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KH FINANCIAL,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
vs.
NO. O/~ 7(). LJ6 Ca;J
YUN CHAE YI and
YOUNG OK YI,
CIVIL ACTION - LAW
Defendants
NOTICE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take action wi thin
twenty (20) days after this" Complaint and Notice are served, by
entering a written appearance personally or by attorney and filing in
writing with the Court your, defenses or objections to the claims set
forth against you. You are ~arned that if you fail to do so the case
may proceed without you and a judgment may be entered against you by
the Court without further notice for any money claimed in the Complaint
or for any other claim or relief requested by the Plaintiff. You may
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
(717)249-3166 OR (800)990-9108
IF YOU DO
THE OFFICE
NOT I C I A
Le han demandado a usted en la corte. Si usted guiere
defenderse de estas demandas expuestas en las paginas siguientes, usted
tiene viente (20) dias de plazo al partir de la fecha de la demanda y
la notificacion. Usted debe presenter una apariencia escrita 0 en
persona 0 por abogado y archivar en la corte en forma escrita sus
defenses 0 sus objeciones alas demandas en contra de su persona. Sea
avisado gue si usted no se defiende, la corte tomara medidas y puede
entrar una orden contra usted sin previo aviso 0 notificacion y por
cualquier queja 0 alivio que es pedido en la peticion de demanda.
Usted puede perder dinero 0 sus propiedades 0 otros derechos
importantes para usted.
LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO TIENE
ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA
EN PERSONA 0 LLAME FOR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
(717)249-3166 OR (800)990-9108
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KH FINANCIAL,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
NO. OJ - 7a'k)
YUN CHAE YI and
YOUNG OK YI,
CIVIL ACTION - LAW
Defendants
COMPLAINT
1. Plaintiff is KH Financial (KHF) , a partnership owned by H.
Kim Ham and Kum S. Hamm with,,; mailing address of P.O. Box 61793,
Harrisburg, PA 17106-1793.
2. Defendants are Yun Chae Yi and Young Ok Yi, husband and
wife, adult individuals who reside at 4605 Brian Road, Mechanicsburg,
PA 17055.
3. On February 23, 1997, Defendants executed a written
promissory note in favor of Plaintiff in the principal amount of
$50,000.00, a copy of which is attached hereto as Exhibit "A".
4. From February 23, 1997 through November 20, 1998,
Defendants paid $24,629.01 in principal to Plaintiff.
5. On November 20, 1998, at the request of Defendants, and for
the purpose of loaning to Defendants additional money, Plaintiff
returned to Defendants $24,629.01 and permitted Defendants to start the
term of the note over from the beginning such that from November 20,
1998 forward, Defendants were to make 36 payments of $1,782.64 to
Plaintiff as called for in the aforesaid promissory note with the first
payment due December 23, 1998.
6. The two checks evidencing the payment of Plaintiff to
Defendants of $24,629.01 as set forth in paragraph 5 above, are
attached hereto as Exhibit "B".
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7. Defendants have defaulted in their repayment obligations as
per the terms of the promissory note.
8. As of November 23, 2001, the date the 36th payment should
have been made, the unpaid balance owed to Plaintiff by Defendants was
$26,070.16.
9. Subsequent to November 23, 2001 a per diem of $12.1422 is
owing.
10. The aforesaid promissory note provides for the recovery of
Attorney fees which in this case are 1/3 of $26,070.16, or $8,690.05.
WHEREFORE, Plaintiff requests judgment against Defendants in
the amount of $26,070.16 plus $8,690.05 Attorney fees plus whatever per
diem charge accrues subsequent to November 23, 2001 up until the date
of judgment.
YOFFE & YOFFE, P.C.
FFR N. YO FE, ESQUIRE
Attorney for Plaintiff
214 Senate Avenue, Suite 203
Camp Hill, PA 17011
(717) 975-1838
Attorney ID No. 07135
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KH FINANCIAL,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
NO.
YON CHAE YI and
YOUNG OK YI,
CIVIL ACTION - LAW
Defendants
VERIFICATION
I hereby state that I am an adult individual who is authorized to make
this verification and that the facts set forth in the foregoing Complaint are
true to the best of my knowledge, information, and belief. I understand that
false statements herein are made subject to the penalties of 18 Pa. C.S. 54904
relating to unsworn falsification to authorities.
KH FINANCIAL
Dated:
By
~JNw.-
Name: H. Kim Ham
Title: Partner
KH FINANCIAL
Dated:
By /q;:::II//t.
