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Home My WebLink About01-07024 J , GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jf. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 2 J 5-627-1322 Attorne for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA ClO COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-35 Piano, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff CIVIL ACTION - LAW vs. ACTION OF MORTGAGE FORECLOSURE DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE/0F THE LIDDICK FAMILY TRUST DA TIID 1l/17 /99 Mortgagor(s) and Record Owner(s) No. 01-7024 CIVIL TERM 75 Pine Hill Road Enola, P A 17025 Defendant(s) CERTIFICATE OF SERVICE PURSUANT TO PaRep. 3129.2 (c) (2) Joseph A. Goldbeck, Jf., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: ( ) Personal Service by the Sheriffs Office/competent adult (copy of return attached). ( ) Certified mail by Joseph A. Goldbeck, Jf. (original green Postal return receipt attached). ( ) Certified mail by Sheriff's Office. (}(J Ordinary mail by Joseph A. Goldbeck, Jf., Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriff's Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jf. (original receipt(s) for Certified Mail attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Joseph A. Goldbeck, Jf., Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Respectfully submitted, _ C~CJLJn B . J seph . Goldbeck, Jf. F orney for Plaintiff -"'-f;7:!'jW ,:", , ,,!,~ _ " ,.r-",.,.". ._ > . - ,"" .~ 1"" - ~ .,~" -~"'~-~ ~ ~ 9 - .... .';) r- - '=>> ~ - n 1" ." U> ~ o 3 <.> '" "" ~ " ~ r~ {O'O ...... ;iii (Jl. ~- ~~ ",B . ~ , . ~ ' .0 , ~ . 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" v g ~"'Ul5 _~t:tJ:I ft.....;::ttTJ .g.CI>'" () "0' CJl::<: ::rS""O:s: ~o..On ~--l~ '" ",::r ",,,,,,, ~ g-g;rH <rH~ g ~...::: ,,~lXl~ ......=s.~ ~i~~ Q\ '" Ii! ;;:i ~ 00009 Q 8~$'~~ o~<e,'Q~ <D <I> ",'0 0. € ~ (lI ~ rr " '? ~ '" ,-. g . ~ ~ 00 ~'" Q '" nO ~'" crUi. Q - _0 ~ @ ..0. ~ ~ ~ ~ ~ c ~ " a ~Q~~ 2: ~ ~;<: :=l>>;:;'~ &5~ a;~-6 'g<P$" E..o..... 0-" g3= a;'~~ ~ s'!: o~ . -' ~ v ~*.r; .' Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jf. Attorney LD. #16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive l'TX B-35 Piano, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff CIVIL ACTION - LAW vs. DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE No. 01-7024 CIVIL TERM 75 Pine Hill Road Enola, P A 17025 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 75 Pine Hill Road Enola, PA 17025 l.Name and address ofOwner(s) or Reputed Owner(s): DANIEL S. LIDDICK JR. c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11117/99 c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 2. Name and address of Defendant(s) in the judgment: DANIEL S. LIDDICK JR. c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 !,,1I~_ '_"""""'._J, _;_,' ,-'" -~', ,. ~', - I~-', ",_ ~h ~~ ~~~r~ :~~,f , DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED 11117199 c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. <attach separate sheet ifmore space is needed) 1 verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. 1 understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: November 15.2002 ~!;~,_~~,-~ _ _-Co'"" ,"',",'0" _n_ '-'" l' ^",,~,' ,-' -,'- , . c_1 ,., .,~ 0 ".. ~ "",,,Wj~~W,~~'t< -~-~" Bankers Trust Co. ofCalifomia NA c/o Countrywide Home Loans Inc. In The Court of Common Pleas of Cumberland County, Pem1sylvania Writ No. 2001-7024 Civil Term VS Daniel S. Liddick Jr. and Daniel S. Liddick, Jr. as Trustee of the Liddick Family Trust R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED pursuant to instructions from Attorney Joseph Goldbeck. Sheriff s Costs: Docketing Surcharge Law Library Prothonotary Mileage Levy Advertising Posting Handbills Share of Bills Poundage Law Journal Patriot News Certified Mail 30.00 30.00 .50 1.00 20.01 15.00 15.00 15.00 25.20 16.50 390.95 280.15 2.07 $ 841.38 paid by attorney 12/11/02 Sworn and subscribed to before me ~~ ~~t:~# R. Thomas Kline, Sheriff B~~~ Real Estate Deputy This .l7e-dayof J.aU~A/ 2002, A.D. 0ru~ (1 ~,# Prothonotary ~'-~;,""~"N0-~~.~~!1M~~ntr-,,,.....__ "_ , .\.60 tk.3'lID.r /2...." /.3~OSD -,W---i . - -" ~-~~." -! 1""-'" ~......_ '. _ .~, =~_=~~II!1:ll_~c,,,,,;,n,,,,,,,",,,,,,,,,TI';J<.~""""~=~_"___' ~ ~,;t -f 1 Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney J.D. #16132 Suite 500 - The Bourse Bldg. 111 S: Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. 71 05 Corporate Drive PTX B-35 PIano, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff vs. CIVIL ACTION - LAW DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LJDDICKFAMILYTRUSTDATED 11117/99 (Mortgagor(s) and Record Owner(s)) 75 Pine Hill Road Enola, P A 17025 . ACTION OF MORTGAGE FORECLOSURE No. 01-7024 CIVIL TERM Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 BANKERS TRUST CO. OF CALIFORNIA NA C/O COUN1RYWIDE HOME LOANS INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 75 Pine Hill Road Enola, P A 17025 I.Name and address of Owner(s) or Reputed Owner(s): DANIEL S. LIDDICK JR. c/o Bradford Dorrance-ESQ 21 0 Walnut Street, PO Box 11963 Hmisburg, PA 17108-1963 DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED 11/17/99 c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 2. Name and address of Defendant(s) in the judgment: DANIEL S. LIDDICK JR. c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisbmg, PA 17108-1963 DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 "+~~w"1_U~~_~.- _,."'^""..,_.__-__.,' ~ ~~ H , .~ >. - -~=- it"" \ , I 3. Name and'last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. (attach separate sheet if more space is needed) 1 verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief 1 understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. GOLDBE BY: Josep . G Attorney for Plai FERTY & McKEEVER eck, Jr., Esq. f DATED: September 3, 2002 --?"-,iijffi~JtJl.l!t'~'F",,. ..'_,:"'__ _""p,_.__ >', , I--~ "' i: 01-7024 CNIL TERM , GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - 111e Bourse Bldg. 111 S. Independence Mall East Philadelphia, P A 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. IN THE COURT OF COMMON PLEAS 7105 Corporate Drive PTX B-35 of Cumberland County PIano, TX 75024-3632 Plaintiff CIVIL ACTION - LAW vs. DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11117/99 Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE Term No. 01-7024 CIVIL TERM 75 Pine Hill Road Enola, P A 17025 Defendant( s THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL B.E USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: I.lDDlCK TRUSTEE OF THE L1DDlCKFAMIL Y TRUST DATED 11117199, JR., DANIEL S. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUlST DATED 11117/99 c/o Bradford Dorrance-ESQ 210 Walnut Street, POBox 11963 Harrisburg, PA 17108-1963 Your house at 75 Pine Hill Road, Enola, PA 17025 is scheduled to be sold at Sheriffs Sale on Wednesday, December 04, 2002, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Cour1house to enforce the court judgment of$86,290.39 obtained by BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: "::lA;;U,~','lj\1r_.~ , r.~-"~:'f.'__.,(_,,,,,,~:')\,,,,,, _ "r..." "'".. ~~__'_' '."""')0"..'., -. ""~" ,,'5~-- _~.. lor ''<'''~"" 1 ,~,~ ... " ;li1 01-7024 CNIL TERM 1. The sale will be cancelled if you pay to BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., lhe back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone lhe sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. Y Oll may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may fmd out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only iflhe buyer pays lhe Sherifflhe full amount due in the sale. To fmd out iflhis has happened, you may call the Sheriff of717-240-6390. 4. 1fthe amount due from the Buyer is not paid to the Sheriff, you will remain the owner of lhe property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your honse. A schedule of distribution of the money bid for your house will be filed by the Sherifflhirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schednle unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 ~, ''''-''''l!j'i1-"'iiI,$L, - ',~,' "'_,'~:'.>C__~- ,_ --" L- -1'=-'-' ., - - .1 . ALL THAT CE;RTAIN traol of land situate in the TQ.wnship of East Pennsboro, Cumberland County, Pennsly(<anla, more particularly bounded and described as follows In accordance wilh a survey made by Raymond M. Kowalski, regls!ered professional engineer, of Harrisburg, Pennsylvania, made March 21, 1960. BEGINNING at a point in the center or Pipe Hill Road a/ comer or lands now or formerly of Ralph Kiner: Ihence along said lands of Kiner South 68 degrees.41 minutes 19 seconds West, 655.49 feel (0 a stake in line of lands now or formerly of Oharles Lender; thence along said lands of L~nder South 3 degrees 15 minutes 40 seconds West 216.92 feet to a clierry (ree; thence along same South 45 degrees 56 minutes East, 539.65 feet 10 a poplar lree in line of lands now or for-merly of Harvey G. Will; thence along said land of Wilt South 62 degrees 54 " minutes 39 seconds Easl, 137.02 feet (0 a Slake; thence by lhe same South 6.2 d6!lrees 56 minutes East, 135.27 (eel 10 a point in line of lands now or formerly of Paul Liddick; thence along said land Norlh '13 de!1rees 19 minutes Westl 141.93 feet 10 an iron pipe: thence along' same North 63 degrees 17 minutes Eas( a dislance of '103,45 feel to an iron pipe in Une of land now or formerly of D.S. Liddick, Sr'i (hence along said land n.owor formerly of liddick, Sr. North 82 degrees 69 minutes East 70.41 feel 10 a poml in the center of the Pine Hill Road; thence along tM cenlerline of Pine Hill Road North a degrees 23 minutes West 167.36 feellO-a poinl: (hence continuing along said center line North 16 degree.s ,34 minutes 6 seconds West 132.20 feel la-a point; lhence continuing along said cenler line of Pine Hill Road North 27 degrees 26 minutes 23 seconds Wesll01.08 feet to a poinl; thence continuing along said center line North 12 degrees 16 mlnutes'30 seconds West 102.11 feel 10 a point, the place of BEGINNING. .' , Parcel # 09-13-0997-007 \''''~'''''''7''~'!4,-'" ~~"'\' ',~.r,'",,,,,-- ~, ", -~', -'''!'-~ n_ , " " . " ,,~-/' ,. ,,' - ~';1, WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 01-7024 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANKERS TRUST CO. OF CALIFORNIA, N.A., C/O COUNTRYWIDE HOME LOANS, INC., Plaintiff (s) From DANIEL S. LIDDICK, JR., DANIEL S. LIDDICK, JR., TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99, 75 PINE HILL ROAD, ENOLA, P A 17025 (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARN1SHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $80,012.62 Interest FROM 9/3/02 - $5,630.94 Ally's Comm % L.L. $.50 Ally Paid $109.10 Plaintiff Paid Date: SEPTEMBER 10, 2002 Due Prothy $1.00 Other Costs CURTIS R. LONG (Seal) Protho~ 2 ~ ~: ..,~. . ~A.A)(.,r Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQillRE Address: SUITE 500 - THE BOURSE BLDG. 111 S. INDEPENDENCE MALL EAST PHlLADELPIDA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ill No. 16132 """"'o/<i!~.~.,~~,,. , ." -~I , -~-, "~ - - t,' 1,-,--:.. ~(" o "- "->- ;;~ l,:.-:' ':"',-:" (,,,.t'~ "'- "'- Li.1 "'., Real Estate Sale # 33 On September 13,2002 the sherifflevied upon the defendant's interest in the real property situated in East Pennsboro Township, Cumberland County, P A known and numbered as 75 Pine Hill Road, Enola more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: September 13,2002 By",JOckj J~ Real Estate Deputy , ~, ;'\ >.- (c1.] l:\nl c:;r;] c;:::::::J <ie) IiViJ !.L.l CL ';,jn[]JlIl'J{Jrr~,; ',_ U~'Gj'~~J!I_im~:lr'BIWf,~"j,"', ,~,~_'7,.M~~~~~~~!~~'W~i\1r.>jr",J','-["'~"':"'~~'--'_!; , 1 . ..... THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 ._ Commonwealth of Pennsylvania, County of Dauphin} ss Frank J. Epler being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., acorporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and..IIN Sundav Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-I\!ews and The Sunday Patriot-News wer~ established March 4th, 1854, 'and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which Is securely attached hereto Is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 22nd an9~ 29th day(s) of October and the 5th day(s) of November 2002. That neither he nor said .Company Is Interested in the subject matter of said printed noticebr advertising, and that all of the allegations of this statement as to the time, place and character of publication are true: and That he has personal knowledge of the facts afore$aid and Is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant toa resoMion ,J,manimously passed and adopted severally by the stockholders and board of qirectors of the said Company and subsequently duly recorded in the office tor the Recording of Deeds in and for said County of Dauphin in Miscellaneous Boo'k "M", Volume 14, Page 317. . ..Sworn to and subscribed before Notanal seal TerJ)I L. Russell, Notary Public CIty Of Harrisbur9. Dauphin County My Commission Expires June 6. 2006 Member. PerlOsylvanla Association Of Notaries er 2002 A.D. PUBLICATION COpy SALE #33 =~,"_REAL ~~lAJEJiAL!, .!:!9.JJ. ~.._' =11 No. 2001-7024 ~~-~_~_~~f~~_J:E~:~:~ ." ~r . c"lIlOiill.-NA 'C/o ~L~CbunIlYWlde Home ~~,.~_~'=, toans,lne."-' ~ _ -~ ... ~'V8 c:==-. _ ,- :::-1)6111.,1 S. Liddick, Jr. and ~- '.~olal S. LiddIck) J"r. and c" ::i1ruste{OIi~~: L1d~lck .' =:Cc_ .~ F.I1)I!y"rry~!.d..I.d ~ --: ";.;.,m1J/99:-- -- _ ..:;ul\Y: J09@nGo'ldbeck DEsdm'TION ~~ CERTAIN tr,act of land situate ::.m~W-~~wfi.ship 9L _ Eas-t _?ennsl>ofo, -= ~Jx:rran~ C;:ou.nty. J~e_nn.S}Iv~j~. more ~ r-P<l}~.c~'y-=- _ ~ounded 3n~ descn'J;lCd as_ tt61iowrtn OC<0rdam,:e".irili.~ sYh~i.m~~_ ~ ~i_~qQ".f1~~warski.',,)i:fTsiirea' Publisher's Receipt for Advertising Cost ~ ales tonal englhcer~ Qr _ Ramsburg... . ~ --ilii~-, made f\{.i_~~ 2;\ 1~60. _ _ - ~, publtsher of The PatTlot~Ne\Ns and The Sundav PatTlot-News newspapers of general - __.__ ;..~~ar.1jl9@r!itJhe~~~trr~ot~e receipt of the aforesaid notice and publication costs and certifies that the same have ~ pc _~o"d ~.t _ r;omcr or lands-now or ~m:i C[( Ralfl~,r9J;!er; .t~~~~~ }lion? said ~:masji(Ki!)er S01l\11 :tS.oegrees.4! mmutes. - est; ?~5,4~ ffe~ ~~.a s!Hke in " nowo{ ro-J'ffIe:rty Of 'Charres - ~-ng'sattflands 'or-Lender ., _: nltnu~ ' .w seconas~ ~ ~.,~__.@f-tOI:cpl0'2tieeL ~~ric~ . !=a!~~~. ~(~l1lhJ~__~~gr~ _~ ml.nutefl . ~k_5J9,~~.f7~t,~o.:~.~9plar _t~~ In.lin~ 'of -- ~"-"!~Of f?rnerlJ': of_,Harv~y G. Will; ~__ .nc~_ql;lg sa19J.an{of 'Yift South 82 --degrees .:l4"rruiitites"39 SeCon-afEas!,.137.02 feet to aJltake~ thence by the same South 82" degrees 56 minutes East, 135.27 feet to a point in fine of lands now or fonnedy of Paul Liddick; thence along said land North 13 degrees 19 minutes West 141.93 feet to an"iron pipe; thence along same North 83 degrees 17 minutes East, a distance of 103.45 feet to an iron pipe in the line of land now or formerly' of D. S. Liddick, Sr.; thence along said land now or fonnerly of Liddick, Sr. North 82 degrees 59 minutes East 70.4 I feel to a point in the center of the Pine Hill Road; thellCe..;lJong the. center lin~ 'of Pine Hill Road North 8 degrees 23 minutes.We!>t 167.36 feet to a point; thence continUfiig along said center line North IG degreeS 34 minutes 8 seconds West 132.20- feet t!J.JI point: thence continuing along said center line of Pine. ijilJ Road North 27 degrees 26 minutes 23 seconds West 1 0 1.0~ feet to a point; thence continlling along said centerline North 12 degrees 16lJlinlltes 30 seconds West J02.Il feet to a point, the place of BEGJNNJNG. pJil<'rJ:;J .HM.' ~_OQQ7.007" My commission expires June '6, 2006 CUMBERLAND COUNlY SHERIFFS OFFICE CUMBERLAND COUNlY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Probating same Notary F..1;>(s) Total $ $ $ 278.40 1.75 280.15 By.................................................................... {-~7""""f" '7- . - REAL ESTATE SALE NO. 33 Writ No. 2001-7024 Civil Bankers Trust Co. of California N.A.. c/o Countrywide Home Loans, Inc. vs. Daniel S. Liddick Jr. and Daniel S. Liddick, Jr. and Trustee of the Liddick Family Trust Dated 11 /17/99 Atty.: Joseph Goldbeck ALL THAT CERTAIN tract of land situate in the Township of East Pennsboro, Cumberland County, Pennsylvania, more particularly bounded and described as follows in accordance with a survey made by Raymond M. Kowalski, registered professional engineer, of Hanisburg, Pennsylvania, made March 21, 1960. BEGINNING at a point in the cen- ter of Pipe HilI Road at corner of lands now or formerly of Ralph Kiner: thence along said lands of Kiner South 88 degrees 41 minutes 19 seconds West, 655.49 feet to a stake in line of lands now or for- merly of Charles ,Lender: thence along said lands of Lender South 3 degrees 15 minutes 40 seconds West 216.92 feet to a cherry tree; thence along same South 45 de- grees 56 minutes East, 539.85 feet to a pe-plar tree in line of lands now or formerly of Harvey G. Wilt thence along said land of Wilt South 82 degrees 5,4 minutes 39 seconds East. 137.02 feet to a stake; thence by the same South 82 degrees 56 minutes East. 135.27 feet to a point in line of lands now or formerly of Paul Liddick; thence along said land North 13 degrees 19 minutes West 141,93 feet to an iron pipe; thence along same North 83 degrees 17 minutes East, a distance of 103.45 teet to an iron pipe in line of land now or formerly of D.S. Liddick, Sr.; thence along said land now or for- merly of Liddick, Sr. North 82 de- grees 59 minutes East 70.41 feet to a point in the center of the Pine Hill Road; thence along the center lIne of Pine Hill Road North 8 de- grees 23 minutes West 167.36 feet to a point; thence continuing along said center line North 16 degrees 34 minutes 8 seconds West 132.20 feet to a point; thence, continuing along said center line of Pine Hill Road North 27 degrees 26 minutes 23 secdnds West 101.08 feet to a point!' thence continuing along said center line North 12 degr:ees 16 minutes 30 seconds We$t :'i02.11 feet to a point, the place 0f BEGIN- NING. Parcel #09-13-0997-007. .>- : ::~: ~01;r~~H~.'~~~'I:'1r1~: 7' ~~T;~~ .,,' , = '" ... -~ .. ;;,~ , PROOF OF PUBLICATION OF NOTICE ,'!:~tf INCUMmERLANDLAWJOURNAL (Under Act No. 587, approved May 16,1929), P. L.1784 STATEOFPENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, ofthe County and State aforesaid, being du1y sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, v!z: OCTOBER 25, NOVEMBER 1, 8,2002 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circu1ation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. l Rogel: M. Morgenthal, Editor --.... SWORN TO AND SUBSCRIBED before me this 8 day of NOVEMBER. 2002 NOTAR SEAL LOIS E. SNYDER, NoIary PublIc CeilIsIe BolO, Cumllet1!lnd County My CommIs8lOn ExpiI8s MaR:h 5, 2005 ,'_7,,,li',,,,'ij'~,,< ,-.'- . . ~~~<1I!'l!I _. ,n r "'~ , . GOI.JDBECK McCAFFERTY & McKEEVER By: JloSEPH A. GOLDBECK, JR. ATTORNEY I.D. #16132 SUITE 500 - THE BOURSE BLDG. 111 S. INDEPENDENCE MALL EAST PHILADELPHIA, PA 19106 (215) 627-1322 ATTORNEY FOR PLAINTIFF BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INe. 71 05 Corporate Drive PTX 8-35 Piano, TX 75024-3632 IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION - LAW Plaintiff vs. DANIEL S. LIDDICK JR. Mort!lagor(s) DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED 11/17/99 ReaIOwner(s) ACTION OF MORTGAGE FORECLOSURE Term _ NO.C>1-7t?;l'I C?;u~l ~ 75 Pine Hill Road Enola, P A 17025 GIV1LACTION: MORTGAGE FORECLOSURE Defendant(s} TillS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued ill court. rfyou wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are servl~d, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by tlle Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS POPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. \ \ \ \ CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, P A 17013 LEGAL SERVICES mc 8 Irvine Row Carlisle,PA 17013 717-243-9400 AVISO LE HAN DEMAND ADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENT ADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRQ DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ' ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRlTA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGillR CON EL PROCESO SIN SU PARTICIP ACION. ENTONCES, LA COUTE PuEpE, SIN NOTIFICARlO, DECIDIR A FAVOR DEL DEMANDANfE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON qE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDERDINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. " LLEVE EST A DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, P A 17013 I I ! LEGAL SERVICES mc 8 Irvine Row Carlisle, PA 17013 717-243-9400 i'i"iW2I}~:~JI ~_,_ "_" '"",,-:'1,'" _ '~',T~ "' - 'l'" ~,~" . , . COMPLAINT IN MO.&IGAGE FORECLOSURE 1. Plaintiff is BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., 7105 Corporate Drive, PTX B-35 Piano, TX 75024-3632. 2. The name(s) and addressees) of the Defendant(s) is/are DANIEL S. LIDDICK JR., 75 Pine Hill Road, Enola, P A 17025, who is/are the mortgagor(s) and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99, 75 Pine Hill Road, Enola, P A 17025, who is/are the real owner(s) of the mortgaged premises hereinafter described. 3. On March 29,2001 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to AAMES FUNDING CORP. D/B/A AAMES HOME LOAN, which mortgage is recorded in the Office ofthe Recorder of Deeds of Cumberland County as Book 1732 Page 132. The mortgage has not been assigned unless said assigurnent to the Plaintiff is hereafter mentioned. The aforementioned mortgage was assigned to: BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. by Assigurnent of Mortgage, which assigurnent is lodged for recording. These documents are matters of public record and are incorporated herein by reference in accordance with Pennsylvania Rule of Civil Procedure 10 19(9). ~f. The premises subject to said mortgage is described as attached. :;. The mortgage is in default because monthly payment of principal and interest upon said mortgage due August 01, 2001, and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amounts are due on the mortgage: Principal Balance Interest from 07/01/2001 through 12/31/2001 at 11.7500% Per Diem interest rate at $22.89 Attorney's Fee at 5.0% of Principal Balance Late Charges from 08/01/2001 to 12/31/2001 Monthly late charge amount at $71.87 Costs of suit and Title Search $71,134.77 $4,211.76 $3,556.74 $359.35 Escrow Monthly Escrow amount $0.00 $750.00 $80,012.62 $0.00 $80,012.62 "7 The Attorney's Fees Set forth above are in conformity with the Mortgage documents and Pennsylvania law, and, will be collected in the event of a third party purchaser at Sheriffs Sale. If the Mortgage is reinstated prior to the Sale reasonable Attorney's Fees will be charged based on work actually performed. 8. Notice ofIntention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendant( s) by Certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) ~-"0%\'m:; ~_~'~.'='!!",'__ _"",~_"__r~_.,_~__,, ^, ","'-, "'l" '_'_' 1~- - ,-~~ ~ .'-.= ~P" attached hereto as Exhibit "A". The Defendant(s) haslhave not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant(s) through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure in the sum of $80,012.62, together with interest at the rate of $22.89, per day and other expenses incurred by the Plaintiff which are properly chargeable in accordance with the terms of the mortgage, and for the foreclosure and sale of the mortgaged premises. By: GOLDBECK cC By: JOSEPH A. GoLD CK, JR., ESQU1RB ATTORNEY FOR PLAINTIFF ":'4-m!'~_,. _ ., -''''''''''''11' "',_,,"~ <Co' . 'C', -0/'- =,., ~_ ...",.,- VERIFICATION I, Michael Vestal, as the representative of the Plaintiff corporation within named do hereby verifY that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. Date: I d /};l /01 _ J)JJJD.Vdt Michael Vestal Countrywide Home Loans '-'\ff<!M'f. ""i",,-.',"'<< ,_ ~".,- _. ~ - ~-I -"^ YE[lt[ "IAar.30. ~OOI 12:14PM ,.' . " .. '. ~. . . , ! Old Republic Nallohal Title Insurance Company , Commitment Number: C2001030100' SCHEDULE C PROPERlY DEs~RIPTION The land referred to in this Commitment Is described as follows: ; . rjO.~bab p. 4 ALL THAT CE:RTAIN lraot of land situate in the To.wnship of East Pennsboro, Cumberland Collnty, Pennslyttania, more parlicularfy bounded and described as follows in accordance with a BUNey made by Raymond M. Kowalski, registered professional engineer, of Harrisburg, Pennsylvania, made March 21, 1960. . , ; BEGINNING at a point in the center of Pipe Hill Road at corner of lands now or formerly of Ralph Kiner; thence along said lands of Kiner South 88 degrees.41 minutes 19 seconds West. 655.49 feet to a stake in line of lands now or formerly of Oharles Lender; thence along said land.s of L~nder South 3 degrees 15 minutes 40 seconds West 216.92 feet to a cherry tree; \hence along same South 45 degrees 56 minutes East, 539.85 feet to ;j poplar Iree in line of lands now orfor-merly of Harvey G. Wilt; tllence atong said land of Wilt South 82 degrees 54 .' minutes 39 seconds East. 137.02 feet 10 a stake; thence by Ihe same South 82 degrees 56 minutes East, 135.27 feet to a point in line of lands now or former/yof Paul Liddick; thence along said land North 13 degrees 19 minutes West. 141.93 feet to an Iron pipe; thence along' same North 83 degrees 17 minutes East, a distance of '103.45 feet to an iron pipe In line of land now or formerlyofO.S. liddick, Sr.; thence along s;iid land now or formerly of Liddick, Sr. North 82 degrees 59 minutes East 70.41 feet 10 a pOInt in \he center of the Pine Hill Road; thence along the center line of Pine Hill Road North 8 degrees 23 minutes WBst 167.36 feet to.3 point: thence continuing along said center line North 16 degree.s ,34 minutes 8 seconds West 132,20 feet to.a point; thence continuing along said center Iimi of PIne Hill Road North 27 degrees 26 minutes 23 seconds Wesl101,08feet to a point; thence continuing along said center line North 12 degrees 16 minutes '30 seconds Wesl1 02.11 faetlo a point, Ihe place of BEGINNING. .' . Parcel # 09-13-0997-007 ALTA Commllment Schadul. C ~"W" ,'~~'"!" !..)'",~",,~_,__,_'7"" ,~ t '. ,,- ", ,~~" - ,-" ,I' - , " " .. ,~ , , (C2001030100.PFDtC200103010011) , "'. . ""'" , .Counbywide" HOME LOANS Send Corf9Spond9nce 10: P.O. Box82:J9 Van NUys, CA 91409-8239 October 2, 2001. Send Paym911lS to: P.O. Box 66D694 DaUas, TX 75266-0694 Certified Mall No. Return Receipt Requested Regular Mail Daniel S. LiddIck, 75P1neHiII:a IT A Enola, PA LeX-Hil B Account No.: 3'1'048 ProperlY Addre..: 75 Pine Hill Road Enols, PA '7025-0000 Current Servlcer: Countrywide Home Loans, Inc. ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE ThIs Is an Official notice that the mortaaas on vour home is In defaUIt.:and the lend~ fntends to foreclose. 5Decltlc Information &bout the nature of -the,dBhnJIt IS.DMvlded In the attached Mae&. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM IHEMAPlmavbe .b1eto helD to .eve vagr home. Thls.Notlce exnlaii1s how the IiroGram Vlorks. To see if HEMAP can heln. vou must MEET WITH A CONSUMER CREDn COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OFTHIS NOTICE Take this Notice with YOU when you meet'wlth,the Counsellno AGenCY. The names. addreues and Dhone numbers of ConSlJmer Cradlt CoUnsel1na ~ncles servinG vow Countv are listed at the end of this-Notice. I' vau have anv auestlOnS. \IOu mav.call t'M penl18Vl~la Hausln,a finance Aoencvtoll-free at 100800-342-2397. (Persans with ImoBlred hearlna can call 1M ,17-78Q..1869.\ This Notice contains Important legallnlormation. If you have any questions, represe~ves at the Consumer Credit Counseling Agency may be able to help answer them. You may also want to contact an attorney In your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACI6N EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU OERECHO A CONTINUAR v\VIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACI6/l DBTENGA UNA TRADUCCl6follNMEDlATAMEmE lLAMANDO ESTA AGENCIA (PENNSYlVANIA HOuS1r'G FlNllNCE AGE1'ICY) SIN CARGOS AL NUMERO MENClONADO ARIlIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALV AR SU CASA DE LA PERDlDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY SE ELIGISLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS, IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983lTHE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER EUGIBILITY REQUIREMENTS ESTABUSHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. Please write your accoul)t number on all check$' and collespondel\CQ. BCBAPA aJ26I2000 311'048-9 DAnl815.Uddlck, 75 PfneHin Road Ar..~llI$l!5.OO~mllFl.l'll'llbt~IorBDlh~~Mcept"""frN\aCll:r/f;rIr. SCBRI'A $',581.'4 AS OF November 1, 2001 IllCo~e" "'of'f& LOANS P.O. Box 660694 Oel/as, TX 76266-0894 11...ljl,l.ul.lllIlull..IIIIlIII..l.lullull,'u.lulul.ll 311104890001581140158114 "-'-1f:'~(1i'r_" - - - ~ - ~-, 'f' ~ '=r-- - ~ -, " ,~ __N ; TEMPORARV !frAV OF FORECLOSURE ~ Under the Act, you are entnJed to a temporaIY stay 01 foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a:"face_~to-face" meetIng with one 01 the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAV~. IF YOU DO NOT APPLY FOR EMERGENCY MOEjTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED 'HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSEUNG AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT lake aotlon against you lor thirty (30) days after the data 01 this meeting. The names tl:ddl'9SSes, and. teleohonR numbers Of deslanaled consumer Cf,edlt COUn9'AUnO aaeRcles for the cauow In which the oronertv Is located are set-fOrth at the end of this Notice. It Is only necessary to schedule one face- lo.1ace meetIng. Advise your lender lmmedlatelv of your Intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage Is In defau" for the reasons set forth later In this Notice (see follOwing pages for speclflc Infonnatlon about. the nmura- of your default) If you have tried and are unable to resolve this problem wIth the lender, yoo have the right to appJy for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credft counseling agencies listed at the end of this Nollce. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be flied or postmarked within thirty (30) days 01 your face-to-Iace meeting. VOU!i!.!.!l!I FILE YOUR APPLICATION PROMPTLY. IFVOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAV PROCEED AGAlN!fr YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGI; ASSI!frANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under thiB eligibility criteria established by the Act. The Pennsylvania HOlJslng -Rnance Agency has sixty (60) days to make a declsfon after it receives your appncation. DurIng that time, no foreclbSUre proceedIngs wDl be pursued against you Jf you have met the time requIrements set forth above. You will be notified directly by the Pennsylvania Housing FInance Agency of Its decision on your applicatIon. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE. FILING OF A PETITION IN BANKRUPTCV, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONL V AND SHOULD NOT BE CONSIDERED AS AN ATrEMPT TO COLLECT THE DEBT. (If you have flied bankruptcy you can stili apply for Emergency Mortgage Assistance.) NATURE OF THE DEFAULT - Countrvwlde Home Loans. Inc.. (hereinafter MCountntwlde'1 services your home loan. Your home loan is In serious default because you have not made your required payments. The total amount now required to reinstate your home loan as of the date of this letter Is as follows: Mon1hlv PaYments: $7t8.70 Late Charae.: $7'.S7 Olher Charaes: Uncollected Late Charges: Uncollected Costs: $1,437AO $143.74 lOYAL DUE: . $1,501.14 PAYMENT INSTRUCTIONS Please . Make your check payable 10 CounlrywlrIB Home l.oans . Wrileyt)trt'loallllOO1beronyoorcheckormOlleyordet . WMlelnanyaddRionalamounlsyouarelncluc!ng.(I1 tOlaJlsrnorelharl$5000,pleasesendcerUlledcheck.) . Don't attach yourchedtlo1hepaymenl coupon 'lloo'IIn__ . Don'tsendcash Payments: All payments wll be applledtoU\eIOnges! outstancllRg InslallmeRl die, unlessolhelWlseexpress~ prohibited by law. Addlllona1ll1mlunts. It you don't spoolfy IIw pUlp(>Se Of add1IlDnaI ammm/l> irn:1UdOO, wa wlll appf)' Ihem IIfsf to allY outafanllllg paymelll9, escrow deflclencles,late charges andloflellSdUe. We wlll IlIen apply any remaining amounts au Pl'lncipalNducUon. II you submit an addllonal principal payment wrth your IIome loan pQylllelll, Counllywide wlllllrstapplyyour home lOan paymenl lhen the addilfooal principal payment Your loan muSl be current barON we canapply anypfinclpaJredlction. ' ~n", .""_ ,,.-)e.,.- ,~ ;-~ ~, - ~ . -. ,~- " ~ - ~-~'..,.,. :;<-:f'~ . "~;'1i\'r-~~r. . _ >.)lMI!IlI!!I!!__",~ , HOW TO CURE THE DEFAULT - You may cure this detauft within THIRTY (30) DAYS of the dale of this leUer, by paying to us the above amount of $1,581.14, plus any addtuonal monthly payments, late charges, fees and other applicable charges whICh may fall due during Illls period. Such payment must be in the form of certified check, cashier's check or money order, and made payable to Countrywide at P.O. Box 660694, Dallas, TX 75266-0894. If your check Of other paymeot Is returned to us for Insufficient funds or for any other reason, you will not have cured your default. No extension of time to cure will be granted due to a returned payment. IF THE MORTGAGE IS FORECLOSED UPON -II the mortgage is foreclosed, the mortgaged property will be saki by the Shertff to payoff the mortgage debt. Jf the default is cured before we begin legal proceedings, Countrywide will be entiUed to COllect the reasonable attorney's fees actually Incurred. up to $50.00. However, If legal proceedings are started. Countrywide will be entitled to collect the re8$OJJable attorneys fees even If they are O\IBr $50.00. Any attorney's fees wIll be added to the secured debt, whIch may aIBo Include our reasonable costs. If you cure the default wIthin the THIRTY (30) DAY period, you will not be requIred to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO FORECLOSURE SAlE - If you have not cured the de/auR wRhln the THIRTY (30) DAY perIOd and foreclosure proceedings have begun, you sIlll have the right to cure the defauft and prevent the sale at any Ume up to one hour before the foreclosure sale. You may do so by paying the total amount then past due, plus any late or other charges ttlen due, reasonable attorney's fees and costs connected with the 'foreclOSure saJe and any other costs connected with the fomolosut9 sale as specnted In writing by the lender and by perfonnlng any other requirements under the mortgage. Curing your default in the manner set forth In this notice wUI restore your mortgage to the same position as If you had never defaulted. EARLIEST POSSIBLE FORECLOSURE SALE DATE - It is-estImated that the earliest date that a foreclosure sale could be held would be approximately six (6) months from the date of this letter. A notice of the date of the forecfosure sale will be sent to you before the sale. You may fil1d out at any time exactly what the required payment will be by calling us at the following number: 1-600-669-0102. This payment must be In the form of a cashier's check, certitled check or money oreler and made payable to us at the address stated above. If the default Is cured, the mortgage wnl be restored to the sama poSition as if no default had occurred. However, the default may not be cured more than three (3) times in any calendar year. HOW TO CONTACT THE LENDER: Name of Lender: Countrywide Home Loans,lnc. Address: P. O. Box 10221 Van Nays, CA 91410-0221 Phone Number: 1.aOO-669-0102 FaR Numbel': 1-805-577-3432 Contact Person: Robert Rogers, MS SV-34 Attention: Loan Counselor EFFECT OF FORECLOSURE SALE . You should realize that a foreclOsure sale will end your ownership of the mortgaged property and your right to remain In It. Jt you continue to lIve in the property after the Sheriff's sale. a lawsuit 10 remove you and your furnishings and other belongings could be started by Countrywide at any Ume. ASSUMPTION OF MORTGAGE" - COntact Countrywide /fome Loans for Inlonnatlon on thepOSSible assumablllly of your loan. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTI-IER LENDING iNSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU 00 NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXiSTENCE OF A DEFAULT IN PM"( FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Pursuant to your home loan dODuments, and because the home loan Is In default, Countrywide may. at Its optfon, enter upon and conduct an Inspection of the property. Tile purpose Of this Inspection 18 to observe the physical condItiOn of tho property, to verify that the property Is occupied aod/Or to determine the Identity 01 the occupant. The cost 01 any such inspection will be added to and become part of the secured debt as provIded under the terms of the home loan documents. 0/"'.' - -,.~ 'I" -,- '^ ~==, ~ . If you are unable to cure your default on or before November 1. 2001, Countrywide wants you to be aware of various optIons that may be available to you through Countrywide to prevent a foreqlosure sale of your property. For example: Reoavment Plan: It Is possible that you may be eligible for some form of payment assistance through Countrywide. Our basic plan requlres that CountrYWide receive, up front, at least ~ of the amount necessary to bring the account current, and that the balance 01 the overdue amount be paid, along wtth the regular monthly payment, over a defined penod of Umo. Other ropoyment plans also aro avallabla. . Loan Modification: Alternatively. It Is possible that the regular monthly payments can be lowered through a modification of tho loan by rocluclng tho Interest rata and than adding tflo delinquent paymonts to tho currant loan balance. This foreclosure alternative, however, Is limited to certain loan types. Sale af Your ProDertv: Alternatively, if you are willing to sell your hOffieln order to avoid foreclosure. It IS possible that the sale of your home can be approved through COUntryWide even if your l10me Is worth less than what is owed on It. . Deed.]n.L1eu: Anernatlvely, If your property .is free from other liens or encumbrances, and if the default is due to a serious financial hardShip which is beyond your control, you may be eligible to deed your property directly to the Noteholder and avoid the foreclosure sale. If you are Interested In discussing foreclosure alternatives with Countrywide, you must contact us immediately. If you request assistance, CountrywIde will determine. In ns sole discretion, whether such assistance will be extended to you. In the meantime, Countrywide will pursue all of Its rights and remedies under the home home Joan documents and as permitted by law, unless It agrees otherwise In writing. Please be advised that failure ,to bring tile home home loan current or to enter Into a wrItten agreement as outlined above will result In the acCeleration of the debt. Time is of the essence. Should you have any questions concerning this notice. please contact Countrywide's onice Immediately at1.800.669~0102. extension 4731. ~~~~ Robert Rogers Loan Counselor 1.800.669-0102, oxton510n 4731 Please be advised that this communication Is from a debt coUector. \;~'fl,1.~tJ~ ~._~-. ','" L". _ . ~ "'" . .,. ~- . ~ , ~ _. - ~. ~ "~ -..... """' ~ '-l <>\\ W (,) ~ i(([ ~.~ '- ~l 0 B I C> ;:tI' p:~ "<,t -fQ. ./::. .0 Cl - -"~ ~,"-='" _""~^,,_,.c,,_,_"~ ''',," ,-' "",'''''-~ ~ ~-'~~~'='",""-"O'_ y-rrr"" o C :C:'" "'1::' I:" ~~L:-; ?P~ - ~:~' -~' r-: ,:::_~ (:'1 ~~ (--j .::>f"':-'-- . . C.") @ .... ~ ~'~~ -" ~. ''') f'~,J -:::: .....j , ~ .~ll__ I. ".', ~'~""'-I!'l,m Jrp.l~~,'i;"",l H1!1ll ~,~~ ~!'!1Ti~t~,0'f:1.."'~-'--i,C";~'i-;,\(~,,';":O;,'"V'i',-::1f" :C"'~~'}'.<i"~N~~~ffi~'~''',;f,'W'''ff~'.o~W",@jJf'MJ1\iml'2!f.{~~.~1W; ;'1::' SHERIFF'S RETURN - REGULAR CASE NO: 2001-07024 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANKERS TRUST CO OF CALIFORNIA VS LIDDICK DANIEL S JR ..... ..... ~. cfASON VIORAL , Sheriff or Deputy Sheriff of .. Cumberland County,Pennsylvania, who being duly sworn according to law, .' says, the within COMPLAINT - MORT FORE was served upon LIDDICK DANIEL S JR the , at 1832:00 HOURS, on the 20th day of December, 2001 DEFENDANT at 75 PINE HILL ROAD ENOLA, PA 17025 by handing to DANIEL LIDDICK JR. a true and attested copy of COMPLAINT - MORT FORE together with --- NOTICE .... ..... ..* and at the same time directing His attention to the contents thereof. . . . Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: ;r~~"~~ 18.00 9.10 .00 10.00 .00 37.10 R. Thomas Kline 12/26/2001 GOLDBECK MCCAFFERTY & MCKEEVER Sworn and Subscribed to before me this ;;rte- day of Q-'A,.A'Y ~..2.. A.D. ~./t2 /JAJ/L.) #' Prothonotary' By: ~~ i e y S eriff 1/ ... .'" .... * .. .. . ;~~-~: ,11'lJ:.L, '" ~. ., ~ ~" " '-', ". "-~ , ~ , " ~~.~~~~_ ,~o~."~~ ~ ~~~~ ~: BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff civil Action - Law v. Mortgage Foreclosure DANIEL S. LIDDICK JR., Mortgagor(s) DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 Real Owner(s), Defendants No. 01-7024 Civil Term NOTICE TO PLEAD TO: Plaintiff, Bankers Trust Co. of California NA c/o Countrywide Home Loans Inc. and its attorney, Joseph A. Goldbeck, Jr. You are hereby notified to file a written response to Defendant's enclosed new matter within 20 days from service hereof or a judgment may be entered against you. Respectfully submitted, KEEFER WOOD ALLEN & RAHAL, LLP Dated: z1 ~l O""L BY:~~" ~ "- ~;d rd Dorrance I.D. No. 32147 210 Walnut Street P. O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8014 ----.. (Attorneys for Defendant, Daniel S. Liddick, Jr.) '-~ , :'1)- .: ,~ " _,;,)"",._~,_",'p',_<"T."~ _ ',5'< ,-r;"'7;<;,~~~""-,-"_",,q.,,"?'_~,~,~,,-<",, "_.' .,,''0'', _'"'.'"-" _, . 1'_."" , ",t,- , . .., ~-' t", ",. .-< _ '---'~="->"r_---; ~_,,~, ~, " __^~ _0'>,,' -,__ '. ~ BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff civil Action - Law v. Mortgage Foreclosure DANIEL S. LIDDICK JR., Mortgagor(s) DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 Real Owner(s), Defendants No. 01-7024 Civil Term ANSWER TO COMPLAINT WITH NEW MATTER 1. Admitted on information and belief. 2. Admitted that defendant, Daniel S. Liddick, Jr., resides at 75 Pine Hill Road, Enola, PA 17025. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the remaining allegations in paragraph 2. Accordingly, such allegations are deemed denied. . ~~ ~ - ". '--)"-,_;'j"1:'i'(f\llfF'':~'"_>'R''''"''''''_'~~;~__'''"~''' _,;,_~ ',~m>"-,,'N_""',- ,_'F-_,-,,~'c)]'~_.'"",;\'I'''__:1}''.~~_I'~R'~"''':''",c.,r .,7 -- ,e'"C"'Y-'_,,'_ ., -,._>, _",+~,.",- """~, ,n.,_ "''''', ~' _""""'''~'''" __ 7_,.' ,_ ." "- "-~'-'---"~-~ '-,-". ,,~ ",,~ 1l1Jl 3. Denied. Paragraph 3 is denied to the extent it is at variance with the document recorded in the Cumberland County Recorder of Deeds' Office. 4. Denied. Paragraph 4 is denied to the extent it is at variance with the legal description of the property. 5. Admitted in part; denied in part. Admitted that certain monthly payments have not been made under the mortgage. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the remaining allegations, which are deemed denied. 6. Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the truth of the allegations in paragraph 6. Accordingly, such allegations are deemed denied and answering defendant demands verification of the debt. 7. Denied. Paragraph 7 is denied to the extent it is at variance with the mortgage documents and Pennsylvania law. 8. Admitted in part; denied in part. On information belief, answering defendant has not had a face-to-face meeting with the Pennsylvania Housing Finance Agency or any appropriate 2 "cw.,.~ C,'; -,'"J'~ y'", ''^''It:_''''',k-'-'''-_'W'~Y_''~i'~_-;?''iZn!1-''_"'_t':"";"(?_,.~-,:",""_,,;,_/,,,,,_>,.~,.,,_,r,-;~,~-:'I''''.;~ .<".<'_"'1,'" '7 '~'__,:, :o"-;':. - - _, 1 !< -" .. 'c,'-, , -".~"~,'_,,",_,_,,',.'i' -''',:,,_~ .L"> cO , .'" ' ' -.\; -',- ~-.,- -" '-...:!..':: i1.U consumer credit counseling agency. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the remaining allegations of paragraph 8. WHEREFORE, answering defendant requests that the complaint be dismissed with all costs taxed against plaintiff. NEW MATTER 9. The complaint fails to state a cause of action upon which relief can be granted. 10. Plaintiff has failed to comply with various state and federal laws, including the Fair Debt Collection Practices Act. 11. Answering defendant demands verification of the debt, including the attorneys' fees and other charges set forth in paragraph 6 of the complaint. 3 '-;il!I.4~". - .-'c'_,-, '"_''':-,,"~''';'t';'i':~';':)<''' '..; "'i_,,"'7;'_~"':'_i'o' ";,<,,,,,,,,,.,_.,j'c'._ "-c,;,-,-,"<F.!,?,~'- <",. '-<1'-'", VC" _'1-''';." -P_~--,"'- '",' '--",-e',." ..." ....' n.~- __~-, . "c' ,p. f-,-, ..- Z,,?..,,~_.,,~ .. WHEREFORE, answering defendant requests that the complaint be dismissed with all costs taxed against plaintiff. Respectfully submitted, KEEFER WOOD ALLEN & RAHAL, LLP Dated: <-{-t!o L r.~ L-e~ ~ BY~rad-~;;(- Dorranc; I.D. No. 32147 210 Walnut Street P. O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8014 (Attorneys for Defendant, Daniel S. Liddick, Jr.) 4 :' ';;(:,;,P":'ll" c'". ",' >,_ \, ,,~.~., "^"-",t,"..-""~y,, ".~'~';"~":''''"/'''"'''''-',~&/h'''''' "",=!'> ",-_'.L-"'__"__l ".' ~,,'R,>~,""" '?'-.__ , -- -- - " ~" '. .._-~:.,." ";'~'--' , <'.' .'"",~'"'. ,-,"-",,',,"", --,', .. ,'.e_ '."""~ .- ':!;:r VERIFICATION I, the undersigned, hereby verify and state that: 1. I am counsel for defendant in the foregoing matter, and I am signing this verification in accordance with Pa. R.C.P. No. 1024(c). 2. The facts contained in the foregoing answer with new matter are true and correct to the best of my knowledge, information, and belief. 3. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. &4904, relating to unsworn falsification to authorities. Dated: ,-I '-i/O"L- ~~.~ Bradford Dorrance ," --", -,'., ,-.,. '<"-~'''t'--'!':'J',~,:,:"",~j' T,";,:,",'__/,: "",-,'i:,_!f'",,~-:,~,~'i!~"-""' ,.,;,.<,~ ',.' "",'>"'0' -""~ ,. ,"P""i.Y"'>';"'_ ,,' ~.""',''? -~,,_,_, ,- " "",__h'''"'V,'''''1'''''' = ,,,"~-", .~-" -- '-~' , = , :;t!" CERTIFICATE OF SERVICE I HEREBY CERTIFY that I am this day serving true and correct copies of the foregoing document upon the person(s) and I: 1 1 I i i' I: I" !; i~i U i I: I i' I: r I 1 i I ! 1 ! I i , to: i ie in the manner indicated below: First-Class Mail, Postaqe Prepaid Addressed as Follows: Joseph A. Goldbeck, Jr. Lisa D'Angeli GOLDBECK McCAFFERTY & McKEEVER Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 Dated: -i y/oc- ~~~~~ adford Dorrance I' k; t,; 1 i; I:: , , I i' i,' , '. , i ! I':: !: , , , !,:i i I:: I' r:1::C:~-"".."_,,, -', '_, ".,:"_,';'t""f'J1:',':'''-.;,,,, _ ,- ,,- ';";"",C:,:-qr-""~':,<-,:\&""""v-y,:,:",,>':5'r":i"Y;O<"'-,,,,,c~'-,"~",i'_~/'O_',,,.,"-_ ~"",_ -,', ".'- ~ -',--<0' - -, ,<-, ,', "~'~_~''-'_ ,,"-,k,-;~,"-""'~'J"'-''''_ '" _""':_":~~'_"_" ~__. _' '__. "'~""","'__v"'_<' ~, .". ..M_~"" ""',..................."".,................~_........",..,',..,',..,.. ".."""",' .... ~','~'"," .. ". , -,- '.c, ""-."",ou,"^"-"'''''.'''.l,,,,.-''''-'''"' ~ ~ .-,"' l1j.rC.tii'1'k'~:'l.YJr 'i~' Cl ~; --rut" 9?-': L~,~-'- :"~ -,'- 1::-':, ,~ ~ .,;'C-. ,'"- :~. c~= 7.:"" =<: Es 8IJ- -'1 ,-'1 :~EJ C', .....- " . :f, -r- ,:' t) ;-:"'-:,m -_:~! 51 ~, :11 ....J ,~ , ,-A'_'^"__",,,~;""",,;,nY'li"'.">c' ,~"'~ c~"'S'f:;~'7"'{i;)' :- J~~:~_o/_!J!?f:~!~~~:~tl~'~/'i_~"\~\ ,-- <I. '0 ~:~!'Il,~~~~i' ['''~ . GOLDBECK McCAFFERTY & McKEEVER A Professional Corporation By: Lisa A. D'Angeli, Esquire Attorney I.D. #: 78020 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 (215) 627-1322 ATTORNEY FOR PLAINTIFF Bankers Trust Co. of California, N.A. c/o Countrywide Home Loans, Inc. 7105 Corporate Drive PTX B-35 Piano, TX 75024-3632 COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 01-7024 Vs. Daniel S. Liddick, Jr. Mortgagor( s) Daniel S. Liddick, Jr. Trustee of the Liddick Family Trust Dated 11/17/99 fteal ()1N11er(s) 75 Pine Hill Road Enola, P A 17025 PLAINTIFF'S REPLY TO DEFENDANT'S NEW MATTER Plaintiff, incorporates by reference the averments of paragraphs 1 through 8 of its Complaint as if fully set forth herein. 9. Denied. The averments of paragraph 9 are conclusions of law to which no response is required. 10. Denied. The averments of paragraph 10 are conclusions of law to which no response is required. 11. Plaintiff s counsel will provide verification of the debt under separate cover. " '.\<V~;:rw ,_.,.,_~~ -,f"!''"'~''Y '''I- """"'1",'" -".. ~ ~ e_~ ~ - ~,>. WHEREFORE, Plaintiffrespectfully requests that this Honorable Court enter judgment in its favor and against Defendant as prayed for in Plaintiffs Complaint. Respectfully submitted, Lisa A. D' An eli, Esquire Attorney for Plaintiff '~"illlJ1':~" ""~"-_"-^-:"-'1," 1"1 ' ,,' ".~_ '-I H" _e, '0 . '."^' '- ~ ~ _~. ".0 ~. Si! ,<0 VERIFICATION LISA A. D' ANGELI, ESQUIRE hereby states that she is the attorney for Plaintiff herein, and that all of the facts set forth in the attached Plaintiff s Reply to Defendant's New Matter is true and correct to the best of her knowledge, information and belief. The undersigned understands that statements herein are made subject to the penalties of 18 P.S. section 4904. Lisa A. D' Angeli Esquire Attorney for Plaintiff --,+').\;0' if ~_~_'_ ,,_. o__.' _, . _,' _ 0" ,~",~ e,_ ."- ,-. t,' - ~-,- -"- ~~~ ! .~, = ^~"" _1 ,ij;f." GOLDBECK McCAFFERTY & McKEEVER A Professional Corporation By: Lisa A. D' Angeli, Esquire Attorney LD. #: 78020 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 (215) 627-1322 ATTORNEY FOR PLAINTIFF Bankers Trust Co. of California, N.A. c/o Countrywide Home Loans, Inc. 7105 Corporate Drive PTX B-35 Piano, TX 75024-3632 COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 01-7024 Vs. Daniel S. Liddick, Jr. Mortgagor(s) Daniel S. Liddick, Jr. Trustee of the Liddick Family Trust Dated 11/17/99 Real Owner( s) 75 Pine Hill Road Enola, P A 17025 CERTIFICTATION OF SERVICE I hereby certify that a true and correct copy of Plaintiff's Reply to Defendant's New Matter was sent by first class mail, postage pre-paid, upon the following on the date listed below: Bradford Dorrance, Esquire 210 Walnut Street P.O. Box 11963 Harrisburg, P A 17108-1963 GOLDBECK, McCAFFERTY & McKEEVER Date: 2\\3\OA . ';""''''i'!<"",il1. ~~". '~T-".'_' _'"~ ""~' .,,>~, ' "_' e. '~,_ ,.~~ ,,,"' ....1'. 1--' ~'Y ' ~ " ~ ,.,...,.,. g. , -UR'!II,~~_ . = """""""~ ~ . ~ "'~ ",- " ,-, '.-' '~-'~ <'~~"b";r'-~"'-_'-"''''':'''''''"f'-'_i,~.;.V"~"''~t)-l';';'/fu'_''''_'''~M""'"'it'JJJ'lj]Jii1r ["1urffj[n<:;''f''''~'f1C;vl''1 (') C) ~~ ~ f-"J " -r) v CI , ", rfl , (:0 ;~ i: ?7 \,.c, s~~ '~ --c " c: - , - "'- . . , =2 , J' ""~""~, ,_, ,,,:il~__.~"l ". . c_,~;J!i~~t0W_"{''i'!;r-'I''~~i';<;l''W}'I'''''Tm:'''''_-''',''TJi'P'''!3!,~'I,,~'Jt~iM!!f(!\!-i.~~if\m'f~'I;"lR~<@P,!~r~~t' :\11 ~"'''j-~\ ( . , GOLDBECK McCAFFERTY & McKEEVER BY: LISA A. D'ANGELI, ESQUlRE Attorney I.D. #78020 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, P A 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-35 PIano, TX 75024-3632 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY vs. DANIEL S. LIDDICK JR. and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED 11/17/99 Mortgagor(s) and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 Record Owner(s) 75 Pine Hill Road Enola, PA 17025 01-7024 CIVIL TERM ORDER AND NOW, this day of 2002 , upon consideration of Plaintiffs Motion for Summary Judgment, it is ORDERED: That Summary Judgment is hereby granted in favor of Plaintiff for the dollar amount due as of the filing of the Complaint $80,012.62 plus interest at the rate set forth in the note, fees and costs and other charges in accordance with the terms of the mortgage and note and the demand of the Complaint. BY THE COURT: 1. "'W"MIl:p, _~, ..L,''-P._, '._". ~ J . ~- " ~" . Tl { . GOLDBECK McCAFFERTY & McKEEVER BY: LISA A. D' ANGELI, ESQUIRE Attorney J.D. #78020 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-35 Piano, TX 75024-3632 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY No. 01-7024 CIVIL TERM vs. DANIEL S. LIDDICK JR. and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED 11/17/99 Mortgagor(s) and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 Record Owner(s) 75 Pine Hill Road Enola, PA 17025 PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT AND NOW, this Plaintiff moves this Court for Sununary Judgment in accordance with Pennsylvania Rule of Civil Procedure No. 1035.1 et seq. for the following reasons: I. There is no genuine issue of fact or law upon which the Defendant would be entitled to relief. WHEREFORE, Plaintiff moves for Sununary Judgment in its favor. Respectfully submitted, ~{,I4uSQUIRE -'i''-!""",~~> '~;' _ '__'."_'-'."O'j~ _~. " ~.- "^ " T- .e " ." .',' - ~~ F .. "'. ~I;~~ , . GOLDBECK McCAFFERTY & McKEEVER BY: Lisa A. D' Angeli, Esquire Attorney LD.