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FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD
SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
WELLS FARGO HOME MORTGAGE, INC.
5024 P ARKW A Y PLAZA BOULEVARD
CHARLOTTE, NC 28217-2407
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff
TERM
NO. 0\ - 7CX>J..... C? l ~ll ( ~
CUMBERLAND COUNTY
v.
DEBBIE J. DETWILER
252 MCALLISTER CHURCH ROAD
CARLISLE, PA 17013
Defendant( s)
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. ..
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE TmS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
Loan #: 4133317
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IF TIDS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM TIDS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. ~ 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO SO IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFfER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
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I. Plaintiff is
WELLS FARGO HOME MORTGAGE, INC.
5024 PARKWAY PLAZA BOULEVARD
CHARLOTTE, NC 28217-2407
2. The name(s) and last known addressees) of the Defendant(s) are:
DEBBIE J. DETWILER
252 MCALLISTER CHURCH ROAD
CARLISLE, P A 17013
who is/are the mortgagor(s) and real owner(s) ofthe property hereinafter described.
3. On 10/8/96 mortgagor( s) made, executed and delivered a mortgage upon the premises
hereinafter described to SIGNET MORTGAGE COMPANY which mortgage is recorded
in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1346,
Page 681. PLAINTIFF is now the legal owner of the mortgage and is in the process of
formalizing an assignment of same.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 8/1/01 and each month thereafter are due and unpaid, and by the terms of
said mortgage, upon failure of mortgagor to make such payments after a date specified by
written notice sent to Mortgagor, the entire principal balance and all interest due thereon
are collectible forthwith.
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6. The following amounts are due on the mortgage:
Principal Balance
Interest
7/1/01 through 1111/01
(Per Diem $15.41)
Attorney's Fees
Cumulative Late Charges
I 0/8/96 to 11/1/01
Cost of Suit and Title Search
Subtotal
$67,223.25
1,910.84
1,225.00
79.23
550.00
$70,988.32
Escrow
Credit
Deficit
Subtotal
0.00
384.98
$ 384.98
TOTAL
$71,373.30
7. The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania Law, and will be collected in the event of a third party purchaser at
Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees
will be charged.
8. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.00.
9. The Combined Notice has been sent to the Defendant(s) by regular and certified mail as
required by 35 P.S. ~1680.403c.
10. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance
Program, Act 91 of 1983, has terminated because either:
(i.) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit
Counseling Agency in accordance with Plaintiffs written Notice to Defendants;
or
(ii.) Defendant(s) application for assistance has been rejected by the Pennsylvania
Housing Finance Agency.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$71,373.30, together with interest from 11/1/01 at the rate of $15.41 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
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Isl Frank Federman
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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At.L t.hole certain lots ot grotlOd in We.:s't llennsboro T,.,wnshi~~r
CurnbeJ:land County, pe.nn~ylva,n.ia,. bounded a.nd descrlbe.ct As fQll()ws~
'rPA~ 1: BEGiNNtNG -at a point in the- center- at the publ ic road.
le.ading trom the state Ro-ad. by E1U.ot5.on 5tAt.l\,)l\ to th~ 1'urnplke;
thence in a West~ardly dtrection by prope~tYr now or fot~erly of
John Uipt>t'llltee:l, a dista.no,e of one hundred sevent.een (l17) feet,
tnoce Ot: le3.$, to a poSt1 thence i,t'J. a so-utherly dlrect10n along
property, now or to~merly of Cutti~ Xelter, a di~c~n~e of eighty-
seven {Bil feet, mo~e oc le~s, to a post; thenc~ by the same in an
Eafotwal:dly dir(!lctj,o~, a distance of one hundred ar'ld seventeen
(1l.7) feet, mQt:e: 0% lesa, to the centll!!1; of aai.d public road;
thence alonq the center ot aaid pub~it; road, in 4 Nocthw.u'dl y
dh;ec:tion, a di5tance of t:lghty-seven (87) f~~t t::o a point, th,e
place of Ueqinl1ing.
COl/'l'AIII!liG forty
thereon ere.eted
lmprQvt'..meo.llt.s..
