HomeMy WebLinkAbout01-06613
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
BIG BEAR MEMBERS FIRST CREDIT UNION, INe.
FKA BIG BEAR EMPLOYEES CREDIT UNION
Plaintiff
No. 01-6613 CIVIL TERM
vs.
PRAECIPE FOR WRIT OF EXECUTION
ERIC JOBES
Defendant
M&T BANK, FIRST UNION NATIONAL
BANK, COMMERCE BANK, PNC BANK
AND W A YPOINT BANK
Garnishees
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY,
William T. Molczan, Esquire
PAI.D.#47437
WELTMAN, WEINBERG & REIS CO., L.P.A,
27 I 8 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#02340758
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IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
BIG BEAR MEMBERS FIRST CREDIT UNION, INe.
FKA BIG BEAR EMPLOYEES CREDIT UNION
Plaintiff
vs.
Civil Action No. 01-6613 CIVIL TERM
ERIC JOBES
Defendant
M&T BANK, FIRST UNION NATIONAL
BANK, COMMERCE BANK, PNC BANK
AND W A Yl'OINT BANK
Garnishees
PRAECIPE FOR WRIT OF EXECUTION
TO THE PROTHONOTARY:
Kindly issue a Writ of Execution in the above matter.. ,
I. directed to the Sheriff of Cumberland County:
2, against Eric Jobes, Defendant
3. against M&T Bank, Garnishee
4. against First Union National Bank, Garnishee
5. against Commerce Bank, Garnishee
6. against PNC Bank, Garnishee
7. against Waypoint Bank, Garnishee
4.
Judgment Amount
$11,066.04
Interest from 1/4/02 to 2/4/02
$169.49
SUBTOTAL:
$11,235.53
Costs (to be added by Prothonotary):
$-
By:
William T, Molczan,
P A J.D. #47437
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WELTMAN, WEINBERG & RBIS CO" L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#02340758
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WELTMAN, WEINBERG & REIS
Co"L.P.A.
ATTORNEYS AT LAW
2601 Koppers BuildIDg
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434.7955
CLEVELAND. COLUMBUS. CINCINNATI. PITTSBURGH
February 1, 2002
RE: Big Bear Credit Union v. Eric Jobes
COURT #: 01-6613 Civil Term
TO THE SHERIFF OF CUMBERLAND COUNTY:
PLEASE SERVE THE GARNISHEE(S) AT THE FOLLOWING
ADDRESS(ES):
Waypoint Bank
200 S. Spring Garden Street
Carlisle, PA 17013
Commerce Bank
65 Ashland Avenue
Carlisle, PA 17013
PNC Bank
6480 Carlisle Pike
Mechanicsburg, PA 17055
First Union National Bank
604 E. High Street
Carlisle, PA 17013
M& T Bank
1 Forge Road
Boiling Springs, PA 17007
PLEASE CONFIRM SERVICE BY SENDING NOTICE TO:
WELTMAN, WEINBERG & REIS, CO., L.P.A,
2718 KOPPERS BUILDING
436 SEVENTH AVENUE
PITTSBURGH, PA 15219
(412) 434-7955
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
BIG BEAR MEMBERS FIRST
CREDIT UNION, INC. F IKI A BIG BEAR
EMPLOYEES CREDIT UNION
Plaintiff,
v.
ERIC JOBES
Defendant.
CASE NO: 61 -le.~t3
C~u'cL I~
COMPLAINT IN CIVIL ACTION
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan, Esquire
PALD.#47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR 02340760
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
BIG BEAR MEMBERS FIRST
CREDIT UNION, INC. F jKj A BIG BEAR
EMPLOYEES CREDIT UNION
CASE NO: 01- GCo \..3
Plaintiff,
v.
ERIC JOBES
Defendant.
COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice
are served, by entering a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth against you. You are warned
that if you fail to do so the case may proceed without you and a judgment may be entered
against you by the court without further notice for any money claimed in the complaint or for
any other claim or relief requested by the plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HA VB A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP:
Lawyer Referral Service
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
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COMPLAINT
1. Plaintiff is a corporation with offices at 851 West Third Avenue, Columbus, Ohio
43212.
2. Defendant is an adult individual residing at 1397 Creek Road, Apt. 2, Boling
Springs, CUMBERLAND County, Pennsylvania 17007.
COUNT 1 - ACCOUNT NO. 4070-8200-0984-6351
3. Plaintiff incorporates by reference each of the preceding paragraphs of this
Complaint as if the same were set forth more fully at length herein.
4. Defendant applied for and received a credit card issued by Plaintiff bearing the
account number 4070-8200-0984-6351.
5. Defendant made use of said Visa credit card and has currently a balance due and
owing to Plaintiff, as of September 11, 2001, in the amount of $8,146.55, as shown by Plaintiff's
Statement of Account attached hereto, marked as Exhibit ''1'' and made a part hereof.
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6. Defendant is in default of the terms of the Cardholder Agreement having not
made payment to Plaintiff as promised since September 11, 2001, thereby rendering the entire
balance immediately due and payable.
7. Plaintiff avers that the written agreement between the parties provides that
Plaintiff is entitled to the addition of finance charges at the rate of 18.90 percent per annum on
the unpaid balance.
8. Plaintiff avers that finance charges calculated at the aforesaid rate from September
11,2001 to October 10, 2001 amount to $122.33.
9. Plaintiff avers that the agreement between the parties provides that Defendant
will pay Plaintiff's attorneys' fees.
10. Plaintiff avers that such attorneys' fees will amount to $1,629.31.
11. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed
and/ or refused to pay the principal balance, finance charges, attorneys' fees or any part thereof
to Plaintiff.
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WHEREFORE, Plaintiff demands Judgment on Count I against Defendant, Eric Jobes,
individually, in the amount of $9,898.19 with continuing interest thereon at the rate of 18.90
percent per annum plus costs.
COUNT Il- ACCOUNT NO. 14090-B
12. Plaintiff incorporates by reference each of the preceding paragraphs of this
Complaint as if the same were set forth more fully at length herein.
13. The Plaintiff is the holder of a Promissory Note and Security Agreement secured
by a vehicle, having been duly executed by Defendant in favor of Big Bear Members First Credit
Union Inc., flkl a Big Bear Employees Credit Union, (the "Seller"), on or about April 30, 1999, a
true and correct copy of said Note and Security Agreement is attached hereto, marked as
Exhibit "2" and made a part hereof..
14. Pursuant to said Note and Security Agreement, Defendant took possession of the
vehicle more particularly identified in the Contract as a 1995 Plymouth Neon, Serial Number
IP3ES47C6SD136166.
15. Pursuant to the terms and condition of the parties' agreement, the Seller
subsequently assigned its right, title and interest in the Note and Security Agreement to
Plaintiff.
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16. Pursuant to the Note and Security Agreement, Defendant was to make forty eight
(48) consecutive monthly payments of $120.60 commencing June 4,1999, for a total amount due
to Plaintiff of $5,788.36.
17. Defendant is in default of the terms and conditions of the parties' agreement
because Defendant has failed to make the required monthly payments to Plaintiff since
September 11, 2001.
18. By the terms of the parties' agreement, more specifically the" acceleration clause"
therein, Defendant's default made the entire balance of the loan immediately due and payable.
19. Plaintiff avers that the balance due amounts to $656.98.
20. Plaintiff avers that the written agreement between the parties provides that
Plaintiff is entitled to interest at the rate of 6.99 percent per annum from September 11, 2001, the
date of Defendant's last payment.
21. Plaintiff avers that the contract between the parties provides that Defendant will
pay Plaintiff's reasonable attorneys' fees.
22. Plaintiff avers that such attorneys' fees amount to $131.40 to date.
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23. Plaintiff avers that interest from September 11, 2001 to October 10, 2001 calculated
at the aforesaid rate of 6.99 percent per annum amounts to $3.65.
24. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed
and/ or refused to pay the principal balance, interest or any part thereof to Plaintiff.
WHEREFORE, Plaintiff demands Judgment on Count II against Defendant, Eric Jobe,
individually, in the amount of $792.03 with continuing interest thereon at the rate of 6.99
percent per annum plus costs.
THIS LAW FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT THIS DEBT FOR
OUR CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
WELTMAN, WEINBERG & REIS, CO., L.P.A.
Wi iam T. olczan,
PA J.D. #47437
WELTMAN, WE NBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR 02340760
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~EP.i2 '01 09:51AM BIG BEAR ECU
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.' BiG BEAR EMPLOYEES CREDIT UNION VISA CREDIT CARD APPLICATION
II you St. 2oppl)/Ir1Q ll:l' et'sdJr 1ft)lOU' nSnlt! ClIlly, do "ell cwnplO" poI'fiG" 0" c()oJQD~I!Ilf. neek here it tor credit Requested Credit fimit: '
ACCOUNT NO, limit increase 0 S, . va
APPlICANT NAME Co-APP1.1CANT NAME
fl!l c ~Sr.s
HOllE ADORES' ISTR.ET & NO>)
CW'7 IlIeelNIA AlltNl.\C
erN STATE-ZIP
ee~1<US IA II WI! Z"IO
PREVIOUS Ho..e ADOIlE. =TREET & NO,
~(A'I"~ '17
CITY STATE ZII'
P ~Sg~
\lO..E PHONe NO.
l;~'~l
SOCIAL SeCURITY NO.
2~'2.q'~IO'il
BUSINESS PHONE NO.
'11.2.-0'"
EMP1.0YER "
GIl:; l3'CAA 5 1'2, ~s .
BUSINESS AOCRESS
I~O PARK Si~~PI,.l€: Ct..m::~ PJlel-1%S~Q, \N HIe:. \
PREVIOUS ENlPl..OVEf' POSITION HOW L.ONG?
