ _ ~,,^_ , ~ V"', L~~,~, _, ~ -" '~",C"'''''.''''-'''''',,_ ,,","-,^ ~~-" "-';-"""4L~,,,"_,"~' -- ..' ~ .--.0 o () t7Ji~ F ~ ~ i r~iP ~ 0 ~ E: '<~ ,~ , 'n ~,- , _'^' ''''''',~ , .~ ,,~ e='"_" , V -llitlf"''''-'''''''''ir/Hi'n-' _."; c~:L ~ .c"'i' C...~2 " s.~( 'i~ ;::- . -' : (') ,- 2: ...-: ,-<' .::<10 ,::i J C.> "'11 ~:) c.) . -~.,~ I i ~ --=-i r 'n)) ;"T] " ("'l ~i~! .~ =< " "j (~jl , _'~.""o - ~~~~-~ ~> ,. _~.>~" 'U'~"w.' _. .~~-o/ ,I , . """~'''k1'<<!\li!~! .. " # COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND } SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriffs Deed in which Beneficial C D C dba Beneficial Mtg Co ofPa is the grantee the same having been sold to said grantee on the 4th day ofDec A.D., 2002, under and by virtue of a writ Execution issued on the 3rd day of Sept, A.D., 2002, out of the Court of Common Pleas of said County as of Civil Tern1, 2001 Number 6609, at the suit of Beneficial C DC dba Beneficial Mtg co ofPa against John Carrow Jr & susan is duly recorded in Sheriffs Deed Book No. 255, Page 2795. IN TESTIMONY WHEREOF, I have hereunto set my hand 3~ and seal of said office this day of , A.D. 2003 Recorder of Deeds " Eiiji-r=__-. .- '-'_;";",'~L...~"",,,,,,,~,~~,,,-,,,,,,,,,~~ ~", "'~ . ~~ rrllll!litll!lll'.".---........<liii1Ji:iIl- __'Co, ""~-~,,.,.N:~""*'AN'..- .., ( Beneficial Consumer Discount Co. d/b/a Beneficial Mortgage Co ofP A VS John Carrow, Jr. and Susan Carrow In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2001-6609 Civil Term Ron Hoover, Deputy Sheriff, who being duly sWorn according to law, states that on September 09,2002 at 12:18 o'clock PM, he served a true copy ofthe within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: John Carrow, JT., by posting the premises located at 506 Walton Circle, Lemoyne, P A 17043 pursuant to court order with a true and correct copy of the same. Ron Hoover, Deputy Sheriff, who being duly sworn according to law, states that on September 11, 2002 at I: 11 o'clock PM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Susan Carrow, by making known unto Jennifer Carrow, adult daughter of defendant, at 213 Richland Lane, Apt T -7, Camp Hill, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on October 2,2002 at 2:13 o'clock P.M., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of John Carrow, Jr. and Susan Carrow located at 506 Walton Circle, Lemoyne, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: John Carrow, by regular mail to his last known address of506 Walton Circle, Lemoyne, PA 17043. This letter was mailed under the date of October 1, 2002 and never returned to the Sheriff s Office. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Susan Carrow, by regular mail to her last known address of 2B Richland Lane, Apt. T-7, Camp Hill, PA 17011. This letter was mailed under the date of October 1,2002 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, exposed the within described premises at public venue or outcry at the Court House, Carlisle, Cumberland County, Pennsylvania on December 4,2002 at 10:00 o'clock A.M. He sold the same for the sum of $91,400.00 to Attorney Terrence McCabe for Beneficial Consumer Discount Company, d/b/a Beneficial Mortgage Co. ofPA. It being the highest bid and best price received for the same, Beneficial Consumer Discount Company, d/b/a Beneficial Mortgage Co. ofPA of P.O. Box 8621, Elmhurst, IL 60126, being the buyer in this execution, paid SheriffR. Thomas Kline the sum of$10,140.00. - .; w~,,~_ ~:<:,;""'''''''''''''- =-, ~- ~, ,"",I_.~ ~ Sheriffs Costs: Docketing POU1ldage Posting Bills Advertising Acknowledging Deed Auctioneer Law Library Prothonotary Mileage Certified Mail Levy Surcharge Posting Law Journal Patriot News Share of Bills Distribution of Proceeds Sheriffs Deed 30.00 1828.00 15.00 15.00 30.00 10.00 .50 1.00 31.74 3.55 15.00 30.00 6.00 256.10 193.75 25.20 25.00 40.50 $2556.34 Sworn and Subscribed to Before Me -' ~ '. -___:;00,;;;"'\1/ So Answers: ~ .fp .~~r Th' _/l.- D f '1J..., ~ ~oI!<' A-~,...,-.-A' IS (!j - ay 0 2e -" . 7 . . Q R. Thomas KlIne, Shenff 2003,A.D. r~ C' )u.'j;,. "~ ~.~. P othonotary BY,- Real Estat eputy ~ ~ ~ 30. )..)0 o.j1:U Cfi-.3'i ,3 }3 ~.3 ev. ~ - -- J =--"'""".~~-~'1ilIil<>lhL.,,,t"" ~~ ~ ,~"",~.,~~~ ~" , SCHEDULE OF DISTRIBUTION SALE NO. 25 Date Filed: December 4,2002 Writ No. 2001-6609 Civil Term Beneficial Consumer Discount Co. d/b/a Beneficial Mortgage Co. ofP A VS John Carrow, Jr. and Susan Carrow 506 Walton Circle Lemoyne, P A 17043 ~I" '_ ~',,' '. , '!Ji,C"'''-~__t., Sale Date: Buyer: Bid Price: December 4, 2002 Attorney Terrence McCabe $91,400.00 Real Debt $151,120.82 Interest Attorney Writ Costs 179.69 Total: $151,300.51 DISTRIBUTION Receipts: Cash on account (6/07/02) Cash on account (12/4/02) Credit Writ No. 2001-6609 $ 1,000.00 9,140.00 81,260.00 Total Receipts: $91.400.00 " ~"Jjl"",,~ ",."",,,,,~----- I ~ . -..), .... Disbursements: To Sheriffs Costs To Legal Search To The Borough of Lemoyne To Cumberland County Tax Claim Bureau To Attorney Terrence McCabe Credit Writ No. 2001-6609 Total Disbursement: Balance for Distribution: So Answers: r'"~~~ R. Thomas Kline Sheriff $2,556.34 200.00 1,081.79 4,039.98 2,261.89 81,260.00 J. - ~& "'.' '--"'~"""",', '~~"''''','.,",.",, ($91.400.00) 0.00 ~ ^ ._~ - I , L" ~ .'