(40) perches of land, more or lesBI' ~Hld having
a two-story frame dwellin~ hou$e and othe~
~MC'1' 2: BEGINNING at 8 point in the cast.ern :!!ide of it i'lublie
c;oad, which po1nt i, ht line: of pro-p~rty (lOW at fot:m.erly of RobeIt
Meherlig; th'l!nce in a.n f'.astw.u:aly direction along: -land nOW' or
f:ormerly of the :ta:l.~ .Hebe.;d1.g, a diata,nce of ;o.ixty-nine (59} feet.
1:0 "" post; tht.!nce in A s~thw.ardly direction along land#, I10W or
formetly of' ,Mrs. Amy Roc:kcy, i\ dlst4nce of :lh(tY.~l>i~ (66)'::feet to
a stak.e: Ulenoe .in a Wes't.wardly d1r-e~tion alonq other land !lOW or;
fOrIl\f!c.l..y of John R. snyder am1 Genevieve S. Snyderj a dist.ance of
sh::ty-nine CG9} teet to 3. point (.a 3-take} in the ea:stat:n -:ol.cte ol
the afol;esaid publio road; thence .in a Not'thw&rtjly direotion alonq
the ea:lte.r;n side of said public ~o-ad a. di.stance of sixt,y-a.i.x (€iG}
;:tt~l~~~~~~~'~~~~~~~'l!a~~~~~~,~i%ng known and ntUl"be<e<l
.
VERIFICATION
TAMMY JOHNSON hereby states that she is ASSISTANT VICE PRESIDENT of
WELLS FARGO HOME MORTGAGE, INC. mortgage servicing agent for Plaintiff in this matter,
that she is authorized to take this Verification, and that the statements made in the foregoing Civil Action in
Mortgage Foreclosure are true and correct to the best of her knowledge, information and belief. The
undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904
relating to unsworn falsification to authorities.
DATE: /Z-IO-o/
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FEDERMAN AND PHELAN, L.L.P.
BY: FRANK FEDERMAN, ESQUIRE
Identification No. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD. STE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
ATTORNEY FOR PLAINTIFF
WELLS FARGO HOME MORTGAGE, INC.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
No. 01-7002-CIVIL
TERM, 2001
Plaintiff
Vs.
DEBBIE J. DETWILER
Defendant(s)
SUGGESTION OF RECORD CHANGE
RE: PLAINTIFF'S NAME
TO THE PROTHONOTARY:
FRANK FEDERMAN, ESQUIRE, attorney for the Plaintiff, hereby
certifies that, to the best of his knowledge, information and
belief the plaintiff' was erroneously listed in the complaint as:
WELLS FARGO HOME MORTGAGE, INC.
The correct name for the Plaintiff is:
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.
Kindly change the information on the docket.
Date: December 26, 2001
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Frank Federman, Esquire
Attorney for Plaintiff
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FEDERMAN AND PHELAN, L.L.P.
BY: FRANK FEDERMAN, ESQUIRE
Identification No. 12248
Suite 1400, One Penn Center at Suburban Station
1617 John F. Kennedy Blvd.
Philadelphia, PA 19103-1814
(215) 563-7000
ATTORNEY FOR PLAINTIFF
Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
No. 01-7002-CIVIL
TERM, 2001
WELLS FARGO HOME MORTGAGE, INC.
Vs.
DEBBIE 1. DETWILER
Defendant(s)
STJ~~RSTTON OF RRCORn CH AN~F.
RF.' PARA~RAPH#l OFTHR COMPT.ATNTTNMORT~A~R FORRCT.OSTJRR
TIlJ'HF PROTHONOTARY:
FRANK FEDERMAN, ESQUIRE, attorney for the Plaintiff, hereby certifies that, to the best of his
knowledge, information and belief that the information in paragraph #3 of the Complaint in Mortgage Foreclosure
IS:
On 10/8/96 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter
described to SIGNET MORTGAGE CORPORATION which mortgage is recorded in the Office of the
Recorder of CUMBERLAND County, in Mortgage Book No. 1346, Page 681. PLAINTIFF is now the
legal owner of the rnortgage and is in the process offormalizing an assignment of same.