#78020 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, P A 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-35 Piano, TX 75024-3632 IN THE COURT OF COMMON PLEAS vs. OF Cumberland COUNTY DANIEL S. LIDDICK JR. and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11117/99 Mortgagor(s) DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED 11/17/99 Record Owner( s) 75 Pine Hill Road Enola, P A 17025 Term No. 01-7024 CIVIL TERM AFFIDAVIT IN SUPPORT OF PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT -? W/Is"/Vft52</ /'-'ck~ , being duly sworn according to law, deposes and says: 1. I am th&":A:CLOS u/'?& ;;)~ for and representative of Plaintiff. I am authorized to make and do make this affidavit on behalf of Plaintiff; and that the facts set forth in the foregoing Motion for Summary Judgment are true and correct to the best of my knowledge, information and belief. "-"J:''''''':Jf'!!~''~"", -,~JIi_,_ c, ~ ~_~,,".'., _ _.-"., _",.,_~.__~ _" __'__,' 1 _ f __ S ~<~ ~~ - ", I , . 2. I have personal knowledge of the matters referred to in Plaintiffs Motion and as set forth below, I make this affidavit in support of Plaintiffs Motion for Summary Judgment, that the facts set forth below are admissible in evidence and I am competent to testify to the matters stated herein. 3. The Defendant, DANIEL S. LIDDICK JR., made, executed and delivered a Mortgage upon the premises, 75 Pine Hill Road, Enola, PA 17025, on March 29, 2001 to AAMES FUNDING CORP., D/B/A AAMES HOME LOAN. 4. The mortgage is held by Plaintiff. See paragraph 3 of Plaintiff's Complaint. 5. The Mortgage is in default because monthly payments of principal and interest due August I, 2001 and each month thereafter are due and unpaid. At no time from August I, 2001 to the present has the Defendant tendered the amount of payments required to bring the Mortgage current and I have at all times been willing to accept same. 6. Notice ofIntention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendant by Certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date set forth in the true and correct copy of such notice attached hereto as Exhibit "A". The Defendant has not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. ;;>"~1~1~._~___,,,_._ __~"'l___ .^., ,">._ __~'"_"< ,., - . ":'~- ' ~ ''''''''_l'!S~iij!j" . 7. The amounts due and owing on the mortgage in question as of the filing of the Complaint are as follows: Principal Balance Interest from 07/01/200 I through 12/31/2001 at 11.7500% Per Diem interest rate at $22.89 Attorney's Fee at 5.0% of Principal Balance Late Charges from 08/01/2001 to 12/31/2001 Monthly late charge amount at $71.87 Costs of suit and Title Search Escrow Balance (Deficit) Monthly Escrow amount $0.00 $71,134.77 $4,211.76 $3,556.74 $359.35 $750.00 $80,012.62 $0.00 $80,012.62 I hereby verify that any exhibits attached hereto are true and correct copies of the originals and I declare all of the foregoing to be true and correct. SWORN TO AND SUBSCRIBED: before me this ltflJr day: Of~. ~002: ~~. ~otary' bli W~&-f'r~.(! \\11111" ,-;,~:.:.~.~~.Z-< PHILLIP LYNN PEARSON :::i*':~E Notary Public, State of Texas ;'J.,;....".~~{~ My Commission Expires 06-22-05 ""~~~I~\"\" - " - ~ . _ i' " fte- '''', "'-'..,- ,. "? ,"1 ~ " ,--.,. - ~. ,,"-- ~:-L ( GOLDBECK McCAFFERTY & McKEEVER BY: LISA A. D' ANGELI, ESQillRE Attorney LD. #78020 Suite 500 - The Bourse Bldg. III S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INe. 71 05 Corporate Drive PTX B-35 Plana, TX 75024-3632 vs. DANIEL S. LIDDICK JR. and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED 11117/99 Mortgagor(s) and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED 11!17/99 Record Owner(s) 75 Pine Hill Road Enola, PA 17025 EXHIBIT LIST A Complaint in Mortgage Foreclosure B Answer to Complaint with New Matter C Plaintiffs Reply to New Matter D Mortgage E Note F Verification of Debt dated February 20, 2002 "'{"-~~l ,." ",",,,"_ ,,~., ~"'^. ~,," " '; ~,'~~ " ~ "'. -.' .'- , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY No. 01-7024 CIVIL TERM - '" "'" ~~,~__ ~~, "c~~,~,lIl... ~T . A" rTr .,.,,,,,. ~." ." E' >", ..... ,.;,. 'II . - ,. r . I;.; 1'i'f~' ,':, cJ1 .,r. ij COpy , GOLDBECK McCAFFERTY & McKEEVER By: JOSEPH A. GoLDBECK, JR. ATTORNEY J.D. #16132 SmTE 500 - THE BOURSE BLDG. 111 S.INDEPENDENCEMALLEAST PHD"ADELPHIA, PA 19106 (215) 627-1322 ATTORNEY FOR PLAINTIFF I HEREBY CERTIFY THAT THIS IS A TRUE AND CORRECT COpy OF THE ORIGINAL FILED BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTXB-35 PIano, TX 75024-3632 IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION - LAW Plaintiff vs. DANIEL S. LIDDICK JR. Mortgagor(s) DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 1l!17/99 Re~11 Owner(s) ACTION OF MORTGAGE FORECLOSURE Term No. 61 - 7tJJJ! Cu; (~ p 0 '~ 75 Pine Hill Road Enola, P A 17025 CIVIL ACTION: MOR;f,~G~ FORECLOSURE ~ \ .J Defendant(s) ~ ~~ ~? TffiS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO CO&,EGI'. A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FRO~YOu' WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. " I~~ . .',-, j ~c~' '< ~ ":~ .-,~, ; ;~~~5 ,T1 -i "";.,... :0 -< NOTICE You have been sued in court. Uyou wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are S1~ed. by entering a written appearance personally or by attorney and filing in writing with the cowt your defenses or objections to the claims set forth against you. You are warned that if you filii to do so the case may proceed without you and ajudgment may be entered against you by the Cowt without further notice for any money claim in the Complaint of for any other claim or relief requested by tbe Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THrS POPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE TIIE OFFl'CE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIA nON 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717.243~9400 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSB CONTRA LAS QUEJAS PBRESBNTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DBSPUES DE SER SERVlDO CON EST A DEMANDA Y A VISO. PARA DEFENDERSE ES NECESSARIQ QUE USTED, 0 SU ABOGADQ, REGISTRE CON LA CORTE EN FORMA ESCRIT A, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QURJAS EN BSTA DBMANDA. RECUERDE: SI USTED NO REPONDB A ESTA DEMANDA, SE PUEDE PROSEOUlR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA com PUEOB, SIN NOTIFICARlO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISlONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DlNERO, PROPIEDAD U aYROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDlATEAMENTE. 81 NO CONDCE A UN ABDGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238~6300. CUMBERLAND COUNTY BAR ASSOCIA nON 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row CarlisJe,PA 17013 717.243.9400 !,"hi_~~:Ji7 _ _ "'~l,I,~,><I'>_,c r""-~ __,0_ ,_"'._ ."-' ?W7-_" -- " ~ I (" "0 - ~-,~ &l '. COMPLAINT IN MORTGAGE FORE ATTO..'~~.'\~.~~~~YJ\ LOSU'" ~~"'" '~. I :. I. t ,,: .~r, 'i' IyUIl ~ , l. Plaintiff is BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNt?a..WIOE HOM1FYE LOANS . 024 63 F1t::"REBY"CER! THAT THIS INC., 7105 Corporate Dnve, PTX B-35 Piano, TX 75 -3 2. IS A TRUE AND CORRECT COpy OF THE ORIGINALElLED 2. The name(s) and address(es) of the Defendant(s) is/are DANIEL S. LIDDICK JR., 75 Pme Hill ROad, Enola, P A 17025, who is/are the mortgagor(s) and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99,75 Pine Hill Road, Enola, PA 17025, who is/are the real owner( s) of the mortgaged premises hereinafter described. 3. On March 29, 2001 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to AAMES FUNDING CORP. D/B/A AAMES HOME LOAN, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book 1732 Page 132. The mortgage has not been assigned unless said assignment to the Plaintiff is hereafter mentioned. The aforementioned mortgage was assigned to: BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. by Assignment of Mortgage, which assignment is lodged for recording. These documents are matters of public record and are incorporated herein by reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g). 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payment of principal and interest upon said mortgage due August 01,2001, and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amounts are due on the mortgage: Principal Balance Interest from 07/01/2001 through 12/31/2001 at 11.7500% Per Diem interest rate at $22.89 Attorney's Fee at 5.0% of Principal Balance Late Charges from 08/01/2001 to 12/31/2001 Monthly late charge amount at $71.87 Costs of suit and Title Search $71,134.77 $4,211.76 $3,556.74 $359.35 Escrow Monthly Escrow amount $0.00 $750.00 $80,012.62 $0.00 $80,012.62 7, The Attorney's Fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and, wi~1 be collected in the event of a third party purchaser at Sheriffs Sale. If the Mortgage is remstated pnor to the Sale reasonable Attorney's Fees will be charged based on work actually performed. 8. Notice ofIntention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendant(s) by Certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) '!;;~;iii:~~ "'~." - --, ~ - < ,<'"-,< '-", ~" 1 ~ ~ I ' ,". ~ ~ ~.. , ' ,~_?' r"U~~ .. '" """ , ., attached hereto as Exhibit "A". The Defendant(s) has/have not had the required face-to-face meeting within the required time and Plaintiff has n6 krlowledge of any such meeting being requested by the Defendant(s) through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure in the sum of $80,012.62, together with interest at the rate of$22.89, per day and other expenses incurred by the Plaintiff which are properly chargeable in accordance with the terms ofthe mortgage, and for the foreclosure and sale ofthe mortgaged premises. By: GOLDBECK cC F ERTY & McKEEVER By: JOSEPHA. GoLD CK, JR., ESQUIRE ATTORNEY FOR PLAINTIFF '[:,~,~'^':'-~,~ ,~- ,,,,,,,~,,,-, .-, -,.., , 0':' .r,>J__ -,_ I~ - ._ , ,~, "r-" 'P'-""", >, VERIFICATION I, Michael Vestal, as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. Date: I ~ IF:), /0,/ _ J)JjJo. Vd;;f2 Michael Vestal Countrywide Horne Loms ';";i,".~,,.,_ . .j'-",,1',._."-';'- __~.~ __~" ,,, ,_,<,>l.. . -- "~ , '! - -~-~ - ' ~~~ - ""'~" -, .-, Mar.30. ~OOI 12:14PM' "-'." , . . ,. " I , Old Republio Nallohal TiUe Insurance Company , . ., '. . Commitment Number: C2001030100. SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment Is described as follows: ; , tlll.silab p. 4 : ALL THAT CE;RTAIN tracl of land situate In the To:.vnship of East Pennsboro, Cumberland County. Pennslyttanla, more parllcularly bounded and described as follows in accordance with a survey made by Raymond M. KowalskI, registered professional engineer, of Harrisburg, Pennsylvania. made March 21, 1960. . , ; BEGINNING at a point in the center of Pipe Hill Road at corner of lands now or formerly of Ralph Kiner; Ihence along said lands of Kiner South 88 degrees .41 minutes 19 seoonds West. 655.49 feet to a stake in line of lands now or formerly 01 Oharles Lender; thence along said lands of L~nder South 3 degrees 15 minutes 40 seconds West 216.92 reel to a clierry tree; thence along same South 45 degrees 56 minutes East, 539.85 feet to a poplar tree In line of lands now orfor-merly of Harvey G. Will: thence along said land of Will South 82 degrees 54 .' minutes 39 seconds East. 137.02 feet to a slake; thence by the same South 82 degrees 56 minutes East, 135.27 (eetto a point in line of lands now or formerly of Paul Liddick; thence along said land Norlh 13 dearees 19 mlnules West, 141.93 feet 10 an Iron pipe; thence along. same North 83 degrees 17 minutes Easf, a distance of .103.45 feet to an Iron pipe in line of land now or formerly orD.S. liddick. Sr: thence along stil'd land now or formerly or LIddIck, Sr. North 82 degrees 59 minutes East 70,41 feel 10 a poInt hi the center of the Pine Hill Road; thence along the t::enter line of Pine Hill Road North a degrees 23 minutes West 167.36 feet ha point; thence continuing along ~aid center line North 16 degree.s ,34 minutes 8 seconds West 132.20 feet toa point: thence continuing along /laid center line of Pine HlII Road North 27 degrees 26 minutes 23 seconds West 101.08 feet to a point: thence C<<:lntlnuing along said centerline Norlh 12 degrees 16 minules'30 seconds West 102.11 leetto a point, the place of BEGINNING. .. . , . Parcel # 09-13-0997-007 AL TA Commitment Seh.dulo C ":-:~'~--~,,,,,._,,,. ".- ___",.M, ",0, . " " ,. I" " (C2001 0301 00.PFDIC2001030100/7) ~ ,-lJI, 1I1eounQwide" HOME l.OANS Send Correspondance to: P.O. Box 8289 Van Nuys, CA 91409-8239 October 2, 2001 Send payments to: p.Q. Box6806fJ4 Dallas, TX 75266-0694 Cerllfle<l Mall No. Retum Reoslpt Requested Regular Mall Daniel S. LiddiCk, 75 Pine HiII:Jlw T A Enol., PA lcJ\HIBI AceaunHlo.: 3111048 Property Address: 75 Pine HIli Road onala, PA 17025.0000 Current Servlcer: Countrywide Home Loans, Inc. ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This Is an Official notice that the mortaaae on vour home is In default..and the lender Intends to foreclose. Scectflc Information abOut the nature of the default Is I1rovlded In the attached-Daaes. The HOMEOWNEII'S EMERGENCY MORTGAGE ASSISTANCE PRQGRAMlIlEMAP\ mav be ableta helD 10 eave vallr home. this Notice eXDlail19 how the Dtoaram workS. To see If HEMAP een helD, VDU must MEET WITH A CONSUMEII CREDIT COUNSELING AGENCY WITHIN 3Q DAYS OF THE DATE OF THIS NOTICE. Take: this Notice wnh YOU when YOU meet with the Counsellna Aaencv. The na.mes. addrl!sses and ohane numbers of Consumer Credit CounselinG AGencies $er"lna vour County are listed afthe eml of this Notice. If vau have any auestlonS.lIOu mav C':IJ.II!the PennsVlvanla Houslncr Finance Auencv toll-free at 1..s[J(J..342-2397. (Persons with 'moBlred hearlno cAlI call V117-78Q..1869.) This Notice contains Important Iegallnlormatlon. "YOLl have any questions, representatives at the COnsumer Credit Counseling Agency may be able to help answer them. You may also want to contact an attorney In your area. The local bar assoclaUon may be able to hefp you find a lawyer. LA NOTIFICACIOII EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECIIO A CONTINUAR V1VIENDO EN SU CASA. SI NO COMPRENDE EL CDNlENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDIATAI.lEKrE lLAMANDO ESTA AGENCIA \PENNSYLVANIA HOUSING F1i'lANCE AGENCY) SIN CARGOS AL NUMERO MENClONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR El PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL GUAL PUEDE SALV AR SU CASA DE LA PERDIDA DEL DERECHD A REDIMIR SU HIPOTeCA. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE EUGlBLE FOR FINAN"'.' ASSISTANCE WIlICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS, IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMEIlGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. Please w,lte your account number on all chEh)!(s and col1'espondance. SCBRPA aJ2G12000 3111048-9 Darnel $, Uddrck, 75PlnllHi~RQacI "'r..~lq$e5M($40.llQil.FLlwlblocltarg!MIlcreectlfGUnIrf~=aplll\~bIlH",/:M. acBRPA $1,5B1.14 AS OF November 1, 2001 IllCountlYWide' HOME LOANS P.O. Box 680694 Dallae, TX 75266-0894 JJu,I,J,Jutl.J,JI",JI"JJ.,J.llu'.Ju,J"JJ.'".',,'t,',11 311104890001581140158114 ,- "~;:L~: ,~." .." _ ~;>".~, _," . .' -~.~-'-- , < "" -,""- ,- - ,. , ~ _..~ ~ "..J ~- , '1' TEMPORARY ~AY OF FORECLOSURE - Under Ihe Act, you are enlltled to a temporalY stay of foreclosure on your mortgage for thirty (30) days from the date of this Nollee. Durtng that time you must arrange and attend a 'ace-to-taoe'. meeting with one of the oonsumer credit counseling agencies listed at the end of this Notice. THIS MEETING: MUST OCCUR WITHIN THE NEXT 1301 DAYS. IF YOU DO NOT APPLY FOR EMERGENOY MORTGAGE ASSISTANCE. YOU MUST BftlNG YOUR MORTGAGE UP TO DATE. THE PART OF THI$ NOTIOE OALLED 'HOW TO OURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CRED'" COUNSEUNG AGENCIES -If you meet with one of the consumer credit counseling agencies IIsled at Ihe end of Ihls notice, the lender may NOT take action against you for thirty (30) days after the dale of Ihls rneetlng. The DamAS I'Iddresses and. teleDhone numbers of deslanaled consumer crer.lit cDunsellnn aaeRDles for the Oountv In which the Dmnertv Is located are set forth al the end of this Notice. It Is only necessary to schedule one face- to-.tace meeting. AdvISe your lender lmmedlatelv of your Intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage Is In defaull for the reasons sel forth later In th1e Notice (see following pages for specifIc Infconation aboul.lhe nature of your default.) If you have tried aod are uoable to resolve thIs problem with the lender, you have the right to apply tor financial assistance from the Homeowner's Emergency Mortgage Asslstanoe program. To do so, you must fill out, slgo and file a completed Homeowner's Itmergency Assistance Program ApplloaUon with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have Bppltoaflons for the program and they will assist you In submitting a complete appllcatton to the Pennsylvania Housing Finance Agency. Your application MUST be filed Or postmarked wllhln Ihlrty (30) days of your tace.lo-face meeting. YOU MUST ALE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN TIllS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGI; ASSISTANCE WILL BE OENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very llm~ed. They will be di,bulSed by the Agency under the ellgil:lllity criteria established by the Act. The Pennsylvania HOlJslng Finance Agency has sixty (60) days to make a decision after it receives your appUcation. During that time, no foreclosure _proceedings wDl be pursued against you If you have met the time requirements set forth above. You wlll be notified dtrectly by the Pennsylvania Housing Finance Agency of Its decision on your applICation. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE AUNG OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTIOE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have flied bankruptcy you can sUlIapply for Emergency Mortgage Assistance.) NATURE Of THE DEPAUL T - Countrvwlde Home Loans. loc.. (hereinafter "Countrvwldej services your home loan. Your hOme loan is In serious default because you have not made your required payments. The iotal amount now required to reinstate your home loan 88 of the date of this Jetter Js as follows: Monlhlv Pavrnents: $718.70 Late Charaes: $71.87 Other Charaes: Uncollected late Charges: Uncollected Costs: $tl437.4O $143.74 TOTAL DUE: . $1,581.14. PAYMENT INSTRUCTIONS Please . MaI<e YOur check payable 10 CoIRlIl)lWide Home Loans . Wllteyotttloanm.mberanyourcheckormonevooler . Write In any addllfonal amaunlSyou artl Including. (II tolalls mare than $5000, please send certlllad Check.) . Don' attach your oheck to tile payment coupon 'IJOO"~__ . Oon'lsendcash Paymenls: All payments wMI be applied 10 lfie longest outslandtng Installment due, unless oimlse expressJy prohlb!led by law. Additional 8lllaun!g, "you doII't spBC!ly lha pU1'/>>se 01 addJIlD/laJ a1llo001s 1Iw1fJdad. w& wID 1j)Jl~ fIem IJrst 10 afIY ouImandlng paymenls, escrow delll:lenciBs. IsIDehargss amfIorfeos title. We wlllll1en apply any remainIng amounts au p1'lnclpal radudlCn. 11 you llllbmll8fl addI10nal prhldpaJ payment wIIh your hOm& loan paymonl, Ct!unbyWrde wDIl181 tlJlIIlyyour home loan paymellt, thell the addllklllal principal payment. Your loan mustbll cummlbllforewecsn applyanVPlinclpalralllction. ;~~~I~) "_~'^"" .,!:_, ',~ ". , ~" _ _l'il! HOW TO CURE THE DEFAULT. YOu may cure thiS delaun wnhln THIRTY (30) PAYS of the dale of Ihis 'euer, by paying 10 uo Ihe above amount of $1,581.14. pius any. addnlonal monlhly payments. Iale oberges. lees ""d other applicable charges whICh may fall due during this period. Such paymenl muS! be In the f1lI'In of certined Check, caohle(s check or monay older, and made payable to COuntrywide at P.O. Box 660694. DallaS. TX 15268-0694. If your check or OIher payrnem is relUlned to us for Insulflclenl funds or for any other reason, you win not have cured your delault. No extension of ume to cure Will be granted due to a returned payment. IF THE MORTGAGE IS FORECLOSED UPON. If the mortgage ts foreclosed, the mortgaged POJparly will be sold by Ihe Sheriff to payoff the mortgage debt. II the delaun Is cured before we begin legal proceedings, CounllyWkle will be entnled to collect the reasonable ellomey's lees actually Incurred, up to $50.00. However. It legal proce.dlngs are started, COuntrywide wlII be entitled to collect the reasonable attorney's fees even if ti\ey are over $50.00. Any attorney's fees will be added to the secured debt, whIch may alSo include our reasonable costs. If you cure the default within the THIRTY (30) DAY petlcd, you wiN Dot be reqVfred 10 pay anomey'. f.... OTHER LENDER REMEDIE.S - The lender may also sue you personally fot the unpaid principal balance a.nd all other sums due under the mortgage. RIGHT TO CURE THE DE:FAUL T PRIOR TO FORFCUlSURE SALE - II you have nol cUled the defaun withlO the THIRTY (30) DAY panod and foreclosure proceedings lIava begun, you s1111 have the right to cure the defaun and prevent the sale at any time up to one t10ur before the foreclosure sale. You may do so by paying the total amount then past dUG, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected With the foreclosure sale as specified In wrftlng by the lender and by pertormlng any other requirements undec the mortgage. Curing your default In the manner set forth In this notice will restore your mortgage to the same position 8S \f you had never defaulted. EARLIEST POSSIBLE FORECLOSURE SALE DATE - n l..eotimat.d tIlat the earliest dalelhal a foreclosure sale could be held wouldbo approxlmatoly six (6) month. from \tie dete of this letter. A oollce of the date of the loreolos.re sale will be sent to you before the sale. You may find out at any time exaCUy What the required payment win be by calling us at the following number: 1-800-669-0102. This payment must be '" the loon of a cashIer's check. certified check or money order and made payable to us at the address stated above. tf the default Is cured, the mortgage wI(( be restored to the samE! positlon as if no default had occurred. However, the default may not be cured more than three (3) times In any calendar year. HOW'tO CONTACT THE LEtlfDER: Name of Lender: Countrywide Home Loans, Inc. Address~ P. O.sox 10221 Van Nuys, CA 91410.0221 Phone Number: 1..s0D-669-0102 Fex Numb..., 1.805-577-3432 Contact Person: Robert Rogers, MS SV44 Attention: Loan Counselor EFFECT OF FORECLOSURE SALE . You should realize that a foreclosure sale wK' end your ownership of the mortgaged prop9rty and your right to lemaln In Jl If you continue to live In the. property after the Sheriff's sale, a lawsuit to remove you and your furnIShings and other belongings could be started by Countrywide at any Ume. ASSUMPTION OF MDRTGAGE" - Conlaol Countrywide Kome Loans for Informallon on the poSSIble ..sumabnlly of your loan. YOU MAY ALSO HAVE THE RIGHT: TO SElL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER lENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARlY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEI'"AULT HAD OCCURRED. IF YOU CURE THE DEFAU~ T. (HOWE:VER, YOU DO NOT HAve THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIME:S IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DE:FAU~T IN ANY FORECLOSURE: PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDE:R THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE iO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAl BANKRUPTCY LAW. Pursuant to your home loan documents, and because the home loan Is In default. Countrywide may. at Its option, Qnter upon and conduct an Inspection of the property, The purpose C1 this Inspection Is to observe the physloal condition of tho property. to verWy that tho prop.rty Is OC<Juplod snd/or to determine the Idenllly of the occupant. 111e cost of any such inspection wtll be added to aod become part of tho S""Uled debt as provided under the terms of the home Iosn documents. -",q-:,~_;;f?~~_ ;><-1''"c ''':!'_ _ .-_.,_'!""""_~,,, ,~__~, "'" '"T"' - ,-,~, u_ .. "--~ -- If you are unable to cure your default on or before November 1, 2001, Countrywide wants you to be aware of various opllons Ihat may ba available to you through Countrywide 10 provent a fore91osure sale of your property. For example: Reoayment Plan: tt Is possible thai you may be eligible for some form of payment asslstanoe Ihrough Countrywide. Out basic plan requlres that Countrywide receIve. up front. at least * of the amount necessary to bling the account current. and that Ihe balanoe of lhs overdue amount be paid, alollg wtth \tie ragular mon\tlly paymenf, over a defined period of Ume. OIher repayment plans also are avaIlabla. . Loan ModIfIcalfon: Attemauvaly.. /f Is posslbls that lhe regular monthly paymenta can be IoWllrad through a modification of tha loan by reducing tM Interest mle and IMn adding Ihe dettnquenl paymanlS 10 Iha CURent loan balanoe. ThIs toreolosurs alternative, however, Is JJmJfed to certaln Joan types.. . Sale of Your property; Alternatively, if you are wllllng to sell your home In order to avoid foreclosure. It Is possible that tbe sale of your home can be approved through Countrywide even if your home Is worth less than what Is owed on It. Deed~ln-Ueu: AlternatIvely, If your property is free from other liens or encumbrances, and if the default Is due to a serious flnanolal herds hip which IS beyond your conlrol, you may be eligible 10 deed your property directly to the Notehalder and avoid 1he foreclosure sale. If you are Interested In discussing foreclosure alternatives with Countrywide, you must contact us Immediately. If you request assistance, CounlYyWlde Will d~etmine, In Its sole discretion, whether sucl1 assistance Will be extended 10 you. In the meanUme, Countrywide will pursue aft of its rights and remedies under the home home loan documents and as permitted by law, unless It agre~ otI1QlWlse In writing. Please be advised that fallure.\o bring the home home loan Current or to enter Into a wrItten agreement 98 outlined above wJlI result In the acoela1atlon of the debt. TIme Is of the essence. Stlould you have any questions concerning this notice. please contact Countrywide's oUlcs immediately at 1-800-669-0102. extension 4731. ~oktt ~~ Robert Rogers Loan Counselor 1-800-669-<3102. extension 4731 Please be advised that thls communication Is from a debt collector. ~~,...- --~ . ",-, ! ~ "- ,- H' .