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FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD
SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
GMAC MORTGAGE CORPORATION
500 ENTERPRISE ROAD, SUITE 150
HORSHAM, PA 19044
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DNISION
Plaintiff
TERM
NO.OI-'7001 Cu:l/~
CUMBERLAND COUNTY
v.
JOHNP. MULHOLLAN
MARY K. MULHOLLAN
1308 MALLARD DRNE
CAMP HILL, PA 17011
Defendant( s)
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND TIDS DEBT WAS NOT REAFFIRMED, TIDS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE Tms PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, P A 17013
(717) 249-3166
Loan #: 306833403
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IF TIDS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. ~ 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO SO IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFTER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
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I. Plaintiff is
GMAC MORTGAGE CORPORATION
500 ENTERPRISE ROAD, SUITE 150
HORSHAM, PA 19044
2. The name( s) and last known address( es) of the Defendant( s) are:
JOHN P. MULHOLLAN
MARY K. MULHOLLAN
1308 MALLARD DRNE
CAMP HILL, PA 17011
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 1/9/96 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to HART MORTGAGE CORPORATION which mortgage is
recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book
No. 1299, Page 329. By Assignment of Mortgage recorded 9/18/00 the mortgage was
assigned to PLAINTIFF which Assignment is recorded in Assignment of Mortgage Book
No. 564, Page 1128.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 8/1/0 I and each month thereafter are due and unpaid, and by the terms of
said mortgage, upon failure of mortgagor to make such payments after a date specified by
written notice sent to Mortgagor, the entire principal balance and all interest due thereon
are collectible forthwith.
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6. The following amounts are due on the mortgage:
Principal Balance
Interest
7/1/01 through 1211/01
(per Diem $16.61)
Attorney's Fees
Cumulative Late Charges
1/9/96 to 12/1/01
Cost of Suit and Title Search
Subtotal
$79,512.75
2,557.94
1,000.00
89.70
550.00
$83,710.39
Escrow
Credit
Deficit
Subtotal
TOTAL
218.27
0.00
($ 218.27)
$83,492.12
7. The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania Law, and will be collected in the event of a third party purchaser at
Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees
will be charged.
8. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.00.
9. The Combined Notice has been sent to the Defendant(s) by regular and certified mail as
required by 35 P.S. gI680.403c.
10. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance
Program, Act 91 of 1983, has terminated because either:
(i.) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit
Counseling Agency in accordance with Plaintiff's written Notice to Defendants;
or
(ii.) Defendant(s) application for assistance has been rejected by the Pennsylvania
Housing Finance Agency.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$83,492.12, together with interest from 12/1/01 at the rate of $16.61 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
~~
Is! Frank Federman
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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EXIDBlT . A'
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ALL THAT CERTAIN plot of groUlld sitUate in the Township afEas! PeMsboro, County
of Cumbe,'land and Commonwealth ofPellD$ylwnia, bmmded and described as foUowa, to
wit:
BEGlNNING at a point on the west side otMallardRoaclat the corner ofLat N~. 92 as
shown on the hereinaRer mentioned Plan of Lots; the_ along the line of Slli,j I,ot No.
92, SouU, 79 dew..e 241llinut.. West, 12L62 feet to a point; thence along other land now
or formerly of Clyde O. SlIIl'S"r and Esther SmyBer, husband and wife, N onh 18 degrees
23 minutes west, 86.79 Ceet to a point; thenee along the!lne oCLot No. 94,.s shown in
t.bEr 1l.e-r6h~ tUeo.t.ioMd pian o!lots, North 79 degrees 24 rnlnute.9 E,l'f:lt, 13:\.24 fMt t.n
a point on the west aide of Mallard Road aforeSllid; thence along the west side of Mallard
Road, South 10 degrees 36 Illinutes E..t 86 feet to a point at the earner of Lot No. 92
aforesaid, theP""'e oI'BEGINNlNG.
HAVING TEEREON EREctED a brick and aluminum dwelling bollOe known and
numbered ..q 1~08 Mallard Roed.