~' ,,', "'l'" ';'(['lit \ipl,,: ~. fI ~~ TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED. SHERIFF SALE NO. 25 Held Wednesday, December 4, 2002 Date: December 4, 2002 TAXES: Receipts for all taxes for the years 1999 to 2001 inclusive. Taxes for the current year 2002. WATER RENT: SEWER RENT Company assumes no liability for private supply of water or sewer Receipts to be produced if services are lienable. MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims. MUNICIPAL CLAIMS MORTGAGES: Listed Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated ,2002, and recorded ,2002, in Cumberland County Deed Book ,Page RECITAL: Being the same premises which Thomas J. Gentzel and Sherrin 1. Gentzel, husband and wife, by deed dated August 21, 1990 and recorded August 22, 1990 in the Office of the Recorder of Deeds in and for Cumberland County, Carlisle, Pennsylvania, in Deed Book "S," Volume 34, Page 939, granted and conveyed to John Carrow, Jr., and Susan Carrow,his wife. OTHER EXCEPTIONS: 1. The identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4. Payment of State and local Real Estate Transfer Taxes, if required. 5. Public and private rights in the roadbed of 60 feet wide Walton Court. 6. Conditions, easements and restrictions shown on or set forth on the Revised Plan of part of Chatham Village, recorded in Cumberland County Plan Book 5, Page 62. 7. Mortgage in the amount of $125,561.00 given by John Carrow, Jr. and Susan Carrow to Beneficial Consumer Discount Company dated January 25,2001, recorded January 26, 2001, in Mortgage Book 1666, Page 232. .L_< "~" ~~', =~", ""-"', ,-- ._~''>'J:!'''1.,"V';' " '" ~ Complain in mortgage foreclose filed by Beneficial Consumer Discount Company doing business as Beneficial Mortgage Company of Pennsylvania in the Office of the Prothonotary of Cumberland County on November 26, 200 I to file number 2001-6609. Default judgment entered August 20, 2002 in the amount of $151 ,120.82. 8. Mortgage in the amount of $7,500.00 given by John Carrow, Jr. and Susan Carrow to Beneficial Consumer Discount Company dated January 25, 2001 recorded January 26, 2001 in Mortgage Book 1666, Page 238. 9. Delinquent real state taxes turned over to Cumberland County Tax Claim Bureau, in the amount of $2,055.59 as of the date of this report. 10. Rights granted for right-of-way for sewer line by deed dated January 15, 1951 and recorded January 15,1951 in Deed Book "P," Volume 14, Page 76. II. Rights granted to the Bell Telephone Company of Pennsylvania by instrument recorded December 6, 1950 in Miscellaneous Record Book 95 Page 42. 12. Rights granted to the Bell Telephone Company of Pennsylvania by instrument recorded June 21, 1950 in Miscellaneous Record Book 93, Page 213. 13. Rights granted to the Bell Telephone Company of Pennsylvania by instrument recorded December 6,1950 and recorded December 13, 1950 in Miscellaneous Record Book 95, Page 42. 14 Rights granted to the Pennsylvania Power and Light Company by instrument dated December 3,1952 and recorded December 24,1952 in Miscellaneous Record Book 101, Page 349. II. Satisfactory evidence to be produced that the advertisement of of property for sale is satisfactory in spite of the absence of any reference to the improvements to the subject property. 12. Satisfactory evidence to be produced that proper notice was given to the holders of all liens and encumbrances intended to be divested by subject Sheriff Sale. 14. Real estate taxes accruing on and after January 1,2003 not yet due and payable. It is to be noted that no search of Domestic Relations Records has been made to determine support arrearages regarding House BiI11412, Act 58 of 1997, nor has any search been made for environmental liens in Federal District Court. J Robert G. Frey, Agent Note: This Title Report shall not be valid or bi until countersigned by an authorized signatory. i;:' . . . . REAL ESTATE SALE NO. 25 - WIit No. 2001-6609 CiVil Beneficial Consumer DiSCount Co.. d/b/a Beneficial Mortgage Co. of PA Vs. John Can-ow, Jr. and Susan Carrow Atty.: Terrence MCCabe ALL THAT CERTAIN tract or par- cel ofland Situate in the Borough of Lemoyne. Cumberland County, Penn- sy1van1a. bounded and described as follows: BEGINNING at a POint on the east side of Walton