SIAfl!l,.lfl.!.. ~ 4SliCll, 9',.,0tl~
PR~VIOUS BUSINESS AODRESS
D'..O L,tv Avl:,"UC
P.8
MOW LONG?
1"l"i~S
HOME AOOAESS (STREET l NO.)"
I-lOW LONG?
CITY-stATE ZfP'
HOW L.ONQ?
~1'lO.mg
PREVIOUS HOME '-oaFlESS IsmEET &. NO.1
HOW l.ONG?
eTTY-STATE-ZIP
AGES
HOME PHONE NO,
QROS3 INCOt.'e
.
BIRTH OAT~
AGES
SOCIAL SecuRIT"l' NO,
BUSINESS PHO~E NO.
EMPLO'ER
POSITION
OUSINESS ACDRESS
PAEVIOUS EMPl.OYEA
POSITION
HOW lONe?
PREVIOUS BUSINESS ADOAESS
U5GI..II~G. wI! 2.610
.
.
AJlrnony, child !J,uppDrl, or o:apll11t8 mainl8r\Jltlce inCQITI~ need not be revealed II yGl.I do not NI.!In 10 nS\/e II considered. 3'1 a begin ferr rnpo'r1ng I~!J, ablhplion,
Al,m""Y'. eMd !lUPPOI"I, !IlIpsrnlll mllin""Anea rQClljvtd under t:l1UfI older 0 Alimony. CI'lild ,u~par1. ~Cllra.o m:Ulllanl/lCtl ucai\/tlO l.Il\d~. COU" ordot 0
'olIMt,,, IlJrlMmonl 0 ~nd IJM9l'!tQru:llnl'l' a wrillen4grlftl",enl C onll 1Ir.::IllraI6MMg 0
Oll\IIl, ;Il.c:o/T'le: 3:---/)I!r_So...rc8(sl 01 olne/Il'loorna' OIMtIflCOITIO:'li_pet_SOI.Iree<5lofOII'lIJ,j",o/'l'l/l:
I~ S/\y itleamllllitlfld in Il'lilS SecliOlllitely 10 I)' I'l!'dueed ,n In" Mid lWO yur:i' IOJ sny inCo"'lt 1;,1ed in INe So<:t101\ Illl4Iy 10 bo l"tduOtd i/'l1l'18 ne1l:' fWd 'fesr!:?
o V'f\8 IEx.lai" In 4elllll on 8 aOO4t31a aMel.l No:J OYqa 'Eltel/Jln In dt14!1 Of> a $&f13tI1.IO aMOL\ NOe
OUTSTANDING DEBTS ~nCllud~lrge accounts., lnst311menl cOIWaetS, credit cardl:, rent, ll'lOt1gages, etc, U!:O le03'310 SI'lHI il tteeuQ,ry,)
Sl:TGAGEE OR ' 4NDLOAO PA M"NT ADDReSS .APPAOX, MAfl:KET VALUE O~IGINAl. ,6..MOUNT BAl.ANCE DUE MO. PMT./ReNT
III' .J1 ~ 11. a Jt\ \so , , s
, YEAR llCEN9f NUMBER FINANCED BY I MONTH\. V PMT.
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: 'OTHEfI CEBTS) .ACCOU~T NUMBER I
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ORAFT ACCT. NO LOCATION l SAVINGS ACCOUNT NOS. lOCATION $ TOTAl.
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NAM5 OF NEAREST FtELATIVE NOT \,IVING WITH YOU I 'lZ;.lO AOORgS.9 (CITY.STATEO,ZIP) RE:LA TIONS""P
FI-oli:!..ole. ~ ';lll GI:-~ "'A'>\ol m~r PAAICUSI3Ui<:Cl 'W'J , U;1O \ , ('1QT1-Il!~
Ate you a co.malcer, tndomor, or No e(' If "yes" Ta whom?
guar;anlor 0" al''IY 1011" ot contrl\ct? Ves:O lor wkorn?
Are tMra Bny un&all:fjfted Y.'~ It "ye9"
j\ldgrnon1s agaln91 you? No Amau"t S to wnom owed1
Othat obllgallon&-(E,g" hl10ilirj' lei PlY alimony, child SUPPCI". SIt?4r< mainlenanc., OM $flparafl! $h"~f If rl8Cl!l15sary,j
T1\IIl JI.aI.mlll1l" oWIll'Ill'IOd lQ llO!4In CNlSiI snd Cl c:lll"Illy \r'IQlIIU i/l.l'O/TM(IO/l MI'lJI1\ I~ tttJ~ Jlic:l eam~lClIar:1 ;Ut~ ~!S~';;'ee:~~u~C1~.:.:j~~~QO;;ll~~I~~~ ;=~:n: ~': =~~~.of~zr.'
lIHf7l /l~ c:eIICliI,"I~ II'!~ ~Y.cC"",1I11ll,/\ ~.lllIll,,=Jc:~Qt\;Jl ~p~ ~"1l11 '1,!\A Qn:I!!)'&lIU, \ifl e , I ' 1 ,
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I Af'PLJCANT~ SIGNATURE OArE CO,APP\.ICANT'S SICNATUFU; OArE
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Anftual pefMnl-oe Q_p.lft4o!:'"' lHtflod ., .......'1.111119 IN l...IM ~t, lMrilml\ T"....-c'll.,.l~fvr
AflfI~..1 r'P"J'f!'4nt.t 11\4 b411..nell lMfll~. Io:,tUfd\Q.... rdlm.ldt.ll"ld~ .UI'I;:hou In4 CUh
t-', ':lurllftMollI "~CM:
liNt a .4.,.,c..: In: flU p1J/'Q'\u.u: .nd ~ 1IftC..: N,'r ,_"filMI:
TI'!.l'fIi(3.~d&V~ L3Jlt~'FfIIJ'31!OO,
11,9% pOf'iod. Coalclllalecl m thlt Awr8(19dlllaytl4lBrl~ tOClayG4twllSYlf\OflldUtJdat& 1"I0n8
none mll.mMttlOGlf\gdll\6,rn III.O'l:)d pncllldlnR cllrr,n'
HIBIT ...tlldl you tBn pay \liD lrIlMACtl01\!}. O\I4ri1l'ftd;~.t's.oo
EX 1 >'C!utt:flQ8QenlJWbaltncB" A...,nC"l'I(lQ(r.".t,G.ao
,f'ldNlVlllTCleidf,nlllnOll
! ~lltgeo an cltSh 1Cf\l1l1lCllll:l CaIClAepL.\II2fMl'Il FIIHI.S5.CO
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, SEP 1"2 '01
09:52AM BIG BEAR EC~
~ CIa BE.<\R EMPI..QYEES CREDJt UNION, INC.
- 770 Well Gtwld.tleBlvd.
Columbu!, OH 4]212
CH1l(li2.8860
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YT9A CREDIT CAJlD AOIlERMtNT
Dul' !]'r:.("J:..1[_ 19~Q.
III thi.ll Afrl!'tment ll\e wll1'l"ia .)'~U~ And 'y<lU,. me-1n ur.k ~nd 011 e( U\OJJ
whll IIIfT'll1l t. be bound hy ~hi. ^e:r<lllmtntj ''(:I&rd~ rM~' the VISA "lIdlt
I:vd mnd p,,"y du,licst~t, r~n_ll~ fir 'uhq.tit\ltll'ln' the Crl!d~t Ul'lien bllun
\r1 )'ou; '"Aeeount~ ,"e~n~ )'I'I'Jr Vls^ Ct"adlt nrd r;n&.r Q'~it o\l'COlJn~ ....Ith
lh. Credlt UIIIII1\. .,nd .Cte"i~ UlIlol'\-l'IIlIlIn;, Uw C",dit UI'I\~n ,.,kllt4 nern!!
Il.pt'G.llr' an tll1l 4fl""''''''''''lt u '11"'y.ar~ "'" ....Mm lh. Ctl\d!, Ul'l:'", lnnatlt'l
ll'lilA,recm\ent.
1, !1.lIillI'l V.UP' ........tilDJ, ItYGU 1:Ir'lt 'I1"lIy'!d ror:ln A:t'fIutl.t. the CHldit
Unlan ~u .d"bl....h .Iill'll" .h'lIdit r.r lQt,lll...d MIl(Y)'e1l ,,(yeu, ,",lid!,
limit. 'YD.. llt'lI8 thM "ur l".ledH Ilmtt ls th~ ~aJi;'mum .smeunt
CPUleh,,,,,,.., e:..h ad"'lIol'\oe~. fil'lantlJl ~llre:u.1l1I.ls ~alklolr ~h('\rl!:e~~) th~t
yo..:l w:U h~y. '\Il.at:Jn.,iir.fron)'I>UrAc:ODllnt.t 11"1 t:""~. I.a.",h ,"ymcht
ttl\l mil...... t.CI yGt,lf Acttlllr\t will ft'tlClu )"tllf er..:llt 1.I!\;t by the UMUl\t
IIC u,e p.a1mlln~, unl'lII )'ilU .,~ '\'~r ya"t aedit limIt. It you 3l'4 ov'u
YINt fl'c:dlt llm:l,)'O\J mutp"Y the4fMuntlau :lIrll ",",r berare Pll\'mentl:
'11Im beetn)o letWn )'nU7 erodlt limit. \'0" tn4)' r,qll8ill 'In InCT!~~~ in
)'O\.lr erlldl~ UlIllt only by a rn.cth~d flccapt"nl, IG th, Cred.it Uninn, The
Cudit Cnhm h!l9 the tiSht to IllduCA }'l:ur, cr~dlt IIm;t" re-ruse to IMka
11I.1'1 IldYAnee andlar termind.4 fnUt Ac<!ount.t \"1' ti1l\~ (a.. ~I\'" renOA
nof. ptllhlbUed by b'd!.