Kindly change the information on the docket.
Date: December 26,2001
1:~;;rdL-
Frank Federman, Esquire
Attorney for Plaintiff
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SHERIFF'S RETURN - REGULAR
Cl\.SE NO: 2001-07002 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WELLS FARGO HOME MORTGAGE INC
VS
DETWILER DEBBIE J
RICHARD SMITH
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
DETWILER DEBBIE J
the
, at 1945:00 HOURS, on the 28th day of December, 2001
DEFENDANT
at 252 MCALLISTER CHURCH ROAD
C~LISLE, PA 17013
DEBBIE DETWILER
by handing to
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
3.25
.00
10.00
.00
31. 25
r~--t:~=u,
R. Thomas Kline
01/02/2002
FEDERMAN &
Sworn and Subscribed to before
By,
PM
! Deputy Sheriff
i
me this
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(tunA.'! ;u.q.J- A.D.
Qr~Q In.d.L in
Prothonotafy
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\ FEDER:.'\'IAN AND PHELAN
By: FRANK FEDERMAN
Identification No. 12248
Attorney for Plaintiff
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SIDTE 1400
PHILADELPffiA, PA 19103-1814
(215) 563-7000
WELLS FARGO MORTGAGE, INC.
5024 P ARKW AY PLAZA BOULEVARD
CHARLOTTE, NC 28217-2407
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Plaintiff,
CIVIL DIVISION
v.
NO. 01-7002
DEBBIE J DETWILER
Defendant(s).
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against DEBBIE J DETWILER and ,
Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof
and for Foreclosure and Sale ofthe mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest from 11/1/0 I to 2/7/02
TOTAL
$71,373.30
$1,525.59
$72,898.89
I hereby certify that (1) the addresses of the Plaintiff and Defendant( s) are as shown above, and
(2) that notice has been given in accordance with Rule 237.1, copy attached.
FRANK FEDE
Attorney for Plaintiff
QUIRE
DAMAGES ARE HEREBY ASSESSED AS INDICATED.
DATE: .{-JI-W-. (7~..Jt€'-~
PRO PROTHY (j ~
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FEDE~Jll~ ~~ PHELfu~, L.L.P.
} Fran~ Fede~~an, 3squiye
Identificacion No. 12248
One Pen~ Center P:aza at
Suburban Station, Suite 1400
Philadelphia, PA 19103-1799
(215) 563-7000
AT~ORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
WELLS FARGO HOME MORTGAGE,
INC.
Plaintiff
CIVIL DIVISI01\[
CUMBERLAND COUNTY
vs.
NO. 01-7002-CIVIL
DEBBIE J. DETWILER
Defendant(s)
TO: DEBBIE J. DETWILER
252 MCALLISTER CHURCH ROAD
CARLISLE,PA 17013
DATE OF NOTICE: JANUARY 18, 2002
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE
INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN
AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing
and you may lose your property or other important rights. You
should take this notice to a lawyer at once. If you do not have a
lawyer or cannot afford one, go to or telephone the following
office to find out where you can get legal help:
CUMBERLA.J.'ID COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, P A 17013
(717) 249-3166
?J) QAA /I? /"1 p j).K /7Vl'\Av"
Frank Federman, Esquire
Attorney for Plaintiff
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, FEDERMAN~and PHELAN
By: FRANK FEDERMAN
Identification No. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PIDLADELPHIA, PA 19103-1814
(215) 563-7000
ATTORNEY FOR PLAINTIFF
WELLS FARGO MORTGAGE, INC.
5024 P ARKW AY PLAZA BOULEVARD
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Plaintiff,
CIVIL DIVISION
v.
NO. 01-7002
DEBBIE J DETWILER
Defendant(s).
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in
the above-captioned matter, and that on information and belief, he has knowledge of the following facts,
to wit:
(a) that the defendant(s) is/are not in the Military or Naval Service ofthe United States
or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress
of I 940, as amended.
(b) that defendant DEBBIE J DETWILER is over 18 years of age and resides at ,
252 MCALLISTER CHURCH ROAD, CARLISLE, P A 17013 .
This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to
unsworn falsification to authorities.