Court, at the di~ Viding line between Lots Nos. 1 and 2 of Plot MA" on the hereinafter men- tioned plan: thence North 62 de- grees 19 minutes East along the East Side of Walton Court 23.3 feet to an iron pipe; thence northwardly on a Curve to the left With a radius of 40 feet along the eastern line of Walter Court 26.7 feet to a POint, Said paint being at the diViding line between Lots Nos. 2 and 3. Plot "A" on said plan; thence South 82 de- grees 15 minutes East along said dMding line 179.64 feet to a point; thence South 52 degrees 00 min- utes West 145 feet to a POint at the diViding line between Lots Nos. I and 2. Plot "A" On said plan; thence North 50 degrees 46 minutes West 132.05 feet to a point On the east Side of Walton COurt, the place of Beginning. TAX MAP PARCEL NUMBER: 12-23-0543_047. BEING know as 506 Walton Court Lernoyne, PA 17043. , ~ " ,,~,'~...;.~< ~--~.. I" l""""""""~f ~~ .. .J 'i . REAL ESTATE SALE #25 ATTORNEY Terrence McCabe Advance Costs: $1,000.00 Assessed Valuation: $130,990.00 Writ No. 2001-6609 Civil Term Beneficial Consumer Discount Co. d/b/a Beneficial Mortgage Co. ofP A VS John Carrow, Jr. and Susan Carrow 506 Walton Circle Lemoyne, PA 17043 Real Debt: Interest from Attorney writ costs $151,120.82 179.69 Sheriffs Costs: Docketing Poundage Posting Bills Advertising Acknowledging Deed Auctioneer Law Library Prothonotary Mileage Certified Mail Levy Surcharge Posting pursuant to court order Legal Search Law Journal Patriot News Share of bills Distribution of proceeds Sheriff s deed 30.00 1828.00 15.00 15.00 30.00 10.00 .50 1.00 31.74 3.55 15.00 30.00 6.00 200.00 256.10 193.75 25.20 25.00 40.50 Sewer & Refuse Cumberland Co Tax Claim Bureau 1,081.79 4,039.98 Iiilll:. "~Qil""'d=,.;~:i, It ~ d "" \ ". ~ ',~ "'~.....' '~. " ,', '.' ;"'-"--".;",:'~ : -"",.:..;,.,' ";~.;,l, ",~~", ':;;;:,'0''-"--,, ',- -- It''~'''.s'';-1,~'t,~i MCCABE, WEISBERG AND CONWAY, .P.C, BY: TERRENCE J. McCABE, ,ESQU*RE Identification Number 16~S6 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. NUMBER 01-6609 Civil Term John Carrow, Jr. and Susan Carrow AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 506 Walton Court Lemoyne, Pa 17043, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) or Reputed Owner(s) : Name Address John Carrow, Jr. 506 Walton Court Lemoyne, Pa 17043 Susan Carrow 1420F Bradley Drive Carlisle, Pa 17013 2. Name and address of Defendant(s) in the judgment: Name Address John Carrow, Jr. 506 Walton Court Lemoyne, Pa 17043 Susan Carrow 1420F Bradley Drive, Carlisle, Pa 17013 3 . Name whose judgment Name and last known address of every judgment creditor is a record lien on the real property to be sold: Address Plaintiff herein. ,. .. J t , ,I,,, i ,",,_'C' (;. '..~-~',I~.,-.-,,' ",,'~"''';, .J'~ -', ";';'~" -,'''.'-",~", o-~'l:f=li!lM.o,;,), <-,",= 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. Beneficial Mortgage Co, D/b/a Beneficial Mortgage Co of pa 4910 Carlisle Pike Ste 14 Mechanicsburg, Pa 17050 AND 961 Weigel Drive, P.O. Box 8604 Elmhurst, IL 60126 5 . Name interest in or be affected by and address of every other person who has any record record lien on the property and whose interest may the sale: Name Address None. 6. Name and address of Plaintiff has knowledge who has may be affected by the sale: every other person of whom the any interest in the property which Name Address Tenants(s)/Occupant(s) 506 Walton Court Lemoyne, Pa 17043 Domestic Relations Cumberland County P.O. Box 320 Carlisle, PA 17015 Commonwealth of Pa Department of Welfare P.O. Box 2675 Harrisburg, Pa 17105 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. August 2, 2002 \1,Jrf4~ TERRt~CE J. McCABE, ESQUIRE Attorney for Plaintiff DATE . " . ',. " ~" ^__ r,', ...;....,.. .' '",,.. ',', +"->' ~ '.'~' ", i' ,.. ", ~ ' <, . , BEING know as 506 Walton Court Lemoyne, Pa 17043. ALL '1'HAT CER'tAIN TRACT OR PARCEL OF LAND SITUATE IN THE BOROUGH OF LEMOYNE, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED.AND DESCRIBED AS Fot..LCWS; aEGINNING AT A POINT ON THE EAST SIDE Oli' WALTON COURT, AT THE DiVIDING LJ:NE BE'.lWlCEN' LO'l'S NOS. 1 MID 2. OF PLOT ....A" ON THE KEBEINAF'l'ER HEllTIONED PLAN; THENCE NORTH 62 D'ZGRDS 19 MIN\J'l'ES EAST ALONG THE EAST S:rPE 01' WALTON COUR!l' 23.3 FEET 'l'O AN IRON PIPE; THENCJC NOR'l'HWARDLY ON A CURVE TO THE LEF'l' WITH A RADIUS Oli' 40 FEET ALONG THE EASTERN LINE OF WM.TON COURT 26.7 i'EE'r TO A POINT, SAID POINT BEING AT THE DIVIDING LINE BETWEEN LOTS NOS. 2 AND :3, PLOT "A" ON SAID PLAN; THENCE SOUTH 82 DEGREES 1S .MINlJT]CS EAST ALONG SAID DIVJ:DDlG LINE 179.64 FDT '1'0 A POrN'l'; THENCE SOUTH 52 DEGREES 00 MINUTES WEST 145 I'EET '1'0 A POINT AT THE D:IVIDING LINE BETWEEN LOTS NOS. l.AND 2, PLOT "A" ON SAID PLAN; THENC&: NORTH 50 DEGEUlES 46 :MINUTES WEST 132.05 FEET TO A POINT ON THE EAST SIDE OF "WALTON COURT I '!'HE PLACE OF BEGlNNING. TAX MAP PARCEL NUMBER: 12-23-0543-047 'P1i^ '~'Il4LI~-' "~...... ~-,~~"' .,~. '~'-' I ."