- . ~ ,"'" ~~ ~, .T ( BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff Civil Action - Law v. Mortgage Foreclosure DANIEL S. LIDDICK JR., Mortgagor(s) DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 Real Owner(s), Defendants No. 01-7024 civil Term NOTICE TO PLEAD TO: Plaintiff, Bankers Trust Co. of California NA c/o Countrywide Home Loans Inc. and its attorney, Joseph A. Goldbeck, Jr. You are hereby notified to file a written response to Defendant's enclosed new matter within 20 days from service hereof or a judgment may be entered against you. Respectfully submitted, KEEFER WOOD ALLEN & RAHAL, LLP Dated: z1~{ 0 L BY:~,.Jj,. ~ -- ~~d rd Dorrance I.D. No. 32147 210 Walnut Street P. O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8014 ..- (Attorneys for Defendant, Daniel S. Liddick, Jr.) ',~~!I.,-<:,_..""..~,~ ,. '''__' . .'. ". 0' . ."" . .- ,. - - ...~ ~"- ~~ ~~~_!!\ 1.;jU " BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff civil Action - Law v. Mortgage Foreclosure DANIEL S. LIDDICK JR., Mortgagor(s) DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 Real Owner (s) , Defendants No. 01-7024 civil Term ANSWER TO COMPLAINT WITH NEW MATTER 1. Admitted on information and belief. 2. Admitted that defendant, Daniel S. Liddick, Jr., resides at 75 pine Hill Road, Enola, PA 17025. After reasonable, investigation, answering defendant is without knowledge or information sufficient to form a belief as to the remaining allegations in paragraph 2. Accordingly, such allegations are deemed denied. ~';,~.!;-i~~~K-,k, .p, > p.~ ~ _ ~ _ -" ---~- ","--"', ~ "'_ - .,. -';.-r-~-~ ,- I '~=' ~",., - ,~~ , ~ ":] ITI 3. Denied. Paragraph 3 is denied to the extent it is at variance with the document recorded in the Cumberland County Recorder of Deeds' Office. 4. Denied. Paragraph 4 is denied to the extent it is at variance with the legal description of the property. 5. Admitted in part; denied in part. Admitted that certain monthly payments have not been made under the mortgage. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the remaining allegations, which are deemed denied. 6. Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the truth of the allegations in paragraph 6. Accordingly, such allegations are deemed denied and answering defendant demands verification of the debt. 7. Denied. Paragraph 7 is denied to the extent it is at variance with the mortgage documents and Pennsylvania law. 8. Admitted in part; denied in part. On information belief, answering defendant has not had a face-to-face meeting with the Pennsylvania Housing Finance Agency or any appropriate 2 ,,~~ "'l"'"'f! ,'_'~', ,-'~ ".-^ , - - , , ~ consumer credit counseling agency. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the remaining allegations of paragraph 8. WHEREFORE, answering defendant requests that the complaint be dismissed with all costs taxed against plaintiff. NEW MATTER 9. The complaint fails to state a cause of action upon which relief can be granted. 10. Plaintiff has failed to comply with various state and federal laws, including the Fair Debt Collection Practices Act. 11. Answering defendant demands verification of the debt, including the attorneys' fees and other charges set forth in paragraph 6 of the complaint. 3 -''''-_1'_~",,_~___,L_'''''1,~' .>. I .." '," ," '. ,_ . ."~:~"- , T'- ~~~ ". ~ - :',ij .' WHEREFORE, answering defendant requests that the complaint be dismissed with all costs taxed against plaintiff. Respectfully submitted, KEEFER WOOD ALLEN & RAHAL, LLP Dated: ""2-{-I. (0 L T'~ ~'- ~ BY~rad;;.d- Dorranc; I.D. No. 32147 210 Walnut Street P. O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8014 (Attorneys for Defendant, Daniel S. Liddick, Jr.) 4 _CO:;.J! ,) ~~,_- ::O_-,~,1't'!',~, ,..\'';>'c..^,'';, .1,- _ \_ ,~" "'''' _." r ." ,- I ~~_ I . '"",",- --~_T ., VERIFICATION I, the undersigned, hereby verify and state that: 1. I am counsel for defendant in the foregoing matter, and I am signing this verification in accordance with Pa. R.C.P. No. 1024(C). 2. The facts contained in the foregoing answer with new matter are true and correct to the best of my knowledge, information, and belief. 3. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. ~4904, relating to unsworn falsification to authorities. Dated: L..!~/D'- ~J-f(~~ ~ Bradford Dorrance '!)"j~~l -,,-1,_ '.' ~t.,__, . ~ ,_.__' _"'_B,O,', ~ 0 ."". ,~- -- I ' ' '- ~. ~ - i'i' - ,_To ,_~ -"-' ,~ "' "[' 11 CERTIFICATE OF SERVICE I HEREBY CERTIFY that I am this day serving true and correct copies of the foregoing document upon the person(s) and in the manner indicated below: First-Class Mail, Postaqe Prepaid Addressed as Follows: Joseph A. Goldbeck, Jr. Lisa D'Angeli GOLDBECK McCAFFERTY & McKEEVER Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 Dated: '-i '-I!o,- ~~,5---~ adford Dorrance . :!0p~ftM,J",~ ."_ "'_ ,,~ _ ~__'-;'_'" - -, '-~' ~ , .,."" ~;;~)r, _" c-'I'_,,,,,,,~ ,,-.-- GOLDBECK McCAFFERTY & McKEEVER A Professional Corporation By: Lisa A. D' Angeli, Esquire Attorney I.D. #: 78020 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 (215) 627-1322 ATTORNEY FOR PLAINTIFF Bankers Trust Co. of California, N.A. c/o Countrywide Home Loans, Inc. 7105 Corporate Drive PIX B-35 Piano, TX 75024-3632 COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 01-7024 Vs. Daniel S. Liddick, Jr. Mortgagor( s) Daniel S. Liddick, Jr. Trustee of the Liddick Family Trust Dated 11/17/99 ReaIOwner(s) 75 Pine Hill Road Enola, P A 17025 .0 ~~ ,~:.,- [i~j(: "'~-- ..'. . ~:~':-: r::" ~ ~.:,. ('" L.. >--: >';:::~ 2: :.~ PLAINTIFF'S REPLY TO DEFENDANT'S NEW MATTER Plaintiff, incorporates by reference the averments of paragraphs I through 8 of its Complaint as if fully set forth herein. 9. Denied. The averments of paragraph 9 are conclusions of law to which no response is required. 10. Denied. The averments of paragraph 10 are conclusions of law to which no response is required. II. Plaintiffs counsel will provide verification of the debt under separate cover. , f'::' ,'-.'- ,-,,; '1 -":[ ::-''J \..0 .:::> (;'1 .:.~..; ._c...- (, , GOLDBECK McCAFFERTY & McKEEVER A Professional Corporation By: Lisa A. D' Angeli, Esquire Attorney I.D. #: 78020 Suite 500 - The Bourse Bldg. IllS. Independence Mall East Philadelphia, PA 19106 (215) 627-1322 ATTORNEY FOR PLAINTIFF Bankers Trust Co. of California, N.A. c/o Countrywide Home Loans, Inc. 7105 Corporate Drive PTX B-35 Piano, TX 75024-3632 COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 01-7024 Vs. (") CJ C 1-..:.:; <~ '1 S1! f~). -,''J 2:1' ~~ ~::; ~f:'::_' ~,:; { ", ~c> ~,.,> (-: ,.c' Daniel S. Liddick, Jr. Mortgagor( s) Daniel S. Liddick, Jr. Trustee of the Liddick Family Trust Dated 11/17/99 Real Owner( s) 75 Pine Hill Road Enola, P A 17025 -u :,,) L~ =~ =:; 0'. CERTIFICTATION OF SERVICE I hereby certify that a true and correct copy of Plaintiff s Reply to Defendant's New Matter was sent by first class mail; postage pre-paid, upon the following on the date listed below: Bradford Dorrance, Esquire 21 0 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 GOLDBECK, McCAFFERTY & McKEEVER Date: 2\\3\ \J;t, ';,:.~",-,,~,--,., --".._~, ;'--"''''''',,,--.'''''i>- . ,"-',- - -,"...." ,,~< , , ~~ ,.~-- r-' 4 ,-, 'l"r ^ I!im -" - -,- r NCV 30 O~. 07:57a ~ranKl1n ~e~i C;d~e ~ ... ~ ~- . ... .......- d-1~SO e n ."~ ,. to, ...... -". ... I ,. ",\ r- ..,~ .~'.. ..; " '., _. ',"~. c: R m:CQ.;;h, ,.Jr' DEEDs C!.1'l~EnLUW cou~nY-PA '01 RUG 30 RrJ 10 '52 WHEN RlICORllRD MAIL TO I Aamea Funding Corporation 350 South Grand Avenue Los Angeles, CA 90071 Attn: collateral Control Parcel Number: 09-13-0997-007 {Sp'lt~ A.bo\'t. This Line For Recording Data] MORTGAGE THIS MORTGAGE ("Security Instrument") is given on March 29, 2001 . The mortgagor is Daniel S. Liddick I Jr ("Borrower'). This Security lnstrumelll is given to Aames Funding corporation, DBA Aamesj Home Loan which is organized and existing under the laws of the State of California .' and whose address is 350 South Grand Avenue, 42nd Floor Los Angeles, CA 90071 L ("Lender"). Borrower owes Let.der the principal sum of Seventy One Thousand Two Hundred and NO/lOa ' Dollars (U.S. $ 11.,200.00 ), This debt is evidenced by Borrower's oote dated tlte same date as this Security Instnlment ("Note"). w,iCh provides for monihly payments. with the full debt, if not paid earlier, due and payable on April 1, 2031, . This SecuritY Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extenSions and modifioations of the Note: (b) the payment of all other ,ums, wilh intere,t, advanced under paragraph to protectlhe security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under thili Se urity lnstnunent and lite Note. Por this purpose, Borrower does hereby mortgage, grant and convey to Lender the following de~erlbed property located in CUMBERLAND ' County, PelUlSylvania: As per EXhibit II All attached hereto and made a part hereof ' which has the address of 75 pine Hill Road, ENOLA Pennsylvania 17025 [Zip Cod,] ("Property Address'); PENNSYI.V/l.NI/l.. Single Family . FNMAlFHLMC UNIFORM INSTRUMENT Form 3039 811IO ^ ..,6R(1'jI.) \..10) Amenpfl jij91~ VMP MORTGAGE FORMS. (800)521.1291 lJf'd tJ:, Pa;a1olG Initials: --'.' [SU",..,Clry). BK I 7 3 2 PG 0 I 32 Illi~M~I'~I\I\itMI '\'~~:,l'ltil~_, ,___,,_~ 'V-e, ',";: ~ .".cr- "" '-",<- , ~ 1-' ~ ~ ~v I~,~~ ~ ~ "'" ~ov ~\J U~ U/i~f~ I 1 Cll.~... ...', ....._........ ___..:.....:... , TOGBTIlER WITH all the improvements now or hereafter erecled on the property, and all easements. appurtenances, and fi,~Nre. now or hereaft.r a part of the properly. AU replacsmenlS and additl.ons sball also be covered by lhiB Security Inall1lmenl. All of lbe foregoing is referred to in this Securlty lnatnnnent as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of tlte eslate hereby conveyed and bas the right to mortgage, grant and coovey the Property and thaI the Property is unencumbered. except for encumbrance. of record. Borrower warrants and will defend generally the title to the ProperlY against all claimS and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT contbines unifonn covenants for national use and non-unifonn covenants with limited variariolls by jurisdiction to. constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Ler>der covenant and ag= a, follows: 1. Payment of Principal and Interest; PrePl'yment and Late Chargea. Borrower shall promptly pay when due the p,rincipal of and interest on the debt evidenced by the Nole and any prepayment and late charges due under the Note. 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender. Borrower sball pay to l.ender on the day monthly payments are dne under the Note. un,ilthe Note is paid in full, a sum ("Funds") for: (a) yearly laXes Sind assessments which may atlain priority over this Security Instrument as a lien on the Property; (b) yearly leasebOld paymems or ground renlS on the Properly, if any; (0) yesrly hazsrd or properly insurance premiums; (d) yearly flood insurance premiums. if lmy; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by ,Borrower to Lender, in accordance with the provisions of paragrapb 8, in lieu of the payment of mortgage IDsunulCe premiUIDS. These items are called llEscrow Itelns. II lLender may, at any time. coUect and .hold Funds in an amount not to ellCeed the maximwn amount a lender for a federally relall:d lllIortgage loan nuty require for Borrower.s escrow accounr under lhe federal Real Estate Seltlemenl Procednres Act of 1974 as ;amende<! from time to time, 12 U ,S.C. Seclion 2601 .1 seq. (""RESPI\."l. unles, anoUter law that applies 10 the Fonds sets a lesser ;.rnount. If so, Lender may, at any lime. collecl and hold Funds in an amount not to exceed the lesser amount. Lendel may 'estUnale the amOWl! of Funds due on the basis of current data and reasonable estimates of expenditures of future E,crow Items or otherwise in accordance with applicable law. The Funds sball be held in an instinttion Whose deposits are insured by a federat agency, instrumentality, or entity (including Lender. if Lender is such an institution) or in any federat Home Loan Bani<. Lender shall apply the Funds ro pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying Ibe Escrow Items, unless Lender pay' BOllower interest on the Funds and applicable law pennits under to make snch a chargc. However. Lender may reqUire Borrower to pay a on~lime charge for an independent real estate lax. re.porting service used by Lender in connection with this loan. unless applicable law provides otherwise. Unless an agreement is made or applicable law requires interest to be paid. under ,hall not be required to pay Borrower any interesl or earnings on lbe Funds. Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender shaU give to Borrower, without charge. an arulUaI accnnnting of the Fund" showing credits and debits 10 the Punds and Ute purpose for which each debit to the Funds was made. The Fnnds are pledged a, additional security for all sums secured by this Security Inslromen!, If the Fund. held by Lender eKeeed the amonnts permitted to be held by applicable law. Lender shall account to Borrower for the excess Funds in accordance with the requirements of applicabte law, If the amount of the Funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and. in such case Borrower shall pa)' ro Lender the amount necessary to make up the deliciency. Borrower shall make up Ibe deficiency in no more !ban twelve monthly paymenlSf at Lender's. sole discretion. Upon payment in full of all sums secured by Ibis Security Instrument, Lender shall promptly refund to Borrower any Funds held by under. If, under paragraph 21. Lender shall acquire or sell the Property, Lender, prior to the acquisition or sale of the Property, shall apply any Funds held by Under at the time of acquisition or sale as a credit again.t the sums secured by this Security Instrument. J. Applieallon of Payments, Unless applicable law provides otherwi,e, all payments received by Lender under paragraphs 1 and 2 shall be applied: first. to any prepaymenl charges due under the Note; second, to amounts payable under paragraph 2; third. to interesl due; fourth, CO principal due; and last. to any late charges due under the Note. 4. Cbarges; L1ena. Borrower shall pay all 'axe,. asse"ment" charge" fines and impositions attribUlable to Ute Property which may attain priority over this Seenri!)' Instrument, and leasehold payments or ground rent" ifany. Borrower shall pay Ibese obligatio... in the maMer provided in paragraph 2, or if not paid in thaI matUter. Borrower shall pay Ibem on time directly 10 the person owe<! payment Borrower shall promptly furnish to Lender all nollces of amOWl\ll La be paid under Ibis paragraph. If Borrower makes these payments directly, Borrower sholl prOInptly furnish to Lender teceipts evidencing the payments. Borrower sball promptly discharge any lien which has priority over this SecUrity InstnUnent unless Borrower: (a) agrees in writing to the payment of the obligation secured by the \len In amaMer a""eptabl. to Lender; (b) conle'''' in good faith the lien by, or defends against enforcement of the lien in. legal proceedings which in the Lender', opinion operare to prevent the enforcement of the lien; or (c1 secures from the holder of Ute lien an agreemenl aatisfactory 10 Lender subordinating the lien CO this Securtty Instrument. If Lender determines that any parI of the Properly is subject to a lien which may attain priority over Ibis Security InstrlUIleDl, Lender may give Borrower a nolice identiJYing the lien. Borrower ,hall sarisfy the lien or lake one or IlIOre of the actinns ,et forth above within 10 days of the giving of notice. ^ ....,GR(PA) (".oj "8.08.2016 F:rn~_ B\I. \ 7 32 PG 0 \ 33 ;;;i),:~;,~,<!:r,;~~ _, > "~,.. ~m.~<:,_ ",~ .. , -~ ~ 1 "~ Mov 30 01 07:58a -:>,' ~~anklxn ~eal Esa. e 71.72641.985 p.s S. Ha2ard or Properly Insurance. llorrow~r shall keep the improvements now existing or hereafter etected on the Property insure.d against loss by fire, hazards included within lIle term "extended coverage' and any other bazar$, including floods or flooding, for which Lender requires insurance. This insurance shall be maintained in the amounts and for ~ perioda that Lender requires. Th~ insuranc~ carri~r providing tho insurance shall be chos~n by Borrower subject to Lender's approval which shall not he unreasonably withheld. If Borrower fails to maintain coverage described above, Lender may, at 4nder's option, obtain coverage to protecl!.ender's righlS in the Property in accordance with paragraph 7. All insurance policies and renewals shall be acceptable to Lender and sball include a standard mortgage clause. Lender shall biave the right to hold the .pollcies and renewals. If Lender re<lulres,. Borrower shall promptly give to Len~er all receipts of paid ~'remiuU18 and renewal nonces. In the event uflo", Borrower shall gIVe prompt notice to the lllSurance car1l1Cr and Lender. Lender may n1llke proof oflass if nol made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, insmance proceeds shall be applied to rest~ration or repair of th~ Property damaged, if the restoration or repair is economically feasible and Lender's security Is notlessenjod. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall ~ applied to the sums secured by this Security Instrument. wbether or not then due, with any excess paid to Borrower. If 'orrower abandons the 'Property, or doe. not answer within 30 day' a notice from Lender that the insurance carrier has oftere? [0 settie a claim, then Lender may collect the insurance proceeds. Lender may use dIe proceeds to repair or restore the Propert}1 or 00 pay sums secured by this Security Instrument, whether or not then due. the SO-day period will begin when th~ notice is giveni U.nIeSS Lender and Borrower othetwise agr~e in writing, any application of proceeds to principal Shal~ not extend or po5tpollC the due date of the montbly payments. referred to in paragraphs I and 2 or change Ille amount of the paym,nts. If under paragraph 21 the Property is acquired by L~nder, Borrower's right to any insurance policies and proceeds resulqng from damage to the Property prior to Ibe acquisition shall pass to Lender to the extent of the sums secured by this Security !lnslrUment immediately prior to the acquisition. 6. Occupancy, Preservatlon, Maintenance and Protection of lbe Property; Borrower's Loan ~ppll~lion; Leaseholds, Borrower shaJl occupy. establish. and use the ProperlY as Borrower's principal residence within sixty days after the execution of this Security Insuument and shall continue to occupy the Property as Borrower', principal re,idence for alle..t one year after the date of occupancy, unless lender otherwise agrees in writing, which consent shall nol be unreasorujbly withheld, or unless extenuating circumstances exist which. are beyond Borrower" s control. Borrower sball not destroy, damag~ or impair the Property, allow the Property to deteriorate, or commit waste all the Property. Borrower ,hall be in deCaull if I any forfeiture action or proceeding, whether civil or criminal, is begun that in Lend~r's good faith judgment could result in fortl:iture of the Property or otherwise materially impair the lien created by this Security Instrument or Lender's security interest. Blmower may cure such a default and teinstate, as provided in paragraph 18, by causing the action or proceeding to be dismissbd with a ruling that, in Lender's good faith determination, precludes forf~iture of the Borrower's interest in the Property or oth~r malerial impainnent of I the lien cr~.ted by this Security Instrument or Lender's security interest. Borrower shall also be in d~fau't if Borrower, during the loan application proc~.s, gave materially false Or inaccurate information or statements to Lender (or fail1d to provide Lender with any material information) in connection with the loan evidenced by the Note, including, but not li\nlted to, representations concerning Borrower's occupancy of the Property as a principal r.sidenc~. If this Security InstNmellt is ~ a leasehold, Borrower shall comply with all the previsions of the lease. If Borrower acquires fee title to che Property, the lease/tOld and the fee titlc sball. not merge' unless Lender agrees to the merger in writing. , 7. Protection of Lender's Rigbts in the Properly. If Borrower falls to perform the covenants anq agreements contained in this Security Instrument, or titere is a legal proceeding that may significantly affect Lender's rights l)t the Property (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture or to ~nforce laws or regulations), lll<1n Lender !mY do and pay for whatever is nece.saty to protect the valne of the Prop~rty and Lender's rights in the Properly. LeJld~r's actions may include payingilny sums secured by a Uen which has priority over this Security Instrument, appearing in! court. paying reasonable aUorneys' fe.. and entering 00 me Property to make repairs. AIUIOUgh Lender may tak~ action unde~ Ibi. paragraph 7, Leader does not have to do so. Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of llorrower secured by Ibis Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bea* interest from the date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower ~questlng payment. 8, Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loar secured by tills Secarity InstrUment, Borrow~r shall pay the premiUllU required to maintain the mortgage insurance in effe~. t. If, for any reason, the mortgage insurance coverage required by Lender lapses or ceases 10 be in effect, Borrower shall pa the premiums required to obtain coverage substantially equivalent 00 the mofl&age insurance previously in ~ffecl, at a COSt sub tandaUy equivslent to the cost to Borrow~r of the mortgage insurance previously in effect, from an alternate mortgage insurer approved by. Lender. If substantially equivalent DlOrtgage insu'BDCe coverage i. not available, Borrower shall pay to Lender ~ach month a sum equal to oniHweIllll Of tile yearly mor<gage insurance premium being paid by Borrower when the insurance corcrage lapsed or <:eased to be in effccl. Lender will accept, use and retain the.e payments as a loss reserve in lieu of mort&,ge insuranl':ii':: ^ ....,61l(PA) (9"0) P... '0(' ~"." BKI732PGOl34 Ol.;,=,r )"",!!J~":,j.,,,,,',}'~_!e,,, ., -,~t~~_ "'l<"_ -" '-4"'""<"," '~I," I' NOV 30 O! 07:59... ~r...nklin ~eal ~slt~ ./l. '/ee".I::I..::I . !W'-.LU payments may no longer be req\li11ld. aldle option of Lender, if mortgage inlurance coverage (in the amobnt and for dle period tllal Under requires) provided by' an insurer approved by Lender again becomes available and is obtained. ~oflower shall pay the preminms requlred to maintain mortJlllge insIUance in efl'ecl, or to p.rovjde a 10.. reserve, until 111. requlrement fur mortgage ulllluranoe enlls In accQn\"""e with any wrillen aJi.T"ment botween Borrower and Lender or applicable laW. 9. Inspectinn. Lender or its agent may make leasonable entries upon and Inspectioll8 of \he Prop~rty. Lender shan give !lorrower notice at.the time of or prior to an illSpection specifying le&Jlonable cause tor lI1e inapeclion. ' 10. Condemnation. The procoods of any award 01 claiID for damages, direcl or consequential, ip connection with any \:ondemnation or other Illking of any part of the Property. or for conveyance in lieu of condemnation, ar~ hereby assigned and "hall be paid 10 Lender. . In the event of a tolal taking of the ProperlY. the prOCeeds shall be applied to the sums secured by tIU.s Security IlI8troroent, whether or not ilien tlue, with any excess paid 10 Borrower. In the event of . partial laking of the Pro~erty in which the fair market value of the Propeny immediately before the taking is equal to or greater than the amount of th~ sums SCCUI\1d by this Security Instrument immediately before the taking, unless Borrower and Lender otherwise agree in Writ~. the sums ..ecured by this Security Instrument shall be reduced. by the amount of the proceeds. multiplietl by the following ftac . n; (aj the lOW anwtUll of the sums secured immediately before the taking, divided by (b) the fair market value of the Property immedtarely beCore the taking. Any balance shall be paid to Borrower. 10 the event of a partial taking of lbe Property in Which ftte fair market value of the Property immediately before the taking is le1ls than the amount of the .ums secured itnmedialely bffure the taking, unless Borrower and Lender otherwise agree in writing or unless applicable law otherwise provides. me procee<ls shall be applied to the smllS secured by this Security ImlrUme.nt whether Or not the awns are then due. , If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower dull the cond~nmor offers to make llll award or settle a claim for dam.gas, Borrower faU. to respond fD Lentler wi!hln 30 days after lb. date lh~ nol;ce is given. Lender is authorized to collecl and apply the proceeds, at its opfion, eitller to resloration or repair of the Properjy or to the sums .e=ed by this SecUrilY Instrumenl, whethex or not then due. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due dale of the monthly payments rererred to in paragraphs 1 and 2 or change the amount of such pay",en... 11. Bor.rower Not Rel....ed; Forbea"'n<< By Lender Nol a Waiver, Extension of the time for )Iayment or motlification of amortization of Ute sums secured by this Security Instrument granted by Lender 10 any succe..or in ilI>lerest of Borrower shall nol operate to release Ule liability Of the original Borrower or Borrower's successors In interest. Lender .hall not be required to commence proceedings agairisl any successor in interest ot refuse to ex.tend time for payment or otherwi~e modify amortization of the sums secured by this Security Instrumenl by reason of any demand made by lbe original Borrower 4r Borrower's .uccessor> in imeresl. Any forbearance by Lender in excrci,lng .ny right or remedy sball not be . waiver of or preclude the exercise of any right or remedy, 12. SlICces.ors and A.signs Bound; Joint and Soveral Liabllity; C...ign..... The covenams afnd agreements of this Securhy Inlnrumcnt 3ha11 bind and benefit the successort and assigns of Lender and Borrower. sU-qJect to the provisions of patagraph 17, Borrower's covenants and agreemenrs shall be JOW and several. Any Buflower wllo co-signs this Security Instrument bUI does nOI execute the Note: (a) is c.-signing this Security Instrumenl only to mortgal\b, grant and convey that Borrower's intere't in the Property under the terms of this SeCIIIity Instrument; (b) is not personally Obligated to pay the sums secured by this Security Instrument; and (oj agrees that Lentler and any other Borrower may agree to tXlend' modifY, forbear or make any acCOll1I\lodations with reg....d to. the lerou of litis Security lnslrUment or the Note willloUl that orrower's consent. 