BEING Lot No. 98 in the Plan of Lots known as Plan No.3, West Creek Hills. lolid out
by D. P.lWl"e""P"rg... on July 15, 1967 ond revised November 21, 1967,:ald revised plan
being r""orded ill the Offi.,. of the Recorder oC needs in and for Cumberland CmUlty Ul
Plan Book 19, page 47.
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BEING the same premises which E. Penn Lemmonds and Patricia W. Leromonds, by Deed
dated March 12, 1984 and recorded in Cumberland County Recorder oC needs omee in
DeecI Book Q. Vol. 30, page 306, gr....ted and conveyed unto Patricia W. Lemmonds, one
of the Grantors herein. The said Patricia W. Lemmonds having married, her husband
Gerald T. O.bw-njoins in this deed to CQnvey any right, title or interest he may have in
the above described pro~y.
U'NDER)..ND st.TBJECr. nevertheless, to easewenbJ, restriutiOrul. reservation.'j conditions
~d rights oCWtJ,v ofrecorc or visible upon inspection ofprel1,ises.
PREMISES BEING ON 1308 MALLARD DRIVE
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VERIFICATION
KRISTINE WILSON hereby states that she is FORECLOSURE SPECIALIST of
GMAC MORTGAGE CORPORATION mortgage servicing agent for Plaintiff in this matter, that she
is authorized to take this Verification, and that the statements made in the foregoing Civil Action in
Mortgage Foreclosure are true and correct to the best of her knowledge, information and belief. The
undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904
relating to unsworn falsification to authorities.
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DATE:
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-07001 P
COMMONWEALTH OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
GlvIAC MORTGAGE CORPORATION
VS
MULHOLLAN JOHN P ET AL
DOUGLAS DONSEN
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
MULHOLLAN JOHN P
the
, at 0018:57 HOURS, on the 27th day of December, 2001
DEFENDANT
at 1308 MALLARD DRIVE
CAMP HILL, PA 17011
by handing to
JOHN P. MULHOLLAN
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
.surcharge
So Answers:
18.00
9.75
.00
10.00
.00
37.75
rK r:.~t:~(
R. Thomas Kline
day of
12/28/2001
FEDERMAN & PHELAN
By: n a-
~ty Sheriff
Sworn and Subscribed to before
me this ~~
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SHERIFF'S RETURN - REGULAR
ClIBE NO: 2001-07001 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GMAC MORTGAGE CORPORATION
VS
MULHOLLAN JOHN P ET AL
DOUGLAS DONS EN
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
MULHOLLAN MARY K
the
, at 0018:57 HOURS, on the 27th day of December, 2001
DEFENDANT
at 1308 MALLARD DRIVE
CAMP HILL, PA 17011
by handing to
JOHN P. MULHOLLAN
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
.00
.00
10.00
.00
16.00
So Answers:
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R. Thomas Kline
12/28/2001
FEDERMAN &
Sworn and Subscribed to before
By,
PHELAN ~
Q~i
eputy Sheriff
me this JI~ day of
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FEDERMAN AND PHELAN, LLP
BY: FRANCIS S. HALLINAN
Identification No. 62695
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
GMAC Mortgage Corporation
Plaintiff
ATTORNEY FORPLAINTWF
Court of Common Pleas
Civil Division
v.
Cumberland County
John P. Mulhollan
Mary K. Mulhollan
Defendants
No. 01-7001
PRAECIPE
TO THE PROTHONOTARY:
Please mark the above referenced case Discontinued and Ended without
prejudice.
Please mark the above referenced case Settled, Discontinued and Ended.
Please mark Judgments satisfied and the Action settled, discontinued and
ended.
Please Vacate the judgment entered and mark the action discontinued and
ended without prejudice.
X Please withdraw the complaint and mark the action discontinued and
ended without prejudice.
Date:
1/30/'1-
~/7~JHa~
Francis S. Hallinan, Esquire
Attorney for Plaintiff
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