2. XiJJ.a...nU~_m~, y.,'lll1o.y IIse )'lI!Jr ellrd '4 m~ke ptlrchue-tl
rr...m m4td\lIf1lt 'Ad ethen >lIn" "fCCP' Vl9A CArd... In "del.;U"n, 7....
Ift(\j' o\.t.dn c."h IIr:1"lInr48 I'rol:n ~ Credit Unl!!n .nd rum "thllr
(in.,nrill.l in:tiJutiono thAt IIccept VlSA C.strlo, ar.d rum .0mQ llu14mllted
181107 m.,ehinco: fAnt1), ~'Jeh At lhll VlSA ATM N't:t....C111r:, thllt lIecopt
VlSA ,Co.rck (Nllt...lI A.TM.9 'IC~q"t VrSA Carclc.l To abtllln e.uh
"II"ancn (tom ll;n AT~, 1<11.1 mUilt UlI@ the Peru'n.,1 Idcnt.tJcltllln
NUTllbArlP!N) thol l\'l in\t~e1. tA)'Ou tal \I" w,ln )\Iur C'~rd.
3, &C119oUlkUlb:. Ynu Illfte: to POl}' nil el!.ue'lq IIIIJrchu<:\I and ~I\,h
.,dYnMP!1! tG ,ellr Atuunt chst ate mlldll by)'tl<.t Ifr ~I\.y.nll whom )'IIU
"u*,orlsn to u'~ yaur^,~ounl. YftU 1I1~" lilT"!" t41l"T 1111 nnanel' r.h!l.7l:~e
snd edler ohlUe.~ IIddll'd to yn!!, Ap.el)llnt llndlfr tna ~GtrM "r th;.
A4reemClnt 01' lUl.thU !,grllfmDl1t y.ll. IM-le wi~h tlla Cr(>t1it Unilln. tr
thi~ i~ II. joInt Account, !aetilll'\17 'Del...., "I" "Pflliu t, your .o\.CI!&\.lM.
FhlllIlI.," Chl\J'iJ"'l:. You 11.11"1111:15 dayr;rue (M 1i"~II:e ell.,rr:I'J pc:rlad
en yaur purchll~olu~JllMII "lid l'tlr 1\~'" Dureh/l;~e~ ifyelJ p.,id th.Tat!'1 .
N,~ Jb.{4n~c for Pl.lf",'1\1.1l'll9 1'" yftur lilt'. 'f"temtnt 'by th" IInd e( th.
rt.sf.(l p~nad. YOU'lILt. I!.o.ya ll. :U: ." ruee perilW rnr nalll purch"..." if
YO\ll{ill nat kllY." pVlchne bQlan~ en)'ollt!..d ctqt.;mront. The roaee
pened "\.iIrb on lh, 'tllt..lI'I~nl deCi.nrdp,\q. J(yltU do "lit 1l:\Y !he-'!'",ul
t<Je.... Bl\lnnl.'O r4r purehllllel 'by the end firth&! ltf'ltell p9l':od, nn&l\Ce ~rt"e
",,111 be lmMJl'd en tM unp..id llurchq~e bab,ne~ rrflm thto r.r~t dll.)' or
tho a"""~ bUlll\lJ_ tye1~ ^nd Dn n..... )lUrd18/1"!) ftltln the d.lltt: thc1""'
po.~d IOl'Il.ur AtoMllnt. FIMnell d'lIrCII :ro lmo.ag.d lln e~th "rf"llMc~
ffom th, It!l.t, th~y Gr(' po~t.!d to yot,lrA!:re..nt.
Sep.U'll.. av,r"e911.~ily b"l.e.n~ l\te el'tIC\l.latod rDr pllrch.1tJfl~ !\l\~ e:nh
"dY:1nOllIl. 'r'". (:n"nC/I u....r~c l~ ..,ltuI4!cd by mIJ.IUF1rill.ll' the ....'ne:l!
dAily botlllnetn by J. menthly peril)d~c ""~" or .99LS7~, wl'!;cl!. I~ an
ANNUAL PF.lRCgN1'AC:! RATE"t 119~. ~ Slit lI11ch lly.nu e1.~Uy
blll"ne9, lb, d!lUy b~\:\nr.et (or putt'll""'. .nd ClIth ,c1vllllCe8 tor th~
btlllng Q'P.lq IIrlJ tl.hlllel. and the! COllI( "r~ tHYldeo. by tn. nUfl\bllr M
d~y! in the tyt:lR, Th l!.~ th, dA;\). b:1b.nct: (~r u~h et!unrCl~. no..... ClIollh
:\.dvl\l\tet a.re 4dd..d f.ll the d\l.Y', I\uinnin<< ~IM\ee ..no! P.l\ym~t\l,l:ll'\d
~r~ltc. Ire aull~tlIIe~ld. To a.t, the d~ay h~lenc" l.r p\.lrch.~..., I\QW
purehll..ct!llIrt vht.d to t,h, 111'" bf.rtnnlr.II''tlf\I"nco ont! pp,ymllnf..e 11M
ttediU IItl\''l...btf~c~, h,w~vtr, nIlW PUff.h"~4' IIl"D I\Ot addlld lr )'Q"
p,lI\ thl! r..t41 tiN' Bd41\(1I fot P~teh.,~u en ~llr 1.,lIt lltllt.am,nt C)'
the ~n" o(~hc: 'rlt~c po!riad ,~r I,ba". did "lit hive 3 J1l1ren.II'" b.14~rll-4~
1Mif II~e dntllMllnt Pelle life net Included In the c"lcutlltilln or IAt
SVet311l! dlily1l:alflnel, Finane! char4d \1'111 t'Cntinue ~Qec:ru. Oil )")UI'
, AC:llllne unM what)"('u eWII under Uii'lArrecment i.s )lAiel. in (\In.
c. Othpl' (:k!lr....e. Tll..a fcllilWil11! etller c1'illftl'll'!( (fl"t~) ",Ill be ~dd~d to
Yf)UIAr.l'lIUnf,:'I1! I\~plje:lbli:::: .
II) O"'.r.the.Credlt.J.trnll-he: Yo~ ",OYM t~'rl:td.\ ft~ "llS.M
.n 11 ~t:!.t'rnllnt d:ne Ii)'flur NewBAlllne..,n th,tlIlAte. mln\l8 31\)'
rUli i~JlOq,ti dUT'inll' the- tytl.... it e"'lIr )'O....r <<lldlt limit. YIIII .,'\.11
b<f rhni!ed th.e-r...~ '!lIci\~"~eq"'l\lmDIIU\Ul'\la1"\lr Nt....n.!bn~
t'~;.~ ~____..._____CS,,1l
M!rnbf'r Sign.HUtC
.____.________..._._(!.::41)
M~mllClt .slenA~ure
Cop>"i'l!'h.t CUNA SeNlee Croup. Inc., 1991.
..
Oft thg 9t4I.meM d.ste,le~' "n>, t.u Im~o'''Il durll'lf Us, eycl@,I~
BELOW :fllur credit limi!. .
LlItQ Pll)'1llerlt '.eel H y.u litO 10 d.y' I_tAt In I!l.!l-Iolnl! fl)llr
PllY",III'1t,YCllf~llb.d,fl.l!_dtl5.qO.
IU!t\o\'I'n. ClsClCk FGII: rr 1\ cl-,eclt or !hu~ dt:l.~ used to m.k111,
P'Yml'-ftt an )'o"r^~o\lnt b fcturntd "nra.ld, )"1\1 'Pill b~ ehum
II ClIl1 I\rll1;.oo rQr ~l\eh item returned
Card R.cplDec","..c i"~~: Vou \JIm bt mUlled ts 00 (Of end..
~pto.~etl!.Mt Cfltd UUlt yell ''Itt'ol$at,
n\lll'lu",.atCe,yF'OClI \'llllwillboehore:cc:! t.e IX! ror 'ach~P!or
g 111119 ~rAft c:r etl\~ment thllt yo" rcqv~t ril1U:ilpt .....hen 01,
roquo,t I" lIIl\dl!' Iu t'tlnneeelOn .';!h l!. biiline 'crer m4d" 1:11 tilt
u.dllunlonl.
Collct'Uon Cod..: 1'0 th"" ",t~ntptrmlt!.cd hylQw.)'Ou ....;Jl.l.o
bll required. t(I p~ thc-C,gdit Unlnn'll tOll~on lllI/penIlN.l"e!l.ldin!
~Iurt C'I'I~t.I: snd rCII~oMblo I,HtlrftAy-'" f'"i.
~. 'Each MCIIlhyo\l mu~ll'4i qtl"ll"t th. minImum PllYII'lt:l\1
4tA\Pf\ 1lI'lYfJUr'9~1tl:ment lly th~ dAte flp'r;iliad en th4 g~Ateml!n;.r nc
, bhu th.1n 25 d.\Yll rrem. the :t.'tcmcn~ d~ine C'lItA, ....hlchllvll. :eo bL.r.
UYOIl' "tl1temetU uye the J:'llyment [,"NolII Dua;,out ~YlrUlac ~ dl.lt
nG 14ter thltrt 26 d~yA rram the stilhllntl\t t!e~jllr d.lle, \'01,1. ma, P::l1
rMte rrertucnrly, pllt mC/J'. thqn tha IJllnimun!. ,aymant o'Ir J:'1I' theTotlJl
Nt'" B.s11l1lt:e;1I rt,ll:. [ryou mille. ,rirp or Isuu Jll\YMcnh,)'Ow IIf'C
.UII f!Hllliud to n1",k"! 3t leQ~t the minimum p.tllm'lnt ....d! ",.nUt "\I'
At:cot,ln~ hll~ II b1!QnCS (,,~her thn" ttedit b4l:l11CIIJ. Thll m1nltnum
Pllym.nt b ~4 ~r )'OlIf 'lhf..11 Ne.... D:!llInee, Ct no. GO, whlchl'!"O:~ I,
reslC!'. ~ thll Ilmount Or,1'\Y prl~r rnlltim.l.lrn ",'rmen~ thAt )IN
!\.\V4! I\IIt mAde, ann 1I"J-' .,meunt )'01.1 nIl oy~, YOIII' Ot,"""t liMIt, 'f1o\e
Cr~d;c Unliltl :Iu h.1( tM rl,M trI riomAnd ImmAdl.l.II p"'Jf",~nt or 11'\1
.mQun! by ~t!ich YOIlAre over )'our e~I'-c!',k I;/tl.ll.
b)
"
dl
,\
n
1.' ~nLAlliu:o,I.lol\. Sub,iad ta "opliu.hJe hw. )'0\17 ))Ilymentt m"Y
be ",pplled to>,t>haeyo\l ow~ tho Cudl~ Vr.k1n In l\r,y nunn~r th~ Credit
UN:ll\ehDC~t!.