~-;i",,~~ J-,. . ,."~ ~"-~'^ '.' 'I~/ll~';'?- > ~. ,Mc~ABE, WEISBERG AND CONWAY, P.C. 'BY: TERRENCE J. McCABE, ESQUIRE Identification Ntunber 1649'6 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. NUMBER 01-6609 Civil Term John Carrow, Jr. and Susan Carrow NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Susan Carrow 1420F Bradley Drive Carlisle, Pa 17013 Your house (real estate) at 506 Walton Court Lemoyne, Pa 17043 more fully described as attached) is scheduled to be sold at Sheriff's Sale on DECEMBER 4, 2002 at 10:00 a.m. in the Commissioner's Hearing Room loc;ated on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $ 151,120.82 obtained by Beneficial Consumer Discount Co, d/b/a Beneficial Mortgage Co of PA against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to Beneficial Consumer Discount Co, d/b/a Beneficial Mortgage Co of PA the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790- 1010. ". 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. ~" .~. ~ 0' .~~ ".."',^=", '- '-0'''"' I,~ "--........""" "'--""'-", " ~'~~~;J,';; . & ! 3 . You may also be able to stop the sale through other legal proceedings. . You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5 . You have a right to remain in amount due is paid to the Sheriff to the buyer. At that time, proceedings to evict you. the property until the full and the Sheriff gives a deed the buyer may bring legal 6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE , GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 ",,_"m'l'-_'~ __.~,,_ ,on. ,." ~I_ ""'"',""~ &" "~ ~ -'.' - "-'-' "....-.,--<'-~~~f . .. McCABE, WEISBERG AND CONWAY, P.C. , , "BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. John Carrow, Jr. and susan Carrow NUMBER 01-6609 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: John Carrow, Jr. 506 Walton Court Lemoyne, Pa 17043 Your house (real estate) at 506 Walton Court Lemoyne, Pa 17043 more fully described as attached) is scheduled to be sold at Sheriff's Sale on DECEMBER 4, 2002 at 10:00 a.m. in the Commissioner I S Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $151,120.82 obtained by Beneficial Consumer Discount Co, d/b/a Beneficial Mortgage Co of PA against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: .. 1. The sale will be canceled if you pay to Beneficial Consumer Discount Co, d/b/a Beneficial Mortgage Co of PA the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790- 1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. , , - ".".'~~","'" K .~< ~ ~~, ,~"'"~-- l',,,'",,,,<II'Ill>"';'''"'' J . r--- ~ ".~ ~:..... ~~._ "~,~. ,~","_ "_. , '1 L. ~' '; ,;;' ""'-~ ~;'I;.~tb'; 'II . ) " , 3 . You may also be able to stop the sale through other legal proceedings. ' You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in amount due is paid to the Sheriff to the buyer. At that time, proceedings to evict you. the property until the full and the Sheriff gives a deed the buyer may bring legal 6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 " . It r .;: . . ~'. ~" ~ '~N ~_.~ ..J "~~ . , ~I,,;" ~ ~ "{..,.;.'~''''~id.o:+;l'''",,,,. BEING know as 506 Walton Court Lemoyne, Pa 17043. .ALL THAT CERTAIN TRAC'l' OR PARcEL OF LAND SITUATE IN TIiE BOROUGH OF LEMo"iNE, CUMBERLMm COUNTY t PENNSYLVANIA, BOUNDED.rom DESCRIBED AS FOLLcWs; aEGINNING AT A POINT ON THE EAST SIDE OF WJl.LTON COURT, A'l' THE DIVIDING LINE BE'1WEEN LoTs NOS. 1 AND 2 OF PLOT 'AA" ON THE HEREI:NAFTER HB:N'nONED PLAN; THENCE NOR'rH 62 DEGREES 19 ldINUTES EAST JU.ONG THE EAS'1' S:rDE OF lOU.TON COUR'l' 23.3 FEET '1'0 AN IRON P:IPi:; THENCE NOR~Y ON A CURV1i.: '1'0 THE LEFT WI'l'H '" RADIUS OF 40 FEET ALONG THE J:ASTEeN LmE OF lWJrON COURT 26." FEET 'l"O A POIBT, SAID POIN'I' BEtNG AT '1'HE DIVIDING LINIi: BE'lWEEN LOTS NOS. 2 AND 3, PLOT "A" ON SAID PLAN; THENCE SO~H 8:2 DJl:GBEES 15 MINUTES EAST ALONG UID Drv:IDXNQ LINE 179.64 n::zT TO A ponrr; 'l'HICNCE SOUTH 52 DEGREES 00 MINUTES WBs<1' 14.5 FEET To A POIN'l' AT THli: DIVIDING LINE BE1'HEEN LOTS NOS. 1 AND 2, PLOT ""AU 'ON SAID PLAN; TtrltNCE NeaTH so DEGBEES 46 MINUTEs liEST 132.05 FEET TO A POINT ON THE EAST SIDE OF WALTON COURT I THii: PLACE OF :aEGDlNING. TAX MAP PARCEL NUMBER: 12-23-0543-047 ~" ~~~,-, ,.,~,~,~ " ~~ -- '~ c_ .