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FRANK. FEDE ~SQUlRE
Attorney for Plaintiff
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(Rule of Civil Procedure No. 236) - Revised
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
WELLS FARGO MORTGAGE, INC.
5024 P ARKW AY PLAZA BOULEVARD
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Plaintiff,
CIVIL DIVISION
v.
NO. 01-7002
DEBBIE J DETWILER
Defendant(s).
Notice is given that a Judgment in the above-captioned matter has been entered against you on
;z - ;u
2002.
~~
By' .
. EPUTY'
If you have any questions concerning this matter, please contact:
FRANK FEDERMAN. ESQUIRE
Attorney for Plaintiff
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHNF. KENNEDY BLVD., SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HA VE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCENDENCE IS NOT AND
SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A
LIEN AGAINST PROPERTY."
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PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.R.C.P.3180-3183
WELLS FARGO MORTGAGE, INC.
Plaintiff,
v.
No. 01-7002
DEBBIE J DETWILER
Defendant(s).
TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY:
Issue writ of execution in the above matter:
Amount Due
$72,898.89 I
Interest from 2/7/02 to 6/5/02
(per diem -11.98)
$1,413.64 and Costs
TOTAL
$74,312.53
~ ---Lu
FRANK. FEDERMAN, ESQlJi:RE
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
Attorney for Plaintiff
Note: Please attach description of property. No.
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DESCRIPTION
ALL THOSE CERTAIN lors of ground in West Pennsboro Township, Cumberland County.
. Pennsylvania. bounded and described as follows:
TRACT 1: BEGINNING at a point in the center of the public road leading from the State Road by
Elliorson Station to the Turnpike: thence in a Westwardly direction by property, now or formerly of
John Hippensteel. a dista:Jce of one hundred seventeen (117) feet, more or less. to the center of said
public road; thence along the center of said public road in a Northwardly direction, a distance of eighty-
seven (87) feet to a point, the place of Beginning.
CONTAINING forty (40) perches of land, more or less, and having thereon erected a twO-Story frame
dwelling house and other improvements.
TRACT 2: BEGINNING at a point in the Eastern side of a public road, which point is in line of
property now or formerly of Robert Heberlig; thence in an Eastwardly direction along land now or
formerly of the said Heberlig, a distance of sixty-nine (69) feet to a post: thence in a Southwardly
direction along land, now or formerly v; :,lr3. Amy Rockey, a distance of sixty-six (66) feet to a stake;
thence in a Westwardly direction along other land now or formerly of John R. Snyder and Genevieve
B. Snyd(:r, a distance of sixty-nine (69) feet to a point (a stake) in the Eastern side of the aforesaid
public road; thence in a Northwardly direction along the Eastern side of said public road a distance of
sL'Cty-six (66) feet to a point. the place of Beginning. Being known and numbered as 252 McAllister
Church Road, Carlisle, PA.
Tax Map #19-1659, Parcel #015
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WELLS FARGO MORTGAGE, INC.
CUMBERLAND COUNTY
Plaintiff,
COURT OF COMMON PLEAS
v.
DEBBIE J DETWILER
CIVIL DIVISION
Defendant(s).
NO. 01-7002
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. I)
WELLS FARGO MORTGAGE. INC., Plaintiff in the above action, by its attorney, FRANK
FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the
following information concerning the real property located at .252 MCALLISTER CHURCH ROAD.
CARLISLE. P A 17013 .
1. Name and address ofOwner(s) orreputed Owner(s):
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
DEBBIE J DETWILER
252 MCALLISTER CHURCH ROAD
CARLISLE, PA 17013
2. Name and address ofDefendant(s) in the judgment:
DEBBIE J DETWILER
252 MCALLISTER CHURCH ROAD
CARLISLE, PA 17013
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
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4. Name and address of last recorded holder of every mortgage of record:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which may be affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
252 MCALLISTER CHURCH ROAD
CARLISLE, P A 17013
Domestic Relations of Cumberland County
13 North Hanover Street
Carlisle, PA 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, P A 171 05
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
Februarv 7.2002
DATE
~~/~,
FRANK. FEDERMAN, ESQUIRE
Attorney for Plaintiff
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FEDERMAN a.nd PHELAN
By: FRANK FEDERMAN
Identification No. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PHILADELPIDA, PA 19103-1814
(215) 563-7000
ATTORNEY FOR PLAINTIFF
WELLS FARGO MORTGAGE, INC.