..
~~,.ur:,1:v I...tpr.,n, t(you ,ivt: thl' Crcdit Unl"n" _p"dnt p~t:~ or
~hll.r.~ '~.1 ~.enlnl!' " 9l!.Cl.\r~~ .Clled,~ llr d\l.re~. YOllt Aeeol.lnt ",-ill ~A
~ulllcd bY}'IlUI ll.1.d~ ~i\lIf1l4 Call~tljfll !uurit'lil' ether !oon.s 1/111
hall't with lht Credit Union mlly..lso..,:::urQ thie losn.lI);Ct:l't t20lllt~ur
I\,me will nf..,el be cOMid9nd !l.~ uCllrity (or ~hh AeUllnl.
notwlth~undlt\' l!.n}-thll'ltlo tho ce/'ltrQry:n ~Il)' ather srrel!'ml"i\~
~. You "ill he in ool.1\1lt if 10U rqil to maIL, any minlrn"nI
Pl'yrMf!.tor otht:r re"lui~ed p"ynl..nl by U\. d~ta th",' it i8 lI"e, YD\lwiU
be lndcll.lul' 1(,o:1t,lllrc,,!f.I}IIY nnmlee you milk, I.lndl"r thl~^<<reemcn~
VitI!. will be in der"t,llt If,ot,l dl., nlt l'<'lr 1lIll\kruJl~ or beeomt \neol"ffnt.
u-...tla, "nl',bl~ III p3Y your ebligntlon....h"n UI.1bpeOMI' duo, You wUl
tic In dcl'illllt ir}'OlI mAke Iny rala" lit mitlootdinil '~4b1m8nt~ III p,ny
cn:da nppllCAtlon' or erac!it lIod~Jl!. Ytu .....illlllte he in e1.cr"ult It
C)l'I\(!thing hllppen1 th"t thl) Cf9cll~ UnIon bt(;~veil mll.Y ~ubenntill.llr
reduce y.,ur lIbility tll r;:po1 ~kll~Ylll.l O.....~
\9'h911 1"Il11re If!. d~C.!lIh, 'he Crodlt llnl(1n h~2 Ik9 r1e:M tt1 defl\l\M
Immedl,tl) p.'1yment er~llur r,,1I ^-'::eCl.lllt ~~ll1";:A IIIIlhollt (;"ine yo"
nllth:,. JI tmlTlerl!~t~ pJ,ym~nt i~ demMlced, >,<'>\1 "WI''''' to cantIn...
.lltly{n; r.Mnce eMr!;':I!.l:It tb, ~Ir:~dic r:\tl chlltii!<1d btrlltt' der.,,,lt;unul
",hilt ,ou o",!! h.,s he~n plllli, IIl'Id lIny ~h!\IH thi/.t Weft IIYlln u stcurilJ'
for ,"ur^~ount mil) nt! lIppl.ad. to-uA~~ whlli ~1I OW".
"
10 I.J.&12lliJ.v l'nr Unllll~hnn7:tld tJlI~O.~~!9IMI CU'" Nnlln~'IlI"""
y~u m~ i.t:"ble' tor th"! UM\itl!.llr.!ed tl_!t ll!rnUI ea",. yD~.....lIt not
be Itdllc rOt IInAtltl\llrl:td un th!\t aceu",II~,U )'0" nlltlty cho Ct,d.t
Ul'lion, ar~lIy Ot 11\ wr~linj!", or llle 10il'l'. th!t't. or [liY._ible Unluth4rl~o:1
U'C. In .ny U_II,JClur l\p.b;lilyw:l1 n.e! t'll~etd !So. y.,u eQn nnbry u,.
Credit Unlen by cnlliniJ 1.U4.!2ol.!.4l3'". 1.'OO..ua.?;81.
11, C)IlLruri... "",. """:",I"l\U",, Vn..f' l\.cc.a~. The Cr,da T)ll.:lIn ft'-'Y
d\lI.n~1!' tluo ~rms 'Cthl'lA!r~..c",el'\t rtom tima b:l Un:"'. NaUtt qr.A'!
,h.nl!lI ....Ill bt t;v.n In f1e:udon.r.e .....ith 4rr1ic"ht. IA~ COlI ot ,411.
C:ltd lInerrl::l:lYlne nO~lc~ at" ch~nfe "'ill indio.ste- )'tI"" A.<<rto:rt\ent to
tke m:ln;l:e. Upo:rmitlt.'d by I,,\&. "fld \ip'ctQ~d 11\ iii, noti~e to. you, the
CMni:t "lit epplyte lollr C!lli:'\tint:'^reo\ln~ hnl~ntt 111 \l,.~1I111 to !u!Uft
tr.:'lnu~.t;el\l.
"",_~~/.~Q,
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CO/'o"I'INf}!:O Or-: RE\i'ERSE StDli:
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SEP 12 '01 09:53AM BIG BEAR ECU
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SEP 12, '01 09: 50At1 BIG EEAR ECU
.'
. ,
~
BIG BEARL'\tPLOms
CREDIT maON, INC.
Of'Gd~~ ISJ VI 3id AY~a
Mall: 170 w. C'OCld~ B!.v4.
C:llwn.b\lt.OK4~212
(514) 4Il2-dHO. (i00) 743.2327
PAX(614) 46:.dI60
P,;g 1 01 2
LOAN AGREEMENT ANO CONSUMER CREDIT
DISCLOSURE STATEMENT ('Agreement')
Borrower(s)
ER I C JOBES
200 N MOATS AV
HARRISVILLE. WV 26362
ANNUAL FINANCE CHAROE
':..~/:jCeN'T AGE RATE n....... ..........
,... ten of Your UNit wQl eoat You.
atilldltaaIlYNri.,,..e..
AMOUNT FINANCED TOTAL OF PAVMENTS
Tf'l1lI )tT\o~t 01 c:,....lt II'r'__I,.4 ~ T/'IIlI ~oU"C You ....ltll'I~ plllll
Vo~ 0' on YOI.II' b-l'lail. ....1'1,,, '1"0\1 ".will m~, :!II
llCl'I.~led ll~m'''t..
CATE
ACCOUNt NU
'1
I
I
j
Mli:ERJ'
. a
04/30/99
14090
6.990 ,..
Yaur DaYrrlMt QChGd\llu will D4:
NlJmbet of P3V1'TK1n11l
756.88
5031.48
,
5788.36
Amount of PiJvmontG
Whwn PaYmGnt8 Are Du"
47
1
$120.60
H2O .16
Monthly beginning June 04. 1999
as a final payment on or before Hay 04. 2003
~ RequiNd Oepoftit: The Annual PlUCGl1tago Rat~ dao! hot teflec:t Your 0 00
raquited depallit. Filing Fee ~ . Non Filing Ins. , 0 . 00
Property In1lIur;1noc: You m:JY obtain propertY lnsuranc:e from anyone You Ptops'fI'I'W!lnt: 11 You p~v off o.arly. You will not n:lv. ta pay II penalty
wSnt that il: ac:c:eptsbte ta the Credit Union.
A.~umo.bilay: Your 103" ial'\ot aa$1Jm:Jbto.
SIIc:urity; You ~rt giving :i ~ecuritv intere!:t in:
OCJ The ~ood~ or property being purchDsed.
I 0 Your presant 3nd future sh:Jros: or dopo~m; in tho Credit Union.
100'h"
L~e Ch:ugt: If Your po>yrnen't; is 10 or mote days: rate, You wilt be
charged S.OO% of tM" p~'(mClnt dUG, !object to I minimum or $10 :md
II maximum of ~2S,
SaG Your oontract aoc:ument!: (or 3ny additionsl in(orm.ttion about nan
pll'(mont, dsholt, :l.ny r"quired rop~yrnQnt in full before th, scheduled d,:rte,
and prepaVmSnl rllfund,:: .'Jnd potl'tlJlt1e~,
Cl Slmph, Intolswt Ro~e
6.99
% gor Annum,
It,mlu.tion of Amount Flnl!lIne.ed of: $
5031. 48
Amount Paid to Othe.. on Your Behalf:
Crodh In.u,onco Company 0.00 ACTION PJJTO SALES
5031.48
Amount given to You directly
$
0.00
Amount paid on Your <1ccount
$
0.00
In;.ur3nect: Cl"9dlt Lihl rind CredIt OIUlbility Ins\lrlJncQ ar9 not requlrod '0 abtsln credi, .snd "",m not bo Dtovided I"jnlelilllill You 99'99 tQ II'V 'the Qddldonal cod ,nd Ilqn below,
Type P",mlum PleaN c:hac:1c OM o~ the boxes below. Aq./Binh o:]'e
OI..b;[;W a. 00 C"df\ O;"o';W In,...ne, ov" W.n' [EVou 00 Not Won< 26 I 06/19/72
-. d
Bon"OwQl
git]r'lolture One
So,curky l'tUtut. To foeuro ,11 obllQ.1do", of Barl'C1wClr(,1 f'll:rllund.r to the edit Unlan. You gl...o ~ ~"eurity intafQU and lion 11'\ snd 4pon the fcllQwlng property, inaluding
In)' and tlU aCC:fll:'ll!OMII. ,el.te.d Incuronce proo8edl or Incunnee premium ro1undll.