13. I,nan Charges. If the loan secured by this Securi!)' Imtrumenl is subject to a law which se maximum loan charge.. and that law is tinally interpreted so that the interest or other loan charges COllCilled Or to be collected In connection with the loan exce~d the.p~rmitted Hmiu, then: (a) any such loan charge shaJJ be reduced by the amount necessary I~Q reduce the charge to Ule pernutted limit; ant! (b) any sums already collected from Borrower which exceeded permitted limits wil, be refunded 10 Borrower. Lender may choose to make this refund by reducing the principal owed umler the Note or by trufking a ditect payment to Borrower. U. a refund reduces principal, the reduction will be (reated as a partial prepayment withtjut any prepayment charge under the Note. 14. Notices.. Any notice to Borrower provided fur in this Security Instrument .hsll be given by Mllvering ilor by mailing it by 11m class .1ll0ll Wll..s applicable law requires use of another method. The notice ,hall be directetlllo the l'roperly Adtlress or any other address Borrower designates by notice to Lender. Any nollce to Lender shall be given by lirsl cl.., mail to Leneler's address :staled herein or any other address Lender designates by notice to Borrower. Any notice prpvided for in chis Security Inslrutnenlsholl.be deemed to have been given to Borrower or Lantler when given as provided in this p~ragraph. . . l~, GovorlU"!' Law; Severability. This Security Instrument shall be governed by fe<leIlll; law and the law of the JurISdIction in which the Property is located. 10 the event that any provision or clause of this Sec.qity InstrUDlent or the NOle contllCls WIth appltcllble law. such contllel shall not affect other provisions of this Socurity Instrumef1\ or the Note which csn be gIven effi:<;t wlt/JOutllle contllctlng provision. To litis end the provisions of litis Security lnstrumeru siJd the Note are declared to be .ever.ble. lU~ A -,OA(PA} I"") BK \ 732PGO 13P~'''' l5?i;,~~~_r:,c _'';:'--_ .L ""f'<"! ~- eo,'. , ~ ,r'_,., , '-f'-~~ . ~, ' .? -'- Iniflrda: ~ov ~a 01 08:00a ~~an~lin Real E .ate 71.72641985 p.11. " Iii. Borrower's Copy. 8Quower shall be given a"' conformed copy of. the Note and of this Securitylhstrnment. .. . 11. Trensfer of the Property or a Benefitlallnterest In Borrower, If all Or Il1lY part of the ProperlY or Il1lY lnlercst \Il It 18 sold or tran$rened (or if a beneficial i1)terest in Borrower is sold Or transferred and Borrower is IIllt a jmtural penon) without Lender's prior written consent. Lender may, at its option, require ~diate lll!yment ,~ full of all suma ~ecured by this Securio/ Iostrnrnent. However, this option shall not be exerci$ed by Lender 11 exe,rc18e IS prohIbited by federal law as of the dale of this Security InstrUment. IfLend~r e, xercises this option, Lender $halI give Bon:ower ~~ce of acceleration. The notice aball proE' ide 0 period, of noll~.. ,han 30 days from the dale the notice is delivered or mailed wlthin whIch Borrower must pay all sums s cured by this SecurIty Instrninenl. 'If Borrower fails 10 pay these sums prior to the expiration of !his period, Lender may invoke, y rOJlledics permitted by this Security Il\Strument without further notice or demand on Borrower. ' 18. IWrrower's Right to Relnslllte. If Borrower meets cerlain conditions, Borrower sball ~ve the right to bave ,mforcement of this Security 11ISlnIInent discontinued at any time prior to the earlier of: (a) 5 days ( r ~ch. other. period.as ",pplli;a,ble la,' w ma, y specify for reinslB:, tement) before sale of the Property pursuant to any power of S, ale c ntamed In this Security Instrument;' or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that Borro er: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration bad ccurred; (b) cures any default. of any other covenants Or agreements; (c) pays all expe~es incorred in enforcing this Sec~ty In, trument. including, Imt not limited to, reasonable attorneys' fees; and (d) takes such actlOn as Lender.ma~ reasonably reqmre to a~sure that the. lien of '!iIS SecUl'ity llisuum<lIl., Lender's rights in the Property and Borrower's obllgauon (0 pay the sums s"tbured by Ibis Security Instrnment shall continue 1IIICbanged. Upon reinstatement by BorlOwer, this Security InstrU1l1ent and p1e obligations seCllred bereby sbatl rem3,in t\lJly effective as if no ac"Celeration bad occurred. However, 111i$ righr (0 reinstate shall not apply in the case of accel~ration $lie. paragraph 17. . 19. Sale ilf ~ote; Change of Loan Servicer, The Note or a partial interest in the Note (tog~er with this Security Inst(\l!lleJlt) ll)ay,be sold one or more times without prior notice to Borrower. A sale may result in a eba.ge in the entity (known as th~'Loan Servicer") that collects monthly payments due under Ille Note and this Security Insrrument. There also may be one or more ebanges\,f the Loan Servicer unrelated to a sale of the NOle. }[ Ibere is a change of the Loan Servicer, Borrower will be giv~? wriUen o~ee of the change in accordance with paragraph 14 above and applicable law. The notic~ Will stale the name and address of the new Loan Servicer and the address to which payments should be made. The notice wi1~ also contain any other information required by applicable law. . ZOo Hazardous Substances. Borrower sball not cause or permit dIU presence, use, disposal, stprage, or release of any Haultdous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anytbijlg affecting the Property that is in violation of any Environmental Law. The preceding!Wo senrences shall not apply to the presen~e, use, or storage on the Property of small quantities of Hazardous Subslances that are generally recognized to be appropriate ~ normal residential uses and 10 lll8;J1tenarice of the Property. . BorrOWer shall promptly give Lender writlen notice of any investigation, claim, demand, lawsui\ or other action by any govepunen[a~ or r~gulatoC)' ageru;;y or private party mvol ving the Property and any Hazardous Substance or Environmental Law of which !;lorro",er has actualknowledge. If. Borrower learns, Or is notified by any govermnental or rerruilatory authority. that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrowt1r shall promptly take all necessary remedial actions in accordance with Environmental Law, As used in tltis paragraph 1.0, "Hazardous Sub$tances" are tho,e substances deflned as toJ<ic or ibazardou$ substances by Environmen\Sl Law and the follOWing substances: gasoline, kerosene, ollier Ilanunable or tOKic p~roleUD\ products, tOKic pestlcidesand herbicides, volatile solvents, materials containing asbestos or formaldehyae, and radioac\ive materials. M used in this 'paragrapll 20, "Bnvironmental Law" means tederallaws and laws of thc jurisdiction where the Property is located thar relare to heaJth, safety or environmental protection. NON.UNIfORM COVENANTS. Borrower and Lender further covenant ana agree as follows: ZI. Acceleration; RetlIedies. Lenller shoJI give nolice 10 Borrower prior to acce1erallOJl rolloWIn)J Borrower's breach of any eovenanl or agreement in this Security Instrument (hut not prlor to acceleration underi paragraph 17 unless npplJcable Jaw provides otherwise). Lender sbaD notify Borrower of, among other things: (a) the/doeanlt; (b) the aellon required to"cure the default, (c) when the default must be cured, and (d) thai failure to cure the~faUII as specified may re.uU in ncederatiOll of the sums secured by this Security Instrument, foreclosure by judJelal pr ceedlRg and sale of the Prl\pe.rty. Lender shall further Inform Borrower of the rlgbt to reinstate afItlr acceleration and e right to assert in the foreclosure proceeding the non-exlstence of a default or any aliter defense of Borrower to aeceler,,! ion anti foreclosure. If the default is not cured as specified, Lender, at its option, may require immediate payment ill full of all sums secured by tbls ,SeCUrity Inslrwllent without further demand and moy foreclose this Security Instrument *y judicial proctleding. Lender ,ball be entitled to collect all expenses Incurred in pursuing the remedies provided In this $ragrapb 21, lm:ludlng, but nut limited to, altorneys' fees and costs of title evidence to the extent permitted by oppllcable la",. 2Z. Release. Upon paytI\ent of all sums secored by this Security InstrU1l1enl. this Security I/1stroment and the estate conveyed shall terminate and become void. After such occurrence. Lender shall discharge and satisry this Security Instl\JJllent without charge to Borrower. Borrower shall pay any recordation costs. 23. Waivers. Borrower, to the extent permitted by applicable law. waives and releases any error or lIefects in proceedings 10 enforce this Security Insrnunent, and bereby w.ives the benell, oj" any present or fulure laws prOViding for Slay of execution extension of time, exemption from attachment, levy and sale, and homestead exemption. I ^ ,...61\(PA) (S410) B1( 1732PGO 13ts.rs g-,p4 Form 8059 1IIll0 IntilllIl: '_'''."'''__ . .~~7.,_".", " .. If _ = . ._",,~'- 'To '.'_'HO.",~c'''''C'l _~ ,,_ , , " ~". -, ~ - - ~ - "'ov ::10 O~. 08: O).a ~~anklin Real ~sate 71.726419851 ,,_ 1.2 \ 2.4. R~illstat~m~nt Period. Borrower's lime to reinslllte provided in paragraph 18 shall extend to one hour prior to die co\llIl1enceQlenl of bi4ding at a sberin"s sale or other sale pursuant to lhis Security 1ns1IUnlenl. 25. Pur~hllSe Mo~ey Mortgage. If any of the debt secured by this Security Instrument is lent to Bo~rower to acquire title to the Property, this Sec~ity Instrument shall be a purchase money mortgage. 26, Interest RateiAfter Judgment, Borrower agrees that lbe interest rate payable aller a judgme!lt is entered on the Note or In an action of mortgage foreclosure shall be the rale payable from time to time \DIder the Note. 27. Riders to this Security Instrument. If one or more riders are executed by Borrower and re\'Orded together with this Security Instrument, lbe covel1l\Illli and agreements of each such rider shall be incorporated into and shajl amend and supplement !he covenaots and agreements of this Security Instrument as if the rider(s) were a part of 1his Security Instfumeot. [Cheek applicable box(e.)j [!] Adjustable Rale R.ider o Graduated Payment Rider o Balloon R.ider o VA. Rider o Condominium Rider o Planned Unit Development Rider o Rate Improvement Rider o Other(s) [specify] o 1-4 Pam1iy Rider o Biweekl~ payment Rider o Second lIome Rider BY SIGNING BELOW, Borrower accepts and agrees to the terms aod covenants contained in this S~curity Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: .I -Q---_.....--::> ..,. .~." f}~ .J ~ Daniel S. Liddick. Jr ~ ~al) ,,-."-- -Borrower (Seal) -Borrowc:r (Seal) -Borrower (Seal) -Bonower C~rtilicate of Residel\ce ,_? I, . .I 4- the within-named Mortgagee is :S '~f.-. , do hereby _ cer~ that the correct address of ~ 5~ ~, 'Ip<.Q~, 4P ~ cl1 9Pc'11 . Witness my hand this;/-'1 day of ,Ht-L. . ~"'~, . .-- ~:;;;--~ ~~:;:--~ ~ _ Agent of Mortgagee: COMMONWEALTH OF PENNSYLVANIA, l)+'>~\'i I) County..: On this. the 29th day of March 2001 . before me, the undersigned officer, personally appeared Daniel S. Liddick, Jr lmown to me (or satisfactorily proven) to be the person whose name is subscribed to the wilhin instrument and acknowledged that . he e~ecuted the same fur !he purposes herein contained. IN WITNESS WHEREOF, I hereunto set my hand and oremia' ,.,1 My Commission Expires: _/ ......II~ ~,;;.,1'I"i\.1"Ji,h%,.j~1 :t- . .' "~~i' ?l.....".>~,'~.:~. .....~ ~~dT.\.\.l1rt......., ,~'.......:';'i:1, A,:....eRt~~; ;";;;.;:;J',II'I' . '1"'~ ",,,' ,~'~,7':~.n- ..."".......-,. . ..; ,Hi~tru ","" ).........':.;'-:.~.,~ ..~.t..1f. _:.\:;: ~t.~o~~~'~S<;:~~~ii'-'~ ~--:t:.. .".,c c::=:. ' , NOIa,la' S..I '!hDtlIlI5 p'9.~!hn, Notary 6'Ub110 ~1~~~~~~\~ne~I?~!~~ le~~~1 st\1~sr', P!~\\1lyN,n. AIlOOIltlon of No .1 PIlge6nf6 .....~ ?"J,L'c Title Qf 0 ~er BK 1732PGO 1371 Form 8039 9190 ':;~~'" -< --~---~-, -~; "'-, ~'_,~__, c _ "!- ".~- ,~ ., , ~ rll " T NOV 3'D O~. 08:0~a ~~anklin Re~i ~sate 'Il "lco" l. ~!1:> p.ld . ADJUSTABLE RATE RIDER (LffiOR 6 Month Ind... (As Published In The Wall Stteet Journlll) . Rate Cap~) THIS ADJUSTABLE RATE RIDER is made this 29th day of MarCi' , 20 0 1 , and is incorporated into and shan be deemed to amend and aupplemen the Mortgage, Deed of Trust Or Security Deed (the 'Security [""trument") of the same date given by the dersigned (the "Borrower") to secure Borrower's Adjustable Rate Note (lhe "Note") (a Aames Fundi Corporation,DBA Aames Home Loan ' , (the "Lender'.) of !he same dale and covering the Property described in the Security i InstrUment and located at: 75 Pine Hill Road, ENOLA, PA 17025 (Property Address) THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES i' THE INTEREST RATE AND THE MONTHLY PAYMENT. THE NOTE L1MI THE AMOUNT THE BORROWER'S INTEREST RATE CAN CHANGE A ANY ONE TIME AND THE MAXIMUM RATE THE BORROWER MUST PAY. ADDITIONAL COVENANTS. In addition to ilie covenanlS and agreements mad/: in the Securily InstrUment, Borrower and lender further covenant and agree as follows: A. INTEREST RATE AND MONTHLY PAYMENT CHANGES The NOle provides for an initial interest rate of changes in !he interest rate and the monthly payments, as follows: 4. INTEREST RATE AND MONTHLY PAYMENT CHANGES (A) Change Date. The interest rale I will pay may ch.nge on the 1st day of April i , 2004 . and on mat day every 6th month thereal\er. Each date on which my interest rate could change is called a "Change nare.'. , (8) Tbe Index BegmnUlg with the first Change Date, my interesl rate will be based on an Index. jrhe "Index" is the average of interbank offered rates fot 6 month U.S. dollar-denominated deposits in ilie London marlret ("UBOR "), as published in The Wall Street Journal, The most recent Index figure a~ble as oj !he fits! MULTlSTATE A\lJUSTABLE RATE RlllER.UBlIR 6 MONTH INlllOX (AS PUIIUSHED IN E WALL STREET JOURNAL) -SlnQle Family ~'A$638U (S7Q5) DOC #'St'117bfPL N.eeD.'''77. ' Pago"! of 3 lolUsls: If'" .a ELECTRONIC lASER FORMS, INC. - (800)327.0545 I 11.750 %. The) Note provides for I BK 1732PGO 138 1]:~;,"'f' ..z'. 0"'-'" ~_ "r~_'.t. _ .~,._ """',_ ~" .~-" ".L, "I', 'I _ ,'. ,.,. ~ Nov 30 01 Oa:Ola Franklin Real Esate I 71 726~.1 SB5 ID.14 business day of the month irnInediatelypreceding the month in which the ClJaDge Date occurs is called the .. Current Index. " If the Index is no longer ayailable, the Note Holder will choose a new Index that is based upon comparable information. The Note Holder will give me nolice of this choice. (C) Calculation of Changes Before eacb Change Date, the Note Holder will calculate my neW interest rate I>y adding Seven and 289 Thousandths pe~entage pnint(s) ( 1.289 %) to the Currenllndex. The NOle Holder will then round tlle result of this additiOll to the nearest one-eighth of one perceotage pOillI (0.125%). Subject 10 the limitsllaled in Section 4(0) below, this rounded amounl wUl be my new interest rale until the next Change Date. The Note Holder will then delermine the al1lOunt of the monthly payment that woul~ be sufficienr to repay the unpaid principal that I am expected 10 owe at the Change Dole in full on the Maturily Dale at my neW interest rate in substantiaUy equal payments.:TIle result oflb!. calculation will be the new amount ofmy monthly payment. (D) Limits on Interest Rate Changes The inleresl rate I am require<! to pay at the first Change Dale will not be greater than 14.150 % or less than 11.750 %. Thereafter, my interest rale will never be increased or decreased on any single Change Dale by more than One ~rcentage poinl(S) ( 1.000 %) from the rate of interest I have been paying for the prece<!ing G months. My interest rate wiU never be greacerthan l??SO %orlesstltan 11.750 %. (E) Effective Date of Changes My new interest rate will become effeclive on each Change Date. I will pay lbe "llOunt uf my new monthly paymenl beginning on the first monthly payment dale after the Change Date until /he amount of my monthly payment changes again. (F) Notice of Changes The NOle Holder will deliver or mail to me a notice of any changes in my interest rate ~nd the amount of my monthly payment before the effective dale of any change. The notice will include infonjlation required by law to be given me an<! also the telephone number of a parson who will ansWer any qu~stion 1 may have regarding lhe notice. I B. TRANSFER OF THE PROPERTY OR A BENEl<'ICIAL INTEREST IN BO~OWER Uniform Covenant I? of the Security InstrUment is amended to read as follows: . Transfer of the Propllrty or a Beneficial Interest in Borrower. If all or any part rof the Ptoperty or any IDlerest in 11 is sold or lransferred (or if a beneficial interest in Borrower is sold br trl111Bferred and Borro~er is nol a naturnl person) without Lendet's .prior wrilten consent, Lender may, atl its opticn, require nnmedlate paymenl ID full of all sums secured by this Secorlty InstrtUllenl. However, this fPtion sball nol be exercised by Lender if exercise is prollibited by federal law as of the date of this Security t,nSlrument. Lender also shall not exercise this option if: (a) Borrower causes to be subnlitted to Lender €i. -ASe38U (9706) P 2 I 0 VGltJ age 0 ~ DOC #1505172 ~PPL ~IOOOB37677a ,nitiolsf}l.t BK I 7 3 2.PG 0 I 3 9 ';~~~~". ,~. ,'-~" .". " {'-' - -I . NOV 3Q 01 08:02a ~ranklin R~ai Esate p.J.~ f .11 '/elS't 1 "'tit! information required by lender 10 evaluale the intended llansferee as if a new loan were beihg made to the transferee; and (b) Lender reasonably determines that Lender's s""urily will nOI be impai~d by Ille loan assumption and dIal the risk of a breach of any covenant or agreement in this Securi~ Insuument is acceptable to Lender. ! To the exteill permitted by applicable law, lender may cbarge a reasonable fee asl a condition to lender's consent to the loan assumption. Lender also may require the transferee to sign! an assumption agreement that is acceptable to lender and that obligates the transferee to keep aU the promises and agreemeDlS made in the Note and in this Security Instrument. Borrower will continue to be !Obllgated under the Note and lilts Security lustrun1enl unless lender rel.as.s Borrower in writing. If Lender e_cises die option to require immediate payment in fuD. Lender shall givetorrower notice of acceleration. The notice shall provide a period of nOI less than 30 days from the dare the n tice is delivered or mailed within which Borrower must pay all sums secured by this Security InstrumCJlI. If orrower fails to pay these sums prior 10 the ellpiralion of this period, Lender may invoke any remedies ermined by this SecUIity InstrUment withQut further ootice or demand on Borrower. ! BY SIGNING BELOW. Borrower accepts and agrees to tile terms and covenants Adjustable Rate Rider. tontained in this I r;r~1 ~} Paniel S. Liddick, Jr fl& .AS83BU (9705) IN! DOC #: 505173 APPL ,,0008316776 8K 1732PGO 140 :~L'r.~.~ '" ,,-.R,~__, "', ._~,__ ---~-" . ~, , - ,- "~,,, "' ",---' _1 < (Seal) .Borrower (Seal) -Eorrower (Seal) -Borrower (Seal) -Borrower .0 (Seal) .Borrower (Seal) ~Botrower (Seal) ~Borrower (Seal) .80rt'Ower Page3of3 I Certify this to be redorded In Cumberland COUl1t~ PA ~ .A~ '. ,.;,.... . ""~"""""" ""'-</II~. ~,. -l> _,...:.I...J. \~ ., &..- .! ~I..,(,~ -~ ,(. .~ . , 01 ~*, " I _~~ I . . Recorder oflDeeds , --'-- Feb~t9-D2 16:17 } From-HOME ~OAN FORECLOSURE OEPT t72 6DB 1291 . T-49Z P.02/DB H07 NOTE (Wloa 6 MIlllIh 111iIex (As l'IIblis1le41n The Wall BInet JIIQm8ll-lWe CliPS) ntlS NQTJ; CPNTAINS PROVISIONS AlJ,OWINIi FOI'l CHANGlilS IN MY INTeRliST RATE AND MY MOrffltlV.PAVMeIT. nlls NOTE UI4lTS THe AMOUtff MY INTEREST RATe CAN CHANIi\SATAtfY ONe 1'IMEAl'U) THE M~IMUM RATE! I MUST PAY. ~~~~TB . March 29, 2001 IPJfoJ . camp H11J. CCIlYI Pll_yl"~ia [StuoJ '15 Pin.. lUll Road. BNOLA. PA 17025 [l>rol'<'l)'AIlG.-...J I. BORROWP,'SPROMISETOPAY / liI.-fPf & lalla ""1 I ha1le ",,~v.'l.lprlllllia. ro P"1 u.s.$ 1:1.. ~oo.oo (llIl~ l\lIIIllIlII is Cllllcd 'prtllCi~'). plIIs In/lIre4l. lQ tbll Older 0(1Ile Lcmdcr. 'lb4: l.oDder ill Aame:1l l'1Jnd1~ Col'5lOut.ion, tlIill\. Aame:1I HQQ1e U>Il~ . t ..~ _t tlo:: ~ lllIlY mtlJ/l18r 1ll\S l'IOl<'. 11= t..eQller or anyuae wbo IlU<ta IlIU NQle lJy I\'lIIIlIltt W wbD \1s auli/l:4 to ~ve JlII~ IIII4u dIIs Iolore Is call"" tllI' "Iolole Ho1ilel:.' 2. JNl'ElU!m' ~ In_ will be cllarsed on \lllPllll! . 1lIIlil tbll t\IJll\ll101llll ofJlrillCipalllU bolla pai4.1 Will pay iIIlercsl" a yeulY talC of 11 . SO ". 1M iPtere4r rare I willl'flY IllllY c:/wlfp fIlllOO4rdaul:e wlI1I Sc:ctiaq.. 0( tliis NOlI:. '1'be iml:feaI roll. fl'qlljred by Ibis Seclion 2 and Sel:lion .. of IIliB NOfl= 1I1be rall' r WIll pay bllIh blItbre I1ld a!let any lloflmll cl=ribelllll Se~tion 7(B} Qf Illis Note. 3. PAYMENTS (A) 'l'lme lIl1c1 P/IIte 01' l'lIymeQlB r will pay prlnclJllll an4 ~ by lI1lIltiQg paylIll'IlU /Wert lIlIll1Ili. I wlI1l1111ie my IlUlIIIl1ly JIlY- on 1Ile:t"t day o(eachlllOIllh ~i""iqll 011 Ma.y leI: . 2001. . I will ~ ~ ~ Il'tl:U' IIIllllIll unlll I Ilave pail! aU of1lte pi"iQClpS1_ \lIlmIIlIlP lq \lib=" I:\IatIles ~ below iJw. 1 may owe IIIUIer II1i! NOlll. My IllOIlI/lIy PIYIllI'IlIS will ~ 1IppllecI. . 10 ~ beIbre ~. If. 011 1\p%i:Ll 1, ll~ . I sliIl ~ UPdet ibis Note, I will pay lllDso .lIUlllllR lit 1lllI olllllal elate, WhiCb iIlCllled !be "M1U.IIlUy OIIte.. I wiu nte lIlY llIOmb!y ~.lU: 350 Sou1:l:l Gr<ind Avenue. ~7r:b. F1PoJ:. Loa AIlgll1..... CA S0071 ClT aI' ~ pl;I!:t; ifreqllln:ll by dlr: NQiIl Holder. (B) A.iml1llU !If My lIlJJblI M4li1lll.t ~ I//' B8dt-ofnw bliIiII UIIlIllbly paymclllB will be in ~._ QfU.S.$ 718.70 dJlID&e. (C) ACOlKhb' PlI1Ul~1 a... ~ In lIlY IIIOIllIlly paymll!li will rclIecJ ~ mille IIIql&i4 prI\lCiplIl of Ill) 10aU Ill4 lit \lIlllnlezetll1l. dAlll11\1t pay. The: /'fOIt HoldIr will 4I/ermiIIe lIlY llCW ~11111e l\l1<l tile l!IuIlqjed amo1llll of IIW lI10Ilddy pa~ In aCCQtdaJlce wllb ~4!1fdlisI'l0l1l. . TIlls _~ may 4. JNTIlUfST MTE AND MOI'I'I'In.l" PAYMENT CHANGIS W Clam&e IlaIC:I '.Jbe~_IWillpqllllt~.Oll"'" :!./It dayofJlpdl . a004 .all4Ol1rl1v day every 61:11 IllOllIII tbllmllter. Eacll_ 011 whiLt lIlY iIIIIlI'CIt Illl& t:alld cblmge; l& caUe4. 'CIwIgo Date. . PI!NN&YI.\'ANlA AD.lUsrASL.E RATE NOl"E - L1BOR 6 NONTIi 1IIPex (AG PUBLfSIlEl) IN TlfE WJ\I.l. SlMIiT ~DURHA/.J - $1ulG IilmIlY ~pgc f.503S11 A"~ ..uOOQ31S77B PI-APIR8P" _ "'~\Alll\fQAN&.tte..~~ o.P ""'11114 _ ..Il" '. --~ r.....v,...."V 11.,'-' ..<f!!'^' r:::h""q "~;.rL,~~~,~,. ~ _r:~7,. ,'~ ,on' __~, . 'j-'I' i- ~~ .~~-~ .~,.- ~ T " -, -,~~ Fab'"19-02 16:18 From-HOME ~O^N FORECLOSUR~ DEPT 972 608 1291 T-492 P.04/06 H07 _ . _w-..,.......__ . . (II) Tbe WtlX ~ wllllll\f; 11m C1uli!ce DaIO,1l\Y inlerC8 f\l1O wW be baIlKI 0\I1l11l1dlllt. TIle "fll4ex' ill rho a\'CRBllllf ~ atfmd. ~ filr Ii IIIllIl!b U.S. 4Q\la~alllll .\IS in rho l.oDiIlIIlllllrl\"eC ("UBOR"). -. puWsIIed ill 77uI W*1l Slrea JD!II'IIa/. 1'Ile IlIlIIl fW;1W Illdex f/&lll$ available Illl IIf dill mil bValIIen cb!y lIf rho Illlllllh imPlIlcUarely. JII=fIln8 .l1ie lI1lIl11h in whid1.rho~IlII"'lIIlCIIlIlB called IlIll'CIlmllIIIlldex.." If II\f; Judex it llD~ a'lllllllblo, die NIlIE' HlI\dOr WllI cIlooae a _IV liIdclI !bat ia bIllle<I1lpllll compua\lle ilIlbmIatlO\l. TIle NolO Rolder 1t\lI glve me \llIliae IIf thia cl1alee. (CJ C'aIwIatlw of Challl'lll:l Jldbns eaeh ~ Dale. rho NlIl8 HlIld<< wlll cak:\llllre my UIIW ilIrem~ I1IIe lIy aMIna Seven ~ U9 ~bDUllilJldtbll petc:elllage pa\Illl.aH 7.Z89 '-') 10 rho C\1rtIlaf lndclI. 1'Ile NIIlC HlI\cler wiIIlben IllUIl4 rho IC81Ih Ilf dlI& Iddililln mille QellleII ~dl of ~ pemll\IllJlIl po\nl(O.l2.5I). SIIqjeGllD dlI: \ImiIlI1la1l:l\ in SIlC\ilm 'lOll below, 111I5 tllUIIt\ed _ will be 1l\Y IUlW inletesJ A\C lI1lIi1I1lIc l1elC1 CIllIlI&I' Pile. 1'lI$ Nore HlIlder wm lbel1 cle!2nlllna rho IIUlO1l1lI lIf rho IlUlllib1y payIllIlIlt dlat WlIQ1d \le SIlIficienI 10 tej1Ay rho IIlqIlIid Jll\I1Cipfll dla~ I lUll ~d lllllWC alllle Cllallae Pale ill MI 0\1 IIle MamrilY Dale alllIY new lDIefe5t rail! In IlUbsllmlillUY ClQ1lBI p&:ylI\eI\lI. Tbe rosullllf dJia CllkllWion will be die new lllll'lUl1IlIf my IlItIJIlbly plIYlIICllI. (Il) I..imhs1lll1Q~ Bale ClIao;e& 1'bc ~I_ I lUll requited 10 pay If rho fim Cllallae Dalll wW ~ \le ~ dulIl 14.750 t liT Iesa Il1lllI 11.750 Ii. 'l'ImeIfl"l'. tDIJ ~ _ wDl_ be inl:nlMfilI or decPaSe41l11111lY ~ Cbi1t&e: Dale by _than One peIllCII\lIgepob\l(aH 1.ODD lfil tlom llluaT#otinler~lhave beelIJ1IlYiag tilflliptee84~ /3~ 1IkllIlhs. My inleml nil! will llI<'IWool!fCS.l8rdlall 17.750 'Ii or Iesa lben U.7$1I 5_ (Jt) Eft\lclIve Dale of Clumges My new huereal rafC will beeome effectivc DIl each Chllllllll Dale. 1 will PIIY Ihll 8IIIIl\1llf lit' my 118'" IIIIlI1IIlIY pl\)llleIIt begilIIIing 0\1 rho I'iI1llQOlII!1Iy payll1l!lll dale allllf dle ClIaJl8I! Pall! Ill1liI dle lIlQOUIll of my lllllIllllly payulClll-SCll agab!. IP) NOJIC8 0( CluIlI&~ TIle N<1Ia Holder will deliver or maU 10 me a lllItlce ot allY cllaoaea ill my illramsl rate IIlId lha ImOIUII lit' my JIlllIIlIIly paYlIICIll bcIill'Illlle et\'eclive da~ IIf any cbautle. The IlDlice wllllnclllllc lnfomlalillll Tecpllmllly IllW III \Ie Sivei1 me IIlId am !be re1ap1lone llIUIlbcr IIf il p811l0D who WUI answer ll\Y quemillllllllftY bave re.eanlfilll the IIQljce. 5. BOnaOWBll.'S tuGHT TO PREPA \' I l1IIve Ibe rlgbl mllllllce pa)'lllCZlll !If pfiQt:1pa\ af any _ \Iefole _ are duo. ^ PIIymem: lIf principallllllY b lnalw a3 a "PJCPlIymqIl." WI1elI I lIlIIlce a pEepayment.. I will lell die N* Holder in wdlllIlllball BID 40int all. 2iIi:qH u provlM4 ia Ille PrqIay_ lUclor IIIlW1c4 ~. lllll\Y ~ a Ii1U ~ or patllal ~ WldiJoIlI payillc llJV. ~1m8lU. clwae. The NOli' HQ\dOr will 1I3C lIII otmy ~ 10 ~ 1lle a_lIt'priJlllipel lblr lcnve lIn4er lIlis NlllC:.IfI~ a ~~.Illere will \Ie IlD t:lwIl:c.s ill dle dlIC! darllII o(u\y lllOIllIII1 ~ IIIIlc88 rho NO/t:}{lddir asr- iIJ wrIIillllO dIlne cha1l&eS. My p&ftia\ ]llCplIYlIlCIIIllI&)" re4Qcc dHo IIIIllIIlIlt lIt'my JllO\II1!Iy JIIlYlIl"IllS . dlu fim Cl1qe Dalo fQI\owlu& my pudal ~1. HoweYltt. any I'1ldIlclillll dIIe lOllIY paniaI prql~ llII\Y \Ie oft'mIlly III ilUeteat IUl inctease. 6. LOjUII CIlARQIlS 1'1Ua Noll> Wll be JlIvemed by the laws of dle Sl&lC of PelllwyIVlllia. If a law, wlIicI1 app1ies lO 1lIR \Qal\ IIlId wllil!\ letS IllIIdmlnn laIlI cIlilfps. la IlnalIy inlerpleItd aD lbal dle mlllfelllllf allier ~ll cIIafaea ecU~ Q~ III \le CClI\eCIl:4 in e-a wilh IbilIDaD -a dle ~ 11mlIt.1lltll: (ij any a1lClllDilllcllar8e shall \lO ra4uclo4 by t\lB aIIlO1!lII _all' III recInI:e die .. 