~-_~"=w ,-c', ,_ ", ;~, , '.;- .1t~",~,- ~ "1 / WRIT OF EXECUTJON and/or ATTACHMENT .. COMMONWEALTH OF PENNSYLV ANrA) COUNTY OF CUMBERLAND) NO 01-6609 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, ioterest and costs due BENEFICIAL CONSUMER DISCOUNT CO D/B/A BENEFICIAL MORTGAGE CO OF P A Plaintiff (s) From JOHN CARROW, JR. AND SUSAN CARROW, 506 WALTON COURT LEMOYNE, PA 17043 (I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoioed from paying any debt to or for the acconnt of the defendant (s) and from delivering any property of the defendant (s) or o1herwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directcd to notify himlher that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $151,120.82 Interest FROM 11/2101 - 8/2/02 L.L. $.50 Atty's Comm % Due Prothy $1.00 Other Costs Atty Paid $179.69 PlaiotiffPaid Datc: SEPTEMBER 3, 2002 (Seal) CURTIS R. LONG ~;thonz~ D ~ 2. 7Jl/J/I~L~ Deputy REQUESTING PARTY: Name TERENCE J. MCCABE, ESQUIRE Address: 123 BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme CourtID No. 16496 " "":" ;,:",,'C"'''''':'''~j',,;>:,;I'''c'A~''','<, "~" ,'c' .' ~'_'";'__"","-'i*-~Mrih~l!f~._;i!tt~~;,'-'W/l!l~~!;j:tlr:fu~ItU~~:~ 1ifiJHMiiIliai , f . . Real Estate Sale # 25 On September 6, 2002 the sherifflevied upon the defendant's interest in the real property situated in Borough of Lemoyne, Cumberland County, P A known and numbered as 506 Walton Court, Lemoyne more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: September 6, 2002 By:JociLt~ Real Estate Deputy , ';'1 ):jr "-.,) "","'.] ,','< i:V 'u~-/! "':'" ",- ~~,"-"">",, ,'- " _Y~=~__"~_"""'_"~ ,,~<, ,"u.,_,J.._..~." '"',__O"',_~""",,, 'A,", ~"r__, '_"',",_ ~,,'>> --,~,--'. ~-' -- ~-".~ ,~,~ 'R: @#&h, ~U'@$ \', '-', "" "."^"~" '~r -, '1t"'- THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16,1929 Cornmonweallh of Pennsylvania, County of Dauphin} ss James L. Clark being duly sworn according to law, deposes and says: That he is the Acounts Receivable Manager of The Patriot News Co., a corporation organized and existing under the laws ot the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, In the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of Th e Patriot-News and The Sundav Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously' published ever since; That the printed notice or publication which is secureiy attached hereto is exactiy as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 21 st day(s) of November 2002. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and 'T'1EAl ESTATE-SAl.E No.25 Writ No. 2001-6609 Civil Term Beneficial Consumer Discount Co. d/b/a Beneficial Mortgage Co ofPA vs John Carrow, Jr. and Susan Carrow Atty: Terrence McCabe ~DESCRlPnOK G known,as 506 Walton Cou'" Lemoyne Pa 11043. ' , '". 0, ' THAT~AlN tract or parcel of land :~E:~_}~fhe:1fofough of Lemoyne, Cumberland icCounty, teilnsylvania, bounded and described as '" ollOws: '_'_' : __G~G at apoint on the taM side oIWaJlOJ) ~~'ac;f,IiC_dividinglinebetwecnLotsNos.1 !11d.2_o~ "-t:-" on the hadnafter m~ntioned I ~~!_th~ce N?rth 62 degrees 19 minutes East "-'_OllS: tI1eJ;;;ls.Ulde of Walton COUlt 23.3 feet loan -. rmipip&;'tneliCC-Northwardly on a curve to the Left with a,l;lldiu~ of 49 feet along the Eastern line of Walton Cowt 26.7 feet to a point, said point being at th~vjding line bctwe!'n LDl.\- Nos. 2am:l 3.PI~t "A"on said PIal?; thence South 82 degrees 15 mmutes East along said dividing line 179.64 fe~t to a point: thence South 52 degrees 00 mmutes Wes! J45 feet 10 '-:I point a1 the dividing line between Lol~ Nos. I ~d 2, Plot "A"on said Plan; thence North 50 degrees 46 minutes West J32.05 feet 10 a poinl on the East side of Walton Court, the place uf BEGlNNfl','G. r' EL NUMBER; 12.23-0543-047. That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution cunanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in :::',~:~~~.' · OOOM '" OO'fu'=c~~:<r("'='=='~"~'m COpy Nove Notarial Seal S ALE 1125 Teny L Russell. NotaJy Public CIty Of HanisbUlg, Oauphin My Commission Expires June 6. 2006 Member, Pennsylvania Association Of Notaries My commission expires June 6, 2006 CUMBERLAND COUNTY SHERIFFS OFRCE CUMBERLAND COUNTY COURTI-lOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or pUblication attached hereto on the above stated dates Probating same Notary Fee(s) Total $ $ $ 64.00 64.00 Publisher's Receipt for Advertising Cost Co., publisher of The Patriot-News and The Sundav Patriot-News, newspapers of general I ' ldge receipt of the aforesaid notice and publication costs and certifies that the same have By.................................................................... un ,;~""- ..... ?r' ~.I, ",,~,-,;:,~~~, PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. 1.1784 STATE OF PENNSYLVANIA : SS. COUNTY OF CUMBERLAND : Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, VIZ: OCTOBER 25, NOVEMBER I, 8,2002 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. SWORN TO AND SUBSCRIBED before me this 8 day of NOVEMBER. 2002 ~. ~ '--/~..k~~AJ N~~."