Other
EXHIBIT 2
1P3ES47C6SD136166
~
K,ylllc:. Number
39561
Vear
Me.a
PLYMOUTH
Madel
V.I.N./Serird Number
1995
NEON
FUP'(Mf p:lraQ'r.2phlt of thi. L04ft Aqr..m.nt a/. ..t lol1h an the ~tlO ,ftl.d "Addj,ionsJ PYQl~!JjO"1I 04 lO:ln Ag,..m"nt:". .nd You :IIQr.. to b. bDl.lncl by ~ll af ths
prClvl.:an!! a( thl!! L03n Agreement.
SlrJn3fu/u: You have ,;Jlijied this Agrooment this: 30TIi day QfApril ,1999 end !lcknowledg. that You have rO..1d it. that YolJ underu:md it,
.r!(~ tt\:st You havo r. o,l~ d a cClmprotely fi\l.d~in Copy IiII It. -
-
Own., of ecJlafOI''''' lather m.')n Botrower}
Wi'h'l6U
,~
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i"ll:Ji:C-~:~;i.
SEP 12 '01 e'3: :)8AI"1 tl.l.b B':=H;:( t..l_1J
.
ADDITIONAL PROVISIONS OF LOAN AGREEMENT
PIQO 2 ~ 2
5or/'l:lw~rl,...t,a1::
--
1. PRO~lse. TO PAY. You promi.!lQ to pay th~ amount bOlfowed. pJu&', ;nt~'e,Dt. orhat permitted charqes and feos ~o the' ord", af BJg Beoolr Employees
CredIt Union. Ino. (Lender) or ordor, .u:c:ordlng to the terms of this AgreElm~nt (including thota set forth In th" Fedor::1 Truth-ln-LondinQ DI~Qlo!Zurel
~um~l~r,~' p"t'lf3Ses.. or ~ord:s: prac!"dad bv :!Ii 0 are lJPplie:2I:.I!:I onl.v it tha 0 ie marked, a.g. ~. In thi.l Agreemcnt the uo.;c of the word~ "Credit Union,';
Wle, U~ and Our me.:!n erg Beet Employees Crodlt Unton, Inc. The Borrower(o) and any Co~Slqnerls) of the Agreement, indlvldu:111y and
col actively. 3re s:omedmes referred to os "You" or '"Your'" (el meanlll an estimate, (n/al meens not apf:llicable. .
2. LIABILITY .OF PARTIES. ea~h person who sl9n~ l~i~ Agulam~nt i1-9: Borrower or Co-Borrower agreo!; to be Individu:2l1y ~nd jointly obllQ~tod to pay
Your 1c)3n In aeeordar.ee with the terms :3nd conditions 01 thiS Agfaemant. Any per con who !:'l';r.S thlc Agroement I:Ind oheoi(,s tho box ~"Qceding
~OwnQr of Collateral (other than Borrower}. doaa so voluntarilv and solely to glVI!I a Sl!Iourity interel;t in the ColI~ter:)1 ~hown in th~ Security lntorost
section in this Agreement, but is not persenally li,Jble for My indebtedness created by this Aareement.
3. !NTE~.!:~T. Intere-st will be oharged en the unpaid balance of 'four loan at the Simple Interest R3.to coslgn,Jted ;" this Agreem!:lnt until Your balanco
IS peld tn full. Any payment may be m~de Barly ~lthout penalty, and :my early p:lymont:: wIll h3Vfl tho r,,:;ult of reduoing the toul :I(;1ount of
interest paid. Any payment made after the dua date will have the res:ult of iner~<l~ing the tot~1 amount of intElres,:: paid.
4. PAYMeNTS. Your pavmElnt!Z ars to be made :Jccording ta tha F'ayment Schedule in thi9 Agreement. Any pettiel prepayment of Your loan will not
dalay Your next scheduled due d3te. If, when You pay Your lect schedUled payment, the 3mount You P:lY exoeeds YQur lo~n balanoe. thon You
give the Credit Union permission 'to deposIt the e~ceau to Your ehers account.
5. COLLATERAL The Crodit Union ha.9: basn arant&d .s securitY interest or Hen in or upon tho eo/J.:ltt\'r;&l duignated in thj~ Agroemant or in il separate
document sueh ~~ a S.,eurlty Agreement, Mortgage.. Assignment, Pledge. Trust Deed or ~Imtlar documont (the subject m~ttQr of suc:h a security
In1;ereSt or Ilen is reforred to ae "Collateral" in this Agreementl. Except for tha Credit Union's security inlerest or lien, ths Collateral ig: ow"ed frae
3nd cl~<:lr from any adveres claim, seo...,rity interest or encumbrance other than' as now di".%clo~ed to the Cradi1: Union, 'Nithaut the expres,; written
eonsef\t 01 the Credit Union. no other liens. security interd~tll or encumbr:mcee will be allowed to attach 'to the Colltneral. You ,8qr~~ to inform U'lC'
Credit Union immBdi.ately if rh.g CoflatEVsl l!; fo be moved tor 3n extended pcricd from Your ::ddrQU shown in this Agfsemenr or at such othSl
sddre5s. sl whIch "YcHJ.-hava informed\the ,Cr;e'dit Union the Cot1:!!1tcr~1 Is n'ow I,ocated. 'The COII'3tlft.al,shall n'ot be sold o( ownetehip',otherwiaa
tr8nd~rred and'.3t :.11' tlmos Jhe COUaterel ghall be kept in Q.ood recalr.' Th~ Collater:!.!. shall not b@l iJ~od for :Jny unlaw1ul purpo!le. ,The Credit Uniol"l
;zhall rscelve the full Coopcr8tlon of the Borrowsr, Co.Siqner or Owner in obtaining everythlMQ Ulat We require to place or maintain Our seC\Jrity
Inte(e~t in or lien on ~ho Collateral. The Credit Union may exsmine and inspect the Colleteral at any time where...er looa,ted. All ta:<01I or
.,sseS:~ments on the Coll.1tOfa/ ahall ba paid as they come due. 3nd If not p"id, the Credit UnJon may p~y thtm :1f1d ,h311 be ontjtled to
reimbl.lrscrr'lont or. altEunativelY, to .sdd any $:mount So p.1id to the IJnp31d b:tI:H\CIl of Your loan :!IubjQct to the :.pplicable ;nter891 r.1!e.
6. LIEN ON SHARES. If share!: or deposits are pledged :l!. 9Qcurlw for thic loa,,!, You underttand that the bol3nc:a in Your aceount(o) on depo:!lit with
th'l Credit Union m~~t be kept at le3st lIIqual to tho balancQ of Your loan Ut'lt~ Your 10.3n is repaid in full, We m.lV. however, permit You to maintain
or redyce Your account balances bolow Your 103M b.1lancs. If You are in default, the Credit Union rT'l3V app1v all cksres (s;r:cspt KSG'gh Accounts and
IRA Atc:ount~1 then on deposI1to Your loan up to an amount B4ffic:ient to repay Your loan.
7. PROPERTY INSURANCE. You promiDe to maintain property insurance in 3n amount that is at le3!i't eq,u31 to the unpaid bal:mo,e owed. under this
Agreement wit" no more th'ln a ,$500 deduc:t;ble, and with Us named as 10'1>:: pEly~e for Our protection, Svoh insurance shall protott agelnet loc~.bV
file. theft, and ooflision 3nd wifl provide "aff risk:;:" hull insurance in the case of airoraft or boats and 3cce~s:ories: thereto. jf any. You mav pro'1/ds
the reguired prcperty i"sur:.ncQ through an axisting policv or by 3 polioy You independently ob:3~n 3nd P3Y for from 8 per~on af Your ~W!", choos~ng.
pro....iding, such per~on i~ rO:J~onOlblv :r.ccQPtablo to U'.1. YO\J agree to deliver s8tlsfac:1'ory evidence of the insurance policy. to Us "!'ttrylf\ any time
period !l:g~ecjfied tn $,ny notlc" from US' or on Our behalf. IT You do n'ot get or keep thi~ insurance, We may, at Our sole optIon, obtaIn In~\Jrsnca. to
protect ur lt1tere~t and add ita eO.llts to YOIJ( loan, Bl.lbject to the applicabla interest rate. :md You 3~ree to pay for it fby such meSM .as Increaslf'Q'
Your payment Dr Incre3slng Your lotln tElrml. We ere under no obl.qation to obt3.in ms\,/rsnee on Your behafr. We have tf1e authorIty (0 obtQln,
adjust. settle or cancel insuranc9 :)nd may endorse any psny's nama on any draft.
e.OEFAlJLT. Your loan :s:h:J1l b$ in dofault if any of the followinQ t/"iina~ occur: (3) You do not mak.e 3ny payment cr.perfo~m eny' ob'tlJat~on under thi.9:
AQreement or 3ny othQt :2Igrof:mont that You may have with ~he Credit Union; or (bl Yo..., h::lve mads a hiss or nw;leadlng. !;~atemen.t In Your. credit
alJplioation and/or in Your rapreosntationg 10 the Credit Union while You owe montlY on thIs loan: or (c) You t.hould dlS. or be. Involved 10 sny
insolvencV. recslv!:lrship or custodiol proceedinq brought by or against You; or {dl .1 Judgement or t;:lX lien should be flied .ag~lnst You o! 3nv
attachment or g~rnlSnl1'\Ont should be IS'llJed against any of YOIJr property or right:!. spedfic;JUy :J"lcludlng :lny~no std!tlng ~n ~CtIO.1'! or proceeding to
,alza any of Your funds on dl1poait '-'lith the Credit Union; andlor leJ the Credit Union ~hOL;I::f. In good faith. believe Your ability to repay YQlJr
indebtedness hercunder i., or Boon will be impaired, lime being of the \ll!lry tJ!UltJnCe.