10 dle........Md Iilllii; and (bJ any Il1lIll! almlay ooUcc1e4 from '"" wbloh eJ\CCCded FJlIillIHIlimkIl will \Ie ~ II> lIlIl. The NlIIC HaI4er IlllIYcbo~ 10 make QIi$ reftln4 by ~g !he prial!ipal I owe UllCler tl\i3 Nata Of by Ulllldns a 4_~ To 1lIe. If a rellmd reduces ptilIQpal. rho re411Cl101l win be trealCd iI$ .. plIflial P.~ 7. BOlUlOWU'S lAlLUU TO PAY AS RiQUlRED (A) {.ate CJw&a for Overduc ~ If !he Nllre HoI4et bar IlOt rcctiv8ll dle IWIlll1lOWllllt' any IltOIIIhly (IIYIDllllI by 1110 0lId IIf 15 calendar ay. aIiet dle dale ilia duc. I will Pl\Y a1al/l ~ III _ Note Holder. TIle amouPlllt' Ibe t:\IarF Will \Ie 10 .0 QO !IIi of my ClYel'll1lC plymeIll 0( ~ llllI\ iIllllrCllt. I will pay dlIs Ialc cbQ ~ 1IlB llllly 0Il\!cl 0\1 eaC\llate payQlBUl. 0 _.1 dMll.....: .11 .)!Oa: 3~;M'P1< _,oooanS77B 0..4 ~ PI~ - Plp2a14 "L r....... J,...". lloT^ "'1 ~^' fAI fin.. ~~i~.t_~n_~.., _.ry"'?l~-r,_-J'--" _ ",. ,;(!", --'-j-' ,.., ~r ~__~"~~,,"~_1'.ll!il r"'J,~_ - '''~' Feb"19-02 16:17 " From-HOME lOAN FORECLOSURE OSPT 972 60B 129\ . . T -492 P. 03/0B NOT I . . (lllllcfll&JtI If IdCI l10l ~ Ibe MI_t of ClIc:b lImIbly pa)'lllllm 0Il'1be cIala it ill due. J Will be In deAu1l. (Cl Natlee of Dal'auIJ If 111\ll. III dda1llI, the Hille Uoldet may IMd me I wnttellllOllce 1dUog J1le ~ if I do l10llllJ Ihe ovaclil8 /llIlIllIlIt by a ecnaU1 cIalC, Ihe NOIC Holllet may reqaUe me III pay ilmllI'.cliately lIIe 1\JU lUIlQIIllt or ~ lIlal ~ 1m beea ptid alI4 alllbe ~ dial I awe lIII1ball\llMllllll. 'l'bal date muat be at JeuI30 d~)'I alIet 1he dare lIII Wllfc!l JIIe IlOIicoliS deliVefe4 CIllllllilcd III me. (Ill No Waiver By Nole Hollier Bvc:n If. at a lime wlum I lUll ill dGtaull. llllO Nole Holdet 4oe3 IIDlrequUe me to ~ iIllnlecIiatcIy ill tld1 ~ depjbcd above, die NOle H~"IIIiU 8IiIlha\'e II1l' rill1u to dolO ifJIIIll ilIllilfiluk l'alalCf_. (R) PIlJIlItl11 afN* Uoldlll"'li CIlStS IlIlll ~ If Ibe NOlI> Hil\del" lIl1l1n>1JIllml1llll '(I pay ilJmIedlau:ly in fWI BS de3~nlle4 above, I\ul NOla flo* willllllvc rbe riJllU 10 be P4id ~ by Ille fill" aU of itS CO&IS and ~ 'ill eaftm:log ll1is Nate TO Ibe exICDIlm prollibl"'" Ily appIk'lblI> law. 'l1loIll ex:penser lncWde, tor examp).o.. JeIS(lIIllbla allQQ1I:)'I' tI:es. 8. GIVING Of NOTICES Ull\Qs app\lLlable law teq1llfes a l\Ill'elelIt 1IIdIIad. any 1lOlICe 1IAt 11IWl1ll6 g\veD tolllll \III&!r Ihia Nora ",m lie afveIl W deliverjQg k Qr by llIlIiliag ft by b cl<<ss llIidl TlIIlle II Ibe l'l"ope11Y ^'Idml Ibove or lit a difI'emlt IlIIdn:sa If I siYe lllc NOIC Holden lIIlIil:e oflllY dilftmnlr addreas. '... Ulll_llle Ncte HIlIdel" requim a differenllilclbod, ~y Illllice lbll mtm \Ie givtn ra die' HOle Ho\de1" IIll4er tIIli "'Ole Will ba givell by llJIliUol: il by fint l:lw mail to die NeTe fIolder aldle addl'~1 SlIlCd in SeeIiOll3{A) above Ill" &I . dIffiltelll a4Ikeb II I lIlII aive:l1 a uo!lc:c of llIat dilt'lllellf llllClrea. 9. OllUGA.TWl'lS OF msONS UNDER. TBlS N~ If lIlDte l\ml oae penon sips Ibll NOIll, cacllllem>ll ill fuUy and pemnaUy obl/g1lled TlI ~ lIlIof tile promlm llIIde ilIlbia Ncte, ioc:llIdinJ Ill<l ptllllli5e 10 pay dle tuU _ oViCd. Nly pelWIl Who ill I gIIiIQllIOl", =c\y Qr Cllllomlr of 1bia Nag, IS also ob/ip1e4 10 do dleso t\liDgll. Any pel"l0I1 W\u> W. over tbe$e obligadooll. iIlCIU_ I!Ie olI~ of II JIllIRIl'llr, =c\y III eJldlm;et of lIUs NOle. Is Il1lll tlblipre4 III bop 1II1 of tile llI"OIllliIea modis in ll1is Note. Tha Ncte Holder IIllIY enfOrce ifS dpJa1llldel" lIlis NOIll: qalnsl oacII PUSllllltullvklually or IglIJDIlllll of~ TlIBI'ille1:. This 1JlllalllI dun IIl1Y Olle of 1l811ll1Y be n:qafnl4 III pay all of !be _0WIld under Ibis NolO. 10, WA.IWRS 1 and any oIbet: poriQll wbo Ills oblil\llROlll IQldcr ibis Nop: waive Ole tiglus of pl""'Sl'llllllml IIIl4 llllIiee of ~. '1'ff_lII" _ tile riBbJ 10 require tile Nort Kllldcr lodemalid ~ of QUl/IIllIIB due. .l<{0Iicc of dislIouor" _ Ibe ligIK TlII'IOl\IIin: !be NIIlI' Hlllder 10 s1v.. notict I;) odlel' JICl"SIlIl* lbaI8l1lIllIlIlII due haw ~ beea Pli4. 11, tINIVOIlM SRCUJUm NOfB Tbla NOIIl io a unitl.lIla IlllltnllDGOl willlliltlited vsriaIiOllS in lilIIlIlO~. ru Illld1tilm 10 !he }l~1inlls ;MIl TlIlhe NOIIl HQ\der umer. 1I1ls NOIe, a MMll1I#". Dee4 of Trwll o~ Sec1Irily O~ (!be "Sec1liily ~"). da(W lite SIlIIC date lllI d1is NOle, ~ dle Ncte f!oJder ltom possible 10_ lllat JIlIcm re&1U! jf r do WI hIep tile pn:qniscs llla~ IIIIab ltI tIlis Nore.11lat Seeutity IlIaltlllllllRt dea~libes !low lna Illldet wllal COlldltiOlls IllllIY \xl n:quiI'ed III ll1Ilkt Imw<llate paymeQJ i111i1l1 of aU lll1lOlIIIIll owe under Ibia NOIIl. Some of 1bose Cll\llIItimlIr &fll cleII:rl1le<l as tbllows: Tnmslllr of tile Pnlpet1]' or II 8eaello1a11ntetlllit In BQrrowcr. If all Of IUIY pan at IIle Pl'llp"<lY Of lll\Y **t In it illlOld at ~ (Ilr if a beQcticlal iDlerea11ll1lotr~ Wllll4 or lllllISli:m:d IIll4 Potnlwer Is IIQI a DIIIIItIIl pemlII) Widlolll Leade(. prior wrillell CODmIt, LetuleI' llIlI1. IlIltllljll/Oll, RqlIil'a illllueI\late plIyualO1 ill MI or a1111llt11S IIIlCUrec! by tbIa SecotIty !nIlIrumeIn- However. Ibia op1fol1 WI1 uot be ~ by Lelldct if ~ is pl"lllll\llled by tcdeI1I1ll1w as of lbc dale of 11m SeemIly Tl1IU\ll\1CI1t. l.cII1del' ~ aIlalIlm ~ dlilI opIiDIllf: (8) ~ Cl1lIlM to be I\l1ImiI1ed III LIIa4l:r iDlblJlllliim mpIimI by ~ 10 llYIIIualll dle iIIII'Ilde4 Il:Wferue as If I IleW kmI were bellla made 10 Ibe trIUlSfereei and (11) ~ ~y dI:I~ tluIl Lender'a securilY wIIl1lQJ be lmpail'llllllY the JOlIn iaSumptian ana 1flII dle ri3t of I Ilreael1 of IllY CllVIlIIaIIr or II&I$lIlll!lll in Illis ~ ~ l:t acceptable ID l..eaIIer. e,~lo:~ ~'j. ..ooOSs?"?e P,qo'oI'4 ~1i .~-~:.~~~-(.,., "',,-" '-"'~ ~'" ~-_,'~'-'-"-" -'~-'-,' -'I J 1 - , ~ ~ ~~~ ._~~ ~" - , .~ Fsb-;! 9-02 '16: 19 J From-HOII!: ,LOAN FORECLOSUR~ oePT 9.l'2 60B 1291 I T-492 P.05/06 ,-407 . . To Ibe eKIl:$ pemUIled by aptIlleable laW, L.eaQer may r.hIrgo a reaaonable file III . ~ 10 ~'I CIll\1e&U TO rIle_ IIIUll1J1\lDl1. t.eudeI' me nay tCI\\IirIo rile IUlII1\m:e lOlIiF all ~ ~ tIlIl~ Is lI!;11CJllallla 10 LancIer IllId llI1II obJlaalos !be IrIIIIl\lree 10 1cIlep IIllIbe proIlIlaolllllll ~ IlIII4llI11 ~ Nolll alUI ill ibis SccIIriw lllIlI'IlIDIlllI- llon'oIm" will CIlllIillIl~ 10 be QbU/IIIIlllI Il1Idl:r I\u: tfD!e lIlldddl SccluriJy JIlmIIIlI!lII1lIIleSS Lmder felellSllIIllon'ower In wrilblg. If 1.cl14t:r ~ 1IIll1ljl\iali III ftqllin: illlaIelllare pJlyw:nt in MI. f.tIl4l:r 4llall JjVe.lIOJfOw=- poQl:e of a=lerailM. 'fJIQ llO\il:e slmU plOYl!lo a.p0tiQ4 of IlIlI ~ I1laIl 30 cIlIyI tiollllbil dllre rile 1lIlIII:e. III.. dellmed llI" alalJed willltnwl1lcll BQmlWClf muu pay all _ m:ured by d1il s~ ~f. If llllflllWllf * 10 pay Ibc!Io _ prior TO rile exphuioll of dIla pmod, l.eIldef may i1wake II\V fCIllCd~ peml\lIl:d by .1bIa' 8IICUrilY ll1Iin:1lmelIl Wi1l\01It fimluIt 1lOIiI:e or demaDd lIIl Bafll)Wllf. Wi1'$SS '1'If8 HAND(S) AND S8AL(S) OFTflB UNDBRSlON2D. [J ~d J M;.,~ h(Seal~I:t.'i; DlIl1iel S. LiddJ.ek. Jr . -Bom>w... (SaId) ~ ~) ~ (Seal) -...- /3iBD PriBiMl 0IIl11 6.~. ..50:/57. 1U'Pt. I.QOQB~1.77' PI... - flIuI'''''' ........... ,.......... ,,~..... .......^, /"2, ^^~ "";1;, j __0\ __ ., "y ~ ~ c ,"" ,....>To '_.", ." ." ~.,"~ '. ,I'" >"1' _,,~ "-- - ~ ,~"~ - . FtbiJ 9-0~ "16: 18 From-HOME LOAN FORECLOSURE DEPT 97~ 60B 1~91 , . T-492 P.OS/06 F-497 .--...-- ~ . . PENNSYLV ANlJ\ PREPAYMENT RIDER TO NOTE NOTlCE; TIllS 1'1lIP4tMKN'r lUDBIl TO NOTB CONTAINS PBOVISIONS ALLOWING 10.. 'mE JMPOSrl'ION (W to I'llBPAYMJlNT CIWlGB IN cmt'UJN INSTANCJS Ul'ON THE P4YMENT (W P8JNCJPAL UlTORE IT IS DUB l.lMJIm.TBE~. 1'HIS l'lUn'A YMllNT RIPER TO NOT!! (lIle "P;cpa~ Jlidtlr'J is lIlIde tlIiI 29t11 clay of Mucb , 2001 ,an4 ilIlncoIpamed ilIlQ lIli4 &llalI bedMme410 alIlI!lIll /lIlll~dlatcemillprClllliMlltyOQ16(1be "Nole"}at llI. 311ml,,11l1e give!! by 1lan1el S. I4dd1ol<. Jr ("liclmlwer"). III o\'i4CllllO liclmlwer's illllf;bll:d_ IQ ^_S ~tl19 Corpo~a!;1Qn.lJlIl\ AaIPlIa !tome Loan ('~r"). To IllD _I dllI"I \lle ptovlsillna of 1l1ia Propayq1CllllUdor are iDcOlIIisresll mllle ~ of die NOIll, Ilal provialoils of lllla I'EeplIYl11BlW ll.\der al1lIU prevall over m maU 1IIpl'Ml~ lUIf _ ~I ptQ'IiGiQllIl of llIe NPlB- Caplllllze4 1el1lll \lIIfll11lu1 QUI 0ll1etwlsD defil1e4 in dllB ~Yl1llllllltillor alallllave llIe lll~ 8fleCifled In lIlD N<<*:. SllClkm 5 aflbe NQIe Is ~ 10 ~~wilIg ~plI: ~~~) '.""1 llOWlWef,lf wlt\llQ dlIl tim~'(<<llIllOJllhs. . Olrl:CUtiolI-ofdllBMCll18lIIlI>, I Iilib 1\111 pPlllliy_ Of a ~ ~, f will pay a Fepl)'lllelll cllarge lIllllllllllOllllI eqlllll TO Ibe jlII)/lIIIlIll af.1x (6) 1IIIlIIQIl1' 1ldv/lJlCll ~ IlIl JlJllIllllllllllt Pl1lpal4. l!lr.cept Illl 0lIpma\y l!lllllifjl!4 by IhIs Prepayment Rkler, aU of tile temli IIl14 pl'PVisio1lI of 1he NOle aImlI relllllill1ll1\l11 1'<li:"" lUld o~ In lICCorllal1ce willi Ibe _ d1ell'Of. By aiglliIlg ~QW, BaITOwet' IiCtqlta alIlllllll'CellO 1hI! rtnua lUld provllUms lXIrllailled iQ ~!'lcpaymem Ridi:C. ~ THE RANP(S) AND SBAL(S) OFTHB UNDBRSfGNlUl. {f-~ 2 ~JJ:;I jJ ~~., lIab:l.el s. L:l.ddi<ll<. Jr 1lon6.... (Seal) llIlt/lIIWr (Seal) aorro.... (Seal) lI<>I1"o1m' (Sl!Il) BomlwJ:r (seeD ---- [STGN 0R1GltW. ONLY] ~ ~ DOC ';603.S~ ~~ .,OQcaa7S,.. r.....~,.......... 1l~... ",,4"'^' r.h^^d ,;:~""_.'ro'_"_",",'r' ___'~__"" . ,_.E.,._' ',"- "<~. - -"" '~~"'. - - " - ~ . >, - ,~- ~l/lIII ._~. ~" ., -~, <~- ,,'= .,' . . , GOLDBECK MCCAFl'EQ.TY & MCKEEVER A PROFESSIONAL CORPORATION ATIORNEY'S AT LAW JOSEPH A. GOLDBECK, JR. GARY E. MCCAFFERl'V* MICHAEL T. MCKEEVER* SENTRY OFFICE PLAZA SUITE 420 216 HADDON AVENUE WESTMOm, NJ 08108 (856) 858-3242 FAX (856) 858-2997 SUITE 500 THE BOURSE BUlLDING III S. INDEPENDENCE MALL EAST PHILADELPHIA, PENNSYLVANIA 19106 (215) 627-1322 FAX(215) 627-7734 RENEE M. POZZUOLl~BuECKER* KRISTINA G. MURTHA * LESLIE E. PumA*' LISA A. D' ANGEU* 'PA & NJ BAR February 20, 2002 VIA FACSIMILE (717) 255-8050 AND REGULAR MAIL; pages 17 Bradford Dorrance, Esquire 210 Walnut Street P.O. Box 11963 Harrisburg, P A 17108-1963 RE: Bankers Trust Co. of California, N,A. v. Liddick CCP, Cumberland County, No, 01-7024 Dear Mr. Dorrance: This letter is sent in response to your request for verification of your client's debt contained in paragraph II of the New Matter filed to Plaintiffs Complaint in the above referenced matter. Attached for your reference, please find a payoff figure for your client's loan good through March 15, 2002 as well as copies of the Mortgage and Note signed by your client at the inception of the loan. I trust that this information is sufficient to verify the debt owed by your client. If you need any additional information, please do not hesitate to contact me. GOLDBECK, McCAFFERTY & McKEEVER BY: LAD/dmp Enclosure Cc: Countrywide Home Loans, Inc., Attn: Waren Tucker, Acct. No. 3111048 ";{,~,,'!]:liI~j).~I1..J -~hij~~,-~ _'__, .~",-, . ~ d,. ,_""",:_~",.e,;___,___ ;I-c- , ','--'- m - -, ~ r- . ' . ,~ d . GOLDBECK McCAFFERTY & McKEEVER BOURSE BUILDING, SUITE 500 111 SOUTH INDEPENDENCE MALL EAST PIDLADELPHIA, PA 19106 215-627-1322 215-627-7734 (FAX) February 20, 2002 To: DANIEL S. LIDDICK JR. 75 Pine Hill Road Enola, P A 17025 ~Fax to: / #OF PAGES (INCLUDING THIS PAGE): TWO (2) RE: Mortgage Company: COUNTRYWIDE HOME LOANS INe. Loan No: 31 I 1048 Name: DANIEL S. LIDDICK JR. and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 , PAYOFF AMOUNT THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. In connection with the above-captioned matter, the amount required to PAYOFF the outstanding loan balance including foreclosure costs and counsel fees is $79,317.21 effective through March 15, 2002. Funds for the payoff of the rcferenced mortgage loan must sent to the office of GOLDBECK McCAFFERTY & McKEEVER at the above address and must be made payable to "GOLDBECK McCAFFERTY & McKEEVER, P,c." Payment must be in the form of cashier's check, certified check, attorney trust account check, or money order. No cash or personal checks will be accepted. Funds must be received THREE (3) DAYS PRIOR to the above date to allow processing and mailing to our client.- FORECLOSURE WILL CONTINUE UNTIL FULL PAYMENT IS RECEIVED. TIDS LETTER DOES NOT GRANT ANY EXTENSION OR GRACE PERIOD. It is possible that additional expenditures may be incurred by either the mortgage company or this firm in the interim period between the time these figures are generated and the time pay-off monies are tendered. In this event, only the FULL pay-off monies will be accepted to satisfy this mortgage obligation. Acceptance of the funds is contingent npon a complete review by our client. ":f'1~,;~l.J,,, .'_ __ .,,<. ,,~-'J"<':I~_,-,~, '~f~'-c""_r"":' ,.,,, , ,-,,' , 1 e ' . ~ - rr ,. , . . ,,.!II . .' Principal Balance due Interest Accumulated Late Charge Balance Recording Fee Other fees $71.134.77 $5,892.83 $215.61 $14.00 $310.00 ~~ ~OO Foreclosure costs and counsel rees $1,750.00 TOTAL AMOUNT DUE MORTGAGE COMPANY {;1Jf}'f,U,~~!. ',...'-'0""[-""'<"",> I'n~,~" "fO,,_.. ~,,__, ~c'" , ~, " "''''' . $79,317.21 ,_ ~ 1II!lI" ~ ~ , ... ,~~:; ~ 02/2012002 16:44 FAX 215 627 7734 GOLDBECK 141001 , . .. . ***********~****~**** *** TX REPORT *** ********************* TRANSMISSION OK TX/RX NO CONNECTION TEL CONNECTION ID ST. TIME USAGE T PGS. SENT RESULT 3615 17172558050 02/20 16:38 06'19 17 OK GOLDBECK MCCAFFERTY & MCKEEVER A PROF~loNAI. CORPOMll0N AYrOI<NEY'SATLAW JOSEPH A. GOLDBECK. .IR. GARY". MCCAffBRTY' f\'IICI.IAEL T. McKEUVER'" SENTRY OI'l'lCE PLAZA Surre420 21HlADDONAVBNUE WESTMON!, NJ OSIOS (856) 858-3242 FAX (8S6) 358-2997 SUITE 500 T'IE BOURSB BUILDING III S. 1NDBl'I;NDENCE MALL EAsT PHn.ADELPH1A, PBNNSYT.YANIA 19106 (215) 627.1322 FAX(2J5) 627-7734 WWW.GOLDBECKLAW.COM RENaEM. pozzuoLl-BUBCKER* KJUSTlNA O. 7VlVRTHA >II L-g,Sl.1li E.. PUIDA'l' LISA A. D'ANCiEL1* "'PA & NJ BAR. PLEASE !\ErL y .ro THE PHlLADELPHlA OffiCE February 20, 2002 VIA FACSIMILE (717) 255-8050 AND REGULAR MAIL; pages 17 Bradford Dorrance, Esquire 210 Walnut Street P.O. Box 11963 Hanisburg, PA 17108-1963 RE: Bankers Trust Co. of California, N .A. v. Liddick CCP, Cumberland County, No. 01-7024 Dear Mr. Dorrance: This letter is sent in response to your request for verification of your client's debt contained in paragraph II of the New Matter filed to Plaintiffs Complaint in the above referenced matter. Attached for your reference, please find a payoff tlgure for your client's loan good through March 15, 2002 lIS well as copies of the Mortgage and Note signed by your client at the inception of the Joan. I truSt that this information is sufficient to verify the debt owed by your client. If you need any additional infonnation, please do not hesitate to contact me. GOLDBECK. McCAFFERTY & McKEEVER '"~;::~iF_,_ vp"",,~,,~,$'!_"!~" ' . ,"', '.,.,. ." , , " " ~,~ ~....,m_,~~~ ~4 .~~, ~ ~ ,._,~ _.....~,""".,.,~""'"""'-',~ ,,~~,. . . " ., . . t,1 ' GOLDBECK McCAFFERTY & McKEEVER BY: LISA A. D'ANGELI, ESQillRE Attorney LD. #78020 Suite 500 - The Bourse Bldg. III S. Independence Mall East Philadelphia, I>A 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-35 PIano, TX 75024-3632 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY vs. No. 01- 7024 CIVIL TERM DANIEL S. LIDDICK JR. and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED II!I 7/99 Mortgagor(s) and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 Record Owner(s) 75 Pine Hill Road Enola, P A 17025 CERTIFICATE OF SERVICE OF PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT I hereby certify that a true and correct copy of Plaintiffs Motion for Summary Judgment was sent by first class mail, postage pre-paid, upon the following on the date listed below: Bradford Dorrance, Esquire 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 GOLDBECK, McCAFFERTY & McKEEVER Date: ~4l0-z.-.. Lisa A. D'Angel" sqm Attorney for Plaintiff -'" ~_-,~J~", ,~.,t'~-,.." ,'r-__' '_,__~ -'<_, ,,_ --~ ~ ~ ;' . ~ n ...,.,~ ,_" ~i:Ei' h,~ -. "<" ~-- ~ "" u . . w "~",~< ,- .> "'H.' W"~""~-,,-,<" '.' '" '-',""--'fu'''''_~'''''''''W''-~''-''''~C'~'""''''tl'~~~i1l''.(~'''-~>.M1'iD!iill"iYifi~'i!ff(J1:J7i""~"' i . ,.. " .. . (") C..., q C i"',.) .,,,", --;~ ,.- .or) u:; ('::: Ci q-~ .-q>, ..-. i--;--, Z i::-C- 1') , "-- cn c..r:: ..' / C., ~~ -~ r_. ..- -0 , , :..-:- -p :-~.t: ___I ."'" Ci C) ""-C nl S>C C) , ,~_1 Z --,-,: :;: ()1 CD 0, --< ,~,,- .~ Jl'I'll,t'ii!l!_t.~.-:~!lRf~~,,,,,,,,,,,"".=I~'~$J.ii'Wl!lM~M;l;,.'IIt-<:i':'Wi"i'"('-ii'1"';>j\",~-",r,"-'7"'?':";";V'J!fflii!,*.I!'.ffi1'l@,~!\'-'i~Fm5.j'H"'~>J.lliJlfIi!i~~~1~~:'\ ~",'l: PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and subnitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argunent Court. --.------------------------------------------------------------------------------------- CAPTION OF CASE (entire caption must be stated in full) (:.)()/11 Ws Itus-l- Co. of" (k/;~rtvit:G (Plaintiff) vs. i)o/~I S. LIddIcK- (Defendant) No. 0/ -7tl).!Civil 19 1. State matter to be argued (i.e., plaintiff's llDtion for new trial. defendant's danu=er to canplaint, etc.): Molten ror SummtlNI JlAdfJmPn+ 2. Identify counsel who w.il.l argue case: (a) for plaintiff: L I S/-l fl. 7)' ChlfJL!.1 ~ E'f:5 Address: 31<. gm.l / / / s. I/lJd../fJ.Pndu;c.e Mall b'Si (J 0-10..., fJtt / If / IJ~ (b) for defendant: Address: 8m d fOrd Do r n1/n ~ I ['st!. cliO cuaJtUu.:I- Sf., Po. 80)( 111&3 . l-Jarr/sburQl, PCL 17{oB- {Qlo3 3. I w.il.l notify all parties in writing within bio days that this case has been listed for argunent. 4. AryuIent Court IBte: C2u#tlsI J~dt/?lA :';\iB"J01!ll1'J, ---."',)..---.,--." " -'_~IR ,'. " ,'. . . . I -~. -- -- ,-", '" Dated: 7/q~;;, "7 ' iWi\!!!!,~,,,,,,~,, J~rlr-::rr~ __, J ~ ~^ ~ 0 ~""1' ,,~" l,..t,~~!" J . ~' p~"~-"'. 0,' '.0",,",<,",. ,<., ~~\""~.~,~'" ~'''''~''l~.ir:'QT'jtrti1< 0 0 .""-.. c: N '".J "n ::? <- ""tJm C mm ,- '-,'" ZI' zc ~~.: r....) , ~C] ''""0 )~;~ ~C) -".,' g~ :J>~ So? ~ --I ~ ~> oW ~ ~ \.:1 ir,: " ~ ,},.", _,. " "', JBiffl~~~;\<'*~"I'j(j!!;'';;?f%:''''Wi-~~~~MB;;;j~~'iifll,~4'l~~~~f.~~_;i-!,_,: ;- GOLDBECK McCAFFERTY & McKEEVER A Professional Corporation By: Lisa A. D' Angeli, Esquire Attorney I.D. #: 78020 Suite 500 - The Bourse Bldg. III S. Independence Mall East Philadelphia, P A 19106 (215) 627-1322 ATTORNEY FOR PLAINTIFF Baokers Trust Co. of California NA c/o Countrywide Home Loans, Inc. 71 05 Corporate Drive PTX B-35 Piano, TX 75024-3632 COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 01-7024 CIVIL TERM Vs. Daniel S. Liddick, Jr. and Daniel S. Liddick, Jr. Trustee of the Liddick Family Trust Dated 11/17/99 Mortgagors and Record Owners 75 Pine Hill Road Enola, P A 17025 CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of Plaintiff s Praecipe for Listing Case For Argument was sent by first class mail, postage pre-paid, upon the following on the date listed below: Bradford Dorrance, Esquire 210 Walnut Street P.O. Box 11963 Harrisburg, P A 17108-1963 GOLDBECK, McCAFFERTY & McKEEVER Date: '1 \,,\.uv Lisa A. D' An 1, Esquire Attorney for Plaintiff y'_t~iiffi~,~'_~'~ <:"_"" ',e _,c -' '. ~'-" ~" --- ~ , .. ,~~ "-""~" - ifi!l!lR" _~1'7"~-_.' mj;!J.m~~~<M!!!; - ,~~<" ~< ~'''' -,,- - - ~ ~",~,^ ";~ ~,_~,~,_>"_ ., -"~_'~'~" ""M',," -" ., T:llI ' 0 0 c') C rv -n ;;: t... :::-} -om := nl rr~ ,":,..,,-~ Z::D 'TJrn z~. N 9~ ~2~' '-0 -0 :;:; zQ ......i't. <;20 -(...;' ':? CSrn )>c -~ 2'" i~ ~ ~ (,.) -< Jr4 _ rp~if_'fj1j1<i.7~:'i'""'?,Wt~";>")';;~)'~-";;PO;)"'''-F'-'''~\fj'",,",,'"'_~~~~~~~~~ :. BANKERS TRUST CO. OF : IN THE COURT OF COMMON PLEAS OF CALIFORNIA NA C/O COUNTRYWIDE: CUMBERLAND COUNTY, PENNSYLVANIA HOME LOANS, INC., PLAINTIFF V. DANIEL S. LIDDICK, JR. AND DANIEL S. LIDDICK, JR., TRUSTEE OF THE LIDDICK FAMILY TRUST, DEFENDANTS : 01-7024 CIVIL TERM IN RE: MOTION OF PLAINTIFF FOR SUMMARY JUDGMENT BEFORE BAYLEY, J. AND HESS, J. ORDER OF COURT AND NOW, this 2X1- day of August, 2002, IT IS ORDERED: (1) The motion of plaintiff for summary judgment against defendants, IS GRANTED. (2) Judgment is entered in the amount of $80,012.62 plus interest at the rate set forth in the note and other charges in accordance with the terms of the mortgage and note. Aisa A. D'Angeli, Esquire For Plaintiff ) t &f'U> -fila,l.A. g-Jq-O a. R)\.s /Bradford Dorrance, Esquire For Daniel S. Liddick, Jr. :saa _0-'lH\@'_~:C ~' " c.,.. ',' _ ~, , "_ _ , ' ~'" c I ~ . . _.' .- , ~~. ;;""",. .., ,c~ ,,,p,~ " ~""_""~, ",:,_" _,~____ . _ ,.~. , ~ -~''''''_'','('-''~'_''_c""''''..e,'''''~,, .",,,,. ,-,~-", ~,-,,",._- -,">'-I-''''...,'''''~'''''-''" ^." - '-'-"m[nr~1"';i~:~~::'-1Y 'ifINW\1}$t~N3d !J.NnW 0~,i'f1t!:i8V~no i \ :8 W\I G 6 ~(W 20 1 'l:JI'I.' ?\f"lt>,;_; ,1';:,,;_,,: ~'i-\l :10 ,... . "lVn:',...; "-'"-"""....- ~ - 381:J:lO-Q3ll:! _,",~!!'\~ lI.!'1Ir_<il,1jl1 _ ". ,~!'",~,1q-__'_'!"'<;:!t:<,:.~MW''''icl<_'fr-<;ilclf;;[t''1""r,j~!'.'''';fS,'mof'''~I'lf.~~:~~i1l'~P~~''-;; ~-:=~ PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 S- '.. JOileph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. IIIS.fudependence11illIEam Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE H011E LOANS INC. 7105 Corporate Drive P1LX B-35 PIano, TX 75024-3632 IN THE COURT OF C011110N PLEAS of Cumberland County Plaintiff vs. CIVIL ACTION - LAW DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 Mortgagor(s) and Record Owner(s) 75 Pine Hill Road Enola, P A 17025 ACTION OF MORTGAGE FORECLOSURE No. 01-7024 CIVIL TERM Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Summary Judgment Order. $80,012.62 Additional Interest through 09/03/2002 $ 5,630.94 Additionill Late Charges $ 646.83 $86,290.39 (Costs to be added) .H~,H3'.;",,'F,!!piO"f'4W~r'\l:i'l'f' '" ~Jt , -- 1 . . - ~ _ i!'!1~ ,~~ ~ ~ I~,~ ~,_<~~i ~.. =~,~ .~ '~.~""""."~'"' ~~"" . ~, 7cJ -4 ..0 ':l '"'9- ~ 6"- '- W"'" jf( 10 Ctt ;-0 ~ :- ~~ ~ . w ....... D ....... ..0 OO"l'\) 0.0 ~ ~ ~ C C- O \ ~ &~ - ~ (Y -t:: ft- ~ ~ ~ ::: ~ .... , ~ w - .... ~ 10 ~ ;" --0 ~ , ~ - - ~ .... ...... e. + if ~ 1- . .~J".. "'_~'_ _'__'. ~_~_, _, _~'. D ~ ~!ij &"i)?: ::5~:- J___'-___ :"-. ~~~ -7 :=:; -~- ~." ....., = = -'="" :Jl:: =- ~ o -n :::! --'-..,., m- r- 33m 06 ~~{~":' ::c -rj Q'(:") o iT! =;;! :J;i -, I <en ~ ....A.~ 1~ co ",lm"~,~;ft ~J,!ll~~_J.~t'TP_ -;<~ _, , ~!jf,j:0ijl;'~'!lf;jHV~"'.)'~rc9i~':";')J';~'~~"" ,,,_%.';:<:"I!W-,"~., , 'L1 < "' 5:l ~z ~O f-<~ do EJ ~ u "u ~ f-<;:';o Of-< ';~ -~ 00 ~u "' = I"< ~ :utiIUII o U ~0 <~ ~'" o~ ~S u~ iL<O Oil:: .~ ~~ ~~ ;8 I'Q 00 ,. ~ u - CI 8 ,..l ~"'~ "'~ ......... -~ ..... t'- ~ liI,",>:::: " .0...... ~ ~~~o""<n tj~~]~g O~CI~~:;; Sf-<f-<1i,,~ ...l . '" " 10 of vi~~'Oi'i:>.."O tiJfj~'g'~&J ~ 0 ~ ~ CI~~~ ." ::;: "'-~ ...l ~ ~ lI-- ~l z o ~ u ~ ~ "' "' ~.s o al f-< ... ~~ ~o 1:: '" ~ "' i:l u ~ ~~ "".., " .10 " " .g", "0 ... tl<2 .>; < e il 0 ~~ ...., ... " ~ . t;; "b/) " ::O:;!l~", CJ~:::lO 2l0ctl...... ~~::;:~f:"j ,e.08<r:M 1ol~5~~ ~ 0"'0 c:f"-" ,\<,:; iPI(Ci U I fr..&.A ~ '00...... :g8,.salN ~ V) .] (,l..slZl~ ~'S .-I ",,,,- ;3 - ~.L. l~il_~~~f.~,,?\ji\:l~.Wf'-"t'_%'''Y';'''i-B'~(.':!.'~'f.,:,<,,!V"''i-,,'i"""{<\~'\l~~J~~~~JJ!';I.,,?~~~~(c! ! All THAT CE:RT AIN Irac! of land situate in the T o.wnsj;lip of East Pennsboro, Cumberland Cobnty, PennslyVanla, more parllcufarly bounded and described as (ollows in ac'cdra!lnce with a survey made by Raymond M. Kowalski, registered professional engineer, of Harrisburg, Pennsylvania, made March 21, j 950. . . ; BEGINNING at a point in the center 01 Pifle Hill Road at comer of lands now' or formerly of Ralph kiner; Ihence along said lands of Kiner South 88 degreeS.41 minutes 19 seconds West, 555.49 feel to a stake in line of lands now or formerly of Oharles lender; thence along said lands of L~nder South:> degrees 15 minutes 40 seconds Wesl 216.92 (ee\ to a cherry tree; thence along ~ame South 45 degrees 513 minutes Easl, 539.65 feel to a poplar tree in line of lands now or for.merly of HalVey G. Will; thence along said land of Will South B2 degrees 54 . . minutes 39 seconds East, 137.02 feet (0 a stake; thence by the same Soulh 82 d8j)rees 56 minutes East. 135.27 feet to a point in tine of lands now or (ormerly o( Paul LiddiCK; thence ~lon9 said land North 13 degrees 19 minutes Westl 141.93 feet to an iron pipe; thence along.same North 83 degrees 17 minutes Easr. a distance of .103.45 feet to an iron pipe in line of land now or (ormerly of D.S.lIddick, Sr.i thence alol1g said land nOW or formerly o( liddick, Sr. North 82 degrees 69 minutes East 70.41 feallo a pomt ili the center o( the Pine Hill Road; thence along the center line of Pine Hill Road Norlh 8 degrees 23 minules West 167.36 feet lo.a point: thence continuing along said cen!erline Norlh 16 degree,s ,34 minutes 8 seconds West 132.20 feel to.a polnl; thence continuing along said cenlfJr line of PIne Hill Road North 27 degrees 26 minutes 23 seconds West 101.08 feet to a point; Ihence continuing along said center line North 12 degrees 16 minutes"30 seconds Wes1102.11 feet 10 a point, the place of BEGINNING. ,. . Parcel #09-13-0997-007 .. " ., . t of a residential dwelling. IMPROVEMENTS cons1S . R.ll Road 75 Plne l BElNGPREMISES: Enola, PA 17025 CKJR TRUSTEE OF THE ANlEL S LIDDl ' . ,0fDANlEL S. LIDDICK JR. and D . SOLD as the prope1;\RUST DATED 11/17/99 LIDDICK F AMIL\ f-13-qq7 TAX PARCEL # -,fi,,..l';; ?\~,- ~~ ,,~,J!I!l~~<-<l?l\;illE~'f'i'F~Wii:~":'");';{f~""~'f';~;'i~'1""'<;W0-61!"';iFMr"l1.fi)(!IjI;,"1f~_'Wii<jl';'i'iJi!l~'1!~U_li!\~l!i'.~l;.'1F4ll-j'lh" USBC PAM - LIVE - V2.3 - Docket Report Page 1 of5 CREDS, CLAIMS, 341Held, PlnCnfrmd U.S. Bankruptcy Court Middle District of Pennsylvania (Harrisburg) Bankruptcy Petition #: 1:02-bk-06585-MDF Assigned to: Mary D France Chapter 13 Voluntary Asset Date Filed: 12/03/2002 Daniel S Liddick, Jr 75 PINE HILL ROAD ENOLA, P A 17025 SSN: xxx-xx-9927 l)ebtor represented by John M Hyams Cunningham & ChernicoffPC 2320 N SECOND ST PO BOX 60457 HARRISBURG, PA 17110 717238-6570 Charles J. DeHart, III (Trustee) PO Box 410 Ihnnmelstown, PA 17036 717 566-6097 Trustee United States Trustee PO Box 969 Harrisburg, P A 171 08 717-221-4515 Asst. u.s. Trustee Filing Date # Docket Text 12/03/2002 1 VOLUNTARY PETITION under Chapter 13 & Mailing Matrix, [DD], ORIGINAL NIBS DOCKET ENTRY #1 (Entered: 12/03/2002) 12/04/2002 2 NOTICE of intent to dismiss case unless missing documents are filed: due by 12/19/02 Re: Item # 1 [Complied], [DD], ORIGINAL NIBS DOCKET ENTRY #2 (Entered: 12/04/2002) 12/18/2002 ;2 Schedules, Statements, Plan & Summary and all missing documents Re: Item # 2, [DD], ORIGINAL NIBS DOCKET ENTRY #3 (Entered: 12/19/2002) 12/18/2002 'I. Ch. 13 Plan Re: Item # 3, [DD], ORIGINAL NIBS DOCKET ENTRY #4 (Entered: 12/19/2002) https://ecf.pamb.uscourts.gov/cgi-bin/DktRpt.pl?l 07676737395511-L _ 82 ~ 0-1 3/1/04 ''''''''''''''''1'~''''''''''1_'''''~''''''~1'If'!'