Plaintiff,
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
v.
CIVIL DIVISION
DEBBIE J DETWILER
NO. 01-7002
Defendant(s).
CERTIFICATION
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in
the above-captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
() an FHA mortgage
() non-owner occupied
() vacant
(X) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn
falsification to authorities.
:t -LJA_,
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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WELLS FARGO MORTGAGE, INC.
Plaintiff,
CUMBERLAND COUNTY
v.
No. 01-7002
DEBBIE J DETWILER
Defendant(s).
February 7,2002
TO: DEBBIE J DETWILER
252 MCALLISTER CHURCH ROAD
CARLISLE, P A 17013
**THIS FIRM IS A DEBT COLLECTOR A TTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
Your house (real estate) at. 252 MCALLISTER CHURCH ROAD, CARLISLE, PA 17013,
is scheduled to be sold at the Sheriffs Sale on JUNE 5, 2002 at 10:00 a.m. in the Cumberland County
Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of 72,898.89
obtained by WELLS FARGO MORTGAGE, INC. (the mortgagee) against you. In the event the sale
is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (2IS) 563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner ofthe
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, P A 17013
(717) 249-3166
(800) 990-9108
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DESCRIPTION
ALL THOSE CERTAI~ lots of ground in West Pennsboro Township, Cumberland County.
Pennsylvania. bounded and described as follows:
TRACT I: BEGINNING at a point in the center of the public road leading from the State Road by
ElIiorson Station to the Turnpike; thence in a Westwardly direction by property, now or formerly of
John Hippensteel, a dist3...'1ce of one hundred seventeen (117) feet, more or less. to the center of said
public road; thence along the center of said public road in a Northwardly direction, a distance of eighty-
seven (87) feet to a poim, the place of Beginning.
CONTAINING forty (40) perches of land, more or less, and having thereon erected a two-story frame
dwelling house and other improvements.
TRACT 2: BEGINNING at a point in the Eastern side of a public road, which point is in line of
propeny now or formerly of Robert Heberlig; thence in an Eastwardly direction along land now or
formerly of the said Heberlig, a distance of sixty-nine (69) feet to a post; thence in a Southwardly
direction along land, now or formerly c: !,irs. Amy Rockey, a distance of sixty-six (66) feet to a stake;
thence in a Westwardly direction along other land now or formerly of John R. Snyder and Genevieve
B. Snyder, a distance of sixty-nine (69) feet to a point (a stake) in the Eastern side of the aforesaid
public road; thence in a Northwardly direction along the Eastern side of said public road a distance of
sixty-six (66) feet to a point. the place of Beginning. Being known and numbered as 252 McAllister
Church Road. Carlisle, PA.
Tax Map #19-1659, Parcel #015
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AFFIDAVIT OF SERVICE
CUMBERLAND COUNTY
PLAINTIFF
WELLS FARGO MORTGAGE, INC.
No. 01-7002
DEFENDANT(S)
SERVE DEBBIE J DETWILER AT
252 MCALLISTER CHURCH ROAD
CARLISLE, P A 17013
DEBBIE J DETWILER
ACCT. #4133317
Type of Action
- Notice of Sheriff's Sale
Sale Date: JUNE 5, 2002
Served and made known to ~.tbi e3
at~ll, o'clockQ.m., at
SERVED
I'Y \-\..0', \e(Defendant, on the ~ day of kh UNli 200q
C . , Commonwealth
of Pennsylvania, in the manner described below:
~ Defendant personally served.
Adult family member with whom Defendant(s) residers). Relationship is
Adult in charge of Defendant(s)'s residence who refused to give name or relationship.
Manager/Clerk of place oflodging in which Defendant(s) residers).
Agent or person in charge of Defendant(s)'s office or usual place of business.
an officer of said Defendant(s)'s company. .