Upon any OCCurrence nf defsl.llt. and to tho iIl'xtef\l PQrmiUed by 1;:)1,0'}, We may declare the efltire balance of YOU! loan imm.ediately dlJe and payable.
WIthout prior natice or d.emand, If the ontirll: b~l.3nco ;D not then paid immediately upon default, end if permttted by law. the Collateral !"hall.ba
voluf\t.Jrily eurrendarad to tho Crodlt Union at t1 time and place acceptable to it. If this jg nOf done. to tne e?rtent perm1t-::ad bV la'W, the Cr.edlt. Union
m:JY 6nt91 the premi!;6$ where tho Collateral j.! JocGled end t1.llKS fouassion of It 'Jnd the Credit Union may a:cserf th~ def.ense of 3 su.cefl(~r rrght of
possefJ'lJion ag the holder of a socur,ity interest to any offense 0 al1eged wronQful taking 3nd conversion. Th!:l C:redlt Union m:lv s~1l or dl$pOs.e of
tho Callateral In any manner permitted by law, and <lny rSEulting deflclencv on Your 100Sn shall be immedi3tely p~ld to th.e Credit Union. In the event
eoHo;t1on efforts are required to obtain paymont on thig or any otkar account, You 3gree. to the extent permrt'!-ed by 1J1:'i' to p-tly 'Ill court casU:,
priv:ltc prOCM! !larvar 1ea~ invG'Stigstlon fccs or othor costs incurred in collection ;and reasonable snorney fees IncurreD In the, course of colleetIM9
any atnount! owed under thl'J Agreement or in the recovery of any Collateral. If permit'tad bv law, the: Crodit Union shall h~\le the right to impress
and e"foreo a liM upon the ahare~ and dividend!: 01 any;m-cmb9f indebted tc it, aild the Cradit U,.,ion may'set-off the mutusl mdabtedneus.
'19. ASSUMABILlTY. Your loan it; not aB8u~Bbte.
10. DELAY IN ENFORCEMENT. We do not lose Our rights und~r this or .1ny related 3greernant if We delay enforcing tham. We ~.:U'l .)cc:ept late
peyment~, pArtial p3ymllln'C9, Or any ather peyment:s:, !:Iv,n it they ar!] m.3rked .piJid i" ful['" ~ithout IOtin9. "!ny of Our,ri9htll under lhlll Agreement. If
eny p~ovi~lon of tn,s or ~ny rel;:l'ted agreement I; determined to be unenforcaeble or tnvelld, 0111 other prOVI'llong tematn In full foree and enaCt.
11. GOVeRNING LAW. You understand ::Ind agreo tnat th.in Agreement will be governed by the lawg of the state in which it is written e,;cepc to the
ex'tent then Ftlderallaw control~.
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VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 PA.C.S. s4904
relating unsworn falsifications to authorities, that he/she is G f'~ j ov-y A-, ~L ;J!we.J {
-r::-e.u..""e.v' I Met.f\j>?.f' of tSj ~ec-"I f/ib...~~ h,..,.r'2:..~V~ ,plaintiff herein,
'(Title) (Company)
that he/she is duly authorized to make this Verification, and that the facts set forth in the
foregoing complaint are true and correct to the best of his/her knowledge, information and
..
belief.
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-06613 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
BIG BEAR MEMBERS FIRST CREDIT
VS
JOBES ERIC
GERALD WORTHINGTON
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
JOBES ERIC
the
DEFENDANT
, at 0859:00 HOURS, on the 28th day of November, 2001
at 1397 CREEK ROAD
APT 2
BOILING SPRINGS, PA 17007
by handing to
ERIC JOBES
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
4.55
.00
10.00
.00
32.55
r~ ~A"<t:~
R. Thomas Kline
11/30/2001
WELTMAN WEINBERG REIS
Sworn and Subscribed to before
me this 11$
day of
BY~.A"")~
Deputy Sh iff
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rothonotary
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
BIG BEAR MEMBERS FIRST CREDIT UNION, INC.
FKA BIG BEAR EMPLOYEES CREDIT UNION
Plaintiff
No. 01-6613 CIVIL TERM
vs.
PRAECIPE FOR DEFAULT JUDGMENT
ERIC JOBES
Defendant
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan, Esquire
PA I.D. #47437
WELTMAN, WEINBERG & REIS CO., LPA
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#02340758
THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
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IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
BIG BEAR MEMBERS FIRST CREDIT UNION, INC.
FKA BIG BEAR EMPLOYEES CREDIT UNION
Plaintiff
vs.
Civil Action No. 01-6613 CIVIL TERM
ERIC JOBES
Defendant
PRAECIPE FOR DEFAULT JUDGMENT
TO THE PROTHONOTARY:
COUNT I
Kindly enter Judgment against the Defendant, Eric Jobes, above named, in the default of an
Answer, in the amount of $10,261.11 computed as follows:
Amount claimed in Complaint
$9,898.19
Interest from 10/10/01 to 1/4/02
at the contract interest rate of 18.9% per annum
$362.92
$10,261.11
TOTAL
COUNT II
Kindly enter Judgment against the Defendant, Eric Jobes, above named, in the default of an
Answer, in the amount of $804.93 computed as follows:
Amount claimed in Complaint
$792.03
Interest from 10/10/01 to 1/4/02
at the contract interest rate of 6.99% per annum
$12.90
$804.93
$11,066.04
TOTAL
TOTAL COUNT I & COUNT II
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I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance
with PA R.C.P. 237.1 on the dates indicated on the Notices.
WELTMAN, WEINBERG & REIS CO., LPA
By:
William T. Molczan, squire
PA I.D. #47437
WELTMAN, WEINBERG & REIS CO., L.PA
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#02340758
Plaintiff's address is: cia Weltman, Weinberg & Reis Co., LPA, 2601 Koppers Building, 436 7'" Avenue, Pittsburgh.
PA 15219
And that the last known address of the Defendant is: 1397 Creek Road, Apt2, Boiling Springs, PA 17007
~
\
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
BIG BEAR MEMEBERS FIRST CREDIT
UNION, INC. F/K/A BIG BEAR EMPLOYEES
CREDIT UNION
Plaintiff
vs.
Civil Action No. 01-6613 Civil Term
ERIC JOBES
Defendant
IMPORTANT NOTICE
TO: Eric Jobes
1397Creek Road, Apt. 2
Boiling Springs, PA 17007
Date of Notice: / ~/ )-t/O (
/
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN
THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY
BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER
IMPORTANT RIGHTS, YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP:
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
(717) 249-3166
WELTMAN, WEINBER;: ;20" LPA
::,~Mf:;:; .'f
PA 1.0. #47437
WELTMAN, WEINBERG & REIS CO., LP,A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR #02340758
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VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa.C,S. Section 4904 relating
to unsworn falsification to authorities, that the parties against whom Judgment is to be entered according
to the Praecipe attached are not members of the Armed Forces of the United States or any other military
or non-military service covered by the Soldiers and Sailors Civii Relief Act of 1940. The undersigned
further states that the information is true and correct to the best of the undersigned's knowledge and
belief and upon information received from others.
WELTMAN, WEINBERG & REIS CO., LP.A.
By:
William T. Molczan, Esquire
PA I.D. #47437
WELTMAN, WEINBERG & REIS CO., LP.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#02340758
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SHERIFF'S RETURN - GARNISHEE
I
)
CASE NO: 2001-06613 P
COMMONWEALTH OF PENNSLYVANIA
COUNTY OF CUMBERLAND
BIG BEAR MEMBERS FIRST CREDIT
VS
JOBES ERIC
And now BRIAN BARRICK
,Sheriff or Deputy Sheriff of
Cumberland County of Pennsylvania, who being duly sworn according
to law, at 0015:08 Hours, on the 12th day of February, 2002, attached
as herein commanded all goods, chattels, rights, debts, credits, and
moneys of the within named DEFENDANT
JOBES ERIC
in the
hands, possession, or control of the within named Garnishee
WAYPOINT BANK 17 W. HIGH STREET
CARLISLE, PA 17013
Cumberland County, Pennsylvania, by handing to
TINA MCCOMMON (HEAD TELLER)
personally three copies of interogatories together with 3
true
and attested copies of the within COMPLAINT & NOTICE
and made
the contents there of known to Her .
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
.00
.00
.00
.00
.00
.00
So ans~ ~/~
~~~~<a~
R. Thomas Kline
Sheriff of Cumberland County
00/00/0000 j) ~
Sworn and sUbscribedi}o before me By ~ ~
~~y of . ~ Depufy "eriff
I pr;th~ t ~ (j
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SHERIFF'S RETURN - GARNISHEE
.
CASE NO: 2001-06613 P
COMMONWEALTH OF PENNSLYVANIA
COUNTY OF CUMBERLAND
BIG BEAR MEMBERS FIRST CREDIT
VS
JOBES ERIC
And now CPL. MICHAEL BARRICK
,Sheriff or Deputy Sheriff of
Cumberland County of Pennsylvania, who being duly sworn according
to law, at 0014:06 Hours, on the 21st day of February, 2002, attached
as herein commanded all goods, chattels, rights, debts, credits, and
moneys of the within named DEFENDANT
JOBES ERIC
in the
hands, possession, or control of the within named Garnishee
PNC BANK 2 EAST MAIN ST
MECHANICSBURG, PA 17055
Cumberland County, Pennsylvania, by handing to
ROB STOVER (INVESTIGATOR)
personally three copies of interogatories together with 3
true
and attested copies of the within COMPLAINT & NOTICE
and made
the contents there of known to His .