~ ,-:.."~~^ r'-- .' - -'I .~ , -l ~_H~~I~"'''''''='V'''''f(''':,!,'"' ~li USBC PAM - LIVE - V2.3 - Docket Report Page 2 of5 01/09/2003 ~ CERTIFICATE of Mailing of Notice of341 Meeting. Objections to the plan are due 15 days after meeting held. ,[AUT], ORIGINAL NIBS DOCKET ENTRY #5 (Entered: 01/09/2003) 01/29/2003 6 APPLICATION to employ Capitol Area Property Management, Inc. [Carol Leisey] as Real Estate Broker. [Disposed] [Entered: 01130/03], [SP] AFFIDAVIT of Carol Leisey, [SP], ORIGINAL NIBS DOCKET ENTRY #6 (Entered: 01/30/2003) 02/07/2003 7 ORDER Approving Employment Re: Item # 6, [SP], ORIGINAL NIBS DOCKET ENTRY #7 (Entered: 02/07/2003) 02/13/2003 8 341 meeting held. , [CA], ORIGINAL NIBS DOCKET ENTRY #8 (Entered: 02/14/2003) 03/07/20'03 9 ORDER Confirming Plan, [SP], ORIGINAL NIBS DOCKET ENTRY #9 (Entered: 03/07/2003) 04/14/2003 10 OBJECTION to plan by COUNTRYWIDE HOME LOANS, INC. [Movant notified, Plan has been confirmed] Re: Item # 4, [SP], ORIGINAL NIBS DOCKET ENTRY #10 (Entered: 04/15/2003) 06/05/2003 11 Motion for Relief from Stay. Filing fee due in the amount of$ 75.00 Filed by Gary E McCafferty of Goldberg McCafferty and McKeever on behalf of Countrywide Home Loans. (Pearlman, Susan) (Entered: 06/06/2003 ) 06/05/2003 Receipt of Motion for Relief from Stay Filing Fee. Receipt Number 596167 Fee Amount $ 75 (RE: related document(s)[11]). (Pearlman, Susan) (Entered: 06/06/2003) 06/09/2003 12 Order (RE: related document(s)[ll]). Answers are due on: 6/29/2003. Hearing scheduled for 7/1/20'03 at 01:00 PM at 3rd & Walnut Streets, Bankruptcy Courtroom (3rd Floor), Federal Building, Harrisburg, P A. (Pearlman, Susan) (Entered: 06/09/2003) '06/12/2003 13 Certificate of Service Filed by Gary E McCafferty of Goldberg McCafferty and McKeever on behalf of Countrywide Home Loans (RE: related document(s)[ll], [12]). (Gambini, Christopher) (Entered: 06/13/2003) 06/19/2003 14 Answer Filed by John M Hyams of Cunningham & ChernicoffPC on behalf of Daniel S Liddick Jr (RE: related document(s)[11]). (Pearlman, Susan) (Entered: 06/20/2003) '07/01/2003 12 Proceeding Memo: Hearing held (and continued) on Motion of https://ecf.pamb.uscourts.gov/cgi-binlDktRpt.pl?1 0767673 7395511- L _82_0-1 3/1/04 ',,;>i'-'l'X~"1"!,., _ ",~ ~_"-<"~. " 0," " '",~ IT;",~' !"'~" ~,.."..,. -~""',.". ,,,,~ .....1!Il1~_r=___""..,..-,'''"'''''''''''"_ ~,.,.,..,.,"'!K ;;rr' USBC PAM - LIVE - V2.3 - Docket Report Page 3 of5 Countrywide Home Loans for Relief from Stay and Answer thereto. Debtor to hire new real estate agent and property to be sold by December 18, 2003. Debtor's counsel to submit written status of sale by continued hearing date (RE: related document(s)[14], [11], [12]). Hearing scheduled for 9/3/2003 at 09:00 AM at 3rd & Walnut Streets, Bankruptcy Courtroom (3rd Floor), Federal Building, Harrisburg, P A. No further notice of hearing required. (Weigel, Erma) (Entered: 07/01/2003) . 08/18/2003 16 Application to Employ Jeanne A Shearer of Century 21 At The Helm as Real Estate Broker Filed by John M Hyams of Cunningham & ChernicoffPC on behalf of Daniel S Liddick Jr. (SP) (Entered: 08/19/2003) 08/27/2003 17 Order Granting Application to Employ Jeanne A Shearer of Century 21 at the Helm (RE: related document(s)[16]). (SP) (Entered: 08/27/2003 ) 09/03/2003 18 Proceeding Memo: Hearing held on motion of Countrywide Home Loans and response of Debtor. Hearing continued to 11/5/2003 at 09:00 a.m. at 3rd & Walnut Streets, Bankruptcy Courtroom (3rd Floor), Federal Building, Harrisburg, P A, for a status report on attempted sale of real estate. (RE: related document(s)[14], [11]). (EW) (Entered: 09/04/2003) 11/05/2003 19 Proceeding Memo: (RE: related document(s)[18]). Hearing continued at the request of movant to 1/14/2004 at 09:00 AM at 3rd & Walnut Streets, Bankruptcy Courtroom (3rd Floor), Federal Building, Harrisburg, P A. Movant to notify opposing counsel. (JG) (Entered: 11/05/2003) 11/14/2003 20 Motion for sale free and clear ofliens of Real Estate located at 75 Pine Hill Road, Enola, Cumberland County, PA to Pedro and Maria Franco for the sum of $200000.00 Filed by John M Hyams of Cunningham & ChemicoffPC on behalf of Daniel S Liddick Jr. (SP) (Entered: 11/17/2003) 11/14/2003 21 Motion To Shorten Time for Notice to a period of eleven (11) days Filed by John M Hyams of Cunningham & ChemicoffPC on behalf of Daniel S Liddick Jr (RE: related document(s)[20] ) . (SP) (Entered: 11/17/2003) 11/18/2003 22 Order Granting Motion To Shorten Time (RE: related document(s) [21]). (SP) (Entered: 11/18/2003) 11/18/2003 23 Notice sent to counsel for mailing fixing answer/objection date (RE: related document(s)[20]). (SP) (Entered: 11/18/2003) https://ecf.pamb.uscourts.gov/cgi-bin/DktRpt.p1?l 07676737395511-L _82_0-1 3/1/04 . .-,~~'W:~~...~!t_~C'!"ll~1 ,-,. .-~ ^- r' , -- I'''' -T ." - - < , ,_~,< ~T""1~l!'Il~_'~~ "@. USBC PAM - LIVE - V2.3 - Docket Report Page 4 of 5 11 /19/2003 24 Certificate of mailing of notice sent by counsel Filed by John M Hyams of Cunningham & ChernicoffPC on behalf of Daniel S Liddick Jr (RE: related document(s)[20] ). Objections due by 1lI29/2003. (SP) (Entered: 11/20/2003) 11/25/2003 25 Answer Filed by Gary E McCafferty of Goldberg McCafferty and McKeever on behalf of Countrywide Home Loans (RE: related documt'mt(s)[20] ). (CR) (Entered: 11/26/2003) 12/02/2003 26 Notice to Parties: (RE: related document(s)[20], [25] ). Hearing scheduled for 12/15/2003 at 09:00 AM at 3rd & Walnut Streets, Bankruptcy Courtroom (3rd Floor), Federal Building, Harrisburg, P A. (SP) (Entered: 12/02/2003) 12/15/2003 27 Proceeding Memo: Hearing held on Motion of Debtor to approve sale and Answer of CountryWide Home Loans thereto. Answer withdrawn at time of hearing. Debtor to file motion for default and submit proposed order approving sale. (RE: related document(s)[20], [25] ). (EW) (Entered: 12/16/2003) 12/17/2003 28 Motion for Default Judgment Filed by John M Hyams of Cunningham & ChernicoffPC on behalf of Daniel S Liddick Jr (RE: related document(s)[20] ) . (JR) (Entered: 12/18/2003) 01/05/2004 29 Order Granting Motion For Default Judgment (RE: related document (s)[28] ). (SP) (Entered: 01/05/2004) 01/05/2004 30 Order Granting Motion for sale free and clear ofliens of Real Estate (RE: related document(s)[20] ). (SP) (Entered: 01/05/2004) 01/14/2004 31 Proceeding Memo: Hearing held on motion of CountryWide Home Loans for relief from stay. Court signed Order granting the motion. (RE: related document(s)[14], [11]). (EW) (Entered: 01/14/2004) 01/21/2004 32 Order Granting Motion for Relief from Stay (RE: related document( s) [19], [18],12, [11]). (KZ) (Entered: 01/21/2004) I PACER Service Center I I Transaction Receipt I I 03/01/2004 11:29:06 I IPACERLogin: l~a0060 IIClient Code: I IDescription: IIDocket Report IICase Number:lll:02-bk-06585-MDF I , II II I. , https://ecf.pamb.uscourts.gov/cgi-binlDktRpt.pl?l 07676737395511-L _82_0-1 3/1/04 <^''f~'CA''f:-'('>f'''''I~~~~,."", ~~~,=~"""'..,._"", ^ ~ ,_~ " "_~._~ , ~~~~ ~t .. Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Att<.ltney LD. #16132 . Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-35 Piano, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumherland County Plaintiff vs. CIVIL ACTION - LAW DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED 11/17/99 (Mortgagor(s) and Record Owner(s)) 75 Pine Hill Road Enola, P A 17025 ACTION OF MORTGAGE FORECLOSURE No. 01-7024 CIVIL TERM Defendant( s) AFFIDAVIT PURSUANT TO RULE 3129 BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as ofthe date the praecipe for the writ of execution was filed the following information concerning the real property located at: 75 Pine Hill Road Enola, PA 17025 I.Name and address of Owner( s) or Reputed Owner( s): DANIEL S. LIDDICK JR. c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y mUST DATED 11117/99 c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 2. Name and address ofDefendant(s) in the judgment: DANIEL S. LIDDICK JR. c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED ll/17/99 c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 -,;,,*~~:~1ll~1I'~;:~ ,'_~'''' ~_ _ O-l ~~ " .. - .. ~,~~ ~~~""'"~~ ... 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: P A DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person ofwbom the plaintiff bas knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who bas any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 75 Pine Hill Road Enola, PA 17025 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made sub. t to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. GOLDBECK Mc BY: Joseph A. Go Attorney for Plain DATED: March 1. 2004 "',"'il<!lli~.~~f!'i!_c.,,_A-~ -. I" - . ~ ~-~ .,"."~--~,.-.,,.- ?'!i1JI -~ .- , _ .' '~"""'w._~"Ii\.M "'. ~~~ r_ . ,_._ ~-"' ~~ U' H_~V_~""'~_'b "._<",-,_-.,"_ .,'~_N= .~. "'~~O"~"~ -i ,f .-.... 0 '" = 0 C = -n ,;;.:'::- ..,.. i;B f~f! 3: :r :I> rl1:J1 ~~~ = r- I -o~ :0 Ul 8 ~l.:' :> ... .." '-";:() ::JI: 5:0 j';;S:;:: 7""0 1.0 ?"')rn c. ~ ~ ~. J-'" -< ,7D 0, -< 1~~~V~'-t",!i!"\1';';<!~P?-7i)i'~i'""'"""':''i~~,;,.;;C~''0i'PJ~<'11~'ii'fj;!!*~~~~= __._,"~~fr::jl~~- g-E?"-'- . 01-7024 CIVIL TERM . GOLDBECK McCAFFERTY & McKEEVER BY;J""seph A. Goldbeck, Jr. Attorney I.D.#16132 >Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, P A 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. IN THE COURT OF COMMON PLEAS 71 05 Corporate Drive PTX B-35 of Cumberland County Plana, TX 75024-3632 Plaintiff CIVIL ACTION - LAW vs. DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 1](17/99 Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE Term No. 01-7024 CIVIL TERM 75 Pine Hill Road Enola, P A 17025 Defendant( s TillS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTIING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: LIDDICK, JR., DANIEL S. DANIEL S, LIDDICK .JR. c/o Bradford Dorrance- ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 Your house at 75 Pine Hill Road, Enola, PA 17025 is scheduled to be sold at Sheriff's Sale on Wednesday, June 09,2004, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of$86,290.39 obtained by BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: . ,.~j;1'J.",q.0'~~~'l'_J!1!l1,~ ~" . "" ,"1:'- 1 """ ""- I~ . 01-7024 CIVIL TERM 1. .' The sale will be cancelled if you pay to BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., ilie back payments, late charges, costs and reasonable attorney's fees due. To fmd out how much you must pay call: 215-627-1322 2. You maybe able to stop ilie sale by filing a petition asking ilie Court to strike or open judgment, if ilie judgment was improperly entered. You may also ask ilie Court to postpone ilie sale for good cause. 3. You may also be able to stop ilie sale through oilier legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, ilie more chance you will have of stopping ilie sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I. If ilie Sheriff's Sale is not stopped, your property will be sold to ilie highest bidder. You may find out ilie price bid price by calling the Sheriff of717-240-6390. 2. You may be able to petition ilie Court to set aside ilie sale if ilie bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only ifilie buyer pays ilie Sheriffilie full amount due in ilie sale. To find out if this has happened, you may call ilie Sheriff of 717-240-6390. 4. Ifilie amount due from ilie Buyer is not paid to ilie Sheriff, you will remain the owner ofilie property as if ilie sale never happened. 5. You have a right to remain in ilie property until ilie full amount due is paid to ilie Sheriff and ilie Sheriff gives a deed to ilie buyer. At that time, ilie buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of ilie money which was paid for your house. A schedule of distribution ofilie money bid for your house will be filed by ilie Sheriff thirty (30) days from ilie date ofilie Sheriff's Sale. This schednle will state who will be receiving iliat money. The money will be paid out in accordance with this schednle unless exceptions (reasons why ilie proposed distribution is wrong) are filed with ilie Sheriff within ten (10) days after ilie schednle of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after ilie sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HA VB A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 -'<':Gl~"'J>?f,li",;m~~""I'. .", " _, ~. 'i - "-,- P, , "",,", -- - " ,~~ "';-', "_~,i},'ll_ . ~"rl". () ~; ;Fj,q) ~iL.' (nJ-'~ -<:,",:", j~ -i -< . ., ,..., = = .;;;- ::Jil: > :;0 I Ul ~ ~ ~~~ :n g .J....':p 0--' .c-o z.-').l"tl ;:-1 JC;~ CD -< "'" :J!: <.D 0") ,I ^1!_~~r"'~*k(11"fl'i"!f~?'i-__~,~,~,-,,,,,';;?,",;"r;;"-'!!)J,-'iJW.~A~~~_ -;:'~)~~_~~~ :: _ __ M" .~ , 01-7024 CIVIL TERM GOLDBECK McCAFFERTY & McKEEVER BY:Joseph A. Goldbeck, Jr. Attorney LD.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. IN THE COURT OF COMMON PLEAS 7105 Corporate Drive PTX B-35 of Cumberland County PIano, TX 75024-3632 Plaintiff CIVIL ACTION - LAW vs. DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE Term No. 01-7024 CIVIL TERM 75 Pine Hill Road Enola, P A 17025 Defendant( s THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: LIDDICK TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11117/99. JR., DANIEL S. DANIEL S, LIDDICK JR, TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 c/o Bradford Dorrance-ESQ 210 walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 Your house at 75 Pine Hill Road, Enola, P A 17025 is scheduled to be sold at Sheriff's Sale on Wednesday, June 09, 2004, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of$86,290.39 obtained by BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: "'''''"''')'''''!,1~~1:(>I'~'i'~~ .'l'! ~ "'_.~ .-.'" '~'." ~~~ , "'C, r ~,-,"'" ~ ~ ~~I\~~~~ ~. ,,~',lU~: :r - 01-7024 CIVIL TERM 1. " The sale will be cancelled if you pay to BANKERS TRUST CO. OF CALIFORNIA NA C/O , COUNTRYWIDE HOME LOANS INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 2. You may be able to stop the sale by ftIing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU BA VE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may fmd out the price bid price by calling the Sheriff of717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To fmd out if this has happened, you may call the Sheriff of717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff thirty (30) days from the date of the Sheriff's Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 "''''MW~'''Q'';I'#'M<t~~'IlllJ ii! ;;."~" >, ~ - ~ ;"~ 'j' --" ~"_I v l - .. '.... ~ _~_>!l< - _ "f~J~"5 n~ _~ "._ _.lli!l~.~_.<.",.. 'f',"~~:----, 7 ~ ~_,llIW~II:~!., ~"~ (') ,- '"":.- .(~~'ti/ B~r ~[~J --~i _.f -< ',.. '_ ,:.m ,IULJ,!11 JJijJ!iil~i;.f~P'r~~4l'",,"~-''''H.tY'_'~--''_"'W'-'ii'~_'W!'J'>'U~:~~~!t!'l. ..... ,..., "'" = .r- ::J!: ;",. ;;V o ""T, :r! m~ -om ::tl,? 90 :r: .,." 0"-/ 20 'Sm ;B -< J en "'" ::.: V? co ~,"_~M~~,,;,,_, ~~ _~~~' ~ - , ",~-,,",-,,,<,~,,~-=-,,':-,:,'~.-":1,< ALL THAT CE:RT AIN Iraot of land siluate In the T o.wnship of East Pennsboro. Cumberland CoOnty, Pennsly(>anla, more particularly bounded and described as follows in accordance wllh a swvey made by Raymond M. KowalskI, registered professional engineer, of Harrisburg, Pennsylvania, made March 21, j 960. , j BEGINNING at a polnlln llie center of Pipe Hili Road at corner of lands noW or formerly of Ralph Kiner; thence alOOI;.sald lands of Kiner SOlltli 88 degrees 41 minutes 19 seconds West, 655.49 faet to a stake In line of lands now or formerly of Ohar!es Lender; thence along said lands of L<lnder South 3 de9rees 15 minutes 40 seconds West 216.92 feet to a Cherry tree; tI1ence al009 $ame South 45 degrees 66 mInutes East, 539.85 feet to a poplar Iree in line of lands now or fOFrnerly of Harvey G. WIll; tl1ence along said land of Will South 82. degrees 54 .. minutes 39 seconds Easl137.02 feet to a stake; thence by lhe same South 82 degrees 56 mrnutes Eas~ 135.27 fe~t 10 a point in line offends now or formerly of Paul Li~diof<; thence along said land North 13 degrees 19 minutes Westl 141.93 feet 10 an Iron pipe: thence along same North 83 degrees 17 minutes Easr. a distance of '103.45 feet 10 an Iron pipe In \lne of land nOIN or formerly of D.S. Liddick, Sr.; thence along said land now or formerly of Liddick, Sr. North 82 degrees 69 minutes East 70.41 feel 10 a p0101 in the center oithe Pine Hill Road; thenoe along tM center line of Pine Hill Road North II degrees 23 minutes West 167.36 feet lo.a point: thence continuing along said center line North 16 degree.s ,34 minutes 8 seconds West 132.20 feel to-a point; thence continuing along said ceoW line of Pine Hill Road North 27 degrees 26 minutes 23 seconds Wes1101.08 feet 10 a point; Ihence continuing along said center line North 12 degrees 16 mlnutes.aO seconds Wes1102.11 faetto a point, the place of BEGINNING. .. . , , Parcel # 09-13-0997-007 , .. " " -t'k~:-'__.' ,',C/'.,. i!f;l!il>~~. __< ~ ,- ",.,~- ~'- ,. _1IIli.......,." ,""",1IlIl <, ~ ,.".....1!iflIi!'l V"~ '~-~,,",. ',< -"~,=,"'-- -- - . . In the Court of Commou Pleas of Cumberland County , BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. 71 05 Corporate Drive PTX B-35 Piano, TX 75024-3632 Plaintiff vs. DANIEL S. LIDDlCK JR. DANiEL S. LIDDlCK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11117/99 (Mortgagor(s) and Record Owner(s)) 75 Pine Hill Road Enola. PA 17025 No. 01-7024 CIVIL TERM Defendant( s) PRAECIPE FOR JUDGMENT THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against DANtEL S. LIDDICK JR. and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11117/99 in accordance with the Court Order dated August 28, 2002. Summary Judgment Order $80,012.62 V Additional Interest through 09/03/2002 $ 5,630.94 Additional Late Charges $ 646.83 $86,290.39 I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO HE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his attorney ofrecord, ifany, afterthe default occurred and at leas da .orto the date ofthe filing of this praecipe. A copy of the notice is attached. R.C.P. 237.1 Joseph A. G db k, . Attorney for tiff J.D. #16132 AND NOW 51 p cr+- I (:J ' :J...r >0 "2 , Judgment is entered in favor of BAN KERS TRUST CO~LIFORNIA NA C/O COUNTRYWIDE .RoME LOANS INC. and against DANtEL S. LIDDlCK JR. and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 in accordance with the Court Order dated August 28, 2002. f). ~ L:.ua~ ) ~ .~ Prothonotary '~,'~!!iI ~n _ ,: JL ,_ ""'~9"! I="',~'" -I ,., . ~ -, ,~ "><< .~ I il~""",,,,,,, t HI ~ ~- '~""""'-'_' ~"'f"" ",.lfl!li~,""-",;<~'~~'~"'4cl~1 'o_~_ ,,^'" <-, - , ~'" ;~~ .""",,,,"-, ~,,^,c~,,-~-",v<.,-",,,'r.-,,,;~ ".'Ie",,-""""" 'I'i1IU'ijll'lliIIii.rr,!" ~ . 0 c:> (JI c: N 'Tl ?: fj) .-1 -rJ OJ ,.., , ::!:.! [llfli -U :0-1:1 2::0 ;~- :T1 Z:C .."':" (/) ..:Y:~; (~ ' .~;... ....<:",< _'),.L, r- e, --;~- ~ ~-n -:~ 'I ;--"~ -;-: .- -- '::i~~ :z :-', S;; v -~ 1._) r- -' Z -" ~ )0> ,-j -. :>J -<: .t::- --< i , '77'~7i1l11~fff>;?{i"'~:f,\'''_>!ilN>';:;:_'''5YL'tfo '~'i'} "-";''t_;;;f.)f;'~_~~*,,~ll~J~]ffi~~~'~1:~IlI!f{.~~'~~''JI,f- ~'"' ,',.,- ",~;. .,- "'~'So __ '""" "0 "-, . " , L~' ~ GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney J.D. #16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, P A 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INe. n 05 Corporate Drive PTX B-35 Piano. TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland C011l1ty Plaintiff vs. CIVIL ACTION LAW DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE UDDICK FAMILY TRUST DATED W17/99 (Mortgagor(s) and Record owner(s)) 75 Pine Hill Road Enola, P A 17025 ACTION OF MORTGAGE FORECLOSURE No. 01-7024 CIVIL TERM Defendant( s) ORDER FOR JUDGMENT Please enter .Judgment in favor of BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INe., and against DANIEL S. LIDDICK JR. and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 in accordance with the Court Order dated August 28,2002, in the surn of$86,290.39. Summary Judgment Order Additional Interest through 09/03/2002 Additional Late Charges $80,012.62 $ 5,630.94 $ 646.83 $86,290.39 I hereby certify that the above names are correct and that the precise residence address of the judgment creditor is BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS me. 7105 Corporate Drive PTX B-35 PIano, TX 75024-3632 and that the name(s) and last known address(es) of the Defendant(s) is/are DANIEL S. LIDDICK JR., c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, P A 17108-1963 and DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99, c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963; GOLDBECK M BY: Joseph A. dbe Attorney for Plaintiff RTY & McKEEVER ,Jr. --'i'~~~~ .. . . >;>"-' "-'~I '1 ~ - , ~.~ ~"~ lil'f'! ;~q,._".",.b\"~ .~'-_ "",,,"_-~"_' /\ J ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Slllmnary Judgment Order $80,012.62 Additional Interest through 09/0312002 $ 5,630.94 Additional Late Charges $ 646.83 $86,290.39 GOLDBECK McC BY: JosephA. Gold e Attorney for Plainti & McKEEVER AND NOW, this /O+l...day of y~ ,2002 damages are assessed as above. , -'-'~ft,l,l,,~;), ~---j '-~ ", ." ',,' ~~. ,- ~, '"" I!'!'I_~- ,--""::,, :1l1l'1~ ,. ; VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the plaintiff corporation and that the facts set forth in the foregoing verification of Non- Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99, is about unknown years of age, that Defendant I s last known residence is c/o Bradford Dorrance-ESQ210 Walnut Street, PO Box 11963, Harrisburg, PA 17108-1963, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendments. Date: :'5~'F;lfiw,r",= __,~~ _In!1,-~;" '""' -'I "'~,,-" - ,-, ~c"'..,"~,,_"",~~ g" , ~. , , VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non- Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, DANIEL S. LIDDICK JR., is about unknown years of age, that Defendant's last known residence is c/o Bradford Dorrance-ESQ210 Walnut Street, PO Box 11963, Harrisburg, PA 17108-1963, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendments. Date: '-"~W~1!l_iW! ,'''"'7 l"'" "~"'-'"1 q, ~ ", I . . ,~~ ._-.. ~. "l""l","ii\.~"""""'f""""';l!:l~4' i",g,t:'_'::<}8!i . .' THlS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF TillS NOTICE: January 11, 2002 TO: DANIEL S. LIDDICK JR. 75 Pine Hill Road Enola, P A 17025 BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-35 PIano, TX 75024-3632 In the Court of Cornmon Pleas of Cumberland County CIVIL ACTION - LAW Plaintiff vs. Action of Mortgage Foreclosure DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED ]](17/99 (Mortgagor( s) and Record Owner(s)) 75 Pine Hill Road Enola, P A 17025 Term No. 01-7024 CIVIL TERM Defendant(s) TO: DANIEL S. LIDDICK JR. 75 Pine Hill Road Enola, P A 17025 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: CUMBERLAND COUNTY BARASSOCLATION 2 Libel1y Avenue Carlisle.PA 17013 LEGAL SERVICES INC 8 Jrvil1eRow Carlisle.PAl7013 717-243_9400 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 \-"~-.?ir_,. - r=~=- - ,~.,. r,,' ,.< ., ~< ,,<, . , , ~ " ~.^.,..,,......"" ----" .'-<~' ",-" "-" , , ~ Rule of Civil Procedure No. 236 - Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION - LAW BANKERS TRUST CO. OF CALIFORNIA NA C/O COUN1RYWIDE HOME LOANS INC. 7105 COlporate Drive PTX B-35 Plana, TX 75024-3632 Plaintiff No. 01-7024 CIVIL TERM vs. DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 (Mortgagors and Record Owner(s)) 7 '; Pine Hill Road Enola. P A 17025 Defendant( s) THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. Curt Long Prothonotary By: Deputy If you have any questions concerning the above, please contact: Joseph A. Goldbeck, Jr. Goldbeck McCafferty & McKeever Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 '-':~I~l(~~r-'!!Hc..,..,~,_~~~"," ~.e""'" _ _ _ ~ . ,-. - """ " ~ ~~" ~ '!iIll - L ~~<'="""', __ =~n.tt.~ ;!. - U. ,liIflJl["P.' . ~ . ~ ~~ .~ ~. - ,~ .> ..~," 0 ,~ .--.~~...~~, """""---G-:",'''-.''~~~ -111liJ . ; , l ~ t '69.. :-G () ~ () 0 () C ".) ::t::"" ., 0 -oG~ U) =.::1 F ...... ....... '~f-' r""" P1 ::::::1") '-0 :'\;J] )...) " -V 7(~' ~g~ "-.J F Sj,,~, c ) -0 ~-=: C-, tv ~ ->:. ~? 4=i ..c. ~. ~f;f tSlq v --.J 0 B ~: _,,_I -" c- ::;::.: ff ~~ en ::0 -< ,......., ~___^__,_, ~1!1'"..,. ~ ,LLl'J "_Ii!_~llli~!ill~-j\:;(fe~,g'i,,,<',\~a~"i!'i.~',*~~~~~_~~lf!?j' . ,,~ ','-~'<', ;;,~<~';''''--'' ""'~.' ",.., ~ - ~ BANKERS TRUST CO. OF IN THE COURT OF COMMON PLEAS OF CALIFORNIA NA C/O COUNTRYWIDE: CUMBERLAND COUNTY, PENNSYLVANIA HOME LOANS, INC., PLAINTIFF V. DANIEL S. LIDDICK, JR. AND DANIEL S. LIDDICK, JR., TRUSTEE OF THE LIDDICK FAMILY TRUST, DEFENDANTS 01-7024 CIVIL TERM IN RE: MOTION OF PLAINTIFF FOR SUMMARY JUDGMENT BEFORE BAYLEY, J. AND HESS, J. ORDER OF COURT AND NOW, this ~ day of August, 2002, IT IS OIRDERED: (1) The motion of plaintiff for summary judgment against defendants, IS GRANTED. (2) Judgment is entered in the amount of $80,012.62 plus interest at the rate set forth in the note and other charges in accordance with the terms of the mortgage and note. Lisa A. D'Angeli, Esquire F or Plaintiff Bradford Dorrance, Esquire For Daniel S. Liddick, Jr. :saa ';i~$'i'~_~~~. - _' ;''!!]!''...'l' , ,. '<: , ' ""~.. """ -. ~~. 'i-"~^ ,. 'T _mill 1i;J;:--"^ ",."_,~_~<_w,~ ~- "" . , PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Joseph A. Goldbeck. JI. A!ttorney 1.D.#16132 Suite 500 - The Bourse Bldg. III S. Independence Mall East Philadelphia. PA 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA CIO COUNTRYWIDE HOME LOANS INe. 71 05 Corporate Drive PTX B-35 Piano, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff vs. CIVIL ACTION - LAW DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 Mortgagor(s) and Record Owner(s) 75 Pine Hill Road Enola. P A 17025 ACTION OF MORTGAGE FORECLOSURE No. 01-7024 CIVIL TERM Defendant( s) PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Summary Judgment Order $80,012.62 Additional Interest through 09/03/2002 $ 5,630.94 Additional Late Charges $ 646.83 $86,290.39 (Costs to be added) McKEEVER -j.w~~~~illli1lC_ ;]~1 w I ~ - ., ., - -"-'"~~ ~ ,...~~_._,!i"lffl I ~ -,~" ~.' r ..... ~Cv~ ~ C> ~...o!-'i~h - ..() gr 1( ~~ - ~CG,':"'Q C C'CO()() V) 0 ?t:. ...... ~ o C I I I ~~ 9J ~ ~ ~ ~r ::: ~ - ::: ~ - "'-J (9 - , ;;~ frY ..:: - E, - -/-.. . -----< ~ -1 .- ,-.,-~~ -.''''''',- "W~' 'I nJliIlm'll1 'IR'T} ~-"-"'-" "-"~,",>"" I ..1Il I ' '''-'''~'~ ~", . o c $: 'U(C IT1 [Ii Z.J..., ~5i~ ;Sf" <::~ ....- ~~ =< . J'f , . , o N (/) rr1 '-0 o ..,., '-1 :;f~:O , r- ~r:;rfT1 ',-10 ,,"',- ! ~O ,-',t i:_~=1~ "'_"" (,J ~~m "0 =< <:::> "\:J -,,~ .~ ~ ~ " ,:.- (J1 -~l la1l ~ c --' "'~ ~ ~-" ~.,.