_,_ LOIS E. SNYDER, Nolary Puhllc' CarIisie Bolo, CumllGrfanrl County My CoaliRlll8lon Elcplf8S March 5, 2llO5 " '~. ~ " REAL ESTATE SALE NO. 25 Writ No. 2001-6609 Civil Beneficial Consumer Discount Co" d/b/a Beneficial Mortgage Co. of PA vs. John Carrow, Jr. and Susan Carrow Atty,: Terrence McCabe ALL THAT CERTAIN tract or par- cel of land situate in the Borough of Lemoyne. Cwnberland County. Penn- sylvania bounded and described as follows: BEGINNING at a poInt on the east side of Walton Court, at the di- viding line between Lots Nos. 1 and 2 of Plot "A" on the hereinafter men- tioned plan; thence North 62 de- grees 19 minutes East along the East side of Walton Court 23.3 feet to an iron pipe; thence northwardly on a curve to the left with a radius of 40 feet along the eastern line of Walter Court 26.7 feet to a point, said point being at the dividing line between Lots Nos, 2 and 3, Plot "A" on said plan; thence South 82 de~ grees 15 minutes East along said dividing line 179,64 feet to a point; thence South 52 degrees 00 min- utes West 145 feet to a point at the dividing line between Lots Nos, 1 and 2. Plot "A" on said plan; thence North 50 degrees 46 minutes West 132.05 feet to a point on the east side of Walton Court, the place of Beginning, TAX MAP PARCEL NUMBER: 12-23-0543-047. BEING know as 506 Walton Court I.ernoyne. PA 17043. .I~ ,"- CO,', ,;.,",~",;:, ,.:" .:::['~.'i;..' '...... -~',,fr '. ~ --"- THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Frank J. Epler being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and~ Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market S1reet, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and!or Sunday! Metro editions_which appeared on the 22nd and 29th day(s) of October 2002. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board-ol directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. . - -~ . . PUBLICATION COPY SALE #25 ....~.......................~........................... . - -REAL-eSTATe SALE No. 2S -.Wrlt No. 2001-6609 . Civil Term ~Beneflclal Consumer ---=::::-' Discount Co. d/b/a ~ ,Beneficial Mortgage Co . . ,_> ofPA [~- ,~.----: ea1lS "Jr' ~'~'-,~ John, rrow, . ~ '''i~-arid susan Carrow ~~--r .iifA. Jttty:,Terre~ce McCabe ~EsC'RJ'iifioN r' -sEING known as 506 Walton Court, Lemoyne, Fa "'17043~- f land ; ~ lJiAT CERTAIN tract or parcei 0 r, ' ~n the Borough of Lemoyne, Cum?erland ~too-my: Pennsylvania, bounded and descnbc:d as ~'-'~~G at a point on ~ Bas! side of ~v.il1iOn Court, at the dividing hoo betWeen Lots ~Noi' r{ and 2 of Plot "A"on the heremafter ~e.!1@ned plan; thence No:fu 62 degree~ 19 ~nuWs East along the East sJde of Walton Court ~3]leet to an iron pipe; thence Northwardly on a -curve to the Left WIth a radiUS of 40 feet along ~ Eastern line of Walton Court 26 7 feet to a pomt, l said pomt bemg at the diV1ding hoe between Lots t hlos. 2 and 3, Plot "A"oo said Plan; thenc~ South 'S2_degrees 15 minutes East along sald dJVlding llile 179.64 feet to a point; thence South 52 - d;grees 00 rmnutes West 145 feet to a pelOt at the ~djVllltng lme between Lots Nos. I and 2, Plot ~ <WA"Oh said Plan' thence North 50 degrees 46 ffiffiities West 132.05 feet to a point on the past r stae o(Waitotz Cou!f, the place ~fIB2E023INN1N'()543.S7. ~ TAX MAP PARCEL NUMBER. - - Sworn to and subscribed be Notarial Seal Teny L. Russell. NotaiY. Public City Of Hanisburg, Dauphin County My Commission Expires June 6, 2006 Member, Pennsylvania Association Of Notaries My cDmmlssiDn eXpires June 6, 20.0.6 CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERlAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above sfated dates Probating same Notary Fee(s) Total $ $ $ 128.00 1.75 129.75 Publisher's Receipt for Advertising Cost publisher of The Patriot-News and The Sundav Patriot-News. newspapers of general receipt of the aforesaid notice and publication costs and certifies that the same have By.................................................................... ,',.,;;=,~~~~" . _"' o_"~~~. w "", ~ , 'J"",,""'=' ~~:i.\;.4i'r,c BENEFICIAL CONSUMER DISCOUNT CO D/B/A BENEFICIAL MORTGAGE CO OF PA, 814_ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff NO. 01-6609 CIVIL ACTION-LAW v. JOHN CARROW, JR. and SUSAN CARROW, Defendants ORDER AND NOW, this /", day of A.love-c.v- , 2002, the Sheriff of Cumberland County is hereby ordered to cause one additional publication of notice of the within real estate sale in the Patriot-News, which publication shall precede the Sheriff Sale scheduled for Wednesday, December 4, 2002. The Sheriff is further ordered to serve a certified copy of this Order and the within Petition upon the Defendants in the same manner as the original Writ of Execution was served, and serve copies of this Order and the within Petition by regular mail upon counsel for Plaintiff and upon all persons identified in Plaintiffs Affidavit under Pa. R.C.P. No. 3129.1. Upon compliance with the foregoing, and absent further Order of this Court, the Sheriff is directed to expose the real estate, levied upon under the within writ, for sale on December 4, 2002, according to the usual and customary terms and conditions applicable thereto. J. 11/14/00<.