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
.00
.00
.00
.00
.00
.00
So ans~ g
rJ ...~.c ~t.
R. Thomas Kline
Sheriff of Cumberland County
00/00/0000
"l~
Sworn and subscribed to before me
day
A.D.
of3~
By
Deputy Sheriff
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SHERIFF'S RETURN - GARNISHEE
,
CASE NO: 2001-06613 P
COMMONWEALTH OF PENNSLYVANIA
COUNTY OF CUMBERLAND
BIG BEAR MEMBERS FIRST CREDIT
VS
JOBES ERIC
And now DAVID MCKINNEY
,Sheriff or Deputy Sheriff of
Cumberland County of Pennsylvania, who being duly sworn according
to law, at 0014:14 Hours, on the 11th day of February, 2002, attached
as herein commanded all goods, chattels, rights, debts, credits, and
moneys of the within named DEFENDANT
JOBES ERIC
, in the
hands, possession, or control of the within named Garnishee
M & T BANK 1 FORGE ROAD
BOILING SPRINGS, PA 17007
Cumberland County, Pennsylvania, by handing to
SANDRA FAILOR (TELLER)
personally three copies of interogatories together with 3
true
and attested copies of the within COMPLAINT & NOTICE
and made
the contents there of known to Her .
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
.00
.00
.00
.00
.00
.00
So answ..~ J vA
~~,~<.~,
R. Thomas Kline
Sheriff of Cumberland County
00/00/0000
Sworn and subscribed to before me
.g~y of J~
By
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SHERIFF'S RETURN - GARNISHEE
CASE NO: 2001-06613 P
COMMONWEALTH OF PENNSLYVANIA
COUNTY OF CUMBERLAND
BIG BEAR MEMBERS FIRST CREDIT
VS
JOBES ERIC
And now DAVID MCKINNEY
,Sheriff or Deputy Sheriff of
Cumberland County of Pennsylvania, who being duly sworn according
to law, at 0014:00 Hours, on the 11th day of February, 2002, attached
as herein commanded all goods, chattels, rights, debts, credits, and
moneys of the within named DEFENDANT
JOBES ERIC
in the
hands, possession, or control of the within named Garnishee
COMMERCE BANK 65 ASHLAND AVE
CARLISLE, PA 17013
Cumberland County, Pennsylvania, by handing to
WINNI QUESENBERRY (MANAGER)
personally three copies of interogatories together with 3
true
and attested copies of the within COMPLAINT & NOTICE
and made
the contents there of known to Her .
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
.00
.00
.00
.00
.00
.00
So answe,.rA:/
~~-V~~~
R. Thomas Kline
Sheriff of Cumberland County
00/00/0000
Sworn and subscribed to before me
~~
By
I
,b~j M%/M~
Deputy Sheriff
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SHERIFF'S RETURN - GARNISHEE
.
.
CASE NO: 2001-06613 P
COMMONWEALTH OF PENNSLYVANIA
COUNTY OF CUMBERLAND
BIG BEAR MEMBERS FIRST CREDIT
VS
JOBES ERIC
And now DAVID MCKINNEY
,Sheriff or Deputy Sheriff of
Cumberl~nd County of Pennsylvania, who being duly sworn according
to law, at 0014:03 Hours, on the 11th day of February, 2002, attached
as herein commanded all goods, chattels, rights, debts, credits, and
moneys of the within named DEFENDANT
JOBES ERIC
, in the
hands, possession, or control of the within named Garnishee
FIRST UNION NATIONAL BANK 604 E. HIGH ST
CARLISLE, PA 17013
Cumberl~nd County, Pennsylvania, by handing to
MARY LINS (MANAGER)
personally three copies of interogatories together with 3
true
and attested copies of the within COMPLAINT & NOTICE
and made
the contents there of known to Her .
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So
1!'~~p
.00
.00
.00
.00
.00
.00
R. Thomas Kline
Sheriff of Cumberland County
Sworn and subscribed to before me
00/00/0000
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By c(} fJArl /-(/V}/1/V' -U-r
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this ~7~ day of 3~
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SIRLIN GALLOGLY & LESSER, P.C.
By: Jon C. Sirlin, Esquire
Identification No.: 17498
1529 Walnut Street, Suite 600
Philadelphia, P A 19102
(215) 864-9700
Attorney for Garnishee
BIG BEAR MEMBERS FIRST CREDIT UNION,
INC. FKA BIG BEAR EMPLOYEES
CREDIT UNION
vs.
ERIC JOBES
and
FIRST UNION NATIONAL BANK,
GARNISHEE
- ,-,
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: COURT OF COMMON PLEAS
: COUNTY OF CUMBERLAND
: NO. 01-6613
F.NTRY OF APPF.ARANC.F.
TO THE PROTHONOTARY:
Kindly enter my appearance on behalf of First Union National Bank, Garnishee, in the
above-captioned matter.
Date:
Jb,o!o .J-
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Attoruey for Garnishee
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IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
M&T Bank.
Plaintiff(s)
BIG BEAR MEMBERS FlRST CREDIT UNION, INC. FKA
BIG BEAR EMPLOYEES CREDIT UNION
Petitioner( s)
Case No. 01-6613 CIVIL TERM
Vs
Defendant(s) ERIC JOBES
Respondent( s)
Responses to
Interrogatories
Garnishee(s). Manufacturers and Traders Trust Company
MANUFACTURERS AND TRADERS TRUST COMPANY, pro se, for its answer to the
Interrogatories states:
[Questions and Answers Pursuant to 14 Pa C.S.A. Rule 3253]
1. At the time you were served or at any subsequent time, did you owe the defendant( s) any
money or were you liable to defendant(s) on any negotiable or other written instrument,
or did defendant( s) claim that you owed any money or were liable to defendant( s) for any
reason?
Answer:
~
Yes
No
Denies knowledge or information sufficient to form a belief as to
the answer to the question.
o
2. At the time you were served or at any subsequent time, was there in your possession,
custody or control or in the j oint possession, custody or control of yourself or one or
more other persons any property of any nature owned solely or in part by the
defendant(s)?
Answer:
Yes
No
Denies knowledge or information sufficient to form a belief as to
the answer to the question.
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3. At any time you were served or at any subsequent time, did you hold legal title to any
property of any nature owned solely or in part by the defendant(s) or in which
defendant( s) held or claimed any interest?
Answer:
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Yes
No
Denies knowledge or information sufficient to form a belief as to
the answer to the question.
4. At any time you were served or at any subsequent time, did you hold as a fiduciary any
property in which the defendant( s) had an interest?
Answer:
~
o
Yes
No
Denies knowledge or information sufficient to form a belief as to
the answer to the question.
5. At any time before or after you were served, did the defendant( s) transfer or deliver any
property to you or to any person or place pursuant to your direction or consent and, if so,
what was the consideration therefor?
Answer:
~
o
Yes. The consideration was
o
No
Denies knowledge or information sufficient to form a belief as to
the answer to the question.
6. At the time you were served or at any subsequent time, did you pay, transfer or deliver
any money or property to the defendant( s) or to any person or place pursuant to the
direction of defendant( s) against you?
Answer:
~
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Yes
No
Denies knowledge or information sufficient to form a belief as to
the answer to the question.
(Additional Questions and Answer (if any)]
If any of the following reasons are checked, the account(s) in question are not subject to
attaclunent because:
o Account(s) No(s).
are escrow account( s) for real estate taxes and insurance.
o [Field 12] has a right of set off against the account(s) which it hereby elects to
assert.
o Other: [Consult with Counsel's Office and type in reason]
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Dated:
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MANUFACTURERS AND TRADERS
TRUST COMPANY
~.;,.~.'"l KOJJLJ
Title: yst
Legal document Processing
PO Box 708
Altoona, P A 16603
(814) 947-5831
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SIRLIN GALLOGLY & LESSER, P.C
By: Jon C. Sirlin, Esquire
Identification No.: 17498
1529 Walnut Street, Suite 600
Philadelphia, P A 19102
(215) 864-9700
Attorney for Garnishee
BIG BEAR MEMBERS FIRST CREDIT UNION,
INC. FKA BIG BEAR EMPLOYEES
CREDIT UNION
vs.
ERIC JOBES
and
PNC BANK, NATIONAL ASSOCIATION,
GARNISHEE
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: COURT OF COMMON PLEAS
: COUNTY OF CUMBERLAND
: NO. 01-6613 CIVIL
RNTRVOF APPRARANCR
TO THE PROTHONOTARY:
Kindly enter my appearance on behalf ofPNC Bank, National Association, Garnishee, in the
above-captioned matter.
Date:
.l
J C. SIRLIN
Attoruey for Garnishee
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SIRLIN GALLOGLY & LESSER, P.C.
By: Jon C. Sirlin, Esquire
Identification No.: 17498
1529 Walnut Street, Suite 600
Philadelphia, PA 19102
(215) 864-9700
Attorney for Garnishee
BIG BEAR MEMBERS FIRST CREDIT UNION, : COURT OF COMMON PLEAS
INC. FKA BIG BEAR EMPLOYEES : COUNTY OF CUMBERLAND
CREDIT UNION
vs.
ERIC JOBES
and
: NO. 01-6613 CIVIL
PNC BANK, NATIONAL ASSOCIATION,
GARNISHEE
ANSWERS TO INTERROGATORIES IN ATTACHMENT
TO: BIG BEAR MEMBERS FIRST CREDIT UNION, INC. FKA BIG BEAR EMPLOYEES
CREDIT UNION, Plaintiff
1. No.
2. No, Defendant has no relationship with PNC Bank, National Association.
3. - 6. No.
7. See answer to number two above.
N . SIRLIN
Attorney for Garnishee
Dated:
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VERlFICA nON
Tyieshia M Hayes, being duly sworn according to law, deposes and says that she is the Writ,
and Adminstrator, OF PNC Writ, herein, and verities that the Statements made in the foregoing Answers
to Interrogatories are true and correct to the best of her knowledge. Said Garnishee understands that false
slatements herein are made sugject to the penalties of 18 Pa.c.S. Section 4904, relating to sworn
falsitication to authorities.