Name: Kum S. Ham
Title: Partner
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Am-to
R293-04
PROMISSORY NOTE
$
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-,,0,000' -
Dated:
0-~ /1991
Principal Amount .. A State of If) /1
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FOw\,ALUt RECEIVED, the undersigned hereby jointly o,\d severally promise to pay to the order of
K J-f l"O""'.J}
= I'fo/;;.' rt'v<I <,(\,,", J
t.h,
Dollars ($ 5. . en)!? - ), together with interest thereon at the rate of /1 % per
annum on the unpaid balance. Said sum shall be paid in the manner following:
, the sum of
3 Y...-s
3&
r"1"'-".J,
fv!o".tiLJ
<1. / '},f.J" /.:1
All payment!! shall he first applied to interest and the balance to principal. This nole may be prepaid, -at any
time, in whole or in part, without penalty. All prepayments shall be applied in reverse order of maturity.
This note shall at the option of any holder hereof be immediately due and payable upon the failure (0 make
Rny payment due hereunder wlJhin d!lYs of its due dnte.
In the event thi~ nole shall he in dcf:mlt, nnd placed with an attorney for collection, then t~e undersigned
agree to pay all reasonable attorney fees and costs of collection. Payments not made within five (5) days of due date
~hall be subject to A Inle charge of % of said payment. All payments hereunder shall be made to
such address as may from time to time be designated by any holder hereof.
The undersigned and all olher parties 10 this nole, whether as endorsers, guarantors or sureties, agree to
remain fully hound hereunder unlil this note shall be fully paid and waive demand, presentment and protelit and all
notices thereto and further agree to remain hound. notwithstanding any extension, renewal, modificBtlon, waiver, or
olher indulgence by any holder or upon the discharge or release of any obligor hereunder or to this note, or upon the
exchange. substitution, or release of any collateral granted a~ security for this note. No modification or indulgence
hy any holder hcreof shall he hinding unle~s in writing; nnd any indulgence on nny one QCca!!ion shnll not be nn Indul-
gence for any other or future occasion. Any modification or change of terms, hereunder granted by any holder here-
of. shall be valid and binding upon each of the undersigned, notwithstanding the acknowledgment of any of (he
undersigned, and each of the undersigned does hereby irrevocably grant to each of the others a power of attorney to
enter into any such modification on their behalf. The rights of any holder hereof shall be cumulative and not neces~
sarily successive. This note shall take effect as a sealed instrument and shall be construed, governed and enforced in
accordance with the laws of the Slate first appearing at the head of this note. The undersigned hereby e;lecute (his
note as principals and not as sureties.
Sign"" in the presence of: ,} jJ
')(fl'~
Witness
7iljn~
Witness
\
GUARANTY
We the undersigned jointly and severally guaranty the prompt and punctual payment of all moneys due
under the aforesaid note and agree to remain bound until fully paid.
In the presence of:
Witness
Gum-snlar
Witness
Guarantor
JUJlll~j t
o F;.Z "fllal Form,. Before yo" DIe thl~ rllf.n. rend It, fill 10 nil blnnb, and mo\:e whlleVllI ehnnJeI.... necel~III'Y 10 YllUI paI1ltlllar
In1mRcllnn. Cnn."rr n lnwY"1 i' you dOllht the rotm'~ fitlle<< fll. Y"'" pu'1"l'" find U!Ie. E-Z Lellal """"~ Ind lJIe ICtaller Il'IIh 110
"'l"e...nta1ion or wnTnnTy. e<pre!.' or Implied. with ""JIC"t 10 the merchantabiliTy 0' !hI. fonn for lU\ lnt<':ruled use '" ~~ 1196)
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KH FINANCIAL
P.O. BOX 61793
HARRISBURG, PA 1'7106.1793
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-07245 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
KH FINANCIAL
VS
YI YUN CHAE ET AL
BRYAN WARD
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
YI YUN CHAE
the
DEFENDANT
, at 2050:00 HOURS, on the 2nd day of January ,2002
at 4605 BRIAN ROAD
MECHANICSBURG, PA 17055
by handing to
YOUNG OK YI
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
7.80
.00
10.00
.00
35.80
7""~ -t:~
R. Thomas Kline
01/03/2002
OVID INC
Sworn and Subscribed to before
By:
~~ri~- J
me this 1\'it/ day of
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l}"""'<1 .J-oOL A.D.
qut'" pr~th~~'~~ry ~,
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SHERIFF'S RETURN - REGULAR
.
CASE NO: 2001-07245 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
KH FINANCIAL
VS
YI YUN CHAE ET AL
BRYAN WARD
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
YI YOUNG OK
the
DEFENDANT
, at 2050:00 HOURS, on the 2nd day of January , 2002
at 4605 BRIAN ROAD
MECHANICSBURG, PA 17055
by handing to
YOUNG OK YI
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Aff idavi t
Surcharge
So Answers:
6.00
.00
.00
10.00
.00
16.00
r~n-.,,~~
R. Thomas Kline
Sworn and Subscribed to before
By:
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Deputi?eriff
01/03/2002
OVID INC
1>/&
me this 0
day of
.2Ari .h
A.D.
a.~
rothonotary
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