- ~ COP\~ md..~~-b Mi.t e. 9c~p f#I.'j t: (J?r~~E- 'IU.. u!l!l!l:t ,. ~'~ (F .,'~' 02r"0\.11 I, \:1 :,,~ . il n, .",,-- ",1' ::~ ~ CUfv]2c~'- ~ PtNNS\jl~\/,t [',JL,'\ "",,^irrJIi1:,~l{m}~OO~~~'~~f~~'1l1H';H''''ie'' M ~w, , '" ","n'.'" 6 ff/ ,G:"~' C'<~"'''","~~~'i'V'\.~~~'i:fVj'~~~*~,~~w,~~I~l~~~F;!i~~ ou.'I;;A~~ -.. ,,~~ n', " ~ ,.[ " " I'~ ,~~ ,~ ~'~'=",""",r,"',,,' F:\FILES\DATAFILE\Gendoc,cur\1028:!-pet,4/cny Created: 11JI4/0210:00:52A-M Revised 11/14/0210:08:30 AM 10282,1 BENEFICIAL CONSUMER DISCOUNT CO D/B/A BENEFICIAL MORTGAGE CO OF PA, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff NO. 01-6609 CIVIL ACTION-LAW v. JOHN CARROW, JR. and SUSAN CARROW, Defendants PETITION TO SPECIALLY ADVERTISE A REAL ESTATE SALE AND NOW, comes the Sheriff ofCwnberland County, by and through his solicitor, Edward 1. Schorpp, Esquire, who avers as follows: I. Your Petitioner is R Thomas Kline, the duly elected Sheriff of Cwnberland County. 2. As part of his duties, the Sheriff is required to expose real property, levied under execution by judgment/mortgage creditors, for public sale under the applicable Pennsylvania Rules of Civil Procedure. 3. In addition to othernotice procedures, Pa. RC.P. No. 3129.2(d) requires the Sheriff to publish notice of each real estate sale once a week for three successive weeks in a newspaper of general circulation in the County and in the Cwnberland County Law Jownal, the first publication to be made not less than twenty-one (21) days before the date of sale. 4. The next regularly scheduled Sheriff Sale is set for Wednesday, December 4, 2002, at 10:00 a.m. 5. PursuanttoPa. RC.P. No. 3129.2(d), the Sherifftimelyprovided to the Patriot-News, a newspaper of general circulation in Cwnberland County, sale bill notices of all real estate to be advertised for sale at the December 4, 2002 Sheriff Sale. 6. All of the parcels of real estate scheduled for sale, were advertised in the October 22 and October 29,2002, editions of the Patriot-News. 7. Due to inadvertence, and without any direction from the Office of the Sheriff, the Patriot-News did exclude from its edition of November 5, 2002, notices of three real estate sales, to !? """"'''-11" _."~ ," 'JI' ." - L~ '., '~"I'.:;;-.;-&",: wit, Real Estate Sale #24 (writ no. 01-4942), Real Estate Sale #25 (writ no. 01-6609), and Real Estate Sale #26 (writ no. 02-3548). 8. The real property levied upon under the within writ is one ofthe properties for which the third notice of sale was not published, to wit, Sheriff Sale Number 25. 9. The Office of the Sheriffwas not informed of the publisher's error in time to properly cause the re-advertising of the three properties prior to the sale date; the first of the successive notices could not be published at least twenty-one days prior to the sale. 10. Aposlponement or other delay in exposing the parcels of real estate for sale would prejudice the Plaintiffs in Sheriff Sale Numbers 24, 25 & 26. 11. The failure to strictly comply with the sale notice procedures set forth in the Pennsylvania Rules of Civil Procedure was not caused by any of the parties to this action, nor by the Office of the Sheriff. WHEREFORE, R. Thomas Kline, Sheriff of Cumberland County, respectfully prays your Honorable Court to enter an Order directing the special advertisement of the real property, levied upon under the above writ, one additional time in the Patriot-News prior to the scheduled sale date of December 4, 2002, and to allow the Sheriff Sale to proceed accordingly. MARTSON DEARDORFF WILLIAMS & OTTO B~~~ Edward 1. Schorpp, EsqUIre I. D. Number 17495 Ten East High Street Carlisle, PA 17013 (717) 243-3341 Date: i1ll'f! oz.- Solicitor for Sheriff of Cumberland County ".--..., . ~~". <. ~ - - ,~t!l0i<l",--t0;,"\"'0' . . VERIFICATION I verifY that the statements contained herein are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.A. 94904, relating to unsworn falsification to authorities. <'~, df!: R. Thomas Kline, Sheriff Dated: ill (L/-{ O'l- F :\FILES\DA T AFILEIGendoc.l:ur\! 0282-pet.4 "~ .' 1,;,..\ ".....I,-~ .~ ... '.......W./I"lL#..~l~.' - , CERTIFICATE OF SERVICE I, Christina N. Yost, an authorized agent for Martson Deardorff Williams & Otto, hereby certifY that a copy of the foregoing Petition to Specially Advertise A Real Estate Sale was served this date by depositing same in the Post Office at Carlisle, P A, first class mail, postage prepaid, addressed as follows: Terence J. McCabe, Esquire 123 Broad Street, Suite 2080 Philadelphia, PA 19109 MARTS ON DEARDORFF WILLIAMS & OTTO By ~)c,~ ChristmaN. Yost Ten East High Street Carlisle, PA 17013 (717) 243-3341 Dated: If 11'-1/02- ~~!