'_ d~--Rod~
Description: HeightQ9" Weight V-ld-. Race ~ Sex.-r: Other
!, ~ competent adult, being duly sworn according to law, depose and state that! personally handed
a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at
the address indicated above.
Other:
Sworn to and subscribed
be~~~e this~ day
of . , 200;/-.
?:
By:
SERYlC;E AT LEAST 3 TIMES. INDICATE DATES & TIMES OF SERVICE ATTEMPED.
N arial .al
Us,~ M. Greason N"A'.q,'v Pllh~i~
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On the .--.... d.yor
NOT SERVED
,200_, at
o'clock _.m., Defendant NOT FOUND because:
Moved
Unknown
No Answer
Vacant
Other:
Sworn to and subscribed
before me this _ day
of , 200 _'
Notary,
By,
Attornev for Plaintiff
Frank }'ederman, Esquire - I.D. No. 12248
One Penn Center at Suburban Station
1617 Jobn F. Kennedy Boulevard, Snite 1400
Pbiladellphia, PA 19103-1814
(215) 56,3-7000
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FEDERMAN AND PHELAN
By: FRAJ{KFEDERMAN,ESQlmRE
IDENTIFICATION NO. 12248
ONE PENN CENTER AT SUBURBAN STATION
PHILADELPHIA, PA 19103
(215) 563-7000
ATTORNEYFORPL~F
COURT OF COMMON PLEAS
CIVIL DMSION
WELLS FARGO MORTGAGE, INC.
5024 P ARKW A Y PLAZA BOULEVARD
CHARLOTTE, NC 28217-2407
v.
NO. 01-7002
DEBBIE J DETWILER
CUMBERLAND COUNTY
PRAECIPE TO MARK JUDGMENT SATISFIED
TO THE PROTHONOTARY:
Kindly markjudgrnent in the above captioned matter "Satisfied" upon payment of your costs only.
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FRAJ{K FEDERMAN, ESQlmRE
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March 7, 2002
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Wells Fargo Mortgage, Inc.
VS
Debbie J. Detwiler
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2001-7002 Civil Term
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED pursuant to instructions from Attorney Frank Federman.
Sheriff s Costs:
Docketing
Surcharge
Posting Handbills
Law Library
Prothonotary
Share of Bills
Mileage
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This 11~d~of~J
2002, A.D.c]"f' ()~~~
Prothonotary
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WELLS FARGO MORTGAGE, INC.
CUMBERLAND COUNTY
Plaintiff,
v.
COURT OF COMMON PLEAS
DEBBIE J DETWILER
CIVIL DIVISION
Defendant(s).
NO. 01-7002
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. I)
WELLS FARGO MORTGAGE, INC., Plaintiff in the above action, by its attorney, FRANK
FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the
following information concerning the real property located at ,252 MCALLISTER CHURCH ROAD,
CARLISLE, PA 17013.
1. Name and address of Owner(s) or reputed Owner(s):
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
DEBBIE J DETWILER
252 MCALLISTER CHURCH ROAD
CARLISLE, P A 17013
2. Name and address of Defendant(s) in the judgment:
DEBBIE J DETWILER
252 MCALLISTER CHURCH ROAD
CARLISLE, P A 17013
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
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4. Name and address of last recorded holder of every mortgage of record:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which may be affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
252 MCALLISTER CHURCH ROAD
CARLISLE, PA 17013
Domestic Relations of Cumberland County
13 North Hanover Street
Carlisle, P A 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, PA 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties ofl8 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
February 7.2002
DATE
l----A 4.
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
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WELLS FARGO MORTGAGE, INC.
Plaintiff,
CUMBERLAND COUNTY
v.
No. 01-7002
DEBBIE J DETWILER
Defendant(s).