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SIRLIl'; GALLOGLY & LESSER, P.C.
By: Jot C. Sirlin, Esquire
IdentifJation No.: 17498
1529 Walnut Street, Suite 600
Philadelphia, PA 19102
(215) 864-9700
Attorney for Garnishee
BIG BEAR MEMBERS FIRST CREDIT UNION, : COURT OF COMMON PLEAS
INe. FKA BIG BEAR EMPLOYEES : COUNTY OF CUMBERLAND
CREDIT UNION
vs.
ERIC JOBES
and
: NO. 01-6613
FIRST UNION NATIONAL BANK,
GARNISHEE
ANSWRRS TO TNTF.RROGATORTF,S TN ATTAC:HMF.NT
TO: BIG BEAR MEMBERS FIRST CREDIT UNION, INC. FKA BIG BEAR EMPLOYEES
CREDIT UNION, Plaintiff
1. No.
2. No, Defendant has no relationship with First Union National Banle
3. - 6. No.
7. See answer to number two above.
Dated: 3?jlo d-
JO C. SlRLIN
Attoruey for Garnishee
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First U.rlon National Bank
PA4418
Liens and Levies
5th and Market Streets
Philadelphia, PA 19106
<<.
verification
Kathleen Gormley, being duly sworn according to law, deposes and says that she is the
Writ of Execution Administrator of First Union National Bank, Garnishee herein. and
verifies that the statements made in the foregoing Answers to Interrogatories are true and
correct to the best of her knowledge. Said Garnishee understands that false statements
herein are made subject to penalties of 18 Pa. C.S. Section ~90~. relating to sworn
falsification to authorities.
athleen Gormley
:Vbnager
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Dated: .
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
BIG BEAR MEMBERS FIRST CREDIT UNION, INC.
FKA BIG BEAR EMPLOYEES CREDIT UNION
Plaintiff
No. 01-6613 Civil Term
vs.
PRAECIPE TO SETTLE, DISCONTINUE
AND END AS TO GARNISHEES ONLY
ERIC JOBES
Defendant
FILED ON BEHALF OF
Plaintiff
M&T BANK, FIRST UNION NATIONAL BANK,
COMMERCE BANK, PNC BANK and
WAYPOINT BANK
COUNSEL OF RECORD OF
THIS PARTY:
Garnishees
William T. Molczan, Esquire
PA. I.D.#47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#02340760
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IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
BIG BEAR MEMBERS FIRST CREDIT UNION, INC.,
FKA BIG BEAR EMPLOYEES CREDIT UNION
Plaintiff
vs.
Civil Action No. 01-6613 Civil Term
ERIC JOBES
Defendant
M&T BANK, FIRST UNION NATIONAL BANK,
COMMERCE BANK, PNC BANK and
WAYPOINT BANK
Garnishees
PRAECIPE TO SETTLE. DISCONTINUE
AND END AS TO GARNISHEES ONLY
TO THE PROTHONOTARY OF c;UMBERLAND COUNTY:
SIR:
Settle, Discontinue and End the above-captioned matter upon the records of the Court and mark
the costs paid as to garnishees, M&T Bank, First Union National Bank, Commerce Bank, PNC Bank and
Waypoint Bank, only.
.... . . 1jW"~!iW\>i~""'_''l,ili\1'''''*__
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WELTMAN, WEINBERG & REIS CO., L.P.A.
By:{jJ~~
Attorney for Plaintiff
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
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NO!Jjrial Seal
Wend\< L. WiI\!$, Notary Public
Pl!IsIl.IIr!l"- AII!lQheny Counly
1iG, C",mmt<,l'OOE>ilMes J'.'ly 15, 2002
h-"~;'fc ~:~i'1'n~~Wnf.1r ,~nrJatjOf.t of Notan,'!,:;
i'~w6Rtrf6AN~~BED,.'''''r",''''';i'i/
before me this ~ day
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S~IN GALLOGLY & LESSER, P.C.
, By: Jon C. Sirlin, Esquire
Identification No.: 17498
1529 Walnut Street, Suite 600
Philadelphia, PA 19102
(215) 864-9700
Attorney for Garuishee
BIG BEAR MEMBERS FIRST CREDIT UNION,
INC. FKA BIG BEAR EMPLOYEES
CREDIT UNION
: COURT OF COMMON PLEAS
: COUNTY OF CUMBERLAND
vs.
ERIC JOBES
and
: NO. 01-6613
FIRST UNION NATIONAL BANK,
GARNISHEE
To: William T. Molczan, Esquire
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a
Judgment has been entered against you in the above proceeding as indicated below.
X PRAECIPE FOR RULE OF NON PROS
JUDGMENT BY DEFAULT
MONEY JUDGMENT
JUDGMENT IN REPLEVIN
JUDGMENT FOR POSSESSION
JUDGMENT ON AWARD OF ARBITRATION
JUDGMENT ON VERDICT
JUDGMENT ON COURT FINDINGS
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SIllLIN GALLOGLY & LESSER, P.C.
, By: Jon C. Sirlin, Esquire
Identification No.: 17498
1529 Walnut Street, Suite 600
Philadelphia, PA 19102
(215) 864-9700
Attorney for Garnishee
BIG BEAR MEMBERS FIRST CREDIT UNION,
me. FKA BIG BEAR EMPLOYEES
CREDIT UNION
: COURT OF COMMON PLEAS
: COUNTY OF CUMBERLAND
vs.
ERIC JOBES
and
: NO. 01-6613
FIRST UNION NATIONAL BANK,
GARNISHEE
PH A F,CTPF,
TO THE PROTHONOTARY:
Kindly enter a Rule upon Plaintiff to either seek judgment against Garnishee, First Union
National Bank under Rule 3143(g) or to place the issue between Plaintiff and Garnishee upon the list
for trial, or in the alternative, to suffer judgment of non pros against Plaintiff and in favor of
Garnishee, First Union National Bank.
~.S~
Attorney for Garnishee
Date: ~~ \ \ '" 0 d--
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SJ:W,IN GALLOGLY & LESSER, P.c.
, By: Jon C. Sirlin, Esquire
Identification No.: 17498
1529 Walnut Street, Suite 600
Philadelphia, PA 19102
(215) 864-9700
Attorney for Garnishee
BIG BEAR MEMBERS FIRST CREDIT UNION,
INe. FKA BIG BEAR EMPLOYEES
CREDIT UNION
: COURT OF COMMON PLEAS
: COUNTY OF CUMBERLAND
vs.
ERIC JOBES
and
: NO. 01-6613
FIRST UNION NATIONAL BANK,
GARNISHEE
RlJT ,Ii:
TO THE PROTHONOTARY:
AND NOW, this /41 ~y of "- ) Lu:W - ,2001, a Rule is hereby granted upon Plaintiff
to seek judgment against Garnishee, First Union National Bank, under Rille 3143(g) or to place the
issue between Plaintiff, Defendant and Garnishee upon the list for trial within twenty (20) days after
the service hereof or to suffer Judgment of Non Pros against Plaintiff.
~
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PROTHONOTARY
~
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R. Thomas Kline, Sheriff, who being duly sworn according to law, states this
Writ is returned ABANDONED, no action taken in six months.
Sheriffs Costs:
Docketing
Poundage
Advertising
Law Library
Prothonotary
Mileage
Misc.
Surcharge
Levy
Post Pone Sale
Garnishee
18.00
4.49
.50
1. 00
60.00
100.00
45.00
22il.9~
Sworn and Subscribed to before me
this k- day of f2ruJ--
2003 AD.-9hJ;i' .n.M,~p"'), #'
pr h otary
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Advance Costs:
Sheriff s Costs:
300.00
228.99
71.01
Refunded to Atty on 3/25/03
cr,
So Answers;
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R. Thomas Kline, Sheriff
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 01-6613 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interesl and cosls due BIG BEAR MEMBERS FIRST CREDIT UNION, INC.
FKA BIG BEAR EMPLOYEES CREDIT UNION, PLANTlFF(S)
From ERIC JOBES, 1397 CREEK ROAD, APT. 2, BOILING SPRINGS, PA 17007
(I ) You are directed to levy upon the property of the defeudant( s) and to sell
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
ofM& T BANK, GARNISHEE, 1 FORGE ROAD, BOILING SPRINGS, PA 17007 - FIRST UNION
NATIONAL BANK, GARNISHEE, 604 E. HIGH STREET, CARLISLE, PA 17013 - COMMERCE
BANK, GARNISHEE, 65 ASHLAND AVENUE, CARLISLE, P A 17013 - PNC BANK,
GARNISHEE, 6480 CARLISLE PIKE, MECHANICSBURG, P A 17055 - W A YFOINT BANK,
GARNISHEE, 200 S. SPRING GARDEN STREET, CARLISLE, PA 17013
GARNISHEE(S) as follows:
and to notify the garnishee( s) that: (a) an attachment has been issued; (b) the garnishee( s) is enj oined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendanl(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed 10 notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amounl Due $11,066.04
Interest FROMl/4/02 TO 2/4/02 - $169.49
Ally'S Comm %
Ally Paid $105.05
Plaintiff Paid
Date: FEBRUARY 4, 2002
L.L. $.50
Due Prothy $1.00
Other Costs
CURTIS R. LONG
Prothonotary, Civil Division
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REQUEST~G PARTY:.
Name WILLIAM T. MOLCZAN, ESQIDRE
Address: WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 KOPPERS BUILDING
436 SEVENTH AVENUE
PITTSBURGH, PA 15219
Attorney for: PLAINTIFF
Telephone: 412-434-7955
Supreme Court ill No. 47437
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