~~~~~~JM~~~~i1i~lf.:>J~~<l~",i,t~,,-,.,,':\,,)gLJ-J~'; """"",,, ""','''''~~' L~",_~=, A"4, , :A" """-(~C; ,'- =., ""i"W;;~111fii1<~~ ,~, "\liiihi~~\WMlIjJi!;;;~~l']l""~ ,"' "",,"--~i!P" ~ , ~ ^~~-, ~~ ~-,~- ~~' - CJ Q C I",., :;7"' .,-",. "'0 i::) , c:.:-~} l~n ii L-:;', , - C' -- ~:; -. "- . ~~ -'0 ~", , '- ~? Cil ".- , ~ C.: ::;~ 7" :::> ~;c1 ~ ", s:~ ~1 00 . , , '.. "~,,,,",,-RlJ .' ,--","_--,', ""',,," . ,,~ i' ~', , ;', . ',:1 ~--' ""':c"'" .~' '^'C, <.0_' ~' .:,,~'I ~"" __ , . ~, ,;,,',;.',,'. ,,' '~'<., ,e.;;<\;;;;"i",: "&c~; "<V'),,-. ,MCCABE, WEISBERG AND CONWAY, P. C. .:. ., BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Co d/b/~ Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. NUMBER 01-6609 Civil Term John Carrow, Jr. and Susan Carrow AFFIDAVIT OF SERVICE I, Terrence J. McCabe, Esquire, attorney for the Plaintiff in the within matter, hereby certify that on the 29th DAY OF OCTOBER, 2002, a true and correct copy of the Notice of Sheriff's Sale of Real Property was served on all pertinent lienholder (s) as set forth in the Affidavit Pursuant to 3129 which is attached hereto as Exhibit "An. Copies of the letter and certificate of mailing are also attached hereto, made a part hereof and marked as Exhibit "B." l 0 - :f!1C1l tLA--- TERREN J. McCABE, ESQUIRE SWORN TO AND SUBSCRIBED BEFORE ME THIS 29th DAY OF OCTOBER, 2002. ~fAt Iv NOTA Y PUBLIC tlL~ NOTARIAL SEAL "I MICHELLE A. HOLACIK, NotaiY Public I City 01 Philadelphia, Phila. COunty i i Commission Exoires ',A~rch 28, 2005 , -. . '_~''=-',~=~-,-,--.:=',--"~~._-,--,-",=,,,,,,,,",~ '" ,'j...W~~' ' , " ",~~'" '-'- ',' -',"'-, :1-" -~- -- ~ > "",ii"~: '~_" ",..,'~" ~,;> ;, _~_ -- McCABE, WEISBERG AND CONWAY, P.C. , . BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Beneficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. NUMBER 01-6609 Civil Term John Carrow, Jr. and Susan Carrow AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 506 Walton Court Lemoyne, Pa 17043, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) or Reputed Owner(s): Name Address John Carrow, Jr. 506 Walton Court Lemoyne, Pa 17043 Susan Carrow 1420F Bradley Drive Carlisle, Pa 17013 2. Name and address of Defendant(s) in the judgment: Name Address John Carrow, Jr. 506 Walton Court Lemoyne, Pa 17043 Susan Carrow 1420F Bradley Drive, Carlisle, Pa 17013 3 . Name whose judgment Name and last known address of every judgment creditor is a record lien on the real property to be sold: Address Plaintiff herein. EXHIBIT u~' , ,,'. " "U' ~,';" , ,'- " I, ~ ' .. '"':"';h;:[";.~"", "{,' ;'""'-'f:,-,<I;,'::.j;: -",,,;:,';': ,~,,/ ,'-_',"i.;,,":, 'i--':"::," O-;'-.,,:,~,-".--,,~c 11# , . I 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. Beneficial Mortgage Co, D/b/a Beneficial Mortgage Co of pa 4910 Carlisle pike Ste 14 Mechanicsburg, Pa 17050 AND 961 Weigel Drive, P.O. Box 8604 Elmhurst, IL 60126 5 . Name interest in or be affected by and address of every other person who has any record record lien on the property and whose interest may the sale: Name Address None. 6. Name and address of Plaintiff has knowledge who has may be affected by the sale: every other person of whom the any interest in the property which Name Address Tenants(s)/Occupant(s) 506 Walton Court Lemoyne, Pa 17043 Domestic Relations Cumberland County P.O. Box 320 Carlisle, PA 17015 Commonwealth of Pa Department of Welfare P.O. Box 2675 Harrisburg, Pa 17105 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. October 29, 2002 J. J. McCABE, ESQ for Plaintiff E DATE eXHIBIT up:' ~:':; , ." I,"'~"'~ -,", ,'" ,,' ,', . "-" .II ,." _" ".h,~':' :,,' , , I, <'. ,~,,; "- -,,~o. j,.'. ~;< ,-. ,'. ;-",:J)~"",' ,;c," ,::;",: ",,~~~;~~L;::':::~~,;:::_:;::;;':;;',~c;;,,:," ,< iL c '~-<ifi1: ..... McCABE, WEISBERG AND CONWAY, P.C. . . BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Ben~ficial Consumer Discount Co d/b/a Beneficial Mortgage Co of PA CUMBERLAND COUNTY COURT OF COMMON PLEAS v. NUMBER 01-6609 Civil Term John Carrow, Jr. and Susan Carrow DATE: October 29, 2002 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): John Carrow, Jr. PROPERTY: 506 Walton Court Lemoyne, Pa 17043 IMPROVEMENTS: Residential Dwelling The above-captioned property is scheduled to be sold at the Sheriff's Sale on DECEMBER 4, 2002,at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013. Our records indicate that you may hold a mortgage or judgments and liens on, and/or other interests in the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. 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