February 7, 2002
TO: DEBBIE J DETWILER
252 MCALLISTER CHURCH ROAD
CARLISLE, PA 17013
**THIS FIRM IS A DEBT COLLECTOR A TTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A D1SCHARGEIN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
AN A TTEMPT TO COLLECT A DEBT. BUT ONL Y ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
Your house (real estate) at, 252 MCALLISTER CHURCH ROAD. CARLISLE, PA 17013,
is scheduled to be sold at the Sheriffs Sale on JUNE 5, 2002 at 10:00 a.m. in the Cumberland County
Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce the court judgment of 72,898.89
obtained by WELLS FARGO MORTGAGE. INC. (the mortgagee) against you. In the event the sale
is continued, an announcement will be m~de at said sale in compliance with Pa.R.C.P., Rule 3129.3.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
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YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
I. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only ifthe buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. rfthe amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LmERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, P A 17013
(717) 249-3166
(800) 990-9108
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DESCRIPTION
ALL THOSE CERTAI:-.i lots of ground in West Pennsboro Township, Cumberland COGnty.
Pennsylvania. bounded and described as follows:
TRACT 1.: BEGINNING at a point in the center of the public road leading from the State Road by
Elliot5on Station to the Turnpike: thence in a Westwardly direction by property, now or formerly of
John Hippensteel, a distance of one hundred seventeen (117) feet, more or less. to the center of said
public road; thence along the center of said public road in a Northwardly direction, a distance of eighty-
seven (87) feet to a point, the place of Beginning.
CONTAINING forty (40) perches of land, more or less, and having thereon erected a two-story frame
dwelling house and other improvements.
TR..'\CT 2: BEGINNING at a point in the Eastern side of a public road, which point is in line of
property now or formerly of Robert Heberlig; thence in an Eastwardly direction along land now or
formerly of the said Heberlig, a distance of sixty-nine (69) feet to a post thence in a Southwardly
direction along land, now or formerly;:;; l,lrs. Amy Rockey, a distance of sixty-sL'C (66) feet to a stake;
thence in a Westwardly direction along other land now or formerly of John R. Snyder and Genevieve
B. Snyder, a distance of sixty-nine (69) feet to a point (a stake) in the Eastern side of the aforesaid
public road; thence in a Northwardly direction along the Eastern side of said public road a distance of
sixty-six (66) feet to a point. the place of Beginning. Being known and numbered as 252 McAllister
Church Road. Carlisle, PA
Tax Map #19-1659, Parcel #015
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) .
COUNTY OF CUMBERLAND)
NO 01-7002 Civil
CML ACTION - LAW
TO THE SHERIFF OF Cumberland COUNTY:
To satisfy the debt, interest and costs due WELLS FARGO MORTGAGE, INC. PLANTIFF(S)
From DEBBIE J. DETWILER, 252 MCALLISTER CHURCH ROAD, CARLISLE P A 17013.
(1) You are directed to levy upon the property of the defendant( s) and to sell REAL ESTATE
LOCATED AT 252 MCALLISTER CHURCH ROAD, CARLISLE PA 17013. (SEE ATTACHED
LEGAL DESCRIPTION.)
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the gatnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined
from paying any debt to or for the account of the defendant (s) and from delivering any property of the
defendant (s) or otherwise disposing thereof;
(3) Ifproperty ofthe defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify lrimIher that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $72,898.89 L.L. $.50
Interest 217102 - 6/5/02 @$11.98/DIEM $1,413.64 Due Prothy $1.00
Atty's Comm % Other Costs
Atty Paid $103.25
Plaintiff Paid
Date, FEBRUARY 21, 2002
CURTIS R. LONG
Prothonotary, Civil Division
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REQUESTING PARTY:
Name FRANK FEDERMAN, ESQ.
Address, ONE PENN CENTER@SUBURBAN STATION
1617 JFKBLVD, STE 1400
PHILADELPHIA PA 19103-1814
Attorney for: PLAINTIFF
Telephone: (215) 563-7000
Supreme Court ID No. 12248
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. REAL ESTATE SALE No. 31
On March 11, 2002 the sherifflevied upon the
defendant's interest in the real property situated in
West Pennsboro Township, Cumberland County, P A,
known and numbered as 252 McAllister Church Road, Carlisle
and more fully described on Exhibit "A" filed
with this writ and by this reference incorporated herein.
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Date: March 11,2002
By: '01 CJ~ .JVVliih
Real Estate Deputy
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