~" ~ -~, ~ilrt!Ml]1!:i" "",'~~ ~~~--, t~!WJ<l'"~1;'t{;',-T.,~t'0"'~)""~~"-""'trl-Hf'K'i1,P~'1i! _:" ,_ "'.._<~__,',~_.~r~ _~_, o"'~___'fiH'_'~'e~ "",.""~~~~- 2:<"0'''''->"'''' "' ! I ..~, 1'., >:: u 0 is U ~ z '" ~ . ~ 0 .. ~ Zu -l .... '" I"< ~Z ~g;::::o ". .. - >:l '" . ~ -l ::r:____~ '" bJ) '" ~~ ;::!~~~ U~ ~:s~'" ~ ~~ ~z C;; ~ -__ I=: ~ t ...~::;O O~ .0- " ::;:",~~ ~O ",0 ~~~O"d\Jl I"< a ~~ .-l~ ~~ :J-l >::~~"O"'''' ~.9 f~g~~ ~~ u~~c:~~ o al ::Jo u;8 -(/)4::~-""" ". S ~ !U ~ ~"r--- s~u ",0 oi ~SJA":~~ ~; '=p":.a'" 8~-q~"d~o.. C':I 0 '9 ",u~ O~ > U I fr.B<\Jl ~;'!;o .~ -l . en @ " ",' ... "'- 0". o~ vi~~~O::o ..:"" ::;:8]"g'" r-;-..: u~ e-J~ i~&3 ot: ~~ ~ 0 .>l <n .] ->:l "'~ ~8~ on 1"<6- ~.2:l(/)A.. 00 ~..... ...... SJ": Z~...:i'" .Q"- ou ~8;@.g' ~ ;5(/)...... ZI"< ~~ .... u 0 rIl5 ~-l-<<:O " := . "" ;8 ~ ". ":0 rIl ~ Z ~u -l .... >:: ~ ~ Z ~ ~ Z I'l <( ~ ~~IIIm1-'il,IW~",~ -"", I ,~-~ ,~ . ~ .". """"""'" , ~""i;l,' 1- I . Goldbeck McCaffelty & McKeever BY'!Joseph A. Goldbeck, Jr. , }.Jtorney I.D. #16132 Suite 500 - The Bourse Bldg. I ] IS. Independence Mall East Philadelphia, PA 19106 2] 5-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. 7Jc 05 Corporate Drive PTX B-35 Plana, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff vs. CIVIL ACTION - LAW DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 (Mortgagor(s) and Record Owner(s)) 75 Pine Hill Road Enola, PA 17025 ACTION OF MORTGAGE FORECLOSURE No. 01-7024 CIVIL TERM Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., Plaintiff in the above aclion. by its a\torney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed tbe following information conceming the real property located at: 75 Pine Hill Road Enola. P A 17025 I Name and address ofOwner(s) or Reputed Owner(s): DANIEL S. LIDDICK JR. c/o Bradford Dorrance- ESQ 210 Walnut Street, PO Box 11963 Harrisburg. PA 17108-1963 DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMlL Y TRUST DATED 11/17/99 c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 2. Name and address of Defendant(s) in the judgment: DANIEL S. LIDDICK JR. c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 DANIEL S. LIDDICK JR. TRUSTEE OF TIlE LIDDICK FAMILY TRUST DATED 11/17/99 c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 ','\;.1::~$iI!l~,~!f<1VJll1'll1'lU "~ -, .-'" -'I' . < ~ - - ,'ll~on;~ I . 3.,""me and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: . P A DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA l70l3 4. Name and address <Jf the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. GOLDBE BY: Josep . G Attorney for PIa. FERTY & McKEEVER eck, Jr., Esq. ff DATED: September 3. 2002 ~)~.YUL ~" , , .. .~ 1,< - ~.,~".- "-~-~ lj- ._~, ..,",___,,,llf!I, " .".,,_" ,,,,.,, ,.~,,~=~ _U~ IL- . '. . 0 0 0 C N -r, ~ (I) "'DOJ P"1 ," -;:----rj mrT1 -0 _J-,= Z::D c---,cn zr- '6 0~~.-'-: 0 cc: .-0 ~~ ~-. .>:'> ..-- _t,,- ~(--') ? (jrri Pc:: Z r.- );! :< :II {J1 -<- ~ ~~::!l,~_.' - ~,,~, "','_"~C~ ~~il'l'1W"i'iiW'-<l'"'~i:1il,tf.fJ)\,,,*,!'1'i2',,'!i'-WSCi'--")'~.lNwm"m~~~""^'J""rJ~J~~j::r IT '~"~;' . ,. ~ -.-,~~ ." 01-7024 CIVIL TERM , . . GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jf. AttomeyI.D.#16132 Suite 500 - The Bourse Bldg. III S. Independence Mall East Philadelphia. P A 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INe. IN THE COURT OF COMMON PLEAS 71 05 Corporate Drive PTX B-35 of Cumberland County PIano, TX 75024-3632 Plaintiff CML ACTION - LAW vs. DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED 11/17/99 Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE Term No. 01-7024 CIVIL TERM 75 Pine Hill Road Enola, PAl 7025 Defendant(s THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPT][NG TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: LlODICK. JR., DANIEL S. DANIEL S. LIDDICK .lR. e/o Bradford Dorrance- ESQ 210 Walnut Street, PO Box 11963 Hanisburg, P A 17108-1963 Your house at 75 Pine Hill Road, Enola, P A 17025 is scheduled to be sold at Sheriffs Sale on Wednesday, December 04, 2002, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $86,290.39 obtained by BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: J-1~~~~~ "Q'T .~ -~ -i~~ .,- I .. ~ ~ " ' . --~~ -~--"""~tli\l'li t:""'~~ "~""'.~'~ >"~ 'e _"~' y7' " ~l 0'!r,..'1t:"., JWj~ "" 01-7024 CIVIL TERM I. The sale will be cancelled if you pay to BANKERS TRUST CO. OF CALIFORNIANA C/O COUNTRYWIDE HOME LOANS INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good canse. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may fmd out the price bid price by calling the Sheriff of717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To furd out if this has happened, you may call the Sheriffof717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distributioo of the money bid for your house will be filed by the Sheriff thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HA VB A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOClA nON 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 --, --, .~ ..' .. I~ ..~ .,.,. '""",'~"""~" .~~~~~ ~,~~~ ~~,~~ !'''.1 ..,.. '-'-~.'~""'~'-"-~ , ~ -~ ,'"'1..'T"\ v~ ~~, 'V - -=-""",,,,",- ,,,~,, ""' ,--- (") u~~ eye; ",,-_C' i~r > c.:: ;:::: -.-J --. i nmUi1J I'ILT' > -'= ')i' I . c r'0 en iT) -0 o " ~TIF ~8 r-n )~? -. .,'- ~-,. ~.~ ~, :;! ::0 -< (~ -0 :2: o &:"" (J1 ~_l_J~!II,__rn-i"!IJ!~l';j'!.1'~'~~~~~~f~i"j.~~1if4l*~:;J'w:.n~ [_qLr!_~~lu,.~~_ mJ.~~L_)~I~ta%~j~1;' :~' '. " 01-7024 CIVIL TERM GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 500 - The Bourse Bldg. IllS. lndepeudence Mall East Philadelphia, P A 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. IN THE COURT OF COMMON PLEAS 7105 Corporate Drive PTX B-35 of Cumberland County PIano, TX 75024-3632 Plaintiff CIVIL ACTION - LAW VS. DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 1I!17/99 Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE Term No. 01-7024 CIVIL TERM 75 Pine Hill Road Enola, P A 17025 Defendant(s THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: L10DICK TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99, JR., DANIEL S. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 Your house at 75 Pine Hill Road, Enola, P A 17025 is scheduled to be sold at Sheriffs Sale on Wednesday, December 04, 2002, at 10:00 AM, in Commissioners Hearing Rrn 2nd FL Courthouse to enforce the comi judgment of $86,290.39 obtained by BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: , 'f~1~i'Ji?l.J<I~ ~'~" ~~.Jijl ,., . '_"'_,'"_,,,,-,_~.," _ ',., .', ,'- - ,- - '-, , ,~ ~ 0<', ~'"' ~ili ... .- 01-7024 CNIL TERM I. The sale will be cancelled if you pay to BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., the back payments, late charges, costs aud reasonable attorney's fees due. To find out how much yon must pay call: 215-627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to pos1pone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. Yon may fmd out the price bid price by calling the Sheriff of717-240-6390. 2. Yon may be able to petition the Court to set aside the sale if the bid price was grossly inadeqnate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriffthe full amount due in the sale. To find out if this has happened, you may call the Sheriff of717-240-6390. 4. If the amonnt due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time. the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 '~~,~I:~,,~ _. PJ:I" """"-- .,." '._"", ., '1 ' ~~, "-~:-'" F"~~. ",. ~ , ~', "~~""!'l."' 'i~""", '. ~,J"fijlr.l~,,-^~ , ,",'" ~,)j !!ff.!l ~..,"'."'- ,~~ o c ~ ~~7:~: [1;)L'_ ~!~;~ -c ~i~ :'7 ~ """ ~ " C) r'\.:J en .:::! v o "7, ::j '.;-n 'P '-:J"I'''rJ 'utJ ) : .~~ .::::t Y.>' :Xj -< C) <:J ::J;: c'; r.- en ~~,~M~~~~;~""iJW'r*.'5t~~'I'C!'!'~,~;',*"1i~'0fJ;.'<<'W~"!W1$']l1~l!'~~~8m~iiif~~~~~;r,.'- . " ,~ _'r-.~,~_~___r;< ',----,^. -- ALL TKAT C~RTAIN tracl ofland situate in lhe TQwnship of East Pennsboro, Cumberland County, Pennslyttania, more parUcular/y bounded and described as follows in accordance wilh a survey made by Raymond M. KOWlllskl, registered professional engineer, of Harrisburg, Pennsylvania, made March 21, 1950. . . ; BEGINNING at a poinf in the center of Pifla Hill Road al comer of lands noW or formerly of Ralph Kiner; thence along said lands of Kiner South 88 degrees III minules 19 seconds West, 655.49 feel to a slake in line of lands now or formerly of Oharles Lender; thence along said lands of L~nder Soulh 3 degrees 15 minutes 40 seconds West 216.92 feet to a clierry tree; thence along same Soulh 45 degrees 58 mlnules East, 539,85 faelto a poplar lree in line of lands now or formerly of Harvey G. Will; thence along said land of Wilt South 82 degrees 64 . . minutes 39 seconds East. 137.02 feet 10 a stake; thence by Ihe same Soulh 82 degrees 56 minutes Eas~ 135.27 feet to a point in line of lands now or formerly of Paul Li~diof<; lhenoe along said land Norlh 13 degrees 19 minutes Westl 141.93 feet to an iron pipe; thence along same North 83 degrees 17 mioules East, a distance of .103.45 feet to an iron pipe in line of land nOIN or formerly of D.S. Liddick, Sr,; thence along sa'id land now or formerly of Liddick, Sr. North 82 degrees 59 minulesEasl70.41 feel to a pOlot hi !.he center 01 the Pine Hill Road; thence along the centerline of Pioe Hill Road North a degrees 23 minutes West 167.36 feello.a point: thence continuing along eaid center line North 16 degree,s ,34 minutes B seconds West 132.20 feel tc.a polnl; thence conlinuing along said cent/)( line of Pine Hill Road Norfh 27 degrees 26 minutes 23 seconds Wesl101.08 feet fo a point; thence continuing along said conter line North 12 degrees 16 minules .30 seconds Wesll 02.11 feet to a poinl. the place of BEGINNING. .. . Parcel # 09-13-0997-007 ., . .; ., . dential dweIling. OVEMENTS consist of a reSl IMPR . 7S pine Hill Road BEING PREMISES. Enola, PA l7Q25 ICKJR TRUSTEE OF THE NIEL S LIDD . DANIEL S. LIDDICK JR. and DA . SOLD as the prope1;Y ofUST DATED 11/17/99 LIDDICK F AMIL"\ TR CEui-13-QQ7 TAX pAR '>~:-'~: ..,~- .~. - ~~ ,~ ,."j" ~ ~ q- ~~~'~_: _~~., ~ _ ~l'lI! WRIT OF EXECUTION and/or ATTACHMENT ...... .- COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 01-7024 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANKERS TRUST CO. OF CALIFORNIA, N.A., C/O COUNTRYWIDE HOME LOANS, INC., Plaintiff (s) From DANIEL S. LIDDICK, JR., DANIEL S. LIDDICK, JR., TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99, 75 PINE HILL ROAD, ENOLA, PA 17025 (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee( s) that: ( a) an attachment has been issued; (b) the garnishee( s) is enj oined from paying any debt to or for the accOlmt of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him!her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $80,012.62 Interest FROM 9/3102 - $5,630.94 Atty's Comm % L.L. $.50 Atty Paid $109.10 Plaintiff Paid Date: SEPTEMBER 10, 2002 Due Prothy $1.00 Other Costs CURTIS R. LONG (Seal) Prothono"" n Cyy; _ - Bv: L/A Q/)- d C. /' (CM..;'Y~ / Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: SillTE 500 - THE BOURSE BLDG. 111 S. INDEPENDENCE MALL EAST PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court 1D No. 16132 '-~l"'~~~~~~llj~_!rr~ _, -! '"~ -- 'I ~ - ~ """",~__Jl,~"m~ __;m:~'i!l'<' .l> '" WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., Plaintiff (s) From DANIEL S. LIDDICK JR., DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMlL Y TRUST DATED 1l/17/99 NO 01-7024 Civil CML ACTION - LAW (1) You are directed to levy npon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property ofthe defendant (s) or otherwise disposing thereof; (3) lfproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as a garnishee and is enjoined as abovc stated. Amount Due $80,012.62 Interest THROUGH 9/3/2002 - $5,630.94 Atty's Comm % Atty Paid $962.98 $646.83 Plaintiff Paid Date: MARCH 5, 2004 L.L. Due Prothy $1.00 Other Costs ADDITIONAL LATE CHARGES CURTIS R. LONG , (Seal) ProthonotaIY ~ '--...Jly: 6th? f} P . ';tfAfr.lr Deputy ------. REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQIDRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SIDTE 500 - THE BOURSE BLDG. 111 S. INDEPENDENCE MALL EAST PHlLADELPIDA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ill No. 16132 , .'!i@:W;W~~~~'~'1l"~lI!l'iI . .~~ '"'" , ;: '-r'~l " - ., _ ~ "T-' .. ""~ ~~< '"'_~ ,~>_w="'~ ~ "'~. ;!! Bankers Trust Co. of California, NA VS Daniel S. Liddick Jr. and Daniel S. Liddick Jr. Trustee of the Liddick Family Trust Dated 11/17/99 In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2001-7024 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per instructions from Attorney Joseph Goldbeck. Sheriff s Costs: Docketing Poundage Posting Bills Advertising Prothonotary Mileage Levy Surcharge Law Journal Patriot News Share of Bills 30.00 1422.70 15.00 15.00 1.00 10.35 15.00 20.00 344.45 319.06 29.26 $2221.82 paid by attorney 06/28/04 Sworn and subscribed to before me So Answers' This;cqe.-dayofqM ,r-'~ - -C~t (l 11 '\-, - R. Thomas Kline, Sheriff 2004, A.D. ~. u:- Ij/hll~,-" ~ ByJ6-dI.~C..rlL Prothonotary Real Es~ :o;~;-- I \ .1JU ~'/L..~3\ ~. /Sdf,S"'l f?,..f!~M,1i,?'ljlWli"'.w~~ilm' -""T =,r' ,C_'"',' "', '>C - w < ~ ,~ -"'~-~~~' -~ . -, ,.,,\'!>, ~ - ~ : " Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney 1.D. #16132 Suite 5000 - Mellon Independence Center 70 I Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-35 PI:mo, TX 75024-3632 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff vs. CNIL ACTION - LAW DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 (Mortgagor(s) and Record Owner(s)) 75 Pine Hill Road Enola, P A 17025 ACTION OF MORTGAGE FORECLOSURE No. 01-7024 CNIL TERM Defendant( s) AFFIDAVIT PURSUANT TO RULE 3129 BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 75 Pine Hill Road Enola, PA 17025 l.Name and address ofOwner(s) or Reputed Owner(s): DANIEL S. LIDDICK JR. c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box Il963 Harrisburg, PA 17108-1963 DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED 11/17/99 c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, P A 17108-1963 2. Name and address ofDefendant(s) in the judgment: DANIEL S. LIDDICK JR. c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMIL Y TRUST DATED 11/17/99 c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 '-"-;'j,~,,,~\1'-'i'!"Bjll'O!6!ij;\!lJ_!~ "~.: . ~_~. ~~ . I ., - -"..,,~~~ H~ ,_~ lZ! : 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: , P A DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, P A 17013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 75 Pine Hill Road Enola, P A 17025 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made sub. t to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. GOLDBECK Mc BY: JosephA. Go Attorney for Plain DATED: March I. 2004 "-_;;JPi""W.f:r",,""'~~i:IT~"_ " ~"':"I~-' " . ,~ ___I!! ;;,.'~ ~, ,,~,,~, ,.,,-~...-- "" ,,--- 01-7024 CIVIL TERM GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. IN THE COURT OF COMMON PLEAS 71 05 Corporate Drive PTX B-35 of Cumberland County Piano, TX 75024-3632 Plaintiff CIVIL ACTION - LAW vs. DANIEL S. LIDDICK JR. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 Mortgagor(s) and Record Owner(s) ACTION OF MORTGAGE FORECLOSURE Term No. 01-7024 CIVIL TERM 75 Pine Hill Road Enola, P A 17025 Defendant( s THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTy TO: LIDDICK TRUSTEE OF THE LIDDICK FAMILY TRUST DATED ll/11/99. JR., DANIEL S. DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK FAMILY TRUST DATED 11/17/99 c/o Bradford Dorrance-ESQ 210 Walnut Street, PO Box 11963 Harrisburg, PA 17108-1963 Your house at 75 Pine Hill Road, Enola, P A 17025 is scheduled to be sold at Sheriffs Sale on Wednesday, June 09, 2004, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $86,290.39 obtained by BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: -"':'''~~f'~''''3W~!IllIJI!I'liil -~. . -~ ,.,~ ,~ ,,- "., "J' _ 1"""" ., ~, ., ""'" "' ."O.^"'" <"'""~ '[' ~." '0" 01-7024 CIVIL TERM 1. The sale will be cancelled if you pay to BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS lNC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). yOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may fmd out the price bid price by calling the Sheriff of717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriffthe full amount due in the sale. To fmd out if this has happened, you may call the Sheriffof717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount dne is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be med by the Sheriff thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HA VB A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES lNC 8 Irvine Row Carlisle, P A 17013 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 ~ \'_'f,*WJK~"".;wr~~, __"~".,_,,?_,, . . ................. - ~~- " '"~.~~~ '_'_',,'_',-'~-:.'.. ;'X,*,~ . ALL THAT CE:RTAIN tract of land situate In tha To.wnship of East Pannsboro. Cumberland Counly, Pannslyt'anla, . more parlfcular/y bounded and described as follows in accordance with a survey made by Raymond M. Kowalski, registered professional engineer, of Harrisburg, Pennsylvania, made March 21, 1960. .. . . ' BEGINNING at a polnlln lhe center of Pipe Hill Road at corner of lands noW or formerly of Ralph Kiner; Ihence along said lands of Kiner South 66 degrees.41 minutes 19 seoonds West, 655.49 feet to a slake in line 01 lands now or formerly 01 Ohar!es Lender; thence along said lands of L'Inder Soulh 3 de9rees 15 minutes 40 seoonds Wes1216.92 feet 10 a Cherry tree; lJ1ence along tame Soulh 45 degrees 56 minutes East, 539,65 feet to a poplar Iree In line of lands now or fOFmerty of HalVey G. Will; thence along said land of Will South 82 degrees 54 . mInutes 39 seconds East, 137.02 leet 10 a slake; lhence by 1M same South 82 degrees 56 minutes East, 135.27 fe!'lt 10 a point in line olfands now or formerly 01 Paul U~dlcl'<; thence along said land Norlh 13 derirees 19 mloutes Wesl\ 141.93 leetto an iron pipe; thence along same Norlh 83 degrees 17 minutes Ease a dlslance of '103.45 feel to an Iron pipe In line of land now or formerly of D.S. Liddick, Sr.; thence along said land now or formerly of Liddick, Sr. North 82 degrees 69 minutes East 70.41 feel 10 a pomt hi \he center of the Pine Hill Road; thence along the center line of Pine Hill Road North 8 degrees 23 mlnules West 167.36 feetlo.a point: thence continuing along \laid center line Norlh 16 degree.s .:\4 minutes 8 seconds West 132.20 feet lo'a point; thence continuing along saId center line 01 Pine Hili Road North 27 degrees 26 minules 23 seoonds Wesll 01 ,08 feel 10 a point; thence continuing along said cenler line Norlh 12 deg(ees 16 mlnutes.aO seconds Wes1102.11 leet to a point, the place 01 BEGINNING. .' . , , Parcel # 09-13-0997-007 . '. .' , " '.i';'" ~~~.,--_.-:- ~:,.;,'-':.;. . ''''.- ~~~.~~~T -~. ... '1"--- ~ " ,"'" .. - " WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYL VANTA) COUNTY OF CUMBERLAND) NO 01-7024 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANKERS TRUST CO. OF CALIFORNIA NA C/O COUNTRYWIDE HOME LOANS INC., Plaintiff (s) From DANIEL S. LIDDICK JR., DANIEL S. LIDDICK JR. TRUSTEE OF THE LIDDICK F AMlL Y TRUST DATED 11/17/99 (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property ofthe defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $80,012.62 Interest THROUGH 9/3/2002 - $5,630.94 Arty's Comm % Arty Paid $962.98 $646.83 L.L. Due Prothy $1.00 Other Costs ADDITIONAL LATE CHARGES Plaintiff Paid Date: MARCH 5, 2004 CURTIS R. LONG (Seal) ProthonotO!)' C-yyJ -Hy. L?;' I'M., - [!. /' t.. C/lA./L J Deputy REQUESTING PARTY: Name JOSEPHA. GOLDBECK, JR., ESQIDRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SIDTE 500 - THE BOURSE BLDG. 111 S. INDEPENDENCE MALL EAST PHlLADELPIDA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 ::%t;Io20'.,~:!Y',,-==-""';;ev,:-~~rll ~, -"'''''''' '<,r<"" , "l""""""" ^ " .~_<_IIlIl!","""""",,_ ",""",,..~",,,,...__.,:! ...,~-.,..., ~. ~<"",,, .", ",<~,_H,"" "'W' ~ ~ ~'-~=K~',^ ~~-.' ',.-" ,'~4>.-r.;;,;i~1""";P'~I~-=.l'=~" ~W' lIlTr::l(j~' Real Estate Sale #55 On March 08, 2004 the sherifflevied upon the defendant's interest in the real property situated in East Pennsboro Township, Cumberland County, P A Known and numbered as 75 Pine Hill Road, Date: March 08, 2004 By: J od4ftwi~ Real Estate'TIeputy re> ~ ~ GV ~ Enola, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. '''1,\, _,t"" ' " ! 1(.-, 1-.,)" '<'i L'i- IY:, ! ll~\A <,,:1 '~~ Jl.lt~ll:':.-' .: .:I;n"::;,,i,~ ,', ':~~~!~~~~~Willt>-~"-g;;,,,,'w~_m'*"?,'jI\'~I!I;iill/l_l!1!lW1t~i\.~,I~l11!'c?-<'>\"_'"'c'_""l~,,'Wf,y,c,"yn,-,"--' "-~"6 ~ . Fl9.L. ESTATE SALE No. 55 Wrft No. 2001-7024 - - Clvll Term .~ .~_oBankeraTrust Co. of :---o.lIfomla NA r:/o Countrywide - -~--- Hol:tle Loans, Inc. ,~,~~= Vs Daniel S. Uddlck, Jr. and " DanIel S. Uddlck Jr., Trus\ee of The Liddick Fa"')IyTruat Dated 11/Hi"99 ~ J(flY: Joseph Goldbeck DESCRIPTION -"-"" AU-TI1A!' CERTAIN tract of land situate in ili'e1J5WiiSh1p of East Pellll5boro, Cumberland 'CoUnty,---pennsY1~ama, more particularly boLU1ded .and...described as follows in accordance with a '~made by Raymond M. Kowalski. ll~ste.redprofessiona1 engineer, of HarrisOOrg, NMs.ylvania. made March 21, 1960. ~_~ BEGlNNINGara po1I1l in the center of Pipe '-Hill-Road at comer of laJ1ds now or fonnerly of ,.RaIPh xrner~ thence along sai~ lands of Kiner 'SQutiL88 degrees 41 minutes 19 seconds West. .:655:49 feet to a stake in line of lands now or :" fonnei'2- of Charles Lend!=r; thence along said -.l:lllcds. ulfdetSOiilll3 degr~ 15 minutes 40 '5eCOOOSWest 216.92 feet to a cherry t,ree; thence illong-same South 45 degrees. 56 minutes East, 53mreet to a poplar-tree in line of lands now or _etly-_of Han'ey G, Wilt; cbence along said .1iiiU[ of W.tlt South 82 degrees 54 minutes 39 'SiConds East, 137.02 feet to a stake; thence by the 1WUe-S000t1L82 degrees 56 minutes East, 135.27 ~a point in !ine of lands now or formerly of Paul Uddick; thence along said land North 13 ~-19minutesWesl,14I.93feettoaniron l'~; 1bence along same Nortb 83 degrees 17 xrilro1Ifsht._a dhtance of 103.4.5 feet to an iron 'pipe- in line of land now or formerly of D,S. Uddick, Sr.; thence a1or.g said land now or 'tOimerIy of Liddick, Sr. North 82 degrees 59 ttifuiites East 70.41 feet to a point in the c~nterof fhe Pine Hill Road;"thence aiongthe centerline of PiiieJij[l{oad Nortb 8 degrees 23 minutes West 167.36 feet to a point; thence continuing along said center line North 16 degrees 34roinute.s 8 ..s&xmds-West.-132.20_feet to a point; thence ootfinuing----al<mg. said center line of Pine Hill ,RQad'NOrth 27 degrees 26 minutes 23 seconds w= 101.08 feet to a point; thence continuing ajg!ij,'osaid "",,,line North 12 degrees 16 ~.seronds. West 102.11 feet 10 a point, f!lepIaceofBEGlNNlNG. I\\RCELNo.09~13.Q997.(J(J7. '.. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No.587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Michael Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and..I!Jg SY.rW;ay Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their Iregular daily and/or Sunday/ Metro editions which appeared on the 27th day(s) of April and the 4th and 11th day(s) of May 2004. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot. News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adoptled severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said Coun of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COpy SALE#55 NOTAR PUBLIC My commission expires June 8, 2008 I NOTARIAL Terry L Russell, Notary Public Oty of Harrisburg, Dauphin County My Commission Explr. June 6, 2006 Member, P,nnsylvanlaAlloolaUonof Notaties CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Total $ 319.06 Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. By.................................................................... -?OiM"~'"'~~lI"',!''''q''l~~ _, 'r_.-?~';,,~._ ~_ ., 1- " ,<~ ~ ,~ r ~ ~ .. ~.*- ~~ ,,--=., -'-'''~''"1''i-,~,~.,-y--,, .".. r,'1,'~r,;_-.; -,-' , 1 l~_;o'"" ~ ESTATE SM,E NO. 55 Writ No. 2001-7024 Civil Bankers Trust Co. of California N.A. c/o Countrywide Home Loans, Inc. vs. Daniel S. Uddick. Jr. and Daniel S. Liddick Jr.. Trustee of The Liddick Family Trust Dated 11 (17/99 Atty.: Joseph Goidbeck ALL THAT CERTAIN tract of land situate in the Township of East Pennsboro, Cumberland County, Pennsylvania, more particularly bounded and descIibed as follows in accordance with a survey made by Raymond M. Kowalski. registered professional engineer. of Hsn:1sburg. P'ennsylvania, made March 21, 11M10. BIllGINNING at a point in the oen- ter Df Pi-pe Hill Road at comer of _ now or formerly of Ralph _- er; ~ence along said lands of_ Scruth 88 degrees 41 minutes 19 seconds West, 655.49 feet to a stake ,~n line of lands now or formerly of Charles Lender; thence along said 1rnds of Lender South 3 degrees 15 minutes 40 seconds West 216.9,2 feet to a cherry tree; thence along same South 45 degrees 56 minutes East. 539.85 feet to a poplar tree in line of lands now or formerly of Harvey G. Wilt; thence along said iand of Wilt South 82 degrees 54 minutes 39 seconds East, 137.02 feet to a stake; thence by the same South 82 degrees 56 minutes East. 135.27 feet to a pointin Une ofJands now or formerly of Paul Liddick; thence along said land North 13 degrees 19 minutes West 141.93 feet to an iron pipe; thence along same North 83 degrees 17 minutes East. a distance of 103.45 feet to an iron pipe in line of land now or formerly ofD.S. Liddick, Sr.; thence along said land now or formerly of Liddick. Sr. North 82 degrees 59 minutes East 70.41 feet to a paint in the center of the Pine Hill Road; thence along the center line of Pine Hill Road North 8 degrees 23 min- utes West 167.36 feet to a point; thence continuing along said center line North 16 degrees 34 minutes 8 seconds West 132.20 feet to a point: thence continuing along said center line of Pine Hill Road North 27 de- grees 26 minutes 23 seconds West 101.08 feet to a point; thence con~ tinuing along said center line North 12 degrees 16 minutes 30 seconds West 102.11 feet to a point, the place of BEGlNNlNG. Parcel #09-13-0997-007. 'I:' '^",' , :<'~';, \fnr:7'::!, "~:~~"~,~: ",,,.,'1""\ ".", -;;:', ~t'{'" . ' PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz; APRIL 16,23,30,2004 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. SWORN TO AND SUBSCRIBED before me this 30 day of APRIL 2004 N SEAL LOIS E. SNYDER, Notary Public Carlisle Boro, Cumbertand County My Commission Expires March 5" 2005 :'F_;i'i-""P_'_-T_-O_.___,_"".""~"-"'i\tl1'''W_~J1;.. ._~_, ~, - , I' """ -r- , ~--~-'~'~~"- -"^"'"' ~